What are you looking for? 



Posts by gmakerley
Posting date Subject
Posted: Sat May 17 9:05:34 2008 if you don't fully understand something, you ..
Posted: Sat May 17 9:03:07 2008 toddy, you didn't indicate whether the bank of ..
Posted: Sat May 17 8:57:48 2008 it sounds like a plan, diamondmissy. you can ..
Posted: Sat May 17 7:18:21 2008 a quit claim conveys only the interest that a ..
Posted: Sat May 17 7:14:40 2008 malvin, make sure the court is aware of the ..
Posted: Thu May 15 14:57:10 2008 transfer of the property can be done with a quit ..
Posted: Thu May 15 14:42:14 2008 what you'll need to do is supply the court from ..
Posted: Thu May 15 14:40:33 2008 i think you can shake off those shakes. based on ..
Posted: Thu May 15 9:51:48 2008 siva and nina loans are quite rare in this market ..
Posted: Thu May 15 9:43:12 2008 eugene, i tip my hat to you, once again, for your ..
Posted: Thu May 15 9:35:01 2008 you and your wife; you and your husband - i'm ..
Posted: Thu May 15 9:17:58 2008 the easiest way to get debt collectors off your ..
Posted: Thu May 15 9:14:11 2008 good tips above - i wish i could agree about the ..
Posted: Thu May 15 9:07:31 2008 as stated by others, there are more factors than ..
Posted: Thu May 15 9:05:17 2008 you need to consult a legal expert - an ..
Posted: Thu May 15 9:04:03 2008 guest, you can visit the following website: ..
Posted: Thu May 15 9:01:26 2008 i have no experience with enhanced scores, but i ..
Posted: Thu May 15 9:00:14 2008 two weeks is not an extraordinary amount of time ..
Posted: Thu May 15 8:54:57 2008 that original post looked more like a poem than a ..
Posted: Thu May 15 8:50:29 2008 thanks for the aside to me, don; honestly, this ..
Posted: Tue May 13 15:01:27 2008 as for the short sale, strive to find a realtor ..
Posted: Tue May 13 12:26:50 2008 "stimulus" - so what is supposed to ..
Posted: Tue May 13 12:23:14 2008 your spouse should not be affected. if you are ..
Posted: Tue May 13 12:17:17 2008 don, how can you say you "lost the house in ..
Posted: Tue May 13 12:08:10 2008 "being unable to pay late fees" is not ..
Posted: Tue May 13 12:01:18 2008 jbarto, i trust that's not the advice you're ..
Posted: Thu May 8 9:17:58 2008 never fear...i remember from your previous posts, ..
Posted: Thu May 8 9:11:25 2008 mr listing agent, why did you wait until the day ..
Posted: Thu May 8 9:04:46 2008 glock, standard practice is for the lower of the ..
Posted: Thu May 8 9:02:35 2008 do we all realize yet that the original post is ..
Posted: Wed May 7 17:25:07 2008 "doing one's best for a home owner" is ..
Posted: Wed May 7 17:22:03 2008 she can probably make a case for her splitting ..
Posted: Wed May 7 17:05:48 2008 kim, you're right...if the seller is willing and ..
Posted: Wed May 7 17:02:30 2008 cliff, i'm not sure i would agree that a good ..
Posted: Wed May 7 13:50:46 2008 thanks for all the kudos everyone, but i am now ..
Posted: Wed May 7 13:35:22 2008 william & nan, if you are located in a state ..
Posted: Wed May 7 13:31:04 2008 it occurs to me that all you need to do is ..
Posted: Wed May 7 13:18:04 2008 i suggest you contact a state agency dealing with ..
Posted: Wed May 7 13:16:44 2008 glock, please ignore any blatant advertising you ..
Posted: Wed May 7 13:11:58 2008 honestly, i don't think this ought to be typical ..
Posted: Wed May 7 13:06:25 2008 ana, you're asking for trouble. should these ..
Posted: Wed May 7 13:03:25 2008 margins are specific to adjustable ..
Posted: Wed May 7 12:58:34 2008 helping user has given you sound advice - we here ..
Posted: Tue May 6 10:03:37 2008 this is in answer to sharleen. sharleen, you ..
Posted: Mon May 5 11:04:08 2008 you can save yourself some money by visiting the ..
Posted: Mon May 5 10:37:54 2008 DJ, this is not an advertising forum. please do ..
Posted: Mon May 5 10:21:20 2008 not to mention the bills they end up with due to ..
Posted: Sat May 3 10:48:36 2008 jbarto, in relation to your comment about ..
Posted: Sat May 3 10:41:44 2008 and, oh yes, another thing. i agree with ..
Posted: Sat May 3 10:40:54 2008 actually, if one is able, it is easier to pay a ..
Posted: Sat May 3 10:36:06 2008 man oh man. okay nola...you are being sued ..
Posted: Sat May 3 10:30:40 2008 paul, if you purchase in the month of june, your ..
Posted: Sat May 3 10:25:30 2008 wow...3 different new posts on this one ..
Posted: Sat May 3 10:15:54 2008 construction loans still exist, yes. you ..
Posted: Sat May 3 10:02:26 2008 it would seem that since you are speaking with ..
Posted: Sat May 3 9:59:01 2008 how in the world does $77 per month eventually ..
Posted: Fri May 2 18:04:08 2008 dunno...check them out thoroughly; but remember, ..
Posted: Fri May 2 18:02:34 2008 lenders are reluctant to issue blanket mortgages ..
Posted: Fri May 2 17:59:14 2008 i suggest you speak with an insurance ..
Posted: Fri May 2 17:57:17 2008 it is pretty apparent to me since only your wife ..
Posted: Fri May 2 17:54:30 2008 golden, you've already addressed this situation ..
Posted: Fri May 2 17:53:01 2008 yes, you ought to be able to refinance now and ..
Posted: Fri May 2 17:51:13 2008 sixty, you'd be wise to check with your local ..
Posted: Fri May 2 17:49:40 2008 i think your assessment of the situation is ..
Posted: Fri May 2 15:11:36 2008 help how i don't have a spare $77 to help you ..
Posted: Fri May 2 12:20:22 2008 credit card companies are quick of late to ..
Posted: Mon Apr 28 10:59:29 2008 Scott, i agree with you that many people waste ..
Posted: Mon Apr 28 10:40:28 2008 i still don't get ..
Posted: Mon Apr 28 10:39:22 2008 scott, i understand what you're saying, but i was ..
Posted: Sat Apr 26 7:32:04 2008 your lender is pretty peculiar, jacob. did they ..
Posted: Sat Apr 26 7:28:50 2008 you won't be able to foreclose due to the ..
Posted: Sat Apr 26 7:24:10 2008 webber, i think you are actually referring to the ..
Posted: Fri Apr 25 16:28:59 2008 keep that kind ear! you know what it can do for ..
Posted: Fri Apr 25 15:48:44 2008 dennis, with a clean credit record and mid-600 ..
Posted: Fri Apr 25 15:43:59 2008 jamie, that is a question best asked of a ..
Posted: Fri Apr 25 15:41:25 2008 i truly don't even know what a "guaranteed ..
Posted: Fri Apr 25 15:38:33 2008 dear1, i believe that last thought of yours is ..
Posted: Fri Apr 25 15:34:32 2008 that's a question you have to ask them, i ..
Posted: Fri Apr 25 10:57:04 2008 unquestionably, you ought to be able to obtain a ..
Posted: Fri Apr 25 10:48:04 2008 adriel, you had better get all the details about ..
Posted: Fri Apr 25 10:45:07 2008 favors, that is way too open-ended a question. ..
Posted: Fri Apr 25 10:43:19 2008 hi crystal - undoubtedly you've learned many of ..
Posted: Fri Apr 25 10:36:10 2008 good thinking ..
Posted: Fri Apr 25 10:30:12 2008 i thoroughly agree that there is no room for ..
Posted: Thu Apr 24 16:37:58 2008 doesn't your employer have guidelines maybe ..
Posted: Thu Apr 24 16:35:07 2008 dee, you wouldn't necessarily have to refinance ..
Posted: Thu Apr 24 16:32:36 2008 it looks to me like you ought to find a lawyer to ..
Posted: Thu Apr 24 16:31:19 2008 pay for the loan. you signed the note ..
Posted: Thu Apr 24 9:25:53 2008 everyone is making more of this than is ..
Posted: Thu Apr 24 9:20:23 2008 it would seem, from what i have read, that your ..
Posted: Thu Apr 24 9:16:33 2008 if your real estate contract was written to ..
Posted: Thu Apr 24 9:11:15 2008 will your employment continue after your ..
Posted: Thu Apr 24 9:08:41 2008 many lenders will not do "bail-out" ..
Posted: Thu Apr 24 9:06:05 2008 there are lenders out there who will grant you ..
Posted: Thu Apr 24 9:03:58 2008 i agree - apr ought to be higher than the quoted ..
Posted: Thu Apr 24 9:02:33 2008 i would have to agree...the 80/20 loan seems like ..
Posted: Thu Apr 24 9:00:06 2008 walker, you will be best served to gain full-time ..
Posted: Thu Apr 24 8:55:44 2008 lost...there are a few things you can do. one ..
Posted: Thu Apr 24 8:46:58 2008 "loan sharks" is an unfortunate way to ..
Posted: Wed Apr 23 10:09:37 2008 some hard words, guest; but i can't disagree with ..
Posted: Tue Apr 22 14:28:21 2008 sam, thank you once again for your timeliness and ..
Posted: Tue Apr 22 14:17:28 2008 if i were to start a blog, i could probably ..
Posted: Tue Apr 22 13:55:00 2008 once a person signs a loan note, that signature ..
Posted: Tue Apr 22 13:52:18 2008 i concur with kpatrick about the timing of ..
Posted: Tue Apr 22 13:48:55 2008 wow ..
Posted: Tue Apr 22 13:47:19 2008 unfortunately, the equity you had in your home on ..
Posted: Tue Apr 22 13:18:09 2008 i'm quite sure you will find that your lender ..
Posted: Tue Apr 22 13:15:24 2008 susieq, i have worked with people in similar ..
Posted: Sun Apr 20 14:53:24 2008 walking away from homes is way too easy for ..
Posted: Sun Apr 20 14:17:07 2008 the easy answers are "yes" and ..
Posted: Sun Apr 20 14:14:47 2008 the standard for fha financing is 3% down ..
Posted: Sun Apr 20 14:09:27 2008 if you are an owner of the property, any ..
Posted: Sun Apr 20 14:07:25 2008 "low" credit is not enough information ..
Posted: Sun Apr 20 14:05:22 2008 i did it again! forgot to login first! Dang ..
Posted: Sat Apr 19 9:33:50 2008 depending on how much your wife would qualify for ..
Posted: Sat Apr 19 9:31:21 2008 eugene is correct, of course. yes, indeed, ..
Posted: Sat Apr 19 9:27:51 2008 i'm in agreement with eugene - an appraiser ..
Posted: Sat Apr 19 9:26:20 2008 godfrey, if we read you correctly, the $1200 is ..
Posted: Sat Apr 19 9:23:45 2008 "oh my" indeed. i thoroughly agree - ..
Posted: Sat Apr 19 9:19:49 2008 as i've said altogether too many times, we all ..
Posted: Sat Apr 19 9:17:21 2008 i think the best advice that someone in your ..
Posted: Sat Apr 19 9:10:34 2008 i'm not quite certain i understand the situation ..
Posted: Sat Apr 19 9:08:03 2008 jeanluc, you've not given any details on the ..
Posted: Sat Apr 19 9:03:28 2008 you seem to have lost hope of home ownership in ..
Posted: Sat Apr 19 8:59:29 2008 it's pretty apparent that you're not interested ..
Posted: Sat Apr 19 8:53:24 2008 sam, i think that's great. i noticed in the ..
Posted: Thu Apr 17 13:48:41 2008 you signed the loan note, right that makes you ..
Posted: Thu Apr 17 13:19:35 2008 "for some unknown ..
Posted: Thu Apr 17 13:15:08 2008 hello emoore - i suspect you will endure some ..
Posted: Thu Apr 17 9:28:49 2008 i'm looking at that picture of me right now, and ..
Posted: Thu Apr 17 9:27:14 2008 anything that has to do with creditworthiness ..
Posted: Thu Apr 17 9:06:09 2008 unfortunately, caron; i have no expertise in tax ..
Posted: Thu Apr 17 8:55:10 2008 in a declining market, you will have trouble ..
Posted: Thu Apr 17 8:52:11 2008 comparing private mortgage insurance to ..
Posted: Thu Apr 17 8:45:02 2008 not only is it beneficial for you to pay old ..
Posted: Wed Apr 16 16:44:57 2008 no wonder i didnt get it, ivan...i deal strictly ..
Posted: Wed Apr 16 16:39:28 2008 one of the best ways in which to choose your ..
Posted: Wed Apr 16 16:36:53 2008 it would be beneficial if you could give us some ..
Posted: Wed Apr 16 16:35:11 2008 short sales are far more common these days. you ..
Posted: Wed Apr 16 11:57:34 2008 it is alarming, confusing, etc. that we get so ..
Posted: Wed Apr 16 11:55:43 2008 methinks you wanted more information about the ..
Posted: Wed Apr 16 11:50:20 2008 i'm still having trouble with the concept of a ..
Posted: Wed Apr 16 10:56:37 2008 jess, the biggest risk you run in borrowing from ..
Posted: Wed Apr 16 10:53:55 2008 albe, it appears from your post that your former ..
Posted: Wed Apr 16 10:43:30 2008 thank you, thank you for your kind ..
Posted: Wed Apr 16 10:40:48 2008 no, she cannot sell the home without paying off ..
Posted: Wed Apr 16 10:36:58 2008 since james already addressed the quit claim ..
Posted: Wed Apr 16 10:34:53 2008 at one time you persuaded the lady to marry you, ..
Posted: Wed Apr 16 10:31:51 2008 i am unfamiliar with renewals; further, your ..
Posted: Tue Apr 15 17:31:12 2008 imdcorp, your knowledge of the foreclosure market ..
Posted: Tue Apr 15 15:59:08 2008 please go to the "announcements feedback and ..
Posted: Tue Apr 15 15:54:49 2008 I've just sent this out to a wide variety of our ..
Posted: Tue Apr 15 15:45:29 2008 wbmcsull1975....please review the Forum ..
Posted: Tue Apr 15 12:10:20 2008 do you have plans to come back to the us, soon; ..
Posted: Tue Apr 15 11:13:36 2008 sonia, we can discuss your mortgage and credit ..
Posted: Tue Apr 15 11:10:42 2008 there are very few lenders who will finance ..
Posted: Tue Apr 15 11:06:35 2008 that your late payment was caused by a loss of ..
Posted: Mon Apr 14 14:26:17 2008 smurf, you will probably get someone to let you ..
Posted: Mon Apr 14 14:20:48 2008 well said, Robert. this site has some ..
Posted: Mon Apr 14 13:49:40 2008 i have to suggest that you steer clear of ..
Posted: Mon Apr 14 10:39:04 2008 urge your tenant to visit with a loan officer who ..
Posted: Mon Apr 14 10:36:50 2008 your best bet is probably an fha loan. you are ..
Posted: Mon Apr 14 9:57:08 2008 larry's last comment is apropos. your stepson ..
Posted: Mon Apr 14 9:54:14 2008 i agree with the opinions expressed here already. ..
Posted: Sat Apr 12 8:13:10 2008 your best bet is a mortgage using fha financing. ..
Posted: Sat Apr 12 8:08:56 2008 contrary to popular opinion, most lenders are not ..
Posted: Sat Apr 12 8:01:55 2008 sam, i dont quite get the part about being ..
Posted: Sat Apr 12 7:50:21 2008 what we've seen almost countrywide is a decline ..
Posted: Fri Apr 11 17:10:48 2008 sam, can you elaborate on what all this means i ..
Posted: Fri Apr 11 14:45:09 2008 having only just stumbled upon this post, i feel ..
Posted: Fri Apr 11 14:40:15 2008 "he has been told by a few" - i dont ..
Posted: Fri Apr 11 14:19:29 2008 someone with a credit score of 570 has slim ..
Posted: Fri Apr 11 14:15:44 2008 "apartment" to me usually indicates ..
Posted: Fri Apr 11 14:10:09 2008 person 2 and person 3 would be the grantors on ..
Posted: Fri Apr 11 12:15:26 2008 man o man...original poster, do you have an ..
Posted: Fri Apr 11 10:35:34 2008 Well put, ..
Posted: Fri Apr 11 10:17:21 2008 is this "pick on lenders day" with you, ..
Posted: Fri Apr 11 10:15:03 2008 yes, indeed...this last post was mine...so here i ..
Posted: Thu Apr 10 9:35:23 2008 if you are able to continue to make your mortgage ..
Posted: Thu Apr 10 9:15:05 2008 it is shameful that there are so many ..
Posted: Thu Apr 10 9:06:27 2008 daily simple interest can be most advantageous to ..
Posted: Thu Apr 10 8:54:54 2008 whatever the final rules may be, that ought not ..
Posted: Thu Apr 10 8:51:01 2008 there are many times when an appraised value is ..
Posted: Wed Apr 9 17:22:19 2008 it's not so easy to decipher what you're asking. ..
Posted: Wed Apr 9 17:17:40 2008 i agree that you'll be signing a 4506 form if you ..
Posted: Tue Apr 8 10:00:49 2008 the basic meaning of an executor is one who ..
Posted: Mon Apr 7 17:12:23 2008 this is truly not a mortgage-related question, ..
Posted: Mon Apr 7 16:36:18 2008 with fha loans, you can borrow up to 95% ltv on a ..
Posted: Mon Apr 7 16:03:39 2008 jft you will probably have to take this up with ..
Posted: Mon Apr 7 15:46:46 2008 no mention made of any attorney involvement in ..
Posted: Mon Apr 7 15:43:03 2008 from the website, it would appear to me that ..
Posted: Mon Apr 7 15:34:11 2008 one word about prequalifying and then shopping ..
Posted: Mon Apr 7 15:13:04 2008 what hasn't been addressed here is the tentative ..
Posted: Mon Apr 7 15:06:29 2008 i like al's analysis of the situation. i ..
Posted: Mon Apr 7 14:55:31 2008 there've been plenty of horror stories such as ..
Posted: Mon Apr 7 14:46:48 2008 the pending legal action to sell the home for ..
Posted: Mon Apr 7 14:06:31 2008 not quite sure why you think "locking ..
Posted: Mon Apr 7 13:56:00 2008 just for chuckles...20- and 25-year terms were ..
Posted: Mon Apr 7 13:36:29 2008 your son's fiancee is not required to quit claim ..
Posted: Mon Apr 7 13:31:31 2008 i have to wonder who arranged for this mortgage ..
Posted: Mon Apr 7 13:28:49 2008 owner financing involves the owner of the home ..
Posted: Wed Apr 2 12:00:27 2008 your first, best move is to advise your loan ..
Posted: Thu Mar 27 16:06:16 2008 for credit unions, i would suggest you do an ..
Posted: Wed Mar 26 14:38:48 2008 i am about to close a loan on monday for a ..
Posted: Wed Mar 26 14:30:29 2008 once again, banker has stepped to the fore with ..
Posted: Wed Mar 26 14:26:33 2008 you have the right to dispute the information ..
Posted: Wed Mar 26 14:16:35 2008 if you have a receipt showing your payment, you ..
Posted: Wed Mar 26 14:14:25 2008 gary, it seems like you're dealing with ..
Posted: Wed Mar 26 14:05:02 2008 guess what!!! the system timed me out, so here ..
Posted: Wed Mar 26 12:56:06 2008 i do not have an easy answer to your question, ..
Posted: Tue Mar 25 17:02:21 2008 i agree with shane in this case. Adjustments to ..
Posted: Tue Mar 25 16:55:43 2008 shane is right on in his analysis, i think. what ..
Posted: Mon Mar 24 12:28:54 2008 you stated that you don't want to pay back taxes, ..
Posted: Mon Mar 24 12:22:58 2008 gabe, your lender cannot retract the information ..
Posted: Mon Mar 24 12:14:34 2008 sara is right - you need to have your friend ..
Posted: Mon Mar 24 11:52:30 2008 give it away i dont quite comprehend that ..
Posted: Mon Mar 24 11:48:48 2008 your bankruptcy trustee or your personal ..
Posted: Mon Mar 24 11:36:11 2008 gypsy...you noted your credit scores are in the ..
Posted: Mon Mar 24 11:23:50 2008 fuze, with your income of only $550 per month, ..
Posted: Mon Mar 24 11:11:53 2008 occasionally, there will be times when an ..
Posted: Mon Mar 24 10:00:05 2008 i think you may need to go back to the courthouse ..
Posted: Mon Mar 24 9:55:01 2008 the renewal terms of a term-life insurance policy ..
Posted: Mon Mar 24 9:49:58 2008 patricia, you may want to have additional ..
Posted: Sat Mar 22 10:00:12 2008 sean, as an owner, your brother must consent to ..
Posted: Sat Mar 22 8:29:28 2008 furey... when you wish to borrow money, you ..
Posted: Sat Mar 22 8:23:43 2008 the post is incomprehensible to me. if you are ..
Posted: Fri Mar 21 17:19:13 2008 i am totally confused by your post. i dont know ..
Posted: Fri Mar 21 17:15:00 2008 i doubt the car dealer could help after the fact ..
Posted: Fri Mar 21 13:26:22 2008 dee...you said your name is on the deed to the ..
Posted: Fri Mar 21 13:19:37 2008 i submit that you ought to take whatever measures ..
Posted: Fri Mar 21 13:12:03 2008 funds for purchase transactions are disbursed on ..
Posted: Fri Mar 21 13:09:24 2008 tim, that you have been in school rather than ..
Posted: Fri Mar 21 13:02:52 2008 i think (actually, i know) that the rate/point ..
Posted: Fri Mar 21 12:53:35 2008 when the fed cuts rates, people immediately call ..
Posted: Fri Mar 21 12:38:38 2008 you were more forgiving of the first, ..
Posted: Fri Mar 21 12:32:34 2008 all of the responses here are creditable. ..
Posted: Fri Mar 21 12:10:07 2008 mouse goddess - your query has been answered ..
Posted: Fri Mar 21 12:06:02 2008 i recognize novation as a legal concept that ..
Posted: Fri Mar 21 11:52:55 2008 right on, kpatrick - these loans have truly ..
Posted: Fri Mar 21 11:50:08 2008 i can give you some scenarios - all assuming that ..
Posted: Fri Mar 21 11:44:31 2008 you cannot take your name off the mortgage. ..
Posted: Fri Mar 21 11:37:36 2008 housing prices in florida have taken a big hit, ..
Posted: Fri Mar 21 11:33:54 2008 in reading my guidelines today, i find the ..
Posted: Fri Mar 21 11:17:05 2008 the key here is whether or not you ever paid the ..
Posted: Fri Mar 21 11:10:35 2008 you didn't waste anyone's time, tarestro. and ..
Posted: Fri Mar 21 11:07:18 2008 gypsy, you never mentioned whether you've had ..
Posted: Fri Mar 21 11:02:07 2008 reyes, a deed-in-lieu, as larry indicated, will ..
Posted: Fri Mar 21 10:57:17 2008 twinspurs, it appears that selling will only ..
Posted: Fri Mar 21 10:51:04 2008 anyone can sue anyone else for any reason at any ..
Posted: Fri Mar 21 10:45:21 2008 vette, you will not find any conventional lenders ..
Posted: Fri Mar 21 10:43:03 2008 fireyone you mentioned having consulted with an ..
Posted: Fri Mar 21 10:39:19 2008 i gather you are speaking as a non-US-resident ..
Posted: Fri Mar 21 10:36:31 2008 sellers can contribute as much as 6% of the ..
Posted: Tue Mar 18 10:08:14 2008 if the insurance company cut a check to the ..
Posted: Tue Mar 18 9:46:58 2008 most of us do not get paid unless a loan closes. ..
Posted: Tue Mar 18 9:40:45 2008 oelvis, you can certainly check in with your ..
Posted: Tue Mar 18 9:38:23 2008 Ayasha, with a score of 589, your best bet is ..
Posted: Tue Mar 18 9:34:30 2008 there are some fees that are charged on ..
Posted: Mon Mar 17 11:58:38 2008 hi mom - until i saw your second posting, i was ..
Posted: Mon Mar 17 10:28:52 2008 wow again ..
Posted: Mon Mar 17 9:56:07 2008 wow...retail, retail, retail! why would anyone ..
Posted: Sat Mar 15 13:02:57 2008 it would seem that in quit claiming an interest ..
Posted: Sat Mar 15 13:00:34 2008 i responded earlier on a different posting. you ..
Posted: Sat Mar 15 12:56:40 2008 no they do not. since you were already in ..
Posted: Sat Mar 15 12:18:06 2008 i thoroughly agree with john above. go elsewhere ..
Posted: Sat Mar 15 0:13:34 2008 caresid, i think i agree that you ought to seek ..
Posted: Sat Mar 15 0:10:44 2008 i think you are doing pretty well with that loan, ..
Posted: Fri Mar 14 13:25:46 2008 this is not an atypical situation. in packaging ..
Posted: Fri Mar 14 13:21:39 2008 although fha may not be score-driven, ..
Posted: Fri Mar 14 12:33:09 2008 thank you adonis for bringing up the self-help ..
Posted: Fri Mar 14 12:02:28 2008 shollaert, it would seem that you might just want ..
Posted: Tue Mar 4 15:35:31 2008 i will respectfully disagree with both jessica ..
Posted: Tue Mar 4 15:31:26 2008 in all likelihood, you will not encounter a ..
Posted: Tue Mar 4 15:28:26 2008 someone sent me a "quick message" a few ..
Posted: Tue Mar 4 15:22:17 2008 this is an odd situation, chrissy. you mention ..
Posted: Tue Mar 4 14:53:32 2008 most divorcing couples, in my experience, work ..
Posted: Tue Mar 4 14:50:53 2008 i am in agreement with the prevailing opinion ..
Posted: Tue Mar 4 14:48:53 2008 precisely, eugene. all parties to a quit claim ..
Posted: Tue Mar 4 14:45:32 2008 check your divorce decree or other document, ..
Posted: Mon Mar 3 12:39:36 2008 if you are going with a fannie mae/freddie mac ..
Posted: Mon Mar 3 12:33:58 2008 in response to your last comment, ed..."the ..
Posted: Mon Mar 3 10:51:49 2008 for a jumbo rate, that's not so ..
Posted: Mon Mar 3 10:46:30 2008 yes, i agree...it sure seems you will be ..
Posted: Mon Mar 3 10:43:29 2008 tim, it seems like you have taken the right steps ..
Posted: Mon Mar 3 10:34:06 2008 gloria, we are glad to have you - all advice is ..
Posted: Mon Mar 3 10:31:13 2008 you are required to advise your lenders of this ..
Posted: Thu Feb 28 9:18:24 2008 indeed, sam...only a joke. and that's ..
Posted: Wed Feb 27 13:24:58 2008 in your case it might benefit you to monitor your ..
Posted: Wed Feb 27 13:21:40 2008 in all likelihood, as long as you continue to ..
Posted: Wed Feb 27 13:15:51 2008 the real answer to your question is ..
Posted: Wed Feb 27 13:13:27 2008 beware of opening too much new credit - this will ..
Posted: Wed Feb 27 13:04:53 2008 i hope they never come ..
Posted: Wed Feb 27 13:04:07 2008 funny ..
Posted: Wed Feb 27 13:00:13 2008 run with what jheard said...if your inlaws can ..
Posted: Wed Feb 27 12:53:59 2008 i wouldnt be surprised to find that there are ..
Posted: Wed Feb 27 12:51:41 2008 i cant answer the last question, but i will ..
Posted: Wed Feb 27 12:49:29 2008 shame, shame patricia...didnt we already have ..
Posted: Wed Feb 27 12:46:15 2008 can you define "not that good" you ..
Posted: Wed Feb 27 12:45:03 2008 rates may be coming back down again...today we ..
Posted: Wed Feb 27 12:03:58 2008 yeah...if you are idle long enough you will get ..
Posted: Wed Feb 27 12:01:10 2008 you didnt read everything i wrote, but thats ..
Posted: Wed Feb 27 11:50:28 2008 generally, term insurance policies are renewable ..
Posted: Wed Feb 27 11:40:33 2008 there are reasonable alternatives, in terms of ..
Posted: Wed Feb 27 11:27:48 2008 you need to get that boy some insurance, ..
Posted: Wed Feb 27 10:22:37 2008 no...just neglected to sign in before i posted. ..
Posted: Tue Feb 26 14:18:03 2008 can you believe this we have kept this ..
Posted: Tue Feb 26 14:15:59 2008 of course, simply saying that they are not ..
Posted: Tue Feb 26 14:14:49 2008 maybe you need to put the kids to work, patricia! ..
Posted: Tue Feb 26 14:12:59 2008 michael, if you plan to post, please do so with ..
Posted: Tue Feb 26 14:09:12 2008 man oh man, eric; you are on a roll today...i ..
Posted: Tue Feb 26 14:04:35 2008 eric, plain speaking is what is needed in life in ..
Posted: Tue Feb 26 11:20:30 2008 glad to help, scott. and that is precisely ..
Posted: Tue Feb 26 11:14:47 2008 banker...trust me when i say that if i speak of ..
Posted: Tue Feb 26 11:11:29 2008 banker is correct in that some states adjudicate ..
Posted: Tue Feb 26 11:02:30 2008 my suspicion is that fha secure is not going to ..
Posted: Tue Feb 26 10:58:30 2008 thanks, lisa, for that last comment. i hope you ..
Posted: Tue Feb 26 10:48:30 2008 not only must you concern yourself with obtaining ..
Posted: Tue Feb 26 10:46:25 2008 girlndebt, that was a nice post, and i'm not even ..
Posted: Tue Feb 26 10:42:34 2008 scott's ad was ..
Posted: Tue Feb 26 10:27:37 2008 i think lisa makes a good point in suggesting a ..
Posted: Tue Feb 26 10:25:20 2008 yes, kpatrick is correct in saying that the liens ..
Posted: Tue Feb 26 10:20:00 2008 transferring title to the property to himself ..
Posted: Tue Feb 26 10:17:39 2008 by all means, you ought to be working with legal ..
Posted: Tue Feb 26 10:08:03 2008 you may face the loss of your earnest money ..
Posted: Tue Feb 26 9:55:40 2008 i would second the emotion of banker - moving ..
Posted: Tue Feb 26 9:53:16 2008 am i to understand that the lender charged off ..
Posted: Tue Feb 26 9:49:53 2008 in any case where there is a mortgage on ..
Posted: Mon Feb 25 17:42:02 2008 and, now, out for the evening - see yall ..
Posted: Mon Feb 25 17:41:24 2008 me, again, of course up there ..
Posted: Mon Feb 25 17:05:20 2008 that was me above...i may as well get credit for ..
Posted: Mon Feb 25 14:40:42 2008 LOL...wow, my saturdays are almost as busy! ..
Posted: Mon Feb 25 14:23:08 2008 oh wouldnt i love to have a leisurely day like ..
Posted: Mon Feb 25 13:39:55 2008 interest rates for fha loans and conforming loans ..
Posted: Mon Feb 25 13:33:46 2008 okay, since you asked.... 5 am - awaken, go ..
Posted: Sat Feb 23 8:08:41 2008 wow....thanks for the backing, chuck. i feel ..
Posted: Sat Feb 23 8:01:37 2008 chuck, i agree with you that a good loan officer ..
Posted: Fri Feb 22 16:01:22 2008 well, it is actually washington's birthday, and ..
Posted: Fri Feb 22 14:12:07 2008 this is too funny...what began as a post about ..
Posted: Fri Feb 22 14:06:27 2008 i would say you're probably in good shape for a ..
Posted: Fri Feb 22 13:10:56 2008 i guess you can make a case for the extra 30 days ..
Posted: Fri Feb 22 12:49:53 2008 for many lenders, there is no such thing as an ..
Posted: Fri Feb 22 12:46:13 2008 for me, all the 30 day delay means is a 30 day ..
Posted: Fri Feb 22 12:42:33 2008 be encouraged. even if you are unable to find a ..
Posted: Fri Feb 22 12:14:57 2008 honestly, patricia, you need to get a good look ..
Posted: Thu Feb 21 15:58:48 2008 thank you fozman, for reducing my confusion. ..
Posted: Thu Feb 21 12:41:48 2008 i wish i had more 700 scores walking in my ..
Posted: Thu Feb 21 12:32:38 2008 as you had suggested to lisa, i just read all ..
Posted: Thu Feb 21 12:32:30 2008 "shady" is the nice word for it. i ..
Posted: Thu Feb 21 12:14:31 2008 there may be more here than meets the eye. since ..
Posted: Thu Feb 21 12:09:46 2008 i havent immersed myself in this product, but i ..
Posted: Thu Feb 21 12:07:51 2008 we do fha loans all the time in my office. they ..
Posted: Thu Feb 21 11:58:49 2008 it seems pretty clear that your obligation on the ..
Posted: Thu Feb 21 11:38:02 2008 this is so bizarre. if ex-f-i-l forecloses, he ..
Posted: Thu Feb 21 11:33:53 2008 jheard, thank you for bringing that up. i hope ..
Posted: Thu Feb 21 9:31:38 2008 adonis' suggestion makes a great deal of sense. ..
Posted: Thu Feb 21 9:26:41 2008 i would imagine that your divorce decree spells ..
Posted: Thu Feb 21 9:16:54 2008 presumably your ownership includes right of ..
Posted: Thu Feb 21 9:11:39 2008 it seems to me that perhaps your request for deed ..
Posted: Thu Feb 21 9:06:54 2008 good thinking, chuck - it is certainly puzzling ..
Posted: Thu Feb 21 9:02:38 2008 thank you, lisa - that was just the right amount ..
Posted: Tue Feb 19 16:47:34 2008 larry, she is talking about a timeshare. i ..
Posted: Tue Feb 19 16:40:27 2008 as long as you are only refinancing as a ..
Posted: Tue Feb 19 16:34:28 2008 yes, a quit claim deed can be used to convey a ..
Posted: Tue Feb 19 16:06:33 2008 by all means, contact HOPE. you need to contact ..
Posted: Tue Feb 19 15:24:46 2008 i understood that Guest...but it might have just ..
Posted: Tue Feb 19 15:14:56 2008 okay...that previous post was my diatribe about ..
Posted: Tue Feb 19 14:37:13 2008 i think rebates are a smokescreen and a failed ..
Posted: Tue Feb 19 13:56:10 2008 i think you need to kick your request up a notch, ..
Posted: Tue Feb 19 13:47:31 2008 gee...maybe guest is writing about ..
Posted: Tue Feb 19 13:44:53 2008 i agree james...jim & karen, we would need to ..
Posted: Tue Feb 19 13:41:01 2008 i am in agreement once again with jheard. a quit ..
Posted: Tue Feb 19 13:39:11 2008 pay heed to what jheard has to say - his are ..
Posted: Tue Feb 19 13:36:30 2008 you cannot transfer ownership of something you do ..
Posted: Tue Feb 19 13:34:16 2008 adonis, purchases are not rescindable. the right ..
Posted: Tue Feb 19 13:20:33 2008 yes, janice, the mere act of applying for the ..
Posted: Tue Feb 19 13:16:55 2008 daryl are you an institutional lender or a ..
Posted: Tue Feb 19 13:00:09 2008 maybe so in your neck of the woods, banker (and ..
Posted: Tue Feb 19 10:59:35 2008 i think our original poster has his ..
Posted: Mon Feb 18 9:56:45 2008 well said, ..
Posted: Mon Feb 18 9:55:23 2008 to joe - selling your home to your sister with ..
Posted: Mon Feb 18 9:51:18 2008 guest's "tough love" was well-deserved, ..
Posted: Mon Feb 18 9:46:02 2008 jesse...are you saying that the funding from ..
Posted: Mon Feb 18 9:40:37 2008 you are always liable for a debt that you have ..
Posted: Mon Feb 18 9:37:27 2008 thank you sam for the transfer. trust me - it ..
Posted: Sat Feb 16 8:57:56 2008 i dont get this - how can munchkin130 be the ..
Posted: Sat Feb 16 8:47:45 2008 i cannot fathom that there would be a lender ..
Posted: Sat Feb 16 8:43:45 2008 i don't believe that fha has revised their ..
Posted: Sat Feb 16 8:41:45 2008 well said, adonis. i agree that you are ..
Posted: Fri Feb 15 16:49:03 2008 lay, "not so good" might just be good ..
Posted: Fri Feb 15 15:39:30 2008 you have a bunch of real-time lenders here if you ..
Posted: Fri Feb 15 15:34:14 2008 wow...must be a nice spot to live in - unaffected ..
Posted: Fri Feb 15 12:18:45 2008 James - your paragraph confuses me. please ..
Posted: Fri Feb 15 10:06:06 2008 ratios on this loan are 42.15/55.51, chris. ..
Posted: Thu Feb 14 17:40:08 2008 yeah, i have suggested that. this is a $100K ..
Posted: Thu Feb 14 16:26:53 2008 chris, while i have your attention, let me ask ..
Posted: Thu Feb 14 16:23:37 2008 land loans are a rarity these days - not that ..
Posted: Thu Feb 14 16:21:56 2008 i suspect you will be approved but you haven't ..
Posted: Thu Feb 14 16:14:16 2008 you mean you can't smell the fear, eugene ..
Posted: Wed Feb 13 16:03:35 2008 unless there was a truth in lending violation, ..
Posted: Wed Feb 13 15:57:27 2008 cedric is right on again. of course, your ..
Posted: Wed Feb 13 15:36:16 2008 at the present time, with conforming loans (the ..
Posted: Wed Feb 13 15:32:35 2008 maximum amount of cards is whatever you are ..
Posted: Wed Feb 13 15:29:01 2008 ummmm...patricia...havent you noticed that there ..
Posted: Wed Feb 13 15:26:11 2008 what a wonderful ad - not allowed on here, ..
Posted: Wed Feb 13 15:25:10 2008 wow...lots of stipulations there. ..
Posted: Wed Feb 13 11:47:52 2008 DUH!!! that was me up there - neglected to ..
Posted: Tue Feb 12 10:09:21 2008 i dont see any mention of legal expertise being ..
Posted: Tue Feb 12 9:49:34 2008 #1 - you would be making payments, i imagine, on ..
Posted: Tue Feb 12 9:41:03 2008 i suspect you might do well to consult with an ..
Posted: Tue Feb 12 9:37:15 2008 most lenders will review the documentation you ..
Posted: Tue Feb 12 9:29:02 2008 i believe you understand precisely what you are ..
Posted: Tue Feb 12 9:25:45 2008 that's true jeff...a "no" should never ..
Posted: Tue Feb 12 9:24:36 2008 i suppose if you are happy paying an interest ..
Posted: Mon Feb 11 10:34:28 2008 there is no need for you to visit "a ..
Posted: Mon Feb 11 10:26:08 2008 as cedric says...stay on top of the situation. ..
Posted: Mon Feb 11 10:24:37 2008 you ought to be able to qualify - with many ..
Posted: Mon Feb 11 10:05:15 2008 good job cedric in pointing out all the lies. ..
Posted: Fri Feb 8 14:46:05 2008 any proposals, even those which have been ..
Posted: Fri Feb 8 12:08:41 2008 jheard - i am so pleased to know that we have ..
Posted: Fri Feb 8 11:19:05 2008 beware!!! i have never worked with a firm that ..
Posted: Fri Feb 8 11:09:55 2008 you can lock now, generally with a price ..
Posted: Fri Feb 8 11:06:57 2008 immediately contact your mortgage lender to ..
Posted: Fri Feb 8 11:03:01 2008 of course it is criminal...when would fraud ever ..
Posted: Fri Feb 8 10:50:13 2008 "bad" credit is relative, of course. ..
Posted: Fri Feb 8 10:36:51 2008 you mentioned that you asked why the rate was ..
Posted: Fri Feb 8 10:33:46 2008 michael, any large deposits that appear on your ..
Posted: Thu Feb 7 12:56:44 2008 from all the posts and your newest information, i ..
Posted: Thu Feb 7 12:52:31 2008 usually we all think our company is the best. ..
Posted: Thu Feb 7 12:45:07 2008 i would surmise that if your employment situation ..
Posted: Thu Feb 7 12:43:23 2008 generally, once we have your bank statements, we ..
Posted: Thu Feb 7 12:38:27 2008 huh i take it you mean that you prefer not to ..
Posted: Thu Feb 7 12:35:21 2008 usually, one of the best ways to tell is with ..
Posted: Thu Feb 7 12:29:30 2008 all in all, i am not in disagreement with anyone ..
Posted: Thu Feb 7 12:15:35 2008 lovely question, jose. there isn't much clarity ..
Posted: Thu Feb 7 12:12:23 2008 i agree with lisa that "bait and ..
Posted: Thu Feb 7 12:02:45 2008 kudos to cedric and to eugene for being right on. ..
Posted: Thu Feb 7 11:57:53 2008 hello did i hear mention of legal counsel ..
Posted: Thu Feb 7 11:56:22 2008 as with about 95% of my posts, i will be ..
Posted: Thu Feb 7 11:54:05 2008 i dont know if i understand the situation. it ..
Posted: Thu Feb 7 11:47:10 2008 allibee, i presume that you have some ..
Posted: Thu Feb 7 10:43:47 2008 victor, what you are referring to is called a ..
Posted: Tue Feb 5 12:00:25 2008 no doubt, patricia - humor is always welcomed. ..
Posted: Tue Feb 5 11:29:38 2008 patricia...as i read back on all these posts (and ..
Posted: Tue Feb 5 10:02:13 2008 patricia...what is the "after" and ..
Posted: Tue Feb 5 9:47:58 2008 jeff and eugene have the most sensible approach, ..
Posted: Tue Feb 5 9:45:14 2008 calling each of the three credit respositories ..
Posted: Tue Feb 5 9:40:31 2008 "the finance company" is likely ..
Posted: Mon Feb 4 16:21:15 2008 that's a legal question. presumably, you would ..
Posted: Mon Feb 4 16:19:20 2008 if your brother is not an owner of the property, ..
Posted: Mon Feb 4 16:17:39 2008 can you elaborate, tom do you know what kind of ..
Posted: Mon Feb 4 13:41:50 2008 i would have to surmise, maxpower, that a ..
Posted: Mon Feb 4 13:04:31 2008 unquestionably, greed is the defining factor in ..
Posted: Mon Feb 4 12:55:41 2008 there are occasions in which a foreclosure ..
Posted: Mon Feb 4 12:50:47 2008 it appears pretty clearly that the california ..
Posted: Mon Feb 4 12:01:27 2008 to boil this down to its essense, i am a mortgage ..
Posted: Fri Feb 1 13:59:14 2008 i absolutely agree, eric. we all need to ..
Posted: Fri Feb 1 11:10:33 2008 there is no question that eric is on point with ..
Posted: Fri Feb 1 11:05:23 2008 the old saw was savings of 2%, but that went out ..
Posted: Fri Feb 1 10:47:55 2008 right on, eugene. i will agree, however, that ..
Posted: Fri Feb 1 10:36:24 2008 phil - who is it that advised you to sign a ..
Posted: Fri Feb 1 10:34:29 2008 good trick question, nick. however, in the ..
Posted: Fri Feb 1 10:04:36 2008 jason, thank you for your reasoned and reasonable ..
Posted: Wed Jan 30 11:40:42 2008 once again, we don't know enough of what your ..
Posted: Wed Jan 30 11:33:21 2008 i agree with chris. one of the standards that is ..
Posted: Wed Jan 30 11:26:28 2008 you might be up against a system tha