| Posts by Gary Snober |
| Posting date
| Subject |
Categories |
| Thu Sep 17 8:29:06 2009 |
Hi Jesus, What your referring to is a middle fico .. |
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| Thu Sep 17 5:10:52 2009 |
Hi Kenneth welcome to the forums hope you learn a .. |
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| Thu Sep 17 10:00:07 2009 |
Hi Jgardner, Yes that would remove your brother .. |
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| Wed Sep 16 7:37:20 2009 |
Hi Tabatha, Yes thats true as a typical escrow .. |
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| Wed Sep 16 12:23:24 2009 |
Hi Tcordova, With a fico score of 680 you can .. |
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| Wed Sep 16 1:28:12 2009 |
Hi Tinajerry, Yes 20% is good enough for a down .. |
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| Tue Sep 15 8:02:31 2009 |
Hi Jeffey, In this current economy at least a .. |
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| Tue Sep 15 4:12:50 2009 |
Hi gregy, Yes thats correct if your a first time .. |
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| Tue Sep 15 12:42:35 2009 |
Hi Gmalik, FHA loans do require a minimum fico .. |
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| Mon Sep 14 11:25:46 2009 |
Hi Elisa, With both you and you wife with such .. |
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| Wed Sep 9 10:57:33 2009 |
Hi, Im not sure about the minimum of years .. |
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| Wed Sep 9 10:55:46 2009 |
Hi, By IRS there talking about the Internal .. |
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| Wed Sep 9 10:52:16 2009 |
Hi, Well how does your credit look Your saying .. |
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| Tue Sep 8 10:14:04 2009 |
Congrats .. |
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| Fri Sep 4 7:35:50 2009 |
Yes adonis thats correct. But as stated above you .. |
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| Fri Sep 4 7:32:39 2009 |
750+ they will get an average score from the 3 .. |
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| Fri Sep 4 7:29:55 2009 |
Just depends but usually after 2-3 years and you .. |
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| Fri Sep 4 7:28:16 2009 |
Hi with a 751 fico score you will be able to get .. |
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| Fri Sep 4 7:25:28 2009 |
Yes they will always check all 3 and create a .. |
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| Fri Sep 4 7:24:17 2009 |
Hi, Yes Eric1 is correct there are many people on .. |
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| Fri Sep 4 7:22:10 2009 |
Thanks Sam and Brian and .. |
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| Thu Sep 3 10:02:00 2009 |
Hi Greg, I hope as well that you enjoy and learn .. |
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| Wed Sep 2 7:35:24 2009 |
Hi Jwalker, Looking over the numbers and they .. |
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| Wed Sep 2 6:41:39 2009 |
Hey congrats .. |
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| Wed Sep 2 2:22:05 2009 |
Hi Kat, Yes if you are a first time home buyer .. |
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| Wed Sep 2 11:07:08 2009 |
Hi, Yes being 30 days late will be reported and .. |
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| Tue Sep 1 11:10:28 2009 |
Hi Greg, Yes you sure can as long as both of you .. |
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| Tue Sep 1 5:14:42 2009 |
Hi Timmy2009, Yes thats correct they will check .. |
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| Tue Sep 1 12:15:34 2009 |
Hey George, Yes i have seen those posts too im .. |
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| Tue Sep 1 12:15:05 2009 |
Hey George, Yes i have seen those posts too im .. |
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| Tue Sep 1 11:20:27 2009 |
Hi MaryGomes, Yes a 751 is good enough for a .. |
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| Tue Sep 1 11:17:45 2009 |
Hi Corona, FHA requires a minimum fico score of .. |
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| Tue Sep 1 11:15:30 2009 |
Hi Congrats Angela and .. |
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| Mon Aug 31 6:41:05 2009 |
Hi Jennyy, Yes FHA loans do require a minimum .. |
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| Mon Aug 31 6:38:46 2009 |
Hi Captcharwp! Welcome to the .. |
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| Mon Aug 31 6:01:13 2009 |
Hi Gregf1, Im really sorry about your situation .. |
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| Mon Aug 31 4:25:58 2009 |
Hi, Congrats Erik and .. |
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| Mon Aug 31 4:24:33 2009 |
Hi santosm, Yes that is true a typical escrow .. |
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| Mon Aug 31 4:19:45 2009 |
Hi jposer, 10% down is good as fha loans only .. |
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| Mon Aug 31 12:06:09 2009 |
Hi, If your unemployed it will be pretty much .. |
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| Mon Aug 31 12:04:35 2009 |
Hi, Yes FHA requires a minimum of 620 fico score. .. |
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| Fri Aug 21 11:51:28 2009 |
Hi Mikhal, Yes that is correct if your a first .. |
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| Fri Aug 21 11:32:34 2009 |
Hi LarryH, Yes a 630 will be fine as fha loans do .. |
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| Fri Aug 21 11:28:20 2009 |
Congrats Arya! Keep up the good .. |
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| Thu Aug 20 3:51:17 2009 |
Hi Julia! Welcome to the forums. Hope you enjoy .. |
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| Mon Aug 17 9:34:06 2009 |
Hi yes it wouldnt hurt to call and ask them to .. |
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| Mon Aug 17 5:43:06 2009 |
Hi Georgie, Yes it will hurt your credit but it .. |
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| Mon Aug 17 5:29:10 2009 |
Hi LarryB, Yes a fico score of 766 is good enough .. |
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| Mon Aug 17 11:32:59 2009 |
Yes if your involved in title or loan then she .. |
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| Mon Aug 17 11:30:10 2009 |
Yes shelly if your on the loan or title then no .. |
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| Mon Aug 17 11:27:06 2009 |
Thats wonderful if you need any help or have any .. |
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| Sun Aug 16 11:53:45 2009 |
Hi Archie, Welcome to the forums. Hope you .. |
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| Sun Aug 16 11:52:02 2009 |
Hi Yes i would agree with jenkin7 as 51 is a bit .. |
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| Sun Aug 16 10:49:28 2009 |
Hi Ronald, Yes on a FHA loan you can use a co .. |
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| Sun Aug 16 4:48:36 2009 |
Hi Spike, Yes with a 665 you can apply for a fha .. |
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| Sun Aug 16 4:45:17 2009 |
Hi Larry, Well you have come to the right place .. |
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| Fri Aug 14 5:35:42 2009 |
Hi jennylyn, Im sorry about your situation but .. |
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| Fri Aug 14 3:25:40 2009 |
Hi Louis, Yes FHA does allow just 3.5% down .. |
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| Fri Aug 14 12:00:48 2009 |
Ahh yes im sorry about that jesse and george.. .. |
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| Fri Aug 14 11:42:58 2009 |
Hi JesseM, With a fico of 650 you will need to go .. |
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| Thu Aug 13 12:09:42 2009 |
Hi Knalaweyei17, Thats wonderful you have learned .. |
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| Thu Aug 13 12:05:31 2009 |
Hi Freddy, Income is good but both of you having .. |
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| Wed Aug 12 11:48:01 2009 |
Hi Terry, Yes you sure can put 20% down payment .. |
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| Wed Aug 12 11:38:19 2009 |
Hi, Have you checked all 3 reports Just keep .. |
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| Wed Aug 12 11:33:24 2009 |
Hi, Yes that would be correct FHA loans require a .. |
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| Wed Aug 12 6:18:29 2009 |
Hi Jessica, Yes the main borrower and the co .. |
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| Wed Aug 12 5:19:43 2009 |
Hi Timmy, Im sorry to say that if both of you .. |
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| Wed Aug 12 2:16:13 2009 |
Hi Jenny5, Yes you sure can use a co signer on a .. |
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| Wed Aug 12 2:09:05 2009 |
Hi Jackie, Yes but it will be much better if you .. |
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| Wed Aug 12 2:05:10 2009 |
Hi Congrats Manoj and Rajiv! Keep up the good .. |
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| Tue Aug 11 11:44:49 2009 |
Hi Tiffany, With a fico score of 626 you can go .. |
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| Tue Aug 11 11:40:26 2009 |
Hi, It just depends on all kinds of numbers. On .. |
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| Tue Aug 11 11:38:12 2009 |
Hi, Im going to agree with Jkennedy. Until you .. |
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| Tue Aug 11 8:04:56 2009 |
Hi Cathy, To improve your score by 15 this can be .. |
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| Tue Aug 11 8:01:07 2009 |
Hi, Even though you are a first time home buyer. .. |
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| Tue Aug 11 5:46:30 2009 |
Hi, Having a 630 fico is enough for an fha loan .. |
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| Tue Aug 11 3:33:38 2009 |
Hi Jamierider, While being unemployed you will .. |
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| Tue Aug 11 11:45:20 2009 |
Hi Maria, Most of the time no they do not report .. |
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| Tue Aug 11 11:41:40 2009 |
Yes a letter from the landlord should do the .. |
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| Mon Aug 10 11:51:12 2009 |
Hi, If your talking about the first time home .. |
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| Mon Aug 10 9:42:55 2009 |
Hi Aflanzi234, With no job you will not be able .. |
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| Mon Aug 10 4:18:11 2009 |
Hi, Wonderful idea. I will get my pic up soon. .. |
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| Mon Aug 10 2:35:57 2009 |
Hi Irvin, Yes with a middle score of 788 you .. |
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| Mon Aug 10 11:23:14 2009 |
Hi, 620 is just for the credit score part of it. .. |
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| Fri Aug 7 7:41:13 2009 |
Hi, Yes a 756 will be good enough for the credit .. |
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| Fri Aug 7 5:37:17 2009 |
Yes thats correct kbkevin. There are a lot of .. |
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| Fri Aug 7 5:32:51 2009 |
They consider a lot of other things besides just .. |
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| Fri Aug 7 5:31:17 2009 |
This is impossible lol and yes this would be .. |
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| Fri Aug 7 5:29:30 2009 |
Hi, If you are not co signed on the loan, Then No .. |
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| Fri Aug 7 5:24:53 2009 |
Hi Jennymilller, Welcome to the forums. Its very .. |
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| Fri Aug 7 2:09:18 2009 |
Hi, With a score of 618 im sure the lenders will .. |
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| Fri Aug 7 10:49:56 2009 |
Depending on most situations escrow usually takes .. |
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| Thu Aug 6 11:49:38 2009 |
Yes most banks or lenders will look for at least .. |
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| Thu Aug 6 11:28:46 2009 |
Yes mary FHA loans do only require a minimum fico .. |
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| Wed Aug 5 11:52:54 2009 |
Hi, Yes you would have to pay back the tax credit .. |
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| Wed Aug 5 11:46:38 2009 |
Hi, Yes there is some companies that will help .. |
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| Wed Aug 5 11:44:17 2009 |
Hi Jmela2004 welcome to the .. |
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| Wed Aug 5 11:43:56 2009 |
Hi Jmela2004 welcome to the .. |
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| Wed Aug 5 7:51:20 2009 |
Hi, Yes they do. And for being a first time buyer .. |
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| Wed Aug 5 6:23:13 2009 |
Once started it usually takes anywhere from 30-45 .. |
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| Wed Aug 5 5:20:15 2009 |
Hi Jessica, With a score of 577 you will not .. |
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| Wed Aug 5 2:31:25 2009 |
Hey Carlos! Its nice to meet you too! Hope you .. |
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| Wed Aug 5 2:19:19 2009 |
Hi, FHA doesnt require that you put 20% down. The .. |
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| Wed Aug 5 1:50:54 2009 |
Yes thats correct 8000 is the most you can get. .. |
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| Wed Aug 5 10:06:38 2009 |
Congrats .. |
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| Tue Aug 4 9:34:10 2009 |
Congrats Andy!! Keep up the good .. |
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| Tue Aug 4 9:32:15 2009 |
Hi, Yes it will actually end Dec 1 of this year. .. |
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| Tue Aug 4 7:51:24 2009 |
Congrats .. |
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| Tue Aug 4 6:51:48 2009 |
Hi Jose, Yes that would be .. |
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| Tue Aug 4 6:35:26 2009 |
Hi, FHA loans require a minimum fico score of 620 .. |
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| Tue Aug 4 3:01:53 2009 |
Hi Congrats Dolly! Keep up the good .. |
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| Tue Aug 4 3:00:21 2009 |
Hi Terryjones, With a fico of 501 you will not be .. |
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| Mon Aug 3 11:58:23 2009 |
Hi, This a very common story in this economy. If .. |
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| Mon Aug 3 10:06:43 2009 |
For an FHA loan the minimum down payment is 3.5%. .. |
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| Mon Aug 3 9:52:27 2009 |
Thanks .. |
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| Mon Aug 3 6:49:22 2009 |
Hi Sam, It really looks amazing. And its very .. |
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| Mon Aug 3 6:09:33 2009 |
Hi Lorry, If thats a middle score then yes you .. |
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| Mon Aug 3 2:19:00 2009 |
Hi, Well one late payment is not gonna ruin your .. |
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| Mon Aug 3 12:46:48 2009 |
Hi Kevin, 580 will not get you a loan. All or .. |
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| Mon Aug 3 12:25:05 2009 |
Hi, A score of 567 is not good enough for any .. |
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| Mon Aug 3 12:00:06 2009 |
Hi Sam, Thanks Alot! By the way i really love the .. |
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| Mon Jul 27 7:00:13 2009 |
Hi Robert, .. |
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| Mon Jul 27 5:53:18 2009 |
HI, A conventional loan does require a minimum .. |
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| Mon Jul 27 3:31:12 2009 |
Hi George, Depending on how much of a mortgage .. |
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| Mon Jul 27 1:45:55 2009 |
Hi Jeanneveda, Yes having a middle score of 740 .. |
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| Mon Jul 27 11:38:56 2009 |
Yes this one is an actual fico score. I think .. |
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| Sun Jul 26 11:22:42 2009 |
Your fico score is really good. Depending on your .. |
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| Sun Jul 26 7:27:35 2009 |
Hi Jim, Its really nice to meet you! Hope you .. |
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| Sun Jul 26 7:20:17 2009 |
Hi Julie, If thats your middle score then you can .. |
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| Sat Jul 25 1:01:29 2009 |
Hi, Yes its very possible with a 646 as fha loans .. |
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| Fri Jul 24 11:21:12 2009 |
Hi, It can actually lower your fico by up to 250 .. |
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| Fri Jul 24 11:16:37 2009 |
Hi, Congratulations Catharin.
Keep up the good .. |
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| Fri Jul 24 11:15:32 2009 |
Hi, Yes if you have a middle score of 775. You .. |
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| Fri Jul 24 12:46:51 2009 |
Hi tgnine, 600 will not get you a fha loan. But .. |
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| Thu Jul 23 5:46:39 2009 |
Yes a 765 score is good enough for a conventional .. |
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| Thu Jul 23 5:40:33 2009 |
Hi, The minimum for an fha loan is 620 so you .. |
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| Thu Jul 23 11:25:21 2009 |
Hi, Yes if your qualify you can refi the house .. |
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| Thu Jul 23 12:02:01 2009 |
670 is good enough for an FHA approved loan. 740+ .. |
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| Wed Jul 22 11:15:28 2009 |
Yes they do lower your score if you have to many .. |
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| Wed Jul 22 9:46:52 2009 |
Hi with a score of 500 it will be impossible to .. |
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| Wed Jul 22 7:15:44 2009 |
Hi Jmella, Welcome to the forums! Hope you .. |
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| Wed Jul 22 7:14:23 2009 |
Hi, Yes this does help our your score and .. |
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| Wed Jul 22 5:48:25 2009 |
Hi 20 percent down payment for conventional .. |
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| Wed Jul 22 11:15:03 2009 |
Congrats David! Keep up the good .. |
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| Wed Jul 22 12:09:17 2009 |
Hi jmcain, Yes you sure can. As long as you and .. |
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| Tue Jul 21 9:42:59 2009 |
Hi, It will lower your fico score by around .. |
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| Tue Jul 21 7:15:27 2009 |
Yes im sorry george i was referring to the state .. |
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| Tue Jul 21 7:13:32 2009 |
Hi haok23, FHA loans do require a minimum fico .. |
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| Tue Jul 21 7:09:18 2009 |
Hi, Jsmith with a fico score of 550 you will not .. |
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| Tue Jul 21 5:44:41 2009 |
Hi Josh, It just depends it will usually lower .. |
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| Tue Jul 21 5:40:15 2009 |
Hi, It usually takes 30-45 days to close .. |
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| Tue Jul 21 12:58:36 2009 |
Hockjem... .. |
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| Tue Jul 21 12:56:52 2009 |
Once a year is good enough for me .. |
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| Tue Jul 21 12:54:48 2009 |
Pay your bills on time and dont max out your .. |
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| Tue Jul 21 12:51:05 2009 |
With a BK young age works in your favor you have .. |
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| Tue Jul 21 12:48:50 2009 |
Please dont cash out and ira to pay of debt. .. |
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| Tue Jul 21 12:46:09 2009 |
HI, the only score you need to worry about is .. |
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| Tue Jul 21 12:44:45 2009 |
Hi the only way is to dispute them with the .. |
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| Tue Jul 21 12:43:22 2009 |
lol george i cant agree more with .. |
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| Tue Jul 21 12:41:56 2009 |
Please dont close any unused account by yourself .. |
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| Tue Jul 21 12:39:33 2009 |
As of right now the best way to start to build .. |
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| Tue Jul 21 12:35:45 2009 |
Most lenders will provide it for free as this is .. |
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| Tue Jul 21 12:32:35 2009 |
Hi bscott, Credit cards report on a monthly basis .. |
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| Mon Jul 20 9:05:57 2009 |
Hi, The fico score of 626 is good enough for an .. |
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| Mon Jul 20 8:56:37 2009 |
Hi, Yes i dont think you will qualify for the .. |
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| Mon Jul 20 6:54:43 2009 |
Hi, 700 fico score is pretty good but 25% down .. |
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| Mon Jul 20 6:53:42 2009 |
If the BK is discharged then about 1-2 years .. |
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| Mon Jul 20 6:52:01 2009 |
Hi, Yes i have come up with 7% too. You lendor is .. |
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| Mon Jul 20 6:50:17 2009 |
620 is the minimum for an FHA approved loan. But .. |
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| Mon Jul 20 6:48:09 2009 |
Yes as long as you have good fico score then one .. |
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| Mon Jul 20 6:47:06 2009 |
yes 6-12 months is what most lendors look for .. |
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| Mon Jul 20 6:43:10 2009 |
If its already in foreclosure i dont think you .. |
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| Mon Jul 20 6:40:25 2009 |
Yes thats correct there is no places that do no .. |
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| Mon Jul 20 6:35:32 2009 |
Im very sorry but yes it does look like your the .. |
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| Mon Jul 20 6:33:22 2009 |
If you have 20% down and get your score up around .. |
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| Mon Jul 20 6:30:36 2009 |
570 will not get you a loan of any kind. 620 is .. |
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| Mon Jul 20 6:27:11 2009 |
20% is always a great start. But take your time .. |
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| Mon Jul 20 6:22:32 2009 |
Yes foreclosure will have a bad impact on your .. |
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| Mon Jul 20 6:19:18 2009 |
Hi jrod, The max is 8k so if the house is over .. |
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| Wed Jul 15 9:25:02 2009 |
Hi tmarcus, The tax credit allows up to 10% of .. |
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| Wed Jul 15 12:00:18 2009 |
I would agree with eric1 and move along to .. |
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| Wed Jul 15 11:59:06 2009 |
LOL its very simple. If the card is in both your .. |
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| Wed Jul 15 11:56:32 2009 |
Bad credit and unemployment. Im sorry you will .. |
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| Wed Jul 15 11:55:28 2009 |
Yes this will be reported on your credit .. |
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| Wed Jul 15 11:53:18 2009 |
The only way is to refi to add your name to the .. |
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| Wed Jul 15 11:52:13 2009 |
Both the co borrower and main borrower have the .. |
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| Wed Jul 15 12:14:08 2009 |
Yes the markets are not going any where for a .. |
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| Wed Jul 15 12:12:40 2009 |
Yes thats correct .. |
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| Tue Jul 14 9:46:36 2009 |
Conventional loans is outta the question. But if .. |
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| Tue Jul 14 9:43:28 2009 |
If there is a written agreement then i dont think .. |
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| Tue Jul 14 9:42:23 2009 |
Thanks James! And congrats once again George! .. |
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| Tue Jul 14 9:41:24 2009 |
Hi Maria! Welcome to the forums. Hope you enjoy .. |
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| Tue Jul 14 9:40:17 2009 |
Hi aaronemo, No you will not qualify for the tax .. |
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| Tue Jul 14 9:35:31 2009 |
Hi, FHA loans do require a fico score of at least .. |
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| Tue Jul 14 11:48:44 2009 |
Yes its very possible that you can refi as long .. |
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| Tue Jul 14 11:41:36 2009 |
Yes i agree with george with a rate that good .. |
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| Tue Jul 14 11:40:00 2009 |
Hi Catharin9, Welcome to the forums. Hope you .. |
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| Tue Jul 14 11:38:48 2009 |
Hi, The one and only true credit score is Fico. .. |
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| Mon Jul 13 6:13:10 2009 |
Hi, It ranges from 125-150 points for a .. |
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| Mon Jul 13 6:09:08 2009 |
Have they started calling or sending letters If .. |
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| Mon Jul 13 5:48:29 2009 |
Hi joejoe, I find it very hard to believe you .. |
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| Mon Jul 13 5:44:10 2009 |
Hi Maria, Its very nice to meet you as well. Yes .. |
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| Mon Jul 13 5:41:05 2009 |
Hi, Yes thats correct you will not be able to get .. |
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| Fri Jun 19 3:49:54 2009 |
Hi Sunil Congrats man! Keep up the good .. |
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| Wed Jun 17 7:04:03 2009 |
Hi Jrod, Yes you can thats the most minimum fha .. |
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| Wed Jun 17 11:01:47 2009 |
Yes i can agree with that brian, Im here in .. |
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| Tue Jun 16 10:09:23 2009 |
Hi Nader, A score of 628 is good enough to .. |
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| Mon Jun 15 3:52:45 2009 |
As long as you can qualify for the loan by .. |
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| Mon Jun 15 3:51:49 2009 |
Yes you will get the tax credit if you close any .. |
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| Mon Jun 15 3:50:39 2009 |
in this economy no job will get you no loan .. |
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| Mon Jun 15 3:48:46 2009 |
Yes 3.5% down payment is the min amount you can .. |
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| Mon Jun 15 3:47:19 2009 |
This is the wrong place for that kind of .. |
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| Mon Jun 15 3:44:34 2009 |
If the sale date is after 3 years then you should .. |
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| Mon Jun 15 3:42:52 2009 |
A quit claim deed should do the .. |
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| Mon Jun 15 3:41:53 2009 |
Yes that is correct manoj thats why co signing a .. |
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| Mon Jun 15 3:39:21 2009 |
Yes that is correct Realgeni. It will not affect .. |
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| Mon Jun 15 3:36:42 2009 |
Hi, You would have to live in it and own it for .. |
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| Sun Jun 14 11:46:26 2009 |
Oh and either way even if the co signer had a .. |
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| Sun Jun 14 11:45:11 2009 |
Hi, I completely agree with eric1 as co signing a .. |
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| Sun Jun 14 11:44:00 2009 |
Hi, Im sorry about your situation. But being the .. |
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| Sat Jun 13 12:29:17 2009 |
Those numbers do look really good. And yes with .. |
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| Sat Jun 13 12:26:53 2009 |
After reading the post above i dont think you .. |
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| Sat Jun 13 12:25:09 2009 |
Yes i still recommend working on the credit first .. |
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| Sat Jun 13 12:22:27 2009 |
Hi, There are plenty of people here who can help .. |
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| Fri Jun 12 3:58:56 2009 |
Hi, Are you in a hurry to purchase this house 670 .. |
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| Fri Jun 12 2:41:24 2009 |
Hi, Yes cause the co borrower is just as .. |
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| Fri Jun 12 11:38:42 2009 |
Hi while her credit is good having no job or .. |
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| Thu Jun 11 10:01:36 2009 |
Hi yes its a minimum of 3.5% down payment for FHA .. |
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| Thu Jun 11 7:25:39 2009 |
Hi george, I just dont want to crush there hopes. .. |
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| Thu Jun 11 7:12:38 2009 |
Hi, Well 500 a month for your debt. You make .. |
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| Wed Jun 10 8:22:51 2009 |
Hi, With a score so close to the min score of .. |
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| Wed Jun 10 5:32:36 2009 |
HI jhose, Yes these cards do help build credit .. |
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| Wed Jun 10 5:29:37 2009 |
Hi if hes not on the loan as a co borrower then .. |
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| Tue Jun 9 7:31:43 2009 |
He is just as responsible as the main borrower. .. |
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| Tue Jun 9 11:51:43 2009 |
This will make it very hard on you. As lenders .. |
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| Mon Jun 8 5:21:17 2009 |
Hi, Yes you can. Im sorry about your situation. .. |
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| Mon Jun 8 5:16:26 2009 |
HI george, In this economy this is very rare and .. |
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| Mon Jun 8 10:33:27 2009 |
But if you qualify on your own its the best way .. |
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| Sun Jun 7 11:08:11 2009 |
Yes FHA loans do allow co signers if there .. |
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| Sun Jun 7 3:29:55 2009 |
Hi Jerry, Yes they must approve the short sale .. |
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| Sat Jun 6 11:11:24 2009 |
No all lenders will ask you if your employed or .. |
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| Fri Jun 5 7:27:57 2009 |
Hi yes you will have to pay the 8k back if you .. |
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| Fri Jun 5 7:15:55 2009 |
Hi jmars, with a score of 560 you will not get a .. |
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| Fri Jun 5 6:56:30 2009 |
I completely agree with george and eric. But last .. |
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| Fri Jun 5 2:36:45 2009 |
Hi Maria, Im sorry about your situation. There is .. |
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| Fri Jun 5 12:37:12 2009 |
Thanks George. I thought it was at least a decent .. |
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| Fri Jun 5 11:36:07 2009 |
Hi, Conventional loans looks for a score of 720+ .. |
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| Fri Jun 5 11:32:45 2009 |
my payment is 398 and my insurance is around 100 .. |
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| Fri Jun 5 11:31:03 2009 |
500 with insurance is not .. |
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| Fri Jun 5 9:57:31 2009 |
Oh and congrats on the 210k miles on the maxima .. |
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| Fri Jun 5 9:53:51 2009 |
Hi George, Yes your are right in most aspects .. |
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| Thu Jun 4 3:50:34 2009 |
Hi Bsteel, Well if these houses are being .. |
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| Wed Jun 3 6:06:35 2009 |
Hi, Well if your a first time home buyer you get .. |
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| Wed Jun 3 6:00:59 2009 |
Hi, Yes i test drove it today and i love it! I .. |
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| Tue Jun 2 6:42:59 2009 |
Hi, Well the numbers you provided dont seem bad .. |
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| Tue Jun 2 6:39:16 2009 |
Yes if he can find another job in time with the .. |
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| Tue Jun 2 6:35:57 2009 |
Hi, There is no 1 place to get the best rate. .. |
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| Tue Jun 2 2:55:42 2009 |
Hi, With those scores its really up to the bank. .. |
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| Tue Jun 2 2:51:24 2009 |
Its a toss up between a infiniti g37, 2009 Honda .. |
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| Tue Jun 2 2:44:43 2009 |
Hey congrats george! Dont spend put it in the .. |
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| Tue Jun 2 2:42:42 2009 |
Hi, Well if you saying he just lost his job and .. |
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| Mon Jun 1 9:50:13 2009 |
Hi esantos, Well ive heard this situation alot .. |
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| Mon Jun 1 8:39:37 2009 |
Hi Eunicerocks, No he will not as he has .. |
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| Mon Jun 1 8:20:04 2009 |
Hi, a score of 590 is just under the min score of .. |
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| Mon Jun 1 3:32:41 2009 |
Hi, 25% down payment is good but with a score of .. |
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| Mon Jun 1 3:12:46 2009 |
Hi Guest, Time and patience will help you in the .. |
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| Mon Jun 1 2:58:31 2009 |
Yes thats very true george. I will add to that in .. |
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| Mon Jun 1 2:55:23 2009 |
Hi, With a score of 688 your leaning more towards .. |
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| Mon Jun 1 2:48:26 2009 |
Hi, Well there is a lot of other things that go .. |
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| Mon Jun 1 9:46:04 2009 |
Hi Jeremy, Well to start off. Applying for credit .. |
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| Mon Jun 1 9:34:47 2009 |
Hi maricar, Yes you would be considered a 1st .. |
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| Sun May 31 6:00:01 2009 |
Hi, No problem and hope all works out for you... .. |
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| Sun May 31 5:57:17 2009 |
Hi i would advise to get your score around 620 .. |
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| Sun May 31 5:54:48 2009 |
Hi Johnny2009, Well to start you need a min fico .. |
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| Tue May 26 10:39:05 2009 |
Hi thanks all! Thanks Brian, Sam, Niicss and .. |
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| Thu May 14 3:57:42 2009 |
Yes FHA loan of 620 is the lowest around right .. |
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| Thu May 14 12:38:59 2009 |
Yes, all the past payment history on ur credit .. |
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| Thu May 14 12:33:21 2009 |
HI Cathaya, No problem. If you dont like the deal .. |
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| Thu May 14 10:53:49 2009 |
Hi Cathya, Well its really up to you. You will .. |
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| Thu May 14 8:27:27 2009 |
HI, Getting a secured credit card from a bank .. |
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| Wed May 13 6:47:30 2009 |
Hi, Well 712 sounds good but im sure you can .. |
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| Wed May 13 6:40:36 2009 |
Hi yes your fico score does determine if you can .. |
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| Wed May 13 4:39:45 2009 |
Hi, With a score of 525 im sorry i dont think you .. |
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| Wed May 13 3:39:33 2009 |
Hi escrow will usually last any where from 30 - .. |
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| Wed May 13 2:27:34 2009 |
Hi Joe, It will be hard i think the best bet .. |
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| Wed May 13 2:23:59 2009 |
Yes it doesnt have to be a relative but as stated .. |
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| Wed May 13 2:18:37 2009 |
Hi Hilda, Well have you tried talking to them One .. |
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| Wed May 13 2:08:18 2009 |
Hi, Well for the best rates considering you have .. |
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| Tue May 12 10:56:10 2009 |
Hi Johnny1, Those numbers looks really good and .. |
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| Tue May 12 10:52:23 2009 |
HI, When you Co sign for a loan you are 100% .. |
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| Tue May 12 10:26:03 2009 |
Well i guess that would make sense as your not a .. |
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| Tue May 12 10:24:13 2009 |
HI, As he has both good credit and good income .. |
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| Tue May 12 4:20:32 2009 |
Hi Ashley welcome to the forums. To do this you .. |
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| Tue May 12 2:38:12 2009 |
No problem. In this economy a score of 740+ i .. |
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| Tue May 12 2:32:53 2009 |
Well paying your bills on time each month and .. |
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| Tue May 12 11:36:02 2009 |
Hi Michael, Those numbers look good but we need .. |
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| Tue May 12 11:21:42 2009 |
Yes your debt to income ratio would become .. |
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| Tue May 12 10:52:31 2009 |
How long have you been on the mortgage as a co .. |
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| Tue May 12 10:39:58 2009 |
Hi John, So the maximum refund you can get is .. |
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| Tue May 12 10:29:55 2009 |
Hi John, If your a first time home buyer then .. |
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| Tue May 12 10:25:28 2009 |
Haha george. May i join You are co signer to the .. |
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| Tue May 12 10:21:49 2009 |
HI yes it will be very hard your best bet will be .. |
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| Tue May 12 1:55:11 2009 |
HI jsmith, A fico score of atleast 720 is .. |
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| Mon May 11 4:25:36 2009 |
Hi MarkSS, No problem glad i can help. FHA yes it .. |
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| Mon May 11 3:57:07 2009 |
HI, An FHA loan sounds really good for you. 620 .. |
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| Mon May 11 3:50:35 2009 |
Hi im not so sure you can. You can try to contact .. |
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| Mon May 11 3:49:20 2009 |
Hehe yes that i have never heard of my self too 6 .. |
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| Mon May 11 3:47:10 2009 |
Yes if you have good credit then local banks .. |
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| Sun May 10 8:46:02 2009 |
Yes it would benefit you the most to get your .. |
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| Sun May 10 8:39:00 2009 |
Hi i think hes saying the cc company closed the .. |
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| Sun May 10 8:35:54 2009 |
I must agree that yes if you can barely keep .. |
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| Sun May 10 8:30:40 2009 |
Hi ok with that score it will be very hard as .. |
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| Sun May 10 8:26:25 2009 |
Yes you will not qualify as you do have to own .. |
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| Fri May 8 3:17:35 2009 |
No problem, Yes being late on several different .. |
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| Fri May 8 3:13:33 2009 |
Hi mngdoy, Well ok this can be accomplished. How .. |
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| Fri May 8 3:06:39 2009 |
Yes absolutely pay those account off and close .. |
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| Fri May 8 3:05:40 2009 |
Yes having 2 jobs and good income is one thing .. |
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| Thu May 7 11:46:49 2009 |
Yes i agree with george please stay away from .. |
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| Thu May 7 11:43:30 2009 |
HI yes it will help increase your score but not .. |
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| Wed May 6 3:47:39 2009 |
Hey George, IowaGuy did send me his information. .. |
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| Wed May 6 11:49:58 2009 |
Hi, Its no problem just here to give advice and .. |
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| Wed May 6 11:44:54 2009 |
Hi IowaGuy. Those numbers are really good and you .. |
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| Tue May 5 12:55:22 2009 |
Hi Joe, Requirements for an FHA loan are as .. |
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| Tue May 5 9:36:18 2009 |
Hi with a score of 750 you can go either way, A .. |
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| Tue May 5 9:29:21 2009 |
Yes an FHA loan sounds pretty good for your .. |
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| Tue May 5 9:27:10 2009 |
Yes an FHA loan sounds pretty good for your .. |
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| Mon May 4 2:50:31 2009 |
Yes that would be correct just get the main .. |
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| Mon May 4 1:11:52 2009 |
Hi, She will need to refi the house under her .. |
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| Mon May 4 10:01:18 2009 |
HI, It will go onto your credit report and it .. |
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| Mon May 4 9:28:37 2009 |
A deed will do just the job... A notarized letter .. |
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| Mon May 4 9:20:37 2009 |
As the other house is in his name and will be .. |
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| Sun May 3 11:48:46 2009 |
Hi, Yes you alone seem very close to qualify by .. |
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| Sun May 3 10:34:57 2009 |
Yes 6k is not that much as they will not take .. |
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| Fri May 1 12:06:40 2009 |
Oh ok im sorry george hehe i though u were .. |
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| Fri May 1 8:54:36 2009 |
HI, Yes most of the time they will not take it .. |
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| Thu Apr 30 11:39:54 2009 |
I have to agree with george as you have been in .. |
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| Thu Apr 30 10:59:29 2009 |
Hi, Im not so sure you can get a mortgage with a .. |
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| Thu Apr 30 10:57:59 2009 |
Is this your husband Are they on the title/deed .. |
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| Thu Apr 30 10:33:11 2009 |
Hi george, Is it something i said Or are you .. |
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| Thu Apr 30 10:23:09 2009 |
Hi 620 is the min score but just falling a few .. |
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| Thu Apr 30 10:20:02 2009 |
Hi All! Thanks alot! I always love helping people .. |
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| Tue Apr 28 8:31:10 2009 |
Hi John, As far as the 20k debt. Are you behind .. |
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| Tue Apr 28 8:22:36 2009 |
Yes i must agree with george, Hi george havent .. |
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| Tue Apr 28 8:16:58 2009 |
Yes since you have owned less then 3 years ago im .. |
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| Mon Apr 27 12:03:22 2009 |
Hi Mark, Well 619 is right on the border line of .. |
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| Sun Apr 26 10:17:28 2009 |
Every bank will want to see your fico score if .. |
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| Sun Apr 26 10:16:27 2009 |
The only way someone can remove you as a cosigner .. |
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| Fri Apr 24 10:03:17 2009 |
Yes over here in california mostly all are mins .. |
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| Fri Apr 24 9:54:35 2009 |
Yea i noticed the same thing george hehe... The .. |
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| Wed Apr 22 7:37:22 2009 |
Hi leroy, Your trying to improve your score by 9 .. |
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| Tue Apr 21 11:54:59 2009 |
Hi, Yes savior i gotta agree with you. It seems .. |
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| Mon Apr 20 7:17:26 2009 |
Yes that is correct, Only way to get them off is .. |
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| Sun Apr 19 9:40:31 2009 |
Yes eric is correct. Your numbers look very very .. |
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| Sun Apr 19 9:38:26 2009 |
Im sure it just depends on ur situation. How late .. |
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| Sat Apr 18 9:46:13 2009 |
Hi yes sorry for the late reply and thanks .. |
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| Sat Apr 18 9:39:28 2009 |
Hi, Best thing to do is write the credit bureaus .. |
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| Fri Apr 17 11:10:50 2009 |
Hi, I think the min you can put down is 3% up to .. |
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| Fri Apr 17 8:06:37 2009 |
Getting a score of 620 will be good enough for an .. |
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| Fri Apr 17 8:05:49 2009 |
FHA does require a min score of 620 to get a .. |
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| Fri Apr 17 8:04:25 2009 |
K so ur going to use 57k downpayment on a 90k .. |
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| Fri Apr 17 8:03:36 2009 |
With those scores im not sure anybody will .. |
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| Fri Apr 17 9:51:57 2009 |
HI, everything seems ok except for the fact you .. |
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| Fri Apr 17 12:51:47 2009 |
Hi yes it is very hard to tell as different banks .. |
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| Fri Apr 17 12:48:01 2009 |
Hi, If you are not on the original loan/mortgage .. |
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| Thu Apr 16 12:01:22 2009 |
I read the rules on the irs website and a mobile .. |
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| Thu Apr 16 12:00:03 2009 |
Yes thats correct you should qualify for the .. |
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| Wed Apr 15 11:58:41 2009 |
HI, Well there is no actual amount it will .. |
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| Tue Apr 14 7:37:33 2009 |
Yes any additional payment will greatly help. .. |
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| Tue Apr 14 12:06:06 2009 |
It would be very slim chance but im sure it would .. |
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| Tue Apr 14 7:08:25 2009 |
Hmm wow i found that really weird... As posted .. |
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| Mon Apr 13 8:36:51 2009 |
Hi yes please try the no obligation consultation .. |
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| Mon Apr 13 8:32:00 2009 |
When you say very high scoreAre you above the 720 .. |
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| Mon Apr 13 7:35:39 2009 |
Hi, Very nice post as this question is asked on a .. |
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| Mon Apr 13 7:33:06 2009 |
Hi, How long have you had the loan If your .. |
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| Fri Apr 10 10:19:36 2009 |
Hi, Yes that is correct.... If your parents would .. |
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| Thu Apr 9 10:38:09 2009 |
HI jan, I do think that both the main borrower .. |
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| Thu Apr 9 10:35:46 2009 |
Yes explained very good. The longer you wait and .. |
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| Thu Apr 9 10:32:39 2009 |
If you have time to do this, And you follow the .. |
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| Thu Apr 9 7:04:25 2009 |
Hi spuds, Legally your not responsible as george .. |
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| Wed Apr 8 8:29:15 2009 |
Hi, there is not actual time frame for getting a .. |
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| Wed Apr 8 7:24:27 2009 |
Hi, Well they dont have to accept anything. A .. |
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| Wed Apr 8 6:53:12 2009 |
Ahh yes your correct george. I read it wrong on .. |
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| Wed Apr 8 12:02:56 2009 |
How long ago did you purchase this house Is it ur .. |
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| Wed Apr 8 8:26:48 2009 |
Any reason why your score is so low If you have .. |
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| Wed Apr 8 7:08:22 2009 |
Adonis is correct it will really have a impact on .. |
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| Wed Apr 8 7:05:19 2009 |
Hi beed, I think you have landed at the wrong .. |
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| Wed Apr 8 7:01:35 2009 |
Hi jmgriffin. How much is the house ur trying to .. |
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| Tue Apr 7 8:34:20 2009 |
HI, im really sorry about ur situation. Well you .. |
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| Tue Apr 7 7:15:20 2009 |
Hi bhurd, Getting a fha loan with a score of 540 .. |
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| Tue Apr 7 8:59:49 2009 |
Hi, Yes it is going to be near impossible to get .. |
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| Tue Apr 7 8:51:17 2009 |
HI, Yes they can put a lien on your property. .. |
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| Tue Apr 7 8:41:55 2009 |
Hi Heartbroken, Im sorry about your situation. .. |
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| Tue Apr 7 8:29:38 2009 |
Yes getting ur credit increased would be nice for .. |
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| Tue Apr 7 8:23:35 2009 |
Hi Someguy, If you bought the house in 2005, I .. |
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| Tue Apr 7 8:13:51 2009 |
HI, Im sure that if you have not been living .. |
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| Tue Apr 7 8:11:28 2009 |
Hi John, Welcome! As far as requirements. For a .. |
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| Mon Apr 6 7:23:58 2009 |
Hi, yes the min score for an fha loan is 620. Are .. |
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| Mon Apr 6 6:59:28 2009 |
Hi, ok how is your credit score how much money do .. |
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| Mon Apr 6 5:07:55 2009 |
Hi Bill, What are the median price out there .. |
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| Mon Apr 6 4:40:56 2009 |
Hi Tom that is about right from the time you stop .. |
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| Mon Apr 6 4:29:27 2009 |
Hi Terry, Im sorry about your husband being laid .. |
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| Mon Apr 6 3:53:44 2009 |
Hi Congrats George!!!! You really deserve it! .. |
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| Mon Apr 6 2:24:34 2009 |
Yes how is the credit Are they a responsible .. |
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| Mon Apr 6 1:58:31 2009 |
Hi Sameer, Ok paying down the 55k debt in one .. |
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| Mon Apr 6 1:41:23 2009 |
Sorry hehe. George isnt there admins here That .. |
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| Mon Apr 6 12:56:35 2009 |
Oh and yes thats correct george. Any late .. |
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| Mon Apr 6 12:52:44 2009 |
Well put george. It basically means you have 5 .. |
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| Mon Apr 6 12:48:42 2009 |
Thats what i was trying to say hehe sorry if i .. |
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| Mon Apr 6 12:47:15 2009 |
Hi george hehe be nice! haha I know he posts .. |
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| Mon Apr 6 10:01:20 2009 |
Hi tish, Paying down your debt below 30% and .. |
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| Mon Apr 6 9:36:16 2009 |
Hi Tina, bankruptcy is a very crucial choice. As .. |
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| Mon Apr 6 9:16:20 2009 |
If you dont pay within the grace period, Then yes .. |
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| Mon Apr 6 8:19:10 2009 |
Hi Darrn, Im very sorry about the house. As far .. |
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| Mon Apr 6 8:11:51 2009 |
I have never heard of companys turning down .. |
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| Mon Apr 6 8:08:59 2009 |
Hi Amy, The scores you have mentioned are pretty .. |
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| Mon Apr 6 8:05:12 2009 |
Hi Sharon, Im really sorry about this story. .. |
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| Sun Apr 5 7:27:12 2009 |
Yes your correct it is a rip off. As most people .. |
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| Sun Apr 5 7:23:16 2009 |
Hi Arline, As to what you said, You refi the loan .. |
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| Sun Apr 5 7:21:03 2009 |
Hi Tom, Im not sure there is a set legal amount .. |
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| Sun Apr 5 7:19:05 2009 |
Hi Charlie. This sounds a little weird. I .. |
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| Thu Apr 2 3:00:42 2009 |
Yes thats is very true. But i have seen BOA, .. |
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| Thu Apr 2 11:46:25 2009 |
24/7 call haha yes shelley the irs will find any .. |
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| Thu Apr 2 11:32:35 2009 |
Hey george! Your everywhere on these forums well .. |
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| Thu Apr 2 11:11:14 2009 |
Haha george you hit that one right on the money. .. |
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| Thu Apr 2 11:03:06 2009 |
Oh yea please advise a real tax advisor as im not .. |
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| Thu Apr 2 10:53:46 2009 |
Hi i think i have found something very .. |
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| Thu Apr 2 10:39:35 2009 |
A cosigner is someone who will be the other .. |
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| Thu Apr 2 10:37:35 2009 |
Hi jcoleman, This is the only site i can really .. |
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| Tue Mar 31 8:18:42 2009 |
Hehe yes this is quite a puzzle lol i have never .. |
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| Tue Mar 31 4:41:06 2009 |
Hi NSDQ, How much are you paying per month .. |
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| Tue Mar 31 2:10:40 2009 |
I myself as a parent most often buy everything .. |
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| Tue Mar 31 2:06:09 2009 |
George George hehe im sure he has though about .. |
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| Tue Mar 31 1:54:20 2009 |
As long as you name is not on the original .. |
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| Tue Mar 31 8:46:35 2009 |
If you are up to date on your payments its very .. |
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| Tue Mar 31 8:43:52 2009 |
Hi, Yes it would depend on your policy and terms .. |
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| Tue Mar 31 8:31:05 2009 |
That would be correct, Yyuan there is not a way .. |
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| Mon Mar 30 12:46:43 2009 |
Hi jcoleman, Those scores are actually not that .. |
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| Sun Mar 29 8:04:22 2009 |
Hi vivrodi the person with the best credit should .. |
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| Thu Mar 26 5:01:56 2009 |
Hi, How much balance on your cards do you owe .. |
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| Thu Mar 26 4:54:45 2009 |
Hi John, Your credit score should be fine for .. |
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| Wed Mar 25 12:44:37 2009 |
Oh yes im sorry about that, yes you are correct .. |
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| Wed Mar 25 11:07:07 2009 |
Yes ive also heard the same 580 use to be ok but .. |
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| Wed Mar 25 11:06:08 2009 |
In the market right now a good score is around .. |
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| Wed Mar 25 11:00:51 2009 |
Hi sandi there is no such quick fix for credit .. |
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| Wed Mar 25 10:55:27 2009 |
Hehe george i am a very skeptical person myself, .. |
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| Wed Mar 25 10:53:04 2009 |
Those scores should not hold you back from .. |
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| Wed Mar 25 8:45:31 2009 |
Closing your account will hurt your score as it .. |
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| Mon Mar 23 10:49:50 2009 |
Hi i will be purchasing a home with a private .. |
Forum |
| Thu Mar 19 8:24:33 2009 |
Hi everyone, I have a question. Im looking to buy .. |
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| Tue Mar 17 12:24:07 2009 |
Hi all im new here just wanted to say hi and im .. |
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