Posts by gmakerley
Posting date Subject
Posted: Thu Nov 19 23:56:42 2009 truly, you can take sole possession of the ..
Posted: Thu Nov 19 23:53:33 2009 your lender will have a say in that ..
Posted: Thu Nov 19 23:50:57 2009 john is right - your new lender wants to know ..
Posted: Thu Nov 19 23:45:57 2009 jessica, i don't get what you're referring to. ..
Posted: Thu Nov 19 23:44:49 2009 it's natural to be anxious. it's also epidemic ..
Posted: Thu Nov 19 23:42:19 2009 they'll try to get you signed up for all sorts of ..
Posted: Thu Nov 19 23:38:32 2009 i don't know what kind of recourse you have, ..
Posted: Thu Nov 19 23:32:27 2009 not until he defaults on that judgment, and even ..
Posted: Thu Nov 19 23:29:34 2009 i don't want to get into politics, but i can't ..
Posted: Thu Nov 19 23:27:19 2009 cccs is not owned by credit card companies - i ..
Posted: Thu Nov 19 23:20:50 2009 absolutely, everyone...we all ought to strive to ..
Posted: Thu Nov 19 23:19:02 2009 well, internal decoration could be extensive - we ..
Posted: Thu Nov 19 23:14:59 2009 this sounds like a reasonably good scenario ..
Posted: Thu Nov 19 23:11:23 2009 you don't need a realtor to work on this for you ..
Posted: Thu Nov 19 23:09:31 2009 i don't remember where it was - maybe here on ..
Posted: Thu Nov 19 12:47:35 2009 we hear so many sob stories about those who buy a ..
Posted: Thu Nov 19 12:44:12 2009 but of course, you would want an attorney who's ..
Posted: Thu Nov 19 12:43:22 2009 i cannot help along those lines - my suggestion ..
Posted: Thu Nov 19 12:41:42 2009 disagreeing with you here, suyog. a consumer ..
Posted: Thu Nov 19 12:38:28 2009 hold off on the lawyer - you'll pay for that. ..
Posted: Thu Nov 19 12:36:24 2009 it's a sad commentary when the options mentioned ..
Posted: Thu Nov 19 12:33:18 2009 well, an equity loan is a mortgage, but that's ..
Posted: Thu Nov 19 12:31:06 2009 private mortgage insurance isn't likely to cover ..
Posted: Thu Nov 19 12:29:13 2009 or it might be a little bit more risque, ..
Posted: Thu Nov 19 12:27:24 2009 releases ought to be done on a timely basis. i ..
Posted: Thu Nov 19 12:24:43 2009 i think it's always advisable to put the terms of ..
Posted: Thu Nov 19 12:23:47 2009 a quit claim will probably do the task, though a ..
Posted: Thu Nov 19 12:14:20 2009 and, to be perfectly frank about it, i considered ..
Posted: Thu Nov 19 12:09:02 2009 a fraud such as declaring occupancy when one ..
Posted: Thu Nov 19 12:07:07 2009 tle, as long as your credit report doesn't ..
Posted: Thu Nov 19 12:03:13 2009 and trust them ..
Posted: Thu Nov 19 12:00:16 2009 yes, indeed, virtually every state has a first ..
Posted: Wed Nov 18 23:39:13 2009 susan your situation needs to be ironed out ..
Posted: Wed Nov 18 23:34:35 2009 we are definitely in agreement here, john; looks ..
Posted: Wed Nov 18 23:28:27 2009 i guess that quit claim idea is fine, but you can ..
Posted: Wed Nov 18 23:26:40 2009 why would anyone want to purchase a defaulted ..
Posted: Wed Nov 18 23:24:42 2009 you answered your own question: they review it. ..
Posted: Wed Nov 18 23:22:13 2009 borrower said "yes" in paragraph 5 to ..
Posted: Wed Nov 18 23:13:44 2009 you got a divorce, but apparently the house and ..
Posted: Wed Nov 18 23:07:23 2009 joe i believe sonja told you not to worry about ..
Posted: Wed Nov 18 23:01:41 2009 greg, lots of people have had experience with ..
Posted: Wed Nov 18 22:51:22 2009 i imply, not infer; you, on the other hand, infer ..
Posted: Wed Nov 18 22:46:12 2009 but a credit counseling agency will work with a ..
Posted: Wed Nov 18 22:40:22 2009 well, you said "my wife and i" to begin ..
Posted: Wed Nov 18 14:08:22 2009 go get a lawyer please. that's the most ..
Posted: Wed Nov 18 14:04:24 2009 but john...in this case she'd not be refinancing, ..
Posted: Wed Nov 18 12:50:26 2009 i gather that you must have some special ..
Posted: Wed Nov 18 12:45:52 2009 your second mortgagee can sit still and do ..
Posted: Wed Nov 18 12:43:04 2009 sorry...meant to add this: you need to have this ..
Posted: Wed Nov 18 12:42:07 2009 i think the answer will vary from one lender to ..
Posted: Wed Nov 18 12:38:35 2009 joe you should receive a release of the mortgage ..
Posted: Wed Nov 18 12:36:56 2009 you cannot transfer a mortgage deed. a mortgage ..
Posted: Wed Nov 18 12:35:22 2009 well, i guess it's pretty clear that i'm not you, ..
Posted: Wed Nov 18 12:33:04 2009 oh my: "recieved" instead of the ..
Posted: Wed Nov 18 12:31:45 2009 to be frank, i've never heard of a mortgage or ..
Posted: Wed Nov 18 12:27:33 2009 my understanding of adverse possession is that if ..
Posted: Wed Nov 18 12:22:43 2009 the number of grantees isn't really an issue with ..
Posted: Wed Nov 18 12:21:06 2009 well, i'll take a flyer on this... if you ..
Posted: Wed Nov 18 12:17:39 2009 if i'm you, i accept only a warranty ..
Posted: Wed Nov 18 12:14:58 2009 that sounds like something to be negotiated, ..
Posted: Wed Nov 18 12:13:34 2009 marklavender1, where did get this information ..
Posted: Wed Nov 18 12:11:39 2009 quite a sales pitch there, ..
Posted: Wed Nov 18 12:08:54 2009 ahmsi has also taken over much of the former tbw ..
Posted: Wed Nov 18 12:07:20 2009 james, assuming that ssyfrett would qualify for a ..
Posted: Wed Nov 18 12:05:27 2009 the only way "he" could do that is by ..
Posted: Wed Nov 18 12:03:31 2009 well said, sonja - any inkling of a conflict of ..
Posted: Wed Nov 18 12:00:55 2009 kasper, the talking heads had a song out once ..
Posted: Wed Nov 18 12:00:16 2009 mwood i don't think anyone is going to try to ..
Posted: Wed Nov 18 11:57:35 2009 jenkin7, the poster wanted to know if being ..
Posted: Wed Nov 18 11:55:50 2009 kasper, your posts get curiouser and ..
Posted: Wed Nov 18 11:54:51 2009 agreed...any quit claim deed ought to be ..
Posted: Wed Nov 18 11:52:41 2009 for secondary employment to be considered, the ..
Posted: Wed Nov 18 11:50:44 2009 the loan closing date cannot be later than june ..
Posted: Wed Nov 18 11:48:12 2009 indeed, what your credit score is at the moment ..
Posted: Wed Nov 18 11:45:44 2009 well it's either impossible; or, according to ..
Posted: Wed Nov 18 11:43:58 2009 number 1 is a legal question best posed to an ..
Posted: Wed Nov 18 11:37:06 2009 color me skeptical about the assumption ..
Posted: Wed Nov 18 11:33:53 2009 and for all you younger folk, avocado was a very ..
Posted: Wed Nov 18 11:33:05 2009 all of the gyrations you describe above will not ..
Posted: Wed Nov 18 11:29:45 2009 so if i read this correctly now, you are the ..
Posted: Wed Nov 18 11:26:26 2009 modification with your lender is a far more ..
Posted: Wed Nov 18 11:24:33 2009 " ..
Posted: Wed Nov 18 11:16:20 2009 ben that was a great post. it ought to be ..
Posted: Wed Nov 18 11:14:13 2009 please ..
Posted: Wed Nov 18 11:13:42 2009 suyog, if you just made this purchase, you won't ..
Posted: Wed Nov 18 11:12:49 2009 i'd think that the lender with whom you now have ..
Posted: Wed Nov 18 11:11:15 2009 pamela, you won't be hampered by the foreclosure, ..
Posted: Wed Nov 18 11:09:31 2009 eric please don't delete this! after all, ..
Posted: Wed Nov 18 11:08:18 2009 no lender with any sense is going to be willing ..
Posted: Wed Nov 18 11:04:55 2009 your description of the situation is too vague ..
Posted: Wed Nov 18 11:02:43 2009 i suppose you could structure such a transfer ..
Posted: Wed Nov 18 11:00:26 2009 if you were working with the lender and they ..
Posted: Wed Nov 18 10:57:49 2009 we don't know when the flood map was updated most ..
Posted: Wed Nov 18 10:40:45 2009 in connecticut, inspections are typically done ..
Posted: Wed Nov 18 10:38:23 2009 i am in agreement with jenkin7 - lenders have no ..
Posted: Wed Nov 18 10:36:44 2009 not sure about the debt never getting paid off, ..
Posted: Wed Nov 18 10:34:12 2009 rise, it is the credit card companies that waive ..
Posted: Wed Nov 18 10:30:45 2009 that's not a possibility, rise. the only way mom ..
Posted: Tue Nov 17 23:28:57 2009 oh Lord, please don't let us get people started ..
Posted: Tue Nov 17 23:25:17 2009 with a 6 month history, your commissions earnings ..
Posted: Tue Nov 17 23:22:15 2009 sunshine i hope your having given out your email ..
Posted: Tue Nov 17 23:19:46 2009 it's not so much a matter of an account number, ..
Posted: Tue Nov 17 23:17:26 2009 kasper you're in violation of the code of ..
Posted: Tue Nov 17 23:15:37 2009 buffalo bob used to call it "the peanut ..
Posted: Tue Nov 17 23:11:38 2009 understandable howard...we veterans get confused ..
Posted: Tue Nov 17 23:07:45 2009 kasper, thanks for the gas; it was so very ..
Posted: Tue Nov 17 23:05:32 2009 some good points, but beware of making purchases ..
Posted: Tue Nov 17 23:02:40 2009 i never had direct involvement with pay-option, ..
Posted: Tue Nov 17 0:25:32 2009 i would imagine that the term for the second ..
Posted: Tue Nov 17 0:20:47 2009 if your lender owns your home, you can't very ..
Posted: Tue Nov 17 0:17:34 2009 agreed...the plan they've offered you is quite a ..
Posted: Tue Nov 17 0:10:21 2009 another good notion, samantha. in this day of ..
Posted: Tue Nov 17 0:04:46 2009 sussane, i disagree with you on deducting ..
Posted: Tue Nov 17 0:01:35 2009 any lienholder who feels that a borrower has ..
Posted: Mon Nov 16 23:57:27 2009 love, i'm afraid it's going to be very difficult. ..
Posted: Mon Nov 16 23:51:54 2009 valerie, do you know who your lender is where ..
Posted: Mon Nov 16 23:46:38 2009 any borrower on a mortgage is liable for payment, ..
Posted: Mon Nov 16 23:45:27 2009 i don't think changing the locks usually precedes ..
Posted: Mon Nov 16 23:41:39 2009 savior is right. yes, they can seek and obtain a ..
Posted: Mon Nov 16 23:39:31 2009 kasper, please stop trying to be an expert with ..
Posted: Mon Nov 16 23:35:40 2009 a piggyback is a second mortgage granted at the ..
Posted: Mon Nov 16 23:34:12 2009 having no knowledge of the vantage score, i ..
Posted: Mon Nov 16 23:32:10 2009 what's happening, marga, is that the lender is ..
Posted: Mon Nov 16 23:29:41 2009 the definition of early is pretty clear, i think; ..
Posted: Mon Nov 16 23:26:34 2009 too many contradictions here: if you got a ..
Posted: Mon Nov 16 23:23:37 2009 how do you get 5.001% - where did that thousandth ..
Posted: Mon Nov 16 23:19:20 2009 did i hear the magic word "lawyer" ask ..
Posted: Mon Nov 16 23:14:36 2009 to offer $15K on a $95K balance is preposterous. ..
Posted: Mon Nov 16 23:09:13 2009 "we were contacted by a company" - ..
Posted: Mon Nov 16 23:03:10 2009 how appropriate to take a name like ..
Posted: Mon Nov 16 23:01:11 2009 that doesn't mean you can't find a loan. there ..
Posted: Mon Nov 16 22:33:37 2009 gmac where did that come ..
Posted: Mon Nov 16 22:33:03 2009 facetiousness, undisguised yet unrecognized. i ..
Posted: Mon Nov 16 22:30:16 2009 indeed a pleasure to edify my fellow ..
Posted: Mon Nov 16 22:28:54 2009 you made a wonderful point there, eric. incomes ..
Posted: Mon Nov 16 22:26:15 2009 precisely what is needed: go get the good ..
Posted: Mon Nov 16 22:23:02 2009 it makes sense to me that you and your friend ..
Posted: Mon Nov 16 22:16:19 2009 there are a few, and they are represented here at ..
Posted: Mon Nov 16 22:14:55 2009 marie if you can see that whatever closing costs ..
Posted: Mon Nov 16 22:11:24 2009 jenkin how come you get so ..
Posted: Mon Nov 16 0:27:17 2009 well, yours is an unusual situation, also. ..
Posted: Mon Nov 16 0:23:29 2009 well, you might find someone here with knowledge ..
Posted: Mon Nov 16 0:20:54 2009 that might work, but there are other factors that ..
Posted: Mon Nov 16 0:18:02 2009 you won't be in default of the judgment ..
Posted: Mon Nov 16 0:13:24 2009 yeah but raymond, unless the new account is with ..
Posted: Mon Nov 16 0:10:20 2009 you didn't say what you do for a living. if you ..
Posted: Mon Nov 16 0:06:36 2009 well raymond, not all lawyers are expert in all ..
Posted: Mon Nov 16 0:03:43 2009 based on your description of location of this ..
Posted: Mon Nov 16 0:01:27 2009 i suppose if you truly feel you were wronged in ..
Posted: Sun Nov 15 23:59:13 2009 mimi didn't mention a trust, gunzi...not sure ..
Posted: Sun Nov 15 23:55:14 2009 a reverse mortgage would make sense to me, ..
Posted: Sun Nov 15 23:49:05 2009 check with the state housing authority in ..
Posted: Sun Nov 15 23:45:40 2009 if he's able to obtain credit, as suggested by ..
Posted: Sun Nov 15 23:43:06 2009 your question doesn't quite jibe with your post, ..
Posted: Sun Nov 15 23:41:36 2009 which half yes, you can quit claim ownership ..
Posted: Sun Nov 15 23:39:51 2009 he's barking up the wrong tree...how can he ..
Posted: Sun Nov 15 23:37:31 2009 mojo, you won't find any conventional loans ..
Posted: Sun Nov 15 23:36:38 2009 no...the tax credit came into being in 2008 for ..
Posted: Sun Nov 15 23:35:13 2009 i don't get the question, but i also don't get ..
Posted: Sun Nov 15 23:33:52 2009 "high" is a relative term. everyone ..
Posted: Sun Nov 15 23:32:10 2009 i suspect a dying man wouldn't be too concerned ..
Posted: Sun Nov 15 23:29:51 2009 since your african sojourn will be so lengthy, it ..
Posted: Sun Nov 15 23:26:06 2009 $40 for email wow...can i make up a new junk fee ..
Posted: Sun Nov 15 23:22:25 2009 i think having ten cards is unwise, but i also ..
Posted: Sun Nov 15 23:15:34 2009 i thought you'd had a personality transplant or ..
Posted: Sun Nov 15 23:10:25 2009 just wondering here, kasper, but who are you ..
Posted: Sun Nov 15 23:08:10 2009 i am still baffled at the "expertise" ..
Posted: Sun Nov 15 23:05:29 2009 okie dokie ..
Posted: Sun Nov 15 23:04:16 2009 melissa, read what we've said on the previous ..
Posted: Sun Nov 15 23:01:15 2009 i sure don't dan. i would have to assume that ..
Posted: Sun Nov 15 22:52:28 2009 i don't see how you can get a no-closing-cost ..
Posted: Sun Nov 15 22:46:02 2009 i suspect that their pity party isn't going to be ..
Posted: Sun Nov 15 22:41:02 2009 to piggyback on my last remark: i don't see ..
Posted: Sun Nov 15 22:37:55 2009 another dissatisfied customer...seems to be a ..
Posted: Sun Nov 15 22:32:49 2009 guest, i am afraid "contact(ing) one time ..
Posted: Sun Nov 15 22:30:50 2009 he'd seem to meet the requirement that you cannot ..
Posted: Fri Nov 13 14:46:46 2009 jenkin you said "definitely" but our ..
Posted: Fri Nov 13 14:43:03 2009 since you delayed making your deposit, it appears ..
Posted: Fri Nov 13 14:40:49 2009 check with your tax accountant or the irs. ..
Posted: Fri Nov 13 14:38:59 2009 i am agreeing with sonja about paying off the ..
Posted: Fri Nov 13 14:33:29 2009 a quit claim deed would seem to be in order, ..
Posted: Fri Nov 13 14:29:17 2009 mortgage lenders are not involved in financing ..
Posted: Fri Nov 13 14:27:07 2009 it's not possible to say if this will turn up in ..
Posted: Fri Nov 13 14:19:53 2009 thanks, sara...lots more to be said, and let's ..
Posted: Fri Nov 13 14:17:08 2009 what is it you don't understand blue is it the ..
Posted: Fri Nov 13 14:12:45 2009 some (few) lenders look at the impending receipt ..
Posted: Fri Nov 13 14:10:02 2009 tweety the whole matter of assumption is up to ..
Posted: Fri Nov 13 14:08:07 2009 i've read things that say a fully executed quit ..
Posted: Fri Nov 13 14:03:20 2009 it doesn't appear that she has too many options ..
Posted: Fri Nov 13 13:59:06 2009 niecey, when in doubt do the ultimate...call both ..
Posted: Fri Nov 13 13:56:52 2009 well said, eric. i agree completely with your ..
Posted: Fri Nov 13 13:52:10 2009 thanks, john...from the tenor of the comment, it ..
Posted: Fri Nov 13 13:49:57 2009 yes, ann, but take heed that unless you know all ..
Posted: Fri Nov 13 13:47:59 2009 "moderator" isn't quite the term you ..
Posted: Fri Nov 13 13:46:35 2009 whoever is foolish enough to take up morris cain ..
Posted: Fri Nov 13 13:39:06 2009 Lovely Rita, meter maid - ..
Posted: Fri Nov 13 13:35:30 2009 LA, if you are not currently obligated on a loan, ..
Posted: Fri Nov 13 13:24:36 2009 well, i'm not a "hater." but yes, i do ..
Posted: Fri Nov 13 13:16:45 2009 scott, where in the world did you get that ..
Posted: Fri Nov 13 13:05:29 2009 yes, rise...if you have a credit card, for ..
Posted: Fri Nov 13 12:57:53 2009 haha...what a tough question that is to ..
Posted: Fri Nov 13 12:54:21 2009 "point" aka "origination fee" ..
Posted: Fri Nov 13 12:51:27 2009 "interesting" is quite a word to use to ..
Posted: Fri Nov 13 12:46:05 2009 let's pray your assumptions are correct. but it ..
Posted: Fri Nov 13 12:44:57 2009 i have to agree that $3000 is a hefty price to ..
Posted: Thu Nov 12 16:32:37 2009 well, you posted this yesterday, and it's now ..
Posted: Thu Nov 12 16:27:24 2009 to be perfectly frank, you're asking the wrong ..
Posted: Wed Nov 11 17:39:18 2009 lisa, i assume you are the injured party. you ..
Posted: Wed Nov 11 17:37:50 2009 i agree that you ought to try to work with the ..
Posted: Wed Nov 11 17:36:29 2009 i happen to think that $2500 is way too much to ..
Posted: Wed Nov 11 17:34:30 2009 check with your attorney, but i'd think that the ..
Posted: Wed Nov 11 17:31:43 2009 well, guest, i think it might be wiser to pay ..
Posted: Wed Nov 11 17:27:55 2009 great response chris...you undoubtedly know ..
Posted: Wed Nov 11 17:26:10 2009 guest times 3 is 100% incorrect and posting 3 ..
Posted: Wed Nov 11 17:23:22 2009 color me skeptical...i'm sorry but that's ..
Posted: Wed Nov 11 17:21:56 2009 unquestionably, if you are able to sell a home ..
Posted: Wed Nov 11 17:19:51 2009 your question about them not telling the truth on ..
Posted: Wed Nov 11 17:17:07 2009 the lender, in all likelihood, has determined ..
Posted: Wed Nov 11 17:12:46 2009 not aware of a ..
Posted: Wed Nov 11 17:12:08 2009 by all means, shop around a bit. as noted, ..
Posted: Wed Nov 11 17:09:48 2009 what are current mortgage rates what do you need ..
Posted: Wed Nov 11 17:06:26 2009 i guess it's called "gimme $8K just for the ..
Posted: Wed Nov 11 17:04:25 2009 you didn't buy this house, did ..
Posted: Wed Nov 11 17:03:46 2009 not only will underwriting have to look at this ..
Posted: Wed Nov 11 17:01:52 2009 it depends on where you are, mike, but you can ..
Posted: Wed Nov 11 16:59:05 2009 is there ..
Posted: Wed Nov 11 16:56:45 2009 raymond, i just need to find me some rural ..
Posted: Wed Nov 11 16:55:17 2009 i know texas has some quirky laws as regards ..
Posted: Wed Nov 11 16:52:42 2009 yeah i guess so, ..
Posted: Wed Nov 11 16:51:05 2009 no name, your query is too vague for anyone to ..
Posted: Wed Nov 11 16:46:47 2009 corey, was there a question there are you ..
Posted: Wed Nov 11 16:44:35 2009 the fact of the matter is that not every lender ..
Posted: Wed Nov 11 16:42:11 2009 "bending" isn't in the common parlance ..
Posted: Wed Nov 11 16:40:02 2009 at least in part, yes. the tax credit first ..
Posted: Wed Nov 11 16:38:26 2009 you are correct, ..
Posted: Wed Nov 11 16:37:32 2009 raymond i stand corrected - you are right in ..
Posted: Wed Nov 11 7:49:41 2009 wow, raymond...i'm surprised to hear that last ..
Posted: Wed Nov 11 7:42:36 2009 thanks john for reminding me of the conventional ..
Posted: Tue Nov 10 14:33:00 2009 indeed, get back to your lender so they can tell ..
Posted: Tue Nov 10 14:31:13 2009 i don't quite get the loan max value scenario you ..
Posted: Tue Nov 10 14:28:10 2009 sam, please don't take me to the woodshed over ..
Posted: Tue Nov 10 14:27:47 2009 maybe i should have said "chasing tail" ..
Posted: Tue Nov 10 14:27:09 2009 yes, indeed, a legal expert - read: attorney - ..
Posted: Tue Nov 10 14:23:18 2009 from what you've noted, eclay, it would appear ..
Posted: Tue Nov 10 14:19:39 2009 well, we've had closure. i haven't really read ..
Posted: Tue Nov 10 14:15:05 2009 dk, this is a most peculiar thing you've ..
Posted: Tue Nov 10 14:08:55 2009 what happened during that 11 month period i ..
Posted: Tue Nov 10 14:03:33 2009 praspa, the normal loss in a case like this is ..
Posted: Tue Nov 10 14:01:17 2009 time does vary, yes; but an underwriter will ..
Posted: Tue Nov 10 13:57:50 2009 i know of no such ..
Posted: Tue Nov 10 13:56:29 2009 it varies from place to place, situation to ..
Posted: Tue Nov 10 13:55:25 2009 if the property is still in both your names, ..
Posted: Tue Nov 10 13:53:32 2009 if you can't pay your loan to the timeshare folk, ..
Posted: Tue Nov 10 13:51:36 2009 lenders that offer balloon payments may not be ..
Posted: Tue Nov 10 13:41:22 2009 go back to the initial pages of this thread. i ..
Posted: Tue Nov 10 13:38:10 2009 mck, i have to ask a question: you mentioned ..
Posted: Tue Nov 10 13:32:26 2009 well put, ..
Posted: Tue Nov 10 13:30:50 2009 if there's a legal aid society (or any other ..
Posted: Tue Nov 10 13:27:13 2009 that's precisely how i see it too, rise. payday ..
Posted: Tue Nov 10 13:20:59 2009 i hope your quest with the BBB bears ..
Posted: Tue Nov 10 13:19:00 2009 and of course there are those who say that $14.99 ..
Posted: Tue Nov 10 13:16:45 2009 please bear in mind that if you desire any sort ..
Posted: Tue Nov 10 13:14:20 2009 the best advice of all is to pay attention, ..
Posted: Tue Nov 10 13:11:23 2009 i have been and continue to be an advocate of ..
Posted: Tue Nov 10 13:07:07 2009 lynn, refinancing doesn't require you to begin ..
Posted: Tue Nov 10 13:01:44 2009 it would seem so, home buyer, assuming that ..
Posted: Tue Nov 10 12:57:29 2009 adonis, there are plenty of mortgages available ..
Posted: Tue Nov 10 12:52:15 2009 i agree with that logic, scott. i suppose it ..
Posted: Mon Nov 9 17:24:03 2009 it seems odd, doesn't it, that almost a week ..
Posted: Mon Nov 9 17:19:01 2009 unless you begin making the payments if and when ..
Posted: Mon Nov 9 17:17:48 2009 i'm not sure i could have written that any more ..
Posted: Mon Nov 9 17:17:03 2009 i concur with john, and i will add that most ..
Posted: Mon Nov 9 17:13:14 2009 not being in a community property state, i find ..
Posted: Mon Nov 9 17:09:22 2009 well, mr pettigrew you certainly have enough ..
Posted: Mon Nov 9 17:03:32 2009 as i said earlier, the bozo who is adding that ..
Posted: Mon Nov 9 17:01:40 2009 greg, i was wary when you first mentioned a debt ..
Posted: Thu Nov 5 12:34:56 2009 great idea, guest, but i think raja was hoping ..
Posted: Thu Nov 5 12:33:04 2009 if that's what they said, run with it. we can't ..
Posted: Thu Nov 5 12:31:48 2009 you'll be wise to eliminate those credit card ..
Posted: Thu Nov 5 12:30:08 2009 most lenders are far more conservative than they ..
Posted: Thu Nov 5 12:27:49 2009 for anyone wishing to check his or her own credit ..
Posted: Thu Nov 5 12:26:00 2009 bank of america is being ridiculous in adding ..
Posted: Thu Nov 5 12:23:42 2009 actually, they ought to call a $20 haircut a junk ..
Posted: Thu Nov 5 12:22:42 2009 "junk fees" as they are called are ..
Posted: Thu Nov 5 12:20:30 2009 thamk's please try a little ..
Posted: Thu Nov 5 12:18:41 2009 you've been found out ..
Posted: Thu Nov 5 12:17:43 2009 not every lender collects a fee upfront; most ..
Posted: Thu Nov 5 12:14:41 2009 wow...these last 2 posts couldn't have been more ..
Posted: Thu Nov 5 12:11:45 2009 well at least pat kloka is a real person and a ..
Posted: Thu Nov 5 12:08:43 2009 the process does, indeed, take longer than anyone ..
Posted: Thu Nov 5 12:05:04 2009 zulaicaus, what i fail to understand is how you ..
Posted: Thu Nov 5 12:01:20 2009 and if a lender should ask, jtl, they're not in ..
Posted: Thu Nov 5 11:59:47 2009 to the contrary...if you owe someone and fail to ..
Posted: Thu Nov 5 11:57:49 2009 now if i'd said that, they'd tell me i was ..
Posted: Thu Nov 5 11:55:24 2009 bear in mind though, that land loans are ..
Posted: Thu Nov 5 11:54:03 2009 "first mortgage" refers to the place a ..
Posted: Thu Nov 5 11:51:23 2009 you can take over the payments, but are you ..
Posted: Thu Nov 5 11:49:34 2009 guest you need to speak specifically to the loss ..
Posted: Thu Nov 5 11:48:00 2009 #1 - no you are not a lost cause; #2 - if you ..
Posted: Thu Nov 5 11:43:23 2009 it's not entirely official yet. the us senate ..
Posted: Thu Nov 5 11:24:50 2009 thanks for the civil response. it's nice to see ..
Posted: Wed Nov 4 15:29:07 2009 it still seems a bit early to discuss this, but ..
Posted: Wed Nov 4 15:27:28 2009 ash, please note that you will likely pay a ..
Posted: Wed Nov 4 15:24:26 2009 i don't suspect you'll find too many timeshare ..
Posted: Wed Nov 4 15:21:15 2009 i disagree in part with what you've said ..
Posted: Wed Nov 4 15:17:24 2009 i think you've capsulized it. i can't imagine ..
Posted: Wed Nov 4 15:16:02 2009 agreed, john, though it might be worth checking ..
Posted: Wed Nov 4 15:13:47 2009 garnishment on a savings account isn't an ..
Posted: Wed Nov 4 15:11:22 2009 chere i would have to assume that you've already ..
Posted: Wed Nov 4 15:08:23 2009 if "he" was in that severe a debt ..
Posted: Wed Nov 4 15:05:19 2009 sorry, frank, this is precisely the kind of ..
Posted: Wed Nov 4 14:48:38 2009 you are co-owners. as such, you ought to be in ..
Posted: Wed Nov 4 14:45:00 2009 HAHAHA at "small claims court" for a ..
Posted: Wed Nov 4 14:40:06 2009 harry you are way off base in your analysis of ..
Posted: Wed Nov 4 14:35:58 2009 no doubt that there are no mortgage lenders who ..
Posted: Wed Nov 4 14:34:03 2009 my assumption is that you're having trouble ..
Posted: Wed Nov 4 14:23:30 2009 leeelliot, you continue to pretend to be a ..
Posted: Wed Nov 4 14:14:57 2009 good advice, sonja. it occurs to me, also, that ..
Posted: Wed Nov 4 14:13:14 2009 maybe...what is the situation at this ..
Posted: Wed Nov 4 14:12:21 2009 if you have a lien on the person's property, and ..
Posted: Wed Nov 4 14:10:50 2009 first of all, you need to be a wage-earner as a ..
Posted: Wed Nov 4 14:09:10 2009 soulshine, i forgot what the topic was, but we've ..
Posted: Wed Nov 4 14:05:30 2009 sheila, you can certainly use a quit claim deed ..
Posted: Wed Nov 4 14:02:54 2009 a lender being the trustee sounds a little fishy ..
Posted: Wed Nov 4 13:39:23 2009 once again, swarghade, you need to stop this. ..
Posted: Wed Nov 4 13:37:52 2009 STOP ..
Posted: Wed Nov 4 13:36:48 2009 if you're doing a deed in lieu on this timeshare, ..
Posted: Wed Nov 4 13:30:09 2009 when did 640 become the flavor of the ..
Posted: Wed Nov 4 13:27:38 2009 that last sentence that jenkin7 typed is ..
Posted: Wed Nov 4 13:21:18 2009 grateful you've posted 3 times and not made ..
Posted: Tue Nov 3 22:12:40 2009 the real answer lies in whether your bad credit ..
Posted: Tue Nov 3 22:08:56 2009 agreed, john. had the 1099s been in file to ..
Posted: Tue Nov 3 22:01:42 2009 freddie, if you sell the house to your friend, ..
Posted: Tue Nov 3 16:05:23 2009 if you have a high enough credit score, you might ..
Posted: Tue Nov 3 16:03:42 2009 fha is a guarantor of loans. the mip fee is ..
Posted: Tue Nov 3 16:02:27 2009 i don't have an answer that is factual, but i ..
Posted: Tue Nov 3 16:00:55 2009 DO NOT use first premier for a secured card. ..
Posted: Tue Nov 3 15:54:15 2009 it is a struggle to get things accomplished with ..
Posted: Tue Nov 3 15:41:59 2009 swarg, have you ever had your own ..
Posted: Tue Nov 3 15:37:22 2009 swarg...what is it you're trying to ..
Posted: Tue Nov 3 15:13:21 2009 parrots are annoying; even more so when they ..
Posted: Tue Nov 3 15:11:36 2009 that bankruptcy filing has probably gummed up the ..
Posted: Tue Nov 3 15:09:35 2009 it's not so much the hit that one would receive ..
Posted: Tue Nov 3 15:06:02 2009 rdb, in fact, you will find that the shorter the ..
Posted: Mon Nov 2 22:12:25 2009 you need to be able to check in with someone who ..
Posted: Mon Nov 2 22:07:45 2009 i am so glad i brought up this topic - this ..
Posted: Mon Nov 2 21:55:10 2009 you need to determine what the correct tax figure ..
Posted: Mon Nov 2 21:46:47 2009 raymond, that's a great explanation, and you fit ..
Posted: Sun Nov 1 16:09:49 2009 most promissory notes don't necessarily mention a ..
Posted: Sun Nov 1 16:06:50 2009 this is definitely something to negotiate. most ..
Posted: Sun Nov 1 16:05:00 2009 precisely as raymond said, this 30 days is the ..
Posted: Sun Nov 1 16:02:56 2009 it would be considered as a cash out refinance ..
Posted: Sun Nov 1 16:01:21 2009 once you've bought the home, you are on the hook ..
Posted: Sun Nov 1 15:57:01 2009 you're right - it is an entirely different set of ..
Posted: Sun Nov 1 15:47:03 2009 A bipartisan amendment approved on October 22 by ..
Posted: Sun Nov 1 15:34:16 2009 Here's the latest information on the $8000 tax ..
Posted: Sat Oct 31 20:06:21 2009 and i have to say that they probably are thinking ..
Posted: Sat Oct 31 20:05:30 2009 this is not a forum that will provide you with ..
Posted: Sat Oct 31 20:00:55 2009 moderate balance meaning what it must be ..
Posted: Sat Oct 31 19:56:39 2009 somehow, you need to develop a contract between ..
Posted: Sat Oct 31 19:52:50 2009 you seem to have a great deal of knowledge about ..
Posted: Sat Oct 31 19:49:29 2009 i've heard that wells fargo (and others) do some ..
Posted: Sat Oct 31 19:46:11 2009 well said raymond...i guess if i'd had the time ..
Posted: Sat Oct 31 19:42:55 2009 mike, you've been through the wars, so i don't ..
Posted: Sat Oct 31 19:40:06 2009 what is that all about, wsumeet an agent will ..
Posted: Sat Oct 31 19:37:28 2009 easy answer: ..
Posted: Sat Oct 31 19:34:12 2009 nobody can predict what a judge will ..
Posted: Sat Oct 31 19:31:20 2009 here's the key: is amending your returns going ..
Posted: Sat Oct 31 19:28:13 2009 well you could go to court to seek a ..
Posted: Sat Oct 31 19:24:30 2009 i think i understand a tiny bit better now...she ..
Posted: Sat Oct 31 19:22:43 2009 ted that's a specific request for business that ..
Posted: Sat Oct 31 19:15:26 2009 as for the last question first..."other ..
Posted: Fri Oct 30 22:47:45 2009 now i get the name. your post makes no sense ..
Posted: Fri Oct 30 22:40:24 2009 simple: wait until after your loan closes to do ..
Posted: Fri Oct 30 22:36:38 2009 one would think that the young lady you spoke ..
Posted: Fri Oct 30 22:33:18 2009 this has become such a morbid forum. i can't ..
Posted: Fri Oct 30 22:29:02 2009 still...counselor is going to be cheaper than 2 ..
Posted: Fri Oct 30 22:26:39 2009 i'm surprised you don't have it; you touted it ..
Posted: Fri Oct 30 17:45:23 2009 mary ann, i think you need to have the counsel of ..
Posted: Fri Oct 30 17:42:21 2009 my first thought, liz, is that you ought to ..
Posted: Fri Oct 30 17:40:34 2009 the estate is liable for payment of debts, not ..
Posted: Fri Oct 30 17:39:21 2009 i don't have any expertise in new york law, but ..
Posted: Fri Oct 30 17:37:25 2009 looks like the timeshare lender will take ..
Posted: Fri Oct 30 17:36:15 2009 i don't think most of these companies who parade ..
Posted: Fri Oct 30 17:34:37 2009 you most definitely can write a will that will ..
Posted: Fri Oct 30 17:31:06 2009 most suggest that such a loan is a bad idea...but ..
Posted: Fri Oct 30 17:29:03 2009 walking away means you've given up all hope, of ..
Posted: Fri Oct 30 17:25:31 2009 yeah but john, a buyout would seem to be only ..
Posted: Fri Oct 30 17:23:08 2009 if your lender will agree to add someone as a ..
Posted: Fri Oct 30 17:19:15 2009 it'll probably get them to act more quickly, ..
Posted: Fri Oct 30 17:18:21 2009 well of course, that wasn't the question, was ..
Posted: Fri Oct 30 17:14:55 2009 shelley, i'd have to think that your citizenship ..
Posted: Fri Oct 30 17:11:27 2009 since any liens filed will be subordinate to the ..
Posted: Fri Oct 30 17:08:43 2009 at this point, they have no need to negotiate ..
Posted: Fri Oct 30 17:06:31 2009 raymond, i can't agree with you more. the ..
Posted: Fri Oct 30 17:03:51 2009 first of all, if the mortgaged property is 2 ..
Posted: Fri Oct 30 16:59:53 2009 i have to agree that if you're not an owner and ..
Posted: Fri Oct 30 16:57:46 2009 why would you wish to transfer your share of the ..
Posted: Fri Oct 30 16:55:08 2009 "gravely" seems like the wrong adverb ..
Posted: Fri Oct 30 16:52:02 2009 ann, you don't mention a lawyer. at some point, ..
Posted: Fri Oct 30 16:47:43 2009 scarbel, there are apparently quite a few lenders ..
Posted: Fri Oct 30 16:45:39 2009 and in this particular case (sorry, but i got ..
Posted: Fri Oct 30 16:44:49 2009 in case nobody noticed, the credit card companies ..
Posted: Fri Oct 30 16:41:33 2009 but of course bankruptcy would grant you a stay ..
Posted: Fri Oct 30 16:41:03 2009 i think you're in a big jam and there appears to ..
Posted: Fri Oct 30 16:38:25 2009 yw ..
Posted: Fri Oct 30 16:36:11 2009 i'd think that you would have signed a contract ..
Posted: Fri Oct 30 16:32:49 2009 this wouldn't qualify as a promotion, guest. ..
Posted: Fri Oct 30 16:29:43 2009 but if you describe to your lender precisely what ..
Posted: Fri Oct 30 16:25:50 2009 judy, i don't believe you need to be as nervous ..
Posted: Fri Oct 30 16:21:28 2009 sam, thank you for bringing this information to ..
Posted: Fri Oct 30 16:17:10 2009 i have to assume that this is the same question ..
Posted: Fri Oct 30 16:13:46 2009 need, i also believe that you're not likely to ..
Posted: Fri Oct 30 16:09:48 2009 if you have a local bank or credit union that has ..
Posted: Fri Oct 30 15:57:56 2009 anyone can sue anyone else for any reason in any ..
Posted: Fri Oct 30 15:42:09 2009 guest, i am in agreement with sonja. what you'll ..
Posted: Fri Oct 30 15:32:02 2009 the only time in which land owned would be ..
Posted: Fri Oct 30 15:04:36 2009 you've already stated that you verbally agreed to ..
Posted: Fri Oct 30 15:02:20 2009 loanday, why do you have a quotation mark in your ..
Posted: Fri Oct 30 14:58:03 2009 i am incredulous that a person might have to be ..
Posted: Fri Oct 30 14:55:15 2009 cgermaine, whoever owns a home is going to have ..
Posted: Fri Oct 30 14:54:12 2009 i agree in part with your theory, jenkin, but not ..
Posted: Fri Oct 30 14:40:21 2009 presumably, guest, you remain in that home at ..
Posted: Thu Oct 29 11:58:52 2009 given the original time lag, which appears to ..
Posted: Thu Oct 29 11:53:00 2009 credit repair is best done by the individual ..
Posted: Thu Oct 29 11:49:33 2009 bear in mind that regardless of what fha ..
Posted: Thu Oct 29 11:43:34 2009 on the contrary, lenders do last minute ..
Posted: Thu Oct 29 11:39:53 2009 too many to put into words, apparently, ..
Posted: Thu Oct 29 11:35:31 2009 it won't take long, that's for sure. so you ..
Posted: Thu Oct 29 11:33:57 2009 the notary "crossed out the 2007 date" ..
Posted: Thu Oct 29 11:30:55 2009 anyone can claim anything in a preamble to a ..
Posted: Thu Oct 29 11:19:54 2009 nice post, webbed, but not particularly helpful ..
Posted: Thu Oct 29 11:17:26 2009 you answered your own question in your post, ..
Posted: Thu Oct 29 11:15:17 2009 yes, i can see a rent-to-own working in a case ..
Posted: Thu Oct 29 11:13:25 2009 apparently she is opposed to living in your ..
Posted: Thu Oct 29 11:11:49 2009 weird...where did paying for listings come into ..
Posted: Thu Oct 29 11:08:13 2009 i think having reserves is a very good idea. at ..
Posted: Thu Oct 29 11:06:16 2009 it strikes me as funny. now, of course, i would ..
Posted: Thu Oct 29 11:00:38 2009 only Jesus can release the dead. now on to ..
Posted: Thu Oct 29 10:56:41 2009 i honestly cannot give you a firm answer because ..
Posted: Thu Oct 29 10:52:17 2009 "may change" is fully appropriate. if ..
Posted: Thu Oct 29 10:49:18 2009 sorry, people...anonymous has given us all bad ..
Posted: Thu Oct 29 10:43:49 2009 your paranoia is somewhat understandable. ..
Posted: Thu Oct 29 10:37:57 2009 you stated that your mom is a cosigner, and that ..
Posted: Thu Oct 29 10:34:45 2009 if someone doesn't want to rent a property, ..
Posted: Thu Oct 29 10:32:05 2009 it wouldn't hurt you to have an attorney ..
Posted: Wed Oct 28 14:50:29 2009 what we don't know here is when the mobile home ..
Posted: Wed Oct 28 14:47:38 2009 i cannot explain why. maybe - just maybe - ..
Posted: Wed Oct 28 14:45:46 2009 my initial thought is that you need to notify the ..
Posted: Wed Oct 28 14:43:08 2009 your savings will not really impact what you ..
Posted: Wed Oct 28 14:28:17 2009 owner financing, i assume i would think it's ..
Posted: Wed Oct 28 14:26:47 2009 well, it could sit vacant - still a ..
Posted: Wed Oct 28 14:20:40 2009 even at a higher rate of interest for a private ..
Posted: Wed Oct 28 14:13:56 2009 a "no paper trail" means what, ..
Posted: Wed Oct 28 14:12:53 2009 great finishing touch there, john...i might amend ..
Posted: Wed Oct 28 14:09:52 2009 no they are not allowed to correspond with other ..
Posted: Wed Oct 28 13:49:35 2009 i'm glad to see that this is moving quickly ..
Posted: Wed Oct 28 13:46:37 2009 according to myfico.com, you have about a 14-15 ..
Posted: Wed Oct 28 13:43:35 2009 i'll disagree about the tax deductibility. the ..
Posted: Wed Oct 28 13:40:13 2009 lee... what will that do for this person did ..
Posted: Wed Oct 28 13:38:21 2009 amanda, i answered your question elsewhere. you ..
Posted: Wed Oct 28 13:36:11 2009 i suppose "legitimate" is in the eye of ..
Posted: Wed Oct 28 13:32:31 2009 it is always worthwhile to pay additional sums on ..
Posted: Wed Oct 28 13:30:32 2009 if you have bills that are unpaid, the ..
Posted: Wed Oct 28 13:27:16 2009 the documentation you received from your lender ..
Posted: Wed Oct 28 13:24:25 2009 it might be difficult for you to prove that they ..
Posted: Wed Oct 28 13:19:05 2009 not a bad idea, raymond, but i don't think it is ..
Posted: Wed Oct 28 13:16:17 2009 frankly, i don't see any reason for the seller to ..
Posted: Wed Oct 28 13:13:19 2009 not making much sense to me, ..
Posted: Wed Oct 28 11:33:59 2009 not only that but "guest" is a commonly ..
Posted: Wed Oct 28 11:32:47 2009 did you not receive any of the mail that the ..
Posted: Wed Oct 28 11:30:11 2009 creditors will typically report all accounts on a ..
Posted: Wed Oct 28 11:28:13 2009 i doubt you'd have better negotiations with an ..
Posted: Wed Oct 28 11:23:51 2009 they won't avoid changing your rate due to ..
Posted: Wed Oct 28 11:22:10 2009 what is it that constitutes your ..
Posted: Wed Oct 28 11:19:16 2009 sara, i am unaware of any rescission period ..
Posted: Wed Oct 28 11:16:44 2009 is it that you're trying to use the appraisal ..
Posted: Wed Oct 28 11:14:06 2009 you could attempt a novation with the lender, but ..
Posted: Wed Oct 28 11:11:25 2009 hmmm...not so sure about that idea. you don't ..
Posted: Wed Oct 28 11:10:13 2009 nobody is going to take a timeshare that you own ..
Posted: Wed Oct 28 11:08:01 2009 i have to agree that the lender doesn't lose any ..
Posted: Wed Oct 28 11:04:21 2009 quite true...the bankruptcy has no impact on your ..
Posted: Wed Oct 28 10:55:29 2009 scott, you will find streamline fha loans ..
Posted: Wed Oct 28 10:53:23 2009 that might be right on, john. i know that ..
Posted: Wed Oct 28 10:50:28 2009 your questions about bankruptcy are best answered ..
Posted: Wed Oct 28 10:45:12 2009 it has to be shown twice. the first notation ..
Posted: Wed Oct 28 10:43:07 2009 thanks brian for the follow-up. it's enervating, ..
Posted: Wed Oct 28 10:40:41 2009 and of course, changing title subsequent to the ..
Posted: Tue Oct 27 12:39:03 2009 so you are unable to consider adding the second ..
Posted: Tue Oct 27 12:35:39 2009 if you have to pay money out of pocket upfront, ..
Posted: Tue Oct 27 12:31:05 2009 and i have to say, with such an open-ended ..
Posted: Tue Oct 27 12:28:44 2009 agreed...to arrange for a short sale, there's far ..
Posted: Tue Oct 27 12:25:49 2009 contact the south carolina attorney general's ..
Posted: Tue Oct 27 12:24:05 2009 mike, in any event, i am certain that a borrower ..
Posted: Tue Oct 27 12:22:09 2009 but i have to add...i thoroughly concur that ..
Posted: Tue Oct 27 12:21:33 2009 raymond i don't get your recommendation at all. ..
Posted: Tue Oct 27 12:18:55 2009 you probably could do so, hillary, but what kind ..
Posted: Tue Oct 27 12:16:26 2009 what kind of company did you go to how in ..
Posted: Tue Oct 27 12:12:23 2009 i don't subscribe to the theory that lenders will ..
Posted: Tue Oct 27 12:08:21 2009 what i don't get, J. Johnson, is why your ..
Posted: Tue Oct 27 12:01:51 2009 good idea, ..
Posted: Tue Oct 27 11:58:50 2009 umar, you have lovely verbiage, but please try to ..
Posted: Tue Oct 27 11:57:44 2009 defining a short sale provides no benefit ..
Posted: Tue Oct 27 11:54:39 2009 i remember learning either late last year or ..
Posted: Tue Oct 27 11:49:30 2009 oh yeah, you did a nifty job of coming THISCLOSE ..
Posted: Tue Oct 27 11:48:39 2009 way to go umar...it's just under a year since the ..
Posted: Tue Oct 27 11:45:11 2009 let me just add...if you are not financially ..
Posted: Tue Oct 27 11:41:32 2009 refinancing opportunities are always available. ..
Posted: Tue Oct 27 11:39:08 2009 theo, having recognized that there are options ..
Posted: Tue Oct 27 11:34:30 2009 i agree with that analysis of the situation, and ..
Posted: Tue Oct 27 11:32:44 2009 sorry, dianna, but i just have to ask this: are ..
Posted: Tue Oct 27 11:28:39 2009 jerseyboy, you will find that virtually every ..
Posted: Tue Oct 27 11:25:56 2009 sam, thanks so much for your delightfully crafted ..
Posted: Tue Oct 27 11:22:17 2009 have you asked him that's probably the easiest ..
Posted: Tue Oct 27 11:20:01 2009 trisha, you say "unconventional" but ..
Posted: Tue Oct 27 11:17:56 2009 thanks, mike. that makes sense to me, ..
Posted: Tue Oct 27 11:16:49 2009 i wish you well, merv. you're ..
Posted: Mon Oct 26 22:58:50 2009 let me get this: you sold a home on a short sale ..
Posted: Mon Oct 26 22:17:59 2009 retaining the account with an open credit limit ..
Posted: Mon Oct 26 22:15:27 2009 i've worked with so many clients that had ..
Posted: Mon Oct 26 22:06:14 2009 what are you trying to ..
Posted: Mon Oct 26 22:04:43 2009 if you have any qualms about taking the contrary ..
Posted: Mon Oct 26 22:01:21 2009 i repeat: c'est la ..
Posted: Mon Oct 26 21:58:51 2009 clearly if the lender with whom you are ..
Posted: Mon Oct 26 21:54:26 2009 the fast answer to the question is ..
Posted: Mon Oct 26 21:50:36 2009 a little more... in that scenario, if your ..
Posted: Mon Oct 26 21:49:25 2009 go back and read your promissory note, and you'll ..
Posted: Mon Oct 26 21:47:47 2009 i don't know if there's been any compilation of ..
Posted: Mon Oct 26 21:45:18 2009 let me give you one scenario that just cropped up ..
Posted: Mon Oct 26 21:43:09 2009 luvbugz if there's any chance you think that your ..
Posted: Mon Oct 26 21:38:49 2009 raymond, that last point is critical. so many ..
Posted: Mon Oct 26 21:35:42 2009 sometimes i'd like to string up the people who ..
Posted: Mon Oct 26 21:34:01 2009 and the hardest thing to try to explain to ..
Posted: Mon Oct 26 21:30:07 2009 ted, despite the crisis in the mortgage industry ..
Posted: Mon Oct 26 21:17:36 2009 you sure ought to be able to do so, thome. check ..
Posted: Mon Oct 26 21:15:19 2009 "Embrace" sounds like a misnomer...most ..
Posted: Mon Oct 26 21:13:58 2009 very interesting raymond. i know you're happy ..
Posted: Mon Oct 26 21:11:48 2009 tina, can you please be more specific about what ..
Posted: Mon Oct 26 10:02:29 2009 i don't think asking more questions is going to ..
Posted: Mon Oct 26 9:56:04 2009 this has been a topic that's been discussed ..
Posted: Mon Oct 26 9:54:17 2009 give us a break again, lee...this is the same ..
Posted: Mon Oct 26 9:53:22 2009 i suppose context would be nice to know, but if i ..
Posted: Mon Oct 26 9:50:22 2009 you "thought" isn't going to cut it. ..
Posted: Mon Oct 26 9:47:15 2009 it's very difficult to do so with that one late ..
Posted: Mon Oct 26 9:44:09 2009 oops...forgot the quotation mark in my first ..
Posted: Mon Oct 26 9:42:43 2009 let's get this right for once and for all...the ..
Posted: Mon Oct 26 9:37:08 2009 the poster needs to kick his complaint up a ..
Posted: Mon Oct 26 0:01:39 2009 much respect to you adonis, but i stand by my ..
Posted: Sun Oct 25 23:58:51 2009 jk...not only is your post untimely (4 months ..
Posted: Sun Oct 25 23:54:51 2009 connie, connie, connie: please stop the ..
Posted: Sun Oct 25 23:51:29 2009 i don't know how anyone can say you don't need a ..
Posted: Sun Oct 25 23:46:26 2009 yes...parents buy home and you rent from them. ..
Posted: Sun Oct 25 23:43:55 2009 please don't pay attention to manoj's advice. ..
Posted: Sun Oct 25 23:37:27 2009 gregg, i don't know how you can say that this is ..
Posted: Sun Oct 25 23:32:20 2009 for the purpose of condominium qualifying owner ..
Posted: Sun Oct 25 23:30:31 2009 john, am i reading what you said correctly that ..
Posted: Sun Oct 25 23:26:27 2009 mrripper, if you have provided documenation in ..
Posted: Sun Oct 25 23:22:05 2009 guest, your first line is right on. ..
Posted: Sun Oct 25 23:18:33 2009 no you are not getting ripped off. ysp is where ..
Posted: Sun Oct 25 23:15:43 2009 your mortgage people are apparently fools. ..
Posted: Sun Oct 25 23:14:12 2009 no, you can't do something like that. the laws ..
Posted: Sun Oct 25 23:12:12 2009 precisely...the only way to eliminate your son's ..
Posted: Sun Oct 25 23:10:41 2009 this is not the place to ..
Posted: Sun Oct 25 23:09:24 2009 wow...you ask about an assumption yet in the next ..
Posted: Sun Oct 25 22:59:03 2009 you don't say where you live, so nobody here can ..
Posted: Sun Oct 25 22:54:29 2009 as an owner of the home, you have some ..
Posted: Sun Oct 25 22:51:55 2009 phil, i feel your pain - truly. for the piddling ..
Posted: Sun Oct 25 22:43:36 2009 it would be a good idea not to count on getting ..
Posted: Sun Oct 25 22:42:11 2009 just curious raymond - how come you are in ..
Posted: Sun Oct 25 22:40:19 2009 thanks carol - a very informative and cogent ..
Posted: Sun Oct 25 22:32:11 2009 as seen on numerous occasions - how could i ever ..
Posted: Sun Oct 25 22:29:30 2009 well if people actually read what other people ..
Posted: Sun Oct 25 22:27:51 2009 not unlike some of what we see ..
Posted: Sun Oct 25 22:26:45 2009 is what you claim your husband gives you child ..
Posted: Sat Oct 24 14:13:44 2009 i surmise that the urgency of the need has to do ..
Posted: Sat Oct 24 14:11:16 2009 the calling in of mortgage loans would be a ..
Posted: Sat Oct 24 14:08:43 2009 you have a right to see the invoice, in my ..
Posted: Sat Oct 24 14:02:51 2009 you've obviously paid too much for this program ..
Posted: Sat Oct 24 13:58:43 2009 i don't follow your title, concerning appraisal. ..
Posted: Sat Oct 24 9:50:56 2009 i'd have to say "no" to that last ..
Posted: Sat Oct 24 9:48:01 2009 but for all those with scores between 550 and ..
Posted: Sat Oct 24 9:45:11 2009 myfico.com has some very good tips. but please ..
Posted: Sat Oct 24 9:41:51 2009 lien = mortgage, wretched; it's a second mortgage ..
Posted: Sat Oct 24 9:40:38 2009 i agree with your assessment of the situation, ..
Posted: Sat Oct 24 9:39:01 2009 indeed, i do need a vacation, and though i don't ..
Posted: Sat Oct 24 9:33:01 2009 wretched, it's typical to get the pay stubs up ..
Posted: Sat Oct 24 9:30:25 2009 Reading Is ..
Posted: Sat Oct 24 9:28:26 2009 it's always good to review this theory. it may ..
Posted: Sat Oct 24 9:18:24 2009 wretched, i think lenders are happy not to have ..
Posted: Sat Oct 24 9:14:39 2009 i don't have a gfe in front of me, but i can say ..
Posted: Sat Oct 24 9:12:25 2009 with rates as low as they are, it makes more ..
Posted: Sat Oct 24 9:07:21 2009 john, i am still quite skeptical about this ..
Posted: Fri Oct 23 21:40:08 2009 i disagree with the release of liability signed ..
Posted: Fri Oct 23 21:38:02 2009 the last post seems utterly contradictory to all ..
Posted: Fri Oct 23 21:32:37 2009 that didn't look like much of a question, ..
Posted: Fri Oct 23 21:29:56 2009 i'm not convinced that this is an eligible ..
Posted: Fri Oct 23 21:26:19 2009 here's the key: bert, you said your chapter 13 ..
Posted: Fri Oct 23 21:24:18 2009 forgive me my digression in the midst of my ..
Posted: Fri Oct 23 21:22:45 2009 underwriters have to look carefully at appraisals ..
Posted: Fri Oct 23 21:15:32 2009 stasis, your post is lacking some vital ..
Posted: Fri Oct 23 21:10:40 2009 with fha loans, at least in our area, we find ..
Posted: Fri Oct 23 21:04:23 2009 it's a pretty good reason, but i agree that you ..
Posted: Wed Oct 21 18:28:03 2009 well done, john. it is nice to see someone who ..
Posted: Wed Oct 21 18:22:28 2009 i agree with that last statement, john, but i ..
Posted: Tue Oct 20 14:21:22 2009 if anyone here can predict what the mortgage ..
Posted: Tue Oct 20 14:17:51 2009 i am happy to be of service...i wish you well, ..
Posted: Tue Oct 20 14:16:48 2009 since you're looking for such a large amount of ..
Posted: Tue Oct 20 14:13:42 2009 john you are citing a fannie mae ruling, but your ..
Posted: Tue Oct 20 14:11:33 2009 i don't know the answer to that ..
Posted: Tue Oct 20 14:09:14 2009 thank you so much ..
Posted: Tue Oct 20 14:08:21 2009 and i see a court date in your future - seems ..
Posted: Tue Oct 20 14:03:51 2009 to modify the existing mortgage, currently held ..
Posted: Tue Oct 20 14:01:49 2009 amy, it all comes down to what your debt ratios ..
Posted: Tue Oct 20 13:56:47 2009 my pleasure ..
Posted: Tue Oct 20 13:52:02 2009 law is an ever-changing thing (just as love is a ..
Posted: Tue Oct 20 13:48:31 2009 you'd need to speak with that lender...anything ..
Posted: Tue Oct 20 13:46:40 2009 call a lawyer you can sue if he owns anything, ..
Posted: Tue Oct 20 13:45:40 2009 i don't know if you are the same person whose ..
Posted: Tue Oct 20 13:43:59 2009 do what you wish to do - the marketplace sets ..
Posted: Tue Oct 20 13:41:32 2009 if you haven't already addressed this issue with ..
Posted: Tue Oct 20 13:39:32 2009 possessing a title isn't the key. it's not like ..
Posted: Tue Oct 20 13:36:38 2009 i'm not getting that either, john, unless ..
Posted: Tue Oct 20 13:33:24 2009 you ought not to be able to do so, but if you do ..
Posted: Tue Oct 20 13:31:55 2009 you're welcome...and i just have to share this: ..
Posted: Tue Oct 20 13:28:01 2009 yeah, your last line resonates with me ..
Posted: Tue Oct 20 13:10:35 2009 unfortunately, your thanks didn't answer my ..
Posted: Tue Oct 20 13:08:51 2009 your fears are precisely the reason i suggested ..
Posted: Tue Oct 20 13:06:29 2009 it won't have the least bit of impact on your ..
Posted: Tue Oct 20 0:39:42 2009 nevertheless, we do and can have a little fun up ..
Posted: Tue Oct 20 0:35:37 2009 you would be smart to discuss this with the ..
Posted: Tue Oct 20 0:34:22 2009 the nature of this payday loan beast, i am ..
Posted: Tue Oct 20 0:30:29 2009 just keep calling and keep leaving messages until ..
Posted: Tue Oct 20 0:28:27 2009 is it like a mother ship in that it's tethered to ..
Posted: Tue Oct 20 0:26:12 2009 these declarative statements from non-experts and ..
Posted: Tue Oct 20 0:23:08 2009 i'm so glad you're around ..
Posted: Tue Oct 20 0:22:11 2009 transferring your ownership interest at this time ..
Posted: Tue Oct 20 0:18:25 2009 and if you think you're confused, i'm afraid to ..
Posted: Tue Oct 20 0:16:30 2009 as a general rule, the value of the home will be ..
Posted: Tue Oct 20 0:14:08 2009 i am incredulous that a seller would counter ..
Posted: Tue Oct 20 0:08:35 2009 forget what you think it is, wretched. in this ..
Posted: Tue Oct 20 0:05:28 2009 fifty-four forty or fight, ..
Posted: Tue Oct 20 0:04:56 2009 sorry...my timing is off...i guess she's already ..
Posted: Tue Oct 20 0:03:43 2009 wow, adonis - that's quite a leap, from being ..
Posted: Mon Oct 19 23:59:17 2009 autum if that is how you plan to begin your ..
Posted: Mon Oct 19 23:57:33 2009 you cannot get a new fha loan while still owing ..
Posted: Mon Oct 19 23:55:10 2009 sara, you two seem to have a thing going on ..
Posted: Mon Oct 19 23:52:13 2009 you are so right sara. unfortunately, common ..
Posted: Mon Oct 19 23:51:11 2009 more nonsense...where does this stuff come ..
Posted: Mon Oct 19 23:49:19 2009 tax adjustments to reduce your income can't be ..
Posted: Mon Oct 19 23:46:27 2009 i cannot comment specifically about arkansas law, ..
Posted: Mon Oct 19 23:39:15 2009 and then there's the topic of your post: ..
Posted: Mon Oct 19 23:38:02 2009 refinance what the business your current ..
Posted: Mon Oct 19 23:36:26 2009 you should have no difficulty in retrieving your ..
Posted: Mon Oct 19 23:22:49 2009 many of these posts are not real situations but ..
Posted: Mon Oct 19 23:14:48 2009 i hate to say it, but you already know it, so i ..
Posted: Mon Oct 19 23:06:45 2009 i repeat: ..
Posted: Mon Oct 19 23:05:01 2009 precisely ..
Posted: Mon Oct 19 23:02:59 2009 i look forward to it. a wordsmith has to work an ..
Posted: Mon Oct 19 14:05:23 2009 you were in the right place at the right time, ..
Posted: Mon Oct 19 14:01:45 2009 since we've seen no response from the original ..
Posted: Mon Oct 19 14:00:19 2009 as noted, the minimum investment required for fha ..
Posted: Mon Oct 19 13:54:51 2009 are you still getting billed for your mortgage, ..
Posted: Mon Oct 19 13:52:05 2009 wow, wretched - "draconian." somehow i ..
Posted: Mon Oct 19 13:48:11 2009 in all likelihood, this is an escrow overage ..
Posted: Mon Oct 19 13:42:58 2009 and that is so ..
Posted: Mon Oct 19 13:37:31 2009 okay, adonis, gotcha. there are factors which ..
Posted: Mon Oct 19 13:27:50 2009 "as the credit scores starts going ..
Posted: Sat Oct 17 13:04:27 2009 not necessarily. if your returns make sense for ..
Posted: Sat Oct 17 12:57:22 2009 you can certainly visit your branch and make ..
Posted: Sat Oct 17 12:55:22 2009 please keep in mind i am not a lawyer, and you ..
Posted: Sat Oct 17 12:54:37 2009 if you're selling the note to an investor, then ..
Posted: Sat Oct 17 12:51:58 2009 wretched you like 2-year and 3-year adjustable ..
Posted: Sat Oct 17 12:46:41 2009 let me sing a little, too. as the recipient of ..
Posted: Sat Oct 17 12:42:31 2009 your confusion is clear, mary. your question ..
Posted: Sat Oct 17 12:38:28 2009 in all likelihood, that's true, sunny. there are ..
Posted: Sat Oct 17 12:35:15 2009 so this comes down to, it appears, the reality of ..
Posted: Sat Oct 17 12:31:37 2009 oh...and yes i had a "refer/eligible" ..
Posted: Sat Oct 17 12:30:59 2009 good point, sunny. i had a deal earlier this ..
Posted: Sat Oct 17 12:24:17 2009 you'll need to discuss this with your lender ..
Posted: Sat Oct 17 12:22:24 2009 agreed - you cannot obtain a new loan without an ..
Posted: Sat Oct 17 12:19:51 2009 well...i think you need to pay more attention to ..
Posted: Sat Oct 17 12:17:48 2009 it's really a matter of doing the math. if your ..
Posted: Sat Oct 17 12:14:38 2009 well said, raymond. a person can seek to sell a ..
Posted: Sat Oct 17 12:10:51 2009 jeff, it's certainly okay for you to join the ..
Posted: Sat Oct 17 12:03:01 2009 generally, you'd need to supply pages 1 and 2 of ..
Posted: Sat Oct 17 11:57:34 2009 educate me, someone, please. i have never heard ..
Posted: Sat Oct 17 11:55:54 2009 once you get into a habit of paying at the tail ..
Posted: Sat Oct 17 11:50:47 2009 vinny, your score is going to have to come up a ..
Posted: Sat Oct 17 11:43:15 2009 now i do not live in a community property state, ..
Posted: Sat Oct 17 11:39:34 2009 this could become quite messy. when your mom was ..
Posted: Sat Oct 17 11:35:04 2009 unless your grandmother works for hud, i am ..
Posted: Sat Oct 17 11:30:44 2009 generally, if a loan can be put through automated ..
Posted: Sat Oct 17 11:28:04 2009 i would certainly think that power of attorney ..
Posted: Sat Oct 17 9:09:30 2009 absolutely...if she is an owner of the home, then ..
Posted: Sat Oct 17 9:07:24 2009 it is possible, yes; but it's a long-term ..
Posted: Fri Oct 16 14:33:54 2009 or wait...is it a 5-year payback ..
Posted: Fri Oct 16 14:33:28 2009 usually someone coming out of a debt counseling ..
Posted: Fri Oct 16 14:32:05 2009 somebody, somewhere owns it. the land records in ..
Posted: Fri Oct 16 14:30:52 2009 jimmy with your foreclosure and bankruptcy having ..
Posted: Fri Oct 16 14:28:12 2009 their having reserved to right to collect for the ..
Posted: Fri Oct 16 14:25:15 2009 and i am in agreement as well. bear in mind that ..
Posted: Fri Oct 16 14:23:41 2009 apparently neither of these two companies you ..
Posted: Fri Oct 16 14:20:27 2009 you got it right terrilynn - the timing should be ..
Posted: Fri Oct 16 13:20:49 2009 about that i'm not so sure, wretched. a secured ..
Posted: Fri Oct 16 13:17:05 2009 a third party servicer for what reason to take ..
Posted: Fri Oct 16 13:13:47 2009 naca isn't going to charge any fees, i don't ..
Posted: Wed Oct 14 20:10:41 2009 it ought to be processed the same day it's ..
Posted: Wed Oct 14 20:09:07 2009 get over your nerves on the adjustable rate. ..
Posted: Wed Oct 14 20:06:31 2009 not even 5 years ago would a 66% ratio work. the ..
Posted: Wed Oct 14 20:04:34 2009 i think that's gonna depend on the underwriter, ..
Posted: Wed Oct 14 20:02:55 2009 amen ..
Posted: Wed Oct 14 20:02:02 2009 the neighborhood! what ever happened to ..
Posted: Wed Oct 14 19:59:50 2009 you'd better find out if the current owner has a ..
Posted: Wed Oct 14 19:54:59 2009 well, because they wanted to know. and that's ..
Posted: Wed Oct 14 19:52:18 2009 just keep making the payments, tennille. you ..
Posted: Wed Oct 14 16:33:43 2009 you will be well-advised to discuss all the ..
Posted: Wed Oct 14 16:25:32 2009 lenders don't monitor the obituaries, and they ..
Posted: Wed Oct 14 16:24:13 2009 cece - what was the order of the court did they ..
Posted: Wed Oct 14 16:17:43 2009 well, i see you haven't had your question ..
Posted: Wed Oct 14 16:15:04 2009 to get back to the beginning: 740 is the score ..
Posted: Wed Oct 14 16:12:33 2009 step one - the account becomes delinquent and ..
Posted: Wed Oct 14 16:09:03 2009 cindyrae, your payment performance on that car ..
Posted: Wed Oct 14 16:04:00 2009 mom, if you spend $400 you save $120 a month, ..
Posted: Wed Oct 14 16:01:26 2009 no sense in being angry, al - the world is a ..
Posted: Wed Oct 14 15:57:55 2009 good point, john. i haven't seen it lately, but ..
Posted: Wed Oct 14 15:56:36 2009 appraisers all look at property the same way, ..
Posted: Wed Oct 14 15:54:43 2009 i'm only going to answer the part about the ..
Posted: Wed Oct 14 15:50:17 2009 in all likelihood, ..
Posted: Wed Oct 14 15:49:16 2009 i'm afraid it takes 2 years to put together the ..
Posted: Wed Oct 14 12:57:27 2009 i can't believe that filing a copy of a divorce ..
Posted: Wed Oct 14 12:53:56 2009 i'm in agreement that you have no jeopardy of ..
Posted: Wed Oct 14 12:50:44 2009 i'm not sure what you'd be looking for in a ..
Posted: Wed Oct 14 12:48:14 2009 correct...don't wait for your lender to tell you. ..
Posted: Wed Oct 14 12:46:47 2009 based on your ownership of a property that you do ..
Posted: Wed Oct 14 12:42:51 2009 wretched made a good suggestion regarding ..
Posted: Wed Oct 14 12:38:02 2009 you can only find pockets of lenders doing ..
Posted: Wed Oct 14 12:20:56 2009 co-brokering is an option in a place or ..
Posted: Tue Oct 13 13:13:14 2009 thank you. right now, i have about 5 irons in ..
Posted: Tue Oct 13 13:09:55 2009 if you cosign then you are "on" the ..
Posted: Tue Oct 13 13:06:34 2009 you can consider it at any ..
Posted: Tue Oct 13 13:01:01 2009 jayn, i'm sorry to hear that you're in trouble ..
Posted: Tue Oct 13 12:51:54 2009 lawyers ought to be thanking us....yes, if the ..
Posted: Tue Oct 13 0:41:52 2009 grrrrr ..
Posted: Tue Oct 13 0:40:03 2009 au contraire - the one site that will answer ..
Posted: Tue Oct 13 0:33:36 2009 glad to know that someone may have been helped by ..
Posted: Tue Oct 13 0:29:41 2009 no thanks...i only wished to respond to the ..
Posted: Tue Oct 13 0:22:27 2009 please review the definition of ..
Posted: Tue Oct 13 0:18:43 2009 a lay person is not in any position to make a ..
Posted: Tue Oct 13 0:15:36 2009 undoubtedly, nothing in life is guaranteed except ..
Posted: Tue Oct 13 0:11:36 2009 you definitely need an advocate - everyone does. ..
Posted: Tue Oct 13 0:08:54 2009 actually you might do better, but i haven't seen ..
Posted: Mon Oct 12 16:52:59 2009 i guess we all succumb to the temptation to post ..
Posted: Mon Oct 12 16:46:24 2009 reasonably typical, yes - is this a prospect ..
Posted: Mon Oct 12 16:43:37 2009 please ask this question of your local housing ..
Posted: Mon Oct 12 16:42:40 2009 megan, you cannot simply remove a name from a ..
Posted: Mon Oct 12 16:40:52 2009 you need to coordinate the quit claim and the ..
Posted: Mon Oct 12 16:39:34 2009 with written verifications of employment, these ..
Posted: Mon Oct 12 16:38:12 2009 it's not so much that banks/lenders etc. have no ..
Posted: Mon Oct 12 10:55:07 2009 if you're happy with your current lender, check ..
Posted: Mon Oct 12 10:52:59 2009 elisa, the financing of mobile homes is so ..
Posted: Mon Oct 12 10:50:33 2009 very simple...if you file a schedule c (and you ..
Posted: Mon Oct 12 10:48:48 2009 eric made a good point concerning lpmi. i would ..
Posted: Mon Oct 12 10:46:09 2009 as a general rule, if you are returning to your ..
Posted: Mon Oct 12 10:42:30 2009 frankly, there need be no detailed discussions ..
Posted: Mon Oct 12 10:41:03 2009 it's getting pretty dreary - and i don't mean the ..
Posted: Mon Oct 12 10:39:31 2009 wow...that was ancient...you were lacking ..
Posted: Mon Oct 12 10:38:02 2009 hello dolly! wow...local newspaper ads are not ..
Posted: Mon Oct 12 10:32:57 2009 it may well be, but you'll find out for certain ..
Posted: Mon Oct 12 10:31:28 2009 that's painfully obvious from your other 13 ..
Posted: Mon Oct 12 10:27:50 2009 uh-oh the word is "credibility" and ..
Posted: Mon Oct 12 10:26:45 2009 please cease this ridiculous posting of questions ..
Posted: Mon Oct 12 10:24:53 2009 let's get on the same wavelength here, people. ..
Posted: Mon Oct 12 10:22:59 2009 dolly is another of our phantom posters who ..
Posted: Mon Oct 12 10:19:14 2009 indeed, ownership in your name has no impact on ..
Posted: Mon Oct 12 10:15:59 2009 please listen to ..
Posted: Mon Oct 12 10:13:48 2009 i'm usually up late anyway, eric - just very ..
Posted: Mon Oct 12 10:10:26 2009 i don't get that last paragraph at ..
Posted: Mon Oct 12 10:08:06 2009 johnvalley...Reading Is Fundamental! that's what ..
Posted: Mon Oct 12 10:03:35 2009 nice question eric - would that make it more or ..
Posted: Mon Oct 12 10:01:40 2009 you are quite ..
Posted: Mon Oct 12 1:04:13 2009 "shame on you" is rather harsh. ..
Posted: Mon Oct 12 1:00:54 2009 thanks eric for sticking up for an underwriter. ..
Posted: Mon Oct 12 0:56:42 2009 sarah it doesn't make sense to think about a ..
Posted: Mon Oct 12 0:54:00 2009 indeed...discuss what you can do and what you ..
Posted: Mon Oct 12 0:51:53 2009 with only 7 years remaining, your savings would ..
Posted: Mon Oct 12 0:50:05 2009 i don't believe gravesites are handled as ..
Posted: Mon Oct 12 0:48:31 2009 it is imperative that you be in contact with your ..
Posted: Mon Oct 12 0:44:45 2009 check with your tax advisor - that's your best ..
Posted: Mon Oct 12 0:39:22 2009 marion, a home equity loan is the way to go to ..
Posted: Mon Oct 12 0:28:46 2009 sorry, dante, but i don't know what a consumer ..
Posted: Mon Oct 12 0:26:58 2009 well, ben, i am unable to crab about prospect's ..
Posted: Mon Oct 12 0:18:38 2009 michael d - consulting a tax advisor is a good ..
Posted: Mon Oct 12 0:11:37 2009 sage advice ..
Posted: Mon Oct 12 0:07:08 2009 eric is right on - no need to waste much time in ..
Posted: Mon Oct 12 0:05:18 2009 well, you didn't annoy or discourage me, so i ..
Posted: Wed Oct 7 17:13:54 2009 i am quite certain there is not. timeshares are ..
Posted: Wed Oct 7 17:12:23 2009 well said, manoj. i ..
Posted: Wed Oct 7 16:13:16 2009 i know this came up not long ago here, too; but i ..
Posted: Wed Oct 7 16:01:36 2009 often i see it as ..
Posted: Wed Oct 7 15:01:21 2009 no it makes no sense at all. in the first place, ..
Posted: Wed Oct 7 14:56:39 2009 if only... ..
Posted: Wed Oct 7 14:46:40 2009 in all likelihood, you'll probably have already ..
Posted: Wed Oct 7 14:44:41 2009 please...everyone who is located in the united ..
Posted: Wed Oct 7 14:41:59 2009 i guess they're no help then. i'm sorry to be so ..
Posted: Wed Oct 7 14:39:47 2009 so many of us do all that groundwork for nothing ..
Posted: Wed Oct 7 14:21:24 2009 manoj...you didn't read the post, did ..
Posted: Wed Oct 7 14:18:58 2009 5212 north central avenue in ..
Posted: Wed Oct 7 14:16:23 2009 audrey, that you are currently in bankruptcy is ..
Posted: Wed Oct 7 14:12:22 2009 you'll somehow have to find out who to speak with ..
Posted: Wed Oct 7 14:03:08 2009 dvdt - your income, as seen by a lender, is your ..
Posted: Wed Oct 7 13:44:07 2009 maestro, it looks like your only option is to ..
Posted: Wed Oct 7 13:25:40 2009 you might have to fight like a dog to get it ..
Posted: Wed Oct 7 13:22:28 2009 no ..
Posted: Wed Oct 7 13:21:56 2009 what's annoying about all these is that i spend ..
Posted: Wed Oct 7 13:20:06 2009 okay here we go again....can we get some real ..
Posted: Wed Oct 7 13:19:16 2009 "x" out the word "both" in my ..
Posted: Wed Oct 7 13:18:44 2009 yes, it is an allowable tax deduction for both ..
Posted: Wed Oct 7 13:16:19 2009 first question: no it will not interfere with ..
Posted: Wed Oct 7 13:11:00 2009 manoj, i'm glad to know that you are trying to ..
Posted: Wed Oct 7 13:04:34 2009 when someone asks for help on this site, it ..
Posted: Wed Oct 7 12:55:40 2009 again, i think your lender hasn't a clue. i'd ..
Posted: Tue Oct 6 16:45:40 2009 i can't disagree with that kal. rates are ..
Posted: Tue Oct 6 15:40:23 2009 john, i don't think you've missed anything. i've ..
Posted: Tue Oct 6 15:31:04 2009 check your inbox ..
Posted: Tue Oct 6 15:05:24 2009 that wasn't how i meant it. the investors who ..
Posted: Tue Oct 6 12:48:23 2009 well, back to you on this: are you ready to buy ..
Posted: Tue Oct 6 11:17:45 2009 self employment must be 2 years in duration, and ..
Posted: Tue Oct 6 11:14:27 2009 well...if there's a deficiency (and there clearly ..
Posted: Tue Oct 6 11:01:06 2009 every bank has a supervisory agency. if this is ..
Posted: Tue Oct 6 10:57:11 2009 not at all, mark. please brush up on your ..
Posted: Tue Oct 6 10:54:31 2009 pamela, you are quite welcome to ask for a ..
Posted: Tue Oct 6 10:51:23 2009 i think i would back away from this deal really ..
Posted: Tue Oct 6 10:42:46 2009 guest, if you become the owner, then you'd be the ..
Posted: Tue Oct 6 10:42:01 2009 and i am surprised also. however, we have to ..
Posted: Tue Oct 6 10:38:32 2009 keeping it "interesting" is, of course, ..
Posted: Tue Oct 6 10:31:06 2009 yeah, well abnormal can get on one's ..
Posted: Tue Oct 6 10:28:58 2009 if there's a lender out there who can offer loans ..
Posted: Tue Oct 6 10:23:23 2009 huh who is trying hard if they're trying hard, ..
Posted: Tue Oct 6 10:20:44 2009 of course a deed in lieu of foreclosure will ..
Posted: Tue Oct 6 10:17:59 2009 guest, you apparently lack the concept of a ..
Posted: Tue Oct 6 10:12:08 2009 Christine, you are way off base. the original ..
Posted: Mon Oct 5 18:37:21 2009 death and taxes...the old adage tells us these ..
Posted: Mon Oct 5 18:35:33 2009 Kristin, i sincerely hope your arrangement has ..
Posted: Mon Oct 5 16:29:34 2009 the sale of your loan should have no bearing on ..
Posted: Mon Oct 5 16:27:32 2009 see, john, that's why we get along...you and i ..
Posted: Mon Oct 5 15:42:07 2009 bromranch, you seem eager to leave. you don't ..
Posted: Mon Oct 5 15:38:11 2009 oh well, not really, because taxes are ..
Posted: Mon Oct 5 15:35:09 2009 come on, sussane...to tell mom to "contact ..
Posted: Mon Oct 5 15:28:47 2009 it seems finances (credit, perhaps) and income ..
Posted: Mon Oct 5 15:18:42 2009 i would have a hard time understanding the value ..
Posted: Mon Oct 5 15:13:02 2009 jinge, you need to sit down with a lender and see ..
Posted: Mon Oct 5 14:13:36 2009 well, that's funny to me still, john. according ..
Posted: Mon Oct 5 12:55:28 2009 pure nonsense, ..
Posted: Mon Oct 5 12:54:56 2009 precisely what he's talking about, ..
Posted: Mon Oct 5 12:28:36 2009 i should have known that your post was bogus. i ..
Posted: Mon Oct 5 12:25:55 2009 i don't understand why the question comes up. ..
Posted: Mon Oct 5 12:24:15 2009 i would have to think that the nursing home or ..
Posted: Mon Oct 5 12:17:40 2009 stop spamming, ..
Posted: Mon Oct 5 12:17:06 2009 you asked the same question on september 22, ..
Posted: Mon Oct 5 12:15:16 2009 great idea as a rule, kim, but i suspect the bank ..
Posted: Mon Oct 5 12:14:10 2009 without specifics about your current debt, your ..
Posted: Mon Oct 5 11:58:53 2009 puzzlement abounds, as i've said before. glez35 ..
Posted: Mon Oct 5 11:56:37 2009 if paying down your existing accounts isn't ..
Posted: Mon Oct 5 11:50:06 2009 i don't comprehend why the husband in this case ..
Posted: Mon Oct 5 11:28:51 2009 jvaughn, it seems there are other creditors who ..
Posted: Mon Oct 5 11:25:55 2009 it appears, from a google search that i just did, ..
Posted: Mon Oct 5 11:22:03 2009 it is a wasteful way to spend good money. ..
Posted: Mon Oct 5 11:19:36 2009 guest, your new lender will automatically require ..
Posted: Mon Oct 5 11:16:00 2009 do you honestly think that a sale in the amount ..
Posted: Mon Oct 5 11:11:27 2009 that was really astute analysis, ..
Posted: Mon Oct 5 11:10:01 2009 precisely. ..
Posted: Mon Oct 5 11:08:56 2009 puzzlement ..
Posted: Mon Oct 5 11:06:38 2009 last, first: no, wretched, it is not a prepaid ..
Posted: Mon Oct 5 10:57:48 2009 newbie i have to say it sure does seem that ..
Posted: Mon Oct 5 10:50:26 2009 AO what happened with that lender is fha not one ..
Posted: Mon Oct 5 10:46:25 2009 the confluence of baffled people and ..
Posted: Mon Oct 5 10:34:47 2009 i just don't get it at ..
Posted: Mon Oct 5 10:33:27 2009 lee is correct. however, in yesterday's ..
Posted: Mon Oct 5 10:17:43 2009 which is precisely why a prospective borrower ..
Posted: Mon Oct 5 10:16:20 2009 I beg your pardon, ..
Posted: Mon Oct 5 10:13:07 2009 WOW ..
Posted: Mon Oct 5 10:10:12 2009 well....with anny nothing is especially clear. ..
Posted: Mon Oct 5 10:07:16 2009 i don't know what was unclear ..
Posted: Mon Oct 5 10:05:08 2009 sussane, please don't frustrate the guy (i forgot ..
Posted: Mon Oct 5 9:58:24 2009 that there is no mortgage on the property has no ..
Posted: Mon Oct 5 9:57:09 2009 i guess a lot of you neglected to read the ..
Posted: Sat Oct 3 16:58:57 2009 if a 15 year loan fits your budget and you want ..
Posted: Sat Oct 3 16:55:22 2009 wow...we just started autumn...winter isn't for 2 ..
Posted: Sat Oct 3 16:52:25 2009 in order for that mortgage to be valid, you both ..
Posted: Sat Oct 3 13:03:21 2009 nancy if you are both in agreement as to the ..
Posted: Sat Oct 3 12:59:49 2009 i suppose if your ex-husband is unable to ..
Posted: Sat Oct 3 12:57:41 2009 no you didn't say "as we enter ..
Posted: Sat Oct 3 12:53:35 2009 i'm not sure i can get behind your stance ..
Posted: Sat Oct 3 12:51:45 2009 it's a bit odd, angela, but you're still the ..
Posted: Sat Oct 3 12:14:22 2009 sunny i was quoting your previous post ..
Posted: Sat Oct 3 12:10:14 2009 yeah, but sunny...they will present this ..
Posted: Sat Oct 3 11:35:55 2009 and for that $200 you can't get the loan company ..
Posted: Sat Oct 3 11:32:57 2009 or even the only ..
Posted: Sat Oct 3 11:27:43 2009 priceless...just priceless. just when you think ..
Posted: Sat Oct 3 11:20:51 2009 you don't mention his wife other than to say he ..
Posted: Sat Oct 3 11:18:51 2009 keep trying...that's all you can do. try to find ..
Posted: Sat Oct 3 11:17:59 2009 i have not previously seen the term: "equity ..
Posted: Sat Oct 3 11:15:41 2009 gee whiz, barbara...i think you have the wrong ..
Posted: Sat Oct 3 11:14:33 2009 to negotiate with a seller, you need preapproval ..
Posted: Sat Oct 3 11:12:35 2009 getting your house back would seem to have a lot ..
Posted: Sat Oct 3 11:10:50 2009 well, fortunately, rates have dipped in recent ..
Posted: Sat Oct 3 11:04:16 2009 much more to add: with fha loans, for example, ..
Posted: Sat Oct 3 11:02:00 2009 oh yeah...insofar as sincerity is concerned...my ..
Posted: Sat Oct 3 11:00:56 2009 thank you savior....i slaved over that ..
Posted: Sat Oct 3 10:58:06 2009 not a relevant commentary ..
Posted: Sat Oct 3 10:56:42 2009 thank you jenkin7 for a note of truth and ..
Posted: Sat Oct 3 10:55:11 2009 let's be a bit more specific to co-signers: ..
Posted: Sat Oct 3 10:51:05 2009 pardon me: "series" of questions, not ..
Posted: Sat Oct 3 10:50:11 2009 so true...the equity you have in your home will ..
Posted: Sat Oct 3 10:46:35 2009 i was underwriting 3 years ago in a retail ..
Posted: Sat Oct 3 10:40:20 2009 wibs girl what does your divorce decree state ..
Posted: Sat Oct 3 10:38:41 2009 i am specifically referring to the foolish ..
Posted: Fri Oct 2 18:13:11 2009 most of yours are typos, though, i think. it's a ..
Posted: Fri Oct 2 18:08:56 2009 ask me this 3 years ago and i would have had a ..
Posted: Fri Oct 2 18:07:59 2009 what benefit to our seller is making this ..
Posted: Fri Oct 2 18:05:42 2009 it gets pretty tiresome to see all the fuss about ..
Posted: Fri Oct 2 18:04:38 2009 i am also an editor, sunny. if you or anyone you ..
Posted: Fri Oct 2 18:03:09 2009 brandi vaporized i guess...we'll never know the ..
Posted: Fri Oct 2 17:54:46 2009 what "lender relation you will get ..
Posted: Fri Oct 2 17:52:53 2009 jimmie, please elaborate. are you trying to find ..
Posted: Fri Oct 2 17:48:21 2009 so 3 years ago, he quit claimed it to you i ..
Posted: Fri Oct 2 17:46:47 2009 it is absolutely true that closings these days ..
Posted: Fri Oct 2 16:58:01 2009 sorry...i don't mean to say that there are no ..
Posted: Fri Oct 2 16:56:54 2009 ken, i would dearly love to hear your reasoning ..
Posted: Fri Oct 2 16:54:35 2009 pure drivel ..
Posted: Fri Oct 2 16:53:46 2009 it would make sense to me that an insurance ..
Posted: Fri Oct 2 16:50:07 2009 aurora and lehman are both mortgage companies ..
Posted: Fri Oct 2 16:29:53 2009 well, steve and anny thanks for your 2 cents, but ..
Posted: Fri Oct 2 16:24:07 2009 you're correct, of course, john. but of course, ..
Posted: Fri Oct 2 16:10:48 2009 you are ..
Posted: Fri Oct 2 16:08:34 2009 if there was a real topic to that serious of ..
Posted: Fri Oct 2 16:01:47 2009 if i understand any of this, i'll be amazed. ..
Posted: Fri Oct 2 15:13:27 2009 yes, that makes better sense; ..
Posted: Fri Oct 2 14:45:04 2009 that's not what i was saying...the definition of ..
Posted: Fri Oct 2 14:40:43 2009 anny these bogus posts of yours don't do anyone ..
Posted: Fri Oct 2 14:37:42 2009 if only.... anny, please read again...he ..
Posted: Fri Oct 2 14:30:27 2009 same as ..
Posted: Fri Oct 2 14:27:16 2009 jenkin you made me dizzy with that ..
Posted: Fri Oct 2 14:23:23 2009 not true, hemsleysue...it depends on the ..
Posted: Fri Oct 2 14:13:44 2009 not a smart move to put your phone number on this ..
Posted: Fri Oct 2 14:11:11 2009 well, that response didn't do much for me...not ..
Posted: Fri Oct 2 14:10:11 2009 a lender cannot speak with an unauthorized third ..
Posted: Fri Oct 2 14:08:36 2009 you cannot finance closing costs with an fha ..
Posted: Fri Oct 2 14:01:19 2009 i honestly think that a lender can and will ..
Posted: Fri Oct 2 13:34:59 2009 jean, i don't know the answer to your question, ..
Posted: Fri Oct 2 13:31:04 2009 chris, it is an excellent idea to ignore the ..
Posted: Fri Oct 2 13:29:01 2009 this was actually me: truly doubt the bank ..
Posted: Fri Oct 2 13:27:50 2009 amy, i cannot say i know anything about how chase ..
Posted: Fri Oct 2 11:46:15 2009 but far too many people get carried away and go ..
Posted: Fri Oct 2 11:45:10 2009 that's a bit dramatic, don't you ..
Posted: Thu Oct 1 14:48:28 2009 let's go back to the beginning, please. hog ..
Posted: Thu Oct 1 14:41:48 2009 keep the ..
Posted: Thu Oct 1 14:40:32 2009 annyb27 can you please explain what you're ..
Posted: Thu Oct 1 13:38:55 2009 well, that was concise and oh-so appropriately ..
Posted: Thu Oct 1 13:03:13 2009 well done, ..
Posted: Thu Oct 1 12:08:51 2009 how in the world anyone can declare is ..
Posted: Thu Oct 1 11:41:52 2009 the tsunami is absolutely devastating news, and ..
Posted: Thu Oct 1 11:40:04 2009 ditto for a dba account - a creditor cannot ..
Posted: Thu Oct 1 11:35:10 2009 what we don't know, and it is critical, is the ..
Posted: Thu Oct 1 11:32:57 2009 a creditor cannot touch your personal account ..
Posted: Thu Oct 1 10:35:37 2009 it is tough when you're between a rock and a hard ..
Posted: Thu Oct 1 10:29:16 2009 a mortgage would be paid off concurrent with the ..
Posted: Thu Oct 1 9:58:27 2009 if we could loans to closing, instead of having ..
Posted: Thu Oct 1 9:53:16 2009 you are not alone; sometimes i cannot comprehend ..
Posted: Thu Oct 1 9:47:23 2009 denise, i take it that you are dl0405. is that ..
Posted: Thu Oct 1 9:44:23 2009 it's kind of like "brawny" versus ..
Posted: Thu Oct 1 9:42:34 2009 well, the "A" is the same in both, but ..
Posted: Thu Oct 1 9:37:33 2009 as i said ..
Posted: Thu Oct 1 9:36:54 2009 that would take a week to ..
Posted: Thu Oct 1 9:30:08 2009 there are so many companies bearing the same name ..
Posted: Thu Oct 1 9:25:42 2009 i have to say i subscribe to help's theory here. ..
Posted: Thu Oct 1 9:24:00 2009 dl, as you know, this is a very personal decision ..
Posted: Thu Oct 1 9:18:46 2009 marion, as savior pointed out, no-doc loans are ..
Posted: Thu Oct 1 9:10:58 2009 a common occurrence around ..
Posted: Thu Oct 1 9:09:16 2009 djames, naca has a website that i'm sure would ..
Posted: Wed Sep 30 23:16:58 2009 your car is ..
Posted: Wed Sep 30 23:16:11 2009 fortunately our area is not hit with anything ..
Posted: Wed Sep 30 23:07:55 2009 hello...the board is who i'm talking about and ..
Posted: Wed Sep 30 23:06:20 2009 if you are asking "is there less risk with a ..
Posted: Wed Sep 30 23:03:27 2009 amen to that eric...i see more and more of that ..
Posted: Wed Sep 30 17:48:32 2009 john, i have a miserable time in trying to ..
Posted: Wed Sep 30 17:47:07 2009 this is only an opinion: if you allow them to do ..
Posted: Wed Sep 30 17:00:32 2009 cingram, you do realize, don't you, that the ..
Posted: Wed Sep 30 15:54:42 2009 the tax credit applies to a first time homebuyer. ..
Posted: Wed Sep 30 15:52:42 2009 gunz...sunny...you didn't read carefully...the ..
Posted: Wed Sep 30 15:48:03 2009 well, kim, it appears your voice was not heard. ..
Posted: Wed Sep 30 15:42:58 2009 if your lender is holding out for a divorce ..
Posted: Wed Sep 30 15:38:51 2009 you are not obligated to make payments now. ..
Posted: Wed Sep 30 15:29:19 2009 if you won't be a borrower, brio, they won't care ..
Posted: Wed Sep 30 15:27:01 2009 you'll definitely need more than a ..
Posted: Wed Sep 30 15:24:03 2009 nice, larry...now please bear in mind that this ..
Posted: Wed Sep 30 15:21:03 2009 yeah...cyenthia's in particular, i'm ..
Posted: Wed Sep 30 15:19:59 2009 based on my dislike for payday loans, i have to ..
Posted: Wed Sep 30 15:16:18 2009 it wouldn't be a way for the lenders to make ..
Posted: Wed Sep 30 15:13:08 2009 i'm not certain what you've heard about a quit ..
Posted: Wed Sep 30 11:22:59 2009 you may have to use some of that gift money to ..
Posted: Wed Sep 30 11:18:27 2009 well, payday, we don't know who you are or what ..
Posted: Wed Sep 30 11:15:31 2009 tlr, the only way his name will be removed from ..
Posted: Wed Sep 30 11:11:52 2009 what are the odds of this happening to someone ..
Posted: Wed Sep 30 10:30:44 2009 kev, that is precisely what CEM ..
Posted: Wed Sep 30 10:28:11 2009 gunz...down payment requirement for fha is 3.5% ..
Posted: Wed Sep 30 10:26:35 2009 another waste...manoj you clearly lack knowledge ..
Posted: Wed Sep 30 10:23:21 2009 gunz, the credit agencies would not be involved ..
Posted: Wed Sep 30 10:20:19 2009 this thread ought to be dumped. steve, you claim ..
Posted: Wed Sep 30 10:16:10 2009 you didn't tell us anything about income, boston, ..
Posted: Wed Sep 30 10:07:44 2009 that's all wonderful manoj, but if they are ..
Posted: Wed Sep 30 10:02:27 2009 it's pretty apparent that our original poster ..
Posted: Tue Sep 29 16:37:06 2009 my only addition to 02's comment is that those ..
Posted: Tue Sep 29 16:29:10 2009 it's not even a matter of eroding equity. the ..
Posted: Tue Sep 29 16:26:33 2009 mike, because i've seen this far too many time so ..
Posted: Tue Sep 29 13:50:34 2009 "no lawyer" meaning you don't have one ..
Posted: Tue Sep 29 13:46:11 2009 the true answer today is "maybe." i'll ..
Posted: Tue Sep 29 13:21:19 2009 that's scary. most loan officers don't get it ..
Posted: Tue Sep 29 13:10:20 2009 liam, you'll have difficulty in locating such a ..
Posted: Tue Sep 29 13:07:27 2009 guest, i don't quite get what you're talking ..
Posted: Tue Sep 29 13:03:18 2009 when trying to use bold type, i find it to be ..
Posted: Tue Sep 29 13:02:31 2009 i am disappointed that i have to say that some of ..
Posted: Tue Sep 29 12:57:49 2009 ahhh...and i remember those days when we had ..
Posted: Tue Sep 29 12:55:02 2009 bridge loans are not available with everyone. ..
Posted: Tue Sep 29 12:51:39 2009 boy that is laughable...refinance when no ..
Posted: Tue Sep 29 12:48:41 2009 it absolutely matters that you collected ..
Posted: Tue Sep 29 12:45:53 2009 you are an owner, jennie. therefore, you have ..
Posted: Tue Sep 29 12:39:15 2009 AMEN ..
Posted: Tue Sep 29 12:38:21 2009 this is one of those folk who just like to ask ..
Posted: Tue Sep 29 12:35:40 2009 i never heard of that before, eric. what do you ..
Posted: Tue Sep 29 11:22:49 2009 not yet, but you need to contact your lender and ..
Posted: Tue Sep 29 11:20:03 2009 unfortunately, for all the good that ACORN has ..
Posted: Tue Sep 29 11:15:10 2009 boy oh boy, i would sure hope you wouldn't be ..
Posted: Tue Sep 29 11:12:39 2009 i've partially answered #2 already a moment ago. ..
Posted: Tue Sep 29 11:10:49 2009 with automated underwriting, your debt ratio can ..
Posted: Tue Sep 29 11:00:35 2009 good luck finding their earlier customers, of ..
Posted: Tue Sep 29 10:58:42 2009 wesley, who closed this loan for you did you ..
Posted: Tue Sep 29 10:53:06 2009 here we go ..
Posted: Tue Sep 29 10:51:57 2009 as long as the loan amount is 80% or less of the ..
Posted: Tue Sep 29 10:50:03 2009 find another lender - the appraisal done for bofa ..
Posted: Tue Sep 29 10:45:19 2009 florence, i would recommend your taking your ..
Posted: Tue Sep 29 10:42:17 2009 i apologize for what seems to be too harsh a ..
Posted: Tue Sep 29 10:41:19 2009 how in the world anyone can describe a 27% ..
Posted: Tue Sep 29 10:34:52 2009 theo you're going to have to suspend your ..
Posted: Tue Sep 29 10:30:07 2009 the irs can answer generic questions such as you ..
Posted: Mon Sep 28 17:16:33 2009 i guess it's safe to say that you are the new, ..
Posted: Mon Sep 28 16:34:29 2009 that's the typical verbiage to do what you wish ..
Posted: Mon Sep 28 16:33:32 2009 one is ..
Posted: Mon Sep 28 16:32:30 2009 need...i don't quite get it. if you were ..
Posted: Mon Sep 28 15:31:51 2009 that was my comment immediately ..
Posted: Mon Sep 28 14:13:32 2009 chip please refrain from posting a solicitation ..
Posted: Mon Sep 28 13:31:35 2009 no doubt you're ..
Posted: Mon Sep 28 13:20:14 2009 oh, no doubt, sunny. but in this current ..
Posted: Mon Sep 28 13:12:24 2009 carla, you need to ..
Posted: Mon Sep 28 13:12:01 2009 ag the credit you are speaking of is a tax credit ..
Posted: Mon Sep 28 12:59:36 2009 as a general rule, an escrow overage will be sent ..
Posted: Mon Sep 28 12:56:28 2009 i see lots of owner-financing questions up here. ..
Posted: Mon Sep 28 12:52:57 2009 if by quit claiming to your husband you have ..
Posted: Mon Sep 28 12:50:10 2009 presumably, you've been prequalified/preapproved ..
Posted: Mon Sep 28 12:46:34 2009 you and dad should prepare a promissory note for ..
Posted: Mon Sep 28 12:09:06 2009 i don't get the connection between the mortgage ..
Posted: Mon Sep 28 12:05:27 2009 was the modification detrimental to you if not, ..
Posted: Mon Sep 28 12:00:37 2009 suyoq nothing of what you wanted to say made ..
Posted: Mon Sep 28 11:54:57 2009 whattya think...i agree with kim...you really ..
Posted: Mon Sep 28 11:52:41 2009 conventional loans with non-occupant coborrowers ..
Posted: Mon Sep 28 11:48:29 2009 i have no notion of what your post means, ..
Posted: Mon Sep 28 11:45:15 2009 transferring ownership interest in property ..
Posted: Mon Sep 28 11:42:37 2009 virginia, you need legal advice. if you are an ..
Posted: Mon Sep 28 11:39:19 2009 if you're unable to refinance due to cash ..
Posted: Mon Sep 28 11:37:06 2009 a standardized document ought to do the trick. ..
Posted: Mon Sep 28 11:34:49 2009 yes, you will be required to pay into an escrow ..
Posted: Mon Sep 28 11:33:35 2009 what you can do is only the best you can do, ..
Posted: Mon Sep 28 11:31:38 2009 no such thing as "maximum"...a lender ..
Posted: Mon Sep 28 11:29:38 2009 precisely...you need to speak with lenders who ..
Posted: Mon Sep 28 11:27:54 2009 legal age is 18, so a 19-year-old is certainly ..
Posted: Mon Sep 28 11:17:34 2009 mamie, if you're eliminating debt and reducing ..
Posted: Mon Sep 28 10:56:15 2009 janet, please explain: is the tax lien satisfied ..
Posted: Mon Sep 28 10:53:39 2009 i don't ever think it's a good idea to stop ..
Posted: Mon Sep 28 10:45:34 2009 also, he is the one receiving the ..
Posted: Mon Sep 28 10:45:22 2009 value is, of course, a vital component in ..
Posted: Mon Sep 28 10:44:28 2009 nonnie noted in the first sentence that it's a ..
Posted: Mon Sep 28 10:42:48 2009 once again...a 15 day late payment will result in ..
Posted: Mon Sep 28 10:31:06 2009 as of today sunny, they are no longer in los ..
Posted: Mon Sep 28 10:29:58 2009 but of course "local" is all dependent ..
Posted: Mon Sep 28 10:28:44 2009 guys...please use spell-check if you have it or ..
Posted: Mon Sep 28 10:25:38 2009 man oh man ..
Posted: Mon Sep 28 10:23:13 2009 don't i know ..
Posted: Mon Sep 28 10:22:36 2009 i knew what you meant, actually...but that's a ..
Posted: Sat Sep 26 13:36:18 2009 i'm puzzled about what the real question is ..
Posted: Sat Sep 26 13:32:06 2009 odds are slim of obtaining a new, refinance, ..
Posted: Sat Sep 26 13:29:49 2009 the physical location of a person has nothing to ..
Posted: Sat Sep 26 13:25:52 2009 if you are talking about the actual document, ..
Posted: Sat Sep 26 13:24:00 2009 who is the lender if we knew that, we might be ..
Posted: Sat Sep 26 13:21:32 2009 i'd rather have none at all than to have poor ..
Posted: Sat Sep 26 13:20:21 2009 prayerfully, i won't see this sort of grievous ..
Posted: Sat Sep 26 13:17:59 2009 i seriously doubt that greentree has a clue about ..
Posted: Sat Sep 26 13:16:19 2009 sure...that could be, but since she cites having ..
Posted: Sat Sep 26 13:13:00 2009 not necessarily more activity...more fear that ..
Posted: Sat Sep 26 13:11:12 2009 i don't understand why it is good for our poster ..
Posted: Sat Sep 26 13:09:03 2009 people who wish to have this credit are nervous, ..
Posted: Sat Sep 26 13:08:07 2009 not so, gregg...some social security is taxable. ..
Posted: Sat Sep 26 13:05:45 2009 if you are purchasing a property for your primary ..
Posted: Sat Sep 26 13:03:57 2009 please recognize that there's no such thing as a ..
Posted: Sat Sep 26 13:01:07 2009 very odd...how did you find the funds to buy this ..
Posted: Sat Sep 26 12:57:20 2009 the likelihood of a prepayment penalty being in ..
Posted: Sat Sep 26 12:56:06 2009 where do you get that a borrower going to ..
Posted: Sat Sep 26 12:52:47 2009 theo, most lenders have tightened up, and 620 has ..
Posted: Sat Sep 26 12:51:02 2009 since it will attract more buyers to the market, ..
Posted: Sat Sep 26 12:48:40 2009 each party who signs a mortgage note is liable ..
Posted: Sat Sep 26 12:46:16 2009 agreed...what's done is ..
Posted: Sat Sep 26 12:45:36 2009 no it does not reduce your monthly payment ..
Posted: Sat Sep 26 12:44:42 2009 no..for income tax-related questions, please ask ..
Posted: Sat Sep 26 12:41:21 2009 if you cover a house in linen, i wonder how you ..
Posted: Sat Sep 26 12:37:43 2009 "danger" isn't quite an appropriate ..
Posted: Sat Sep 26 12:36:28 2009 good grief. isn't "newbie" short ..
Posted: Sat Sep 26 12:34:32 2009 kim i hate to say this, but you are way off base. ..
Posted: Sat Sep 26 12:33:16 2009 ratios on fha loans are typically lower than with ..
Posted: Sat Sep 26 12:32:19 2009 i wish i could feel that activity in and of ..
Posted: Sat Sep 26 12:31:41 2009 i wouldn't go that route, sunny...student loan ..
Posted: Sat Sep 26 12:30:26 2009 sunny you suggested that greg read the post ..
Posted: Sat Sep 26 12:29:21 2009 justdeb...the first sign of alarm i would see is ..
Posted: Sat Sep 26 12:25:04 2009 chicago being as large as it is, i'd be surprised ..
Posted: Fri Sep 25 18:22:34 2009 you definitely need to speak with your lender's ..
Posted: Fri Sep 25 18:20:10 2009 i would imagine they can, since your dad ..
Posted: Fri Sep 25 18:18:47 2009 not bad ..
Posted: Fri Sep 25 18:18:04 2009 some clown is making a fortune with those ads, ..
Posted: Fri Sep 25 18:16:20 2009 lenders are so backed up that you'd be one of the ..
Posted: Fri Sep 25 18:15:09 2009 conservative, you're blessed to have such little ..
Posted: Fri Sep 25 18:07:43 2009 nothing wrong with free advice - i seek it all ..
Posted: Fri Sep 25 18:06:17 2009 i sure don't comprehend what you're driving at ..
Posted: Fri Sep 25 18:04:50 2009 have you check with the small business ..
Posted: Fri Sep 25 17:56:01 2009 i'm not sure how many lawyers we have who travel ..
Posted: Fri Sep 25 17:54:08 2009 no need to post your same question more than ..
Posted: Fri Sep 25 17:52:17 2009 did i just answer this peculiar situation ..
Posted: Fri Sep 25 17:46:22 2009 carla, ..
Posted: Fri Sep 25 17:45:35 2009 dgerace, what you'll be required to do is to ..
Posted: Fri Sep 25 17:43:11 2009 oops...not "gerry" but ..
Posted: Fri Sep 25 17:42:49 2009 basic difference is 15 days, gerry...what a ..
Posted: Fri Sep 25 17:41:32 2009 what you propose makes sense. you wouldn't be ..
Posted: Fri Sep 25 17:38:16 2009 so you did something without legal ..
Posted: Fri Sep 25 17:29:03 2009 you got me...what's a "noob" ..
Posted: Fri Sep 25 17:27:33 2009 eish, you must contact the town/city/county - ..
Posted: Fri Sep 25 17:25:34 2009 oh yeah...carla, we have grown tired of your ad. ..
Posted: Fri Sep 25 17:25:07 2009 i have to laugh at that gunz...you're trying to ..
Posted: Fri Sep 25 17:18:20 2009 a foreclosure action has to be brought against ..
Posted: Fri Sep 25 17:17:13 2009 wow...those must be some eyes! okay...back to ..
Posted: Fri Sep 25 17:13:53 2009 last comes first: assets are nice but will not ..
Posted: Fri Sep 25 14:55:23 2009 discussed over and over again on a variety of ..
Posted: Fri Sep 25 14:53:37 2009 in one way or the other, i suppose they all ..
Posted: Fri Sep 25 14:51:52 2009 yeah, yeah, carla...i just responded to your ..
Posted: Fri Sep 25 14:50:11 2009 sunny, that's not a fair assessment of things. ..
Posted: Fri Sep 25 14:34:19 2009 forgive my skepticism, guest. first of all, the ..
Posted: Fri Sep 25 14:12:42 2009 mortgage brokers have various contacts. they ..
Posted: Fri Sep 25 14:04:21 2009 what those last two are about is as baffling as ..
Posted: Fri Sep 25 13:59:01 2009 well, dani, you do have a large amount of debt ..
Posted: Fri Sep 25 13:54:19 2009 hold the phone, sunny...i said no such thing. ..
Posted: Thu Sep 24 13:59:25 2009 Tranferring property without paying off mortgage ..
Posted: Thu Sep 24 13:52:45 2009 if you transfer title to another entity, your ..
Posted: Thu Sep 24 13:13:58 2009 oh yeah...you also chose a name for this forum ..
Posted: Thu Sep 24 13:13:03 2009 you have all sorts of things working against you. ..
Posted: Thu Sep 24 12:51:31 2009 unclebuck, your expenses would not be taken into ..
Posted: Thu Sep 24 12:49:03 2009 i'd be pretty skeptical about that approach, ..
Posted: Thu Sep 24 12:48:25 2009 with fha loans, the requirement for down payment ..
Posted: Thu Sep 24 12:45:48 2009 you'll definitely run into trouble. log homes ..
Posted: Thu Sep 24 12:15:57 2009 yes, indeed. you would never want a family law ..
Posted: Thu Sep 24 11:55:53 2009 you didn't tell us how large your existing ..
Posted: Thu Sep 24 11:51:34 2009 i think you'd want to coordinate the change of ..
Posted: Thu Sep 24 11:32:11 2009 what a lovely advertisement. christine, please ..
Posted: Thu Sep 24 10:35:08 2009 check this out, carolyn; i just answered your ..
Posted: Thu Sep 24 10:32:42 2009 the only thing that affects your credit score ..
Posted: Thu Sep 24 10:28:32 2009 i hope no more of our "experts" come ..
Posted: Thu Sep 24 10:25:27 2009 :shrug: ..
Posted: Thu Sep 24 10:24:12 2009 cosigners need to be family members for lenders ..
Posted: Thu Sep 24 10:21:03 2009 and you need a lawyer...and you need some common ..
Posted: Thu Sep 24 10:19:55 2009 is the name just a color or is it real is the ..
Posted: Thu Sep 24 10:17:56 2009 that's pretty imprecise. mark, you would be ..
Posted: Thu Sep 24 10:15:55 2009 go buy those books they advertise at 1, 2 and 3 ..
Posted: Thu Sep 24 10:13:41 2009 kathleen, when quit claiming your interest in a ..
Posted: Thu Sep 24 10:07:51 2009 well, i used to be a banker, but now i just ..
Posted: Thu Sep 24 10:06:13 2009 you may want to speak to the lender first to find ..
Posted: Thu Sep 24 10:04:26 2009 pat, the age of your home is going to prevent ..
Posted: Thu Sep 24 10:03:09 2009 i guess i didn't use my "highlighting" ..
Posted: Thu Sep 24 10:02:37 2009 direct from the instructions on Form 5405: ..
Posted: Thu Sep 24 9:50:01 2009 well i guess i can fathom that ..
Posted: Thu Sep 24 9:48:41 2009 who is it that is "famous as teaser" ..
Posted: Thu Sep 24 9:46:10 2009 i suspect the bankruptcy filing has to do with a ..
Posted: Thu Sep 24 9:43:36 2009 okay...i have no idea what leeelliot is trying to ..
Posted: Thu Sep 24 9:39:20 2009 indeed...it would read something like this: ..
Posted: Wed Sep 23 18:12:41 2009 i lack the legal expertise to tell you precisely ..
Posted: Wed Sep 23 18:07:03 2009 i don't get why you think they'd come after your ..
Posted: Wed Sep 23 17:57:36 2009 and good riddance, too. you also had those 1% ..
Posted: Wed Sep 23 17:55:31 2009 crystal it's hard to answer...where is the ..
Posted: Wed Sep 23 17:54:32 2009 i forgot to point out also, that upon payment of ..
Posted: Wed Sep 23 17:52:33 2009 good points, mike. now, of course a purchase ..
Posted: Wed Sep 23 17:33:22 2009 irs form 5405, which is the form you would use to ..
Posted: Wed Sep 23 17:29:22 2009 in my opinion, whoever the listing realtor is ..
Posted: Wed Sep 23 17:26:54 2009 thank you for your encouragement, ..
Posted: Wed Sep 23 17:09:29 2009 but here it's worth a few pennies, and you also ..
Posted: Wed Sep 23 17:07:05 2009 i'm afraid to answer this...anyone out there with ..
Posted: Wed Sep 23 17:04:45 2009 but she made sure she got her dough, ..
Posted: Wed Sep 23 16:31:22 2009 does anything make sense any more, eric i'm so ..
Posted: Wed Sep 23 16:26:26 2009 jenkin has the right answer. you may find a ..
Posted: Wed Sep 23 16:23:13 2009 if she has transferred her ownership to him, then ..
Posted: Wed Sep 23 16:20:27 2009 you could change the locks when they aren't home, ..
Posted: Wed Sep 23 15:54:29 2009 even though it might be a benign situation, don't ..
Posted: Wed Sep 23 14:57:03 2009 for a new construction condominium to be ..
Posted: Wed Sep 23 14:55:01 2009 don't count yourself as the only one, mike. look ..
Posted: Wed Sep 23 14:49:24 2009 there is no such thing as the best bank with the ..
Posted: Wed Sep 23 14:45:26 2009 let's not waste everyone's time. please go to ..
Posted: Wed Sep 23 14:41:31 2009 unless you coordinate the individual sales of ..
Posted: Wed Sep 23 14:39:34 2009 to answer your question specifically, yes he can ..
Posted: Wed Sep 23 14:37:53 2009 well, mike you don't say where you are, but i'm ..
Posted: Wed Sep 23 11:25:11 2009 i should have added this, too: let us know if ..
Posted: Wed Sep 23 11:24:41 2009 i hope you are right, ..
Posted: Wed Sep 23 11:19:43 2009 my math, ..
Posted: Tue Sep 22 17:32:26 2009 a realtor recommended this in my opinion, ..
Posted: Tue Sep 22 17:26:33 2009 and let's hope it gets extended. i'm hoping all ..
Posted: Tue Sep 22 17:23:25 2009 please ..
Posted: Tue Sep 22 17:22:35 2009 first thing mom is to not let it expire - contact ..
Posted: Tue Sep 22 17:20:34 2009 ever yes, but it's going to take some work. if ..
Posted: Tue Sep 22 17:17:26 2009 i guess i took that "talked to" and ..
Posted: Tue Sep 22 15:32:48 2009 the fastest way to improve a credit score is to ..
Posted: Tue Sep 22 14:55:34 2009 unquestionably, you ought to pay as much as you ..
Posted: Tue Sep 22 14:53:39 2009 i'm so glad to find everyone in agreement ..
Posted: Tue Sep 22 14:51:02 2009 first of all, it is unlikely that you will find a ..
Posted: Tue Sep 22 14:47:14 2009 i can't imagine why the new owner would find any ..
Posted: Tue Sep 22 14:45:47 2009 fbjclark, you haven't mentioned what interest ..
Posted: Tue Sep 22 13:24:58 2009 somewhere between $Zero and $510000...that's the ..
Posted: Tue Sep 22 13:22:40 2009 in doing title, the judgments would show up, yes. ..
Posted: Tue Sep 22 13:20:12 2009 yes, that was me just ..
Posted: Tue Sep 22 12:46:16 2009 go to Google or some other similar search engine. ..
Posted: Tue Sep 22 12:44:32 2009 nothing in the mortgage industry in this country ..
Posted: Tue Sep 22 12:39:47 2009 great credit will usually override much of ..
Posted: Tue Sep 22 12:35:56 2009 chris, he covered that in the first paragraph, ..
Posted: Tue Sep 22 12:31:52 2009 it's mind-boggling, ..
Posted: Tue Sep 22 12:26:19 2009 i believe that the original post concerns the ..
Posted: Tue Sep 22 12:16:14 2009 and contact the lender, because they'll need to ..
Posted: Tue Sep 22 12:15:17 2009 marissa, what was the application for to ..
Posted: Tue Sep 22 12:14:28 2009 mine dunno ..
Posted: Tue Sep 22 12:13:41 2009 i'd be quite surprised to find anyone doing such ..
Posted: Tue Sep 22 12:07:43 2009 yeah...please don't light up a cigaret or use ..
Posted: Tue Sep 22 12:06:51 2009 the first and best prize i can think of is that ..
Posted: Tue Sep 22 12:04:30 2009 i think a partner would be a bad move - ..
Posted: Tue Sep 22 12:01:36 2009 jenkin7, you're confusing us. if minimum is 620 ..
Posted: Tue Sep 22 11:57:06 2009 self promotion on here no way! are you serious ..
Posted: Tue Sep 22 11:55:12 2009 if you're right about bofa's motivation (or lack ..
Posted: Tue Sep 22 11:50:50 2009 the description of your situation makes it ..
Posted: Tue Sep 22 10:32:02 2009 mthomas, you need to immediately take this up ..
Posted: Tue Sep 22 10:29:06 2009 agreed - it is always advisable to receive advice ..
Posted: Tue Sep 22 10:27:12 2009 you don't have a ..
Posted: Tue Sep 22 10:26:11 2009 guest, i agree that you are not legally ..
Posted: Tue Sep 22 10:21:04 2009 good thought, but i'm not sure that's accurate. ..
Posted: Tue Sep 22 10:19:51 2009 what we are seeing, truthfully, is that some of ..
Posted: Tue Sep 22 10:10:42 2009 it ..
Posted: Tue Sep 22 10:07:52 2009 red, you ought to go to your local housing office ..
Posted: Tue Sep 22 10:03:26 2009 chris, please have your mi contacts spread the ..
Posted: Tue Sep 22 10:01:09 2009 sunny, continue reading some of the posts on here ..
Posted: Tue Sep 22 9:50:10 2009 your new wife cannot be added automatically. ..
Posted: Mon Sep 21 16:46:27 2009 a realtor wouldn't have to be involved in a deed ..
Posted: Mon Sep 21 16:42:09 2009 how deep into this are you, marge did this just ..
Posted: Mon Sep 21 16:38:43 2009 no doubt, your former wife will want to be ..
Posted: Mon Sep 21 16:35:49 2009 depending on your answers to chris' questions, ..
Posted: Mon Sep 21 14:12:03 2009 marsha, this is a topic that's best suited for an ..
Posted: Mon Sep 21 14:07:18 2009 well, walking away isn't going to assist you in ..
Posted: Mon Sep 21 13:54:00 2009 you'll need to be very clear on the precise type ..
Posted: Mon Sep 21 13:49:50 2009 minka, in the preliminary stages of your ..
Posted: Mon Sep 21 13:40:18 2009 thank you for sharing. honestly, i would have ..
Posted: Mon Sep 21 12:42:19 2009 as i noted, there may be legal issues which would ..
Posted: Mon Sep 21 12:40:15 2009 "is there anything she can do" well, ..
Posted: Mon Sep 21 12:32:38 2009 i, like eric, count myself as skeptical about ..
Posted: Mon Sep 21 12:28:21 2009 but of course these robocalls still come in, ..
Posted: Mon Sep 21 12:15:20 2009 and i concur with you savior. many of us have ..
Posted: Mon Sep 21 12:10:39 2009 siblings are going to be included in ..
Posted: Mon Sep 21 11:58:00 2009 what you do about the overlimit situation will be ..
Posted: Mon Sep 21 11:54:43 2009 the bank can't send any documentation to our ..
Posted: Mon Sep 21 11:53:29 2009 honestly, i'm not surprised that the lender ..
Posted: Mon Sep 21 11:49:47 2009 i guess there ..
Posted: Mon Sep 21 11:47:34 2009 sunny, please read my post. that information is ..
Posted: Mon Sep 21 11:44:47 2009 guest, you should get what's coming to ..
Posted: Mon Sep 21 11:42:56 2009 sunny, we've seen these for years. when someone ..
Posted: Mon Sep 21 11:39:06 2009 i think it's a lot more sad than funny, ..
Posted: Mon Sep 21 11:37:17 2009 you're at least partially right, mike. ..
Posted: Mon Sep 21 11:34:58 2009 it's one of those questions that have become ..
Posted: Mon Sep 21 11:27:25 2009 i think "no-brainer" is a very good ..
Posted: Mon Sep 21 11:25:01 2009 i have a feeling there are bots among us. why ..
Posted: Mon Sep 21 11:22:44 2009 a tax lien is not a sale in any way, shape or ..
Posted: Mon Sep 21 11:13:39 2009 i agree sunny...that place ought to be an ..
Posted: Mon Sep 21 10:05:43 2009 lee, please reread the post. the company in ..
Posted: Mon Sep 21 10:04:39 2009 the only question posed was "who benefits ..
Posted: Sat Sep 19 12:18:19 2009 i'm just thinking it's way too fishy, gunz. i ..
Posted: Sat Sep 19 12:14:32 2009 sherilyn, if the plan is to refinance the ..
Posted: Sat Sep 19 12:10:11 2009 that's best asked of the court system in ..
Posted: Sat Sep 19 12:08:19 2009 you will apparently be harmed by the impending ..
Posted: Sat Sep 19 12:03:54 2009 unfortunately carman didn't come back with any ..
Posted: Sat Sep 19 11:59:52 2009 in the first place, catharin; this is not a forum ..
Posted: Sat Sep 19 11:26:11 2009 we at Prospect Mortgage have become the second ..
Posted: Sat Sep 19 11:13:52 2009 on a ..
Posted: Sat Sep 19 11:12:30 2009 good advice here - find a way to make your ..
Posted: Sat Sep 19 11:09:37 2009 there might only be one bank, but at least ..
Posted: Sat Sep 19 11:07:45 2009 sue, it's not easy to find lenders willing to ..
Posted: Sat Sep 19 11:05:45 2009 i guess you bought the house yesterday. ..
Posted: Sat Sep 19 11:03:08 2009 it occurs to me that you've not had much in the ..
Posted: Sat Sep 19 9:18:18 2009 if that's where the bankruptcy was filed, i would ..
Posted: Sat Sep 19 9:14:52 2009 honestly, it just seems awfully fishy to ..
Posted: Sat Sep 19 9:06:40 2009 to jump 16 points based on one credit card's ..
Posted: Sat Sep 19 9:02:36 2009 4.375% with no costs is a spectacular rate and ..
Posted: Sat Sep 19 9:00:03 2009 pretty good - in 3 lines of type, your income ..
Posted: Sat Sep 19 8:54:13 2009 hard to imagine the reality here, ..
Posted: Sat Sep 19 8:53:06 2009 a taxpayer ..
Posted: Sat Sep 19 8:52:36 2009 i think you and your sister ought to sit down and ..
Posted: Sat Sep 19 8:51:05 2009 soni, you should have been scared about this ..
Posted: Sat Sep 19 8:49:26 2009 it sounds like: i don't want to pay; can they ..
Posted: Sat Sep 19 8:47:33 2009 here's Merriam-Webster (online) dictionary: 1 ..
Posted: Sat Sep 19 8:44:29 2009 call your state's attorney general's office for ..
Posted: Sat Sep 19 8:43:05 2009 alam i have no idea what "gutfiilings" ..
Posted: Sat Sep 19 8:37:02 2009 catharin, one statement you made here really ..
Posted: Sat Sep 19 8:30:23 2009 it looks like somebody deleted one of your posts, ..
Posted: Sat Sep 19 8:28:50 2009 the community has guidelines posted in the ..
Posted: Sat Sep 19 8:22:42 2009 my opinion is contrary to that, however. i ..
Posted: Fri Sep 18 16:12:21 2009 you'll have difficulty in documenting your ..
Posted: Fri Sep 18 16:06:56 2009 that was most helpful to learn, ..
Posted: Fri Sep 18 15:40:43 2009 oh...i see it ..
Posted: Fri Sep 18 15:37:02 2009 you're quite welcome....but of course, nobody ..
Posted: Fri Sep 18 15:35:23 2009 i'm sorry...i neglected to read your entire post. ..
Posted: Fri Sep 18 15:23:25 2009 both documents get recorded. the warranty deed ..
Posted: Fri Sep 18 15:22:48 2009 comme ci, comme ..
Posted: Fri Sep 18 15:21:02 2009 first of all, it is essential that you understand ..
Posted: Fri Sep 18 15:00:13 2009 you're right rolando. but i'm glad you got a ..
Posted: Fri Sep 18 14:57:01 2009 i have to say that if you're paying 22% on your ..
Posted: Fri Sep 18 14:51:53 2009 it depends, L. what you'll find is that credit ..
Posted: Fri Sep 18 14:49:16 2009 apparently nobody has...your post an hour and ..
Posted: Fri Sep 18 14:47:53 2009 allenboys, it was really not necessary to post ..
Posted: Fri Sep 18 14:46:36 2009 seems kind of weird to me, john. i haven't seen ..
Posted: Fri Sep 18 14:43:22 2009 the mortgage remains on the property unless your ..
Posted: Fri Sep 18 14:41:17 2009 pay the new mortgage ..
Posted: Fri Sep 18 14:40:51 2009 question 1 - you can certainly try and find out ..
Posted: Fri Sep 18 14:39:12 2009 becky without knowing just how low your score is, ..
Posted: Fri Sep 18 14:35:27 2009 i think i just called you the "voice of ..
Posted: Fri Sep 18 14:34:00 2009 thank you once again, voice of reason, coming all ..
Posted: Fri Sep 18 14:32:57 2009 that's such a simple concept that it begs to be ..
Posted: Fri Sep 18 14:30:08 2009 and so it ..
Posted: Fri Sep 18 14:28:18 2009 denise, i'm surprised you don't know if you own a ..
Posted: Fri Sep 18 14:26:33 2009 well, i believe i understand it for the most part ..
Posted: Fri Sep 18 14:23:31 2009 nobody blames you for being peeved at the ..
Posted: Thu Sep 17 16:02:30 2009 seriously, grampa, we need to have this stated a ..
Posted: Thu Sep 17 16:00:42 2009 i think that the high debt ratio is a severe ..
Posted: Thu Sep 17 15:58:49 2009 and so ..
Posted: Thu Sep 17 15:57:33 2009 the reverse mortgage must be paid in full. who ..
Posted: Thu Sep 17 15:55:33 2009 getting an independent appraiser is going to be ..
Posted: Thu Sep 17 15:53:26 2009 kat i don't know where you are in connecticut, ..
Posted: Thu Sep 17 15:46:45 2009 Whether you can get cash out will depend on the ..
Posted: Thu Sep 17 15:45:19 2009 that's a shame...you couched your post in such a ..
Posted: Thu Sep 17 15:36:03 2009 unfortunately, some of our newer members don't ..
Posted: Thu Sep 17 15:32:24 2009 speak with an attorney - a real estate attorney. ..
Posted: Thu Sep 17 14:50:28 2009 QC goes back and re-investigates virtually ..
Posted: Thu Sep 17 14:45:53 2009 the following is directly from the irs ..
Posted: Thu Sep 17 14:40:06 2009 tigger, please abide by the rules of this ..
Posted: Thu Sep 17 14:37:21 2009 if you are being harassed by a creditor, ..
Posted: Thu Sep 17 14:34:48 2009 i'm quite certain that any lender you speak with ..
Posted: Thu Sep 17 14:32:29 2009 koss, it also depends on how long you've had your ..
Posted: Thu Sep 17 14:30:02 2009 what would be the purpose of selling a life ..
Posted: Thu Sep 17 14:28:24 2009 john, you are right on. the builder is blowing ..
Posted: Thu Sep 17 14:09:29 2009 they're probably looking for the court order that ..
Posted: Thu Sep 17 14:05:42 2009 without seeing all the other numbers, what you've ..
Posted: Thu Sep 17 14:04:33 2009 i assume you mean "hud-1" that is a ..
Posted: Thu Sep 17 14:01:47 2009 a deed in lieu may work, but why don't you look ..
Posted: Thu Sep 17 13:58:37 2009 honestly, the updated documentation you provided ..
Posted: Thu Sep 17 13:55:25 2009 color me skeptical, due to the ongoing enrollment ..
Posted: Thu Sep 17 13:53:29 2009 winston nobody can really tell you what you'll be ..
Posted: Thu Sep 17 13:51:23 2009 these pretend scenarios prove your ..
Posted: Thu Sep 17 13:49:46 2009 i'm wondering about this, james. what if someone ..
Posted: Thu Sep 17 13:42:13 2009 so the big question is "how do we get in ..
Posted: Thu Sep 17 13:37:21 2009 one might surmise that the verbiage "home ..
Posted: Thu Sep 17 10:11:12 2009 you go john! the "powers that be" ..
Posted: Thu Sep 17 10:06:22 2009 who could sell what are you proposing that ..
Posted: Wed Sep 16 13:27:12 2009 see my other comment on your other recent post, ..
Posted: Wed Sep 16 13:12:50 2009 mandy, i don't believe you'll have any difficulty ..
Posted: Wed Sep 16 13:09:28 2009 usually, there are real people asking real ..
Posted: Wed Sep 16 10:53:15 2009 if the transfer was mandated by a family court, ..
Posted: Wed Sep 16 10:49:49 2009 yeah, i often wondered what they were used for ..
Posted: Wed Sep 16 10:48:00 2009 "your office" doesn't exist in this ..
Posted: Wed Sep 16 10:45:57 2009 the letter you got in the mail is probably based ..
Posted: Wed Sep 16 10:37:50 2009 no need to answer those two questions, ross. the ..
Posted: Wed Sep 16 10:35:30 2009 i would assume that three affirmative answers are ..
Posted: Wed Sep 16 10:32:49 2009 if you are trying to obtain information about the ..
Posted: Wed Sep 16 10:31:15 2009 i suppose you could help her make the payments to ..
Posted: Wed Sep 16 10:28:44 2009 closing credit cards will have a harmful ..
Posted: Wed Sep 16 10:27:43 2009 i have a feeling the question is concerning ..
Posted: Wed Sep 16 10:25:49 2009 i'm not familiar with "demat" but i'll ..
Posted: Wed Sep 16 10:09:03 2009 is there a will has the estate been probated ..
Posted: Wed Sep 16 9:37:58 2009 sometimes i wonder if i ought to get a life, ..
Posted: Wed Sep 16 9:36:52 2009 paying interest only is counter-productive. ..
Posted: Wed Sep 16 9:34:25 2009 suzie, your loan officer is apparently sadly ..
Posted: Tue Sep 15 13:01:34 2009 i expected to see a question in there, but lo and ..
Posted: Tue Sep 15 10:05:02 2009 Mr & Mrs P...to be perfectly frank, 9 months ..
Posted: Tue Sep 15 9:59:58 2009 it's a pleasure ..
Posted: Tue Sep 15 9:58:50 2009 there is always hope, but it may be delayed a ..
Posted: Tue Sep 15 9:56:30 2009 thank you for your last sentence. i was having ..
Posted: Tue Sep 15 9:52:39 2009 adrianlee, steps 2 and 3 are incorrect. annual ..
Posted: Tue Sep 15 9:50:12 2009 brenda, my stance is that someone offering owner ..
Posted: Tue Sep 15 9:46:57 2009 dl, a secured credit card is one of the very best ..
Posted: Tue Sep 15 9:40:13 2009 and i will agree with savior's position and add ..
Posted: Tue Sep 15 9:35:36 2009 in refinancing, if you have sufficient equity in ..
Posted: Tue Sep 15 9:31:24 2009 i'm not in the least bit surprised. but that's ..
Posted: Tue Sep 15 9:28:52 2009 thank you, Samantha, Niicss and Sunny for your ..
Posted: Tue Sep 15 9:26:16 2009 but it was on another discussion thread, perhaps ..
Posted: Tue Sep 15 9:25:19 2009 well put...i am also of the mind that the more ..
Posted: Tue Sep 15 9:22:17 2009 well, of course i get curious when i see ..
Posted: Mon Sep 14 16:41:24 2009 Tara you should go back to the court with your ..
Posted: Mon Sep 14 16:13:09 2009 3 years you have a variable rate to boot ..
Posted: Mon Sep 14 15:36:12 2009 forget that last thing. i suggest precisely ..
Posted: Mon Sep 14 15:26:00 2009 well said, john. additionally, it's important ..
Posted: Mon Sep 14 15:22:46 2009 i had never heard of "processing mortgage ..
Posted: Mon Sep 14 15:20:38 2009 thanks to sunny's link, i came upon this ..
Posted: Mon Sep 14 15:15:28 2009 well it is number six thousand, so i thought i ..
Posted: Mon Sep 14 14:59:06 2009 ben, you can see your answer from Savior 70 ..
Posted: Mon Sep 14 14:52:50 2009 well, if she's moving out and you decide to move ..
Posted: Mon Sep 14 14:48:15 2009 hudson city, that ..
Posted: Mon Sep 14 14:47:51 2009 thank you john...i neglected that. on a side ..
Posted: Mon Sep 14 14:05:50 2009 How to calculate a mortgage payment for a house? ..
Posted: Mon Sep 14 14:00:33 2009 in an assumption situation, a buyer would be ..
Posted: Mon Sep 14 12:50:36 2009 yes, lawrence, you will be wise to be preapproved ..
Posted: Mon Sep 14 10:46:41 2009 bonnie, what you want to do insofar as lenders ..
Posted: Mon Sep 14 10:43:14 2009 thank you gunz...we need to do what you've just ..
Posted: Mon Sep 14 10:16:33 2009 well, actually in this case, since you're the ..
Posted: Mon Sep 14 10:13:16 2009 if your foreclosure would cause problems for the ..
Posted: Mon Sep 14 10:05:04 2009 apparently obtaining a mortgage is nothing like ..
Posted: Mon Sep 14 9:59:29 2009 you need not worry about seasoning requirements ..
Posted: Mon Sep 14 9:48:34 2009 if you can figure that out, go ahead...i think ..
Posted: Mon Sep 14 9:45:21 2009 the home has already been purchased, so our ..
Posted: Mon Sep 14 9:44:22 2009 this has really become ..
Posted: Mon Sep 14 9:41:23 2009 i went down that road one time, eric. if memory ..
Posted: Mon Sep 14 9:38:21 2009 i didn't know the post office ever got that ..
Posted: Mon Sep 14 9:37:43 2009 this thread has reached the heights of ..
Posted: Mon Sep 14 9:35:00 2009 newport if you read my most recent comment, you ..
Posted: Mon Sep 14 9:28:40 2009 this is from the IRS website. there is, ..
Posted: Mon Sep 14 9:23:02 2009 ok ..
Posted: Mon Sep 14 9:22:02 2009 ask around - see if you can find neighbors, ..
Posted: Fri Sep 11 17:55:01 2009 if this is a house in disrepair, you could ..
Posted: Fri Sep 11 17:53:31 2009 most every lender will consider this, but ..
Posted: Fri Sep 11 16:47:11 2009 sunny i didnt assume that i would have "my ..
Posted: Fri Sep 11 16:42:40 2009 it's more like a never ending ..
Posted: Fri Sep 11 16:38:26 2009 in that situation, the bank should have declined ..
Posted: Fri Sep 11 16:35:47 2009 that was me...forgot i had logged ..
Posted: Fri Sep 11 15:19:50 2009 sara smith...to whom is your post directed if it ..
Posted: Fri Sep 11 15:10:49 2009 see if the developer might be willing to take it ..
Posted: Fri Sep 11 15:09:13 2009 how could it have happened that he would be able ..
Posted: Fri Sep 11 14:47:32 2009 is it just ..
Posted: Fri Sep 11 14:44:46 2009 see my most recent post...this is beyond ..
Posted: Fri Sep 11 14:44:00 2009 can we stop already with agreeing with the prior ..
Posted: Fri Sep 11 14:43:04 2009 dang ..
Posted: Fri Sep 11 14:42:40 2009 where are you finding steep ..
Posted: Fri Sep 11 14:41:38 2009 and it did not turn to health. please read ..
Posted: Fri Sep 11 14:38:59 2009 i simply don't think that a new mortgage for the ..
Posted: Fri Sep 11 14:35:48 2009 okay...i give up...what in the world is ..
Posted: Fri Sep 11 10:49:49 2009 i don't get this reference to earnest money. if ..
Posted: Fri Sep 11 10:40:04 2009 ditto-ditto-ditto ad ..
Posted: Fri Sep 11 10:32:08 2009 it's a wonderful thing when a divorce court ..
Posted: Fri Sep 11 10:27:12 2009 things just get curiouser and ..
Posted: Fri Sep 11 10:25:06 2009 we are so repetitive - is it really all that ..
Posted: Fri Sep 11 10:13:10 2009 yes...mortgage insurance premiums paid are ..
Posted: Fri Sep 11 10:11:49 2009 oh wait...you said "sated" - you mean ..
Posted: Fri Sep 11 10:10:48 2009 frankly, i don't think any of the lenders in our ..
Posted: Fri Sep 11 10:04:24 2009 go to annualcreditreport.com and you can view ..
Posted: Fri Sep 11 10:02:39 2009 can you give us some context please where did ..
Posted: Fri Sep 11 9:59:39 2009 sunny you have completely misconstrued the ..
Posted: Fri Sep 11 9:53:22 2009 yes, people need to pay attention. we could say ..
Posted: Fri Sep 11 9:36:52 2009 paul, as a general rule, there is no tax payable ..
Posted: Thu Sep 10 15:10:17 2009 checking with a lawyer is the sensible thing to ..
Posted: Thu Sep 10 15:06:42 2009 thanks, cyndi. there are lenders out there (i ..
Posted: Thu Sep 10 15:04:36 2009 yes you are right...but how many thousands of ..
Posted: Thu Sep 10 15:00:41 2009 our poster isn't trying to borrow any additional ..
Posted: Thu Sep 10 14:18:20 2009 yessirree, ..
Posted: Thu Sep 10 14:17:29 2009 your advice is right on. unfortunately, the ..
Posted: Thu Sep 10 14:13:12 2009 kas i can't say i'm sure of the relevance of your ..
Posted: Thu Sep 10 14:06:19 2009 if you are involved in the mortgage industry in ..
Posted: Thu Sep 10 13:32:28 2009 no, quite simply...you have not purchased this ..
Posted: Thu Sep 10 13:28:32 2009 i must be ..
Posted: Thu Sep 10 13:25:15 2009 you would be able to add your husband with the ..
Posted: Thu Sep 10 13:16:21 2009 does it really matter ..
Posted: Thu Sep 10 13:05:02 2009 these occurences are tiresome, i think. i guess ..
Posted: Thu Sep 10 13:03:34 2009 a first time home buyer is someone who has not ..
Posted: Thu Sep 10 12:56:56 2009 i thought of suggesting that also, but demurred. ..
Posted: Thu Sep 10 12:39:12 2009 the minimum age requirement is 62 for a reverse ..
Posted: Thu Sep 10 11:53:34 2009 regardless of the age of the charge off, in 2009, ..
Posted: Thu Sep 10 11:51:42 2009 get rid of the collections and the bad debt. ..
Posted: Thu Sep 10 11:47:19 2009 well it may not be a problem to quit claim your ..
Posted: Thu Sep 10 11:44:33 2009 that makes more sense. but let me see if i ..
Posted: Thu Sep 10 11:42:00 2009 tj, you told us that the ceo has his email ..
Posted: Thu Sep 10 11:32:46 2009 w900 you will be asked for documentation ..
Posted: Thu Sep 10 11:28:56 2009 never mind...maybe someone else can decipher what ..
Posted: Thu Sep 10 11:28:33 2009 that wasn't much ..
Posted: Thu Sep 10 11:27:59 2009 regardless of the reason you need a gift letter, ..
Posted: Thu Sep 10 11:06:39 2009 i am completely lost in your question, anxious. ..
Posted: Thu Sep 10 11:00:53 2009 if you are paying your mortgage, who is it that ..
Posted: Thu Sep 10 10:58:44 2009 ian can you try that again with some editing ..
Posted: Thu Sep 10 10:57:52 2009 payday loans are an abomination. they ought to ..
Posted: Thu Sep 10 10:55:25 2009 please don't forget that taxing authorities ..
Posted: Thu Sep 10 10:51:49 2009 Andy, to predict what will be happening in 7 ..
Posted: Thu Sep 10 10:13:24 2009 many times the down payment doesn't appear on a ..
Posted: Thu Sep 10 9:59:10 2009 well, jerome, you can't simply remove your name ..
Posted: Thu Sep 10 9:46:46 2009 there is a whole lot more to it than that, ..
Posted: Thu Sep 10 9:43:37 2009 unfortunately, paula, we never got additional ..
Posted: Thu Sep 10 9:36:24 2009 sunny that's one of the schemes i always urge ..
Posted: Thu Sep 10 9:33:16 2009 want to know is this amount taxable, ..
Posted: Thu Sep 10 9:31:40 2009 what was that "more loan means more ..
Posted: Thu Sep 10 9:26:37 2009 it's reasonable for him to offer you a ..
Posted: Wed Sep 9 17:01:09 2009 more loan ..
Posted: Wed Sep 9 16:53:42 2009 that's why i said "please don't take this ..
Posted: Wed Sep 9 16:42:13 2009 barbara i'm afraid there isn't any particular ..
Posted: Wed Sep 9 16:40:33 2009 i really don't get your question giggy. what ..
Posted: Wed Sep 9 16:05:23 2009 it might be easier for you to simply put a ..
Posted: Wed Sep 9 16:02:09 2009 and here it ..
Posted: Wed Sep 9 16:00:06 2009 sticks i know i already answered the same ..
Posted: Wed Sep 9 15:57:30 2009 angelika, you haven't given us any information ..
Posted: Wed Sep 9 15:48:17 2009 if you truly feel you know what you are doing, ..
Posted: Wed Sep 9 15:40:49 2009 wait....let me correct myself...he cannot ..
Posted: Wed Sep 9 15:39:54 2009 agreed...if you're only worried about him ..
Posted: Wed Sep 9 15:35:00 2009 not quite sure what you mean by "trade" ..
Posted: Wed Sep 9 15:32:58 2009 grampa, that was ridiculous. DO NOT fill my ..
Posted: Wed Sep 9 15:08:32 2009 lea, 4 or 5 days late is really 34 or 35 days ..
Posted: Wed Sep 9 15:06:42 2009 sunny, i believe lots of folk are in a hurry ..
Posted: Wed Sep 9 14:58:20 2009 you are obviously best served to do both, but if ..
Posted: Wed Sep 9 14:52:41 2009 honestly, cyndi, we don't have enough information ..
Posted: Wed Sep 9 14:49:07 2009 lj, have you begun to speak with a lending ..
Posted: Wed Sep 9 14:44:59 2009 gramps, i hope you take your ritalin soon. did ..
Posted: Wed Sep 9 14:40:54 2009 the automated service ought to have no effect on ..
Posted: Wed Sep 9 14:35:54 2009 A telephone number or phone number is a sequence ..
Posted: Wed Sep 9 14:32:17 2009 just keep in mind edboy that if you feel no legal ..
Posted: Wed Sep 9 14:07:33 2009 is that 180 months or is it just 15 ..
Posted: Wed Sep 9 13:15:38 2009 i understand your intent sara...if you are a ..
Posted: Wed Sep 9 12:54:08 2009 sara, please refrain from advertising. ..
Posted: Wed Sep 9 12:18:49 2009 well... ..
Posted: Wed Sep 9 12:16:16 2009 and a hearty thank you to Brian & Sam ..
Posted: Wed Sep 9 12:13:40 2009 thanks james for clarifying things on the sub-600 ..
Posted: Wed Sep 9 11:25:05 2009 rick you will want to have an attorney work this ..
Posted: Wed Sep 9 11:11:19 2009 simply informing the lender isn't going to work. ..
Posted: Wed Sep 9 11:03:05 2009 well said, ..
Posted: Wed Sep 9 11:01:20 2009 it's a ..
Posted: Wed Sep 9 11:00:56 2009 guest, the only time you are not obligated on a ..
Posted: Wed Sep 9 10:58:01 2009 please, posters...MortgageFit has nothing ..
Posted: Wed Sep 9 10:48:57 2009 oops i sure hope it wasn't ..
Posted: Wed Sep 9 10:47:11 2009 sticks, a foreclosure is public record. as such, ..
Posted: Wed Sep 9 10:28:10 2009 "i have been told" - i have to wonder ..
Posted: Wed Sep 9 10:23:27 2009 i would have to take it for granted that you are ..
Posted: Wed Sep 9 10:13:05 2009 after 11 previous posts, i find it hard to ..
Posted: Wed Sep 9 10:05:27 2009 if you have any friends who own homes, you might ..
Posted: Wed Sep 9 10:02:21 2009 i guess i got caught up in the "i am i ..
Posted: Wed Sep 9 9:59:59 2009 the most important thing at this stage is to ..
Posted: Wed Sep 9 9:57:52 2009 unfortunately, your query has generated no real ..
Posted: Wed Sep 9 9:53:57 2009 i keep hearing that there are lenders who will ..
Posted: Wed Sep 9 9:49:03 2009 steve solo: are you talking about negotiating ..
Posted: Wed Sep 9 9:45:23 2009 who holds your loan account makes no difference. ..
Posted: Wed Sep 9 9:44:13 2009 once you sign a note promising to pay, you are ..
Posted: Wed Sep 9 9:42:09 2009 a lien cannot be placed on a percentage of a ..
Posted: Wed Sep 9 9:39:08 2009 social security is sacrosanct. no creditor can ..
Posted: Wed Sep 9 9:36:34 2009 you can pay any of these sites that will show ..
Posted: Wed Sep 9 9:23:21 2009 navigangsta, in a typical situation where someone ..
Posted: Wed Sep 9 9:19:49 2009 sorry, edboy, but i didn't see a question there. ..
Posted: Wed Sep 9 9:17:38 2009 great suggestion, savior...when i saw the post, i ..
Posted: Tue Sep 8 16:44:15 2009 first step: get yourself a real estate attorney. ..
Posted: Tue Sep 8 16:39:16 2009 if you are on a payment plan and can document the ..
Posted: Tue Sep 8 16:03:39 2009 please review the ..
Posted: Tue Sep 8 15:41:44 2009 you're welcome; it sounds like you've got ..
Posted: Tue Sep 8 14:57:31 2009 repossession costs are set by the agency hired to ..
Posted: Tue Sep 8 14:55:51 2009 a pleasure ..
Posted: Tue Sep 8 14:55:13 2009 amylynne, i think at this point the answer would ..
Posted: Tue Sep 8 14:48:18 2009 well, lori, i hope you've discussed this with an ..
Posted: Tue Sep 8 14:46:22 2009 mike, it's a good thing you're doing on ..
Posted: Tue Sep 8 14:34:43 2009 i agree with what you've stated adonis...creating ..
Posted: Tue Sep 8 14:31:46 2009 no DJ, you must be 62 years of age or ..
Posted: Tue Sep 8 14:29:27 2009 be very careful with these ..
Posted: Tue Sep 8 14:23:09 2009 you ought to contact whoever is listed as the ..
Posted: Tue Sep 8 14:21:46 2009 guest, there are a variety of interest rates ..
Posted: Tue Sep 8 14:14:23 2009 that's a typical method to do that, ..
Posted: Tue Sep 8 14:12:42 2009 see a lawyer, in my opinion, to see if you three ..
Posted: Tue Sep 8 14:08:46 2009 sorry mrs. lady, if you are an owner of a primary ..
Posted: Tue Sep 8 13:44:21 2009 please tell us which lenders are helping for ..
Posted: Tue Sep 8 13:17:03 2009 yes ..
Posted: Tue Sep 8 13:16:21 2009 you can certainly ask her to quit claim her ..
Posted: Tue Sep 8 13:12:51 2009 if i didn't know better, i'd have thought we'd ..
Posted: Tue Sep 8 12:09:30 2009 your best bet is the lender with whom you have ..
Posted: Tue Sep 8 12:02:54 2009 your best bet is to be in contact with an ..
Posted: Tue Sep 8 12:01:36 2009 there will definitely be a price to pay. call ..
Posted: Tue Sep 8 12:00:33 2009 save tax ..
Posted: Tue Sep 8 11:59:57 2009 once again, take the inane queries to a tax ..
Posted: Tue Sep 8 11:58:25 2009 yes...tax advisor will be more likely to be ..
Posted: Tue Sep 8 11:57:41 2009 if you are actually referring to taxes paid to ..
Posted: Tue Sep 8 11:56:43 2009 regrettably, i don't believe amitforum has any ..
Posted: Tue Sep 8 11:55:57 2009 wow...if i said "the duration is 15 ..
Posted: Tue Sep 8 11:54:41 2009 right ..
Posted: Tue Sep 8 11:53:43 2009 yeah go ahead and prepare a fake receipt...it's ..
Posted: Tue Sep 8 11:52:03 2009 if you are speaking of interest earned on a ..
Posted: Tue Sep 8 11:50:48 2009 sumit, i assume this property is located in the ..
Posted: Tue Sep 8 11:48:22 2009 i don't believe you have your answer yet, guest ..
Posted: Tue Sep 8 11:44:31 2009 you're right on, eric. i don't quite see much of ..
Posted: Tue Sep 8 11:36:35 2009 beware of this: allow a buyer to assume the ..
Posted: Tue Sep 8 11:31:25 2009 drivel ..
Posted: Tue Sep 8 11:29:19 2009 seller-held mortgages are not going to show up on ..
Posted: Tue Sep 8 11:25:47 2009 if you're making payments on a judgment, then ..
Posted: Tue Sep 8 11:24:29 2009 belly, if you are discussing a construction loan, ..
Posted: Tue Sep 8 11:21:38 2009 if you are speaking of an appraised value - that ..
Posted: Tue Sep 8 11:19:53 2009 a letter of explanation is meant to be simple. ..
Posted: Tue Sep 8 11:13:12 2009 taxable income cannot be grossed up; untaxed ..
Posted: Tue Sep 8 11:12:28 2009 the maximum loan is based on how much you have ..
Posted: Tue Sep 8 11:10:42 2009 harry ford this is in violation of the guidelines ..
Posted: Tue Sep 8 11:00:45 2009 sandra you need to be in discussion with your ..
Posted: Tue Sep 8 10:51:12 2009 well, guest, i hope you realize that i wrote my ..
Posted: Tue Sep 8 10:38:38 2009 i will reiterate this: a cosigner is not simply ..
Posted: Tue Sep 8 10:24:26 2009 now i understand that there is, indeed, real ..
Posted: Fri Sep 4 16:25:06 2009 nana what did you apply for if it's section 8, ..
Posted: Fri Sep 4 16:09:04 2009 i already answered this question ..
Posted: Fri Sep 4 16:06:52 2009 is it legal for him to show up and threaten you ..
Posted: Fri Sep 4 16:04:20 2009 just for future reference, it's better to respond ..
Posted: Fri Sep 4 14:58:26 2009 truly, the only way to comment on virginia law is ..
Posted: Fri Sep 4 14:56:13 2009 you'll need legal counsel, which ought to be able ..
Posted: Fri Sep 4 14:54:15 2009 you really need both, but most important at the ..
Posted: Fri Sep 4 14:51:52 2009 call your lawyer. did you actually agree to ..
Posted: Fri Sep 4 12:57:35 2009 your lender sounds like it's staffed with a bunch ..
Posted: Fri Sep 4 12:23:23 2009 an employer contribution to a pension/profit ..
Posted: Fri Sep 4 12:16:08 2009 maybe...you told us you "ask her to quit ..
Posted: Fri Sep 4 11:51:31 2009 any appraisal report is subject to review by an ..
Posted: Fri Sep 4 11:46:33 2009 bottom line: they are very ..
Posted: Fri Sep 4 11:45:26 2009 and you know what i forgot to add to my post...if ..
Posted: Fri Sep 4 11:40:16 2009 the adverse effect of the borrower's bankruptcy ..
Posted: Fri Sep 4 11:37:27 2009 i don't see much that will be beneficial in ..
Posted: Fri Sep 4 10:58:33 2009 well, it's essentially a mobile home loan in my ..
Posted: Fri Sep 4 10:57:46 2009 well, shurm, don't get too enthused about ..
Posted: Fri Sep 4 10:55:30 2009 when you sign a promissory note, your promise to ..
Posted: Fri Sep 4 10:52:28 2009 most people use personal checks and that's ..
Posted: Fri Sep 4 10:49:44 2009 there is a decided benefit to a borrower as well. ..
Posted: Fri Sep 4 10:47:44 2009 amen. there is such a thing as a bad time to ..
Posted: Fri Sep 4 10:42:22 2009 it's okay...i get it. scc, any loan you take ..
Posted: Fri Sep 4 10:19:46 2009 i think i'd be a bit more cautious, though, and ..
Posted: Fri Sep 4 10:18:12 2009 cherie, you need a lawyer to guide you, ..
Posted: Thu Sep 3 17:24:19 2009 no disrespect ..
Posted: Thu Sep 3 17:22:45 2009 marky, it doesnt seem that you would be made to ..
Posted: Thu Sep 3 14:50:58 2009 sorry...i should have added that i have no ..
Posted: Thu Sep 3 14:49:33 2009 please don't post the same question more than ..
Posted: Thu Sep 3 14:47:58 2009 sam you'll find, i am afraid, that those who ..
Posted: Thu Sep 3 14:43:31 2009 isn't this essentially the same question with ..
Posted: Thu Sep 3 14:39:32 2009 it doesn't seem like it, but if taken to court, ..
Posted: Thu Sep 3 14:38:44 2009 twenty thousand might be a tad high for a ..
Posted: Thu Sep 3 14:36:53 2009 and so on and so ..
Posted: Thu Sep 3 14:34:15 2009 why would anyone want to begin a lawsuit for ..
Posted: Thu Sep 3 14:33:03 2009 other charges: yes, more than likely. sales tax ..
Posted: Thu Sep 3 14:30:19 2009 if someone is already an owner of the property, ..
Posted: Thu Sep 3 14:28:45 2009 is this like that old cheer: 2 bits, 4 bits, 6 ..
Posted: Thu Sep 3 12:36:40 2009 mike, that's well-put advice about internet ..
Posted: Thu Sep 3 12:27:56 2009 well, you have to live somewhere, right ..
Posted: Thu Sep 3 12:24:32 2009 i'm not sure that the 2 year-plus old material on ..
Posted: Thu Sep 3 12:18:43 2009 mary, it depends on what you're speaking about in ..
Posted: Thu Sep 3 12:17:00 2009 well...a couple of things come to mind here. ..
Posted: Thu Sep 3 12:06:11 2009 it might be wise to begin speaking with this ..
Posted: Thu Sep 3 12:03:45 2009 sorry...i should have elaborated a little bit. ..
Posted: Thu Sep 3 12:02:49 2009 it's true. you should have been asked to sign an ..
Posted: Thu Sep 3 11:59:58 2009 catharin you asked this same foolish question in ..
Posted: Thu Sep 3 11:56:16 2009 i don't believe that's an issue here, ..
Posted: Thu Sep 3 11:51:23 2009 taxing authorities all around the country ..
Posted: Thu Sep 3 11:50:19 2009 no, it doesn't need to be anyone you know - a ..
Posted: Thu Sep 3 10:12:05 2009 too open-ended a question to get a perfect ..
Posted: Thu Sep 3 10:08:03 2009 tony, the new rules dictate that a gift donor ..
Posted: Thu Sep 3 10:04:23 2009 you can certainly walk away, but you, as an ..
Posted: Thu Sep 3 9:54:46 2009 don't count on it. the taxes were established ..
Posted: Thu Sep 3 9:53:20 2009 sunny, i must disagree with you on this. i know ..
Posted: Thu Sep 3 9:51:14 2009 i don't see any reason for you to wait, unless ..
Posted: Thu Sep 3 9:41:03 2009 at this stage, your husband would have to quit ..
Posted: Thu Sep 3 9:39:38 2009 tra-la-la ..
Posted: Thu Sep 3 9:34:44 2009 you are correct, ben. i believe i already ..
Posted: Thu Sep 3 9:32:23 2009 the government (irs) undoubtedly doesn't know yet ..
Posted: Thu Sep 3 9:31:05 2009 in general terms, if you consider yourselves to ..
Posted: Thu Sep 3 9:27:34 2009 wwwandy you ought to be a full-time employee for ..
Posted: Thu Sep 3 9:24:43 2009 do you have a lawyer i guess not, but i suggest ..
Posted: Thu Sep 3 9:21:30 2009 tina, that advertisement is contrary to the ..
Posted: Thu Sep 3 9:20:22 2009 i question the possibility of liening a mobile ..
Posted: Thu Sep 3 9:16:45 2009 i have yet to see a satisfactory explanation for ..
Posted: Thu Sep 3 9:15:14 2009 this is a new requirement (not quite sure how ..
Posted: Wed Sep 2 15:04:56 2009 your location ought not to cause you any ..
Posted: Wed Sep 2 15:01:54 2009 it's a really nice thing for you that joshua ..
Posted: Wed Sep 2 15:00:40 2009 c'est moi ..
Posted: Wed Sep 2 13:03:49 2009 i think what you are hearing, as noted in your ..
Posted: Wed Sep 2 12:51:25 2009 true that the current homeowner would need to ..
Posted: Wed Sep 2 12:48:22 2009 linda, are you by any chance aligned with any of ..
Posted: Wed Sep 2 12:41:53 2009 this needs to be ironed out with the building ..
Posted: Wed Sep 2 12:39:09 2009 frazzled, some of what you are concerned about ..
Posted: Wed Sep 2 12:31:35 2009 peganator, i'm not sure about that second ..
Posted: Wed Sep 2 12:26:40 2009 i'm glad you pulled no punches in saying that our ..
Posted: Wed Sep 2 11:59:24 2009 if a realtor tries to put the house on the market ..
Posted: Wed Sep 2 11:46:38 2009 you can also file an affidavit of name change ..
Posted: Wed Sep 2 11:38:43 2009 "putting a house up for sale" is, ..
Posted: Wed Sep 2 11:21:09 2009 it's too bad you're questioning yourself after ..
Posted: Wed Sep 2 9:22:47 2009 honestly, no, you cannot buy your own house. ..
Posted: Wed Sep 2 9:16:12 2009 what is 18 ..
Posted: Tue Sep 1 15:06:46 2009 i really don't know how your lender might look at ..
Posted: Tue Sep 1 14:51:25 2009 a turnaround of 30 days is not unreasonable. ..
Posted: Tue Sep 1 14:47:02 2009 many lenders require 620. we've seen numerous ..
Posted: Tue Sep 1 14:45:18 2009 i think you run the risk of being held ..
Posted: Tue Sep 1 14:05:56 2009 james i think that's what picturethis was driving ..
Posted: Tue Sep 1 13:57:58 2009 chinda, in order for anyone to answer your ..
Posted: Tue Sep 1 13:55:38 2009 if the court sees fit, i suppose it could provide ..
Posted: Tue Sep 1 13:22:40 2009 yes, that was me just ..
Posted: Tue Sep 1 10:12:26 2009 lenders do not perform title searches; an ..
Posted: Tue Sep 1 10:10:27 2009 the bottom line here, liz, is that you've ..
Posted: Tue Sep 1 9:54:24 2009 eric's made a good point here; if you follow his ..
Posted: Tue Sep 1 9:52:01 2009 rich, be very careful when "someone" ..
Posted: Tue Sep 1 9:50:16 2009 as soon as a foreclosure notice is posted, it ..
Posted: Tue Sep 1 9:44:42 2009 you have lots of options, don't you couldn't you ..
Posted: Tue Sep 1 9:41:01 2009 i am of the mind that spam coming into my home ..
Posted: Tue Sep 1 9:38:45 2009 besides, sunny...i am an editor also...i can't ..
Posted: Tue Sep 1 9:37:09 2009 picky i hope not...but let's be frank about it: ..
Posted: Tue Sep 1 9:35:08 2009 it's like a ..
Posted: Mon Aug 31 17:29:01 2009 borderline post, i ..
Posted: Mon Aug 31 17:27:48 2009 i don't know nevada law, or if any of that would ..
Posted: Mon Aug 31 17:26:35 2009 david, you'll have to bring suit against the ..
Posted: Mon Aug 31 17:23:58 2009 "the sale of the house" - this is what ..
Posted: Mon Aug 31 14:33:15 2009 thank you james for bringing a little sanity to ..
Posted: Mon Aug 31 14:30:42 2009 you need to contact your lender and see if you ..
Posted: Mon Aug 31 14:29:28 2009 forget that "i think" - you just need ..
Posted: Mon Aug 31 14:28:54 2009 seems like it's past the discussion stage as far ..
Posted: Mon Aug 31 14:27:30 2009 unsolicited offers in the mail are always a sign ..
Posted: Mon Aug 31 14:25:31 2009 after all that, wouldn't it have been just as ..
Posted: Mon Aug 31 14:21:55 2009 guest your s.o. cannot assume the mortgage ..
Posted: Mon Aug 31 14:20:26 2009 cosigning is a major responsibility. you need to ..
Posted: Mon Aug 31 14:19:23 2009 i can't imagine a situation in which a lender ..
Posted: Mon Aug 31 14:14:50 2009 boy it must be nice to work in an environment ..
Posted: Mon Aug 31 14:04:13 2009 your mortgage lender will probably not accept ..
Posted: Mon Aug 31 14:00:43 2009 in short, yes; but there's more. a 203K loan can ..
Posted: Mon Aug 31 13:58:17 2009 cindy i don't work with mobile homes, but i do ..
Posted: Mon Aug 31 13:48:58 2009 fixed rate has already changed. i say that ..
Posted: Mon Aug 31 13:40:44 2009 having legal advice is a good idea, but you can ..
Posted: Mon Aug 31 13:38:13 2009 good hedge, garysnober. yes, understated is good ..
Posted: Mon Aug 31 13:33:47 2009 wow ..
Posted: Mon Aug 31 13:32:16 2009 what in the world does that mean catharin9 be ..
Posted: Mon Aug 31 13:30:31 2009 okay....so far budgeting is: a finance plan a ..
Posted: Mon Aug 31 13:28:18 2009 this is a tough situation. closing dates all ..
Posted: Mon Aug 31 13:22:31 2009 huh why would there be a ..
Posted: Mon Aug 31 13:21:39 2009 you may or may not need it catharin. are you ..
Posted: Mon Aug 31 13:14:09 2009 it's not a matter of "quitting" as much ..
Posted: Mon Aug 31 13:12:29 2009 i wasn't straightforward enough with my answer ..
Posted: Mon Aug 31 13:02:14 2009 ok...that's a strange situation, guest. what ..
Posted: Mon Aug 31 13:00:29 2009 once a judgment is issued there is no need for a ..
Posted: Mon Aug 31 12:51:24 2009 i thought so too, sunny; that's why i dropped ..
Posted: Mon Aug 31 12:50:35 2009 believe me when i say that i know that full well, ..
Posted: Mon Aug 31 12:44:36 2009 and so it ..
Posted: Sat Aug 29 9:40:54 2009 a notary public is a notary ..
Posted: Sat Aug 29 8:43:02 2009 things are awfully quiet on the appraisal front. ..
Posted: Sat Aug 29 8:39:53 2009 oh man...in contradiction to our first poster ..
Posted: Sat Aug 29 8:35:58 2009 that could be difficult, as tbw has shut down ..
Posted: Sat Aug 29 8:32:01 2009 kevin, rather than soliciting business in that ..
Posted: Sat Aug 29 8:28:47 2009 see the above answers to gjnelson, please, ..
Posted: Sat Aug 29 8:27:32 2009 the only way to know if it is possible is to ..
Posted: Sat Aug 29 8:25:56 2009 that your mom cosigned student loans has nothing ..
Posted: Sat Aug 29 8:24:38 2009 yeah but guess what harry...mortgage lenders are ..
Posted: Sat Aug 29 8:22:13 2009 you already know what you want to do - do it! ..
Posted: Sat Aug 29 8:18:12 2009 i don't get this...what gives you the impression ..
Posted: Sat Aug 29 8:11:46 2009 an llc is not a "limited liability ..
Posted: Sat Aug 29 8:09:31 2009 the only way to determine if it is possible, ..
Posted: Sat Aug 29 8:06:03 2009 go away, mike, ..
Posted: Sat Aug 29 8:05:39 2009 can we please stop being ..
Posted: Sat Aug 29 8:00:19 2009 ditto, ditto, ditto...and so it ..
Posted: Sat Aug 29 7:54:56 2009 mike you violate all the principles of this ..
Posted: Fri Aug 28 17:52:12 2009 john, thank you first of all for touting me and ..
Posted: Fri Aug 28 17:14:37 2009 cj, for fha you need a minimum 620 score; for ..
Posted: Fri Aug 28 14:17:15 2009 i don't have any notion, ..
Posted: Fri Aug 28 13:54:47 2009 why not sorry, catharin but this is a useless ..
Posted: Fri Aug 28 13:52:53 2009 that would be quite handy, postal, but maybe not. ..
Posted: Fri Aug 28 13:51:02 2009 if you have never signed a loan note, then you ..
Posted: Fri Aug 28 13:32:20 2009 in order to give preapproval (as opposed to ..
Posted: Fri Aug 28 13:30:21 2009 oh yes...i've been quoted as saying that there's ..
Posted: Fri Aug 28 13:28:01 2009 cani, when a mortgage lender inquires, it is ..
Posted: Fri Aug 28 13:24:15 2009 how is this different than your post of ONE ..
Posted: Fri Aug 28 13:23:09 2009 so a mortgage isn't what you're looking for, i ..
Posted: Fri Aug 28 13:19:06 2009 yes, we do indeed all agree that having a budget ..
Posted: Fri Aug 28 13:18:01 2009 i don't think the branch to branch thing is ..
Posted: Fri Aug 28 13:11:55 2009 as i noted, piper, in my area of expertise, 620 ..
Posted: Fri Aug 28 13:10:05 2009 about expecting someone to go down that list and ..
Posted: Fri Aug 28 13:06:21 2009 what you described was the two scores - that ..
Posted: Fri Aug 28 13:04:37 2009 you can't be ..
Posted: Fri Aug 28 13:03:54 2009 you promise to pay by signing a note. you secure ..
Posted: Fri Aug 28 13:02:47 2009 you need to be in direct contact with your ..
Posted: Fri Aug 28 13:02:06 2009 paying off your balances is in your favor, as it ..
Posted: Fri Aug 28 13:00:40 2009 i can't say for sure that "busy-ness" ..
Posted: Fri Aug 28 12:58:58 2009 piper, that 519 score won't get you a loan this ..
Posted: Fri Aug 28 12:57:16 2009 yes, it is definitely beneficial to a prospective ..
Posted: Fri Aug 28 12:49:45 2009 why is this godaddy nonsense on here yeah ..
Posted: Fri Aug 28 12:47:41 2009 Student Loan and Co-Borrower ..
Posted: Fri Aug 28 12:46:58 2009 i suppose that the next question is to figure out ..
Posted: Fri Aug 28 12:45:55 2009 yes, i'm using "correction" in that ..
Posted: Fri Aug 28 12:42:20 2009 you go, ..
Posted: Fri Aug 28 12:35:58 2009 i don't have a particularly favorable image of ..
Posted: Fri Aug 28 12:31:55 2009 it's a nice idea to speak with the lender, but ..
Posted: Fri Aug 28 12:03:32 2009 equality is a major issue in this nation of ours. ..
Posted: Fri Aug 28 12:00:02 2009 no waffling allowed harry...eric is correct - it ..
Posted: Thu Aug 27 15:24:17 2009 sd, as you mentioned way back when, you hadn't ..
Posted: Thu Aug 27 14:51:02 2009 LOL...and then he forgets to sign in! john, ..
Posted: Thu Aug 27 14:46:36 2009 yana, adding you to the mix isn't going to mean ..
Posted: Thu Aug 27 14:44:28 2009 so nice he had to post it twice...right john ..
Posted: Thu Aug 27 14:36:48 2009 latoya, this is not a forum that deals with ..
Posted: Thu Aug 27 14:33:05 2009 michelle, in order for your name to no longer ..
Posted: Thu Aug 27 14:29:06 2009 there's no reason why you can't continue to make ..
Posted: Thu Aug 27 14:26:44 2009 which, of course, contradicts what i've just ..
Posted: Thu Aug 27 14:22:06 2009 too much space not at all... by investment, ..
Posted: Thu Aug 27 10:07:36 2009 sd, if your ratios are at or close to maximum ..
Posted: Thu Aug 27 9:42:12 2009 certainly a lien would protect you. it would ..
Posted: Thu Aug 27 9:34:22 2009 it's going to take a lot more than "a few ..
Posted: Thu Aug 27 9:30:41 2009 i think every lender with sense will steer away ..
Posted: Thu Aug 27 9:29:26 2009 guest, i think your best option is an FHA 203(K) ..
Posted: Thu Aug 27 9:20:53 2009 suzanne, the numbers you cite are awfully close ..
Posted: Thu Aug 27 9:09:22 2009 SD, i think you have been able to discern from ..
Posted: Thu Aug 27 9:06:41 2009 it's largely a matter of being aware of what ..
Posted: Wed Aug 26 16:32:54 2009 kport, i don't quite get why you feel the need to ..
Posted: Wed Aug 26 16:26:42 2009 i suppose this has something to do with community ..
Posted: Wed Aug 26 16:24:45 2009 who is requiring the $50K is there yet another ..
Posted: Wed Aug 26 16:20:43 2009 November 30 is the final date for first time ..
Posted: Wed Aug 26 16:05:55 2009 you can pretty much do whatever you would like to ..
Posted: Wed Aug 26 16:04:27 2009 yes to all of your questions. i truly hope you ..
Posted: Wed Aug 26 16:01:50 2009 you're welcome janu. i hope it all goes ..
Posted: Wed Aug 26 15:50:05 2009 until they get your hardship application, they ..
Posted: Wed Aug 26 15:48:44 2009 let me restate that last sentence: it save your ..
Posted: Wed Aug 26 15:47:56 2009 will not be likely to solve your problem. the ..
Posted: Wed Aug 26 12:58:14 2009 "give up" means sell it, i hope. ..
Posted: Wed Aug 26 12:57:11 2009 banks fail, not file bankruptcy. if you want ..
Posted: Wed Aug 26 12:54:31 2009 kelly, i feel like i'm being redundant, yet i ..
Posted: Wed Aug 26 12:47:02 2009 i think asking for a court-ordered sale is taking ..
Posted: Wed Aug 26 12:45:11 2009 wow...not knowing what your score was earlier, i ..
Posted: Wed Aug 26 12:43:59 2009 your husband's credit issues do not accrue to ..
Posted: Wed Aug 26 12:42:50 2009 thank you very much geni for your notation of the ..
Posted: Wed Aug 26 12:28:57 2009 impossible to answer, blee. i suggest you check ..
Posted: Wed Aug 26 12:27:44 2009 mimi, credit reports are generally valid for 120 ..
Posted: Wed Aug 26 12:24:09 2009 these things are so rare, i suspect your best bet ..
Posted: Wed Aug 26 12:18:01 2009 janu, there is far more to it than simply ..
Posted: Wed Aug 26 12:11:47 2009 unfortunately, you are probably in loss ..
Posted: Wed Aug 26 11:55:50 2009 you can do it; i strongly advise legal counsel. ..
Posted: Wed Aug 26 11:34:17 2009 wow - "companty" i hope nobody ..
Posted: Wed Aug 26 11:33:12 2009 walter did you get the answer you were looking ..
Posted: Wed Aug 26 11:31:41 2009 brient, first of all you are wasting your money ..
Posted: Tue Aug 25 15:04:16 2009 why would you think that someone who is trying to ..
Posted: Tue Aug 25 14:58:28 2009 your contribution to your 401k won't mean a ..
Posted: Tue Aug 25 14:52:53 2009 sorry, wendy - i wish i knew the details of every ..
Posted: Tue Aug 25 14:50:47 2009 yeah that was ..
Posted: Tue Aug 25 12:32:28 2009 sandy, please go back to the office to which you ..
Posted: Tue Aug 25 12:30:34 2009 i wish i had seen manoj's response back ..
Posted: Tue Aug 25 12:28:45 2009 novation is not specifically designed for ..
Posted: Tue Aug 25 12:23:26 2009 frankly, anytime i see the phrase "is an ..
Posted: Tue Aug 25 12:21:08 2009 that's correct, ..
Posted: Tue Aug 25 12:20:12 2009 keith, i agree with you in principal. however, ..
Posted: Tue Aug 25 12:13:57 2009 boy there's a solid ..
Posted: Tue Aug 25 12:12:52 2009 sean, you're on the right path. okay, now ..
Posted: Tue Aug 25 12:03:26 2009 i hope i didn't confuse the ..
Posted: Tue Aug 25 12:02:20 2009 with your credit scores, you'd probably be ..
Posted: Tue Aug 25 11:17:20 2009 actually, the score you want for fha loans is 620 ..
Posted: Tue Aug 25 11:13:46 2009 let's separate the wheat from the ..
Posted: Tue Aug 25 11:11:27 2009 you are right in assuming that she gave up rights ..
Posted: Tue Aug 25 11:09:01 2009 i think the question posed is way too general to ..
Posted: Tue Aug 25 11:07:30 2009 wendy i'm going to jump in here, even though you ..
Posted: Tue Aug 25 11:05:12 2009 bama, it takes some time to do it, but yes they ..
Posted: Tue Aug 25 10:46:58 2009 good answer walter...concise and to the ..
Posted: Tue Aug 25 10:46:02 2009 when you say your name is on the loan, christi, ..
Posted: Tue Aug 25 10:43:51 2009 sussane, i certainly agree with your stance that ..
Posted: Tue Aug 25 10:40:30 2009 i followed the link there, james; thanks. it's ..
Posted: Tue Aug 25 10:34:16 2009 and, by the way, i'm sure those grapes are in the ..
Posted: Tue Aug 25 10:33:26 2009 i don't think anyone here has tried to ..
Posted: Tue Aug 25 10:29:42 2009 walter, i think we need to assume that every loan ..
Posted: Tue Aug 25 10:26:23 2009 if you say so, sunny...what part of it please ..
Posted: Tue Aug 25 10:23:22 2009 amen to that, ..
Posted: Mon Aug 24 16:50:33 2009 fred, this post makes no sense at all. what are ..
Posted: Mon Aug 24 16:19:34 2009 from your earlier post, greg, i gathered you were ..
Posted: Mon Aug 24 16:16:17 2009 i hope my post didn't confuse you - that's what i ..
Posted: Mon Aug 24 15:11:32 2009 i get that...at the age of 80, i'm sure we will ..
Posted: Mon Aug 24 15:01:27 2009 that's a thought, fred...not ..
Posted: Mon Aug 24 15:01:00 2009 lowering fees to make a deal work is a ..
Posted: Mon Aug 24 14:58:47 2009 don't count on that happening, ..
Posted: Mon Aug 24 14:57:48 2009 as long as you are qualified on your own income, ..
Posted: Mon Aug 24 14:55:10 2009 how is it that you have no down payment maybe ..
Posted: Mon Aug 24 13:59:40 2009 i don't believe you will get any valid answers ..
Posted: Mon Aug 24 13:58:21 2009 bunnie, you're going to have to provide some ..
Posted: Mon Aug 24 13:07:30 2009 i don't quite get the last post. who's putting a ..
Posted: Mon Aug 24 12:44:28 2009 james you misconstrued the original post. myles ..
Posted: Mon Aug 24 12:40:12 2009 what happened with company A company B is not ..
Posted: Mon Aug 24 12:33:49 2009 if the mortgage company is the one holding an ..
Posted: Mon Aug 24 12:29:24 2009 you never ..
Posted: Mon Aug 24 12:21:36 2009 i think you misconstrued the original post as a ..
Posted: Mon Aug 24 12:04:48 2009 there've been a lot of questions on this topic, ..
Posted: Mon Aug 24 10:56:58 2009 thank you jenkin, for acknowledging that state ..
Posted: Mon Aug 24 10:53:39 2009 you need a lawyer to get on this ..
Posted: Mon Aug 24 10:53:00 2009 this "lag" ought not to prevent a ..
Posted: Mon Aug 24 10:51:08 2009 thanks, castleknock. it's always good to have ..
Posted: Mon Aug 24 10:49:34 2009 fred, come on now. do you honestly believe that ..
Posted: Mon Aug 24 10:45:22 2009 jacob, please don't post future questions more ..
Posted: Mon Aug 24 10:42:24 2009 what happens between $100,001 and $108,999, ..
Posted: Mon Aug 24 10:40:59 2009 if he has raised his voice in protest, then he ..
Posted: Mon Aug 24 10:38:38 2009 i have to agree with what your broker said, Mom. ..
Posted: Mon Aug 24 10:31:33 2009 gotcha...thanks ..
Posted: Mon Aug 24 10:26:50 2009 thanks fred - better to use the specific term the ..
Posted: Mon Aug 24 10:23:19 2009 i wanted so badly to say something...it would ..
Posted: Mon Aug 24 10:20:57 2009 i wouldn't dare to say that something is ..
Posted: Mon Aug 24 10:14:53 2009 sometimes i have to work my proverbail tail off ..
Posted: Sat Aug 22 11:25:08 2009 i can't comment specifically on litton, but i've ..
Posted: Sat Aug 22 11:21:53 2009 fred, please explain what it is you're referring ..
Posted: Sat Aug 22 11:09:31 2009 well, if i were the bank, it'd be long enough for ..
Posted: Sat Aug 22 11:07:12 2009 monica, the deed needs to be recorded in the ..
Posted: Sat Aug 22 11:04:00 2009 i don't stay on top of the markets myself, to ..
Posted: Sat Aug 22 11:02:30 2009 yenner, it appears to me you and your former ..
Posted: Sat Aug 22 10:57:06 2009 well...if you quit claim title to your husband, ..
Posted: Sat Aug 22 10:53:08 2009 the documentation you saw (and signed) at the ..
Posted: Sat Aug 22 10:49:40 2009 when you buy a home and mortgage it, and ..
Posted: Sat Aug 22 10:45:21 2009 greg, i agree that you need not be worried, but ..
Posted: Sat Aug 22 8:58:27 2009 do you remember signing the loan note if you do, ..
Posted: Sat Aug 22 8:56:51 2009 if you've established residence somewhere, that ..
Posted: Sat Aug 22 8:54:06 2009 i'm curious to know precisely what ..
Posted: Sat Aug 22 8:51:34 2009 that's not really a first time buyer's question, ..
Posted: Sat Aug 22 8:49:47 2009 not getting that ..
Posted: Sat Aug 22 8:48:04 2009 wonderful idea if you can find their customers, ..
Posted: Sat Aug 22 8:44:51 2009 well, stan, i don't think $83 for $140 is a very ..
Posted: Sat Aug 22 8:43:42 2009 say what "consures" what's that ..
Posted: Sat Aug 22 8:43:02 2009 eric, you're a champ! what a deal! if only ..
Posted: Sat Aug 22 8:41:06 2009 amen, jason - well ..
Posted: Sat Aug 22 8:40:00 2009 that the builder has suggested a lender and ..
Posted: Sat Aug 22 8:34:25 2009 wow...you are worrying WAY too much, stewbaby. ..
Posted: Fri Aug 21 17:25:56 2009 i have to assume you're talking about an fha ..
Posted: Fri Aug 21 17:22:48 2009 you don't want him to get in over his head what ..
Posted: Fri Aug 21 16:58:41 2009 yeah and guess what...you can get things ..
Posted: Fri Aug 21 16:14:26 2009 call the lawyer, in my estimation. but a notary ..
Posted: Fri Aug 21 16:12:26 2009 i hope somebody comes along with an answer, ..
Posted: Fri Aug 21 16:03:08 2009 the key is to stay out of the mall to begin with, ..
Posted: Fri Aug 21 15:52:00 2009 i don't know why a notary in the Philippines ..
Posted: Fri Aug 21 15:39:32 2009 charles, i didn't say that the company in ..
Posted: Fri Aug 21 15:33:17 2009 i suppose you could call it lying...i didn't plan ..
Posted: Fri Aug 21 15:18:51 2009 not sure what a "booky consultant" is, ..
Posted: Fri Aug 21 15:15:13 2009 well, since you are in the process of ..
Posted: Fri Aug 21 15:13:52 2009 how about getting the letter now is it too late ..
Posted: Fri Aug 21 15:12:29 2009 fred, can you try to explain what it is that you ..
Posted: Fri Aug 21 14:02:26 2009 that's a misnomer. if by "grantor" you ..
Posted: Fri Aug 21 13:59:07 2009 a bankruptcy filing brings a foreclosure ..
Posted: Fri Aug 21 13:57:36 2009 and you can call up some foolish 800 number and ..
Posted: Fri Aug 21 13:42:45 2009 glad to hear ..
Posted: Fri Aug 21 13:41:42 2009 the only way someone can be forced to sell a home ..
Posted: Fri Aug 21 12:58:45 2009 all of the credit card issuers have fallen all ..
Posted: Fri Aug 21 12:54:50 2009 lin as far as your joint bank account is ..
Posted: Fri Aug 21 11:49:21 2009 let us not be confused here. the poster is ..
Posted: Fri Aug 21 11:00:14 2009 What is Quitclaim deed? ..
Posted: Fri Aug 21 10:42:41 2009 lots of drivel on this forum... i don't think ..
Posted: Fri Aug 21 10:38:59 2009 a good point brought up by jenkin - have you ..
Posted: Fri Aug 21 10:35:56 2009 you're not making any money from your job - you ..
Posted: Fri Aug 21 10:32:46 2009 nobody else can quote you closing costs from a ..
Posted: Fri Aug 21 10:29:53 2009 that looks pretty crazy to me, rex. your payback ..
Posted: Fri Aug 21 10:28:08 2009 alissa, field reviews, desk reviews and so on are ..