| Posts by George M. Akerley |
| Posting date
| Subject |
Categories |
| Thu Jan 26 1:23:12 2012 |
Zennia, you can certainly rate-shop even when .. |
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| Thu Jan 26 1:19:36 2012 |
Did y'all not recognize what that original post .. |
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| Thu Jan 26 1:17:38 2012 |
JBT, you didn't mention the ages of your .. |
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| Thu Jan 26 1:14:05 2012 |
It makes sense to me that you re-send the .. |
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| Thu Jan 26 1:10:34 2012 |
I agree with James, Daniel - your mortgage-free .. |
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| Thu Jan 26 1:07:30 2012 |
Granny, it would seem that your having to ask .. |
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| Thu Jan 26 1:03:31 2012 |
It seems to be a common thread in our .. |
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| Fri Jan 13 2:20:58 2012 |
If you go through bankruptcy, you'll end up debt .. |
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| Fri Jan 13 2:18:05 2012 |
I don't think they'll seek payoff of the debt, .. |
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| Fri Jan 13 2:11:39 2012 |
Indeed, contacting the lender and seeking a .. |
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| Fri Jan 13 2:09:08 2012 |
Yeah, that makes .. |
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| Fri Jan 13 2:08:16 2012 |
It's pretty evident that the account is not being .. |
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| Fri Jan 13 2:06:39 2012 |
Pete's suggestion is a valid one. I'm going to up .. |
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| Fri Jan 13 2:02:15 2012 |
Four 30-day lates isn't going to impress any .. |
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| Fri Jan 13 1:59:25 2012 |
Under the circumstances, it would behoove you to .. |
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| Fri Jan 13 1:54:34 2012 |
Guest, what is it that you and your father are .. |
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| Fri Jan 13 1:52:55 2012 |
Melinda, your "local lenders" are not .. |
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| Fri Jan 13 1:49:16 2012 |
If there are no lenders offering loans under .. |
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| Thu Jan 5 12:42:48 2012 |
Benjamin Smith brings a voice of clarity to this .. |
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| Thu Jan 5 12:39:57 2012 |
As Chris noted, your payment arriving after the .. |
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| Thu Jan 5 12:34:44 2012 |
Sabrina, you made your statement in an articulate .. |
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| Thu Jan 5 12:30:55 2012 |
Venom, the title to your vehicle is relevant only .. |
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| Thu Jan 5 12:18:25 2012 |
I love .. |
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| Wed Jan 4 12:54:01 2012 |
Adonis, I'm afraid your answer scares me. For the .. |
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| Wed Jan 4 12:38:55 2012 |
Alvina, don't you think you're wasting your time .. |
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| Wed Jan 4 12:36:07 2012 |
Good thought there, Joshua.
Sabrina, I don't .. |
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| Tue Jan 3 1:40:25 2012 |
Student, you're smart to begin thinking this way. .. |
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| Tue Jan 3 1:34:39 2012 |
Chris, I feel you in what your message is about .. |
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| Tue Jan 3 1:30:09 2012 |
Bolena, why are you posing this question to the .. |
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| Tue Jan 3 1:27:01 2012 |
It's time for you to take the question to the .. |
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| Tue Jan 3 1:24:38 2012 |
The loan is legal.
However, if the loan ever .. |
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| Tue Jan 3 1:19:23 2012 |
The topic, "foreclosure a problem or a .. |
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| Tue Jan 3 1:16:55 2012 |
Lourdes, I have no doubt that what Sussane has .. |
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| Tue Jan 3 1:14:33 2012 |
kalamns - I don't believe that anything that .. |
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| Tue Jan 3 12:55:29 2012 |
The "taking" of a home is a whole lot .. |
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| Tue Jan 3 12:50:55 2012 |
Okay, .. |
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| Mon Sep 5 1:49:10 2011 |
Don't you love it John After two positive .. |
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| Mon Sep 5 1:45:33 2011 |
I just eliminated about 6 posts that were pure .. |
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| Mon Sep 5 1:39:23 2011 |
Yeah, you can sue an appraiser...but you'd better .. |
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| Mon Sep 5 1:35:34 2011 |
I'm seeing all sorts of off-the-wall declarations .. |
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| Mon Sep 5 1:30:53 2011 |
I think modification can be of assistance in some .. |
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| Mon Sep 5 1:26:46 2011 |
Agreed .. |
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| Mon Sep 5 1:23:50 2011 |
The only credit cards that can destroy one's .. |
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| Mon Sep 5 1:19:24 2011 |
I need to amend my comments....the lender .. |
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| Mon Sep 5 1:18:13 2011 |
Unless there is a stipulation in the contractual .. |
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| Mon Sep 5 1:16:34 2011 |
Of course, there's much more to it than simply .. |
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| Mon Sep 5 1:14:09 2011 |
What can be done will also depend on the laws of .. |
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| Mon Sep 5 1:12:04 2011 |
I'm so fed up with this continuous babbling about .. |
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| Mon Sep 5 1:07:58 2011 |
It will likely depend on your payment track .. |
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| Mon Sep 5 1:05:09 2011 |
Generic doesn't even fit for that one...
Quite .. |
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| Mon Sep 5 1:02:54 2011 |
State as well as federal statutes and regulations .. |
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| Mon Sep 5 1:00:36 2011 |
And I goofed up there...should have noted the .. |
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| Mon Sep 5 12:54:48 2011 |
GirlyGal, congratulations are in order...not only .. |
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| Mon Aug 29 9:43:57 2011 |
This is typically a situation in which two people .. |
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| Mon Aug 29 9:42:12 2011 |
Duane, you cannot lose your "half of the .. |
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| Mon Aug 29 9:38:56 2011 |
Bankruptcy is public record. The Privacy Act has .. |
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| Mon Aug 29 9:34:05 2011 |
Gee, that's a good question, Sabrina. As I sit .. |
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| Mon Aug 29 9:30:17 2011 |
And so a couple of months elapse, and I pick up .. |
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| Mon Aug 29 9:21:02 2011 |
Lulu if you are in the process of obtaining a .. |
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| Mon Aug 29 9:18:46 2011 |
If your friend is paying the cash for this home .. |
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| Mon Aug 29 9:15:49 2011 |
Only owner-occupied properties are eligible to be .. |
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| Mon Aug 29 9:14:17 2011 |
Karenina, have you tried to contact the credit .. |
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| Mon Aug 29 9:10:34 2011 |
Sorry to disagree, but I certainly didn't display .. |
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| Mon Aug 29 9:04:04 2011 |
Carnetta, you must have some documentation that .. |
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| Mon Aug 29 8:58:01 2011 |
If the lender has a lien on the vehicle, then .. |
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| Mon Aug 29 8:55:56 2011 |
If you are continuing to send any money to a po .. |
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| Mon Aug 29 8:52:06 2011 |
I can't agree with that last comment, James. The .. |
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| Mon Aug 29 8:48:38 2011 |
I think any second mortgagee with such an .. |
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| Mon Aug 29 8:46:21 2011 |
I concur - you need to be on the way to the .. |
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| Mon Aug 29 8:44:30 2011 |
A diatribe, no doubt...but "clown" and .. |
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| Mon Aug 29 8:35:41 2011 |
I don't quite get the complaint aspect of this, .. |
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| Mon Aug 29 8:33:01 2011 |
Here I am 6 days later, having been busy all .. |
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| Sun Aug 21 4:13:30 2011 |
Yes it does...that they charge a fee is typical. .. |
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| Sun Aug 21 4:08:03 2011 |
HA, it's a shame that you get two responses .. |
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| Sun Aug 21 4:01:19 2011 |
No I haven't...sorry to be of no assistance .. |
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| Sun Aug 21 3:59:44 2011 |
GG, your last post talks about the bank reversing .. |
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| Sun Aug 21 3:53:51 2011 |
I don't see why you can't file a partition suit. .. |
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| Sun Aug 21 3:50:55 2011 |
That depends on your age, Pat. If you are not of .. |
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| Sun Aug 21 3:48:09 2011 |
Connie, if you are not an owner and they won't .. |
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| Sun Aug 21 3:44:33 2011 |
Without making a legal case out of this, Joan .. |
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| Sun Aug 21 3:42:26 2011 |
In 2007 when I joined First Horizon, which did .. |
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| Sun Aug 21 3:39:55 2011 |
A deed in lieu is the short form for the phrase .. |
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| Sun Aug 21 3:36:17 2011 |
I'm not qualified to answer as a VA underwriter, .. |
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| Sun Aug 21 3:31:50 2011 |
PChavez, refinancing is not a very likely .. |
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| Sun Aug 21 3:29:56 2011 |
Rose, there is too much that we don't know about .. |
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| Sun Aug 21 3:27:15 2011 |
Kudos to you, Dad, for having a Fine Son!
I .. |
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| Sun Aug 21 3:23:59 2011 |
NEVER MIND (channeling Roseanne Rosanadana .. |
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| Sun Aug 21 3:23:00 2011 |
It isn't fair, Raymond. Every time I have used .. |
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| Sun Aug 21 3:14:38 2011 |
Which of course fits you as well, EOTW.
But of .. |
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| Sun Aug 21 3:12:32 2011 |
Indeed, having a conversation with her friend is .. |
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| Sun Aug 21 3:10:42 2011 |
If you can afford to put 20 per cent down on a .. |
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| Sun Aug 21 3:09:01 2011 |
Quite a silly move if you get a lawyer to try to .. |
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| Sun Aug 21 3:02:36 2011 |
Sensible...more than likely, though, it'll take a .. |
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| Sun Aug 21 3:00:44 2011 |
Bon chance to all...especially those who simply .. |
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| Sun Aug 21 2:59:32 2011 |
Of course that commentary was in response to you, .. |
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| Sun Aug 21 2:58:36 2011 |
I certainly can't disagree with your opinion that .. |
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| Sun Aug 21 2:48:56 2011 |
Yes, Oz...permanent means just that...permanent, .. |
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| Sun Aug 21 2:46:42 2011 |
OH PLEASE .. |
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| Sun Aug 21 2:44:39 2011 |
Contact the Federal Trade Commission FTC.gov and .. |
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| Sun Aug 21 2:41:11 2011 |
Adonis, rare is the lender who will allow a .. |
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| Sun Aug 21 2:39:08 2011 |
Sorry for being absent so long and not responding .. |
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| Wed Aug 10 7:09:28 2011 |
I think that your signing a quit claim deed that .. |
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| Wed Aug 10 7:06:27 2011 |
Two words: "who .. |
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| Wed Aug 10 7:05:25 2011 |
Kris I think you'd be well-served by consulting .. |
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| Wed Aug 10 7:01:59 2011 |
I can't imagine that there's much more punishment .. |
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| Wed Aug 10 6:58:26 2011 |
Good thinking, .. |
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| Wed Aug 10 6:57:19 2011 |
I agree with Chris in that trust is key. You .. |
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| Wed Aug 10 6:52:57 2011 |
The last is the easiest part, so I'll get that .. |
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| Wed Aug 10 6:45:37 2011 |
Norma, I have to ask you first of all how you .. |
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| Wed Aug 10 6:35:32 2011 |
Yeah, this is me:
Gabe, they certainly can .. |
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| Tue Aug 9 6:58:12 2011 |
Dora, I hope your afternoon was beneficial. What .. |
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| Tue Aug 9 6:55:31 2011 |
What's that, .. |
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| Tue Aug 9 6:52:34 2011 |
They won't just pull the rug out from under you! .. |
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| Tue Aug 9 6:51:06 2011 |
Hopefully, you can find a real estate attorney .. |
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| Tue Aug 9 6:47:03 2011 |
My guess, Wess, is that it depends on the .. |
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| Tue Aug 9 6:45:34 2011 |
$200K sounds awfully large to me. Cheryl, what .. |
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| Tue Aug 9 6:43:35 2011 |
PJ Glass, it's hard to believe that you had .. |
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| Tue Aug 9 6:40:26 2011 |
Yeah, John, there are lenders who will make such .. |
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| Tue Aug 9 6:38:32 2011 |
Sofy, you should have been breathing all along - .. |
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| Tue Aug 9 6:36:04 2011 |
Please elaborate, .. |
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| Tue Aug 9 6:35:00 2011 |
By all means try to find an expert...yup, that's .. |
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| Tue Aug 9 6:32:55 2011 |
I don't know Raymond Denton from Adam, other than .. |
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| Tue Aug 2 10:46:14 2011 |
2007, nobody ever had any advice for you, I see. .. |
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| Tue Aug 2 10:37:17 2011 |
First sentence first...Who owned the house to .. |
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| Tue Aug 2 10:31:39 2011 |
Agreed - as long as the debtor in question is an .. |
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| Tue Aug 2 10:30:40 2011 |
Niicss' advice sounds pretty right-on; though you .. |
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| Tue Aug 2 10:28:01 2011 |
I certainly have to agree that if the lender was .. |
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| Tue Aug 2 10:24:09 2011 |
With only a smattering of information from you, .. |
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| Tue Aug 2 10:21:14 2011 |
I find it pretty odd that the lender would be .. |
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| Tue Aug 2 10:19:04 2011 |
Don't wait for him to call you back. You might .. |
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| Tue Aug 2 10:17:49 2011 |
my rights to the property .. |
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| Tue Aug 2 10:14:42 2011 |
Stephen, your situation is a bit odd. Let me try .. |
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| Tue Aug 2 10:08:35 2011 |
A charge off is an accounting tool to eliminate a .. |
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| Tue Aug 2 10:05:22 2011 |
Raymond, check out this post from yesterday - 64 .. |
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| Tue Aug 2 10:04:38 2011 |
Unquestionably, Guest, you ought to look into a .. |
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| Tue Aug 2 10:02:19 2011 |
Ah! No .. |
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| Mon Aug 1 9:33:12 2011 |
Mike, I just answered you (I think it was you) .. |
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| Mon Aug 1 9:27:24 2011 |
True, because a commitment letter is generally .. |
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| Mon Aug 1 9:25:32 2011 |
Guest, if I'm correct (and I have no legal .. |
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| Mon Aug 1 9:21:40 2011 |
Your brother is in a very difficult position. As .. |
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| Mon Aug 1 9:18:46 2011 |
Regarding the above...please ensure that the .. |
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| Mon Aug 1 9:16:26 2011 |
I'm afraid a mortgage broker isn't going to be .. |
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| Mon Aug 1 9:13:24 2011 |
You will not get appropriate legal advice on this .. |
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| Mon Aug 1 9:12:49 2011 |
I think I read your opening correctly - you no .. |
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| Mon Aug 1 9:10:02 2011 |
Actually, Angel, an inspection isn't appropriate .. |
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| Mon Aug 1 9:04:27 2011 |
Any cash to be provided to a .. |
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| Mon Aug 1 9:03:02 2011 |
Keep up the good work, .. |
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| Mon Aug 1 9:02:23 2011 |
I believe you meant "minor" (someone .. |
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| Mon Aug 1 9:00:28 2011 |
You are going to have to check with the Bahamian .. |
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| Mon Aug 1 8:54:17 2011 |
Au contraire, James...
the lender won't allow .. |
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| Mon Aug 1 8:50:07 2011 |
There was a terrific article in USA Today last .. |
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| Mon Aug 1 8:44:14 2011 |
I suppose, KenHu, that you have an extreme amount .. |
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| Mon Aug 1 8:41:10 2011 |
And on and on...
see why they try my .. |
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| Mon Aug 1 8:39:40 2011 |
Maybe it's all the old-timers you do business .. |
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| Mon Aug 1 8:39:08 2011 |
Raymond, you have exceedingly more patience with .. |
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| Fri Jul 29 12:24:43 2011 |
So true, Dmitriy...it all .. |
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| Fri Jul 29 12:23:58 2011 |
Simply put, you are advertising, and that's not .. |
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| Fri Jul 29 11:57:07 2011 |
Sophie Smith needs to go away, .. |
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| Fri Jul 29 11:54:56 2011 |
Notice is required in every case when a lender .. |
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| Fri Jul 29 11:53:15 2011 |
I concur. Your husband is the sole owner of the .. |
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| Fri Jul 29 11:51:20 2011 |
Doggone it...they come to this Forum seeking .. |
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| Fri Jul 29 11:48:51 2011 |
Frankly, it struck me as a little bit pathetic .. |
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| Fri Jul 29 11:47:45 2011 |
RT, if you're responding to a post that was made .. |
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| Fri Jul 29 11:44:00 2011 |
You have a few choices. The best choice is to .. |
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| Fri Jul 29 11:41:22 2011 |
Ownership is ownership, regardless of the living .. |
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| Fri Jul 29 11:39:51 2011 |
Camille, there may well be a state transfer tax .. |
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| Fri Jul 29 11:36:36 2011 |
I will take a slight bit of issue with the .. |
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| Fri Jul 29 11:24:37 2011 |
Gosh golly gee whiz; other than that I'm .. |
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| Fri Jul 29 11:23:45 2011 |
That would appear to be a key question: is there .. |
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| Fri Jul 29 11:22:42 2011 |
Did you file for your marriage license yet That .. |
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| Thu Jul 28 11:20:10 2011 |
Have you been given any indication that the .. |
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| Thu Jul 28 11:14:57 2011 |
This is just conjecture, but maybe they'll accept .. |
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| Thu Jul 28 10:34:06 2011 |
RTO, it certainly does depend on the office with .. |
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| Thu Jul 28 10:30:37 2011 |
Cosigning a promissory note has nothing to do .. |
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| Thu Jul 28 10:28:01 2011 |
I think it is "status .. |
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| Thu Jul 28 10:27:10 2011 |
Yeah, by all means ask an expert.
You've done .. |
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| Thu Jul 28 10:22:03 2011 |
Gilbert, based on your description of the work .. |
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| Thu Jul 28 10:18:12 2011 |
For those who are in the United States, please .. |
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| Thu Jul 28 10:16:10 2011 |
Please elaborate on what you're trying to .. |
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| Thu Jul 28 10:00:55 2011 |
I really don't understand the relevance of .. |
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| Thu Jul 28 9:55:59 2011 |
Momma, what you may not realize in this situation .. |
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| Thu Jul 28 9:50:08 2011 |
Agreed. .. |
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| Thu Jul 28 9:49:28 2011 |
Certainly, that comment from Chris is relevant as .. |
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| Wed Jul 27 11:20:02 2011 |
Jabob, I think your best bet to get the straight .. |
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| Wed Jul 27 11:17:29 2011 |
A simple letter is sufficient to advise a lender .. |
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| Wed Jul 27 11:15:10 2011 |
Yes, indeed...expertise is always a benefit for .. |
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| Wed Jul 27 11:05:11 2011 |
And if that doesn't work, it'd do her some good .. |
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| Wed Jul 27 11:03:44 2011 |
And I know you didn't specifically say as much, .. |
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| Wed Jul 27 11:00:39 2011 |
I don't think their request is all that .. |
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| Wed Jul 27 10:52:28 2011 |
Chris, that's a valuable service you can render .. |
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| Wed Jul 27 10:49:57 2011 |
I'm not quite certain what you're driving at in .. |
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| Wed Jul 27 10:43:15 2011 |
Nontozanele, where is your membership that you're .. |
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| Wed Jul 27 10:40:34 2011 |
Seems that was the intent all along, .. |
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| Wed Jul 27 10:39:30 2011 |
Back to the trough...or perhaps I ought to say .. |
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| Tue Jul 26 11:49:08 2011 |
I write all that, and wonder if a prospective .. |
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| Tue Jul 26 11:47:10 2011 |
Lori, we've heard so many horror stories such as .. |
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| Tue Jul 26 10:23:53 2011 |
Default is the failure to pay the payment due, so .. |
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| Tue Jul 26 10:18:14 2011 |
Renee it would seem to me that you've already .. |
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| Tue Jul 26 9:56:57 2011 |
This person is a friend That's hard to fathom, .. |
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| Tue Jul 26 9:49:15 2011 |
It would be a very peculiar situation for your .. |
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| Tue Jul 26 9:46:31 2011 |
I think it's pretty fruitless to go hire an .. |
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| Tue Jul 26 9:43:31 2011 |
Hopefully, if you take Sussane's advice and seek .. |
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| Tue Jul 26 9:40:13 2011 |
Robt, whoever has come up with cockamamie idea is .. |
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| Tue Jul 26 9:38:10 2011 |
I believe it was your post that I responded to .. |
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| Tue Jul 26 9:32:41 2011 |
Ralph, until your divorce is final, I suspect .. |
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| Tue Jul 26 9:25:53 2011 |
I'm incredulous that you wouldn't know if you .. |
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| Tue Jul 26 9:23:35 2011 |
Granny, the first thing you need to do is to sit .. |
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| Tue Jul 26 9:16:56 2011 |
If they're out there, they are few and far .. |
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| Tue Jul 26 9:15:38 2011 |
A verbal voe is required for all borrowers just .. |
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| Tue Jul 26 9:09:09 2011 |
Thankya, .. |
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| Tue Jul 26 9:08:30 2011 |
Great idea, Sussane, but B/F is "nowhere to .. |
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| Tue Jul 26 9:04:30 2011 |
That "h" will probably haunt me now, .. |
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| Mon Jul 25 10:47:22 2011 |
Unfortunately, financial aid is not income. Your .. |
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| Mon Jul 25 10:44:57 2011 |
I'd surmise that the balloon in this case is .. |
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| Mon Jul 25 10:43:13 2011 |
Wait for Raymond's answer and you'll have .. |
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| Mon Jul 25 10:42:12 2011 |
Re: my answer directly above...please bear in .. |
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| Mon Jul 25 10:40:24 2011 |
I'm not quite certain that it's a bankruptcy .. |
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| Mon Jul 25 10:35:34 2011 |
You'll need most of the following: a large down .. |
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| Mon Jul 25 9:56:19 2011 |
Honestly, Sue, your best bet on the tax question .. |
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| Mon Jul 25 8:17:02 2011 |
A retiree is equally as good a cosigner as anyone .. |
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| Mon Jul 25 7:32:55 2011 |
Very nice, knowledgeable and helpful usually .. |
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| Mon Jul 25 7:27:31 2011 |
Guest, you didn't really describe what kind of .. |
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| Mon Jul 25 7:24:28 2011 |
As always, Sam, it is much appreciated!
Thank .. |
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| Mon Jul 25 7:23:17 2011 |
You can always attempt to negotiate - that's not .. |
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| Mon Jul 25 7:16:41 2011 |
Sabrina, I guess that was asked of Richard, is .. |
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| Mon Jul 25 7:15:12 2011 |
Great idea, James, but $20K in student loans .. |
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| Mon Jul 25 7:12:15 2011 |
Jim in the second paragraph, you made the comment .. |
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| Mon Jul 25 7:08:07 2011 |
May, I don't think I'd want to speak to anyone .. |
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| Sun Jul 24 6:49:00 2011 |
Assuming that the POA given allows such a .. |
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| Sun Jul 24 6:45:51 2011 |
You and your Dad would need to be the borrowers .. |
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| Sun Jul 24 6:44:20 2011 |
Lenders may not discriminate based on the age(s) .. |
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| Sun Jul 24 6:40:49 2011 |
Yuvonne, I'm afraid that there's no context given .. |
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| Sun Jul 24 6:38:15 2011 |
In my opinion, the best advice I can give to you .. |
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| Sun Jul 24 3:29:18 2011 |
Debbie, the odds are they don't know that your .. |
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| Sun Jul 24 3:26:42 2011 |
Jim, you're right about all the turmoil here. .. |
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| Sun Jul 24 3:23:02 2011 |
Hello again!
I just posted my reply to your .. |
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| Sun Jul 24 3:16:22 2011 |
Based on what you'd said earlier about your .. |
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| Sat Jul 23 3:24:38 2011 |
I meant to say "adjustable rate loans" .. |
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| Sat Jul 23 3:23:56 2011 |
Without any of us knowing your circumstances, and .. |
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| Sat Jul 23 3:22:20 2011 |
Whose lawyer did you call Is it your own And if .. |
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| Sat Jul 23 3:19:57 2011 |
I answered this on another forum earlier .. |
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| Sat Jul 23 3:16:07 2011 |
Your score is certainly sufficient. You now need .. |
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| Sat Jul 23 3:14:39 2011 |
I definitely wasn't being critical, .. |
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| Sat Jul 23 6:02:50 2011 |
Dianne...have you asked this same question of .. |
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| Sat Jul 23 5:59:21 2011 |
Raymond....what's this .. |
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| Sat Jul 23 5:56:26 2011 |
I'd raise a ruckus if I were you. Yeah, it's only .. |
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| Sat Jul 23 5:51:32 2011 |
Truly, I can't declare that getting an attorney .. |
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| Fri Jul 22 7:31:27 2011 |
Most of the expertise you will find on this forum .. |
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| Fri Jul 22 7:26:52 2011 |
Oops...this, too: the score that a credit .. |
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| Fri Jul 22 7:25:47 2011 |
Indeed, credit scores are fixed at a point in .. |
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| Fri Jul 22 7:24:00 2011 |
Get an attorney.
Get an attorney.
Get an .. |
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| Fri Jul 22 7:21:43 2011 |
I'm not quite sure why you might want to have .. |
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| Fri Jul 22 7:16:50 2011 |
Although it is a very sound piece of advice to .. |
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| Fri Jul 22 7:12:21 2011 |
It doesn't appear to me that there's a collection .. |
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| Fri Jul 22 7:09:07 2011 |
And as we all know, "knowledgeable and .. |
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| Fri Jul 22 7:07:21 2011 |
Please take John's .. |
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| Fri Jul 22 7:06:42 2011 |
An amicable situation is always best, and that's .. |
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| Thu Jul 21 10:30:19 2011 |
Honestly, the topic doesn't quite go with the .. |
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| Thu Jul 21 10:28:56 2011 |
Well, that was encouraging, huh
Trishadiane, .. |
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| Thu Jul 21 10:25:24 2011 |
LFA, your negotiations ought to really take place .. |
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| Thu Jul 21 10:21:04 2011 |
Yes they can, Marie...there are plenty of low .. |
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| Thu Jul 21 10:20:02 2011 |
Parrot, if I read you correctly, the property was .. |
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| Thu Jul 21 10:13:32 2011 |
Warren, if you were liable for the mortgage in .. |
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| Thu Jul 21 10:11:16 2011 |
A secured credit card or two will go a long way .. |
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| Thu Jul 21 10:03:36 2011 |
If you're paying on the 15th of every month, .. |
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| Thu Jul 21 10:01:36 2011 |
I would certainly think you're in the clear, .. |
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| Thu Jul 21 9:59:55 2011 |
Gotcha, Jim; thanks. I agree that there's not .. |
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| Thu Jul 21 9:57:09 2011 |
I know that was you, Chris, in response. My only .. |
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| Wed Jul 20 12:27:47 2011 |
It would sure seem to me that you and your .. |
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| Wed Jul 20 12:20:06 2011 |
"Owning" the loan is a misnomer. What .. |
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| Wed Jul 20 12:13:49 2011 |
They must be terrific. After all, .. |
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| Wed Jul 20 12:12:04 2011 |
Keep in mind that Social Security can go directly .. |
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| Wed Jul 20 12:10:35 2011 |
Trying to tell you that you'll be approved with .. |
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| Wed Jul 20 12:07:23 2011 |
I believe that it was a federal mandate a number .. |
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| Wed Jul 20 12:05:03 2011 |
Well said, .. |
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| Wed Jul 20 12:03:55 2011 |
Joyce, I think you need to engage the services of .. |
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| Wed Jul 20 12:01:22 2011 |
I don't believe we have any tax experts who .. |
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| Wed Jul 20 11:59:18 2011 |
I'm incredulous that you purchased this property .. |
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| Wed Jul 20 11:54:30 2011 |
You may well be able to do these things yourself, .. |
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| Wed Jul 20 11:53:01 2011 |
Chris, I believe you meant to restrict your .. |
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| Wed Jul 20 11:49:41 2011 |
Hallelujah for a .. |
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| Wed Jul 20 11:48:51 2011 |
I agree with Adonis here. You can check out .. |
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| Wed Jul 20 11:45:50 2011 |
And don't mention that John was the one who gave .. |
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| Wed Jul 20 11:44:52 2011 |
Shirley, it appears that you're asking how to .. |
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| Tue Jul 19 12:28:28 2011 |
Simone,along with their request for that $17K, .. |
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| Tue Jul 19 12:25:27 2011 |
I goofed...forgot that the original post .. |
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| Tue Jul 19 12:24:06 2011 |
Always I don't know about that, John.
I'll .. |
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| Tue Jul 19 12:22:52 2011 |
ST, this is a difficult situation. Your student .. |
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| Tue Jul 19 12:14:33 2011 |
Only one unresolved issue here, John. The OP .. |
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| Tue Jul 19 12:11:07 2011 |
Those may be the toughest questions for most of .. |
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| Tue Jul 19 12:10:10 2011 |
What is your fear I suppose you could refuse .. |
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| Tue Jul 19 12:06:21 2011 |
SJ for you to purchase the home from your Mom, .. |
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| Tue Jul 19 8:12:40 2011 |
It's pretty clear to me that they'll share in .. |
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| Tue Jul 19 8:11:02 2011 |
There is an abundance of information available to .. |
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| Tue Jul 19 8:06:04 2011 |
Realtors in your area may well be versed in .. |
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| Tue Jul 19 8:03:43 2011 |
Try at the 6-month interval, and you may well be .. |
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| Tue Jul 19 8:02:04 2011 |
It seems you've told us that the property is now .. |
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| Tue Jul 19 7:57:02 2011 |
A large percentage of a credit score is based on .. |
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| Tue Jul 19 7:54:23 2011 |
It seems like you've already had that .. |
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| Tue Jul 19 7:50:58 2011 |
You're always going to be able to use the courts .. |
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| Tue Jul 19 7:48:26 2011 |
Better Business Bureau is not the way to go with .. |
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| Tue Jul 19 7:44:43 2011 |
I'm not sure I agree with that reasoning. .. |
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| Tue Jul 19 7:41:40 2011 |
Agreed...there's no harm in the deed having shown .. |
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| Tue Jul 19 7:38:55 2011 |
A simple quit claim deed is the easiest way to do .. |
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| Tue Jul 19 7:36:46 2011 |
The debt is discharged, right That means you're .. |
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| Tue Jul 19 7:32:50 2011 |
Then again, as Sussane also noted...check with .. |
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| Tue Jul 19 7:32:15 2011 |
I can't conceive of a reason why a valid quit .. |
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| Tue Jul 19 7:30:04 2011 |
A charge off does not have anything to do with an .. |
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| Tue Jul 19 7:26:56 2011 |
That was too easily answered.
Safetygirl if .. |
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| Tue Jul 19 7:24:36 2011 |
I concur. Though your intent was to occupy the .. |
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| Tue Jul 19 7:22:48 2011 |
I suggest you go back and speak with your .. |
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| Tue Jul 19 7:18:58 2011 |
Annie, what I don't get is how you obtained a .. |
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| Mon Jul 18 11:56:30 2011 |
Golly Gosh Gee .. |
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| Mon Jul 18 11:53:27 2011 |
Attempting to sue isn't necessarily going to do .. |
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| Mon Jul 18 11:50:30 2011 |
I'd be so extraordinarily surprised to find that .. |
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| Mon Jul 18 11:44:52 2011 |
If the Congressman can be of assistance, that'll .. |
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| Mon Jul 18 11:42:11 2011 |
I don't believe that a purchase price that shows .. |
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| Fri Jul 15 12:32:56 2011 |
Why not ask the taxation .. |
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| Fri Jul 15 12:31:30 2011 |
I concur. .. |
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| Fri Jul 15 12:30:46 2011 |
In my opinion (and it's only mine), if there was .. |
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| Fri Jul 15 12:29:16 2011 |
Please read the second sentence that Sussane .. |
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| Fri Jul 15 12:25:55 2011 |
To quote you:
It seems to me that the court .. |
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| Fri Jul 15 12:24:13 2011 |
Jake, I gather you don't have a lawyer, and it .. |
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| Fri Jul 15 12:22:38 2011 |
That's a question best asked of the lender in .. |
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| Fri Jul 15 12:16:15 2011 |
My last comment ought to be retracted, as it's .. |
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| Fri Jul 15 12:14:41 2011 |
I think we probably ought to first define .. |
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| Fri Jul 15 12:09:41 2011 |
In order for folk to post on this particular .. |
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| Fri Jul 15 12:06:18 2011 |
If you truly have a valid complaint, you ought to .. |
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| Fri Jul 15 12:03:52 2011 |
I'm afraid that's hoping against hope, Sara. .. |
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| Thu Jul 14 6:50:13 2011 |
Bear in mind, please, that not all advice that .. |
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| Thu Jul 14 6:46:15 2011 |
Truly tedious .. |
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| Thu Jul 14 6:45:13 2011 |
Yup...that's .. |
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| Thu Jul 14 6:40:26 2011 |
Expert, schmexpert!
What we've seen here is .. |
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| Wed Jul 13 10:06:46 2011 |
Weird, to say the .. |
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| Wed Jul 13 10:04:56 2011 |
Smokey, is that what you were told by your .. |
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| Wed Jul 13 10:03:29 2011 |
Mark, I'm afraid that the latest news we've all .. |
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| Wed Jul 13 9:59:17 2011 |
Guest, you noted that they're resistant to a .. |
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| Wed Jul 13 9:55:19 2011 |
Okay, Matt...are you the official apologist for .. |
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| Wed Jul 13 9:50:05 2011 |
I didn't specifically bring this up...
Married .. |
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| Wed Jul 13 9:47:34 2011 |
I'm shaking my head, frankly. Transferring 1% of .. |
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| Wed Jul 13 9:41:14 2011 |
So many of these situations scream for a lawyer's .. |
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| Wed Jul 13 9:38:06 2011 |
No doubt....deal with an expert...
Enough time .. |
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| Wed Jul 13 9:35:03 2011 |
If this was $536 you were discussing, I'd say you .. |
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| Wed Jul 13 9:29:39 2011 |
Talk about creepy!
Elliot Ehimen, your .. |
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| Wed Jul 13 9:23:06 2011 |
A blatant advertisement, and I considered tossing .. |
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| Wed Jul 13 9:20:35 2011 |
I feel like I'm swimming upstream sometimes with .. |
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| Wed Jul 13 9:17:00 2011 |
Agreed that it is always better to set up a .. |
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| Wed Jul 13 9:15:18 2011 |
With a competent attorney and the attitude you're .. |
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| Wed Jul 13 9:12:29 2011 |
Good points, Chris, and simply to elaborate on .. |
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| Tue Jul 12 10:36:15 2011 |
In answer to the specific question, I have to .. |
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| Tue Jul 12 10:33:59 2011 |
Regrettably, many folk come here anticipating .. |
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| Tue Jul 12 10:26:21 2011 |
OOPS...this is mine...I momentarily had signed .. |
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| Tue Jul 12 10:11:44 2011 |
If you search for Embrace, as I did, you can find .. |
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| Tue Jul 12 10:07:07 2011 |
Saleem, I congratulate you on answering your own .. |
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| Tue Jul 12 10:06:12 2011 |
I don't disagree with Jerry's bottom line answer, .. |
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| Tue Jul 12 10:03:55 2011 |
I'm not at all surprised to learn that a former .. |
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| Tue Jul 12 10:00:54 2011 |
Quit claim deeds only pertain to real estate. .. |
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| Tue Jul 12 9:58:01 2011 |
First...a foreclosure on one rental property .. |
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| Tue Jul 12 9:54:36 2011 |
Sorry...this is all alien to me...can you further .. |
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| Tue Jul 12 9:50:59 2011 |
Vossler, the mortgage cannot be transferred to .. |
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| Tue Jul 12 9:46:21 2011 |
Myra, these are questions that are best posed to .. |
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| Tue Jul 12 9:44:50 2011 |
Would that folk would go back to the beginning .. |
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| Tue Jul 12 9:40:31 2011 |
May that $5 is just stupid in my opinion, but it .. |
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| Tue Jul 12 9:35:06 2011 |
Under the current circumstances, the second .. |
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| Tue Jul 12 9:28:30 2011 |
As the owner, AC is, indeed, liable for taxes and .. |
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| Tue Jul 12 9:26:29 2011 |
Chris meant "principal" in his last .. |
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| Tue Jul 12 9:24:42 2011 |
I'm beginning to .. |
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| Mon Jul 11 12:51:06 2011 |
Mortgage insurance is not what you think it is, .. |
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| Mon Jul 11 12:47:20 2011 |
I sure won't tell you that - I'd have to believe .. |
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| Mon Jul 11 12:43:35 2011 |
Without a long analysis, which would reveal what .. |
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| Mon Jul 11 12:40:53 2011 |
I'm in agreement with Chris. There's no valid .. |
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| Mon Jul 11 12:39:24 2011 |
If anyone ought to be able to answer his or her .. |
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| Mon Jul 11 12:38:04 2011 |
It seems that adult child is acting in the role .. |
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| Mon Jul 11 12:25:06 2011 |
It's not too difficult to avoid the collection .. |
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| Mon Jul 11 12:21:26 2011 |
That's not a question that I can answer .. |
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| Mon Jul 11 12:15:51 2011 |
Chris, I would find it quite far-fetched to think .. |
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| Mon Jul 11 12:13:03 2011 |
Sorry for the lack of assistance, though I'm .. |
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| Mon Jul 11 12:10:08 2011 |
I would consider it a wash, frankly. You've .. |
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| Mon Jul 11 12:04:34 2011 |
Thank you all...I'll keep going as long as the .. |
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| Sun Jul 10 7:08:52 2011 |
Wow...forgot what I said on the last milestone, .. |
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| Sun Jul 10 7:07:33 2011 |
Too little detail to suggest anything concrete, .. |
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| Sun Jul 10 7:05:12 2011 |
vmw2401, if you are a member of a credit union in .. |
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| Sun Jul 10 7:02:48 2011 |
Cora, nobody on the MortgageFit forum is going to .. |
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| Sun Jul 10 7:00:13 2011 |
Mariene, a settlement equal to half of the equity .. |
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| Sun Jul 10 6:57:37 2011 |
Cheribaby, if you signed the original mortgage .. |
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| Sun Jul 10 6:55:33 2011 |
Paying the mortgage has no negative effect on .. |
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| Sun Jul 10 6:53:16 2011 |
But Chris...the item in question is an .. |
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| Sun Jul 10 6:48:38 2011 |
Karldean, you don't make mention of any options .. |
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| Sun Jul 10 6:45:40 2011 |
Donny, you seem to be a rarity. Most of the .. |
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| Sun Jul 10 6:41:27 2011 |
Your emphasis on the family is striking. If your .. |
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| Sun Jul 10 6:35:45 2011 |
Based on what underwriters get paid, that's a .. |
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| Sun Jul 10 6:31:03 2011 |
Hurtin, have you spoken with your local housing .. |
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| Sun Jul 10 6:27:48 2011 |
And let me add this, please: if you choose to .. |
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| Sun Jul 10 6:23:50 2011 |
Tough choices, tough talk too. I don't think too .. |
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| Sun Jul 10 6:19:32 2011 |
I don't quite get this...with a reverse mortgage, .. |
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| Sun Jul 10 6:16:49 2011 |
You're welcome, but why wait to see .. |
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| Sat Jul 9 5:18:08 2011 |
Zoey, you ought to speak with an attorney so as .. |
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| Sat Jul 9 5:15:45 2011 |
There needs to be a court resolution to this .. |
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| Sat Jul 9 5:14:12 2011 |
Lousy job, mr. loan officer.
If you're .. |
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| Sat Jul 9 5:09:24 2011 |
Great - two attorneys who are confused...that's .. |
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| Sat Jul 9 10:53:52 2011 |
As an addendum to what Raymond provided, let me .. |
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| Sat Jul 9 10:49:26 2011 |
Dutchie, it is definitely still your .. |
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| Sat Jul 9 10:47:30 2011 |
Jim, I think your last statement is worth .. |
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| Sat Jul 9 10:45:18 2011 |
You're most welcome, .. |
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| Sat Jul 9 10:44:22 2011 |
Good post, Guest. There are, of course, many .. |
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| Sat Jul 9 10:35:34 2011 |
Well said, Chris. Of course, the key is a valid .. |
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| Tue Jul 5 7:52:40 2011 |
Scooby, it seems like you've got your mind made .. |
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| Tue Jul 5 7:47:20 2011 |
FHA loans are allowable with cosigners, and that .. |
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| Tue Jul 5 7:44:21 2011 |
Those last two sentences of Niicss' are very .. |
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| Tue Jul 5 7:41:40 2011 |
AJR, you may want to seek out a housing counselor .. |
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| Tue Jul 5 7:38:05 2011 |
Reggie, you can certainly add a spouse's name to .. |
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| Tue Jul 5 7:36:08 2011 |
TTGO...it's not likely that the second mortgagee .. |
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| Tue Jul 5 7:07:23 2011 |
Beauty, I have to assume that you and the other .. |
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| Tue Jul 5 6:59:57 2011 |
John, it ought to be impossible for anyone to do .. |
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| Tue Jul 5 6:55:44 2011 |
A valuable two cents, nevertheless; edification .. |
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| Tue Jul 5 6:53:01 2011 |
There's a new federal program in existence for .. |
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| Tue Jul 5 5:30:21 2011 |
Honestly, though you don't mention thinking along .. |
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| Tue Jul 5 5:27:29 2011 |
Mortgage brokers won't be cognizant of escrow .. |
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| Tue Jul 5 5:21:12 2011 |
Your interest in a property cannot be transferred .. |
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| Tue Jul 5 5:18:03 2011 |
Transferring the obligation to pay a mortgage is .. |
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| Tue Jul 5 5:15:26 2011 |
Grace, there must have been a deeper explanation .. |
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| Tue Jul 5 5:10:29 2011 |
Points or portions of points typically are a .. |
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| Tue Jul 5 5:05:24 2011 |
True - only income that can be verified can be .. |
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| Tue Jul 5 5:03:27 2011 |
A real estate attorney is absolutely not the .. |
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| Tue Jul 5 5:00:16 2011 |
Clearly, such an open-ended question is virtually .. |
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| Tue Jul 5 4:57:00 2011 |
There is a great deal of motivation behind the .. |
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| Mon Jul 4 6:42:06 2011 |
The above are suggestions about what you can do. .. |
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| Mon Jul 4 6:37:36 2011 |
I doubt that a lender is going to be an awful lot .. |
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| Mon Jul 4 6:34:25 2011 |
Welcome, TMT; I hope you have an opportunity to .. |
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| Mon Jul 4 6:32:03 2011 |
Joey, it is imperative that you be in arrears. .. |
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| Mon Jul 4 6:28:16 2011 |
Please also consider using the FHA program for .. |
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| Mon Jul 4 6:24:50 2011 |
And I'll chime in, agreeing with Chris, that the .. |
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| Mon Jul 4 6:22:50 2011 |
Chris is trying to be kind to you in saying that .. |
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| Mon Jul 4 6:18:59 2011 |
You'll be able to mortgage the property, yes; but .. |
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| Mon Jul 4 6:14:24 2011 |
Indeed; that sounds like a reasonable solution to .. |
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| Mon Jul 4 6:12:41 2011 |
They have obviously belatedly discovered that a .. |
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| Mon Jul 4 6:08:52 2011 |
I'd have to defer to a realtor on that question - .. |
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| Mon Jul 4 11:10:35 2011 |
"No job" doesn't necessarily mean .. |
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| Mon Jul 4 11:07:31 2011 |
You'll have to foreclose that mortgage. This is .. |
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| Mon Jul 4 11:02:55 2011 |
Carl I hate to say it but with a balance of .. |
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| Mon Jul 4 10:58:06 2011 |
From whose perspective are we to describe a worst .. |
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| Mon Jul 4 10:56:15 2011 |
I'd have to agree that you make arrangements to .. |
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| Mon Jul 4 10:52:49 2011 |
CHMI, it's possible that you can use the property .. |
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| Mon Jul 4 10:51:03 2011 |
Lenders often make errors in their escrow .. |
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| Mon Jul 4 10:48:39 2011 |
Lorette, you'd be wise to engage legal counsel to .. |
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| Mon Jul 4 10:29:36 2011 |
That's up to you, Basil. Of course, if you're .. |
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| Mon Jul 4 10:27:13 2011 |
It wouldn't do me any good (nor you) to point out .. |
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| Mon Jul 4 10:20:24 2011 |
It's inconceivable that a mortgage broker is .. |
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| Mon Jul 4 10:16:01 2011 |
Kimberly, I understand your anger and your .. |
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| Thu Jun 30 6:42:17 2011 |
But of course, you are the Mortgagor and the .. |
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| Thu Jun 30 4:34:36 2011 |
As for an exception to RESPA based on the .. |
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| Thu Jun 30 8:49:34 2011 |
That scenario is far more than I anticipated when .. |
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| Thu Jun 30 8:44:51 2011 |
An attorney's opinion will mirror that which is .. |
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| Thu Jun 30 8:42:38 2011 |
I sincerely doubt that a lender would approve .. |
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| Thu Jun 30 8:40:49 2011 |
The timing between bankruptcy and an attempt to .. |
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| Thu Jun 30 8:37:05 2011 |
As long as you've got documentation that verifies .. |
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| Thu Jun 30 8:34:25 2011 |
Chris' advice is cogent. Try to take advantage .. |
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| Thu Jun 30 8:32:02 2011 |
Clearly, in the first instance, your account must .. |
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| Thu Jun 30 8:26:59 2011 |
Regardless of the dropped "s" it's a .. |
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| Thu Jun 30 8:20:29 2011 |
I'm not certain that there's a time limit on .. |
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| Thu Jun 30 8:14:33 2011 |
Heyward, that's too little information for a .. |
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| Thu Jun 30 8:11:22 2011 |
Sabrina, you leave much to the imagination. Can .. |
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| Thu Jun 30 8:09:14 2011 |
As things now stand, it appears that you and your .. |
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| Thu Jun 30 8:04:59 2011 |
Actually, Richard, the account being .. |
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| Thu Jun 30 7:59:50 2011 |
Ruby, will your son have any income to bring to .. |
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| Thu Jun 30 7:54:33 2011 |
Actually, Guest, it's entirely possible and .. |
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| Thu Jun 30 7:49:46 2011 |
Seems like we're going nowhere fast .. |
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| Wed Jun 29 7:24:19 2011 |
Talking to weasels is ineffective. You need to .. |
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| Wed Jun 29 7:03:30 2011 |
Mark please take out the site citation in your .. |
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| Wed Jun 29 6:58:46 2011 |
Somehow, Chris, I suspect that hubbie is a .. |
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| Wed Jun 29 6:53:36 2011 |
I'm glad you stumbled upon this one, Raymond. We .. |
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| Tue Jun 28 7:01:37 2011 |
It is possible that a person can be a borrower .. |
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| Tue Jun 28 6:57:22 2011 |
Thanks for the lesson, Chris. I knew NACA was .. |
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| Tue Jun 28 8:19:43 2011 |
And another point comes to mind...you have little .. |
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| Tue Jun 28 8:18:48 2011 |
I agree with Chris' suggestion that you shop .. |
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| Tue Jun 28 8:17:12 2011 |
Charlie it'll show up in the Public Record .. |
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| Mon Jun 27 7:56:34 2011 |
How was the request made to you I don't have any .. |
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| Mon Jun 27 7:52:11 2011 |
I took it for granted that the loan officer .. |
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| Mon Jun 27 7:23:14 2011 |
"Like everyone else"
Perhaps as many .. |
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| Mon Jun 27 7:16:54 2011 |
PRS, you said your husband bought the home - does .. |
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| Mon Jun 27 7:14:07 2011 |
Jack, I don't believe I came close to painting .. |
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| Mon Jun 27 7:10:31 2011 |
It seems to me you're not looking for a .. |
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| Mon Jun 27 7:05:55 2011 |
Gabi, you may certainly be added as an owner of .. |
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| Mon Jun 27 6:58:31 2011 |
It seems that a garnishment that touches folk who .. |
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| Mon Jun 27 6:55:17 2011 |
Chris...I don't know who you deal with but .. |
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| Mon Jun 27 6:47:08 2011 |
That's a whole handful of rules, Chris, and I .. |
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| Mon Jun 27 6:42:28 2011 |
Yes, with a caveat. What is meant by your last .. |
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| Mon Jun 27 6:18:30 2011 |
Jack that was some of the poorest wording ever .. |
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| Sat Jun 25 5:27:47 2011 |
Good question, .. |
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| Sat Jun 25 5:26:36 2011 |
Yes, it is, Karen. Lenders have seen way too .. |
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| Sat Jun 25 5:23:05 2011 |
Pretty clear-cut language there, I .. |
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| Sat Jun 25 5:20:43 2011 |
I'll have to check around to find that, .. |
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| Thu Jun 23 7:52:13 2011 |
Kathylouise, you've obviously been down that road .. |
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| Thu Jun 23 7:49:49 2011 |
I'll suggest you speak with a tax advisor as well .. |
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| Thu Jun 23 7:46:15 2011 |
Are you serious, Chris They're forging names for .. |
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| Thu Jun 23 7:43:54 2011 |
Robinski, you used the term "legally" .. |
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| Thu Jun 23 7:41:25 2011 |
Oh, Sara - that's the second time I've seen that .. |
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| Thu Jun 23 7:39:12 2011 |
I gather that no explanation was given to you .. |
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| Thu Jun 23 7:32:32 2011 |
Is there not a neighbor who might vouch for your .. |
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| Wed Jun 22 10:20:34 2011 |
It appears to me to be a loan-seeking question. .. |
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| Wed Jun 22 10:14:16 2011 |
Any type of rider is an attachment to the .. |
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| Wed Jun 22 10:11:35 2011 |
An assumption does not take an owner off the .. |
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| Wed Jun 22 10:09:37 2011 |
It's entirely possible that your lender will .. |
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| Wed Jun 22 10:06:25 2011 |
I've said it before and I'll say it .. |
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| Wed Jun 22 10:02:27 2011 |
Guest, if I read correctly, the second mortgage .. |
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| Wed Jun 22 9:58:19 2011 |
It would appear that this would be the case, but .. |
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| Wed Jun 22 9:55:36 2011 |
Please go see a real estate attorney; don't take .. |
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| Wed Jun 22 9:54:46 2011 |
James, by signing a quit claim deed, she wouldn't .. |
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| Wed Jun 22 9:53:02 2011 |
I just reread the original post, and I see that I .. |
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| Tue Jun 21 7:21:37 2011 |
You've said that they appear on your credit .. |
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| Tue Jun 21 7:13:10 2011 |
Indeed, it all comes down to what type of job .. |
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| Tue Jun 21 7:09:32 2011 |
Other than the potential ramifications mentioned .. |
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| Tue Jun 21 7:01:32 2011 |
What did I just do
I sent out that last .. |
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| Tue Jun 21 6:59:51 2011 |
Signing a quit claim deed simply because your .. |
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| Tue Jun 21 6:56:15 2011 |
Chris, I have to submit that proving someone else .. |
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| Tue Jun 21 6:52:51 2011 |
Sabrina, whatever way this creditor finds to .. |
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| Tue Jun 21 6:50:24 2011 |
The signing of an application for mortgage does .. |
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| Tue Jun 21 6:47:49 2011 |
Absolutely contact an attorney about this. I'd .. |
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| Tue Jun 21 6:45:50 2011 |
That was a light tap on the wrist, Chris, and I .. |
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| Tue Jun 21 6:42:05 2011 |
Y'know, it's often a last gasp kind of thing, but .. |
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| Tue Jun 21 6:38:08 2011 |
Well, Tijwana, it's not likely that some .. |
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| Tue Jun 21 6:34:25 2011 |
Interestingly, a friend recently approached me .. |
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| Tue Jun 21 6:31:34 2011 |
The only way in which negative references are .. |
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| Tue Jun 21 6:28:46 2011 |
First of all, I am not the Administrator of this .. |
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| Tue Jun 21 6:23:56 2011 |
And I say that telling your creditor(s) to leave .. |
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| Tue Jun 21 6:22:59 2011 |
Again, contacting Social Security Administration .. |
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| Mon Jun 20 8:21:59 2011 |
Look...up in the sky - it's a bird...it's a .. |
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| Mon Jun 20 8:19:55 2011 |
Certainly you'll need to run this scenario by .. |
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| Mon Jun 20 8:17:04 2011 |
It sounds like a kind of mundane Springer show, .. |
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| Mon Jun 20 8:13:17 2011 |
Two things jump into my mind, Guest.
First, my .. |
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| Mon Jun 20 5:02:50 2011 |
I'll again defer to an attorney, who can guide .. |
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| Mon Jun 20 5:00:28 2011 |
Please re-read what I wrote above, Guest. I made .. |
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| Sun Jun 19 8:07:18 2011 |
Careful what we write You're the recipient of .. |
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| Sun Jun 19 7:54:19 2011 |
I'm a bit incredulous that they didn't have legal .. |
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| Sun Jun 19 6:43:10 2011 |
Guest, for the most part, "no-doc" .. |
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| Sun Jun 19 6:40:38 2011 |
Clearly, Steph, while you're out of work you .. |
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| Sun Jun 19 6:36:10 2011 |
Rene, it looks like the only way to refinance is .. |
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| Sun Jun 19 6:31:44 2011 |
Who owns the home, Stephanie Do both of you own .. |
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| Sun Jun 19 6:28:33 2011 |
No matter the reason why you relinquished your .. |
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| Sun Jun 19 6:24:50 2011 |
And, I might add....if it can be documented that .. |
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| Sun Jun 19 6:23:49 2011 |
But wait...you don't even live in that house now, .. |
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| Sun Jun 19 4:39:11 2011 |
That claim, if valid and in place prior to the .. |
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| Sun Jun 19 4:36:52 2011 |
You haven't given us any indication of your .. |
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| Sun Jun 19 4:34:21 2011 |
That's a pretty unusual post, Gene - never seen .. |
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| Sun Jun 19 4:31:35 2011 |
If by "is this legal," you mean .. |
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| Sun Jun 19 4:28:28 2011 |
Answer 1 - the deed, though unrecorded, would be .. |
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| Sun Jun 19 4:25:36 2011 |
Beau, I suppose you're Jose, to whom I just .. |
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| Sun Jun 19 4:23:19 2011 |
Jose, the key is this: is there a mortgage on .. |
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| Sun Jun 19 4:19:39 2011 |
Fannie, I'd have to assume that there's no .. |
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| Sat Jun 18 8:18:18 2011 |
The APR is less important, honestly, than your .. |
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| Sat Jun 18 6:49:10 2011 |
Unfortunately, if this property is owned by you .. |
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| Sat Jun 18 6:44:40 2011 |
Equal Credit Opportunity laws apply whenever a .. |
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| Sat Jun 18 8:45:42 2011 |
It's a distinct pleasure to help out in any .. |
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| Fri Jun 17 3:51:15 2011 |
The law prevents lenders from discriminating in .. |
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| Fri Jun 17 3:48:14 2011 |
Carmen, please understand that we don't have .. |
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| Fri Jun 17 3:45:58 2011 |
By all means, stick around and read; and .. |
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| Fri Jun 17 3:44:45 2011 |
I've never heard that the states (or some of .. |
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| Fri Jun 17 3:42:33 2011 |
Honestly, everything that would or could take .. |
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| Fri Jun 17 3:38:12 2011 |
Did the lender know about the situation before .. |
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| Thu Jun 16 7:17:24 2011 |
Just tell the loan officer you're not paying for .. |
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| Thu Jun 16 7:12:46 2011 |
So that makes me quite certain that all is well .. |
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| Thu Jun 16 12:28:05 2011 |
Too many parties for me in that post - I forgot .. |
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| Thu Jun 16 12:04:48 2011 |
What are you concerned about being "held .. |
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| Thu Jun 16 12:00:46 2011 |
Six years is plentifully sufficient for you to .. |
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| Thu Jun 16 11:58:18 2011 |
Settlement on funds ought to be a part of the .. |
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| Thu Jun 16 11:53:40 2011 |
Candy, you didn't note whether your .. |
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| Thu Jun 16 11:48:58 2011 |
The "recorded loan" would not the .. |
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| Thu Jun 16 11:47:25 2011 |
That seems preposterous to me, crnifco.
A .. |
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| Thu Jun 16 11:44:05 2011 |
Tiffany, your question was answered elsewhere. .. |
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| Thu Jun 16 11:42:14 2011 |
Seems you're already in court, since the lender .. |
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| Thu Jun 16 11:40:03 2011 |
You were in bankruptcy, so you must have had the .. |
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| Thu Jun 16 11:34:24 2011 |
I'm not quite comprehending the thought process. .. |
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| Thu Jun 16 11:29:23 2011 |
I'm glad you reduced the minimum age notation, .. |
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| Thu Jun 16 11:19:05 2011 |
I just noticed in my most recent post a missing .. |
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| Thu Jun 16 11:15:46 2011 |
Slimy, obtaining a refinance might present a .. |
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| Thu Jun 16 11:10:53 2011 |
Since the credit union was amenable to helping .. |
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| Thu Jun 16 11:06:43 2011 |
C'mon, John...you know how precious 5 cents is .. |
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| Thu Jun 16 11:05:06 2011 |
There are several discussions concerning .. |
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| Thu Jun 16 11:02:59 2011 |
It is not only "a good option" to speak .. |
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| Thu Jun 16 10:59:53 2011 |
lam, you no longer have any interest in the .. |
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| Thu Jun 16 10:56:55 2011 |
No, not really, Willi.
As Adonis noted, a quit .. |
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| Thu Jun 16 10:51:28 2011 |
Tiffany, I don't know North Carolina real estate .. |
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| Thu Jun 16 10:47:41 2011 |
I'd think that with 1/2 acre of land, that ought .. |
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| Thu Jun 16 10:40:14 2011 |
In my opinion, you won't hear back from the loan .. |
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| Thu Jun 16 10:34:44 2011 |
Thanks for bringing in the additional .. |
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| Wed Jun 15 11:55:18 2011 |
It is not "makerly" but that's not a .. |
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| Wed Jun 15 11:52:23 2011 |
Never mind about a conventional loan. Shop .. |
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| Wed Jun 15 11:51:01 2011 |
Sorry, but an attorney isn't the person with whom .. |
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| Wed Jun 15 11:47:47 2011 |
Fox, unless the judgment against you has .. |
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| Wed Jun 15 11:44:33 2011 |
Lenders want to get their information out to you .. |
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| Wed Jun 15 11:42:03 2011 |
David, your son's best option is likely to be .. |
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| Wed Jun 15 11:38:28 2011 |
Thinking by a borrower is usually dangerous, as .. |
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| Wed Jun 15 11:36:44 2011 |
I noted that you didn't claim to have signed the .. |
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| Wed Jun 15 11:33:35 2011 |
We're not too big on touting ourselves and our .. |
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| Wed Jun 15 11:28:18 2011 |
Jack, first mortgages are "first" .. |
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| Wed Jun 15 11:24:43 2011 |
Sounds to me like you're in a no-trust marriage .. |
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| Wed Jun 15 11:22:18 2011 |
Absolutely correct; you ought have no fear of .. |
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| Wed Jun 15 11:19:55 2011 |
Requiring a 4506-T is standard procedure in the .. |
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| Wed Jun 15 11:18:29 2011 |
Becca, that is a distinct possibility. Such .. |
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| Wed Jun 15 11:16:11 2011 |
Jimmy, the lender holds a mortgage on the entire .. |
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| Wed Jun 15 11:13:45 2011 |
Ginger, the lender isn't likely to do anything in .. |
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| Wed Jun 15 11:10:56 2011 |
Seems like you're trying to buy the house, Linda. .. |
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| Tue Jun 14 7:01:38 2011 |
If you have plans to retire the loan that .. |
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| Tue Jun 14 6:59:04 2011 |
If they charge you for the credit report, that .. |
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| Tue Jun 14 6:48:55 2011 |
Sounds like the quit claim deed did the job all .. |
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| Tue Jun 14 6:33:30 2011 |
loan cancellation .. |
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| Tue Jun 14 11:51:26 2011 |
It sounds like this is the preparatory phase of .. |
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| Tue Jun 14 11:49:02 2011 |
Any time that a person cosigns for another .. |
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| Tue Jun 14 11:44:39 2011 |
Where were the lawyers in this case Did either .. |
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| Tue Jun 14 11:41:35 2011 |
Typically, we've found that surviving family .. |
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| Tue Jun 14 11:38:09 2011 |
Same poster, different question elsewhere, and .. |
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| Tue Jun 14 11:37:00 2011 |
I don't comprehend the question, frankly; but it .. |
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| Tue Jun 14 11:35:16 2011 |
Ericbob, the IRS isn't involved in this. If you .. |
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| Tue Jun 14 11:25:09 2011 |
Any buyer who would hand back the keys to a .. |
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| Tue Jun 14 11:21:24 2011 |
The way payday loans are structured, it's .. |
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| Tue Jun 14 11:19:29 2011 |
Thanks, Chris - it's not critical, but if you .. |
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| Tue Jun 14 11:16:47 2011 |
Lenders are not trying to give people the .. |
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| Tue Jun 14 11:12:37 2011 |
T, your fears are unfounded. No lender is going .. |
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| Tue Jun 14 11:07:26 2011 |
Cyndi, I'm gratified to learn of this success on .. |
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| Tue Jun 14 11:03:48 2011 |
Jorge, I don't believe that's going to be the .. |
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| Sat Jun 11 9:40:10 2011 |
Unfortunately, without knowing the other numbers .. |
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| Sat Jun 11 9:37:44 2011 |
Failing to issue a GFE isn't just illegal; it .. |
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| Sat Jun 11 9:34:16 2011 |
Lew, you'll see that this is often the case; a .. |
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| Sat Jun 11 9:31:25 2011 |
I'm happy to oblige, and I hope the festivities .. |
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| Sat Jun 11 9:27:50 2011 |
ALNY, your dad can contact Social Security .. |
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| Sat Jun 11 9:26:09 2011 |
It appears to me that this is not at all about .. |
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| Sat Jun 11 9:18:05 2011 |
fab723, you noted that your signature was .. |
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| Sat Jun 11 9:15:27 2011 |
I agree with Chris' point in his last sentence, .. |
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| Sat Jun 11 9:12:14 2011 |
I can't conceive of a way in which that could .. |
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| Thu Jun 9 11:41:27 2011 |
With a deed in lieu, you've relinquished all .. |
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| Thu Jun 9 11:38:22 2011 |
I just responded to your other post on this topic .. |
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| Thu Jun 9 11:37:01 2011 |
DSki, in no way can a creditor seek you out for .. |
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| Thu Jun 9 11:32:51 2011 |
JimJimmyK, I cannot comment on community property .. |
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| Thu Jun 9 11:29:36 2011 |
Yes; without a promissory note, there is no .. |
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| Thu Jun 9 11:28:44 2011 |
Sussane, please go back and read what I wrote. I .. |
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| Wed Jun 8 8:42:20 2011 |
And another thing...we seem to have respondents .. |
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| Wed Jun 8 8:41:12 2011 |
I fail to comprehend how a person can force .. |
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| Wed Jun 8 7:47:43 2011 |
Point well taken, Chris, about those who .. |
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| Wed Jun 8 7:44:39 2011 |
Gee, the moderator is an attorney, and he resides .. |
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| Wed Jun 8 7:39:32 2011 |
Ms. Bell, who told you that I suggest going back .. |
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| Wed Jun 8 7:36:41 2011 |
I believe that the appropriate thing to do is to .. |
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| Wed Jun 8 7:32:25 2011 |
Your conditional approval ought to be in writing, .. |
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| Wed Jun 8 7:28:36 2011 |
Droksurfs, keep in mind that when you're old and .. |
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| Wed Jun 8 7:25:00 2011 |
Korkstein, you said "I paid off a $42500 .. |
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| Wed Jun 8 7:19:49 2011 |
Whether that mortgage deed gets recorded or not, .. |
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| Wed Jun 8 7:15:38 2011 |
Absolutely, creditors can file their liens. .. |
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| Wed Jun 8 7:12:46 2011 |
Zack, for the most part, a notice of default is a .. |
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| Wed Jun 8 7:08:31 2011 |
I suspect a real estate attorney wouldn't be a .. |
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| Wed Jun 8 7:05:09 2011 |
I'll throw another scenario out to you, Ellie. .. |
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| Wed Jun 8 6:59:22 2011 |
Guest, clearly (to me), you are located in the .. |
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| Wed Jun 8 6:53:53 2011 |
I sure hope that in 2011, "many" loan .. |
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| Wed Jun 8 6:49:00 2011 |
Chris, when you said "the property would go .. |
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| Wed Jun 8 6:46:43 2011 |
Merely working with a title company will not be .. |
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| Wed Jun 8 6:42:46 2011 |
Mulderboy, you painted a realistic picture there. .. |
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| Wed Jun 8 12:53:47 2011 |
Well put, .. |
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| Wed Jun 8 12:52:42 2011 |
Dee, in this case, your divorce lawyer may have .. |
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| Wed Jun 8 12:50:01 2011 |
Louise, I suggest you speak with the town/city .. |
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| Wed Jun 8 12:47:31 2011 |
Guest, this is not something an attorney is going .. |
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| Wed Jun 8 12:44:56 2011 |
Hey Gunz...long, long time no see...hang around a .. |
Forum |
| Mon Jun 6 10:25:10 2011 |
Gabby, please don't post the same query numerous .. |
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| Mon Jun 6 10:23:08 2011 |
"Come after" reminds me of those old .. |
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| Mon Jun 6 10:19:58 2011 |
"Gabby" and "California" are .. |
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| Mon Jun 6 10:18:25 2011 |
I doubt that a foreclosure is in the cards...if .. |
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| Mon Jun 6 10:16:44 2011 |
Again, though, since compound interest is .. |
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| Mon Jun 6 10:15:07 2011 |
I think I comprehend what it is you are trying to .. |
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| Mon Jun 6 10:11:26 2011 |
That's a great argument you ended with, Ben; .. |
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| Sun Jun 5 7:28:15 2011 |
The easiest way to do so is by using a quit claim .. |
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| Sun Jun 5 7:23:30 2011 |
A creditor cannot "sell off" a property .. |
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| Sun Jun 5 7:21:04 2011 |
"Hardly available" is a misnomer - they .. |
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| Sun Jun 5 7:17:19 2011 |
SD, forget that "most lenders" will .. |
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| Sun Jun 5 7:08:28 2011 |
Me again....compensation or at least a transfer .. |
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| Sun Jun 5 7:07:46 2011 |
Talonsx2, you most definitely need to get the two .. |
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| Sun Jun 5 7:04:18 2011 |
Caridawn, you could certainly purchase the home .. |
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| Sun Jun 5 6:57:14 2011 |
Compound interest is a concept solely reserved .. |
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| Sun Jun 5 6:55:43 2011 |
Like all other types of mortgage, a reverse .. |
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| Sun Jun 5 6:53:04 2011 |
Gabby, I think you are also Deborah, to whom I .. |
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| Sun Jun 5 6:49:49 2011 |
Deborah, I feel for you in this triad with your .. |
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| Sun Jun 5 6:44:12 2011 |
The deed-in-lieu is probably the shorter of the .. |
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| Sun Jun 5 6:40:17 2011 |
With no experience in Texas law, I have a lot of .. |
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| Sun Jun 5 6:37:54 2011 |
Well, if you can find a rental that readily, .. |
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| Sun Jun 5 6:33:53 2011 |
One might surmise that the court ruling could be .. |
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| Sun Jun 5 6:31:18 2011 |
"Getting an application" isn't .. |
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| Sun Jun 5 6:25:42 2011 |
If he owns two homes, then there's a possibility .. |
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| Sun Jun 5 6:21:59 2011 |
Color me naive, but I doubt any of the Tennessee .. |
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| Sun Jun 5 6:19:12 2011 |
Could such a transfer be considered fraudulent .. |
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| Sun Jun 5 6:14:06 2011 |
David, you won't be at all likely to find a .. |
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| Sun Jun 5 6:10:14 2011 |
WOW
I quote: "
I'm afraid you know .. |
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| Sun Jun 5 5:51:58 2011 |
Mr. Guest who has chosen the name of the website .. |
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| Sun Jun 5 5:47:34 2011 |
Anonymous, anytime you can sell your home it's a .. |
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| Fri Jun 3 7:47:21 2011 |
My last two mortgages were adjustables. .. |
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| Fri Jun 3 7:43:08 2011 |
Your second mortgage lender has apparently .. |
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| Fri Jun 3 7:33:14 2011 |
Phil, it certainly makes sense that you'd be able .. |
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| Fri Jun 3 7:29:44 2011 |
SD, it's apparent you're in a real jam. With a .. |
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| Fri Jun 3 7:23:07 2011 |
Nina, as Sara suggested, you'll want to arrange .. |
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| Fri Jun 3 7:16:39 2011 |
Tom, I understand that home equity loans are very .. |
Forum |
| Fri Jun 3 7:09:42 2011 |
Ditto, ditto here, but I'm not quite .. |
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| Fri Jun 3 7:01:56 2011 |
Mobile homes are not real estate, so a real .. |
Forum |
| Fri Jun 3 6:58:11 2011 |
I'd like to suggest you engage the services of an .. |
Forum |
| Fri Jun 3 6:53:58 2011 |
Because you and your siblings were not originally .. |
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| Fri Jun 3 6:51:49 2011 |
Betty, I don't quite comprehend what kind of fee .. |
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| Fri Jun 3 6:46:05 2011 |
Jannet, I have to concur with Sara here, that .. |
Forum |
| Fri Jun 3 6:37:30 2011 |
Guest, we have people who are regular posters on .. |
Forum |
| Fri Jun 3 6:34:49 2011 |
Seeking legal assistance is always beneficial in .. |
Forum |
| Fri Jun 3 6:31:01 2011 |
Sussane, please allow me...
It will not .. |
Forum |
| Fri Jun 3 5:58:30 2011 |
Thanks for the update; and I concur with Sussane .. |
Forum |
| Thu Jun 2 2:59:17 2011 |
Indeed, monthly payments are paramount in .. |
Forum |
| Thu Jun 2 2:51:16 2011 |
And, oh by the way, Guest, if you live in .. |
Forum |
| Thu Jun 2 2:48:41 2011 |
Guest, any such purchase must be subject to the .. |
Forum |
| Thu Jun 2 2:15:55 2011 |
Bob, if you wish, you can take a simple quit .. |
Forum |
| Thu Jun 2 2:11:03 2011 |
Bank of America is under fire nationally for .. |
Forum |
| Thu Jun 2 1:55:29 2011 |
Tom, you're a little late, albeit with a sensible .. |
Forum |
| Thu Jun 2 1:49:40 2011 |
Winging it isn't the most effective way to do .. |
Forum |
| Thu Jun 2 1:48:19 2011 |
I'm not quite sure I received all that .. |
Forum |
| Thu Jun 2 1:45:10 2011 |
That's the funny thing with adjustable rates - .. |
Forum |
| Wed Jun 1 3:16:44 2011 |
"A" paper is the best, just as an .. |
Forum |
| Wed Jun 1 3:13:29 2011 |
Frankly, I'm distressed that your loan officer .. |
Forum |
| Wed Jun 1 3:10:21 2011 |
Unfortunately, it appears that your real query .. |
Forum |
| Wed Jun 1 3:06:50 2011 |
Again, foreclosure laws differ from state to .. |
Forum |
| Wed Jun 1 3:03:00 2011 |
John, your veracity and good sense are always .. |
Forum |
| Wed Jun 1 2:59:51 2011 |
I don't think it sounds fishy, Keith. Lots of .. |
Forum |
| Wed Jun 1 2:56:26 2011 |
Just checking in on this conversation after a .. |
Forum |
| Wed Jun 1 2:47:17 2011 |
I came upon this original post thinking that it .. |
Forum |
| Wed Jun 1 2:43:05 2011 |
Credit repositories search public records, and .. |
Forum |
| Wed Jun 1 2:38:07 2011 |
Jennifer, no lender worth its salt will grant a .. |
Forum |
| Wed Jun 1 2:32:31 2011 |
Banker - he of correct posts - has apparently .. |
Forum |
| Wed Jun 1 2:29:59 2011 |
Every consumer ought to know about the Federal .. |
Forum |
| Wed Jun 1 2:22:18 2011 |
Kristina, I'm not quite sure I understood the .. |
Forum |
| Wed Jun 1 2:17:32 2011 |
Generally, you are able to do what you wish to .. |
Forum |
| Wed Jun 1 2:14:50 2011 |
Jannet, you can either apply for a regular .. |
Forum |
| Wed Jun 1 2:11:41 2011 |
Who's doing .. |
Forum |
| Wed Jun 1 2:07:59 2011 |
JohnF - I have never heard any such testimony. I .. |
Forum |
| Wed Jun 1 2:03:10 2011 |
One more point...
it's easy for your friend to .. |
Forum |
| Wed Jun 1 2:01:52 2011 |
I think your banking friend is a buffoon. I .. |
Forum |
| Wed Jun 1 1:56:07 2011 |
Jumbo, I see you're in London - is it typical for .. |
Forum |
| Wed Jun 1 1:50:04 2011 |
I think everyone is in agreement that tapping .. |
Forum |
| Wed Jun 1 1:45:25 2011 |
mctasi, MortgageFit won't be able to accommodate .. |
Forum |
| Wed Jun 1 1:43:05 2011 |
I suggest that legal queries be brought to legal .. |
Forum |
| Wed Jun 1 1:40:48 2011 |
Legal language ought best be interpreted by a .. |
Forum |
| Wed Jun 1 1:38:50 2011 |
Chris, unless there's been a major change in FNMA .. |
Forum |
| Wed Jun 1 8:13:21 2011 |
Cashing out, if it makes sense to you, would seem .. |
Forum |
| Wed Jun 1 8:10:52 2011 |
E, it's truly up to your wife and her mom as to .. |
Forum |
| Wed Jun 1 8:07:11 2011 |
Forget about the "real estate" part of .. |
Forum |
| Wed Jun 1 8:01:34 2011 |
Something very important to know about credit .. |
Forum |
| Tue May 31 9:48:56 2011 |
Gosh.
Let me chime in, please.
Treespirit, .. |
Forum |
| Tue May 31 9:37:44 2011 |
Maureen, that's a most peculiar situation. The .. |
Forum |
| Tue May 31 9:34:58 2011 |
Mrs. Plummer, please do a modicum of research for .. |
Forum |
| Tue May 31 9:32:34 2011 |
TP, I'd suggest that you contact the lender in .. |
Forum |
| Tue May 31 9:29:56 2011 |
Guest, your income is terrific in relation to .. |
Forum |
| Tue May 31 9:27:37 2011 |
As cliched as it may be, for a person to have the .. |
Forum |
| Tue May 31 9:23:55 2011 |
The first mortgage lender would have no .. |
Forum |
| Tue May 31 9:19:17 2011 |
Essie, in response to your query, it's really not .. |
Forum |
| Tue May 31 9:15:13 2011 |
Well, here we are and it's Tuesday. I trust you .. |
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| Tue May 31 9:08:01 2011 |
George, I suspect your concerns differ from .. |
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| Tue May 31 9:01:41 2011 |
Your mortgage broker has apparently never heard .. |
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| Tue May 31 8:57:40 2011 |
Michele, there is no instance in which a lender .. |
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| Tue May 31 8:49:52 2011 |
Amy, do you have a specific reason for .. |
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| Tue May 31 8:44:42 2011 |
This is a sad situation, especially given your .. |
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| Tue May 31 8:40:16 2011 |
As a general rule, reassessment takes place on a .. |
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| Tue May 31 8:37:38 2011 |
Scarlett, most lending institutions will allow a .. |
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| Tue May 31 8:34:23 2011 |
It's not especially clear what really took place .. |
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| Tue May 31 8:29:37 2011 |
Guest, I doubt you will have much success in .. |
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| Tue May 31 8:24:29 2011 |
Thanks, Brian. Having received my first-ever .. |
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| Fri May 27 12:17:38 2011 |
The question posed was, on the face of it, .. |
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| Fri May 27 12:13:35 2011 |
Lenders are quite hesitant to offer loans .. |
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| Fri May 27 12:10:47 2011 |
Debra, you can find out who to contact with a .. |
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| Fri May 27 12:07:04 2011 |
Very good thinking, there, Chris. Scams are .. |
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| Fri May 27 12:00:59 2011 |
. Any refinance transaction affords the borrower .. |
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| Fri May 27 11:56:56 2011 |
HB, given the circumstances, I think you'd be .. |
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| Fri May 27 11:52:05 2011 |
That's a reasoned and appropriate response to the .. |
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| Fri May 27 11:47:15 2011 |
Let me amend my last statement, to read as .. |
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| Fri May 27 11:45:10 2011 |
I am in full agreement that it is not feasible .. |
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| Fri May 27 11:41:25 2011 |
Honestly, we don't know who is the owner of the .. |
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| Fri May 27 11:39:20 2011 |
Matt, as mentioned earlier, there is a .. |
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| Fri May 27 11:34:43 2011 |
Congratulations, Freebird. Unfortunately, not .. |
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| Fri May 27 11:32:01 2011 |
Contact the housing authority in Atlanta, .. |
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| Fri May 27 11:20:53 2011 |
Send a private message to Sam
Read this also: .. |
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| Fri May 27 11:19:56 2011 |
Brian, do you anticipate PayPal being an option .. |
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| Fri May 27 11:17:57 2011 |
Kandi, I have to believe that as an owner of the .. |
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| Fri May 27 11:12:37 2011 |
Au contraire, again...
any borrower sign the .. |
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| Fri May 27 11:09:53 2011 |
FHA will allow scores as low as 500. That .. |
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| Fri May 27 11:06:45 2011 |
A release of lien ought to be filed quickly, in .. |
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| Fri May 27 11:03:29 2011 |
Well, unab...we've seen favorable and unfavorable .. |
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| Fri May 27 11:01:01 2011 |
Regardless of the size of a company, any employer .. |
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| Fri May 27 10:57:59 2011 |
I think we have found that in recent years, a 45% .. |
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| Fri May 27 10:55:19 2011 |
Having seen far too many credit reports on which .. |
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| Thu May 26 1:00:04 2011 |
Please dont contact the FCC - that is the agency .. |
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| Thu May 26 12:55:50 2011 |
The answer is an absolute .. |
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| Thu May 26 12:53:40 2011 |
Not getting .. |
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| Thu May 26 12:51:11 2011 |
Colby, we can't give you a specifically good .. |
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| Thu May 26 12:48:39 2011 |
Makes sense, Chris - documenting everything with .. |
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| Thu May 26 12:47:15 2011 |
Chris, I followed you right up to the last .. |
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| Thu May 26 12:42:45 2011 |
Clausshaus, posting the question once is truly .. |
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| Thu May 26 12:36:52 2011 |
I used to have this at my fingertips, but no .. |
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| Thu May 26 12:30:20 2011 |
I won't bicker with you, rlseac.
Paying $2500 .. |
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| Thu May 26 12:20:18 2011 |
If we had an idea where you gathered that data, , .. |
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| Thu May 26 12:18:34 2011 |
Filing is not mandatory, but you'll cause .. |
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| Thu May 26 12:17:42 2011 |
Thankya! .. |
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| Thu May 26 12:14:36 2011 |
Honestly, Scott, you are not the person who makes .. |
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| Thu May 26 12:05:33 2011 |
Lexi, I think your question isn't really in that .. |
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| Wed May 25 10:56:30 2011 |
Given the cyclical nature of real estate values, .. |
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| Wed May 25 10:51:36 2011 |
One person's large deposit is another's normal .. |
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| Wed May 25 10:45:57 2011 |
Having just read about someone who purchased a .. |
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| Tue May 24 11:51:46 2011 |
That sounds great, but do the grandparents have a .. |
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| Tue May 24 11:48:21 2011 |
Sheila, there would be accumulated late charges, .. |
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| Tue May 24 11:45:24 2011 |
Hiding any such information would be distasteful, .. |
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| Tue May 24 11:42:08 2011 |
djt, if you grant ownership rights to your .. |
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| Tue May 24 11:40:00 2011 |
Manderin, if you are able to validate the time .. |
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| Tue May 24 11:37:05 2011 |
And, of course, if you can't locate a title .. |
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| Tue May 24 11:35:28 2011 |
Timeshares are, generally, titled real estate; so .. |
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| Tue May 24 11:33:30 2011 |
I'd have to believe that they'll find fault with .. |
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| Tue May 24 11:31:59 2011 |
Well said, Chris; ex-husband can't get paid when .. |
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| Tue May 24 11:26:21 2011 |
MSP, you must have some sort of record that .. |
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| Tue May 24 11:22:00 2011 |
10 Jordan, how did you come up with that magic .. |
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| Tue May 24 11:20:16 2011 |
Bt,Dt - how in the world did they allow you to .. |
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| Tue May 24 11:17:02 2011 |
I'm puzzled, and can't quite figure out what a .. |
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| Tue May 24 11:15:54 2011 |
There's a major disconnect in the modification .. |
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| Tue May 24 11:11:48 2011 |
I trust that you won't take that advice from the .. |
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| Tue May 24 11:09:09 2011 |
BMW where are you coming from You think .. |
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| Tue May 24 11:05:55 2011 |
BMW....HUH What's that post about Who are you .. |
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| Tue May 24 10:56:13 2011 |
Being on the same page with you is a good place .. |
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| Tue May 24 10:54:57 2011 |
Char, there is no universal law that would cover .. |
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| Sat May 21 10:50:12 2011 |
Thanks...would seem that the lack of a GAL is a .. |
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| Sat May 21 10:48:42 2011 |
You need a minimum of 3 tradelines for a lender .. |
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| Sat May 21 10:45:09 2011 |
The higher your score, the more favorable the .. |
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| Sat May 21 10:42:19 2011 |
Rae, you'll find it very difficult to find a .. |
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| Sat May 21 10:38:22 2011 |
In many cases, lenders do not forward the release .. |
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| Sat May 21 10:35:11 2011 |
Mortgage life and disability policies are not a .. |
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| Sat May 21 10:28:47 2011 |
Bear, your friend would only be putting herself .. |
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| Sat May 21 10:25:13 2011 |
Stephen is right. By all means, your bank ought .. |
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| Sat May 21 10:22:36 2011 |
Jules, my advice is that you ought to do what you .. |
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| Sat May 21 10:19:18 2011 |
I agree, Wanda. Contact a realtor in your area .. |
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| Sat May 21 10:17:59 2011 |
Guest, lots of folk have no idea what lending .. |
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| Sat May 21 10:16:11 2011 |
Undoubtedly the servicer isn't applying this .. |
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| Sat May 21 10:11:59 2011 |
Aida, what sort of legal opinion did you get from .. |
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| Sat May 21 10:09:45 2011 |
Please elaborate, NG. What are you driving .. |
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| Sat May 21 10:09:01 2011 |
And what in the world is a .. |
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| Sat May 21 10:08:01 2011 |
I wouldn't suggest an outdoor kitchen in every .. |
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| Sat May 21 10:02:29 2011 |
A 15-year-old cannot legally transfer an interest .. |
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| Sat May 21 10:00:38 2011 |
Au contraire, Adonis...for Mike to file a lawsuit .. |
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| Sat May 21 9:57:12 2011 |
Clearly, you can shop around for a cut-rate .. |
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| Sat May 21 9:54:47 2011 |
In order to sell the home, the mortgage must be .. |
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| Sat May 21 9:51:32 2011 |
To specifically answer your question, yes, you .. |
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| Sat May 21 9:48:17 2011 |
Consumer Credit Counseling Services is a .. |
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| Sat May 21 9:41:28 2011 |
There are plentiful numbers of vendors online .. |
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| Sat May 21 9:39:35 2011 |
C...I know nothing about Proposition 13 other .. |
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| Sat May 21 9:12:51 2011 |
Vane, employers will ordinarily refuse to answer .. |
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| Sat May 21 9:08:53 2011 |
Family members transferring title to other family .. |
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| Thu May 19 11:57:43 2011 |
Sofia, are you trying to qualify without using .. |
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| Thu May 19 11:29:47 2011 |
Thanks, Chris. I get where you're coming from .. |
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| Wed May 18 10:40:06 2011 |
Jennie, it's two weeks-plus later, and I'd be .. |
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| Wed May 18 10:30:04 2011 |
Chris they just don't call them .. |
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| Wed May 18 10:26:24 2011 |
Wow.
Bulldog, I'm sorry you are being told you .. |
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| Wed May 18 10:22:49 2011 |
In addition to what Adonis noted, Fan; your .. |
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| Wed May 18 10:19:14 2011 |
Margarett have you consulted further with an .. |
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| Wed May 18 10:07:32 2011 |
Mercedes, concerning your loss of funds from your .. |
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| Wed May 18 10:02:11 2011 |
I will nod in agreement also. Your parents, as .. |
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| Wed May 18 9:56:25 2011 |
Lorrie, if they won't qualify for conventional .. |
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| Wed May 18 9:52:03 2011 |
This is the point at which you truly need to .. |
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| Wed May 18 9:49:02 2011 |
We can't really tell what will happen upon the .. |
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| Wed May 18 7:35:31 2011 |
Davidou, I honestly can't figure out what you're .. |
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| Wed May 18 7:30:56 2011 |
Arsineh Abrahamian:
If you do an internet .. |
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| Wed May 18 7:23:15 2011 |
Actually, Guest...even though that post might not .. |
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| Wed May 18 7:17:44 2011 |
It's getting quite tiring to see - many months .. |
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| Wed May 18 7:13:22 2011 |
The recipient of a deed wouldn't be the .. |
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| Wed May 18 7:09:31 2011 |
Enforcement in child support cases generally .. |
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| Wed May 18 7:05:55 2011 |
A real estate attorney won't have much to say for .. |
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| Wed May 18 7:00:31 2011 |
The story here isn't making much sense. A life .. |
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| Wed May 18 6:51:06 2011 |
Marilu, do you have family members who'd be .. |
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| Wed May 18 6:46:46 2011 |
I don't have information on Legal Aid, but you .. |
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| Wed May 18 6:39:20 2011 |
I think we've played this to death by .. |
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| Wed May 18 6:37:21 2011 |
It seems that in those states that payday lending .. |
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| Wed May 18 6:30:06 2011 |
Vanessa, it looks like good news from that .. |
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| Wed May 18 6:25:37 2011 |
And, of course, I believe in giving credit where .. |
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| Tue May 17 8:13:29 2011 |
Sorry...just realized I wanted to add this .. |
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| Tue May 17 8:11:54 2011 |
Tom, I don't see you coming back to comment since .. |
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| Tue May 17 8:05:55 2011 |
Belatedly, I took note of the fact that .. |
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| Tue May 17 8:04:23 2011 |
For the first "Guest" who was critical .. |
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| Tue May 17 7:59:24 2011 |
Harris Daniel, we need more details in order to .. |
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| Tue May 17 7:57:38 2011 |
Abarmin, without question you're better off .. |
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| Tue May 17 7:53:45 2011 |
I have to say that I'm much gratified to see the .. |
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| Tue May 17 7:49:35 2011 |
MortgageFit is a fount of interesting .. |
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| Tue May 17 7:47:35 2011 |
Something funny in that response. If two people .. |
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| Tue May 17 7:43:53 2011 |
I don't think that interest rates are .. |
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| Tue May 17 7:37:33 2011 |
It'd seem that this homeowner isn't interested in .. |
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| Tue May 17 7:33:59 2011 |
I think you'll find a quit claim deed signed in .. |
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| Tue May 17 7:29:07 2011 |
Dick, honestly your best bet is to grab a phone .. |
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| Tue May 17 7:22:35 2011 |
You speak of title, which leads me to believe .. |
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| Tue May 17 7:16:52 2011 |
Letting them know that you would like to stay for .. |
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| Tue May 17 7:13:28 2011 |
I don't comprehend what I'm seeing here in large .. |
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| Tue May 17 7:06:43 2011 |
For FHA to rescind is a pretty far-fetched .. |
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| Tue May 17 7:02:13 2011 |
I commend you for bringing up the topic at this .. |
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| Tue May 17 6:54:09 2011 |
I'd be quite surprised to learn that you're going .. |
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| Tue May 17 6:48:39 2011 |
Jody, you really need to discuss this matter with .. |
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| Tue May 17 6:46:24 2011 |
Slowe, there's no difference between guaranteeing .. |
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| Tue May 17 6:39:25 2011 |
Jim, thanks for that last paragraph in your post. .. |
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| Mon May 16 11:03:48 2011 |
When shopping, don't simply look at an interest .. |
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| Mon May 16 11:01:11 2011 |
If your Mom is not amenable to a sale, she surely .. |
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| Mon May 16 10:59:30 2011 |
By all means, a real estate attorney ought to be .. |
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| Mon May 16 10:58:06 2011 |
Since your husband is your "soon to be .. |
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| Mon May 16 10:53:53 2011 |
Guest, if you simply want to ensure that your .. |
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| Mon May 16 10:50:48 2011 |
Angela, I deleted your other post because it was .. |
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| Mon May 16 10:33:22 2011 |
Unfortubately, many people are inadequately .. |
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| Wed May 11 1:20:57 2011 |
I cannot conceive of any harm that would befall .. |
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| Wed May 11 1:16:25 2011 |
Most prepayment penalties deal with someone .. |
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| Wed May 11 1:13:01 2011 |
It's safe to say that more information is needed .. |
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| Wed May 11 1:11:17 2011 |
Brooklyn, as you can tell from the above .. |
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| Wed May 11 1:09:20 2011 |
Check with your lender to determine what is .. |
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| Wed May 11 12:58:02 2011 |
I'm not quite certain what is meant by .. |
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| Mon May 9 8:50:35 2011 |
Fortunately, Lucky Star is not the only person .. |
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| Mon May 9 8:47:41 2011 |
Jeff and Deb you'll have some difficulty with .. |
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| Mon May 9 8:42:08 2011 |
Raymond where are you when we need you Sherri's .. |
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| Sun May 1 8:19:28 2011 |
It was pretty evident that it was you, David. I .. |
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| Fri Apr 29 1:08:37 2011 |
I recommend that anyone facing a foreclosure .. |
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| Fri Apr 29 1:05:04 2011 |
Noe, one of the biggest hurdles anyone faces is .. |
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| Fri Apr 29 1:00:33 2011 |
We don't particulary like blatant advertisements .. |
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| Fri Apr 29 12:59:13 2011 |
David I will take slight issue with your last .. |
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| Fri Apr 29 12:52:30 2011 |
334Victim, what have you done to take steps to .. |
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| Mon Apr 25 1:45:01 2011 |
Screenname, it appears that they lack .. |
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| Mon Apr 25 1:42:33 2011 |
David, we appreciate the effort and the .. |
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| Mon Apr 25 1:37:23 2011 |
More specifically, what they'll do is to delay .. |
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| Mon Apr 25 1:33:29 2011 |
Arturo, the first thing you have to know is that .. |
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| Mon Apr 25 1:28:33 2011 |
We can respectfully disagree on the rationale .. |
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| Thu Apr 21 12:17:22 2011 |
Bern, more specifically, what you want to do is .. |
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| Thu Apr 21 12:15:19 2011 |
The duration of the foreclosure process will vary .. |
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| Thu Apr 21 12:13:43 2011 |
Missing one payment isn't where you want to be, .. |
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| Thu Apr 21 11:02:52 2011 |
Why anyone would cease an application process .. |
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| Thu Apr 21 10:58:56 2011 |
Theo forgot about the fingerprints, of .. |
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| Thu Apr 21 10:55:22 2011 |
It seems pretty clear that Sis won't be looking .. |
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| Thu Apr 21 10:49:59 2011 |
I think we've seen the latter circumstance to be .. |
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| Thu Apr 21 10:47:58 2011 |
And, of course, we all recognize that Wikipedia .. |
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| Tue Apr 19 11:14:59 2011 |
Noenoe...I can't tell you what a report will cost .. |
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| Tue Apr 19 11:10:17 2011 |
Ellis, you can certainly try to get the lender to .. |
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| Tue Apr 19 11:08:38 2011 |
Contact the Dallas County Clerk's office, and I'm .. |
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| Tue Apr 19 11:07:20 2011 |
Charlene, you don't have to go to Miami to .. |
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| Tue Apr 19 11:02:25 2011 |
Jim made a good suggestion...find a lender who'll .. |
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| Tue Apr 19 10:56:51 2011 |
A cosigner isn't going to work on a conventional .. |
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| Tue Apr 19 10:51:39 2011 |
Guest, I doubt that there is a "best" .. |
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| Tue Apr 19 10:49:31 2011 |
Honestly, unless the lender is aware of the .. |
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| Tue Apr 19 10:45:57 2011 |
I'm in agreement with Dipa as far as your needing .. |
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| Tue Apr 19 10:42:16 2011 |
Not very likely, Bennett; most lenders are .. |
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| Tue Apr 19 10:39:19 2011 |
Peachez, the issue here is not so much what .. |
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| Tue Apr 19 10:35:53 2011 |
Dipa, please provide a source for your material. .. |
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| Tue Apr 19 10:31:38 2011 |
Honestly, anyone can pay a mortgage voluntarily. .. |
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| Tue Apr 19 9:45:30 2011 |
Sell to your husband There's more than meets the .. |
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| Tue Apr 19 9:42:29 2011 |
There's really no telling what the loan officer .. |
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| Tue Apr 19 9:37:29 2011 |
Dipa, it's one-third of the states in the country .. |
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| Tue Apr 19 9:24:54 2011 |
The placement of a lien doesn't necessarily lead .. |
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| Mon Apr 18 8:35:49 2011 |
Whatever the decision or even your desire in this .. |
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| Mon Apr 18 8:33:23 2011 |
Sorry, but I really don't understand the question .. |
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| Mon Apr 18 8:29:08 2011 |
Christy, I doubt frankly that there's going to be .. |
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| Mon Apr 18 8:22:22 2011 |
Honestly, you need to get some legal advice. .. |
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| Mon Apr 18 8:17:22 2011 |
I subscribe to Clark Howard's weekly newsletter, .. |
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| Mon Apr 18 7:54:30 2011 |
Guest, you need to establish some credit in order .. |
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| Mon Apr 18 7:48:46 2011 |
My post from yesterday is no longer .. |
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| Mon Apr 18 7:44:32 2011 |
Sussane, that wasn't the question. It had to do .. |
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| Mon Apr 18 7:42:48 2011 |
Actually, that doesn't "sound" a bit .. |
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| Mon Apr 18 7:39:36 2011 |
mg, don't worry that much. The judgment creditor .. |
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| Mon Apr 18 7:32:27 2011 |
Noenoe, that's a fine example you give us to .. |
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| Mon Apr 18 7:22:18 2011 |
Rimmer, who is "they" You own the .. |
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| Mon Apr 18 7:18:31 2011 |
Well, Z A...Cherie's post was virtually an .. |
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| Mon Apr 18 7:00:13 2011 |
I don't disagree with that, Dipa. We don't know, .. |
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| Mon Apr 18 6:56:16 2011 |
I don't know if I'd want to classify them as the .. |
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| Mon Apr 18 6:49:22 2011 |
Au contraire...if the mobile home is considered .. |
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| Mon Apr 18 6:45:58 2011 |
When you consider that most locations report real .. |
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| Fri Apr 15 8:08:44 2011 |
Chiefron, do you have an attorney to whom you can .. |
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| Fri Apr 15 7:49:26 2011 |
I suggest you speak with a tax advisor, and you'd .. |
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| Fri Apr 15 7:43:06 2011 |
My immediate thought is also "study .. |
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| Thu Apr 14 12:37:47 2011 |
I have no notion of an 85% ltv conventional loan .. |
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| Thu Apr 14 12:34:11 2011 |
TLA, if you made income from the mortgage in .. |
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| Thu Apr 14 12:26:16 2011 |
Keep in mind that your landlord's mortgage is due .. |
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| Thu Apr 14 12:23:20 2011 |
I'm utterly unfamiliar with 85% ltv conventional .. |
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| Wed Apr 13 11:17:19 2011 |
Guest, from the way you posed the question, I .. |
Forum |
| Wed Apr 13 11:13:07 2011 |
Mikelee I would think that they'd not be .. |
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| Wed Apr 13 11:10:11 2011 |
CAIVRS is "Credit Alert Verification and .. |
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| Wed Apr 13 11:00:53 2011 |
A quit claim deed transfers only what the person .. |
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| Wed Apr 13 10:57:00 2011 |
No arguing with that post, is .. |
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| Wed Apr 13 10:56:00 2011 |
It's a pleasure to be of service, .. |
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| Wed Apr 13 10:54:47 2011 |
John, I hope that didn't confuse anyone, for this .. |
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| Mon Apr 11 12:30:02 2011 |
Judy, that must be quite a neighborhood for the .. |
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| Mon Apr 11 12:26:11 2011 |
If a lender decides to report a tradeline, it .. |
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| Mon Apr 11 12:20:16 2011 |
Dipa, under current tax law, mortgage insurance .. |
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| Mon Apr 11 12:17:48 2011 |
FHA guidelines actually allow a borrower to have .. |
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| Mon Apr 11 12:13:17 2011 |
You're going to find that the removal of disputes .. |
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| Mon Apr 11 12:10:36 2011 |
I'm certainly not trying to be insulting, and .. |
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| Mon Apr 11 11:59:17 2011 |
emk, the real answer to your question is only .. |
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| Mon Apr 11 11:55:42 2011 |
I think this is one of those cases in which you .. |
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| Mon Apr 11 11:53:56 2011 |
People can and do contest anything they please, .. |
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| Mon Apr 11 11:48:43 2011 |
Kiwi, the transaction is still considered to be a .. |
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| Thu Apr 7 10:21:25 2011 |
Truly, "headaches," your best source of .. |
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| Thu Apr 7 10:10:29 2011 |
I agree - not only is there a lender out there .. |
Forum |
| Thu Apr 7 10:07:38 2011 |
Negative amortization loans are going the way of .. |
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| Thu Apr 7 9:58:56 2011 |
I'm in agreement with James, here.
Just bear in .. |
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| Thu Apr 7 9:55:37 2011 |
I'd suggest that you run the idea by one of your .. |
Forum |
| Thu Apr 7 9:52:18 2011 |
If the report of the foreclosure is in the public .. |
Forum |
| Thu Apr 7 9:48:49 2011 |
Sam, it's always tempting to post simply for the .. |
Forum |
| Thu Apr 7 9:45:25 2011 |
The mortgage industry isn't going to be smiling .. |
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| Thu Apr 7 9:37:12 2011 |
worthy .. |
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| Thu Apr 7 9:35:38 2011 |
Rose, you didn't indicate what, if any, issues .. |
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| Tue Apr 5 11:29:45 2011 |
Bon chance, .. |
Forum |
| Tue Apr 5 11:28:53 2011 |
Y'know, I didn't even look at the name you chose, .. |
Forum |
| Tue Apr 5 11:27:13 2011 |
That's a wonderful thing for you to say Raymond. .. |
Forum |
| Mon Apr 4 9:59:07 2011 |
Before I'd speak with my attorney, I think I'd .. |
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| Mon Apr 4 9:57:17 2011 |
Bankruptcy is a public .. |
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| Mon Apr 4 9:56:06 2011 |
I'm not at all familiar with whatever regulations .. |
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| Mon Apr 4 9:52:56 2011 |
Uncle, fees are going to be varied depending on .. |
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| Mon Apr 4 9:49:52 2011 |
Edjr, you didn't indicate how much of your .. |
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| Mon Apr 4 9:46:56 2011 |
Holly, the combination of poor credit and no job .. |
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| Mon Apr 4 9:44:21 2011 |
The current market doesn't offer much solace to .. |
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| Mon Apr 4 9:37:38 2011 |
Descendents are not responsible for the debts of .. |
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| Mon Apr 4 9:35:06 2011 |
A sterling example of sour grapes from somebody .. |
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| Mon Apr 4 9:22:40 2011 |
holmesdh, you'd be smart to do a couple of .. |
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| Mon Apr 4 9:14:38 2011 |
To piggyback on James' assertions...
the .. |
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| Mon Apr 4 8:52:03 2011 |
Zodak, an appraisal fee isn't paid directly to a .. |
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| Mon Apr 4 8:47:56 2011 |
jimgilly knows what he's talking about. Any .. |
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| Mon Apr 4 8:43:44 2011 |
No verification loans are almost non-existent. .. |
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| Mon Apr 4 8:41:22 2011 |
Brian's right - though that latter part might not .. |
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| Mon Apr 4 8:38:38 2011 |
Your rental and Social Security income be .. |
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| Mon Apr 4 8:36:55 2011 |
There are still sub-prime lenders in existence. .. |
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| Mon Apr 4 8:35:24 2011 |
I'd think that the lender can ask for whatever it .. |
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| Mon Apr 4 8:33:40 2011 |
Legal necessity dictates that someone with .. |
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| Mon Apr 4 8:32:13 2011 |
Ummm....
I was going to say something here, .. |
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| Mon Apr 4 8:31:01 2011 |
Nick, you cannot remove your former wife's name .. |
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| Mon Apr 4 8:28:15 2011 |
I don't know if a lender involved in a short sale .. |
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| Mon Apr 4 8:26:20 2011 |
Successors aren't legally liable for payment of .. |
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| Mon Apr 4 8:21:42 2011 |
Thank you, Sam and thank you, .. |
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| Mon Apr 4 8:20:38 2011 |
Kris - find a local lender who has expertise in .. |
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| Mon Apr 4 8:14:40 2011 |
Congratulations on that career move, Ben. Based .. |
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| Fri Apr 1 1:11:53 2011 |
What you describe, Ben, is far more what I expect .. |
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| Fri Apr 1 12:23:20 2011 |
Are we safe in assuming that you're self employed .. |
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| Fri Apr 1 12:21:21 2011 |
FHA lending guidelines won't suit you here .. |
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| Fri Apr 1 12:15:10 2011 |
Blue, you might find a lender or two who .. |
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| Fri Apr 1 12:11:56 2011 |
Madison, is there a man in your life at all If .. |
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| Fri Apr 1 12:07:40 2011 |
The interest that you paid would have been .. |
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| Fri Apr 1 12:04:31 2011 |
As convoluted as that last is, it's correct. If .. |
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| Fri Apr 1 12:01:55 2011 |
I believe that you'll find so many different .. |
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| Fri Apr 1 12:00:11 2011 |
Maybe the lengthy wait has something to do with .. |
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| Fri Apr 1 11:57:43 2011 |
Chill Breathe Hostile Wow.
John, I'm with .. |
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| Fri Apr 1 11:54:02 2011 |
Dreamer, if you have a judgment against you and .. |
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| Fri Apr 1 11:50:36 2011 |
COMPSERV2 please stop .. |
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| Fri Apr 1 11:47:03 2011 |
Again, reason prevails. .. |
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| Fri Apr 1 11:44:25 2011 |
Thank you for the voice of reason, Ben. We see .. |
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| Fri Apr 1 11:40:00 2011 |
Appraisal mavens, please let me know your .. |
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| Fri Apr 1 11:32:58 2011 |
You won't find much mortgage-related information .. |
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| Fri Apr 1 11:29:56 2011 |
Arvie, I'd have to assume that you've had your .. |
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| Fri Apr 1 11:21:39 2011 |
I would think that there would be strict .. |
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| Fri Apr 1 11:16:32 2011 |
Yvette, go ahead and do what you have to do; .. |
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| Fri Apr 1 11:14:15 2011 |
I've said it many times: anybody can sue anybody .. |
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| Fri Apr 1 11:10:51 2011 |
Do you have some sort of contractual agreement .. |
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| Fri Apr 1 11:08:42 2011 |
Questions about a 403(B) ought to really be posed .. |
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| Fri Apr 1 10:42:27 2011 |
JKS - just as you found a lender willing to work .. |
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| Fri Apr 1 10:37:40 2011 |
Oh the .. |
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| Fri Apr 1 10:32:44 2011 |
Errors or not - escrow accounts are established .. |
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| Fri Apr 1 10:24:33 2011 |
Sussane, are you looking at the same query that .. |
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| Fri Apr 1 10:18:50 2011 |
That's not much help, I guess.
Kelly, your .. |
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| Fri Apr 1 9:55:22 2011 |
Jessica, it depends at least in part on how that .. |
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| Fri Apr 1 9:45:32 2011 |
I don't quite comprehend how a statute of .. |
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| Fri Apr 1 9:42:56 2011 |
Arlinda, if you have documentation stating that .. |
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| Fri Apr 1 9:39:04 2011 |
Brian, I've found guidelines more liberal than .. |
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| Fri Apr 1 9:15:55 2011 |
Video1, it's been a while since I've been online .. |
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| Fri Apr 1 9:13:18 2011 |
Dr. Jose, what precisely did they mean by .. |
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| Fri Apr 1 9:10:57 2011 |
:
Most definitely real estate taxes and .. |
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| Fri Feb 18 12:44:26 2011 |
I'd have to think that they'd simply foreclose, .. |
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| Fri Feb 18 12:41:41 2011 |
That 30% rule is reasonable, but there's no .. |
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| Fri Feb 18 12:38:49 2011 |
The second lienholder is going to lose some money .. |
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| Fri Feb 18 12:35:48 2011 |
To the contrary, Lucy, if your wife's "bad .. |
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| Fri Feb 18 12:33:38 2011 |
Ronnie, you're in Illinois, and Emma is in .. |
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| Fri Feb 18 12:28:07 2011 |
Unfortunately, what was taking place eight years .. |
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| Fri Feb 18 12:21:51 2011 |
AS, it appears you tried to advertise and got .. |
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| Fri Feb 18 12:18:35 2011 |
Russell you mentioned "house title." .. |
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| Fri Feb 18 12:15:23 2011 |
If you're certain that these debts will be .. |
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| Fri Feb 18 12:08:40 2011 |
Guest, since MortgageFit isn't involved in the .. |
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| Fri Feb 18 12:06:06 2011 |
I can't speak for the servicing departments of .. |
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| Fri Feb 18 12:02:15 2011 |
What you've been told makes sense if there's a .. |
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| Fri Feb 18 11:56:31 2011 |
I'm sorry to say I don't comprehend what has .. |
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| Fri Feb 18 11:48:43 2011 |
Dburg, I don't think you got the response you .. |
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| Fri Feb 18 11:42:32 2011 |
John, I'll concur with what you've written here. .. |
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| Fri Feb 18 11:37:41 2011 |
You can "quick deed" (quit claim) your .. |
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| Fri Feb 18 11:33:26 2011 |
Your options are, of course, to keep the home and .. |
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| Fri Feb 18 11:29:16 2011 |
Presumably, the second mortgagee and the first .. |
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| Thu Feb 17 1:37:41 2011 |
Au contraire, Sussane.
Ken is an owner of the .. |
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| Thu Feb 17 1:28:11 2011 |
Hearty, if you were an institutional lender, you .. |
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| Thu Feb 17 1:07:19 2011 |
FHA will set a specific threshold, yes; but .. |
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| Thu Feb 17 12:53:13 2011 |
GC, filing in bankruptcy won't necessarily .. |
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| Thu Feb 17 12:44:06 2011 |
I thought that was where the question was coming .. |
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| Thu Feb 17 12:40:12 2011 |
Yes, despite the lack of value in the home, your .. |
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| Wed Feb 16 11:36:10 2011 |
Pouta, the extent of your medical bills could .. |
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| Wed Feb 16 11:34:00 2011 |
Elliott, please cease and desist.
Dilli...I .. |
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| Wed Feb 16 11:25:44 2011 |
I'm sorry, Open; but I can't fathom your math .. |
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| Wed Feb 16 11:13:14 2011 |
"Worthless to the lender" in my opinion .. |
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| Wed Feb 16 11:09:30 2011 |
Kathy, you would be wise to contact the IRS .. |
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| Wed Feb 16 11:06:07 2011 |
"They 'wrote-off' the remainder of your .. |
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| Wed Feb 16 11:02:28 2011 |
By definition, a first time homeBUYER credit is .. |
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| Wed Feb 16 10:53:24 2011 |
And then:
what would a Labor Department have .. |
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| Wed Feb 16 10:52:21 2011 |
What in the world would the "insurance .. |
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| Wed Feb 16 10:43:03 2011 |
ysisco, depending on where you are located, you .. |
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| Wed Feb 16 10:40:07 2011 |
Nice to know someone's got your back when it's .. |
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| Wed Feb 16 10:37:43 2011 |
You might find a lender who will take a flyer on .. |
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| Wed Feb 16 10:34:40 2011 |
And I think that the real answer to the question .. |
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| Wed Feb 16 10:31:56 2011 |
The nature of a reverse mortgage is that it is .. |
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| Wed Feb 16 10:27:31 2011 |
Backing out ought not to cost you anything other .. |
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| Wed Feb 16 10:25:28 2011 |
Guest, you simply need to maintain proper records .. |
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| Wed Feb 16 10:21:35 2011 |
I think you're aiming too high, too quickly. .. |
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| Wed Feb 16 10:13:21 2011 |
Any lienholder can begin a foreclosure action. .. |
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| Wed Feb 16 10:09:39 2011 |
Elliot, no matter how pretty you make your words .. |
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| Wed Feb 16 10:07:33 2011 |
Russ, the lender here is trying to make itself .. |
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| Wed Feb 16 10:01:57 2011 |
Well done, John...I completely overlooked .. |
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| Tue Feb 15 2:15:29 2011 |
The most important thing anyone would need to .. |
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| Tue Feb 15 2:05:35 2011 |
Whatever works for you Chris is what works for .. |
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| Tue Feb 15 2:03:14 2011 |
Are you referring to a purchase transaction, or a .. |
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| Tue Feb 15 1:56:52 2011 |
Meg, inasmuch as you're no longer residing in the .. |
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| Mon Feb 14 11:30:55 2011 |
Sunny, what do you mean by "first note" .. |
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| Mon Feb 14 11:22:45 2011 |
I'm glad Raymond popped in with his commentary on .. |
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| Mon Feb 14 11:14:57 2011 |
Tya, once the accounts in question begin to .. |
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| Mon Feb 14 10:59:42 2011 |
"This too shall pass" can easily be .. |
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| Mon Feb 14 10:56:21 2011 |
I agree with Jerry's comment, and furthermore, an .. |
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| Mon Feb 14 10:50:57 2011 |
Thank you for such an eloquent post, Service1. .. |
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| Mon Feb 14 10:48:36 2011 |
Latysha, I see you're in New York City. You .. |
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| Mon Feb 14 10:42:04 2011 |
Nick, your "good credit" is going to .. |
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| Fri Feb 11 1:03:20 2011 |
Interest paid will certainly remain deductible if .. |
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| Fri Feb 11 1:01:12 2011 |
I don't quite comprehend what "primary .. |
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| Fri Feb 11 12:56:09 2011 |
I'm in agreement - you're not likely to find any .. |
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| Fri Feb 11 12:53:57 2011 |
Sandra, for the amount of money you're seeking, .. |
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| Fri Feb 11 12:50:04 2011 |
Elnora's tip is viable only if the bank on which .. |
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| Fri Feb 11 12:24:17 2011 |
Niki, the days of zero down are pretty much gone. .. |
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| Fri Feb 11 12:20:41 2011 |
Joe, keep in mind that a person must pay for an .. |
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| Fri Feb 11 12:16:28 2011 |
I hope you'll share your success with us, Tanya; .. |
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| Fri Feb 11 12:12:35 2011 |
Jim, I am not originating any more but I find it .. |
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| Fri Feb 11 12:01:16 2011 |
In response to Jake and Big Cat and .. |
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| Fri Feb 11 11:52:21 2011 |
I don't think a real estate lawyer is going to be .. |
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| Wed Feb 9 8:34:14 2011 |
For my money, good advice is far more beneficial .. |
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| Wed Feb 9 8:18:17 2011 |
I believe it's a complete waste of time for all .. |
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| Wed Feb 9 8:07:06 2011 |
Sueann, if you can find a lender willing to .. |
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| Wed Feb 9 8:01:56 2011 |
I have to disagree there, Guest. Triple L said .. |
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| Tue Feb 8 1:12:58 2011 |
Mary, please elaborate...is there a question or a .. |
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| Tue Feb 8 1:12:00 2011 |
Rock, that is a question to be posed to your .. |
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| Tue Feb 8 1:07:29 2011 |
I would have to believe that you don't need the .. |
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| Tue Feb 8 12:53:48 2011 |
KC, you've got a few things working against you. .. |
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| Tue Feb 8 12:48:27 2011 |
You'll be hard-pressed to justify it inasmuch as .. |
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| Tue Feb 8 12:44:59 2011 |
Jesme, we might be able to answer that question .. |
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| Tue Feb 8 12:43:51 2011 |
If I were in the market for a LOAN, I doubt very .. |
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| Tue Feb 8 12:39:26 2011 |
Gary you may be broke, but it appears you still .. |
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| Tue Feb 8 12:37:40 2011 |
Please rearrange the order of your words in that .. |
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| Tue Feb 8 12:31:32 2011 |
Keisha, I would have to assume that you don't .. |
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| Tue Feb 8 12:28:15 2011 |
"Putting a home on short sale" isn't, I .. |
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| Tue Feb 8 12:25:07 2011 |
Be careful with that credit card, Carl. You .. |
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| Tue Feb 8 12:22:44 2011 |
Tommi, there'd be no reason why you couldn't .. |
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| Tue Feb 8 12:19:49 2011 |
TM, if that broker that surrendered the lending .. |
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| Tue Feb 8 12:15:57 2011 |
Guest, I didn't see any mention of a bankruptcy .. |
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| Tue Feb 8 12:13:43 2011 |
You mean to say that the Aussies can provide .. |
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| Tue Feb 8 12:11:26 2011 |
It looks like it's bright and sunny Down Under, .. |
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| Tue Feb 8 12:08:43 2011 |
You might as well call your congressman. .. |
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| Mon Feb 7 4:02:42 2011 |
Tanya, I feel your pain. If your personalities .. |
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| Mon Feb 7 2:31:47 2011 |
I think I'd not call the REO department - .. |
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| Mon Feb 7 2:28:47 2011 |
Rhonda, a child support obligation that's so late .. |
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| Mon Feb 7 2:25:36 2011 |
Most of what an underwriter requests these days .. |
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| Mon Feb 7 2:25:20 2011 |
Most of what an underwriter requests these days .. |
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| Mon Feb 7 2:20:52 2011 |
Photoman I do wish you well in this endeavor; I'm .. |
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| Mon Feb 7 2:14:49 2011 |
I don't think too many lenders will have trouble .. |
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| Mon Feb 7 5:51:25 2011 |
Legal matters need legal opinions...there are far .. |
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| Wed Feb 2 2:40:17 2011 |
Ditto, but not the first time...it's if I've .. |
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| Wed Feb 2 2:37:28 2011 |
I'd imagine that any municipality that provides .. |
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| Wed Feb 2 2:34:27 2011 |
Yes you can become an owner by way of a quit .. |
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| Wed Feb 2 2:32:02 2011 |
No, Dave. A warranty deed provides you with .. |
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| Wed Feb 2 2:30:03 2011 |
Virginia (aka Eddie) I just answered Eddie on .. |
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| Wed Feb 2 2:28:46 2011 |
That sure wouldn't make sense, Eddie. A warranty .. |
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| Wed Feb 2 2:26:58 2011 |
There are (or have been) lenders who would be .. |
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| Wed Feb 2 2:22:27 2011 |
My short sale experience is negligible, but .. |
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| Wed Feb 2 2:16:45 2011 |
I realize that most bankrupts are not people who .. |
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| Wed Feb 2 2:12:42 2011 |
But you don't have to simply use it in the .. |
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| Wed Feb 2 2:06:07 2011 |
I thought maybe it was a peculiar type of .. |
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| Wed Feb 2 2:04:42 2011 |
Wow...I said "mid-to-late 90s" up .. |
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| Wed Feb 2 2:03:22 2011 |
I can't disagree but I'll point out one thing .. |
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| Wed Feb 2 1:56:19 2011 |
A common lament I'm sure, Tom....oh...that was .. |
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| Wed Feb 2 1:54:37 2011 |
Not so...if you win big in Vegas, just keep .. |
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| Wed Feb 2 1:50:42 2011 |
I guess that's a good thing; not sure what .. |
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| Wed Feb 2 9:32:15 2011 |
Yes, a foreclosure is a public record, and all .. |
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| Wed Feb 2 9:28:48 2011 |
Since the "Maker" is in default, it .. |
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| Wed Feb 2 9:25:17 2011 |
I read this: "."
That tells me .. |
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| Wed Feb 2 9:23:27 2011 |
Baliajay, it would be far more beneficial (far, .. |
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| Wed Feb 2 9:16:50 2011 |
Investors have drastically changed their .. |
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| Wed Feb 2 9:12:56 2011 |
I didn't mean to frame that as a question. It .. |
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| Wed Feb 2 9:12:13 2011 |
I wonder where that $495 .. |
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| Wed Feb 2 9:10:28 2011 |
Blatant gibberish contained herein - what is all .. |
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| Wed Feb 2 9:05:58 2011 |
Sorry, Tom, but I just rendered your comment .. |
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| Wed Feb 2 9:03:12 2011 |
Creating a will, however, isn't going to solve .. |
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| Wed Feb 2 8:59:02 2011 |
Lenders cannot simply overlook large, unexplained .. |
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| Wed Feb 2 8:52:15 2011 |
We are beginning to see a consensus attitude .. |
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| Tue Feb 1 6:38:03 2011 |
If it makes you feel more comfortable, then do .. |
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| Tue Feb 1 6:36:10 2011 |
Most lenders still abide by the rule that allows .. |
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| Tue Feb 1 6:31:42 2011 |
Any action taken on the property - be it a .. |
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| Tue Feb 1 6:29:16 2011 |
John's idea of VOD is quite good, though it might .. |
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| Tue Feb 1 6:25:58 2011 |
I'm in agreement with John. A conventional .. |
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| Tue Feb 1 6:22:14 2011 |
A bit contradictory there midget, but it's true .. |
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| Tue Feb 1 6:19:31 2011 |
First step - clarify the situation with your .. |
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| Tue Feb 1 6:15:45 2011 |
I'm not at all certain that an appraisal was done .. |
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| Tue Feb 1 6:12:18 2011 |
These threads get too convoluted when people .. |
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| Tue Feb 1 6:09:11 2011 |
A question for your attorney, but I'll opine that .. |
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| Tue Feb 1 6:05:56 2011 |
You'll want a mortgage note, of course, to set .. |
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| Tue Feb 1 6:01:08 2011 |
Check with the courthouse where your foreclosure .. |
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| Tue Feb 1 5:58:31 2011 |
Different answers to the same question...not .. |
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| Tue Feb 1 5:55:55 2011 |
Please don't post your queries on different .. |
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| Tue Feb 1 5:52:08 2011 |
Angela tell us what locale you're in and you .. |
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| Tue Feb 1 5:50:04 2011 |
I'll opine that even with portfolio deals, .. |
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| Tue Feb 1 5:11:23 2011 |
Midget, the primary borrower has to qualify at a .. |
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| Tue Feb 1 5:08:32 2011 |
Yousef, it would appear that the lenders you've .. |
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| Tue Feb 1 5:05:05 2011 |
True that 5 may be overstepping, but if they're .. |
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| Tue Feb 1 5:03:57 2011 |
John, I don't ever remember hearing of or seeing .. |
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| Tue Feb 1 2:03:17 2011 |
Nelson, I don't like these people who solicit .. |
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| Tue Feb 1 9:33:01 2011 |
If you can make yourselves more comfortable with .. |
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| Tue Feb 1 9:30:40 2011 |
I suggest you take this query to the bankruptcy .. |
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| Tue Feb 1 9:28:34 2011 |
I've never heard of any lenders who'd undertake .. |
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| Tue Feb 1 9:26:28 2011 |
Why the desperation You speak of your excellent .. |
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| Tue Feb 1 9:20:13 2011 |
I'm pretty confused about your post. You .. |
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| Tue Feb 1 9:14:42 2011 |
I suggest you schedule a consultation with a .. |
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| Mon Jan 31 12:54:16 2011 |
Retaining the cards and using them periodically .. |
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| Mon Jan 31 12:49:52 2011 |
You'd have to retain an attorney and go to court .. |
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| Mon Jan 31 12:48:09 2011 |
Consult with an attorney - this is .. |
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| Mon Jan 31 12:44:35 2011 |
All parties to the existing deed would need to .. |
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| Mon Jan 31 12:41:28 2011 |
It's true that loans less than $50K are difficult .. |
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| Mon Jan 31 12:33:44 2011 |
Absolutely, you can sell the home - regardless of .. |
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| Mon Jan 31 12:28:30 2011 |
I don't know of any reason why it wouldn't be .. |
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| Mon Jan 31 12:24:39 2011 |
Hannah, most soft seconds expire after a certain .. |
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| Mon Jan 31 12:21:10 2011 |
I believe I already answered this question .. |
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| Mon Jan 31 12:18:17 2011 |
You apparently have much too much moxie...please .. |
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| Mon Jan 31 12:15:04 2011 |
Paying a lawyer to do what you can do and are .. |
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| Mon Jan 31 12:09:58 2011 |
Okey dokey .. |
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| Mon Jan 31 12:07:28 2011 |
Funny...if Loan Depot is "committed to .. |
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| Fri Jan 28 2:45:41 2011 |
Karen, if you didn't sign a mortgage note, then .. |
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| Fri Jan 28 2:34:38 2011 |
Call the IRS directly and they can help you with .. |
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| Fri Jan 28 2:32:50 2011 |
If you're certain they're legitimate in .. |
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| Fri Jan 28 2:31:22 2011 |
Your best bet to verify precisely what kind of .. |
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| Fri Jan 28 2:29:11 2011 |
Ditto...hoping that your insights will be .. |
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| Fri Jan 28 2:18:40 2011 |
It's not unusual in the last couple of years for .. |
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| Fri Jan 28 2:15:35 2011 |
No, it's not possible. The only way a new .. |
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| Fri Jan 28 2:13:22 2011 |
I've never seen an index that would address this. .. |
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| Fri Jan 28 2:11:01 2011 |
If anyone can decipher this question from Jason, .. |
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| Fri Jan 28 2:09:36 2011 |
Well, a quick Google search didn't bring any .. |
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| Fri Jan 28 2:06:55 2011 |
The only way to find out for certain is to .. |
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| Fri Jan 28 2:03:04 2011 |
I'm not sure whose question you may have been .. |
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| Fri Jan 28 2:01:53 2011 |
Tony, what was the transaction you were involved .. |
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| Fri Jan 28 1:58:46 2011 |
So Trout knows his scriptures, but I have to .. |
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| Fri Jan 28 1:55:52 2011 |
Principal curtailments would definitely make a .. |
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| Thu Jan 27 2:47:25 2011 |
I'll leave that one .. |
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| Thu Jan 27 2:46:25 2011 |
I'm not trying to deflate your ego, Chris. I .. |
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| Thu Jan 27 2:44:29 2011 |
Yes, Fernando, you're right. As we demonstrated, .. |
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| Thu Jan 27 2:43:01 2011 |
Linda, they're just getting the news in .. |
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| Thu Jan 27 2:39:58 2011 |
I concur - it's awfully difficult for a lender to .. |
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| Wed Jan 26 2:27:31 2011 |
An important factor in California is that lenders .. |
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| Wed Jan 26 2:21:52 2011 |
DPR, there is a wonderful organization called .. |
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| Wed Jan 26 2:18:10 2011 |
What you want to do is to arrange for the quit .. |
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| Wed Jan 26 2:13:21 2011 |
Sad that you'd lose your cousin to a competitor, .. |
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| Wed Jan 26 2:10:08 2011 |
And beware, those of you who think you can allow .. |
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| Wed Jan 26 2:07:49 2011 |
It's not a "catch" at all. This is the .. |
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| Tue Jan 25 2:48:32 2011 |
Ridiculous .. |
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| Tue Jan 25 2:40:08 2011 |
That's a good first step, .. |
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| Tue Jan 25 2:34:51 2011 |
They're not quite illegal Jim...they are quite .. |
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| Tue Jan 25 2:32:26 2011 |
Anne, how much you charge for interest is really .. |
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| Tue Jan 25 2:28:57 2011 |
Susan, you don't begin a foreclosure action, the .. |
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| Tue Jan 25 2:23:26 2011 |
I'm sure you are living pay check to pay check, .. |
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| Tue Jan 25 2:20:03 2011 |
Sussane, Wheda is the Wisconsin product for first .. |
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| Tue Jan 25 2:17:56 2011 |
A tax advisor is not going to know the details on .. |
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| Tue Jan 25 2:16:32 2011 |
What a wonderful way to end a comment..."you .. |
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| Tue Jan 25 2:14:03 2011 |
Edj, the answer is "maybe." Having no .. |
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| Tue Jan 25 2:10:41 2011 |
Please, people, I urge you to ignore this .. |
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| Tue Jan 25 2:06:50 2011 |
oops...he "sent" an email; not .. |
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| Tue Jan 25 2:05:12 2011 |
I have been a strong advocate of credit unions .. |
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| Tue Jan 25 1:45:08 2011 |
Wowie Zowie!! Lookie there, folks - it's .. |
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| Tue Jan 25 1:41:44 2011 |
Alisa, I believe you'd agree that there's an .. |
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| Tue Jan 25 1:35:21 2011 |
No, James...I disagree. Why retain a lawyer and .. |
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| Tue Jan 25 1:32:52 2011 |
Yeah...I'm with Sussane here...a quit claim deed .. |
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| Tue Jan 25 1:23:21 2011 |
Dang! I was trying to figure out where you come .. |
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| Tue Jan 25 1:18:37 2011 |
Lonnie, I'm glad you are able to retain your .. |
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| Tue Jan 25 1:15:21 2011 |
Chris, I won't even begin to attempt to speak for .. |
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| Tue Jan 25 1:09:23 2011 |
Wow...did I say .. |
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| Sat Jan 22 9:41:23 2011 |
This has been a peculiar string, but it's .. |
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| Sat Jan 22 9:37:36 2011 |
If you can, that .. |
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| Sat Jan 22 9:37:09 2011 |
When you attempt to refinance, you'll find that .. |
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| Mon Jan 3 10:20:26 2011 |
Much has been said about payday loans, and I .. |
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| Mon Jan 3 10:17:14 2011 |
The one hundred eleventh 100 is always a chore to .. |
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| Mon Jan 3 10:13:12 2011 |
You ought to be able to prove that you didn't .. |
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| Mon Jan 3 10:10:40 2011 |
Well, Patti, it is Monday and I hope you've .. |
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| Mon Jan 3 10:07:52 2011 |
Ignore this .. |
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| Mon Jan 3 10:05:57 2011 |
Ed you can save the house now, before the quit .. |
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| Mon Jan 3 10:00:04 2011 |
Not especially helpful .. |
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| Mon Jan 3 9:58:20 2011 |
While I don't disagree with Adonis' premise that .. |
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| Fri Dec 31 11:55:29 2010 |
Typically in a divorce situation, property .. |
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| Fri Dec 31 11:52:47 2010 |
If you truly think you're being harassed, you can .. |
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| Fri Dec 31 11:49:34 2010 |
I agree with Adonis here; you can do either or .. |
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| Fri Dec 31 11:47:05 2010 |
Sure it could...a quit claim deed isn't .. |
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| Fri Dec 31 11:46:09 2010 |
Biff, in all honesty, you're going to need to .. |
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| Fri Dec 31 11:42:39 2010 |
With the new world order, disputes are held in .. |
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| Fri Dec 31 11:38:58 2010 |
What a mess. How do you figure that a man who .. |
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| Fri Dec 31 11:35:04 2010 |
Not possible, mrider. Your UEC income is yours .. |
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| Fri Dec 31 11:32:01 2010 |
Kathy, if the credit cards were his alone, then .. |
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| Fri Dec 31 11:26:24 2010 |
Confused, a lender isn't very likely to even .. |
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| Fri Dec 31 11:24:16 2010 |
June, the answer to your question is .. |
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| Thu Dec 30 2:40:38 2010 |
Anyone can do what they do Wow
I won't .. |
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| Thu Dec 30 2:38:36 2010 |
If you are "on title," that means .. |
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| Thu Dec 30 2:35:18 2010 |
You'll find that unless you have almost pristine .. |
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| Thu Dec 30 2:24:11 2010 |
I concur, Tom - there are cases in which using .. |
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| Thu Dec 30 2:21:42 2010 |
A man of few words, he .. |
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| Thu Dec 30 2:18:48 2010 |
I suppose that was succinct enough, .. |
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| Thu Dec 30 10:28:48 2010 |
I certainly agree with your assessment of the .. |
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| Thu Dec 30 10:16:42 2010 |
I do know the answer: the latter part of .. |
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| Thu Dec 30 10:14:32 2010 |
Jeni, there is always a discrepancy between the .. |
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| Thu Dec 30 10:07:27 2010 |
Blatantly .. |
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| Thu Dec 30 10:06:06 2010 |
I'm .. |
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| Thu Dec 30 10:04:09 2010 |
Gee...
When did credit reports begin to cite .. |
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| Thu Dec 30 10:01:25 2010 |
By far the best way to get a correct answer to .. |
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| Thu Dec 30 9:59:53 2010 |
Tony, 591 isn't a pretty score, and that's going .. |
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| Thu Dec 30 9:55:56 2010 |
The judgment was awarded to the plaintiff after .. |
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| Thu Dec 30 9:52:02 2010 |
Sussane, I have to disagree. Inasmuch as the .. |
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| Thu Dec 30 9:43:45 2010 |
A home equity line of credit wouldn't make sense .. |
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| Thu Dec 30 9:41:42 2010 |
JJ why did you stop paying the mortgage that you .. |
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| Thu Dec 30 9:39:20 2010 |
That was one long and difficult sentence, Daine. .. |
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| Thu Dec 30 9:35:55 2010 |
If you have a separation agreement (not necessary .. |
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| Thu Dec 30 9:29:58 2010 |
Stevie, you may have received an answer you .. |
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| Thu Dec 30 9:25:55 2010 |
It might be wise, depending on what you're trying .. |
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| Thu Dec 30 9:22:18 2010 |
Yes, it seems quite strange to me, also. .. |
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| Thu Dec 30 9:17:11 2010 |
Giddy, perplexed and hesitant all at the same .. |
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| Thu Dec 30 9:09:04 2010 |
The rhyming in the previous comment wasn't .. |
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| Thu Dec 30 9:07:57 2010 |
Twenty-one months later, a surprise. Someone .. |
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| Thu Dec 30 9:04:59 2010 |
Juan, I certainly didn't say that BofA would .. |
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| Wed Dec 29 12:39:13 2010 |
Heirs ought not to be responsible for deficits of .. |
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| Wed Dec 29 12:36:50 2010 |
J - I gather that you are speaking of a contract .. |
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| Wed Dec 29 12:32:54 2010 |
Well, we have heard of the robo-signings of .. |
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| Tue Dec 28 10:22:16 2010 |
This lender must be some kind of outfit to get in .. |
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| Tue Dec 28 10:21:06 2010 |
You mentioned "letting go" of the house .. |
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| Tue Dec 28 10:17:07 2010 |
I dont' think there is any residential real .. |
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| Tue Dec 28 10:13:10 2010 |
"No answer" from Countrywide isn't the .. |
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| Tue Dec 28 10:10:21 2010 |
What happened to the other "tin"
To .. |
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| Tue Dec 28 10:08:06 2010 |
Well said, Chris, especially concerning the .. |
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| Tue Dec 28 10:02:58 2010 |
GB, I think you ought to take your $35 complaint .. |
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| Tue Dec 28 9:59:49 2010 |
You may or may not have a tax liability, but as .. |
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| Tue Dec 28 9:58:18 2010 |
If there's sufficient equity and he can sell it .. |
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| Tue Dec 28 9:56:09 2010 |
The loan officer erred, not the company. So, .. |
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| Tue Dec 28 9:49:59 2010 |
Most lenders want you to own a property for a .. |
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| Tue Dec 28 9:46:46 2010 |
If what they say is true, you ought to be able to .. |
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| Tue Dec 28 9:42:21 2010 |
Sorry to say that your lender isn't going to look .. |
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| Tue Dec 28 9:35:32 2010 |
G&D, I also benefited from having a 5/1 ARM, .. |
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| Tue Dec 28 9:31:24 2010 |
Well, HHInfo, I went to your "site" and .. |
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| Tue Dec 28 9:25:04 2010 |
JRS, what the mortgage insurance company is .. |
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| Tue Dec 28 9:20:30 2010 |
Stephanie, you must have found a fool to do .. |
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| Tue Dec 28 9:16:35 2010 |
Confused....I don't blame you for being confused. .. |
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| Tue Dec 28 9:14:04 2010 |
Perchy it seems like your attempt to refinance is .. |
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| Tue Dec 28 9:08:59 2010 |
Ted, if you are referring to a home equity line .. |
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| Tue Dec 28 9:07:02 2010 |
To the man who was desperately needing advice, of .. |
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| Tue Dec 28 9:03:44 2010 |
Jules, you'll have to keep up on the rules here. .. |
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| Tue Dec 28 9:00:29 2010 |
An assumption by your fiancee's former spouse .. |
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| Tue Dec 28 8:55:22 2010 |
Ms. A, what are you referring to when you say .. |
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| Tue Dec 28 8:52:18 2010 |
Raychel, I hope you took Adonis' advice and .. |
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| Tue Dec 28 8:50:47 2010 |
Not only did I have no intention of going .. |
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| Thu Dec 23 8:40:24 2010 |
You are so right, bcaligirl. People who are in .. |
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| Wed Dec 22 8:24:31 2010 |
Timeshares seem to have become dinosaurs now; .. |
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| Wed Dec 22 8:22:14 2010 |
Seems like it's "one up, one down" as .. |
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| Wed Dec 22 8:18:27 2010 |
Cage, it seems you're working with these .. |
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| Wed Dec 22 8:15:29 2010 |
Adonis, I suspect that titles to such properties .. |
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| Wed Dec 22 8:13:22 2010 |
I'll still hold out for free first, reasonable .. |
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| Wed Dec 22 8:06:04 2010 |
Bravo, Tex! I hope you get your closing done .. |
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| Wed Dec 22 8:03:00 2010 |
Thanks, Theo (Ted)....making me unsure what to .. |
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| Wed Dec 22 7:59:18 2010 |
Rose, I'm not sure what sort of legal action you .. |
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| Wed Dec 22 7:56:07 2010 |
Guest, your post wasn't very polite, but you also .. |
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| Wed Dec 22 7:53:01 2010 |
Aram, can you elaborate on that comment "It .. |
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| Wed Dec 22 7:50:13 2010 |
Ali - if you have filed the quit claim with the .. |
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| Wed Dec 22 7:44:26 2010 |
I'm thinking that neither of those interest rates .. |
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| Wed Dec 22 7:40:00 2010 |
I suppose, Guest, that you've only read a couple .. |
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| Wed Dec 22 7:32:05 2010 |
Sheri, I suspect your best move might be to seek .. |
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| Tue Dec 21 3:34:58 2010 |
Julia, closed typically means that you've gone to .. |
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| Tue Dec 21 3:32:42 2010 |
Jean, you certainly can collect on your .. |
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| Tue Dec 21 3:29:52 2010 |
Contact the police For what purpose The Friend .. |
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| Tue Dec 21 3:26:07 2010 |
Not sure if I know a "best" way to get .. |
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| Mon Dec 20 8:09:48 2010 |
If you perceive eliminating your debt a benefit, .. |
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| Mon Dec 20 8:04:29 2010 |
Yes, rock is here, you are here, and hard place .. |
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| Mon Dec 20 8:01:42 2010 |
Glad to know they have a satisfied customer in .. |
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| Mon Dec 20 7:58:27 2010 |
Justin, I hope you've kept that $7000 in your .. |
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| Mon Dec 20 7:53:10 2010 |
I'm late in chiming in, but if you are an owner .. |
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| Mon Dec 20 7:50:12 2010 |
Barbie, I know you addressed that to me, and .. |
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| Thu Nov 18 11:38:55 2010 |
This doesn't sound like fun.
I gather that .. |
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| Thu Nov 18 10:47:41 2010 |
OK, everyone..."Black Friday" is nigh - .. |
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| Thu Nov 18 10:40:43 2010 |
You might just need a little bit of "the .. |
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| Thu Nov 18 10:39:48 2010 |
Michelle, you're not likely to get a deferment of .. |
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| Thu Nov 18 10:34:51 2010 |
Are you still in the process of the modification, .. |
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| Thu Nov 18 10:32:02 2010 |
Betty, I think you'd be wise to check with the .. |
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| Thu Nov 18 10:27:16 2010 |
In the overall scheme of things, Carrie, it ought .. |
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| Thu Nov 18 10:24:52 2010 |
Willard, that's not a question that can be .. |
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| Thu Nov 18 10:20:37 2010 |
Your first move is to locate her. Call her .. |
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| Thu Nov 18 10:17:57 2010 |
I don't understand what you mean by that, Budman. .. |
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| Thu Nov 18 10:16:41 2010 |
I get what you're saying, but what kind of judge .. |
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| Thu Nov 18 10:13:36 2010 |
Those regulations are not "federal" in .. |
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| Thu Nov 18 10:10:16 2010 |
: any bankruptcy filing puts an automatic .. |
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| Thu Nov 18 10:02:47 2010 |
Baffled, you're in a tough spot. Your ex is .. |
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| Thu Nov 18 9:55:50 2010 |
"The court has given him the deed" .. |
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| Thu Nov 18 9:53:07 2010 |
I tried, but frankly I couldn't come up with any .. |
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| Thu Nov 18 9:50:55 2010 |
Secondary lienholders do not take precedence over .. |
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| Thu Nov 18 9:46:33 2010 |
"EX" I guess I missed something in the .. |
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| Thu Nov 18 9:42:37 2010 |
It's absolutely true. When you transfer .. |
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| Thu Nov 18 9:35:39 2010 |
Guest 7: Is "my company" a major .. |
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| Wed Nov 17 2:56:37 2010 |
Since the property is clearly not your own any .. |
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| Wed Nov 17 2:54:31 2010 |
I don't know of anyone who's suffered a lien on .. |
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| Wed Nov 17 2:52:09 2010 |
A quit claim deed will work out fine for .. |
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| Wed Nov 17 2:47:53 2010 |
"A good reason" is the specific reason .. |
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| Wed Nov 17 2:46:28 2010 |
Yes, refinancing is possible, but the mortgage .. |
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| Wed Nov 17 2:42:31 2010 |
What a wondrous thing it is to have these astute .. |
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| Wed Nov 17 2:40:18 2010 |
Doubt that such a suite (sic) would .. |
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| Wed Nov 17 2:15:20 2010 |
I doubt there are many lenders in this nation who .. |
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| Wed Nov 17 2:09:05 2010 |
Needing help, I'm not sure what you meant by .. |
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| Wed Nov 17 2:04:25 2010 |
But Loretta, take heart from the fact that you're .. |
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| Wed Nov 17 2:01:54 2010 |
A quit claim deed can be used by anyone. In .. |
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| Wed Nov 17 1:57:16 2010 |
The 72 hours isn't all that literal - it's really .. |
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| Wed Nov 17 1:48:41 2010 |
Susan, unless the creditors to whom you owe that .. |
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| Wed Nov 17 1:44:03 2010 |
Guest 23, the appraisal fee is not a closing .. |
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| Wed Nov 17 1:19:14 2010 |
Stephanie, I'm not sure I can answer you. You .. |
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| Wed Nov 17 1:10:39 2010 |
Shondra, to elaborate - if you quit claim your .. |
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| Wed Nov 17 1:08:31 2010 |
Agreed...judgments are only handed out by courts .. |
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| Thu Nov 4 12:05:11 2010 |
Pierre, if an elderly person wishes to transfer .. |
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| Thu Nov 4 12:01:57 2010 |
Quynh I sincerely hope you had an attorney .. |
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| Thu Nov 4 11:59:18 2010 |
"Refinance" - if your amortization is .. |
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| Wed Nov 3 12:22:47 2010 |
Mom, it's conceivable that the lender might get .. |
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| Wed Nov 3 12:13:04 2010 |
Hiding it won't work out too well, will it You .. |
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| Wed Nov 3 12:08:49 2010 |
Pat, the first step in determining the interest .. |
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| Wed Nov 3 11:58:25 2010 |
Do you really think that your lender is going to .. |
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| Wed Nov 3 11:55:21 2010 |
Teri, a soft second mortgage is typically one .. |
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| Wed Nov 3 11:50:44 2010 |
Cathy Jo, I believe that Adonis was addressing .. |
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| Wed Nov 3 11:46:18 2010 |
Not sure about the above, Ryan, but keep at it. .. |
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| Wed Nov 3 11:43:09 2010 |
Try to contact someone within the state .. |
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| Wed Nov 3 11:39:07 2010 |
I agree, Steve; unfortunately, cosigning on a .. |
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| Wed Nov 3 11:25:16 2010 |
Sussane, please be careful with your verbiage. .. |
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| Wed Nov 3 11:21:28 2010 |
Perhaps Alaska law is equivalent to Georgia .. |
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| Wed Nov 3 11:18:12 2010 |
It's been a few days since I've been able to view .. |
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| Thu Oct 28 11:56:12 2010 |
Wow...6 miles...hard to fathom, frankly. Since .. |
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| Thu Oct 28 11:41:11 2010 |
Check with Legal Aid. There is a legal aid .. |
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| Thu Oct 28 11:34:02 2010 |
Then I'd certainly think that your involvement .. |
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| Thu Oct 28 11:33:06 2010 |
Yes, you can certainly pay down your jumbo loan, .. |
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| Thu Oct 28 11:30:09 2010 |
I need to amend my last sentence. It should read .. |
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| Thu Oct 28 11:27:27 2010 |
I see a little of everything here. Working .. |
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| Thu Oct 28 11:15:48 2010 |
First off, Dan, I'd want to be certain you know .. |
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| Thu Oct 28 11:10:00 2010 |
Mason, if you've obtained one of those heinous .. |
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| Thu Oct 28 11:08:17 2010 |
Woodlady, I hope you had a favorable outcome to .. |
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| Thu Oct 28 11:03:19 2010 |
I need clarity, even if nobody else does. PK, if .. |
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| Thu Oct 28 11:00:54 2010 |
Nancy if you don't know how much you need to .. |
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| Thu Oct 28 10:59:01 2010 |
If you are asking about a pure co-signer, i.e. .. |
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| Thu Oct 28 10:53:18 2010 |
I welcome the opportunity to hear from someone .. |
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| Thu Oct 28 10:50:51 2010 |
Our "Guest" here, who claims to be a .. |
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| Thu Oct 28 10:42:48 2010 |
Depending on your income, your credit and your .. |
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| Thu Oct 28 10:40:15 2010 |
Which appraisal are you complaining about - the .. |
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| Thu Oct 28 10:37:24 2010 |
Aurora, being in first position to begin with, .. |
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| Thu Oct 28 10:28:36 2010 |
Mr. Payday, what is it that you wanted to say, .. |
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| Tue Oct 26 11:31:55 2010 |
There has to be a valid reason for Bank 1 to .. |
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| Tue Oct 26 11:29:37 2010 |
BT, where did you hear this phrase I don't know .. |
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| Tue Oct 26 11:27:07 2010 |
You'll need mortgage insurance unless your loan .. |
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| Tue Oct 26 11:25:39 2010 |
You'll not have any obligation resulting from .. |
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| Tue Oct 26 11:16:23 2010 |
Hmmm...my analysis...
I suppose I have to .. |
Forum |
| Tue Oct 26 11:08:07 2010 |
Carl, you need to impress upon your broker the .. |
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| Tue Oct 26 11:04:40 2010 |
Eden, there's no way in which to .. |
Forum |
| Tue Oct 26 11:00:10 2010 |
Rainer, with interest rates closer to that 3.99 .. |
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| Tue Oct 26 10:58:06 2010 |
In defense of Elnora's "rate quote" - .. |
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| Tue Oct 26 10:53:34 2010 |
As for UO, I suppose it will depend on the amount .. |
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| Tue Oct 26 10:51:09 2010 |
To Confused: you certainly hit that nail on the .. |
Forum |
| Tue Oct 26 10:43:25 2010 |
This thread has become the haven for misguided .. |
Forum |
| Tue Oct 26 10:40:24 2010 |
Nick, inviting anyone to call you at that number .. |
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| Tue Oct 26 10:33:31 2010 |
Indeed, you're .. |
Forum |
| Tue Oct 26 10:31:16 2010 |
I'm in agreement with James here. If you simply .. |
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| Fri Oct 22 1:58:51 2010 |
What happened here, Miles Did you delete your .. |
Forum |
| Fri Oct 22 1:55:21 2010 |
I suggest you consult with an attorney who would .. |
Forum |
| Fri Oct 22 1:51:37 2010 |
I can't comment on a what effect non-recourse .. |
Forum |
| Fri Oct 22 1:45:16 2010 |
Van, our guest didn't say that was a zero-point .. |
Forum |
| Fri Oct 22 1:42:23 2010 |
Hi Mr. Dallas Realtor...the way in which you can .. |
Forum |
| Fri Oct 22 1:38:40 2010 |
Definitely do NOT get a new credit account. The .. |
Forum |
| Fri Oct 22 1:34:13 2010 |
From what you've stated here, it appears that .. |
Forum |
| Fri Oct 22 1:32:01 2010 |
Guest, I think what you really heard was that .. |
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| Fri Oct 22 1:28:33 2010 |
Are you serious, Miles It seems rather odd that .. |
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| Fri Oct 22 1:24:34 2010 |
Actually, since most lenders are nationwide these .. |
Forum |
| Fri Oct 22 1:20:42 2010 |
Well the odds of your husband adding you to title .. |
Forum |
| Fri Oct 22 1:18:21 2010 |
Your first step after reading this ought to be to .. |
Forum |
| Fri Oct 22 1:12:27 2010 |
Debbie, as a general rule, the adding of your .. |
Forum |
| Fri Oct 22 1:07:25 2010 |
Guest, if your tenant "flakes out" .. |
Forum |
| Fri Oct 22 1:00:50 2010 |
Oh so helpful, .. |
Forum |
| Fri Oct 22 12:56:40 2010 |
It sure is unique. You're going to have to .. |
Forum |
| Fri Oct 22 12:52:18 2010 |
John, the tax credit has no relevance whatsoever .. |
Forum |
| Fri Oct 22 12:49:24 2010 |
Linds, the answer is "no" to whether or .. |
Forum |
| Fri Oct 22 12:46:06 2010 |
Which, Drak, I'm sure you've already done. There .. |
Forum |
| Tue Oct 19 12:22:13 2010 |
If the home is paid for, that means there is no .. |
Forum |
| Tue Oct 19 12:18:13 2010 |
Franko, you can choose from a variety of terms: .. |
Forum |
| Tue Oct 19 12:09:17 2010 |
Methinks the major players are getting discounts .. |
Forum |
| Mon Oct 18 12:51:31 2010 |
John, I would hope that credit reports aren't .. |
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| Mon Oct 18 12:47:55 2010 |
Lorena, you would qualify for a reverse mortgage, .. |
Forum |
| Mon Oct 18 12:45:03 2010 |
I am not in a condo now, but have been previously .. |
Forum |
| Mon Oct 18 12:39:51 2010 |
Anyone who has an interest-only loan who also has .. |
Forum |
| Mon Oct 18 12:38:01 2010 |
It's a possibility, yes, Jeff. Of course, it .. |
Forum |
| Mon Oct 18 12:32:06 2010 |
Jelisa, lenders won't speak with you unless you .. |
Forum |
| Mon Oct 18 12:30:14 2010 |
Yup, my post above:
Susan, I don't believe .. |
Forum |
| Mon Oct 18 12:27:57 2010 |
Yes...this is me...forgot to login:
Anyone can .. |
Forum |
| Sun Oct 17 7:55:38 2010 |
They won't be able to attach any of your other .. |
Forum |
| Sun Oct 17 7:51:54 2010 |
Willie, you didn't indicate what kind of loan .. |
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| Sun Oct 17 7:50:02 2010 |
dp, you will always find it more difficult to .. |
Forum |
| Sun Oct 17 7:44:39 2010 |
Carmine, what are you driving at Do you simply .. |
Forum |
| Sun Oct 17 7:43:15 2010 |
Yes, though I can't cite you chapter and verse .. |
Forum |
| Fri Oct 15 2:00:51 2010 |
Ram, the divorce has nothing to do with the .. |
Forum |
| Fri Oct 15 1:52:16 2010 |
If the two of you live in the home, it might be a .. |
Forum |
| Fri Oct 15 1:50:09 2010 |
Great idea to engage an attorney, especially in .. |
Forum |
| Fri Oct 15 1:46:30 2010 |
Kitty, you've survived so much, more than many .. |
Forum |
| Fri Oct 15 1:43:41 2010 |
Denise, in the modification process, they'd be .. |
Forum |
| Fri Oct 15 1:40:15 2010 |
In truth, at the time of the sale - the closing - .. |
Forum |
| Fri Oct 15 1:38:08 2010 |
I agree...I don't see any reason why a .. |
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| Fri Oct 15 1:34:13 2010 |
Ms. Catherine, I'm pleased to know you got some .. |
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| Fri Oct 15 1:29:53 2010 |
Your aspirations ought to have been acquired in .. |
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| Fri Oct 15 1:26:28 2010 |
Undoubtedly there are lenders granting loans for .. |
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| Fri Oct 15 1:26:18 2010 |
Undoubtedly there are lenders granting loans for .. |
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| Fri Oct 15 1:23:26 2010 |
Anon, your post is contradictory. You knock NACA .. |
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| Fri Oct 15 1:19:57 2010 |
Odd answer there, Jerry. I didn't get the part .. |
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| Fri Oct 15 1:15:31 2010 |
Good advice there...so many folk seem to go off .. |
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| Fri Oct 15 1:13:33 2010 |
The trouble with the interest-only loans is that .. |
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| Fri Oct 15 1:13:24 2010 |
The trouble with the interest-only loans is that .. |
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| Fri Oct 8 2:54:02 2010 |
I don't know Canadian law as far as fraudulent .. |
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| Fri Oct 8 2:50:45 2010 |
My thoughts, Ronnie, would be that if you have a .. |
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| Fri Oct 8 2:47:02 2010 |
David, you may be able to find legal .. |
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| Fri Oct 8 2:45:10 2010 |
Agreed, recertification is the minimal that would .. |
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| Fri Oct 8 2:42:34 2010 |
Marlene, the process is that they'll have to go .. |
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| Fri Oct 8 2:40:31 2010 |
I don't believe that anyone who's not employed .. |
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| Fri Oct 8 2:36:24 2010 |
Are you speaking of capital gains taxes in the US .. |
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| Fri Oct 8 2:33:28 2010 |
Presumably, the phone call you got ought to stand .. |
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| Fri Oct 8 2:29:50 2010 |
Before you spring for an appraisal, you can check .. |
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| Fri Oct 8 2:25:00 2010 |
This whole topic seems pretty odd; why would an .. |
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| Fri Oct 8 2:23:19 2010 |
Ten months later...maybe we'll find someone with .. |
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| Fri Oct 8 2:21:17 2010 |
Your request for a lender to grant you a 3% .. |
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| Fri Oct 8 2:17:41 2010 |
I can't quite fathom what paperwork she'd have to .. |
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| Fri Oct 8 2:15:44 2010 |
No reason why not if she wants to do it...a quit .. |
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| Fri Oct 8 2:13:57 2010 |
It is as simple as the refinance that she may or .. |
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| Fri Oct 8 2:10:57 2010 |
Not sure what that has to due with consolidating .. |
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| Fri Oct 8 2:08:25 2010 |
I don't know what a "Guaranteed Lender .. |
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| Fri Oct 8 2:05:49 2010 |
Lucinda, are you the same Lucinda from 3 months .. |
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| Fri Oct 8 2:03:00 2010 |
Doodle, I would think that's something you might .. |
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| Fri Oct 8 2:00:03 2010 |
To anyone who's interested in obtaining a .. |
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| Fri Oct 8 1:55:59 2010 |
Rickrod, whether she's entitled to 50% or more is .. |
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| Fri Oct 8 1:52:52 2010 |
Guest, it would appear that your relative needs .. |
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| Fri Oct 8 1:49:52 2010 |
You noted that the last email came from the title .. |
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| Fri Oct 8 1:44:42 2010 |
In some shops a few years ago, I have a feeling .. |
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| Fri Oct 8 1:42:44 2010 |
I don't have the materials handy to answer your .. |
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| Fri Oct 8 1:38:21 2010 |
There are hard-money lenders out there who'll .. |
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| Fri Oct 8 1:36:14 2010 |
I'm not quite certain what your question is, .. |
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| Fri Oct 8 1:31:40 2010 |
You never need to detail to anyone else where the .. |
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| Fri Oct 8 1:30:13 2010 |
If you have a valid lien on the property, that'll .. |
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| Fri Oct 8 1:28:42 2010 |
What I fail to understand is why the lender .. |
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| Fri Oct 8 1:24:43 2010 |
Guest, the easiest way (not so easy after all) is .. |
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| Fri Oct 8 1:22:35 2010 |
Is your husband still in Ghana, or have you .. |
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| Fri Oct 8 1:21:03 2010 |
You go Chris...thanks for updating because that .. |
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| Fri Oct 8 1:18:14 2010 |
FEMA continually updates their maps, and that's .. |
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| Fri Oct 8 1:15:56 2010 |
I would sincerely hope that we've seen the last .. |
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| Fri Oct 8 1:14:09 2010 |
Have you tried the sales manager in the area If .. |
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| Fri Oct 8 1:09:38 2010 |
Aleta, I can't imagine too many lenders hopping .. |
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| Fri Oct 8 1:04:50 2010 |
A quit claim deed is the safest and easiest. .. |
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| Fri Oct 8 1:02:38 2010 |
Presumably, if you have a verbal approval, the .. |
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| Fri Oct 8 1:00:19 2010 |
CJ63, for $800 you would want to visit a local .. |
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| Fri Oct 8 12:56:25 2010 |
Based on your description I think your best bet .. |
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| Fri Oct 8 12:53:06 2010 |
A mortgage cannot be inherited, and the lender .. |
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| Fri Oct 8 12:49:51 2010 |
Surveys are unusual in some states, normal in .. |
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| Fri Oct 8 12:47:56 2010 |
For someone else to buy your home and allow you .. |
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| Fri Oct 8 12:41:53 2010 |
Tom, I just answered your question .. |
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| Fri Oct 8 12:39:48 2010 |
Undoubtedly Tom, that will depend on whatever you .. |
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| Thu Oct 7 1:30:19 2010 |
They probably won't know about your purchase, .. |
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| Thu Oct 7 1:23:37 2010 |
GBarnett, you need to engage the assistance of an .. |
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| Thu Oct 7 1:20:41 2010 |
You can try masshousing.com, on which you can .. |
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| Thu Oct 7 1:16:04 2010 |
Agreed...unless your brother's widow is a party .. |
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| Thu Oct 7 1:10:22 2010 |
Borrowed money is never .. |
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| Thu Oct 7 12:59:48 2010 |
De De, be wary. If and when the lender discovers .. |
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| Thu Oct 7 12:43:47 2010 |
The key here is that the 31% figure is what .. |
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| Thu Oct 7 12:37:46 2010 |
Unfortunately, Adonis, we all know too well that .. |
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| Thu Sep 30 10:03:51 2010 |
Yes, this was me...I forgot to log in first:
I .. |
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| Wed Sep 29 8:25:14 2010 |
Sad to say, your merry widow isn't all that wrong .. |
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| Wed Sep 29 8:19:04 2010 |
And bad service will cause me to take my business .. |
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| Wed Sep 29 8:17:30 2010 |
I guess they didn't make you very happy. It's .. |
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| Wed Sep 29 8:14:00 2010 |
I second that. By all means, you don't need to .. |
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| Wed Sep 29 8:11:05 2010 |
I don't know why you wouldn't be able to cancel - .. |
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| Wed Sep 29 8:09:25 2010 |
Methinks Timmy knows something about lending, .. |
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| Wed Sep 29 8:06:54 2010 |
Red you've got all the wrong symptoms. The .. |
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| Wed Sep 29 8:03:42 2010 |
So the bank is not the lienholder...not sure why, .. |
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| Wed Sep 29 8:00:48 2010 |
Oh yeah....welcome to our forum, Micah. I hope .. |
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| Wed Sep 29 7:59:25 2010 |
You certainly didn't break any laws, commit any .. |
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| Wed Sep 29 7:45:00 2010 |
I don't think it's necessary for someone to have .. |
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| Wed Sep 29 7:41:57 2010 |
First easy answer that comes to mind for me is .. |
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| Wed Sep 29 7:38:19 2010 |
Paula I just answered your query .. |
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| Wed Sep 29 7:36:50 2010 |
Have you hired the appraiser in this case That .. |
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| Wed Sep 29 7:34:09 2010 |
Your mortgage statement - assuming you get one - .. |
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| Wed Sep 29 7:22:37 2010 |
Paula, you need to contact the Federal Trade .. |
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| Wed Sep 29 7:16:22 2010 |
Andrew, you are barking up the wrong tree, I'm .. |
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| Wed Sep 29 7:10:05 2010 |
If you are joint owners of the home, you ought to .. |
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| Wed Sep 29 7:05:46 2010 |
James, I have forgotten what the cutoff point is, .. |
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| Wed Sep 29 7:03:19 2010 |
Well, Shirley, it sounds like it's going smoothly .. |
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| Wed Sep 29 6:57:19 2010 |
Your attorney will tell you to contact your .. |
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| Wed Sep 29 6:51:21 2010 |
I wouldn't waste my time in getting a lawyer to .. |
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| Wed Sep 29 6:39:10 2010 |
aenny, can you rephrase that for us so that it .. |
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| Wed Sep 29 6:36:53 2010 |
To Susan with the association issues...didn't you .. |
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| Mon Sep 27 12:07:07 2010 |
Sussane, we are not discussing mortgage loans on .. |
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| Mon Sep 27 12:05:30 2010 |
I don't agree, Sara. The summer of 2011 is a .. |
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| Mon Sep 27 12:01:06 2010 |
Valerie, what you're doing now is probably .. |
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| Mon Sep 27 11:52:14 2010 |
If there is a deficiency when the creditor sells .. |
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| Mon Sep 27 11:50:20 2010 |
Sorry for the delay in reponse, Lynne. I would .. |
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| Mon Sep 27 11:47:22 2010 |
Woody, the only way in which you'll be able to .. |
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| Mon Sep 27 11:44:30 2010 |
It was .. |
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| Mon Sep 27 11:42:19 2010 |
That's exactly right, Guest. Filing a quit claim .. |
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| Tue Sep 21 10:41:48 2010 |
Let's not waste any more space with foolishness. .. |
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| Tue Sep 21 10:37:53 2010 |
If your name is on the deed, then you are going .. |
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| Tue Sep 21 10:34:22 2010 |
I think you just got one, .. |
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| Tue Sep 21 10:31:46 2010 |
Lenders are not prone to do as you suggest, but .. |
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| Tue Sep 21 10:29:30 2010 |
Well, you definitely ought to lose that 6.25% if .. |
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| Tue Sep 21 10:27:19 2010 |
Paul, I understand where you are coming from, but .. |
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| Tue Sep 21 10:23:47 2010 |
I disagree with that, Niicss. In my experience, .. |
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| Tue Sep 21 10:20:38 2010 |
Y'know, I just thought of this because I saw a .. |
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| Mon Sep 20 2:06:41 2010 |
Barbara because you have a co-op, which is a .. |
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| Mon Sep 20 2:03:09 2010 |
Another possibility exists, too. You can .. |
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| Mon Sep 20 1:57:52 2010 |
LL, no lender is going to allow a person in .. |
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| Mon Sep 20 1:54:11 2010 |
Do you have a good realtor, Lynne Do you have an .. |
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| Mon Sep 20 1:44:27 2010 |
Well, Mike, thanks for revisting this thing from .. |
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| Mon Sep 20 12:56:46 2010 |
Sorry....this was me posting this .. |
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| Mon Sep 20 12:40:04 2010 |
Kotten, bankruptcy will relieve you of all of .. |
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| Mon Sep 20 12:37:22 2010 |
It's a question better answered by your .. |
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| Mon Sep 20 12:33:45 2010 |
WOW! James, I don't know how you did it, but you .. |
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| Mon Sep 20 12:31:14 2010 |
Lori, your best bet is to do this: do an .. |
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| Mon Sep 20 12:27:30 2010 |
Stella, you're far better off finding someone to .. |
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| Mon Sep 20 12:23:50 2010 |
Ahmed thanks so much for advertising here. Keep .. |
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| Mon Sep 20 12:17:07 2010 |
I think it makes more sense at this time for you .. |
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| Mon Sep 20 12:14:20 2010 |
Unfortunately, Vol and numerous others continue .. |
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| Mon Sep 20 12:08:32 2010 |
Very doubtful, I'm afraid. Your credit score is .. |
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| Mon Sep 20 12:06:23 2010 |
But Kris, you do have a mortgage, do you not .. |
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| Mon Sep 20 12:02:25 2010 |
Peggy, you've asked a good question, and it's .. |
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| Mon Sep 20 11:59:58 2010 |
Guest, you won't be in jeopardy unless and until .. |
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| Mon Sep 20 11:56:22 2010 |
Your servicer ought to be able to provide you .. |
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| Mon Sep 20 11:50:26 2010 |
In that scenario, it makes the best sense, I'd .. |
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| Mon Sep 20 8:39:35 2010 |
Brandon, the quit claim deed only transfers .. |
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| Mon Sep 20 8:37:35 2010 |
It ought to help, because you won't be an owner .. |
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| Mon Sep 20 6:38:47 2010 |
Your discount point or points should be something .. |
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| Mon Sep 20 6:37:34 2010 |
Yes, if you're obligated to pay child support, it .. |
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| Mon Sep 20 6:36:22 2010 |
Despite what the decree states, you are still .. |
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| Mon Sep 20 6:34:28 2010 |
Lenders calculate ratios based on gross income. .. |
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| Mon Sep 20 6:29:53 2010 |
A second mortgage is a lien on the property. If .. |
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| Mon Sep 20 6:27:35 2010 |
Skycap, what you may not realize is that you'll .. |
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| Mon Sep 20 6:25:50 2010 |
Yes, indeed, ask for your attorney's assistance. .. |
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| Mon Sep 20 6:24:37 2010 |
Radar, don't apply for a credit card at this .. |
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| Mon Sep 20 6:21:45 2010 |
Bryan, from what we've learned over the last .. |
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| Mon Sep 20 6:19:34 2010 |
That's true, Liz. If title is still vested in .. |
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| Mon Sep 20 6:17:54 2010 |
Yes, Galan, as a general rule, you'll find that .. |
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| Mon Sep 20 6:16:18 2010 |
Esmeralda, I'm not quite sure who you're talking .. |
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| Fri Sep 17 11:46:14 2010 |
Keep in mind that an estimate is just that - an .. |
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| Fri Sep 17 11:44:13 2010 |
Sharol, I'm afraid you won't find too many .. |
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| Fri Sep 17 11:37:18 2010 |
I can't imagine that your situation concerning .. |
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| Fri Sep 17 11:33:09 2010 |
Jessica, be careful how you portray these .. |
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| Fri Sep 17 11:29:55 2010 |
Not true...Sara, the transfer of title will .. |
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| Fri Sep 17 11:23:11 2010 |
If the mortgage is still in both names, it ought .. |
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| Fri Sep 17 11:21:26 2010 |
Chris, the lender wants to see that the funds .. |
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| Fri Sep 17 11:17:17 2010 |
I suspect it won't be quite so easy, Sussane. .. |
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| Fri Sep 17 11:13:25 2010 |
I'd investigate further with the state before .. |
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| Fri Sep 17 11:09:01 2010 |
Absolutely right...I think it would be downright .. |
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| Fri Sep 17 11:02:17 2010 |
I've been somewhat offline for the last several .. |
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| Fri Sep 17 10:55:59 2010 |
Sorry to be so delinquent in responding to you .. |
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| Fri Sep 17 10:52:10 2010 |
I'm a little late to the party here, but wanted .. |
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| Fri Sep 10 12:20:25 2010 |
They're not quite up on the law, it would appear. .. |
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| Fri Sep 10 12:07:55 2010 |
Is this a refinance that you're talking about .. |
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| Fri Sep 10 11:57:17 2010 |
Maybe and maybe not. Frankly, there's not enough .. |
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| Fri Sep 10 11:51:38 2010 |
Your net income must be abnormally low - it .. |
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| Fri Sep 10 11:48:06 2010 |
What kind of conversation(s) have you had with .. |
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| Fri Sep 10 11:39:15 2010 |
Ray I'm surprised you're not on one of those .. |
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| Fri Sep 10 11:36:21 2010 |
Well, cocoabella, you didn't mention where your .. |
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| Fri Sep 10 11:32:08 2010 |
GRI, LLC...that was a valuable post. It's a .. |
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| Fri Sep 10 11:28:54 2010 |
You can also try zillow.com or trulia.com, which .. |
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| Fri Sep 10 11:26:59 2010 |
And, in addition to that, the amount of taxation .. |
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| Fri Sep 10 11:25:41 2010 |
Agreed...what John has provided you is correct. .. |
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| Fri Sep 10 11:19:11 2010 |
The purchase price is not affected by closing .. |
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| Fri Sep 10 11:15:49 2010 |
Absolutely, FHA is a part of HUD. I'm curious .. |
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| Fri Sep 10 11:09:16 2010 |
TJ4F, I have to assume that you've got legal .. |
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| Fri Sep 10 11:02:26 2010 |
$1505.50 X 125% = $1881.88; that's the magic .. |
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| Fri Sep 10 10:59:13 2010 |
Patience, most lenders have "events" at .. |
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| Thu Sep 9 10:34:08 2010 |
Yes, that's about it (only looking at it and not .. |
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| Thu Sep 9 10:32:10 2010 |
And that's exactly why I steer people away from .. |
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| Thu Sep 9 10:30:13 2010 |
No, Kevin, if you are not an obligor on the note, .. |
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| Thu Sep 9 10:25:18 2010 |
Actually, there's more to it than that. The .. |
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| Thu Sep 9 10:22:18 2010 |
I agree with Adonis' suggestion to contact the .. |
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| Thu Sep 9 10:19:55 2010 |
Lullu, if you tendered an offer on a property, it .. |
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| Fri Sep 3 10:31:25 2010 |
Anita...more specifically, they'll be likely to .. |
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| Fri Sep 3 10:27:17 2010 |
Someone seeking a first credit card would be wise .. |
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| Fri Sep 3 10:24:02 2010 |
Charles, I'm sure you're right about .. |
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| Fri Sep 3 10:18:23 2010 |
I am in agreement with Sussane's comment about .. |
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| Fri Sep 3 10:14:02 2010 |
Jessie, this forum isn't the proper place for .. |
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| Fri Sep 3 10:10:16 2010 |
If you can't make out the terms of the note .. |
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| Fri Sep 3 10:08:04 2010 |
I'm incredulous that the lender wouldn't abide by .. |
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| Wed Sep 1 11:06:26 2010 |
, you can research the contact information on .. |
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| Wed Sep 1 10:59:38 2010 |
He cannot sign for her unless she provides him .. |
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| Wed Sep 1 10:56:27 2010 |
Wow, I missed the "minor" reference in .. |
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| Wed Sep 1 10:45:16 2010 |
A 30-day late is reported as such as soon as it .. |
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| Wed Sep 1 10:43:32 2010 |
Rewards cards are generally overrated. You'll .. |
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| Wed Sep 1 10:36:23 2010 |
Guest, you are up against one of the oldest rules .. |
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| Wed Sep 1 10:33:17 2010 |
Just for chuckles, since I'm no longer .. |
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| Wed Sep 1 10:28:56 2010 |
Cindy, negotiating is a fine art, and settling in .. |
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| Wed Sep 1 10:25:29 2010 |
We people have free choice. If your dad chose to .. |
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| Wed Sep 1 10:22:02 2010 |
You've got to be able to recognize that there .. |
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| Wed Sep 1 10:19:11 2010 |
From July 21 to present isn't a long time in the .. |
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| Wed Sep 1 10:14:30 2010 |
You can certainly do that, but keep in mind that .. |
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| Wed Sep 1 10:10:04 2010 |
I think it's a waste of time, money and energy to .. |
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| Wed Sep 1 10:06:44 2010 |
Don, you ought to get your earnest money back. .. |
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| Wed Sep 1 10:04:30 2010 |
Jess, I think the first key word in my answer .. |
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| Wed Sep 1 9:34:14 2010 |
Dee, when a borrower dies, the loan in question .. |
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| Wed Sep 1 9:29:32 2010 |
Ladyb, unless you have substantial equity in your .. |
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| Wed Sep 1 9:25:45 2010 |
There's another scenario here, too, Jerry. .. |
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| Wed Sep 1 9:24:00 2010 |
There could be several different explanations for .. |
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| Tue Aug 31 7:22:37 2010 |
Guest, I know it's difficult to try to describe .. |
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| Mon Aug 30 3:47:37 2010 |
Jeff, that score isn't high enough for most .. |
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| Mon Aug 30 3:37:38 2010 |
Good question...there has to be some sort of .. |
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| Mon Aug 30 3:35:32 2010 |
Agreed...someone who has no awareness of what's .. |
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| Mon Aug 30 3:31:53 2010 |
oops...only the word "might" in the .. |
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| Mon Aug 30 3:30:42 2010 |
Forum cop Not by a long shot. Apologist for .. |
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| Fri Aug 27 4:22:52 2010 |
In 2008 and 2009, the minimum loan amount, to my .. |
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| Fri Aug 27 4:19:51 2010 |
An owner of a home cannot bring a foreclosure .. |
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| Fri Aug 27 4:16:17 2010 |
I don't think there's any way in which to predict .. |
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| Fri Aug 27 4:12:04 2010 |
That's the new rules, Adonis...not so long ago, .. |
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| Fri Aug 27 3:59:12 2010 |
Janice, I don't believe the credit repositories .. |
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| Fri Aug 27 3:55:03 2010 |
Lois, let's be frank. If you are in such a .. |
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| Fri Aug 27 3:48:01 2010 |
I own one too...we tried to sell it many years .. |
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| Thu Aug 26 8:09:45 2010 |
You multiply the loan amount by the interest .. |
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| Thu Aug 26 8:04:38 2010 |
Lil S, does she have no insurance Can she make .. |
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| Thu Aug 26 7:59:55 2010 |
The various parts of that question don't seem to .. |
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| Thu Aug 26 7:56:59 2010 |
That's a question, I believe, for a bankruptcy .. |
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| Thu Aug 26 7:53:09 2010 |
Without more detail, I don't know what kind of .. |
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| Thu Aug 26 7:43:48 2010 |
Yes, the following is actually my post:
Kit, .. |
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| Thu Aug 26 9:00:32 2010 |
Ownership of a property affords a person the .. |
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| Thu Aug 26 8:51:03 2010 |
To say the .. |
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| Thu Aug 26 8:49:30 2010 |
You need not worry, cc, about your SS benefits. .. |
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| Thu Aug 26 8:43:13 2010 |
rsm, your first option ought to be to contact an .. |
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| Thu Aug 26 8:32:33 2010 |
Certainly there are others who have had similar .. |
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| Thu Aug 26 8:29:18 2010 |
Indeed, modifications are possible on every time .. |
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| Thu Aug 26 8:25:15 2010 |
CC, no I am not representing any company, but .. |
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| Thu Aug 26 8:18:31 2010 |
Not every mortgage requires a survey, so you .. |
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| Thu Aug 26 8:13:18 2010 |
I don't suppose you have a whole lot of choice .. |
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| Thu Aug 26 8:09:40 2010 |
Sussane, undoubtedly you are correct. But of .. |
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| Thu Aug 26 8:06:09 2010 |
Guest, your many times of purchasing and .. |
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| Thu Aug 26 8:00:46 2010 |
There is a new research tome published last week .. |
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| Thu Aug 26 7:58:53 2010 |
You're correct, Eric. However, I don't believe .. |
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| Wed Aug 18 7:01:45 2010 |
Let me follow up that...I've been blessed in that .. |
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| Wed Aug 18 6:59:22 2010 |
Venora, calling me out is rude when all I'm .. |
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| Wed Aug 18 6:56:27 2010 |
I think that car situation could prove tricky for .. |
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| Wed Aug 18 6:53:34 2010 |
I have made it a habit to suggest that .. |
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| Wed Aug 18 6:50:39 2010 |
If you are unable to make the required payment, .. |
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| Wed Aug 18 6:48:06 2010 |
Part of what will happen depends on the equity .. |
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| Wed Aug 18 6:44:48 2010 |
I don't know that Alabama has specific language .. |
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| Wed Aug 18 6:36:22 2010 |
You can calculate the interest by taking your .. |
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| Wed Aug 18 6:31:12 2010 |
I presume that by "discharge fraud" you .. |
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| Wed Aug 18 6:29:02 2010 |
I'm agreeing with James here, too. Get some .. |
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| Wed Aug 18 6:26:55 2010 |
I'm in league with James here; owing the debt, .. |
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| Wed Aug 18 6:24:05 2010 |
Short sales are approved by the lender who holds .. |
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| Wed Aug 18 6:22:13 2010 |
If you received an unsolicited email from this .. |
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| Wed Aug 18 6:17:24 2010 |
I don't know why there would be a .. |
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| Wed Aug 18 6:13:29 2010 |
I think your lender ought to go to bat for you, .. |
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| Wed Aug 18 6:09:39 2010 |
Unfortunately, Jordy, it's industry standard that .. |
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| Wed Aug 18 6:06:35 2010 |
Keisha, with interest rates at record lows, I .. |
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| Tue Aug 17 3:20:39 2010 |
Writing a letter is as simple as writing a .. |
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| Tue Aug 17 3:13:10 2010 |
Run away..is the house worth it to you to pay .. |
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| Tue Aug 17 3:08:49 2010 |
No. When you relinquish your rights to a home, .. |
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| Tue Aug 17 3:07:12 2010 |
Well, if the band played well, and you enjoyed .. |
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| Tue Aug 17 3:02:06 2010 |
I wouldn't dare to try to predict how an .. |
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| Tue Aug 17 3:00:28 2010 |
BBlue, it's a tough market no matter where you .. |
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| Tue Aug 17 2:58:48 2010 |
Tracy, if you're selling a property that is .. |
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| Tue Aug 17 2:56:28 2010 |
Ray, it isn't necessary that the attorney for the .. |
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| Mon Aug 16 4:43:43 2010 |
Debi, you will find out that they won't accept .. |
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| Mon Aug 16 4:41:12 2010 |
The lender which held the mortgage will continue .. |
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| Mon Aug 16 4:34:52 2010 |
In today's market, there's no such thing as a .. |
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| Mon Aug 16 4:29:53 2010 |
No, Beth - that would be fraud in every .. |
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| Mon Aug 16 4:29:00 2010 |
How are you calculating Are you assuming that .. |
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| Mon Aug 16 4:26:16 2010 |
The smartest way to go about this is to call it a .. |
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| Mon Aug 16 4:24:12 2010 |
The discharge won't have any impact on the .. |
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| Mon Aug 16 4:21:53 2010 |
I don't think that a reverse mortgage will have .. |
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| Mon Aug 16 4:18:09 2010 |
Scott, I am of the opinion that it's not easy to .. |
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| Mon Aug 16 4:13:26 2010 |
I think the present lender is aware of the .. |
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| Mon Aug 16 4:11:01 2010 |
Rabbit, a deed in lieu of foreclosure is a deed .. |
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| Wed Aug 11 4:32:38 2010 |
Does anyone long for the days when you got by .. |
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| Wed Aug 11 4:29:08 2010 |
In that price range, you'll not have any good .. |
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| Wed Aug 11 4:27:11 2010 |
Never heard of it, but I have a sneaking .. |
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| Wed Aug 11 4:24:49 2010 |
I'm not sure I get your drift, Guest, but I'll .. |
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| Wed Aug 11 4:19:39 2010 |
Steve, that's a question for your lawyer, but .. |
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| Wed Aug 11 4:16:59 2010 |
Unfortunately, there's no way to remove anyone .. |
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| Wed Aug 11 4:11:49 2010 |
You need to put that in context, Meagan. What's .. |
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| Wed Aug 11 4:08:13 2010 |
He's going to have to chill, it appears. No .. |
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| Wed Aug 11 4:05:07 2010 |
The question was a little bit too open-ended and .. |
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| Wed Aug 11 4:02:11 2010 |
You're not wrong, Guest. There wouldn't be .. |
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| Wed Aug 11 3:58:12 2010 |
Preapproving borrowers doesn't guarantee .. |
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| Wed Aug 11 3:52:48 2010 |
Well, that's close, Adonis; but I'm talking about .. |
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| Wed Aug 11 3:51:31 2010 |
Here, this'll be even better...the link, when I .. |
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| Wed Aug 11 3:46:01 2010 |
Amen! .. |
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| Wed Aug 11 3:43:32 2010 |
Astounding that nobody would want it for no .. |
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| Wed Aug 11 3:42:15 2010 |
oh yeah...keep at them and see if you can't .. |
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| Wed Aug 11 3:41:30 2010 |
It all doesn't make any sense, frankly, Andrew. .. |
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| Sat Aug 7 8:47:10 2010 |
My opinion Keep paying the extra $250 monthly - .. |
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| Sat Aug 7 8:44:48 2010 |
I don't get how you received a demand letter if .. |
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| Sat Aug 7 8:40:45 2010 |
Having a zero balance while displaying a .. |
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| Sat Aug 7 8:37:13 2010 |
I was chatting with an attorney yesterday, who .. |
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| Sat Aug 7 8:33:03 2010 |
If you're current on your obligation, there isn't .. |
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| Sat Aug 7 8:31:12 2010 |
Tasheema, please check here: .. |
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| Sat Aug 7 8:26:27 2010 |
John, your last sentence is correct, though. .. |
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| Sat Aug 7 8:22:53 2010 |
I've been out of originations for (wow!) several .. |
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| Sat Aug 7 8:18:45 2010 |
Please don't post the same question on multiple .. |
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| Sat Aug 7 8:15:52 2010 |
Deb you need to be in contact with your servicer .. |
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| Sat Aug 7 8:13:51 2010 |
Regardless of whether you transfer your interest .. |
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| Sat Aug 7 8:11:50 2010 |
I can't say I've heard of this, but your .. |
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| Sat Aug 7 8:07:41 2010 |
Sorry, but I don't believe you ought to enter .. |
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| Sat Aug 7 8:03:19 2010 |
Why don't you try to sell it to someone else you .. |
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| Sat Aug 7 8:01:27 2010 |
How is it that you are lacking confirmation Do .. |
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| Sat Aug 7 7:58:01 2010 |
Go figure, huh, Pam Once these outfits have .. |
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| Sat Aug 7 7:55:59 2010 |
Demi, you're not going to be qualified for a .. |
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| Sat Aug 7 7:53:12 2010 |
How she was able to use your income to qualify .. |
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| Sat Aug 7 7:48:49 2010 |
Edna, I don't quite comprehend your original .. |
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| Sat Aug 7 7:44:55 2010 |
Explaining and informing won't do it. Your gift .. |
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| Sat Aug 7 7:42:28 2010 |
Arrow, you didn't address how the title to your .. |
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| Sat Aug 7 7:39:37 2010 |
Sussane, since this thread is all about .. |
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| Mon Aug 2 4:16:19 2010 |
Pam, what is the 3.75 Is it dollars, a .. |
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| Sat Jul 31 8:20:36 2010 |
Exactly! We need to know something of your drama .. |
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| Sat Jul 31 8:19:07 2010 |
There are too many other variables at play in the .. |
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| Sat Jul 31 8:17:29 2010 |
That's false. However, your lender may require .. |
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| Sat Jul 31 8:14:21 2010 |
Niicss, the tax credit is not based on location .. |
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| Sat Jul 31 8:08:51 2010 |
R Horton you may have had a selfish stepmother, .. |
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| Sat Jul 31 8:03:05 2010 |
Anyone can sue anyone else at any time for any .. |
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| Sat Jul 31 8:00:13 2010 |
Let me update everyone on that earlier post about .. |
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| Sat Jul 31 7:52:42 2010 |
I'm happy not to be your tenant, David. INTEREST .. |
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| Sat Jul 31 7:51:05 2010 |
Regrettably, the last couple of incidents have .. |
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| Sat Jul 31 7:47:00 2010 |
Suffice to say, shop elsewhere if you're looking .. |
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| Sat Jul 31 7:45:21 2010 |
Yes, and I am assuming that the lien would be .. |
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| Tue Jul 27 2:13:01 2010 |
Not at all likely, .. |
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| Tue Jul 27 2:11:43 2010 |
Perchance do you work for them It's always nice .. |
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| Tue Jul 27 2:09:23 2010 |
My thought is that your lender ought to step up .. |
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| Tue Jul 27 1:59:37 2010 |
And of course, Maverick, the reason for the .. |
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| Tue Jul 27 1:56:14 2010 |
Ricky they want to be able to bring your mortgage .. |
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| Tue Jul 27 1:53:46 2010 |
I know that based on posts I've read here through .. |
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| Tue Jul 27 1:50:48 2010 |
Have you engaged any legal assistance in regard .. |
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| Mon Jul 26 12:14:12 2010 |
Novation is a means by which you could assume the .. |
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| Mon Jul 26 11:21:41 2010 |
Indeed, your lender must approve the short sale. .. |
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| Mon Jul 26 11:19:21 2010 |
Did I miss something up there, Francine You .. |
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| Mon Jul 19 3:34:15 2010 |
My "sending away" for answers of a .. |
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| Mon Jul 19 3:33:05 2010 |
Not at all likely, Paul; you have naught to fear .. |
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| Mon Jul 19 3:32:03 2010 |
Wow...becoming conservative toward borrowing .. |
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| Mon Jul 19 3:29:36 2010 |
Advertising is something we frown upon on this .. |
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| Mon Jul 19 3:24:21 2010 |
Lying on a loan application is a federal offense. .. |
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| Mon Jul 19 3:21:18 2010 |
Adonis, I am curious to know what you think his .. |
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| Mon Jul 19 3:13:10 2010 |
It's rather stupefying to see validation from .. |
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| Mon Jul 19 3:07:28 2010 |
Drifter I agree that we can't see the future, and .. |
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| Mon Jul 19 3:01:28 2010 |
You're 100% correct, Greg, but it's not very .. |
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| Mon Jul 19 2:59:35 2010 |
Any number of mortgage-related inquiries in a .. |
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| Fri Jul 16 3:00:30 2010 |
I'm afraid I'm not aware of how "most" .. |
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| Fri Jul 16 2:56:16 2010 |
I surmise that your property will be treated as a .. |
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| Fri Jul 16 2:52:42 2010 |
In the past, I have been made aware that you .. |
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| Fri Jul 16 2:48:52 2010 |
Have you no legal representation That's who .. |
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| Fri Jul 16 2:45:07 2010 |
There is really no such thing as a voluntary .. |
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| Fri Jul 16 2:41:06 2010 |
My best recollection is a minimum of 6 months, .. |
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| Fri Jul 16 2:37:46 2010 |
The answer to your question is actually .. |
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| Fri Jul 16 2:34:37 2010 |
Here is my suggestion, Kita. Do an internet .. |
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| Fri Jul 16 2:17:34 2010 |
Backatcha .. |
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| Fri Jul 16 2:15:38 2010 |
Thanks, Jimmy, for a reasonable answer to the .. |
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| Fri Jul 16 10:26:49 2010 |
Your post is contradictory, Mary. If she .. |
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| Fri Jul 16 10:17:45 2010 |
Kyal, as with the others, the best way for you to .. |
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| Fri Jul 16 10:15:01 2010 |
Most mobile homes are registered with the motor .. |
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| Fri Jul 16 10:12:11 2010 |
Keisha, it might not require you to wait a year, .. |
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| Fri Jul 16 10:08:04 2010 |
Laraquatro, you ought to be receiving .. |
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| Fri Jul 16 10:04:40 2010 |
Lucinda, please look through this thread for the .. |
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| Fri Jul 16 10:01:50 2010 |
LSS...what's your actual name Is it .. |
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| Fri Jul 16 9:56:57 2010 |
First of all, PMI rates are virtually the same .. |
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| Fri Jul 16 9:50:30 2010 |
Has anyone ever heard of "conflict of .. |
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| Fri Jul 16 9:48:05 2010 |
A deed in lieu of foreclosure is something that .. |
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| Fri Jul 16 9:45:06 2010 |
It must be legal, Dean. You apparently qualified .. |
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| Fri Jul 16 9:42:48 2010 |
Carlos, there's no way you'll get much of an .. |
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| Fri Jul 16 9:38:50 2010 |
I find it utterly ridiculous that a lender, .. |
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| Fri Jul 16 8:12:04 2010 |
Don't quit now, Hilary. When you query the loan .. |
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| Fri Jul 16 8:06:36 2010 |
What does this mean
Are you trying to say .. |
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| Fri Jul 16 8:02:29 2010 |
EJ, you own your own home regardless of whether .. |
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| Thu Jul 15 10:51:40 2010 |
Your last paragraph makes me feel better about .. |
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| Thu Jul 15 10:48:00 2010 |
Keep in mind that fees in California are going to .. |
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| Thu Jul 15 10:43:57 2010 |
I don't have legal expertise, so I won't state .. |
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| Thu Jul 15 10:40:07 2010 |
Crnwx I already responded to another of your .. |
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| Thu Jul 15 10:32:30 2010 |
You need to take this situation to the banking .. |
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| Thu Jul 15 10:29:23 2010 |
I'm suspecting that the equity loan lender is .. |
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| Thu Jul 15 10:25:36 2010 |
Tax assessments are done at a particular point in .. |
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| Thu Jul 15 10:20:47 2010 |
I think your last sentence capsulizes this, Lisa. .. |
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| Thu Jul 15 10:20:37 2010 |
I think your last sentence capsulizes this, Lisa. .. |
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| Thu Jul 15 10:18:24 2010 |
I'm not sure any of the original post makes a .. |
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| Thu Jul 15 10:15:05 2010 |
A lender doesn't even have to make the threat to .. |
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| Thu Jul 15 10:10:03 2010 |
Sonyma has a nice program, and in all likelihood .. |
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| Thu Jul 15 10:07:44 2010 |
In a foreclosure, all parties who have an .. |
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| Thu Jul 15 10:04:04 2010 |
Why in the world is this being discussed as an .. |
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| Thu Jul 15 10:00:27 2010 |
There may indeed be assistance available, but you .. |
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| Thu Jul 15 9:59:02 2010 |
I'm flabbergasted that you took the time to visit .. |
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| Thu Jul 15 9:48:49 2010 |
Roy, I don't think you'll find any 12 year .. |
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| Thu Jul 15 9:46:53 2010 |
I don't have access to rates these days, but what .. |
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| Thu Jul 15 9:41:04 2010 |
Dan, we're talking about monthly payments here. .. |
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| Thu Jul 15 9:38:42 2010 |
I have no issue with your suggestions about the .. |
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| Thu Jul 15 9:30:32 2010 |
Well put, .. |
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| Thu Jul 15 9:28:05 2010 |
Lisa, I believe that your Mom's situation is not .. |
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| Thu Jul 15 9:16:44 2010 |
I have to agree with Sara here. As an owner of .. |
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| Thu Jul 15 9:13:01 2010 |
A credit hit of as little as 5 points isn't .. |
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| Thu Jul 15 9:09:06 2010 |
The internet is fraught with danger, acory, which .. |
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| Tue Jul 13 9:45:30 2010 |
Why a dead exec would ask questions is beyond me, .. |
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| Tue Jul 13 9:42:23 2010 |
Tina, did you have an agreement with the landlord .. |
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| Tue Jul 13 9:38:57 2010 |
Mortgage inquiries are not particularly harmful .. |
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| Tue Jul 13 9:35:58 2010 |
And, of course, for those simply reading: it's .. |
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| Tue Jul 13 9:35:13 2010 |
The general rule is that judgments must be paid .. |
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| Tue Jul 13 9:30:08 2010 |
A quick Google search shows a slew of loan depot .. |
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| Tue Jul 13 9:26:19 2010 |
LG, when a cosigner dies with no remaining .. |
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| Tue Jul 13 9:24:13 2010 |
Once a judgment is obtained, the likelihood of a .. |
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| Tue Jul 13 9:22:22 2010 |
I'm with Shane - work at bumping your score to as .. |
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| Tue Jul 13 9:16:24 2010 |
With rates being as low now as they've been in 50 .. |
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| Tue Jul 13 9:11:01 2010 |
I second that recommendation - find an attorney .. |
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| Tue Jul 13 9:08:12 2010 |
Be careful heeding the advice you get on these .. |
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| Tue Jul 13 9:03:57 2010 |
I will agree with our guest realtor that .. |
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| Tue Jul 13 9:01:02 2010 |
Last, first - what are the "multiple hard .. |
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| Tue Jul 13 8:57:03 2010 |
Such complications - I am in agreement that .. |
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| Tue Jul 13 8:51:32 2010 |
Sussane, I hope you know something about North .. |
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| Tue Jul 13 8:46:42 2010 |
It looks like Mom and Bro are joint owners to me, .. |
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| Tue Jul 13 8:44:27 2010 |
Rumors aside, finding a lender in the midwest .. |
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| Tue Jul 13 8:42:10 2010 |
Brigine, I suppose you're talking about the .. |
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| Tue Jul 13 8:38:36 2010 |
Well put, Shane. Also, I think Dipa's suggestion .. |
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| Tue Jul 13 8:31:46 2010 |
I surmise that stated income loans won't be found .. |
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| Tue Jul 13 8:30:30 2010 |
The overwhelming majority of lenders do not use .. |
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| Tue Jul 13 8:28:55 2010 |
Pamela, you won't get the straight answer you're .. |
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| Tue Jul 13 8:25:40 2010 |
I'm not sure an attorney would be valuable in .. |
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| Tue Jul 13 8:22:38 2010 |
Jerry is .. |
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| Tue Jul 13 8:20:38 2010 |
What are these three little letters .. |
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| Tue Jul 13 8:14:08 2010 |
Only one thing springs to mind as I read these .. |
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| Tue Jul 13 8:11:59 2010 |
Amanda, it's profitable to "look twice" .. |
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| Tue Jul 13 8:07:59 2010 |
Daniel, to which post are you referring here .. |
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| Wed Jul 7 9:42:53 2010 |
Thanks, James - I agree that this is a great .. |
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| Wed Jul 7 9:41:36 2010 |
Yes, Missy, gift funds must be .. |
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| Tue Jul 6 10:46:48 2010 |
That may be an appropriate way to look at it, but .. |
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| Tue Jul 6 10:32:10 2010 |
Unfortunately, no comparables generally equals no .. |
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| Tue Jul 6 10:30:46 2010 |
I agree...you ought to have little problem, .. |
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| Tue Jul 6 10:27:46 2010 |
That's nice of you, B James. Now what's your .. |
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| Tue Jul 6 10:26:10 2010 |
KS, your poor credit makes you a risk. Lenders .. |
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| Tue Jul 6 10:15:37 2010 |
If you are truly desperate to get a mortgage .. |
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| Tue Jul 6 10:12:12 2010 |
I agree with Jerry's assessment. You won't know .. |
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| Tue Jul 6 10:08:15 2010 |
Better late than never, .. |
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| Tue Jul 6 10:05:56 2010 |
Your husband's problem won't be with that auto .. |
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| Tue Jul 6 10:02:17 2010 |
Loan approvals are difficult irrespective of who .. |
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| Tue Jul 6 9:51:49 2010 |
Forget this "then you can contact an .. |
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| Tue Jul 6 9:40:27 2010 |
I can't imagine that an "owner financing .. |
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| Tue Jul 6 9:39:01 2010 |
Teon, as I noted above, you ought to be able to .. |
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| Tue Jul 6 9:36:57 2010 |
That advice goes without saying - you need to be .. |
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| Tue Jul 6 9:24:39 2010 |
Thanks, Adonis - I hope I can maintain my cool .. |
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| Fri Jul 2 11:51:49 2010 |
Well, folks, it's about time to update everyone. .. |
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| Fri Jul 2 11:47:00 2010 |
Har, if you're truly curious to know how anyone .. |
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| Fri Jul 2 11:43:52 2010 |
That's a good thought, Marla, but you'd be wise .. |
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| Fri Jul 2 11:39:20 2010 |
TT, if you are asking what needs to be done with .. |
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| Fri Jul 2 11:34:33 2010 |
Just the opposite, Sussane...the occupancy rate .. |
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| Fri Jul 2 11:32:57 2010 |
Well, Denice...do you two own the property .. |
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| Fri Jul 2 11:29:25 2010 |
Rayelle, I hope lots of people read your post and .. |
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| Fri Jul 2 11:26:29 2010 |
Angel, I think we've covered this before, but .. |
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| Fri Jul 2 11:23:17 2010 |
I think I'll side with Jasmine here, and suggest .. |
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| Fri Jul 2 11:18:15 2010 |
Leshay, how do you weed out the true from the .. |
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| Fri Jul 2 11:16:47 2010 |
Jenny, are you trying to save the mobile home, or .. |
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| Fri Jul 2 11:15:09 2010 |
In this case, I'd have to suspect that they'd be .. |
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| Fri Jul 2 11:10:54 2010 |
Which is, of course, the reason I worded it that .. |
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| Fri Jul 2 11:08:52 2010 |
Valerie, I hope you're on speaking terms with .. |
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| Fri Jul 2 11:06:28 2010 |
Actually, you'll fend better financially if you .. |
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| Fri Jul 2 11:04:04 2010 |
Well, my first inclination is to tell you that .. |
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| Thu Jul 1 1:13:43 2010 |
I humbly submit that in the event you find you're .. |
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| Fri Jun 25 11:54:52 2010 |
An inquiry from a mortgage lender on someone's .. |
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| Fri Jun 25 11:53:37 2010 |
Portability ought to be mandated. Responsible .. |
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| Fri Jun 25 11:51:21 2010 |
Roberta, can you elaborate on your question, .. |
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| Fri Jun 25 11:46:52 2010 |
I like how they show their loan officers, .. |
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| Fri Jun 25 11:38:36 2010 |
Bronc, you ought to be able to find more detailed .. |
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| Fri Jun 25 11:34:24 2010 |
Sorry, SD, I disagree with your purpose. You .. |
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| Fri Jun 25 11:31:33 2010 |
Any lien you place would be subsequent to the .. |
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| Fri Jun 25 11:29:55 2010 |
You would need to contact your lender (or any .. |
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| Fri Jun 25 11:27:47 2010 |
That middle paragraph was supposed to have been .. |
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| Fri Jun 25 11:26:58 2010 |
Once again, because I continue to get calls from .. |
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| Fri Jun 25 11:23:31 2010 |
There is no such thing as "normal" in .. |
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| Fri Jun 25 11:22:01 2010 |
Apparently, your lender isn't so .. |
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| Fri Jun 25 11:20:03 2010 |
Without a doubt, you should bring up everything .. |
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| Fri Jun 25 11:16:41 2010 |
Absolutely, they will make changes as they see .. |
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| Fri Jun 25 11:14:13 2010 |
And I just answered this query on another post, .. |
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| Fri Jun 25 11:12:05 2010 |
Don't your friend and his sisters have anybody .. |
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| Fri Jun 25 11:08:43 2010 |
You'll have an awfully tough time finding a .. |
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| Fri Jun 25 11:05:42 2010 |
If the deceased had a will, and the properties .. |
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| Fri Jun 25 11:03:43 2010 |
Bea, there is a large difference between being a .. |
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| Fri Jun 25 11:01:03 2010 |
John's full of wisdom - your plan administrator .. |
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| Fri Jun 25 10:58:24 2010 |
That would seem to be a question specifically .. |
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| Fri Jun 25 10:57:33 2010 |
Barb, I'm afraid you might have a struggle to .. |
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| Fri Jun 25 10:54:27 2010 |
It's kind of nice to see a post that is .. |
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| Fri Jun 25 10:52:39 2010 |
There's no question that your original .. |
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| Fri Jun 25 10:49:47 2010 |
But Adonis, we're not talking here about a new .. |
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| Fri Jun 25 10:43:52 2010 |
Condominium issues are not typically the .. |
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| Fri Jun 25 10:39:01 2010 |
Our Guest's comments are not at all off-base. As .. |
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| Fri Jun 25 10:35:36 2010 |
And I am in agreement that as long as you meet .. |
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| Mon Jun 21 10:10:58 2010 |
I would agree in part with what Adonis said, but .. |
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| Sat Jun 19 9:12:01 2010 |
In my opinion, it would be quite difficult for a .. |
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| Sat Jun 19 9:09:57 2010 |
I think you need to discuss this with your .. |
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| Sat Jun 19 8:58:13 2010 |
Well then, by ceasing payments on the loan, you .. |
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| Sat Jun 19 8:55:48 2010 |
Chem, I wouldn't call it useless; without it, you .. |
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| Sat Jun 19 8:53:01 2010 |
Lenders' minimums are established based on their .. |
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| Sat Jun 19 8:52:11 2010 |
Well, Glen, I'm not sure I caught precisely what .. |
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| Sat Jun 19 8:50:53 2010 |
As stated, the debt is not erased when a borrower .. |
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| Sat Jun 19 8:45:20 2010 |
You need to kick the loan officer to the curb, .. |
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| Sat Jun 19 8:41:16 2010 |
A 4506T became de riguer earlier this year for .. |
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| Sat Jun 19 8:39:14 2010 |
'Nuf said. .. |
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| Sat Jun 19 8:36:38 2010 |
Thanks for responding, "home." You're .. |
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| Sat Jun 19 8:33:58 2010 |
Banker, any judgment can result in a garnishment .. |
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| Sat Jun 19 8:29:54 2010 |
Marlon, if your servicer is contacting others and .. |
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| Sat Jun 19 8:24:43 2010 |
Unless you have an iron-clad document that .. |
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| Sat Jun 19 8:23:01 2010 |
My interpretation of the question is that Hana .. |
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| Sat Jun 19 8:20:23 2010 |
"Should not" and "get in touch .. |
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| Sat Jun 19 8:16:15 2010 |
You're right about the precedence of the liens, .. |
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| Sat Jun 19 8:13:33 2010 |
I am in partial agreement with what Jessica said. .. |
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| Sat Jun 19 8:03:22 2010 |
Good for you, Missy - keep disbelieving that .. |
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| Thu Jun 3 8:23:18 2010 |
Kylie, Elnora has laid it out pretty specifically .. |
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| Thu Jun 3 8:15:02 2010 |
Scott, I don't get why you would have any method .. |
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| Thu Jun 3 8:11:47 2010 |
I would have to think that your agreement with .. |
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| Thu Jun 3 8:08:56 2010 |
I don't have any real expertise in this area, but .. |
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| Thu Jun 3 8:04:57 2010 |
That's not how it works, dart. Your ending .. |
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| Thu Jun 3 7:59:17 2010 |
I understand, Guest, that you don't have the .. |
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| Wed Jun 2 8:59:23 2010 |
not sure it's all that useful, but i kind of like .. |
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| Fri May 28 2:27:10 2010 |
If your aunt was the sole owner, who would you .. |
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| Fri May 28 2:26:24 2010 |
It means "paid outside closing." In .. |
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| Fri May 28 2:22:59 2010 |
The first best thing you can do is to consult .. |
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| Fri May 28 2:21:07 2010 |
Please help. Credit in the 540s and we have to have an emergency mortgage. .. |
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| Fri May 28 2:16:43 2010 |
But did you provide what was requested You .. |
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| Fri May 28 2:14:37 2010 |
I couldn't begin to advise you, Joy, on what to .. |
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| Fri May 28 2:10:01 2010 |
You got stuck with a lemon when you spoke to the .. |
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| Fri May 28 2:00:49 2010 |
Of course, the first place to ask that question .. |
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| Fri May 28 1:56:37 2010 |
We found that the overwhelming majority of .. |
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| Fri May 28 1:47:28 2010 |
I don't get what "the person who is (sic) .. |
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| Thu May 27 8:29:56 2010 |
There would certainly seem to be more here than .. |
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| Thu May 27 8:25:33 2010 |
But please remember ronaladobrown...the only .. |
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| Thu May 27 8:22:19 2010 |
Here's the bottom line: ALL parties who sign a .. |
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| Thu May 27 8:20:19 2010 |
Of course, one of the perceived benefits of .. |
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| Thu May 27 8:13:12 2010 |
Maliski, the likelihood that a lender would .. |
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| Thu May 27 8:05:23 2010 |
Such subtlety in your post, "#2." Yes, .. |
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| Thu May 27 8:01:17 2010 |
I guess I can't get my head around the thought .. |
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| Wed May 26 9:09:58 2010 |
Jbo, it seems nobody ever followed up on this .. |
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| Tue May 25 1:38:48 2010 |
Perry, being approved for a payday loan isn't .. |
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| Mon May 24 9:55:45 2010 |
Elizabeth, I'm not conversant with "personal .. |
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| Mon May 24 9:47:37 2010 |
James is correct, but to elaborate on his .. |
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| Mon May 24 9:40:48 2010 |
As a general rule, rental payments are not .. |
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| Mon May 24 9:36:24 2010 |
Marc, most banks/lenders abide by Fannie Mae .. |
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| Mon May 24 9:33:04 2010 |
There are no 8-year terms. Lenders will offer .. |
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| Mon May 24 9:27:03 2010 |
Unfortunately, that is the theme at many mortgage .. |
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| Tue May 11 1:29:45 2010 |
With scores such as you describe, it is virtually .. |
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| Tue May 11 1:27:31 2010 |
Find out what the true market value is, attempt .. |
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| Tue May 11 1:24:28 2010 |
And you are not only liable to be called upon to .. |
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| Tue May 11 1:21:49 2010 |
Sara, you're trying to scare this poor soul! I .. |
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| Tue May 11 1:16:43 2010 |
Unfortunately, although there are no laws that .. |
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| Tue May 11 1:12:20 2010 |
I'm prayerful that someone is reading this thread .. |
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| Tue May 11 1:11:03 2010 |
Guest, you probably realize how many thousands of .. |
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| Tue May 11 1:04:31 2010 |
Sit down with your lawyer and discuss this, and .. |
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| Tue May 11 1:03:34 2010 |
Well, it is definitely worth a try. Since you .. |
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| Tue May 11 1:01:26 2010 |
Sorry if you take this the wrong way, Judith Ann, .. |
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| Mon May 10 4:50:48 2010 |
They will check phone records, town records, any .. |
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| Mon May 10 4:48:40 2010 |
It's too bad your realtor isn't dealing with .. |
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| Mon May 10 4:46:24 2010 |
Redaali25 if your contract was fully executed by .. |
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| Mon May 10 4:42:54 2010 |
Neglecting to sign in first....this is .. |
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| Mon May 10 4:42:21 2010 |
Yup...this was me:
Mary, when you cosigned, .. |
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| Mon May 10 11:22:10 2010 |
Do you have a lease or some other sort of written .. |
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| Mon May 10 11:19:30 2010 |
Yes, "Making" - you need to be able to .. |
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| Mon May 10 11:14:42 2010 |
Kate, partial payments are generally always .. |
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| Mon May 10 11:03:34 2010 |
Eveltyn, I have no experience personally with .. |
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| Mon May 10 11:01:50 2010 |
Yes, you are entitled to a letter stating the .. |
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| Mon May 10 10:58:46 2010 |
That lender is too stubborn. That's not a very .. |
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| Mon May 10 10:53:33 2010 |
Let's be real about this: there is no way anyone .. |
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| Mon May 10 10:49:18 2010 |
I'm afraid Lydia's answer is too simplistic. In .. |
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| Mon May 10 10:46:19 2010 |
Kimmo, it's easy to understand, actually. Since .. |
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| Mon May 10 10:44:00 2010 |
Earnel, there isn't any conflict in your .. |
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| Thu May 6 7:47:55 2010 |
Bob, if you see no compassion here, then I'm .. |
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| Thu May 6 7:40:33 2010 |
Bobby, your criticism is a little harsh. What .. |
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| Thu May 6 7:35:14 2010 |
Funny...but what did I use "based on" .. |
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| Thu May 6 7:31:40 2010 |
I'm just trying to rise above the crowd after .. |
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| Thu May 6 10:38:49 2010 |
Gunz is incorrect, unfortunately. A 577 score is .. |
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| Thu May 6 10:32:17 2010 |
Well, it's been 2 months almost, and we don't .. |
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| Thu May 6 10:21:36 2010 |
wow...just shy of 25 months .. |
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| Thu May 6 9:42:05 2010 |
Need, you did the proper homework, but you don't .. |
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| Thu May 6 9:33:39 2010 |
Oscar, only a family member is allowed to .. |
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| Thu May 6 9:31:41 2010 |
Rita, I have to think that 2 years later, it .. |
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| Thu May 6 9:27:46 2010 |
Great information from you, AngieT, but of .. |
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| Thu May 6 9:23:36 2010 |
No, Sharon, you won't find any more tax credits. .. |
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| Thu May 6 9:22:09 2010 |
That's how I got here a few years ago, Vinny - by .. |
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| Thu May 6 9:19:34 2010 |
I don't think that last sentence in your post is .. |
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| Wed May 5 7:21:04 2010 |
I suppose you could ignore the invitation to pay .. |
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| Wed May 5 7:15:59 2010 |
It's my pleasure to help where possible. I've .. |
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| Wed May 5 11:29:41 2010 |
In the clear after the appraisal is finished and .. |
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| Wed May 5 11:20:06 2010 |
You remain liable for payments on the mortgage, .. |
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| Wed May 5 11:02:05 2010 |
I think you're past the point of quitting, .. |
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| Wed May 5 10:58:14 2010 |
Sorry, LynnMarie, but the tax credit that's about .. |
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| Wed May 5 10:50:53 2010 |
Whatever commitment you get today or anytime .. |
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| Wed May 5 10:41:58 2010 |
So the timing appears to be pretty reasonable in .. |
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| Wed May 5 10:39:12 2010 |
Manufactured homes have had a bad name since the .. |
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| Wed May 5 10:33:40 2010 |
You are correct. Yes, he will have to sign a .. |
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| Wed May 5 10:32:11 2010 |
In order to obtain a garnishment of your wages, .. |
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| Wed May 5 10:29:57 2010 |
First question, Clay: what does your attorney .. |
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| Wed May 5 10:19:03 2010 |
Dominique, all it took me was about 30 seconds to .. |
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| Wed May 5 10:15:47 2010 |
Unfortunately, Rita, I can't see any way in which .. |
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| Wed May 5 10:13:33 2010 |
Vinny, since Vantage has a much different scale, .. |
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| Wed May 5 10:10:26 2010 |
Sylvia, don't take it personally; there are a lot .. |
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| Wed May 5 10:07:07 2010 |
Thanks for that update. My experience was with .. |
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| Wed May 5 10:02:27 2010 |
Igael, having them pay these off for you is .. |
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| Tue May 4 1:36:19 2010 |
It's hard to suggest anything that might be .. |
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| Tue May 4 1:30:57 2010 |
Lana, you didn't do your homework properly, it .. |
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| Tue May 4 1:27:55 2010 |
Whatever taxes were due from the builder would .. |
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| Tue May 4 1:24:35 2010 |
I'll second that, too, Eric. Sometimes delayed .. |
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| Tue May 4 1:21:39 2010 |
It's impossible to determine, frankly, what will .. |
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| Tue May 4 1:18:50 2010 |
Please see my response on the following .. |
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| Tue May 4 1:16:40 2010 |
I should have stated it this .. |
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| Tue May 4 1:15:46 2010 |
Never! That is the frequency with which you must .. |
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| Tue May 4 1:13:52 2010 |
Probably not, Lisa. You've got to give the .. |
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| Tue May 4 1:10:24 2010 |
For most purposes, particularly if the reference .. |
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| Tue May 4 1:07:09 2010 |
Nicole, that loan specialist is obviously not .. |
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| Tue May 4 1:02:49 2010 |
Indeed, 203K loan rates are higher than .. |
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| Tue May 4 12:59:54 2010 |
It's pretty clear to me. He borrows $10 million, .. |
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| Mon May 3 11:26:20 2010 |
ALM, how you portion out your mortgage payment is .. |
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| Mon May 3 11:22:25 2010 |
And I will chime in by saying that I utterly .. |
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| Mon May 3 11:12:13 2010 |
A reasonable suggestion, .. |
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| Mon May 3 11:06:15 2010 |
BG, I presume you meant to state that the $93000 .. |
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| Mon May 3 11:03:22 2010 |
Rita's suggestion is fine, but perhaps not .. |
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| Mon May 3 11:02:10 2010 |
Rita, I think you are incorrect in stating that .. |
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| Mon May 3 10:57:42 2010 |
I was fine with your advice until the last, Rita. .. |
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| Mon May 3 10:56:18 2010 |
Cathy, since none of us on this website know who .. |
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| Mon May 3 10:54:21 2010 |
Sorry for the duplication...the message about .. |
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| Mon May 3 10:51:53 2010 |
Jco, can you explain what that means, please How .. |
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| Fri Apr 30 2:16:11 2010 |
Any lender who makes such a loan would be at .. |
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| Fri Apr 30 2:11:42 2010 |
Other than national lenders, who are everywhere, .. |
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| Fri Apr 30 2:05:30 2010 |
My opinion is simple: no. That's based on the .. |
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| Fri Apr 30 1:54:43 2010 |
WOW
Petey your last comment shook me up. .. |
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| Fri Apr 30 1:51:12 2010 |
It's possible. It depends on who the borrower .. |
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| Fri Apr 30 1:49:27 2010 |
Unfortunately, Allison, I suspect that a .. |
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| Fri Apr 30 1:41:48 2010 |
Everyone, it would benefit somebody and perhaps .. |
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| Fri Apr 30 1:37:38 2010 |
Be careful, Savior. Any time you provide a .. |
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| Fri Apr 30 1:33:53 2010 |
Yeah, but...
I get your point Jenkin, but I .. |
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| Fri Apr 30 1:08:23 2010 |
and when (Ted) says "to days," he means .. |
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| Fri Apr 30 1:06:36 2010 |
For most lenders, it would be sufficient for your .. |
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| Fri Apr 30 1:00:28 2010 |
So....Cat, have you discussed this with the .. |
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| Wed Apr 28 7:16:24 2010 |
I would think you will run into difficulty .. |
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| Wed Apr 28 7:14:13 2010 |
Well, Eureka, if you only cosigned the loan and .. |
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| Wed Apr 28 6:49:06 2010 |
Janice do an internet search for naca in your .. |
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| Wed Apr 28 6:41:43 2010 |
this was me:
Well, Wayne, a lawyer won't .. |
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| Wed Apr 28 6:39:44 2010 |
It's a pleasure...you're .. |
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| Tue Apr 27 7:16:36 2010 |
Rene, if you wish to pay the full price of a home .. |
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| Tue Apr 27 7:09:36 2010 |
Jason, you'll find all sorts of prices for .. |
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| Tue Apr 27 7:04:19 2010 |
Mick, you didn't tell us what the real problem is .. |
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| Mon Apr 26 7:45:47 2010 |
Gigi, I don't pretend to know the laws in .. |
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| Sat Apr 24 8:40:49 2010 |
If the loan officer said "today" on .. |
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| Sat Apr 24 8:39:45 2010 |
Not to mention those folk whose credit limits .. |
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| Sat Apr 24 8:37:58 2010 |
And i say, forget the drop. After all, the goal .. |
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| Sat Apr 24 8:37:48 2010 |
And i say, forget the drop. After all, the goal .. |
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| Sat Apr 24 8:35:35 2010 |
No calculators needed to reflect good .. |
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| Sat Apr 24 8:33:40 2010 |
Well said, John. If we consider our credit card .. |
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| Sat Apr 24 8:32:02 2010 |
Let it be known, then that Central Park Financial .. |
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| Sat Apr 24 8:28:59 2010 |
My opinion is that if you signed a note, they'll .. |
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| Sat Apr 24 8:27:10 2010 |
If you've got realtor friends, you can likely .. |
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| Fri Apr 23 11:54:03 2010 |
This mortgage business is up and down. Today, .. |
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| Fri Apr 23 11:12:19 2010 |
Well, I guess he's "interested" by .. |
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| Fri Apr 23 11:11:32 2010 |
It sounds like a good idea for the loan officer .. |
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| Fri Apr 23 11:09:59 2010 |
Come on you guys...have you noticed a trend here .. |
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| Fri Apr 23 11:03:18 2010 |
I've read in recent times that the 2% reduction .. |
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| Fri Apr 23 11:00:35 2010 |
True...Social Security benefits are not .. |
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| Fri Apr 23 10:59:27 2010 |
Sounds like a delightful place to .. |
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| Fri Apr 23 10:55:13 2010 |
Emmanuel, I already answered your query. Please .. |
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| Fri Apr 23 10:51:21 2010 |
Sugar bear, I know that USDA has a lower .. |
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| Fri Apr 23 10:40:05 2010 |
Attorneys are not known for their expertise in .. |
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| Fri Apr 23 10:36:24 2010 |
I have to agree...without knowing how the housing .. |
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| Fri Apr 23 10:32:41 2010 |
I'm afraid we don't have that sort of information .. |
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| Fri Apr 23 10:30:56 2010 |
Divins, if you handle your paperwork correctly, I .. |
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| Fri Apr 23 10:22:07 2010 |
I guess buyer beware needs to also incorporate .. |
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| Fri Apr 23 10:13:16 2010 |
Agreed...48 hours is a reasonable amount of time .. |
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| Fri Apr 23 9:54:28 2010 |
Guest, what is your stance in this situation Do .. |
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| Fri Apr 23 9:49:00 2010 |
I agree, but go a step further. I've always used .. |
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| Fri Apr 23 9:42:48 2010 |
there's nothing you can do by yourself to remove .. |
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| Fri Apr 23 9:34:04 2010 |
Lola, you need to light a fire under somebody, no .. |
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| Fri Apr 23 8:52:01 2010 |
If your husband quit claims his interest in the .. |
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| Fri Apr 23 8:50:01 2010 |
If you're not 59 1/2 years of age, any .. |
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| Fri Apr 23 8:44:57 2010 |
Vivian, you might be better off with a second .. |
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| Fri Apr 23 8:36:20 2010 |
You didn't specify too well what it is you are .. |
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| Fri Apr 23 8:32:57 2010 |
I hope that such a list doesn't really .. |
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| Fri Apr 23 8:29:29 2010 |
Doesn't your contract have a specified date by .. |
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| Fri Apr 23 8:25:42 2010 |
there are no restrictions on ownership of .. |
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| Fri Apr 23 8:23:39 2010 |
If you check out my response to you at the link .. |
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| Fri Apr 23 8:20:09 2010 |
the loan officer ought to have a gift letter in .. |
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| Fri Apr 23 8:11:07 2010 |
one question: do you file a federal income tax .. |
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| Fri Apr 23 8:05:18 2010 |
i have a serious question about the proposition .. |
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| Fri Apr 23 8:02:35 2010 |
i don't think helping you out will put your .. |
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| Fri Apr 23 7:59:03 2010 |
ly, i have to think that your combined income of .. |
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| Thu Apr 22 10:42:22 2010 |
I have to question the wisdom that required you .. |
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| Thu Apr 22 10:35:39 2010 |
JJ, I agree with you that you ought not to have .. |
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| Thu Apr 22 10:28:54 2010 |
Starting over seems to be the correct thought, .. |
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| Thu Apr 22 10:26:28 2010 |
Did the title company give you any pointers on .. |
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| Thu Apr 22 10:17:26 2010 |
Inasmuch as you didn't really purchase the .. |
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| Thu Apr 22 10:11:35 2010 |
Seany, that was a self-serving, meaningless plug .. |
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| Thu Apr 22 10:09:47 2010 |
As i noted in my message (I'm glad I happened on .. |
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| Thu Apr 22 10:02:44 2010 |
Which is pretty much what I said over 2 months .. |
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| Thu Apr 22 9:59:05 2010 |
Another difference between then and now...back in .. |
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| Thu Apr 22 9:54:09 2010 |
rise, did you notice that Jeff posted his query .. |
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| Thu Apr 22 9:52:15 2010 |
I understand your overall point, rise, but .. |
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| Thu Apr 22 9:43:34 2010 |
Greg, if you had been deducting your taxes and .. |
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| Wed Apr 21 3:00:03 2010 |
John, if you apply individually, the lender will .. |
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| Wed Apr 21 2:57:02 2010 |
Your fears are needless, chrisalangreen. That .. |
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| Wed Apr 21 2:55:48 2010 |
Assuming that you're speaking of getting a .. |
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| Wed Apr 21 2:53:22 2010 |
thanks Ruthie for the information...it's .. |
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| Wed Apr 21 2:52:26 2010 |
Wouldn't it be almost equally good a rate for a .. |
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| Wed Apr 21 11:51:34 2010 |
That sounds good! You really ought not to be .. |
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| Wed Apr 21 11:50:14 2010 |
Vantage isn't yet recognized by the overwhelming .. |
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| Wed Apr 21 11:48:42 2010 |
That's hard to say, frankly. The only recent .. |
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| Wed Apr 21 11:08:07 2010 |
If you have two mortgages, and the second .. |
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| Wed Apr 21 11:05:33 2010 |
Mortgages are written with due-on-sale clauses .. |
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| Wed Apr 21 11:02:58 2010 |
It's the date of the deed itself - recording .. |
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| Wed Apr 21 11:01:44 2010 |
I don't have a specific answer, but I can opine .. |
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| Wed Apr 21 10:00:31 2010 |
guest, someone with poor credit still has to meet .. |
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| Wed Apr 21 9:58:01 2010 |
I don't see that as helping you in particular, .. |
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| Wed Apr 21 9:55:24 2010 |
Congress' proposed legislation that will regulate .. |
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| Wed Apr 21 9:34:46 2010 |
Actually, your mother has no specific right to .. |
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| Wed Apr 21 9:30:06 2010 |
I agree, Kara, with what Savior has told you. .. |
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| Wed Apr 21 9:27:05 2010 |
Those that are seven years old ought to be .. |
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| Wed Apr 21 9:25:29 2010 |
David, if you had lawyers representing you in the .. |
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| Wed Apr 21 9:21:27 2010 |
Answer provided .. |
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| Wed Apr 21 9:20:46 2010 |
Mr. Taylor, you already posted this query in .. |
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| Wed Apr 21 9:15:08 2010 |
No, they cannot, Gene. They must inform you as .. |
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| Wed Apr 21 8:38:01 2010 |
Bubba, as an heir, wouldn't you want to be able .. |
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| Wed Apr 21 8:35:33 2010 |
"terminology" = "stuff" (for .. |
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| Wed Apr 21 8:28:35 2010 |
Thank you, James, for stating this. I agree that .. |
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| Wed Apr 21 8:18:13 2010 |
Manny, the poster is protesting that the $190K .. |
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| Wed Apr 21 8:16:19 2010 |
Guest, scores are not instantaneously changed .. |
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| Wed Apr 21 8:12:04 2010 |
You shan't get an argument from me about K loans .. |
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| Tue Apr 20 1:26:52 2010 |
what came first if you had power of attorney, it .. |
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| Tue Apr 20 1:24:50 2010 |
the lender ought to eat the fees - it's their .. |
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| Tue Apr 20 1:17:50 2010 |
given that it's only been a short while, i .. |
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| Tue Apr 20 1:11:30 2010 |
shall we assume that royal oak is in .. |
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| Tue Apr 20 12:53:29 2010 |
jay, i would say that normalcy would provide you .. |
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| Tue Apr 20 12:31:50 2010 |
there's not a lot to suggest, honestly. if he .. |
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| Tue Apr 20 11:52:54 2010 |
if you've already transferred your ownership in .. |
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| Tue Apr 20 11:46:44 2010 |
leticia, same question for you, too: where did .. |
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| Tue Apr 20 11:43:36 2010 |
i guess i get it now...the quit claim deed was .. |
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| Tue Apr 20 11:05:54 2010 |
your purchase won't actually take effect until .. |
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| Tue Apr 20 10:29:56 2010 |
alby, i hate to tell you this, but if you had .. |
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| Tue Apr 20 10:24:11 2010 |
good word - "throes"! thank .. |
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| Tue Apr 20 10:21:15 2010 |
how a lender gave you a loan without including .. |
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| Tue Apr 20 10:17:15 2010 |
chantell your breakup is a reason for you not to .. |
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| Tue Apr 20 10:15:00 2010 |
your neighbor is going to have to review the .. |
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| Tue Apr 20 10:10:24 2010 |
for number 1, i doubt that a dispute will .. |
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| Tue Apr 20 10:07:41 2010 |
that ought to suffice, .. |
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| Tue Apr 20 10:05:54 2010 |
the signing of a quit claim deed transfers .. |
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| Tue Apr 20 9:38:43 2010 |
your response contradicts what you stated earlier .. |
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| Tue Apr 20 9:34:21 2010 |
elma, there are a couple of things that will make .. |
Forum |
| Tue Apr 20 9:24:06 2010 |
peapod, i understand your position, but you have .. |
Forum |
| Tue Apr 20 9:19:54 2010 |
it's a funny product...some people fit into it .. |
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| Mon Apr 19 9:58:19 2010 |
if you are a signer of a mortgage deed in .. |
Forum |
| Mon Apr 19 9:52:54 2010 |
yes it is common. you mention a quit claim deed, .. |
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| Mon Apr 19 9:48:06 2010 |
locally, and of course everywhere else in this .. |
Forum |
| Mon Apr 19 9:37:31 2010 |
we look forward to the opportunity to help you .. |
Forum |
| Mon Apr 19 9:26:45 2010 |
by all means it can happen, rey. when you are .. |
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| Mon Apr 19 9:20:32 2010 |
yes phil you need a lawyer...right away. you've .. |
Forum |
| Mon Apr 19 9:13:38 2010 |
jacqueline, please read the previous threads. .. |
Forum |
| Mon Apr 19 1:45:31 2010 |
my mistake: i forgot to provide a link to .. |
Forum |
| Mon Apr 19 1:44:46 2010 |
A wonderful article appeared in USA Today this .. |
Forum |
| Mon Apr 19 1:33:46 2010 |
all things considered, this sounds like a very .. |
Forum |
| Mon Apr 19 1:29:16 2010 |
at the same time you transfer title to the two of .. |
Forum |
| Mon Apr 19 1:20:01 2010 |
i'm quite certain that's an internal feature of .. |
Forum |
| Mon Apr 19 1:14:44 2010 |
for legal questions like that, your best bet is .. |
Forum |
| Mon Apr 19 1:11:03 2010 |
if you're speaking about obtaining a mortgage, .. |
Forum |
| Mon Apr 19 1:04:07 2010 |
so, daniel...
are you asking how to do .. |
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| Mon Apr 19 1:01:34 2010 |
splitting couples can use the courts to protect .. |
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| Mon Apr 19 12:45:52 2010 |
lender b has no responsibility to honor .. |
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| Mon Apr 19 12:40:26 2010 |
maybe
that's pretty vague for an answer, but .. |
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| Mon Apr 19 12:37:33 2010 |
rw, we don't know to whom you have applied, nor .. |
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| Mon Apr 19 12:32:13 2010 |
i think i knew you a few years ago...i kept .. |
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| Mon Apr 19 12:23:32 2010 |
it's true...as an owner of the property, he is .. |
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| Mon Apr 19 12:03:46 2010 |
i think i would be careful to label myself as .. |
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| Mon Apr 19 11:59:13 2010 |
you most likely wouldn't be happy to learn about .. |
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| Mon Apr 19 11:49:35 2010 |
that's incorrect, barton. you cannot become a .. |
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| Sat Apr 17 12:20:01 2010 |
as a general rule, you will have a right to .. |
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| Sat Apr 17 12:16:28 2010 |
under normal circumstances, the charge is .. |
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| Sat Apr 17 12:12:32 2010 |
with poor credit, your opportunities to obtain a .. |
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| Sat Apr 17 12:08:10 2010 |
although the credit card debts are not secured, .. |
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| Sat Apr 17 11:58:29 2010 |
vally, the best thing you can do is to ignore .. |
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| Sat Apr 17 11:54:50 2010 |
you'd better have a lawyer on your side to help .. |
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| Sat Apr 17 11:46:49 2010 |
scarlett, you've not said how "not .. |
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| Sat Apr 17 11:44:32 2010 |
ej, the lender with whom you have your mortgage .. |
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| Sat Apr 17 11:42:01 2010 |
it depends on where you live, .. |
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| Sat Apr 17 11:30:05 2010 |
a mortgage is a mortgage, in essence. if you .. |
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| Sat Apr 17 11:22:27 2010 |
it behooves loan officers to discuss refinancing .. |
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| Sat Apr 17 11:10:21 2010 |
an aside to all those who'll take umbrage at me .. |
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| Sat Apr 17 11:08:21 2010 |
i thought i was going to get a laugh out of this .. |
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| Sat Apr 17 11:06:04 2010 |
i don't know that terminology. of course, when a .. |
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| Sat Apr 17 11:03:20 2010 |
cj, there's no way a lender would assent to .. |
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| Sat Apr 17 10:59:12 2010 |
your pension wouldn't change if you make a .. |
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| Sat Apr 17 10:57:43 2010 |
i don't quite get your query here, leeluv. is it .. |
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| Sat Apr 17 10:54:15 2010 |
if you are on deed and title, that means you are .. |
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| Sat Apr 17 10:50:45 2010 |
3, you are essentially right in your analysis. a .. |
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| Sat Apr 17 10:38:29 2010 |
son's income is questionable as far as use in .. |
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| Sat Apr 17 10:27:15 2010 |
thanks for the update, .. |
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| Sat Apr 17 10:26:41 2010 |
roshanda, where did you fill out your application .. |
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| Sat Apr 17 10:24:15 2010 |
sorry you feel that way nicole...there was no .. |
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| Sat Apr 17 10:21:20 2010 |
tax questions are for the irs or qualified tax .. |
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| Sat Apr 17 10:19:39 2010 |
as we can all tell from that last post, this .. |
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| Sat Apr 17 10:16:42 2010 |
well, nath, if you wander around this site, .. |
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| Sat Apr 17 10:13:06 2010 |
christi, you may be thinking about 50% loan to .. |
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| Sat Apr 17 10:09:29 2010 |
was this supposed to be directed to .. |
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| Sat Apr 17 10:08:13 2010 |
james, you need to speak with your mom's .. |
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| Sat Apr 17 10:03:25 2010 |
assuming you mean the first time homebuyer .. |
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| Sat Apr 17 9:54:53 2010 |
Niicss, that's not what Blumenthal is doing. .. |
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| Sat Apr 17 9:51:18 2010 |
i'd think that the lien, depending on its type .. |
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| Wed Apr 14 12:34:37 2010 |
check out the link herein. Richard Blumenthal, .. |
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| Wed Apr 14 12:27:24 2010 |
i had a hard time coming to terms with what you .. |
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| Wed Apr 14 12:24:25 2010 |
qualifying for a novation is one thing, but .. |
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| Wed Apr 14 12:21:45 2010 |
i'm of the opinion that you'd be .. |
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| Wed Apr 14 12:18:36 2010 |
eveie, i think it might have been your post to .. |
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| Wed Apr 14 12:09:13 2010 |
rosalind, where did you fill out your application .. |
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| Wed Apr 14 12:08:03 2010 |
wow...i didn't read this original post as having .. |
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| Wed Apr 14 12:04:06 2010 |
elder, it's pretty obvious to me that what took .. |
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| Wed Apr 14 11:45:05 2010 |
perhaps not the last .. |
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| Wed Apr 14 11:44:28 2010 |
well...maybe i should amend that age to 30 or .. |
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| Wed Apr 14 11:43:56 2010 |
the temptress isn't always the right one to look .. |
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| Wed Apr 14 11:43:02 2010 |
you are quite .. |
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| Wed Apr 14 11:42:12 2010 |
that's a very difficult question to answer, of .. |
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| Wed Apr 14 11:30:53 2010 |
james, that wouldn't be a mechanics lien at all. .. |
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| Wed Apr 14 11:28:14 2010 |
there are regulations, j hagy. unfortunately, .. |
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| Wed Apr 14 11:22:19 2010 |
"you can also contact an attorney" .. |
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| Wed Apr 14 11:19:48 2010 |
you can believe eric on this one. most others, .. |
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| Wed Apr 14 11:17:44 2010 |
one can do these things without the assistance of .. |
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| Wed Apr 14 11:15:53 2010 |
evelyn as an owner of the unit, it would appear .. |
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| Wed Apr 14 11:13:21 2010 |
i find it difficult to believe that you can't get .. |
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| Wed Apr 14 11:08:40 2010 |
the standard is to obtain a triple-merge report .. |
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| Wed Apr 14 11:06:17 2010 |
you could sell it, i .. |
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| Wed Apr 14 11:05:16 2010 |
i don't see any reason for his not being eligible .. |
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| Wed Apr 14 11:03:52 2010 |
guest, i presume that you are still the owners of .. |
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| Wed Apr 14 11:01:46 2010 |
i think you'll have more success in trying to .. |
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| Wed Apr 14 10:59:39 2010 |
i suspect what you're trying to do is to come up .. |
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| Wed Apr 14 10:53:35 2010 |
with most creditors, we find that they're willing .. |
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| Wed Apr 14 10:47:34 2010 |
well, as you undoubtedly know, the risk on the .. |
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| Wed Apr 14 10:44:18 2010 |
sue, you definitely ought to be able to recoup .. |
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| Wed Apr 14 10:35:32 2010 |
by all means you need an attorney...speak with .. |
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| Wed Apr 14 10:28:10 2010 |
if my recollection is correct, yvonne, the tax .. |
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| Wed Apr 14 10:23:48 2010 |
well said, john; we all need reminders .. |
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| Wed Apr 14 10:03:38 2010 |
your scores are too low for virtually all lenders .. |
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| Tue Apr 13 7:57:43 2010 |
yes looking...it is hard to give you any .. |
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| Tue Apr 13 7:51:12 2010 |
letters to credit companies alone are .. |
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| Tue Apr 13 7:25:08 2010 |
and, of course, we know that timeshares are .. |
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| Mon Apr 12 10:16:16 2010 |
a verbal verification is always done at the last .. |
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| Mon Apr 12 10:12:33 2010 |
refinance is the only way in which to eliminate .. |
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| Mon Apr 12 10:09:24 2010 |
there's no need to wait. your handling of credit .. |
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| Mon Apr 12 10:07:26 2010 |
mercy2, i agree with what you found at the irs .. |
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| Mon Apr 12 10:05:00 2010 |
tim, lenders play no role in credit scoring. .. |
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| Mon Apr 12 10:00:18 2010 |
your coborrower won't allow you to have a lender .. |
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| Mon Apr 12 9:55:09 2010 |
let me restate what i just said...it's going to .. |
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| Mon Apr 12 9:54:05 2010 |
i think that assumptions are pretty much a thing .. |
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| Mon Apr 12 9:51:56 2010 |
can you elaborate on that .. |
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| Mon Apr 12 9:50:13 2010 |
neal, if you have had a reasonably good ride with .. |
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| Mon Apr 12 9:45:22 2010 |
i agree that you need attorney assistance. you .. |
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| Mon Apr 12 9:36:37 2010 |
sheenasmom, your predicament is that you would be .. |
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| Mon Apr 12 9:33:04 2010 |
cycc, please refrain from direct advertisements .. |
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| Mon Apr 12 9:27:56 2010 |
i haven't seen rates in a week or two, but that .. |
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| Mon Apr 12 9:23:12 2010 |
yes, dobb7810, apr is truly annual percentage .. |
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| Mon Apr 12 9:21:18 2010 |
sorry, fed up, but it is a necessity. do you .. |
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| Mon Apr 12 9:17:52 2010 |
frank, i've experienced the boa issues while .. |
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| Mon Apr 12 9:09:11 2010 |
extraordinarily simple, actually. as for .. |
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| Sat Apr 10 5:06:19 2010 |
if you transfer ownership to her now, you'll .. |
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| Sat Apr 10 4:50:16 2010 |
you're so helpful with that answer for "this .. |
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| Sat Apr 10 4:42:57 2010 |
oh...gotcha...thanks for the explanation...i .. |
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| Sat Apr 10 4:39:49 2010 |
i guess i've come to know your writing style .. |
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| Sat Apr 10 4:25:50 2010 |
i don't think that is what caldwell is looking .. |
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| Fri Apr 9 10:58:15 2010 |
i definitely agree with your reasoning...a paper .. |
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| Fri Apr 9 10:11:59 2010 |
hard not to ask why you've waited 12 years to .. |
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| Fri Apr 9 10:09:50 2010 |
tim depending on what you wish to do, you ought .. |
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| Fri Apr 9 9:59:02 2010 |
i'd say get a lawyer on the case for you. if .. |
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| Fri Apr 9 9:48:06 2010 |
charles, i know on one of your previous posts, i .. |
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| Fri Apr 9 9:45:25 2010 |
i'm not planning on stopping anytime soon, .. |
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| Thu Apr 8 8:39:22 2010 |
stella, if you cannot qualify for either a .. |
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| Thu Apr 8 8:36:50 2010 |
not quite sure what you're referring to there, .. |
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| Thu Apr 8 9:52:10 2010 |
your landlord is clearly not going to go running .. |
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| Thu Apr 8 9:47:46 2010 |
yes, confused, that's quite true. lenders will .. |
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| Thu Apr 8 9:44:30 2010 |
rates will vary depending on your credit score, .. |
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| Thu Apr 8 9:41:37 2010 |
you need equity in your home for a second .. |
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| Thu Apr 8 9:39:33 2010 |
i think that most lenders try to maximize when .. |
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| Thu Apr 8 9:32:13 2010 |
creditors will certainly sue you to recover their .. |
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| Thu Apr 8 9:28:10 2010 |
i'd say it depends on what kind of legal .. |
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| Thu Apr 8 8:53:52 2010 |
your query has been answered .. |
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| Thu Apr 8 8:51:53 2010 |
okay, rose, i presume that you will continue to .. |
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| Thu Apr 8 8:45:28 2010 |
you would, we hope, have more options. are they .. |
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| Thu Apr 8 8:41:25 2010 |
mspwdc, if you're talking about qualifying for an .. |
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| Thu Apr 8 8:15:10 2010 |
you won't see a judgment released until it's paid .. |
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| Thu Apr 8 8:13:14 2010 |
amen to that last sentence, guest (joshua). a .. |
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| Thu Apr 8 8:08:23 2010 |
it is the square of 100 and the square root of .. |
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| Thu Apr 8 7:58:15 2010 |
you absolutely cannot eliminate a hard inquiry .. |
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| Wed Apr 7 2:47:33 2010 |
kay, you will still need the consent of the .. |
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| Wed Apr 7 2:45:53 2010 |
i like your style, joe...that's very thoughtful .. |
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| Wed Apr 7 2:42:57 2010 |
steve - your topic discusses bankruptcy, but .. |
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| Wed Apr 7 2:32:51 2010 |
well done, .. |
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| Wed Apr 7 2:29:57 2010 |
it will also benefit you to take a journey to the .. |
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| Wed Apr 7 2:29:17 2010 |
i agree with that assessment mamma. you want to .. |
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| Wed Apr 7 2:26:47 2010 |
it's advisable to work out this situation. .. |
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| Wed Apr 7 2:23:20 2010 |
stacey, you need to make the property division a .. |
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| Wed Apr 7 2:19:52 2010 |
you are an owner - what is it that you're looking .. |
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| Wed Apr 7 2:15:49 2010 |
not unless you and he had made such an .. |
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| Wed Apr 7 2:11:35 2010 |
chastity please contact the housing authority in .. |
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| Wed Apr 7 1:30:30 2010 |
i know the irs doesn't care about who is .. |
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| Wed Apr 7 1:29:18 2010 |
i gather that there was no special arrangement .. |
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| Wed Apr 7 1:24:24 2010 |
i'd be skeptical, since you've stated that you .. |
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| Wed Apr 7 1:20:17 2010 |
ck, i have to assume that you haven't already .. |
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| Wed Apr 7 12:56:52 2010 |
again, brian, i will ask if you have actually .. |
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| Wed Apr 7 12:49:00 2010 |
jasmine's suggestion that you speak with a tax .. |
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| Wed Apr 7 6:58:29 2010 |
well how do you like .. |
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| Wed Apr 7 6:56:47 2010 |
i understand, .. |
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| Wed Apr 7 6:55:11 2010 |
brian, i think you're far exceeding your .. |
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| Wed Apr 7 6:51:29 2010 |
jess, it sure makes sense for you to try to do .. |
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| Wed Apr 7 6:49:10 2010 |
clearly, that last piece of advice makes sense - .. |
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| Wed Apr 7 6:44:11 2010 |
in order for your fiance to obtain a first time .. |
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| Wed Apr 7 6:38:17 2010 |
i believe 30% down is the bare minimum for .. |
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| Wed Apr 7 6:34:42 2010 |
au contraire, james. it is stated "my .. |
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| Wed Apr 7 6:30:21 2010 |
it may be that you're better off using less for .. |
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| Tue Apr 6 10:42:00 2010 |
craig, who is "they"
and if you .. |
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| Tue Apr 6 10:34:29 2010 |
i disagree with your suggestion about discussing .. |
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| Tue Apr 6 10:31:35 2010 |
bad credit combined with no credit isn't a .. |
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| Tue Apr 6 10:22:58 2010 |
howard, i am in agreement. there are also two .. |
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| Tue Apr 6 10:13:17 2010 |
and based on what john's just told you, i surmise .. |
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| Tue Apr 6 10:10:03 2010 |
though it would be a wonderful gesture if you .. |
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| Tue Apr 6 10:00:24 2010 |
the data base would be in the repository in which .. |
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| Tue Apr 6 9:58:09 2010 |
that's perfectly fine, jb. obviously, you'll .. |
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| Tue Apr 6 9:51:05 2010 |
an L-challenged day for john...happens to all of .. |
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| Tue Apr 6 9:48:15 2010 |
which one of us are you asking, perada68 i'm not .. |
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| Tue Apr 6 9:44:19 2010 |
"unit" makes this sound like a condo; .. |
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| Tue Apr 6 9:41:56 2010 |
i'm pretty sure i wouldn't consider 10 months .. |
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| Tue Apr 6 9:38:40 2010 |
did you try a google .. |
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| Tue Apr 6 9:21:12 2010 |
dusty, having closed a few K loans with prospect, .. |
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| Tue Apr 6 9:18:23 2010 |
you're right about not getting the scores with .. |
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| Tue Apr 6 9:13:23 2010 |
cindy, i hope that you have kept those three .. |
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| Mon Apr 5 2:22:00 2010 |
Zero percent rate and you want to refinance why .. |
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| Mon Apr 5 2:18:39 2010 |
go get a lawyer, quickly. why there would have .. |
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| Mon Apr 5 2:15:24 2010 |
unless you sign a promissory note, you are not .. |
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| Mon Apr 5 2:06:31 2010 |
all borrowers have the right to reinstate a .. |
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| Mon Apr 5 1:59:00 2010 |
regina, i suggest your friend seek out another .. |
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| Mon Apr 5 1:48:01 2010 |
how can you force someone whose income is .. |
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| Mon Apr 5 1:39:56 2010 |
the first part - adding you as an owner of the .. |
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| Mon Apr 5 1:14:56 2010 |
randi, if you are paying a private individual on .. |
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| Mon Apr 5 12:56:29 2010 |
the way i see small claims court is this...if .. |
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| Mon Apr 5 10:08:20 2010 |
blue i don't believe your tax liability will be .. |
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| Mon Apr 5 10:04:55 2010 |
guest, if your query about your being late is .. |
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| Mon Apr 5 10:01:40 2010 |
alex the word "novation" gets tossed .. |
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| Mon Apr 5 9:56:24 2010 |
if this was a purchase transaction, you don't .. |
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| Mon Apr 5 9:41:18 2010 |
i assume you've seen your good faith estimate .. |
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| Mon Apr 5 9:37:43 2010 |
jb whatever responses you may receive will be .. |
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| Mon Apr 5 9:31:40 2010 |
i think you checked with the wrong lenders. .. |
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| Mon Apr 5 9:27:53 2010 |
i don't see any reason to divulge the bankruptcy, .. |
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| Mon Apr 5 9:25:25 2010 |
i'm not surprised at all. the mortgage industry .. |
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| Mon Apr 5 9:13:34 2010 |
alex, if the payments on that mortgage have been .. |
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| Mon Apr 5 9:10:45 2010 |
pru, thank you for your post. you've stated both .. |
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| Mon Apr 5 9:09:07 2010 |
fj, i think your reasoning is .. |
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| Mon Apr 5 8:48:33 2010 |
it does make sense. what you were told is .. |
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| Mon Apr 5 6:41:25 2010 |
it's true that bankruptcy will eliminate all .. |
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| Sun Apr 4 5:50:20 2010 |
i'm so glad you answered that way, joshua. i see .. |
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| Sun Apr 4 5:46:33 2010 |
absolutely they could foreclose. but the .. |
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| Sun Apr 4 5:44:05 2010 |
i don't know about that "judgment .. |
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| Sun Apr 4 5:39:08 2010 |
your cosigner is also an owner that's a rare .. |
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| Sun Apr 4 5:37:17 2010 |
the first-time homebuyer tax credit is for .. |
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| Sun Apr 4 5:34:45 2010 |
guest, if you are located in certain areas, you .. |
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| Sun Apr 4 5:32:02 2010 |
there's not much you can do about that situation. .. |
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| Sun Apr 4 5:27:24 2010 |
susanne, with your limited income it may be .. |
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| Sun Apr 4 5:16:53 2010 |
jb123, to whom are you referring when you say .. |
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| Sun Apr 4 5:02:08 2010 |
i know you're undoubtedly on a tight budget due .. |
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| Sun Apr 4 4:53:45 2010 |
i can't comment on someone's ability to contest a .. |
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| Sun Apr 4 4:51:04 2010 |
thank you both for your encouragement.
i .. |
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| Sun Apr 4 4:46:38 2010 |
the difficulty is that now that she's filed her .. |
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| Sun Apr 4 4:38:55 2010 |
no .. |
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| Sun Apr 4 4:36:56 2010 |
i don't know that you have any options in this .. |
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| Sun Apr 4 3:47:33 2010 |
joshua, i am hesitant to suggest disputes on .. |
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| Sun Apr 4 3:30:29 2010 |
john, i wish i had your investors way back when. .. |
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| Sun Apr 4 3:24:46 2010 |
that's the simple answer to the question, of .. |
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| Sun Apr 4 3:22:05 2010 |
alice, if he isn't cooperative with your children .. |
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| Sun Apr 4 2:51:42 2010 |
unfortunately, i don't believe that novation is a .. |
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| Sun Apr 4 2:48:25 2010 |
you got bad advice on that credit card thing. .. |
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| Sun Apr 4 2:40:20 2010 |
not unless you have some particular insight that .. |
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| Sun Apr 4 2:33:21 2010 |
actually, you'll be unable to refinance in your .. |
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| Sun Apr 4 1:10:10 2010 |
gaby, depending on where you live it's entirely .. |
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| Sun Apr 4 12:39:37 2010 |
guest, that 603 score may get in your way of .. |
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| Sun Apr 4 12:34:50 2010 |
cachet, please contact the housing authority .. |
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| Sun Apr 4 12:30:14 2010 |
john, is that still a universal truth it's been .. |
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| Sun Apr 4 12:23:03 2010 |
yes, ben; if your mortgage contains a due-on-sale .. |
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| Thu Apr 1 9:50:57 2010 |
to cosign is a very treacherous path. you had .. |
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| Thu Apr 1 9:47:12 2010 |
i am hopeful to enter the world of credit .. |
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| Thu Apr 1 9:40:58 2010 |
maryberg what kind of problems might you be .. |
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| Thu Apr 1 9:36:43 2010 |
jogger is correct, but what you'll want to do, .. |
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| Thu Apr 1 9:23:31 2010 |
your confusion is understandable, but your worry .. |
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| Thu Apr 1 9:18:42 2010 |
i don't know how i missed that post from .. |
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| Thu Apr 1 9:12:58 2010 |
a quit claim deed can be provided to you by .. |
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| Thu Apr 1 9:07:46 2010 |
there's no doubt that the hard money lenders are .. |
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| Thu Apr 1 9:04:31 2010 |
i'm in agreement with savior. this lien they .. |
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| Thu Apr 1 9:01:11 2010 |
you might want to be pro-active on behalf of your .. |
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| Thu Apr 1 8:57:06 2010 |
i doubt the lender will be any help .. |
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| Thu Apr 1 8:55:13 2010 |
i think you're better off contacting a loan .. |
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| Thu Apr 1 8:53:28 2010 |
if you're that far along in the process, i'd .. |
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| Thu Apr 1 8:46:41 2010 |
the only thing that was supposed to have been in .. |
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| Thu Apr 1 8:45:41 2010 |
you signed .. |
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| Thu Apr 1 8:41:09 2010 |
by all means you will want to speak to the .. |
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| Thu Apr 1 8:37:38 2010 |
the lender will be happy to work with her if it's .. |
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| Thu Apr 1 8:34:12 2010 |
rates still remain low, and a 700 score is still .. |
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| Thu Apr 1 8:32:25 2010 |
handyman the only entity that can release your .. |
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| Thu Apr 1 8:29:29 2010 |
john i've bailed out...i'm so tired of being .. |
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| Thu Apr 1 8:24:03 2010 |
luisa, it's not crystal clear to me, but it .. |
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| Thu Apr 1 8:18:53 2010 |
lauren, it's for folk such as you that the no .. |
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| Thu Apr 1 8:10:03 2010 |
Sabrina, welcome back and thanks for the update. .. |
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| Thu Apr 1 7:57:52 2010 |
Cindy, as an owner of the home, you must also be .. |
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| Wed Mar 31 11:29:05 2010 |
geewiz indeed! yes, this realtor is 100% .. |
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| Wed Mar 31 11:21:00 2010 |
lindsay, i'm not certain i got what you're .. |
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| Wed Mar 31 11:16:09 2010 |
oh yeah...john is right on with his discussion of .. |
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| Wed Mar 31 11:14:54 2010 |
presumably, you will be finding for yourselves a .. |
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| Wed Mar 31 10:55:24 2010 |
well, supposedly, 152 "people" have .. |
Forum |
| Wed Mar 31 10:46:35 2010 |
agreed...you cannot simply remove your name from .. |
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| Wed Mar 31 10:39:11 2010 |
when you pay for an appraisal report, you have .. |
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| Wed Mar 31 10:37:15 2010 |
what we don't know here is why the first mortgage .. |
Forum |
| Wed Mar 31 10:34:53 2010 |
the entire scenario is not making much sense, .. |
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| Wed Mar 31 10:32:00 2010 |
first a caveat - i don't know anything at all .. |
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| Wed Mar 31 10:27:13 2010 |
usually a short sale will mean that the current .. |
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| Wed Mar 31 10:21:49 2010 |
i'm so pleased to know someone in Wasilla, AK has .. |
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| Wed Mar 31 10:18:15 2010 |
i am in agreement that a tax advisor is the best .. |
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| Wed Mar 31 10:15:41 2010 |
and this is precisely what i don't get about this .. |
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| Wed Mar 31 10:04:28 2010 |
i have to concur with adonis here, max. your .. |
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| Wed Mar 31 10:02:28 2010 |
guest, try smartbrief.com and you'll be able to .. |
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| Wed Mar 31 10:01:03 2010 |
a simple internet search may allow you to find .. |
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| Wed Mar 31 9:57:28 2010 |
evelyn, home equity loans are second mortgage .. |
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| Wed Mar 31 9:50:40 2010 |
marla, if i did any more advertising for credit .. |
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| Tue Mar 30 11:30:41 2010 |
last things first - join the community (you're a .. |
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| Tue Mar 30 11:25:19 2010 |
it doesn't appear to me that either party is .. |
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| Tue Mar 30 11:22:34 2010 |
keep paying as best you can. a rate of 9.5% on a .. |
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| Tue Mar 30 11:15:08 2010 |
they definitely cannot freeze any of your assets, .. |
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| Tue Mar 30 8:44:49 2010 |
you may be on to something - it's worth the .. |
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| Tue Mar 30 8:41:49 2010 |
dougnangie, there's little that can be done in .. |
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| Tue Mar 30 8:38:23 2010 |
cagebird, what we are speaking about here is .. |
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| Tue Mar 30 8:34:50 2010 |
jledge, the costs you've provided us seem to be .. |
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| Tue Mar 30 8:31:08 2010 |
if anyone says there is a downside, i will be .. |
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| Mon Mar 29 11:30:00 2010 |
nubee, can you find someone in your family to be .. |
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| Mon Mar 29 11:24:24 2010 |
the entire process of shopping for, preparing .. |
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| Mon Mar 29 11:18:41 2010 |
but if you don't tell them about your issues with .. |
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| Mon Mar 29 11:16:13 2010 |
as long as the funds going in to your account are .. |
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| Mon Mar 29 11:13:19 2010 |
that is a very difficult position you're in. it .. |
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| Mon Mar 29 11:07:07 2010 |
i don't think you want to pay an attorney to .. |
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| Mon Mar 29 11:01:11 2010 |
princess i'm sorry you asked that last question, .. |
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| Mon Mar 29 10:53:52 2010 |
i suppose you could do so, by providing a quit .. |
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| Mon Mar 29 10:51:00 2010 |
check which of the credit repositories has that .. |
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| Mon Mar 29 10:30:47 2010 |
what did you tell them when they indicated they .. |
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| Mon Mar 29 10:25:48 2010 |
darren, home equity lending has been in a .. |
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| Mon Mar 29 10:15:11 2010 |
poldim, there are lenders in california who will .. |
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| Mon Mar 29 10:09:58 2010 |
frankly, i'd be surprised to learn that a .. |
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| Mon Mar 29 10:03:39 2010 |
jerry, your calculation is correct, but if you're .. |
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| Mon Mar 29 9:50:11 2010 |
ken, this is confusing. your owner financing is, .. |
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| Mon Mar 29 9:46:54 2010 |
credit unions are pretty well renowned for .. |
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| Mon Mar 29 9:39:10 2010 |
of course, with a deed in lieu of foreclosure, .. |
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| Mon Mar 29 6:50:54 2010 |
jane, i don't know the likelihood of your .. |
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| Tue Mar 23 11:52:19 2010 |
i thought the interpretation was that in a case .. |
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| Tue Mar 23 9:18:12 2010 |
okay...gotcha...thanks for the .. |
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| Tue Mar 23 9:05:46 2010 |
i've never encountered a "registered .. |
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| Tue Mar 23 8:59:49 2010 |
it's often worthwhile to check with a local .. |
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| Tue Mar 23 8:54:31 2010 |
i'm not quite certain what you're driving at. is .. |
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| Tue Mar 23 8:50:36 2010 |
probably not much, denise, other than trying to .. |
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| Tue Mar 23 8:47:48 2010 |
if you are salaried, that means you will be a W2 .. |
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| Tue Mar 23 8:46:21 2010 |
but hudson city won't lend in virginia, .. |
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| Tue Mar 23 8:45:10 2010 |
the way i read it is that the irs is delayed in .. |
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| Tue Mar 23 8:41:35 2010 |
that's a mess of w's there, .. |
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| Tue Mar 23 8:38:27 2010 |
i won't go out on any sort of limb like savior .. |
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| Tue Mar 23 8:33:34 2010 |
well, they asked for a doctor's letter, right a .. |
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| Mon Mar 22 8:50:25 2010 |
was that squash or .. |
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| Mon Mar 22 1:18:59 2010 |
ibtc, you might be better off beginning to .. |
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| Mon Mar 22 1:01:38 2010 |
DIH, i feel pretty certain that the laws of the .. |
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| Mon Mar 22 12:43:06 2010 |
ahhh...now i like that new response because i now .. |
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| Mon Mar 22 12:32:53 2010 |
sun, i won't take much opposition to what you .. |
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| Mon Mar 22 12:22:01 2010 |
a judgment - especially a paid judgment - will .. |
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| Mon Mar 22 9:55:37 2010 |
without question, Monsivais, it is imperative .. |
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| Mon Mar 22 9:51:17 2010 |
are you aware of what those issues may be is it .. |
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| Mon Mar 22 9:48:21 2010 |
touchy subject here...
raymond, the term .. |
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| Mon Mar 22 9:41:37 2010 |
so of course i hit the "send" button .. |
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| Mon Mar 22 9:38:40 2010 |
i think most of that advice comes from .. |
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| Mon Mar 22 9:36:15 2010 |
it looks to me like we are all missing something. .. |
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| Mon Mar 22 9:30:41 2010 |
The Internal Revenue Service is providing .. |
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| Fri Mar 19 1:48:32 2010 |
"title" refers to the ownership. .. |
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| Fri Mar 19 1:46:24 2010 |
i agree, jenn...as long as you've got 12 months' .. |
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| Fri Mar 19 1:44:57 2010 |
if you claimed rent payments made to your parents .. |
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| Fri Mar 19 1:42:09 2010 |
yes, they could, but it's highly unlikely they'll .. |
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| Fri Mar 19 1:39:26 2010 |
you and your boyfriend wouldn't be able to file a .. |
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| Fri Mar 19 1:34:49 2010 |
thanks for the compliment, wendy! .. |
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| Fri Mar 19 1:33:23 2010 |
ed klein, you're barking up the wrong tree. .. |
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| Fri Mar 19 1:31:45 2010 |
believe me, wendy...we need .. |
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| Fri Mar 19 1:29:57 2010 |
that's a well-written answer, .. |
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| Fri Mar 19 1:28:30 2010 |
it's nice to be agreed with once in a while...i .. |
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| Fri Mar 19 1:25:57 2010 |
no matter what your situation is, if you are not .. |
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| Fri Mar 19 1:23:05 2010 |
what niicss has said makes a great deal of sense .. |
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| Fri Mar 19 1:21:40 2010 |
leugene, feel free to chime in on issues that you .. |
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| Fri Mar 19 1:19:50 2010 |
brittany, there are lenders in the nation who .. |
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| Fri Mar 19 1:16:45 2010 |
justice, i have to think that your signing of a .. |
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| Fri Mar 19 1:15:09 2010 |
sabrina, you need to sit down with a financial .. |
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| Fri Mar 19 1:12:50 2010 |
rhonda, if you were to attempt to refinance the .. |
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| Wed Mar 17 10:21:04 2010 |
it seems odd to me as well, padia. what is his .. |
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| Wed Mar 17 10:17:03 2010 |
yes, the taxes must be .. |
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| Wed Mar 17 10:15:47 2010 |
no - a minor cannot be an owner of real estate. .. |
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| Wed Mar 17 10:13:43 2010 |
for any changes in title, all who are currently .. |
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| Wed Mar 17 9:53:19 2010 |
i haven't heard of any stated income deals .. |
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| Wed Mar 17 9:52:01 2010 |
i don't know of anything that would be beneficial .. |
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| Wed Mar 17 9:50:05 2010 |
gee, that was special.
(aside to m davis): .. |
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| Wed Mar 17 9:48:08 2010 |
as i noted, it's a tough question to answer, and .. |
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| Wed Mar 17 9:42:52 2010 |
dream, please don't waste peoples' time with .. |
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| Wed Mar 17 9:41:09 2010 |
i thought the peanut gallery was gone with .. |
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| Wed Mar 17 9:38:08 2010 |
but you cannot "remove your name from the .. |
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| Wed Mar 17 9:36:00 2010 |
recalculating your debt ratio should be .. |
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| Wed Mar 17 9:31:07 2010 |
meagan, i think i'd say just leave it alone. now .. |
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| Wed Mar 17 9:27:30 2010 |
you're quite right about it being a consumer's .. |
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| Wed Mar 17 9:21:23 2010 |
wendy, if you neglected to sign in, you'll be a .. |
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| Wed Mar 17 9:18:49 2010 |
i feel you john, but that's a ton of plumbing .. |
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| Tue Mar 16 2:25:10 2010 |
a loan to your son would not be considered income .. |
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| Tue Mar 16 2:22:44 2010 |
you've received good advice...there should be no .. |
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| Tue Mar 16 2:21:06 2010 |
my1 it depends on how long ago you owned the .. |
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| Tue Mar 16 2:19:26 2010 |
but john, the appraised value the 203k lender .. |
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| Tue Mar 16 2:16:23 2010 |
sounds peculiar to me.
i suggest you be very .. |
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| Tue Mar 16 2:13:43 2010 |
difficult situation unless you have an agreement .. |
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| Tue Mar 16 2:11:25 2010 |
having the store card won't hurt you. i am not .. |
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| Tue Mar 16 2:04:59 2010 |
favors, by "second home" do you mean .. |
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| Tue Mar 16 2:02:03 2010 |
this is not an easy question to answer...i've .. |
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| Tue Mar 16 1:56:00 2010 |
yes...the line of credit makes this now a cash .. |
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| Tue Mar 16 1:55:02 2010 |
you better find a good lawyer to work on your .. |
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| Tue Mar 16 1:53:12 2010 |
you need a lawyer, margerite.
when you .. |
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| Tue Mar 16 1:51:24 2010 |
dellgirl, i don't know how much assistance you'll .. |
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| Tue Mar 16 1:41:48 2010 |
and i should have noted this earlier. if you are .. |
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| Tue Mar 16 12:49:57 2010 |
if he is economically able to refinance, you can .. |
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| Tue Mar 16 12:47:40 2010 |
stacey, it matters much just how "bad" .. |
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| Tue Mar 16 12:45:37 2010 |
dear help me...cosigning is a risky business with .. |
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| Tue Mar 16 12:38:09 2010 |
i don't know bankruptcy law, am not a lawyer, but .. |
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| Tue Mar 16 10:27:52 2010 |
hard to get through what you said there, justin, .. |
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| Tue Mar 16 10:23:50 2010 |
let's keep in mind that the previous post, by .. |
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| Tue Mar 16 10:20:44 2010 |
i'm in agreement that the contract you propose .. |
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| Tue Mar 16 10:19:14 2010 |
not necessarily kill it, but delay things. it's .. |
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| Tue Mar 16 10:15:35 2010 |
the stipulation concerning disability income has .. |
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| Tue Mar 16 10:03:34 2010 |
you are definitely better off simply making .. |
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| Tue Mar 16 8:52:31 2010 |
thank you sc...wouldn't you think that his .. |
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| Tue Mar 16 8:42:25 2010 |
there are also times in which you'll see a wide .. |
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| Thu Mar 11 10:21:17 2010 |
scott, at least you'll have the opportunity over .. |
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| Thu Mar 11 10:17:14 2010 |
agreed - timeshare relief (is that a company .. |
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| Thu Mar 11 10:13:05 2010 |
it is not uncommon for people who are full-time .. |
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| Thu Mar 11 10:08:50 2010 |
but james, she is not going to be an owner of the .. |
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| Thu Mar 11 10:05:02 2010 |
true...it's unfortunate that errors are made that .. |
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| Thu Mar 11 10:00:00 2010 |
they're not likely to garnish your wages - .. |
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| Thu Mar 11 9:56:02 2010 |
ravinders i gather you are filing your taxes as .. |
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| Thu Mar 11 9:51:41 2010 |
guest, the proper citation for the irs website is .. |
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| Thu Mar 11 9:48:24 2010 |
guest, you'll be quoted a different rate every .. |
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| Thu Mar 11 9:45:58 2010 |
, being claimed as a dependent on a tax return .. |
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| Thu Mar 11 9:38:06 2010 |
a minor definitely cannot be an owner of real .. |
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| Thu Mar 11 9:34:33 2010 |
i think we need to back up a minute, however. .. |
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| Thu Mar 11 9:28:27 2010 |
"the lawyers" are incorrect. if you .. |
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| Thu Mar 11 9:24:51 2010 |
i would find it unusual for someone to request .. |
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| Thu Mar 11 3:10:03 2010 |
the bankruptcy at this point ought not to even .. |
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| Thu Mar 11 3:07:07 2010 |
erin, if it isn't taxable income, you're going to .. |
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| Thu Mar 11 3:03:23 2010 |
i don't quite get what you're driving at...if you .. |
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| Thu Mar 11 2:57:13 2010 |
based on what you described, i don't believe you .. |
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| Thu Mar 11 2:32:55 2010 |
a sad story, russell, but we've seen successes as .. |
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| Thu Mar 11 2:30:44 2010 |
find a lawyer who knows tricks and moves; other .. |
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| Thu Mar 11 2:21:17 2010 |
to anyone who decides to cast his lot with aaron .. |
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| Thu Mar 11 10:16:13 2010 |
that's correct. if he owns a property, he can .. |
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| Thu Mar 11 10:09:46 2010 |
oops...i should have looked it up...the word is .. |
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| Thu Mar 11 10:05:57 2010 |
suddenly we are seeing the name of Adam Ellis and .. |
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| Thu Mar 11 10:02:55 2010 |
and to add to your post jenkin7, the fees charged .. |
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| Thu Mar 11 9:59:02 2010 |
i'm quite sure that you're not getting tricked, .. |
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| Thu Mar 11 9:55:50 2010 |
how it would get reported, if at all, depends on .. |
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| Thu Mar 11 9:46:35 2010 |
alisa, please clarify for me if i'm wrong, but i .. |
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| Wed Mar 10 2:25:42 2010 |
elaine i don't think you're going to get any .. |
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| Wed Mar 10 2:16:13 2010 |
assuming that all the other requirements are met, .. |
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| Wed Mar 10 2:13:56 2010 |
very confusing tre06...a post with no punctuation .. |
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| Wed Mar 10 2:11:49 2010 |
i didn't take it as criticism. after all, i .. |
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| Wed Mar 10 2:07:13 2010 |
i'm incredulous. do borrowers never get .. |
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| Wed Mar 10 2:02:18 2010 |
i agree that the best method to clean things up .. |
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| Wed Mar 10 1:58:02 2010 |
amen, eric .. |
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| Wed Mar 10 1:54:56 2010 |
i can't say that there's a specific guide, .. |
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| Wed Mar 10 1:50:08 2010 |
agreed...payday loans ought to be eliminated .. |
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| Wed Mar 10 1:36:33 2010 |
it may seem crazy but the standard procedure is .. |
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| Mon Mar 8 3:38:45 2010 |
if the citi loan was "paid off because it .. |
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| Mon Mar 8 3:30:09 2010 |
that makes sense, mk. your original loan .. |
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| Mon Mar 8 3:19:46 2010 |
glad to see you got here first, john. i didn't .. |
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| Mon Mar 8 3:15:42 2010 |
oops, indeed! it's not unprecedented for a .. |
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| Mon Mar 8 3:00:36 2010 |
assuming you know what a point is to begin with, .. |
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| Mon Mar 8 2:57:29 2010 |
all you'll need is a release of the mortgage. .. |
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| Mon Mar 8 2:52:13 2010 |
sorry for the rambling...i got started and didn't .. |
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| Mon Mar 8 2:51:09 2010 |
well put, josh. we consumers spend more groaning .. |
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| Mon Mar 8 2:48:36 2010 |
if a homeowner does not carry the required .. |
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| Mon Mar 8 2:44:00 2010 |
Never Refinance Your Mortgage Loan With a Bank .. |
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| Mon Mar 8 2:35:12 2010 |
as noted, maybe it's a frontier kind of .. |
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| Mon Mar 8 2:19:33 2010 |
his options don't seem to be too promising. if .. |
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| Mon Mar 8 11:14:28 2010 |
that's kind of you, chadwick. .. |
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| Mon Mar 8 11:08:57 2010 |
Change.org is a site that is dedicated to .. |
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| Sat Mar 6 8:43:18 2010 |
the question here, then, is this: are you an .. |
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| Fri Mar 5 4:26:35 2010 |
big ups to you john if you understood this better .. |
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| Fri Mar 5 4:24:23 2010 |
now i get it...honestly, transferring the .. |
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| Fri Mar 5 11:48:41 2010 |
my apologies, though - i misread your $11000 .. |
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| Fri Mar 5 11:46:13 2010 |
credit unions are well worth the effort to be .. |
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| Fri Mar 5 10:56:46 2010 |
but if you only need $235k to finish the home, .. |
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| Fri Mar 5 10:54:00 2010 |
but there are isolated lenders who will deal with .. |
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| Fri Mar 5 10:50:03 2010 |
under those circumstances, what's the real .. |
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| Fri Mar 5 10:45:26 2010 |
you are definitely correct there, raymond. it's .. |
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| Fri Mar 5 10:43:25 2010 |
your credit will likely take a tumble, but that .. |
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| Fri Mar 5 10:38:54 2010 |
hopie, it is never a mandate that you have .. |
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| Fri Mar 5 10:29:06 2010 |
that sounds like a good idea to me. you're .. |
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| Fri Mar 5 10:27:02 2010 |
i don't disagree with the overall premise, .. |
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| Fri Mar 5 10:23:46 2010 |
lexi all you need is a standard form of sales .. |
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| Fri Mar 5 10:08:34 2010 |
as the homeowner you'd be responsible for .. |
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| Fri Mar 5 10:04:32 2010 |
truly, 6 months would be instantaneous in .. |
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| Fri Mar 5 9:54:32 2010 |
lenders are not required to set up an escrow .. |
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| Fri Mar 5 9:42:01 2010 |
the chances of your eliminating your former .. |
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| Fri Mar 5 9:38:48 2010 |
dadcob, i presume that the $20K writeoff brings .. |
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| Fri Mar 5 9:36:36 2010 |
and i agree, rene...if it is possible for you to .. |
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| Fri Mar 5 9:34:42 2010 |
your question is best answered by a tax advisor, .. |
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| Fri Mar 5 9:32:23 2010 |
this is all confusing. i read the original post .. |
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| Fri Mar 5 9:30:06 2010 |
kimberly, please try to contact the housing .. |
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| Fri Mar 5 9:28:43 2010 |
miranda, what you can accomplish, as an .. |
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| Fri Mar 5 9:25:27 2010 |
The tax credit you cite is for someone who .. |
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| Fri Mar 5 9:04:39 2010 |
that's not what i said...i noted that the .. |
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| Fri Mar 5 9:02:15 2010 |
stoune, that response baffles .. |
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| Fri Mar 5 8:57:39 2010 |
to vicsvox:
there's no such thing as an .. |
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| Fri Mar 5 8:52:04 2010 |
i don't have any personal knowledge of their .. |
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| Fri Mar 5 8:42:34 2010 |
it looks like you're answering the original post, .. |
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| Fri Mar 5 8:39:35 2010 |
it would occur to me that if this is strictly a .. |
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| Fri Mar 5 8:34:47 2010 |
that sounds a lot better, then. i am a firm .. |
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| Thu Mar 4 10:55:07 2010 |
that's a bit riskier for you than i thought .. |
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| Thu Mar 4 10:33:55 2010 |
han, at $560 weekly salary, you won't be looking .. |
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| Thu Mar 4 10:30:28 2010 |
about, please refer back to the query. our .. |
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| Thu Mar 4 10:26:15 2010 |
honestly, dazzlin (is that the truth)...it .. |
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| Thu Mar 4 10:21:11 2010 |
becky, you could begin your home search now, in .. |
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| Thu Mar 4 10:16:27 2010 |
if only you had some expertise...
there is a .. |
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| Thu Mar 4 10:13:18 2010 |
i think you've hit it, john. underwriting .. |
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| Thu Mar 4 10:09:04 2010 |
personal belongings are not at jeopardy - you can .. |
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| Thu Mar 4 10:06:31 2010 |
i'm not certain walking away is any different .. |
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| Thu Mar 4 10:01:01 2010 |
it might, brownie, but it depends on how long ago .. |
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| Thu Mar 4 9:57:55 2010 |
oh yeah...i trust there are no prepayment .. |
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| Thu Mar 4 9:57:15 2010 |
the deal you're getting (interest rate aside for .. |
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| Thu Mar 4 9:50:13 2010 |
swalton, you asked incorrectly, but that's .. |
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| Thu Mar 4 9:41:06 2010 |
rockcop, that's precisely why you need to engage .. |
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| Thu Mar 4 9:30:35 2010 |
some of the commentary here may have seen the .. |
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| Thu Mar 4 9:26:35 2010 |
pearls of .. |
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| Wed Mar 3 12:18:10 2010 |
glad you clarified that...i wouldn't be too .. |
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| Wed Mar 3 11:02:16 2010 |
joe, given your overall attitude, it has to be .. |
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| Wed Mar 3 10:54:24 2010 |
oh yeah....and handling gavels, .. |
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| Wed Mar 3 10:53:51 2010 |
sabrina, i'd be pretty surprised to learn that .. |
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| Wed Mar 3 10:48:38 2010 |
anonymous, thank you for your reasonable, .. |
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| Wed Mar 3 10:40:06 2010 |
i'm not certain a real estate attorney is going .. |
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| Wed Mar 3 10:35:07 2010 |
if you wish to continue making the payments as .. |
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| Wed Mar 3 10:31:44 2010 |
no matter...on an annual interest rate of 8%, .. |
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| Wed Mar 3 10:23:26 2010 |
hello back to you glenn...glad to know that .. |
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| Tue Mar 2 1:46:31 2010 |
nice way to begin a post...
somebody in that .. |
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| Tue Mar 2 11:20:06 2010 |
and in that regard - joint ownership with a .. |
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| Tue Mar 2 11:15:54 2010 |
you can accomplish what you wish by use of a quit .. |
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| Tue Mar 2 11:07:25 2010 |
please stop calling her a .. |
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| Tue Mar 2 11:06:08 2010 |
if a loan officer is foolish enough to order an .. |
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| Tue Mar 2 10:49:56 2010 |
i concur. .. |
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| Tue Mar 2 10:44:46 2010 |
wow...now that i've read the whole story, i .. |
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| Tue Mar 2 10:34:31 2010 |
i don't think you have any worries...a 661 score .. |
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| Tue Mar 2 10:33:04 2010 |
it's going to depend on the income level, .. |
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| Tue Mar 2 10:29:09 2010 |
everyone ought to be vehement about it, frankly. .. |
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| Tue Mar 2 10:24:22 2010 |
lady tea, your situation is complicated if the .. |
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| Tue Mar 2 10:21:07 2010 |
the 4506T is a requirement in large part because .. |
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| Tue Mar 2 10:15:07 2010 |
it ought not to be a speed bump, adam, though .. |
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| Tue Mar 2 10:10:21 2010 |
absolutely - anyone at or over the age of .. |
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| Tue Mar 2 10:07:27 2010 |
it has always been proper to disclose all .. |
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| Tue Mar 2 9:31:24 2010 |
absolutely, it's necessary for you to engage an .. |
Forum |
| Tue Mar 2 9:27:15 2010 |
i agree with you jim that a lender can provide a .. |
Forum |
| Tue Mar 2 9:19:57 2010 |
i hope to hear back that you've rectified the .. |
Forum |
| Tue Mar 2 9:17:45 2010 |
a sane and sound response; thanks .. |
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| Tue Mar 2 9:05:34 2010 |
aaron, your status won't deter any lender from .. |
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| Tue Mar 2 9:03:55 2010 |
there's no doubt that the old days of shopping .. |
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| Tue Mar 2 8:49:47 2010 |
and to top it all off, we've seen so many changes .. |
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| Tue Mar 2 8:43:15 2010 |
seamles1 i agree with that assessment; you may .. |
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| Mon Mar 1 3:36:09 2010 |
sunmicroman, if you wander around here enough, .. |
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| Mon Mar 1 3:31:40 2010 |
it's only 9 months after "rob" posted - .. |
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| Mon Mar 1 3:27:56 2010 |
i believe that most everyone uses it as soon as .. |
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| Mon Mar 1 3:23:50 2010 |
you must have been in a calm mood when you wrote .. |
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| Sat Feb 27 2:16:16 2010 |
and the reality of it is that the lender gets the .. |
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| Sat Feb 27 2:11:57 2010 |
based on a conversation i had with a .. |
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| Fri Feb 26 11:16:48 2010 |
sounds like a not very funny comedy of errors. .. |
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| Fri Feb 26 11:12:42 2010 |
bdcoop, your last question is first for me: no .. |
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| Fri Feb 26 11:06:36 2010 |
in addition, if you have collections, judgments, .. |
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| Fri Feb 26 10:59:12 2010 |
at least in my neck of the woods (connecticut), a .. |
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| Fri Feb 26 10:53:40 2010 |
jb, that lien ought not to prevent you from .. |
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| Fri Feb 26 10:48:22 2010 |
interest rates for fha and conventional are .. |
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| Fri Feb 26 10:45:34 2010 |
claytn, as long as you are under contract to .. |
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| Fri Feb 26 10:42:46 2010 |
wow...i hope you haven't lost your youthful .. |
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| Fri Feb 26 10:38:15 2010 |
indeed, tinky, you need to catch up on your .. |
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| Fri Feb 26 10:35:18 2010 |
i think that the unusual nature of what took .. |
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| Thu Feb 25 10:23:57 2010 |
eddy, your new employment isn't necessarily going .. |
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| Thu Feb 25 10:18:21 2010 |
payday .. |
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| Thu Feb 25 10:14:06 2010 |
a most instructive thread, in my opinion. i've .. |
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| Thu Feb 25 10:02:49 2010 |
howard thanks for the interruption - i needed the .. |
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| Thu Feb 25 9:02:16 2010 |
sometimes people cannot handle truth. i don't .. |
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| Wed Feb 24 12:22:55 2010 |
thanks for chiming in, john. i surmise that you .. |
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| Wed Feb 24 11:37:24 2010 |
simply put - it allows one to purchase a house .. |
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| Wed Feb 24 11:34:00 2010 |
picky, aren't you, .. |
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| Wed Feb 24 11:32:44 2010 |
i am not aware of any expedited foreclosures but .. |
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| Wed Feb 24 11:29:32 2010 |
don't go scaring your friends, though i suppose .. |
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| Wed Feb 24 11:26:55 2010 |
tergirly, what ratio will be accepted by an .. |
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| Wed Feb 24 11:24:17 2010 |
hopefully, you'll find a notary who's familiar .. |
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| Wed Feb 24 11:19:27 2010 |
funny to read "if i need a lawyer" - i .. |
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| Wed Feb 24 11:17:44 2010 |
i don't know of any lenders who would allow a .. |
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| Wed Feb 24 11:13:56 2010 |
and i just came upon this paragraph in a google .. |
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| Wed Feb 24 11:10:43 2010 |
sorry...i've never heard of a mortgage having .. |
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| Wed Feb 24 11:07:44 2010 |
when i googled that phrase, up came a VA form, .. |
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| Wed Feb 24 11:04:24 2010 |
wow...tired and curious...
i cannot explain .. |
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| Tue Feb 23 11:40:20 2010 |
let me preface my remarks by saying this: .. |
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| Tue Feb 23 11:37:21 2010 |
james, check my answer to your question on the .. |
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| Tue Feb 23 11:35:09 2010 |
honestly, james, i don't see how you can .. |
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| Tue Feb 23 11:32:12 2010 |
nice to see that "bliss" is the second .. |
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| Tue Feb 23 11:21:40 2010 |
a better idea than speaking to a generic attorney .. |
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| Tue Feb 23 11:18:18 2010 |
as cosigner, of course, you are fully obligated .. |
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| Tue Feb 23 11:13:15 2010 |
jan, you can easily transfer your interest in the .. |
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| Tue Feb 23 10:47:45 2010 |
not disclosing your $2600 monthly mortgage .. |
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| Tue Feb 23 10:43:03 2010 |
if these accounts are yours alone, your husband .. |
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| Tue Feb 23 10:41:14 2010 |
if i were in your situation, i would a) speak .. |
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| Tue Feb 23 10:37:40 2010 |
mandy now that you've got a 30-day late on your .. |
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| Tue Feb 23 10:32:15 2010 |
al, i don't know of any such jobs, but maybe i .. |
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| Tue Feb 23 10:29:43 2010 |
the best way is the only way - refinance the .. |
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| Tue Feb 23 10:28:38 2010 |
making that double payment will keep the hounds .. |
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| Tue Feb 23 9:55:32 2010 |
sherri, if the loan to value ratio on your new .. |
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| Tue Feb 23 9:53:54 2010 |
frankly, it's baffling to try to take in .. |
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| Tue Feb 23 9:45:07 2010 |
thanks, bree - good information for florida...i .. |
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| Tue Feb 23 9:38:42 2010 |
ja8669 why aren't you using this firm that you .. |
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| Tue Feb 23 9:26:58 2010 |
i wish i knew the laws, regulations and .. |
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| Tue Feb 23 9:23:05 2010 |
your lender is sadly misinformed. in all .. |
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| Tue Feb 23 9:18:02 2010 |
i truly believe that the lenders and servicers .. |
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| Tue Feb 23 9:12:33 2010 |
seeing that post from josh made me curious enough .. |
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| Tue Feb 23 9:04:37 2010 |
thanks, josh...i'm not in a community property .. |
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| Tue Feb 23 8:59:51 2010 |
debra, don't you think it's high time you stopped .. |
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| Tue Feb 23 8:57:03 2010 |
i'd have a hard time believing that it would be a .. |
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| Mon Feb 22 10:01:54 2010 |
wolfy, if you are looking for a cash-out .. |
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| Mon Feb 22 9:58:07 2010 |
that depends on who you're asking...my questions .. |
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| Mon Feb 22 9:50:46 2010 |
your take on the matter has its merits, .. |
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| Mon Feb 22 9:46:45 2010 |
well, you've got a very convoluted situation .. |
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| Mon Feb 22 9:41:32 2010 |
whatever the income is, that's what should be .. |
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| Mon Feb 22 9:38:16 2010 |
i hope you get clarity here, tracy, and a .. |
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| Mon Feb 22 9:36:22 2010 |
i believe you ought to take that question to a .. |
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| Mon Feb 22 9:29:27 2010 |
y'know raymond...i didn't even catch that it was .. |
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| Mon Feb 22 9:24:39 2010 |
a "professional tax preparer" ought to .. |
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| Mon Feb 22 9:19:09 2010 |
that is correct, clay. i cannot explain what it .. |
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| Mon Feb 22 9:12:54 2010 |
has anyone ever contacted their state's attorney .. |
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| Mon Feb 22 9:08:24 2010 |
i don't think i got that there were 2 sets of .. |
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| Mon Feb 22 12:04:37 2010 |
don't jump the gun - you don't want the lender to .. |
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| Mon Feb 22 12:02:16 2010 |
i'm not sure of the particular benefits of it .. |
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| Mon Feb 22 11:43:15 2010 |
have you sounded out other lenders that's your .. |
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| Mon Feb 22 11:41:19 2010 |
sissy, that's where you ought to get all you .. |
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| Mon Feb 22 11:22:39 2010 |
i think your other lawyer would be a better .. |
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| Mon Feb 22 11:19:39 2010 |
elisa, you are stuck with a lender who is not .. |
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| Mon Feb 22 11:13:12 2010 |
on june 1, the federal government is rolling out .. |
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| Mon Feb 22 11:01:51 2010 |
there's a slight difference, depending on whether .. |
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| Mon Feb 22 10:59:49 2010 |
timbo, you have a preapproval, but you have to .. |
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| Mon Feb 22 10:54:39 2010 |
i think you're smart to have engaged a different .. |
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| Mon Feb 22 10:53:12 2010 |
you won't see such rates for a couple of reasons. .. |
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| Mon Feb 22 10:50:01 2010 |
well you sure can't have something notarized that .. |
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| Mon Feb 22 10:46:00 2010 |
you need legal help more than you need advice on .. |
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| Mon Feb 22 10:32:43 2010 |
let the lender know that your cosigner has .. |
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| Mon Feb 22 10:28:48 2010 |
a pleasure, .. |
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| Mon Feb 22 10:27:54 2010 |
if you have an insurance agent with whom you do .. |
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| Mon Feb 22 10:26:27 2010 |
your cousin has to act within the confines of the .. |
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| Mon Feb 22 10:24:42 2010 |
i think you're in a catch 22 situation here. .. |
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| Mon Feb 22 10:16:44 2010 |
i agree that under the circumstances a deed in .. |
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| Mon Feb 22 10:13:26 2010 |
no harm, gunz; none is perfect but the .. |
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| Mon Feb 22 10:12:24 2010 |
frankly, i don't know the answer - that's why i .. |
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| Mon Feb 22 10:08:49 2010 |
wow - you ain't just messin' around now, are .. |
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| Mon Feb 22 10:06:07 2010 |
a second mortgage is a mortgage. i can't imagine .. |
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| Mon Feb 22 10:01:40 2010 |
ditch the only way you can become obligated on a .. |
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| Mon Feb 22 9:59:56 2010 |
resist those companies who want you to pay them .. |
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| Mon Feb 22 9:55:52 2010 |
it's safe to say that you lost your deposit, i .. |
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| Mon Feb 22 9:54:19 2010 |
gunz i think you got this one confused. the .. |
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| Mon Feb 22 9:51:29 2010 |
razzman, hopefully your insurance estimate is .. |
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| Mon Feb 22 9:45:24 2010 |
i don't know why not, traci. they ought to be .. |
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| Mon Feb 22 7:49:39 2010 |
but bold is better, no doubt...one of these days .. |
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| Mon Feb 22 7:49:03 2010 |
i think i messed it up .. |
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| Mon Feb 22 7:47:13 2010 |
nor this .. |
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| Sun Feb 21 10:47:40 2010 |
that's true, adonis, but not sensible for tara to .. |
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| Sun Feb 21 10:37:23 2010 |
ditto .. |
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| Sun Feb 21 10:35:11 2010 |
a wonderful testimony about how dangerous it is .. |
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| Sun Feb 21 10:28:14 2010 |
very true...the only way in which a lender will .. |
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| Sun Feb 21 10:25:25 2010 |
no denise, the first mortgagee will not make any .. |
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| Sun Feb 21 10:23:44 2010 |
well said, john. for someone to know the debt .. |
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| Sun Feb 21 10:07:39 2010 |
kat, your second post says "no deed." .. |
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| Sun Feb 21 10:05:03 2010 |
if you can have a conversation with the creditor, .. |
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| Sun Feb 21 10:01:38 2010 |
methinks you'll have to review your modification .. |
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| Sun Feb 21 9:58:24 2010 |
yes, you will...usually you must have completed .. |
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| Sun Feb 21 9:46:01 2010 |
corn, you would be obligated to pay for the .. |
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| Sun Feb 21 9:20:08 2010 |
you're so welcome sabrina - keep us posted .. |
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| Sun Feb 21 9:02:11 2010 |
so many thank yous...please let us know how you .. |
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| Sun Feb 21 8:59:53 2010 |
karen it already affected you with your credit .. |
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| Sat Feb 20 1:20:38 2010 |
dorothy, eric said it more than 2 years ago, and .. |
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| Sat Feb 20 1:12:08 2010 |
it's pretty clear that your adjustable rate is .. |
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| Sat Feb 20 1:06:59 2010 |
i don't have the definitive answer to your .. |
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| Sat Feb 20 1:04:14 2010 |
the first problem i see is that you stated the .. |
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| Sat Feb 20 12:57:44 2010 |
man o man this is a stunning array of answers. .. |
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| Sat Feb 20 12:51:54 2010 |
joanne, there are two methods by which this could .. |
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| Sat Feb 20 12:34:55 2010 |
whether or not the lender will consider you for .. |
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| Sat Feb 20 12:27:28 2010 |
i'm sorry evelyn, but unless we have a little bit .. |
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| Sat Feb 20 12:24:03 2010 |
and i saw your other post too, soldiergirl, so .. |
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| Sat Feb 20 10:55:05 2010 |
kt - you may want to partner up with a .. |
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| Sat Feb 20 10:50:35 2010 |
guest, i assume you meant "medical .. |
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| Sat Feb 20 10:47:13 2010 |
it seems to me that what they're seeking from you .. |
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| Sat Feb 20 10:42:21 2010 |
devlin, that's probably your best bet - to have a .. |
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| Sat Feb 20 10:39:45 2010 |
they may also have been looking at the .. |
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| Sat Feb 20 10:36:59 2010 |
thanks for the alphabet lesson here, mir, but i .. |
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| Sat Feb 20 10:34:11 2010 |
your first step is undoubtedly going to be to .. |
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| Sat Feb 20 10:32:10 2010 |
you don't necessarily need an attorney, as you .. |
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| Sat Feb 20 10:27:52 2010 |
guest, you are now an owner of the home...that .. |
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| Sat Feb 20 10:16:41 2010 |
you need to have "the bank loan .. |
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| Sat Feb 20 10:07:00 2010 |
i can't believe that word made it through the .. |
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| Sat Feb 20 10:03:46 2010 |
it seems that "let me explain" has come .. |
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| Sat Feb 20 9:58:14 2010 |
babs, have no fear about losing your home. keep .. |
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| Sat Feb 20 9:50:47 2010 |
i think you need to escalate your conversation .. |
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| Sat Feb 20 9:42:35 2010 |
j.m. you're going to have a difficult time of it, .. |
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| Sat Feb 20 9:37:44 2010 |
but check this out, fresh in today's .. |
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| Fri Feb 19 12:21:34 2010 |
dunno .. |
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| Fri Feb 19 12:20:49 2010 |
a quit claim deed has nothing to do with who is .. |
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| Fri Feb 19 12:19:18 2010 |
i suppose you can...as long as she's happy with .. |
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| Fri Feb 19 12:17:47 2010 |
no...an executor is only charged with specific .. |
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| Fri Feb 19 12:16:29 2010 |
but a "buyout" of a wife typically .. |
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| Fri Feb 19 12:15:03 2010 |
well, sabrina, i can't explain their accounting .. |
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| Fri Feb 19 12:10:21 2010 |
most lenders want that judgment paid in full .. |
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| Fri Feb 19 12:08:37 2010 |
please keep in mind that if someone is added as .. |
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| Fri Feb 19 12:03:07 2010 |
nirun, anyone who doesn't have the form 4562 .. |
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| Fri Feb 19 12:01:15 2010 |
you can't add prepaids to a loan unless it's a .. |
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| Fri Feb 19 11:57:03 2010 |
it's highly unlikely that you're paying .. |
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| Fri Feb 19 11:54:04 2010 |
guest, are you katie if so, my answer still .. |
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| Fri Feb 19 11:51:58 2010 |
laws will definitely vary from state to state, .. |
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| Fri Feb 19 11:48:23 2010 |
laura pretend that doesn't exist...it's .. |
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| Fri Feb 19 11:45:44 2010 |
we've not heard of anybody in florida that's in .. |
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| Fri Feb 19 11:44:39 2010 |
what are the "few that are actually .. |
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| Fri Feb 19 11:41:59 2010 |
that last post: "this is all soo .. |
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| Fri Feb 19 11:36:33 2010 |
yes, a real estate lawyer - i.e. someone who .. |
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| Fri Feb 19 11:33:01 2010 |
thanks for the additional expertise and advice, .. |
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| Wed Feb 17 10:30:04 2010 |
emma/emily, you can check on the fha website to .. |
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| Wed Feb 17 10:25:57 2010 |
throw it away - they don't even know who you are. .. |
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| Wed Feb 17 10:24:07 2010 |
jenl, i'm afraid you're barking up the wrong .. |
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| Wed Feb 17 10:20:52 2010 |
cindy, i agree with jenkin7's assessment of the .. |
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| Wed Feb 17 10:14:45 2010 |
i guess i must have overlooked his language, or .. |
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| Wed Feb 17 10:11:59 2010 |
your scores are in order, melissa, so go for it. .. |
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| Wed Feb 17 10:09:21 2010 |
so you paid for someone to do a title search, and .. |
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| Wed Feb 17 9:39:49 2010 |
i don't know that there's any specific law that .. |
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| Wed Feb 17 9:35:01 2010 |
well as long as she makes the credit card .. |
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| Wed Feb 17 1:34:15 2010 |
grace and peace to you too, .. |
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| Wed Feb 17 1:33:43 2010 |
i don't get your response...are these your .. |
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| Wed Feb 17 1:29:09 2010 |
sushay i have never heard of such a thing either. .. |
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| Wed Feb 17 1:23:18 2010 |
well i hope you weren't put off by that m .. |
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| Wed Feb 17 1:20:46 2010 |
rescission only applies on a refinance of your .. |
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| Wed Feb 17 1:17:40 2010 |
essentially, your brother is going to have to .. |
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| Wed Feb 17 1:13:55 2010 |
and i wish you well, .. |
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| Wed Feb 17 1:13:38 2010 |
no way is it fraudulent. of course, i am .. |
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| Wed Feb 17 1:11:15 2010 |
you're welcome, of course. it won't be easy to .. |
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| Wed Feb 17 1:08:34 2010 |
but on a conventional loan, non-occupant .. |
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| Wed Feb 17 1:06:09 2010 |
snapp, the lender for the loan on this rental .. |
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| Wed Feb 17 1:03:30 2010 |
with both of those accounts, i don't believe .. |
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| Wed Feb 17 1:01:04 2010 |
sussane, i don't think moving in is the issue .. |
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| Wed Feb 17 12:59:31 2010 |
lenders report interest paid to the person whose .. |
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| Wed Feb 17 12:56:48 2010 |
man, the guy who was on here in the last week or .. |
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| Wed Feb 17 12:54:50 2010 |
actually, i'm surprised that you'd be surprised .. |
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| Wed Feb 17 12:50:31 2010 |
n8, you are probably going to have to operate .. |
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| Wed Feb 17 12:46:39 2010 |
anonymous, you can send something to the po box .. |
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| Wed Feb 17 12:45:24 2010 |
agreeing with JK here...if lenders are .. |
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| Wed Feb 17 12:44:02 2010 |
now gunz just because you're a year older, you .. |
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| Wed Feb 17 12:42:18 2010 |
you can check with your local county or town .. |
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| Wed Feb 17 12:41:10 2010 |
in order for lenders to accommodate costs in .. |
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| Wed Feb 17 12:37:39 2010 |
i assume you mean that you're being approved for .. |
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| Wed Feb 17 12:35:59 2010 |
c.compton, what you would be recording is the .. |
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| Wed Feb 17 12:34:27 2010 |
no...the only interest that is deductible on .. |
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| Wed Feb 17 12:33:00 2010 |
well said, .. |
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| Wed Feb 17 12:31:26 2010 |
i wouldn't say you are completely out of luck. .. |
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| Wed Feb 17 10:24:52 2010 |
blanket mortgages are pretty much a thing of the .. |
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| Wed Feb 17 9:16:57 2010 |
unmarried couples don't abandon each other; they .. |
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| Wed Feb 17 9:13:33 2010 |
no mention made of an attorney - i hope you have .. |
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| Wed Feb 17 9:09:55 2010 |
good to know you like it, .. |
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| Wed Feb 17 9:08:36 2010 |
as long as your income is sufficient, guest, you .. |
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| Wed Feb 17 9:07:23 2010 |
i don't know what "ag" is, but suggest .. |
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| Wed Feb 17 8:49:35 2010 |
i stand by what i said...investment property is .. |
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| Wed Feb 17 8:47:33 2010 |
thanks .. |
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| Tue Feb 16 10:42:25 2010 |
if you become an owner after the fact, you are .. |
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| Tue Feb 16 10:39:42 2010 |
oh and i forgot recording fee - nominal .. |
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| Tue Feb 16 10:39:07 2010 |
there's negligible cost. you'll need to quit .. |
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| Tue Feb 16 10:34:50 2010 |
about....you've been around long enough that it's .. |
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| Tue Feb 16 10:30:45 2010 |
if there's a deficiency balance left over, you .. |
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| Tue Feb 16 10:27:25 2010 |
kinda odd...it took professional help to get you .. |
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| Tue Feb 16 10:23:45 2010 |
as the owner of course, they'd like to have you .. |
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| Tue Feb 16 10:20:30 2010 |
assuming that title is now vested in his name .. |
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| Tue Feb 16 10:18:23 2010 |
i don't think it's a bad thought to do that, .. |
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| Tue Feb 16 10:14:27 2010 |
what precisely are you worried about being stuck .. |
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| Tue Feb 16 10:10:59 2010 |
you might as well sell it to him since he's .. |
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| Tue Feb 16 10:07:36 2010 |
what i didn't say is this: contact the court and .. |
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| Tue Feb 16 10:05:39 2010 |
seems to me i answered this question earlier .. |
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| Tue Feb 16 10:00:57 2010 |
rent payments are not tax deductible in any event .. |
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| Tue Feb 16 9:58:19 2010 |
how did the two of you handle the closing on this .. |
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| Tue Feb 16 9:53:41 2010 |
that could be quite a chore there, guest. you .. |
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| Tue Feb 16 9:47:58 2010 |
joshua, although some of us can follow what .. |
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| Tue Feb 16 9:45:37 2010 |
did you simply stop making payments to them .. |
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| Tue Feb 16 9:39:37 2010 |
owner financing has sure changed over the .. |
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| Tue Feb 16 9:34:54 2010 |
tamara, it all depends on whether you'll qualify .. |
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| Tue Feb 16 9:30:17 2010 |
the grantee is not required to sign a quit claim .. |
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| Tue Feb 16 9:28:36 2010 |
happy 21st gunz, and many more. you've got years .. |
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| Tue Feb 16 9:26:11 2010 |
if you are simply cosigning his note, he ought to .. |
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| Tue Feb 16 9:22:50 2010 |
that's your prerogative of course, but it doesn't .. |
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| Tue Feb 16 3:18:12 2010 |
posting the same question again won't bring you .. |
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| Tue Feb 16 3:16:20 2010 |
wouldn't you consider to be in contempt of the .. |
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| Tue Feb 16 2:04:46 2010 |
Bitte
de nada
you're welcome
de rien
don't .. |
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| Tue Feb 16 2:02:15 2010 |
i'm surprised that he couldn't get an approval, .. |
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| Tue Feb 16 1:59:04 2010 |
i just answered your question - check out this .. |
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| Tue Feb 16 1:57:22 2010 |
a home cannot be "seized" simply .. |
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| Tue Feb 16 1:53:55 2010 |
the only thing you ought to be claiming on your .. |
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| Tue Feb 16 1:52:08 2010 |
yes...nobody can force you to accept the transfer .. |
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| Tue Feb 16 1:42:57 2010 |
yes, his is the only signature required on a quit .. |
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| Tue Feb 16 1:40:18 2010 |
that will certainly serve you better, then. by .. |
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| Tue Feb 16 10:35:40 2010 |
first of all, that question ought to be addressed .. |
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| Tue Feb 16 10:32:28 2010 |
having "fairly 'new' credit" might mean .. |
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| Tue Feb 16 10:29:22 2010 |
oh...and look into first time homebuyer programs .. |
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| Tue Feb 16 10:27:56 2010 |
if you have anyone in your family who can provide .. |
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| Tue Feb 16 10:24:08 2010 |
who is it that would be assuming this loan, and .. |
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| Tue Feb 16 10:20:35 2010 |
truly the only way you can find out is to go .. |
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| Tue Feb 16 10:17:52 2010 |
ben, i'm afraid you'll find no alternatives here. .. |
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| Tue Feb 16 10:14:02 2010 |
there's no way a real estate agent can put a home .. |
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| Tue Feb 16 10:08:58 2010 |
prequalification is a big "if." what .. |
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| Tue Feb 16 10:07:06 2010 |
and the owner of the property is the lender who .. |
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| Tue Feb 16 10:05:17 2010 |
it makes no sense in a prequalification situation .. |
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| Tue Feb 16 10:01:30 2010 |
well, clay, it seems that without your social .. |
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| Tue Feb 16 9:55:21 2010 |
lady t i surmise you don't have a lawyer. you .. |
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| Tue Feb 16 9:48:28 2010 |
there doesn't seem to be much that you can do. .. |
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| Tue Feb 16 9:18:53 2010 |
smash, just how minimal is his credit as long as .. |
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| Tue Feb 16 9:15:45 2010 |
i agree thoroughly, .. |
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| Tue Feb 16 9:11:43 2010 |
i'm pretty skeptical that lenders are going to .. |
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| Tue Feb 16 9:03:32 2010 |
natasha, those programs are generally far more .. |
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| Tue Feb 16 9:00:57 2010 |
clenton...please read my post above yours, .. |
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| Tue Feb 16 8:58:53 2010 |
it's unfortunate that you've got a shortage in .. |
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| Tue Feb 16 8:54:40 2010 |
what you'll qualify for is going to be highly .. |
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| Tue Feb 16 8:50:26 2010 |
by all means, please feel free to return...if you .. |
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| Mon Feb 15 4:02:08 2010 |
lydia, that's a fine idea to talk to the bank as .. |
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| Mon Feb 15 3:51:21 2010 |
hollie, i hope that you have contacted the .. |
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| Mon Feb 15 12:18:01 2010 |
that is the kind of resolution here that makes .. |
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| Mon Feb 15 12:15:43 2010 |
when He steps in, you don't need to be the best .. |
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| Sat Feb 13 10:05:44 2010 |
mitchell i would have been running away by now. .. |
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| Sat Feb 13 10:02:19 2010 |
dj unless you have given authorization to someone .. |
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| Sat Feb 13 9:56:37 2010 |
raymond, i made the assumption that the business .. |
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| Sat Feb 13 9:55:22 2010 |
or her .. |
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| Sat Feb 13 9:52:45 2010 |
wait...are you saying that the previous owner .. |
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| Sat Feb 13 9:35:02 2010 |
it's a .. |
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| Sat Feb 13 9:34:19 2010 |
yes, i will agree that the bbb is worthwhile too, .. |
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| Fri Feb 12 10:53:25 2010 |
lenders are not likely to take your plans into .. |
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| Fri Feb 12 10:50:20 2010 |
celeste, you need to engage an attorney in all .. |
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| Fri Feb 12 10:46:19 2010 |
carlos, that might not be sale date, but it's .. |
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| Fri Feb 12 10:43:36 2010 |
most of the time, what adonis said is .. |
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| Fri Feb 12 10:40:34 2010 |
if you have reviewed your credit report and you .. |
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| Fri Feb 12 10:33:09 2010 |
you can always transfer ownership of a home to .. |
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| Fri Feb 12 10:25:44 2010 |
it appears to me that the only way in which .. |
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| Fri Feb 12 10:21:26 2010 |
since it's a loan and you are repaying the loan, .. |
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| Fri Feb 12 10:17:36 2010 |
you cannot simply take over your friend's home .. |
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| Fri Feb 12 10:14:25 2010 |
yes, they do. the alternative is to turn you .. |
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| Fri Feb 12 10:11:58 2010 |
Jill Scott, I love your music and I'd watch your .. |
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| Fri Feb 12 10:03:47 2010 |
the wife is who - the ex-wife why would there be .. |
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| Fri Feb 12 10:00:41 2010 |
you are being sued because you are an owner, and .. |
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| Fri Feb 12 9:57:16 2010 |
sussane...adonis...thanks for the kudos. i aim .. |
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| Fri Feb 12 9:51:49 2010 |
i'm so sick and tired of this invective; the .. |
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| Fri Feb 12 9:48:27 2010 |
so true, raymond...hey, didn't all of our dads .. |
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| Fri Feb 12 9:46:11 2010 |
chene, you seem to be more worried about the .. |
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| Fri Feb 12 9:40:17 2010 |
sorry 'bout that, .. |
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| Fri Feb 12 9:38:39 2010 |
have you spoken with your lender, silverfox they .. |
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| Fri Feb 12 9:34:32 2010 |
trackback that comment, as parenthetical as it .. |
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| Fri Feb 12 9:29:28 2010 |
it's awfully difficult to get cash out on a .. |
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| Fri Feb 12 2:42:08 2010 |
are you suggesting that you'd go to contract with .. |
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| Fri Feb 12 2:35:33 2010 |
it would have impacted your credit score, of .. |
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| Fri Feb 12 2:33:11 2010 |
eventually, if the lender chooses to begin a .. |
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| Fri Feb 12 2:24:19 2010 |
We 'bout to have church up in .. |
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| Fri Feb 12 10:34:37 2010 |
okay, yvonne...but is there any specific reason .. |
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| Fri Feb 12 10:32:14 2010 |
and i apologize for being so .. |
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| Fri Feb 12 10:31:58 2010 |
your $93 will absolutely save you quite a bit of .. |
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| Fri Feb 12 10:29:23 2010 |
since you and the grantor seem to have come to an .. |
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| Fri Feb 12 10:24:35 2010 |
and don't we know that God is good, dave! .. |
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| Fri Feb 12 10:23:28 2010 |
rise...it's not a matter of "would they .. |
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| Fri Feb 12 10:20:46 2010 |
ordinary refinance guidelines allow you to borrow .. |
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| Fri Feb 12 10:18:31 2010 |
i just went on the realtytrac site and found the .. |
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| Fri Feb 12 10:15:53 2010 |
does realty trac not define "transfer .. |
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| Fri Feb 12 10:14:39 2010 |
, it would seem to make sense that you can begin .. |
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| Fri Feb 12 10:08:18 2010 |
in the sale of a home, a quit claim deed is .. |
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| Fri Feb 12 10:02:53 2010 |
taking ownership via quit claim is not wise. you .. |
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| Fri Feb 12 9:59:33 2010 |
sussane, you reversed the deal here. .
this .. |
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| Fri Feb 12 9:55:24 2010 |
interesting timing...citimortgage has just .. |
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| Fri Feb 12 9:49:00 2010 |
the irs sends a transcript of your tax return. .. |
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| Fri Feb 12 9:46:40 2010 |
i'm sure they are - many of them are losing money .. |
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| Fri Feb 12 9:44:57 2010 |
you may absolutely sell your home shortly after .. |
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| Fri Feb 12 9:43:18 2010 |
joe, if you are speaking of a real estate .. |
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| Fri Feb 12 9:41:11 2010 |
are we certain that this "guest" is the .. |
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| Fri Feb 12 9:38:09 2010 |
denise, if you have on hand a commitment letter .. |
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| Fri Feb 12 9:33:32 2010 |
kaysasi, you didn't say where you are located, .. |
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| Fri Feb 12 9:31:20 2010 |
mr paul, you don't have to attach the 1098 to .. |
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| Fri Feb 12 9:23:27 2010 |
undoubtedly you have a labor department in the .. |
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| Fri Feb 12 9:19:17 2010 |
when you say "private mortgage company" .. |
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| Fri Feb 12 9:16:44 2010 |
jen, all aspects of an owner-financed deal are .. |
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| Fri Feb 12 9:14:59 2010 |
jacqueline, i know that jheard mentioned 5 years .. |
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| Fri Feb 12 9:10:56 2010 |
clearly, douglas, you've got to fight with them .. |
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| Fri Feb 12 9:08:33 2010 |
i'd agree with your assessment of the situation, .. |
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| Thu Feb 11 12:17:04 2010 |
and i've gotta sign off for now, so hopefully .. |
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| Thu Feb 11 12:16:21 2010 |
is there no company name that doesn't make sense .. |
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| Thu Feb 11 12:13:49 2010 |
you need to attach a note that stipulates .. |
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| Thu Feb 11 12:12:45 2010 |
amortization is an actuarial method, but here's .. |
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| Thu Feb 11 12:08:56 2010 |
dave, if you are a member of a credit union, or a .. |
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| Thu Feb 11 12:00:56 2010 |
joann, you need to be in contact with your .. |
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| Thu Feb 11 11:59:02 2010 |
i would think that you're right about it. if .. |
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| Thu Feb 11 11:56:55 2010 |
it may be that they want to verify upfront that .. |
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| Thu Feb 11 11:54:38 2010 |
anony, when you obtain cash out from a refinance, .. |
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| Thu Feb 11 11:53:32 2010 |
savior, the vast majority of mobile homes are .. |
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| Thu Feb 11 11:51:56 2010 |
i can't disagree about the fairness or lack .. |
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| Thu Feb 11 11:46:59 2010 |
man o man...you have a different appelation for .. |
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| Thu Feb 11 11:45:10 2010 |
i'm not sure what you're driving at in the final .. |
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| Thu Feb 11 11:40:30 2010 |
i definitely agree with your stance on the .. |
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| Thu Feb 11 11:25:26 2010 |
if you can keep visiting over and over, that'll .. |
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| Thu Feb 11 11:23:35 2010 |
Thanks to you, Brian, and all the wonderful folk .. |
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| Thu Feb 11 11:21:15 2010 |
karen, is the number listed above (on this page) .. |
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| Wed Feb 10 2:20:53 2010 |
well, my thoughts are still pretty much the same .. |
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| Wed Feb 10 1:48:07 2010 |
the gift letter becomes a permanent part of the .. |
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| Wed Feb 10 1:46:38 2010 |
my answer still applies. if you don't owe his .. |
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| Wed Feb 10 1:44:38 2010 |
your lender is going to report interest paid .. |
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| Wed Feb 10 1:41:47 2010 |
jaynie, i don't quite get what you are saying .. |
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| Wed Feb 10 1:39:33 2010 |
and my take, clipper...
whoever called you .. |
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| Wed Feb 10 1:35:13 2010 |
to jscity: your coborrower isn't a co-signer, i .. |
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| Wed Feb 10 1:31:31 2010 |
wow...that's a harsh ending to your post. i .. |
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| Wed Feb 10 1:28:16 2010 |
kmyjean, i think you're making a reasonable .. |
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| Wed Feb 10 1:23:01 2010 |
i have no expertise in this matter specifically, .. |
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| Wed Feb 10 1:20:56 2010 |
"you can still call the appraiser" IF .. |
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| Wed Feb 10 1:15:12 2010 |
if you're asking about legal requirements in .. |
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| Wed Feb 10 1:13:18 2010 |
regrettably, confused, you are in a jam. .. |
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| Wed Feb 10 1:02:07 2010 |
time will tell - i have 5 things on there now, .. |
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| Wed Feb 10 8:18:11 2010 |
that's a really convoluted post, ted. you are in .. |
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| Wed Feb 10 8:11:54 2010 |
any time you need credit, lenders are going to .. |
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| Wed Feb 10 8:08:36 2010 |
shan, your post doesn't make a whole lot of .. |
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| Wed Feb 10 8:05:45 2010 |
it's never been brought to my attention that an .. |
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| Wed Feb 10 8:01:35 2010 |
you may not be attending that particular church .. |
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| Wed Feb 10 7:56:15 2010 |
that's a really wacky question up there. of .. |
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| Wed Feb 10 7:51:54 2010 |
judy, you are on a forum that discusses topics .. |
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| Wed Feb 10 7:46:11 2010 |
disputes on credit reports are so prevalent that .. |
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| Wed Feb 10 7:42:05 2010 |
yup. .. |
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| Wed Feb 10 7:41:28 2010 |
well, you cosigner is absolutely going to be .. |
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| Wed Feb 10 7:29:26 2010 |
i don't fault eric for citing the speed and the .. |
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| Wed Feb 10 7:24:53 2010 |
that's beyond ridiculous.
your methods of .. |
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| Wed Feb 10 7:17:19 2010 |
amanda, that's a strange question. do you know .. |
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| Wed Feb 10 7:11:22 2010 |
aboutyour...you continue to infuse confusion into .. |
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| Wed Feb 10 7:05:50 2010 |
unfortunately, the public at large is wholly .. |
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| Wed Feb 10 6:57:00 2010 |
it's a harsh reality, but that's the facts, .. |
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| Wed Feb 10 6:54:19 2010 |
karen, has he attempted to refinance i suppose .. |
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| Wed Feb 10 6:51:41 2010 |
well, mr appraiser, you came late to the party, .. |
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| Wed Feb 10 6:42:06 2010 |
guest, your last sentence actually tells the .. |
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| Wed Feb 10 6:36:55 2010 |
you are perfectly correct in saying that .. |
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| Wed Feb 10 6:33:54 2010 |
wanda, if the lender is open to the novation .. |
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| Wed Feb 10 6:30:01 2010 |
kayla, our site here doesn't have the information .. |
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| Tue Feb 9 1:39:38 2010 |
some (who knows who) lender(s) may offer .. |
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| Tue Feb 9 1:37:25 2010 |
it's the old 5 W's of journalism, isn't it Who, .. |
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| Tue Feb 9 1:32:32 2010 |
didn't all this nonsense start BEFORE we elected .. |
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| Tue Feb 9 1:27:41 2010 |
hold on now, martha...40ish is not .. |
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| Tue Feb 9 1:25:43 2010 |
Hey Gang...I am now a featured writer on .. |
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| Tue Feb 9 1:19:11 2010 |
that's my understanding as well, though i can't .. |
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| Tue Feb 9 1:18:32 2010 |
yes, that's understandable, but your plan to .. |
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| Tue Feb 9 11:35:22 2010 |
i won't disagree with that, brad; what i'm .. |
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| Tue Feb 9 11:33:47 2010 |
okay...if purchasing someone else's credit .. |
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| Tue Feb 9 11:17:02 2010 |
there are realtors who are skilled in the short .. |
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| Tue Feb 9 11:11:29 2010 |
jessica, the first thing you need to do is to .. |
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| Tue Feb 9 11:09:31 2010 |
a grantee does not have to sign a quit claim .. |
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| Tue Feb 9 11:07:56 2010 |
"as is" has nothing to do with title - .. |
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| Tue Feb 9 11:05:14 2010 |
joey, unless you have a mighty kind owner/friend, .. |
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| Tue Feb 9 11:02:39 2010 |
yeah, that would be the stance to take...the more .. |
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| Tue Feb 9 11:01:49 2010 |
joshua, i think you misunderstood what lydia was .. |
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| Tue Feb 9 11:00:38 2010 |
did that individual use an attorney in working .. |
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| Tue Feb 9 10:57:41 2010 |
why would you go through the credit agency and .. |
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| Tue Feb 9 10:52:29 2010 |
i'm in agreement with the above answers. be very .. |
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| Tue Feb 9 10:50:10 2010 |
that sounds like something that won't be that .. |
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| Tue Feb 9 10:49:03 2010 |
jenna, some lenders will look favorably at you .. |
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| Tue Feb 9 10:46:57 2010 |
are there no mortgages involved if not, this .. |
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| Tue Feb 9 10:45:01 2010 |
great question keyba...now would you care to .. |
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| Tue Feb 9 10:44:09 2010 |
your lender can, if they so choose, call your .. |
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| Tue Feb 9 10:38:56 2010 |
well, conceivably, you can incorporate some or .. |
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| Tue Feb 9 9:23:18 2010 |
very interesting thread here...i'm sure it's .. |
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| Tue Feb 9 9:19:35 2010 |
please, everyone who might be reading this .. |
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| Tue Feb 9 9:17:14 2010 |
an astute loan officer would attempt to obtain an .. |
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| Tue Feb 9 9:10:08 2010 |
ruby, you need to discuss the possibility of a .. |
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| Tue Feb 9 9:06:24 2010 |
i would think that any right-thinking judge would .. |
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| Tue Feb 9 9:04:04 2010 |
without doubt, you'll find that the interest .. |
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| Tue Feb 9 9:00:43 2010 |
i think it depends on how the original ownership .. |
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| Tue Feb 9 8:55:42 2010 |
quite frankly, i'd sit still with the adjustable. .. |
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| Tue Feb 9 8:49:02 2010 |
and that one way or another isn't coming any time .. |
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| Tue Feb 9 8:47:49 2010 |
well bibi i guess you msut have finished 9th .. |
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| Tue Feb 9 8:45:53 2010 |
thank you for a touch of sanity, .. |
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| Tue Feb 9 8:44:50 2010 |
jim why did you bother reading this if it's so .. |
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| Mon Feb 8 10:04:33 2010 |
you don't say when this all took place. but you .. |
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| Mon Feb 8 9:53:56 2010 |
how do you propose to add these "seasoned .. |
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| Mon Feb 8 9:43:01 2010 |
origination fee is considered as a point and is, .. |
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| Mon Feb 8 9:41:05 2010 |
your payments won't change unless you have a .. |
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| Mon Feb 8 9:37:22 2010 |
i got the notification that there was a post on .. |
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| Mon Feb 8 9:28:53 2010 |
in order for you to refinance and eliminate him .. |
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| Mon Feb 8 8:51:47 2010 |
it's nice to be able to shop around and feel out .. |
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| Mon Feb 8 8:46:51 2010 |
isn't it easy to rattle on and on and not have a .. |
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| Mon Feb 8 3:47:12 2010 |
of course, you won't want to "fight" .. |
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| Mon Feb 8 3:43:34 2010 |
if you pay less than the payment due, you will be .. |
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| Mon Feb 8 3:40:58 2010 |
the lender is in control of short sales, so the .. |
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| Mon Feb 8 3:38:53 2010 |
and, yes, you can be approved, as long as you are .. |
Forum |
| Mon Feb 8 3:38:01 2010 |
lenders report interest paid to the borrower .. |
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| Mon Feb 8 3:36:41 2010 |
you'd have to take legal measures to do so, but .. |
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| Mon Feb 8 3:28:56 2010 |
i agree with your assessment, raymond. it is .. |
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| Mon Feb 8 3:24:58 2010 |
it's true - individual lenders have their own .. |
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| Mon Feb 8 3:20:39 2010 |
i'm not concerned with mr. rogers (roy or .. |
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| Mon Feb 8 3:04:19 2010 |
martha, i was not "getting smart" with .. |
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| Mon Feb 8 2:59:03 2010 |
the last shall be first: i don't know of any .. |
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| Sat Feb 6 11:07:46 2010 |
nazir, check locally (where the house is located) .. |
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| Sat Feb 6 11:06:10 2010 |
you said you're working with a divorce .. |
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| Sat Feb 6 10:01:45 2010 |
i defer to your divorce .. |
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| Sat Feb 6 9:39:00 2010 |
an attorney of some sort or another, for sure. .. |
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| Sat Feb 6 9:35:00 2010 |
shaleh, i guess you didn't have counsel during .. |
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| Sat Feb 6 9:30:56 2010 |
hey, i can't even put the website's address up .. |
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| Sat Feb 6 9:29:47 2010 |
i pulled this from the following website: .. |
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| Sat Feb 6 9:24:19 2010 |
contact the california attorney general's office. .. |
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| Sat Feb 6 9:22:09 2010 |
all these things are negotiable. his 18 months .. |
Forum |
| Sat Feb 6 9:19:09 2010 |
beej, with non-traditional tradelines such as .. |
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| Sat Feb 6 9:15:19 2010 |
a quit claim deed is definitely in order, and .. |
Forum |
| Sat Feb 6 9:13:09 2010 |
it's not a matter of notifying your lender - it's .. |
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| Sat Feb 6 9:10:54 2010 |
mad, if you owned the property to begin with and .. |
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| Sat Feb 6 9:09:38 2010 |
jen, it seems you're asking about this property .. |
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| Sat Feb 6 9:04:36 2010 |
wow, howard, you must love to work with the .. |
Forum |
| Sat Feb 6 8:59:29 2010 |
we always strive to be of assistance, so keep us .. |
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| Sat Feb 6 8:57:05 2010 |
you're right john...it makes not a whit of a .. |
Forum |
| Sat Feb 6 8:55:16 2010 |
there is a federal regulation that prohibits .. |
Forum |
| Sat Feb 6 8:51:19 2010 |
you are dealing with the insurance department, .. |
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| Sat Feb 6 8:46:30 2010 |
ray, what direct contact have you had with your .. |
Forum |
| Sat Feb 6 8:42:09 2010 |
josh, have you ever heard of the word .. |
Forum |
| Sat Feb 6 8:38:02 2010 |
you ought to seek legal advice here, .. |
Forum |
| Sat Feb 6 8:33:32 2010 |
getting funding from an entity does not a .. |
Forum |
| Sat Feb 6 8:29:25 2010 |
there's no such thing as transferring of a .. |
Forum |
| Sat Feb 6 8:26:11 2010 |
unfortunately, many who are in need of assistance .. |
Forum |
| Sat Feb 6 8:19:59 2010 |
long posts are not a problem - you need to say .. |
Forum |
| Fri Feb 5 10:03:22 2010 |
bibi, that's ridiculous. there's no room on this .. |
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| Thu Feb 4 11:23:12 2010 |
it would seem an affidavit of heirship would be .. |
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| Thu Feb 4 11:21:44 2010 |
i have to agree with brad, that the lender can do .. |
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| Thu Feb 4 11:15:46 2010 |
the age of the unit is going to work against you, .. |
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| Thu Feb 4 11:14:49 2010 |
this is the first time i don't have to take issue .. |
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| Thu Feb 4 11:13:48 2010 |
as eric noted, this happens frequently...the .. |
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| Thu Feb 4 11:10:53 2010 |
aaros, if you do a simple internet search you .. |
Forum |
| Thu Feb 4 11:08:22 2010 |
it's a pleasure.
Grace & .. |
Forum |
| Thu Feb 4 11:06:58 2010 |
i'm astounded by some of the bankruptcy questions .. |
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| Thu Feb 4 11:03:26 2010 |
zilphia, if you haven't signed your payday loan .. |
Forum |
| Thu Feb 4 10:59:43 2010 |
an owner cannot be removed from title by a .. |
Forum |
| Thu Feb 4 10:56:34 2010 |
of course a non-borrowing spouse would need to .. |
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| Thu Feb 4 10:54:29 2010 |
the settlement statement is prepared by the law .. |
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| Thu Feb 4 10:52:16 2010 |
being affiliated with a mortgage broker has no .. |
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| Thu Feb 4 10:47:56 2010 |
in addition to banking institutions, you can .. |
Forum |
| Thu Feb 4 10:36:39 2010 |
of course, if the grantee continues to make .. |
Forum |
| Thu Feb 4 10:29:55 2010 |
muffy, you are obviously being charged point(s), .. |
Forum |
| Thu Feb 4 10:24:56 2010 |
as a general rule, when a creditor puts a lien on .. |
Forum |
| Thu Feb 4 10:20:35 2010 |
i have to think that howard's suggestion to sell .. |
Forum |
| Thu Feb 4 10:17:36 2010 |
hang on here...YOU own the property, not your .. |
Forum |
| Thu Feb 4 10:13:33 2010 |
you might want to search around on here for those .. |
Forum |
| Thu Feb 4 10:11:56 2010 |
i can't give you a precise answer, frankly, about .. |
Forum |
| Thu Feb 4 10:06:47 2010 |
thanks for the clarification ika.
here's a .. |
Forum |
| Thu Feb 4 10:01:43 2010 |
even recognizing that trial modifications are .. |
Forum |
| Thu Feb 4 9:52:21 2010 |
Lenders, servicers, law firms, real estate .. |
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| Thu Feb 4 9:46:04 2010 |
brad are you aware of lenders offering loans on .. |
Forum |
| Thu Feb 4 9:44:31 2010 |
you will be limited to 85% of the value of the .. |
Forum |
| Thu Feb 4 9:41:20 2010 |
virtually every loan these days is underwritten .. |
Forum |
| Thu Feb 4 9:35:34 2010 |
i've never heard of a lender cancelling a .. |
Forum |
| Thu Feb 4 9:32:13 2010 |
based on your 19 carefully chosen words in your .. |
Forum |
| Thu Feb 4 9:28:47 2010 |
it seems like your situation isn't even suitable .. |
Forum |
| Thu Feb 4 9:25:47 2010 |
an eighth of a percent is negligible, and you can .. |
Forum |
| Thu Feb 4 9:21:36 2010 |
the lender in second position, if they accept a .. |
Forum |
| Thu Feb 4 9:10:11 2010 |
tonio, what is the purpose for your cosigner .. |
Forum |
| Thu Feb 4 9:04:38 2010 |
anon, you don't need a ton of income to qualify .. |
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| Thu Feb 4 9:02:14 2010 |
what kind of loan consultant are you working with .. |
Forum |
| Wed Feb 3 12:44:45 2010 |
it'd be nice if you left them there, but i can .. |
Forum |
| Wed Feb 3 12:32:00 2010 |
sandy, it's going to be difficult for you to .. |
Forum |
| Wed Feb 3 12:28:57 2010 |
sounds like something we ought to have here, .. |
Forum |
| Wed Feb 3 12:25:34 2010 |
your tax person isn't up to speed on mortgage .. |
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| Wed Feb 3 12:20:32 2010 |
yes, inasmuch as a deed in lieu is generally a .. |
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| Wed Feb 3 12:17:52 2010 |
sorry...now that you've asked, i realize that i .. |
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| Wed Feb 3 11:54:08 2010 |
thank you...a little more to add up in this brain .. |
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| Wed Feb 3 10:36:13 2010 |
i agree with theo (ted) - and what we call .. |
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| Wed Feb 3 10:33:45 2010 |
other than the reiteration of the statute, did .. |
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| Wed Feb 3 10:31:10 2010 |
refinancing these days requires that your account .. |
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| Wed Feb 3 10:27:41 2010 |
required cash would be the sum of money needed to .. |
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| Wed Feb 3 10:17:24 2010 |
now raymond i don't pretend to know anything .. |
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| Wed Feb 3 10:06:28 2010 |
i've seen many posts discussing taxation on .. |
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| Wed Feb 3 10:02:57 2010 |
suggestions are probably not necessary for you. .. |
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| Wed Feb 3 9:58:07 2010 |
that last post is typical of yours, about. .. |
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| Wed Feb 3 9:55:56 2010 |
a note: people need to be extremely careful when .. |
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| Wed Feb 3 9:52:32 2010 |
the key question here, mj, is whether or not you .. |
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| Wed Feb 3 9:47:54 2010 |
i feel what you're saying lala, but don't count .. |
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| Wed Feb 3 9:44:36 2010 |
but raymond, on a small loan, 6 points being .. |
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| Tue Feb 2 2:18:32 2010 |
guidelines and then some...and then some .. |
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| Tue Feb 2 10:58:59 2010 |
if you have a lawyer, that's who you should .. |
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| Tue Feb 2 10:52:09 2010 |
what happened to "lati" you don't need .. |
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| Tue Feb 2 10:42:42 2010 |
in my estimation, the new loan had nothing to do .. |
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| Tue Feb 2 10:40:32 2010 |
yes, indeed...he quit claims his interest in the .. |
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| Tue Feb 2 10:38:24 2010 |
gene, i have never heard of "air" other .. |
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| Tue Feb 2 10:31:12 2010 |
if the 15 year payment and interest rate are .. |
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| Tue Feb 2 10:26:36 2010 |
your best bet is a personal loan with someone .. |
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| Tue Feb 2 10:24:40 2010 |
i suppose it depends. if your transferred your .. |
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| Tue Feb 2 10:23:10 2010 |
well the irs regulation indicates that if you .. |
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| Tue Feb 2 10:05:41 2010 |
it's hard to say, pretty69. you need to shop .. |
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| Tue Feb 2 10:04:14 2010 |
mls, if you have sent payments in and the lender .. |
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| Tue Feb 2 10:00:12 2010 |
a 475 score is off the radar as far as the vast .. |
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| Tue Feb 2 9:57:05 2010 |
you can also invest in a good mattress.
yes, .. |
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| Tue Feb 2 9:54:06 2010 |
i agree - you'll simply have to repay the loan in .. |
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| Tue Feb 2 9:53:13 2010 |
i'm alarmed at the mention of bankruptcy here. .. |
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| Tue Feb 2 9:49:44 2010 |
yes, if you have made serious inroads into .. |
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| Tue Feb 2 9:48:04 2010 |
stephanie, i know those reasons look "very .. |
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| Tue Feb 2 9:36:52 2010 |
congratulations, phundo, on doing your homework .. |
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| Tue Feb 2 9:33:23 2010 |
having very quickly previewed this florida site, .. |
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| Tue Feb 2 9:26:56 2010 |
no and no.
in order for title to change hands .. |
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| Tue Feb 2 9:23:30 2010 |
i believe that you could accomplish what you wish .. |
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| Tue Feb 2 9:19:42 2010 |
it sure seems to me that the previous owners .. |
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| Tue Feb 2 9:17:47 2010 |
i will definitely second raymond's remarks .. |
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| Tue Feb 2 9:14:43 2010 |
the non-borrowing spouse is not responsible for .. |
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| Tue Feb 2 9:13:20 2010 |
sharon, you ought to approach a local credit .. |
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| Tue Feb 2 9:13:12 2010 |
you're trying to compare origination to .. |
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| Tue Feb 2 9:11:06 2010 |
6 points i don't know if "ouch" .. |
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| Tue Feb 2 9:10:06 2010 |
truly, you need to find the one lender who you .. |
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| Tue Feb 2 9:05:01 2010 |
well said, theo. it sounds a bit off-putting to .. |
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| Tue Feb 2 9:03:16 2010 |
i doubt that you'll have much recourse in this .. |
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| Tue Feb 2 8:59:19 2010 |
your fiance can give you a gift of equity, and .. |
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| Tue Feb 2 8:56:54 2010 |
forgot to sign in...
just to piggyback on .. |
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| Tue Feb 2 8:56:33 2010 |
this was mine:
since the two sons were owners .. |
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| Mon Feb 1 3:42:40 2010 |
i can't think of any advantages gained by a .. |
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| Mon Feb 1 3:40:09 2010 |
i can't think of any reason why a lender would .. |
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| Mon Feb 1 3:36:14 2010 |
and banker is correct. a 203k loan is going to .. |
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| Mon Feb 1 3:33:08 2010 |
are these all online don't you have anyone who .. |
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| Mon Feb 1 3:32:14 2010 |
agreed, there are no restrictions that prevent .. |
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| Mon Feb 1 3:30:50 2010 |
kelly, if it's a legal form you are asking about, .. |
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| Mon Feb 1 3:28:11 2010 |
anyone can pay for the deed, the recording, etc. .. |
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| Mon Feb 1 3:25:15 2010 |
terri, you may be able to refinance your current .. |
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| Mon Feb 1 3:19:49 2010 |
melissa, the only way additional income could be .. |
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| Mon Feb 1 3:18:17 2010 |
no...that's money you paid into the account for .. |
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| Mon Feb 1 3:16:27 2010 |
if a company gives you a guarantee that it will .. |
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| Mon Feb 1 2:55:34 2010 |
ruth, that they do government loans certainly .. |
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| Mon Feb 1 11:13:07 2010 |
even with the 580 lenders (those who'll work with .. |
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| Mon Feb 1 11:11:15 2010 |
you can only claim a deduction for interest that .. |
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| Mon Feb 1 11:09:03 2010 |
you need to come to some sort of agreement. .. |
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| Mon Feb 1 11:06:48 2010 |
cam, what your qualifications are will make the .. |
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| Mon Feb 1 10:57:21 2010 |
but of course the $6500 credit isn't relevant to .. |
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| Mon Feb 1 10:56:01 2010 |
"poor" credit can mean most anything, .. |
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| Mon Feb 1 10:54:48 2010 |
it seems you've already tried to determine what's .. |
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| Mon Feb 1 10:50:41 2010 |
that sounds like a pretty good proposition, .. |
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| Mon Feb 1 10:49:00 2010 |
it's plausible, that's for sure. in fact, you .. |
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| Mon Feb 1 8:55:13 2010 |
a new loan has nothing to do with a first-time .. |
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| Mon Feb 1 8:53:21 2010 |
sylvia, you won't be able to assume her mortgage .. |
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| Mon Feb 1 8:42:04 2010 |
that's okay, mark; venting is good for your mind .. |
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| Mon Feb 1 8:40:07 2010 |
that's not a bad idea - the reverse mortgage .. |
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| Mon Feb 1 8:39:10 2010 |
it's hard to answer that question. .. |
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| Mon Feb 1 8:35:46 2010 |
with that "guest" appellation, i sat .. |
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| Sat Jan 30 5:43:48 2010 |
bmx, the $6500 credit is for someone who .. |
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| Sat Jan 30 5:36:02 2010 |
your previous tidbits were precisely that, .. |
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| Sat Jan 30 5:32:47 2010 |
i'm afraid i can't answer your questions in .. |
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| Sat Jan 30 5:29:20 2010 |
this isn't social networking here, poordiasiskig, .. |
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| Fri Jan 29 10:47:13 2010 |
the typical situation, as i see it, is for a .. |
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| Fri Jan 29 10:43:51 2010 |
samuel, what you have described doesn't lend .. |
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| Fri Jan 29 10:40:09 2010 |
it occurs to me that a private note is what is .. |
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| Fri Jan 29 10:36:45 2010 |
if you follow savior's steps of acquiring your .. |
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| Fri Jan 29 10:31:19 2010 |
they've received terrible reviews on this site, .. |
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| Fri Jan 29 10:27:46 2010 |
you'll need to contact the housing agency in the .. |
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| Fri Jan 29 10:23:38 2010 |
guest, the first thing you need to determine is .. |
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| Fri Jan 29 10:16:45 2010 |
rise, you got it...the preliminary modification .. |
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| Fri Jan 29 10:13:21 2010 |
danielle, i advise that you seek an extension on .. |
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| Fri Jan 29 10:02:33 2010 |
and that's good advice that raymond has .. |
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| Fri Jan 29 9:56:47 2010 |
what you describe doesn't sound good, but then .. |
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| Fri Jan 29 9:53:40 2010 |
you're welcome and i hope you're .. |
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| Fri Jan 29 9:47:21 2010 |
tough love .. |
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| Fri Jan 29 10:51:04 2010 |
i'm not aware of any websites that would be .. |
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| Fri Jan 29 9:54:26 2010 |
in my opinion, DAD in law (sorry), i'd say it is .. |
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| Fri Jan 29 9:34:32 2010 |
you're right in how you read the guidelines that .. |
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| Fri Jan 29 9:32:26 2010 |
i don't have any familiarity with "walk .. |
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| Fri Jan 29 8:59:49 2010 |
agreed...you can certainly ask, but demanding .. |
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| Fri Jan 29 8:57:29 2010 |
guidelines regarding transactions such as you .. |
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| Fri Jan 29 8:52:47 2010 |
New guidelines were issued yesterday that will .. |
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| Fri Jan 29 8:39:17 2010 |
guest, i have seen noted many times on this forum .. |
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| Fri Jan 29 8:37:08 2010 |
johnny...while i was typing my response to your .. |
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| Fri Jan 29 8:35:52 2010 |
johnny, there's a couple of things that are .. |
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| Fri Jan 29 8:28:08 2010 |
i get it now...thanks for the clarification. i .. |
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| Fri Jan 29 8:25:28 2010 |
yes, carlo, that's typically what happens if a .. |
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| Fri Jan 29 8:24:11 2010 |
and i didn't label myself in any way, shape or .. |
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| Fri Jan 29 8:18:26 2010 |
ben, if you are a homeowner, why would you need .. |
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| Fri Jan 29 8:15:10 2010 |
i've heard of these things taking place, but i'm .. |
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| Thu Jan 28 11:00:27 2010 |
that would seem logical, feema. for 100% .. |
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| Thu Jan 28 10:58:14 2010 |
are you an owner, zee a realtor a lawyer a .. |
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| Thu Jan 28 10:55:14 2010 |
a person signing a note signs that note for the .. |
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| Thu Jan 28 10:51:37 2010 |
you're right chris - the lender won't have any .. |
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| Thu Jan 28 10:47:57 2010 |
you are "willing to pay the balance" - .. |
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| Thu Jan 28 10:43:02 2010 |
if you've worked with one company and you're .. |
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| Thu Jan 28 10:37:59 2010 |
maybe, carlo. there are other factors that come .. |
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| Thu Jan 28 10:35:13 2010 |
there are a lot of schemes that people use which .. |
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| Thu Jan 28 10:30:22 2010 |
a quit claim deed filed now will provide you with .. |
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| Thu Jan 28 10:28:17 2010 |
you have the right to prepay your mortgage, .. |
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| Thu Jan 28 10:25:26 2010 |
call the insurance commissioner in your state if .. |
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| Thu Jan 28 10:21:29 2010 |
the right of offset gives a financial institution .. |
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| Thu Jan 28 10:14:17 2010 |
unfortunately, "investor overlay" isn't .. |
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| Thu Jan 28 10:06:58 2010 |
thankya .. |
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| Thu Jan 28 10:14:24 2010 |
well put, savior; there's far more here than .. |
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| Thu Jan 28 10:01:24 2010 |
banker, i was only addressing the precedence of .. |
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| Thu Jan 28 10:00:17 2010 |
yes, musician, they will blend the two of you .. |
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| Thu Jan 28 9:55:08 2010 |
a deed in lieu of foreclosure allows the lender .. |
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| Thu Jan 28 9:49:51 2010 |
i don't know the answer to that question, i'm .. |
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| Thu Jan 28 9:41:56 2010 |
it strikes me as odd, too.
from seeing all .. |
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| Thu Jan 28 9:37:39 2010 |
thank you raymond.
obviously i never .. |
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| Thu Jan 28 9:33:59 2010 |
are they nationwide .. |
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| Thu Jan 28 9:32:17 2010 |
yea and amen, .. |
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| Thu Jan 28 9:30:43 2010 |
if it is "usfastcash" i would .. |
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| Thu Jan 28 9:21:37 2010 |
that's a nice recommendation for naca, theresa. .. |
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| Thu Jan 28 9:17:33 2010 |
no need to apologize for your questions, spider. .. |
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| Wed Jan 27 2:33:44 2010 |
oh, and i forgot to add this:
please don't .. |
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| Wed Jan 27 2:32:59 2010 |
Someone called me yesterday after having read one .. |
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| Wed Jan 27 2:28:31 2010 |
nina, would you care to restate your .. |
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| Wed Jan 27 2:26:31 2010 |
you are .. |
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| Wed Jan 27 2:25:40 2010 |
This is just a reminder. There are three new .. |
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| Wed Jan 27 2:12:23 2010 |
100% of each is considered. no lender would ever .. |
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| Wed Jan 27 2:10:52 2010 |
you didn't say how long ago you owned, scarlet; .. |
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| Wed Jan 27 2:02:37 2010 |
sidney, private mortgage insurance has nothing to .. |
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| Wed Jan 27 1:59:50 2010 |
i suppose the $800 you speak of is for attorney's .. |
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| Wed Jan 27 1:57:22 2010 |
dykesm, keep in mind that you are not .. |
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| Wed Jan 27 1:56:02 2010 |
spider that's a bit too little information to .. |
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| Wed Jan 27 1:53:02 2010 |
if your main issue is a lack of credit, you can .. |
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| Wed Jan 27 1:49:38 2010 |
and an unintelligible post giving us a random .. |
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| Wed Jan 27 1:45:18 2010 |
i am really befuddled as to why folk don't get .. |
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| Wed Jan 27 1:42:27 2010 |
check out these free credit report opportunities .. |
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| Wed Jan 27 1:34:28 2010 |
whatever equity to be split would be a negotiable .. |
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| Wed Jan 27 11:27:11 2010 |
entitlement, meaning to me the equity share. .. |
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| Wed Jan 27 11:24:24 2010 |
the only responsible parties for payment on a .. |
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| Wed Jan 27 11:20:59 2010 |
there have been copious comments made about elife .. |
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| Wed Jan 27 11:18:15 2010 |
are you referring to the change of a year ago .. |
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| Wed Jan 27 11:15:56 2010 |
depending on the type of program you're looking .. |
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| Wed Jan 27 11:11:24 2010 |
spider if you can demonstrate that you pay in .. |
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| Wed Jan 27 11:10:27 2010 |
that's undoubtedly going to be a negotiation .. |
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| Wed Jan 27 11:08:24 2010 |
spider, if your credit is sufficiently good and .. |
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| Wed Jan 27 11:06:33 2010 |
the non-paying sibling's entitlement is up for .. |
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| Wed Jan 27 10:27:04 2010 |
cellphone bill address appearing on bank .. |
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| Wed Jan 27 10:03:29 2010 |
okay...now i get it a little better. chris l, .. |
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| Wed Jan 27 9:59:37 2010 |
well it's pretty obvious that wells fargo is .. |
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| Wed Jan 27 9:56:14 2010 |
can you elaborate on what you mean by "i .. |
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| Wed Jan 27 9:52:58 2010 |
he ought to be able to use his rental income to .. |
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| Wed Jan 27 9:46:57 2010 |
that's probably your best bet, as chase's .. |
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| Wed Jan 27 9:42:57 2010 |
scratch that thought about me up there...i no .. |
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| Wed Jan 27 9:41:08 2010 |
i have found that myfico.com is helpful in .. |
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| Wed Jan 27 9:40:16 2010 |
mortgage loans are the most critical, installment .. |
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| Wed Jan 27 9:38:13 2010 |
jasmine, since you are the sole owner and .. |
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| Wed Jan 27 9:35:03 2010 |
i'm not here to give pretty answers to questions .. |
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| Wed Jan 27 9:30:44 2010 |
moving south, i have to presume, means you won't .. |
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| Wed Jan 27 9:26:44 2010 |
elizabeth, flattering james won't get you a .. |
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| Wed Jan 27 9:21:32 2010 |
your "tax gut" is, i assume, actually a .. |
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| Wed Jan 27 9:15:35 2010 |
it's simply a matter of having him transfer his .. |
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| Wed Jan 27 9:14:30 2010 |
srpnrc, that 582 score isn't going to be viewed .. |
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| Wed Jan 27 9:10:14 2010 |
as a college senior with a month's worth of .. |
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| Wed Jan 27 9:06:48 2010 |
any penalties for late payment on your account .. |
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| Wed Jan 27 9:04:23 2010 |
apparently, the charge off will be paid in full .. |
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| Wed Jan 27 8:58:56 2010 |
i'm quite certain that you can approach other .. |
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| Wed Jan 27 8:52:45 2010 |
all too often, lenders cite "nobody .. |
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| Wed Jan 27 8:51:11 2010 |
you would be well-advised to look into what .. |
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| Wed Jan 27 8:49:07 2010 |
my opinion of this is that you'll probably end up .. |
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| Wed Jan 27 8:41:05 2010 |
frankly, you ought to engage the services of an .. |
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| Tue Jan 26 9:08:10 2010 |
musician, you need to find a different lender who .. |
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| Tue Jan 26 9:05:38 2010 |
if you sign a note, then you are on the note. .. |
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| Tue Jan 26 8:58:56 2010 |
and i'm in agreement with raymond...there's no .. |
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| Tue Jan 26 8:55:28 2010 |
heather if your name is not on a loan, you are .. |
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| Tue Jan 26 8:51:56 2010 |
presumptuous aren't you i am not a broker - have .. |
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| Tue Jan 26 8:46:55 2010 |
well, it certainly is nice to be able to speak .. |
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| Tue Jan 26 8:39:59 2010 |
leave it to george bush to find a heloc that's .. |
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| Tue Jan 26 11:45:29 2010 |
if you're at 90%, i would like to think that .. |
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| Tue Jan 26 11:40:29 2010 |
ted, i'd think that the pending foreclosure on .. |
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| Tue Jan 26 11:36:23 2010 |
to be perfectly blunt, you need to walk away .. |
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| Tue Jan 26 11:34:22 2010 |
entitled we don't know the answer, honestly. .. |
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| Tue Jan 26 11:29:28 2010 |
i'd think you would be best served to eliminate .. |
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| Tue Jan 26 11:25:45 2010 |
you can take yourself off title to the home, yes; .. |
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| Tue Jan 26 11:20:09 2010 |
you haven't indicated what the approximate value .. |
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| Tue Jan 26 9:56:33 2010 |
thanks for bringing your ironworking expertise to .. |
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| Tue Jan 26 9:49:42 2010 |
i agree with adonis' take on the matter. you can .. |
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| Tue Jan 26 9:46:02 2010 |
it's necessary for your friend to visit the local .. |
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| Tue Jan 26 9:43:29 2010 |
you noted dependents in your query, eazy48. .. |
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| Tue Jan 26 9:42:11 2010 |
if your lender of choice will allow a .. |
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| Tue Jan 26 9:40:43 2010 |
it's a question best posed to a tax advisor, or .. |
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| Tue Jan 26 9:39:40 2010 |
and i just found a definition, courtesy of .. |
Forum |
| Tue Jan 26 9:38:00 2010 |
i think the term "residue" needs to be .. |
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| Tue Jan 26 9:35:09 2010 |
the default "for 10 days" - does this .. |
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| Tue Jan 26 9:28:30 2010 |
in addition, we have found that credit card .. |
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| Tue Jan 26 9:26:07 2010 |
go back to your divorce lawyer and, i suppose, .. |
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| Tue Jan 26 9:23:17 2010 |
it really ought to have no impact on your current .. |
Forum |
| Tue Jan 26 9:20:14 2010 |
with the modification procedure that has been .. |
Forum |
| Tue Jan 26 9:17:13 2010 |
quit claim deeds can be done in a variety of .. |
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| Tue Jan 26 9:10:53 2010 |
in all probability, if you and your husband can't .. |
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| Tue Jan 26 9:07:36 2010 |
liza, how is it that you can "have" a .. |
Forum |
| Tue Jan 26 8:59:03 2010 |
wow, savior. if 5% of the loan amount is capped .. |
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| Tue Jan 26 8:57:10 2010 |
as with fha loans, 620 is the threshhold for most .. |
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| Tue Jan 26 8:56:12 2010 |
land only is a difficult thing to secure a loan .. |
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| Tue Jan 26 8:54:15 2010 |
for tax questions, your best overall bet is to .. |
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| Tue Jan 26 8:53:28 2010 |
i don't know of any way in which being an owner .. |
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| Tue Jan 26 8:51:14 2010 |
gail, i just answered a similar question that you .. |
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| Tue Jan 26 8:49:35 2010 |
my suggestion is to seek out an fha lender who'll .. |
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| Tue Jan 26 8:47:45 2010 |
gail, you are liable to make all payments, as you .. |
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| Tue Jan 26 8:42:54 2010 |
how about a .. |
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| Tue Jan 26 8:41:56 2010 |
not just a lawyer, here, but jheard is a voice of .. |
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| Tue Jan 26 8:40:55 2010 |
call your lender if you can't find your .. |
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| Tue Jan 26 8:39:06 2010 |
if i'm a seller looking to make the maximum .. |
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| Tue Jan 26 8:35:35 2010 |
presumably, sara, they have been working together .. |
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| Tue Jan 26 8:29:19 2010 |
adonis, you are absolutely correct in making that .. |
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| Tue Jan 26 8:24:51 2010 |
sld, why would you feel the need for a .. |
Forum |
| Tue Jan 26 8:22:42 2010 |
check out the federal trade commission's website .. |
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| Tue Jan 26 8:20:19 2010 |
delong, based on what i've seen in postings the .. |
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| Tue Jan 26 8:18:09 2010 |
as long as the child support is documentable and .. |
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| Tue Jan 26 8:17:10 2010 |
guest, i suggest you escalate your phone calls up .. |
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| Tue Jan 26 8:14:24 2010 |
i wish you well .. |
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| Tue Jan 26 8:13:26 2010 |
you are .. |
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| Mon Jan 25 8:09:06 2010 |
your child support payments ought to be given .. |
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| Mon Jan 25 8:06:28 2010 |
how was the property titled when the mortgage was .. |
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| Mon Jan 25 8:04:15 2010 |
oh yeah...they're not looking for you to spend .. |
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| Mon Jan 25 8:02:41 2010 |
it's pretty standard for underwriting to seek a .. |
Forum |
| Mon Jan 25 7:56:14 2010 |
boy that was so much fun, howard! .. |
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| Mon Jan 25 7:54:33 2010 |
gina, you're worried about nothing. your car .. |
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| Mon Jan 25 7:47:53 2010 |
with new fha guidelines in place, and with .. |
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| Mon Jan 25 7:42:34 2010 |
not at all likely anymore. those 80/20 deals .. |
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| Mon Jan 25 7:39:33 2010 |
"friendly and absolutely on speaking .. |
Forum |
| Mon Jan 25 2:51:22 2010 |
The Federal Housing Administration (FHA) .. |
Forum |
| Mon Jan 25 2:45:54 2010 |
According to a US Treasury guideline that was .. |
Forum |
| Mon Jan 25 2:30:54 2010 |
it makes a great deal of sense for them to accept .. |
Forum |
| Mon Jan 25 2:27:52 2010 |
whether it's paid out of pocket or built into the .. |
Forum |
| Mon Jan 25 2:26:41 2010 |
no worries about them calling in the loan. the .. |
Forum |
| Mon Jan 25 12:20:47 2010 |
is it that you don't want to continue to live in .. |
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| Mon Jan 25 12:18:20 2010 |
i don't believe that you have to make up some .. |
Forum |
| Mon Jan 25 12:15:55 2010 |
it's conceivable that a lender would reage an .. |
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| Mon Jan 25 12:14:47 2010 |
if i'm his wife's lawyer (and i'm not a lawyer), .. |
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| Mon Jan 25 12:11:28 2010 |
don't mail it back - cash it and use it in your .. |
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| Mon Jan 25 12:08:53 2010 |
i didn't realize monkeys were capable of listing, .. |
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| Mon Jan 25 12:06:13 2010 |
kampkrazy, what kind of contract did you sign .. |
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| Mon Jan 25 12:03:01 2010 |
well, i don't see why they can't either, but i .. |
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| Mon Jan 25 12:01:04 2010 |
every lender these days exercises a 4506-T. it's .. |
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| Mon Jan 25 11:58:06 2010 |
cancel you out no...as noted, they'll report .. |
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| Mon Jan 25 11:56:14 2010 |
baker is this a purchase transaction you speak of .. |
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| Mon Jan 25 11:54:07 2010 |
you didn't indicate current market value on your .. |
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| Mon Jan 25 11:51:41 2010 |
keep in mind that there's a lot more to it than .. |
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| Mon Jan 25 11:49:24 2010 |
it's a situation in which you present the lender .. |
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| Mon Jan 25 11:47:35 2010 |
it's actually an easy question to answer. it's .. |
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| Mon Jan 25 11:42:54 2010 |
banking department of your state have you made .. |
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| Mon Jan 25 11:37:22 2010 |
as long as you and he have sufficient income to .. |
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| Mon Jan 25 11:35:00 2010 |
"it says" - what is the source for the .. |
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| Mon Jan 25 11:33:02 2010 |
i'm sure there is, but not quite certain .. |
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| Mon Jan 25 11:31:45 2010 |
loan notes are not malleable. in other words, .. |
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| Mon Jan 25 11:28:32 2010 |
if they provided you with documents describing .. |
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| Mon Jan 25 11:26:15 2010 |
your credit score will qualify you with the vast .. |
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| Mon Jan 25 11:23:33 2010 |
oops...usage is SO important. of course, i meant .. |
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| Mon Jan 25 11:22:10 2010 |
well if you're not seeing any changes in credit .. |
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| Mon Jan 25 11:17:53 2010 |
you're probably best off contacting the agency .. |
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| Mon Jan 25 9:21:58 2010 |
guest, it depends on the location. whatever .. |
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| Mon Jan 25 9:09:22 2010 |
when you approach the lender (if you do), as .. |
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| Mon Jan 25 9:04:38 2010 |
down payment cannot be provided by a .. |
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| Mon Jan 25 9:03:41 2010 |
guest, it seems that your lender is adding taxes .. |
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| Mon Jan 25 9:00:50 2010 |
i know that texas has funny laws about .. |
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| Mon Jan 25 8:59:05 2010 |
so what are you waiting for
and how come i .. |
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| Mon Jan 25 8:57:57 2010 |
thanks, raymond. i guess i was too gentle in my .. |
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| Mon Jan 25 8:56:44 2010 |
but if a lender lost $40000 in the short sale .. |
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| Mon Jan 25 8:54:21 2010 |
a buyer of a home doesn't pay 3% of anything to a .. |
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| Mon Jan 25 8:50:45 2010 |
i think it's a simple matter of the equity loan .. |
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| Mon Jan 25 8:46:09 2010 |
does anyone write a diatribe about you earning .. |
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| Mon Jan 25 8:43:40 2010 |
you're asking for legal opinions from lay people. .. |
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| Mon Jan 25 8:42:34 2010 |
i just answered your query. follow this .. |
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| Mon Jan 25 8:41:34 2010 |
nco financial is a legitimate debt collector. .. |
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| Mon Jan 25 8:40:02 2010 |
very difficult, unless you can arrange it with a .. |
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| Mon Jan 25 8:37:41 2010 |
a couple of things pop out here. first of all, .. |
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| Mon Jan 25 8:35:20 2010 |
my answer to your earlier question also covers .. |
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| Mon Jan 25 8:34:04 2010 |
no, jenni, you can't get removed from the .. |
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| Mon Jan 25 8:31:54 2010 |
one thing that i find that takes the blame off .. |
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| Mon Jan 25 8:27:21 2010 |
baker, i understand that you may well have .. |
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| Mon Jan 25 8:25:38 2010 |
i think sussane made a good point, in that the .. |
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| Mon Jan 25 8:23:53 2010 |
grantee .. |
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| Mon Jan 25 8:22:43 2010 |
a phone book or google or bing or some other .. |
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| Mon Jan 25 8:21:53 2010 |
raymond, in this environment, it's far more .. |
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| Mon Jan 25 8:20:41 2010 |
color me skeptical, .. |
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| Mon Jan 25 8:17:48 2010 |
lenders are dubious when it comes to someone in .. |
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| Mon Jan 25 8:14:26 2010 |
have you consulted with an attorney as to how to .. |
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| Mon Jan 25 8:13:01 2010 |
it's true that on a purchase transaction you .. |
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| Mon Jan 25 8:09:10 2010 |
the foolishness of the person who advised you to .. |
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| Sun Jan 24 8:48:34 2010 |
taking her off title immediately prior to her .. |
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| Sun Jan 24 8:40:13 2010 |
i don't have a whole lot of confidence in online .. |
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| Sun Jan 24 8:37:35 2010 |
you'll certainly get credit from now on; i'd have .. |
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| Sun Jan 24 8:34:08 2010 |
it's definitely going to buy time, but at the .. |
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| Sat Jan 23 11:13:02 2010 |
i don't know about that "otherwise you won't .. |
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| Sat Jan 23 11:09:54 2010 |
pet i think you might need to do an internet .. |
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| Sat Jan 23 11:08:06 2010 |
johnson we are sick and tired of seeing your .. |
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| Sat Jan 23 11:06:36 2010 |
sounds like a case that needs to be adjudicated. .. |
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| Sat Jan 23 11:03:40 2010 |
agreement once again - banker is 100% correct. .. |
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| Sat Jan 23 10:59:38 2010 |
i concur with what banker has told us...vantage .. |
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| Sat Jan 23 10:56:32 2010 |
the sense i get concerning the modification game .. |
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| Sat Jan 23 10:51:14 2010 |
100% financing doesn't exist any more, for the .. |
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| Sat Jan 23 10:48:27 2010 |
a line of credit is also a second mortgage. in .. |
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| Sat Jan 23 10:43:57 2010 |
it's a good idea to go about learning what you .. |
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| Sat Jan 23 10:42:04 2010 |
how do we answer your question the subject line .. |
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| Sat Jan 23 10:36:48 2010 |
if you are not purchasing the home you cannot be .. |
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| Sat Jan 23 10:35:52 2010 |
some lenders will do such a thing. the original .. |
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| Sat Jan 23 10:32:33 2010 |
the mi company stands to lose a fair bit of money .. |
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| Sat Jan 23 10:30:47 2010 |
cm11049 i don't quite comprehend what you mean by .. |
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| Sat Jan 23 10:25:40 2010 |
an annual fee of $29 isn't so awful. the key to .. |
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| Sat Jan 23 10:22:39 2010 |
OMG! banker, where've you been i thought you .. |
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| Sat Jan 23 10:21:32 2010 |
jjb, since you're only 45 i suppose that means .. |
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| Sat Jan 23 10:18:58 2010 |
not on a purchase, help, no you cannot. i will .. |
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| Sat Jan 23 10:16:48 2010 |
by the way, raymond, i meant to say thank you for .. |
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| Fri Jan 22 5:37:17 2010 |
marie, the risk you run in adding him to title is .. |
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| Fri Jan 22 5:32:43 2010 |
i surely don't know the laws of the state of .. |
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| Fri Jan 22 5:23:35 2010 |
you can certainly apply, ben; but telling you .. |
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| Fri Jan 22 4:39:54 2010 |
shery, you need to give us more information in .. |
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| Thu Jan 21 9:22:25 2010 |
so the one that does more upright business .. |
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| Thu Jan 21 9:19:55 2010 |
if the only current account you have is that .. |
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| Thu Jan 21 3:05:09 2010 |
i referred your query to someone who, i hope, .. |
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| Thu Jan 21 2:57:15 2010 |
okay...good question. for that, i'd say check .. |
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| Thu Jan 21 2:53:56 2010 |
your postings are pretty much useless. you .. |
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| Thu Jan 21 2:49:13 2010 |
the first tipoff to anyone who receives a phone .. |
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| Thu Jan 21 2:40:16 2010 |
i suspect they'll go away as far as you're .. |
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| Thu Jan 21 2:38:10 2010 |
i don't see too many options...you've got a title .. |
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| Thu Jan 21 2:29:25 2010 |
from the tone of your post, it seems to me that .. |
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| Thu Jan 21 2:24:00 2010 |
you can certainly use your ira funds for such a .. |
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| Thu Jan 21 2:18:44 2010 |
you're quite welcome - hope you get some sort of .. |
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| Thu Jan 21 2:14:27 2010 |
that would seem to be an allowable thing to do. .. |
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| Thu Jan 21 12:26:52 2010 |
well said, raymond. consumers do lots of things .. |
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| Thu Jan 21 12:23:10 2010 |
well you ought to care about the money, but even .. |
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| Thu Jan 21 12:08:32 2010 |
if your grandmother owned the home, she had every .. |
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| Thu Jan 21 11:56:23 2010 |
with a 583 credit score and no money for down .. |
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| Thu Jan 21 11:52:50 2010 |
this ground has, of course, been covered in many .. |
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| Thu Jan 21 11:46:35 2010 |
my opinion is that you ought not to do so. with .. |
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| Thu Jan 21 11:44:53 2010 |
one way to add you as an owner of the home and to .. |
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| Thu Jan 21 11:41:46 2010 |
raymond is correct in that last statement about .. |
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| Thu Jan 21 11:37:34 2010 |
going from 6.5% to 4.75% is definitely worth the .. |
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| Thu Jan 21 11:33:31 2010 |
nurse, it makes a great deal of sense for you to .. |
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| Thu Jan 21 11:28:28 2010 |
iris do you mean mortgage insurance or .. |
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| Thu Jan 21 11:24:57 2010 |
you can certainly contact that creditor and ask .. |
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| Thu Jan 21 11:20:27 2010 |
if you were truly locked in at 5%, then there's .. |
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| Thu Jan 21 11:15:47 2010 |
rcw you may certainly do that...there's no need .. |
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| Thu Jan 21 11:13:58 2010 |
judy, you need to find the website for the payday .. |
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| Thu Jan 21 11:12:17 2010 |
although...and this just occurred to me...it may .. |
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| Thu Jan 21 11:11:05 2010 |
but the payment in full isn't the least of it - .. |
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| Thu Jan 21 11:08:50 2010 |
i find it hard to believe that there would be a .. |
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| Thu Jan 21 11:06:48 2010 |
well, ian, it's not like paying points to reduce .. |
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| Thu Jan 21 11:00:45 2010 |
well, raymond, when we used to watch Leave it to .. |
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| Wed Jan 20 2:50:01 2010 |
nick you've arrived on a forum that has nothing .. |
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| Wed Jan 20 2:47:52 2010 |
you'll be best served to speak with a tax .. |
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| Wed Jan 20 2:46:38 2010 |
i'm still skeptical about bbb ratings - their .. |
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| Wed Jan 20 2:41:02 2010 |
just answered .. |
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| Wed Jan 20 2:39:55 2010 |
if you are obligated on the mortgage, then you .. |
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| Wed Jan 20 2:30:11 2010 |
unidentified, lenders look for a track record. .. |
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| Wed Jan 20 2:25:53 2010 |
not sure i understand the last sentence, but i .. |
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| Wed Jan 20 2:21:30 2010 |
last question first: yes, absolutely, the bank .. |
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| Wed Jan 20 2:15:33 2010 |
as for owing your former husband anything, if you .. |
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| Wed Jan 20 2:13:20 2010 |
most of the time when family members add or .. |
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| Wed Jan 20 2:09:40 2010 |
moon over miami oh wait that is a song.
just .. |
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| Wed Jan 20 2:00:57 2010 |
harris, why did you begin a new thread i've .. |
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| Wed Jan 20 1:53:28 2010 |
nobody can honestly answer that last question .. |
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| Wed Jan 20 1:44:07 2010 |
harris, without too much hubbub i'd say that the .. |
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| Wed Jan 20 1:40:43 2010 |
yes richard, mortgage insurance premiums are .. |
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| Wed Jan 20 1:39:22 2010 |
kelly, that's a good comeback. no sooner do i .. |
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| Wed Jan 20 1:32:15 2010 |
i'd be doubtful, based on lack of employment, but .. |
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| Wed Jan 20 12:04:04 2010 |
you can provide information to the credit .. |
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| Wed Jan 20 12:02:43 2010 |
i just answered your other post .. |
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| Wed Jan 20 12:01:21 2010 |
get a lawyer and try to get a judgment of .. |
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| Wed Jan 20 11:58:16 2010 |
i don't have any rates at my disposal today, but .. |
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| Wed Jan 20 11:56:02 2010 |
you can say whatever you want to say. however, .. |
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| Wed Jan 20 11:37:50 2010 |
you have two options - do what they've suggested .. |
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| Wed Jan 20 11:31:01 2010 |
the deed can be executed wherever it is .. |
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| Wed Jan 20 11:28:06 2010 |
it's valuable .. |
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| Wed Jan 20 11:27:23 2010 |
thanks elnora, for posting this. this is .. |
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| Wed Jan 20 11:23:25 2010 |
it's hard to believe that you didn't know about .. |
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| Wed Jan 20 11:20:55 2010 |
that 30-day late will be on for 7 years, but the .. |
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| Wed Jan 20 11:03:31 2010 |
insurance premiums paid, whether for fire & .. |
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| Wed Jan 20 11:00:50 2010 |
a 720 score, though quite good, isn't considered .. |
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| Wed Jan 20 10:58:25 2010 |
ray lack - no.
social security is not .. |
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| Wed Jan 20 10:54:29 2010 |
and furthermore, the original post indicates that .. |
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| Wed Jan 20 10:51:24 2010 |
"sign off" relates to a checklist that .. |
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| Wed Jan 20 10:48:01 2010 |
but your income other than that is zero, right .. |
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| Wed Jan 20 10:44:18 2010 |
i'm sorry you listened to a non-mortgage .. |
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| Wed Jan 20 10:39:26 2010 |
no you won't qualify. how would you propose to .. |
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| Wed Jan 20 10:32:05 2010 |
well, if you review your original loan documents, .. |
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| Wed Jan 20 10:28:49 2010 |
gunz....in fact it is absolutely impossible to .. |
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| Wed Jan 20 10:26:11 2010 |
precisely as stated above...your brother's credit .. |
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| Wed Jan 20 10:23:19 2010 |
i'm not sure what it is that constitutes the .. |
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| Wed Jan 20 10:01:53 2010 |
and do you have any specific questions concerning .. |
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| Wed Jan 20 9:57:49 2010 |
many times it takes a creditor a month or two to .. |
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| Wed Jan 20 9:55:08 2010 |
terry i don't understand...i get all of it up to .. |
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| Wed Jan 20 9:51:34 2010 |
but jenkin7...$5000 is not something that one of .. |
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| Wed Jan 20 9:46:17 2010 |
as for how long...it's going to be a few months, .. |
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| Wed Jan 20 9:42:00 2010 |
perhaps knowing location would have led to a more .. |
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| Tue Jan 19 1:46:33 2010 |
here is the chapter and verse concerning the .. |
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| Tue Jan 19 1:22:27 2010 |
chig you will have to speak with citimortgage to .. |
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| Tue Jan 19 1:17:53 2010 |
do you file separately it would seem more .. |
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| Tue Jan 19 1:14:10 2010 |
well, shebert47, you seem to have survived this .. |
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| Tue Jan 19 1:04:14 2010 |
octavia, please contact the housing authority .. |
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| Tue Jan 19 12:57:51 2010 |
if you spend $300000 on a new property based on .. |
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| Tue Jan 19 11:27:55 2010 |
desperate i feel your pain - it's obvious. when .. |
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| Tue Jan 19 11:23:41 2010 |
sure you can...here, take mine.
okay...sorry .. |
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| Tue Jan 19 11:20:06 2010 |
cristina, you ought to put a specific date on .. |
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| Tue Jan 19 9:42:42 2010 |
by all means a 203K loan is the way to go. you .. |
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| Tue Jan 19 9:20:32 2010 |
regarding time shares, yesterday's edition of .. |
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| Tue Jan 19 9:07:47 2010 |
eveleye, if you simply deposit this check into an .. |
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| Tue Jan 19 9:04:37 2010 |
sad but true, where is he located your story .. |
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| Tue Jan 19 9:01:19 2010 |
janice, if you're coming to america to escape .. |
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| Tue Jan 19 8:58:40 2010 |
as eric noted, the two interest rates need to be .. |
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| Tue Jan 19 8:56:30 2010 |
yvonne, i wish you hadn't provided everyone with .. |
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| Tue Jan 19 8:49:12 2010 |
"
the above paragraph ought to tell .. |
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| Tue Jan 19 8:45:00 2010 |
i get it now, and your theory makes sense, too. .. |
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| Tue Jan 19 8:40:20 2010 |
i don't understand, rachell, what this means: .. |
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| Tue Jan 19 8:38:03 2010 |
selling a house versus refinancing is this .. |
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| Tue Jan 19 8:34:16 2010 |
john 57, i don't have anything specific that i .. |
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| Mon Jan 18 11:02:20 2010 |
and i didn't address the topic - .. |
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| Mon Jan 18 10:59:43 2010 |
since the loan was never refinanced, i presume .. |
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| Mon Jan 18 10:55:31 2010 |
you can always walk away from a debt, but that .. |
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| Mon Jan 18 10:51:07 2010 |
so you'd be tapped at 97% of value with an fha .. |
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| Mon Jan 18 10:46:25 2010 |
a matter best left for the courts. i suspect .. |
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| Mon Jan 18 10:42:51 2010 |
inasmuch as your mortgages were not a part of .. |
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| Mon Jan 18 10:37:51 2010 |
if your mortgage loan is a fannie mae loan, you .. |
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| Mon Jan 18 10:32:11 2010 |
again, i don't know the typical rates for a .. |
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| Mon Jan 18 10:25:03 2010 |
what takes place as far as credit is concerned is .. |
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| Mon Jan 18 10:21:52 2010 |
paintcloudranch, it's time you have a discussion .. |
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| Mon Jan 18 10:14:10 2010 |
not much favorable opinion here, anubis. without .. |
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| Mon Jan 18 10:12:18 2010 |
the only way to settle this is in court - perhaps .. |
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| Mon Jan 18 10:04:28 2010 |
on the contrary, james...srutledge's post .. |
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| Mon Jan 18 10:00:01 2010 |
and it'd be a cold day in hades when i rented out .. |
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| Mon Jan 18 9:57:44 2010 |
you should never lose any fees you've paid. the .. |
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| Mon Jan 18 9:55:02 2010 |
was the quit claim you executed a result of a .. |
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| Mon Jan 18 9:52:12 2010 |
a score of 532 isn't likely to make any lenders .. |
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| Mon Jan 18 9:49:33 2010 |
the main ramification of your claiming a second .. |
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| Mon Jan 18 9:47:14 2010 |
you definitely need to discuss your situation .. |
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| Mon Jan 18 9:44:33 2010 |
you cannot change the ownership of the home at .. |
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| Mon Jan 18 9:42:41 2010 |
if it's been your habit for each of you to cite .. |
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| Mon Jan 18 9:39:28 2010 |
we cannot answer that question, but your divorce .. |
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| Mon Jan 18 9:37:24 2010 |
125% loan to value ratio is as likely as it is .. |
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| Mon Jan 18 9:35:27 2010 |
yes, indeed, you .. |
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| Mon Jan 18 9:33:26 2010 |
to piggyback on elnora's and eric's opinions, i .. |
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| Mon Jan 18 9:27:18 2010 |
that's right, sandi - you have been a homeowner .. |
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| Mon Jan 18 9:25:04 2010 |
the score that is used in qualifying is the .. |
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| Mon Jan 18 9:22:38 2010 |
i'm sorry, guest, but your post didn't quite get .. |
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| Mon Jan 18 9:18:40 2010 |
your having made money, lost money or broken even .. |
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| Mon Jan 18 9:11:57 2010 |
i'm also of the opinion that novation is a thing .. |
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| Mon Jan 18 9:08:01 2010 |
credit scores are the gauge for all rates these .. |
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| Mon Jan 18 8:10:57 2010 |
though my move was only 8-10 miles, i used the .. |
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| Mon Jan 18 7:59:08 2010 |
well, Jo, i have to say i'm not well-versed in .. |
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| Mon Jan 18 7:47:54 2010 |
you could ask her politely, but i suspect it's .. |
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| Mon Jan 18 7:45:32 2010 |
wouldn't you think that NAR would have a Q&A .. |
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| Mon Jan 18 7:40:47 2010 |
any score below 600 is considered quite .. |
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| Mon Jan 18 7:38:02 2010 |
it's really distressing to see so much slanderous .. |
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| Mon Jan 18 7:26:59 2010 |
with all the negative publicity that payday loans .. |
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| Sun Jan 17 9:37:00 2010 |
bill, dollar-wise it seems like you're in good .. |
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| Sun Jan 17 9:34:41 2010 |
for an investor to lend you money at 5% on a .. |
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| Sun Jan 17 9:31:44 2010 |
hallelujah...it's nice to see some good news on .. |
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| Sun Jan 17 9:28:55 2010 |
doesn't what they advocate go against the grain .. |
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| Fri Jan 15 3:49:59 2010 |
an appraisal is necessary. it contains facts .. |
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| Fri Jan 15 3:47:57 2010 |
as long as he continues to pay your mortgage .. |
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| Fri Jan 15 3:45:22 2010 |
the only way anyone loses a property is if there .. |
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| Fri Jan 15 3:43:00 2010 |
is the mortgage getting paid, roy that will .. |
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| Fri Jan 15 3:41:29 2010 |
a quit claim coming at this point isn't going to .. |
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| Fri Jan 15 3:39:47 2010 |
anura, you were added to the title. you did not .. |
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| Fri Jan 15 3:18:36 2010 |
kelly, do you file a schedule c on your tax .. |
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| Fri Jan 15 3:13:56 2010 |
up-front mortgage insurance premium is typically .. |
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| Fri Jan 15 3:11:11 2010 |
shall we take it for granted that you are an .. |
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| Fri Jan 15 11:40:46 2010 |
that johnsonwilliams thing is ridiculous...just .. |
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| Fri Jan 15 11:39:11 2010 |
no it is not cheyenne. borrowed money is never .. |
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| Fri Jan 15 11:37:48 2010 |
and probably not a bad guess, either. you're .. |
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| Fri Jan 15 11:36:21 2010 |
i'm not sure what a "positive" loan is, .. |
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| Fri Jan 15 11:27:37 2010 |
it's always nice to have company. thanks, .. |
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| Fri Jan 15 11:26:18 2010 |
are there two (or more) different midland .. |
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| Fri Jan 15 11:21:41 2010 |
sorji, yours is a horrendous waste of space and .. |
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| Thu Jan 14 2:31:49 2010 |
and your wife would not need to sign anything. .. |
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| Thu Jan 14 2:25:11 2010 |
if they offered to settle for 30%, i don't think .. |
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| Thu Jan 14 2:22:58 2010 |
get a lawyer - that's the best defense i know. .. |
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| Thu Jan 14 2:19:48 2010 |
at last...some clarity brought to the discussion. .. |
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| Thu Jan 14 2:16:13 2010 |
no hesitation needed - all that can happen if you .. |
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| Thu Jan 14 11:32:59 2010 |
lataesha, i'm sorry for your plight. .. |
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| Thu Jan 14 10:22:04 2010 |
theo said way up above that you don't need a .. |
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| Thu Jan 14 10:16:47 2010 |
mobile homes are not real estate. mortgage .. |
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| Thu Jan 14 10:10:00 2010 |
not being a tax maven, i defer to those who are, .. |
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| Thu Jan 14 10:04:06 2010 |
adding your daughter to title is not something .. |
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| Thu Jan 14 9:20:50 2010 |
if you're struggling with your payments, you can .. |
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| Thu Jan 14 9:12:27 2010 |
wow...i pretty much figured this query was about .. |
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| Thu Jan 14 9:09:40 2010 |
a little confused is how i'd describe the .. |
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| Thu Jan 14 9:04:26 2010 |
but gunz, my friend, we can certainly share our .. |
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| Thu Jan 14 9:01:51 2010 |
your best bet to get a straight answer is to go .. |
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| Thu Jan 14 9:00:16 2010 |
there's pretty much always a way, but some of .. |
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| Thu Jan 14 8:58:49 2010 |
if $2200 is all you'd pay at closing, that's .. |
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| Thu Jan 14 8:56:51 2010 |
and in this morning's local news, i learned that .. |
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| Thu Jan 14 8:42:24 2010 |
so .. |
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| Thu Jan 14 8:40:30 2010 |
i've heard of those as well, of course, and like .. |
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| Thu Jan 14 8:36:08 2010 |
baker, welcome to our forum. i'm afraid that i .. |
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| Thu Jan 14 8:34:49 2010 |
again, kind .. |
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| Thu Jan 14 8:33:31 2010 |
yeah, kind of...
self employed borrowers must .. |
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| Thu Jan 14 8:27:33 2010 |
well done, howard. there's so much knowledge out .. |
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| Wed Jan 13 5:05:15 2010 |
oh yeah...and also a good way for a lender to .. |
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| Wed Jan 13 5:04:48 2010 |
assumptions are likely to be hard to get. in .. |
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| Wed Jan 13 5:01:50 2010 |
you ought to be able to find local insurance .. |
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| Wed Jan 13 4:59:05 2010 |
i concur...you need to get your own lawyer to act .. |
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| Wed Jan 13 4:57:44 2010 |
ha-ha...wishful thinking, i'm afraid. didn't .. |
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| Wed Jan 13 4:56:52 2010 |
for someone to "buy by the end of the .. |
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| Wed Jan 13 4:55:25 2010 |
don't worry about your writing...the best way to .. |
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| Wed Jan 13 4:51:17 2010 |
i coulda sworn i answered this already, but here .. |
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| Wed Jan 13 4:49:39 2010 |
it also depends on this: was it 7 or .. |
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| Wed Jan 13 4:48:44 2010 |
just stopping by to see what suyoq had to say on .. |
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| Wed Jan 13 4:46:45 2010 |
a good rule of thumb is this: if your savings in .. |
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| Wed Jan 13 4:44:19 2010 |
manufactured housing is difficult to borrow with .. |
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| Wed Jan 13 4:43:18 2010 |
why it's on the blog, lnelson...can't you see it .. |
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| Wed Jan 13 4:39:50 2010 |
and on and .. |
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| Wed Jan 13 4:38:30 2010 |
i see a question mark, but not a question. what .. |
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| Wed Jan 13 4:35:29 2010 |
your lender isn't going to be too happy about .. |
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| Wed Jan 13 4:34:00 2010 |
which is it: it's for sale or you're going to .. |
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| Wed Jan 13 4:30:52 2010 |
explain further, please, bertha. what are you .. |
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| Wed Jan 13 4:29:11 2010 |
in my experience, equity splitting was .. |
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| Wed Jan 13 4:16:19 2010 |
talking with another loan officer today about .. |
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| Wed Jan 13 4:13:17 2010 |
me again...
i just read up a little bit more .. |
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| Wed Jan 13 4:07:38 2010 |
let me clarify something - i should have said .. |
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| Wed Jan 13 4:05:37 2010 |
HUD officials have said that they haven't found .. |
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| Wed Jan 13 3:55:00 2010 |
i know they didn't pay you for that newlife8, but .. |
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| Wed Jan 13 3:53:41 2010 |
equity lines are less available than they used to .. |
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| Wed Jan 13 3:48:45 2010 |
all sellers must sign documents at closing in .. |
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| Wed Jan 13 3:35:59 2010 |
ideally, those balances should be at no more than .. |
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| Wed Jan 13 3:34:15 2010 |
freddie, this website has nothing to do with .. |
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| Wed Jan 13 3:32:30 2010 |
i found this with an internet search:
it .. |
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| Wed Jan 13 3:09:43 2010 |
families always bring out the best in us. i'm .. |
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| Wed Jan 13 3:05:10 2010 |
i guess he's bad news .. |
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| Wed Jan 13 3:03:37 2010 |
it's possible, once they receive a judgment in .. |
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| Wed Jan 13 2:59:55 2010 |
buck pete, read the above posts and you'll see .. |
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| Wed Jan 13 2:58:17 2010 |
you could do that - not convinced that it would .. |
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| Wed Jan 13 2:55:40 2010 |
i concur with chris on that last item. having an .. |
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| Wed Jan 13 2:54:36 2010 |
600 annual, i am hoping...i.e. about $100 per .. |
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| Tue Jan 12 10:45:44 2010 |
agreed...as with any other type of credit you .. |
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| Tue Jan 12 10:44:03 2010 |
it's going to go on schedule a - itemized .. |
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| Tue Jan 12 10:42:02 2010 |
you would be smart to check with a tax advisor on .. |
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| Tue Jan 12 10:35:53 2010 |
no it is not possible, chato. in order to sell .. |
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| Tue Jan 12 10:33:39 2010 |
i suppose there's a valid reason for the .. |
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| Tue Jan 12 10:28:52 2010 |
sounded like fairness was going out the window .. |
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| Tue Jan 12 10:08:12 2010 |
they will work with you curious. you don't have .. |
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| Tue Jan 12 10:02:39 2010 |
worried guy, i hope you can repay your loan on .. |
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| Tue Jan 12 9:58:18 2010 |
if taxes, insurance and mortgage insurance .. |
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| Tue Jan 12 9:54:30 2010 |
a two-month cushion is legitimate, customary and .. |
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| Tue Jan 12 9:51:53 2010 |
i think it is 800 829 1040, but you can verify .. |
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| Tue Jan 12 9:49:44 2010 |
loans do not generally get switched from one .. |
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| Tue Jan 12 9:46:17 2010 |
if you are a first time homebuyer, it doesn't .. |
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| Tue Jan 12 9:43:09 2010 |
girlfriend okay, grant.
well, since you are .. |
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| Tue Jan 12 9:26:21 2010 |
one word needs to be changed, riseabove, and that .. |
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| Tue Jan 12 9:23:32 2010 |
you should NEVER, NEVER, NEVER pay a large sum of .. |
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| Tue Jan 12 9:14:16 2010 |
i don't know what to .. |
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| Tue Jan 12 9:12:17 2010 |
i suspect you're right in thinking that they've .. |
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| Tue Jan 12 9:09:29 2010 |
there's a spot where you can punch in your email .. |
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| Tue Jan 12 1:37:00 2010 |
nothing ventured, nothing .. |
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| Tue Jan 12 1:22:14 2010 |
you just have to be more active, howard. thanks .. |
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| Tue Jan 12 1:18:47 2010 |
geraldine have you been trying to stay in contact .. |
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| Tue Jan 12 1:09:16 2010 |
When mid-January rolls around every year, we all .. |
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| Tue Jan 12 12:43:04 2010 |
brian, does the offer still exist, and does it .. |
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| Tue Jan 12 12:34:48 2010 |
Effective on February 15, mortgage brokers will .. |
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| Tue Jan 12 12:20:11 2010 |
chevy i don't know why the title company is .. |
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| Tue Jan 12 11:59:10 2010 |
good questions, leo, because they don't come up .. |
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| Tue Jan 12 11:33:13 2010 |
well said, fdi. another thing that is .. |
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| Tue Jan 12 11:20:52 2010 |
be very cautious in this circumstance. if you .. |
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| Tue Jan 12 11:19:10 2010 |
adrianne, i just answered your other post about .. |
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| Tue Jan 12 11:13:10 2010 |
and the other thing, suquleasa, that you ought .. |
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| Tue Jan 12 11:08:43 2010 |
do you have your paperwork, adrianne i hope you .. |
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| Tue Jan 12 11:04:24 2010 |
martha, if she's an owner of the home, then she's .. |
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| Tue Jan 12 11:01:05 2010 |
be very wary about modification companies. way .. |
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| Tue Jan 12 10:58:01 2010 |
the lender is going to issue a 1099 which will .. |
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| Tue Jan 12 10:56:03 2010 |
john's given you good advice, and i suspect that .. |
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| Tue Jan 12 10:41:56 2010 |
well, guest, your thoughts are good...if you can .. |
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| Tue Jan 12 10:39:06 2010 |
the only way in which one can be .. |
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| Tue Jan 12 10:28:40 2010 |
dani, this isn't too difficult. your former .. |
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| Tue Jan 12 10:23:58 2010 |
here's the american standard for .. |
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| Tue Jan 12 9:49:23 2010 |
now you're wasting our .. |
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| Tue Jan 12 9:47:59 2010 |
are we to assume that PAPA is exclusive to Palm .. |
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| Tue Jan 12 8:46:00 2010 |
mehomey, that's a silly thing to say about .. |
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| Tue Jan 12 8:38:00 2010 |
there are a bunch more of these dubious .. |
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| Tue Jan 12 8:35:38 2010 |
mya gal, it all depends on who the lender is, .. |
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| Tue Jan 12 8:24:44 2010 |
virginia, i'm afraid that's not so in regard to .. |
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| Tue Jan 12 8:17:32 2010 |
howard with the assignment - let me lean on your .. |
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| Tue Jan 12 8:05:09 2010 |
judy if your plan is to remain in your home, then .. |
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| Tue Jan 12 8:01:37 2010 |
and we can't honestly say that your credit will .. |
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| Tue Jan 12 7:56:49 2010 |
i don't think the questions are anywhere near as .. |
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| Tue Jan 12 7:30:24 2010 |
ashley, you'd be well advised to engage an .. |
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| Mon Jan 11 3:28:11 2010 |
i owe you again john. you're completely right .. |
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| Mon Jan 11 3:24:36 2010 |
deeds only pertain to owners, not borrowers. but .. |
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| Mon Jan 11 3:22:49 2010 |
the lightbulb just went off. your last line told .. |
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| Mon Jan 11 3:17:06 2010 |
credit score will be the same as on any regular .. |
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| Mon Jan 11 3:07:32 2010 |
it sure looks like .. |
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| Mon Jan 11 3:04:56 2010 |
not knowing the context of your question, i can .. |
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| Mon Jan 11 3:03:31 2010 |
and why would they do that the $21000 that you .. |
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| Mon Jan 11 3:01:20 2010 |
i apologize - you asked about interest and not .. |
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| Mon Jan 11 2:59:37 2010 |
mid 600 means what to you 605, 606, 607, 604 .. |
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| Mon Jan 11 2:54:20 2010 |
that's actually a tax question. you could speak .. |
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| Mon Jan 11 2:49:14 2010 |
when guidelines are established, they're .. |
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| Mon Jan 11 2:44:13 2010 |
melvia, your best bet is to speak with friends, .. |
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| Mon Jan 11 2:42:13 2010 |
why are you concerned about them taking your .. |
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| Mon Jan 11 2:39:48 2010 |
any creditor who you stop making payments to .. |
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| Mon Jan 11 2:37:38 2010 |
they certainly ought to be able to tell you what .. |
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| Mon Jan 11 2:33:32 2010 |
how are they preparing the note the deed shows .. |
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| Mon Jan 11 11:36:57 2010 |
the first step is to discuss this with your .. |
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| Mon Jan 11 11:32:54 2010 |
something doesn't quite smell right. .. |
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| Mon Jan 11 11:27:40 2010 |
about...what is your source for the claim that .. |
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| Mon Jan 11 11:21:27 2010 |
guest, please recognize that the vast majority of .. |
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| Mon Jan 11 11:18:05 2010 |
that would seem to be appropriate, though i think .. |
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| Mon Jan 11 11:15:52 2010 |
bird, did you expect the loan company to do a .. |
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| Mon Jan 11 11:11:18 2010 |
i wonder why they titled this credit a home time .. |
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| Mon Jan 11 11:05:26 2010 |
mak i don't believe there exists such a list. .. |
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| Mon Jan 11 10:53:50 2010 |
thanks, raymond...here's hoping those who really .. |
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| Mon Jan 11 10:52:39 2010 |
i see 904 area code, followed by 6303810. all i .. |
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| Mon Jan 11 10:48:09 2010 |
okay...but the $8000 was how the municipality .. |
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| Mon Jan 11 10:45:59 2010 |
let's tell the real truth - credit is priced, .. |
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| Mon Jan 11 10:43:32 2010 |
lenders are, by the way, extremely .. |
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| Sun Jan 10 11:07:49 2010 |
your income is going to keep you at the lower end .. |
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| Sun Jan 10 11:01:09 2010 |
not necessarily, adonis. "charge off" .. |
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| Sun Jan 10 10:57:10 2010 |
maybe - if your current home is mortgaged with an .. |
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| Sun Jan 10 10:54:39 2010 |
for that to work, it would take you a little .. |
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| Sun Jan 10 10:51:52 2010 |
that's impossible to answer without knowing the .. |
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| Sun Jan 10 10:47:55 2010 |
i trust that you've hired a lawyer to represent .. |
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| Sun Jan 10 10:43:55 2010 |
are you saying that you no longer own this .. |
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| Sun Jan 10 10:42:23 2010 |
first, check your state's laws on redemption, .. |
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| Sun Jan 10 10:39:28 2010 |
lenders will not accept partial payments on a .. |
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| Sun Jan 10 10:36:34 2010 |
indeed, you will find that rates are structured .. |
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| Sun Jan 10 10:33:21 2010 |
adonis, i didn't see any mention of how the .. |
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| Sun Jan 10 10:30:26 2010 |
anna, depending on where you are located, you may .. |
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| Sun Jan 10 10:27:28 2010 |
i believe that every state has a redemption .. |
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| Sun Jan 10 10:25:36 2010 |
if you have $400K to use for the purchase of a .. |
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| Sun Jan 10 10:22:49 2010 |
quit .. |
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| Sun Jan 10 10:21:30 2010 |
check .. |
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| Sun Jan 10 10:19:22 2010 |
you'll need legal assistance. contact a local .. |
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| Sun Jan 10 10:14:37 2010 |
you're quite welcome; i wish you .. |
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| Sun Jan 10 10:02:01 2010 |
and i hope, for your sake, kristen, that your .. |
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| Sun Jan 10 10:01:18 2010 |
it's hard to say if most family gifts are .. |
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| Sun Jan 10 9:56:20 2010 |
he sure will .. |
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| Sun Jan 10 9:54:28 2010 |
well i wont' go so far as to suggest that sify .. |
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| Sun Jan 10 9:48:55 2010 |
bboy, the odds are reasonably slim that you'll be .. |
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| Sun Jan 10 9:45:04 2010 |
ines, i'm afraid i dont' know what this meant (in .. |
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| Sun Jan 10 9:38:17 2010 |
short and to the point, raymond; sometimes i .. |
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| Sun Jan 10 9:37:00 2010 |
well, i definitely hope your closing goes a lot .. |
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| Sun Jan 10 9:35:07 2010 |
that response doesn't look clear enough to me. .. |
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| Sun Jan 10 9:26:57 2010 |
negotiating with the banks is not useless, though .. |
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| Sun Jan 10 9:20:26 2010 |
autumn i have to disagree with your theory about .. |
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| Sun Jan 10 9:13:40 2010 |
i'm just accustomed to seeing that in a different .. |
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| Fri Jan 8 4:54:06 2010 |
realistically, there is good and bad in every .. |
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| Fri Jan 8 4:48:07 2010 |
this is so unusual...to see a lender actually .. |
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| Fri Jan 8 4:37:56 2010 |
daddyj i think you are dealing with an .. |
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| Fri Jan 8 4:31:58 2010 |
if you were originally a borrower on that .. |
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| Fri Jan 8 4:28:34 2010 |
Salon.com has suggested that Senator Tim Johnson, .. |
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| Fri Jan 8 4:17:32 2010 |
i'm afraid i don't have great ideas, but you'd be .. |
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| Fri Jan 8 4:13:50 2010 |
it seems your aunt is in control of the funds. .. |
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| Fri Jan 8 4:11:53 2010 |
if you think it's fraud, you need a good lawyer .. |
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| Fri Jan 8 4:06:29 2010 |
ines, does the court know about this if not, .. |
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| Fri Jan 8 4:01:57 2010 |
the only way to find out if you will be able to .. |
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| Fri Jan 8 3:58:36 2010 |
guest, do you realize that in an assumption you .. |
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| Fri Jan 8 3:53:01 2010 |
coach, i get that the credit score isn't .. |
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| Fri Jan 8 3:47:27 2010 |
i don't know that a bankruptcy lawyer would be .. |
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| Fri Jan 8 3:42:36 2010 |
my friends, i think you've provided some valuable .. |
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| Fri Jan 8 3:40:21 2010 |
the topic here is "title loans." i .. |
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| Fri Jan 8 3:30:54 2010 |
the quit claim would establish you and your mom .. |
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| Fri Jan 8 3:26:27 2010 |
john, i think you meant to say all this, but left .. |
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| Fri Jan 8 3:16:43 2010 |
do i hear: "check with your tax .. |
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| Fri Jan 8 3:14:51 2010 |
unreal...that builder should have had the taxes .. |
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| Fri Jan 8 3:01:56 2010 |
jules, that might be kind of tight...is the loan .. |
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| Fri Jan 8 11:58:58 2010 |
i'm not an attorney, but in my view an unsigned .. |
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| Fri Jan 8 11:56:34 2010 |
chipandterry, this is not a mortgage lender, but .. |
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| Fri Jan 8 11:54:29 2010 |
sorry, ginger, but mers is legitimate. here's .. |
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| Fri Jan 8 11:49:12 2010 |
my thinking in that is that he'd have to be the .. |
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| Fri Jan 8 11:25:40 2010 |
all good suggestions provided by our guest .. |
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| Fri Jan 8 10:56:19 2010 |
jess, much of what you need to do depends on what .. |
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| Fri Jan 8 10:47:50 2010 |
i'd have to agree with sussane here. since he .. |
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| Fri Jan 8 10:42:26 2010 |
sad to say, i don't believe you'll find any loans .. |
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| Fri Jan 8 10:36:46 2010 |
even though the sales price is increased, as .. |
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| Fri Jan 8 10:33:43 2010 |
is either of these two guys honorable
until .. |
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| Fri Jan 8 10:27:08 2010 |
sussane, he's asking about fees on a refinance, .. |
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| Fri Jan 8 10:22:28 2010 |
deron, if they are the joint owners of this .. |
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| Fri Jan 8 10:20:42 2010 |
yes, the will rules if it exists; otherwise .. |
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| Fri Jan 8 10:19:41 2010 |
as our guest so pointedly indicated, "a .. |
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| Fri Jan 8 10:16:25 2010 |
i don't understand what took place:
"the .. |
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| Fri Jan 8 10:11:54 2010 |
maybe if he's the borrower, though there are .. |
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| Fri Jan 8 10:10:09 2010 |
jerry if she's no longer an owner of the .. |
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| Fri Jan 8 10:02:10 2010 |
i've never dealt with this man, let alone the .. |
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| Fri Jan 8 9:45:14 2010 |
mom, that doesn't sound like a viable thing to .. |
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| Fri Jan 8 9:35:07 2010 |
quite an ordeal, lani. i don't get why you were .. |
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| Fri Jan 8 9:15:42 2010 |
i suppose the best bet to find some lender .. |
Forum |
| Fri Jan 8 9:13:39 2010 |
the shame of it is that those banks that are .. |
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| Fri Jan 8 9:05:19 2010 |
guest, not only will you not be pre-approved, but .. |
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| Fri Jan 8 9:01:18 2010 |
hello jeanne
your statements are .. |
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| Fri Jan 8 8:14:46 2010 |
jenkin7, you've hit the nail on the head there. .. |
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| Fri Jan 8 8:07:09 2010 |
, you seem frantic, and that's understandable. .. |
Forum |
| Fri Jan 8 8:00:58 2010 |
best wishes, guest; come back as often as you .. |
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| Fri Jan 8 7:57:11 2010 |
ditto here, too, confused. keep asking .. |
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| Fri Jan 8 7:51:28 2010 |
guest, the debt ratio is looked at just as it is .. |
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| Thu Jan 7 2:11:18 2010 |
i'm guess you have 10% for down payment. at 90% .. |
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| Thu Jan 7 11:36:35 2010 |
consult with a tax advisor, frances, but i'd like .. |
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| Thu Jan 7 11:14:47 2010 |
i wouldn't even begin to try to think about to .. |
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| Thu Jan 7 11:11:08 2010 |
i guess my thoughts were along the lines of a .. |
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| Thu Jan 7 11:07:47 2010 |
suregirl, i feel the pain you went through, but i .. |
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| Thu Jan 7 10:59:08 2010 |
al, when they did this, they no doubt sent you an .. |
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| Thu Jan 7 10:56:32 2010 |
which brings up a point - do not call the irs - .. |
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| Thu Jan 7 10:54:54 2010 |
they can place an execution on a bank account if .. |
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| Thu Jan 7 10:48:34 2010 |
it depends on the lender, apparently. more and .. |
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| Thu Jan 7 10:41:18 2010 |
that's pretty good, calmom. they ought to write .. |
Forum |
| Thu Jan 7 10:39:38 2010 |
glad to oblige, john....try this: .. |
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| Thu Jan 7 10:33:24 2010 |
that scenario does make some sense, because the .. |
Forum |
| Thu Jan 7 10:27:40 2010 |
in the meantime, try to find every way possible .. |
Forum |
| Thu Jan 7 10:24:10 2010 |
mr a, you said "she hits 3 .. |
Forum |
| Thu Jan 7 10:20:28 2010 |
before you apply again, pick up the phone and .. |
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| Thu Jan 7 10:18:28 2010 |
angie, if you go to court and receive an order .. |
Forum |
| Thu Jan 7 10:16:04 2010 |
a home equity loan is already a lien on a .. |
Forum |
| Thu Jan 7 10:14:37 2010 |
that wasn't supposed to be all boldface - only .. |
Forum |
| Thu Jan 7 10:13:20 2010 |
" .. |
Forum |
| Thu Jan 7 10:09:55 2010 |
and keep in mind that home equity loans are rarer .. |
Forum |
| Thu Jan 7 10:08:19 2010 |
this shouldn't have a negative impact on your .. |
Forum |
| Thu Jan 7 10:05:21 2010 |
it really doesn't have much of an impact. you .. |
Forum |
| Thu Jan 7 10:02:01 2010 |
it's what we're charged to do, i .. |
Forum |
| Thu Jan 7 9:59:51 2010 |
you're selling with a quit claim deed that's .. |
Forum |
| Thu Jan 7 9:57:12 2010 |
but it's only an appraisal, niicss! what you .. |
Forum |
| Thu Jan 7 9:52:04 2010 |
yeah but that controversy about AIG (another of .. |
Forum |
| Thu Jan 7 9:45:48 2010 |
great question, autumn. how does said unemployed .. |
Forum |
| Thu Jan 7 9:43:45 2010 |
the question had to do with for loans with two .. |
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| Thu Jan 7 9:38:39 2010 |
how did i end up signing out before i wrote this .. |
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| Thu Jan 7 9:26:41 2010 |
To piggyback on my BBB post, let me tout Clark .. |
Forum |
| Wed Jan 6 9:59:17 2010 |
divorces don't necessarily make a credit report .. |
Forum |
| Wed Jan 6 9:56:35 2010 |
agreed...so what is the income breakdown that's .. |
Forum |
| Wed Jan 6 9:54:33 2010 |
that's right...you would not have to be selling .. |
Forum |
| Wed Jan 6 9:49:42 2010 |
assuming that both of these loan applications .. |
Forum |
| Wed Jan 6 9:48:09 2010 |
explain, please, what the quit claim deeds are .. |
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| Wed Jan 6 9:46:43 2010 |
having a large amount of credit card debt will .. |
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| Wed Jan 6 9:43:49 2010 |
the mere execution of a quit claim deed will have .. |
Forum |
| Wed Jan 6 9:32:31 2010 |
well of course you can transfer directly to your .. |
Forum |
| Wed Jan 6 9:29:43 2010 |
yes, reid, you can deduct the interest you pay on .. |
Forum |
| Wed Jan 6 1:26:28 2010 |
in truth, nobody is required to have a lawyer to .. |
Forum |
| Wed Jan 6 1:18:51 2010 |
as sussane pointed out, you need to be quite .. |
Forum |
| Wed Jan 6 1:16:30 2010 |
Christopher Dodd, the long-time Senator from my .. |
Forum |
| Wed Jan 6 1:05:52 2010 |
a quit claim deed is a legal form - you can do an .. |
Forum |
| Wed Jan 6 1:02:03 2010 |
nice of you to come along 12 months later and .. |
Forum |
| Wed Jan 6 12:57:03 2010 |
"a wife" - is this an existing wife or .. |
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| Wed Jan 6 12:55:02 2010 |
well, billy, my name is spelled correctly up .. |
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| Wed Jan 6 12:50:47 2010 |
if that's the case, then contact your lender and .. |
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| Wed Jan 6 12:45:01 2010 |
as far as preparing the property - just clean it .. |
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| Wed Jan 6 11:51:24 2010 |
yes, you are an owner so you have rights. rights .. |
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| Wed Jan 6 11:49:57 2010 |
i find it peculiar that you have such a stellar .. |
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| Wed Jan 6 11:45:35 2010 |
if your wife (still) refinances successfully, .. |
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| Wed Jan 6 11:33:47 2010 |
we all know there's only one .. |
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| Wed Jan 6 11:32:09 2010 |
holly, i believe they want the daughter on the .. |
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| Wed Jan 6 11:27:40 2010 |
thanks, .. |
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| Wed Jan 6 11:27:07 2010 |
i hope you're right and that you'll be successful .. |
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| Wed Jan 6 11:19:59 2010 |
is this a jekyll/hyde story we all know that .. |
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| Wed Jan 6 11:17:35 2010 |
escheat - i haven't heard that word since i was .. |
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| Wed Jan 6 11:15:25 2010 |
wow! 2% on deposits can i move my money to your .. |
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| Wed Jan 6 10:44:16 2010 |
and this thought just occurred to me...
since .. |
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| Wed Jan 6 10:42:57 2010 |
always on top of things, john; it's a good thing .. |
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| Wed Jan 6 10:40:08 2010 |
well put, howard. i hope this early in your .. |
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| Wed Jan 6 10:35:15 2010 |
thanks, john. i didn't know emigrant was lending .. |
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| Tue Jan 5 2:58:47 2010 |
donna, this is not a lending site; it is a .. |
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| Tue Jan 5 2:56:47 2010 |
bond i answered your question somewhere yesterday .. |
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| Tue Jan 5 2:55:47 2010 |
inasmuch as they are the owners, only they are .. |
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| Tue Jan 5 2:53:11 2010 |
i think assumption is an unlikely scenario.
i .. |
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| Tue Jan 5 2:48:50 2010 |
not at all, dee. what's his is his until it .. |
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| Tue Jan 5 2:46:34 2010 |
i'm just curious because i hear that the loan .. |
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| Tue Jan 5 2:43:10 2010 |
how did it come about that you would have thought .. |
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| Tue Jan 5 2:40:02 2010 |
huh .. |
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| Tue Jan 5 2:38:41 2010 |
i assume it had nothing to do with his .. |
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| Tue Jan 5 2:37:47 2010 |
most credit unions now participate in the .. |
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| Tue Jan 5 2:34:53 2010 |
macy those are not governmental forms; they are .. |
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| Tue Jan 5 2:33:27 2010 |
i don't believe there are any lenders offering .. |
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| Tue Jan 5 2:28:45 2010 |
why the emphasis on .. |
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| Tue Jan 5 2:26:43 2010 |
regrettably, the better business bureau has lost .. |
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| Tue Jan 5 2:24:09 2010 |
going with a non-occupant primary borrower and an .. |
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| Tue Jan 5 2:20:09 2010 |
i won't beat the dead horse .. |
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| Tue Jan 5 2:18:43 2010 |
check with the irs or with a tax advisor - i .. |
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| Tue Jan 5 2:17:12 2010 |
i don't quite get what taxes you are talking .. |
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| Tue Jan 5 2:12:04 2010 |
it's quite all right, simon. we get .. |
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| Tue Jan 5 2:10:26 2010 |
amen .. |
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| Tue Jan 5 10:41:31 2010 |
is this the same $16K that we just worked .. |
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| Tue Jan 5 10:40:25 2010 |
thanks, eric; i had a similar thought. it's time .. |
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| Tue Jan 5 10:37:08 2010 |
i would hope it's not discretionary for the .. |
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| Tue Jan 5 10:35:49 2010 |
for those who come along and try to deliver .. |
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| Tue Jan 5 10:31:30 2010 |
i've never seen 13 months, only .. |
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| Tue Jan 5 10:29:32 2010 |
she owes $60 or $60K that's .. |
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| Tue Jan 5 10:28:15 2010 |
it's called the right of offset and banks et al .. |
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| Tue Jan 5 10:25:54 2010 |
in order to execute a garnishment, they'd have to .. |
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| Tue Jan 5 10:24:07 2010 |
any amount you pay in addition to your regular .. |
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| Tue Jan 5 10:22:16 2010 |
a quit claim deed could be used, but it cannot be .. |
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| Tue Jan 5 10:20:11 2010 |
you and your father are joint applicants .. |
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| Tue Jan 5 10:17:27 2010 |
sharon, i gather you are an originator or a .. |
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| Tue Jan 5 10:13:50 2010 |
great suggestion, raymond, to pay it down to a .. |
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| Tue Jan 5 10:12:16 2010 |
with conventional loans, a primary borrower must .. |
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| Tue Jan 5 10:06:42 2010 |
seth, i took out, from your post, the blatant .. |
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| Tue Jan 5 9:52:03 2010 |
it's difficult to say that anyone in particular .. |
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| Tue Jan 5 9:43:57 2010 |
adonis, where did you come up with .. |
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| Tue Jan 5 9:41:33 2010 |
yes, you certainly may sell your home, jojo. if .. |
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| Mon Jan 4 10:07:26 2010 |
yes...this was me...signed off and neglected to .. |
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| Mon Jan 4 9:41:51 2010 |
as a general rule, the refinance transaction .. |
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| Mon Jan 4 9:34:21 2010 |
your post confused me. you are saying that they .. |
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| Mon Jan 4 9:32:03 2010 |
mandy, i hope you have a lawyer on your side. .. |
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| Mon Jan 4 9:28:57 2010 |
so franco, you charge a fee to refer your people .. |
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| Mon Jan 4 9:22:27 2010 |
how come i'm not surprised to learn of that kind .. |
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| Mon Jan 4 9:12:11 2010 |
yes, contact an attorney, but i cannot fathom a .. |
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| Mon Jan 4 9:10:27 2010 |
this concept floors me...if you are selling the .. |
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| Mon Jan 4 9:07:09 2010 |
run away as fast as you can. they won't do .. |
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| Mon Jan 4 9:05:06 2010 |
transfer of title triggers the due-on-sale clause .. |
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| Mon Jan 4 9:02:52 2010 |
here's the deal...if you fail to provide them .. |
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| Mon Jan 4 8:59:17 2010 |
if he were a tenant, you'd be in trouble by .. |
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| Mon Jan 4 8:56:48 2010 |
yes, it is better to pay than to not pay. as the .. |
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| Mon Jan 4 8:54:26 2010 |
i presume you mean that they've received your .. |
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| Mon Jan 4 8:51:50 2010 |
i am hoping that you have no other obligations, .. |
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| Mon Jan 4 8:44:52 2010 |
that's certainly an option bubba, but i wonder .. |
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| Mon Jan 4 8:42:32 2010 |
that's too bad, mopsy. i'm sure you miss your .. |
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| Mon Jan 4 8:33:34 2010 |
i'm glad to hear .. |
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| Mon Jan 4 8:32:13 2010 |
parrots continue to trail me throughout the .. |
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| Mon Jan 4 3:43:38 2010 |
that's a tough situation to find yourself in, .. |
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| Mon Jan 4 3:37:55 2010 |
instead of paying for an attorney, i guess you .. |
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| Mon Jan 4 3:32:58 2010 |
click on this .. |
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| Mon Jan 4 3:30:06 2010 |
blndgrl, i deleted your other post because it was .. |
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| Mon Jan 4 3:26:21 2010 |
do you mean like the first time homebuyer tax .. |
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| Mon Jan 4 3:24:19 2010 |
i cannot imagine a situation in which the title .. |
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| Mon Jan 4 3:23:15 2010 |
new subdivisions are very tricky business. is .. |
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| Mon Jan 4 3:20:06 2010 |
presumably the lender secured this line of credit .. |
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| Mon Jan 4 10:21:39 2010 |
this is a strange query. your former husband is .. |
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| Mon Jan 4 10:17:26 2010 |
draw up a contract, visit a lender and begin that .. |
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| Mon Jan 4 10:15:04 2010 |
most lenders are going to be looking for evidence .. |
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| Mon Jan 4 10:13:41 2010 |
what you'll need to do is to devise a demand .. |
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| Mon Jan 4 10:08:44 2010 |
well, of course, it's already been affected, but .. |
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| Mon Jan 4 10:04:52 2010 |
private mortgage insurance isn't going to do .. |
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| Mon Jan 4 10:01:44 2010 |
pros are the ease with which you can transact the .. |
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| Mon Jan 4 9:49:52 2010 |
what you may be able to do is worth with a lender .. |
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| Mon Jan 4 9:46:46 2010 |
transferring title will result in the due on sale .. |
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| Mon Jan 4 9:39:55 2010 |
mike, hopefully your information will be helpful .. |
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| Mon Jan 4 9:27:08 2010 |
i suppose the first step is to read the .. |
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| Mon Jan 4 9:23:26 2010 |
my pleasure, mopsy. i hope this all works out to .. |
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| Mon Jan 4 9:20:38 2010 |
chris: had to have been read as litton loan .. |
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| Mon Jan 4 9:17:25 2010 |
i cannot disagree with you there, mga. taking on .. |
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| Mon Jan 4 9:13:32 2010 |
i honestly think - with no real knowledge, of .. |
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| Mon Jan 4 9:11:45 2010 |
i believe that "quick deed" has entered .. |
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| Mon Jan 4 9:07:37 2010 |
i don't think we can honestly answer this .. |
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| Mon Jan 4 9:06:14 2010 |
i'd be surprised to find too many lenders willing .. |
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| Mon Jan 4 9:03:25 2010 |
and i never studied the subject - i was .. |
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| Sun Jan 3 10:13:57 2010 |
you can only "transfer" a mortgage if .. |
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| Sun Jan 3 10:12:00 2010 |
raymond, my experience with life estates is .. |
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| Sun Jan 3 10:07:29 2010 |
i have not seen "lead person" in .. |
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| Sun Jan 3 9:59:17 2010 |
real estate transactions are public record, so .. |
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| Sun Jan 3 9:56:57 2010 |
cosigners are always 100% liable for repayment of .. |
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| Sun Jan 3 9:53:49 2010 |
i surmise that the lender is going to look for .. |
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| Sun Jan 3 9:50:10 2010 |
i don't know what you need to do to prolong your .. |
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| Sun Jan 3 9:43:07 2010 |
no, jojo, it doesn't work that way. a mortgage .. |
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| Sun Jan 3 9:40:20 2010 |
wonderful response, raymond - i thoroughly agree .. |
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| Sun Jan 3 9:34:25 2010 |
raymond, i'm glad you provided the caveat about .. |
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| Sun Jan 3 9:32:22 2010 |
mopsy, i think my best advice in this matter is .. |
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| Sun Jan 3 9:29:58 2010 |
it might be more a matter of ethics than .. |
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| Sun Jan 3 9:23:12 2010 |
well, i certainly didn't mean to offend, and i .. |
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| Sat Jan 2 7:44:59 2010 |
i think it would be smart to have a conversation .. |
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| Sat Jan 2 7:40:48 2010 |
you're right about that, but it is always .. |
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| Sat Jan 2 7:37:34 2010 |
confused, what you've left off is information .. |
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| Sat Jan 2 7:27:00 2010 |
butterball, it appears you aren't going to be .. |
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| Sat Jan 2 7:14:25 2010 |
the only hope is if you're in a community state - .. |
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| Sat Jan 2 7:12:47 2010 |
you can't prevent a creditor from seeking .. |
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| Sat Jan 2 7:08:05 2010 |
i suppose you are in a community property state, .. |
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| Sat Jan 2 7:01:41 2010 |
i'd like to say it's never too late until it's .. |
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| Sat Jan 2 6:56:11 2010 |
negotiating at this point will be sensible. it .. |
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| Sat Jan 2 6:52:02 2010 |
joel, paying additional every month will pay down .. |
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| Sat Jan 2 6:49:44 2010 |
the youngest borrower must be 62 years of age, so .. |
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| Sat Jan 2 6:47:57 2010 |
agreed...if you plan to sell in a short period of .. |
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| Sat Jan 2 6:46:44 2010 |
one thing i see that's going to cause you some .. |
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| Sat Jan 2 6:41:48 2010 |
sorry, my crystal ball cracked, and my magic 8 .. |
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| Sat Jan 2 6:39:20 2010 |
by all means, separate deeds are .. |
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| Sat Jan 2 6:37:58 2010 |
in order to qualify you must not have owned a .. |
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| Sat Jan 2 6:34:25 2010 |
and i have to concur. taking on risk is not .. |
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| Sat Jan 2 6:30:46 2010 |
he'd have to go out and get a new mortgage. in .. |
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| Sat Jan 2 6:29:04 2010 |
it seems you're in trouble with the loan. an .. |
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| Sat Jan 2 6:27:25 2010 |
let's clarify this darryl - you are an owner of .. |
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| Sat Jan 2 6:21:59 2010 |
no you .. |
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| Sat Jan 2 6:20:44 2010 |
i must have simply overlooked that the attorneys .. |
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| Sat Jan 2 6:13:45 2010 |
yes, a co-signer is responsible for making .. |
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| Sat Jan 2 6:11:34 2010 |
unless and until i hear that a co-signer has been .. |
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| Sat Jan 2 6:08:15 2010 |
thank you guest - i don't know if you've .. |
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| Sat Jan 2 5:55:35 2010 |
thank you, ingris, for your explanation. i've .. |
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| Fri Jan 1 9:48:39 2010 |
haven't we seen this query posted earlier i .. |
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| Fri Jan 1 9:44:21 2010 |
not in any real estate deals i've ever seen it .. |
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| Fri Jan 1 9:41:58 2010 |
color me skeptical about your scenario. .. |
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| Fri Jan 1 9:32:44 2010 |
there are so many red flags that come up with .. |
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| Fri Jan 1 9:27:21 2010 |
meme i feel you. what we don't see, though, is .. |
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| Fri Jan 1 4:09:37 2010 |
clearly the first step for you is to engage the .. |
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| Fri Jan 1 4:04:08 2010 |
everyone must be reasonably satisfied with .. |
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| Fri Jan 1 3:59:36 2010 |
as with james, i am most gratified to see the .. |
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| Fri Jan 1 3:52:19 2010 |
sorry, rc...i'm not looking for any additional .. |
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| Fri Jan 1 3:50:28 2010 |
i can't quite figure out if the "college .. |
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| Fri Jan 1 3:44:38 2010 |
i agree with you that an "automatic .. |
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| Fri Jan 1 3:40:01 2010 |
i'm happy to help when and where i'm able, and i .. |
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| Fri Jan 1 3:37:58 2010 |
ok .. |
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| Fri Jan 1 3:35:38 2010 |
of course, i haven't seen the "notice of .. |
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| Fri Jan 1 3:31:33 2010 |
A new law is in effect in the state of Kentucky .. |
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| Fri Jan 1 3:14:56 2010 |
what a delightful way to end your post. How is .. |
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| Fri Jan 1 3:10:49 2010 |
juice, your opportunity to qualify for a mortgage .. |
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| Fri Jan 1 3:08:22 2010 |
libby, this story of yours is going to be one of .. |
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| Fri Jan 1 2:56:20 2010 |
betsy anyone who accepted a quit claim deed from .. |
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| Fri Jan 1 2:54:52 2010 |
a lien can always be foreclosed, but it would be .. |
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| Fri Jan 1 2:53:06 2010 |
the dissatisfaction with the mortgage industry .. |
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| Fri Jan 1 2:48:37 2010 |
a quit claim deed is inappropriate for a .. |
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| Fri Jan 1 2:31:10 2010 |
yes, you could back away and your husband would .. |
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| Fri Jan 1 2:21:42 2010 |
with the short sale, the lender is making a .. |
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| Fri Jan 1 2:15:27 2010 |
no, doug, that's not necessary at all. .. |
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| Fri Jan 1 2:08:37 2010 |
i still don't get the "guarantors" .. |
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| Fri Jan 1 2:05:22 2010 |
and of course jenkin7 is right. juan, it is .. |
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| Fri Jan 1 2:00:42 2010 |
exactly: a lien placed on property affects .. |
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| Fri Jan 1 1:58:06 2010 |
"just let them wonder" - boy that's a .. |
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| Thu Dec 31 12:16:59 2009 |
I just read a very interesting article about the .. |
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| Thu Dec 31 12:11:10 2009 |
correction: what you pay in hazard insurance .. |
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| Thu Dec 31 12:08:42 2009 |
supposedly there are lenders who will grant such .. |
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| Thu Dec 31 12:05:03 2009 |
what a great answer, adonis. by all means, suzy, .. |
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| Thu Dec 31 12:03:11 2009 |
unfortunately, i don't believe there are any .. |
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| Thu Dec 31 12:01:39 2009 |
understood now...a quit claim deed and the .. |
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| Thu Dec 31 11:56:14 2009 |
guest, you cited the fact that the lender .. |
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| Thu Dec 31 11:49:10 2009 |
you ought not to have to sign any such deed based .. |
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| Thu Dec 31 11:45:35 2009 |
why is there a notation concerning .. |
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| Thu Dec 31 11:39:48 2009 |
does the statement you made correlate with the .. |
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| Thu Dec 31 11:38:34 2009 |
you can certainly contact the credit repositories .. |
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| Thu Dec 31 11:33:32 2009 |
doug if you have sufficient equity in your home, .. |
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| Thu Dec 31 11:27:39 2009 |
you need to shop around, quite frankly. i think .. |
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| Thu Dec 31 11:23:14 2009 |
how you'll qualify for a new loan is subject, of .. |
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| Thu Dec 31 11:14:56 2009 |
it's my opinion that you ought to file the .. |
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| Thu Dec 31 9:37:21 2009 |
and more...it's probably not mortgage fraud, .. |
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| Thu Dec 31 9:36:00 2009 |
a good faith estimate is a preliminary document. .. |
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| Thu Dec 31 9:33:33 2009 |
i doubt you have an issue with heirs seeking the .. |
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| Thu Dec 31 9:31:51 2009 |
i'm not sure what you're driving at, neal. you .. |
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| Thu Dec 31 9:28:44 2009 |
you ought to use whatever name is on the original .. |
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| Thu Dec 31 9:25:28 2009 |
Prospero Ano!
Happy New Year!
xin nian kuai le .. |
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| Thu Dec 31 9:19:05 2009 |
this is a topic that is best addressed to your .. |
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| Thu Dec 31 9:09:14 2009 |
greg i suggest you get called id so you can find .. |
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| Thu Dec 31 9:06:42 2009 |
let me amend that last word: instead of .. |
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| Thu Dec 31 9:06:12 2009 |
unless you can find those tax returns, i don't .. |
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| Thu Dec 31 9:02:33 2009 |
wow...i misread your entire original post, doug. .. |
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| Thu Dec 31 8:58:48 2009 |
a "consultant" may well be a good idea. .. |
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| Wed Dec 30 11:46:24 2009 |
yes, cici, you need to record the document in .. |
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| Wed Dec 30 11:43:52 2009 |
for the purchase of land, you'd likely end up .. |
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| Wed Dec 30 11:41:30 2009 |
the lien is merely their way of ensuring that .. |
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| Wed Dec 30 11:38:49 2009 |
yes, i acknowledge it's annoying, but you need to .. |
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| Wed Dec 30 11:38:23 2009 |
doug, i doubt you have much recourse. they'll .. |
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| Wed Dec 30 11:36:05 2009 |
vicki, i'd say now that just for the heck of it, .. |
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| Wed Dec 30 11:34:37 2009 |
what was the date of the charge off as reported .. |
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| Wed Dec 30 11:32:37 2009 |
not a good .. |
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| Wed Dec 30 11:32:07 2009 |
are you anticipating that foreclosure will take .. |
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| Wed Dec 30 11:30:56 2009 |
i just answered this question - actually by .. |
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| Wed Dec 30 11:28:50 2009 |
2 is awfully low - i guess they've got some .. |
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| Wed Dec 30 11:27:08 2009 |
i have to respond to that. in my opinion, it is .. |
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| Wed Dec 30 11:22:16 2009 |
my understanding is that modification is going to .. |
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| Wed Dec 30 11:20:52 2009 |
something sounds weird, i agree. why would your .. |
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| Wed Dec 30 11:19:10 2009 |
ro you are talking about one-half of one per cent .. |
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| Wed Dec 30 11:17:17 2009 |
i have originated and underwritten loans in .. |
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| Wed Dec 30 11:15:10 2009 |
you don't understand the concept of bankruptcy - .. |
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| Wed Dec 30 11:10:49 2009 |
the lender will require you to refinance - forget .. |
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| Tue Dec 29 11:26:43 2009 |
that doesn't make sense. if the mortgage company .. |
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| Tue Dec 29 10:39:56 2009 |
don't they cover some title issues in realtor .. |
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| Tue Dec 29 10:34:51 2009 |
you need to clarify before an answer can be .. |
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| Tue Dec 29 10:28:58 2009 |
additionally, if you were trying to have your .. |
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| Tue Dec 29 10:26:27 2009 |
i think i should have titled this post .. |
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| Tue Dec 29 10:21:33 2009 |
no you won't be able to do that. what you will .. |
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| Tue Dec 29 10:19:39 2009 |
there are no state regulations concerning debt .. |
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| Tue Dec 29 10:15:56 2009 |
if a lender simply handed a good faith estimate .. |
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| Tue Dec 29 10:11:42 2009 |
there is a specific reason why one is called .. |
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| Tue Dec 29 10:04:03 2009 |
i have to agree with your assessment of that 24 .. |
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| Tue Dec 29 8:23:34 2009 |
eham, i'm not sure if that's what you want to .. |
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| Tue Dec 29 8:18:39 2009 |
regrettably, we very rarely hear back from folk. .. |
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| Tue Dec 29 8:17:20 2009 |
still enjoying the season; just dined on turkey, .. |
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| Tue Dec 29 4:51:45 2009 |
you might want to go straight to the credit .. |
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| Tue Dec 29 4:49:06 2009 |
sorry, but this is not a mortgage-related .. |
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| Tue Dec 29 4:46:43 2009 |
i think what happens is that too many folk plug .. |
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| Tue Dec 29 4:44:10 2009 |
when you sign a mortgage, you sign it until such .. |
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| Tue Dec 29 4:42:32 2009 |
well, you could call him and ask; or you can .. |
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| Tue Dec 29 4:41:00 2009 |
he won't have to absorb your debt. if you can .. |
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| Tue Dec 29 4:38:30 2009 |
hopefully, anthony, within the last 25 hours (28 .. |
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| Tue Dec 29 4:37:34 2009 |
653 middle score is plentifully sufficient. you .. |
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| Tue Dec 29 4:35:29 2009 |
that's some lawyer you found. $5000 to fix it .. |
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| Tue Dec 29 4:30:28 2009 |
jason, you do, i suppose, deserve the benefit of .. |
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| Tue Dec 29 4:27:51 2009 |
eyes, you need to consider getting a secured .. |
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| Tue Dec 29 4:23:28 2009 |
read "an" for "and" in my .. |
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| Tue Dec 29 4:21:06 2009 |
sorry, stephanie, but your status is best .. |
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| Tue Dec 29 4:18:05 2009 |
you pay a penalty for having poor credit. 575 is .. |
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| Tue Dec 29 4:14:56 2009 |
az, you must refinance the existing mortgage to .. |
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| Tue Dec 29 4:12:40 2009 |
susieQ thank you for your testimony here as well. .. |
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| Tue Dec 29 4:09:53 2009 |
in case you want to know...yes, this post is .. |
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| Mon Dec 28 9:13:25 2009 |
you may want a face-to-face meeting with your .. |
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| Mon Dec 28 9:09:59 2009 |
i am of the opinion that being added as an owner .. |
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| Mon Dec 28 9:04:55 2009 |
thanks, .. |
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| Mon Dec 28 9:02:02 2009 |
you ought to have a discussion with them about .. |
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| Mon Dec 28 8:59:10 2009 |
not a very esoteric answer, but it was right on, .. |
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| Mon Dec 28 8:57:03 2009 |
if you are signing as a guarantor and not as a .. |
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| Mon Dec 28 8:52:59 2009 |
people are walking away everywhere - it's not a .. |
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| Mon Dec 28 8:51:24 2009 |
their lien will remain on your home and you'll .. |
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| Mon Dec 28 8:49:58 2009 |
i have not yet had experience with usda loans, .. |
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| Mon Dec 28 8:44:03 2009 |
what's the truth of the .. |
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| Mon Dec 28 8:38:56 2009 |
blue i cannot imagine that a second mortgage .. |
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| Mon Dec 28 8:35:12 2009 |
i'm sorry - please answer this for me: does .. |
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| Mon Dec 28 3:45:57 2009 |
by all means, you will have to act fast - 6 .. |
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| Mon Dec 28 3:44:17 2009 |
gabriel that kind of advertising is forbidden on .. |
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| Mon Dec 28 3:42:51 2009 |
indeed, you need a lawyer, and you need to .. |
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| Mon Dec 28 3:41:23 2009 |
i don't get it - if they used your gross income, .. |
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| Mon Dec 28 3:38:37 2009 |
credit cards are not required, it is true. but .. |
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| Mon Dec 28 3:36:45 2009 |
thank you eric for making sense of the senseless. .. |
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| Mon Dec 28 3:35:27 2009 |
hallelujah for these clarifying .. |
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| Mon Dec 28 3:34:03 2009 |
agreed...get a lawyer NOW because you really .. |
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| Mon Dec 28 3:32:11 2009 |
i agree - modification wouldn't do much good for .. |
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| Mon Dec 28 3:29:33 2009 |
wow...if you're the owner, then you're the owner. .. |
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| Mon Dec 28 3:28:13 2009 |
so you are representing them, and don't know the .. |
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| Mon Dec 28 3:26:40 2009 |
did you buy a house when you see the term .. |
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| Mon Dec 28 3:25:17 2009 |
i'm afraid you'll not find any mi companies .. |
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| Mon Dec 28 3:21:46 2009 |
one way to find out, allen - call the locale .. |
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| Mon Dec 28 3:20:54 2009 |
i won't dispute that the majority of defaults .. |
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| Mon Dec 28 3:17:19 2009 |
i thought perhaps you were in sales and writing .. |
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| Mon Dec 28 3:11:11 2009 |
usually a payment is a payment, globe. is that .. |
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| Mon Dec 28 3:10:23 2009 |
of course, you could shut down 4 of the .. |
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| Mon Dec 28 3:08:57 2009 |
again, go straight to the paypal site and you'll .. |
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| Mon Dec 28 3:08:04 2009 |
well put, .. |
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| Mon Dec 28 3:06:41 2009 |
and when you think about it, $26K is a powerful .. |
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| Mon Dec 28 3:05:08 2009 |
wow, raymond, the publishers and amazon both must .. |
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| Mon Dec 28 3:02:32 2009 |
without doubt, if you believe you have been .. |
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| Mon Dec 28 2:58:41 2009 |
vicky, for the best information possible on your .. |
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| Sun Dec 27 10:30:54 2009 |
he can't do you any harm in terms of your .. |
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| Sun Dec 27 10:28:32 2009 |
ncsm - i happen to favor working with someone you .. |
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| Sun Dec 27 10:24:28 2009 |
juan, i think you'll have some difficulty with .. |
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| Sun Dec 27 10:14:17 2009 |
raymond just because you read books that were .. |
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| Sun Dec 27 10:07:43 2009 |
i suspect you've lost out on this one - do you .. |
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| Sun Dec 27 10:04:19 2009 |
i'm late - been too busy to get on the last few .. |
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| Sun Dec 27 10:01:13 2009 |
eve, the major question you'll run into is .. |
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| Sun Dec 27 9:44:19 2009 |
haamz, you're right - i haven't lost $3500 to the .. |
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| Sun Dec 27 9:31:10 2009 |
it's hard to be optimistic about much of anything .. |
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| Wed Dec 23 12:09:47 2009 |
eric, i got a slew of referrals - emailed each .. |
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| Wed Dec 23 11:20:12 2009 |
i think you'd better check the laws of your .. |
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| Wed Dec 23 11:19:11 2009 |
desi, it's hard to give you a straight answer .. |
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| Wed Dec 23 11:14:58 2009 |
roger, i think you made a good decision in .. |
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| Wed Dec 23 11:10:04 2009 |
The November report of sales of previously .. |
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| Wed Dec 23 11:02:54 2009 |
vanessa, have you posted about this situation .. |
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| Wed Dec 23 11:00:43 2009 |
that's the key...is the account into which he may .. |
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| Wed Dec 23 10:47:06 2009 |
is your brother planning to become a non-owner of .. |
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| Wed Dec 23 10:41:48 2009 |
by all means, use your line of credit to pay off .. |
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| Wed Dec 23 10:39:54 2009 |
that 6 month rule applies to foreclosed units, i .. |
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| Wed Dec 23 10:36:04 2009 |
denise, you simply need to try again with the .. |
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| Wed Dec 23 10:34:41 2009 |
precisely, being added to title is what .. |
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| Wed Dec 23 10:33:55 2009 |
what you were told is preposterous. there's no .. |
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| Wed Dec 23 10:32:02 2009 |
i really don't think that making payments via .. |
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| Wed Dec 23 10:28:13 2009 |
and i just added another post to the one that .. |
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| Wed Dec 23 10:26:57 2009 |
sussane...she said she wasn't even at the .. |
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| Wed Dec 23 10:22:51 2009 |
i have to concur with sussane that you'll want to .. |
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| Wed Dec 23 10:19:40 2009 |
bear in mind that your 5% down payment is going .. |
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| Wed Dec 23 10:15:40 2009 |
do driveways in pennsylvania usually move i .. |
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| Wed Dec 23 10:13:23 2009 |
agreed....your best bet seems to be a deed in .. |
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| Wed Dec 23 10:10:39 2009 |
a "judgment modification attorney" i .. |
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| Wed Dec 23 10:05:27 2009 |
i think albert einstein was a genius, but that .. |
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| Wed Dec 23 10:03:53 2009 |
here's another, from life experience.
if you .. |
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| Wed Dec 23 9:57:19 2009 |
i believe that was the tenor of Joshua Heard's .. |
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| Tue Dec 22 9:57:36 2009 |
so why all the drama about her moving in if he's .. |
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| Tue Dec 22 9:47:08 2009 |
great testimony! i'm glad to know that it worked .. |
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| Tue Dec 22 9:38:46 2009 |
but in the internet age, i cannot believe you .. |
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| Tue Dec 22 9:36:11 2009 |
it's literacy, eric - not food, crime, or other .. |
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| Tue Dec 22 2:38:58 2009 |
thanks anthony.
$5000 wouldn't seem to be .. |
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| Tue Dec 22 2:37:16 2009 |
zoomzoom, you need to have an attorney on your .. |
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| Tue Dec 22 2:32:31 2009 |
Does literacy count when it comes time to decide .. |
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| Tue Dec 22 2:21:06 2009 |
unemployment isn't a favorable thing for someone .. |
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| Tue Dec 22 2:19:59 2009 |
your post is titled "bad credit." i .. |
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| Tue Dec 22 2:16:51 2009 |
it looks like you've had some trouble with your .. |
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| Tue Dec 22 2:15:04 2009 |
so am i to understand that with a reverse .. |
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| Tue Dec 22 2:12:37 2009 |
that's good news, marie. i didn't mean to be .. |
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| Tue Dec 22 2:02:33 2009 |
or pick up the phone and dial the numbers of .. |
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| Tue Dec 22 2:00:22 2009 |
no .. |
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| Tue Dec 22 1:59:42 2009 |
crazy rd15 without question you should sit down .. |
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| Tue Dec 22 1:55:37 2009 |
not so much benefit as frustration. you'll .. |
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| Tue Dec 22 1:34:41 2009 |
steven, i would have to think that there'd be no .. |
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| Tue Dec 22 1:28:05 2009 |
yeah...do what it takes to bump that score is the .. |
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| Tue Dec 22 1:26:47 2009 |
good analysis, rise. there are more layers than .. |
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| Tue Dec 22 1:23:21 2009 |
so true, john. that's why, at least in part, i .. |
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| Tue Dec 22 1:14:06 2009 |
that's a powerful assertion, H25. i'm glad you .. |
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| Tue Dec 22 1:10:40 2009 |
actually, eric, my back hurts at the moment. i .. |
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| Tue Dec 22 1:08:33 2009 |
i'm not sure why you said you cannot refinance .. |
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| Tue Dec 22 12:55:50 2009 |
back again!
okay...i've just checked out .. |
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| Tue Dec 22 12:28:49 2009 |
okay...here's the next report. i just went on .. |
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| Tue Dec 22 12:15:49 2009 |
yes, i know i always go on and on about these .. |
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| Tue Dec 22 12:06:51 2009 |
liz & joe, we certainly understand your .. |
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| Mon Dec 21 10:46:25 2009 |
before you try the ploy i suggested, though, .. |
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| Mon Dec 21 10:43:18 2009 |
wajo, the fewer the better, though - just think .. |
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| Mon Dec 21 10:39:24 2009 |
sorry...not "ever" but at least for the .. |
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| Mon Dec 21 10:38:55 2009 |
of course, the quit claim deed has to be .. |
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| Mon Dec 21 10:37:18 2009 |
i'm so glad you wandered in Joshua...when i read .. |
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| Mon Dec 21 10:32:20 2009 |
that should have read "NOT looking too .. |
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| Mon Dec 21 10:30:57 2009 |
to disabled man:
in their defense, the 3-year .. |
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| Mon Dec 21 10:28:35 2009 |
not everyone participates in the modification .. |
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| Mon Dec 21 10:25:31 2009 |
mr dent, i'm amazed that in 5 days you've gone .. |
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| Mon Dec 21 10:22:34 2009 |
sammy what did the fha notification say are they .. |
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| Mon Dec 21 10:19:23 2009 |
i didn't say all that bella, but your option of .. |
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| Mon Dec 21 10:16:27 2009 |
there's only one way and that is for his old g/f .. |
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| Mon Dec 21 10:12:20 2009 |
no experience here, but i don't know why a .. |
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| Mon Dec 21 10:09:55 2009 |
maybe.
your income may well be sufficient to .. |
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| Mon Dec 21 10:05:08 2009 |
people fail, more regularly than anything else, .. |
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| Mon Dec 21 9:56:32 2009 |
i'll be interested to see if there are any other .. |
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| Mon Dec 21 9:54:49 2009 |
i suggest you counsel with your attorney to .. |
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| Mon Dec 21 9:48:37 2009 |
i'm of the opinion that you are lacking options .. |
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| Mon Dec 21 9:45:00 2009 |
a deed is a type of document. let's .. |
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| Mon Dec 21 9:39:13 2009 |
is he lacking something besides common sense it .. |
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| Mon Dec 21 9:28:08 2009 |
We may have a new watchdog soon for the mortgage .. |
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| Mon Dec 21 9:15:19 2009 |
definitely not illegal, but lenders are hesitant .. |
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| Mon Dec 21 9:12:44 2009 |
hello "safer to lie to borrower" .. |
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| Mon Dec 21 9:10:53 2009 |
your overall best bet is to discuss this with .. |
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| Mon Dec 21 9:09:19 2009 |
attorneys will be falling all over themselves to .. |
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| Sun Dec 20 9:40:28 2009 |
jennnifer i surmise that this is a question for a .. |
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| Sun Dec 20 9:37:56 2009 |
a pleasure .. |
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| Sun Dec 20 9:35:28 2009 |
WHEW!!
hi everyone. to quote from that .. |
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| Sun Dec 20 9:33:11 2009 |
i think it's way to easy to say that someone who .. |
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| Sun Dec 20 9:28:16 2009 |
i concur - local lenders, who may be credit .. |
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| Sun Dec 20 9:24:06 2009 |
i don't disagree with you eric, but that's a .. |
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| Sun Dec 20 9:20:18 2009 |
anytime something "should" be done, .. |
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| Sun Dec 20 9:15:45 2009 |
a real insightful mortgage broker you have .. |
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| Sun Dec 20 9:11:25 2009 |
i have to say, though, that i am pleased to read .. |
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| Sun Dec 20 9:08:26 2009 |
it's a great concept, shawnandrob, i suppose, but .. |
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| Sun Dec 20 9:03:51 2009 |
there's a shifting in the attitudes of the .. |
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| Sun Dec 20 8:52:45 2009 |
oh there's the missing "a" in .. |
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| Sun Dec 20 8:37:51 2009 |
shi, i won't even bother with that second .. |
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| Sun Dec 20 8:26:34 2009 |
regardless of whether you're a borrower under the .. |
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| Sun Dec 20 8:20:47 2009 |
stanley, where did you apply for section 8 have .. |
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| Sun Dec 20 8:16:12 2009 |
i guess my response comes from my personal .. |
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| Sun Dec 20 8:11:12 2009 |
"the outcasts" - are you outcasts .. |
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| Sun Dec 20 7:59:55 2009 |
flooded, thanks for sharing your attorney's view .. |
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| Sun Dec 20 7:52:56 2009 |
i got a slew of leads up until about 6-8 months .. |
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| Sun Dec 20 7:46:49 2009 |
well, guest, if you continue to pay all your .. |
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| Sun Dec 20 7:40:26 2009 |
what a lovely .. |
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| Sat Dec 19 8:51:14 2009 |
it's curious that you'd be concerned about high .. |
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| Sat Dec 19 8:45:07 2009 |
without question, it's well past the time when an .. |
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| Sat Dec 19 8:42:31 2009 |
be wise when shopping for Christmas, not like me. .. |
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| Sat Dec 19 8:37:57 2009 |
kath, for future reference, please don't post the .. |
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| Sat Dec 19 8:36:39 2009 |
you can read my response .. |
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| Sat Dec 19 8:32:46 2009 |
that doesn't seem to be something you'd need to .. |
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| Sat Dec 19 8:28:59 2009 |
well, the Declaration of Independence cites our .. |
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| Sat Dec 19 8:22:05 2009 |
it doesn't matter who the lender might be when .. |
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| Sat Dec 19 8:18:34 2009 |
and i neglected to say all that, too. yes, ron's .. |
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| Sat Dec 19 8:15:19 2009 |
but don't let that stop you from asking cogent .. |
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| Sat Dec 19 8:13:30 2009 |
terrible, terrible situation to be in, obviously. .. |
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| Sat Dec 19 8:06:26 2009 |
my thought is that it appears that you've made .. |
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| Fri Dec 18 11:53:16 2009 |
i don't disagree with you about a deed in lieu. .. |
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| Fri Dec 18 11:45:51 2009 |
it just occurred to me...
It's funny how i .. |
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| Fri Dec 18 11:33:13 2009 |
as with raymond, i will note that there are .. |
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| Fri Dec 18 10:56:14 2009 |
yes, the bottom line is this: everyone is in a .. |
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| Fri Dec 18 10:55:17 2009 |
hey just for the heck of it, to follow up on my .. |
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| Fri Dec 18 10:45:43 2009 |
my spelling is getting atrocious - .. |
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| Fri Dec 18 10:33:29 2009 |
hey i just thought about this again...it could be .. |
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| Fri Dec 18 10:03:06 2009 |
i agree...both mortgages would have had to be .. |
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| Fri Dec 18 9:59:54 2009 |
i'm seeing 30% down payment requirements these .. |
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| Fri Dec 18 9:58:03 2009 |
i thought you were referring to loan processing .. |
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| Fri Dec 18 9:52:37 2009 |
where did you see that a collection agency has .. |
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| Fri Dec 18 9:48:24 2009 |
do you think it's that simple, Raymond .. |
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| Fri Dec 18 9:46:23 2009 |
Raymond, have we told you yet that it's a great .. |
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| Fri Dec 18 9:10:34 2009 |
boy this is a convoluted situation and a .. |
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| Fri Dec 18 9:03:34 2009 |
and forgetting to log in...
it seems peculiar .. |
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| Fri Dec 18 11:28:47 2009 |
mary i just answered your query .. |
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| Fri Dec 18 11:26:32 2009 |
that's a tough one...you might get a faster .. |
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| Fri Dec 18 11:25:04 2009 |
"them" .. |
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| Fri Dec 18 11:24:36 2009 |
have you tried calling .. |
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| Fri Dec 18 10:53:24 2009 |
the problem you and many borrowers will have when .. |
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| Fri Dec 18 10:48:34 2009 |
get 5 envelopes, one for each business; put all .. |
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| Fri Dec 18 10:41:29 2009 |
i have no answers but one question. can you .. |
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| Fri Dec 18 10:39:38 2009 |
it should take a minimum of 6 months for the .. |
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| Fri Dec 18 10:34:05 2009 |
i have to add this, though: a bankruptcy on top .. |
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| Fri Dec 18 10:28:34 2009 |
what in the world cost $2500 to you that's a .. |
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| Fri Dec 18 10:24:54 2009 |
it's difficult enough for people to get credit to .. |
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| Fri Dec 18 10:21:50 2009 |
you guys are tops...thanks for the support! and .. |
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| Fri Dec 18 10:19:08 2009 |
oops...i mean "purpose."
and i .. |
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| Thu Dec 17 10:18:48 2009 |
if naca's website is similar to others you either .. |
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| Thu Dec 17 10:16:42 2009 |
yes indeed - gifts are only allowable if they are .. |
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| Thu Dec 17 10:11:41 2009 |
for any of you who may pray on a regular basis, .. |
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| Thu Dec 17 10:05:54 2009 |
carolee's case is one i never had read before, .. |
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| Thu Dec 17 10:00:55 2009 |
is there an easement in place a right of way or .. |
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| Thu Dec 17 9:55:15 2009 |
what can you do sell the home if she agrees - .. |
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| Thu Dec 17 9:49:53 2009 |
i'm not recommending number 2 by the way, but .. |
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| Thu Dec 17 9:48:56 2009 |
you could do a few different things, but the .. |
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| Thu Dec 17 9:46:08 2009 |
sign off on what are you planning on selling, or .. |
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| Thu Dec 17 9:43:58 2009 |
sorry...it's late and i wanted to laugh and .. |
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| Thu Dec 17 9:41:41 2009 |
all 23 .. |
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| Thu Dec 17 9:40:48 2009 |
honestly, i've never heard of a dollar value .. |
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| Thu Dec 17 9:38:09 2009 |
yes, she can do so, but you and your mom will .. |
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| Thu Dec 17 9:35:37 2009 |
so the closing took place and she now is a .. |
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| Thu Dec 17 9:18:18 2009 |
i pretty much figured it was your age that was .. |
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| Thu Dec 17 3:01:48 2009 |
nc, i'm sorry but i don't know what you mean by .. |
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| Thu Dec 17 3:00:06 2009 |
i'm gonna say "no." but if you want a .. |
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| Thu Dec 17 2:57:46 2009 |
i guess nobody's shopping, eh it's been a month .. |
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| Thu Dec 17 2:55:18 2009 |
bear in mind that automated underwriting software .. |
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| Thu Dec 17 2:51:31 2009 |
well, there are still some ethical people out .. |
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| Thu Dec 17 2:45:54 2009 |
read "move on" as "move .. |
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| Thu Dec 17 2:45:34 2009 |
christine, if you have sufficient value in your .. |
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| Thu Dec 17 2:38:00 2009 |
i am alarmed.
as if the owner of a property .. |
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| Thu Dec 17 2:35:21 2009 |
why in the world would you pay someone else's .. |
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| Thu Dec 17 2:31:18 2009 |
so you want to blame our President and his .. |
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| Thu Dec 17 2:25:10 2009 |
agreed...check the records section and you'll .. |
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| Thu Dec 17 2:23:11 2009 |
i'm not sure how a lender would look at your .. |
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| Thu Dec 17 2:20:32 2009 |
you ought to be able to refinance, as ted .. |
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| Thu Dec 17 2:19:37 2009 |
draw up a contract between the two of you if .. |
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| Thu Dec 17 2:16:45 2009 |
i'd agree with ted on the second point, because .. |
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| Thu Dec 17 2:06:27 2009 |
i don't know about that "several" .. |
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| Thu Dec 17 2:03:45 2009 |
based on a not so pleasant phone call i got the .. |
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| Thu Dec 17 1:59:14 2009 |
don't worry about real estate being taken .. |
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| Thu Dec 17 1:55:01 2009 |
'twas me! .. |
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| Thu Dec 17 11:57:41 2009 |
you definitely shouldn't have had to pay twice .. |
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| Thu Dec 17 11:48:36 2009 |
yes, george, a buyout isn't really a buyout if .. |
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| Thu Dec 17 11:46:02 2009 |
check your documents and you'll notice that .. |
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| Thu Dec 17 11:43:37 2009 |
it was definitely a purchase money loan, .. |
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| Thu Dec 17 11:40:23 2009 |
thanks for the laugh eric - i'm just not sure if .. |
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| Thu Dec 17 11:38:05 2009 |
part of the answer depends upon whether there's a .. |
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| Thu Dec 17 11:35:06 2009 |
i just used google to look up citibank workable .. |
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| Thu Dec 17 11:30:25 2009 |
wow...that's incredible and awful in every .. |
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| Thu Dec 17 11:26:35 2009 |
so have they requested that you write a letter to .. |
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| Thu Dec 17 11:24:12 2009 |
vi, did you not claim the credit as a first time .. |
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| Wed Dec 16 9:54:58 2009 |
eric, you've made interesting points, and they're .. |
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| Wed Dec 16 9:45:17 2009 |
great...dad moves on in death and mom begins a .. |
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| Wed Dec 16 9:36:27 2009 |
well, this has been instructive. i haven't seen .. |
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| Wed Dec 16 9:30:32 2009 |
this is quite confusing. self employment is not .. |
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| Wed Dec 16 9:24:47 2009 |
have your broached that subject with your lender .. |
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| Wed Dec 16 9:22:24 2009 |
your verbiage confused me, but i know what the .. |
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| Wed Dec 16 9:18:25 2009 |
my pb, your missed payment would be reported in .. |
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| Wed Dec 16 9:14:20 2009 |
debt to income ratio .. |
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| Wed Dec 16 9:12:20 2009 |
honey you don't state where you are .. |
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| Wed Dec 16 9:04:04 2009 |
i won't agree that a 5-year arm is a "death .. |
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| Wed Dec 16 3:31:40 2009 |
what took place in divorce court if he retained .. |
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| Wed Dec 16 3:27:11 2009 |
the second mortgagee must be included in your .. |
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| Wed Dec 16 3:26:26 2009 |
in order to subdivide your property and deed a .. |
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| Wed Dec 16 3:24:45 2009 |
that sounds like a change in a .. |
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| Wed Dec 16 3:23:57 2009 |
it won't have much effect on your credit at all, .. |
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| Wed Dec 16 3:17:55 2009 |
that's not just silly, it's inefficient. is .. |
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| Wed Dec 16 3:16:38 2009 |
whoever spots the advertisement for this outfit .. |
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| Wed Dec 16 3:12:01 2009 |
there are more and more lenders delving deeper .. |
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| Wed Dec 16 3:08:47 2009 |
for cash out refinance, you can count on 85% ltv; .. |
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| Wed Dec 16 3:06:36 2009 |
the norm is 24 months, but underwriters are going .. |
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| Wed Dec 16 3:05:10 2009 |
i'm not by any stretch of the imagination an .. |
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| Wed Dec 16 3:03:37 2009 |
no, not a bad idea, but you might want to do it .. |
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| Wed Dec 16 2:45:49 2009 |
finish your bankruptcy and ensure that the credit .. |
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| Wed Dec 16 2:42:49 2009 |
i'm not sure who is offering the .. |
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| Wed Dec 16 1:51:48 2009 |
not sure i quite comprehend your penalty .. |
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| Wed Dec 16 1:50:48 2009 |
you say she filed 2 years ago, but has the .. |
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| Wed Dec 16 1:43:04 2009 |
not very easily.
but how bad is this credit .. |
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| Wed Dec 16 1:41:57 2009 |
denise, you said you signed the deed (mortgage .. |
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| Wed Dec 16 1:30:11 2009 |
assuming that subsequent purchasers of this .. |
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| Wed Dec 16 1:28:04 2009 |
unless you have a magic wand, that lien doesn't .. |
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| Wed Dec 16 1:26:24 2009 |
st, posting your query in two different forums is .. |
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| Wed Dec 16 1:23:31 2009 |
bait and switch isn't generally around these .. |
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| Wed Dec 16 1:19:57 2009 |
and not only in colorado but throughout the .. |
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| Wed Dec 16 1:16:54 2009 |
st, it's very difficult to know for what you .. |
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| Wed Dec 16 1:12:12 2009 |
kevin, the only way to truly find out is to .. |
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| Wed Dec 16 1:09:54 2009 |
alvidk you say "don't do anything." i .. |
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| Wed Dec 16 1:08:00 2009 |
darlene, if you can have a healthy new baby at .. |
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| Wed Dec 16 1:05:28 2009 |
i've been made aware of no such change in policy .. |
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| Wed Dec 16 12:59:06 2009 |
with the updated details, it may be easier to say .. |
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| Tue Dec 15 8:43:44 2009 |
it would seem not based on his lack of ownership. .. |
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| Tue Dec 15 8:38:16 2009 |
if you avoid having creditors pull your credit .. |
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| Tue Dec 15 12:29:24 2009 |
let's hope not, but don't be surprised. be sure .. |
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| Tue Dec 15 12:28:35 2009 |
i'm glad to be of assistance, and it's nice to .. |
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| Tue Dec 15 12:24:52 2009 |
i don't suppose reapplying would hurt other than .. |
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| Tue Dec 15 12:23:39 2009 |
"Time Share Rescue" - is this the name .. |
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| Tue Dec 15 12:22:04 2009 |
you need to contact your state's attorney general .. |
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| Tue Dec 15 12:20:28 2009 |
i don't know of any reason why your lender would .. |
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| Tue Dec 15 12:19:10 2009 |
i think novation is highly unlikely in 2009/2010. .. |
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| Tue Dec 15 12:17:21 2009 |
if your 571 is resulting from any lates on a .. |
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| Tue Dec 15 11:36:19 2009 |
the case .. |
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| Tue Dec 15 11:32:34 2009 |
family pets, for one. what kind of loan is it .. |
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| Tue Dec 15 11:25:23 2009 |
i agree - the only reason for obtaining a .. |
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| Tue Dec 15 11:22:25 2009 |
in a word: "no."
i can't calculate .. |
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| Tue Dec 15 11:18:45 2009 |
creditors who report loan products are .. |
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| Tue Dec 15 11:16:24 2009 |
interest paid, points paid, taxes paid in advance .. |
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| Tue Dec 15 11:15:33 2009 |
reamortization would be a heinous imposition on .. |
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| Tue Dec 15 11:10:30 2009 |
caryn, wouldn't your current lender be amenable .. |
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| Tue Dec 15 11:08:53 2009 |
would not this work : "Enclosed please find .. |
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| Tue Dec 15 7:47:23 2009 |
i truly hope it's not an "escort" .. |
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| Tue Dec 15 7:43:42 2009 |
i have to disagree with the above commentary. if .. |
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| Mon Dec 14 9:26:17 2009 |
angel, you will need to engage the services of a .. |
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| Mon Dec 14 9:23:27 2009 |
katrina, it should be simple, in that he can use .. |
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| Mon Dec 14 9:21:25 2009 |
what christine is citing is certainly pretty .. |
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| Mon Dec 14 9:16:52 2009 |
i suppose your question arises because you're .. |
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| Mon Dec 14 9:15:11 2009 |
nobody these days is willing to take on that kind .. |
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| Mon Dec 14 9:12:10 2009 |
adonis, i'm afraid that "listing" a .. |
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| Mon Dec 14 9:04:00 2009 |
you're staying, you're going and thinking of .. |
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| Mon Dec 14 9:00:18 2009 |
ahhh...a question that truly cannot be answered .. |
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| Mon Dec 14 8:57:01 2009 |
inasmuch as most mortgage loans are not .. |
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| Mon Dec 14 8:52:55 2009 |
furthermore, the assets you claim to have must be .. |
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| Mon Dec 14 8:49:29 2009 |
well real estate taxes are appropriate to the .. |
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| Mon Dec 14 8:44:43 2009 |
your offer is better than what most lenders are .. |
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| Mon Dec 14 8:42:28 2009 |
is nobody else in the family interested in the .. |
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| Mon Dec 14 8:30:36 2009 |
are you indicating that this is a property that .. |
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| Mon Dec 14 8:27:39 2009 |
my understanding - limited at that - is that .. |
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| Mon Dec 14 8:26:07 2009 |
wasn't that covered in "bankruptcy for .. |
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| Mon Dec 14 8:24:06 2009 |
an aside: his anger seems terribly misplaced. .. |
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| Mon Dec 14 8:21:34 2009 |
i understand his reasoning that in 3 months' time .. |
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| Mon Dec 14 8:16:56 2009 |
my first impression is that you got the wrong .. |
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| Mon Dec 14 8:11:25 2009 |
"transfer of the mortgage" in what .. |
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| Mon Dec 14 8:09:45 2009 |
i was expecting to see a post from charlton .. |
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| Mon Dec 14 8:06:09 2009 |
pretty reasonable response; pretty reasonable way .. |
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| Mon Dec 14 8:04:37 2009 |
and truthfully, i agree with you, .. |
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| Mon Dec 14 8:03:48 2009 |
ray, you mean in the united states of america .. |
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| Mon Dec 14 7:58:48 2009 |
the taxes would have been taken care of prior to .. |
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| Mon Dec 14 7:56:21 2009 |
have you spoken with the lender/owner of the .. |
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| Mon Dec 14 7:55:01 2009 |
you didn't specifically say that "the .. |
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| Mon Dec 14 7:51:01 2009 |
well...a short sale differs from a deed in lieu .. |
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| Mon Dec 14 7:48:55 2009 |
robert, i gather you want to keep this vehicle. .. |
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| Mon Dec 14 7:39:26 2009 |
thanks, john, for stepping up. i can't explain .. |
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| Mon Dec 14 9:17:54 2009 |
you say immigration isn't complete - are you .. |
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| Sun Dec 13 10:58:37 2009 |
are you trying to obtain a conventional loan or .. |
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| Sun Dec 13 10:56:06 2009 |
it's a possibility, yes. what's the purpose for .. |
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| Sun Dec 13 10:54:50 2009 |
i think it's worth having this discussion with .. |
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| Sun Dec 13 10:53:17 2009 |
he wants to do a quit claim deed for what purpose .. |
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| Sun Dec 13 10:51:06 2009 |
abandonment no - you and he severed your .. |
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| Sun Dec 13 10:46:26 2009 |
ideally, he and she ought to sit down and discuss .. |
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| Sun Dec 13 10:44:21 2009 |
i am quite skeptical about this "test .. |
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| Sun Dec 13 10:40:21 2009 |
louise, i think you've covered it, there. liens .. |
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| Sun Dec 13 10:36:06 2009 |
yeah, the unpleasant stuff seems to come from .. |
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| Sun Dec 13 10:34:47 2009 |
i think that's favorable news, eric. .. |
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| Sun Dec 13 10:33:01 2009 |
nor is it remotely likely that refinances will .. |
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| Sun Dec 13 10:31:50 2009 |
oops again...i'm stuck on the 2008 version, i .. |
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| Sun Dec 13 10:28:49 2009 |
really nice of you to join .. |
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| Sun Dec 13 10:27:12 2009 |
trey there are plenty of legitimate loan .. |
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| Sat Dec 12 7:15:21 2009 |
even though all lenders have a crappy percentage .. |
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| Sat Dec 12 7:11:25 2009 |
so, "X" you think the whole problem is .. |
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| Sat Dec 12 7:04:39 2009 |
you would have had to file your claim with the .. |
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| Sat Dec 12 7:01:14 2009 |
no, lori, they cannot garnish your ssi payments. .. |
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| Sat Dec 12 6:55:14 2009 |
not only that, but obtaining mortgage insurance .. |
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| Sat Dec 12 6:53:21 2009 |
your annual alimony will be $150K that sure .. |
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| Sat Dec 12 6:50:12 2009 |
was yours a complete career change do you have .. |
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| Sat Dec 12 6:47:26 2009 |
no, not at all. it is a .. |
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| Sat Dec 12 6:46:14 2009 |
well, ryan, you didn't ask a question there, but .. |
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| Sat Dec 12 6:42:34 2009 |
cute .. |
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| Sat Dec 12 6:40:45 2009 |
umar, the copying of someone else's post to .. |
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| Sat Dec 12 6:36:23 2009 |
ronald that first sentence was fully .. |
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| Sat Dec 12 6:31:37 2009 |
regrettably, some people go out and hire lawyers .. |
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| Sat Dec 12 6:29:53 2009 |
and it makes sense for the park owner to do it .. |
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| Sat Dec 12 6:27:44 2009 |
boy oh boy, that's a good question. i'd take it .. |
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| Sat Dec 12 6:24:35 2009 |
or is it just me that does .. |
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| Sat Dec 12 6:22:40 2009 |
and i almost get a kick out of these guys who .. |
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| Sat Dec 12 6:19:05 2009 |
and i may be wrong in saying this, but i believe .. |
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| Sat Dec 12 6:16:44 2009 |
well that was nice of him to wish you a happy .. |
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| Sat Dec 12 6:15:07 2009 |
you've waited until you lost the condo to .. |
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| Fri Dec 11 10:22:14 2009 |
everything i doubt the lender on the first home .. |
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| Fri Dec 11 10:17:26 2009 |
if you close on the 28th you will pay interest .. |
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| Fri Dec 11 10:14:13 2009 |
there's no such thing as a short sale auction - .. |
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| Fri Dec 11 10:11:11 2009 |
true adonis, but al is asking a different .. |
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| Fri Dec 11 10:08:43 2009 |
there are lenders who've touted their ability to .. |
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| Fri Dec 11 10:01:21 2009 |
i doubt it's a matter of "how often this .. |
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| Fri Dec 11 9:56:30 2009 |
kudos to you too, john; and thanks for the kind .. |
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| Fri Dec 11 9:54:17 2009 |
slight error there, adonis; though i know you .. |
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| Fri Dec 11 9:52:37 2009 |
inasmuch as you plan to do some remodeling, it .. |
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| Fri Dec 11 9:43:22 2009 |
it's probably worth having that conversation with .. |
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| Fri Dec 11 9:41:19 2009 |
i think the whole idea of this is preposterous, .. |
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| Fri Dec 11 9:39:11 2009 |
indeed, corinne, you need to contact the housing .. |
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| Fri Dec 11 9:36:30 2009 |
anyone with an interest in your father's company .. |
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| Fri Dec 11 9:34:57 2009 |
oh yeah...one more thing...don't try to wear it .. |
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| Fri Dec 11 9:34:16 2009 |
don't make promises that you can't keep
make .. |
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| Fri Dec 11 9:30:50 2009 |
definitely not - all types of fha loans would be .. |
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| Fri Dec 11 9:26:01 2009 |
check on the fha website (fha.gov) and you'll .. |
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| Fri Dec 11 9:24:40 2009 |
i cannot answer your first question, but your .. |
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| Fri Dec 11 9:21:25 2009 |
i can't foresee a situation in which a lender .. |
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| Fri Dec 11 9:18:04 2009 |
thanks for the additional information, sara. i .. |
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| Fri Dec 11 9:15:22 2009 |
i have to suggest that people not go out .. |
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| Fri Dec 11 9:12:23 2009 |
tainted, your response originally appeared to be .. |
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| Fri Dec 11 9:08:18 2009 |
why does the bank owe you money, lovely i don't .. |
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| Fri Dec 11 9:05:17 2009 |
oops...forgot to sign in first
$170000 @ 5% .. |
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| Thu Dec 10 2:30:39 2009 |
assuming that income from his business is .. |
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| Thu Dec 10 2:27:28 2009 |
gayla, it would probably benefit you the most to .. |
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| Thu Dec 10 2:24:54 2009 |
terri, most states require an estate to be .. |
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| Thu Dec 10 2:16:23 2009 |
sure...makes sense based on what we've read .. |
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| Thu Dec 10 2:15:02 2009 |
betty, what do you think they would tell you - .. |
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| Thu Dec 10 2:08:51 2009 |
i don't disagree that you ought to be able to .. |
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| Thu Dec 10 10:56:17 2009 |
i'm not aware of any stipulation that a lender .. |
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| Thu Dec 10 10:54:05 2009 |
and that's not to say that i don't agree with .. |
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| Thu Dec 10 10:53:40 2009 |
if there is any benefit, it's that when you own a .. |
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| Thu Dec 10 10:51:07 2009 |
most of the programs are strictly for self .. |
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| Thu Dec 10 10:49:34 2009 |
bolotrail, your qualifications seem to be .. |
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| Thu Dec 10 10:47:18 2009 |
if you've already been "qualified" then .. |
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| Thu Dec 10 10:45:09 2009 |
there are plentiful 203K lenders out here. where .. |
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| Thu Dec 10 10:43:41 2009 |
you need to calculate your interest payments in .. |
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| Thu Dec 10 10:41:43 2009 |
without any details of "not good" .. |
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| Thu Dec 10 10:40:17 2009 |
squinlan, when you come on the site, you ought to .. |
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| Thu Dec 10 10:33:40 2009 |
Roughly 10 per cent of home sales this year have .. |
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| Thu Dec 10 10:21:24 2009 |
time for an update: the IRS has just issued it .. |
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| Thu Dec 10 9:59:18 2009 |
okay... .. |
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| Thu Dec 10 9:58:06 2009 |
i guess you're persona non grata with savior...i .. |
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| Thu Dec 10 9:57:10 2009 |
lisa, please elaborate on your situation so that .. |
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| Thu Dec 10 9:53:49 2009 |
john, your 3.5% down payment equals $8575. that .. |
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| Thu Dec 10 9:50:11 2009 |
not just once, but twice - back to back. i am .. |
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| Thu Dec 10 9:48:27 2009 |
man...i spelled "amortization" as .. |
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| Thu Dec 10 9:45:36 2009 |
i'm with john on this matter - why wells won't .. |
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| Thu Dec 10 9:42:05 2009 |
k.r. you can leave the alleviate the stress, but .. |
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| Thu Dec 10 9:37:53 2009 |
a definitive no, rochelle. you do not have to .. |
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| Thu Dec 10 9:35:31 2009 |
someone with a hand in financial matters, which .. |
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| Thu Dec 10 9:32:45 2009 |
i hope you find a lawyer with some intestinal .. |
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| Wed Dec 9 6:06:05 2009 |
you already defined it - amortizaton is 30 .. |
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| Wed Dec 9 6:03:46 2009 |
angelaw, a second mortgage is simply an .. |
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| Wed Dec 9 5:50:07 2009 |
now keep in mind that someone who is not .. |
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| Tue Dec 8 10:46:44 2009 |
keep reading these forums, and you'll notice that .. |
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| Tue Dec 8 10:38:12 2009 |
it would appear to me that you ought to have a .. |
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| Tue Dec 8 10:33:23 2009 |
what's happened here is that the lender has .. |
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| Tue Dec 8 10:28:26 2009 |
your refinance transaction and the transfer of .. |
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| Tue Dec 8 10:25:25 2009 |
what has happened is that your parents each own .. |
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| Tue Dec 8 10:19:53 2009 |
certainly a propery held jointly will be more .. |
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| Tue Dec 8 10:09:59 2009 |
ify, what purpose would it serve to have your .. |
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| Tue Dec 8 10:07:19 2009 |
that's certainly good news - glad to know you've .. |
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| Tue Dec 8 8:58:27 2009 |
inventors are trouble, you .. |
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| Tue Dec 8 8:55:21 2009 |
OOPS!! an error....
read "give" .. |
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| Tue Dec 8 8:54:11 2009 |
apparently, you paid no fee to the lender; that's .. |
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| Tue Dec 8 8:50:26 2009 |
you said your wife wants to do a quit claim deed, .. |
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| Tue Dec 8 8:46:57 2009 |
wow, adonis...you're good to have been able to .. |
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| Tue Dec 8 8:44:44 2009 |
so you have a "pick and choose" .. |
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| Tue Dec 8 8:40:54 2009 |
you won't get any disagreement from this corner. .. |
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| Tue Dec 8 3:28:41 2009 |
last question first: no, they don't. but a deed .. |
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| Tue Dec 8 3:23:20 2009 |
don't forget that lenders get a triple merge - .. |
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| Tue Dec 8 3:21:21 2009 |
met life took over the operations of first .. |
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| Tue Dec 8 3:16:44 2009 |
that type of harassment is illegal. if they call .. |
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| Tue Dec 8 3:10:51 2009 |
you didn't indicate the type home you have, which .. |
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| Tue Dec 8 3:03:33 2009 |
how soon after you took possession of these 8 .. |
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| Tue Dec 8 3:01:26 2009 |
i don't have expertise on title 1 loans, but fha .. |
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| Tue Dec 8 2:59:25 2009 |
if you've already tried to give it back, i guess .. |
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| Tue Dec 8 2:57:26 2009 |
worst case scenario is to discuss this with your .. |
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| Tue Dec 8 2:53:48 2009 |
the avatar i see is a female - you look good, .. |
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| Tue Dec 8 2:51:20 2009 |
you had better speak with your lender first - .. |
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| Tue Dec 8 2:49:43 2009 |
go get your insurance now, mike. you'll need a .. |
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| Tue Dec 8 2:44:47 2009 |
police, lawyer, arbitrator(), the rest of the .. |
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| Tue Dec 8 2:42:34 2009 |
wow...can you be more .. |
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| Tue Dec 8 2:39:32 2009 |
a quit claim deed ought to be sufficient. .. |
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| Tue Dec 8 2:37:20 2009 |
it may take a few months or more than a year for .. |
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| Tue Dec 8 2:34:26 2009 |
and i came upon your original question elsewhere .. |
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| Tue Dec 8 2:32:12 2009 |
so they must have said: "yes" .. |
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| Tue Dec 8 11:26:42 2009 |
boy, there's a topic: 'FHA LOAN AND DEATH' - can .. |
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| Tue Dec 8 11:22:25 2009 |
you talked about your friend's tax advisor, but .. |
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| Tue Dec 8 11:17:26 2009 |
how did they calculate $6000 as opposed to $3712 .. |
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| Tue Dec 8 11:15:38 2009 |
if the wife owns it, it ought to be hers to sell. .. |
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| Tue Dec 8 11:12:27 2009 |
marla, i don't believe that you can transfer the .. |
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| Tue Dec 8 11:02:07 2009 |
people have to live somewhere. i'm quite sure .. |
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| Tue Dec 8 10:56:27 2009 |
push for a speedy .. |
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| Tue Dec 8 10:53:56 2009 |
marla, what is the .. |
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| Tue Dec 8 10:46:09 2009 |
a lot of the turmoil in the marketplace could be .. |
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| Tue Dec 8 10:43:03 2009 |
sounds good to me, sara, if there's an employer .. |
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| Tue Dec 8 10:39:15 2009 |
if your grandmother is "not willing" .. |
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| Tue Dec 8 10:37:01 2009 |
christine, i like the suggestion you made about .. |
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| Tue Dec 8 10:28:17 2009 |
it's a definite issue when the lender selling a .. |
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| Mon Dec 7 9:10:58 2009 |
novation is going to be most difficult to obtain .. |
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| Mon Dec 7 9:09:45 2009 |
all good advice here - the basic message is that .. |
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| Mon Dec 7 9:03:54 2009 |
if you've not signed the promissory note, then .. |
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| Mon Dec 7 9:01:39 2009 |
"dire straits" isn't a favorable .. |
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| Mon Dec 7 8:59:13 2009 |
as eric noted, you've been given bogus .. |
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| Mon Dec 7 8:55:26 2009 |
i think this will be a fruitless search. .. |
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| Mon Dec 7 8:53:42 2009 |
inasmuch as a property cannot be properly .. |
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| Mon Dec 7 8:50:10 2009 |
pancho, i'd say your best bet is to contact a .. |
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| Mon Dec 7 8:48:04 2009 |
i agree - novation seems like an awfully long .. |
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| Mon Dec 7 8:45:28 2009 |
unfortunately, red, you're talking about property .. |
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| Mon Dec 7 8:41:33 2009 |
i'm glad to be of assistance. continue to ask if .. |
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| Mon Dec 7 8:39:55 2009 |
what's the source of your dismay, guest is it .. |
Forum |
| Mon Dec 7 8:37:19 2009 |
however, bear in mind that you won't find any .. |
Forum |
| Mon Dec 7 8:35:14 2009 |
are we confusing private mortgage insurance with .. |
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| Sun Dec 6 10:50:05 2009 |
lenders i've worked for didn't do mobile homes, .. |
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| Sun Dec 6 10:47:55 2009 |
man oh man that was one long sentence...it all .. |
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| Sun Dec 6 10:45:05 2009 |
call them as a last resort; their record-keeping .. |
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| Sun Dec 6 10:41:04 2009 |
if you sign a promissory note you are 100% liable .. |
Forum |
| Sun Dec 6 10:39:42 2009 |
i conversed with him back then eric; the programs .. |
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| Sun Dec 6 10:36:41 2009 |
maya, i disagree.
rise, most, if not all, .. |
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| Sun Dec 6 10:32:52 2009 |
by insurance, i assume you mean LIFE insurance .. |
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| Sun Dec 6 10:30:29 2009 |
LOL - whatever happened to private .. |
Forum |
| Sun Dec 6 10:29:35 2009 |
here's another scenario that might help you to .. |
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| Sun Dec 6 10:21:19 2009 |
maybe...you need to review your documents, as you .. |
Forum |
| Sun Dec 6 10:20:29 2009 |
for your first question - does he have to pay .. |
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| Sun Dec 6 10:14:04 2009 |
kat, if he decides to renege on his .. |
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| Sun Dec 6 10:10:58 2009 |
countless people seem to be having this same .. |
Forum |
| Sun Dec 6 10:06:38 2009 |
i've witnessed too many occasions on which a .. |
Forum |
| Sun Dec 6 10:00:17 2009 |
it seems like every loan everywhere is .. |
Forum |
| Sun Dec 6 9:54:43 2009 |
amen to that flag - this has been 3 years of .. |
Forum |
| Sun Dec 6 9:48:24 2009 |
a home equity loan is certainly the easiest way .. |
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| Sun Dec 6 9:45:51 2009 |
for you to try a short sale, you'll have to gain .. |
Forum |
| Sun Dec 6 9:42:52 2009 |
if it wasn't so late at night i'd read that too .. |
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| Sun Dec 6 9:39:52 2009 |
hallelujah .. |
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| Sun Dec 6 9:38:31 2009 |
christine, i don't think raymond will be bothered .. |
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| Sun Dec 6 9:36:17 2009 |
regardless...not a viable .. |
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| Sun Dec 6 9:33:34 2009 |
i knew it was going to be a good .. |
Forum |
| Sun Dec 6 9:31:43 2009 |
i think nobody ought to have anything against .. |
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| Sun Dec 6 9:27:37 2009 |
and i suppose you could do it in indy too, but .. |
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| Sun Dec 6 9:26:26 2009 |
is that only available in evansville, or can you .. |
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| Sun Dec 6 9:20:31 2009 |
darlene, with only 6 years remaining based on .. |
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| Sun Dec 6 9:17:31 2009 |
please, everyone who may be facing this sort of .. |
Forum |
| Sun Dec 6 9:13:38 2009 |
here in CT, we see plentiful opportunities for .. |
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| Sun Dec 6 9:10:34 2009 |
without a will, how is it that you have .. |
Forum |
| Sun Dec 6 9:00:16 2009 |
but anthony...truthfully, how many lenders are .. |
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| Sun Dec 6 8:56:53 2009 |
seems like the 203K is the .. |
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| Sun Dec 6 8:53:22 2009 |
what's retirement is that something like .. |
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| Fri Dec 4 7:25:09 2009 |
foreclosure is a typically lengthy process, so .. |
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| Fri Dec 4 7:18:09 2009 |
hriley, you need to go to your banking department .. |
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| Fri Dec 4 7:11:52 2009 |
sasha, with so little time having elapsed since .. |
Forum |
| Fri Dec 4 7:06:34 2009 |
to be perfectly frank about it, i don't see a .. |
Forum |
| Fri Dec 4 4:47:35 2009 |
there might be a lender foolish enough to look .. |
Forum |
| Fri Dec 4 4:43:21 2009 |
this is a classic situation for an FHA 203K loan. .. |
Forum |
| Fri Dec 4 3:50:17 2009 |
we've seen queries from folk who read some of the .. |
Forum |
| Fri Dec 4 3:48:17 2009 |
no, karen, they cannot cancel the loan. what .. |
Forum |
| Fri Dec 4 3:45:04 2009 |
was there no stipulation in the divorce decree as .. |
Forum |
| Fri Dec 4 3:43:31 2009 |
actually, they only do wholesale deals, so you .. |
Forum |
| Fri Dec 4 3:42:26 2009 |
i know usbank in south dakota will lend on .. |
Forum |
| Fri Dec 4 3:39:53 2009 |
have you checked your documentation from the .. |
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| Fri Dec 4 3:37:37 2009 |
wow...was i asleep when i wrote my last comments .. |
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| Fri Dec 4 3:31:42 2009 |
In Connecticut, the Connecticut Housing Finance .. |
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| Fri Dec 4 3:18:31 2009 |
in fact there are lenders who will go as low as .. |
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| Fri Dec 4 3:15:35 2009 |
commitment fees i've never heard of such a thing .. |
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| Fri Dec 4 3:10:26 2009 |
i don't see any here, insert their name in the .. |
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| Fri Dec 4 3:07:42 2009 |
you will be breaching your agreement with the .. |
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| Fri Dec 4 3:06:17 2009 |
i guess i'd suggest you not pay them. if your .. |
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| Fri Dec 4 1:57:28 2009 |
it's inappropriate to say the least. the lien .. |
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| Fri Dec 4 1:53:10 2009 |
eric, what do you see as a deterrent to cheating .. |
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| Fri Dec 4 1:49:22 2009 |
is that what they're doing, susan you're right .. |
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| Fri Dec 4 1:47:58 2009 |
marcus, you ought to have a lawyer on your side .. |
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| Fri Dec 4 1:42:28 2009 |
forgive me...i guess i forgot that you had begun .. |
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| Fri Dec 4 11:28:41 2009 |
your debt ratio is currently 63%. how much do .. |
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| Fri Dec 4 11:09:18 2009 |
and john, in turn, is correct about the 4506-T .. |
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| Fri Dec 4 10:01:39 2009 |
first and foremost you need to be able to .. |
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| Fri Dec 4 9:59:38 2009 |
now if you check your paperwork, you'll find out .. |
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| Fri Dec 4 9:56:51 2009 |
oh, and i sure hope that johnny mathis is not an .. |
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| Fri Dec 4 9:56:10 2009 |
with automated underwriting, you'll find less .. |
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| Fri Dec 4 9:53:43 2009 |
i'd like to think that a few institutional .. |
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| Fri Dec 4 9:52:09 2009 |
i see bumps for score and for cash out, and the .. |
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| Fri Dec 4 9:50:25 2009 |
i'm finding in this period of inactivity that i'm .. |
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| Fri Dec 4 9:24:51 2009 |
let's take a step back when considering home .. |
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| Fri Dec 4 9:20:30 2009 |
paying $220 more per month will still be paying .. |
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| Fri Dec 4 9:18:43 2009 |
last july's appraisal may be way off at this .. |
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| Fri Dec 4 9:14:04 2009 |
depreciation is a paper loss. other writeoffs .. |
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| Fri Dec 4 9:08:21 2009 |
indeed, any lien on the property would need to be .. |
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| Fri Dec 4 9:05:37 2009 |
the banks are "too big to fail" and .. |
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| Fri Dec 4 9:03:27 2009 |
the benchmark in analyzing the worth of .. |
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| Fri Dec 4 9:00:38 2009 |
cat you want to be sure that you don't provide .. |
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| Fri Dec 4 8:55:21 2009 |
oh yeah...what i just posted that you ought to .. |
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| Fri Dec 4 8:54:09 2009 |
maybe you can buy the house first, and then file .. |
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| Fri Dec 4 8:51:48 2009 |
a little bit of both...i held off on the .. |
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| Fri Dec 4 8:50:45 2009 |
but of course, if the loan for which you plan to .. |
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| Fri Dec 4 8:48:37 2009 |
tia, there's no set fee for the preparation of a .. |
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| Fri Dec 4 8:44:53 2009 |
are you indicating that prior to your request for .. |
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| Fri Dec 4 8:41:31 2009 |
jannet, we've seen evidence on these forums that .. |
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| Fri Dec 4 8:35:28 2009 |
tell you what...i'm going to a closing this .. |
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| Fri Dec 4 8:34:38 2009 |
y'know, john; when i made that statement, i .. |
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| Fri Dec 4 8:31:45 2009 |
check and see if you can find legal aid in .. |
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| Fri Dec 4 8:21:24 2009 |
ANSWERED: .. |
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| Fri Dec 4 8:20:19 2009 |
first of all - please don't post the same .. |
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| Fri Dec 4 8:16:51 2009 |
no penalties at all. with automated .. |
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| Fri Dec 4 8:12:28 2009 |
anyone can sue anyone for anything at any .. |
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| Thu Dec 3 10:16:43 2009 |
this seems like a topic that ought to have been .. |
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| Thu Dec 3 10:12:52 2009 |
indeed...no need to disclose your eventual intent .. |
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| Thu Dec 3 10:11:10 2009 |
lenders look for re-establishment of credit also. .. |
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| Thu Dec 3 10:09:12 2009 |
where did you get that information from, scratchy .. |
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| Thu Dec 3 10:06:59 2009 |
you won't be getting any offers anytime soon. .. |
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| Thu Dec 3 10:05:37 2009 |
perhaps, with a hard money lender. check with a .. |
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| Thu Dec 3 10:03:50 2009 |
where is your lawyer .. |
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| Thu Dec 3 9:56:53 2009 |
i suppose you could take him to court to try to .. |
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| Thu Dec 3 9:52:58 2009 |
i agree with you...have you ever tried to marry .. |
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| Thu Dec 3 9:47:56 2009 |
john, a purchase can be done on a quit claim. i .. |
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| Thu Dec 3 9:40:48 2009 |
if you are not on the deed, you are saying that .. |
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| Thu Dec 3 9:36:23 2009 |
you need to work with a financial expert - .. |
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| Thu Dec 3 9:34:30 2009 |
yes it does, to a degree, but in this case, i .. |
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| Thu Dec 3 9:31:15 2009 |
oh...my reference to the appraisal not being .. |
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| Thu Dec 3 9:27:37 2009 |
so b of a will, as of 1/1, have someone on board .. |
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| Thu Dec 3 9:42:16 2009 |
and, of course, voe is not the only process .. |
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| Thu Dec 3 9:39:16 2009 |
minors cannot be property owners. what you'd be .. |
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| Thu Dec 3 9:36:12 2009 |
boy i hope they're not giving appraisals to loan .. |
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| Thu Dec 3 9:31:00 2009 |
the usual reasons for a license loss, i .. |
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| Thu Dec 3 9:29:50 2009 |
is, unfortunately, a crock. be very .. |
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| Thu Dec 3 9:27:38 2009 |
in order to transfer your ownership in a home, .. |
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| Thu Dec 3 9:26:14 2009 |
without question, a quit claim deed from your dad .. |
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| Thu Dec 3 9:23:15 2009 |
of course they won't be too pleased if you have .. |
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| Thu Dec 3 9:19:14 2009 |
raymond, i think you're a breed apart, frankly. .. |
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| Thu Dec 3 9:17:19 2009 |
and contrary to most of the posts up here, i am .. |
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| Thu Dec 3 9:09:17 2009 |
glenda, in order for you to get a .. |
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| Thu Dec 3 9:00:10 2009 |
i've seen many clients with scores below 600 as a .. |
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| Thu Dec 3 8:56:30 2009 |
please restate your question and .. |
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| Thu Dec 3 8:54:41 2009 |
if it was charged off, then it can certainly be .. |
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| Thu Dec 3 8:51:44 2009 |
anonymous, it's fascinating that you have a .. |
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| Thu Dec 3 8:48:37 2009 |
sussane, anita just noted in her post that she .. |
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| Thu Dec 3 8:44:55 2009 |
if naca is working with someone on a modification .. |
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| Thu Dec 3 8:42:37 2009 |
tman, there are lots of other factors that come .. |
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| Thu Dec 3 8:40:01 2009 |
and that's got to hit you in the gut, raymond. .. |
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| Thu Dec 3 8:37:44 2009 |
and i just got off the phone with the ceo of a .. |
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| Thu Dec 3 8:31:44 2009 |
no quarrel here, eric...it is .. |
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| Thu Dec 3 8:30:50 2009 |
thanks for adding that, raymond. we get so many .. |
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| Thu Dec 3 8:29:32 2009 |
clearly, your statements opposing the walkaway .. |
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| Thu Dec 3 8:24:30 2009 |
i agree...that's the more likely situation. .. |
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| Thu Dec 3 8:22:14 2009 |
and just to add on to what john just mentioned, .. |
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| Wed Dec 2 3:23:19 2009 |
dick, i would have to believe that the bank is .. |
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| Wed Dec 2 3:18:58 2009 |
john, i've had this information in my hands and .. |
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| Wed Dec 2 3:12:15 2009 |
sorry, but that makes no sense at all. is .. |
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| Wed Dec 2 3:05:35 2009 |
only a family can screw up a real estate deal as .. |
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| Wed Dec 2 3:03:14 2009 |
how do you mean "if i file today" are .. |
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| Wed Dec 2 3:00:51 2009 |
somebody has to provide a title policy to bank of .. |
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| Wed Dec 2 2:59:37 2009 |
this is a complex mess. why you are the party .. |
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| Wed Dec 2 2:55:47 2009 |
suzanne, what you are thinking is logical, but i .. |
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| Wed Dec 2 2:52:49 2009 |
fha loans have mortgage insurance premiums in .. |
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| Wed Dec 2 2:50:28 2009 |
you've done good work in re-establishing credit, .. |
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| Wed Dec 2 2:46:19 2009 |
now that it's (thankfully) over, can we reminisce .. |
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| Wed Dec 2 2:42:33 2009 |
well put, rise...but gross income is a very .. |
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| Wed Dec 2 2:36:54 2009 |
i'd guess he loves his wife dearly, raymond; and .. |
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| Wed Dec 2 2:35:06 2009 |
i think there's more to it than merely getting a .. |
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| Wed Dec 2 2:32:58 2009 |
khoo, do you love your prospective mother in law .. |
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| Wed Dec 2 2:30:54 2009 |
jim, by not being worried about being on title to .. |
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| Wed Dec 2 2:28:27 2009 |
by all means contact the development in which you .. |
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| Wed Dec 2 2:26:41 2009 |
how did you close this loan did you have legal .. |
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| Wed Dec 2 2:19:19 2009 |
novelette you may have hit the right note there. .. |
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| Wed Dec 2 2:16:34 2009 |
is it me who's .. |
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| Wed Dec 2 2:14:18 2009 |
i think you'll have major difficulty in finding .. |
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| Wed Dec 2 2:11:30 2009 |
most lenders are more concerned with the back .. |
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| Wed Dec 2 2:08:01 2009 |
an occupying coborrower if that's the case, i .. |
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| Wed Dec 2 2:05:32 2009 |
liz a quit claim deed gives you ownership but it .. |
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| Wed Dec 2 2:04:11 2009 |
normis, there are lenders out there who can deal .. |
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| Wed Dec 2 2:00:46 2009 |
i certainly don't disagree with you sonja. this .. |
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| Wed Dec 2 1:59:43 2009 |
now that sounds like a pretty reasonable .. |
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| Wed Dec 2 10:09:34 2009 |
you can file a change of name affidavit in the .. |
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| Wed Dec 2 10:07:46 2009 |
certainly, the lenders will review your .. |
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| Wed Dec 2 10:05:33 2009 |
thank you john for a touch of sanity. not only .. |
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| Wed Dec 2 10:03:04 2009 |
i can't imagine a reason to re-underwrite with an .. |
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| Wed Dec 2 9:59:24 2009 |
i'm surprised that a valid cosigner wouldn't help .. |
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| Wed Dec 2 9:57:22 2009 |
hopefully, your husband's ability to repay is .. |
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| Wed Dec 2 9:55:39 2009 |
apparently, in this case, the lender needs your .. |
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| Wed Dec 2 9:53:41 2009 |
try to contact usbank - their site is .. |
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| Wed Dec 2 9:50:47 2009 |
by all means, consult with a bankruptcy .. |
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| Wed Dec 2 9:49:45 2009 |
maira, you'll have an option or two. you won't .. |
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| Wed Dec 2 9:41:36 2009 |
that's a lawsuit waiting to happen, in my .. |
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| Wed Dec 2 9:40:34 2009 |
absolutely, borrowing as an LLC is far less .. |
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| Wed Dec 2 9:37:25 2009 |
with rates as low as they are, it would seem that .. |
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| Wed Dec 2 9:35:19 2009 |
i think, and this is 100% opinion based on no .. |
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| Wed Dec 2 9:31:52 2009 |
scott, what are you driving .. |
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| Wed Dec 2 9:29:29 2009 |
With a recent study revealing that FHA insurance .. |
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| Wed Dec 2 9:06:29 2009 |
Home equity lines of credit are increasingly .. |
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| Wed Dec 2 8:57:42 2009 |
Brent T. White, a law school professor at the .. |
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| Wed Dec 2 8:42:37 2009 |
a refinance would have no impact whatsoever on .. |
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| Wed Dec 2 8:39:47 2009 |
i don't think anyone is simply going to change .. |
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| Wed Dec 2 8:38:34 2009 |
and what type of assistance is it you're looking .. |
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| Wed Dec 2 8:37:18 2009 |
cheryl, this is confusing. you will occupy this .. |
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| Wed Dec 2 8:33:28 2009 |
oh really what is .. |
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| Wed Dec 2 8:32:37 2009 |
are we to assume that your friend has caught up .. |
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| Wed Dec 2 8:28:51 2009 |
bankofmom - a great appellation i must say...you .. |
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| Tue Dec 1 7:55:09 2009 |
inasmuch as you are unable to make payments, and .. |
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| Tue Dec 1 7:45:16 2009 |
your best bet is to discuss the situation with .. |
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| Tue Dec 1 12:00:33 2009 |
seller assistance certainly still exists, up to .. |
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| Mon Nov 30 11:56:21 2009 |
the reason looks skimpy as you stated it. .. |
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| Mon Nov 30 11:52:33 2009 |
i have no idea what this is about. is .. |
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| Mon Nov 30 11:49:49 2009 |
more like 2.5 john. .. |
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| Mon Nov 30 11:25:59 2009 |
ana, please correspond with the municipality to .. |
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| Mon Nov 30 11:23:51 2009 |
i don't think it'd be worth the trouble to send .. |
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| Mon Nov 30 11:18:15 2009 |
you know your financial situation as it is now. .. |
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| Mon Nov 30 8:47:38 2009 |
well, i can't tell for certain what it is you're .. |
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| Mon Nov 30 8:37:20 2009 |
yes, melinda, please do that. how is your credit .. |
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| Mon Nov 30 8:12:22 2009 |
i am an avid supporter of credit unions. i .. |
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| Mon Nov 30 7:52:26 2009 |
i don't have any ideas, and i didn't really say .. |
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| Sun Nov 29 9:22:52 2009 |
as previously stated, in the previous 14+ .. |
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| Sun Nov 29 9:20:02 2009 |
"the best offer" is a fallacy as .. |
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| Sun Nov 29 9:10:41 2009 |
pete there is also something that we haven't .. |
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| Sun Nov 29 9:06:36 2009 |
a 6 month time frame is a bit scant, savior. .. |
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| Sun Nov 29 8:58:57 2009 |
and nick lees is on the money with that 10% - .. |
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| Sun Nov 29 8:52:09 2009 |
every timeframe mentioned these days is an .. |
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| Sun Nov 29 8:47:56 2009 |
that's a question for your second mortgagee to .. |
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| Sun Nov 29 8:44:58 2009 |
that's a perfect small claims court scenario. .. |
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| Sun Nov 29 8:39:58 2009 |
same here, raymond. but as we know rumors beget .. |
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| Sun Nov 29 8:37:23 2009 |
risk assessment is something that isn't going to .. |
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| Sun Nov 29 8:32:43 2009 |
time will be the judge of that statement, .. |
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| Sun Nov 29 8:31:18 2009 |
but most of them will make sense, and they will, .. |
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| Sun Nov 29 8:28:02 2009 |
but i am happy, john. reading newspapers won't .. |
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| Sun Nov 29 8:24:16 2009 |
is your existing home mortgaged with an fha .. |
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| Sun Nov 29 8:21:36 2009 |
there are so many who call it, erroneously, a .. |
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| Sun Nov 29 8:19:04 2009 |
bon chance; wish i could .. |
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| Sat Nov 21 2:47:01 2009 |
with employers having done away with pension .. |
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| Sat Nov 21 2:45:20 2009 |
hmmm...something about gales of wind, sand, sun, .. |
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| Sat Nov 21 2:42:08 2009 |
the possibility exists, i suppose, that you could .. |
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| Sat Nov 21 2:38:10 2009 |
oh yeah (i can't quit!)...
for those who don't .. |
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| Sat Nov 21 2:35:30 2009 |
oops...even better...here's the link to the other .. |
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| Sat Nov 21 2:34:43 2009 |
john, this poster wrote the same complaint .. |
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| Sat Nov 21 2:31:11 2009 |
okay...so there's no rescission rights that have .. |
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| Sat Nov 21 2:26:31 2009 |
well i don't get the "frozen" part of .. |
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| Sat Nov 21 2:22:18 2009 |
i'm sorry..it was much funnier when we were .. |
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| Sat Nov 21 2:19:59 2009 |
a well-written response, sonja...yes, i agree .. |
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| Sat Nov 21 2:16:33 2009 |
dale, if you don't know, we don't either. if you .. |
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| Sat Nov 21 2:13:34 2009 |
the headline the other day read as follows: .. |
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| Sat Nov 21 2:04:10 2009 |
cde i don't get the reference to continuous job .. |
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| Sat Nov 21 2:01:52 2009 |
it was learned that thousands of taxpayers who .. |
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| Sat Nov 21 1:55:44 2009 |
so now it is official - President Obama signed .. |
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| Sat Nov 21 1:42:39 2009 |
do you have an owners' title policy if you don't .. |
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| Sat Nov 21 1:40:07 2009 |
don't waste your money on purchasing your credit .. |
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| Sat Nov 21 1:31:22 2009 |
steven i certainly hope you "feel .. |
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| Sat Nov 21 1:26:24 2009 |
i sure hope they're performing on behalf of .. |
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| Sat Nov 21 1:22:39 2009 |
sorry, jj, but i cannot follow your query because .. |
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| Sat Nov 21 1:20:43 2009 |
what she said and what she said.
check with .. |
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| Sat Nov 21 1:18:55 2009 |
property is not "transferred to the .. |
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| Sat Nov 21 1:17:33 2009 |
your current mortgage lender has no business .. |
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| Sat Nov 21 1:14:17 2009 |
sussane, that's not right.
guest, if you can .. |
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| Sat Nov 21 1:09:28 2009 |
maria, you can try the hud website at hud.gov to .. |
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| Sat Nov 21 1:07:47 2009 |
be careful...you dare not take the word of a .. |
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| Sat Nov 21 1:05:22 2009 |
kim since you've just finished school, i don't .. |
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| Sat Nov 21 1:02:46 2009 |
Stricter hazard Insurance requirements on Refi? .. |
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| Sat Nov 21 1:01:28 2009 |
please don't post the same query several times, .. |
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| Sat Nov 21 1:00:22 2009 |
your final 8 words told the tale, ron. i agree .. |
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| Sat Nov 21 12:57:29 2009 |
sellers and friends cannot provide down payment .. |
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| Sat Nov 21 12:55:29 2009 |
agreed...but what you'll have to do to accomplish .. |
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| Sat Nov 21 12:53:17 2009 |
there is a smattering of no-ratio loans .. |
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| Sat Nov 21 12:50:38 2009 |
contact your local legal aid office to see if you .. |
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| Sat Nov 21 12:49:14 2009 |
"refinance agreement" - what is this .. |
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| Sat Nov 21 12:47:20 2009 |
of course, stacey, that's a legal question. with .. |
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| Sat Nov 21 12:44:22 2009 |
i agree with the 30-day stipulation.
david, .. |
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| Sat Nov 21 12:37:59 2009 |
a sensible approach, .. |
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| Sat Nov 21 12:32:55 2009 |
i detest the idea of walking away, but that's .. |
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| Sat Nov 21 12:28:10 2009 |
your $12K annual income will be increased by the .. |
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| Sat Nov 21 12:18:26 2009 |
samantha, i didn't even know about this .. |
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| Sat Nov 21 12:10:48 2009 |
voila, if you're going to pay interest only, then .. |
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| Thu Nov 19 9:56:42 2009 |
truly, you can take sole possession of the .. |
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| Thu Nov 19 9:53:33 2009 |
your lender will have a say in that .. |
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| Thu Nov 19 9:50:57 2009 |
john is right - your new lender wants to know .. |
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| Thu Nov 19 9:45:57 2009 |
jessica, i don't get what you're referring to. .. |
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| Thu Nov 19 9:44:49 2009 |
it's natural to be anxious. it's also epidemic .. |
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| Thu Nov 19 9:42:19 2009 |
they'll try to get you signed up for all sorts of .. |
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| Thu Nov 19 9:38:32 2009 |
i don't know what kind of recourse you have, .. |
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| Thu Nov 19 9:32:27 2009 |
not until he defaults on that judgment, and even .. |
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| Thu Nov 19 9:29:34 2009 |
i don't want to get into politics, but i can't .. |
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| Thu Nov 19 9:27:19 2009 |
cccs is not owned by credit card companies - i .. |
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| Thu Nov 19 9:20:50 2009 |
absolutely, everyone...we all ought to strive to .. |
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| Thu Nov 19 9:19:02 2009 |
well, internal decoration could be extensive - we .. |
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| Thu Nov 19 9:14:59 2009 |
this sounds like a reasonably good scenario .. |
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| Thu Nov 19 9:11:23 2009 |
you don't need a realtor to work on this for you .. |
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| Thu Nov 19 9:09:31 2009 |
i don't remember where it was - maybe here on .. |
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| Thu Nov 19 10:47:35 2009 |
we hear so many sob stories about those who buy a .. |
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| Thu Nov 19 10:44:12 2009 |
but of course, you would want an attorney who's .. |
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| Thu Nov 19 10:43:22 2009 |
i cannot help along those lines - my suggestion .. |
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| Thu Nov 19 10:41:42 2009 |
disagreeing with you here, suyog. a consumer .. |
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| Thu Nov 19 10:38:28 2009 |
hold off on the lawyer - you'll pay for that. .. |
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| Thu Nov 19 10:36:24 2009 |
it's a sad commentary when the options mentioned .. |
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| Thu Nov 19 10:33:18 2009 |
well, an equity loan is a mortgage, but that's .. |
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| Thu Nov 19 10:31:06 2009 |
private mortgage insurance isn't likely to cover .. |
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| Thu Nov 19 10:29:13 2009 |
or it might be a little bit more risque, .. |
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| Thu Nov 19 10:27:24 2009 |
releases ought to be done on a timely basis. i .. |
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| Thu Nov 19 10:24:43 2009 |
i think it's always advisable to put the terms of .. |
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| Thu Nov 19 10:23:47 2009 |
a quit claim will probably do the task, though a .. |
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| Thu Nov 19 10:14:20 2009 |
and, to be perfectly frank about it, i considered .. |
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| Thu Nov 19 10:09:02 2009 |
a fraud such as declaring occupancy when one .. |
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| Thu Nov 19 10:07:07 2009 |
tle, as long as your credit report doesn't .. |
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| Thu Nov 19 10:03:13 2009 |
and trust them .. |
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| Thu Nov 19 10:00:16 2009 |
yes, indeed, virtually every state has a first .. |
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| Wed Nov 18 9:39:13 2009 |
susan your situation needs to be ironed out .. |
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| Wed Nov 18 9:34:35 2009 |
we are definitely in agreement here, john; looks .. |
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| Wed Nov 18 9:28:27 2009 |
i guess that quit claim idea is fine, but you can .. |
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| Wed Nov 18 9:26:40 2009 |
why would anyone want to purchase a defaulted .. |
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| Wed Nov 18 9:24:42 2009 |
you answered your own question: they review it. .. |
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| Wed Nov 18 9:22:13 2009 |
borrower said "yes" in paragraph 5 to .. |
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| Wed Nov 18 9:13:44 2009 |
you got a divorce, but apparently the house and .. |
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| Wed Nov 18 9:07:23 2009 |
joe i believe sonja told you not to worry about .. |
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| Wed Nov 18 9:01:41 2009 |
greg, lots of people have had experience with .. |
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| Wed Nov 18 8:51:22 2009 |
i imply, not infer; you, on the other hand, infer .. |
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| Wed Nov 18 8:46:12 2009 |
but a credit counseling agency will work with a .. |
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| Wed Nov 18 8:40:22 2009 |
well, you said "my wife and i" to begin .. |
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| Wed Nov 18 12:08:22 2009 |
go get a lawyer please. that's the most .. |
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| Wed Nov 18 12:04:24 2009 |
but john...in this case she'd not be refinancing, .. |
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| Wed Nov 18 10:50:26 2009 |
i gather that you must have some special .. |
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| Wed Nov 18 10:45:52 2009 |
your second mortgagee can sit still and do .. |
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| Wed Nov 18 10:43:04 2009 |
sorry...meant to add this: you need to have this .. |
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| Wed Nov 18 10:42:07 2009 |
i think the answer will vary from one lender to .. |
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| Wed Nov 18 10:38:35 2009 |
joe you should receive a release of the mortgage .. |
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| Wed Nov 18 10:36:56 2009 |
you cannot transfer a mortgage deed. a mortgage .. |
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| Wed Nov 18 10:35:22 2009 |
well, i guess it's pretty clear that i'm not you, .. |
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| Wed Nov 18 10:33:04 2009 |
oh my: "recieved" instead of the .. |
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| Wed Nov 18 10:31:45 2009 |
to be frank, i've never heard of a mortgage or .. |
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| Wed Nov 18 10:27:33 2009 |
my understanding of adverse possession is that if .. |
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| Wed Nov 18 10:22:43 2009 |
the number of grantees isn't really an issue with .. |
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| Wed Nov 18 10:21:06 2009 |
well, i'll take a flyer on this...
if you .. |
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| Wed Nov 18 10:17:39 2009 |
if i'm you, i accept only a warranty .. |
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| Wed Nov 18 10:14:58 2009 |
that sounds like something to be negotiated, .. |
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| Wed Nov 18 10:13:34 2009 |
marklavender1, where did get this information .. |
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| Wed Nov 18 10:11:39 2009 |
quite a sales pitch there, .. |
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| Wed Nov 18 10:08:54 2009 |
ahmsi has also taken over much of the former tbw .. |
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| Wed Nov 18 10:07:20 2009 |
james, assuming that ssyfrett would qualify for a .. |
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| Wed Nov 18 10:05:27 2009 |
the only way "he" could do that is by .. |
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| Wed Nov 18 10:03:31 2009 |
well said, sonja - any inkling of a conflict of .. |
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| Wed Nov 18 10:00:55 2009 |
kasper, the talking heads had a song out once .. |
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| Wed Nov 18 10:00:16 2009 |
mwood i don't think anyone is going to try to .. |
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| Wed Nov 18 9:57:35 2009 |
jenkin7, the poster wanted to know if being .. |
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| Wed Nov 18 9:55:50 2009 |
kasper, your posts get curiouser and .. |
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| Wed Nov 18 9:54:51 2009 |
agreed...any quit claim deed ought to be .. |
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| Wed Nov 18 9:52:41 2009 |
for secondary employment to be considered, the .. |
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| Wed Nov 18 9:50:44 2009 |
the loan closing date cannot be later than june .. |
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| Wed Nov 18 9:48:12 2009 |
indeed, what your credit score is at the moment .. |
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| Wed Nov 18 9:45:44 2009 |
well it's either impossible; or, according to .. |
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| Wed Nov 18 9:43:58 2009 |
number 1 is a legal question best posed to an .. |
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| Wed Nov 18 9:37:06 2009 |
color me skeptical about the assumption .. |
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| Wed Nov 18 9:33:53 2009 |
and for all you younger folk, avocado was a very .. |
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| Wed Nov 18 9:33:05 2009 |
all of the gyrations you describe above will not .. |
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| Wed Nov 18 9:29:45 2009 |
so if i read this correctly now, you are the .. |
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| Wed Nov 18 9:26:26 2009 |
modification with your lender is a far more .. |
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| Wed Nov 18 9:24:33 2009 |
" .. |
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| Wed Nov 18 9:16:20 2009 |
ben that was a great post. it ought to be .. |
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| Wed Nov 18 9:14:13 2009 |
please .. |
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| Wed Nov 18 9:13:42 2009 |
suyog, if you just made this purchase, you won't .. |
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| Wed Nov 18 9:12:49 2009 |
i'd think that the lender with whom you now have .. |
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| Wed Nov 18 9:11:15 2009 |
pamela, you won't be hampered by the foreclosure, .. |
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| Wed Nov 18 9:09:31 2009 |
eric please don't delete this! after all, .. |
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| Wed Nov 18 9:08:18 2009 |
no lender with any sense is going to be willing .. |
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| Wed Nov 18 9:04:55 2009 |
your description of the situation is too vague .. |
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| Wed Nov 18 9:02:43 2009 |
i suppose you could structure such a transfer .. |
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| Wed Nov 18 9:00:26 2009 |
if you were working with the lender and they .. |
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| Wed Nov 18 8:57:49 2009 |
we don't know when the flood map was updated most .. |
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| Wed Nov 18 8:40:45 2009 |
in connecticut, inspections are typically done .. |
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| Wed Nov 18 8:38:23 2009 |
i am in agreement with jenkin7 - lenders have no .. |
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| Wed Nov 18 8:36:44 2009 |
not sure about the debt never getting paid off, .. |
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| Wed Nov 18 8:34:12 2009 |
rise, it is the credit card companies that waive .. |
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| Wed Nov 18 8:30:45 2009 |
that's not a possibility, rise. the only way mom .. |
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| Tue Nov 17 9:28:57 2009 |
oh Lord, please don't let us get people started .. |
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| Tue Nov 17 9:25:17 2009 |
with a 6 month history, your commissions earnings .. |
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| Tue Nov 17 9:22:15 2009 |
sunshine i hope your having given out your email .. |
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| Tue Nov 17 9:19:46 2009 |
it's not so much a matter of an account number, .. |
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| Tue Nov 17 9:17:26 2009 |
kasper you're in violation of the code of .. |
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| Tue Nov 17 9:15:37 2009 |
buffalo bob used to call it "the peanut .. |
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| Tue Nov 17 9:11:38 2009 |
understandable howard...we veterans get confused .. |
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| Tue Nov 17 9:07:45 2009 |
kasper, thanks for the gas; it was so very .. |
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| Tue Nov 17 9:05:32 2009 |
some good points, but beware of making purchases .. |
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| Tue Nov 17 9:02:40 2009 |
i never had direct involvement with pay-option, .. |
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| Mon Nov 16 10:25:32 2009 |
i would imagine that the term for the second .. |
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| Mon Nov 16 10:20:47 2009 |
if your lender owns your home, you can't very .. |
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| Mon Nov 16 10:17:34 2009 |
agreed...the plan they've offered you is quite a .. |
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| Mon Nov 16 10:10:21 2009 |
another good notion, samantha. in this day of .. |
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| Mon Nov 16 10:04:46 2009 |
sussane, i disagree with you on deducting .. |
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| Mon Nov 16 10:01:35 2009 |
any lienholder who feels that a borrower has .. |
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| Mon Nov 16 9:57:27 2009 |
love, i'm afraid it's going to be very difficult. .. |
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| Mon Nov 16 9:51:54 2009 |
valerie, do you know who your lender is where .. |
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| Mon Nov 16 9:46:38 2009 |
any borrower on a mortgage is liable for payment, .. |
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| Mon Nov 16 9:45:27 2009 |
i don't think changing the locks usually precedes .. |
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| Mon Nov 16 9:41:39 2009 |
savior is right. yes, they can seek and obtain a .. |
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| Mon Nov 16 9:39:31 2009 |
kasper, please stop trying to be an expert with .. |
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| Mon Nov 16 9:35:40 2009 |
a piggyback is a second mortgage granted at the .. |
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| Mon Nov 16 9:34:12 2009 |
having no knowledge of the vantage score, i .. |
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| Mon Nov 16 9:32:10 2009 |
what's happening, marga, is that the lender is .. |
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| Mon Nov 16 9:29:41 2009 |
the definition of early is pretty clear, i think; .. |
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| Mon Nov 16 9:26:34 2009 |
too many contradictions here:
if you got a .. |
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| Mon Nov 16 9:23:37 2009 |
how do you get 5.001% - where did that thousandth .. |
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| Mon Nov 16 9:19:20 2009 |
did i hear the magic word "lawyer" ask .. |
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| Mon Nov 16 9:14:36 2009 |
to offer $15K on a $95K balance is preposterous. .. |
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| Mon Nov 16 9:09:13 2009 |
"we were contacted by a company" - .. |
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| Mon Nov 16 9:03:10 2009 |
how appropriate to take a name like .. |
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| Mon Nov 16 9:01:11 2009 |
that doesn't mean you can't find a loan. there .. |
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| Mon Nov 16 8:33:37 2009 |
gmac where did that come .. |
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| Mon Nov 16 8:33:03 2009 |
facetiousness, undisguised yet unrecognized. i .. |
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| Mon Nov 16 8:30:16 2009 |
indeed a pleasure to edify my fellow .. |
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| Mon Nov 16 8:28:54 2009 |
you made a wonderful point there, eric. incomes .. |
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| Mon Nov 16 8:26:15 2009 |
precisely what is needed: go get the good .. |
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| Mon Nov 16 8:23:02 2009 |
it makes sense to me that you and your friend .. |
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| Mon Nov 16 8:16:19 2009 |
there are a few, and they are represented here at .. |
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| Mon Nov 16 8:14:55 2009 |
marie if you can see that whatever closing costs .. |
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| Mon Nov 16 8:11:24 2009 |
jenkin how come you get so .. |
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| Sun Nov 15 10:27:17 2009 |
well, yours is an unusual situation, also. .. |
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| Sun Nov 15 10:23:29 2009 |
well, you might find someone here with knowledge .. |
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| Sun Nov 15 10:20:54 2009 |
that might work, but there are other factors that .. |
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| Sun Nov 15 10:18:02 2009 |
you won't be in default of the judgment .. |
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| Sun Nov 15 10:13:24 2009 |
yeah but raymond, unless the new account is with .. |
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| Sun Nov 15 10:10:20 2009 |
you didn't say what you do for a living. if you .. |
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| Sun Nov 15 10:06:36 2009 |
well raymond, not all lawyers are expert in all .. |
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| Sun Nov 15 10:03:43 2009 |
based on your description of location of this .. |
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| Sun Nov 15 10:01:27 2009 |
i suppose if you truly feel you were wronged in .. |
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| Sun Nov 15 9:59:13 2009 |
mimi didn't mention a trust, gunzi...not sure .. |
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| Sun Nov 15 9:55:14 2009 |
a reverse mortgage would make sense to me, .. |
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| Sun Nov 15 9:49:05 2009 |
check with the state housing authority in .. |
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| Sun Nov 15 9:45:40 2009 |
if he's able to obtain credit, as suggested by .. |
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| Sun Nov 15 9:43:06 2009 |
your question doesn't quite jibe with your post, .. |
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| Sun Nov 15 9:41:36 2009 |
which half
yes, you can quit claim ownership .. |
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| Sun Nov 15 9:39:51 2009 |
he's barking up the wrong tree...how can he .. |
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| Sun Nov 15 9:37:31 2009 |
mojo, you won't find any conventional loans .. |
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| Sun Nov 15 9:36:38 2009 |
no...the tax credit came into being in 2008 for .. |
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| Sun Nov 15 9:35:13 2009 |
i don't get the question, but i also don't get .. |
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| Sun Nov 15 9:33:52 2009 |
"high" is a relative term. everyone .. |
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| Sun Nov 15 9:32:10 2009 |
i suspect a dying man wouldn't be too concerned .. |
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| Sun Nov 15 9:29:51 2009 |
since your african sojourn will be so lengthy, it .. |
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| Sun Nov 15 9:26:06 2009 |
$40 for email wow...can i make up a new junk fee .. |
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| Sun Nov 15 9:22:25 2009 |
i think having ten cards is unwise, but i also .. |
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| Sun Nov 15 9:15:34 2009 |
i thought you'd had a personality transplant or .. |
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| Sun Nov 15 9:10:25 2009 |
just wondering here, kasper, but who are you .. |
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| Sun Nov 15 9:08:10 2009 |
i am still baffled at the "expertise" .. |
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| Sun Nov 15 9:05:29 2009 |
okie dokie .. |
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| Sun Nov 15 9:04:16 2009 |
melissa, read what we've said on the previous .. |
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| Sun Nov 15 9:01:15 2009 |
i sure don't dan. i would have to assume that .. |
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| Sun Nov 15 8:52:28 2009 |
i don't see how you can get a no-closing-cost .. |
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| Sun Nov 15 8:46:02 2009 |
i suspect that their pity party isn't going to be .. |
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| Sun Nov 15 8:41:02 2009 |
to piggyback on my last remark:
i don't see .. |
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| Sun Nov 15 8:37:55 2009 |
another dissatisfied customer...seems to be a .. |
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| Sun Nov 15 8:32:49 2009 |
guest, i am afraid "contact(ing) one time .. |
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| Sun Nov 15 8:30:50 2009 |
he'd seem to meet the requirement that you cannot .. |
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| Fri Nov 13 12:46:46 2009 |
jenkin you said "definitely" but our .. |
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| Fri Nov 13 12:43:03 2009 |
since you delayed making your deposit, it appears .. |
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| Fri Nov 13 12:40:49 2009 |
check with your tax accountant or the irs. .. |
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| Fri Nov 13 12:38:59 2009 |
i am agreeing with sonja about paying off the .. |
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| Fri Nov 13 12:33:29 2009 |
a quit claim deed would seem to be in order, .. |
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| Fri Nov 13 12:29:17 2009 |
mortgage lenders are not involved in financing .. |
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| Fri Nov 13 12:27:07 2009 |
it's not possible to say if this will turn up in .. |
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| Fri Nov 13 12:19:53 2009 |
thanks, sara...lots more to be said, and let's .. |
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| Fri Nov 13 12:17:08 2009 |
what is it you don't understand blue is it the .. |
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| Fri Nov 13 12:12:45 2009 |
some (few) lenders look at the impending receipt .. |
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| Fri Nov 13 12:10:02 2009 |
tweety the whole matter of assumption is up to .. |
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| Fri Nov 13 12:08:07 2009 |
i've read things that say a fully executed quit .. |
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| Fri Nov 13 12:03:20 2009 |
it doesn't appear that she has too many options .. |
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| Fri Nov 13 11:59:06 2009 |
niecey, when in doubt do the ultimate...call both .. |
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| Fri Nov 13 11:56:52 2009 |
well said, eric. i agree completely with your .. |
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| Fri Nov 13 11:52:10 2009 |
thanks, john...from the tenor of the comment, it .. |
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| Fri Nov 13 11:49:57 2009 |
yes, ann, but take heed that unless you know all .. |
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| Fri Nov 13 11:47:59 2009 |
"moderator" isn't quite the term you .. |
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| Fri Nov 13 11:46:35 2009 |
whoever is foolish enough to take up morris cain .. |
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| Fri Nov 13 11:39:06 2009 |
Lovely Rita, meter maid - .. |
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| Fri Nov 13 11:35:30 2009 |
LA, if you are not currently obligated on a loan, .. |
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| Fri Nov 13 11:24:36 2009 |
well, i'm not a "hater." but yes, i do .. |
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| Fri Nov 13 11:16:45 2009 |
scott, where in the world did you get that .. |
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| Fri Nov 13 11:05:29 2009 |
yes, rise...if you have a credit card, for .. |
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| Fri Nov 13 10:57:53 2009 |
haha...what a tough question that is to .. |
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| Fri Nov 13 10:54:21 2009 |
"point" aka "origination fee" .. |
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| Fri Nov 13 10:51:27 2009 |
"interesting" is quite a word to use to .. |
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| Fri Nov 13 10:46:05 2009 |
let's pray your assumptions are correct. but it .. |
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| Fri Nov 13 10:44:57 2009 |
i have to agree that $3000 is a hefty price to .. |
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| Thu Nov 12 2:32:37 2009 |
well, you posted this yesterday, and it's now .. |
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| Thu Nov 12 2:27:24 2009 |
to be perfectly frank, you're asking the wrong .. |
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| Wed Nov 11 3:39:18 2009 |
lisa, i assume you are the injured party. you .. |
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| Wed Nov 11 3:37:50 2009 |
i agree that you ought to try to work with the .. |
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| Wed Nov 11 3:36:29 2009 |
i happen to think that $2500 is way too much to .. |
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| Wed Nov 11 3:34:30 2009 |
check with your attorney, but i'd think that the .. |
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| Wed Nov 11 3:31:43 2009 |
well, guest, i think it might be wiser to pay .. |
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| Wed Nov 11 3:27:55 2009 |
great response chris...you undoubtedly know .. |
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| Wed Nov 11 3:26:10 2009 |
guest times 3 is 100% incorrect and posting 3 .. |
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| Wed Nov 11 3:23:22 2009 |
color me skeptical...i'm sorry but that's .. |
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| Wed Nov 11 3:21:56 2009 |
unquestionably, if you are able to sell a home .. |
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| Wed Nov 11 3:19:51 2009 |
your question about them not telling the truth on .. |
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| Wed Nov 11 3:17:07 2009 |
the lender, in all likelihood, has determined .. |
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| Wed Nov 11 3:12:46 2009 |
not aware of a .. |
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| Wed Nov 11 3:12:08 2009 |
by all means, shop around a bit. as noted, .. |
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| Wed Nov 11 3:09:48 2009 |
what are current mortgage rates what do you need .. |
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| Wed Nov 11 3:06:26 2009 |
i guess it's called "gimme $8K just for the .. |
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| Wed Nov 11 3:04:25 2009 |
you didn't buy this house, did .. |
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| Wed Nov 11 3:03:46 2009 |
not only will underwriting have to look at this .. |
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| Wed Nov 11 3:01:52 2009 |
it depends on where you are, mike, but you can .. |
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| Wed Nov 11 2:59:05 2009 |
is there .. |
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| Wed Nov 11 2:56:45 2009 |
raymond, i just need to find me some rural .. |
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| Wed Nov 11 2:55:17 2009 |
i know texas has some quirky laws as regards .. |
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| Wed Nov 11 2:52:42 2009 |
yeah i guess so, .. |
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| Wed Nov 11 2:51:05 2009 |
no name, your query is too vague for anyone to .. |
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| Wed Nov 11 2:46:47 2009 |
corey, was there a question there are you .. |
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| Wed Nov 11 2:44:35 2009 |
the fact of the matter is that not every lender .. |
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| Wed Nov 11 2:42:11 2009 |
"bending" isn't in the common parlance .. |
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| Wed Nov 11 2:40:02 2009 |
at least in part, yes. the tax credit first .. |
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| Wed Nov 11 2:38:26 2009 |
you are correct, .. |
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| Wed Nov 11 2:37:32 2009 |
raymond i stand corrected - you are right in .. |
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| Wed Nov 11 5:49:41 2009 |
wow, raymond...i'm surprised to hear that last .. |
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| Wed Nov 11 5:42:36 2009 |
thanks john for reminding me of the conventional .. |
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| Tue Nov 10 12:33:00 2009 |
indeed, get back to your lender so they can tell .. |
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| Tue Nov 10 12:31:13 2009 |
i don't quite get the loan max value scenario you .. |
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| Tue Nov 10 12:28:10 2009 |
sam, please don't take me to the woodshed over .. |
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| Tue Nov 10 12:27:47 2009 |
maybe i should have said "chasing tail" .. |
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| Tue Nov 10 12:27:09 2009 |
yes, indeed, a legal expert - read: attorney - .. |
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| Tue Nov 10 12:23:18 2009 |
from what you've noted, eclay, it would appear .. |
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| Tue Nov 10 12:19:39 2009 |
well, we've had closure. i haven't really read .. |
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| Tue Nov 10 12:15:05 2009 |
dk, this is a most peculiar thing you've .. |
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| Tue Nov 10 12:08:55 2009 |
what happened during that 11 month period i .. |
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| Tue Nov 10 12:03:33 2009 |
praspa, the normal loss in a case like this is .. |
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| Tue Nov 10 12:01:17 2009 |
time does vary, yes; but an underwriter will .. |
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| Tue Nov 10 11:57:50 2009 |
i know of no such .. |
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| Tue Nov 10 11:56:29 2009 |
it varies from place to place, situation to .. |
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| Tue Nov 10 11:55:25 2009 |
if the property is still in both your names, .. |
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| Tue Nov 10 11:53:32 2009 |
if you can't pay your loan to the timeshare folk, .. |
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| Tue Nov 10 11:51:36 2009 |
lenders that offer balloon payments may not be .. |
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| Tue Nov 10 11:41:22 2009 |
go back to the initial pages of this thread. i .. |
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| Tue Nov 10 11:38:10 2009 |
mck, i have to ask a question: you mentioned .. |
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| Tue Nov 10 11:32:26 2009 |
well put, .. |
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| Tue Nov 10 11:30:50 2009 |
if there's a legal aid society (or any other .. |
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| Tue Nov 10 11:27:13 2009 |
that's precisely how i see it too, rise. payday .. |
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| Tue Nov 10 11:20:59 2009 |
i hope your quest with the BBB bears .. |
Forum |
| Tue Nov 10 11:19:00 2009 |
and of course there are those who say that $14.99 .. |
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| Tue Nov 10 11:16:45 2009 |
please bear in mind that if you desire any sort .. |
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| Tue Nov 10 11:14:20 2009 |
the best advice of all is to pay attention, .. |
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| Tue Nov 10 11:11:23 2009 |
i have been and continue to be an advocate of .. |
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| Tue Nov 10 11:07:07 2009 |
lynn, refinancing doesn't require you to begin .. |
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| Tue Nov 10 11:01:44 2009 |
it would seem so, home buyer, assuming that .. |
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| Tue Nov 10 10:57:29 2009 |
adonis, there are plenty of mortgages available .. |
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| Tue Nov 10 10:52:15 2009 |
i agree with that logic, scott. i suppose it .. |
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| Mon Nov 9 3:24:03 2009 |
it seems odd, doesn't it, that almost a week .. |
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| Mon Nov 9 3:19:01 2009 |
unless you begin making the payments if and when .. |
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| Mon Nov 9 3:17:48 2009 |
i'm not sure i could have written that any more .. |
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| Mon Nov 9 3:17:03 2009 |
i concur with john, and i will add that most .. |
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| Mon Nov 9 3:13:14 2009 |
not being in a community property state, i find .. |
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| Mon Nov 9 3:09:22 2009 |
well, mr pettigrew you certainly have enough .. |
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| Mon Nov 9 3:03:32 2009 |
as i said earlier, the bozo who is adding that .. |
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| Mon Nov 9 3:01:40 2009 |
greg, i was wary when you first mentioned a debt .. |
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| Thu Nov 5 10:34:56 2009 |
great idea, guest, but i think raja was hoping .. |
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| Thu Nov 5 10:33:04 2009 |
if that's what they said, run with it. we can't .. |
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| Thu Nov 5 10:31:48 2009 |
you'll be wise to eliminate those credit card .. |
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| Thu Nov 5 10:30:08 2009 |
most lenders are far more conservative than they .. |
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| Thu Nov 5 10:27:49 2009 |
for anyone wishing to check his or her own credit .. |
Forum |
| Thu Nov 5 10:26:00 2009 |
bank of america is being ridiculous in adding .. |
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| Thu Nov 5 10:23:42 2009 |
actually, they ought to call a $20 haircut a junk .. |
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| Thu Nov 5 10:22:42 2009 |
"junk fees" as they are called are .. |
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| Thu Nov 5 10:20:30 2009 |
thamk's
please try a little .. |
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| Thu Nov 5 10:18:41 2009 |
you've been found out .. |
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| Thu Nov 5 10:17:43 2009 |
not every lender collects a fee upfront; most .. |
Forum |
| Thu Nov 5 10:14:41 2009 |
wow...these last 2 posts couldn't have been more .. |
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| Thu Nov 5 10:11:45 2009 |
well at least pat kloka is a real person and a .. |
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| Thu Nov 5 10:08:43 2009 |
the process does, indeed, take longer than anyone .. |
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| Thu Nov 5 10:05:04 2009 |
zulaicaus, what i fail to understand is how you .. |
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| Thu Nov 5 10:01:20 2009 |
and if a lender should ask, jtl, they're not in .. |
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| Thu Nov 5 9:59:47 2009 |
to the contrary...if you owe someone and fail to .. |
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| Thu Nov 5 9:57:49 2009 |
now if i'd said that, they'd tell me i was .. |
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| Thu Nov 5 9:55:24 2009 |
bear in mind though, that land loans are .. |
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| Thu Nov 5 9:54:03 2009 |
"first mortgage" refers to the place a .. |
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| Thu Nov 5 9:51:23 2009 |
you can take over the payments, but are you .. |
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| Thu Nov 5 9:49:34 2009 |
guest you need to speak specifically to the loss .. |
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| Thu Nov 5 9:48:00 2009 |
#1 - no you are not a lost cause;
#2 - if you .. |
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| Thu Nov 5 9:43:23 2009 |
it's not entirely official yet. the us senate .. |
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| Thu Nov 5 9:24:50 2009 |
thanks for the civil response. it's nice to see .. |
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| Wed Nov 4 1:29:07 2009 |
it still seems a bit early to discuss this, but .. |
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| Wed Nov 4 1:27:28 2009 |
ash, please note that you will likely pay a .. |
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| Wed Nov 4 1:24:26 2009 |
i don't suspect you'll find too many timeshare .. |
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| Wed Nov 4 1:21:15 2009 |
i disagree in part with what you've said .. |
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| Wed Nov 4 1:17:24 2009 |
i think you've capsulized it. i can't imagine .. |
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| Wed Nov 4 1:16:02 2009 |
agreed, john, though it might be worth checking .. |
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| Wed Nov 4 1:13:47 2009 |
garnishment on a savings account isn't an .. |
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| Wed Nov 4 1:11:22 2009 |
chere i would have to assume that you've already .. |
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| Wed Nov 4 1:08:23 2009 |
if "he" was in that severe a debt .. |
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| Wed Nov 4 1:05:19 2009 |
sorry, frank, this is precisely the kind of .. |
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| Wed Nov 4 12:48:38 2009 |
you are co-owners. as such, you ought to be in .. |
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| Wed Nov 4 12:45:00 2009 |
HAHAHA at "small claims court" for a .. |
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| Wed Nov 4 12:40:06 2009 |
harry you are way off base in your analysis of .. |
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| Wed Nov 4 12:35:58 2009 |
no doubt that there are no mortgage lenders who .. |
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| Wed Nov 4 12:34:03 2009 |
my assumption is that you're having trouble .. |
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| Wed Nov 4 12:23:30 2009 |
leeelliot, you continue to pretend to be a .. |
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| Wed Nov 4 12:14:57 2009 |
good advice, sonja. it occurs to me, also, that .. |
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| Wed Nov 4 12:13:14 2009 |
maybe...what is the situation at this .. |
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| Wed Nov 4 12:12:21 2009 |
if you have a lien on the person's property, and .. |
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| Wed Nov 4 12:10:50 2009 |
first of all, you need to be a wage-earner as a .. |
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| Wed Nov 4 12:09:10 2009 |
soulshine, i forgot what the topic was, but we've .. |
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| Wed Nov 4 12:05:30 2009 |
sheila, you can certainly use a quit claim deed .. |
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| Wed Nov 4 12:02:54 2009 |
a lender being the trustee sounds a little fishy .. |
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| Wed Nov 4 11:39:23 2009 |
once again, swarghade, you need to stop this. .. |
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| Wed Nov 4 11:37:52 2009 |
STOP .. |
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| Wed Nov 4 11:36:48 2009 |
if you're doing a deed in lieu on this timeshare, .. |
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| Wed Nov 4 11:30:09 2009 |
when did 640 become the flavor of the .. |
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| Wed Nov 4 11:27:38 2009 |
that last sentence that jenkin7 typed is .. |
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| Wed Nov 4 11:21:18 2009 |
grateful you've posted 3 times and not made .. |
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| Tue Nov 3 8:12:40 2009 |
the real answer lies in whether your bad credit .. |
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| Tue Nov 3 8:08:56 2009 |
agreed, john. had the 1099s been in file to .. |
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| Tue Nov 3 8:01:42 2009 |
freddie, if you sell the house to your friend, .. |
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| Tue Nov 3 2:05:23 2009 |
if you have a high enough credit score, you might .. |
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| Tue Nov 3 2:03:42 2009 |
fha is a guarantor of loans. the mip fee is .. |
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| Tue Nov 3 2:02:27 2009 |
i don't have an answer that is factual, but i .. |
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| Tue Nov 3 2:00:55 2009 |
DO NOT use first premier for a secured card. .. |
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| Tue Nov 3 1:54:15 2009 |
it is a struggle to get things accomplished with .. |
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| Tue Nov 3 1:41:59 2009 |
swarg, have you ever had your own .. |
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| Tue Nov 3 1:37:22 2009 |
swarg...what is it you're trying to .. |
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| Tue Nov 3 1:13:21 2009 |
parrots are annoying; even more so when they .. |
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| Tue Nov 3 1:11:36 2009 |
that bankruptcy filing has probably gummed up the .. |
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| Tue Nov 3 1:09:35 2009 |
it's not so much the hit that one would receive .. |
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| Tue Nov 3 1:06:02 2009 |
rdb, in fact, you will find that the shorter the .. |
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| Mon Nov 2 8:12:25 2009 |
you need to be able to check in with someone who .. |
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| Mon Nov 2 8:07:45 2009 |
i am so glad i brought up this topic - this .. |
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| Mon Nov 2 7:55:10 2009 |
you need to determine what the correct tax figure .. |
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| Mon Nov 2 7:46:47 2009 |
raymond, that's a great explanation, and you fit .. |
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| Sun Nov 1 2:09:49 2009 |
most promissory notes don't necessarily mention a .. |
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| Sun Nov 1 2:06:50 2009 |
this is definitely something to negotiate. most .. |
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| Sun Nov 1 2:05:00 2009 |
precisely as raymond said, this 30 days is the .. |
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| Sun Nov 1 2:02:56 2009 |
it would be considered as a cash out refinance .. |
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| Sun Nov 1 2:01:21 2009 |
once you've bought the home, you are on the hook .. |
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| Sun Nov 1 1:57:01 2009 |
you're right - it is an entirely different set of .. |
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| Sun Nov 1 1:47:03 2009 |
A bipartisan amendment approved on October 22 by .. |
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| Sun Nov 1 1:34:16 2009 |
Here's the latest information on the $8000 tax .. |
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| Sat Oct 31 5:06:21 2009 |
and i have to say that they probably are thinking .. |
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| Sat Oct 31 5:05:30 2009 |
this is not a forum that will provide you with .. |
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| Sat Oct 31 5:00:55 2009 |
moderate balance meaning what it must be .. |
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| Sat Oct 31 4:56:39 2009 |
somehow, you need to develop a contract between .. |
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| Sat Oct 31 4:52:50 2009 |
you seem to have a great deal of knowledge about .. |
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| Sat Oct 31 4:49:29 2009 |
i've heard that wells fargo (and others) do some .. |
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| Sat Oct 31 4:46:11 2009 |
well said raymond...i guess if i'd had the time .. |
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| Sat Oct 31 4:42:55 2009 |
mike, you've been through the wars, so i don't .. |
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| Sat Oct 31 4:40:06 2009 |
what is that all about, wsumeet an agent will .. |
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| Sat Oct 31 4:37:28 2009 |
easy answer: .. |
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| Sat Oct 31 4:34:12 2009 |
nobody can predict what a judge will .. |
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| Sat Oct 31 4:31:20 2009 |
here's the key: is amending your returns going .. |
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| Sat Oct 31 4:28:13 2009 |
well you could go to court to seek a .. |
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| Sat Oct 31 4:24:30 2009 |
i think i understand a tiny bit better now...she .. |
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| Sat Oct 31 4:22:43 2009 |
ted that's a specific request for business that .. |
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| Sat Oct 31 4:15:26 2009 |
as for the last question first..."other .. |
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| Fri Oct 30 7:47:45 2009 |
now i get the name.
your post makes no sense .. |
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| Fri Oct 30 7:40:24 2009 |
simple: wait until after your loan closes to do .. |
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| Fri Oct 30 7:36:38 2009 |
one would think that the young lady you spoke .. |
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| Fri Oct 30 7:33:18 2009 |
this has become such a morbid forum. i can't .. |
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| Fri Oct 30 7:29:02 2009 |
still...counselor is going to be cheaper than 2 .. |
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| Fri Oct 30 7:26:39 2009 |
i'm surprised you don't have it; you touted it .. |
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| Fri Oct 30 2:45:23 2009 |
mary ann, i think you need to have the counsel of .. |
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| Fri Oct 30 2:42:21 2009 |
my first thought, liz, is that you ought to .. |
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| Fri Oct 30 2:40:34 2009 |
the estate is liable for payment of debts, not .. |
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| Fri Oct 30 2:39:21 2009 |
i don't have any expertise in new york law, but .. |
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| Fri Oct 30 2:37:25 2009 |
looks like the timeshare lender will take .. |
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| Fri Oct 30 2:36:15 2009 |
i don't think most of these companies who parade .. |
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| Fri Oct 30 2:34:37 2009 |
you most definitely can write a will that will .. |
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| Fri Oct 30 2:31:06 2009 |
most suggest that such a loan is a bad idea...but .. |
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| Fri Oct 30 2:29:03 2009 |
walking away means you've given up all hope, of .. |
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| Fri Oct 30 2:25:31 2009 |
yeah but john, a buyout would seem to be only .. |
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| Fri Oct 30 2:23:08 2009 |
if your lender will agree to add someone as a .. |
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| Fri Oct 30 2:19:15 2009 |
it'll probably get them to act more quickly, .. |
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| Fri Oct 30 2:18:21 2009 |
well of course, that wasn't the question, was .. |
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| Fri Oct 30 2:14:55 2009 |
shelley, i'd have to think that your citizenship .. |
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| Fri Oct 30 2:11:27 2009 |
since any liens filed will be subordinate to the .. |
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| Fri Oct 30 2:08:43 2009 |
at this point, they have no need to negotiate .. |
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| Fri Oct 30 2:06:31 2009 |
raymond, i can't agree with you more. the .. |
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| Fri Oct 30 2:03:51 2009 |
first of all, if the mortgaged property is 2 .. |
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| Fri Oct 30 1:59:53 2009 |
i have to agree that if you're not an owner and .. |
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| Fri Oct 30 1:57:46 2009 |
why would you wish to transfer your share of the .. |
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| Fri Oct 30 1:55:08 2009 |
"gravely" seems like the wrong adverb .. |
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| Fri Oct 30 1:52:02 2009 |
ann, you don't mention a lawyer. at some point, .. |
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| Fri Oct 30 1:47:43 2009 |
scarbel, there are apparently quite a few lenders .. |
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| Fri Oct 30 1:45:39 2009 |
and in this particular case (sorry, but i got .. |
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| Fri Oct 30 1:44:49 2009 |
in case nobody noticed, the credit card companies .. |
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| Fri Oct 30 1:41:33 2009 |
but of course bankruptcy would grant you a stay .. |
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| Fri Oct 30 1:41:03 2009 |
i think you're in a big jam and there appears to .. |
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| Fri Oct 30 1:38:25 2009 |
yw .. |
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| Fri Oct 30 1:36:11 2009 |
i'd think that you would have signed a contract .. |
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| Fri Oct 30 1:32:49 2009 |
this wouldn't qualify as a promotion, guest. .. |
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| Fri Oct 30 1:29:43 2009 |
but if you describe to your lender precisely what .. |
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| Fri Oct 30 1:25:50 2009 |
judy, i don't believe you need to be as nervous .. |
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| Fri Oct 30 1:21:28 2009 |
sam, thank you for bringing this information to .. |
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| Fri Oct 30 1:17:10 2009 |
i have to assume that this is the same question .. |
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| Fri Oct 30 1:13:46 2009 |
need, i also believe that you're not likely to .. |
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| Fri Oct 30 1:09:48 2009 |
if you have a local bank or credit union that has .. |
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| Fri Oct 30 12:57:56 2009 |
anyone can sue anyone else for any reason in any .. |
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| Fri Oct 30 12:42:09 2009 |
guest, i am in agreement with sonja. what you'll .. |
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| Fri Oct 30 12:32:02 2009 |
the only time in which land owned would be .. |
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| Fri Oct 30 12:04:36 2009 |
you've already stated that you verbally agreed to .. |
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| Fri Oct 30 12:02:20 2009 |
loanday, why do you have a quotation mark in your .. |
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| Fri Oct 30 11:58:03 2009 |
i am incredulous that a person might have to be .. |
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| Fri Oct 30 11:55:15 2009 |
cgermaine, whoever owns a home is going to have .. |
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| Fri Oct 30 11:54:12 2009 |
i agree in part with your theory, jenkin, but not .. |
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| Fri Oct 30 11:40:21 2009 |
presumably, guest, you remain in that home at .. |
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| Thu Oct 29 8:58:52 2009 |
given the original time lag, which appears to .. |
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| Thu Oct 29 8:53:00 2009 |
credit repair is best done by the individual .. |
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| Thu Oct 29 8:49:33 2009 |
bear in mind that regardless of what fha .. |
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| Thu Oct 29 8:43:34 2009 |
on the contrary, lenders do last minute .. |
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| Thu Oct 29 8:39:53 2009 |
too many to put into words, apparently, .. |
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| Thu Oct 29 8:35:31 2009 |
it won't take long, that's for sure. so you .. |
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| Thu Oct 29 8:33:57 2009 |
the notary "crossed out the 2007 date" .. |
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| Thu Oct 29 8:30:55 2009 |
anyone can claim anything in a preamble to a .. |
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| Thu Oct 29 8:19:54 2009 |
nice post, webbed, but not particularly helpful .. |
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| Thu Oct 29 8:17:26 2009 |
you answered your own question in your post, .. |
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| Thu Oct 29 8:15:17 2009 |
yes, i can see a rent-to-own working in a case .. |
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| Thu Oct 29 8:13:25 2009 |
apparently she is opposed to living in your .. |
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| Thu Oct 29 8:11:49 2009 |
weird...where did paying for listings come into .. |
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| Thu Oct 29 8:08:13 2009 |
i think having reserves is a very good idea. at .. |
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| Thu Oct 29 8:06:16 2009 |
it strikes me as funny. now, of course, i would .. |
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| Thu Oct 29 8:00:38 2009 |
only Jesus can release the dead.
now on to .. |
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| Thu Oct 29 7:56:41 2009 |
i honestly cannot give you a firm answer because .. |
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| Thu Oct 29 7:52:17 2009 |
"may change" is fully appropriate. if .. |
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| Thu Oct 29 7:49:18 2009 |
sorry, people...anonymous has given us all bad .. |
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| Thu Oct 29 7:43:49 2009 |
your paranoia is somewhat understandable. .. |
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| Thu Oct 29 7:37:57 2009 |
you stated that your mom is a cosigner, and that .. |
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| Thu Oct 29 7:34:45 2009 |
if someone doesn't want to rent a property, .. |
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| Thu Oct 29 7:32:05 2009 |
it wouldn't hurt you to have an attorney .. |
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| Wed Oct 28 11:50:29 2009 |
what we don't know here is when the mobile home .. |
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| Wed Oct 28 11:47:38 2009 |
i cannot explain why. maybe - just maybe - .. |
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| Wed Oct 28 11:45:46 2009 |
my initial thought is that you need to notify the .. |
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| Wed Oct 28 11:43:08 2009 |
your savings will not really impact what you .. |
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| Wed Oct 28 11:28:17 2009 |
owner financing, i assume
i would think it's .. |
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| Wed Oct 28 11:26:47 2009 |
well, it could sit vacant - still a .. |
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| Wed Oct 28 11:20:40 2009 |
even at a higher rate of interest for a private .. |
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| Wed Oct 28 11:13:56 2009 |
a "no paper trail" means what, .. |
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| Wed Oct 28 11:12:53 2009 |
great finishing touch there, john...i might amend .. |
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| Wed Oct 28 11:09:52 2009 |
no they are not allowed to correspond with other .. |
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| Wed Oct 28 10:49:35 2009 |
i'm glad to see that this is moving quickly .. |
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| Wed Oct 28 10:46:37 2009 |
according to myfico.com, you have about a 14-15 .. |
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| Wed Oct 28 10:43:35 2009 |
i'll disagree about the tax deductibility. the .. |
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| Wed Oct 28 10:40:13 2009 |
lee...
what will that do for this person did .. |
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| Wed Oct 28 10:38:21 2009 |
amanda, i answered your question elsewhere. you .. |
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| Wed Oct 28 10:36:11 2009 |
i suppose "legitimate" is in the eye of .. |
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| Wed Oct 28 10:32:31 2009 |
it is always worthwhile to pay additional sums on .. |
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| Wed Oct 28 10:30:32 2009 |
if you have bills that are unpaid, the .. |
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| Wed Oct 28 10:27:16 2009 |
the documentation you received from your lender .. |
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| Wed Oct 28 10:24:25 2009 |
it might be difficult for you to prove that they .. |
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| Wed Oct 28 10:19:05 2009 |
not a bad idea, raymond, but i don't think it is .. |
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| Wed Oct 28 10:16:17 2009 |
frankly, i don't see any reason for the seller to .. |
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| Wed Oct 28 10:13:19 2009 |
not making much sense to me, .. |
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| Wed Oct 28 8:33:59 2009 |
not only that but "guest" is a commonly .. |
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| Wed Oct 28 8:32:47 2009 |
did you not receive any of the mail that the .. |
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| Wed Oct 28 8:30:11 2009 |
creditors will typically report all accounts on a .. |
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| Wed Oct 28 8:28:13 2009 |
i doubt you'd have better negotiations with an .. |
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| Wed Oct 28 8:23:51 2009 |
they won't avoid changing your rate due to .. |
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| Wed Oct 28 8:22:10 2009 |
what is it that constitutes your .. |
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| Wed Oct 28 8:19:16 2009 |
sara, i am unaware of any rescission period .. |
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| Wed Oct 28 8:16:44 2009 |
is it that you're trying to use the appraisal .. |
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| Wed Oct 28 8:14:06 2009 |
you could attempt a novation with the lender, but .. |
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| Wed Oct 28 8:11:25 2009 |
hmmm...not so sure about that idea. you don't .. |
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| Wed Oct 28 8:10:13 2009 |
nobody is going to take a timeshare that you own .. |
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| Wed Oct 28 8:08:01 2009 |
i have to agree that the lender doesn't lose any .. |
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| Wed Oct 28 8:04:21 2009 |
quite true...the bankruptcy has no impact on your .. |
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| Wed Oct 28 7:55:29 2009 |
scott, you will find streamline fha loans .. |
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| Wed Oct 28 7:53:23 2009 |
that might be right on, john. i know that .. |
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| Wed Oct 28 7:50:28 2009 |
your questions about bankruptcy are best answered .. |
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| Wed Oct 28 7:45:12 2009 |
it has to be shown twice. the first notation .. |
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| Wed Oct 28 7:43:07 2009 |
thanks brian for the follow-up. it's enervating, .. |
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| Wed Oct 28 7:40:41 2009 |
and of course, changing title subsequent to the .. |
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| Tue Oct 27 9:39:03 2009 |
so you are unable to consider adding the second .. |
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| Tue Oct 27 9:35:39 2009 |
if you have to pay money out of pocket upfront, .. |
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| Tue Oct 27 9:31:05 2009 |
and i have to say, with such an open-ended .. |
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| Tue Oct 27 9:28:44 2009 |
agreed...to arrange for a short sale, there's far .. |
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| Tue Oct 27 9:25:49 2009 |
contact the south carolina attorney general's .. |
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| Tue Oct 27 9:24:05 2009 |
mike, in any event, i am certain that a borrower .. |
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| Tue Oct 27 9:22:09 2009 |
but i have to add...i thoroughly concur that .. |
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| Tue Oct 27 9:21:33 2009 |
raymond i don't get your recommendation at all. .. |
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| Tue Oct 27 9:18:55 2009 |
you probably could do so, hillary, but what kind .. |
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| Tue Oct 27 9:16:26 2009 |
what kind of company did you go to how in .. |
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| Tue Oct 27 9:12:23 2009 |
i don't subscribe to the theory that lenders will .. |
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| Tue Oct 27 9:08:21 2009 |
what i don't get, J. Johnson, is why your .. |
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| Tue Oct 27 9:01:51 2009 |
good idea, .. |
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| Tue Oct 27 8:58:50 2009 |
umar, you have lovely verbiage, but please try to .. |
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| Tue Oct 27 8:57:44 2009 |
defining a short sale provides no benefit .. |
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| Tue Oct 27 8:54:39 2009 |
i remember learning either late last year or .. |
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| Tue Oct 27 8:49:30 2009 |
oh yeah, you did a nifty job of coming THISCLOSE .. |
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| Tue Oct 27 8:48:39 2009 |
way to go umar...it's just under a year since the .. |
Forum |
| Tue Oct 27 8:45:11 2009 |
let me just add...if you are not financially .. |
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| Tue Oct 27 8:41:32 2009 |
refinancing opportunities are always available. .. |
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| Tue Oct 27 8:39:08 2009 |
theo, having recognized that there are options .. |
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| Tue Oct 27 8:34:30 2009 |
i agree with that analysis of the situation, and .. |
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| Tue Oct 27 8:32:44 2009 |
sorry, dianna, but i just have to ask this: are .. |
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| Tue Oct 27 8:28:39 2009 |
jerseyboy, you will find that virtually every .. |
Forum |
| Tue Oct 27 8:25:56 2009 |
sam, thanks so much for your delightfully crafted .. |
Forum |
| Tue Oct 27 8:22:17 2009 |
have you asked him that's probably the easiest .. |
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| Tue Oct 27 8:20:01 2009 |
trisha, you say "unconventional" but .. |
Forum |
| Tue Oct 27 8:17:56 2009 |
thanks, mike. that makes sense to me, .. |
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| Tue Oct 27 8:16:49 2009 |
i wish you well, merv. you're .. |
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| Mon Oct 26 7:58:50 2009 |
let me get this: you sold a home on a short sale .. |
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| Mon Oct 26 7:17:59 2009 |
retaining the account with an open credit limit .. |
Forum |
| Mon Oct 26 7:15:27 2009 |
i've worked with so many clients that had .. |
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| Mon Oct 26 7:06:14 2009 |
what are you trying to .. |
Forum |
| Mon Oct 26 7:04:43 2009 |
if you have any qualms about taking the contrary .. |
Forum |
| Mon Oct 26 7:01:21 2009 |
i repeat: c'est la .. |
Forum |
| Mon Oct 26 6:58:51 2009 |
clearly if the lender with whom you are .. |
Forum |
| Mon Oct 26 6:54:26 2009 |
the fast answer to the question is .. |
Forum |
| Mon Oct 26 6:50:36 2009 |
a little more...
in that scenario, if your .. |
Forum |
| Mon Oct 26 6:49:25 2009 |
go back and read your promissory note, and you'll .. |
Forum |
| Mon Oct 26 6:47:47 2009 |
i don't know if there's been any compilation of .. |
Forum |
| Mon Oct 26 6:45:18 2009 |
let me give you one scenario that just cropped up .. |
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| Mon Oct 26 6:43:09 2009 |
luvbugz if there's any chance you think that your .. |
Forum |
| Mon Oct 26 6:38:49 2009 |
raymond, that last point is critical. so many .. |
Forum |
| Mon Oct 26 6:35:42 2009 |
sometimes i'd like to string up the people who .. |
Forum |
| Mon Oct 26 6:34:01 2009 |
and the hardest thing to try to explain to .. |
Forum |
| Mon Oct 26 6:30:07 2009 |
ted, despite the crisis in the mortgage industry .. |
Forum |
| Mon Oct 26 6:17:36 2009 |
you sure ought to be able to do so, thome. check .. |
Forum |
| Mon Oct 26 6:15:19 2009 |
"Embrace" sounds like a misnomer...most .. |
Forum |
| Mon Oct 26 6:13:58 2009 |
very interesting raymond. i know you're happy .. |
Forum |
| Mon Oct 26 6:11:48 2009 |
tina, can you please be more specific about what .. |
Forum |
| Mon Oct 26 7:02:29 2009 |
i don't think asking more questions is going to .. |
Forum |
| Mon Oct 26 6:56:04 2009 |
this has been a topic that's been discussed .. |
Forum |
| Mon Oct 26 6:54:17 2009 |
give us a break again, lee...this is the same .. |
Forum |
| Mon Oct 26 6:53:22 2009 |
i suppose context would be nice to know, but if i .. |
Forum |
| Mon Oct 26 6:50:22 2009 |
you "thought" isn't going to cut it. .. |
Forum |
| Mon Oct 26 6:47:15 2009 |
it's very difficult to do so with that one late .. |
Forum |
| Mon Oct 26 6:44:09 2009 |
oops...forgot the quotation mark in my first .. |
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| Mon Oct 26 6:42:43 2009 |
let's get this right for once and for all...the .. |
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| Mon Oct 26 6:37:08 2009 |
the poster needs to kick his complaint up a .. |
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| Sun Oct 25 9:01:39 2009 |
much respect to you adonis, but i stand by my .. |
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| Sun Oct 25 8:58:51 2009 |
jk...not only is your post untimely (4 months .. |
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| Sun Oct 25 8:54:51 2009 |
connie, connie, connie: please stop the .. |
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| Sun Oct 25 8:51:29 2009 |
i don't know how anyone can say you don't need a .. |
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| Sun Oct 25 8:46:26 2009 |
yes...parents buy home and you rent from them. .. |
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| Sun Oct 25 8:43:55 2009 |
please don't pay attention to manoj's advice. .. |
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| Sun Oct 25 8:37:27 2009 |
gregg, i don't know how you can say that this is .. |
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| Sun Oct 25 8:32:20 2009 |
for the purpose of condominium qualifying owner .. |
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| Sun Oct 25 8:30:31 2009 |
john, am i reading what you said correctly that .. |
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| Sun Oct 25 8:26:27 2009 |
mrripper, if you have provided documenation in .. |
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| Sun Oct 25 8:22:05 2009 |
guest, your first line is right on. .. |
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| Sun Oct 25 8:18:33 2009 |
no you are not getting ripped off. ysp is where .. |
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| Sun Oct 25 8:15:43 2009 |
your mortgage people are apparently fools. .. |
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| Sun Oct 25 8:14:12 2009 |
no, you can't do something like that. the laws .. |
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| Sun Oct 25 8:12:12 2009 |
precisely...the only way to eliminate your son's .. |
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| Sun Oct 25 8:10:41 2009 |
this is not the place to .. |
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| Sun Oct 25 8:09:24 2009 |
wow...you ask about an assumption yet in the next .. |
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| Sun Oct 25 7:59:03 2009 |
you don't say where you live, so nobody here can .. |
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| Sun Oct 25 7:54:29 2009 |
as an owner of the home, you have some .. |
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| Sun Oct 25 7:51:55 2009 |
phil, i feel your pain - truly. for the piddling .. |
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| Sun Oct 25 7:43:36 2009 |
it would be a good idea not to count on getting .. |
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| Sun Oct 25 7:42:11 2009 |
just curious raymond - how come you are in .. |
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| Sun Oct 25 7:40:19 2009 |
thanks carol - a very informative and cogent .. |
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| Sun Oct 25 7:32:11 2009 |
as seen on numerous occasions - how could i ever .. |
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| Sun Oct 25 7:29:30 2009 |
well if people actually read what other people .. |
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| Sun Oct 25 7:27:51 2009 |
not unlike some of what we see .. |
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| Sun Oct 25 7:26:45 2009 |
is what you claim your husband gives you child .. |
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| Sat Oct 24 11:13:44 2009 |
i surmise that the urgency of the need has to do .. |
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| Sat Oct 24 11:11:16 2009 |
the calling in of mortgage loans would be a .. |
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| Sat Oct 24 11:08:43 2009 |
you have a right to see the invoice, in my .. |
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| Sat Oct 24 11:02:51 2009 |
you've obviously paid too much for this program .. |
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| Sat Oct 24 10:58:43 2009 |
i don't follow your title, concerning appraisal. .. |
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| Sat Oct 24 6:50:56 2009 |
i'd have to say "no" to that last .. |
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| Sat Oct 24 6:48:01 2009 |
but for all those with scores between 550 and .. |
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| Sat Oct 24 6:45:11 2009 |
myfico.com has some very good tips. but please .. |
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| Sat Oct 24 6:41:51 2009 |
lien = mortgage, wretched; it's a second mortgage .. |
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| Sat Oct 24 6:40:38 2009 |
i agree with your assessment of the situation, .. |
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| Sat Oct 24 6:39:01 2009 |
indeed, i do need a vacation, and though i don't .. |
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| Sat Oct 24 6:33:01 2009 |
wretched, it's typical to get the pay stubs up .. |
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| Sat Oct 24 6:30:25 2009 |
Reading Is .. |
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| Sat Oct 24 6:28:26 2009 |
it's always good to review this theory. it may .. |
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| Sat Oct 24 6:18:24 2009 |
wretched, i think lenders are happy not to have .. |
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| Sat Oct 24 6:14:39 2009 |
i don't have a gfe in front of me, but i can say .. |
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| Sat Oct 24 6:12:25 2009 |
with rates as low as they are, it makes more .. |
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| Sat Oct 24 6:07:21 2009 |
john, i am still quite skeptical about this .. |
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| Fri Oct 23 6:40:08 2009 |
i disagree with the release of liability signed .. |
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| Fri Oct 23 6:38:02 2009 |
the last post seems utterly contradictory to all .. |
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| Fri Oct 23 6:32:37 2009 |
that didn't look like much of a question, .. |
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| Fri Oct 23 6:29:56 2009 |
i'm not convinced that this is an eligible .. |
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| Fri Oct 23 6:26:19 2009 |
here's the key: bert, you said your chapter 13 .. |
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| Fri Oct 23 6:24:18 2009 |
forgive me my digression in the midst of my .. |
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| Fri Oct 23 6:22:45 2009 |
underwriters have to look carefully at appraisals .. |
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| Fri Oct 23 6:15:32 2009 |
stasis, your post is lacking some vital .. |
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| Fri Oct 23 6:10:40 2009 |
with fha loans, at least in our area, we find .. |
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| Fri Oct 23 6:04:23 2009 |
it's a pretty good reason, but i agree that you .. |
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| Wed Oct 21 3:28:03 2009 |
well done, john. it is nice to see someone who .. |
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| Wed Oct 21 3:22:28 2009 |
i agree with that last statement, john, but i .. |
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| Tue Oct 20 11:21:22 2009 |
if anyone here can predict what the mortgage .. |
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| Tue Oct 20 11:17:51 2009 |
i am happy to be of service...i wish you well, .. |
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| Tue Oct 20 11:16:48 2009 |
since you're looking for such a large amount of .. |
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| Tue Oct 20 11:13:42 2009 |
john you are citing a fannie mae ruling, but your .. |
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| Tue Oct 20 11:11:33 2009 |
i don't know the answer to that .. |
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| Tue Oct 20 11:09:14 2009 |
thank you so much .. |
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| Tue Oct 20 11:08:21 2009 |
and i see a court date in your future - seems .. |
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| Tue Oct 20 11:03:51 2009 |
to modify the existing mortgage, currently held .. |
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| Tue Oct 20 11:01:49 2009 |
amy, it all comes down to what your debt ratios .. |
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| Tue Oct 20 10:56:47 2009 |
my pleasure .. |
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| Tue Oct 20 10:52:02 2009 |
law is an ever-changing thing (just as love is a .. |
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| Tue Oct 20 10:48:31 2009 |
you'd need to speak with that lender...anything .. |
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| Tue Oct 20 10:46:40 2009 |
call a lawyer
you can sue
if he owns anything, .. |
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| Tue Oct 20 10:45:40 2009 |
i don't know if you are the same person whose .. |
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| Tue Oct 20 10:43:59 2009 |
do what you wish to do - the marketplace sets .. |
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| Tue Oct 20 10:41:32 2009 |
if you haven't already addressed this issue with .. |
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| Tue Oct 20 10:39:32 2009 |
possessing a title isn't the key. it's not like .. |
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| Tue Oct 20 10:36:38 2009 |
i'm not getting that either, john, unless .. |
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| Tue Oct 20 10:33:24 2009 |
you ought not to be able to do so, but if you do .. |
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| Tue Oct 20 10:31:55 2009 |
you're welcome...and i just have to share this: .. |
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| Tue Oct 20 10:28:01 2009 |
yeah, your last line resonates with me .. |
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| Tue Oct 20 10:10:35 2009 |
unfortunately, your thanks didn't answer my .. |
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| Tue Oct 20 10:08:51 2009 |
your fears are precisely the reason i suggested .. |
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| Tue Oct 20 10:06:29 2009 |
it won't have the least bit of impact on your .. |
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| Mon Oct 19 9:39:42 2009 |
nevertheless, we do and can have a little fun up .. |
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| Mon Oct 19 9:35:37 2009 |
you would be smart to discuss this with the .. |
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| Mon Oct 19 9:34:22 2009 |
the nature of this payday loan beast, i am .. |
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| Mon Oct 19 9:30:29 2009 |
just keep calling and keep leaving messages until .. |
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| Mon Oct 19 9:28:27 2009 |
is it like a mother ship in that it's tethered to .. |
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| Mon Oct 19 9:26:12 2009 |
these declarative statements from non-experts and .. |
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| Mon Oct 19 9:23:08 2009 |
i'm so glad you're around .. |
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| Mon Oct 19 9:22:11 2009 |
transferring your ownership interest at this time .. |
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| Mon Oct 19 9:18:25 2009 |
and if you think you're confused, i'm afraid to .. |
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| Mon Oct 19 9:16:30 2009 |
as a general rule, the value of the home will be .. |
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| Mon Oct 19 9:14:08 2009 |
i am incredulous that a seller would counter .. |
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| Mon Oct 19 9:08:35 2009 |
forget what you think it is, wretched. in this .. |
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| Mon Oct 19 9:05:28 2009 |
fifty-four forty or fight, .. |
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| Mon Oct 19 9:04:56 2009 |
sorry...my timing is off...i guess she's already .. |
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| Mon Oct 19 9:03:43 2009 |
wow, adonis - that's quite a leap, from being .. |
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| Mon Oct 19 8:59:17 2009 |
autum if that is how you plan to begin your .. |
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| Mon Oct 19 8:57:33 2009 |
you cannot get a new fha loan while still owing .. |
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| Mon Oct 19 8:55:10 2009 |
sara, you two seem to have a thing going on .. |
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| Mon Oct 19 8:52:13 2009 |
you are so right sara. unfortunately, common .. |
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| Mon Oct 19 8:51:11 2009 |
more nonsense...where does this stuff come .. |
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| Mon Oct 19 8:49:19 2009 |
tax adjustments to reduce your income can't be .. |
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| Mon Oct 19 8:46:27 2009 |
i cannot comment specifically about arkansas law, .. |
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| Mon Oct 19 8:39:15 2009 |
and then there's the topic of your post: .. |
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| Mon Oct 19 8:38:02 2009 |
refinance what the business your current .. |
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| Mon Oct 19 8:36:26 2009 |
you should have no difficulty in retrieving your .. |
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| Mon Oct 19 8:22:49 2009 |
many of these posts are not real situations but .. |
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| Mon Oct 19 8:14:48 2009 |
i hate to say it, but you already know it, so i .. |
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| Mon Oct 19 8:06:45 2009 |
i repeat: .. |
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| Mon Oct 19 8:05:01 2009 |
precisely .. |
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| Mon Oct 19 8:02:59 2009 |
i look forward to it. a wordsmith has to work an .. |
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| Mon Oct 19 11:05:23 2009 |
you were in the right place at the right time, .. |
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| Mon Oct 19 11:01:45 2009 |
since we've seen no response from the original .. |
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| Mon Oct 19 11:00:19 2009 |
as noted, the minimum investment required for fha .. |
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| Mon Oct 19 10:54:51 2009 |
are you still getting billed for your mortgage, .. |
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| Mon Oct 19 10:52:05 2009 |
wow, wretched - "draconian." somehow i .. |
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| Mon Oct 19 10:48:11 2009 |
in all likelihood, this is an escrow overage .. |
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| Mon Oct 19 10:42:58 2009 |
and that is so .. |
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| Mon Oct 19 10:37:31 2009 |
okay, adonis, gotcha. there are factors which .. |
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| Mon Oct 19 10:27:50 2009 |
"as the credit scores starts going .. |
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| Sat Oct 17 10:04:27 2009 |
not necessarily. if your returns make sense for .. |
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| Sat Oct 17 9:57:22 2009 |
you can certainly visit your branch and make .. |
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| Sat Oct 17 9:55:22 2009 |
please keep in mind i am not a lawyer, and you .. |
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| Sat Oct 17 9:54:37 2009 |
if you're selling the note to an investor, then .. |
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| Sat Oct 17 9:51:58 2009 |
wretched you like 2-year and 3-year adjustable .. |
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| Sat Oct 17 9:46:41 2009 |
let me sing a little, too.
as the recipient of .. |
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| Sat Oct 17 9:42:31 2009 |
your confusion is clear, mary. your question .. |
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| Sat Oct 17 9:38:28 2009 |
in all likelihood, that's true, sunny. there are .. |
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| Sat Oct 17 9:35:15 2009 |
so this comes down to, it appears, the reality of .. |
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| Sat Oct 17 9:31:37 2009 |
oh...and yes i had a "refer/eligible" .. |
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| Sat Oct 17 9:30:59 2009 |
good point, sunny. i had a deal earlier this .. |
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| Sat Oct 17 9:24:17 2009 |
you'll need to discuss this with your lender .. |
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| Sat Oct 17 9:22:24 2009 |
agreed - you cannot obtain a new loan without an .. |
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| Sat Oct 17 9:19:51 2009 |
well...i think you need to pay more attention to .. |
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| Sat Oct 17 9:17:48 2009 |
it's really a matter of doing the math. if your .. |
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| Sat Oct 17 9:14:38 2009 |
well said, raymond. a person can seek to sell a .. |
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| Sat Oct 17 9:10:51 2009 |
jeff, it's certainly okay for you to join the .. |
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| Sat Oct 17 9:03:01 2009 |
generally, you'd need to supply pages 1 and 2 of .. |
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| Sat Oct 17 8:57:34 2009 |
educate me, someone, please. i have never heard .. |
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| Sat Oct 17 8:55:54 2009 |
once you get into a habit of paying at the tail .. |
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| Sat Oct 17 8:50:47 2009 |
vinny, your score is going to have to come up a .. |
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| Sat Oct 17 8:43:15 2009 |
now i do not live in a community property state, .. |
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| Sat Oct 17 8:39:34 2009 |
this could become quite messy. when your mom was .. |
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| Sat Oct 17 8:35:04 2009 |
unless your grandmother works for hud, i am .. |
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| Sat Oct 17 8:30:44 2009 |
generally, if a loan can be put through automated .. |
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| Sat Oct 17 8:28:04 2009 |
i would certainly think that power of attorney .. |
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| Sat Oct 17 6:09:30 2009 |
absolutely...if she is an owner of the home, then .. |
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| Sat Oct 17 6:07:24 2009 |
it is possible, yes; but it's a long-term .. |
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| Fri Oct 16 11:33:54 2009 |
or wait...is it a 5-year payback .. |
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| Fri Oct 16 11:33:28 2009 |
usually someone coming out of a debt counseling .. |
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| Fri Oct 16 11:32:05 2009 |
somebody, somewhere owns it. the land records in .. |
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| Fri Oct 16 11:30:52 2009 |
jimmy with your foreclosure and bankruptcy having .. |
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| Fri Oct 16 11:28:12 2009 |
their having reserved to right to collect for the .. |
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| Fri Oct 16 11:25:15 2009 |
and i am in agreement as well. bear in mind that .. |
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| Fri Oct 16 11:23:41 2009 |
apparently neither of these two companies you .. |
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| Fri Oct 16 11:20:27 2009 |
you got it right terrilynn - the timing should be .. |
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| Fri Oct 16 10:20:49 2009 |
about that i'm not so sure, wretched. a secured .. |
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| Fri Oct 16 10:17:05 2009 |
a third party servicer for what reason to take .. |
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| Fri Oct 16 10:13:47 2009 |
naca isn't going to charge any fees, i don't .. |
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| Wed Oct 14 5:10:41 2009 |
it ought to be processed the same day it's .. |
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| Wed Oct 14 5:09:07 2009 |
get over your nerves on the adjustable rate. .. |
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| Wed Oct 14 5:06:31 2009 |
not even 5 years ago would a 66% ratio work. the .. |
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| Wed Oct 14 5:04:34 2009 |
i think that's gonna depend on the underwriter, .. |
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| Wed Oct 14 5:02:55 2009 |
amen .. |
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| Wed Oct 14 5:02:02 2009 |
the neighborhood! what ever happened to .. |
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| Wed Oct 14 4:59:50 2009 |
you'd better find out if the current owner has a .. |
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| Wed Oct 14 4:54:59 2009 |
well, because they wanted to know. and that's .. |
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| Wed Oct 14 4:52:18 2009 |
just keep making the payments, tennille. you .. |
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| Wed Oct 14 1:33:43 2009 |
you will be well-advised to discuss all the .. |
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| Wed Oct 14 1:25:32 2009 |
lenders don't monitor the obituaries, and they .. |
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| Wed Oct 14 1:24:13 2009 |
cece - what was the order of the court did they .. |
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| Wed Oct 14 1:17:43 2009 |
well, i see you haven't had your question .. |
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| Wed Oct 14 1:15:04 2009 |
to get back to the beginning: 740 is the score .. |
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| Wed Oct 14 1:12:33 2009 |
step one - the account becomes delinquent and .. |
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| Wed Oct 14 1:09:03 2009 |
cindyrae, your payment performance on that car .. |
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| Wed Oct 14 1:04:00 2009 |
mom, if you spend $400 you save $120 a month, .. |
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| Wed Oct 14 1:01:26 2009 |
no sense in being angry, al - the world is a .. |
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| Wed Oct 14 12:57:55 2009 |
good point, john. i haven't seen it lately, but .. |
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| Wed Oct 14 12:56:36 2009 |
appraisers all look at property the same way, .. |
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| Wed Oct 14 12:54:43 2009 |
i'm only going to answer the part about the .. |
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| Wed Oct 14 12:50:17 2009 |
in all likelihood, .. |
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| Wed Oct 14 12:49:16 2009 |
i'm afraid it takes 2 years to put together the .. |
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| Wed Oct 14 9:57:27 2009 |
i can't believe that filing a copy of a divorce .. |
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| Wed Oct 14 9:53:56 2009 |
i'm in agreement that you have no jeopardy of .. |
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| Wed Oct 14 9:50:44 2009 |
i'm not sure what you'd be looking for in a .. |
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| Wed Oct 14 9:48:14 2009 |
correct...don't wait for your lender to tell you. .. |
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| Wed Oct 14 9:46:47 2009 |
based on your ownership of a property that you do .. |
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| Wed Oct 14 9:42:51 2009 |
wretched made a good suggestion regarding .. |
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| Wed Oct 14 9:38:02 2009 |
you can only find pockets of lenders doing .. |
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| Wed Oct 14 9:20:56 2009 |
co-brokering is an option in a place or .. |
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| Tue Oct 13 10:13:14 2009 |
thank you. right now, i have about 5 irons in .. |
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| Tue Oct 13 10:09:55 2009 |
if you cosign then you are "on" the .. |
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| Tue Oct 13 10:06:34 2009 |
you can consider it at any .. |
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| Tue Oct 13 10:01:01 2009 |
jayn, i'm sorry to hear that you're in trouble .. |
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| Tue Oct 13 9:51:54 2009 |
lawyers ought to be thanking us....yes, if the .. |
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| Mon Oct 12 9:41:52 2009 |
grrrrr .. |
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| Mon Oct 12 9:40:03 2009 |
au contraire - the one site that will answer .. |
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| Mon Oct 12 9:33:36 2009 |
glad to know that someone may have been helped by .. |
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| Mon Oct 12 9:29:41 2009 |
no thanks...i only wished to respond to the .. |
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| Mon Oct 12 9:22:27 2009 |
please review the definition of .. |
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| Mon Oct 12 9:18:43 2009 |
a lay person is not in any position to make a .. |
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| Mon Oct 12 9:15:36 2009 |
undoubtedly, nothing in life is guaranteed except .. |
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| Mon Oct 12 9:11:36 2009 |
you definitely need an advocate - everyone does. .. |
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| Mon Oct 12 9:08:54 2009 |
actually you might do better, but i haven't seen .. |
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| Mon Oct 12 1:52:59 2009 |
i guess we all succumb to the temptation to post .. |
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| Mon Oct 12 1:46:24 2009 |
reasonably typical, yes - is this a prospect .. |
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| Mon Oct 12 1:43:37 2009 |
please ask this question of your local housing .. |
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| Mon Oct 12 1:42:40 2009 |
megan, you cannot simply remove a name from a .. |
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| Mon Oct 12 1:40:52 2009 |
you need to coordinate the quit claim and the .. |
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| Mon Oct 12 1:39:34 2009 |
with written verifications of employment, these .. |
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| Mon Oct 12 1:38:12 2009 |
it's not so much that banks/lenders etc. have no .. |
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| Mon Oct 12 7:55:07 2009 |
if you're happy with your current lender, check .. |
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| Mon Oct 12 7:52:59 2009 |
elisa, the financing of mobile homes is so .. |
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| Mon Oct 12 7:50:33 2009 |
very simple...if you file a schedule c (and you .. |
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| Mon Oct 12 7:48:48 2009 |
eric made a good point concerning lpmi. i would .. |
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| Mon Oct 12 7:46:09 2009 |
as a general rule, if you are returning to your .. |
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| Mon Oct 12 7:42:30 2009 |
frankly, there need be no detailed discussions .. |
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| Mon Oct 12 7:41:03 2009 |
it's getting pretty dreary - and i don't mean the .. |
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| Mon Oct 12 7:39:31 2009 |
wow...that was ancient...you were lacking .. |
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| Mon Oct 12 7:38:02 2009 |
hello dolly! wow...local newspaper ads are not .. |
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| Mon Oct 12 7:32:57 2009 |
it may well be, but you'll find out for certain .. |
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| Mon Oct 12 7:31:28 2009 |
that's painfully obvious from your other 13 .. |
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| Mon Oct 12 7:27:50 2009 |
uh-oh
the word is "credibility" and .. |
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| Mon Oct 12 7:26:45 2009 |
please cease this ridiculous posting of questions .. |
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| Mon Oct 12 7:24:53 2009 |
let's get on the same wavelength here, people. .. |
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| Mon Oct 12 7:22:59 2009 |
dolly is another of our phantom posters who .. |
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| Mon Oct 12 7:19:14 2009 |
indeed, ownership in your name has no impact on .. |
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| Mon Oct 12 7:15:59 2009 |
please listen to .. |
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| Mon Oct 12 7:13:48 2009 |
i'm usually up late anyway, eric - just very .. |
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| Mon Oct 12 7:10:26 2009 |
i don't get that last paragraph at .. |
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| Mon Oct 12 7:08:06 2009 |
johnvalley...Reading Is Fundamental! that's what .. |
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| Mon Oct 12 7:03:35 2009 |
nice question eric - would that make it more or .. |
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| Mon Oct 12 7:01:40 2009 |
you are quite .. |
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| Sun Oct 11 10:04:13 2009 |
"shame on you" is rather harsh. .. |
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| Sun Oct 11 10:00:54 2009 |
thanks eric for sticking up for an underwriter. .. |
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| Sun Oct 11 9:56:42 2009 |
sarah it doesn't make sense to think about a .. |
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| Sun Oct 11 9:54:00 2009 |
indeed...discuss what you can do and what you .. |
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| Sun Oct 11 9:51:53 2009 |
with only 7 years remaining, your savings would .. |
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| Sun Oct 11 9:50:05 2009 |
i don't believe gravesites are handled as .. |
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| Sun Oct 11 9:48:31 2009 |
it is imperative that you be in contact with your .. |
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| Sun Oct 11 9:44:45 2009 |
check with your tax advisor - that's your best .. |
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| Sun Oct 11 9:39:22 2009 |
marion, a home equity loan is the way to go to .. |
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| Sun Oct 11 9:28:46 2009 |
sorry, dante, but i don't know what a consumer .. |
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| Sun Oct 11 9:26:58 2009 |
well, ben, i am unable to crab about prospect's .. |
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| Sun Oct 11 9:18:38 2009 |
michael d - consulting a tax advisor is a good .. |
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| Sun Oct 11 9:11:37 2009 |
sage advice .. |
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| Sun Oct 11 9:07:08 2009 |
eric is right on - no need to waste much time in .. |
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| Sun Oct 11 9:05:18 2009 |
well, you didn't annoy or discourage me, so i .. |
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| Wed Oct 7 2:13:54 2009 |
i am quite certain there is not. timeshares are .. |
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| Wed Oct 7 2:12:23 2009 |
well said, manoj. i .. |
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| Wed Oct 7 1:13:16 2009 |
i know this came up not long ago here, too; but i .. |
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| Wed Oct 7 1:01:36 2009 |
often i see it as .. |
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| Wed Oct 7 12:01:21 2009 |
no it makes no sense at all. in the first place, .. |
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| Wed Oct 7 11:56:39 2009 |
if only... .. |
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| Wed Oct 7 11:46:40 2009 |
in all likelihood, you'll probably have already .. |
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| Wed Oct 7 11:44:41 2009 |
please...everyone who is located in the united .. |
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| Wed Oct 7 11:41:59 2009 |
i guess they're no help then. i'm sorry to be so .. |
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| Wed Oct 7 11:39:47 2009 |
so many of us do all that groundwork for nothing .. |
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| Wed Oct 7 11:21:24 2009 |
manoj...you didn't read the post, did .. |
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| Wed Oct 7 11:18:58 2009 |
5212 north central avenue in .. |
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| Wed Oct 7 11:16:23 2009 |
audrey, that you are currently in bankruptcy is .. |
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| Wed Oct 7 11:12:22 2009 |
you'll somehow have to find out who to speak with .. |
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| Wed Oct 7 11:03:08 2009 |
dvdt - your income, as seen by a lender, is your .. |
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| Wed Oct 7 10:44:07 2009 |
maestro, it looks like your only option is to .. |
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| Wed Oct 7 10:25:40 2009 |
you might have to fight like a dog to get it .. |
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| Wed Oct 7 10:22:28 2009 |
no .. |
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| Wed Oct 7 10:21:56 2009 |
what's annoying about all these is that i spend .. |
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| Wed Oct 7 10:20:06 2009 |
okay here we go again....can we get some real .. |
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| Wed Oct 7 10:19:16 2009 |
"x" out the word "both" in my .. |
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| Wed Oct 7 10:18:44 2009 |
yes, it is an allowable tax deduction for both .. |
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| Wed Oct 7 10:16:19 2009 |
first question: no it will not interfere with .. |
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| Wed Oct 7 10:11:00 2009 |
manoj, i'm glad to know that you are trying to .. |
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| Wed Oct 7 10:04:34 2009 |
when someone asks for help on this site, it .. |
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| Wed Oct 7 9:55:40 2009 |
again, i think your lender hasn't a clue. i'd .. |
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| Tue Oct 6 1:45:40 2009 |
i can't disagree with that kal. rates are .. |
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| Tue Oct 6 12:40:23 2009 |
john, i don't think you've missed anything. i've .. |
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| Tue Oct 6 12:31:04 2009 |
check your inbox .. |
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| Tue Oct 6 12:05:24 2009 |
that wasn't how i meant it. the investors who .. |
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| Tue Oct 6 9:48:23 2009 |
well, back to you on this: are you ready to buy .. |
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| Tue Oct 6 8:17:45 2009 |
self employment must be 2 years in duration, and .. |
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| Tue Oct 6 8:14:27 2009 |
well...if there's a deficiency (and there clearly .. |
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| Tue Oct 6 8:01:06 2009 |
every bank has a supervisory agency. if this is .. |
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| Tue Oct 6 7:57:11 2009 |
not at all, mark. please brush up on your .. |
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| Tue Oct 6 7:54:31 2009 |
pamela, you are quite welcome to ask for a .. |
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| Tue Oct 6 7:51:23 2009 |
i think i would back away from this deal really .. |
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| Tue Oct 6 7:42:46 2009 |
guest, if you become the owner, then you'd be the .. |
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| Tue Oct 6 7:42:01 2009 |
and i am surprised also. however, we have to .. |
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| Tue Oct 6 7:38:32 2009 |
keeping it "interesting" is, of course, .. |
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| Tue Oct 6 7:31:06 2009 |
yeah, well abnormal can get on one's .. |
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| Tue Oct 6 7:28:58 2009 |
if there's a lender out there who can offer loans .. |
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| Tue Oct 6 7:23:23 2009 |
huh who is trying hard if they're trying hard, .. |
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| Tue Oct 6 7:20:44 2009 |
of course a deed in lieu of foreclosure will .. |
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| Tue Oct 6 7:17:59 2009 |
guest, you apparently lack the concept of a .. |
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| Tue Oct 6 7:12:08 2009 |
Christine, you are way off base. the original .. |
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| Mon Oct 5 3:37:21 2009 |
death and taxes...the old adage tells us these .. |
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| Mon Oct 5 3:35:33 2009 |
Kristin, i sincerely hope your arrangement has .. |
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| Mon Oct 5 1:29:34 2009 |
the sale of your loan should have no bearing on .. |
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| Mon Oct 5 1:27:32 2009 |
see, john, that's why we get along...you and i .. |
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| Mon Oct 5 12:42:07 2009 |
bromranch, you seem eager to leave. you don't .. |
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| Mon Oct 5 12:38:11 2009 |
oh well, not really, because taxes are .. |
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| Mon Oct 5 12:35:09 2009 |
come on, sussane...to tell mom to "contact .. |
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| Mon Oct 5 12:28:47 2009 |
it seems finances (credit, perhaps) and income .. |
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| Mon Oct 5 12:13:02 2009 |
jinge, you need to sit down with a lender and see .. |
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| Mon Oct 5 11:13:36 2009 |
well, that's funny to me still, john. according .. |
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| Mon Oct 5 9:55:28 2009 |
pure nonsense, .. |
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| Mon Oct 5 9:54:56 2009 |
precisely what he's talking about, .. |
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| Mon Oct 5 9:28:36 2009 |
i should have known that your post was bogus. i .. |
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| Mon Oct 5 9:25:55 2009 |
i don't understand why the question comes up. .. |
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| Mon Oct 5 9:24:15 2009 |
i would have to think that the nursing home or .. |
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| Mon Oct 5 9:15:16 2009 |
great idea as a rule, kim, but i suspect the bank .. |
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| Mon Oct 5 9:14:10 2009 |
without specifics about your current debt, your .. |
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| Mon Oct 5 8:58:53 2009 |
puzzlement abounds, as i've said before. glez35 .. |
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| Mon Oct 5 8:56:37 2009 |
if paying down your existing accounts isn't .. |
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| Mon Oct 5 8:50:06 2009 |
i don't comprehend why the husband in this case .. |
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| Mon Oct 5 8:28:51 2009 |
jvaughn, it seems there are other creditors who .. |
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| Mon Oct 5 8:25:55 2009 |
it appears, from a google search that i just did, .. |
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| Mon Oct 5 8:22:03 2009 |
it is a wasteful way to spend good money. .. |
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| Mon Oct 5 8:19:36 2009 |
guest, your new lender will automatically require .. |
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| Mon Oct 5 8:16:00 2009 |
do you honestly think that a sale in the amount .. |
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| Mon Oct 5 8:11:27 2009 |
that was really astute analysis, .. |
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| Mon Oct 5 8:10:01 2009 |
precisely. .. |
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| Mon Oct 5 8:08:56 2009 |
puzzlement .. |
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| Mon Oct 5 8:06:38 2009 |
last, first: no, wretched, it is not a prepaid .. |
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| Mon Oct 5 7:57:48 2009 |
newbie i have to say it sure does seem that .. |
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| Mon Oct 5 7:50:26 2009 |
AO what happened with that lender is fha not one .. |
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| Mon Oct 5 7:46:25 2009 |
the confluence of baffled people and .. |
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| Mon Oct 5 7:34:47 2009 |
i just don't get it at .. |
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| Mon Oct 5 7:33:27 2009 |
lee is correct. however, in yesterday's .. |
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| Mon Oct 5 7:17:43 2009 |
which is precisely why a prospective borrower .. |
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| Mon Oct 5 7:16:20 2009 |
I beg your pardon, .. |
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| Mon Oct 5 7:13:07 2009 |
WOW .. |
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| Mon Oct 5 7:10:12 2009 |
well....with anny nothing is especially clear. .. |
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| Mon Oct 5 7:07:16 2009 |
i don't know what was unclear .. |
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| Mon Oct 5 7:05:08 2009 |
sussane, please don't frustrate the guy (i forgot .. |
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| Mon Oct 5 6:58:24 2009 |
that there is no mortgage on the property has no .. |
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| Mon Oct 5 6:57:09 2009 |
i guess a lot of you neglected to read the .. |
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| Sat Oct 3 1:58:57 2009 |
if a 15 year loan fits your budget and you want .. |
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| Sat Oct 3 1:55:22 2009 |
wow...we just started autumn...winter isn't for 2 .. |
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| Sat Oct 3 1:52:25 2009 |
in order for that mortgage to be valid, you both .. |
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| Sat Oct 3 10:03:21 2009 |
nancy if you are both in agreement as to the .. |
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| Sat Oct 3 9:59:49 2009 |
i suppose if your ex-husband is unable to .. |
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| Sat Oct 3 9:57:41 2009 |
no you didn't say "as we enter .. |
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| Sat Oct 3 9:53:35 2009 |
i'm not sure i can get behind your stance .. |
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| Sat Oct 3 9:51:45 2009 |
it's a bit odd, angela, but you're still the .. |
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| Sat Oct 3 9:14:22 2009 |
sunny i was quoting your previous post .. |
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| Sat Oct 3 9:10:14 2009 |
yeah, but sunny...they will present this .. |
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| Sat Oct 3 8:35:55 2009 |
and for that $200 you can't get the loan company .. |
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| Sat Oct 3 8:32:57 2009 |
or even the only .. |
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| Sat Oct 3 8:27:43 2009 |
priceless...just priceless. just when you think .. |
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| Sat Oct 3 8:20:51 2009 |
you don't mention his wife other than to say he .. |
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| Sat Oct 3 8:18:51 2009 |
keep trying...that's all you can do. try to find .. |
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| Sat Oct 3 8:17:59 2009 |
i have not previously seen the term: "equity .. |
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| Sat Oct 3 8:15:41 2009 |
gee whiz, barbara...i think you have the wrong .. |
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| Sat Oct 3 8:14:33 2009 |
to negotiate with a seller, you need preapproval .. |
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| Sat Oct 3 8:12:35 2009 |
getting your house back would seem to have a lot .. |
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| Sat Oct 3 8:10:50 2009 |
well, fortunately, rates have dipped in recent .. |
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| Sat Oct 3 8:04:16 2009 |
much more to add: with fha loans, for example, .. |
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| Sat Oct 3 8:02:00 2009 |
oh yeah...insofar as sincerity is concerned...my .. |
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| Sat Oct 3 8:00:56 2009 |
thank you savior....i slaved over that .. |
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| Sat Oct 3 7:58:06 2009 |
not a relevant commentary .. |
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| Sat Oct 3 7:56:42 2009 |
thank you jenkin7 for a note of truth and .. |
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| Sat Oct 3 7:55:11 2009 |
let's be a bit more specific to co-signers: .. |
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| Sat Oct 3 7:51:05 2009 |
pardon me: "series" of questions, not .. |
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| Sat Oct 3 7:50:11 2009 |
so true...the equity you have in your home will .. |
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| Sat Oct 3 7:46:35 2009 |
i was underwriting 3 years ago in a retail .. |
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| Sat Oct 3 7:40:20 2009 |
wibs girl what does your divorce decree state .. |
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| Sat Oct 3 7:38:41 2009 |
i am specifically referring to the foolish .. |
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| Fri Oct 2 3:13:11 2009 |
most of yours are typos, though, i think. it's a .. |
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| Fri Oct 2 3:08:56 2009 |
ask me this 3 years ago and i would have had a .. |
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| Fri Oct 2 3:07:59 2009 |
what benefit to our seller is making this .. |
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| Fri Oct 2 3:05:42 2009 |
it gets pretty tiresome to see all the fuss about .. |
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| Fri Oct 2 3:04:38 2009 |
i am also an editor, sunny. if you or anyone you .. |
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| Fri Oct 2 3:03:09 2009 |
brandi vaporized i guess...we'll never know the .. |
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| Fri Oct 2 2:54:46 2009 |
what "lender relation you will get .. |
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| Fri Oct 2 2:52:53 2009 |
jimmie, please elaborate. are you trying to find .. |
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| Fri Oct 2 2:48:21 2009 |
so 3 years ago, he quit claimed it to you i .. |
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| Fri Oct 2 2:46:47 2009 |
it is absolutely true that closings these days .. |
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| Fri Oct 2 1:58:01 2009 |
sorry...i don't mean to say that there are no .. |
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| Fri Oct 2 1:56:54 2009 |
ken, i would dearly love to hear your reasoning .. |
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| Fri Oct 2 1:54:35 2009 |
pure drivel .. |
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| Fri Oct 2 1:53:46 2009 |
it would make sense to me that an insurance .. |
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| Fri Oct 2 1:50:07 2009 |
aurora and lehman are both mortgage companies .. |
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| Fri Oct 2 1:29:53 2009 |
well, steve and anny thanks for your 2 cents, but .. |
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| Fri Oct 2 1:24:07 2009 |
you're correct, of course, john. but of course, .. |
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| Fri Oct 2 1:10:48 2009 |
you are .. |
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| Fri Oct 2 1:08:34 2009 |
if there was a real topic to that serious of .. |
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| Fri Oct 2 1:01:47 2009 |
if i understand any of this, i'll be amazed. .. |
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| Fri Oct 2 12:13:27 2009 |
yes, that makes better sense; .. |
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| Fri Oct 2 11:45:04 2009 |
that's not what i was saying...the definition of .. |
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| Fri Oct 2 11:40:43 2009 |
anny these bogus posts of yours don't do anyone .. |
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| Fri Oct 2 11:37:42 2009 |
if only....
anny, please read again...he .. |
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| Fri Oct 2 11:30:27 2009 |
same as .. |
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| Fri Oct 2 11:27:16 2009 |
jenkin you made me dizzy with that .. |
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| Fri Oct 2 11:23:23 2009 |
not true, hemsleysue...it depends on the .. |
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| Fri Oct 2 11:13:44 2009 |
not a smart move to put your phone number on this .. |
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| Fri Oct 2 11:11:11 2009 |
well, that response didn't do much for me...not .. |
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| Fri Oct 2 11:10:11 2009 |
a lender cannot speak with an unauthorized third .. |
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| Fri Oct 2 11:08:36 2009 |
you cannot finance closing costs with an fha .. |
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| Fri Oct 2 11:01:19 2009 |
i honestly think that a lender can and will .. |
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| Fri Oct 2 10:34:59 2009 |
jean, i don't know the answer to your question, .. |
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| Fri Oct 2 10:31:04 2009 |
chris, it is an excellent idea to ignore the .. |
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| Fri Oct 2 10:29:01 2009 |
this was actually me:
truly doubt the bank .. |
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| Fri Oct 2 10:27:50 2009 |
amy, i cannot say i know anything about how chase .. |
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| Fri Oct 2 8:46:15 2009 |
but far too many people get carried away and go .. |
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| Fri Oct 2 8:45:10 2009 |
that's a bit dramatic, don't you .. |
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| Thu Oct 1 11:48:28 2009 |
let's go back to the beginning, please.
hog .. |
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| Thu Oct 1 11:41:48 2009 |
keep the .. |
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| Thu Oct 1 11:40:32 2009 |
annyb27 can you please explain what you're .. |
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| Thu Oct 1 10:38:55 2009 |
well, that was concise and oh-so appropriately .. |
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| Thu Oct 1 9:08:51 2009 |
how in the world anyone can declare is .. |
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| Thu Oct 1 8:40:04 2009 |
ditto for a dba account - a creditor cannot .. |
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| Thu Oct 1 8:35:10 2009 |
what we don't know, and it is critical, is the .. |
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| Thu Oct 1 8:32:57 2009 |
a creditor cannot touch your personal account .. |
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| Thu Oct 1 7:35:37 2009 |
it is tough when you're between a rock and a hard .. |
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| Thu Oct 1 7:29:16 2009 |
a mortgage would be paid off concurrent with the .. |
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| Thu Oct 1 6:58:27 2009 |
if we could loans to closing, instead of having .. |
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| Thu Oct 1 6:53:16 2009 |
you are not alone; sometimes i cannot comprehend .. |
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| Thu Oct 1 6:47:23 2009 |
denise, i take it that you are dl0405. is that .. |
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| Thu Oct 1 6:44:23 2009 |
it's kind of like "brawny" versus .. |
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| Thu Oct 1 6:42:34 2009 |
well, the "A" is the same in both, but .. |
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| Thu Oct 1 6:37:33 2009 |
as i said .. |
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| Thu Oct 1 6:36:54 2009 |
that would take a week to .. |
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| Thu Oct 1 6:30:08 2009 |
there are so many companies bearing the same name .. |
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| Thu Oct 1 6:25:42 2009 |
i have to say i subscribe to help's theory here. .. |
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| Thu Oct 1 6:24:00 2009 |
dl, as you know, this is a very personal decision .. |
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| Thu Oct 1 6:18:46 2009 |
marion, as savior pointed out, no-doc loans are .. |
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| Thu Oct 1 6:10:58 2009 |
a common occurrence around .. |
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| Thu Oct 1 6:09:16 2009 |
djames, naca has a website that i'm sure would .. |
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| Wed Sep 30 8:16:58 2009 |
your car is .. |
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| Wed Sep 30 8:16:11 2009 |
fortunately our area is not hit with anything .. |
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| Wed Sep 30 8:07:55 2009 |
hello...the board is who i'm talking about and .. |
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| Wed Sep 30 8:06:20 2009 |
if you are asking "is there less risk with a .. |
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| Wed Sep 30 8:03:27 2009 |
amen to that eric...i see more and more of that .. |
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| Wed Sep 30 2:48:32 2009 |
john, i have a miserable time in trying to .. |
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| Wed Sep 30 2:47:07 2009 |
this is only an opinion: if you allow them to do .. |
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| Wed Sep 30 2:00:32 2009 |
cingram, you do realize, don't you, that the .. |
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| Wed Sep 30 12:54:42 2009 |
the tax credit applies to a first time homebuyer. .. |
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| Wed Sep 30 12:52:42 2009 |
gunz...sunny...you didn't read carefully...the .. |
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| Wed Sep 30 12:48:03 2009 |
well, kim, it appears your voice was not heard. .. |
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| Wed Sep 30 12:42:58 2009 |
if your lender is holding out for a divorce .. |
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| Wed Sep 30 12:38:51 2009 |
you are not obligated to make payments now. .. |
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| Wed Sep 30 12:29:19 2009 |
if you won't be a borrower, brio, they won't care .. |
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| Wed Sep 30 12:27:01 2009 |
you'll definitely need more than a .. |
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| Wed Sep 30 12:24:03 2009 |
nice, larry...now please bear in mind that this .. |
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| Wed Sep 30 12:21:03 2009 |
yeah...cyenthia's in particular, i'm .. |
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| Wed Sep 30 12:19:59 2009 |
based on my dislike for payday loans, i have to .. |
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| Wed Sep 30 12:16:18 2009 |
it wouldn't be a way for the lenders to make .. |
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| Wed Sep 30 12:13:08 2009 |
i'm not certain what you've heard about a quit .. |
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| Wed Sep 30 8:22:59 2009 |
you may have to use some of that gift money to .. |
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| Wed Sep 30 8:18:27 2009 |
well, payday, we don't know who you are or what .. |
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| Wed Sep 30 8:15:31 2009 |
tlr, the only way his name will be removed from .. |
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| Wed Sep 30 8:11:52 2009 |
what are the odds of this happening to someone .. |
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| Wed Sep 30 7:30:44 2009 |
kev, that is precisely what CEM .. |
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| Wed Sep 30 7:28:11 2009 |
gunz...down payment requirement for fha is 3.5% .. |
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| Wed Sep 30 7:26:35 2009 |
another waste...manoj you clearly lack knowledge .. |
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| Wed Sep 30 7:23:21 2009 |
gunz, the credit agencies would not be involved .. |
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| Wed Sep 30 7:20:19 2009 |
this thread ought to be dumped. steve, you claim .. |
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| Wed Sep 30 7:16:10 2009 |
you didn't tell us anything about income, boston, .. |
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| Wed Sep 30 7:07:44 2009 |
that's all wonderful manoj, but if they are .. |
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| Wed Sep 30 7:02:27 2009 |
it's pretty apparent that our original poster .. |
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| Tue Sep 29 1:37:06 2009 |
my only addition to 02's comment is that those .. |
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| Tue Sep 29 1:29:10 2009 |
it's not even a matter of eroding equity. the .. |
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| Tue Sep 29 10:50:34 2009 |
"no lawyer" meaning you don't have one .. |
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| Tue Sep 29 10:46:11 2009 |
the true answer today is "maybe." i'll .. |
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| Tue Sep 29 10:21:19 2009 |
that's scary. most loan officers don't get it .. |
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| Tue Sep 29 10:10:20 2009 |
liam, you'll have difficulty in locating such a .. |
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| Tue Sep 29 10:07:27 2009 |
guest, i don't quite get what you're talking .. |
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| Tue Sep 29 10:03:18 2009 |
when trying to use bold type,
i find it to be .. |
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| Tue Sep 29 10:02:31 2009 |
i am disappointed that i have to say that some of .. |
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| Tue Sep 29 9:57:49 2009 |
ahhh...and i remember those days when we had .. |
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| Tue Sep 29 9:55:02 2009 |
bridge loans are not available with everyone. .. |
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| Tue Sep 29 9:51:39 2009 |
boy that is laughable...refinance when no .. |
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| Tue Sep 29 9:48:41 2009 |
it absolutely matters that you collected .. |
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| Tue Sep 29 9:45:53 2009 |
you are an owner, jennie. therefore, you have .. |
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| Tue Sep 29 9:39:15 2009 |
AMEN .. |
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| Tue Sep 29 9:38:21 2009 |
this is one of those folk who just like to ask .. |
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| Tue Sep 29 9:35:40 2009 |
i never heard of that before, eric. what do you .. |
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| Tue Sep 29 8:22:49 2009 |
not yet, but you need to contact your lender and .. |
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| Tue Sep 29 8:20:03 2009 |
unfortunately, for all the good that ACORN has .. |
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| Tue Sep 29 8:15:10 2009 |
boy oh boy, i would sure hope you wouldn't be .. |
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| Tue Sep 29 8:12:39 2009 |
i've partially answered #2 already a moment ago. .. |
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| Tue Sep 29 8:10:49 2009 |
with automated underwriting, your debt ratio can .. |
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| Tue Sep 29 8:00:35 2009 |
good luck finding their earlier customers, of .. |
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| Tue Sep 29 7:58:42 2009 |
wesley, who closed this loan for you did you .. |
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| Tue Sep 29 7:53:06 2009 |
here we go .. |
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| Tue Sep 29 7:51:57 2009 |
as long as the loan amount is 80% or less of the .. |
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| Tue Sep 29 7:50:03 2009 |
find another lender - the appraisal done for bofa .. |
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| Tue Sep 29 7:45:19 2009 |
florence, i would recommend your taking your .. |
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| Tue Sep 29 7:42:17 2009 |
i apologize for what seems to be too harsh a .. |
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| Tue Sep 29 7:41:19 2009 |
how in the world anyone can describe a 27% .. |
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| Tue Sep 29 7:34:52 2009 |
theo you're going to have to suspend your .. |
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| Tue Sep 29 7:30:07 2009 |
the irs can answer generic questions such as you .. |
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| Mon Sep 28 2:16:33 2009 |
i guess it's safe to say that you are the new, .. |
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| Mon Sep 28 1:34:29 2009 |
that's the typical verbiage to do what you wish .. |
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| Mon Sep 28 1:33:32 2009 |
one is .. |
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| Mon Sep 28 1:32:30 2009 |
need...i don't quite get it. if you were .. |
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| Mon Sep 28 12:31:51 2009 |
that was my comment immediately .. |
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| Mon Sep 28 11:13:32 2009 |
chip please refrain from posting a solicitation .. |
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| Mon Sep 28 10:31:35 2009 |
no doubt you're .. |
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| Mon Sep 28 10:20:14 2009 |
oh, no doubt, sunny. but in this current .. |
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| Mon Sep 28 10:12:24 2009 |
carla, you need to .. |
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| Mon Sep 28 10:12:01 2009 |
ag the credit you are speaking of is a tax credit .. |
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| Mon Sep 28 9:59:36 2009 |
as a general rule, an escrow overage will be sent .. |
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| Mon Sep 28 9:56:28 2009 |
i see lots of owner-financing questions up here. .. |
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| Mon Sep 28 9:52:57 2009 |
if by quit claiming to your husband you have .. |
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| Mon Sep 28 9:50:10 2009 |
presumably, you've been prequalified/preapproved .. |
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| Mon Sep 28 9:46:34 2009 |
you and dad should prepare a promissory note for .. |
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| Mon Sep 28 9:09:06 2009 |
i don't get the connection between the mortgage .. |
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| Mon Sep 28 9:05:27 2009 |
was the modification detrimental to you if not, .. |
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| Mon Sep 28 9:00:37 2009 |
suyoq nothing of what you wanted to say made .. |
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| Mon Sep 28 8:54:57 2009 |
whattya think...i agree with kim...you really .. |
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| Mon Sep 28 8:52:41 2009 |
conventional loans with non-occupant coborrowers .. |
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| Mon Sep 28 8:48:29 2009 |
i have no notion of what your post means, .. |
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| Mon Sep 28 8:45:15 2009 |
transferring ownership interest in property .. |
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| Mon Sep 28 8:42:37 2009 |
virginia, you need legal advice. if you are an .. |
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| Mon Sep 28 8:39:19 2009 |
if you're unable to refinance due to cash .. |
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| Mon Sep 28 8:37:06 2009 |
a standardized document ought to do the trick. .. |
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| Mon Sep 28 8:34:49 2009 |
yes, you will be required to pay into an escrow .. |
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| Mon Sep 28 8:33:35 2009 |
what you can do is only the best you can do, .. |
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| Mon Sep 28 8:31:38 2009 |
no such thing as "maximum"...a lender .. |
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| Mon Sep 28 8:29:38 2009 |
precisely...you need to speak with lenders who .. |
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| Mon Sep 28 8:27:54 2009 |
legal age is 18, so a 19-year-old is certainly .. |
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| Mon Sep 28 8:17:34 2009 |
mamie, if you're eliminating debt and reducing .. |
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| Mon Sep 28 7:56:15 2009 |
janet, please explain: is the tax lien satisfied .. |
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| Mon Sep 28 7:53:39 2009 |
i don't ever think it's a good idea to stop .. |
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| Mon Sep 28 7:45:34 2009 |
also, he is the one receiving the .. |
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| Mon Sep 28 7:45:22 2009 |
value is, of course, a vital component in .. |
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| Mon Sep 28 7:44:28 2009 |
nonnie noted in the first sentence that it's a .. |
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| Mon Sep 28 7:42:48 2009 |
once again...a 15 day late payment will result in .. |
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| Mon Sep 28 7:31:06 2009 |
as of today sunny, they are no longer in los .. |
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| Mon Sep 28 7:29:58 2009 |
but of course "local" is all dependent .. |
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| Mon Sep 28 7:28:44 2009 |
guys...please use spell-check if you have it or .. |
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| Mon Sep 28 7:25:38 2009 |
man oh man .. |
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| Mon Sep 28 7:23:13 2009 |
don't i know .. |
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| Mon Sep 28 7:22:36 2009 |
i knew what you meant, actually...but that's a .. |
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| Sat Sep 26 10:36:18 2009 |
i'm puzzled about what the real question is .. |
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| Sat Sep 26 10:32:06 2009 |
odds are slim of obtaining a new, refinance, .. |
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| Sat Sep 26 10:29:49 2009 |
the physical location of a person has nothing to .. |
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| Sat Sep 26 10:25:52 2009 |
if you are talking about the actual document, .. |
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| Sat Sep 26 10:24:00 2009 |
who is the lender if we knew that, we might be .. |
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| Sat Sep 26 10:21:32 2009 |
i'd rather have none at all than to have poor .. |
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| Sat Sep 26 10:20:21 2009 |
prayerfully, i won't see this sort of grievous .. |
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| Sat Sep 26 10:17:59 2009 |
i seriously doubt that greentree has a clue about .. |
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| Sat Sep 26 10:16:19 2009 |
sure...that could be, but since she cites having .. |
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| Sat Sep 26 10:13:00 2009 |
not necessarily more activity...more fear that .. |
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| Sat Sep 26 10:11:12 2009 |
i don't understand why it is good for our poster .. |
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| Sat Sep 26 10:09:03 2009 |
people who wish to have this credit are nervous, .. |
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| Sat Sep 26 10:08:07 2009 |
not so, gregg...some social security is taxable. .. |
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| Sat Sep 26 10:05:45 2009 |
if you are purchasing a property for your primary .. |
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| Sat Sep 26 10:03:57 2009 |
please recognize that there's no such thing as a .. |
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| Sat Sep 26 10:01:07 2009 |
very odd...how did you find the funds to buy this .. |
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| Sat Sep 26 9:57:20 2009 |
the likelihood of a prepayment penalty being in .. |
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| Sat Sep 26 9:56:06 2009 |
where do you get that a borrower going to .. |
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| Sat Sep 26 9:52:47 2009 |
theo, most lenders have tightened up, and 620 has .. |
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| Sat Sep 26 9:51:02 2009 |
since it will attract more buyers to the market, .. |
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| Sat Sep 26 9:48:40 2009 |
each party who signs a mortgage note is liable .. |
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| Sat Sep 26 9:46:16 2009 |
agreed...what's done is .. |
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| Sat Sep 26 9:45:36 2009 |
no it does not reduce your monthly payment .. |
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| Sat Sep 26 9:44:42 2009 |
no..for income tax-related questions, please ask .. |
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| Sat Sep 26 9:41:21 2009 |
if you cover a house in linen, i wonder how you .. |
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| Sat Sep 26 9:37:43 2009 |
"danger" isn't quite an appropriate .. |
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| Sat Sep 26 9:36:28 2009 |
good grief. isn't "newbie" short .. |
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| Sat Sep 26 9:34:32 2009 |
kim i hate to say this, but you are way off base. .. |
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| Sat Sep 26 9:33:16 2009 |
ratios on fha loans are typically lower than with .. |
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| Sat Sep 26 9:32:19 2009 |
i wish i could feel that activity in and of .. |
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| Sat Sep 26 9:31:41 2009 |
i wouldn't go that route, sunny...student loan .. |
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| Sat Sep 26 9:30:26 2009 |
sunny you suggested that greg read the post .. |
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| Sat Sep 26 9:29:21 2009 |
justdeb...the first sign of alarm i would see is .. |
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| Sat Sep 26 9:25:04 2009 |
chicago being as large as it is, i'd be surprised .. |
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| Fri Sep 25 3:22:34 2009 |
you definitely need to speak with your lender's .. |
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| Fri Sep 25 3:20:10 2009 |
i would imagine they can, since your dad .. |
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| Fri Sep 25 3:18:47 2009 |
not bad .. |
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| Fri Sep 25 3:18:04 2009 |
some clown is making a fortune with those ads, .. |
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| Fri Sep 25 3:16:20 2009 |
lenders are so backed up that you'd be one of the .. |
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| Fri Sep 25 3:15:09 2009 |
conservative, you're blessed to have such little .. |
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| Fri Sep 25 3:07:43 2009 |
nothing wrong with free advice - i seek it all .. |
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| Fri Sep 25 3:06:17 2009 |
i sure don't comprehend what you're driving at .. |
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| Fri Sep 25 3:04:50 2009 |
have you check with the small business .. |
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| Fri Sep 25 2:56:01 2009 |
i'm not sure how many lawyers we have who travel .. |
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| Fri Sep 25 2:54:08 2009 |
no need to post your same question more than .. |
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| Fri Sep 25 2:52:17 2009 |
did i just answer this peculiar situation .. |
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| Fri Sep 25 2:46:22 2009 |
carla, .. |
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| Fri Sep 25 2:45:35 2009 |
dgerace, what you'll be required to do is to .. |
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| Fri Sep 25 2:43:11 2009 |
oops...not "gerry" but .. |
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| Fri Sep 25 2:42:49 2009 |
basic difference is 15 days, gerry...what a .. |
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| Fri Sep 25 2:41:32 2009 |
what you propose makes sense. you wouldn't be .. |
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| Fri Sep 25 2:38:16 2009 |
so you did something without legal .. |
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| Fri Sep 25 2:29:03 2009 |
you got me...what's a "noob" .. |
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| Fri Sep 25 2:27:33 2009 |
eish, you must contact the town/city/county - .. |
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| Fri Sep 25 2:25:34 2009 |
oh yeah...carla, we have grown tired of your ad. .. |
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| Fri Sep 25 2:25:07 2009 |
i have to laugh at that gunz...you're trying to .. |
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| Fri Sep 25 2:18:20 2009 |
a foreclosure action has to be brought against .. |
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| Fri Sep 25 2:17:13 2009 |
wow...those must be some eyes!
okay...back to .. |
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| Fri Sep 25 2:13:53 2009 |
last comes first: assets are nice but will not .. |
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| Fri Sep 25 11:55:23 2009 |
discussed over and over again on a variety of .. |
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| Fri Sep 25 11:53:37 2009 |
in one way or the other, i suppose they all .. |
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| Fri Sep 25 11:51:52 2009 |
yeah, yeah, carla...i just responded to your .. |
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| Fri Sep 25 11:50:11 2009 |
sunny, that's not a fair assessment of things. .. |
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| Fri Sep 25 11:34:19 2009 |
forgive my skepticism, guest. first of all, the .. |
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| Fri Sep 25 11:12:42 2009 |
mortgage brokers have various contacts. they .. |
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| Fri Sep 25 11:04:21 2009 |
what those last two are about is as baffling as .. |
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| Fri Sep 25 10:59:01 2009 |
well, dani, you do have a large amount of debt .. |
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| Fri Sep 25 10:54:19 2009 |
hold the phone, sunny...i said no such thing. .. |
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| Thu Sep 24 10:59:25 2009 |
Tranferring property without paying off mortgage .. |
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| Thu Sep 24 10:52:45 2009 |
if you transfer title to another entity, your .. |
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| Thu Sep 24 10:13:58 2009 |
oh yeah...you also chose a name for this forum .. |
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| Thu Sep 24 10:13:03 2009 |
you have all sorts of things working against you. .. |
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| Thu Sep 24 9:51:31 2009 |
unclebuck, your expenses would not be taken into .. |
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| Thu Sep 24 9:49:03 2009 |
i'd be pretty skeptical about that approach, .. |
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| Thu Sep 24 9:48:25 2009 |
with fha loans, the requirement for down payment .. |
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| Thu Sep 24 9:45:48 2009 |
you'll definitely run into trouble. log homes .. |
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| Thu Sep 24 9:15:57 2009 |
yes, indeed. you would never want a family law .. |
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| Thu Sep 24 8:55:53 2009 |
you didn't tell us how large your existing .. |
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| Thu Sep 24 8:51:34 2009 |
i think you'd want to coordinate the change of .. |
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| Thu Sep 24 8:32:11 2009 |
what a lovely advertisement. christine, please .. |
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| Thu Sep 24 7:35:08 2009 |
check this out, carolyn; i just answered your .. |
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| Thu Sep 24 7:32:42 2009 |
the only thing that affects your credit score .. |
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| Thu Sep 24 7:28:32 2009 |
i hope no more of our "experts" come .. |
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| Thu Sep 24 7:25:27 2009 |
:shrug: .. |
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| Thu Sep 24 7:24:12 2009 |
cosigners need to be family members for lenders .. |
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| Thu Sep 24 7:21:03 2009 |
and you need a lawyer...and you need some common .. |
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| Thu Sep 24 7:19:55 2009 |
is the name just a color or is it real
is the .. |
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| Thu Sep 24 7:17:56 2009 |
that's pretty imprecise.
mark, you would be .. |
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| Thu Sep 24 7:15:55 2009 |
go buy those books they advertise at 1, 2 and 3 .. |
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| Thu Sep 24 7:13:41 2009 |
kathleen, when quit claiming your interest in a .. |
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| Thu Sep 24 7:07:51 2009 |
well, i used to be a banker, but now i just .. |
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| Thu Sep 24 7:06:13 2009 |
you may want to speak to the lender first to find .. |
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| Thu Sep 24 7:04:26 2009 |
pat, the age of your home is going to prevent .. |
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| Thu Sep 24 7:03:09 2009 |
i guess i didn't use my "highlighting" .. |
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| Thu Sep 24 7:02:37 2009 |
direct from the instructions on Form 5405: .. |
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| Thu Sep 24 6:50:01 2009 |
well i guess i can fathom that .. |
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| Thu Sep 24 6:48:41 2009 |
who is it that is "famous as teaser" .. |
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| Thu Sep 24 6:46:10 2009 |
i suspect the bankruptcy filing has to do with a .. |
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| Thu Sep 24 6:43:36 2009 |
okay...i have no idea what leeelliot is trying to .. |
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| Thu Sep 24 6:39:20 2009 |
indeed...it would read something like this: .. |
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| Wed Sep 23 3:12:41 2009 |
i lack the legal expertise to tell you precisely .. |
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| Wed Sep 23 3:07:03 2009 |
i don't get why you think they'd come after your .. |
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| Wed Sep 23 2:57:36 2009 |
and good riddance, too. you also had those 1% .. |
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| Wed Sep 23 2:55:31 2009 |
crystal it's hard to answer...where is the .. |
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| Wed Sep 23 2:54:32 2009 |
i forgot to point out also, that upon payment of .. |
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| Wed Sep 23 2:52:33 2009 |
good points, mike. now, of course a purchase .. |
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| Wed Sep 23 2:33:22 2009 |
irs form 5405, which is the form you would use to .. |
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| Wed Sep 23 2:29:22 2009 |
in my opinion, whoever the listing realtor is .. |
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| Wed Sep 23 2:26:54 2009 |
thank you for your encouragement, .. |
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| Wed Sep 23 2:09:29 2009 |
but here it's worth a few pennies, and you also .. |
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| Wed Sep 23 2:07:05 2009 |
i'm afraid to answer this...anyone out there with .. |
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| Wed Sep 23 2:04:45 2009 |
but she made sure she got her dough, .. |
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| Wed Sep 23 1:31:22 2009 |
does anything make sense any more, eric i'm so .. |
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| Wed Sep 23 1:26:26 2009 |
jenkin has the right answer. you may find a .. |
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| Wed Sep 23 1:23:13 2009 |
if she has transferred her ownership to him, then .. |
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| Wed Sep 23 1:20:27 2009 |
you could change the locks when they aren't home, .. |
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| Wed Sep 23 12:54:29 2009 |
even though it might be a benign situation, don't .. |
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| Wed Sep 23 11:57:03 2009 |
for a new construction condominium to be .. |
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| Wed Sep 23 11:55:01 2009 |
don't count yourself as the only one, mike. look .. |
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| Wed Sep 23 11:49:24 2009 |
there is no such thing as the best bank with the .. |
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| Wed Sep 23 11:45:26 2009 |
let's not waste everyone's time. please go to .. |
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| Wed Sep 23 11:41:31 2009 |
unless you coordinate the individual sales of .. |
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| Wed Sep 23 11:39:34 2009 |
to answer your question specifically, yes he can .. |
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| Wed Sep 23 11:37:53 2009 |
well, mike you don't say where you are, but i'm .. |
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| Wed Sep 23 8:25:11 2009 |
i should have added this, too:
let us know if .. |
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| Wed Sep 23 8:24:41 2009 |
i hope you are right, .. |
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| Wed Sep 23 8:19:43 2009 |
my math, .. |
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| Tue Sep 22 2:32:26 2009 |
a realtor recommended this in my opinion, .. |
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| Tue Sep 22 2:26:33 2009 |
and let's hope it gets extended. i'm hoping all .. |
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| Tue Sep 22 2:23:25 2009 |
please .. |
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| Tue Sep 22 2:22:35 2009 |
first thing mom is to not let it expire - contact .. |
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| Tue Sep 22 2:20:34 2009 |
ever yes, but it's going to take some work. if .. |
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| Tue Sep 22 2:17:26 2009 |
i guess i took that "talked to" and .. |
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| Tue Sep 22 12:32:48 2009 |
the fastest way to improve a credit score is to .. |
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| Tue Sep 22 11:55:34 2009 |
unquestionably, you ought to pay as much as you .. |
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| Tue Sep 22 11:53:39 2009 |
i'm so glad to find everyone in agreement .. |
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| Tue Sep 22 11:51:02 2009 |
first of all, it is unlikely that you will find a .. |
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| Tue Sep 22 11:47:14 2009 |
i can't imagine why the new owner would find any .. |
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| Tue Sep 22 11:45:47 2009 |
fbjclark, you haven't mentioned what interest .. |
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| Tue Sep 22 10:24:58 2009 |
somewhere between $Zero and $510000...that's the .. |
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| Tue Sep 22 10:22:40 2009 |
in doing title, the judgments would show up, yes. .. |
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| Tue Sep 22 10:20:12 2009 |
yes, that was me just .. |
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| Tue Sep 22 9:46:16 2009 |
go to Google or some other similar search engine. .. |
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| Tue Sep 22 9:44:32 2009 |
nothing in the mortgage industry in this country .. |
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| Tue Sep 22 9:39:47 2009 |
great credit will usually override much of .. |
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| Tue Sep 22 9:35:56 2009 |
chris, he covered that in the first paragraph, .. |
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| Tue Sep 22 9:31:52 2009 |
it's mind-boggling, .. |
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| Tue Sep 22 9:26:19 2009 |
i believe that the original post concerns the .. |
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| Tue Sep 22 9:16:14 2009 |
and contact the lender, because they'll need to .. |
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| Tue Sep 22 9:15:17 2009 |
marissa, what was the application for to .. |
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| Tue Sep 22 9:14:28 2009 |
mine dunno .. |
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| Tue Sep 22 9:13:41 2009 |
i'd be quite surprised to find anyone doing such .. |
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| Tue Sep 22 9:07:43 2009 |
yeah...please don't light up a cigaret or use .. |
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| Tue Sep 22 9:06:51 2009 |
the first and best prize i can think of is that .. |
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| Tue Sep 22 9:04:30 2009 |
i think a partner would be a bad move - .. |
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| Tue Sep 22 9:01:36 2009 |
jenkin7, you're confusing us. if minimum is 620 .. |
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| Tue Sep 22 8:57:06 2009 |
self promotion on here no way! are you serious .. |
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| Tue Sep 22 8:55:12 2009 |
if you're right about bofa's motivation (or lack .. |
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| Tue Sep 22 8:50:50 2009 |
the description of your situation makes it .. |
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| Tue Sep 22 7:32:02 2009 |
mthomas, you need to immediately take this up .. |
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| Tue Sep 22 7:29:06 2009 |
agreed - it is always advisable to receive advice .. |
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| Tue Sep 22 7:27:12 2009 |
you don't have a .. |
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| Tue Sep 22 7:26:11 2009 |
guest, i agree that you are not legally .. |
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| Tue Sep 22 7:21:04 2009 |
good thought, but i'm not sure that's accurate. .. |
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| Tue Sep 22 7:19:51 2009 |
what we are seeing, truthfully, is that some of .. |
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| Tue Sep 22 7:10:42 2009 |
it .. |
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| Tue Sep 22 7:07:52 2009 |
red, you ought to go to your local housing office .. |
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| Tue Sep 22 7:03:26 2009 |
chris, please have your mi contacts spread the .. |
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| Tue Sep 22 7:01:09 2009 |
sunny, continue reading some of the posts on here .. |
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| Tue Sep 22 6:50:10 2009 |
your new wife cannot be added automatically. .. |
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| Mon Sep 21 1:46:27 2009 |
a realtor wouldn't have to be involved in a deed .. |
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| Mon Sep 21 1:42:09 2009 |
how deep into this are you, marge did this just .. |
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| Mon Sep 21 1:38:43 2009 |
no doubt, your former wife will want to be .. |
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| Mon Sep 21 1:35:49 2009 |
depending on your answers to chris' questions, .. |
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| Mon Sep 21 11:12:03 2009 |
marsha, this is a topic that's best suited for an .. |
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| Mon Sep 21 11:07:18 2009 |
well, walking away isn't going to assist you in .. |
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| Mon Sep 21 10:54:00 2009 |
you'll need to be very clear on the precise type .. |
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| Mon Sep 21 10:49:50 2009 |
minka, in the preliminary stages of your .. |
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| Mon Sep 21 10:40:18 2009 |
thank you for sharing. honestly, i would have .. |
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| Mon Sep 21 9:42:19 2009 |
as i noted, there may be legal issues which would .. |
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| Mon Sep 21 9:40:15 2009 |
"is there anything she can do" well, .. |
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| Mon Sep 21 9:32:38 2009 |
i, like eric, count myself as skeptical about .. |
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| Mon Sep 21 9:28:21 2009 |
but of course these robocalls still come in, .. |
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| Mon Sep 21 9:15:20 2009 |
and i concur with you savior. many of us have .. |
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| Mon Sep 21 9:10:39 2009 |
siblings are going to be included in .. |
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| Mon Sep 21 8:58:00 2009 |
what you do about the overlimit situation will be .. |
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| Mon Sep 21 8:54:43 2009 |
the bank can't send any documentation to our .. |
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| Mon Sep 21 8:53:29 2009 |
honestly, i'm not surprised that the lender .. |
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| Mon Sep 21 8:49:47 2009 |
i guess there .. |
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| Mon Sep 21 8:47:34 2009 |
sunny, please read my post. that information is .. |
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| Mon Sep 21 8:44:47 2009 |
guest, you should get what's coming to .. |
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| Mon Sep 21 8:42:56 2009 |
sunny, we've seen these for years. when someone .. |
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| Mon Sep 21 8:39:06 2009 |
i think it's a lot more sad than funny, .. |
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| Mon Sep 21 8:37:17 2009 |
you're at least partially right, mike. .. |
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| Mon Sep 21 8:34:58 2009 |
it's one of those questions that have become .. |
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| Mon Sep 21 8:27:25 2009 |
i think "no-brainer" is a very good .. |
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| Mon Sep 21 8:25:01 2009 |
i have a feeling there are bots among us. why .. |
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| Mon Sep 21 8:22:44 2009 |
a tax lien is not a sale in any way, shape or .. |
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| Mon Sep 21 8:13:39 2009 |
i agree sunny...that place ought to be an .. |
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| Mon Sep 21 7:05:43 2009 |
lee, please reread the post. the company in .. |
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| Mon Sep 21 7:04:39 2009 |
the only question posed was "who benefits .. |
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| Sat Sep 19 9:18:19 2009 |
i'm just thinking it's way too fishy, gunz. i .. |
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| Sat Sep 19 9:14:32 2009 |
sherilyn, if the plan is to refinance the .. |
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| Sat Sep 19 9:10:11 2009 |
that's best asked of the court system in .. |
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| Sat Sep 19 9:08:19 2009 |
you will apparently be harmed by the impending .. |
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| Sat Sep 19 9:03:54 2009 |
unfortunately carman didn't come back with any .. |
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| Sat Sep 19 8:59:52 2009 |
in the first place, catharin; this is not a forum .. |
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| Sat Sep 19 8:26:11 2009 |
we at Prospect Mortgage have become the second .. |
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| Sat Sep 19 8:13:52 2009 |
on a .. |
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| Sat Sep 19 8:12:30 2009 |
good advice here - find a way to make your .. |
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| Sat Sep 19 8:09:37 2009 |
there might only be one bank, but at least .. |
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| Sat Sep 19 8:07:45 2009 |
sue, it's not easy to find lenders willing to .. |
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| Sat Sep 19 8:05:45 2009 |
i guess you bought the house yesterday. .. |
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| Sat Sep 19 8:03:08 2009 |
it occurs to me that you've not had much in the .. |
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| Sat Sep 19 6:18:18 2009 |
if that's where the bankruptcy was filed, i would .. |
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| Sat Sep 19 6:14:52 2009 |
honestly, it just seems awfully fishy to .. |
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| Sat Sep 19 6:06:40 2009 |
to jump 16 points based on one credit card's .. |
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| Sat Sep 19 6:02:36 2009 |
4.375% with no costs is a spectacular rate and .. |
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| Sat Sep 19 6:00:03 2009 |
pretty good - in 3 lines of type, your income .. |
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| Sat Sep 19 5:54:13 2009 |
hard to imagine the reality here, .. |
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| Sat Sep 19 5:53:06 2009 |
a taxpayer .. |
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| Sat Sep 19 5:52:36 2009 |
i think you and your sister ought to sit down and .. |
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| Sat Sep 19 5:51:05 2009 |
soni, you should have been scared about this .. |
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| Sat Sep 19 5:49:26 2009 |
it sounds like: i don't want to pay; can they .. |
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| Sat Sep 19 5:47:33 2009 |
here's Merriam-Webster (online) dictionary:
1 .. |
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| Sat Sep 19 5:44:29 2009 |
call your state's attorney general's office for .. |
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| Sat Sep 19 5:43:05 2009 |
alam i have no idea what "gutfiilings" .. |
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| Sat Sep 19 5:37:02 2009 |
catharin, one statement you made here really .. |
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| Sat Sep 19 5:30:23 2009 |
it looks like somebody deleted one of your posts, .. |
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| Sat Sep 19 5:28:50 2009 |
the community has guidelines posted in the .. |
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| Sat Sep 19 5:22:42 2009 |
my opinion is contrary to that, however. i .. |
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| Fri Sep 18 1:12:21 2009 |
you'll have difficulty in documenting your .. |
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| Fri Sep 18 1:06:56 2009 |
that was most helpful to learn, .. |
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| Fri Sep 18 12:40:43 2009 |
oh...i see it .. |
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| Fri Sep 18 12:37:02 2009 |
you're quite welcome....but of course, nobody .. |
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| Fri Sep 18 12:35:23 2009 |
i'm sorry...i neglected to read your entire post. .. |
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| Fri Sep 18 12:23:25 2009 |
both documents get recorded. the warranty deed .. |
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| Fri Sep 18 12:22:48 2009 |
comme ci, comme .. |
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| Fri Sep 18 12:21:02 2009 |
first of all, it is essential that you understand .. |
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| Fri Sep 18 12:00:13 2009 |
you're right rolando. but i'm glad you got a .. |
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| Fri Sep 18 11:57:01 2009 |
i have to say that if you're paying 22% on your .. |
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| Fri Sep 18 11:51:53 2009 |
it depends, L. what you'll find is that credit .. |
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| Fri Sep 18 11:49:16 2009 |
apparently nobody has...your post an hour and .. |
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| Fri Sep 18 11:47:53 2009 |
allenboys, it was really not necessary to post .. |
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| Fri Sep 18 11:46:36 2009 |
seems kind of weird to me, john. i haven't seen .. |
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| Fri Sep 18 11:43:22 2009 |
the mortgage remains on the property unless your .. |
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| Fri Sep 18 11:41:17 2009 |
pay the new mortgage .. |
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| Fri Sep 18 11:40:51 2009 |
question 1 - you can certainly try and find out .. |
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| Fri Sep 18 11:39:12 2009 |
becky without knowing just how low your score is, .. |
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| Fri Sep 18 11:35:27 2009 |
i think i just called you the "voice of .. |
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| Fri Sep 18 11:34:00 2009 |
thank you once again, voice of reason, coming all .. |
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| Fri Sep 18 11:32:57 2009 |
that's such a simple concept that it begs to be .. |
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| Fri Sep 18 11:30:08 2009 |
and so it .. |
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| Fri Sep 18 11:28:18 2009 |
denise, i'm surprised you don't know if you own a .. |
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| Fri Sep 18 11:26:33 2009 |
well, i believe i understand it for the most part .. |
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| Fri Sep 18 11:23:31 2009 |
nobody blames you for being peeved at the .. |
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| Thu Sep 17 1:02:30 2009 |
seriously, grampa, we need to have this stated a .. |
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| Thu Sep 17 1:00:42 2009 |
i think that the high debt ratio is a severe .. |
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| Thu Sep 17 12:58:49 2009 |
and so .. |
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| Thu Sep 17 12:57:33 2009 |
the reverse mortgage must be paid in full. who .. |
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| Thu Sep 17 12:55:33 2009 |
getting an independent appraiser is going to be .. |
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| Thu Sep 17 12:53:26 2009 |
kat i don't know where you are in connecticut, .. |
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| Thu Sep 17 12:46:45 2009 |
Whether you can get cash out will depend on the .. |
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| Thu Sep 17 12:45:19 2009 |
that's a shame...you couched your post in such a .. |
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| Thu Sep 17 12:36:03 2009 |
unfortunately, some of our newer members don't .. |
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| Thu Sep 17 12:32:24 2009 |
speak with an attorney - a real estate attorney. .. |
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| Thu Sep 17 11:50:28 2009 |
QC goes back and re-investigates virtually .. |
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| Thu Sep 17 11:45:53 2009 |
the following is directly from the irs .. |
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| Thu Sep 17 11:40:06 2009 |
tigger, please abide by the rules of this .. |
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| Thu Sep 17 11:37:21 2009 |
if you are being harassed by a creditor, .. |
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| Thu Sep 17 11:34:48 2009 |
i'm quite certain that any lender you speak with .. |
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| Thu Sep 17 11:32:29 2009 |
koss, it also depends on how long you've had your .. |
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| Thu Sep 17 11:30:02 2009 |
what would be the purpose of selling a life .. |
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| Thu Sep 17 11:28:24 2009 |
john, you are right on. the builder is blowing .. |
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| Thu Sep 17 11:09:29 2009 |
they're probably looking for the court order that .. |
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| Thu Sep 17 11:05:42 2009 |
without seeing all the other numbers, what you've .. |
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| Thu Sep 17 11:04:33 2009 |
i assume you mean "hud-1"
that is a .. |
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| Thu Sep 17 11:01:47 2009 |
a deed in lieu may work, but why don't you look .. |
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| Thu Sep 17 10:58:37 2009 |
honestly, the updated documentation you provided .. |
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| Thu Sep 17 10:55:25 2009 |
color me skeptical, due to the ongoing enrollment .. |
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| Thu Sep 17 10:53:29 2009 |
winston nobody can really tell you what you'll be .. |
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| Thu Sep 17 10:51:23 2009 |
these pretend scenarios prove your .. |
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| Thu Sep 17 10:49:46 2009 |
i'm wondering about this, james. what if someone .. |
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| Thu Sep 17 10:42:13 2009 |
so the big question is "how do we get in .. |
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| Thu Sep 17 10:37:21 2009 |
one might surmise that the verbiage "home .. |
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| Thu Sep 17 7:11:12 2009 |
you go john!
the "powers that be" .. |
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| Thu Sep 17 7:06:22 2009 |
who could sell what are you proposing that .. |
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| Wed Sep 16 10:27:12 2009 |
see my other comment on your other recent post, .. |
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| Wed Sep 16 10:12:50 2009 |
mandy, i don't believe you'll have any difficulty .. |
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| Wed Sep 16 10:09:28 2009 |
usually, there are real people asking real .. |
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| Wed Sep 16 7:53:15 2009 |
if the transfer was mandated by a family court, .. |
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| Wed Sep 16 7:49:49 2009 |
yeah, i often wondered what they were used for .. |
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| Wed Sep 16 7:48:00 2009 |
"your office" doesn't exist in this .. |
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| Wed Sep 16 7:45:57 2009 |
the letter you got in the mail is probably based .. |
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| Wed Sep 16 7:37:50 2009 |
no need to answer those two questions, ross. the .. |
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| Wed Sep 16 7:35:30 2009 |
i would assume that three affirmative answers are .. |
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| Wed Sep 16 7:32:49 2009 |
if you are trying to obtain information about the .. |
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| Wed Sep 16 7:31:15 2009 |
i suppose you could help her make the payments to .. |
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| Wed Sep 16 7:28:44 2009 |
closing credit cards will have a harmful .. |
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| Wed Sep 16 7:27:43 2009 |
i have a feeling the question is concerning .. |
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| Wed Sep 16 7:25:49 2009 |
i'm not familiar with "demat" but i'll .. |
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| Wed Sep 16 7:09:03 2009 |
is there a will has the estate been probated .. |
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| Wed Sep 16 6:37:58 2009 |
sometimes i wonder if i ought to get a life, .. |
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| Wed Sep 16 6:36:52 2009 |
paying interest only is counter-productive. .. |
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| Wed Sep 16 6:34:25 2009 |
suzie, your loan officer is apparently sadly .. |
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| Tue Sep 15 10:01:34 2009 |
i expected to see a question in there, but lo and .. |
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| Tue Sep 15 7:05:02 2009 |
Mr & Mrs P...to be perfectly frank, 9 months .. |
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| Tue Sep 15 6:59:58 2009 |
it's a pleasure .. |
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| Tue Sep 15 6:58:50 2009 |
there is always hope, but it may be delayed a .. |
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| Tue Sep 15 6:56:30 2009 |
thank you for your last sentence. i was having .. |
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| Tue Sep 15 6:52:39 2009 |
adrianlee, steps 2 and 3 are incorrect. annual .. |
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| Tue Sep 15 6:50:12 2009 |
brenda, my stance is that someone offering owner .. |
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| Tue Sep 15 6:46:57 2009 |
dl, a secured credit card is one of the very best .. |
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| Tue Sep 15 6:40:13 2009 |
and i will agree with savior's position and add .. |
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| Tue Sep 15 6:35:36 2009 |
in refinancing, if you have sufficient equity in .. |
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| Tue Sep 15 6:31:24 2009 |
i'm not in the least bit surprised. but that's .. |
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| Tue Sep 15 6:28:52 2009 |
thank you, Samantha, Niicss and Sunny for your .. |
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| Tue Sep 15 6:26:16 2009 |
but it was on another discussion thread, perhaps .. |
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| Tue Sep 15 6:25:19 2009 |
well put...i am also of the mind that the more .. |
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| Tue Sep 15 6:22:17 2009 |
well, of course i get curious when i see .. |
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| Mon Sep 14 1:41:24 2009 |
Tara you should go back to the court with your .. |
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| Mon Sep 14 1:13:09 2009 |
3 years you have a variable rate to boot .. |
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| Mon Sep 14 12:36:12 2009 |
forget that last thing.
i suggest precisely .. |
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| Mon Sep 14 12:26:00 2009 |
well said, john. additionally, it's important .. |
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| Mon Sep 14 12:22:46 2009 |
i had never heard of "processing mortgage .. |
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| Mon Sep 14 12:20:38 2009 |
thanks to sunny's link, i came upon this .. |
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| Mon Sep 14 12:15:28 2009 |
well it is number six thousand, so i thought i .. |
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| Mon Sep 14 11:59:06 2009 |
ben, you can see your answer from Savior 70 .. |
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| Mon Sep 14 11:52:50 2009 |
well, if she's moving out and you decide to move .. |
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| Mon Sep 14 11:48:15 2009 |
hudson city, that .. |
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| Mon Sep 14 11:47:51 2009 |
thank you john...i neglected that.
on a side .. |
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| Mon Sep 14 11:05:50 2009 |
How to calculate a mortgage payment for a house? .. |
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| Mon Sep 14 11:00:33 2009 |
in an assumption situation, a buyer would be .. |
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| Mon Sep 14 9:50:36 2009 |
yes, lawrence, you will be wise to be preapproved .. |
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| Mon Sep 14 7:46:41 2009 |
bonnie, what you want to do insofar as lenders .. |
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| Mon Sep 14 7:43:14 2009 |
thank you gunz...we need to do what you've just .. |
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| Mon Sep 14 7:16:33 2009 |
well, actually in this case, since you're the .. |
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| Mon Sep 14 7:13:16 2009 |
if your foreclosure would cause problems for the .. |
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| Mon Sep 14 7:05:04 2009 |
apparently obtaining a mortgage is nothing like .. |
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| Mon Sep 14 6:59:29 2009 |
you need not worry about seasoning requirements .. |
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| Mon Sep 14 6:48:34 2009 |
if you can figure that out, go ahead...i think .. |
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| Mon Sep 14 6:45:21 2009 |
the home has already been purchased, so our .. |
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| Mon Sep 14 6:44:22 2009 |
this has really become .. |
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| Mon Sep 14 6:41:23 2009 |
i went down that road one time, eric. if memory .. |
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| Mon Sep 14 6:38:21 2009 |
i didn't know the post office ever got that .. |
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| Mon Sep 14 6:37:43 2009 |
this thread has reached the heights of .. |
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| Mon Sep 14 6:35:00 2009 |
newport if you read my most recent comment, you .. |
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| Mon Sep 14 6:28:40 2009 |
this is from the IRS website. there is, .. |
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| Mon Sep 14 6:23:02 2009 |
ok .. |
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| Mon Sep 14 6:22:02 2009 |
ask around - see if you can find neighbors, .. |
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| Fri Sep 11 2:55:01 2009 |
if this is a house in disrepair, you could .. |
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| Fri Sep 11 2:53:31 2009 |
most every lender will consider this, but .. |
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| Fri Sep 11 1:47:11 2009 |
sunny i didnt assume that i would have "my .. |
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| Fri Sep 11 1:42:40 2009 |
it's more like a never ending .. |
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| Fri Sep 11 1:38:26 2009 |
in that situation, the bank should have declined .. |
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| Fri Sep 11 1:35:47 2009 |
that was me...forgot i had logged .. |
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| Fri Sep 11 12:19:50 2009 |
sara smith...to whom is your post directed if it .. |
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| Fri Sep 11 12:10:49 2009 |
see if the developer might be willing to take it .. |
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| Fri Sep 11 12:09:13 2009 |
how could it have happened that he would be able .. |
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| Fri Sep 11 11:47:32 2009 |
is it just .. |
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| Fri Sep 11 11:44:46 2009 |
see my most recent post...this is beyond .. |
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| Fri Sep 11 11:44:00 2009 |
can we stop already with agreeing with the prior .. |
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| Fri Sep 11 11:43:04 2009 |
dang .. |
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| Fri Sep 11 11:42:40 2009 |
where are you finding steep .. |
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| Fri Sep 11 11:41:38 2009 |
and it did not turn to health. please read .. |
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| Fri Sep 11 11:38:59 2009 |
i simply don't think that a new mortgage for the .. |
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| Fri Sep 11 11:35:48 2009 |
okay...i give up...what in the world is .. |
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| Fri Sep 11 7:49:49 2009 |
i don't get this reference to earnest money. if .. |
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| Fri Sep 11 7:40:04 2009 |
ditto-ditto-ditto ad .. |
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| Fri Sep 11 7:32:08 2009 |
it's a wonderful thing when a divorce court .. |
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| Fri Sep 11 7:27:12 2009 |
things just get curiouser and .. |
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| Fri Sep 11 7:25:06 2009 |
we are so repetitive - is it really all that .. |
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| Fri Sep 11 7:13:10 2009 |
yes...mortgage insurance premiums paid are .. |
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| Fri Sep 11 7:11:49 2009 |
oh wait...you said "sated" - you mean .. |
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| Fri Sep 11 7:10:48 2009 |
frankly, i don't think any of the lenders in our .. |
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| Fri Sep 11 7:04:24 2009 |
go to annualcreditreport.com and you can view .. |
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| Fri Sep 11 7:02:39 2009 |
can you give us some context please where did .. |
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| Fri Sep 11 6:59:39 2009 |
sunny you have completely misconstrued the .. |
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| Fri Sep 11 6:53:22 2009 |
yes, people need to pay attention. we could say .. |
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| Fri Sep 11 6:36:52 2009 |
paul, as a general rule, there is no tax payable .. |
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| Thu Sep 10 12:10:17 2009 |
checking with a lawyer is the sensible thing to .. |
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| Thu Sep 10 12:06:42 2009 |
thanks, cyndi. there are lenders out there (i .. |
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| Thu Sep 10 12:04:36 2009 |
yes you are right...but how many thousands of .. |
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| Thu Sep 10 12:00:41 2009 |
our poster isn't trying to borrow any additional .. |
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| Thu Sep 10 11:18:20 2009 |
yessirree, .. |
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| Thu Sep 10 11:17:29 2009 |
your advice is right on. unfortunately, the .. |
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| Thu Sep 10 11:13:12 2009 |
kas i can't say i'm sure of the relevance of your .. |
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| Thu Sep 10 11:06:19 2009 |
if you are involved in the mortgage industry in .. |
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| Thu Sep 10 10:32:28 2009 |
no, quite simply...you have not purchased this .. |
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| Thu Sep 10 10:28:32 2009 |
i must be .. |
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| Thu Sep 10 10:25:15 2009 |
you would be able to add your husband with the .. |
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| Thu Sep 10 10:16:21 2009 |
does it really matter .. |
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| Thu Sep 10 10:05:02 2009 |
these occurences are tiresome, i think. i guess .. |
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| Thu Sep 10 10:03:34 2009 |
a first time home buyer is someone who has not .. |
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| Thu Sep 10 9:56:56 2009 |
i thought of suggesting that also, but demurred. .. |
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| Thu Sep 10 9:39:12 2009 |
the minimum age requirement is 62 for a reverse .. |
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| Thu Sep 10 8:53:34 2009 |
regardless of the age of the charge off, in 2009, .. |
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| Thu Sep 10 8:51:42 2009 |
get rid of the collections and the bad debt. .. |
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| Thu Sep 10 8:47:19 2009 |
well it may not be a problem to quit claim your .. |
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| Thu Sep 10 8:44:33 2009 |
that makes more sense. but let me see if i .. |
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| Thu Sep 10 8:42:00 2009 |
tj, you told us that the ceo has his email .. |
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| Thu Sep 10 8:32:46 2009 |
w900 you will be asked for documentation .. |
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| Thu Sep 10 8:28:56 2009 |
never mind...maybe someone else can decipher what .. |
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| Thu Sep 10 8:28:33 2009 |
that wasn't much .. |
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| Thu Sep 10 8:27:59 2009 |
regardless of the reason you need a gift letter, .. |
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| Thu Sep 10 8:06:39 2009 |
i am completely lost in your question, anxious. .. |
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| Thu Sep 10 8:00:53 2009 |
if you are paying your mortgage, who is it that .. |
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| Thu Sep 10 7:58:44 2009 |
ian can you try that again with some editing .. |
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| Thu Sep 10 7:57:52 2009 |
payday loans are an abomination. they ought to .. |
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| Thu Sep 10 7:55:25 2009 |
please don't forget that taxing authorities .. |
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| Thu Sep 10 7:51:49 2009 |
Andy, to predict what will be happening in 7 .. |
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| Thu Sep 10 7:13:24 2009 |
many times the down payment doesn't appear on a .. |
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| Thu Sep 10 6:59:10 2009 |
well, jerome, you can't simply remove your name .. |
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| Thu Sep 10 6:46:46 2009 |
there is a whole lot more to it than that, .. |
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| Thu Sep 10 6:43:37 2009 |
unfortunately, paula, we never got additional .. |
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| Thu Sep 10 6:36:24 2009 |
sunny that's one of the schemes i always urge .. |
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| Thu Sep 10 6:33:16 2009 |
want to know is this amount taxable, .. |
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| Thu Sep 10 6:31:40 2009 |
what was that "more loan means more .. |
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| Thu Sep 10 6:26:37 2009 |
it's reasonable for him to offer you a .. |
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| Wed Sep 9 2:01:09 2009 |
more loan .. |
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| Wed Sep 9 1:53:42 2009 |
that's why i said "please don't take this .. |
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| Wed Sep 9 1:42:13 2009 |
barbara i'm afraid there isn't any particular .. |
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| Wed Sep 9 1:40:33 2009 |
i really don't get your question giggy. what .. |
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| Wed Sep 9 1:05:23 2009 |
it might be easier for you to simply put a .. |
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| Wed Sep 9 1:02:09 2009 |
and here it .. |
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| Wed Sep 9 1:00:06 2009 |
sticks i know i already answered the same .. |
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| Wed Sep 9 12:57:30 2009 |
angelika, you haven't given us any information .. |
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| Wed Sep 9 12:48:17 2009 |
if you truly feel you know what you are doing, .. |
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| Wed Sep 9 12:40:49 2009 |
wait....let me correct myself...he cannot .. |
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| Wed Sep 9 12:39:54 2009 |
agreed...if you're only worried about him .. |
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| Wed Sep 9 12:35:00 2009 |
not quite sure what you mean by "trade" .. |
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| Wed Sep 9 12:32:58 2009 |
grampa, that was ridiculous. DO NOT fill my .. |
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| Wed Sep 9 12:08:32 2009 |
lea, 4 or 5 days late is really 34 or 35 days .. |
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| Wed Sep 9 12:06:42 2009 |
sunny, i believe lots of folk are in a hurry .. |
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| Wed Sep 9 11:58:20 2009 |
you are obviously best served to do both, but if .. |
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| Wed Sep 9 11:52:41 2009 |
honestly, cyndi, we don't have enough information .. |
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| Wed Sep 9 11:49:07 2009 |
lj, have you begun to speak with a lending .. |
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| Wed Sep 9 11:44:59 2009 |
gramps, i hope you take your ritalin soon. did .. |
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| Wed Sep 9 11:40:54 2009 |
the automated service ought to have no effect on .. |
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| Wed Sep 9 11:35:54 2009 |
A telephone number or phone number is a sequence .. |
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| Wed Sep 9 11:32:17 2009 |
just keep in mind edboy that if you feel no legal .. |
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| Wed Sep 9 11:07:33 2009 |
is that 180 months or is it just 15 .. |
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| Wed Sep 9 10:15:38 2009 |
i understand your intent sara...if you are a .. |
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| Wed Sep 9 9:18:49 2009 |
well... .. |
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| Wed Sep 9 9:16:16 2009 |
and a hearty thank you to Brian & Sam .. |
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| Wed Sep 9 9:13:40 2009 |
thanks james for clarifying things on the sub-600 .. |
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| Wed Sep 9 8:25:05 2009 |
rick you will want to have an attorney work this .. |
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| Wed Sep 9 8:11:19 2009 |
simply informing the lender isn't going to work. .. |
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| Wed Sep 9 8:03:05 2009 |
well said, .. |
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| Wed Sep 9 8:01:20 2009 |
it's a .. |
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| Wed Sep 9 8:00:56 2009 |
guest, the only time you are not obligated on a .. |
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| Wed Sep 9 7:58:01 2009 |
please, posters...MortgageFit has nothing .. |
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| Wed Sep 9 7:48:57 2009 |
oops
i sure hope it wasn't .. |
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| Wed Sep 9 7:47:11 2009 |
sticks, a foreclosure is public record. as such, .. |
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| Wed Sep 9 7:28:10 2009 |
"i have been told" - i have to wonder .. |
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| Wed Sep 9 7:23:27 2009 |
i would have to take it for granted that you are .. |
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| Wed Sep 9 7:13:05 2009 |
after 11 previous posts, i find it hard to .. |
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| Wed Sep 9 7:05:27 2009 |
if you have any friends who own homes, you might .. |
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| Wed Sep 9 7:02:21 2009 |
i guess i got caught up in the "i am i .. |
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| Wed Sep 9 6:59:59 2009 |
the most important thing at this stage is to .. |
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| Wed Sep 9 6:57:52 2009 |
unfortunately, your query has generated no real .. |
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| Wed Sep 9 6:53:57 2009 |
i keep hearing that there are lenders who will .. |
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| Wed Sep 9 6:49:03 2009 |
steve solo:
are you talking about negotiating .. |
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| Wed Sep 9 6:45:23 2009 |
who holds your loan account makes no difference. .. |
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| Wed Sep 9 6:44:13 2009 |
once you sign a note promising to pay, you are .. |
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| Wed Sep 9 6:42:09 2009 |
a lien cannot be placed on a percentage of a .. |
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| Wed Sep 9 6:39:08 2009 |
social security is sacrosanct. no creditor can .. |
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| Wed Sep 9 6:36:34 2009 |
you can pay any of these sites that will show .. |
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| Wed Sep 9 6:23:21 2009 |
navigangsta, in a typical situation where someone .. |
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| Wed Sep 9 6:19:49 2009 |
sorry, edboy, but i didn't see a question there. .. |
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| Wed Sep 9 6:17:38 2009 |
great suggestion, savior...when i saw the post, i .. |
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| Tue Sep 8 1:44:15 2009 |
first step: get yourself a real estate attorney. .. |
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| Tue Sep 8 1:39:16 2009 |
if you are on a payment plan and can document the .. |
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| Tue Sep 8 1:03:39 2009 |
please review the .. |
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| Tue Sep 8 12:41:44 2009 |
you're welcome; it sounds like you've got .. |
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| Tue Sep 8 11:57:31 2009 |
repossession costs are set by the agency hired to .. |
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| Tue Sep 8 11:55:51 2009 |
a pleasure .. |
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| Tue Sep 8 11:55:13 2009 |
amylynne, i think at this point the answer would .. |
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| Tue Sep 8 11:48:18 2009 |
well, lori, i hope you've discussed this with an .. |
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| Tue Sep 8 11:46:22 2009 |
mike, it's a good thing you're doing on .. |
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| Tue Sep 8 11:34:43 2009 |
i agree with what you've stated adonis...creating .. |
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| Tue Sep 8 11:31:46 2009 |
no DJ, you must be 62 years of age or .. |
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| Tue Sep 8 11:29:27 2009 |
be very careful with these .. |
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| Tue Sep 8 11:23:09 2009 |
you ought to contact whoever is listed as the .. |
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| Tue Sep 8 11:21:46 2009 |
guest, there are a variety of interest rates .. |
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| Tue Sep 8 11:14:23 2009 |
that's a typical method to do that, .. |
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| Tue Sep 8 11:12:42 2009 |
see a lawyer, in my opinion, to see if you three .. |
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| Tue Sep 8 11:08:46 2009 |
sorry mrs. lady, if you are an owner of a primary .. |
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| Tue Sep 8 10:44:21 2009 |
please tell us which lenders are helping for .. |
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| Tue Sep 8 10:17:03 2009 |
yes .. |
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| Tue Sep 8 10:16:21 2009 |
you can certainly ask her to quit claim her .. |
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| Tue Sep 8 10:12:51 2009 |
if i didn't know better, i'd have thought we'd .. |
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| Tue Sep 8 9:09:30 2009 |
your best bet is the lender with whom you have .. |
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| Tue Sep 8 9:02:54 2009 |
your best bet is to be in contact with an .. |
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| Tue Sep 8 9:01:36 2009 |
there will definitely be a price to pay. call .. |
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| Tue Sep 8 9:00:33 2009 |
save tax .. |
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| Tue Sep 8 8:59:57 2009 |
once again, take the inane queries to a tax .. |
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| Tue Sep 8 8:58:25 2009 |
yes...tax advisor will be more likely to be .. |
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| Tue Sep 8 8:57:41 2009 |
if you are actually referring to taxes paid to .. |
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| Tue Sep 8 8:56:43 2009 |
regrettably, i don't believe amitforum has any .. |
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| Tue Sep 8 8:55:57 2009 |
wow...if i said "the duration is 15 .. |
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| Tue Sep 8 8:54:41 2009 |
right .. |
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| Tue Sep 8 8:53:43 2009 |
yeah go ahead and prepare a fake receipt...it's .. |
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| Tue Sep 8 8:52:03 2009 |
if you are speaking of interest earned on a .. |
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| Tue Sep 8 8:50:48 2009 |
sumit, i assume this property is located in the .. |
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| Tue Sep 8 8:48:22 2009 |
i don't believe you have your answer yet, guest .. |
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| Tue Sep 8 8:44:31 2009 |
you're right on, eric. i don't quite see much of .. |
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| Tue Sep 8 8:36:35 2009 |
beware of this: allow a buyer to assume the .. |
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| Tue Sep 8 8:31:25 2009 |
drivel .. |
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| Tue Sep 8 8:29:19 2009 |
seller-held mortgages are not going to show up on .. |
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| Tue Sep 8 8:25:47 2009 |
if you're making payments on a judgment, then .. |
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| Tue Sep 8 8:24:29 2009 |
belly, if you are discussing a construction loan, .. |
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| Tue Sep 8 8:21:38 2009 |
if you are speaking of an appraised value - that .. |
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| Tue Sep 8 8:19:53 2009 |
a letter of explanation is meant to be simple. .. |
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| Tue Sep 8 8:13:12 2009 |
taxable income cannot be grossed up; untaxed .. |
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| Tue Sep 8 8:12:28 2009 |
the maximum loan is based on how much you have .. |
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| Tue Sep 8 8:10:42 2009 |
harry ford this is in violation of the guidelines .. |
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| Tue Sep 8 8:00:45 2009 |
sandra you need to be in discussion with your .. |
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| Tue Sep 8 7:51:12 2009 |
well, guest, i hope you realize that i wrote my .. |
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| Tue Sep 8 7:38:38 2009 |
i will reiterate this: a cosigner is not simply .. |
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| Tue Sep 8 7:24:26 2009 |
now i understand that there is, indeed, real .. |
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| Fri Sep 4 1:25:06 2009 |
nana what did you apply for if it's section 8, .. |
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| Fri Sep 4 1:09:04 2009 |
i already answered this question .. |
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| Fri Sep 4 1:06:52 2009 |
is it legal for him to show up and threaten you .. |
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| Fri Sep 4 1:04:20 2009 |
just for future reference, it's better to respond .. |
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| Fri Sep 4 11:58:26 2009 |
truly, the only way to comment on virginia law is .. |
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| Fri Sep 4 11:56:13 2009 |
you'll need legal counsel, which ought to be able .. |
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| Fri Sep 4 11:54:15 2009 |
you really need both, but most important at the .. |
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| Fri Sep 4 11:51:52 2009 |
call your lawyer. did you actually agree to .. |
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| Fri Sep 4 9:57:35 2009 |
your lender sounds like it's staffed with a bunch .. |
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| Fri Sep 4 9:23:23 2009 |
an employer contribution to a pension/profit .. |
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| Fri Sep 4 9:16:08 2009 |
maybe...you told us you "ask her to quit .. |
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| Fri Sep 4 8:51:31 2009 |
any appraisal report is subject to review by an .. |
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| Fri Sep 4 8:46:33 2009 |
bottom line: they are very .. |
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| Fri Sep 4 8:45:26 2009 |
and you know what i forgot to add to my post...if .. |
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| Fri Sep 4 8:40:16 2009 |
the adverse effect of the borrower's bankruptcy .. |
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| Fri Sep 4 8:37:27 2009 |
i don't see much that will be beneficial in .. |
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| Fri Sep 4 7:58:33 2009 |
well, it's essentially a mobile home loan in my .. |
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| Fri Sep 4 7:57:46 2009 |
well, shurm, don't get too enthused about .. |
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| Fri Sep 4 7:55:30 2009 |
when you sign a promissory note, your promise to .. |
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| Fri Sep 4 7:52:28 2009 |
most people use personal checks and that's .. |
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| Fri Sep 4 7:49:44 2009 |
there is a decided benefit to a borrower as well. .. |
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| Fri Sep 4 7:47:44 2009 |
amen.
there is such a thing as a bad time to .. |
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| Fri Sep 4 7:42:22 2009 |
it's okay...i get it.
scc, any loan you take .. |
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| Fri Sep 4 7:19:46 2009 |
i think i'd be a bit more cautious, though, and .. |
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| Fri Sep 4 7:18:12 2009 |
cherie, you need a lawyer to guide you, .. |
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| Thu Sep 3 2:24:19 2009 |
no disrespect .. |
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| Thu Sep 3 2:22:45 2009 |
marky, it doesnt seem that you would be made to .. |
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| Thu Sep 3 11:50:58 2009 |
sorry...i should have added that i have no .. |
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| Thu Sep 3 11:49:33 2009 |
please don't post the same question more than .. |
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| Thu Sep 3 11:47:58 2009 |
sam you'll find, i am afraid, that those who .. |
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| Thu Sep 3 11:43:31 2009 |
isn't this essentially the same question with .. |
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| Thu Sep 3 11:39:32 2009 |
it doesn't seem like it, but if taken to court, .. |
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| Thu Sep 3 11:38:44 2009 |
twenty thousand might be a tad high for a .. |
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| Thu Sep 3 11:36:53 2009 |
and so on and so .. |
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| Thu Sep 3 11:34:15 2009 |
why would anyone want to begin a lawsuit for .. |
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| Thu Sep 3 11:33:03 2009 |
other charges: yes, more than likely. sales tax .. |
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| Thu Sep 3 11:30:19 2009 |
if someone is already an owner of the property, .. |
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| Thu Sep 3 11:28:45 2009 |
is this like that old cheer: 2 bits, 4 bits, 6 .. |
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| Thu Sep 3 9:36:40 2009 |
mike, that's well-put advice about internet .. |
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| Thu Sep 3 9:27:56 2009 |
well, you have to live somewhere, right .. |
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| Thu Sep 3 9:24:32 2009 |
i'm not sure that the 2 year-plus old material on .. |
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| Thu Sep 3 9:18:43 2009 |
mary, it depends on what you're speaking about in .. |
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| Thu Sep 3 9:17:00 2009 |
well...a couple of things come to mind here. .. |
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| Thu Sep 3 9:06:11 2009 |
it might be wise to begin speaking with this .. |
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| Thu Sep 3 9:03:45 2009 |
sorry...i should have elaborated a little bit. .. |
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| Thu Sep 3 9:02:49 2009 |
it's true. you should have been asked to sign an .. |
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| Thu Sep 3 8:59:58 2009 |
catharin you asked this same foolish question in .. |
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| Thu Sep 3 8:56:16 2009 |
i don't believe that's an issue here, .. |
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| Thu Sep 3 8:51:23 2009 |
taxing authorities all around the country .. |
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| Thu Sep 3 8:50:19 2009 |
no, it doesn't need to be anyone you know - a .. |
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| Thu Sep 3 7:12:05 2009 |
too open-ended a question to get a perfect .. |
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| Thu Sep 3 7:08:03 2009 |
tony, the new rules dictate that a gift donor .. |
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| Thu Sep 3 7:04:23 2009 |
you can certainly walk away, but you, as an .. |
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| Thu Sep 3 6:54:46 2009 |
don't count on it. the taxes were established .. |
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| Thu Sep 3 6:53:20 2009 |
sunny, i must disagree with you on this. i know .. |
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| Thu Sep 3 6:51:14 2009 |
i don't see any reason for you to wait, unless .. |
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| Thu Sep 3 6:41:03 2009 |
at this stage, your husband would have to quit .. |
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| Thu Sep 3 6:39:38 2009 |
tra-la-la .. |
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| Thu Sep 3 6:34:44 2009 |
you are correct, ben. i believe i already .. |
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| Thu Sep 3 6:32:23 2009 |
the government (irs) undoubtedly doesn't know yet .. |
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| Thu Sep 3 6:31:05 2009 |
in general terms, if you consider yourselves to .. |
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| Thu Sep 3 6:27:34 2009 |
wwwandy you ought to be a full-time employee for .. |
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| Thu Sep 3 6:24:43 2009 |
do you have a lawyer i guess not, but i suggest .. |
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| Thu Sep 3 6:21:30 2009 |
tina, that advertisement is contrary to the .. |
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| Thu Sep 3 6:20:22 2009 |
i question the possibility of liening a mobile .. |
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| Thu Sep 3 6:16:45 2009 |
i have yet to see a satisfactory explanation for .. |
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| Thu Sep 3 6:15:14 2009 |
this is a new requirement (not quite sure how .. |
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| Wed Sep 2 12:04:56 2009 |
your location ought not to cause you any .. |
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| Wed Sep 2 12:01:54 2009 |
it's a really nice thing for you that joshua .. |
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| Wed Sep 2 12:00:40 2009 |
c'est moi .. |
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| Wed Sep 2 10:03:49 2009 |
i think what you are hearing, as noted in your .. |
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| Wed Sep 2 9:51:25 2009 |
true that the current homeowner would need to .. |
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| Wed Sep 2 9:48:22 2009 |
linda, are you by any chance aligned with any of .. |
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| Wed Sep 2 9:41:53 2009 |
this needs to be ironed out with the building .. |
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| Wed Sep 2 9:39:09 2009 |
frazzled, some of what you are concerned about .. |
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| Wed Sep 2 9:31:35 2009 |
peganator, i'm not sure about that second .. |
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| Wed Sep 2 9:26:40 2009 |
i'm glad you pulled no punches in saying that our .. |
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| Wed Sep 2 8:59:24 2009 |
if a realtor tries to put the house on the market .. |
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| Wed Sep 2 8:46:38 2009 |
you can also file an affidavit of name change .. |
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| Wed Sep 2 8:38:43 2009 |
"putting a house up for sale" is, .. |
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| Wed Sep 2 8:21:09 2009 |
it's too bad you're questioning yourself after .. |
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| Wed Sep 2 6:22:47 2009 |
honestly, no, you cannot buy your own house. .. |
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| Wed Sep 2 6:16:12 2009 |
what is 18 .. |
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| Tue Sep 1 12:06:46 2009 |
i really don't know how your lender might look at .. |
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| Tue Sep 1 11:51:25 2009 |
a turnaround of 30 days is not unreasonable. .. |
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| Tue Sep 1 11:47:02 2009 |
many lenders require 620. we've seen numerous .. |
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| Tue Sep 1 11:45:18 2009 |
i think you run the risk of being held .. |
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| Tue Sep 1 11:05:56 2009 |
james i think that's what picturethis was driving .. |
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| Tue Sep 1 10:57:58 2009 |
chinda, in order for anyone to answer your .. |
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| Tue Sep 1 10:55:38 2009 |
if the court sees fit, i suppose it could provide .. |
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| Tue Sep 1 10:22:40 2009 |
yes, that was me just .. |
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| Tue Sep 1 7:12:26 2009 |
lenders do not perform title searches; an .. |
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| Tue Sep 1 7:10:27 2009 |
the bottom line here, liz, is that you've .. |
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| Tue Sep 1 6:54:24 2009 |
eric's made a good point here; if you follow his .. |
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| Tue Sep 1 6:52:01 2009 |
rich, be very careful when "someone" .. |
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| Tue Sep 1 6:50:16 2009 |
as soon as a foreclosure notice is posted, it .. |
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| Tue Sep 1 6:44:42 2009 |
you have lots of options, don't you couldn't you .. |
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| Tue Sep 1 6:38:45 2009 |
besides, sunny...i am an editor also...i can't .. |
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| Tue Sep 1 6:37:09 2009 |
picky i hope not...but let's be frank about it: .. |
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| Tue Sep 1 6:35:08 2009 |
it's like a .. |
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| Mon Aug 31 2:29:01 2009 |
borderline post, i .. |
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| Mon Aug 31 2:27:48 2009 |
i don't know nevada law, or if any of that would .. |
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| Mon Aug 31 2:26:35 2009 |
david, you'll have to bring suit against the .. |
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| Mon Aug 31 2:23:58 2009 |
"the sale of the house" - this is what .. |
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| Mon Aug 31 11:33:15 2009 |
thank you james for bringing a little sanity to .. |
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| Mon Aug 31 11:30:42 2009 |
you need to contact your lender and see if you .. |
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| Mon Aug 31 11:29:28 2009 |
forget that "i think" - you just need .. |
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| Mon Aug 31 11:28:54 2009 |
seems like it's past the discussion stage as far .. |
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| Mon Aug 31 11:27:30 2009 |
unsolicited offers in the mail are always a sign .. |
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| Mon Aug 31 11:25:31 2009 |
after all that, wouldn't it have been just as .. |
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| Mon Aug 31 11:21:55 2009 |
guest your s.o. cannot assume the mortgage .. |
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| Mon Aug 31 11:20:26 2009 |
cosigning is a major responsibility. you need to .. |
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| Mon Aug 31 11:19:23 2009 |
i can't imagine a situation in which a lender .. |
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| Mon Aug 31 11:14:50 2009 |
boy it must be nice to work in an environment .. |
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| Mon Aug 31 11:04:13 2009 |
your mortgage lender will probably not accept .. |
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| Mon Aug 31 11:00:43 2009 |
in short, yes; but there's more. a 203K loan can .. |
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| Mon Aug 31 10:58:17 2009 |
cindy i don't work with mobile homes, but i do .. |
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| Mon Aug 31 10:48:58 2009 |
fixed rate has already changed.
i say that .. |
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| Mon Aug 31 10:40:44 2009 |
having legal advice is a good idea, but you can .. |
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| Mon Aug 31 10:38:13 2009 |
good hedge, garysnober. yes, understated is good .. |
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| Mon Aug 31 10:33:47 2009 |
wow .. |
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| Mon Aug 31 10:32:16 2009 |
what in the world does that mean catharin9
be .. |
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| Mon Aug 31 10:30:31 2009 |
okay....so far budgeting is:
a finance plan
a .. |
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| Mon Aug 31 10:28:18 2009 |
this is a tough situation. closing dates all .. |
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| Mon Aug 31 10:22:31 2009 |
huh why would there be a .. |
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| Mon Aug 31 10:21:39 2009 |
you may or may not need it catharin. are you .. |
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| Mon Aug 31 10:14:09 2009 |
it's not a matter of "quitting" as much .. |
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| Mon Aug 31 10:12:29 2009 |
i wasn't straightforward enough with my answer .. |
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| Mon Aug 31 10:02:14 2009 |
ok...that's a strange situation, guest. what .. |
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| Mon Aug 31 10:00:29 2009 |
once a judgment is issued there is no need for a .. |
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| Mon Aug 31 9:51:24 2009 |
i thought so too, sunny; that's why i dropped .. |
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| Mon Aug 31 9:50:35 2009 |
believe me when i say that i know that full well, .. |
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| Mon Aug 31 9:44:36 2009 |
and so it .. |
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| Sat Aug 29 6:40:54 2009 |
a notary public is a notary .. |
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| Sat Aug 29 5:43:02 2009 |
things are awfully quiet on the appraisal front. .. |
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| Sat Aug 29 5:39:53 2009 |
oh man...in contradiction to our first poster .. |
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| Sat Aug 29 5:35:58 2009 |
that could be difficult, as tbw has shut down .. |
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| Sat Aug 29 5:32:01 2009 |
kevin, rather than soliciting business in that .. |
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| Sat Aug 29 5:28:47 2009 |
see the above answers to gjnelson, please, .. |
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| Sat Aug 29 5:27:32 2009 |
the only way to know if it is possible is to .. |
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| Sat Aug 29 5:25:56 2009 |
that your mom cosigned student loans has nothing .. |
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| Sat Aug 29 5:24:38 2009 |
yeah but guess what harry...mortgage lenders are .. |
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| Sat Aug 29 5:22:13 2009 |
you already know what you want to do - do it! .. |
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| Sat Aug 29 5:18:12 2009 |
i don't get this...what gives you the impression .. |
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| Sat Aug 29 5:11:46 2009 |
an llc is not a "limited liability .. |
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| Sat Aug 29 5:09:31 2009 |
the only way to determine if it is possible, .. |
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| Sat Aug 29 5:06:03 2009 |
go away, mike, .. |
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| Sat Aug 29 5:05:39 2009 |
can we please stop being .. |
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| Sat Aug 29 5:00:19 2009 |
ditto, ditto, ditto...and so it .. |
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| Sat Aug 29 4:54:56 2009 |
mike you violate all the principles of this .. |
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| Fri Aug 28 2:52:12 2009 |
john, thank you first of all for touting me and .. |
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| Fri Aug 28 2:14:37 2009 |
cj, for fha you need a minimum 620 score; for .. |
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| Fri Aug 28 11:17:15 2009 |
i don't have any notion, .. |
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| Fri Aug 28 10:54:47 2009 |
why not sorry, catharin but this is a useless .. |
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| Fri Aug 28 10:52:53 2009 |
that would be quite handy, postal, but maybe not. .. |
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| Fri Aug 28 10:51:02 2009 |
if you have never signed a loan note, then you .. |
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| Fri Aug 28 10:32:20 2009 |
in order to give preapproval (as opposed to .. |
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| Fri Aug 28 10:30:21 2009 |
oh yes...i've been quoted as saying that there's .. |
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| Fri Aug 28 10:28:01 2009 |
cani, when a mortgage lender inquires, it is .. |
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| Fri Aug 28 10:24:15 2009 |
how is this different than your post of ONE .. |
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| Fri Aug 28 10:23:09 2009 |
so a mortgage isn't what you're looking for, i .. |
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| Fri Aug 28 10:19:06 2009 |
yes, we do indeed all agree that having a budget .. |
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| Fri Aug 28 10:18:01 2009 |
i don't think the branch to branch thing is .. |
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| Fri Aug 28 10:11:55 2009 |
as i noted, piper, in my area of expertise, 620 .. |
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| Fri Aug 28 10:10:05 2009 |
about expecting someone to go down that list and .. |
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| Fri Aug 28 10:06:21 2009 |
what you described was the two scores - that .. |
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| Fri Aug 28 10:04:37 2009 |
you can't be .. |
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| Fri Aug 28 10:03:54 2009 |
you promise to pay by signing a note.
you secure .. |
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| Fri Aug 28 10:02:47 2009 |
you need to be in direct contact with your .. |
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| Fri Aug 28 10:02:06 2009 |
paying off your balances is in your favor, as it .. |
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| Fri Aug 28 10:00:40 2009 |
i can't say for sure that "busy-ness" .. |
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| Fri Aug 28 9:58:58 2009 |
piper, that 519 score won't get you a loan this .. |
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| Fri Aug 28 9:57:16 2009 |
yes, it is definitely beneficial to a prospective .. |
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| Fri Aug 28 9:49:45 2009 |
why is this godaddy nonsense on here
yeah .. |
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| Fri Aug 28 9:47:41 2009 |
Student Loan and Co-Borrower .. |
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| Fri Aug 28 9:46:58 2009 |
i suppose that the next question is to figure out .. |
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| Fri Aug 28 9:45:55 2009 |
yes, i'm using "correction" in that .. |
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| Fri Aug 28 9:42:20 2009 |
you go, .. |
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| Fri Aug 28 9:35:58 2009 |
i don't have a particularly favorable image of .. |
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| Fri Aug 28 9:31:55 2009 |
it's a nice idea to speak with the lender, but .. |
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| Fri Aug 28 9:03:32 2009 |
equality is a major issue in this nation of ours. .. |
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| Fri Aug 28 9:00:02 2009 |
no waffling allowed harry...eric is correct - it .. |
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| Thu Aug 27 12:24:17 2009 |
sd, as you mentioned way back when, you hadn't .. |
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| Thu Aug 27 11:51:02 2009 |
LOL...and then he forgets to sign in!
john, .. |
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| Thu Aug 27 11:46:36 2009 |
yana, adding you to the mix isn't going to mean .. |
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| Thu Aug 27 11:44:28 2009 |
so nice he had to post it twice...right john .. |
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| Thu Aug 27 11:36:48 2009 |
latoya, this is not a forum that deals with .. |
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| Thu Aug 27 11:33:05 2009 |
michelle, in order for your name to no longer .. |
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| Thu Aug 27 11:29:06 2009 |
there's no reason why you can't continue to make .. |
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| Thu Aug 27 11:26:44 2009 |
which, of course, contradicts what i've just .. |
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| Thu Aug 27 11:22:06 2009 |
too much space not at all...
by investment, .. |
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| Thu Aug 27 7:07:36 2009 |
sd, if your ratios are at or close to maximum .. |
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| Thu Aug 27 6:42:12 2009 |
certainly a lien would protect you. it would .. |
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| Thu Aug 27 6:34:22 2009 |
it's going to take a lot more than "a few .. |
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| Thu Aug 27 6:30:41 2009 |
i think every lender with sense will steer away .. |
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| Thu Aug 27 6:29:26 2009 |
guest, i think your best option is an FHA 203(K) .. |
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| Thu Aug 27 6:20:53 2009 |
suzanne, the numbers you cite are awfully close .. |
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| Thu Aug 27 6:09:22 2009 |
SD, i think you have been able to discern from .. |
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| Thu Aug 27 6:06:41 2009 |
it's largely a matter of being aware of what .. |
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| Wed Aug 26 1:32:54 2009 |
kport, i don't quite get why you feel the need to .. |
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| Wed Aug 26 1:26:42 2009 |
i suppose this has something to do with community .. |
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| Wed Aug 26 1:24:45 2009 |
who is requiring the $50K is there yet another .. |
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| Wed Aug 26 1:20:43 2009 |
November 30 is the final date for first time .. |
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| Wed Aug 26 1:05:55 2009 |
you can pretty much do whatever you would like to .. |
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| Wed Aug 26 1:04:27 2009 |
yes to all of your questions. i truly hope you .. |
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| Wed Aug 26 1:01:50 2009 |
you're welcome janu. i hope it all goes .. |
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| Wed Aug 26 12:50:05 2009 |
until they get your hardship application, they .. |
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| Wed Aug 26 12:48:44 2009 |
let me restate that last sentence: it save your .. |
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| Wed Aug 26 12:47:56 2009 |
will not be likely to solve your problem. the .. |
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| Wed Aug 26 9:58:14 2009 |
"give up" means sell it, i hope. .. |
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| Wed Aug 26 9:57:11 2009 |
banks fail, not file bankruptcy. if you want .. |
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| Wed Aug 26 9:54:31 2009 |
kelly, i feel like i'm being redundant, yet i .. |
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| Wed Aug 26 9:47:02 2009 |
i think asking for a court-ordered sale is taking .. |
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| Wed Aug 26 9:45:11 2009 |
wow...not knowing what your score was earlier, i .. |
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| Wed Aug 26 9:43:59 2009 |
your husband's credit issues do not accrue to .. |
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| Wed Aug 26 9:42:50 2009 |
thank you very much geni for your notation of the .. |
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| Wed Aug 26 9:28:57 2009 |
impossible to answer, blee. i suggest you check .. |
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| Wed Aug 26 9:27:44 2009 |
mimi, credit reports are generally valid for 120 .. |
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| Wed Aug 26 9:24:09 2009 |
these things are so rare, i suspect your best bet .. |
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| Wed Aug 26 9:18:01 2009 |
janu, there is far more to it than simply .. |
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| Wed Aug 26 9:11:47 2009 |
unfortunately, you are probably in loss .. |
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| Wed Aug 26 8:55:50 2009 |
you can do it; i strongly advise legal counsel. .. |
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| Wed Aug 26 8:34:17 2009 |
wow - "companty"
i hope nobody .. |
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| Wed Aug 26 8:33:12 2009 |
walter did you get the answer you were looking .. |
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| Wed Aug 26 8:31:41 2009 |
brient, first of all you are wasting your money .. |
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| Tue Aug 25 12:04:16 2009 |
why would you think that someone who is trying to .. |
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| Tue Aug 25 11:58:28 2009 |
your contribution to your 401k won't mean a .. |
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| Tue Aug 25 11:52:53 2009 |
sorry, wendy - i wish i knew the details of every .. |
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| Tue Aug 25 11:50:47 2009 |
yeah that was .. |
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| Tue Aug 25 9:32:28 2009 |
sandy, please go back to the office to which you .. |
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| Tue Aug 25 9:30:34 2009 |
i wish i had seen manoj's response back .. |
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| Tue Aug 25 9:28:45 2009 |
novation is not specifically designed for .. |
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| Tue Aug 25 9:23:26 2009 |
frankly, anytime i see the phrase "is an .. |
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| Tue Aug 25 9:21:08 2009 |
that's correct, .. |
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| Tue Aug 25 9:20:12 2009 |
keith, i agree with you in principal. however, .. |
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| Tue Aug 25 9:13:57 2009 |
boy there's a solid .. |
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| Tue Aug 25 9:12:52 2009 |
sean, you're on the right path.
okay, now .. |
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| Tue Aug 25 9:03:26 2009 |
i hope i didn't confuse the .. |
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| Tue Aug 25 9:02:20 2009 |
with your credit scores, you'd probably be .. |
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| Tue Aug 25 8:17:20 2009 |
actually, the score you want for fha loans is 620 .. |
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| Tue Aug 25 8:13:46 2009 |
let's separate the wheat from the .. |
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| Tue Aug 25 8:11:27 2009 |
you are right in assuming that she gave up rights .. |
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| Tue Aug 25 8:09:01 2009 |
i think the question posed is way too general to .. |
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| Tue Aug 25 8:07:30 2009 |
wendy i'm going to jump in here, even though you .. |
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| Tue Aug 25 8:05:12 2009 |
bama, it takes some time to do it, but yes they .. |
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| Tue Aug 25 7:46:58 2009 |
good answer walter...concise and to the .. |
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| Tue Aug 25 7:46:02 2009 |
when you say your name is on the loan, christi, .. |
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| Tue Aug 25 7:43:51 2009 |
sussane, i certainly agree with your stance that .. |
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| Tue Aug 25 7:40:30 2009 |
i followed the link there, james; thanks. it's .. |
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| Tue Aug 25 7:34:16 2009 |
and, by the way, i'm sure those grapes are in the .. |
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| Tue Aug 25 7:33:26 2009 |
i don't think anyone here has tried to .. |
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| Tue Aug 25 7:29:42 2009 |
walter, i think we need to assume that every loan .. |
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| Tue Aug 25 7:26:23 2009 |
if you say so, sunny...what part of it please .. |
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| Tue Aug 25 7:23:22 2009 |
amen to that, .. |
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| Mon Aug 24 1:50:33 2009 |
fred, this post makes no sense at all. what are .. |
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| Mon Aug 24 1:19:34 2009 |
from your earlier post, greg, i gathered you were .. |
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| Mon Aug 24 1:16:17 2009 |
i hope my post didn't confuse you - that's what i .. |
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| Mon Aug 24 12:11:32 2009 |
i get that...at the age of 80, i'm sure we will .. |
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| Mon Aug 24 12:01:27 2009 |
that's a thought, fred...not .. |
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| Mon Aug 24 12:01:00 2009 |
lowering fees to make a deal work is a .. |
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| Mon Aug 24 11:58:47 2009 |
don't count on that happening, .. |
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| Mon Aug 24 11:57:48 2009 |
as long as you are qualified on your own income, .. |
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| Mon Aug 24 11:55:10 2009 |
how is it that you have no down payment maybe .. |
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| Mon Aug 24 10:59:40 2009 |
i don't believe you will get any valid answers .. |
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| Mon Aug 24 10:58:21 2009 |
bunnie, you're going to have to provide some .. |
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| Mon Aug 24 10:07:30 2009 |
i don't quite get the last post. who's putting a .. |
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| Mon Aug 24 9:44:28 2009 |
james you misconstrued the original post. myles .. |
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| Mon Aug 24 9:40:12 2009 |
what happened with company A company B is not .. |
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| Mon Aug 24 9:33:49 2009 |
if the mortgage company is the one holding an .. |
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| Mon Aug 24 9:29:24 2009 |
you never .. |
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| Mon Aug 24 9:21:36 2009 |
i think you misconstrued the original post as a .. |
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| Mon Aug 24 9:04:48 2009 |
there've been a lot of questions on this topic, .. |
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| Mon Aug 24 7:56:58 2009 |
thank you jenkin, for acknowledging that state .. |
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| Mon Aug 24 7:53:39 2009 |
you need a lawyer to get on this .. |
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| Mon Aug 24 7:53:00 2009 |
this "lag" ought not to prevent a .. |
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| Mon Aug 24 7:51:08 2009 |
thanks, castleknock. it's always good to have .. |
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| Mon Aug 24 7:49:34 2009 |
fred, come on now. do you honestly believe that .. |
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| Mon Aug 24 7:45:22 2009 |
jacob, please don't post future questions more .. |
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| Mon Aug 24 7:42:24 2009 |
what happens between $100,001 and $108,999, .. |
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| Mon Aug 24 7:40:59 2009 |
if he has raised his voice in protest, then he .. |
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| Mon Aug 24 7:38:38 2009 |
i have to agree with what your broker said, Mom. .. |
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| Mon Aug 24 7:31:33 2009 |
gotcha...thanks .. |
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| Mon Aug 24 7:26:50 2009 |
thanks fred - better to use the specific term the .. |
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| Mon Aug 24 7:23:19 2009 |
i wanted so badly to say something...it would .. |
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| Mon Aug 24 7:20:57 2009 |
i wouldn't dare to say that something is .. |
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| Mon Aug 24 7:14:53 2009 |
sometimes i have to work my proverbail tail off .. |
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| Sat Aug 22 8:25:08 2009 |
i can't comment specifically on litton, but i've .. |
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| Sat Aug 22 8:21:53 2009 |
fred, please explain what it is you're referring .. |
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| Sat Aug 22 8:09:31 2009 |
well, if i were the bank, it'd be long enough for .. |
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| Sat Aug 22 8:07:12 2009 |
monica, the deed needs to be recorded in the .. |
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| Sat Aug 22 8:04:00 2009 |
i don't stay on top of the markets myself, to .. |
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| Sat Aug 22 8:02:30 2009 |
yenner, it appears to me you and your former .. |
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| Sat Aug 22 7:57:06 2009 |
well...if you quit claim title to your husband, .. |
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| Sat Aug 22 7:53:08 2009 |
the documentation you saw (and signed) at the .. |
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| Sat Aug 22 7:49:40 2009 |
when you buy a home and mortgage it, and .. |
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| Sat Aug 22 7:45:21 2009 |
greg, i agree that you need not be worried, but .. |
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| Sat Aug 22 5:58:27 2009 |
do you remember signing the loan note if you do, .. |
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| Sat Aug 22 5:56:51 2009 |
if you've established residence somewhere, that .. |
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| Sat Aug 22 5:54:06 2009 |
i'm curious to know precisely what .. |
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| Sat Aug 22 5:51:34 2009 |
that's not really a first time buyer's question, .. |
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| Sat Aug 22 5:49:47 2009 |
not getting that .. |
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| Sat Aug 22 5:48:04 2009 |
wonderful idea if you can find their customers, .. |
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| Sat Aug 22 5:44:51 2009 |
well, stan, i don't think $83 for $140 is a very .. |
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| Sat Aug 22 5:43:42 2009 |
say what "consures" what's that .. |
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| Sat Aug 22 5:43:02 2009 |
eric, you're a champ! what a deal!
if only .. |
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| Sat Aug 22 5:41:06 2009 |
amen, jason - well .. |
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| Sat Aug 22 5:40:00 2009 |
that the builder has suggested a lender and .. |
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| Sat Aug 22 5:34:25 2009 |
wow...you are worrying WAY too much, stewbaby. .. |
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| Fri Aug 21 2:25:56 2009 |
i have to assume you're talking about an fha .. |
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| Fri Aug 21 2:22:48 2009 |
you don't want him to get in over his head what .. |
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| Fri Aug 21 1:58:41 2009 |
yeah and guess what...you can get things .. |
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| Fri Aug 21 1:14:26 2009 |
call the lawyer, in my estimation. but a notary .. |
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| Fri Aug 21 1:12:26 2009 |
i hope somebody comes along with an answer, .. |
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| Fri Aug 21 1:03:08 2009 |
the key is to stay out of the mall to begin with, .. |
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| Fri Aug 21 12:52:00 2009 |
i don't know why a notary in the Philippines .. |
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| Fri Aug 21 12:39:32 2009 |
charles, i didn't say that the company in .. |
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| Fri Aug 21 12:33:17 2009 |
i suppose you could call it lying...i didn't plan .. |
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| Fri Aug 21 12:18:51 2009 |
not sure what a "booky consultant" is, .. |
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| Fri Aug 21 12:15:13 2009 |
well, since you are in the process of .. |
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| Fri Aug 21 12:13:52 2009 |
how about getting the letter now is it too late .. |
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| Fri Aug 21 12:12:29 2009 |
fred, can you try to explain what it is that you .. |
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| Fri Aug 21 11:02:26 2009 |
that's a misnomer. if by "grantor" you .. |
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| Fri Aug 21 10:59:07 2009 |
a bankruptcy filing brings a foreclosure .. |
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| Fri Aug 21 10:57:36 2009 |
and you can call up some foolish 800 number and .. |
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| Fri Aug 21 10:42:45 2009 |
glad to hear .. |
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| Fri Aug 21 10:41:42 2009 |
the only way someone can be forced to sell a home .. |
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| Fri Aug 21 9:58:45 2009 |
all of the credit card issuers have fallen all .. |
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| Fri Aug 21 9:54:50 2009 |
lin as far as your joint bank account is .. |
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| Fri Aug 21 8:49:21 2009 |
let us not be confused here. the poster is .. |
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| Fri Aug 21 8:00:14 2009 |
What is Quitclaim deed? .. |
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| Fri Aug 21 7:42:41 2009 |
lots of drivel on this forum...
i don't think .. |
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| Fri Aug 21 7:38:59 2009 |
a good point brought up by jenkin - have you .. |
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| Fri Aug 21 7:35:56 2009 |
you're not making any money from your job - you .. |
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| Fri Aug 21 7:32:46 2009 |
nobody else can quote you closing costs from a .. |
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| Fri Aug 21 7:29:53 2009 |
that looks pretty crazy to me, rex. your payback .. |
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| Fri Aug 21 7:28:08 2009 |
alissa, field reviews, desk reviews and so on are .. |
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| Fri Aug 21 7:21:21 2009 |
thanks, jerome; please do keep us posted. i'm .. |
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| Fri Aug 21 7:20:01 2009 |
thanks, each of you, for the .. |
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| Fri Aug 21 7:17:29 2009 |
you sure can, anon...you are best served to .. |
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| Fri Aug 21 7:15:54 2009 |
that's been touched on up above, .. |
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| Fri Aug 21 7:13:36 2009 |
girly, i hope that means you didn't do what he .. |
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| Fri Aug 21 7:10:03 2009 |
kimbo, my assumption is that your having .. |
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| Thu Aug 20 2:16:22 2009 |
au contraire...any loan on which there is a .. |
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| Thu Aug 20 1:58:57 2009 |
i don't imagine there will be one institutional .. |
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| Thu Aug 20 1:52:38 2009 |
judgments are the equivalent of liens, so yes, .. |
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| Thu Aug 20 10:36:31 2009 |
well, i'm not sussane, but i'll chime in anyway. .. |
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| Thu Aug 20 10:34:30 2009 |
pdwood, from what you've described, there doesn't .. |
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| Thu Aug 20 10:32:38 2009 |
MortgageFit is not a lending institution ediehl. .. |
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| Thu Aug 20 10:29:27 2009 |
make sure that when he sings the deed that he's .. |
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| Thu Aug 20 10:26:55 2009 |
not sure why you put it that way, sussane, but .. |
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| Thu Aug 20 10:24:18 2009 |
now you know you'll get tons of responses from .. |
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| Thu Aug 20 10:20:18 2009 |
as if it would .. |
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| Thu Aug 20 10:19:58 2009 |
a loan may be assumable in general terms, but a .. |
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| Thu Aug 20 10:16:14 2009 |
you can call them up and ask that question. you .. |
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| Thu Aug 20 10:13:33 2009 |
sure .. |
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| Thu Aug 20 10:10:54 2009 |
archie and julia, what pray tell is your basis .. |
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| Thu Aug 20 10:07:23 2009 |
i suppose this answer will suffice for your .. |
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| Thu Aug 20 10:04:52 2009 |
fred, that was an awfully long sentence. i had .. |
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| Thu Aug 20 9:59:25 2009 |
shelley, they'd have no reason to pull a credit .. |
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| Thu Aug 20 9:57:39 2009 |
your $700 in monthly payments will be considered .. |
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| Thu Aug 20 9:56:20 2009 |
take all the loans you want - just find a lender .. |
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| Thu Aug 20 9:50:50 2009 |
my initial reaction is that it's not so abnormal .. |
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| Thu Aug 20 9:42:38 2009 |
who is this bank's supervisory agency check with .. |
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| Thu Aug 20 9:39:47 2009 |
i'm glad you asked, mcochrane.
i think .. |
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| Thu Aug 20 8:59:13 2009 |
my opinion is that you'll have to repay the .. |
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| Thu Aug 20 8:48:44 2009 |
again...this is me:
it may be time for you to .. |
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| Thu Aug 20 7:02:52 2009 |
in the last few minutes, i searched and found two .. |
Forum |
| Thu Aug 20 6:57:54 2009 |
you lost me with the "but the total payoff .. |
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| Thu Aug 20 6:44:44 2009 |
yes, that was .. |
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| Wed Aug 19 2:27:21 2009 |
well, mom, i think the original broker got .. |
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| Wed Aug 19 2:07:03 2009 |
let me first say that i think it's wonderful that .. |
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| Wed Aug 19 1:26:15 2009 |
let me add this...i guess i took it for granted .. |
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| Wed Aug 19 12:41:17 2009 |
for me, it's worth the trouble to pay the next .. |
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| Wed Aug 19 12:39:02 2009 |
not only are stated income loans virtually .. |
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| Wed Aug 19 12:36:09 2009 |
you'd have to take your complaint to the irs .. |
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| Wed Aug 19 12:34:33 2009 |
i guess since i'm not in the category of those .. |
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| Wed Aug 19 12:29:24 2009 |
unfortunately, taste, you've obviously been doing .. |
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| Wed Aug 19 12:24:21 2009 |
the key here is "i don't wanna live in that .. |
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| Wed Aug 19 12:21:21 2009 |
it should be set up with you as owner and .. |
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| Wed Aug 19 12:20:17 2009 |
but of course, as an owner of this home, husband .. |
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| Wed Aug 19 12:17:33 2009 |
jimmy, i can't agree with your thought about .. |
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| Wed Aug 19 12:08:54 2009 |
streamedbeam, if you have any experiences that .. |
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| Wed Aug 19 12:05:44 2009 |
monica, borrowing against vacant land is .. |
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| Wed Aug 19 12:04:28 2009 |
no matter whether required or not, it's worth it .. |
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| Wed Aug 19 12:04:06 2009 |
not necessarily, but it's truly all up to the .. |
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| Wed Aug 19 12:02:54 2009 |
i think the 665 suffices as to credit history, .. |
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| Wed Aug 19 12:01:32 2009 |
if there is a mortgage involved then you'd have a .. |
Forum |
| Wed Aug 19 12:00:19 2009 |
i can't understand the real meat of this .. |
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| Wed Aug 19 11:59:07 2009 |
once again, people posting the same question on .. |
Forum |
| Wed Aug 19 11:57:45 2009 |
good idea no - second mortgage rates are .. |
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| Wed Aug 19 11:56:49 2009 |
why would you feel it necessary to post the exact .. |
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| Wed Aug 19 11:53:22 2009 |
no that cannot be done without the lender's .. |
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| Wed Aug 19 11:52:27 2009 |
first, you ought to be able to refinance each of .. |
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| Wed Aug 19 11:47:57 2009 |
i don't quite understand that reasoning .. |
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| Wed Aug 19 11:46:44 2009 |
well up to the point of the last sentence, there .. |
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| Wed Aug 19 11:40:10 2009 |
what in the world is .. |
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| Wed Aug 19 11:38:55 2009 |
according to the instructions for Form 5405, .. |
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| Wed Aug 19 8:26:51 2009 |
i'll buy that theory keith...but consumer credit .. |
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| Wed Aug 19 8:24:45 2009 |
i don't think all of the above is quite true, .. |
Forum |
| Wed Aug 19 8:18:43 2009 |
if there's legal action pending, in all .. |
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| Tue Aug 18 10:25:40 2009 |
no you ought not to...the only thing i think you .. |
Forum |
| Tue Aug 18 10:24:01 2009 |
...still .. |
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| Tue Aug 18 9:06:49 2009 |
are these "side jobs" legitimate, in .. |
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| Tue Aug 18 8:56:27 2009 |
as a general rule of thumb, payment (if any) in .. |
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| Tue Aug 18 8:48:16 2009 |
just curious, ivan...what are your credentials .. |
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| Tue Aug 18 8:43:24 2009 |
i'm so glad we could reach a consensus on this .. |
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| Tue Aug 18 8:41:25 2009 |
nw01, i can't say i quite understand what you're .. |
Forum |
| Tue Aug 18 8:34:55 2009 |
the debt instrument (note) isn't going to be .. |
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| Tue Aug 18 8:21:11 2009 |
in concurrence with jimmy, i wondered as i read .. |
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| Tue Aug 18 8:16:21 2009 |
if you cannot pay your bills, i don't know how .. |
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| Tue Aug 18 8:03:05 2009 |
i don't think legal action is wise. by the same .. |
Forum |
| Tue Aug 18 7:56:32 2009 |
mra, will this property continue to be a rental .. |
Forum |
| Tue Aug 18 7:51:58 2009 |
well said, jimmy. as for the cash-flow situation .. |
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| Tue Aug 18 7:40:34 2009 |
i get it...what they've told you sounds nice, but .. |
Forum |
| Tue Aug 18 7:35:06 2009 |
please restate your situation. if you are doing .. |
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| Tue Aug 18 7:32:06 2009 |
cathy since they are now co-owners of the .. |
Forum |
| Tue Aug 18 7:30:21 2009 |
huh
regardless of how much has been deducted .. |
Forum |
| Tue Aug 18 7:25:34 2009 |
yes, indeed, the mortgage company can settle for .. |
Forum |
| Tue Aug 18 7:21:33 2009 |
to question 1: yes, i suppose it is.
to .. |
Forum |
| Tue Aug 18 7:20:40 2009 |
i think you're being most reasonable in .. |
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| Tue Aug 18 7:09:00 2009 |
so glad to see .. |
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| Tue Aug 18 7:07:16 2009 |
jeff, i don't follow your reasoning on the owner .. |
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| Mon Aug 17 12:36:35 2009 |
and that's precisely the problem - .. |
Forum |
| Mon Aug 17 11:28:01 2009 |
cal, i suggest you wait until you bump your score .. |
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| Mon Aug 17 11:25:53 2009 |
things definitely are far more strict than in the .. |
Forum |
| Mon Aug 17 11:24:07 2009 |
it's official as soon as it is signed. it then .. |
Forum |
| Mon Aug 17 11:23:15 2009 |
untrue - there is definitely a minimum threshhold .. |
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| Mon Aug 17 11:20:50 2009 |
i wish i could call someone's bluff. it is .. |
Forum |
| Mon Aug 17 11:16:32 2009 |
in the first scenario, the coborrower could not .. |
Forum |
| Mon Aug 17 10:06:05 2009 |
that's a simple question to answer, but .. |
Forum |
| Mon Aug 17 9:14:45 2009 |
my stance is that you check out the legalities of .. |
Forum |
| Mon Aug 17 9:12:41 2009 |
i don't believe a word those ads have in them. .. |
Forum |
| Mon Aug 17 9:08:12 2009 |
one of the rare occasions when .. |
Forum |
| Mon Aug 17 8:53:03 2009 |
cosigners on fha loans are used primarily to help .. |
Forum |
| Mon Aug 17 8:51:47 2009 |
if your loan is being underwritten using .. |
Forum |
| Mon Aug 17 8:40:55 2009 |
another nice feature of a reverse mortgage loan .. |
Forum |
| Mon Aug 17 8:38:48 2009 |
precisely as john noted, you have to go back to .. |
Forum |
| Mon Aug 17 8:35:23 2009 |
i'd suspect that a t-bill based variable rate .. |
Forum |
| Mon Aug 17 8:31:02 2009 |
sunny, i don't disagree that it's up the buyer - .. |
Forum |
| Mon Aug 17 8:25:21 2009 |
wow...that's pretty good actually. so if i know .. |
Forum |
| Mon Aug 17 8:18:53 2009 |
and yet .. |
Forum |
| Mon Aug 17 8:17:02 2009 |
so the broker/lender is willing to pay your .. |
Forum |
| Mon Aug 17 8:13:35 2009 |
yes, you can
no, you can't
yes, you can
no, .. |
Forum |
| Mon Aug 17 8:10:52 2009 |
lisa, you are a homeowner and unless you can make .. |
Forum |
| Mon Aug 17 8:09:30 2009 |
please re-read my answer, .. |
Forum |
| Sat Aug 15 10:25:18 2009 |
waste .. |
Forum |
| Sat Aug 15 9:59:43 2009 |
based on what we've seen for guidelines, tony, .. |
Forum |
| Sat Aug 15 9:47:44 2009 |
i guess that's one word we could .. |
Forum |
| Sat Aug 15 9:46:02 2009 |
but as a moderator (as is eric), there's a .. |
Forum |
| Sat Aug 15 9:41:42 2009 |
sunny, have you been reading any of those posts .. |
Forum |
| Sat Aug 15 8:48:16 2009 |
undoubtedly you'll then be able to make a .. |
Forum |
| Sat Aug 15 8:41:58 2009 |
i'm astounded that the response would be .. |
Forum |
| Sat Aug 15 8:40:14 2009 |
please read what i said once again. it is to .. |
Forum |
| Sat Aug 15 8:06:40 2009 |
litisham, your statement is not very useful in .. |
Forum |
| Sat Aug 15 7:58:38 2009 |
ok .. |
Forum |
| Sat Aug 15 7:57:42 2009 |
litisham, your post is confusing...i assume .. |
Forum |
| Sat Aug 15 7:56:22 2009 |
to clarify a little bit...i am not at all .. |
Forum |
| Sat Aug 15 7:54:51 2009 |
if you read all of the above posts, you'll be .. |
Forum |
| Sat Aug 15 7:22:31 2009 |
hmmm... .. |
Forum |
| Sat Aug 15 7:21:54 2009 |
niiccs, i have to stop you there. the poster .. |
Forum |
| Sat Aug 15 7:16:59 2009 |
and what other bank is involved here i'm .. |
Forum |
| Sat Aug 15 6:58:00 2009 |
it would appear that husband and wife have .. |
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| Sat Aug 15 6:49:50 2009 |
sorry...i meant to ask what's this reference to .. |
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| Sat Aug 15 6:49:18 2009 |
gee....has anyone suggested you contact your .. |
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| Sat Aug 15 6:48:41 2009 |
child's credit score child's .. |
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| Sat Aug 15 6:45:16 2009 |
Cancel a purchase of a house. .. |
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| Sat Aug 15 6:43:06 2009 |
this is too bizarre...they bought this property .. |
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| Sat Aug 15 6:41:13 2009 |
you make no mention of an attorney. that's key. .. |
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| Sat Aug 15 6:39:04 2009 |
it is not necessary to post a query that asks .. |
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| Sat Aug 15 6:37:10 2009 |
i'm in agreement with jenkin - person #2 is more .. |
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| Sat Aug 15 6:34:21 2009 |
and by undocumented i gather you mean you cannot .. |
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| Sat Aug 15 6:32:50 2009 |
seems like a scam to me. a 2 hour loan simply .. |
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| Sat Aug 15 6:31:35 2009 |
not necessarily billy. if you are working with a .. |
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| Sat Aug 15 6:28:51 2009 |
GA you may find a not-so-conventional lender to .. |
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| Sat Aug 15 6:22:45 2009 |
y'know sunny i got all caught up in the social .. |
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| Sat Aug 15 6:20:56 2009 |
most every city and state have revenue problems .. |
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| Sat Aug 15 6:18:16 2009 |
not so much it isn't clear, but based on the .. |
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| Sat Aug 15 6:16:32 2009 |
guy number 1 is afraid to charge you any points, .. |
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| Fri Aug 14 12:23:37 2009 |
it would seem to me that you're in a position of .. |
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| Fri Aug 14 12:21:52 2009 |
refi isn't this a purchase "less .. |
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| Fri Aug 14 11:55:11 2009 |
keep .. |
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| Fri Aug 14 11:52:37 2009 |
do you really think her credit will be an issue .. |
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| Fri Aug 14 11:50:33 2009 |
sorry..i forgot about your original post. .. |
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| Fri Aug 14 11:49:28 2009 |
you did all this with no legal advice
from .. |
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| Fri Aug 14 11:47:45 2009 |
i apparently just answered this question - which .. |
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| Fri Aug 14 11:46:57 2009 |
guess what...HB705 exists in numerous different .. |
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| Fri Aug 14 11:44:50 2009 |
actually minimum requirement is 620, but that's .. |
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| Fri Aug 14 11:43:38 2009 |
i'm not sure there's a stock answer for that .. |
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| Fri Aug 14 11:36:02 2009 |
you didn't mention your score. i presume it's .. |
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| Fri Aug 14 11:09:19 2009 |
can you please stop polluting the air with these .. |
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| Fri Aug 14 11:05:29 2009 |
your current broker is correct about the tenant .. |
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| Fri Aug 14 11:03:55 2009 |
you'll want to deal with your lender. if you need .. |
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| Fri Aug 14 10:23:22 2009 |
i certainly didn't try to intimate that you are .. |
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| Fri Aug 14 9:55:16 2009 |
guest, i gather that these are taxes that have .. |
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| Fri Aug 14 9:52:16 2009 |
how about your most recent statement can you do .. |
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| Fri Aug 14 9:06:09 2009 |
well, john, then i am quite surprised at your .. |
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| Fri Aug 14 9:05:07 2009 |
i love your number 4 reason guest...it's a little .. |
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| Fri Aug 14 8:59:26 2009 |
property taxes fluctuate based on a .. |
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| Fri Aug 14 8:57:24 2009 |
e-j, your Dad can "give" or .. |
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| Fri Aug 14 8:55:55 2009 |
you can certainly try local lenders, but you'll .. |
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| Fri Aug 14 8:53:39 2009 |
if a collection agency threatens and acts in any .. |
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| Fri Aug 14 8:52:12 2009 |
there's no limitation on how often you refinance, .. |
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| Fri Aug 14 8:50:09 2009 |
you really need to discuss this with your lender. .. |
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| Fri Aug 14 8:48:07 2009 |
how does naca.com come into this .. |
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| Fri Aug 14 8:45:02 2009 |
hello .. |
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| Fri Aug 14 8:43:25 2009 |
and it doesn't just "sound like" a .. |
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| Fri Aug 14 8:40:29 2009 |
regardless of your current relationship with him, .. |
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| Fri Aug 14 8:36:53 2009 |
the only reason one ought to take an .. |
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| Fri Aug 14 8:34:06 2009 |
if your lender has reviewed your information and .. |
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| Fri Aug 14 8:29:48 2009 |
meaning what is there a purpose for the .. |
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| Fri Aug 14 8:28:03 2009 |
who owns the property any owners have .. |
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| Fri Aug 14 8:27:00 2009 |
simply put: .. |
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| Fri Aug 14 8:24:54 2009 |
second homes are usually priced identically to .. |
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| Fri Aug 14 8:19:44 2009 |
you just asked this question one-half hour prior .. |
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| Fri Aug 14 8:17:22 2009 |
can you please give us some background on what .. |
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| Fri Aug 14 8:14:37 2009 |
this is a very convoluted question. ankng3 - you .. |
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| Fri Aug 14 8:08:57 2009 |
not quite sure i can get this....your company .. |
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| Fri Aug 14 7:54:23 2009 |
how ugly are those rates, .. |
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| Fri Aug 14 6:49:00 2009 |
not to discount sussane's post, but i really .. |
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| Thu Aug 13 11:03:03 2009 |
a cosigner is 100% liable for payments at all .. |
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| Thu Aug 13 11:01:16 2009 |
apparently not, because i can't figure out what .. |
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| Thu Aug 13 10:34:02 2009 |
the standard for mortgages is that you pay .. |
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| Thu Aug 13 10:23:31 2009 |
was there no phone number on the for sale sign on .. |
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| Thu Aug 13 10:21:05 2009 |
what .. |
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| Thu Aug 13 10:17:35 2009 |
there ought to be mobile home lenders who .. |
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| Thu Aug 13 10:15:48 2009 |
i don't know if that specific point has ever been .. |
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| Thu Aug 13 10:15:07 2009 |
interesting question, and i think that the answer .. |
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| Thu Aug 13 10:12:34 2009 |
man i feel stuck in some sort of parallel .. |
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| Thu Aug 13 10:03:22 2009 |
budski, please stop trying to put all your eggs .. |
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| Thu Aug 13 10:00:48 2009 |
what's that mean .. |
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| Thu Aug 13 9:59:08 2009 |
yeah...this was me...forgot to log back .. |
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| Thu Aug 13 8:23:18 2009 |
lenders require full replacement cost coverage, .. |
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| Thu Aug 13 7:37:29 2009 |
yes it is legal to charge a prepayment penalty. .. |
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| Thu Aug 13 7:36:35 2009 |
tamika, if you didn't "do a 'quick' .. |
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| Thu Aug 13 7:34:52 2009 |
what i don't get is what happened between 2007 .. |
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| Thu Aug 13 7:32:33 2009 |
yes, definitely.
wait a minute.
no, .. |
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| Thu Aug 13 7:31:16 2009 |
location doesn't matter; yes you can, but your .. |
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| Thu Aug 13 7:30:01 2009 |
terry, 20% is the minimum requirement to avoid .. |
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| Thu Aug 13 7:29:04 2009 |
first time homebuyers are people who do not own .. |
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| Thu Aug 13 7:24:38 2009 |
a creditor who obtains a judgment can place a .. |
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| Thu Aug 13 7:23:19 2009 |
i honestly don't have knowledge of the specific .. |
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| Thu Aug 13 6:57:59 2009 |
unfortunately, no, i don't know of any of those .. |
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| Thu Aug 13 6:51:21 2009 |
can you get a loan most likely, yes; but you .. |
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| Thu Aug 13 6:37:34 2009 |
i very much disagree with you james on the .. |
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| Thu Aug 13 6:31:12 2009 |
i long ago began to go by this adage:
i .. |
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| Wed Aug 12 2:22:45 2009 |
thanks for the clarification...i scratched my .. |
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| Wed Aug 12 2:21:40 2009 |
not very likely, lise. supposedly there are a .. |
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| Wed Aug 12 2:12:29 2009 |
i don't know about that "credit card account .. |
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| Wed Aug 12 2:10:46 2009 |
jackie, try and reduce your usage to 30% of the .. |
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| Wed Aug 12 2:02:55 2009 |
10 days isn't going to cause anyone to deny you .. |
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| Wed Aug 12 2:00:31 2009 |
and there's no need to wait until the end of the .. |
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| Wed Aug 12 1:52:51 2009 |
louella, you have a while before you have to .. |
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| Wed Aug 12 1:49:24 2009 |
tia, it may not make much difference for kim .. |
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| Wed Aug 12 1:48:17 2009 |
and even our loans cost .25 more if the score is .. |
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| Wed Aug 12 9:33:29 2009 |
it is my understanding that email is considered .. |
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| Wed Aug 12 9:25:42 2009 |
it's unsettling to be asked to forfeit some of .. |
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| Wed Aug 12 9:22:47 2009 |
condominium complexes that are less than 50% .. |
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| Wed Aug 12 9:20:21 2009 |
i'm afraid that co-signing a loan is "one .. |
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| Wed Aug 12 9:16:47 2009 |
off topic .. |
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| Wed Aug 12 9:15:07 2009 |
if there are errors on the credit report, you .. |
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| Wed Aug 12 9:11:04 2009 |
not sure why you'd want to qualify for a used .. |
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| Wed Aug 12 9:05:51 2009 |
yes, db - we are talking fha loans here, of .. |
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| Wed Aug 12 9:05:19 2009 |
almost every state in this country has a .. |
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| Wed Aug 12 8:26:32 2009 |
if you have credit cards with balances, paying .. |
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| Wed Aug 12 8:19:09 2009 |
i would imagine that "the federal .. |
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| Wed Aug 12 8:17:50 2009 |
tma, as long as you continue to make these .. |
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| Wed Aug 12 8:13:00 2009 |
to try to "convince the uw that you have .. |
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| Wed Aug 12 8:10:43 2009 |
larry, your sentiment is well-received .. |
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| Tue Aug 11 2:12:42 2009 |
that is incorrect, gary. our poster asked .. |
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| Tue Aug 11 2:08:30 2009 |
property value ought to have nothing to do with .. |
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| Tue Aug 11 2:06:07 2009 |
ordinarily, such a situation is arranged so that .. |
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| Tue Aug 11 2:04:33 2009 |
i understand your rationale here. i will not, .. |
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| Tue Aug 11 2:03:25 2009 |
guest, someone with investment income is .. |
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| Tue Aug 11 1:59:43 2009 |
arya, you like to waste others' time, .. |
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| Tue Aug 11 1:55:55 2009 |
james is right. without documentation showing .. |
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| Tue Aug 11 1:54:34 2009 |
no it does not. keep your records and you'll be .. |
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| Tue Aug 11 1:53:16 2009 |
the new lender will look at the file it has .. |
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| Tue Aug 11 1:51:54 2009 |
that would be an awful thing to do - yes, you .. |
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| Tue Aug 11 1:49:07 2009 |
a cosigner is liable, period, and not only if a .. |
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| Tue Aug 11 1:45:23 2009 |
lori, i hope you found someone to help you with .. |
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| Tue Aug 11 1:44:20 2009 |
vee, i am anticipating your answer to eric's .. |
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| Tue Aug 11 1:41:59 2009 |
to another: i don't know why there would be a .. |
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| Tue Aug 11 1:37:53 2009 |
we don't have any "common" visitors to .. |
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| Tue Aug 11 1:35:04 2009 |
i agree in general with jenkin, except that the .. |
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| Tue Aug 11 1:32:42 2009 |
most lenders will require that an escrow account .. |
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| Tue Aug 11 1:13:22 2009 |
so you deleted that, and now i cant remember what .. |
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| Mon Aug 10 1:57:57 2009 |
thanks for the update, mp. you're right in that .. |
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| Mon Aug 10 12:13:53 2009 |
ekeller, i was all ready to begin to answer when .. |
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| Mon Aug 10 12:10:38 2009 |
that would make the most sense, i .. |
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| Mon Aug 10 12:05:52 2009 |
i say it all too many times, too, eric. i think .. |
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| Mon Aug 10 12:04:02 2009 |
trying to avoid a foreclosure action by .. |
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| Mon Aug 10 12:02:49 2009 |
here's question #2 from the FAQ on the hud .. |
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| Mon Aug 10 11:53:28 2009 |
nadaklew, eric is a well-respected member of the .. |
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| Mon Aug 10 11:34:10 2009 |
yes indeed...i work for one of the lenders who do .. |
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| Mon Aug 10 11:33:12 2009 |
i'm not quite sure who you are referring to here. .. |
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| Mon Aug 10 11:31:33 2009 |
i don't quite comprehend why the title company .. |
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| Mon Aug 10 11:27:31 2009 |
indeed...with a score of 580 you are unlikely to .. |
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| Mon Aug 10 11:24:42 2009 |
no .. |
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| Mon Aug 10 11:23:30 2009 |
arya, as you can clearly see from the preceding .. |
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| Mon Aug 10 11:20:05 2009 |
could we please get more than just duplicative .. |
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| Mon Aug 10 9:44:46 2009 |
there is so much more to this sort of thing than .. |
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| Mon Aug 10 9:30:25 2009 |
that shouldn't even enter into the discussion, .. |
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| Mon Aug 10 9:25:37 2009 |
not even relevant, but credit agencies show the .. |
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| Mon Aug 10 9:12:24 2009 |
apparently arya missed my major point - get legal .. |
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| Mon Aug 10 9:11:14 2009 |
not unlike some of our posters, who take a .. |
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| Mon Aug 10 9:06:07 2009 |
please be helpful - complex sentence structure .. |
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| Mon Aug 10 9:05:16 2009 |
a 30-day account is considered to be open-ended; .. |
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| Mon Aug 10 9:01:52 2009 |
there are plenty of second mortgage lenders now. .. |
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| Mon Aug 10 8:58:31 2009 |
hwood, is this a primary residence for you if .. |
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| Mon Aug 10 8:56:46 2009 |
so what was the stipulation is your former wife .. |
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| Mon Aug 10 8:55:00 2009 |
adonis, you are jumping the gun. meshiloo .. |
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| Mon Aug 10 8:48:58 2009 |
which happened first, steve did you quit claim .. |
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| Mon Aug 10 8:35:03 2009 |
wendell have you consulted with an attorney you .. |
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| Mon Aug 10 8:30:42 2009 |
there is so much misinformation and so much .. |
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| Mon Aug 10 8:26:54 2009 |
why not just use ditto .. |
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| Mon Aug 10 8:25:45 2009 |
when you fail to pay, a mortgage company will try .. |
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| Mon Aug 10 8:23:16 2009 |
pina, you are certainly close enough to .. |
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| Mon Aug 10 8:20:02 2009 |
be prepared to provide a motivation letter for .. |
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| Mon Aug 10 8:15:23 2009 |
i said "due to" stock market gains, .. |
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| Mon Aug 10 8:14:21 2009 |
the fed hasn't cut rates in a while. mortgage .. |
Forum |
| Mon Aug 10 8:12:23 2009 |
your physical location doesn't matter. you can .. |
Forum |
| Mon Aug 10 8:10:16 2009 |
is this the same topic you asked in the other .. |
Forum |
| Mon Aug 10 8:09:29 2009 |
please start over again, amit. your post isn't .. |
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| Mon Aug 10 7:59:18 2009 |
amen to what eric said about tax advice.
you .. |
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| Mon Aug 10 7:54:31 2009 |
sherry i think the issue the bank has raised is .. |
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| Mon Aug 10 7:31:24 2009 |
phil, thank you very much for taking the time to .. |
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| Mon Aug 10 7:27:48 2009 |
eric, thanks for those .. |
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| Mon Aug 10 7:26:57 2009 |
"regular insurance agent."
please .. |
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| Mon Aug 10 7:26:22 2009 |
banks do not "come after" anyone for .. |
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| Mon Aug 10 7:22:32 2009 |
thank you for the testimony, us. it's always .. |
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| Fri Aug 7 12:34:49 2009 |
how would you define a "safe private .. |
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| Fri Aug 7 12:32:27 2009 |
i give up...jules, when you ask a question in a .. |
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| Fri Aug 7 12:29:51 2009 |
no it is not. if you enter into a rent to own .. |
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| Fri Aug 7 12:26:06 2009 |
answered a little while ago, .. |
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| Fri Aug 7 12:23:10 2009 |
precisely what you would expect to happen: .. |
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| Fri Aug 7 12:21:14 2009 |
peato, you can actually obtain an FHA 203(K) loan .. |
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| Fri Aug 7 11:25:15 2009 |
Is it possible .. |
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| Fri Aug 7 9:47:26 2009 |
jorgewelter, depending on where you reside, you .. |
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| Fri Aug 7 9:43:24 2009 |
frankly, kevin, your prospects are low at this .. |
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| Fri Aug 7 9:40:20 2009 |
honestly it is difficult enough to try to get a .. |
Forum |
| Fri Aug 7 8:14:55 2009 |
that's quite ridiculous. what kind of .. |
Forum |
| Fri Aug 7 7:15:27 2009 |
to be perfectly honest, i don't have much faith .. |
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| Fri Aug 7 7:13:51 2009 |
kimberly, as eric has noted, you'll need to work .. |
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| Fri Aug 7 6:48:20 2009 |
hungry, perhaps if you are in the federal witness .. |
Forum |
| Fri Aug 7 6:47:15 2009 |
credit insurance is not a requirement. most .. |
Forum |
| Fri Aug 7 6:45:53 2009 |
please don't think that the title to a home is .. |
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| Fri Aug 7 6:37:27 2009 |
this is only an opinion not based on fact, cindy, .. |
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| Fri Aug 7 6:33:56 2009 |
i am not convinced that notifying the BBB will .. |
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| Fri Aug 7 6:29:40 2009 |
not so, flipper. as soon as an action is filed, .. |
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| Fri Aug 7 6:25:16 2009 |
forgery is not all that uncommon. i vividly .. |
Forum |
| Thu Aug 6 2:07:28 2009 |
appraisals are done by third parties. borrowers .. |
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| Thu Aug 6 2:04:44 2009 |
i don't know what "re-accomplishing" .. |
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| Thu Aug 6 2:01:15 2009 |
oh i knew you wouldn't - it's just that i had .. |
Forum |
| Thu Aug 6 1:45:06 2009 |
well they can't exactly garnish wages that don't .. |
Forum |
| Thu Aug 6 1:43:32 2009 |
oh man...please don't tell your current lawyer .. |
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| Thu Aug 6 1:42:02 2009 |
insofar as refinancing is concerned, you'd want .. |
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| Thu Aug 6 12:09:02 2009 |
i gather this means that the current owner may .. |
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| Thu Aug 6 11:38:36 2009 |
claudia, you've had no luck for 2 years. are you .. |
Forum |
| Thu Aug 6 11:35:06 2009 |
the title of your post is "assuming a .. |
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| Thu Aug 6 11:30:20 2009 |
okay, js...is this a joke you "hardly paid .. |
Forum |
| Thu Aug 6 8:45:21 2009 |
gunzi you have stated it quite well. if we can .. |
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| Thu Aug 6 8:43:33 2009 |
if you own something, you can always be a .. |
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| Thu Aug 6 8:42:22 2009 |
julie, you will be sued in the foreclosure action .. |
Forum |
| Thu Aug 6 8:39:32 2009 |
my stance is just the opposite. i decry all .. |
Forum |
| Thu Aug 6 8:37:04 2009 |
divorce has no effect on credit score. of .. |
Forum |
| Thu Aug 6 8:35:22 2009 |
keith, that's the way it ought to .. |
Forum |
| Thu Aug 6 8:30:04 2009 |
yes, a quit claim wouldn't be prevented by that .. |
Forum |
| Thu Aug 6 8:26:56 2009 |
i suppose it's too late in life to be shocked by .. |
Forum |
| Thu Aug 6 8:00:28 2009 |
elnora, in these times, i don't think anyone can .. |
Forum |
| Thu Aug 6 7:52:30 2009 |
adonis, you're wrong, i'm afraid. no lender with .. |
Forum |
| Thu Aug 6 7:47:25 2009 |
answered .. |
Forum |
| Thu Aug 6 7:45:34 2009 |
if you really want a legal question answered, you .. |
Forum |
| Thu Aug 6 7:43:19 2009 |
desperate times and desperate people apparently .. |
Forum |
| Thu Aug 6 7:37:52 2009 |
you ought to be able to use this appraisal, yes. .. |
Forum |
| Thu Aug 6 7:36:48 2009 |
anyone who owns property will have a ding on a .. |
Forum |
| Thu Aug 6 7:34:47 2009 |
yes, tonja, you'll have to ensure that title is .. |
Forum |
| Thu Aug 6 7:32:36 2009 |
answered .. |
Forum |
| Thu Aug 6 7:32:19 2009 |
answered .. |
Forum |
| Thu Aug 6 7:28:37 2009 |
you speak with a lender and the lender tells you .. |
Forum |
| Thu Aug 6 7:26:52 2009 |
danny i know you are anxious, but please don't .. |
Forum |
| Thu Aug 6 7:08:14 2009 |
i guess i didn't address credit here. what will .. |
Forum |
| Thu Aug 6 7:02:23 2009 |
and i agree with you, .. |
Forum |
| Thu Aug 6 7:00:53 2009 |
wow! .. |
Forum |
| Thu Aug 6 7:00:06 2009 |
if you are not a borrower and not an owner, why .. |
Forum |
| Thu Aug 6 6:57:32 2009 |
such value...this needs to be said: the average .. |
Forum |
| Thu Aug 6 6:50:24 2009 |
yeah....good .. |
Forum |
| Wed Aug 5 2:36:12 2009 |
you may very well - it would make sense for your .. |
Forum |
| Wed Aug 5 2:34:53 2009 |
you do need to be notified, but notification is .. |
Forum |
| Wed Aug 5 2:30:12 2009 |
it is going to rely, primarily, on just how much .. |
Forum |
| Wed Aug 5 2:27:46 2009 |
samantha thank you so much for your suggestion - .. |
Forum |
| Wed Aug 5 2:26:41 2009 |
elizabeth, even if i didn't want you to cosign .. |
Forum |
| Wed Aug 5 2:20:42 2009 |
other than paying it, your only option is to keep .. |
Forum |
| Wed Aug 5 2:19:26 2009 |
the first question you need to ask your loan .. |
Forum |
| Wed Aug 5 2:17:39 2009 |
eric, you overlooked the co-signer .. |
Forum |
| Wed Aug 5 2:14:08 2009 |
she ought not be able to get away with it - it's .. |
Forum |
| Wed Aug 5 2:12:54 2009 |
man, that is one wonderful question, eric - how .. |
Forum |
| Wed Aug 5 2:08:38 2009 |
i don't like the word "or" in there .. |
Forum |
| Wed Aug 5 2:06:07 2009 |
most lenders do not require an application fee .. |
Forum |
| Wed Aug 5 2:03:51 2009 |
your insurance is going to have to cover full .. |
Forum |
| Wed Aug 5 2:01:39 2009 |
yup! that was .. |
Forum |
| Wed Aug 5 12:01:33 2009 |
since they're going through a divorce, they .. |
Forum |
| Wed Aug 5 11:58:38 2009 |
but ashley, are you answering mamie i don't .. |
Forum |
| Wed Aug 5 9:27:01 2009 |
conventional rates are generated every day by .. |
Forum |
| Wed Aug 5 9:24:51 2009 |
louise, i think your current attorney needs to .. |
Forum |
| Wed Aug 5 9:22:19 2009 |
digdale, whether you need mortgage insurance or .. |
Forum |
| Wed Aug 5 9:19:16 2009 |
joe bob, i'm sorry nobody has answered your .. |
Forum |
| Wed Aug 5 9:14:57 2009 |
nida, generally we are talking about an IRA .. |
Forum |
| Wed Aug 5 9:13:14 2009 |
does anyone still do GEM's i haven't even seen .. |
Forum |
| Wed Aug 5 9:11:54 2009 |
to both egarlen and jose: please be aware that .. |
Forum |
| Wed Aug 5 9:08:11 2009 |
you will not be eligible to be considered first .. |
Forum |
| Wed Aug 5 9:05:26 2009 |
i just left you an answer to this .. |
Forum |
| Wed Aug 5 9:03:48 2009 |
it may be too late. did you have any legal .. |
Forum |
| Wed Aug 5 9:01:11 2009 |
how nice of you to post that nonsense, garry. i .. |
Forum |
| Wed Aug 5 8:26:19 2009 |
julia, there has been much speculation about the .. |
Forum |
| Wed Aug 5 8:22:19 2009 |
your math isn't very accurate, it seems. if you .. |
Forum |
| Wed Aug 5 8:14:41 2009 |
well, he can't exactly "simply change the .. |
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| Wed Aug 5 8:12:10 2009 |
you might be able to do that, shawn. you need to .. |
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| Wed Aug 5 8:03:38 2009 |
you'll get answers all over the spectrum to an .. |
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| Wed Aug 5 8:01:06 2009 |
flipper you got the answer from me in that .. |
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| Wed Aug 5 7:57:10 2009 |
sorry...sent that a little too quickly as i got .. |
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| Wed Aug 5 7:53:32 2009 |
guest, go back and read it - there's a reference .. |
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| Wed Aug 5 7:50:09 2009 |
al, you ought not worry about being blunt. .. |
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| Wed Aug 5 7:36:08 2009 |
i'm not sure i understand the allure of an fha .. |
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| Wed Aug 5 7:31:29 2009 |
i don't get the jump from having old charge offs .. |
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| Wed Aug 5 7:30:05 2009 |
please be certain of one thing: if you receive a .. |
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| Wed Aug 5 7:27:38 2009 |
that's my take on it too, as guest said. .. |
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| Tue Aug 4 12:51:04 2009 |
eric are you the same person as mrod1313 this .. |
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| Tue Aug 4 11:19:12 2009 |
clearly, this is one transaction being reported .. |
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| Tue Aug 4 11:04:46 2009 |
which, of course, is what we've previously .. |
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| Tue Aug 4 9:07:02 2009 |
Refinance .. |
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| Tue Aug 4 8:51:10 2009 |
that's a tax question and i have no expertise in .. |
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| Tue Aug 4 8:50:08 2009 |
well, i wouldn't say that credit unions and .. |
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| Tue Aug 4 8:48:35 2009 |
if your loan was funded on a friday, it is .. |
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| Tue Aug 4 8:45:12 2009 |
oh...and i'm sorry because i didn't really .. |
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| Tue Aug 4 8:44:21 2009 |
sporty, you already have been prequalified, right .. |
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| Tue Aug 4 8:41:27 2009 |
and, of course, there's a 3.5% down payment .. |
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| Tue Aug 4 8:31:21 2009 |
your profile from the looks of your avatar, .. |
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| Tue Aug 4 8:28:03 2009 |
missrose, the sequence of events is quite .. |
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| Tue Aug 4 8:24:21 2009 |
the locale is unrecognizable. is this property .. |
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| Tue Aug 4 8:22:53 2009 |
maybe, rfancher.
if there is imminent .. |
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| Tue Aug 4 8:19:54 2009 |
mike, if your credentials are in order, it's just .. |
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| Tue Aug 4 8:18:39 2009 |
well put, sara. most divorcing couples work out .. |
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| Tue Aug 4 8:16:11 2009 |
eric, that was a timely and worthwhile primer; i .. |
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| Tue Aug 4 8:12:18 2009 |
$5000 each week for 3 weeks is equivalent to .. |
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| Tue Aug 4 8:11:20 2009 |
mrod, your post seems contradictory. here's why .. |
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| Tue Aug 4 8:07:23 2009 |
mp, your loan did finally close, right i'm .. |
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| Tue Aug 4 8:03:32 2009 |
fargus, your guess is as good as anyone else's. .. |
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| Tue Aug 4 7:58:06 2009 |
flipper, you do, indeed, need to concern .. |
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| Tue Aug 4 7:52:52 2009 |
"complain" may a little too much, .. |
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| Tue Aug 4 7:51:24 2009 |
ziggy, taxing authorities have an appeal process, .. |
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| Tue Aug 4 7:49:40 2009 |
preapproval is better - it means that the lender .. |
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| Tue Aug 4 7:46:55 2009 |
the better business bureau is not the only source .. |
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| Tue Aug 4 7:33:51 2009 |
slight correction, james - the deed doesn't need .. |
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| Tue Aug 4 7:31:44 2009 |
and there's yet another article in today's .. |
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| Tue Aug 4 7:27:14 2009 |
no you do not anonymous - simply inform your loan .. |
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| Tue Aug 4 7:24:57 2009 |
some loan officer is going to be calling you, .. |
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| Tue Aug 4 7:22:55 2009 |
eric, that makes me wonder how many times we have .. |
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| Mon Aug 3 4:44:15 2009 |
how are you going to pay tax on a property that .. |
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| Mon Aug 3 4:41:41 2009 |
i am somebody!
if you are buying out your .. |
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| Mon Aug 3 4:37:41 2009 |
boyfriend could buy girlfriend out in exchange .. |
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| Mon Aug 3 4:31:10 2009 |
you might be able to do it in small claims court .. |
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| Mon Aug 3 12:59:52 2009 |
there's no new mortgage, right if not, then no .. |
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| Mon Aug 3 12:58:48 2009 |
you ought not to have to send an email to the .. |
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| Mon Aug 3 12:40:35 2009 |
i quit .. |
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| Mon Aug 3 12:39:54 2009 |
mbt, i have to say i am puzzled about what you .. |
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| Mon Aug 3 12:35:28 2009 |
don't overlook what william has noted about there .. |
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| Mon Aug 3 12:31:10 2009 |
total owed then...what is your monthly obligation .. |
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| Mon Aug 3 12:29:38 2009 |
lenders are typically going to require that you .. |
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| Mon Aug 3 12:27:59 2009 |
jumpout, i don't think you received the answer .. |
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| Mon Aug 3 12:24:03 2009 |
you need to speak with the lender, no doubt. .. |
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| Mon Aug 3 12:17:44 2009 |
linda, credit is not a variable that is .. |
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| Mon Aug 3 12:15:21 2009 |
your notice of default should have spelled out .. |
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| Mon Aug 3 12:12:01 2009 |
when you say "debts of $425" do you .. |
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| Mon Aug 3 12:01:06 2009 |
magic, since virtually everyone is in debt in .. |
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| Mon Aug 3 11:55:31 2009 |
if your credit card balances are too high in .. |
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| Mon Aug 3 11:53:04 2009 |
why would you want to claim to pay an amount .. |
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| Mon Aug 3 11:51:31 2009 |
you need to find out how your name got taken off. .. |
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| Mon Aug 3 11:49:57 2009 |
where is the property where are you the place .. |
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| Mon Aug 3 11:48:43 2009 |
savar, be prepared to hear "so many" .. |
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| Mon Aug 3 11:37:06 2009 |
pw, one thing to keep in mind is that in order .. |
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| Mon Aug 3 11:32:03 2009 |
guest, please understand that direct contact with .. |
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| Mon Aug 3 11:30:07 2009 |
please consult with a bankruptcy attorney. these .. |
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| Mon Aug 3 11:28:20 2009 |
this morning's edition of USA Today has a .. |
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| Mon Aug 3 10:43:57 2009 |
will you have sufficient equity in your home to .. |
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| Mon Aug 3 10:38:32 2009 |
i should be "no better than the customer .. |
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| Mon Aug 3 10:33:42 2009 |
can't say i know about that, rbar...banks don't .. |
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| Mon Aug 3 10:30:42 2009 |
well, presumably, you have a second lien on the .. |
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| Mon Aug 3 10:21:18 2009 |
if i were you, i'd request far more substantive .. |
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| Mon Aug 3 9:56:00 2009 |
mel makes a good point that a seller might not be .. |
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| Mon Aug 3 9:51:57 2009 |
shopping for a mortgage - the most important .. |
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| Mon Aug 3 9:45:15 2009 |
we seem to be turning a proverbial corner, but .. |
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| Mon Aug 3 9:43:15 2009 |
the repercussions are as follows: as a signer on .. |
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| Mon Aug 3 9:40:28 2009 |
i'm a little surprised that the lender asked for .. |
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| Mon Aug 3 9:33:44 2009 |
andrew, it is remotely possible that the lender .. |
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| Mon Aug 3 9:31:11 2009 |
guest, if the auction is upcoming, you'll still .. |
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| Mon Aug 3 9:28:47 2009 |
it's abundantly clear that people enjoy the .. |
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| Mon Aug 3 9:19:57 2009 |
you sure can, li anne. just be prepared for the .. |
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| Mon Aug 3 9:10:43 2009 |
boy did that one confuse me! .. |
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| Mon Aug 3 9:07:15 2009 |
and if you are opening that can in the home, be .. |
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| Mon Aug 3 9:06:10 2009 |
reel, that's putting an awfully heavy load on .. |
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| Mon Aug 3 8:46:52 2009 |
we always like to see updates - and we're hopeful .. |
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| Fri Jul 31 12:21:40 2009 |
continue to pay that mortgage, because your .. |
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| Fri Jul 31 12:17:55 2009 |
mia, in most cases that i've been privy to, the .. |
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| Fri Jul 31 11:59:35 2009 |
a quit claim deed from you to him eliminated your .. |
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| Fri Jul 31 11:27:21 2009 |
mpr, you can certainly discuss your student loans .. |
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| Fri Jul 31 11:20:35 2009 |
and since it hasn't been discussed in this .. |
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| Fri Jul 31 11:17:20 2009 |
if you mean that the bank has already taken .. |
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| Fri Jul 31 11:14:14 2009 |
well put, and here is another thought: your .. |
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| Fri Jul 31 11:10:29 2009 |
scwife, since you and he were joint owners, you .. |
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| Fri Jul 31 11:08:34 2009 |
nice to meet you both times, william from nj. .. |
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| Fri Jul 31 11:02:47 2009 |
i can't comment, frankly, on the irs' requirement .. |
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| Fri Jul 31 10:11:27 2009 |
if you don't own the house, however, your buyer .. |
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| Fri Jul 31 10:07:03 2009 |
anna, it all depends on your home's value, your .. |
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| Fri Jul 31 9:22:43 2009 |
does she or do you have counsel that would be .. |
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| Fri Jul 31 8:43:30 2009 |
reel...first time homebuyer status concerning the .. |
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| Fri Jul 31 8:36:26 2009 |
yardbird, i suggest you contact a broker in your .. |
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| Fri Jul 31 8:33:54 2009 |
9 months - it's a shame, but there's enough .. |
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| Fri Jul 31 8:28:02 2009 |
indeed, grammar is worthy of improvement for all .. |
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| Fri Jul 31 8:19:23 2009 |
yergb, the advice eric provided you with is far .. |
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| Fri Jul 31 8:05:43 2009 |
jade, i hope you've seen my answer to your other .. |
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| Fri Jul 31 8:03:45 2009 |
if you are the sole owner, you have the right to .. |
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| Fri Jul 31 8:02:43 2009 |
jade, your Mom's residence should be safe from .. |
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| Fri Jul 31 8:00:00 2009 |
jenn, it's difficult to respond to you with .. |
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| Fri Jul 31 7:53:25 2009 |
i am a licensed loan officer. i do not do .. |
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| Fri Jul 31 7:47:31 2009 |
and then of course there are the guideline .. |
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| Fri Jul 31 7:46:27 2009 |
to determine the law, you may want to contact .. |
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| Fri Jul 31 7:44:53 2009 |
however, sussane...jennifer has told us the loan .. |
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| Fri Jul 31 7:42:12 2009 |
thank you deepak...i suppose those of us in the .. |
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| Fri Jul 31 7:38:08 2009 |
john, i havent had occasion to check fha .. |
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| Thu Jul 30 12:00:20 2009 |
i reckon that'll do the trick, too...lenders are .. |
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| Thu Jul 30 11:18:26 2009 |
that makes .. |
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| Thu Jul 30 10:26:00 2009 |
you noted it will be a gift and that a gift .. |
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| Thu Jul 30 9:52:57 2009 |
dhhank, since you are current on the mortgage, .. |
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| Thu Jul 30 9:46:38 2009 |
as a general rule, the quit claim deed and the .. |
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| Thu Jul 30 9:34:57 2009 |
pink, if you found a home that was selling for .. |
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| Thu Jul 30 9:31:00 2009 |
you can refuse to provide the documentation that .. |
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| Thu Jul 30 9:24:44 2009 |
no clue .. |
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| Thu Jul 30 9:08:49 2009 |
that is a whole 'nother topic - call your .. |
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| Thu Jul 30 9:01:48 2009 |
it's how the plan was set up - can't give you .. |
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| Thu Jul 30 8:30:57 2009 |
it doesn't seem like your son's mother in law has .. |
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| Thu Jul 30 7:16:45 2009 |
realgeni is right on with his analysis. there's .. |
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| Thu Jul 30 7:06:50 2009 |
i believe that the district of columbia also .. |
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| Thu Jul 30 7:01:19 2009 |
wow .. |
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| Thu Jul 30 7:00:32 2009 |
navi, you can certainly seek an fha loan, as .. |
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| Thu Jul 30 6:49:43 2009 |
i'm happy to be of service if i .. |
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| Thu Jul 30 6:33:44 2009 |
i'm not sure why you cite "marital .. |
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| Thu Jul 30 6:30:17 2009 |
i think you need to engage the services of a real .. |
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| Thu Jul 30 6:24:18 2009 |
you are .. |
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| Thu Jul 30 6:23:08 2009 |
investor, since you are attempting to obtain a .. |
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| Thu Jul 30 6:13:40 2009 |
the rescission period is for borrowers and .. |
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| Wed Jul 29 12:23:02 2009 |
thanks - it's good to know when someone .. |
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| Wed Jul 29 12:06:55 2009 |
db, you cannot ask the agencies to remove things .. |
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| Wed Jul 29 12:01:56 2009 |
well it's always inappropriate to curse, but that .. |
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| Wed Jul 29 11:27:43 2009 |
wow...i love your phraseology: "string of .. |
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| Wed Jul 29 11:25:53 2009 |
you make it seem like it's an IQ test. that must .. |
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| Wed Jul 29 11:24:04 2009 |
very simply, it is the insurance that a .. |
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| Wed Jul 29 11:22:39 2009 |
why not .. |
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| Wed Jul 29 11:22:10 2009 |
wow...where have i been on this one eric, i .. |
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| Wed Jul 29 10:56:33 2009 |
and i agree with eric here. if the home is in an .. |
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| Wed Jul 29 10:52:50 2009 |
based on the post, it looks like you've got .. |
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| Wed Jul 29 10:45:27 2009 |
there is no "correct" answer. the .. |
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| Wed Jul 29 10:33:36 2009 |
hopefully you have a better view than i do at .. |
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| Wed Jul 29 10:32:52 2009 |
the best way to let people know what you're doing .. |
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| Wed Jul 29 10:31:35 2009 |
it's confusing, isn't it...maybe she had lettuce .. |
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| Wed Jul 29 10:27:48 2009 |
$10000 might be a personal loan somewhere - a .. |
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| Wed Jul 29 10:26:27 2009 |
yes, indeed - you desperately need to find an .. |
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| Wed Jul 29 10:25:06 2009 |
i think you need to find an accountant to work .. |
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| Wed Jul 29 10:20:35 2009 |
now what in the world does .. |
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| Wed Jul 29 10:10:57 2009 |
never heard of a "home loan plot loan" .. |
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| Wed Jul 29 10:09:42 2009 |
if by dsi, you mean Daily Simple Interest, then .. |
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| Wed Jul 29 10:06:46 2009 |
jennifer i don't comprehend. who is .. |
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| Wed Jul 29 10:05:50 2009 |
no, db. we do pull merged credit reports, which .. |
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| Wed Jul 29 10:05:04 2009 |
refinance transactions are slotted behind .. |
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| Wed Jul 29 10:03:35 2009 |
yes you can do that with your 401k - yes, .. |
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| Wed Jul 29 10:00:27 2009 |
your credit may be impaired, yes. your post is .. |
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| Wed Jul 29 9:35:10 2009 |
i would absolutely take care of this if you were .. |
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| Wed Jul 29 9:14:00 2009 |
doesn't everyone just get overjoyed when they .. |
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| Wed Jul 29 9:11:19 2009 |
check the discussions out on this link, .. |
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| Wed Jul 29 9:09:46 2009 |
your concern is well-placed as regards how your .. |
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| Wed Jul 29 9:04:50 2009 |
i wonder if section 8 people in municipalities .. |
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| Wed Jul 29 9:02:17 2009 |
if you read the post immediately preceding mine, .. |
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| Wed Jul 29 8:59:31 2009 |
yes, they can go to court and get a judgment .. |
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| Wed Jul 29 8:54:50 2009 |
the right to cancel is Federal law and involves .. |
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| Tue Jul 28 12:49:02 2009 |
i don't think that's the case at all, .. |
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| Tue Jul 28 11:24:28 2009 |
a quit claim deed ought to do the .. |
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| Tue Jul 28 11:18:46 2009 |
i'm not altogether certain this is an .. |
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| Tue Jul 28 11:11:10 2009 |
you'll want to have a discussion with him about .. |
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| Tue Jul 28 8:50:39 2009 |
debbie, please elaborate on your last .. |
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| Tue Jul 28 8:47:54 2009 |
mailbox, you "heard" this information .. |
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| Tue Jul 28 8:44:11 2009 |
i firmly disagree with their assessments of this .. |
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| Tue Jul 28 8:42:45 2009 |
if policies change and a loan type is no longer .. |
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| Tue Jul 28 8:37:32 2009 |
you didn't even know what you were responding to .. |
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| Tue Jul 28 8:36:52 2009 |
kevin: stop .. |
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| Tue Jul 28 8:35:51 2009 |
nice efforts, miss w, but you cited your .. |
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| Tue Jul 28 8:32:39 2009 |
check with the moderators of this forum, david .. |
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| Tue Jul 28 8:29:25 2009 |
such sage advice given here...genevieve you'll .. |
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| Tue Jul 28 8:18:44 2009 |
broke, when you sit down the the bankruptcy .. |
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| Tue Jul 28 8:17:06 2009 |
claim damages dishonest
tomas, why in the .. |
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| Tue Jul 28 8:14:15 2009 |
for both a first mortgage and a home equity loan .. |
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| Tue Jul 28 8:10:44 2009 |
cindy, it's disheartening to learn of this, i .. |
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| Tue Jul 28 8:01:46 2009 |
oh yeah...not a short sale, but the owner is .. |
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| Tue Jul 28 7:59:57 2009 |
not necessarily a poor assumption, but it's .. |
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| Tue Jul 28 7:55:54 2009 |
i think you need to contact your divorce lawyer .. |
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| Tue Jul 28 7:52:29 2009 |
your bankruptcy occurred too recently for .. |
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| Tue Jul 28 7:48:27 2009 |
like they .. |
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| Tue Jul 28 7:43:17 2009 |
i think paragraph 3 tells the whole story. it .. |
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| Tue Jul 28 7:38:20 2009 |
when did ho2010 get married
angela cited debt .. |
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| Tue Jul 28 7:35:28 2009 |
how child support got into this stream is beyond .. |
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| Tue Jul 28 7:28:22 2009 |
angela, obtaining a loan for the purchase of land .. |
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| Tue Jul 28 7:25:10 2009 |
let me check my crystal ball...
drat! it's .. |
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| Tue Jul 28 7:22:07 2009 |
not sure why you had to tell us you're not a .. |
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| Tue Jul 28 7:20:16 2009 |
so why are you touting this company, kevin you .. |
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| Tue Jul 28 7:19:07 2009 |
i felt like i was looking into a mirror there for .. |
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| Tue Jul 28 7:17:00 2009 |
of course, we've seen some pretty ugly comments .. |
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| Tue Jul 28 7:11:13 2009 |
i have no notion what the laws are in canada, but .. |
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| Tue Jul 28 7:05:55 2009 |
there are so many variables in calculating .. |
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| Mon Jul 27 1:20:19 2009 |
aha...you're not a member yet! so forget that .. |
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| Mon Jul 27 10:47:33 2009 |
not to mention that the irs has ruled in this .. |
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| Mon Jul 27 10:32:06 2009 |
already answered - here: .. |
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| Mon Jul 27 10:25:40 2009 |
lenders are not going to look favorably upon your .. |
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| Mon Jul 27 10:22:17 2009 |
if you are buying a home, it makes no difference .. |
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| Mon Jul 27 10:20:21 2009 |
unfortunately, there doesn't appear to me to be .. |
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| Mon Jul 27 9:28:28 2009 |
kent you are so accustomed to typing .. |
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| Mon Jul 27 9:27:29 2009 |
the tax numbers could merely be someone trying to .. |
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| Mon Jul 27 9:25:21 2009 |
well, bertha, if you think someone is sitting .. |
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| Mon Jul 27 9:21:14 2009 |
lenders are definitely more critical with .. |
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| Mon Jul 27 9:15:06 2009 |
brian knows whereof he speaks. the value of the .. |
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| Mon Jul 27 9:04:36 2009 |
what i was really addressing is that auto .. |
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| Mon Jul 27 9:01:20 2009 |
ask the question .. |
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| Mon Jul 27 9:01:02 2009 |
it's usually a payment in full deal - to accept .. |
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| Mon Jul 27 8:59:58 2009 |
but his paycheck, frankly, is not your worry. .. |
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| Mon Jul 27 8:59:30 2009 |
well, a good faith estimate is, after all, an .. |
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| Mon Jul 27 8:51:21 2009 |
well, i still don't quite get what you're driving .. |
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| Mon Jul 27 8:49:05 2009 |
i am afraid you have been scammed, and you .. |
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| Mon Jul 27 8:44:18 2009 |
here's a hint. if you have a car loan, it will .. |
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| Mon Jul 27 8:42:56 2009 |
a little bit more user-friendly method of .. |
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| Mon Jul 27 8:40:33 2009 |
conventional loans, depending on the loan to .. |
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| Mon Jul 27 8:39:25 2009 |
following the amortization schedule makes little .. |
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| Mon Jul 27 8:35:08 2009 |
yes, as unmarried persons filing separate tax .. |
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| Mon Jul 27 8:26:26 2009 |
please elaborate, .. |
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| Mon Jul 27 8:20:54 2009 |
i have no idea whether lighthouse financial group .. |
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| Mon Jul 27 8:14:21 2009 |
hoosier, you gave so little detail that it's .. |
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| Mon Jul 27 8:12:43 2009 |
bob, that was a reasonable post. you're so right .. |
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| Mon Jul 27 8:09:42 2009 |
joint bank accounts have nothing to do with .. |
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| Mon Jul 27 8:07:50 2009 |
okay, i'm game...what is "free pre-approval .. |
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| Mon Jul 27 8:04:39 2009 |
aksingh please read the above posts which are .. |
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| Mon Jul 27 8:02:29 2009 |
james, they have been speaking to the lender. .. |
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| Mon Jul 27 7:51:32 2009 |
not to mention that it violates the guidelines .. |
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| Mon Jul 27 7:49:35 2009 |
the grantor is the owner. all you are doing with .. |
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| Sun Jul 26 7:54:24 2009 |
you are much better off with regular insurance .. |
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| Sun Jul 26 7:52:04 2009 |
the remaining term of your first mortgage will .. |
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| Sun Jul 26 7:49:46 2009 |
yes, to each of your questions. the percentage .. |
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| Sun Jul 26 7:48:04 2009 |
tdavis, it makes sense, yes. you need to contact .. |
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| Sun Jul 26 7:44:09 2009 |
don't just analyze your credit report. sit down .. |
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| Sun Jul 26 7:42:13 2009 |
real estate is cyclical. things change for the .. |
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| Sun Jul 26 7:39:45 2009 |
excellent isn't a bad idea at any time, rich, but .. |
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| Sun Jul 26 7:37:06 2009 |
julie, your credit score is wonderful, but .. |
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| Sun Jul 26 7:35:07 2009 |
i hope you have much to add, jim. if not, ask .. |
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| Sun Jul 26 7:34:11 2009 |
many people do just that - consolidate with a .. |
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| Sun Jul 26 7:29:26 2009 |
"small fee" is laughable. there is no .. |
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| Sun Jul 26 7:25:29 2009 |
funny post about countrywide up there, fred. .. |
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| Sun Jul 26 7:23:06 2009 |
actually all lenders will grab their own report - .. |
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| Sun Jul 26 7:18:29 2009 |
a letter of explanation is simply that - you jot .. |
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| Sun Jul 26 7:13:26 2009 |
check with hud.gov, which is the hud website. .. |
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| Sun Jul 26 7:11:07 2009 |
anyone can be a grantee on a quit claim deed - .. |
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| Sun Jul 26 7:10:08 2009 |
don't mind manoj - he is off-topic most of the .. |
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| Sun Jul 26 7:07:49 2009 |
mutep, from your last paragraph, it appears you .. |
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| Sun Jul 26 7:05:14 2009 |
sally, you've given us too little information to .. |
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| Sun Jul 26 7:02:49 2009 |
drew, i see you certainly getting approved, but .. |
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| Thu Jul 23 12:17:30 2009 |
Mortage payment .. |
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| Thu Jul 23 12:15:33 2009 |
"i heard it through the grapevine" - a .. |
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| Thu Jul 23 12:14:25 2009 |
i suspect you had legal rights to receive back .. |
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| Thu Jul 23 12:05:47 2009 |
good...it was hard to decipher that .. |
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| Thu Jul 23 12:04:26 2009 |
eric, i think it might be worthwhile to post that .. |
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| Thu Jul 23 11:38:21 2009 |
and, of course, even before the deed is prepared, .. |
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| Thu Jul 23 11:02:22 2009 |
you're going to need to find out - search the .. |
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| Thu Jul 23 10:09:28 2009 |
the grantor is the owner of the property, .. |
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| Thu Jul 23 10:07:41 2009 |
and legal advice is not forthcoming on this .. |
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| Thu Jul 23 10:07:16 2009 |
no that's not what i meant. you cannot erase a .. |
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| Thu Jul 23 10:04:16 2009 |
we all hope so, too, .. |
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| Thu Jul 23 10:02:42 2009 |
well, that's a start - generally, assessed values .. |
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| Thu Jul 23 9:04:42 2009 |
kw, do you have an idea of what the home value .. |
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| Thu Jul 23 8:57:03 2009 |
yes, that was me...i had logged .. |
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| Thu Jul 23 8:31:49 2009 |
jimez you can't do what you propose. please .. |
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| Thu Jul 23 8:26:43 2009 |
mimi, i would think that going to the .. |
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| Thu Jul 23 8:18:56 2009 |
having just re-read this initial post, i realized .. |
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| Thu Jul 23 8:15:06 2009 |
wow...welcome back lynette and eugene - you've .. |
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| Thu Jul 23 8:12:54 2009 |
annerbell did they give you a precise definition .. |
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| Thu Jul 23 8:02:56 2009 |
depending on your credit score, you can obtain .. |
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| Thu Jul 23 8:01:24 2009 |
t, this question has already been answered .. |
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| Thu Jul 23 7:51:03 2009 |
guest, you can work through any number of sources .. |
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| Thu Jul 23 7:46:43 2009 |
let's all try not to be parroting the information .. |
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| Thu Jul 23 7:35:53 2009 |
better business bureau, in a case like this, is .. |
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| Thu Jul 23 7:34:01 2009 |
no doubt 54% is high, but undoubtedly your lender .. |
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| Thu Jul 23 7:32:54 2009 |
i suggest you contact your state attorney .. |
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| Thu Jul 23 7:30:05 2009 |
for that length of time, i would back out, .. |
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| Thu Jul 23 7:28:46 2009 |
there are many types of mortgages - too many to .. |
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| Thu Jul 23 7:26:29 2009 |
this is confusing to you, i'm sure. i'm confused .. |
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| Thu Jul 23 7:10:05 2009 |
guest, your credit score is but one element of .. |
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| Thu Jul 23 7:08:04 2009 |
no, tom, i do not. i believe they exist but not .. |
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| Thu Jul 23 7:06:58 2009 |
i won't try to defend myself, and i certainly .. |
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| Thu Jul 23 6:52:54 2009 |
generally, an appraisal will be good for 4 .. |
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| Thu Jul 23 6:48:52 2009 |
belinda - this "small signature loan" .. |
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| Thu Jul 23 6:46:49 2009 |
that last bit of information certainly doesn't .. |
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| Wed Jul 22 2:48:40 2009 |
manning you ought to contact your lender and .. |
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| Wed Jul 22 2:10:44 2009 |
denise, if you have a lawyer willing to sue him .. |
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| Wed Jul 22 2:02:08 2009 |
well, you have the option of finding a new second .. |
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| Wed Jul 22 1:58:59 2009 |
buona fortuna .. |
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| Wed Jul 22 1:57:47 2009 |
what is the purpose in posting this that takes us .. |
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| Wed Jul 22 1:55:54 2009 |
well, do you expect that your home is going to .. |
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| Wed Jul 22 1:52:51 2009 |
a lawyer what kind of lawyer - certainly not .. |
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| Wed Jul 22 1:39:38 2009 |
cash no way! the preferred method in my neck of .. |
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| Wed Jul 22 1:29:23 2009 |
i suspect you may be right, jerry. if you supply .. |
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| Wed Jul 22 11:40:19 2009 |
never heard of .. |
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| Wed Jul 22 11:33:12 2009 |
well, thank you so much tim, for your .. |
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| Wed Jul 22 11:22:35 2009 |
that's a question to ask of a lawyer who's .. |
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| Wed Jul 22 11:16:33 2009 |
abereann, i can't quite comprehend what is meant .. |
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| Wed Jul 22 11:13:32 2009 |
yes, that is the standard procedure now - to .. |
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| Wed Jul 22 11:10:05 2009 |
yes, 3.5% is the required down payment for fha .. |
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| Wed Jul 22 11:09:08 2009 |
reverse mortgages are due in full at the time of .. |
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| Wed Jul 22 11:07:26 2009 |
pennie i just answered this quesiton on another .. |
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| Wed Jul 22 11:06:37 2009 |
cindy is there a real question here please .. |
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| Wed Jul 22 11:05:12 2009 |
pennie, you always run the risk of having such a .. |
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| Wed Jul 22 10:56:41 2009 |
down payment is part of the purchase price. the .. |
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| Wed Jul 22 10:52:11 2009 |
how about a real answer: if a person transfers .. |
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| Wed Jul 22 10:49:20 2009 |
b, there seems to be more to this than you've .. |
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| Wed Jul 22 10:38:18 2009 |
well, gabby, i think you're not going to be able .. |
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| Wed Jul 22 8:48:23 2009 |
a borrower who is in foreclosure would be rather .. |
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| Wed Jul 22 8:44:31 2009 |
your appliance desires should have been made .. |
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| Wed Jul 22 8:37:13 2009 |
you cannot simply "remove" someone from .. |
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| Wed Jul 22 8:31:49 2009 |
frustrated - i don't blame you for your .. |
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| Wed Jul 22 8:22:48 2009 |
203K loans are absolutely worth considering, and .. |
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| Wed Jul 22 8:18:42 2009 |
we would all love to assist you, but since .. |
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| Wed Jul 22 8:16:31 2009 |
hi jerry!
i've never heard of the irs sending .. |
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| Wed Jul 22 8:11:42 2009 |
you will need to provide the following .. |
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| Wed Jul 22 8:08:40 2009 |
if the loan will be granted simply based on your .. |
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| Wed Jul 22 8:07:05 2009 |
no mark - all fha loans are strictly for primary .. |
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| Wed Jul 22 8:06:05 2009 |
jj, your former spouse would need to refinance .. |
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| Wed Jul 22 8:02:57 2009 |
having a private mortgage shouldn't hinder you in .. |
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| Wed Jul 22 8:00:21 2009 |
ridiculous .. |
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| Wed Jul 22 7:58:21 2009 |
so...if form 16 is a tax-related document that is .. |
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| Wed Jul 22 7:55:05 2009 |
thanks for the clarity helen.
the .. |
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| Wed Jul 22 7:47:36 2009 |
this is getting really tedious, .. |
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| Wed Jul 22 7:46:51 2009 |
i'm pleased to know that your sudden issue became .. |
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| Wed Jul 22 7:45:13 2009 |
an add-on to the discussion. in years past, .. |
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| Wed Jul 22 7:39:30 2009 |
now, eric, we know those things don't work!
it .. |
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| Wed Jul 22 7:38:23 2009 |
i reiterate...there are hundreds of counselors .. |
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| Tue Jul 21 1:17:30 2009 |
well put, guest. too many of us gloss over the .. |
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| Tue Jul 21 1:15:08 2009 |
something awry here, tim and .. |
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| Tue Jul 21 1:12:06 2009 |
didn't we visit your closing the other day i'm .. |
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| Tue Jul 21 1:07:16 2009 |
it occurs to me that your ownership is something .. |
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| Tue Jul 21 1:03:48 2009 |
you may need and/or wish to pay her for her share .. |
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| Tue Jul 21 1:02:17 2009 |
i haven't seen an analysis on that yet, but a .. |
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| Tue Jul 21 1:00:56 2009 |
yes, james...a typical quit claim such as you .. |
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| Tue Jul 21 12:55:51 2009 |
looks like it's time to engage an attorney for .. |
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| Tue Jul 21 12:54:36 2009 |
the easiest way to see if bofa will work with you .. |
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| Tue Jul 21 12:51:40 2009 |
very simply, yes, .. |
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| Tue Jul 21 11:49:06 2009 |
can anyone spell "duplicative"
each .. |
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| Tue Jul 21 11:47:02 2009 |
homesteading is designed to protect the value of .. |
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| Tue Jul 21 11:42:34 2009 |
carm, there is no way for you to "get out .. |
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| Tue Jul 21 11:38:09 2009 |
linda, you'll find that the modification .. |
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| Tue Jul 21 11:33:11 2009 |
pick a scenario - any scenario - and you'll find .. |
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| Tue Jul 21 11:30:24 2009 |
to the latter question: yes, you can. however, .. |
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| Tue Jul 21 11:22:33 2009 |
well said, .. |
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| Tue Jul 21 11:15:12 2009 |
in my opinion, brian, you have to overcome your .. |
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| Tue Jul 21 11:05:32 2009 |
i agree with you...take this up with higher .. |
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| Tue Jul 21 11:00:50 2009 |
but i don't understand, at all, the "or .. |
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| Tue Jul 21 10:56:42 2009 |
paying it off now will save you interest costs. .. |
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| Tue Jul 21 10:54:52 2009 |
you may be in the place, at least for getting an .. |
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| Tue Jul 21 10:45:37 2009 |
and wouldn't that work out well...you'd be .. |
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| Tue Jul 21 10:34:46 2009 |
there are pockets throughout the country where .. |
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| Tue Jul 21 10:31:41 2009 |
thanks for stopping by .. |
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| Tue Jul 21 10:30:37 2009 |
as with tim, i am clueless about what you are .. |
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| Tue Jul 21 10:25:37 2009 |
that is correct, jake. you cannot claim the .. |
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| Tue Jul 21 10:15:26 2009 |
virginia, i wish i had an easy answer, but there .. |
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| Tue Jul 21 10:01:47 2009 |
OMG...he did it and it looks like he .. |
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| Tue Jul 21 10:01:14 2009 |
watch out geni - you're about to hit 1000! .. |
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| Tue Jul 21 9:42:15 2009 |
i'm guessing that you didn't prep the lender. i .. |
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| Tue Jul 21 7:13:50 2009 |
post-closing departments will, at least .. |
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| Tue Jul 21 7:09:00 2009 |
john, work on your credit and get that score up. .. |
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| Tue Jul 21 7:06:48 2009 |
joyce, when you say "fair" credit, that .. |
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| Tue Jul 21 7:04:54 2009 |
manoj, please do a little bit of reading and .. |
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| Tue Jul 21 7:01:06 2009 |
manoj, the "guarantee" is not a .. |
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| Tue Jul 21 6:57:56 2009 |
you said you refinanced - did you not know that .. |
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| Tue Jul 21 6:54:18 2009 |
make some new friends quickly, .. |
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| Tue Jul 21 6:52:16 2009 |
oops...there's one .. |
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| Tue Jul 21 6:51:54 2009 |
can i get an .. |
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| Tue Jul 21 6:47:39 2009 |
strive to achieve the best score period, whether .. |
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| Tue Jul 21 6:45:50 2009 |
polly wanna .. |
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| Tue Jul 21 6:39:51 2009 |
you are most welcome - congratulations on the .. |
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| Tue Jul 21 6:38:46 2009 |
anyone who offers fha loans can do .. |
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| Tue Jul 21 6:37:19 2009 |
i don't quite get the leap from nasty, lying .. |
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| Mon Jul 20 12:57:42 2009 |
i guess the federal government thought so when it .. |
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| Mon Jul 20 12:52:18 2009 |
if your contract called for the inspection to be .. |
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| Mon Jul 20 12:20:56 2009 |
i am baffled at .. |
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| Mon Jul 20 12:12:20 2009 |
short sales can take a lot longer than 2 months, .. |
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| Mon Jul 20 12:06:28 2009 |
i find it hard to believe that someone would, in .. |
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| Mon Jul 20 12:04:32 2009 |
i am unaware of any need for a seller to pay for .. |
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| Mon Jul 20 12:02:23 2009 |
no...i said having no mortgage has no effect. i .. |
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| Mon Jul 20 11:58:40 2009 |
did anyone actually read the original .. |
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| Mon Jul 20 11:57:48 2009 |
there's the evidence of ownership, right .. |
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| Mon Jul 20 10:32:43 2009 |
what is that about, tim spending money on a .. |
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| Mon Jul 20 10:23:31 2009 |
well, morena - you need to do a few things .. |
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| Mon Jul 20 10:21:20 2009 |
no tim...a minor cannot be a trustee either...he .. |
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| Mon Jul 20 10:19:59 2009 |
i have to laugh - not AT you, jk9999 - please .. |
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| Mon Jul 20 10:05:28 2009 |
i believe i already answered this question in .. |
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| Mon Jul 20 10:02:30 2009 |
and not in every case will a lender seek a .. |
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| Mon Jul 20 10:01:28 2009 |
"no" to that .. |
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| Mon Jul 20 10:00:28 2009 |
man oh man...first of all, i don't believe it's .. |
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| Mon Jul 20 9:54:59 2009 |
you might save a little time and money, but if .. |
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| Mon Jul 20 9:52:55 2009 |
jump right in, tim - feel free to ask questions, .. |
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| Mon Jul 20 9:17:46 2009 |
there's no way in which i could provide you with .. |
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| Mon Jul 20 8:57:03 2009 |
you should certainly give your potential lender .. |
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| Mon Jul 20 8:54:52 2009 |
i don't know about other lenders, but our office .. |
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| Mon Jul 20 8:49:06 2009 |
difficult to give you straight answers, but here .. |
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| Mon Jul 20 8:45:06 2009 |
you need to clarify precisely what it is you are .. |
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| Mon Jul 20 8:39:09 2009 |
if the husband in question has credit cards, for .. |
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| Mon Jul 20 8:35:49 2009 |
having an unused bank account benefits nobody, .. |
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| Mon Jul 20 8:32:17 2009 |
when the loan is paid in full, you'll receive a .. |
Forum |
| Mon Jul 20 8:26:46 2009 |
thank you jdufour...another voice in the .. |
Forum |
| Mon Jul 20 8:24:45 2009 |
so you want to change careers and borrow money at .. |
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| Mon Jul 20 8:23:25 2009 |
yes, 75 days is too long for a refinance. yes, .. |
Forum |
| Mon Jul 20 8:22:04 2009 |
you can certainly sue her bassman - how .. |
Forum |
| Mon Jul 20 8:20:54 2009 |
it's a shame that there are lenders who may still .. |
Forum |
| Mon Jul 20 8:18:37 2009 |
most definitely you want to discuss your .. |
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| Mon Jul 20 8:16:28 2009 |
maybe, but that's too much of an open-ended .. |
Forum |
| Mon Jul 20 8:15:49 2009 |
title insurance is a closing cost - therefore, it .. |
Forum |
| Mon Jul 20 8:08:53 2009 |
mike, what benefit is it to you to take this .. |
Forum |
| Mon Jul 20 8:06:38 2009 |
no such thing, in my estimation - money poorly .. |
Forum |
| Mon Jul 20 8:05:54 2009 |
go to the federal trade commission website for .. |
Forum |
| Mon Jul 20 8:05:06 2009 |
check with your local realtor board - they'll .. |
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| Mon Jul 20 8:03:49 2009 |
no matter when it hits your credit report - .. |
Forum |
| Mon Jul 20 8:02:20 2009 |
for the most part, "FICO" is used as a .. |
Forum |
| Mon Jul 20 7:59:53 2009 |
honestly, i think what you've suggested has .. |
Forum |
| Mon Jul 20 7:57:26 2009 |
thank you for some sensible information, .. |
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| Mon Jul 20 7:56:11 2009 |
first mortgages are first, second mortgages are .. |
Forum |
| Mon Jul 20 7:40:55 2009 |
not that much, .. |
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| Mon Jul 20 7:39:04 2009 |
clg, it would be a smart move to contact your .. |
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| Mon Jul 20 7:37:52 2009 |
katrina, you obviously won't have to worry about .. |
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| Mon Jul 20 7:34:20 2009 |
far more than will be worth the trouble, .. |
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| Mon Jul 20 7:15:47 2009 |
guest, when you began your ira, did you not .. |
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| Mon Jul 20 7:14:45 2009 |
that there is no mortgage at this time would have .. |
Forum |
| Mon Jul 20 7:12:22 2009 |
peace, i think you need to be in control of the .. |
Forum |
| Mon Jul 20 7:11:04 2009 |
you can count on these "advertisements" .. |
Forum |
| Mon Jul 20 7:08:46 2009 |
how about the lender itself don't they have .. |
Forum |
| Mon Jul 20 7:03:23 2009 |
thank you .. |
Forum |
| Sat Jul 18 6:32:31 2009 |
you can obtain financing from anyone you wish - .. |
Forum |
| Sat Jul 18 6:29:19 2009 |
i missed this post the first time around i .. |
Forum |
| Sat Jul 18 6:26:24 2009 |
hard to tell you what to do, mbandy; but i would .. |
Forum |
| Sat Jul 18 6:22:48 2009 |
In the world of real estate transactions, the .. |
Forum |
| Sat Jul 18 6:19:41 2009 |
just curious to know if this thing got resolved .. |
Forum |
| Sat Jul 18 6:14:10 2009 |
i have yet to see a thorough examination of the .. |
Forum |
| Sat Jul 18 6:10:15 2009 |
condominiums are tricky. i just lost a loan due .. |
Forum |
| Sat Jul 18 6:05:32 2009 |
sadie, in order for him to refinance the home he .. |
Forum |
| Sat Jul 18 5:57:23 2009 |
there wouldn't be much sense in using a warranty .. |
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| Sat Jul 18 5:50:47 2009 |
yes - mobile homes are not deeded property unless .. |
Forum |
| Sat Jul 18 5:38:15 2009 |
there are thousands of these companies throughout .. |
Forum |
| Sat Jul 18 5:29:15 2009 |
what is it that you are trying to accomplish .. |
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| Sat Jul 18 5:28:12 2009 |
To rmorquec - if the lender sells the collateral .. |
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| Sat Jul 18 5:22:34 2009 |
well, majority is more than half, ann; so i guess .. |
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| Sat Jul 18 5:20:58 2009 |
jesse, can you give us just a tad bit more .. |
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| Sat Jul 18 5:19:55 2009 |
utter craziness...sorry but that's all i have to .. |
Forum |
| Sat Jul 18 5:18:02 2009 |
what i don't get is the outright refusal to pay .. |
Forum |
| Sat Jul 18 5:14:47 2009 |
i suspect that earnest money deposit is lost - .. |
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| Sat Jul 18 5:09:41 2009 |
"they asked" - that's how you described .. |
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| Sat Jul 18 5:07:28 2009 |
i don't think there's a snowball's chance in the .. |
Forum |
| Sat Jul 18 5:04:16 2009 |
i don't get this ethics discussion at all .. |
Forum |
| Sat Jul 18 5:02:06 2009 |
a lock is a lock. locks do not get changed. i .. |
Forum |
| Fri Jul 17 12:25:00 2009 |
one way to find out - call .. |
Forum |
| Fri Jul 17 12:24:36 2009 |
there's no such thing as "universality" .. |
Forum |
| Fri Jul 17 12:22:43 2009 |
the overwhelming majority of lenders won't be .. |
Forum |
| Fri Jul 17 12:20:48 2009 |
i don't know who in this world would give you a .. |
Forum |
| Fri Jul 17 12:18:16 2009 |
that's a ridiculous threat - you ought to take .. |
Forum |
| Fri Jul 17 12:16:22 2009 |
all over the place! you can get rates in the .. |
Forum |
| Fri Jul 17 12:14:08 2009 |
oh my... .. |
Forum |
| Fri Jul 17 9:03:43 2009 |
guest, you'll find mortgage insurance companies .. |
Forum |
| Fri Jul 17 9:02:29 2009 |
there should be no effect on your other .. |
Forum |
| Fri Jul 17 8:59:29 2009 |
if the credit line was discharged in .. |
Forum |
| Fri Jul 17 8:57:32 2009 |
13...i don't think anyone responded to you - .. |
Forum |
| Fri Jul 17 8:38:34 2009 |
you describe it as madness, so i suppose it would .. |
Forum |
| Fri Jul 17 8:34:24 2009 |
second question first - ethics, for one thing, .. |
Forum |
| Fri Jul 17 8:32:36 2009 |
no, sharon; each would be paid off at the same .. |
Forum |
| Fri Jul 17 8:31:44 2009 |
carl, i'm surprised that you found out how .. |
Forum |
| Fri Jul 17 8:29:38 2009 |
jeyre, you've obviously piqued the interest of .. |
Forum |
| Fri Jul 17 8:25:22 2009 |
amber, you need to contact the housing department .. |
Forum |
| Fri Jul 17 8:23:42 2009 |
did you really have to ask this question three .. |
Forum |
| Fri Jul 17 8:22:36 2009 |
i don't know the community property laws that .. |
Forum |
| Fri Jul 17 7:48:12 2009 |
kim, you are correct that you ought to fix the .. |
Forum |
| Fri Jul 17 7:36:18 2009 |
caramel...the louisiana housing finance agency .. |
Forum |
| Fri Jul 17 7:32:08 2009 |
the total is 6.98563 and rounding to the nearest .. |
Forum |
| Fri Jul 17 7:29:41 2009 |
maybe he can, but most will not be able to help .. |
Forum |
| Fri Jul 17 7:28:22 2009 |
well, i'd say that's no place to start, but this .. |
Forum |
| Fri Jul 17 7:23:40 2009 |
this seems contradictory to me, but i'll run with .. |
Forum |
| Fri Jul 17 7:21:01 2009 |
i'm sorry denise, but all those documents do not .. |
Forum |
| Fri Jul 17 7:17:47 2009 |
i won't say anything about the name, db.
how .. |
Forum |
| Thu Jul 16 12:47:32 2009 |
denise, forgive me, but i cannot understand how .. |
Forum |
| Thu Jul 16 12:43:50 2009 |
yes, chuck, you can make other .. |
Forum |
| Thu Jul 16 12:41:33 2009 |
"bloom" - do you mean .. |
Forum |
| Thu Jul 16 12:39:34 2009 |
if the two of you don't have a will, it's time to .. |
Forum |
| Thu Jul 16 12:37:33 2009 |
you might find a lender who won't require you to .. |
Forum |
| Thu Jul 16 11:16:56 2009 |
to whom the loan was transferred isn't .. |
Forum |
| Thu Jul 16 11:12:39 2009 |
you will need to pay the collection accounts, and .. |
Forum |
| Thu Jul 16 11:10:41 2009 |
it would be instructive to see the other side of .. |
Forum |
| Thu Jul 16 11:01:42 2009 |
libor index today is 1.509, so fully indexed rate .. |
Forum |
| Thu Jul 16 7:39:17 2009 |
it's interesting - i don't do anything with .. |
Forum |
| Thu Jul 16 7:33:26 2009 |
your fiance will not be affected by your deed in .. |
Forum |
| Thu Jul 16 7:31:40 2009 |
this is a mortgage forum and not designed for .. |
Forum |
| Thu Jul 16 7:28:21 2009 |
did you have a lawyer you can contact him or .. |
Forum |
| Thu Jul 16 7:25:51 2009 |
the "more or less" needs to be more .. |
Forum |
| Thu Jul 16 7:22:13 2009 |
when you spoke with a lawyer about dealing with .. |
Forum |
| Thu Jul 16 7:17:12 2009 |
what your former partner says to the lender is .. |
Forum |
| Thu Jul 16 7:12:15 2009 |
the most important thing you can do, manoj, is to .. |
Forum |
| Thu Jul 16 7:09:13 2009 |
you didn't cite the discharge date of the .. |
Forum |
| Thu Jul 16 7:04:35 2009 |
otis, can you obtain documentation from your bank .. |
Forum |
| Thu Jul 16 7:02:24 2009 |
indeed - we don't have anything to do with payday .. |
Forum |
| Thu Jul 16 7:00:33 2009 |
i am not specifically aware of any penalties that .. |
Forum |
| Thu Jul 16 6:58:36 2009 |
you need documents that will transfer title to .. |
Forum |
| Thu Jul 16 6:55:59 2009 |
great! .. |
Forum |
| Thu Jul 16 6:54:55 2009 |
without question, the lines of communication need .. |
Forum |
| Thu Jul 16 6:50:57 2009 |
we still don't know what she is talking about, .. |
Forum |
| Wed Jul 15 3:07:16 2009 |
rather than let it go to foreclosure, why not try .. |
Forum |
| Wed Jul 15 3:05:02 2009 |
in order to eliminate your obligation on the .. |
Forum |
| Wed Jul 15 3:03:04 2009 |
i deleted your duplicate post on the other forum. .. |
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| Wed Jul 15 2:37:49 2009 |
the only hazard i see in this scenario is the .. |
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| Wed Jul 15 1:14:25 2009 |
i agree that a person on title only wouldn't be .. |
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| Wed Jul 15 12:25:37 2009 |
but ashley, if legal action is taken, she'd be a .. |
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| Wed Jul 15 12:23:21 2009 |
hi michelle - based on the initial question, i .. |
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| Wed Jul 15 11:53:54 2009 |
ummm... .. |
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| Wed Jul 15 11:53:02 2009 |
if a judgment is issued against your coborrower, .. |
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| Wed Jul 15 11:42:56 2009 |
honestly, that's anyone's guess. they'll take .. |
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| Wed Jul 15 11:42:17 2009 |
be very wary, .. |
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| Wed Jul 15 11:41:23 2009 |
there's no such thing as "my half" in a .. |
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| Wed Jul 15 11:20:06 2009 |
gosh it took all of two and a half hours for the .. |
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| Wed Jul 15 11:20:01 2009 |
gosh it took all of two and a half hours for the .. |
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| Wed Jul 15 11:18:46 2009 |
please... .. |
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| Wed Jul 15 11:17:28 2009 |
each borrower is equivalent. historically, .. |
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| Wed Jul 15 11:06:50 2009 |
i have no idea what you are referring .. |
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| Wed Jul 15 10:37:11 2009 |
now, see, that's what my whole post was about .. |
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| Wed Jul 15 10:36:34 2009 |
very convoluted thread here - independent .. |
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| Wed Jul 15 10:33:30 2009 |
in foreclosure, it's usually not likely that .. |
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| Wed Jul 15 10:28:57 2009 |
i have to ask this: how does being foreclosed on .. |
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| Wed Jul 15 10:25:51 2009 |
laying low in 5 years will result in only one .. |
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| Wed Jul 15 10:16:34 2009 |
Legal Rights - Mortgage versus Deed .. |
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| Wed Jul 15 10:11:59 2009 |
guest, every penny of interest you pay on a .. |
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| Wed Jul 15 10:08:38 2009 |
you need to be a whole lot more specific about .. |
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| Wed Jul 15 9:59:13 2009 |
a person cannot be added to a mortgage in a .. |
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| Wed Jul 15 9:55:19 2009 |
what is a "mortgage .. |
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| Wed Jul 15 9:41:54 2009 |
i'm not quite certain what you mean neena - can .. |
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| Wed Jul 15 9:37:56 2009 |
all public record gets picked up and reported by .. |
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| Wed Jul 15 9:36:39 2009 |
wow..."modded" is a new verb for the .. |
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| Wed Jul 15 9:33:31 2009 |
"a loan officer" is apparently living .. |
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| Wed Jul 15 9:24:09 2009 |
some lenders would give you a second mortgage at .. |
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| Wed Jul 15 9:22:24 2009 |
you'd better speak with a lender first...good .. |
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| Wed Jul 15 9:21:15 2009 |
but you know what, SWarghad i think .. |
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| Wed Jul 15 9:19:36 2009 |
OH MY GOD!!! how foolish do i look
i meant .. |
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| Wed Jul 15 9:18:42 2009 |
hello do we not know the definition of .. |
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| Wed Jul 15 9:15:36 2009 |
if you default on the loan (and you have already, .. |
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| Wed Jul 15 9:12:26 2009 |
it's now 3.5% required for down payment; $1050. .. |
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| Wed Jul 15 9:07:14 2009 |
you definitely are perplexed, jfesta1. with .. |
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| Wed Jul 15 9:03:23 2009 |
see that's another thing i was talking .. |
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| Wed Jul 15 9:02:54 2009 |
Don't know your experience, guest, but that would .. |
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| Wed Jul 15 8:52:39 2009 |
AMEN .. |
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| Wed Jul 15 8:50:44 2009 |
something that bothers me lately:
we are .. |
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| Wed Jul 15 8:41:38 2009 |
good timing, sharon. you could have waited until .. |
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| Wed Jul 15 8:40:19 2009 |
you could be caught in a trap of your own making, .. |
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| Wed Jul 15 8:38:04 2009 |
once again - go to hud.gov and look for .. |
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| Wed Jul 15 8:35:21 2009 |
statute of limitations isn't what affects credit .. |
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| Wed Jul 15 8:32:18 2009 |
answered and answered .. |
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| Wed Jul 15 8:30:35 2009 |
tiger, "alternative" is another word .. |
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| Wed Jul 15 8:27:56 2009 |
wow .. |
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| Tue Jul 14 8:58:14 2009 |
credit union tellers have no business telling you .. |
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| Tue Jul 14 8:55:43 2009 |
you're so right about the early learning - it .. |
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| Tue Jul 14 8:31:34 2009 |
novation is a method by which one can be taken .. |
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| Tue Jul 14 8:24:29 2009 |
you won't have to worry about the initial lender. .. |
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| Tue Jul 14 8:22:29 2009 |
tiger, the only way in which you'll avoid .. |
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| Tue Jul 14 8:20:15 2009 |
in a roundabout fashion, you've received an .. |
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| Tue Jul 14 8:17:25 2009 |
with a rate of 4.75%, i don't quite comprehend .. |
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| Tue Jul 14 8:16:04 2009 |
there is a reasonable possibility that you can .. |
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| Tue Jul 14 8:13:35 2009 |
nice to see a budding friendship emerge...joejoe .. |
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| Tue Jul 14 8:11:52 2009 |
yes, cbh, but it apparently worked well enough .. |
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| Tue Jul 14 8:08:56 2009 |
of course. .. |
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| Tue Jul 14 8:07:17 2009 |
at 514, my guess is that it could take as long as .. |
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| Tue Jul 14 8:04:37 2009 |
and in all this, you would obviously need to .. |
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| Tue Jul 14 8:03:40 2009 |
for those who lack credit or have poor credit, .. |
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| Tue Jul 14 8:00:59 2009 |
in three years from the time of your becoming a .. |
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| Tue Jul 14 7:59:51 2009 |
ripped off you're asking for help...they're .. |
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| Tue Jul 14 7:58:07 2009 |
edwards you've asked two entirely different .. |
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| Tue Jul 14 7:55:24 2009 |
guest, the answer, in part, lies in determining .. |
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| Tue Jul 14 7:53:25 2009 |
was the new card issued in both of your names if .. |
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| Tue Jul 14 7:49:36 2009 |
at least 43 minutes elapsed between those .. |
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| Tue Jul 14 7:48:23 2009 |
bella, if you have reason to believe that an .. |
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| Tue Jul 14 7:46:28 2009 |
boy that sure clarifies .. |
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| Tue Jul 14 7:43:50 2009 |
hockjem: .. |
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| Tue Jul 14 7:41:58 2009 |
yeah i guess you could say there was a little bit .. |
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| Tue Jul 14 7:40:30 2009 |
hold on there, broker: - it's as if it never .. |
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| Tue Jul 14 7:34:28 2009 |
my grandmother passed and I am the personal representative, .. |
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| Tue Jul 14 7:21:42 2009 |
i was at a closing yesterday afternoon .. |
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| Tue Jul 14 7:17:35 2009 |
not true, litisham - responsibility for payments .. |
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| Mon Jul 13 10:39:59 2009 |
please be careful with your rate. as noted, at .. |
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| Mon Jul 13 8:42:17 2009 |
aw, what you may have received is probably a .. |
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| Mon Jul 13 8:38:01 2009 |
ibis, you are responsible for a mortgage until .. |
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| Mon Jul 13 8:35:57 2009 |
a good first step is to determine the value of .. |
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| Mon Jul 13 8:25:58 2009 |
joy: i'm not quite sure what you refer to here, .. |
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| Mon Jul 13 8:24:08 2009 |
you need to be in contact with the loss .. |
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| Mon Jul 13 8:22:25 2009 |
common story here, i think, though it ought not .. |
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| Mon Jul 13 8:19:10 2009 |
my presumption is that he approves of this: in .. |
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| Mon Jul 13 8:18:29 2009 |
elmo, i suggest you broach the subject with both .. |
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| Mon Jul 13 8:15:37 2009 |
absolutely - we've come to the point where the .. |
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| Mon Jul 13 8:14:16 2009 |
well..."your boyfriend cannot make you move .. |
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| Mon Jul 13 8:01:57 2009 |
you ought to be able to use a simple quit claim .. |
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| Mon Jul 13 7:54:59 2009 |
well-put, david. and haven't we let our .. |
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| Mon Jul 13 7:53:16 2009 |
the subprime market also contained loans that .. |
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| Mon Jul 13 7:37:40 2009 |
wow - your home, when you purchased it, cost you .. |
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| Mon Jul 13 7:34:57 2009 |
we can only hope so for your sake, elaine. i .. |
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| Mon Jul 13 6:58:50 2009 |
you need not go through the application process .. |
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| Mon Jul 13 6:46:05 2009 |
rates go down, they go up, they go down, they go .. |
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| Mon Jul 13 6:44:20 2009 |
i'm afraid you erred in providing a quit claim .. |
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| Mon Jul 13 6:42:45 2009 |
no doubt the best way to get results is to .. |
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| Mon Jul 13 6:41:06 2009 |
i don't see any reason why you couldn't do that - .. |
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| Mon Jul 13 6:40:14 2009 |
is an "rdp" house a specific reference .. |
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| Mon Jul 13 6:37:20 2009 |
undoubtedly the account was charged off prior to .. |
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| Mon Jul 13 6:30:23 2009 |
thanks, .. |
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| Mon Jul 13 6:29:19 2009 |
whether quit claim or warranty, you're on top of .. |
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| Sat Jul 11 12:01:39 2009 |
who is moderating this forum please let me know. .. |
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| Sat Jul 11 8:26:58 2009 |
i don't have any personal knowledge of this firm .. |
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| Sat Jul 11 7:13:24 2009 |
you don't have to worry about your mortgage being .. |
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| Sat Jul 11 7:12:04 2009 |
verbal verification of employment is always done .. |
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| Sat Jul 11 5:50:02 2009 |
honestly, the net effect of any derogatory .. |
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| Sat Jul 11 5:46:02 2009 |
if you have a written agreement that supposedly .. |
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| Sat Jul 11 5:44:13 2009 |
i am of the opinion that you might run into some .. |
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| Sat Jul 11 5:41:23 2009 |
get a lawyer if you want a legal opinion on this .. |
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| Sat Jul 11 5:39:56 2009 |
it would seem that you'll be able to do what you .. |
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| Sat Jul 11 5:38:29 2009 |
sue, this depends, partly, on the ages of the .. |
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| Sat Jul 11 5:37:12 2009 |
sw, you've brought nothing to the table. why not .. |
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| Sat Jul 11 5:36:12 2009 |
a score of 561 is generally not going to allow .. |
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| Sat Jul 11 5:33:40 2009 |
majid, the easiest way to clear things up on a .. |
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| Sat Jul 11 5:30:29 2009 |
how did you "give up" your home if by .. |
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| Sat Jul 11 5:25:20 2009 |
i'm in agreement with elnora that you may be able .. |
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| Sat Jul 11 5:21:15 2009 |
if you feel you're ready to make a purchase, then .. |
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| Sat Jul 11 5:17:01 2009 |
relle, if your separation agreement specifies .. |
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| Sat Jul 11 5:15:05 2009 |
a home inspection is not a requirement. it is .. |
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| Sat Jul 11 5:08:21 2009 |
there's obviously too much confusion on this .. |
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| Sat Jul 11 5:05:37 2009 |
janice, despite his having already submitted his .. |
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| Sat Jul 11 4:55:55 2009 |
yes, greer, if all parties agree that a sale is .. |
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| Sat Jul 11 4:54:55 2009 |
that's very confusing, hopefull. when you .. |
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| Sat Jul 11 4:51:49 2009 |
foreclosure is a legal action on real property. .. |
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| Sat Jul 11 4:49:51 2009 |
first question i have is this: what are you .. |
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| Sat Jul 11 4:46:09 2009 |
julie, what kind of mess is it that your quit .. |
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| Sat Jul 11 4:41:33 2009 |
starfish, it is, typically, possible to have a .. |
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| Sat Jul 11 4:35:07 2009 |
that ought to be the last, amanda. it is not .. |
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| Sat Jul 11 4:28:16 2009 |
please strive to post commentaries that make .. |
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| Sat Jul 11 4:26:59 2009 |
i just don't get .. |
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| Sat Jul 11 4:26:05 2009 |
with a bankruptcy on your record at all, it's not .. |
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| Fri Jul 10 3:25:46 2009 |
stacy, can't you sweet-talk your in-laws into .. |
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| Fri Jul 10 3:20:33 2009 |
mary, what in the world are you talking about .. |
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| Fri Jul 10 3:18:06 2009 |
RUN AWAY AS FAST AS YOU CAN!
you are being .. |
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| Fri Jul 10 3:14:59 2009 |
carmen, don't let the one bad apple spoil you. .. |
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| Fri Jul 10 3:08:46 2009 |
well, at least it won't be 10 X 250.
i really .. |
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| Fri Jul 10 3:04:35 2009 |
sounds like a very good question for a real .. |
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| Fri Jul 10 3:02:32 2009 |
who told you that you certainly ought to be able .. |
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| Fri Jul 10 3:01:18 2009 |
something very unusual here - lenders are not in .. |
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| Fri Jul 10 2:59:55 2009 |
credit scores are actually a greater influence on .. |
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| Fri Jul 10 12:25:09 2009 |
if you are referring to property taxes, the .. |
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| Fri Jul 10 12:22:24 2009 |
it would seem likely that you're qualified for .. |
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| Fri Jul 10 12:01:56 2009 |
obviously, some people are happy, some are not. .. |
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| Fri Jul 10 11:56:53 2009 |
go to the closing and sign everything. then, .. |
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| Fri Jul 10 11:53:44 2009 |
judgments are always going to have an effect. .. |
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| Fri Jul 10 11:48:43 2009 |
maybe, preet. we don't have enough information .. |
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| Fri Jul 10 11:44:53 2009 |
it's true - the $7500 tax credit which existed in .. |
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| Fri Jul 10 11:40:09 2009 |
the net savings will be negligible, in my opinion .. |
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| Fri Jul 10 11:35:35 2009 |
have you ever gone to the court to find out what .. |
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| Fri Jul 10 11:31:52 2009 |
sure they can...how else will they get their .. |
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| Fri Jul 10 11:30:40 2009 |
isn't it fun to see the same posts over and .. |
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| Fri Jul 10 11:29:02 2009 |
you'll need to file disputes with the credit .. |
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| Fri Jul 10 11:21:50 2009 |
i doubt that what you said helps, james; but .. |
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| Fri Jul 10 11:19:10 2009 |
these are two distinctly different documents. .. |
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| Fri Jul 10 11:18:20 2009 |
i'm assuming that elderly does not equate to .. |
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| Fri Jul 10 11:15:47 2009 |
the appraisal law should have no effect on .. |
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| Fri Jul 10 8:58:18 2009 |
susan, your post is misleading. a borrower can .. |
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| Fri Jul 10 8:56:57 2009 |
i guess that's what we were promised after all in .. |
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| Fri Jul 10 8:56:21 2009 |
so nice of people to feel free to express .. |
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| Fri Jul 10 8:54:42 2009 |
well i guess by now it's obvious to anyone what a .. |
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| Thu Jul 9 11:32:01 2009 |
you're welcome kelli - you can certainly do your .. |
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| Thu Jul 9 11:30:42 2009 |
that you won't be on the loan shouldn't hurt. .. |
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| Thu Jul 9 11:09:20 2009 |
you will file your normal 1040 form along with .. |
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| Thu Jul 9 11:06:25 2009 |
i'm not quite sure i understand the reference to .. |
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| Thu Jul 9 10:52:29 2009 |
well, guest...i'm hopeful that the bank .. |
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| Thu Jul 9 10:46:05 2009 |
pinky, i want to elaborate on what savior said .. |
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| Thu Jul 9 10:42:44 2009 |
i'm not sure i know of any lenders who would .. |
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| Thu Jul 9 10:39:11 2009 |
ram, do you have an attorney who can work to .. |
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| Thu Jul 9 10:34:34 2009 |
yes, kelli, you can definitely do what you wish. .. |
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| Thu Jul 9 10:33:10 2009 |
joyce, i certainly hope you haven't opened .. |
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| Thu Jul 9 10:28:08 2009 |
it's a mortgage, and i agree it ought to be .. |
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| Thu Jul 9 10:24:24 2009 |
keep contributing, jassica .. |
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| Thu Jul 9 10:22:10 2009 |
anytime you sign a promissory note, you become .. |
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| Thu Jul 9 10:18:54 2009 |
i'm .. |
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| Thu Jul 9 10:17:21 2009 |
yarelialbi, you say you a quit claim deed. the .. |
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| Thu Jul 9 10:09:10 2009 |
with the new rules in place regarding how .. |
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| Thu Jul 9 10:06:23 2009 |
anm, you indicated the loan you propose will be .. |
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| Thu Jul 9 9:53:53 2009 |
liza, you are obligated to make payments on that .. |
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| Thu Jul 9 9:49:03 2009 |
well, we pray he won't expire any time soon, .. |
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| Thu Jul 9 9:46:36 2009 |
k, please don't post the same question on .. |
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| Thu Jul 9 9:42:38 2009 |
this was me:
you sure would. lenders who .. |
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| Thu Jul 9 8:15:29 2009 |
your property is now going to be considered .. |
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| Thu Jul 9 7:27:51 2009 |
sunshine, all you're going to get on here is .. |
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| Thu Jul 9 7:23:31 2009 |
you may still run into a problem with the condo .. |
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| Thu Jul 9 7:19:23 2009 |
yes, indeed, qc can be a pain. it takes place .. |
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| Thu Jul 9 7:18:15 2009 |
guest, that ought to be simple. of course, we .. |
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| Thu Jul 9 7:16:36 2009 |
it's definitely something to go for, .. |
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| Thu Jul 9 7:15:47 2009 |
k - it looks like, to me, that $190K is going to .. |
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| Thu Jul 9 7:05:11 2009 |
this is a whole .. |
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| Thu Jul 9 7:03:07 2009 |
a good chance, alma no.
a chance at all it .. |
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| Thu Jul 9 7:00:20 2009 |
yes, guest, there are people here .. |
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| Thu Jul 9 6:56:46 2009 |
everyone should be spreading the news that it .. |
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| Tue Jul 7 8:36:07 2009 |
chodes, there's no reason that you would be .. |
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| Tue Jul 7 8:34:18 2009 |
you may find copies in staples, office depot - or .. |
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| Tue Jul 7 8:33:11 2009 |
those are questions for your lawyer, i believe, .. |
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| Tue Jul 7 8:31:29 2009 |
thanks, eric. i don't have a clue as to how .. |
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| Tue Jul 7 8:29:07 2009 |
yeah i would absolutely believe anything i ever .. |
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| Tue Jul 7 8:23:21 2009 |
wow...it's nice to plan ahead, but isn't it .. |
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| Tue Jul 7 8:21:59 2009 |
ahmsi is, indeed, a mortgage servicing company. .. |
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| Tue Jul 7 8:18:37 2009 |
stated income loans have become more and more .. |
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| Tue Jul 7 8:10:06 2009 |
taxable social security income would not be .. |
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| Tue Jul 7 8:09:07 2009 |
is there a lawyer involved in this situation .. |
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| Tue Jul 7 8:07:01 2009 |
that could cloud your title, yes. i think timing .. |
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| Tue Jul 7 8:06:25 2009 |
novation is a word i first heard on this site - .. |
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| Tue Jul 7 7:56:16 2009 |
au contraire! the mortgage holder does not take .. |
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| Tue Jul 7 7:54:00 2009 |
i fully agree with jenkin - you are being charged .. |
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| Tue Jul 7 7:52:44 2009 |
man o man...if she didn't see it before, she sure .. |
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| Tue Jul 7 7:51:49 2009 |
"if any" to quote james. indeed, if .. |
Forum |
| Tue Jul 7 7:48:01 2009 |
feel free to browse, annyb, or to ask any .. |
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| Tue Jul 7 7:46:06 2009 |
kcheeky, a title search would root out any liens .. |
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| Tue Jul 7 7:42:02 2009 |
guaranteed is that your mailbox will be full of .. |
Forum |
| Mon Jul 6 8:44:16 2009 |
adonis, $9.95 is not 9.95%.
tony, i think .. |
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| Mon Jul 6 8:28:50 2009 |
680 credit scores are sufficient for both fha and .. |
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| Mon Jul 6 8:26:42 2009 |
how about liability .. |
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| Mon Jul 6 8:25:37 2009 |
being online is a marvelous qualification for a .. |
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| Mon Jul 6 8:22:57 2009 |
i am in agreement with jenkin. the costs of .. |
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| Mon Jul 6 8:20:55 2009 |
the earlier you can make additional principal .. |
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| Mon Jul 6 8:18:09 2009 |
eventually, dan, you'll need this documentation. .. |
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| Mon Jul 6 8:15:14 2009 |
you ought to be wary, sam. why not do business .. |
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| Mon Jul 6 8:13:58 2009 |
aksh, if you get a call from someone you don't .. |
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| Mon Jul 6 8:00:00 2009 |
that's a great idea william. there are lots of .. |
Forum |
| Mon Jul 6 7:51:25 2009 |
kandie, i believe you're going to run into some .. |
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| Mon Jul 6 7:36:30 2009 |
cls, you will not be able to obtain fha .. |
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| Mon Jul 6 7:33:41 2009 |
gaylab1, unless someone chooses a specific avatar .. |
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| Wed Jul 1 9:45:40 2009 |
bgintexas, you need to check your state laws as .. |
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| Wed Jul 1 9:43:36 2009 |
well, if the owner and you can negotiate a fair .. |
Forum |
| Wed Jul 1 9:41:31 2009 |
"save himself" - that depends on your .. |
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| Wed Jul 1 9:38:38 2009 |
an over-enthusiastic loan officer at work .. |
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| Wed Jul 1 7:44:38 2009 |
it sure seems like that would work, mk. if no .. |
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| Wed Jul 1 7:25:36 2009 |
yes you do, mk, but not enough to feed those .. |
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| Wed Jul 1 7:21:09 2009 |
beware...that 620 that robert cites is the .. |
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| Wed Jul 1 7:20:08 2009 |
having been a contract worker myself, i don't .. |
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| Wed Jul 1 7:15:04 2009 |
it all depends on the individual's circumstances. .. |
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| Wed Jul 1 7:12:33 2009 |
JUST did you never read any of the documents you .. |
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| Wed Jul 1 7:05:42 2009 |
MI is mortgage insurance. MIP is mortgage .. |
Forum |
| Wed Jul 1 7:01:20 2009 |
rocky thanks for sharing. i truly think this is .. |
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| Wed Jul 1 6:57:51 2009 |
it seems this mortgage broker thought they had .. |
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| Tue Jun 30 9:29:59 2009 |
the bottom line does remain, but the lender is .. |
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| Tue Jun 30 9:11:49 2009 |
miadams are you a loan officer you don't know .. |
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| Tue Jun 30 8:59:35 2009 |
i'd think that the lender would need to know .. |
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| Tue Jun 30 8:43:02 2009 |
by "others" i assume you mean other .. |
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| Tue Jun 30 8:41:49 2009 |
maybe robert w the employee or susanbrown the .. |
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| Tue Jun 30 8:38:26 2009 |
"renters in the house that aren't paying the .. |
Forum |
| Tue Jun 30 8:15:42 2009 |
aksh your prior question on these forums was .. |
Forum |
| Tue Jun 30 8:07:07 2009 |
based on those numbers, it honestly doesn't look .. |
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| Tue Jun 30 7:27:00 2009 |
sara, i think the gist of rich's diatribe is that .. |
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| Tue Jun 30 7:22:17 2009 |
supposedly, yes, but the instances would indeed .. |
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| Tue Jun 30 7:21:29 2009 |
i'm surprised to read that, jheard. the son and .. |
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| Tue Jun 30 7:20:01 2009 |
i am in full agreement with jheard. an upfront .. |
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| Tue Jun 30 7:16:40 2009 |
vijay, whose loan is it is it yours only is it .. |
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| Tue Jun 30 7:14:33 2009 |
based on what you have given us, BJM, that is an .. |
Forum |
| Tue Jun 30 7:13:00 2009 |
depending on the scope of the collections you .. |
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| Mon Jun 29 6:46:23 2009 |
virtually anyone can help with a mortgage request .. |
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| Mon Jun 29 6:42:43 2009 |
and what was their .. |
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| Mon Jun 29 6:39:37 2009 |
slp...why don't you contact your bank and see who .. |
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| Mon Jun 29 6:37:49 2009 |
loretta, since these loans are negotiated between .. |
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| Mon Jun 29 6:31:52 2009 |
y'know how clowns are always smiling oh .. |
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| Mon Jun 29 6:28:52 2009 |
$14.95 is a monthly fee - $179.40 per year. i am .. |
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| Fri Jun 26 1:57:03 2009 |
self-help is by far the best way to go. it's .. |
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| Fri Jun 26 10:50:00 2009 |
eva, you are perfectly correct. ripoff.com does .. |
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| Fri Jun 26 9:15:07 2009 |
i believe that would be a better option, yes. .. |
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| Fri Jun 26 9:11:15 2009 |
you've done your homework to determine how to be .. |
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| Fri Jun 26 9:08:37 2009 |
the only authorized site for checking credit is .. |
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| Fri Jun 26 9:06:17 2009 |
are you serious okay here you go, hari (this is .. |
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| Fri Jun 26 8:55:25 2009 |
the signing of the quitclaim and the new mortgage .. |
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| Fri Jun 26 8:53:30 2009 |
it's nice that you've been given pleasure .. |
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| Fri Jun 26 8:50:15 2009 |
so much for a 20-minute survey...did they pay you .. |
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| Fri Jun 26 8:48:14 2009 |
okay fred...nice work .. |
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| Fri Jun 26 8:46:35 2009 |
gee...all caps .. |
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| Fri Jun 26 8:45:47 2009 |
can we anticipate that anyone who feels the need .. |
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| Fri Jun 26 8:41:25 2009 |
matt, you're right in saying it wasn't exactly .. |
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| Fri Jun 26 8:36:36 2009 |
you can certainly reward your realtor: .. |
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| Fri Jun 26 8:34:45 2009 |
tinypic
photobucket
it's like a verizon .. |
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| Fri Jun 26 8:33:27 2009 |
walking away, in my opinion, is too easy and .. |
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| Fri Jun 26 8:23:27 2009 |
that application fee is atrocious, unless it .. |
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| Fri Jun 26 8:20:26 2009 |
nice and concise, savior; i hope candace takes .. |
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| Fri Jun 26 8:17:27 2009 |
it's alarming to recognize how few peope in this .. |
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| Fri Jun 26 8:10:29 2009 |
AFS, inc .. |
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| Fri Jun 26 8:07:21 2009 |
way too little detail for anyone to provide .. |
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| Fri Jun 26 7:59:41 2009 |
the most abnormal thing i notice is that there's .. |
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| Fri Jun 26 7:56:32 2009 |
thanks for the encouragement. it's been a brutal .. |
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| Fri Jun 26 7:54:54 2009 |
absolutely, marie. just don't expect to see it .. |
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| Fri Jun 26 7:52:17 2009 |
those last two posts are not particuarly clear - .. |
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| Fri Jun 26 7:50:53 2009 |
lauren, i honestly don't have any quick answers .. |
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| Fri Jun 26 7:39:00 2009 |
confused - that's pretty standard requirements .. |
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| Fri Jun 26 7:35:29 2009 |
"snarky presumptions" - if that's how .. |
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| Fri Jun 26 7:27:53 2009 |
trakey, i suggest you contact the court that .. |
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| Fri Jun 26 7:26:17 2009 |
johnt9, that's the most sincere-sounding post .. |
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| Thu Jun 25 10:33:18 2009 |
i would think you'd go back to whoever .. |
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| Thu Jun 25 10:17:08 2009 |
can you tell i'm .. |
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| Thu Jun 25 10:15:13 2009 |
furniture is personal property. a lender isn't .. |
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| Thu Jun 25 10:12:07 2009 |
the placing of the lien should have taken place .. |
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| Thu Jun 25 10:08:46 2009 |
that is correct, and you're .. |
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| Thu Jun 25 10:06:31 2009 |
probably a good idea to refinance, but you need .. |
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| Thu Jun 25 10:05:20 2009 |
trakey, your post is so muddy that it's .. |
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| Thu Jun 25 10:03:03 2009 |
take them with you are you .. |
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| Thu Jun 25 10:02:28 2009 |
how is it that you'll be able to make a purchase .. |
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| Thu Jun 25 10:01:31 2009 |
if you're being foreclosed, you ought to take .. |
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| Thu Jun 25 10:00:39 2009 |
if you own half of the property - which half is .. |
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| Thu Jun 25 9:58:22 2009 |
jenkin, your first statement is not true at .. |
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| Thu Jun 25 9:51:16 2009 |
if automated underwriting approves the loan with .. |
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| Thu Jun 25 9:47:44 2009 |
he can try, janet. what did your divorce decree .. |
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| Thu Jun 25 9:46:42 2009 |
an owner occupied property is specifically that: .. |
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| Thu Jun 25 9:44:24 2009 |
he will lose the home, his credit will be .. |
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| Thu Jun 25 9:43:09 2009 |
walk away
short .. |
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| Thu Jun 25 9:42:08 2009 |
it's so true it's ridiculous. every loan is a .. |
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| Thu Jun 25 9:04:34 2009 |
elnora, i'm glad you provided the link, but i'm .. |
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| Thu Jun 25 9:02:45 2009 |
if an inspection is required after the initial .. |
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| Thu Jun 25 9:01:11 2009 |
i just answered a question you asked about .. |
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| Thu Jun 25 8:59:43 2009 |
if you have not owned a home that was your .. |
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| Thu Jun 25 8:55:26 2009 |
if you close on this loan and are still .. |
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| Wed Jun 24 4:04:04 2009 |
lost a quotation mark there somewhere but i think .. |
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| Wed Jun 24 4:03:29 2009 |
cheryl i pray you meant you "took the in .. |
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| Wed Jun 24 4:01:28 2009 |
yeah .. |
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| Wed Jun 24 3:39:19 2009 |
an underwriter is a seasoned professional who has .. |
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| Wed Jun 24 3:34:31 2009 |
alvarez551 PLEASE PLEASE PLEASE PLEASE PLEASE do .. |
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| Wed Jun 24 3:29:38 2009 |
i think the whole usa has gone crazy.
i .. |
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| Wed Jun 24 2:31:41 2009 |
you can try like mad, but if each of you had .. |
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| Wed Jun 24 2:26:55 2009 |
quite simply i don't understand why a creditor .. |
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| Wed Jun 24 9:47:57 2009 |
you said:
since you're heading for the .. |
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| Wed Jun 24 9:00:37 2009 |
i didn't use the word "fraudulent" .. |
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| Wed Jun 24 8:54:16 2009 |
with those scores, from what i've seen recently, .. |
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| Wed Jun 24 8:51:22 2009 |
where do you know specific lenders, hari are .. |
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| Wed Jun 24 8:23:54 2009 |
elaine, if there's a mortgage on the home, all .. |
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| Wed Jun 24 7:37:58 2009 |
what is best for you is truly something you need .. |
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| Wed Jun 24 7:36:23 2009 |
a minute ago, i answered your post about you .. |
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| Wed Jun 24 7:34:46 2009 |
and of course, i don't mean to forget the tax .. |
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| Wed Jun 24 7:33:42 2009 |
confused to begin with, and then you say that .. |
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| Wed Jun 24 7:30:03 2009 |
i doubt you'd find most title companies happy to .. |
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| Wed Jun 24 7:27:33 2009 |
when adding you to title via quit claim deed, you .. |
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| Wed Jun 24 7:21:43 2009 |
is $5000 all you're looking for if that's the .. |
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| Wed Jun 24 7:17:42 2009 |
renae, it would occur to me that you need an .. |
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| Wed Jun 24 7:13:35 2009 |
you mean to say that the gas company won't allow .. |
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| Wed Jun 24 7:12:26 2009 |
be careful, jennifer lee - mortgage insurance .. |
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| Wed Jun 24 7:08:24 2009 |
i don't disagree with your answer about the .. |
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| Wed Jun 24 6:51:37 2009 |
did all of that confuse you enough, julie
if .. |
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| Wed Jun 24 6:30:46 2009 |
i'm sure someone can help you manoj, but i'm also .. |
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| Wed Jun 24 6:29:54 2009 |
even if it's possible, it sure wouldn't be legal. .. |
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| Wed Jun 24 6:27:59 2009 |
i will suggest you check on the hud website to .. |
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| Wed Jun 24 6:24:59 2009 |
and me again...i will definitely agree with your .. |
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| Wed Jun 24 6:24:07 2009 |
paying off of accounts is a mixed bag. lenders .. |
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| Wed Jun 24 6:18:07 2009 |
but of course, if you choose the last option, you .. |
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| Tue Jun 23 4:33:25 2009 |
i don't see much stacked in anyone's favor, .. |
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| Tue Jun 23 4:16:51 2009 |
seems like the original appraisal you cited was .. |
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| Tue Jun 23 4:15:34 2009 |
jianhal, you want to be sure of the following: .. |
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| Tue Jun 23 4:11:45 2009 |
y'know preaching isn't a bad thing. but i don't .. |
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| Tue Jun 23 4:06:28 2009 |
you'd be treading on thin ice with that sale, i .. |
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| Tue Jun 23 4:03:54 2009 |
125% cltv i'd like to see who those lenders are. .. |
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| Tue Jun 23 11:38:15 2009 |
make up your mind, x, .. |
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| Tue Jun 23 11:28:48 2009 |
thank you for giving me something to laugh .. |
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| Tue Jun 23 11:28:06 2009 |
and here comes the peanut .. |
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| Mon Jun 22 2:38:55 2009 |
suing you makes no sense. if you need the funds .. |
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| Mon Jun 22 2:00:27 2009 |
methinks you are trying to say that because it is .. |
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| Mon Jun 22 1:54:41 2009 |
yes, as haridas says, you need to contact an .. |
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| Mon Jun 22 1:53:03 2009 |
that's one thought, eva. unfortunately, jaclyn, .. |
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| Mon Jun 22 1:48:36 2009 |
you mentioned that you attempted to sell, but how .. |
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| Mon Jun 22 1:45:48 2009 |
yup, you'll have to go back to court, it .. |
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| Mon Jun 22 1:44:48 2009 |
check with the governmental agency that regulates .. |
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| Mon Jun 22 1:43:46 2009 |
thelma, if you were not under an extension and .. |
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| Mon Jun 22 1:42:16 2009 |
talvic, the answer to your question is .. |
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| Mon Jun 22 1:40:04 2009 |
thank you. .. |
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| Mon Jun 22 1:39:22 2009 |
muca, does it sound like anyone on the other side .. |
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| Mon Jun 22 1:36:23 2009 |
i would certainly hope that you negotiated this .. |
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| Mon Jun 22 1:33:28 2009 |
what about the thought of proving to a creditor .. |
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| Mon Jun 22 1:30:06 2009 |
if your question about a statute of limitations .. |
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| Mon Jun 22 1:28:42 2009 |
what can i say it's smart not to purchase .. |
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| Mon Jun 22 1:25:18 2009 |
thank you eva...i highly recommend cccs. i've .. |
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| Mon Jun 22 1:12:30 2009 |
if this isn't blatant advertising, what .. |
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| Mon Jun 22 1:11:06 2009 |
you need to check with your local registrar of .. |
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| Mon Jun 22 12:40:09 2009 |
too late for janabelle, but i would have to .. |
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| Mon Jun 22 12:36:20 2009 |
i think the key question may be "what will a .. |
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| Mon Jun 22 12:33:21 2009 |
in my opinion, your first question ought to be to .. |
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| Mon Jun 22 12:14:26 2009 |
wannaknow you are right that processors won't be .. |
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| Mon Jun 22 12:07:43 2009 |
sorry mary, but your timing could have been .. |
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| Mon Jun 22 12:04:04 2009 |
it's hard for me to conceive of responding to a .. |
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| Mon Jun 22 12:02:16 2009 |
yeah right .. |
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| Mon Jun 22 12:00:24 2009 |
yes...and of course borrowers will think that a .. |
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| Mon Jun 22 11:51:06 2009 |
yes, a purchaser is given an opportunity to .. |
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| Mon Jun 22 11:32:55 2009 |
social life
what kind of circles do you run .. |
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| Mon Jun 22 11:29:04 2009 |
this must be a california-specific situation, due .. |
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| Mon Jun 22 11:26:46 2009 |
dave, you can count on any additions that you may .. |
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| Fri Jun 19 1:08:20 2009 |
bobbie you are so correct in your assertion that .. |
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| Fri Jun 19 1:04:20 2009 |
the easiest way to avoid getting a syntax error .. |
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| Fri Jun 19 10:27:45 2009 |
you already have "the deed" if you mean .. |
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| Fri Jun 19 10:20:14 2009 |
kll, you need to be extra wary of any outfit that .. |
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| Fri Jun 19 10:12:10 2009 |
eric that's assuming that there's a lender .. |
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| Fri Jun 19 10:10:37 2009 |
it's a story that repeats itself all around the .. |
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| Fri Jun 19 10:07:34 2009 |
you don't state the type of lien on the property, .. |
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| Fri Jun 19 10:05:05 2009 |
title insurance is a requirement of all mortgage .. |
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| Fri Jun 19 10:04:19 2009 |
your post above is extremely misleading to .. |
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| Fri Jun 19 10:02:29 2009 |
matt, location isn't important. if a creditor .. |
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| Fri Jun 19 9:56:37 2009 |
and i find that far too many potential borrowers .. |
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| Fri Jun 19 9:52:09 2009 |
wow...if 1% is the penalty for 618, then it's .. |
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| Fri Jun 19 9:43:19 2009 |
i've tried my best to ignore some of the .. |
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| Fri Jun 19 9:32:02 2009 |
not 620 down payment but 620 credit score. i'm .. |
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| Fri Jun 19 9:27:33 2009 |
jassica, i hope you are made comfortable in using .. |
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| Fri Jun 19 9:26:03 2009 |
gigi i cannot imagine a situation in which you .. |
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| Fri Jun 19 9:24:59 2009 |
sis, take a good, hard look at the report and see .. |
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| Fri Jun 19 7:30:04 2009 |
you are correct in describing the branch as .. |
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| Fri Jun 19 7:24:19 2009 |
did you not get a copy of what you .. |
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| Thu Jun 18 11:38:55 2009 |
well, yes, it would, wouldn't it too bad it's .. |
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| Thu Jun 18 11:36:46 2009 |
i have to ask this: if the promissory note is .. |
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| Thu Jun 18 11:29:42 2009 |
it doesn't look favorable to me, cd. if you rent .. |
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| Thu Jun 18 11:27:38 2009 |
and your last line is welcome. i am in agreement .. |
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| Thu Jun 18 8:55:27 2009 |
i suppose i have another 2 cents to .. |
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| Thu Jun 18 7:52:37 2009 |
a promissory note's validity is based, at least .. |
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| Thu Jun 18 7:50:04 2009 |
brian i think it's better to leave the answers to .. |
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| Thu Jun 18 7:46:49 2009 |
inasmuch as the ex's brother hasn't yet taken .. |
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| Thu Jun 18 7:43:15 2009 |
that last sentence in your post, been burnt, is .. |
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| Wed Jun 17 10:57:26 2009 |
last first, again...you have to keep an eye on .. |
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| Wed Jun 17 9:40:39 2009 |
actually geni, every point will not be precisely .. |
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| Wed Jun 17 9:39:24 2009 |
please don't post the same question in multiple .. |
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| Wed Jun 17 9:37:41 2009 |
come on now...how in the world can anyone claim .. |
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| Wed Jun 17 9:36:32 2009 |
depending on your qualifications, the bank may .. |
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| Wed Jun 17 9:35:19 2009 |
in the first place, i don't understand how bank .. |
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| Wed Jun 17 9:26:11 2009 |
beware of incorrect answers.
geni got it .. |
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| Wed Jun 17 9:23:40 2009 |
that's fine, guest...most every community .. |
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| Wed Jun 17 9:22:05 2009 |
ditto
nice word, brian: .. |
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| Wed Jun 17 9:20:59 2009 |
a little sanity...thanks .. |
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| Wed Jun 17 9:19:07 2009 |
haridas, you cannot borrow money and then hand .. |
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| Wed Jun 17 9:17:02 2009 |
if one owns a house and there is a mortgage on .. |
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| Wed Jun 17 9:08:52 2009 |
wow - my perpetual state of amazement .. |
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| Wed Jun 17 8:57:46 2009 |
undoubtedly that last statement must be true, .. |
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| Wed Jun 17 8:55:04 2009 |
you cannot literally turn real property into a .. |
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| Wed Jun 17 8:53:16 2009 |
if "he" has legal representation and if .. |
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| Wed Jun 17 8:42:34 2009 |
and even exemplary; i'm just flabbergasted too .. |
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| Wed Jun 17 8:39:28 2009 |
well....if you are a direct lender and ysp is not .. |
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| Wed Jun 17 8:34:14 2009 |
in terms of taxes, i presume that you are .. |
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| Tue Jun 16 4:50:28 2009 |
you cannot be a new homeowner unless you are .. |
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| Tue Jun 16 4:47:29 2009 |
you have a few options. you can retain the home .. |
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| Tue Jun 16 3:04:59 2009 |
the first number means the interest being .. |
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| Tue Jun 16 2:40:06 2009 |
not to .. |
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| Tue Jun 16 1:40:10 2009 |
one thing i would like to offer - please don't .. |
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| Tue Jun 16 1:28:15 2009 |
believe me, i can identify with you. not all .. |
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| Tue Jun 16 12:56:08 2009 |
basically because you apparently don't need help. .. |
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| Tue Jun 16 12:54:16 2009 |
i have no idea how my above answer popped up on .. |
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| Tue Jun 16 12:51:59 2009 |
just in case i wasn't clear - the "rolling .. |
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| Tue Jun 16 12:50:20 2009 |
you are best-served by contacting the irs .. |
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| Tue Jun 16 11:00:33 2009 |
the mortgage is not "sold" to a .. |
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| Tue Jun 16 10:52:29 2009 |
stupendous .. |
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| Tue Jun 16 8:55:59 2009 |
not everyone has a specific plan for that $8000, .. |
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| Tue Jun 16 8:48:35 2009 |
cynthia, i think you'll be far more successful in .. |
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| Tue Jun 16 8:46:16 2009 |
guest, what you're suggesting is certainly a .. |
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| Tue Jun 16 7:56:33 2009 |
savior, if it takes 30-45 days and our poster got .. |
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| Tue Jun 16 7:53:11 2009 |
Can I transfer my Loan?? .. |
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| Tue Jun 16 7:49:36 2009 |
you could certainly do that .. |
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| Tue Jun 16 7:48:54 2009 |
has your friend made any inquiries with this new .. |
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| Tue Jun 16 7:45:45 2009 |
mauri, you are likely to be required to pay .. |
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| Tue Jun 16 7:41:58 2009 |
points and interest paid are allowable tax .. |
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| Tue Jun 16 7:40:19 2009 |
if the lenders in question seek judgment in court .. |
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| Tue Jun 16 7:38:28 2009 |
robert, an assumable mortgage loan is one that .. |
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| Tue Jun 16 7:35:59 2009 |
boy oh boy...we have a whole stream of .. |
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| Tue Jun 16 7:27:03 2009 |
kelly, the last person who posted is an unlikely .. |
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| Tue Jun 16 7:25:29 2009 |
203k was my first instinct as well, scfarber. .. |
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| Tue Jun 16 7:21:18 2009 |
you really need to have more conversations with .. |
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| Tue Jun 16 7:17:47 2009 |
haridas, all you need to do is visit the new bank .. |
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| Tue Jun 16 7:14:18 2009 |
y'all go! .. |
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| Tue Jun 16 7:13:41 2009 |
i just have to begin bringing it to work, since .. |
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| Tue Jun 16 7:12:10 2009 |
tiffany, i am very sorry to hear of your .. |
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| Tue Jun 16 6:59:19 2009 |
undoubtedly you've already begun circulating .. |
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| Mon Jun 15 8:30:10 2009 |
so even though you've been burnt, you're now made .. |
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| Mon Jun 15 8:24:00 2009 |
yes, brenda. when a person cosigns a loan, that .. |
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| Mon Jun 15 8:20:20 2009 |
what in the world is that last post, reen .. |
Forum |
| Mon Jun 15 8:18:04 2009 |
conceptually you can do this, spoiled. but if .. |
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| Mon Jun 15 7:15:08 2009 |
me too! .. |
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| Mon Jun 15 7:14:11 2009 |
y'know, eric, i kind of like that salt & .. |
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| Mon Jun 15 7:12:52 2009 |
beware the audience - sometimes it bites .. |
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| Fri Jun 12 12:15:49 2009 |
i didn't say as much in my earlier post, but the .. |
Forum |
| Fri Jun 12 12:08:30 2009 |
guest number 1:
guest number .. |
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| Fri Jun 12 12:03:41 2009 |
there's not a lender in this nation that would .. |
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| Fri Jun 12 11:53:39 2009 |
i guess when you try to be a little jokey, you .. |
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| Fri Jun 12 8:35:49 2009 |
i don't know who our investor is - we are not .. |
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| Fri Jun 12 8:27:16 2009 |
that's a legal question best answered by an .. |
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| Fri Jun 12 8:25:01 2009 |
not sure of others, but we have a .25 bump for .. |
Forum |
| Fri Jun 12 8:21:17 2009 |
what brian has noted is correct, of course. .. |
Forum |
| Fri Jun 12 8:19:08 2009 |
if you didn't know whether you could sell them or .. |
Forum |
| Fri Jun 12 8:16:44 2009 |
alice, you might want to alert "the .. |
Forum |
| Fri Jun 12 8:15:03 2009 |
to freddei: i didn't know that "heating, .. |
Forum |
| Fri Jun 12 8:12:25 2009 |
you will often find that underwriters will not .. |
Forum |
| Fri Jun 12 8:06:17 2009 |
it's a necessity for us to charge it in virtually .. |
Forum |
| Fri Jun 12 8:04:19 2009 |
you're right brian...the service (nonservice .. |
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| Fri Jun 12 8:02:29 2009 |
that would have an impact, joyce; but there had .. |
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| Fri Jun 12 7:57:41 2009 |
your friend's short period of self employment is .. |
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| Fri Jun 12 7:53:55 2009 |
siobhan must have been unsuccessful in reaping .. |
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| Fri Jun 12 7:51:45 2009 |
eric, there are some on here who are so erudite .. |
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| Fri Jun 12 7:49:28 2009 |
wow...he changed costumes .. |
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| Fri Jun 12 7:48:27 2009 |
lenders always review appraisal reports with a .. |
Forum |
| Fri Jun 12 7:44:34 2009 |
which reminds me of the first time i heard about .. |
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| Fri Jun 12 7:37:37 2009 |
guest, none of us has a crystal ball, and even if .. |
Forum |
| Fri Jun 12 7:35:19 2009 |
that original post was .. |
Forum |
| Fri Jun 12 7:22:59 2009 |
i'm surprised you were able to insert his .. |
Forum |
| Fri Jun 12 7:20:47 2009 |
so succinct brian...thank you for your .. |
Forum |
| Fri Jun 12 7:14:02 2009 |
guest, i'd have to opine that neither of these is .. |
Forum |
| Fri Jun 12 7:05:03 2009 |
just lay out to your agent what your intent is, .. |
Forum |
| Fri Jun 12 7:03:10 2009 |
i can't add anything other than to say your .. |
Forum |
| Fri Jun 12 6:59:45 2009 |
in most situations, there is a statute of .. |
Forum |
| Fri Jun 12 6:57:46 2009 |
wow - so we better get ready for a whole new .. |
Forum |
| Thu Jun 11 11:33:14 2009 |
i'd think that you could certainly begin that. a .. |
Forum |
| Thu Jun 11 11:30:18 2009 |
boy what a polished guy this loan officer sounds .. |
Forum |
| Thu Jun 11 11:14:24 2009 |
yes...true...i'm sorry if i made you think that .. |
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| Thu Jun 11 11:11:49 2009 |
601+ james, they didn't do them with scores that .. |
Forum |
| Thu Jun 11 10:17:33 2009 |
not necessarily, .. |
Forum |
| Thu Jun 11 9:54:20 2009 |
not as a general rule, it wouldn't; that doesn't .. |
Forum |
| Thu Jun 11 9:53:02 2009 |
i will seek it out, brian, but not sure where. .. |
Forum |
| Thu Jun 11 9:50:29 2009 |
yes, guest, that is a reasonable thing to .. |
Forum |
| Thu Jun 11 9:43:33 2009 |
hello, hello.
i find it rather strange, and .. |
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| Thu Jun 11 9:40:31 2009 |
i find it to be most surprising that chase would .. |
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| Thu Jun 11 9:36:56 2009 |
in my opinion, that would have been something the .. |
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| Thu Jun 11 9:32:52 2009 |
but there's a distinction in 203k loans, brian, .. |
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| Thu Jun 11 9:26:27 2009 |
jesse, well put. i hadn't even thought of that, .. |
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| Thu Jun 11 9:25:18 2009 |
you don't know these folk like i do, .. |
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| Thu Jun 11 9:23:51 2009 |
sorry: it should have been .. |
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| Thu Jun 11 9:23:08 2009 |
on another note: novation would seem to be a .. |
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| Thu Jun 11 9:21:47 2009 |
how in the world is it that the second loan is .. |
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| Thu Jun 11 9:20:13 2009 |
a deed in lieu of foreclosure is a way in which .. |
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| Thu Jun 11 9:16:06 2009 |
lance, you can certainly try to bargain with this .. |
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| Thu Jun 11 9:09:59 2009 |
i have seen too many references to not to jump .. |
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| Thu Jun 11 8:57:09 2009 |
as for the inquiry here...you didn't specify, but .. |
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| Thu Jun 11 8:54:48 2009 |
be careful brian....there are so many who would .. |
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| Thu Jun 11 8:50:12 2009 |
precisely as eric noted, the specifics of your .. |
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| Thu Jun 11 8:48:27 2009 |
jhose, please seek such a card from a local bank .. |
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| Thu Jun 11 8:46:10 2009 |
fha loans now require 3.5% down payment. having .. |
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| Thu Jun 11 8:25:55 2009 |
the answer to your question, sowega, is .. |
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| Thu Jun 11 8:17:39 2009 |
forget the difficulty you might have with a .. |
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| Thu Jun 11 8:14:43 2009 |
linda, "your own words" is by far the .. |
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| Thu Jun 11 8:11:52 2009 |
undoubtedly...be patient and see what you need to .. |
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| Thu Jun 11 8:10:17 2009 |
gunzi, i don't understand how you came up with .. |
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| Thu Jun 11 7:55:16 2009 |
i'm talking about fha - as i said, i just had a .. |
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| Thu Jun 11 7:35:06 2009 |
sdiazcastillo, i hate to say it, but this is a .. |
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| Thu Jun 11 7:19:14 2009 |
so mr. x is now a woman - how interesting - well .. |
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| Thu Jun 11 7:17:34 2009 |
i am of a similar mind as adonis, at least as far .. |
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| Thu Jun 11 7:14:32 2009 |
actually, brian, a non-occupant cosigner is .. |
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| Mon Jun 8 1:29:35 2009 |
legal yes...wise business practice in my .. |
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| Mon Jun 8 1:23:35 2009 |
unfortunately, what you are suffering with isn't .. |
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| Mon Jun 8 1:20:04 2009 |
said it before, will say it again, over and over. .. |
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| Mon Jun 8 1:03:18 2009 |
a truth-telling guest is hard to find...that's a .. |
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| Mon Jun 8 12:58:48 2009 |
i like eric's thought...if you rent the home out, .. |
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| Mon Jun 8 12:57:17 2009 |
lots of shiny, happy people here. all in .. |
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| Mon Jun 8 12:55:01 2009 |
agreed - if your payment on the new loan is .. |
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| Mon Jun 8 12:53:50 2009 |
rates have been climbing....i agree that 5.625 .. |
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| Mon Jun 8 12:51:45 2009 |
if you close in the month of june, your payment .. |
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| Mon Jun 8 12:49:31 2009 |
please define MPPI insurance. if you are .. |
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| Mon Jun 8 12:47:53 2009 |
credit unions, especially those who may not .. |
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| Mon Jun 8 12:45:35 2009 |
a quit claim deed does not relieve anyone of .. |
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| Mon Jun 8 9:31:07 2009 |
mabel, there are times when an appraisal is .. |
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| Mon Jun 8 9:17:59 2009 |
nice to see something sensible posted on .. |
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| Sat Jun 6 9:41:57 2009 |
the answer is, without a question, .. |
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| Sat Jun 6 9:38:58 2009 |
at least you guys have all read the .. |
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| Sat Jun 6 9:32:48 2009 |
your other property ought to be just .. |
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| Sat Jun 6 9:31:05 2009 |
hotgirl, that sounds terrible, but i appreciate .. |
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| Sat Jun 6 9:28:55 2009 |
i think i would have to agree with savior here. .. |
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| Fri Jun 5 12:13:30 2009 |
a couple of hours for them to review would be .. |
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| Fri Jun 5 11:40:26 2009 |
you can certainly obtain a conventional loan with .. |
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| Fri Jun 5 11:37:57 2009 |
that's different...much .. |
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| Fri Jun 5 11:32:56 2009 |
are you aware of any of your tenant's family, .. |
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| Fri Jun 5 11:31:24 2009 |
your down payment on the transaction will .. |
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| Fri Jun 5 11:29:36 2009 |
i don't get the question. did you have a closing .. |
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| Fri Jun 5 11:27:40 2009 |
i would absolutely look into it .. |
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| Fri Jun 5 11:26:17 2009 |
"getting out of the mortgage" is a .. |
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| Fri Jun 5 11:19:17 2009 |
if you can pay the debt in full, it will reflect .. |
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| Fri Jun 5 11:17:45 2009 |
you didn't state how "not good" your .. |
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| Fri Jun 5 11:14:17 2009 |
on disclosures that you ought to have received, .. |
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| Fri Jun 5 11:11:31 2009 |
eric, please go get some popcorn, .. |
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| Fri Jun 5 11:11:11 2009 |
sunil on what do you base your opinion a couple .. |
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| Fri Jun 5 11:09:05 2009 |
rates have been rising for 2 weeks. if you wish .. |
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| Fri Jun 5 11:06:51 2009 |
no, that won't .. |
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| Fri Jun 5 11:06:01 2009 |
have you had multiple conversations with the .. |
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| Fri Jun 5 10:46:12 2009 |
wow...500 dollars a month for a honda! i .. |
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| Fri Jun 5 8:34:17 2009 |
that would seem to eliminate any potential for .. |
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| Fri Jun 5 8:07:08 2009 |
well, it's post number 4000, so what better way .. |
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| Fri Jun 5 8:00:55 2009 |
please elaborate - is the foreclosure action .. |
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| Fri Jun 5 7:59:12 2009 |
you ought to have received the original deed .. |
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| Fri Jun 5 7:52:01 2009 |
indeed, this is standard practice in the .. |
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| Fri Jun 5 7:50:13 2009 |
paying additional in costs to obtain that lower .. |
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| Fri Jun 5 7:48:36 2009 |
taylor you won't find rates to be much lower than .. |
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| Fri Jun 5 7:45:36 2009 |
that's incredible. from what you say, you took .. |
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| Fri Jun 5 7:43:23 2009 |
funds on deposit ought to be "seasoned" .. |
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| Fri Jun 5 7:37:11 2009 |
scott, the $8000 is the maximum amount, based on .. |
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| Fri Jun 5 7:34:18 2009 |
mr. wasserman, the minimum age for a person to .. |
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| Fri Jun 5 7:30:53 2009 |
gunzi, the poster is trying to buy a home, and .. |
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| Fri Jun 5 7:27:00 2009 |
i suppose that's a possibility here, james, but .. |
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| Fri Jun 5 7:23:53 2009 |
personal loans are, by definition, unsecured .. |
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| Fri Jun 5 7:08:25 2009 |
beenburnt what do you mean when you say .. |
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| Fri Jun 5 7:03:19 2009 |
<<<wiping>>>
whew! i .. |
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| Fri Jun 5 7:01:38 2009 |
richard, that you are current with payments is .. |
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| Thu Jun 4 2:08:50 2009 |
if your girlfriend has no credit score, she can .. |
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| Thu Jun 4 1:37:38 2009 |
i got so alarmed at the thought of your husband .. |
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| Thu Jun 4 11:35:07 2009 |
i said you ought to consult with a loan .. |
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| Thu Jun 4 11:31:09 2009 |
james, i am flabbergasted at your commentary. .. |
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| Wed Jun 3 2:06:49 2009 |
mike i hope you don't mind me pointing out that .. |
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| Wed Jun 3 2:01:24 2009 |
honestly...if you qualify for $100K, the leap to .. |
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| Wed Jun 3 1:45:54 2009 |
melissa, that's a sad tale of woe you told. it .. |
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| Wed Jun 3 1:11:06 2009 |
your scores are sufficient to qualify. a .. |
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| Wed Jun 3 12:51:53 2009 |
i'm a little confused mamafox. but i think i get .. |
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| Wed Jun 3 12:45:06 2009 |
karen, you may not be able to "fix" .. |
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| Wed Jun 3 12:17:32 2009 |
well i can easily be selfish and suggest that a .. |
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| Wed Jun 3 6:56:38 2009 |
pro, i am not aware of anyone doing financing on .. |
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| Wed Jun 3 6:55:18 2009 |
kris, i hope we hear from you again and that your .. |
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| Wed Jun 3 6:52:17 2009 |
let me clarify a little...when i say "100% .. |
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| Wed Jun 3 6:51:27 2009 |
a cosigner is 100% obligated to make payments, .. |
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| Wed Jun 3 6:49:31 2009 |
it is definitive. your daughter isn't going to .. |
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| Wed Jun 3 6:44:36 2009 |
kia, that suggestion makes more sense. lenders .. |
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| Wed Jun 3 6:41:26 2009 |
that's a cute post WCS...go figure that there .. |
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| Wed Jun 3 6:37:46 2009 |
the answer to your question is yes, lou. lenders .. |
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| Wed Jun 3 6:36:30 2009 |
rae, on the contrary, as an owner you would be .. |
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| Wed Jun 3 6:30:10 2009 |
damion your post isn't quite clear. if you .. |
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| Wed Jun 3 6:25:56 2009 |
so your point, vegas, is apparently that the .. |
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| Tue Jun 2 1:59:31 2009 |
am i safe in thinking that marissa and skywalker .. |
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| Tue Jun 2 1:51:37 2009 |
good catch .. |
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| Tue Jun 2 11:49:23 2009 |
sunset, this is the way of the world in 2009. no .. |
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| Tue Jun 2 11:45:01 2009 |
kent, your late payments will probably prevent .. |
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| Tue Jun 2 11:41:06 2009 |
i believe i saw a note within the last week or .. |
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| Tue Jun 2 9:42:47 2009 |
please don't .. |
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| Tue Jun 2 9:42:12 2009 |
i reiterate - merely being online isn't .. |
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| Tue Jun 2 9:38:57 2009 |
being online is not qualification for lending .. |
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| Tue Jun 2 9:23:33 2009 |
i am unaware of any lenders in the state of .. |
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| Tue Jun 2 9:21:47 2009 |
if your dad sells the home for $169500 and owes .. |
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| Tue Jun 2 9:18:47 2009 |
as scott noted, what the lender is looking for is .. |
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| Tue Jun 2 9:13:58 2009 |
all of what you noted seems to be in order, mark. .. |
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| Tue Jun 2 9:12:48 2009 |
i didn't see any reference to down payment at .. |
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| Tue Jun 2 9:12:00 2009 |
this seems to be a bogus .. |
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| Tue Jun 2 9:08:44 2009 |
kimc, here are some sample payments:
if your .. |
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| Tue Jun 2 9:03:28 2009 |
same, what lenders do is obtain an appraisal .. |
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| Tue Jun 2 8:59:51 2009 |
you can find financing easier beginning at $50000 .. |
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| Tue Jun 2 8:56:07 2009 |
natalie, please specify the program you're .. |
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| Tue Jun 2 8:53:26 2009 |
but of course, that depends on credit score, down .. |
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| Tue Jun 2 8:52:20 2009 |
maureen, the lawyer who closed your new loan at .. |
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| Tue Jun 2 8:48:45 2009 |
good thinking, .. |
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| Tue Jun 2 8:46:39 2009 |
i think that loan officer is on something. there .. |
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| Tue Jun 2 8:42:04 2009 |
libby, you ought to be able to obtain a refinance .. |
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| Tue Jun 2 8:34:13 2009 |
the simple method is by way of a quit claim deed. .. |
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| Tue Jun 2 8:31:30 2009 |
cory, there is absolutely light at the end of the .. |
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| Tue Jun 2 8:17:02 2009 |
barbara sue, has anyone from the family been in .. |
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| Mon Jun 1 11:20:06 2009 |
you didn't explain the charge flaura, but that .. |
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| Mon Jun 1 11:19:43 2009 |
and to piggyback on that: there's no need for .. |
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| Mon Jun 1 11:10:08 2009 |
robert your best way to calculate if it makes .. |
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| Mon Jun 1 10:57:41 2009 |
trish, without doubt the foreclosure will be .. |
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| Mon Jun 1 10:54:43 2009 |
thank you for reporting back to us, christina. .. |
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| Mon Jun 1 7:08:58 2009 |
absolutely, jenkin has hit the nail on the head .. |
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| Mon Jun 1 7:04:42 2009 |
i dare say the term "overbuilt" comes .. |
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| Mon Jun 1 7:02:01 2009 |
what you've stated is not so, admin3. we have .. |
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| Mon Jun 1 6:56:05 2009 |
not right now, jasmin. you can get a lower rate, .. |
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| Mon Jun 1 6:54:58 2009 |
there won't be a foreclosure action unless you .. |
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| Mon Jun 1 6:53:34 2009 |
savior has given you good advice, and i trust .. |
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| Mon Jun 1 6:48:47 2009 |
they still spend the same, manoj!
thank you as .. |
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| Mon Jun 1 6:45:45 2009 |
please recognize, everyone, that the above .. |
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| Mon Jun 1 6:43:23 2009 |
you need to negotiate with her regarding this .. |
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| Mon Jun 1 6:40:48 2009 |
christina, have you engaged an attorney to assist .. |
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| Mon Jun 1 6:37:58 2009 |
thanks mike...i just sneaked a peek at your site .. |
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| Mon Jun 1 6:27:06 2009 |
cherie, that couldn't have been more of a .. |
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| Mon Jun 1 6:25:20 2009 |
i have to agree with james here, but at the same .. |
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| Mon Jun 1 6:23:10 2009 |
moonwalking, huh does michael jackson have an .. |
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| Fri May 29 12:07:30 2009 |
you won't find anyone lending 100%, i suspect. .. |
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| Fri May 29 10:31:17 2009 |
oh yeah...that was me .. |
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| Fri May 29 9:50:35 2009 |
one thing of importance is where your client is .. |
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| Fri May 29 8:25:14 2009 |
i don't know of any reason for your lender to .. |
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| Fri May 29 8:22:11 2009 |
patricia, why bother to transfer 1% ownership of .. |
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| Fri May 29 8:12:45 2009 |
very few lenders will entertain the use of raw .. |
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| Fri May 29 8:11:00 2009 |
sunil, once again you have raise the bar for .. |
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| Fri May 29 8:07:11 2009 |
and i will concur with that analysis, fearslayer. .. |
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| Fri May 29 8:02:13 2009 |
this is definitely a recurring theme. i won't go .. |
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| Fri May 29 7:55:46 2009 |
the minor cannot be a legal owner of real .. |
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| Fri May 29 7:54:11 2009 |
i said "the collector has no rights to .. |
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| Fri May 29 7:53:34 2009 |
pets, if your husband was an authorized user .. |
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| Fri May 29 7:52:14 2009 |
i don't believe there is actually a law that .. |
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| Fri May 29 7:49:40 2009 |
tony, you have been warned not to advertise like .. |
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| Fri May 29 7:42:40 2009 |
you are completely correct in that assessment, .. |
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| Thu May 28 11:37:10 2009 |
onlyoneaungie, with the scores you reported, you .. |
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| Thu May 28 11:33:35 2009 |
sunil the $8000 tax credit being discussed in .. |
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| Thu May 28 11:18:42 2009 |
dan, lenders are not allowed to discriminate .. |
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| Thu May 28 11:14:59 2009 |
one person's bad credit is another's not so bad, .. |
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| Thu May 28 11:12:33 2009 |
well i don't think asking the underwriter for a .. |
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| Thu May 28 11:07:25 2009 |
jenny what you'll need to do is speak with your .. |
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| Thu May 28 11:05:18 2009 |
your buyer would have to be approved by the .. |
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| Thu May 28 11:02:37 2009 |
the biggest issue you'll face, 21856, is that .. |
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| Thu May 28 10:36:57 2009 |
brio, i suspect the ultimate result is going to .. |
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| Thu May 28 10:34:18 2009 |
geni, i'm not sure what that meant, but i'll .. |
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| Thu May 28 10:31:54 2009 |
geni, anu indicated a price in the vicinity of .. |
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| Thu May 28 10:30:14 2009 |
thanks, .. |
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| Wed May 27 2:40:27 2009 |
i don't get it. you are "going to fall .. |
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| Wed May 27 2:36:55 2009 |
if jail is in walking distance, i suppose you .. |
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| Wed May 27 2:34:27 2009 |
without question, loans with as little as 10% .. |
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| Wed May 27 8:08:44 2009 |
you are delinquent now. you wish to sell the .. |
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| Wed May 27 8:03:04 2009 |
employers are routinely checking credit reports .. |
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| Wed May 27 8:01:27 2009 |
any legal action taken against the property is .. |
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| Wed May 27 7:31:39 2009 |
to be perfectly frank about it, i cannot .. |
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| Wed May 27 7:26:25 2009 |
if, i have plenty to say if you wish.
first, .. |
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| Wed May 27 7:17:15 2009 |
that's a pretty good idea, sandi. any lender who .. |
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| Wed May 27 7:15:28 2009 |
fortunately, for those of us in the usa, that .. |
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| Wed May 27 7:09:03 2009 |
okay, thanks sussane...i understand your theory .. |
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| Wed May 27 7:01:24 2009 |
i have a little difficulty understanding this .. |
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| Tue May 26 2:19:25 2009 |
you are never restricted to one lender, so yes .. |
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| Tue May 26 11:57:09 2009 |
i'm scared of this: i kind of understood that .. |
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| Tue May 26 11:52:37 2009 |
guidelines won't be especially different just .. |
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| Tue May 26 11:41:52 2009 |
forgive him .. |
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| Tue May 26 10:17:09 2009 |
ms steff, unless there was something in your .. |
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| Tue May 26 10:15:28 2009 |
on the contrary, geni, there are plenty of down .. |
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| Tue May 26 10:12:24 2009 |
eric, you are the lone wolf here. i see no need .. |
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| Tue May 26 10:10:55 2009 |
escrows are generally a requirement, period, and .. |
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| Tue May 26 10:08:19 2009 |
remarkable how many responses the easy questions .. |
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| Tue May 26 10:05:23 2009 |
forget that last guy, please. if all the .. |
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| Tue May 26 9:59:44 2009 |
you can also suggest to your lender that they .. |
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| Tue May 26 9:57:49 2009 |
check with Social Services with your local town .. |
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| Tue May 26 8:30:38 2009 |
guest, that is a good idea, in fact. how you .. |
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| Tue May 26 8:27:25 2009 |
no reason to wait.
prices low, rates low, .. |
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| Tue May 26 8:25:15 2009 |
it is my understanding that most lenders will be .. |
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| Tue May 26 8:23:52 2009 |
jeff, based on your added information, it would .. |
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| Tue May 26 8:21:24 2009 |
if you are simply backing out, and there's no .. |
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| Tue May 26 8:20:26 2009 |
my thoughts as well, .. |
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| Tue May 26 8:18:53 2009 |
as an owner, you would definitely benefit in .. |
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| Tue May 26 8:16:54 2009 |
you are most definitely in a tight spot, need. .. |
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| Tue May 26 8:03:28 2009 |
if you are trying to borrow the maximum allowed .. |
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| Tue May 26 7:49:07 2009 |
please, both of you, follow james' timely .. |
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| Tue May 26 7:45:56 2009 |
william, you can seek out secured credit card(s) .. |
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| Tue May 26 7:43:35 2009 |
"proper .. |
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| Tue May 26 7:40:06 2009 |
manoj, once again: HUH
lenders paying to .. |
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| Tue May 26 7:36:53 2009 |
eric is correct, and it would behoove you to .. |
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| Tue May 26 7:29:49 2009 |
manoj: .. |
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| Sat May 23 9:10:40 2009 |
sandra, please don't ask the same question and .. |
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| Sat May 23 9:06:36 2009 |
an investment property is not a second home, by .. |
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| Sat May 23 9:02:57 2009 |
$20 per call what in the world is that all about .. |
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| Sat May 23 8:58:59 2009 |
sunil, have you tried contacting the lender you .. |
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| Sat May 23 8:57:24 2009 |
at times, i rate the company highly and at other .. |
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| Sat May 23 8:55:25 2009 |
did the lender not tell you you should receive a .. |
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| Sat May 23 8:54:12 2009 |
it seems a bit early robert, but it would also .. |
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| Sat May 23 8:52:46 2009 |
male or female, you'll still be treated well. .. |
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| Sat May 23 8:50:19 2009 |
thank you mary for your explanation. i suppose .. |
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| Sat May 23 8:47:22 2009 |
sunil, can you please explain what you are .. |
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| Sat May 23 8:45:12 2009 |
perhaps i was unclear. a "point" is .. |
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| Sat May 23 8:42:46 2009 |
we need to take this crazy thread down, i .. |
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| Sat May 23 8:41:47 2009 |
well i am gratified you are with a counselor...i .. |
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| Sat May 23 8:39:21 2009 |
beats me...but i agree with rihannah - go back .. |
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| Sat May 23 8:37:20 2009 |
you can definitely go back to court and seek an .. |
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| Fri May 22 11:15:53 2009 |
sue them because they are slow on the draw i .. |
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| Fri May 22 11:14:22 2009 |
balance times rate divided by 360 or 365 (depends .. |
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| Fri May 22 11:13:06 2009 |
i can't say i ever heard of any different term .. |
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| Fri May 22 10:32:00 2009 |
i don't know that "unbelievable" covers .. |
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| Fri May 22 10:27:37 2009 |
those words contradict each other. how can the .. |
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| Fri May 22 10:26:44 2009 |
whoa there...a quit claim is legal - it need not .. |
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| Fri May 22 10:24:08 2009 |
i have to suggest you retain a good .. |
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| Fri May 22 10:23:14 2009 |
"normal" is no longer normal. there's .. |
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| Fri May 22 10:19:45 2009 |
i wish i knew what a "story" loan is. .. |
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| Fri May 22 10:16:46 2009 |
nicole, if you would qualify for a new loan based .. |
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| Fri May 22 10:14:32 2009 |
buying down the rate is simply paying more in .. |
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| Fri May 22 10:11:19 2009 |
yes, a lender can charge origination fee. it is .. |
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| Fri May 22 10:07:03 2009 |
jacky, i don't have the information at hand to .. |
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| Fri May 22 10:01:44 2009 |
i don't think they are buying time to take away .. |
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| Fri May 22 9:59:04 2009 |
with an fha loan, you would have signed an .. |
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| Fri May 22 9:55:24 2009 |
why do i keep seeing that "the grantee has .. |
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| Fri May 22 9:52:36 2009 |
thanks again, eric. my mind has been on our bond .. |
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| Fri May 22 9:49:47 2009 |
thanks for the laugh, eric. i did have a little .. |
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| Fri May 22 9:48:51 2009 |
tony, you can do what you want to do as far as .. |
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| Fri May 22 9:46:24 2009 |
you are correct, looking2. our across the board .. |
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| Thu May 21 1:09:41 2009 |
yes...pay what they ask for, because you risk .. |
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| Thu May 21 1:07:38 2009 |
it is entirely possible maryann. but it depends .. |
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| Thu May 21 1:05:27 2009 |
if she was trying to avoid payment by quit .. |
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| Thu May 21 1:02:35 2009 |
mikeyman, are you talking about the mortgage .. |
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| Thu May 21 12:56:12 2009 |
anonymous, if you neglect to pay this lien, then .. |
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| Thu May 21 12:53:36 2009 |
why not make it a threesome while you're at .. |
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| Thu May 21 12:52:33 2009 |
manoj there is some sort of alternate universe .. |
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| Thu May 21 12:48:41 2009 |
manoj, i don't think that is the concern here. .. |
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| Thu May 21 12:47:18 2009 |
it means that you get an indoor parking space for .. |
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| Thu May 21 10:48:51 2009 |
why oh why would someone acquire a property only .. |
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| Thu May 21 10:47:22 2009 |
what are you driving at .. |
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| Thu May 21 10:44:51 2009 |
there is a new product that allows ltvs of up to .. |
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| Thu May 21 10:42:31 2009 |
good ideas, eric. i wonder about #2, though, .. |
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| Wed May 20 1:42:40 2009 |
whether to refinance or not is based on what it .. |
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| Wed May 20 1:06:49 2009 |
wealth you are apparently a one-trick pony, .. |
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| Wed May 20 1:02:12 2009 |
your best bet, i believe, is to speak with a .. |
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| Wed May 20 1:00:29 2009 |
you need to refinance that mortgage, .. |
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| Wed May 20 12:52:15 2009 |
boy, i hope the guy's name isn't indicative of .. |
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| Wed May 20 12:49:27 2009 |
jazzy, some lenders will grant a loan while a .. |
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| Wed May 20 12:47:02 2009 |
drillboy, you might find a subprime lender .. |
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| Wed May 20 10:24:17 2009 |
it really doesn't make sense. keep .. |
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| Wed May 20 10:19:39 2009 |
refinancing is just as difficult as purchasing .. |
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| Wed May 20 10:18:42 2009 |
sunil, i haven't a clue concerning "grade of .. |
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| Wed May 20 9:59:21 2009 |
yes, indeed, meme...your property is .. |
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| Wed May 20 9:58:15 2009 |
thanks for the follow-up janice. fortunately, .. |
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| Wed May 20 9:56:21 2009 |
mina, i appreciate your taking the time to drop .. |
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| Wed May 20 9:52:28 2009 |
thanks, guest, for pointing out that the same .. |
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| Wed May 20 6:42:51 2009 |
xexiana, it would seem you ought to be able to .. |
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| Wed May 20 6:38:27 2009 |
did you not have any legal advice prior to your .. |
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| Wed May 20 6:36:01 2009 |
i surmise that it was you, john351, who asked .. |
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| Wed May 20 6:34:43 2009 |
you will want to contact the credit agencies .. |
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| Wed May 20 6:33:01 2009 |
hari, you will need to establish new tradelines, .. |
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| Wed May 20 6:29:27 2009 |
lenders are not likely to provide you with a .. |
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| Wed May 20 6:25:47 2009 |
and, of course, novation isn't going to be .. |
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| Wed May 20 6:22:29 2009 |
guest, you will want to be certain that your .. |
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| Wed May 20 6:20:41 2009 |
precisely - there are all sorts of "lender .. |
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| Wed May 20 6:18:55 2009 |
i don't know why the grantee would need to be .. |
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| Wed May 20 6:16:43 2009 |
indeed, cynthia, keep in mind that any transfer .. |
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| Wed May 20 6:14:19 2009 |
ditech can't do anything for someone with a score .. |
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| Wed May 20 6:13:17 2009 |
you are an owner of the home, and it is in .. |
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| Wed May 20 6:09:09 2009 |
patwar1 i think you're asking your question of .. |
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| Wed May 20 6:05:12 2009 |
not only is what manoj said sensible, but if your .. |
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| Wed May 20 6:03:43 2009 |
push them very hard, jane. ask for a free .. |
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| Tue May 19 2:31:59 2009 |
cece, if you are seeking an fha loan, your .. |
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| Tue May 19 2:24:01 2009 |
you can only try to negotiate with him at this .. |
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| Tue May 19 2:12:08 2009 |
debi there are a lot of factors that come into .. |
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| Tue May 19 2:09:51 2009 |
a simple quit claim deed would do the job for .. |
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| Tue May 19 2:08:06 2009 |
i'm not quite sure what you're driving at .. |
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| Tue May 19 2:05:51 2009 |
sure you can negotiate...however, that won't .. |
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| Tue May 19 2:01:01 2009 |
i suppose it makes a great deal of sense to know .. |
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| Tue May 19 2:00:01 2009 |
pogonogo i would think you'd be able to get an .. |
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| Tue May 19 1:57:15 2009 |
not necessarily, but it wouldn't be surprising to .. |
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| Tue May 19 1:54:33 2009 |
probably not to the home equity idea...can she .. |
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| Tue May 19 1:52:26 2009 |
it seems like a good idea to me, as long as .. |
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| Tue May 19 1:50:56 2009 |
you can certainly try...take someone with you, .. |
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| Tue May 19 1:50:01 2009 |
but he can't answer your question here...
oh .. |
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| Tue May 19 12:18:16 2009 |
it all depends. if you are still owing on some .. |
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| Tue May 19 11:39:57 2009 |
james, lots of lenders are still old-school and .. |
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| Tue May 19 11:36:23 2009 |
dg, your case is far more drastic than some of .. |
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| Tue May 19 11:29:51 2009 |
they will do whatever is necessary to help you; .. |
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| Tue May 19 11:07:22 2009 |
this is a fine time for you, kate. rates are not .. |
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| Tue May 19 10:22:28 2009 |
you can go to the hud website and find FREE .. |
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| Tue May 19 10:20:48 2009 |
not with a warranty deed, no. anyone who would .. |
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| Tue May 19 10:18:34 2009 |
sorry, sunil, i have no financial knowledge of .. |
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| Tue May 19 7:27:47 2009 |
and i'll agree with jenkin and with your bank .. |
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| Tue May 19 7:26:24 2009 |
i don't quite understand why you would be having .. |
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| Tue May 19 7:09:59 2009 |
you need to simply sit down with the lender and .. |
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| Tue May 19 7:04:30 2009 |
no .. |
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| Tue May 19 6:34:23 2009 |
where do we find these loans, savior we .. |
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| Mon May 18 9:54:31 2009 |
you can do that if you wish, but please be aware .. |
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| Mon May 18 9:52:03 2009 |
yes, den; in order to remove him from the .. |
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| Mon May 18 9:44:53 2009 |
you'll need to keep in mind that your loan .. |
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| Mon May 18 9:42:44 2009 |
you can do this in a couple of ways. if this is .. |
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| Mon May 18 9:39:45 2009 |
my thought is that you'll want to hang on to a .. |
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| Mon May 18 9:36:18 2009 |
5little - i apologize for the gibberish you've .. |
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| Mon May 18 9:31:32 2009 |
you would have to refinance the .. |
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| Mon May 18 9:30:48 2009 |
you live in this home
i don't know of any home .. |
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| Mon May 18 9:27:50 2009 |
the title search will provide information as to .. |
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| Mon May 18 9:23:17 2009 |
to answer your question...no, a quit claim deed .. |
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| Mon May 18 9:12:26 2009 |
why in the world would anyone willingly purchase .. |
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| Mon May 18 9:09:11 2009 |
adjustable rates are not favorable at this time; .. |
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| Mon May 18 9:02:31 2009 |
wow
any subject that you select would be your .. |
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| Mon May 18 9:01:29 2009 |
well put, james. all borrowers and coborrowers .. |
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| Mon May 18 8:59:00 2009 |
What is the hangup with the appraisal did you .. |
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| Mon May 18 8:56:08 2009 |
everyone who works for a "mortgage .. |
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| Mon May 18 8:29:06 2009 |
no reason he couldn't - but if there is a .. |
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| Mon May 18 8:27:53 2009 |
vin, it won't simply be difficult to qualify for .. |
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| Mon May 18 8:17:50 2009 |
guest, i have a question: why would you log in .. |
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| Mon May 18 8:10:13 2009 |
thank you for sharing that nathan - i have been .. |
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| Sat May 16 6:06:57 2009 |
agreed...you need to be in contact with your .. |
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| Sat May 16 6:04:52 2009 |
barbara your overall mortgage debt now is going .. |
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| Sat May 16 6:01:12 2009 |
anon, you may want to set up a meeting with all .. |
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| Sat May 16 5:58:09 2009 |
cosigning is a very dangerous proposition. if .. |
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| Sat May 16 5:54:34 2009 |
undoubtedly that refinance will help you, as it .. |
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| Sat May 16 5:52:27 2009 |
gdixon, if you are looking for the warranty deed .. |
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| Sat May 16 5:50:23 2009 |
yes, indeed, your husband is liable for the .. |
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| Sat May 16 5:46:11 2009 |
thank you so much jenkin for trying to set the .. |
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| Sat May 16 5:40:19 2009 |
adams_nicole, in applying for a new loan, any .. |
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| Sat May 16 5:37:49 2009 |
beware of the wording. savior says "if you .. |
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| Sat May 16 5:33:31 2009 |
lovely what ought to happen is that the .. |
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| Fri May 15 2:40:15 2009 |
latenite, i presume the home is in both your .. |
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| Fri May 15 2:37:00 2009 |
apparently you are no longer the owner of the .. |
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| Fri May 15 2:33:47 2009 |
i most certainly didn't delete your post, geni. .. |
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| Fri May 15 2:29:35 2009 |
oh...and thanks for the offer to .. |
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| Fri May 15 2:29:19 2009 |
james, anytime you see this kind of nonsense, the .. |
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| Fri May 15 2:27:29 2009 |
by all means, shop to find a different lender who .. |
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| Fri May 15 2:25:47 2009 |
all i know is that their products seem to be .. |
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| Fri May 15 2:24:15 2009 |
if he was sole owner, i don't understand why her .. |
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| Fri May 15 2:23:14 2009 |
sorry...i was thinking of Schedule B - so i know .. |
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| Fri May 15 2:22:38 2009 |
don, please clarify as to what Section B is a .. |
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| Fri May 15 2:21:41 2009 |
the notarization takes place wherever you sign .. |
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| Fri May 15 11:25:32 2009 |
the only way for the two of you to go your .. |
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| Fri May 15 11:23:42 2009 |
you'd have to refinance the mortgage if she's .. |
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| Fri May 15 11:20:10 2009 |
if he refinances, he would not necessarily be .. |
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| Fri May 15 11:18:00 2009 |
i don't quite get what your lender and realtor .. |
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| Fri May 15 11:03:55 2009 |
no way! .. |
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| Fri May 15 11:03:13 2009 |
well, the worst that can happen if you attempt to .. |
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| Fri May 15 10:52:56 2009 |
sunil, no "legal document" can override .. |
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| Fri May 15 10:52:12 2009 |
well, angel, if you have the Lord on your side, .. |
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| Fri May 15 10:49:08 2009 |
no way! .. |
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| Fri May 15 10:48:10 2009 |
what is "that" and what is .. |
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| Fri May 15 10:28:17 2009 |
hal, i gather you're talking about modifying your .. |
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| Fri May 15 10:18:59 2009 |
in selling the home, i think you'd be wise to .. |
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| Fri May 15 10:15:18 2009 |
yes, they certainly could begin a foreclosure. .. |
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| Fri May 15 10:14:16 2009 |
ray i deleted your two posts in the Mortgage .. |
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| Fri May 15 10:10:11 2009 |
a bitter post, janice. would you have been able .. |
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| Fri May 15 9:46:29 2009 |
kkeller, he is fully obligated as a cosigner to .. |
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| Fri May 15 9:44:34 2009 |
i think the context of the mortgage company's .. |
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| Fri May 15 9:40:09 2009 |
is the tax lien strictly tied to your husband, or .. |
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| Fri May 15 9:37:45 2009 |
cynthia, common sense tells me that once that 30 .. |
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| Fri May 15 9:16:58 2009 |
i apologize, martha. it's been an extremely busy .. |
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| Fri May 15 9:13:04 2009 |
not entitled, rita; you are right. of course, if .. |
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| Fri May 15 9:11:40 2009 |
writing off your expenses is legitimate, but .. |
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| Fri May 15 9:09:30 2009 |
opacupa, there are probably lenders available .. |
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| Fri May 15 9:06:11 2009 |
some, it sounds like your situation will work. .. |
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| Thu May 14 1:45:34 2009 |
there's a possibility that the $75 monthly .. |
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| Thu May 14 1:42:45 2009 |
you can review guidelines following this link: .. |
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| Thu May 14 10:13:00 2009 |
marilyn, O does refer to open-ended type of .. |
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| Thu May 14 10:10:15 2009 |
these blatant advertisements are most .. |
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| Thu May 14 10:05:39 2009 |
i wouldn't be overly concerned about the credit .. |
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| Thu May 14 10:01:10 2009 |
agreed. .. |
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| Thu May 14 10:00:03 2009 |
are you working with a realtor i hope so, as .. |
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| Thu May 14 9:57:03 2009 |
and there's a bit more to it than that, but .. |
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| Thu May 14 9:53:17 2009 |
i think you're right on in your analysis, .. |
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| Thu May 14 9:48:18 2009 |
sherry, i'm sorry to learn of your situation, but .. |
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| Thu May 14 9:44:00 2009 |
can't you simply pay the taxes due why must you .. |
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| Thu May 14 9:42:52 2009 |
with recent late payments, lenders are far less .. |
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| Thu May 14 9:36:57 2009 |
bankruptcy is certainly an option, and you would .. |
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| Thu May 14 9:32:48 2009 |
i think you need more clarification on just what .. |
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| Thu May 14 9:30:27 2009 |
no doubt...plenty of other occupations too, i'm .. |
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| Thu May 14 9:29:38 2009 |
adios .. |
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| Thu May 14 9:28:58 2009 |
oh gunzi! .. |
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| Thu May 14 9:27:40 2009 |
i don't see how you can avoid it, chattyshel. a .. |
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| Thu May 14 9:24:10 2009 |
i think it's about time you filed a tax return. .. |
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| Thu May 14 9:21:30 2009 |
i thoroughly agree with the other experts. in .. |
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| Thu May 14 9:19:28 2009 |
lindsey, if you are a first time homebuyer, you .. |
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| Thu May 14 9:14:09 2009 |
and that would be a well-spent .. |
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| Thu May 14 9:13:08 2009 |
not a bad thought, eric. way off-topic but .. |
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| Thu May 14 9:10:40 2009 |
a home mortgage is for a home that someone will .. |
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| Thu May 14 9:08:28 2009 |
you will need to purchase the policy prior to .. |
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| Thu May 14 9:05:04 2009 |
Congrats! .. |
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| Thu May 14 9:03:36 2009 |
delia, we in this community will be much .. |
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| Thu May 14 9:00:01 2009 |
believe me i am not trying to "win." i .. |
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| Thu May 14 8:55:51 2009 |
you win this round, geni. i am only trying to .. |
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| Wed May 13 1:23:16 2009 |
i would imagine that they'd be pleased to get a .. |
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| Wed May 13 1:17:55 2009 |
and i am at least 201% sure that would be the .. |
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| Wed May 13 1:15:03 2009 |
conjoined twins, .. |
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| Wed May 13 1:14:49 2009 |
conjoined twins, .. |
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| Wed May 13 1:13:16 2009 |
not necessarily eric. in our area, we have a lot .. |
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| Tue May 12 5:54:20 2009 |
if you have a needle and thread, go right .. |
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| Tue May 12 5:53:00 2009 |
to answer your first question - absolutely!
good .. |
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| Tue May 12 5:50:43 2009 |
no, tinker. all the authorized user's .. |
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| Tue May 12 5:49:50 2009 |
yall confuse me with this merry-go-round of .. |
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| Tue May 12 5:47:53 2009 |
typically, yes, .. |
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| Tue May 12 5:47:05 2009 |
i know that's what you were talking about, but .. |
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| Tue May 12 5:45:04 2009 |
somehow i am not surprised to read .. |
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| Tue May 12 5:43:27 2009 |
right .. |
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| Tue May 12 10:23:15 2009 |
it is legal, e.
insurance must cover the .. |
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| Tue May 12 10:11:49 2009 |
guest, your broker telling you to put 25% down .. |
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| Tue May 12 10:07:50 2009 |
get financing is what he ought to .. |
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| Tue May 12 10:06:48 2009 |
there has obviously been some miscommunication. .. |
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| Tue May 12 10:04:17 2009 |
ditto for you too, gloria. wouldn't you think .. |
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| Tue May 12 8:38:04 2009 |
i have to agree with you .. |
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| Tue May 12 8:33:09 2009 |
db, you ought to be discussing this with your .. |
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| Tue May 12 8:22:10 2009 |
walking away is far too popular a .. |
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| Tue May 12 8:17:48 2009 |
somebody needs to speak to an attorney in my .. |
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| Tue May 12 8:15:36 2009 |
banks who own properties are wholly unrealistic .. |
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| Tue May 12 8:11:57 2009 |
no, you cannot demand it. you can request it, .. |
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| Tue May 12 8:10:58 2009 |
you can get a conventional loan with a score as .. |
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| Tue May 12 8:07:37 2009 |
way too simple...there is no way in which to .. |
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| Tue May 12 8:04:31 2009 |
blackberry, modification plans are truly meant .. |
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| Tue May 12 8:00:44 2009 |
eric are you watching this
sometimes, it's .. |
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| Tue May 12 7:58:13 2009 |
savior, please don't think that i took any .. |
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| Tue May 12 7:46:54 2009 |
bernard, this is not a question for our .. |
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| Tue May 12 7:45:18 2009 |
jerry is right on in his analysis, .. |
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| Tue May 12 7:44:26 2009 |
actually, jerry, the costs of .. |
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| Tue May 12 7:40:00 2009 |
i'll second shayne's .. |
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| Tue May 12 7:38:47 2009 |
"never heard of it"
hahaha
in .. |
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| Tue May 12 7:37:24 2009 |
wow...that is a waste of time, energy, etc.
i .. |
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| Tue May 12 7:15:30 2009 |
and as i mentioned, if you want the judgment .. |
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| Mon May 11 2:47:28 2009 |
the PIW that shayne mentions will come as a .. |
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| Mon May 11 2:44:40 2009 |
list your real employer. as you noted, .. |
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| Mon May 11 2:35:03 2009 |
did you actually pay the amount due to ford motor .. |
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| Mon May 11 2:27:51 2009 |
i understand thoroughly. you must just sit in .. |
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| Mon May 11 10:42:56 2009 |
your down payment is applied toward the price of .. |
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| Mon May 11 10:40:17 2009 |
i don't get the unemployment reference, but .. |
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| Mon May 11 10:38:28 2009 |
i don't know if a lender would "jump" .. |
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| Mon May 11 9:14:14 2009 |
there are ohio lenders on this site, i .. |
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| Mon May 11 9:12:55 2009 |
most of the answers here are contradictory in .. |
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| Mon May 11 9:10:52 2009 |
in this 2009 marketplace, fixed rates and .. |
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| Mon May 11 9:05:53 2009 |
also, since it's her lawyer who wrote to say that .. |
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| Mon May 11 9:04:52 2009 |
it looks like refinancing is out of the question, .. |
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| Mon May 11 9:01:48 2009 |
dilip, now that you've apparently given up .. |
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| Mon May 11 9:00:31 2009 |
glenn i cannot believe anyone asked you for 6 .. |
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| Mon May 11 8:58:16 2009 |
forget him...he didn't even read your .. |
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| Mon May 11 8:56:02 2009 |
yes to both questions, kenny.
now if you want .. |
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| Mon May 11 8:55:09 2009 |
you can obtain personal loans from a variety of .. |
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| Mon May 11 8:54:08 2009 |
yes...i am a loan officer, working to originate .. |
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| Mon May 11 8:43:32 2009 |
melly, i hope you get some favorable answers on .. |
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| Mon May 11 8:40:38 2009 |
i understand your plight $167...don't know where .. |
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| Mon May 11 8:38:47 2009 |
gunzi, your use of several different fonts, .. |
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| Mon May 11 8:36:31 2009 |
there are always going to be areas of .. |
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| Mon May 11 8:33:12 2009 |
oh man, you comedian .. |
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| Mon May 11 8:31:42 2009 |
eric i hope you enjoyed your popcorn. i'm having .. |
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| Mon May 11 8:29:58 2009 |
sorry about this, guest, but...
the .. |
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| Mon May 11 8:27:11 2009 |
no need to search online - a local lender ought .. |
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| Mon May 11 8:23:04 2009 |
geni, you are misleading the poster with that .. |
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| Mon May 11 8:19:01 2009 |
and i wasn't even a math .. |
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| Mon May 11 8:14:48 2009 |
i don't know any lenders who are working with .. |
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| Sat May 9 10:17:13 2009 |
the husband can be a borrower without being an .. |
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| Sat May 9 10:13:41 2009 |
not gonna happen in this market, i am afraid. .. |
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| Sat May 9 10:11:35 2009 |
well a short sale is when you have a buyer who is .. |
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| Sat May 9 10:10:25 2009 |
dilip!!!!!!! to whom are you responding are you .. |
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| Sat May 9 10:08:53 2009 |
stick it out, but to answer the question about .. |
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| Sat May 9 10:05:56 2009 |
doctor loan why not become a member of the .. |
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| Sat May 9 6:47:49 2009 |
Home equity loan after bankruptcy .. |
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| Sat May 9 6:46:11 2009 |
if you are referring to property taxes, my answer .. |
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| Sat May 9 6:43:02 2009 |
your biggest problem seems to be income, not .. |
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| Sat May 9 6:40:58 2009 |
at 6% right now, you'd have to determine if the .. |
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| Sat May 9 6:38:23 2009 |
if they've been making payments faithfully all .. |
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| Sat May 9 6:34:42 2009 |
i believe that money will be safe. but of course .. |
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| Sat May 9 6:33:04 2009 |
unless the mortgage on that home has been .. |
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| Sat May 9 6:32:09 2009 |
with a dismissal of the bankruptcy, you ought to .. |
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| Sat May 9 6:29:33 2009 |
i'm not sure i understood the question, but you .. |
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| Sat May 9 6:28:23 2009 |
that probably will not be an option, sue. the .. |
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| Sat May 9 6:27:13 2009 |
geni, you contradicted yourself in your first two .. |
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| Sat May 9 6:22:55 2009 |
scott, have you thought about a 203k renovation .. |
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| Sat May 9 6:20:36 2009 |
you're so dramatic, .. |
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| Sat May 9 6:19:37 2009 |
shop around for a lender in that area who'll .. |
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| Sat May 9 6:18:38 2009 |
i presume, guest, that you have given up all hope .. |
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| Sat May 9 6:15:53 2009 |
oh yes...home inspections will reap you a .. |
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| Sat May 9 6:13:14 2009 |
i can't say i am convinced that ceasing payments .. |
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| Sat May 9 6:10:05 2009 |
i'm not certain engaging an attorney is going to .. |
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| Sat May 9 6:05:40 2009 |
i don't know about anyone being 200% sure about .. |
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| Sat May 9 6:03:23 2009 |
honestly, the best example is one a colleague of .. |
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| Sat May 9 5:58:17 2009 |
man o man...doesn't everyone just love these .. |
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| Sat May 9 5:53:05 2009 |
what is "easier" is simply to be .. |
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| Fri May 8 2:13:54 2009 |
"well over a week" is absolutely .. |
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| Fri May 8 2:00:16 2009 |
yes, indeed. you may well be able to get your .. |
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| Fri May 8 1:25:57 2009 |
just .. |
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| Fri May 8 1:25:25 2009 |
i think it's up to you, but i would leave the .. |
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| Fri May 8 1:23:58 2009 |
your lender ought to be able to provide the gift .. |
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| Fri May 8 1:23:25 2009 |
definitely - if you are the only borrower, then .. |
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| Fri May 8 1:22:23 2009 |
i'm not certain about the outbuildings, but it .. |
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| Fri May 8 1:19:15 2009 |
based on the numbers you have cited, it's quite .. |
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| Fri May 8 1:16:36 2009 |
there's no such thing as "normal" .. |
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| Fri May 8 12:59:50 2009 |
actually, tobe was clear that the new loan would .. |
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| Fri May 8 10:15:05 2009 |
that sounds like a viable .. |
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| Fri May 8 9:38:37 2009 |
if you can accomplish all that you wish - .. |
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| Fri May 8 9:28:35 2009 |
shayne i appreciate your mentioning hud approved .. |
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| Fri May 8 9:22:18 2009 |
sorry - just trying to make light of the .. |
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| Fri May 8 9:21:19 2009 |
here is the breakdown. there are companies out .. |
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| Fri May 8 9:14:31 2009 |
it depends on how much you have to spend up front .. |
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| Fri May 8 9:10:34 2009 |
it's going to affect you eventually, but perhaps .. |
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| Fri May 8 8:59:58 2009 |
sheery without being able to visualize what .. |
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| Fri May 8 8:58:12 2009 |
okay, for the real answer, yes, you ought to be .. |
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| Fri May 8 8:54:53 2009 |
and not the united states. so quoting her tax .. |
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| Fri May 8 8:52:52 2009 |
dilip this original question is
let's be real .. |
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| Fri May 8 8:51:54 2009 |
first question: "bad credit" isn't .. |
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| Fri May 8 8:05:17 2009 |
that's an interesting line of questioning here. .. |
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| Fri May 8 8:00:12 2009 |
dilip...please, please, please pay attention to .. |
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| Fri May 8 7:59:11 2009 |
loveable your qualifications are not up to par, .. |
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| Fri May 8 7:55:35 2009 |
the answer is .. |
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| Fri May 8 7:54:57 2009 |
dilip this post is 6 months old...please look at .. |
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| Fri May 8 7:52:30 2009 |
elias, you have a couple of options. if the .. |
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| Fri May 8 7:48:55 2009 |
dilip, posts that are 5 months old are usually .. |
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| Fri May 8 7:46:41 2009 |
well that's a good idea thomas, because if you .. |
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| Fri May 8 7:45:48 2009 |
i concur with sussane's comments, and i'll add .. |
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| Fri May 8 7:36:32 2009 |
the whole credit scoring issue is a muddle. the .. |
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| Fri May 8 7:33:49 2009 |
guest, you need to do some serious shopping .. |
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| Fri May 8 7:32:00 2009 |
are you wrong no.
will you get compensation .. |
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| Fri May 8 7:30:19 2009 |
your best bet for getting answers to legal issues .. |
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| Fri May 8 7:28:22 2009 |
yes, and i assume you plan to tell the insurance .. |
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| Fri May 8 7:27:42 2009 |
wouldn't the employer have knowledge of the tip .. |
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| Fri May 8 7:25:35 2009 |
if his credit score isn't high enough for a .. |
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| Fri May 8 7:21:00 2009 |
to what are you referring patricia is it that .. |
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| Fri May 8 7:16:23 2009 |
sam took care of .. |
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| Fri May 8 7:14:23 2009 |
i'm in agreement. your lawyer gave you the .. |
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| Fri May 8 7:10:53 2009 |
"pain" is mild, .. |
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| Fri May 8 7:09:53 2009 |
wow...a seller/financer who is tired of keeping .. |
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| Fri May 8 7:05:28 2009 |
undoubtedly, you need to have a discussion with .. |
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| Thu May 7 1:39:11 2009 |
peachy, a year has elapsed since we first worked .. |
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| Thu May 7 12:17:19 2009 |
first off, it's just my opinion, but i think you .. |
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| Thu May 7 11:03:42 2009 |
i believe the question is whether or not the .. |
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| Thu May 7 10:58:58 2009 |
thank you james...sometimes it gets tiring being .. |
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| Thu May 7 10:39:08 2009 |
not a new concept, .. |
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| Thu May 7 9:59:51 2009 |
my apologies for that last sentence...the image .. |
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| Thu May 7 9:58:40 2009 |
melissa, by all means do not take a payday loan. .. |
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| Thu May 7 9:54:10 2009 |
thanks .. |
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| Thu May 7 9:14:17 2009 |
is this a state law you are citing where did you .. |
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| Thu May 7 8:55:35 2009 |
joyce, the collection agency is lying to you .. |
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| Thu May 7 8:16:56 2009 |
i am in agreement, eric. there's no way i would .. |
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| Thu May 7 8:15:28 2009 |
you have to weigh the benefit of spending what it .. |
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| Thu May 7 8:14:08 2009 |
no doubt, your husband is going to have to work .. |
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| Thu May 7 8:10:28 2009 |
again, the voice (j heard) of reason steps .. |
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| Thu May 7 8:07:58 2009 |
the concept of "sinking ships" is quite .. |
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| Thu May 7 8:04:42 2009 |
exactly...you are an owner and therefore cannot .. |
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| Thu May 7 8:04:00 2009 |
tom, what needs to take place is that your former .. |
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| Thu May 7 8:01:39 2009 |
it's a possibility dawn, yes. there are two ways .. |
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| Thu May 7 7:59:49 2009 |
generally, my opinion is that whoever hires a .. |
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| Thu May 7 7:58:37 2009 |
yes. and the opposite also applies. if you .. |
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| Thu May 7 7:55:02 2009 |
mortgage insurance is based on the loan to value .. |
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| Thu May 7 7:52:32 2009 |
i don't think you need much direction, peke. .. |
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| Thu May 7 7:49:57 2009 |
patfrank: to obtain a va loan, you must be a .. |
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| Thu May 7 7:43:45 2009 |
gee, i wish i knew all those secrets .. |
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| Thu May 7 7:40:04 2009 |
well, geni, i don't do home equity loans, so all .. |
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| Thu May 7 7:31:11 2009 |
laura if you think it's worth taking on yet a .. |
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| Thu May 7 7:18:08 2009 |
thanks matt...i suppose he'll do that later on .. |
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| Wed May 6 3:06:04 2009 |
get a printout from them showing the payments .. |
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| Wed May 6 1:36:24 2009 |
it seems like the appraiser made a mistake. it .. |
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| Wed May 6 1:33:15 2009 |
you need to seek out a lender who offers fha .. |
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| Wed May 6 1:30:29 2009 |
unless you are located in a market in which home .. |
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| Wed May 6 1:27:47 2009 |
unless you're 30 days or more late, you won't .. |
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| Wed May 6 1:25:50 2009 |
i can't say i fully understand what you're .. |
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| Wed May 6 1:23:09 2009 |
if you can persuade your creditor to remove his .. |
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| Wed May 6 12:01:47 2009 |
well, we've talked before, yes; he's a member of .. |
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| Wed May 6 11:48:16 2009 |
if your divorce decree stipulated that he do so, .. |
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| Wed May 6 11:45:39 2009 |
this is a forum allowing a variety of questions, .. |
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| Wed May 6 11:44:48 2009 |
sounds like you are a good candidate, .. |
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| Wed May 6 10:10:59 2009 |
good response, .. |
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| Wed May 6 10:09:08 2009 |
you can typically finance new construction on an .. |
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| Wed May 6 10:05:39 2009 |
oh....well you said it's been going on for over a .. |
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| Wed May 6 10:04:44 2009 |
someacrege, i may know of a program. that it's .. |
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| Wed May 6 10:00:53 2009 |
legally, they might have the ability to do it, .. |
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| Wed May 6 9:56:32 2009 |
did you mean february of 2008 instead of 2009 .. |
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| Wed May 6 9:54:49 2009 |
i'm puzzled.
do you mean that the mortgage .. |
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| Wed May 6 9:52:26 2009 |
gunzi, do you know what i was referring .. |
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| Wed May 6 9:02:14 2009 |
peter when you sit down with a loan officer, this .. |
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| Wed May 6 7:18:25 2009 |
thank you geni...that made me laugh a bit, but .. |
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| Wed May 6 7:06:31 2009 |
i suggest not wasting time emailing certain .. |
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| Wed May 6 7:01:57 2009 |
i doubt .. |
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| Wed May 6 7:01:03 2009 |
daniel gave you the right answer, i believe. .. |
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| Wed May 6 6:59:54 2009 |
gimp you will need to discuss this situation with .. |
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| Wed May 6 6:57:42 2009 |
dilip, your response was to a post from january .. |
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| Wed May 6 6:53:50 2009 |
jessica, lenders do not sign a right of .. |
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| Wed May 6 6:52:33 2009 |
admin 3 that was a shameless advertisement. i .. |
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| Wed May 6 6:47:37 2009 |
your frustration is understandable, .. |
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| Wed May 6 6:45:44 2009 |
mrs smith everyone on the planet uses automated .. |
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| Wed May 6 6:35:01 2009 |
that's truly a question for a .. |
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| Tue May 5 2:17:43 2009 |
an owner financing a property needs to make sure .. |
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| Tue May 5 1:41:07 2009 |
self-calculation isn't going to take the place of .. |
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| Tue May 5 1:39:55 2009 |
see my earlier reply .. |
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| Tue May 5 1:39:25 2009 |
gee whiz, geni, i sure hope there's been a little .. |
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| Tue May 5 11:13:56 2009 |
wells' rates certainly ought to be competitive. .. |
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| Tue May 5 11:06:09 2009 |
it's a lot easier for most folk to watch their .. |
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| Tue May 5 11:02:13 2009 |
investors are scared that all of the forces at .. |
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| Tue May 5 10:59:36 2009 |
i'm just astounded sometimes.
some of the .. |
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| Tue May 5 10:58:04 2009 |
well put, geni. the impact on the overall market .. |
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| Tue May 5 10:48:09 2009 |
short sale is better and will impact your credit .. |
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| Tue May 5 10:45:52 2009 |
many lenders have, in the past, eliminated from .. |
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| Tue May 5 10:39:19 2009 |
you've got a rather unforgiving, uncaring lender .. |
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| Tue May 5 10:33:36 2009 |
realtors do not want to have clients coming to .. |
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| Tue May 5 10:32:03 2009 |
any time that you feel the need to ask .. |
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| Tue May 5 10:24:46 2009 |
that's too long for an underwriter to be holding .. |
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| Tue May 5 10:22:45 2009 |
elnora made some good points up there .. |
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| Tue May 5 10:20:22 2009 |
kassy when you get your credit card bill, you are .. |
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| Tue May 5 10:15:54 2009 |
wow .. |
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| Tue May 5 10:14:08 2009 |
dilip whose question are you answering did you .. |
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| Tue May 5 10:11:37 2009 |
geni, your statement that seller financing is a .. |
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| Tue May 5 10:08:24 2009 |
i don't know anything about lesser-cost mi .. |
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| Tue May 5 10:04:59 2009 |
low down payment loans exist across the country. .. |
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| Tue May 5 10:01:24 2009 |
you say you are a "creditor" - are you .. |
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| Tue May 5 9:54:49 2009 |
don't count on gaining your money back any tiem .. |
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| Tue May 5 9:51:10 2009 |
that wasn't an answer to your question, .. |
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| Tue May 5 9:45:02 2009 |
i concur. assuming you had a lawyer involved in .. |
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| Tue May 5 9:41:12 2009 |
conventional loans are priced better than fha .. |
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| Tue May 5 9:29:36 2009 |
it would seem to me that your idea of .. |
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| Tue May 5 9:25:34 2009 |
the only time you need to fiddle around with .. |
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| Tue May 5 9:10:13 2009 |
equity is the difference between the value of .. |
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| Tue May 5 9:07:45 2009 |
garner, you are correct in what you've said. i'm .. |
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| Tue May 5 9:05:08 2009 |
that sure .. |
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| Tue May 5 7:05:08 2009 |
honestly i can't answer that question with .. |
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| Tue May 5 7:01:55 2009 |
so true ricardo - the second mortgagee is not .. |
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| Tue May 5 6:59:17 2009 |
i get it now. there's no question that agents .. |
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| Tue May 5 6:55:00 2009 |
not sure about it being a red flag, but it's .. |
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| Mon May 4 1:29:11 2009 |
guest, we'd really need a bit more information to .. |
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| Mon May 4 12:54:33 2009 |
no, i did not miss the point. i clearly stated .. |
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| Mon May 4 12:44:49 2009 |
just so i will know...once you are added to .. |
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| Mon May 4 12:41:06 2009 |
i'm so glad to hear the voice of reason has made .. |
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| Mon May 4 12:14:23 2009 |
i agree with james' stance on this issue. a .. |
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| Mon May 4 12:11:41 2009 |
thanks, james; your response was obviously more .. |
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| Mon May 4 12:10:13 2009 |
what you'd want to do first is to call and .. |
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| Mon May 4 11:55:02 2009 |
sunil you need to speak with someone in that .. |
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| Mon May 4 11:12:23 2009 |
i'll go back to my question above: will they do .. |
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| Mon May 4 10:44:54 2009 |
i'm quite sure that's going to be an extremely .. |
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| Mon May 4 10:41:01 2009 |
my base assumption is that they've written off .. |
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| Mon May 4 10:39:44 2009 |
boy i see way too many advertisements of and far .. |
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| Mon May 4 10:22:56 2009 |
granting sole ownership to him is a pretty easy .. |
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| Mon May 4 10:17:46 2009 |
from may 1 to may 4 you are not using the same .. |
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| Mon May 4 10:06:49 2009 |
you didn't say whether you can or cannot afford .. |
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| Mon May 4 9:58:47 2009 |
my presumption is that you are not in the us. .. |
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| Mon May 4 9:41:00 2009 |
mortgage insurance companies have lengthy .. |
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| Mon May 4 9:27:28 2009 |
i wasn't so much implying that you had abused the .. |
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| Mon May 4 9:03:28 2009 |
i think you'll find that rates are higher with .. |
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| Mon May 4 8:54:26 2009 |
clearly, the advice to consult with an attorney .. |
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| Mon May 4 8:16:13 2009 |
i suggest you engage an attorney to guide you. .. |
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| Mon May 4 8:14:12 2009 |
what you propose to do ought to be fine, guest. .. |
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| Mon May 4 8:03:18 2009 |
not so, sussane. creditors do not report .. |
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| Mon May 4 8:00:48 2009 |
it might serve as proof of your intentions, but .. |
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| Mon May 4 7:57:04 2009 |
people who cosign obviously must close their eyes .. |
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| Mon May 4 7:54:48 2009 |
you cannot "get out of a .. |
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| Mon May 4 7:52:48 2009 |
you've been given a good bit of advice by eric. .. |
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| Mon May 4 7:44:17 2009 |
i'd suggest you .. |
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| Mon May 4 7:43:44 2009 |
you need to state your question a little more .. |
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| Mon May 4 7:37:57 2009 |
if the mortgage was paid off, and nobody has .. |
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| Mon May 4 7:34:18 2009 |
if you currently own the home jointly, the .. |
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| Mon May 4 7:32:40 2009 |
the best method of transferral of property is by .. |
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| Mon May 4 7:19:04 2009 |
in order for the friend to be absolved of .. |
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| Mon May 4 7:17:57 2009 |
your next to last sentence mentions an attorney. .. |
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| Mon May 4 7:11:18 2009 |
620+ will not get you "a lot of good loan .. |
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| Mon May 4 7:08:06 2009 |
true, savior, but any fool who would take a quit .. |
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| Fri May 1 3:11:25 2009 |
bmloveyou, you would not qualify under those .. |
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| Fri May 1 2:57:56 2009 |
that's precisely why i suggest you know who .. |
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| Fri May 1 2:52:02 2009 |
that's just opinion, mind .. |
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| Fri May 1 2:51:42 2009 |
my opinion is that you need not worry about them .. |
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| Fri May 1 2:50:47 2009 |
refi fha please refer to your other post on the .. |
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| Fri May 1 2:47:54 2009 |
obtaining someone's permission to give something .. |
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| Fri May 1 2:43:36 2009 |
you're going to need an .. |
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| Fri May 1 2:42:26 2009 |
who is "they" and why would .. |
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| Fri May 1 2:40:33 2009 |
mr refi fha i removed your email address in .. |
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| Fri May 1 2:36:23 2009 |
you cannot use his income if he isn't on the .. |
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| Fri May 1 2:35:25 2009 |
you'll always be penalized to use ira funds .. |
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| Fri May 1 12:33:49 2009 |
sussane's first statement makes sense. then the .. |
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| Fri May 1 12:31:12 2009 |
to the contrary, a warranty deed should be used .. |
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| Fri May 1 12:29:27 2009 |
find out what the house is worth, work out an .. |
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| Fri May 1 12:27:40 2009 |
to the contrary, no credit card company is going .. |
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| Fri May 1 12:19:59 2009 |
if you think you're confused, you should be in my .. |
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| Fri May 1 12:16:13 2009 |
after having paid more than 50% of the original .. |
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| Fri May 1 8:50:13 2009 |
you'll need to check questions like that with the .. |
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| Fri May 1 8:48:04 2009 |
lindylou, you won't be in jeopardy with the .. |
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| Fri May 1 8:44:46 2009 |
my post was addressed to .. |
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| Fri May 1 8:38:57 2009 |
i suspect that the transfer of the property in .. |
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| Fri May 1 8:32:04 2009 |
indeed, it is standard practice for a lender to .. |
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| Fri May 1 8:29:33 2009 |
why do some of you persist in failing to read the .. |
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| Fri May 1 8:23:56 2009 |
beware .. |
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| Fri May 1 8:22:32 2009 |
lori what is this credit you are referring .. |
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| Fri May 1 8:20:06 2009 |
yes, indeed, bestmortgages. loss of a job/income .. |
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| Fri May 1 8:18:32 2009 |
yes, but with severe .. |
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| Fri May 1 8:17:59 2009 |
nice gal, it would have been nice if you hadn't .. |
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| Fri May 1 8:16:12 2009 |
geni, if she is not on the loan, her income is .. |
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| Fri May 1 7:04:37 2009 |
if the accounts go into default and the creditors .. |
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| Fri May 1 7:02:13 2009 |
it's helpful to actually read what the original .. |
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| Fri May 1 6:59:10 2009 |
i understand your frustration with this process. .. |
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| Fri May 1 6:50:00 2009 |
all real estate transactions are public record. .. |
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| Fri May 1 6:48:55 2009 |
mark you need to be at 620. re-running your .. |
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| Thu Apr 30 11:28:09 2009 |
not sure where you wanted this to go, joey, but .. |
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| Thu Apr 30 11:27:16 2009 |
you can definitely defend yourself and explain .. |
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| Thu Apr 30 11:00:13 2009 |
Cynthia and Guest - are you the same person
it .. |
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| Thu Apr 30 10:19:48 2009 |
traci, the lender in question is probably going .. |
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| Thu Apr 30 10:15:04 2009 |
mercy...did you click "reply" all that .. |
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| Thu Apr 30 10:07:15 2009 |
to #1, no that's not a sale.
but for the .. |
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| Thu Apr 30 9:59:42 2009 |
tara, you need to go the housing department of .. |
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| Thu Apr 30 9:57:52 2009 |
if the home is now yours, you are likely better .. |
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| Thu Apr 30 9:53:08 2009 |
you won't be affected, shaina. what would be a .. |
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| Thu Apr 30 7:46:38 2009 |
you have two choices in how to claim the credit. .. |
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| Thu Apr 30 6:44:36 2009 |
yes, indeed, interest rates are continually .. |
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| Thu Apr 30 6:43:01 2009 |
jk blair, you can take last year's $7500 .. |
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| Thu Apr 30 6:40:47 2009 |
parent, i apologize for some of the nonsensical .. |
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| Thu Apr 30 6:26:03 2009 |
"here" needs to be defined, ace. to .. |
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| Thu Apr 30 6:23:34 2009 |
ben, the age of the home you mentioned is going .. |
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| Thu Apr 30 6:22:14 2009 |
swell post, .. |
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| Thu Apr 30 6:19:08 2009 |
an added critique i'm not sure what your plan is .. |
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| Thu Apr 30 6:18:06 2009 |
jenny, bear in mind that you will pay at closing .. |
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| Thu Apr 30 6:15:58 2009 |
james, he's talking about city taxes not income .. |
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| Thu Apr 30 6:12:59 2009 |
a license to do what, become a modification .. |
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| Thu Apr 30 6:10:51 2009 |
t2p you have strong credentials, but how do you .. |
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| Thu Apr 30 6:02:09 2009 |
i suppose if the construction company wants to .. |
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| Thu Apr 30 5:48:27 2009 |
ethical maybe not...lawbreaking maybe .. |
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| Thu Apr 30 5:44:53 2009 |
tizzyliz you would have to come off the loan, but .. |
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| Thu Apr 30 5:41:42 2009 |
assumptions are subject to approval by the .. |
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| Wed Apr 29 1:31:43 2009 |
inasmuch as your wife is a party to the loan, i'd .. |
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| Wed Apr 29 1:30:04 2009 |
that's not as easy to answer as you'd think, .. |
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| Wed Apr 29 1:26:36 2009 |
divorce attorney(s) ought to be involved in this .. |
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| Wed Apr 29 1:25:27 2009 |
linda, i think that's a wonderful idea. i just .. |
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| Wed Apr 29 1:22:40 2009 |
well, go figure, that there are outfits like this .. |
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| Wed Apr 29 1:13:49 2009 |
good pickup, guest. but of course elnora was the .. |
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| Wed Apr 29 1:08:04 2009 |
am i to presume that the question relates to how .. |
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| Wed Apr 29 1:06:22 2009 |
.
okay, manoj, can you please explain to whom .. |
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| Wed Apr 29 1:04:48 2009 |
geni, where did you copy all of that text so you .. |
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| Wed Apr 29 1:00:47 2009 |
geni is right - a lawyer needs to help .. |
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| Wed Apr 29 12:59:18 2009 |
i won't make any declarative comments about .. |
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| Wed Apr 29 12:54:55 2009 |
slight disagreement on the "as is" .. |
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| Wed Apr 29 12:40:22 2009 |
one of the easiest ways to begin to establish .. |
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| Wed Apr 29 12:34:59 2009 |
precisely, jenkin; we have far too little .. |
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| Wed Apr 29 12:33:13 2009 |
he can certainly do so, but watch out. those .. |
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| Wed Apr 29 12:31:15 2009 |
you'd think that situation would be ready-made .. |
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| Wed Apr 29 12:28:35 2009 |
i'm not sure if you're looking for insight on .. |
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| Wed Apr 29 12:23:51 2009 |
"someone with an already high mortgage" .. |
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| Wed Apr 29 12:22:53 2009 |
cindy you'd have to have permission of your .. |
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| Wed Apr 29 12:20:12 2009 |
it's not quite legal, is it
you'd be buying .. |
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| Wed Apr 29 12:17:59 2009 |
lj, i would have to think that you're accepting .. |
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| Wed Apr 29 12:16:49 2009 |
i suppose you asked this question under the name .. |
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| Wed Apr 29 12:13:43 2009 |
where are you located, cece stated income loans .. |
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| Wed Apr 29 10:16:59 2009 |
ellie, i don't know where you are, but it's my .. |
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| Wed Apr 29 10:10:28 2009 |
guest, you seem to be losing ground quickly. you .. |
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| Wed Apr 29 10:07:51 2009 |
yeah, they are now part of the Prospect family. .. |
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| Wed Apr 29 10:06:20 2009 |
ellie, i gather your sole source of income is .. |
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| Wed Apr 29 8:51:28 2009 |
is this just a local situation, greg i haven't .. |
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| Wed Apr 29 8:41:03 2009 |
often divorced couples can get along better once .. |
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| Wed Apr 29 8:36:21 2009 |
it is definitely still allowed, and i have been .. |
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| Wed Apr 29 8:33:13 2009 |
agreed...as adonis noted, the only way to .. |
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| Tue Apr 28 12:03:34 2009 |
you are so much bluer as a result of this (sorry .. |
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| Tue Apr 28 12:01:45 2009 |
and i didn't mean to be curt with that answer. i .. |
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| Tue Apr 28 11:59:48 2009 |
a good question for a lawyer. i hope one hops on .. |
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| Tue Apr 28 11:56:46 2009 |
this type of question comes up often.
what .. |
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| Tue Apr 28 11:52:25 2009 |
if you are talking about quitting a job so as to .. |
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| Tue Apr 28 11:47:17 2009 |
you don't need to "fire" her. after .. |
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| Tue Apr 28 11:12:23 2009 |
you can absolutely let her go and find a new loan .. |
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| Tue Apr 28 11:08:59 2009 |
this thread completely went off topic. gunzi and .. |
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| Tue Apr 28 10:33:38 2009 |
based on your description, it would seem unlikely .. |
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| Tue Apr 28 10:30:12 2009 |
it sounds like a scam to me actually; but by the .. |
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| Tue Apr 28 10:28:37 2009 |
i'm not sure you can "force" anyone to .. |
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| Tue Apr 28 10:27:22 2009 |
don't worry about the terminology too much - .. |
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| Tue Apr 28 8:43:23 2009 |
"this outfit" - who is that, natedog .. |
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| Tue Apr 28 7:05:57 2009 |
other than advertising your business, admin3, .. |
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| Tue Apr 28 6:59:58 2009 |
i agree with scott's take on the matter. i'll .. |
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| Tue Apr 28 6:53:35 2009 |
berta, your lender isn't going to modify your .. |
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| Mon Apr 27 2:19:26 2009 |
let me get some GA loans, and i'll be happy to do .. |
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| Mon Apr 27 2:10:49 2009 |
amen to the pie loving! my mother baked all the .. |
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| Mon Apr 27 2:06:13 2009 |
sit down with a friendly lender and see what it .. |
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| Mon Apr 27 2:04:30 2009 |
elaborate on your situation, guest. what were .. |
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| Mon Apr 27 2:01:25 2009 |
these things should be done same day. there is .. |
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| Mon Apr 27 2:00:41 2009 |
it is true that you wouldn't qualify for a .. |
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| Mon Apr 27 1:59:26 2009 |
pp, it is worth looking at refinancing. you can .. |
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| Mon Apr 27 1:56:41 2009 |
i don't have an answer to that, tex. but it .. |
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| Mon Apr 27 1:54:25 2009 |
i'm sure he could deliver clear .. |
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| Mon Apr 27 1:53:09 2009 |
there is a whole new sense, i think, that .. |
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| Mon Apr 27 1:33:37 2009 |
i suppose i took "privilege" out of .. |
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| Sat Apr 25 6:40:54 2009 |
i suppose you've got to decide on a make or break .. |
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| Sat Apr 25 6:18:19 2009 |
i'm not much help, frankly, as estate law is for .. |
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| Sat Apr 25 5:47:17 2009 |
the mortgage company is only going to sit back .. |
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| Sat Apr 25 5:45:12 2009 |
jenkin, i think that was a simple error on .. |
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| Sat Apr 25 5:42:54 2009 |
not exactly, savior. both borrowers are equally .. |
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| Sat Apr 25 5:41:37 2009 |
i don't know estate law nor probate law - you .. |
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| Sat Apr 25 5:39:41 2009 |
you are both fully responsible for payments. the .. |
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| Sat Apr 25 5:37:18 2009 |
i just answered your .. |
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| Sat Apr 25 5:35:12 2009 |
kelly, i have to assume that there are real .. |
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| Sat Apr 25 5:31:19 2009 |
sure you can, rana...i'm not sure if i understand .. |
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| Sat Apr 25 5:29:42 2009 |
all the surviving spouse needs to do is continue .. |
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| Sat Apr 25 5:28:33 2009 |
beware of payday loans. they are all too often a .. |
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| Sat Apr 25 5:26:59 2009 |
the surviving spouse simply continues making .. |
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| Sat Apr 25 5:22:33 2009 |
jb you can refinance and combine your first and .. |
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| Sat Apr 25 5:20:57 2009 |
"based on the following terms" pretty .. |
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| Sat Apr 25 5:18:43 2009 |
thank you very much, brian; and thank you, .. |
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| Sat Apr 25 5:15:51 2009 |
honestly, no i don't think i've got a solution .. |
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| Fri Apr 24 10:18:29 2009 |
leticia if the property you are interested in .. |
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| Fri Apr 24 8:44:04 2009 |
i agree in principal jenkin, but i would call .. |
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| Fri Apr 24 8:42:04 2009 |
230
when did 500 + 180 = 230
truly, .. |
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| Fri Apr 24 8:40:00 2009 |
it would seem you're between a rock and a hard .. |
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| Fri Apr 24 8:38:09 2009 |
mustang, what would need to be paid off is the .. |
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| Fri Apr 24 8:35:22 2009 |
re-read what i said before and if it's not clear, .. |
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| Fri Apr 24 8:33:34 2009 |
i think the best standard is common sense. if .. |
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| Fri Apr 24 8:32:07 2009 |
yeah, ok, .. |
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| Thu Apr 23 2:13:10 2009 |
a couple of strikes against you right off the .. |
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| Thu Apr 23 2:10:57 2009 |
foreclosures are public record. when an action .. |
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| Thu Apr 23 1:21:41 2009 |
no sweat, donna. if folk can get what they need .. |
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| Thu Apr 23 1:10:05 2009 |
donna, 620 is our bottom line. it's all .. |
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| Thu Apr 23 11:32:12 2009 |
i'm not trying to criticize you, srleee. i .. |
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| Thu Apr 23 11:30:39 2009 |
liz, a quality loan officer will work with you, .. |
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| Thu Apr 23 10:30:41 2009 |
so i go to this usmortmod website, and read their .. |
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| Thu Apr 23 10:24:24 2009 |
mortgage modification companies are a waste of .. |
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| Thu Apr 23 10:21:44 2009 |
you need a 620 score currently to qualify for an .. |
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| Thu Apr 23 10:19:44 2009 |
well, your first mortgagee is imperative, of .. |
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| Thu Apr 23 8:36:28 2009 |
ditto .. |
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| Thu Apr 23 7:34:27 2009 |
asu, you claimed in your first sentence to know .. |
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| Thu Apr 23 7:32:07 2009 |
i'm not sure there's much value to this thread at .. |
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| Thu Apr 23 7:31:14 2009 |
oops...well that happens, donna...we're all .. |
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| Thu Apr 23 7:29:28 2009 |
you are always wise to engage an attorney when .. |
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| Thu Apr 23 7:28:25 2009 |
it seems to me you're valuing the home at $350K .. |
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| Thu Apr 23 7:24:50 2009 |
"getting out" of a mortgage loan is an .. |
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| Thu Apr 23 7:22:38 2009 |
rande, you ought to give one of your local .. |
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| Thu Apr 23 7:20:54 2009 |
what am i missing here as i read these .. |
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| Thu Apr 23 7:10:19 2009 |
gunzi all of your posts ought to be removed. .. |
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| Thu Apr 23 7:07:17 2009 |
donna, i don't know where you got your 10% .. |
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| Thu Apr 23 6:57:46 2009 |
bwilton, are you completely unable to come up .. |
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| Thu Apr 23 6:55:28 2009 |
eliminate the word "that" in my prior .. |
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| Thu Apr 23 6:54:53 2009 |
there's an undercurrent in that your post, .. |
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| Thu Apr 23 6:53:26 2009 |
former spouses are often considered as a lien, .. |
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| Thu Apr 23 6:51:32 2009 |
james, i thank you for saying that...if we've .. |
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| Thu Apr 23 6:46:06 2009 |
i'm also thankful that carl interrupted gunzi's .. |
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| Thu Apr 23 6:43:15 2009 |
gunzi's response was thoroughly incorrect; please .. |
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| Thu Apr 23 6:38:09 2009 |
indeed, a short sale would have to be coordinated .. |
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| Thu Apr 23 6:36:25 2009 |
if you're doing what you should be doing (paying .. |
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| Thu Apr 23 6:33:50 2009 |
i didn't read it, but i know about it, of course. .. |
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| Thu Apr 23 6:31:15 2009 |
no, forbearance won't have a negative impact on .. |
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| Thu Apr 23 6:30:13 2009 |
furthermore, assuming a loan from someone who is .. |
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| Thu Apr 23 6:28:11 2009 |
mike i already answered this question at .. |
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| Thu Apr 23 6:25:03 2009 |
DO NOT!
DO NOT!
DO NOT!
pay anyone else to do .. |
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| Thu Apr 23 6:19:23 2009 |
mike, there is no question that the .. |
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| Thu Apr 23 6:15:06 2009 |
tina, i dont' believe you're going to have any .. |
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| Thu Apr 23 6:10:43 2009 |
randy, is it that the title to the home is in .. |
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| Thu Apr 23 6:06:33 2009 |
confusion reigns. private mortgage insurance is .. |
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| Wed Apr 22 7:16:01 2009 |
if you are not responsible for the loan in the .. |
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| Wed Apr 22 7:14:44 2009 |
i wouldn't call it customary, lisa. is there a .. |
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| Wed Apr 22 7:10:51 2009 |
cristy, making you owners of the home would have .. |
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| Wed Apr 22 7:02:42 2009 |
ranalinkbuilder, your advertising is contrary to .. |
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| Wed Apr 22 6:59:16 2009 |
pat, with a va loan, you may borrow as much as .. |
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| Wed Apr 22 6:55:02 2009 |
that'll probably be looked at as a little bit .. |
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| Tue Apr 21 1:30:57 2009 |
my thoughts:
#1 - your costs ought to be .. |
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| Tue Apr 21 1:28:48 2009 |
lenders do not value land. reverse mortgages are .. |
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| Tue Apr 21 1:26:11 2009 |
""
wow...isn't it amazing that they .. |
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| Tue Apr 21 1:18:34 2009 |
much more information is needed for any of us to .. |
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| Tue Apr 21 1:16:12 2009 |
if you have determined you're going to need a .. |
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| Tue Apr 21 1:11:53 2009 |
yeah, why in the world do you have to lose a down .. |
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| Tue Apr 21 1:01:59 2009 |
please don't waste your time, .. |
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| Tue Apr 21 11:41:45 2009 |
you might want to discuss this with the lender .. |
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| Tue Apr 21 11:39:57 2009 |
tiffany if you have read any of the previous .. |
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| Tue Apr 21 11:05:48 2009 |
that is correct, chief. annualcreditreport.com .. |
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| Tue Apr 21 11:03:06 2009 |
Hallelujah! when you have to threaten, it's a .. |
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| Tue Apr 21 11:02:01 2009 |
but it's an ira, per the post. you cannot borrow .. |
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| Tue Apr 21 10:05:59 2009 |
jonathan, even if you are making $12000 per year, .. |
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| Mon Apr 20 2:44:45 2009 |
yes, tam, it ought .. |
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| Mon Apr 20 11:32:20 2009 |
oh by the way, that was me posting the above .. |
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| Mon Apr 20 9:10:25 2009 |
jimmy it makes no sense to cash in your ira to .. |
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| Mon Apr 20 9:08:29 2009 |
no you do not need an attorney. you may want to .. |
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| Mon Apr 20 8:51:12 2009 |
he doesn't even pay attention. i don't know why .. |
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| Mon Apr 20 8:50:36 2009 |
ridiculous .. |
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| Mon Apr 20 8:26:26 2009 |
"the runaround" - can you elaborate if .. |
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| Mon Apr 20 8:19:16 2009 |
more than likely not; lenders have enough .. |
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| Mon Apr 20 8:16:22 2009 |
i just answered this question. please don't post .. |
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| Mon Apr 20 8:12:34 2009 |
this is a community with a variety of forums. .. |
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| Mon Apr 20 8:10:50 2009 |
mortgage insurance companies have changed their .. |
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| Mon Apr 20 8:08:18 2009 |
virtually every credit card issuer has the right .. |
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| Mon Apr 20 8:06:48 2009 |
doug, you are better doing business with eric .. |
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| Mon Apr 20 8:04:44 2009 |
"a friend of mine"
is this someone .. |
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| Mon Apr 20 8:02:28 2009 |
so blu, it has been standard procedure to obtain .. |
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| Mon Apr 20 7:59:41 2009 |
amanda, based on your description, it would seem .. |
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| Mon Apr 20 7:24:57 2009 |
you'll find that most, if not all, no .. |
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| Mon Apr 20 7:23:40 2009 |
there are definitely opportunities for someone in .. |
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| Mon Apr 20 7:21:48 2009 |
go with the fha loan, put your 20% down and don't .. |
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| Mon Apr 20 7:19:12 2009 |
it's an impossible question to answer. the owner .. |
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| Mon Apr 20 7:17:16 2009 |
linda, i apologize for the lack of information .. |
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| Mon Apr 20 7:02:24 2009 |
one way out is to continue to make mortgage .. |
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| Mon Apr 20 7:00:40 2009 |
pay all your old bills - collections, charge .. |
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| Mon Apr 20 6:58:39 2009 |
all of us are online now and we are all willing .. |
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| Mon Apr 20 6:29:03 2009 |
cmd, you really ought to begin working with a .. |
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| Mon Apr 20 6:23:28 2009 |
the likelihood of an underwriter 1) considering .. |
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| Mon Apr 20 6:11:57 2009 |
"losing everything you have" ought not .. |
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| Mon Apr 20 6:05:17 2009 |
among those i'm familiar with, i'm not finding .. |
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| Mon Apr 20 6:01:11 2009 |
based on all that you've just enumerated, i'd .. |
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| Mon Apr 20 5:56:59 2009 |
3-plus years have gone by with nothing mentioned .. |
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| Mon Apr 20 5:53:36 2009 |
if you've received a quit claim deed and .. |
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| Sat Apr 18 12:16:53 2009 |
#4 first...yes you do - you are a borrower, right .. |
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| Sat Apr 18 12:02:25 2009 |
you can find counselors listed at that website .. |
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| Sat Apr 18 12:00:31 2009 |
i don't know what that location is, .. |
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| Sat Apr 18 11:59:26 2009 |
you could conceivably refinance the property .. |
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| Sat Apr 18 11:58:32 2009 |
all lenders have their own underwriters. this is .. |
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| Sat Apr 18 11:54:20 2009 |
isn't this the same topic we've spent a great .. |
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| Sat Apr 18 11:51:35 2009 |
k, you already had a response to this question .. |
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| Sat Apr 18 11:49:15 2009 |
shelley if you are trying to obtain a .. |
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| Sat Apr 18 11:46:19 2009 |
sell the property; documents aren't likely to .. |
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| Sat Apr 18 11:45:18 2009 |
sorry, luvmybags, but #2 is wrong. cash out is .. |
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| Sat Apr 18 11:42:22 2009 |
"so far no luck" implies that you're .. |
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| Sat Apr 18 11:40:13 2009 |
you two had better settle this. it seems to me .. |
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| Sat Apr 18 11:38:20 2009 |
i don't know why you are even considering not .. |
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| Sat Apr 18 11:33:47 2009 |
i don't know if anyone else has the answer to .. |
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| Sat Apr 18 11:27:51 2009 |
the answer is "probably." there is not .. |
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| Sat Apr 18 11:25:44 2009 |
this is so easy to answer without all the .. |
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| Sat Apr 18 11:20:51 2009 |
yes, dismissal is equivalent to payment in full .. |
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| Sat Apr 18 11:18:37 2009 |
please gunzi don't make statements on topics you .. |
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| Sat Apr 18 11:16:16 2009 |
didn't i just answer this .. |
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| Sat Apr 18 11:15:41 2009 |
if you were only an authorized user, it ought not .. |
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| Sat Apr 18 11:13:54 2009 |
indeed, fha is the only product forgiving enough .. |
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| Sat Apr 18 11:11:00 2009 |
you've not said you can still afford payments, .. |
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| Sat Apr 18 11:09:02 2009 |
talk to the regulatory agency that oversees this .. |
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| Sat Apr 18 11:08:16 2009 |
i'm having trouble figuring out how points would .. |
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| Sat Apr 18 11:06:59 2009 |
not a good time to try to combine new self .. |
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| Sat Apr 18 11:05:50 2009 |
david, you can readily obtain a cash out .. |
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| Sat Apr 18 10:59:15 2009 |
guest, do you pay income tax on these annual .. |
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| Sat Apr 18 10:56:05 2009 |
geni, i never questioned your motivation in .. |
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| Sat Apr 18 10:52:55 2009 |
i suppose different states would have different .. |
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| Sat Apr 18 10:45:58 2009 |
yeah right, "m."
farmgirl, what in .. |
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| Fri Apr 17 6:16:46 2009 |
and i just got off the phone with a young lady .. |
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| Fri Apr 17 6:14:32 2009 |
yup .. |
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| Fri Apr 17 6:03:52 2009 |
truly, we can lay blame all over the place. .. |
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| Fri Apr 17 6:00:47 2009 |
reggie with some programs there is no choice; it .. |
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| Fri Apr 17 5:59:28 2009 |
85% is the maximum loan to value ratio for a cash .. |
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| Thu Apr 16 2:14:18 2009 |
it is not atypical at all, and not new .. |
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| Thu Apr 16 1:32:25 2009 |
i don't believe there are any lenders offering .. |
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| Thu Apr 16 1:05:03 2009 |
hmiller, it's a shame you've put yourself in this .. |
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| Thu Apr 16 12:25:45 2009 |
karla, you got caught in the trap of seeing an .. |
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| Thu Apr 16 12:24:02 2009 |
rosie, i would imagine you've had a conversation .. |
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| Thu Apr 16 12:23:03 2009 |
you can pay them if you wish, yes. but i would .. |
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| Thu Apr 16 12:21:51 2009 |
your aunt would be able to transfer the title to .. |
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| Thu Apr 16 12:18:14 2009 |
rusty, you ought to be able to walk into a .. |
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| Thu Apr 16 12:14:56 2009 |
as long as he can meet the guidelines for what .. |
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| Thu Apr 16 11:26:18 2009 |
if you simply make payments on the mortgage and .. |
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| Thu Apr 16 11:23:52 2009 |
you hold the mortgage, meaning you are the .. |
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| Thu Apr 16 11:21:47 2009 |
the only persons obligated to pay a loan are .. |
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| Thu Apr 16 11:20:18 2009 |
yes, guest, you would qualify as a first-time .. |
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| Thu Apr 16 11:16:57 2009 |
elisa, i dont get the 45 days at all, but if your .. |
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| Thu Apr 16 7:51:58 2009 |
it's hard to decipher what your credit report .. |
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| Thu Apr 16 7:40:21 2009 |
zain, if your parents had legal representation at .. |
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| Thu Apr 16 7:37:27 2009 |
renee, you'll have to hope you find the right .. |
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| Thu Apr 16 7:24:59 2009 |
first of all, fha loans do not use private .. |
Forum |
| Thu Apr 16 7:23:00 2009 |
dilip, please see my responses to your two other .. |
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| Thu Apr 16 7:22:03 2009 |
dilip, the previous post is from more than a year .. |
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| Thu Apr 16 7:19:26 2009 |
dilip it usually helps to recognize the timing of .. |
Forum |
| Thu Apr 16 7:14:56 2009 |
there's more information you need to analyze .. |
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| Thu Apr 16 7:11:39 2009 |
i third that emotion. i also have been aghast at .. |
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| Thu Apr 16 7:04:30 2009 |
though you've suffered, cmd, i'm glad you brought .. |
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| Thu Apr 16 7:00:06 2009 |
nata, it's not unusual for people to use a credit .. |
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| Thu Apr 16 6:57:38 2009 |
welcome to the community. if your identifying .. |
Forum |
| Thu Apr 16 6:56:20 2009 |
if you can refinance to a substantially lower .. |
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| Thu Apr 16 6:55:03 2009 |
indeed, having an attorney working with you is .. |
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| Thu Apr 16 6:52:56 2009 |
wife, your husband can be the only borrower while .. |
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| Thu Apr 16 6:45:41 2009 |
the answer is .. |
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| Wed Apr 15 11:37:31 2009 |
well....my italicization of the word .. |
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| Wed Apr 15 11:37:02 2009 |
kismet, you are in good shape, obviously, to make .. |
Forum |
| Wed Apr 15 10:59:47 2009 |
karla, we get queries from people seeking loans .. |
Forum |
| Wed Apr 15 10:58:09 2009 |
one cannot be the sole owner while having another .. |
Forum |
| Wed Apr 15 9:59:38 2009 |
yes, indeed; and we know that americans manage .. |
Forum |
| Wed Apr 15 9:27:38 2009 |
no, sara...a 30-day late gets reported as well. .. |
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| Wed Apr 15 9:23:41 2009 |
john, check around and you'll find that rates are .. |
Forum |
| Wed Apr 15 9:20:57 2009 |
unfortunately, fraud is all around us. look at .. |
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| Wed Apr 15 9:15:34 2009 |
eric...the sound of reasonableness; would that .. |
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| Wed Apr 15 9:12:58 2009 |
sakura, if you read nothing else here except .. |
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| Wed Apr 15 9:08:47 2009 |
my first assumption is that you or he (or both of .. |
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| Wed Apr 15 9:06:53 2009 |
once a creditor obtains a judgment, you become .. |
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| Wed Apr 15 7:43:38 2009 |
scott, are you working with a realtor that's a .. |
Forum |
| Wed Apr 15 7:30:38 2009 |
i agree sussane - even if the position being .. |
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| Wed Apr 15 7:26:11 2009 |
ok...sorry for my harshness in the reply. i'd .. |
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| Wed Apr 15 7:23:23 2009 |
offtop, i'm hoping that you can find numerous .. |
Forum |
| Wed Apr 15 7:00:17 2009 |
of course not. what you suggest isn't kosher, .. |
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| Wed Apr 15 6:59:23 2009 |
i concur. dawas, your first line says you own .. |
Forum |
| Wed Apr 15 6:55:48 2009 |
no sk8 - you have no financial interest in the .. |
Forum |
| Wed Apr 15 6:54:33 2009 |
i disagree, but that's not a bad thing. .. |
Forum |
| Wed Apr 15 6:50:23 2009 |
gary i wasn't talking about having .. |
Forum |
| Wed Apr 15 6:36:57 2009 |
see a knowledgeable and trustworthy loan officer .. |
Forum |
| Wed Apr 15 6:32:30 2009 |
"needing" to refinance is a personal .. |
Forum |
| Wed Apr 15 6:29:50 2009 |
and you know as well as i do (i hope) that people .. |
Forum |
| Wed Apr 15 6:27:45 2009 |
i can't agree with that last paragraph, scott. .. |
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| Wed Apr 15 6:25:22 2009 |
sad, but true, .. |
Forum |
| Wed Apr 15 6:24:42 2009 |
unfortunately, dueling departments do not .. |
Forum |
| Wed Apr 15 6:21:02 2009 |
well, i see it's easy to paint with a large .. |
Forum |
| Tue Apr 14 1:52:14 2009 |
i am online now, too!
oh yeah, i guess that was .. |
Forum |
| Tue Apr 14 1:51:34 2009 |
you are all set. congratulations on being .. |
Forum |
| Tue Apr 14 1:50:00 2009 |
perla, you will need to gather together your pay .. |
Forum |
| Tue Apr 14 1:42:00 2009 |
you are refinancing the first mortgage with the .. |
Forum |
| Tue Apr 14 1:35:20 2009 |
okay...now i see that your other post is brand .. |
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| Tue Apr 14 1:30:48 2009 |
i'm not seeing that as a possibility here. my .. |
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| Tue Apr 14 1:27:46 2009 |
i would love to know, snasteen, if you are .. |
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| Tue Apr 14 12:56:53 2009 |
does the seller happen to be a bank or other type .. |
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| Tue Apr 14 12:55:01 2009 |
well i'm really gratified that you've done as .. |
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| Tue Apr 14 10:36:40 2009 |
there is a limited amount of lenders who might .. |
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| Tue Apr 14 10:16:20 2009 |
fay, you're in a tight spot. lenders do not .. |
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| Tue Apr 14 10:11:00 2009 |
gunz, repeating the question isn't an .. |
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| Tue Apr 14 10:02:39 2009 |
diva, i'm not feeling it either. you need to dig .. |
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| Tue Apr 14 9:59:36 2009 |
personal loans are generally not available for .. |
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| Tue Apr 14 9:55:05 2009 |
'FREE FOR 30 DAYS" is not free! geni, .. |
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| Tue Apr 14 9:53:51 2009 |
scott, your closing is confusing. you are .. |
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| Tue Apr 14 9:50:04 2009 |
i cannot begin to imagine where you got this .. |
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| Tue Apr 14 9:39:02 2009 |
i'm not sure just how "routine" this .. |
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| Tue Apr 14 9:37:12 2009 |
lenders do not correct scores. furthermore, late .. |
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| Tue Apr 14 9:35:00 2009 |
how does one get "trapped" when doing .. |
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| Tue Apr 14 9:32:59 2009 |
that's as reasonable a suggestion as you're .. |
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| Tue Apr 14 9:31:51 2009 |
for a self employed borrower, lenders will look .. |
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| Tue Apr 14 9:27:29 2009 |
gary did you miss the slightly sarcastic tone to .. |
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| Tue Apr 14 9:24:42 2009 |
there's an awful lot of lenders out there who .. |
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| Tue Apr 14 9:22:09 2009 |
let the lender stay in the dark. they like to .. |
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| Tue Apr 14 9:21:10 2009 |
so i'm "goody-goody." or was he .. |
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| Tue Apr 14 9:17:22 2009 |
your score affords you the best of rates - if .. |
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| Tue Apr 14 9:15:57 2009 |
people, people, people...posters who are seeking .. |
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| Tue Apr 14 9:13:25 2009 |
lender paid mi is much more sparse than ever .. |
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| Mon Apr 13 2:36:57 2009 |
i agree with that latter part of your statement .. |
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| Mon Apr 13 2:26:44 2009 |
well, welcome to our little community, karla. .. |
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| Mon Apr 13 2:22:34 2009 |
sorry, No1, i was attempting to be helpful by .. |
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| Mon Apr 13 2:12:45 2009 |
kat, are you trying to admit to fraud have you .. |
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| Mon Apr 13 2:10:06 2009 |
boy you took this thing far further than it .. |
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| Mon Apr 13 2:00:30 2009 |
you can always go directly to the irs with .. |
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| Mon Apr 13 1:58:29 2009 |
celia, if you maintain payments on time during .. |
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| Mon Apr 13 1:56:30 2009 |
adonis, credit card companies are doing this over .. |
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| Mon Apr 13 1:53:25 2009 |
if you mean "can i obtain a mortgage with a .. |
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| Mon Apr 13 1:50:51 2009 |
oh boy...i don't know if i would recommend .. |
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| Mon Apr 13 1:48:34 2009 |
yeah, the documentation states 78%. in this .. |
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| Mon Apr 13 1:47:21 2009 |
check with a regular insurance agent to sound out .. |
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| Mon Apr 13 1:45:33 2009 |
this isn't really "mortgage know-how," .. |
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| Mon Apr 13 1:43:49 2009 |
the most efficient way to do it is to treat it .. |
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| Mon Apr 13 1:40:49 2009 |
a reasoned response from eric...something we've .. |
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| Mon Apr 13 1:38:52 2009 |
i think it will be beneficial to all of you to .. |
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| Mon Apr 13 1:37:11 2009 |
go to www.hud.gov to find a counselor with whom .. |
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| Mon Apr 13 1:31:05 2009 |
i sincerely hope your stay with them was a .. |
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| Mon Apr 13 11:55:39 2009 |
if, by paying low closing costs, you mean you .. |
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| Mon Apr 13 11:52:02 2009 |
mikiek, your bank is apparently not in the habit .. |
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| Mon Apr 13 11:40:18 2009 |
just lovely.
erurrefultifs (can you tell me .. |
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| Mon Apr 13 11:35:01 2009 |
can you sell it that would certainly be an .. |
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| Mon Apr 13 11:32:39 2009 |
you'd be just as well off by doing a google .. |
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| Mon Apr 13 11:29:57 2009 |
if you're talking about your mom quit claiming .. |
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| Mon Apr 13 11:28:43 2009 |
gotcha! thanks for the clarification. your score .. |
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| Mon Apr 13 10:51:04 2009 |
my thoughts...well, they're limited honestly; .. |
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| Mon Apr 13 10:39:14 2009 |
it's still hard to say...you didn't say how much .. |
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| Mon Apr 13 10:30:43 2009 |
your income seems awfully low for whatever .. |
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| Mon Apr 13 10:16:17 2009 |
your stubbornness has done you harm. i agree .. |
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| Mon Apr 13 10:13:47 2009 |
you co-own the property now you can transfer the .. |
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| Mon Apr 13 10:11:54 2009 |
instead of emailing him back and discussing your .. |
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| Mon Apr 13 10:09:58 2009 |
yeah i'll bet you can .. |
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| Mon Apr 13 10:08:13 2009 |
some of this stuff is unintelligible, .. |
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| Mon Apr 13 10:01:27 2009 |
there's no need to be a citizen in order to get a .. |
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| Mon Apr 13 9:57:30 2009 |
what is preventing you from contacting your .. |
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| Mon Apr 13 9:55:26 2009 |
since we have no idea of the reasons for your .. |
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| Mon Apr 13 9:54:12 2009 |
the only rational thing to suggest is that you .. |
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| Mon Apr 13 9:51:24 2009 |
income has no bearing on who the primary borrower .. |
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| Mon Apr 13 9:49:15 2009 |
it's called a mortgage. you can go about this by .. |
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| Mon Apr 13 9:42:20 2009 |
ownership of property can always be .. |
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| Mon Apr 13 9:41:46 2009 |
no extenuating circumstances you mean you filed .. |
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| Mon Apr 13 9:38:43 2009 |
i'm puzzled. i'm sure everyone else is as .. |
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| Mon Apr 13 9:36:02 2009 |
you can pay as many payments as you wish each .. |
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| Mon Apr 13 9:33:10 2009 |
very confusing post here.
if your husband's .. |
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| Mon Apr 13 9:30:05 2009 |
so you are saying that there is no valid mortgage .. |
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| Mon Apr 13 9:24:11 2009 |
a 17 year old is not legally eligible to own .. |
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| Sat Apr 11 9:07:01 2009 |
realtor2007, have patience...my 3 year old son .. |
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| Sat Apr 11 9:04:16 2009 |
saving money on a mortgage...hmmm...how do you .. |
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| Sat Apr 11 9:01:35 2009 |
oops...i guess i had seen this one before. .. |
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| Sat Apr 11 9:00:08 2009 |
i didn't see that duplicate post, but that makes .. |
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| Sat Apr 11 8:55:33 2009 |
sara, haven't you been given any instructions by .. |
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| Sat Apr 11 8:53:17 2009 |
wow (again and again)
no, a mortgage lender .. |
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| Sat Apr 11 8:47:39 2009 |
you can incorporate the cost of appliances into .. |
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| Sat Apr 11 8:46:36 2009 |
working with someone you know and trust is key. .. |
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| Sat Apr 11 8:38:59 2009 |
mrs, i don't know what kind of lender you're .. |
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| Sat Apr 11 8:28:54 2009 |
yes, faith, it's appropriate for you to contact .. |
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| Fri Apr 10 2:04:17 2009 |
not right now, JT. give it a little more time, .. |
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| Fri Apr 10 1:51:24 2009 |
faith, your opening indicates that you were told .. |
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| Fri Apr 10 1:43:20 2009 |
terri, if you've never been late on your .. |
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| Fri Apr 10 11:37:00 2009 |
you definitely cannot use a person's income to .. |
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| Fri Apr 10 11:35:30 2009 |
only with a state-specific bond program do these .. |
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| Fri Apr 10 11:33:51 2009 |
that seems pretty exorbitant, doesn't it, .. |
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| Fri Apr 10 11:06:21 2009 |
Sam, on the Community Professionals page, my name .. |
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| Fri Apr 10 11:00:00 2009 |
i really didn't get what you were driving at, .. |
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| Fri Apr 10 10:55:24 2009 |
farmgirl - i ran your scenario buy someone .. |
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| Fri Apr 10 10:52:40 2009 |
that is correct, gary. all borrowers must meet .. |
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| Fri Apr 10 10:49:31 2009 |
thelma, i think most of the people who .. |
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| Fri Apr 10 10:46:34 2009 |
good; that's key. you'll want to be able to .. |
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| Fri Apr 10 10:45:37 2009 |
i just answered your query in another forum. .. |
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| Fri Apr 10 10:44:13 2009 |
that's not the answer chris was seeking, but .. |
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| Fri Apr 10 10:41:02 2009 |
if you were not a borrower originally, your .. |
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| Fri Apr 10 10:36:44 2009 |
there are "hard money" lenders who will .. |
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| Fri Apr 10 10:33:45 2009 |
robert you are the victim of circumstances beyond .. |
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| Fri Apr 10 10:31:27 2009 |
oh my....who are you trying to obtain .. |
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| Fri Apr 10 10:30:07 2009 |
civic, you didn't mention if you've made any .. |
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| Thu Apr 9 7:09:45 2009 |
you can get lower rates, but the costs involved .. |
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| Thu Apr 9 7:07:22 2009 |
precisely, scott...skins you have to build back .. |
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| Thu Apr 9 7:05:56 2009 |
i'm willing to check around to see if i can raise .. |
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| Thu Apr 9 7:05:04 2009 |
i know nothing about an llc - quite sure you'd be .. |
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| Thu Apr 9 7:01:05 2009 |
they're going to call you because they want to .. |
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| Thu Apr 9 6:59:23 2009 |
scott, anyone considering owner financing would .. |
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| Thu Apr 9 6:56:46 2009 |
none of what you've just proposed makes any sense .. |
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| Thu Apr 9 6:54:08 2009 |
when you do your taxes, do you claim depreciation .. |
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| Thu Apr 9 6:50:46 2009 |
can you tell that this guy you're getting .. |
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| Thu Apr 9 6:50:24 2009 |
juanita, that man is LYING! not only that, he is .. |
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| Thu Apr 9 6:46:41 2009 |
i don't quite understand how unsavory characters .. |
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| Thu Apr 9 6:43:52 2009 |
i'm on a street right off wintonbury avenue - the .. |
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| Thu Apr 9 10:41:15 2009 |
if you are trying to obtain a 203k loan, and want .. |
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| Thu Apr 9 8:12:27 2009 |
as you described this in more detail, the first .. |
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| Thu Apr 9 7:34:19 2009 |
use an electric .. |
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| Thu Apr 9 7:33:59 2009 |
that's the second time i've seen a question about .. |
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| Thu Apr 9 7:32:47 2009 |
single wide or double wide on a foundation or .. |
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| Thu Apr 9 7:31:59 2009 |
well...the advice is pretty close to correct, .. |
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| Thu Apr 9 7:24:59 2009 |
it'd be a long drive, yes. presumably the driver .. |
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| Thu Apr 9 7:23:06 2009 |
i don't know any divorce lawyers on this forum. .. |
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| Thu Apr 9 7:16:55 2009 |
it's my opinion that the paydown of the $55K .. |
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| Thu Apr 9 7:14:26 2009 |
i think fees would be far down the list of the .. |
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| Thu Apr 9 7:12:55 2009 |
wow - hostile takeover being considered.
oh .. |
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| Thu Apr 9 7:08:09 2009 |
wow, savior, twice as astounded! that's a pretty .. |
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| Thu Apr 9 7:03:33 2009 |
help will best be found with the lender you're .. |
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| Thu Apr 9 7:01:22 2009 |
i would have to surmise that in the same place .. |
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| Thu Apr 9 6:59:14 2009 |
you made no mention of how willing and/or able .. |
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| Thu Apr 9 6:52:11 2009 |
jenkin...you said "
do you really think .. |
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| Thu Apr 9 6:42:35 2009 |
sorry, ah...you got some advice, at .. |
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| Thu Apr 9 6:41:47 2009 |
thank you, eugene, for bringing some reality to .. |
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| Thu Apr 9 6:38:50 2009 |
well, fortunately, you aren't lying. the worst .. |
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| Thu Apr 9 6:36:30 2009 |
spuds, if you want to keep the home on which that .. |
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| Thu Apr 9 6:35:22 2009 |
nope...don't care that you are or are not; just .. |
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| Thu Apr 9 6:34:29 2009 |
your plan sounds pretty reasonable .. |
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| Thu Apr 9 6:29:06 2009 |
and points are fully deductible when paid for a .. |
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| Thu Apr 9 6:27:48 2009 |
my first thought is that you procrastinated and .. |
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| Thu Apr 9 6:21:58 2009 |
"the company" has no clue, obviously. .. |
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| Thu Apr 9 6:19:53 2009 |
all the more reason, scott, for us to be vigilant .. |
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| Thu Apr 9 6:18:02 2009 |
huh .. |
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| Wed Apr 8 2:19:16 2009 |
if you are talking about points as they apply to .. |
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| Wed Apr 8 2:03:22 2009 |
hi jennifer - color me suspicious when i see a .. |
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| Wed Apr 8 1:12:09 2009 |
i would be astounded if they .. |
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| Wed Apr 8 1:10:52 2009 |
home owner - if you are asking "should i .. |
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| Wed Apr 8 12:57:09 2009 |
have you spoken with your mortgage lender if .. |
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| Wed Apr 8 12:55:42 2009 |
you may want to ask this question in an .. |
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| Wed Apr 8 12:55:04 2009 |
no, he would not qualify. the program is for .. |
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| Wed Apr 8 12:50:34 2009 |
i don't know of any such clauses that are a part .. |
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| Wed Apr 8 8:39:16 2009 |
there's no real "best way" other than .. |
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| Wed Apr 8 8:37:31 2009 |
check on www.hud.gov for counseling agencies who .. |
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| Wed Apr 8 8:36:20 2009 |
"nomination documents" nice of gunz to .. |
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| Wed Apr 8 8:33:21 2009 |
ladie d, if you do not have an advocate who can .. |
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| Wed Apr 8 8:28:57 2009 |
better to query with the attorney general's .. |
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| Wed Apr 8 8:26:13 2009 |
two divorcing people using the same lawyer how .. |
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| Wed Apr 8 8:22:53 2009 |
piglet, i'm sure that a "syntax" error .. |
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| Wed Apr 8 8:21:12 2009 |
no brenda, i'm afraid it .. |
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| Wed Apr 8 8:20:30 2009 |
your comment about your credit being "less .. |
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| Wed Apr 8 8:16:04 2009 |
don't rely on "M" - he is not one of .. |
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| Wed Apr 8 8:14:17 2009 |
bhurd, you are in a situation that's going to .. |
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| Wed Apr 8 8:11:00 2009 |
first time i've ever seen this .. |
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| Wed Apr 8 8:10:27 2009 |
well, they can always ring the doorbell and see .. |
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| Wed Apr 8 8:07:33 2009 |
your income is going to be pretty tight if you .. |
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| Wed Apr 8 8:05:43 2009 |
your rate will adjust on the anniversary - check .. |
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| Wed Apr 8 8:05:00 2009 |
whether a bankruptcy or a deed in lieu of .. |
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| Wed Apr 8 8:00:21 2009 |
$3000 of your $7000 is prepaids - that's not .. |
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| Tue Apr 7 1:54:04 2009 |
Hello "hey, listen to me"
suzi did .. |
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| Tue Apr 7 1:34:55 2009 |
by mid-may, it would seem you might be able to .. |
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| Tue Apr 7 1:33:11 2009 |
vanessa, this is not a marketplace for the .. |
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| Tue Apr 7 1:28:29 2009 |
your questions are best posed to an attorney who .. |
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| Tue Apr 7 1:27:13 2009 |
underwriters approve loans
loan officers .. |
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| Tue Apr 7 1:21:48 2009 |
gary is right in advising you to speak with a tax .. |
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| Tue Apr 7 1:20:43 2009 |
rules have been changing so fast they make our .. |
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| Tue Apr 7 1:19:58 2009 |
if your dad is making "cash" income, .. |
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| Tue Apr 7 1:18:57 2009 |
my gut-level reaction to how the bank will view .. |
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| Tue Apr 7 1:16:46 2009 |
well put, scott. great credit is no longer 700; .. |
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| Tue Apr 7 1:12:55 2009 |
zoe, part of the above answer to you is correct. .. |
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| Tue Apr 7 7:38:31 2009 |
condo associations have a built-in lien. .. |
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| Mon Apr 6 12:59:37 2009 |
that's ok .. |
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| Mon Apr 6 12:44:31 2009 |
herbalady, the 5 year balloon means simply that .. |
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| Mon Apr 6 12:42:17 2009 |
mona, you might qualify, but "bad" .. |
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| Mon Apr 6 12:39:33 2009 |
what gary said makes sense. in addition, if you .. |
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| Mon Apr 6 12:35:52 2009 |
it's a pretty speedy operation to do it, though. .. |
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| Mon Apr 6 12:34:04 2009 |
oh look...all those people over there that are .. |
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| Mon Apr 6 12:29:29 2009 |
i suppose that's a way to do it, .. |
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| Mon Apr 6 12:28:41 2009 |
don't mind him he's a spur on this website's .. |
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| Sat Apr 4 11:55:42 2009 |
it might be a good time since rates dropped to 5% .. |
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| Sat Apr 4 11:53:02 2009 |
your mother in law shouldn't be affected as far .. |
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| Sat Apr 4 11:50:06 2009 |
be more specific, please, .. |
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| Sat Apr 4 11:37:26 2009 |
way off track here...first of all, gretchen your .. |
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| Sat Apr 4 11:32:55 2009 |
okay...no escrows...but those numbers look .. |
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| Sat Apr 4 11:26:20 2009 |
sure it's legal to purchase without spousal .. |
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| Sat Apr 4 11:22:49 2009 |
sounds like you didn't get full disclosure. one .. |
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| Sat Apr 4 11:20:20 2009 |
jessica, i agree with your overall premise - .. |
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| Sat Apr 4 11:14:50 2009 |
you can go to zillow.com for a value check and .. |
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| Sat Apr 4 11:10:59 2009 |
you would have had to sign the mortgage but not .. |
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| Sat Apr 4 10:56:26 2009 |
that won't happen, i'm afraid. with the .. |
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| Sat Apr 4 10:54:49 2009 |
me oh my...it makes one wonder if the same person .. |
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| Sat Apr 4 10:50:55 2009 |
good .. |
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| Sat Apr 4 10:50:28 2009 |
now i didnt say YOU were off the wall, .. |
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| Fri Apr 3 2:21:14 2009 |
yes...there is still hope.
but of course, .. |
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| Fri Apr 3 2:15:24 2009 |
alejandro, your advertisement is something this .. |
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| Fri Apr 3 2:13:01 2009 |
joan are you and aphrodite one and the same .. |
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| Fri Apr 3 1:00:06 2009 |
yeah, you're the creditor after all. but you'll .. |
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| Fri Apr 3 12:58:50 2009 |
if the grantor on the quit claim deed owns the .. |
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| Fri Apr 3 12:57:31 2009 |
jim, "rights" have a lot less to do .. |
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| Fri Apr 3 12:53:34 2009 |
there are such loans available, depending on your .. |
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| Fri Apr 3 12:49:38 2009 |
oh wait...you said "refinance." so you .. |
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| Fri Apr 3 12:49:01 2009 |
not unless the owner of the house allows you to .. |
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| Fri Apr 3 12:48:08 2009 |
i think there are countless thousands on line .. |
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| Fri Apr 3 12:35:09 2009 |
my recommendation, aphrodite, is that you shop .. |
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| Fri Apr 3 12:32:29 2009 |
yes, it is legally yours, if...
the .. |
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| Fri Apr 3 11:37:46 2009 |
that sounds reasonable, elle...if i get a chance .. |
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| Fri Apr 3 11:35:48 2009 |
there are several regulatory agencies. the .. |
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| Fri Apr 3 11:22:40 2009 |
something has gone awry, then, seth. it could .. |
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| Fri Apr 3 11:21:01 2009 |
actually, the optimum ratio of balance to credit .. |
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| Fri Apr 3 11:16:41 2009 |
hey, maybe allen funt came .. |
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| Fri Apr 3 11:13:35 2009 |
hold on...you trying to tell me i'm not doing my .. |
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| Fri Apr 3 11:11:50 2009 |
me .. |
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| Fri Apr 3 11:11:28 2009 |
apparently not heavily enough .. |
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| Fri Apr 3 11:10:58 2009 |
cami, that poster who speculated about the other .. |
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| Fri Apr 3 11:07:52 2009 |
huh how does that figure qualify for being .. |
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| Fri Apr 3 11:04:35 2009 |
what i don't understand is, as a fannie mae .. |
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| Fri Apr 3 10:48:34 2009 |
here i am a day later and unsure as to what our .. |
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| Thu Apr 2 12:49:05 2009 |
the credit union it's not in their blood to .. |
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| Thu Apr 2 12:41:37 2009 |
you're welcome - i just asked the underwriter, .. |
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| Thu Apr 2 12:25:27 2009 |
thanks, gary, for the kind .. |
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| Thu Apr 2 12:21:15 2009 |
don't be too freaked out. lenders are far more .. |
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| Thu Apr 2 12:19:13 2009 |
tlambert, the general rule of thumb was that as .. |
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| Thu Apr 2 12:16:22 2009 |
the guy is giving you wrong information. there .. |
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| Thu Apr 2 11:55:30 2009 |
yes, shelley, i can easily recommend one loan .. |
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| Thu Apr 2 11:41:57 2009 |
$62000 is eminently available. what you're .. |
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| Thu Apr 2 11:38:42 2009 |
sweetie please don't post the same query in more .. |
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| Thu Apr 2 11:34:42 2009 |
yeah, i'm on call 24/7. .. |
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| Thu Apr 2 11:33:55 2009 |
donna, if your ownership jointly was "with .. |
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| Thu Apr 2 11:32:02 2009 |
oh, well that's some good news! i was operating .. |
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| Thu Apr 2 11:30:23 2009 |
but gary...the only way a consumer can .. |
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| Thu Apr 2 11:26:56 2009 |
that's a crazy situation. so inspections are up .. |
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| Thu Apr 2 11:25:44 2009 |
maybe...but i would hope that this senior has a .. |
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| Thu Apr 2 11:20:48 2009 |
shelley my only comment about your ownership (and .. |
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| Thu Apr 2 11:16:41 2009 |
for anyone who wishes to see the entire form and .. |
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| Thu Apr 2 10:25:19 2009 |
"friend of ours" said..."they have .. |
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| Thu Apr 2 10:18:30 2009 |
yes, you can certainly try to refinance with the .. |
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| Thu Apr 2 9:57:05 2009 |
liz, i guess you're in pennsylvania. go to the .. |
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| Thu Apr 2 9:54:35 2009 |
james is absolutely correct. what kind of lender .. |
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| Thu Apr 2 9:48:50 2009 |
come on now, chtnggd; cut it .. |
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| Thu Apr 2 9:48:00 2009 |
inanity abounds .. |
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| Thu Apr 2 9:29:02 2009 |
chtnggd...this is a forum for informative .. |
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| Thu Apr 2 9:27:31 2009 |
i'd certainly hope that the situation in 2007 .. |
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| Thu Apr 2 8:24:18 2009 |
jerry, the ideal situation for credit card .. |
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| Thu Apr 2 8:22:31 2009 |
based on james' post, i would call it foolish to .. |
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| Thu Apr 2 8:20:22 2009 |
my understanding is that us bank will lend in .. |
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| Thu Apr 2 8:18:52 2009 |
sarareika, you'll not be placed on the title to .. |
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| Thu Apr 2 8:15:02 2009 |
tamyoung, i have to surmise that a foreclosure on .. |
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| Thu Apr 2 8:11:06 2009 |
once again, dilip, you are providing an .. |
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| Thu Apr 2 8:09:11 2009 |
it's worth your having a discussion with your .. |
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| Thu Apr 2 8:05:37 2009 |
i'd have to agree that it's not likely you'd find .. |
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| Thu Apr 2 8:01:00 2009 |
maxwell, i'm not sure you actually had a question .. |
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| Thu Apr 2 7:58:22 2009 |
i'm not quite certain how capital gains would be .. |
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| Thu Apr 2 7:52:37 2009 |
gosh, rose; i would think that having more bills .. |
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| Thu Apr 2 7:46:19 2009 |
dilip, perhaps you ought to pay a little more .. |
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| Thu Apr 2 7:44:14 2009 |
where is Ludhiana it would help to have that .. |
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| Thu Apr 2 7:42:58 2009 |
fences aren't foolproof - people have been known .. |
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| Thu Apr 2 7:40:40 2009 |
how is it that this website gets all these .. |
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| Thu Apr 2 7:38:01 2009 |
i think its more likely that you can add your .. |
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| Thu Apr 2 7:36:30 2009 |
oh my .. |
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| Thu Apr 2 7:35:43 2009 |
you don't necessarily need a lawyer. it seems .. |
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| Thu Apr 2 7:31:59 2009 |
as i say, if you have never been a homeowner, .. |
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| Thu Apr 2 7:30:51 2009 |
indy, your dad can convey the property to you .. |
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| Thu Apr 2 7:28:57 2009 |
shelley that's a question best asked of the irs .. |
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| Thu Apr 2 7:27:13 2009 |
"M" you offer no assistance whatsoever .. |
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| Thu Apr 2 6:57:41 2009 |
what is this "i thing you got an idea" .. |
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| Thu Apr 2 6:56:02 2009 |
dilip, you are setting a new standard, i .. |
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| Thu Apr 2 6:53:38 2009 |
what articulation!
thanabong, please provide .. |
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| Thu Apr 2 6:50:47 2009 |
i am in total agreement - and of course, it isn't .. |
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| Thu Apr 2 6:46:32 2009 |
the new magic number is 620, though there are .. |
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| Thu Apr 2 6:44:04 2009 |
the loan officer was likely not involved in the .. |
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| Thu Apr 2 6:39:48 2009 |
julie, inasmuch as you are still an owner of the .. |
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| Thu Apr 2 6:34:57 2009 |
no way! i can't believe it! are you sure was .. |
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| Wed Apr 1 2:15:55 2009 |
calculate how long it will take you to recoup .. |
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| Wed Apr 1 2:13:37 2009 |
that's pretty much up to you, the borrowers. if .. |
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| Wed Apr 1 2:11:47 2009 |
no. until the loan is paid in full, you are .. |
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| Wed Apr 1 10:54:26 2009 |
agreed...the interest you've already paid is in .. |
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| Wed Apr 1 10:52:44 2009 |
in all likelihood, simple prepayment, such as a .. |
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| Wed Apr 1 10:50:43 2009 |
please find a way to refinance...9.25% is way too .. |
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| Wed Apr 1 10:49:24 2009 |
how is it that your mi payment isn't escrowed is .. |
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| Wed Apr 1 10:47:31 2009 |
first, social security benefits cannot be .. |
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| Wed Apr 1 10:45:31 2009 |
that one, kinda, almost, made .. |
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| Wed Apr 1 10:44:45 2009 |
are you following .. |
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| Wed Apr 1 10:44:12 2009 |
are you the same guest that gave that other .. |
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| Wed Apr 1 10:43:10 2009 |
guest were you actually responding to a question .. |
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| Wed Apr 1 10:41:18 2009 |
cullen, i am more optimistic about your chances. .. |
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| Wed Apr 1 10:33:06 2009 |
your ownership takes effect once it has been .. |
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| Wed Apr 1 10:31:54 2009 |
your mom would have to be the owner and the .. |
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| Wed Apr 1 10:31:06 2009 |
99, that was a loan officer or an underwriter if .. |
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| Wed Apr 1 9:21:42 2009 |
lucy, the most effective way to eliminate your .. |
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| Wed Apr 1 9:15:51 2009 |
that one kind of made sense to me. yes, .. |
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| Wed Apr 1 9:11:42 2009 |
i'm at a loss to answer. i have seen no .. |
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| Wed Apr 1 9:10:11 2009 |
if you deal directly with your lender, there .. |
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| Wed Apr 1 9:06:51 2009 |
bigbsc, you may be able to purchase with an fha .. |
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| Wed Apr 1 9:01:48 2009 |
sharlee your post hits it on the head; thank .. |
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| Wed Apr 1 8:59:45 2009 |
yup...april fool, .. |
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| Wed Apr 1 8:58:58 2009 |
we are finding that more and more, investors (yes .. |
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| Wed Apr 1 8:57:17 2009 |
oh wait!!! maybe it was an "april .. |
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| Wed Apr 1 8:56:23 2009 |
i don't like anyone to think i'm rude, but some .. |
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| Wed Apr 1 8:52:59 2009 |
see what i mean, .. |
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| Wed Apr 1 8:49:37 2009 |
it all sounds too fishy to .. |
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| Wed Apr 1 8:48:10 2009 |
amen to that gary. i have to think that if he .. |
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| Wed Apr 1 8:46:05 2009 |
it's hard to fathom that a lender would simply .. |
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| Tue Mar 31 2:04:12 2009 |
yes, there are stipulations about usage on here. .. |
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| Tue Mar 31 1:18:03 2009 |
a first time homebuyer is one who has not owned a .. |
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| Tue Mar 31 12:51:28 2009 |
forgive me, please. it was not intended to be .. |
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| Tue Mar 31 9:43:07 2009 |
yes indeed...it is always helpful to take advice .. |
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| Tue Mar 31 9:40:09 2009 |
it's a lawyer's office in california - maybe it's .. |
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| Tue Mar 31 9:27:51 2009 |
oh, come on .. |
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| Tue Mar 31 9:09:25 2009 |
what a marvelous response.
wow, .. |
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| Tue Mar 31 9:08:12 2009 |
hmmm....might the value of your property have .. |
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| Tue Mar 31 9:04:40 2009 |
wouldn't you think you would have asked this .. |
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| Tue Mar 31 9:03:42 2009 |
you'd have a minimum of 4 years to wait. that, .. |
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| Tue Mar 31 9:01:27 2009 |
if your dad were to finance the purchase of that .. |
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| Tue Mar 31 8:56:05 2009 |
over a 30 year mortgage term, you're always going .. |
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| Tue Mar 31 8:52:40 2009 |
there are too many self-appointed experts running .. |
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| Tue Mar 31 8:49:46 2009 |
and for the heck of it, i called that 800 .. |
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| Tue Mar 31 8:48:04 2009 |
relate you mean the questions raised have to .. |
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| Tue Mar 31 8:43:06 2009 |
shawn, did you really have to post the same .. |
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| Tue Mar 31 8:41:04 2009 |
dilip, i would love to know where you garnered .. |
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| Tue Mar 31 8:37:49 2009 |
is there ever a point with some of .. |
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| Tue Mar 31 8:35:01 2009 |
wow...prolific, too! you go, .. |
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| Tue Mar 31 7:53:43 2009 |
chris you must be good at reading between the .. |
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| Tue Mar 31 6:33:36 2009 |
no i haven't. new haven is a whopping 45 minutes .. |
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| Tue Mar 31 6:29:59 2009 |
it doesn't hurt you to have legal representation. .. |
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| Mon Mar 30 11:38:06 2009 |
this is an absolute. there is no real collateral .. |
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| Mon Mar 30 11:35:11 2009 |
yes...if the court has ordered that he refinance, .. |
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| Mon Mar 30 11:34:05 2009 |
everyone who remains in a home after a divorce is .. |
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| Mon Mar 30 11:30:08 2009 |
"floating" interest rates are just .. |
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| Mon Mar 30 11:27:08 2009 |
just another unhappy consumer i guess. chances .. |
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| Mon Mar 30 11:25:46 2009 |
who consulted a lawyer is this a dream man oh .. |
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| Mon Mar 30 11:21:13 2009 |
i just answered this question somewhere else - .. |
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| Mon Mar 30 11:19:24 2009 |
wow.
anyone who would negate anything for .. |
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| Mon Mar 30 10:35:04 2009 |
sure you .. |
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| Mon Mar 30 10:34:35 2009 |
since your neighbor owns it and is there all the .. |
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| Mon Mar 30 10:30:54 2009 |
i don't know about any automatic placement on a .. |
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| Mon Mar 30 10:27:05 2009 |
you would want to consult with a tax advisor as .. |
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| Mon Mar 30 10:24:39 2009 |
with a deed in lieu of foreclosure, you are .. |
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| Mon Mar 30 9:19:03 2009 |
i'd be surprised to know if there are many .. |
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| Mon Mar 30 9:18:31 2009 |
it's loan amount X 1.75%; so if your loan is .. |
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| Mon Mar 30 9:07:53 2009 |
do you mean the upfront MIP that's 1.75% and the .. |
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| Mon Mar 30 9:04:56 2009 |
just for clarity - the mortgage is the document .. |
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| Mon Mar 30 8:41:14 2009 |
that makes your original question moot. if you .. |
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| Mon Mar 30 7:43:18 2009 |
i disagree with you adonis. this is not the kind .. |
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| Mon Mar 30 7:39:16 2009 |
the question is so vague that there isn't a good .. |
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| Mon Mar 30 7:37:59 2009 |
on the contrary, if a seller of a home is aware .. |
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| Mon Mar 30 7:34:59 2009 |
with those scores you ought to be able to obtain .. |
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| Mon Mar 30 7:32:31 2009 |
you need to speak to your credit union in order .. |
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| Mon Mar 30 7:31:44 2009 |
go away mr. online now.
your post is .. |
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| Mon Mar 30 7:30:20 2009 |
lwood what documentation do you have that clearly .. |
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| Mon Mar 30 7:29:04 2009 |
honestly, i'm not sure what you are seeking to .. |
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| Mon Mar 30 7:27:26 2009 |
you are responsible for any loan that you are .. |
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| Mon Mar 30 7:26:02 2009 |
this is not clear - do you mean that the two of .. |
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| Mon Mar 30 7:24:16 2009 |
i've made so many comments on this issue, it's .. |
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| Mon Mar 30 7:16:26 2009 |
skywalker, i don't quite comprehend what that .. |
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| Mon Mar 30 7:13:45 2009 |
checking your own credit will not impact your .. |
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| Mon Mar 30 7:12:23 2009 |
"current" in this case is as of the .. |
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| Mon Mar 30 7:08:08 2009 |
good suggestions overall, eric; but i'd amend one .. |
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| Mon Mar 30 7:05:39 2009 |
okay, eric...that's twice i got a good laugh this .. |
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| Mon Mar 30 7:04:38 2009 |
i wondered where you got that statement .. |
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| Mon Mar 30 6:48:10 2009 |
OH LORD! i sure hope .. |
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| Mon Mar 30 6:47:29 2009 |
guest, your opinion is certainly warranted, and .. |
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| Mon Mar 30 6:42:45 2009 |
assumptions are totally up to the lender, but if, .. |
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| Mon Mar 30 6:36:13 2009 |
frank what you propose isn't possible.
sara, .. |
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| Mon Mar 30 6:23:05 2009 |
i understand the reference now...thanks, .. |
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| Mon Mar 30 6:18:22 2009 |
that's a pretty equal grouping there, eric. the .. |
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| Mon Mar 30 6:08:50 2009 |
not good .. |
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| Sat Mar 28 9:33:09 2009 |
do the w2s not exist at all was he working with .. |
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| Sat Mar 28 8:05:30 2009 |
oh my.
netweave you do not have to vex .. |
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| Sat Mar 28 8:02:58 2009 |
you cannot roll other debts into a .. |
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| Sat Mar 28 8:02:18 2009 |
no...that would be quite unusual if it .. |
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| Sat Mar 28 8:01:41 2009 |
guest, only through the process of novation can .. |
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| Sat Mar 28 8:00:12 2009 |
boy oh boy, it only gets better, doesn't it, .. |
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| Sat Mar 28 7:59:25 2009 |
hmmmm... .. |
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| Sat Mar 28 7:58:42 2009 |
do you know how your credit might look now, mary .. |
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| Sat Mar 28 5:23:34 2009 |
if i were simply a consumer and had no experience .. |
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| Sat Mar 28 5:19:49 2009 |
tonya, you will find it quite difficult to obtain .. |
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| Sat Mar 28 5:16:21 2009 |
guest, you can also, at the same time, obtain a .. |
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| Sat Mar 28 5:13:04 2009 |
but eric, you jumped too quickly (and of course .. |
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| Sat Mar 28 5:03:45 2009 |
you won't be able to remove the judgment, but you .. |
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| Sat Mar 28 5:02:16 2009 |
within a couple of months, assuming you don't go .. |
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| Sat Mar 28 5:00:31 2009 |
lottie, approach your lender to see if they'll .. |
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| Sat Mar 28 4:58:48 2009 |
it's pretty evident that the previous year's .. |
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| Sat Mar 28 4:55:24 2009 |
that struck me funny, billjames, but it's a .. |
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| Sat Mar 28 4:54:08 2009 |
relationship issues always color transactions. .. |
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| Sat Mar 28 4:48:35 2009 |
wow. that seems like my favorite .. |
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| Sat Mar 28 4:44:54 2009 |
foreclosure actions are public records. credit .. |
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| Sat Mar 28 4:42:41 2009 |
yes, indeed..."take the .. |
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| Sat Mar 28 4:41:00 2009 |
i am quite certain that our poster never thought .. |
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| Sat Mar 28 4:40:02 2009 |
guest: my response is .. |
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| Sat Mar 28 4:39:21 2009 |
isn't novation something that allows you to take .. |
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| Sat Mar 28 4:36:25 2009 |
a quit claim deed is not going to "clear .. |
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| Sat Mar 28 4:32:04 2009 |
are you sure that costs are "generally .. |
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| Sat Mar 28 4:30:43 2009 |
let's see...if i cheat the government, can i go .. |
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| Sat Mar 28 4:29:20 2009 |
there is no way for you to predict the future .. |
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| Sat Mar 28 4:27:28 2009 |
"get out of"
just stop paying - .. |
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| Sat Mar 28 4:26:26 2009 |
what in the .. |
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| Sat Mar 28 4:25:14 2009 |
marvin, can you cite some examples of "other .. |
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| Sat Mar 28 4:20:12 2009 |
believe me, someone will bite when you show up .. |
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| Sat Mar 28 4:18:49 2009 |
undoubtedly it is silly at the very least for a .. |
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| Fri Mar 27 2:43:42 2009 |
it is so much more beneficial to know what we are .. |
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| Fri Mar 27 2:39:27 2009 |
it might not be rocket science, but i certainly .. |
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| Fri Mar 27 2:32:46 2009 |
the biggest issue in this case now would be .. |
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| Fri Mar 27 2:31:13 2009 |
that's good .. |
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| Fri Mar 27 8:39:32 2009 |
it would seem so, brett; inasmuch as the bank .. |
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| Fri Mar 27 8:36:10 2009 |
dennis, i am trying to determine if the usda .. |
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| Fri Mar 27 8:32:40 2009 |
yes...the loan would simply be paid off at the .. |
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| Fri Mar 27 8:05:04 2009 |
my understanding, as well, is that you're in a .. |
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| Fri Mar 27 8:02:30 2009 |
the only way to eliminate your obligation on the .. |
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| Fri Mar 27 7:58:43 2009 |
there isn't much of a mortgage market for .. |
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| Fri Mar 27 7:57:27 2009 |
james made a good point - when you speak with a .. |
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| Fri Mar 27 7:51:41 2009 |
i wrote that before i saw your question about a .. |
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| Fri Mar 27 7:50:31 2009 |
sorry, guest; i meant to reply to you, .. |
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| Fri Mar 27 7:46:00 2009 |
apparently the qualifications needed to .. |
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| Fri Mar 27 7:41:20 2009 |
the lender did you a favor and now you wish them .. |
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| Fri Mar 27 7:38:05 2009 |
wow...my other post concerning reading correctly .. |
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| Fri Mar 27 7:29:17 2009 |
oh my
when witnessing a document, a notary .. |
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| Fri Mar 27 7:19:43 2009 |
all too often we have issues with replies to .. |
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| Thu Mar 26 1:51:14 2009 |
i must be missing something. mom is going to .. |
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| Thu Mar 26 1:46:53 2009 |
phatima you'd need reserves if and when you make .. |
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| Thu Mar 26 1:43:02 2009 |
nor at any point, i would .. |
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| Thu Mar 26 1:32:51 2009 |
you need to engage a lawyer...at this time, i'm .. |
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| Thu Mar 26 1:23:48 2009 |
any and all borrowers who sign a promissory note .. |
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| Thu Mar 26 1:21:37 2009 |
carol, there are no forms for you to use on your .. |
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| Thu Mar 26 1:17:46 2009 |
your hardship obviously consists of your reduced .. |
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| Thu Mar 26 1:15:49 2009 |
call your tax advisor if you have one, or check .. |
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| Thu Mar 26 11:08:52 2009 |
what part of new york are you .. |
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| Thu Mar 26 10:31:00 2009 |
i'd say that's a very good way to look at .. |
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| Thu Mar 26 9:57:18 2009 |
this is odd, guest. why a loan officer would .. |
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| Thu Mar 26 9:51:55 2009 |
you've obviously already had conversations with a .. |
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| Thu Mar 26 9:49:51 2009 |
it's called "asking to .. |
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| Thu Mar 26 9:48:36 2009 |
yes, fanatic, you can save yourself some mortgage .. |
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| Thu Mar 26 9:44:54 2009 |
dennis, what we would really need to know is what .. |
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| Thu Mar 26 9:40:56 2009 |
oh man.
you ought to have contacted your .. |
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| Thu Mar 26 9:37:17 2009 |
a few of those words make sense, at least.
by .. |
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| Thu Mar 26 9:35:01 2009 |
and thank you too, .. |
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| Thu Mar 26 9:32:26 2009 |
i don't know about that idea, jenkin. i think .. |
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| Thu Mar 26 9:29:42 2009 |
that is .. |
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| Thu Mar 26 9:26:58 2009 |
lisa, i appreciate what you're saying about these .. |
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| Wed Mar 25 2:38:48 2009 |
good thinking lisa. wrap-around (or blanket) .. |
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| Wed Mar 25 2:33:20 2009 |
that latter aspect of the credit card business is .. |
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| Wed Mar 25 2:29:37 2009 |
there are a couple of options - one is usda (if .. |
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| Wed Mar 25 2:19:07 2009 |
that might very well be the situation, .. |
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| Wed Mar 25 1:25:10 2009 |
there are actually a couple of products left that .. |
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| Wed Mar 25 1:22:37 2009 |
the key to this is your husband, sandy. are you .. |
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| Wed Mar 25 1:12:03 2009 |
a smart lender will do a verbal verification just .. |
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| Wed Mar 25 11:31:40 2009 |
your score won't keep you out of a usda loan, .. |
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| Wed Mar 25 11:29:12 2009 |
anonymous you ought to bring this subject up with .. |
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| Wed Mar 25 11:25:38 2009 |
by all means, ask for .. |
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| Wed Mar 25 11:24:50 2009 |
if you plan to buy investment property, you have .. |
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| Wed Mar 25 11:23:02 2009 |
gary, i differ with you in your suggestion that .. |
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| Wed Mar 25 10:55:34 2009 |
your attorney will obtain the title .. |
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| Wed Mar 25 10:53:06 2009 |
i'm sure you've had this same conversation with .. |
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| Wed Mar 25 10:50:22 2009 |
pine, do you have credit otherwise is it .. |
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| Wed Mar 25 10:48:14 2009 |
yes, indeed, there are such loans. keep in mind .. |
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| Wed Mar 25 10:46:17 2009 |
donna, we have several lenders represented here, .. |
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| Wed Mar 25 6:55:01 2009 |
yes, indeed; 740 is the new model score needed .. |
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| Wed Mar 25 6:51:14 2009 |
adonis, 20% is not necessary in this marketplace. .. |
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| Wed Mar 25 6:44:34 2009 |
that plan may well work, guest, yes. he is .. |
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| Wed Mar 25 6:30:31 2009 |
and it's not short-term memory loss, .. |
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| Tue Mar 24 1:54:53 2009 |
first of all, an "underage daughter" .. |
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| Tue Mar 24 1:53:20 2009 |
i'm assuming this the same question i just .. |
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| Tue Mar 24 1:52:26 2009 |
guest you are not looking for a second mortgage. .. |
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| Tue Mar 24 11:12:54 2009 |
it's a pleasure to be of .. |
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| Tue Mar 24 11:12:18 2009 |
assuming you have an attorney who can work with .. |
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| Tue Mar 24 11:09:55 2009 |
well, i don't have specific first-hand knowledge, .. |
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| Tue Mar 24 9:14:36 2009 |
it's been a very busy time for a lot of lenders. .. |
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| Tue Mar 24 8:34:19 2009 |
click on "my profile" and you'll see a .. |
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| Tue Mar 24 8:11:26 2009 |
of course, i would be pleased to do .. |
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| Tue Mar 24 8:06:14 2009 |
and then there's the .. |
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| Tue Mar 24 8:04:51 2009 |
loralye, if your friend defaults on her credit .. |
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| Tue Mar 24 7:58:36 2009 |
most 5/1 fha arms have a 1% annual cap; ours does .. |
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| Tue Mar 24 7:49:50 2009 |
anytime you get a phone call from a stranger, you .. |
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| Tue Mar 24 7:45:35 2009 |
it would seem that maybe you're calling the wrong .. |
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| Tue Mar 24 7:38:54 2009 |
yes, indeed - a postponement of a day or two .. |
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| Tue Mar 24 7:37:37 2009 |
come on now people...if there is a lien on a .. |
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| Tue Mar 24 7:28:37 2009 |
thank you .. |
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| Tue Mar 24 7:27:57 2009 |
wow .. |
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| Tue Mar 24 7:24:06 2009 |
well i certainly agree with that last sentence. .. |
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| Tue Mar 24 7:22:33 2009 |
au contraire...
a 5/1 arm is a fixed rate for .. |
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| Mon Mar 23 1:56:19 2009 |
are you mat or abigail i just answered this .. |
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| Mon Mar 23 1:55:02 2009 |
i suppose it depends on how nice you are, .. |
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| Mon Mar 23 1:54:17 2009 |
i find it quite unusual that a prequalification .. |
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| Mon Mar 23 1:48:45 2009 |
it's my pleasure, trisha - hope you have a .. |
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| Mon Mar 23 1:30:50 2009 |
ana, thank you for making sense.
it's my .. |
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| Mon Mar 23 1:22:53 2009 |
you'd need to discuss this with your lender, .. |
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| Mon Mar 23 1:17:57 2009 |
you can go to a Staples, for example, which would .. |
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| Mon Mar 23 1:16:41 2009 |
"on tilt" does that mean he is leaning .. |
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| Mon Mar 23 1:04:58 2009 |
with a quit claim, mom would be able to set up .. |
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| Mon Mar 23 12:59:26 2009 |
but if all you're talking about is a buydown of .. |
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| Mon Mar 23 12:47:10 2009 |
judgments are going to show up when a title .. |
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| Mon Mar 23 12:41:03 2009 |
trisha, you'd want to use a quit claim deed. .. |
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| Mon Mar 23 12:37:46 2009 |
your closing costs will not be completely .. |
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| Mon Mar 23 11:21:15 2009 |
thank your for citing gordon brown in your final .. |
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| Mon Mar 23 11:16:15 2009 |
your math is pretty much good. yes, you can bid .. |
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| Mon Mar 23 11:13:34 2009 |
i'm not understanding the reference to .. |
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| Mon Mar 23 11:03:24 2009 |
you ought to be able to find the appropriate .. |
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| Mon Mar 23 10:59:44 2009 |
frankly, jo ann, refinancing investment .. |
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| Mon Mar 23 10:51:16 2009 |
angel, it's so nice of you to respond and give us .. |
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| Mon Mar 23 8:12:37 2009 |
i'm not sure i'd see any upside other than saving .. |
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| Mon Mar 23 8:09:21 2009 |
hmmm...concerned you didn't say you have any .. |
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| Mon Mar 23 8:04:01 2009 |
that's just awful. you need to raise a ruckus to .. |
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| Mon Mar 23 8:01:57 2009 |
let me check my crystal ball.
oh darn...not .. |
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| Mon Mar 23 7:58:35 2009 |
were your represented by an attorney at your .. |
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| Mon Mar 23 7:51:55 2009 |
the possibility is that his creditors could .. |
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| Mon Mar 23 7:50:34 2009 |
we've heard horror stories about some of the .. |
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| Mon Mar 23 7:19:59 2009 |
my oh my, indeed! based on your description, .. |
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| Mon Mar 23 7:14:48 2009 |
fha guidelines allow up to 97% of value on a .. |
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| Mon Mar 23 7:13:44 2009 |
by all means, if your son wishes to obtain a .. |
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| Mon Mar 23 7:12:07 2009 |
james, i can't agree with you. it would seem .. |
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| Mon Mar 23 7:07:12 2009 |
this doesn't seem to be an appropriate question .. |
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| Mon Mar 23 7:03:17 2009 |
it takes forever to get a loan approved in many .. |
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| Mon Mar 23 7:00:01 2009 |
twin, a lender is going to take into account your .. |
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| Mon Mar 23 6:53:34 2009 |
rodriguez_houston, your first step ought to be to .. |
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| Mon Mar 23 6:48:07 2009 |
there are plenty of us who can provide some sort .. |
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| Mon Mar 23 6:44:57 2009 |
jack if you were to run from me, that'd be .. |
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| Mon Mar 23 6:42:37 2009 |
lots of people are "on line now" but .. |
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| Mon Mar 23 6:41:27 2009 |
thanks, .. |
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| Mon Mar 23 6:40:06 2009 |
good for you dogerfan. i wish you .. |
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| Mon Mar 23 6:39:23 2009 |
wow .. |
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| Mon Mar 23 6:38:23 2009 |
thanks for the response, justin.
editing is .. |
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| Mon Mar 23 6:31:08 2009 |
i'm assuming that was a blanket birthday wish to .. |
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| Mon Mar 23 6:27:47 2009 |
i certainly can't disagree with you eric. i've .. |
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| Sat Mar 21 9:24:09 2009 |
it's almost $500 a year, plus who knows how much .. |
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| Sat Mar 21 9:14:26 2009 |
oh...i misunderstood the divorce aspect of your .. |
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| Sat Mar 21 8:05:39 2009 |
hold on a minute...you spoke about your .. |
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| Sat Mar 21 8:03:43 2009 |
oops..."great believer" instead of .. |
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| Sat Mar 21 8:03:16 2009 |
with fha loans, you don't need 20% down. the .. |
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| Sat Mar 21 7:52:32 2009 |
indychic, this is 2009 and nobody in 2009 is .. |
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| Sat Mar 21 7:50:58 2009 |
those are pretty reasonable scores, .. |
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| Sat Mar 21 7:05:27 2009 |
i don't see a real answer in that post, .. |
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| Sat Mar 21 6:59:53 2009 |
nice advertisement, justin, but this is not an .. |
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| Sat Mar 21 6:55:55 2009 |
denetia, who is karen is this the same company .. |
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| Sat Mar 21 6:31:28 2009 |
just wait not a good idea, i'm .. |
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| Sat Mar 21 6:29:21 2009 |
i'd assume you will be working with a real estate .. |
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| Sat Mar 21 6:26:25 2009 |
sub-700 scores won't keep you out of the mortgage .. |
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| Sat Mar 21 6:24:18 2009 |
maybe
can you provide a little more detail .. |
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| Sat Mar 21 6:23:30 2009 |
you've provided far too little information for .. |
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| Sat Mar 21 6:18:33 2009 |
i couldn't view the video, chris; but i checked .. |
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| Sat Mar 21 6:11:27 2009 |
depending on where you apply for such a loan, .. |
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| Sat Mar 21 4:42:46 2009 |
well, of course, the honorable thing to do is to .. |
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| Sat Mar 21 4:40:50 2009 |
agreed...you're in pretty good shape phyllis. .. |
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| Sat Mar 21 4:39:11 2009 |
i guess you haven't been around long enough, .. |
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| Fri Mar 20 3:15:36 2009 |
diane, you can certainly quit claim your interest .. |
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| Fri Mar 20 3:12:49 2009 |
i kinda figured it was, .. |
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| Fri Mar 20 3:11:56 2009 |
chances of refinancing are not necessarily .. |
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| Fri Mar 20 3:10:01 2009 |
wow...i just checked out their website...i didn't .. |
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| Fri Mar 20 2:43:40 2009 |
txtm...i would think it'd be a waste of email .. |
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| Fri Mar 20 2:37:46 2009 |
rik, your situation is untimely. by that, i mean .. |
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| Fri Mar 20 2:34:27 2009 |
you need to find someone who can coach you .. |
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| Fri Mar 20 2:31:50 2009 |
gary go ahead and bid whatever you think they .. |
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| Fri Mar 20 2:25:14 2009 |
i couldn't agree more, .. |
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| Fri Mar 20 2:24:10 2009 |
federal housing administration, created by the .. |
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| Fri Mar 20 1:51:49 2009 |
guess who! yes that was me on this post:
joe, .. |
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| Fri Mar 20 11:30:55 2009 |
if the fees are discharged in the bankruptcy, .. |
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| Fri Mar 20 11:25:09 2009 |
please ignore .. |
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| Fri Mar 20 11:24:00 2009 |
don't pay attention to him, .. |
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| Fri Mar 20 11:23:04 2009 |
yeah, we are national; our underwriter is .. |
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| Fri Mar 20 11:21:32 2009 |
we all know the heart overrules the head most .. |
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| Fri Mar 20 11:20:49 2009 |
oh...gotcha...i misunderstood where you were .. |
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| Fri Mar 20 11:19:50 2009 |
okay, guest, i won't be angry at your questioning .. |
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| Fri Mar 20 8:07:31 2009 |
joanne, i am afraid you won't be able to find .. |
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| Fri Mar 20 8:06:24 2009 |
the only light i see at the end of this tunnel .. |
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| Fri Mar 20 8:01:33 2009 |
michelle, please don't wait for manoj's .. |
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| Fri Mar 20 7:58:19 2009 |
"one alternative could be start a new trust .. |
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| Fri Mar 20 7:54:11 2009 |
taking a loan for a friend is equally risky as .. |
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| Fri Mar 20 7:51:58 2009 |
big dip yesterday morning, then a .. |
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| Fri Mar 20 7:50:32 2009 |
once again, ashley, send those people my way, .. |
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| Fri Mar 20 7:46:26 2009 |
i understand your disagreement ashley, but do me .. |
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| Fri Mar 20 7:44:35 2009 |
maybe it's just a kind-hearted thing, .. |
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| Fri Mar 20 7:43:35 2009 |
but ashley, i believe the $1500 number is what is .. |
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| Thu Mar 19 12:03:17 2009 |
details, .. |
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| Thu Mar 19 12:02:42 2009 |
i'm not quite certain i understand what you're .. |
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| Thu Mar 19 12:00:57 2009 |
it may very well be true, but in order for you to .. |
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| Thu Mar 19 11:37:37 2009 |
markley
if someone can't be precise enough .. |
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| Thu Mar 19 9:51:26 2009 |
any foreclosure action is taken against anyone .. |
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| Thu Mar 19 9:32:31 2009 |
this was me, being a little snarky in accordance .. |
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| Thu Mar 19 7:43:06 2009 |
good catch darrin...i know that to be true, but i .. |
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| Thu Mar 19 7:34:30 2009 |
my guess (and that's all it is) is that she .. |
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| Thu Mar 19 7:11:29 2009 |
there does exist a mortgage market for loans such .. |
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| Thu Mar 19 7:08:00 2009 |
yes, jaclyn, your score will work. what you'll .. |
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| Thu Mar 19 7:04:42 2009 |
aalaoa, what is needed is more information. .. |
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| Thu Mar 19 7:02:23 2009 |
"escrow tax money" i don't know what .. |
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| Thu Mar 19 6:57:48 2009 |
beauty, am i right in believing that you're .. |
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| Thu Mar 19 6:53:31 2009 |
i don't have a solution for you, but your .. |
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| Thu Mar 19 6:51:54 2009 |
jeni, you're going to have to negotiate something .. |
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| Thu Mar 19 6:47:54 2009 |
you can get rates below 5% now, but it costs. .. |
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| Thu Mar 19 6:39:35 2009 |
i wouldn't believe the claims of a payday loan .. |
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| Thu Mar 19 6:35:39 2009 |
and to elaborate, because i just thought of .. |
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| Thu Mar 19 6:33:24 2009 |
it's a pleasure to .. |
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| Thu Mar 19 6:32:32 2009 |
and watch how quickly that community dollar loot .. |
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| Wed Mar 18 2:12:06 2009 |
it's nice to have someone who has been through .. |
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| Wed Mar 18 2:08:43 2009 |
i don't know what a fax less payday loan is, but .. |
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| Wed Mar 18 1:45:19 2009 |
what you describe, bojellie, is (maybe) legal and .. |
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| Wed Mar 18 12:25:39 2009 |
be very skeptical mark...you got a phantom phone .. |
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| Wed Mar 18 12:23:01 2009 |
erin, modification of a loan has no impact on the .. |
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| Wed Mar 18 12:04:10 2009 |
lenders are putting a cap on the number of .. |
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| Wed Mar 18 11:56:06 2009 |
yes and no. since she's not obligated on the .. |
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| Wed Mar 18 11:53:28 2009 |
sorry to hear about this, but i have a question: .. |
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| Wed Mar 18 11:48:52 2009 |
divorce affects everything. i would have to .. |
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| Wed Mar 18 11:46:05 2009 |
indeed, it's a pleasure to be of assistance where .. |
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| Wed Mar 18 11:43:10 2009 |
"some of you" make....haha missy - i .. |
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| Wed Mar 18 11:41:07 2009 |
with good income, good ratios and good credit in .. |
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| Wed Mar 18 11:38:07 2009 |
you've got positives and negatives at war with .. |
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| Wed Mar 18 11:32:11 2009 |
well, walt, i have to say it's shameful that .. |
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| Wed Mar 18 8:06:30 2009 |
highfargone, lenders won't consider you that soon .. |
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| Wed Mar 18 7:00:10 2009 |
andre, i have never heard of "ltv/indicator .. |
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| Wed Mar 18 6:57:34 2009 |
whoever the buyer is in this case does not have .. |
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| Wed Mar 18 6:55:35 2009 |
val, that would seem to be a viable solution. .. |
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| Wed Mar 18 6:51:37 2009 |
your first step is to call them and explain your .. |
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| Wed Mar 18 6:49:06 2009 |
that is correct, .. |
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| Wed Mar 18 6:47:31 2009 |
manoj, where in the world are you getting that .. |
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| Wed Mar 18 6:44:58 2009 |
according to the law itself:
i assure one .. |
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| Tue Mar 17 5:59:41 2009 |
lucy, you did what you did to make your son a .. |
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| Tue Mar 17 5:57:38 2009 |
george you need to check with your local .. |
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| Tue Mar 17 5:56:28 2009 |
you "took over" the payments - did you .. |
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| Tue Mar 17 5:53:23 2009 |
it's true...620 is the new threshold to .. |
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| Tue Mar 17 5:51:40 2009 |
the right of rescission cancels everything that .. |
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| Tue Mar 17 5:50:00 2009 |
i have said it before, and i will say it again. .. |
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| Tue Mar 17 1:58:48 2009 |
there would not be a penalty, no. as for .. |
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| Tue Mar 17 1:47:46 2009 |
well, of course, extensions are available if the .. |
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| Tue Mar 17 1:06:50 2009 |
wow...talk about the breakdown of the american .. |
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| Tue Mar 17 1:05:39 2009 |
sandi, having no revolving accounts is a smart .. |
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| Tue Mar 17 1:05:04 2009 |
if your lender is telling you "who to hire, .. |
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| Tue Mar 17 12:59:23 2009 |
it's funny i was drawn to this forum again .. |
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| Tue Mar 17 12:53:36 2009 |
janie, you'd be well served to check with .. |
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| Tue Mar 17 12:50:44 2009 |
it's refreshing to see a reasoned response to an .. |
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| Tue Mar 17 12:31:38 2009 |
just crazy in my estimation.
where do you .. |
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| Tue Mar 17 12:20:36 2009 |
co-signer, in what way that's the key to .. |
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| Tue Mar 17 12:08:15 2009 |
i am in agreement with the final statement. i'm .. |
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| Tue Mar 17 10:55:32 2009 |
stephanie, you haven't convinced me that going to .. |
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| Tue Mar 17 10:39:19 2009 |
oh, dear. .. |
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| Tue Mar 17 10:37:58 2009 |
if you are being denied a loan by a lender, you .. |
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| Tue Mar 17 10:36:47 2009 |
linda, i don't know why you wouldn't ask the .. |
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| Tue Mar 17 10:35:04 2009 |
altapope, i don't think you need to give too much .. |
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| Tue Mar 17 10:31:12 2009 |
you can run this question by a tax advisor...you .. |
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| Tue Mar 17 10:29:20 2009 |
curt, modern day underwriters won't stand for .. |
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| Tue Mar 17 10:27:35 2009 |
bjorn, you are up against guidelines that won't .. |
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| Tue Mar 17 7:19:04 2009 |
exec, i want to piggyback on your comment. .. |
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| Mon Mar 16 10:19:40 2009 |
i am taking it for granted that you're about to .. |
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| Mon Mar 16 9:11:06 2009 |
the only way you can make this determination is .. |
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| Mon Mar 16 9:09:25 2009 |
i just answered this on the Mortgage Know-How .. |
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| Mon Mar 16 9:06:51 2009 |
i'm not so sure there's such a thing as a .. |
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| Mon Mar 16 9:04:08 2009 |
teesott, i see no reason to delay. with a score .. |
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| Mon Mar 16 9:01:39 2009 |
sounds insane to me, .. |
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| Mon Mar 16 9:00:47 2009 |
you have lots of choices. practically every .. |
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| Mon Mar 16 7:30:38 2009 |
not quite sure what you mean, .. |
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| Mon Mar 16 6:45:23 2009 |
i don't quite get this previous post from .. |
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| Mon Mar 16 6:38:02 2009 |
adora, continue to try to reach the company so .. |
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| Sat Mar 14 5:57:10 2009 |
wendi, the score used by lenders is always the .. |
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| Sat Mar 14 5:52:54 2009 |
you ought to be able to obtain a rate anywhere .. |
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| Sat Mar 14 5:48:40 2009 |
tafolla, i would think that you're not in a bad .. |
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| Sat Mar 14 5:46:42 2009 |
and i will chime in and say "yes" and .. |
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| Sat Mar 14 5:45:13 2009 |
freddie, i would think that's mostly correct - .. |
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| Sat Mar 14 5:43:21 2009 |
i'm surprised that you would have to resort to a .. |
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| Sat Mar 14 5:39:50 2009 |
countrywide has enough trouble with its own .. |
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| Sat Mar 14 5:38:06 2009 |
nathan, fha may allow collections to remain open, .. |
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| Sat Mar 14 5:35:05 2009 |
"big brother government" no, it's not .. |
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| Sat Mar 14 5:29:42 2009 |
go back to your lawyer, if you had one at .. |
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| Sat Mar 14 5:14:37 2009 |
shocked, your first statement in that last post .. |
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| Sat Mar 14 5:07:07 2009 |
joe, more often, i have found, there is a 30-day .. |
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| Sat Mar 14 5:03:53 2009 |
depending on your loan to value ratio, scott, .. |
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| Sat Mar 14 4:59:09 2009 |
i'm still not convinced that it's a workable .. |
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| Sat Mar 14 4:56:48 2009 |
newjade, your score is what a lender is going to .. |
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| Sat Mar 14 4:52:25 2009 |
boy, are you rude. that language is totally .. |
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| Sat Mar 14 4:48:34 2009 |
dogerfan, you aren't going to be given credit for .. |
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| Fri Mar 13 2:49:30 2009 |
there's too few details to tell you that you're .. |
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| Fri Mar 13 2:48:04 2009 |
it's all up to the collection agency. you can't .. |
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| Fri Mar 13 2:46:40 2009 |
oh man...i would hate to see an interest only .. |
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| Fri Mar 13 2:43:52 2009 |
when you called them to reset your payments, you .. |
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| Fri Mar 13 1:56:31 2009 |
all the details aren't complete yet, but i'd say .. |
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| Fri Mar 13 1:54:59 2009 |
and of course, i forgot that i had logged out, so .. |
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| Fri Mar 13 7:31:03 2009 |
i don't understand what that .. |
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| Fri Mar 13 7:19:34 2009 |
your original post made it seem like you were .. |
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| Fri Mar 13 7:18:05 2009 |
nonsense - advising the lender that your wife has .. |
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| Fri Mar 13 7:15:35 2009 |
i just noticed another "catch" on .. |
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| Fri Mar 13 7:13:09 2009 |
interestingly enough, an internet search (google) .. |
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| Fri Mar 13 7:10:04 2009 |
wow
newjade, i disagree with niicss' opinion .. |
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| Fri Mar 13 7:03:42 2009 |
i've not known of lenders who will penalize you .. |
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| Fri Mar 13 7:00:35 2009 |
well, guest, since an origination fee is 1% of .. |
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| Fri Mar 13 6:58:43 2009 |
lots of "probably" in that post. you .. |
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| Fri Mar 13 6:55:07 2009 |
have you negotiated with your lender to try to .. |
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| Fri Mar 13 6:50:49 2009 |
yes, erich; though pretty .. |
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| Thu Mar 12 2:14:46 2009 |
just do a new one, maggie - that will be .. |
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| Thu Mar 12 2:13:47 2009 |
at 478, your option at this time is to increase .. |
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| Thu Mar 12 2:10:29 2009 |
no, i did not read any of that which you cited; .. |
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| Thu Mar 12 5:55:42 2009 |
so i googled the company again, and up comes a .. |
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| Wed Mar 11 12:58:56 2009 |
you'll be fine, guest. even if a new lender took .. |
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| Wed Mar 11 12:57:23 2009 |
automated that might even make sense, but i .. |
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| Wed Mar 11 12:55:09 2009 |
i am online now .. |
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| Wed Mar 11 12:54:38 2009 |
boy if there's a skyrocket in the near future, i .. |
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| Wed Mar 11 12:48:17 2009 |
"they" being countrywide, i gather
a .. |
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| Tue Mar 10 2:29:41 2009 |
social security income is perfectly okay for .. |
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| Tue Mar 10 2:19:46 2009 |
guest, your biggest hurdle is going to be your .. |
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| Tue Mar 10 12:40:19 2009 |
your best bet is to discuss this with your .. |
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| Tue Mar 10 12:39:07 2009 |
emma, if you're asking someone to get out of your .. |
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| Tue Mar 10 12:25:55 2009 |
you go .. |
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| Tue Mar 10 11:52:20 2009 |
missy, a debt consolidation loan, given it would .. |
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| Tue Mar 10 11:47:32 2009 |
two scenarios, and hopefully two answers that .. |
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| Tue Mar 10 11:42:47 2009 |
no...the only income you can use is your .. |
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| Tue Mar 10 10:53:53 2009 |
when and if you sign a quit claim deed, you are .. |
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| Tue Mar 10 10:34:20 2009 |
"an unknown man" do you have any .. |
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| Tue Mar 10 9:45:02 2009 |
cathy you're going to have to improve your score .. |
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| Tue Mar 10 9:43:41 2009 |
oh Lord...yes, that's a problem too - at least .. |
Forum |
| Tue Mar 10 9:42:12 2009 |
do you remember who the lawyer is there ought to .. |
Forum |
| Tue Mar 10 9:41:24 2009 |
jan, fha loans require only a minimum of 3.5% .. |
Forum |
| Tue Mar 10 9:39:40 2009 |
boy oh boy that's .. |
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| Tue Mar 10 8:41:57 2009 |
inasmuch as the items were once derogatory, and .. |
Forum |
| Tue Mar 10 8:40:04 2009 |
not unless you have a magic wand that will turn .. |
Forum |
| Tue Mar 10 8:37:22 2009 |
there would seem to be a reason for the reduced .. |
Forum |
| Tue Mar 10 8:34:19 2009 |
i would have to surmise that the companies are .. |
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| Tue Mar 10 8:30:47 2009 |
i'll have to agree with "guest" that .. |
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| Tue Mar 10 8:22:10 2009 |
it would be wise to consult with an attorney, in .. |
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| Tue Mar 10 8:21:26 2009 |
well, of course, you know the answer now, but .. |
Forum |
| Tue Mar 10 8:19:20 2009 |
you can go as low as you wish - but you want to .. |
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| Tue Mar 10 8:16:36 2009 |
no doubt...you cannot claim to have paid for 2 .. |
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| Tue Mar 10 8:14:17 2009 |
if they are cooks, at least they can give you a .. |
Forum |
| Tue Mar 10 8:08:07 2009 |
interest rates will always be lower for an .. |
Forum |
| Tue Mar 10 8:05:55 2009 |
did you do all this without an attorney it .. |
Forum |
| Tue Mar 10 8:03:48 2009 |
"those investment groups" are scam .. |
Forum |
| Tue Mar 10 8:01:06 2009 |
what your son and his inlaws would need to do at .. |
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| Tue Mar 10 7:56:53 2009 |
evita, you're going to have to be able to come up .. |
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| Tue Mar 10 7:50:17 2009 |
did i do well in not making an effort to tout .. |
Forum |
| Tue Mar 10 7:47:12 2009 |
james has given you the essence of it. virtually .. |
Forum |
| Tue Mar 10 7:28:04 2009 |
i read one explanation that had to do with .. |
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| Mon Mar 9 2:05:41 2009 |
first is first, second is second...the order of .. |
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| Mon Mar 9 2:04:01 2009 |
but you left your money behind, .. |
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| Mon Mar 9 2:02:57 2009 |
well, holly, i don't know how the uk treats you, .. |
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| Mon Mar 9 2:01:41 2009 |
i'm not sure about the "more costs" .. |
Forum |
| Mon Mar 9 2:00:00 2009 |
with that income, you'll want to keep your .. |
Forum |
| Mon Mar 9 12:56:12 2009 |
i seriously doubt the irs would approve of .. |
Forum |
| Mon Mar 9 12:19:14 2009 |
and, of course, this is me:
i agree .. |
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| Mon Mar 9 12:12:47 2009 |
forget online websites other than irs.gov. the .. |
Forum |
| Mon Mar 9 12:10:05 2009 |
carol, your best bet in my opinion is to contact .. |
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| Mon Mar 9 12:07:54 2009 |
jodi, please go to the hud website, at .. |
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| Mon Mar 9 12:02:39 2009 |
gosh...if you're going to go by the .. |
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| Mon Mar 9 11:58:42 2009 |
emily i really can't tell what it is you're .. |
Forum |
| Mon Mar 9 11:58:10 2009 |
man oh man...you need a whole lot more .. |
Forum |
| Mon Mar 9 11:56:11 2009 |
tl, with a score of 620 or better, you can be .. |
Forum |
| Mon Mar 9 9:59:49 2009 |
it doesn't look to me like your being charged .. |
Forum |
| Mon Mar 9 9:57:38 2009 |
scott, your best bet is likely to be fha; but .. |
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| Mon Mar 9 8:59:28 2009 |
no clue .. |
Forum |
| Mon Mar 9 8:39:53 2009 |
"through the recorder" - what's that .. |
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| Mon Mar 9 8:23:50 2009 |
sam .. |
Forum |
| Mon Mar 9 8:22:51 2009 |
not sure what you're looking for here, .. |
Forum |
| Mon Mar 9 8:21:26 2009 |
it's hard to answer that question, because we .. |
Forum |
| Mon Mar 9 8:19:29 2009 |
joe, please stop the blatant .. |
Forum |
| Mon Mar 9 8:17:53 2009 |
sandy, i, like chris, don't understand the .. |
Forum |
| Mon Mar 9 8:14:26 2009 |
i'd not bother to try to obtain another .. |
Forum |
| Mon Mar 9 8:12:26 2009 |
stated, etc. are still available in new .. |
Forum |
| Mon Mar 9 8:08:13 2009 |
whatever feels right for you is the best thing to .. |
Forum |
| Mon Mar 9 8:05:30 2009 |
income from any verifiable, reasonable source is .. |
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| Mon Mar 9 8:04:26 2009 |
in order for your lender to consider your loan .. |
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| Mon Mar 9 8:01:07 2009 |
i think you've been .. |
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| Mon Mar 9 7:59:50 2009 |
getty i think you've run into an underwriter who .. |
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| Mon Mar 9 7:48:05 2009 |
in no universe known to man would $1000 be .. |
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| Mon Mar 9 7:43:26 2009 |
much to the contrary, you will find it quite .. |
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| Mon Mar 9 7:40:47 2009 |
in this case, a double negative does not make it .. |
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| Mon Mar 9 7:40:26 2009 |
it sounds like your purchase from him was not .. |
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| Mon Mar 9 7:38:23 2009 |
thank you jessica, for some sanity to lend to the .. |
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| Mon Mar 9 7:34:11 2009 |
thanks for the impromptu foolishness, gil. you .. |
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| Mon Mar 9 7:23:37 2009 |
i don't buy the argument, .. |
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| Mon Mar 9 7:22:37 2009 |
guest, i have no idea what you mean by .. |
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| Fri Mar 6 12:35:09 2009 |
i don't honestly have too many other thoughts .. |
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| Fri Mar 6 12:30:50 2009 |
the above answer isn't really sensible. please, .. |
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| Fri Mar 6 12:23:51 2009 |
got it...never knew it had a fancy name. people .. |
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| Fri Mar 6 12:17:49 2009 |
wow
this is obviously not a loan situation .. |
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| Fri Mar 6 12:14:39 2009 |
that's great...let's confuse our original poster .. |
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| Fri Mar 6 12:12:55 2009 |
joe, please don't advertise on here. read the .. |
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| Fri Mar 6 12:11:25 2009 |
perhaps if you explained what ppt stands for, .. |
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| Fri Mar 6 12:10:23 2009 |
paying 4.5% isn't a bad deal no matter the .. |
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| Fri Mar 6 11:59:50 2009 |
the bankruptcy, being public record, will be .. |
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| Fri Mar 6 11:58:18 2009 |
trying, you may wish to seek a loan for the funds .. |
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| Fri Mar 6 11:54:25 2009 |
manoj, before you make definitive statements, it .. |
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| Fri Mar 6 11:49:07 2009 |
it's pretty evident to me what you're seeking to .. |
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| Fri Mar 6 11:44:41 2009 |
very simply...no. you'd have to take legal .. |
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| Fri Mar 6 11:42:09 2009 |
gotcha! i rereviewed the original post and .. |
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| Fri Mar 6 11:24:05 2009 |
was there a will is probate involved what is the .. |
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| Fri Mar 6 11:08:50 2009 |
i'm afraid i didn't really answer your question, .. |
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| Fri Mar 6 11:06:04 2009 |
kistler, i hate to say i don't buy into your .. |
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| Fri Mar 6 11:04:06 2009 |
richard, eric has an excellent point here. if .. |
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| Fri Mar 6 10:59:30 2009 |
i concur .. |
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| Fri Mar 6 10:58:19 2009 |
what you've noted here, guest, looks pretty .. |
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| Fri Mar 6 10:33:14 2009 |
someone cannot simply stumble upon a property and .. |
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| Fri Mar 6 10:30:04 2009 |
here we go again.
anyone can sue anyone else .. |
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| Fri Mar 6 10:27:29 2009 |
obtaining a HELOC on an investment property was a .. |
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| Fri Mar 6 10:24:29 2009 |
one thing, guest: don't blame the loan officer, .. |
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| Fri Mar 6 10:22:30 2009 |
guest, your sister's completion of school and .. |
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| Fri Mar 6 10:12:21 2009 |
i'm not too hopeful given that he's not filing .. |
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| Fri Mar 6 8:49:30 2009 |
andre, you don't describe a situation that would .. |
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| Fri Mar 6 8:46:34 2009 |
y'know...as soon as i saw your reply, eric, and .. |
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| Thu Mar 5 1:13:53 2009 |
in all seriousness, i thought eric's suggestion .. |
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| Thu Mar 5 12:41:28 2009 |
sorry, joy; i don't know anything about those .. |
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| Thu Mar 5 12:35:34 2009 |
oh yeah...that last line was a .. |
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| Thu Mar 5 12:35:10 2009 |
see i told you!
i think eric was suggesting .. |
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| Thu Mar 5 12:31:59 2009 |
i, unfortunately, don't have the ability to .. |
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| Thu Mar 5 12:29:36 2009 |
aparry, i think they may have miscommunicated .. |
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| Thu Mar 5 12:26:42 2009 |
you've got a couple of ways to go about this. if .. |
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| Thu Mar 5 12:24:03 2009 |
that sounds like something that you ought to be .. |
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| Thu Mar 5 12:21:48 2009 |
lesley, if you can afford to do so, you can .. |
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| Thu Mar 5 12:16:26 2009 |
that's truly bizarre. if there's a lien on the .. |
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| Thu Mar 5 12:15:21 2009 |
refinancing is a far better option. perhaps she .. |
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| Thu Mar 5 12:12:37 2009 |
from what i've read and heard over the years, you .. |
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| Thu Mar 5 12:10:28 2009 |
ctschann, your ability to qualify for a new .. |
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| Thu Mar 5 12:06:20 2009 |
you are using the sellers' agent as your agent .. |
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| Thu Mar 5 12:03:50 2009 |
if you quit claim your interest in the property .. |
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| Thu Mar 5 11:58:51 2009 |
owner financing only works if an owner can repay .. |
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| Thu Mar 5 11:55:36 2009 |
guest, there are several lenders on this site. .. |
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| Thu Mar 5 11:52:38 2009 |
james, here we are discussing a credit card .. |
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| Thu Mar 5 8:52:00 2009 |
you can continue along your merry path, but .. |
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| Thu Mar 5 8:50:20 2009 |
yes, bsampson, the only way you can be a first .. |
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| Thu Mar 5 8:48:38 2009 |
au contraire...you can pay this lien off with .. |
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| Thu Mar 5 8:26:13 2009 |
loss mitigation with your lender, by all means. .. |
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| Thu Mar 5 8:24:55 2009 |
and, yes, you want a warranty deed, but that's .. |
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| Thu Mar 5 8:24:25 2009 |
alvagon, assuming that this is a property you .. |
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| Thu Mar 5 8:21:51 2009 |
the rollout of this isn't instantaneous, though .. |
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| Thu Mar 5 8:20:17 2009 |
spizzel...not so fast. if your parents very .. |
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| Thu Mar 5 8:09:14 2009 |
guest, it appears you're not in position to make .. |
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| Thu Mar 5 8:07:52 2009 |
you won't benefit in getting a better rate with .. |
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| Wed Mar 4 1:38:39 2009 |
keep in mind that guidelines are simply that, and .. |
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| Wed Mar 4 1:37:17 2009 |
nobody knew about this program...everything is .. |
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| Wed Mar 4 1:35:16 2009 |
see my comment .. |
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| Wed Mar 4 1:33:43 2009 |
well a lot of us in march of 2009 are not very .. |
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| Wed Mar 4 1:27:34 2009 |
did i miss something, ashley was there a title .. |
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| Wed Mar 4 11:33:26 2009 |
i'd have to say it's not at all legal, but that's .. |
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| Wed Mar 4 11:01:48 2009 |
"t qualify" equals "to .. |
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| Wed Mar 4 11:01:25 2009 |
is your income sufficient to be held responsible .. |
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| Wed Mar 4 10:57:34 2009 |
shirly, wherever you live there are likely to be .. |
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| Wed Mar 4 10:54:38 2009 |
wow...someone who planned ahead...i'm a bit .. |
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| Wed Mar 4 10:16:21 2009 |
remyer, i just answered your question in detail .. |
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| Wed Mar 4 10:12:55 2009 |
transferring title from individual to llc isn't .. |
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| Wed Mar 4 10:02:29 2009 |
sorry...my pockets are empty and my checkbook is .. |
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| Wed Mar 4 9:50:10 2009 |
remyer, you're looking at 4 years before any .. |
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| Wed Mar 4 9:46:09 2009 |
victor, i'm not sure if you know this is a .. |
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| Wed Mar 4 9:35:06 2009 |
that's true, eric, but conventional loans will .. |
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| Wed Mar 4 9:30:53 2009 |
missy, it would be beneficial to you to try to .. |
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| Wed Mar 4 9:27:19 2009 |
calling gmac is not a viable solution. rely on .. |
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| Wed Mar 4 9:23:14 2009 |
it would certainly be difficult to identify what .. |
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| Wed Mar 4 9:20:30 2009 |
i hate to put it this way, manoj, but that is .. |
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| Wed Mar 4 9:14:37 2009 |
please bear in mind that a truth in lending .. |
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| Wed Mar 4 9:09:08 2009 |
land loans are very risky business. no .. |
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| Wed Mar 4 9:07:46 2009 |
quit claim will go nowhere in protecting you from .. |
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| Wed Mar 4 9:04:33 2009 |
well, i definitely understand your question. .. |
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| Wed Mar 4 9:02:13 2009 |
local lenders in your area probably advertise in .. |
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| Wed Mar 4 8:58:30 2009 |
if you happen to find a lender who'll work with .. |
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| Wed Mar 4 8:55:07 2009 |
erin, before you do all this, run the scenario by .. |
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| Wed Mar 4 8:52:23 2009 |
you certainly may do .. |
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| Wed Mar 4 8:50:05 2009 |
most guidelines call for a 4 year wait, along .. |
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| Wed Mar 4 8:48:59 2009 |
renee, there is a process called novation that .. |
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| Wed Mar 4 8:17:47 2009 |
not quite, sussane. being an owner of a property .. |
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| Wed Mar 4 8:15:55 2009 |
juanita, you and i both know that the devil is a .. |
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| Tue Mar 3 3:15:35 2009 |
check the following: moneymanagement.org
they .. |
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| Tue Mar 3 2:52:35 2009 |
i truly cant answer the question of whether it's .. |
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| Tue Mar 3 1:57:22 2009 |
based on the value you describe, you'd be able to .. |
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| Tue Mar 3 1:11:24 2009 |
when a mortgage deed doesn't contain language .. |
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| Tue Mar 3 1:10:00 2009 |
wow
so you want to be sure you get your share .. |
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| Tue Mar 3 1:06:59 2009 |
i am not in a community property state, so i am .. |
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| Tue Mar 3 12:54:55 2009 |
doslabird, how about the following:
lousiana .. |
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| Tue Mar 3 12:48:05 2009 |
hdtv, your documentation is sufficient to verify .. |
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| Tue Mar 3 12:20:02 2009 |
sandra, you are going to need to find out .. |
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| Tue Mar 3 12:16:28 2009 |
dougie, you need to make a calculation to tell .. |
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| Tue Mar 3 12:08:12 2009 |
no, you must be at least 62 years of age in order .. |
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| Tue Mar 3 12:05:29 2009 |
i will piggyback on what benjamin has noted by .. |
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| Tue Mar 3 12:00:55 2009 |
go to nada.org. you can check your vehicle by .. |
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| Tue Mar 3 11:58:05 2009 |
did americredit give you a reasonable explanation .. |
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| Tue Mar 3 11:38:14 2009 |
your last question first: no, you cannot remove .. |
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| Tue Mar 3 11:36:34 2009 |
"an attorney" told you was this an .. |
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| Tue Mar 3 11:33:10 2009 |
well, guest, i don't suppose you could have made .. |
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| Tue Mar 3 11:24:44 2009 |
i'll disagree, respectfully.
yes, indeed, .. |
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| Tue Mar 3 10:57:24 2009 |
what is your "SC," juanita
as for .. |
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| Tue Mar 3 8:46:22 2009 |
the likelihood is quite slim that an LLC is going .. |
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| Tue Mar 3 8:45:30 2009 |
in fact, virtually no rates are driven by score. .. |
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| Tue Mar 3 8:43:41 2009 |
occupancy has nothing to do with making payments, .. |
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| Tue Mar 3 8:30:37 2009 |
as long as you are able to qualify for the new .. |
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| Tue Mar 3 8:28:21 2009 |
corinnas, contrary to what alessandro told you, .. |
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| Tue Mar 3 8:24:50 2009 |
perhaps...since you are retired, it is our .. |
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| Tue Mar 3 8:23:00 2009 |
by the way, i just deleted your other post, which .. |
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| Tue Mar 3 8:21:49 2009 |
dewlap, most lenders want a clean 24 month .. |
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| Tue Mar 3 8:18:01 2009 |
paul, you'll want to add a disclaimer to .. |
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| Tue Mar 3 8:13:16 2009 |
well i'm pleased to have contributed to your .. |
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| Tue Mar 3 8:11:09 2009 |
mind you, this is just speculation, john; but i .. |
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| Mon Mar 2 10:29:42 2009 |
kudos to you, once again, eugene.
i would .. |
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| Mon Mar 2 10:26:38 2009 |
check with merlin...he's a renowned wizard and i .. |
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| Mon Mar 2 10:25:53 2009 |
i would think that "because she wants .. |
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| Mon Mar 2 9:46:41 2009 |
if you are the owner, you are the owner. .. |
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| Mon Mar 2 9:45:27 2009 |
what kind of secured loan, woowoo is it a second .. |
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| Mon Mar 2 9:42:50 2009 |
what a wonderful time to dive into the mortgage .. |
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| Mon Mar 2 9:41:14 2009 |
well, you asked eric, but i can chime in too. .. |
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| Mon Mar 2 9:38:44 2009 |
eugene has provided suitable and sensible answers .. |
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| Mon Mar 2 9:34:44 2009 |
they are likely to report that 30-day lapse in .. |
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| Mon Mar 2 9:15:10 2009 |
paul, i am enjoying looking at your website at .. |
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| Mon Mar 2 9:05:22 2009 |
there are no banks offering that product. it is .. |
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| Mon Mar 2 8:57:32 2009 |
matt, please have something worthwhile to say if .. |
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| Mon Mar 2 8:55:58 2009 |
i wish i knew...i read a post the other day to .. |
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| Mon Mar 2 8:06:46 2009 |
but eric...a stranger ought to be treated pretty .. |
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| Sat Feb 28 9:52:09 2009 |
"my flat" and "solicitor" are .. |
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| Sat Feb 28 6:32:44 2009 |
there's more to it than that.
angelfly you .. |
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| Sat Feb 28 6:29:22 2009 |
ashley, it wasn't specified, but i surmise that .. |
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| Sat Feb 28 6:25:17 2009 |
geoff, i have never heard of there being a right .. |
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| Sat Feb 28 6:21:15 2009 |
i am fervently suggesting that you put away the .. |
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| Sat Feb 28 6:12:24 2009 |
presumably, in a divorce situation, each half of .. |
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| Sat Feb 28 6:08:23 2009 |
salina, you want to take ownership only with a .. |
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| Sat Feb 28 6:03:35 2009 |
i'm not sure i understand. who owns this house - .. |
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| Sat Feb 28 6:02:19 2009 |
guest, what state are your properties in i think .. |
Forum |
| Sat Feb 28 5:43:46 2009 |
what you describe is not an open-end mortgage. .. |
Forum |
| Sat Feb 28 5:42:12 2009 |
one of the problems of the mortgage industry that .. |
Forum |
| Fri Feb 27 2:56:17 2009 |
that would seem to be pretty reasonable, .. |
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| Fri Feb 27 2:05:47 2009 |
everybody likes zillow.com too...i haven't tried .. |
Forum |
| Fri Feb 27 2:04:28 2009 |
here's a question...did your family member not .. |
Forum |
| Fri Feb 27 2:01:33 2009 |
loopholes yeah, okay.
incentives not in 2009 .. |
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| Fri Feb 27 1:58:27 2009 |
ben, obtaining an unsecured loan for a business .. |
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| Fri Feb 27 1:52:10 2009 |
yes, fha loans require interest in .. |
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| Fri Feb 27 1:51:02 2009 |
you'd want to have a conversation with your .. |
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| Fri Feb 27 1:49:54 2009 |
oh wait...that might not be so bad...i'd at least .. |
Forum |
| Fri Feb 27 1:49:27 2009 |
thanks for the sympathy, guest. i am not a .. |
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| Fri Feb 27 1:47:03 2009 |
well, it's never fun to be the bearer of bad .. |
Forum |
| Fri Feb 27 1:33:13 2009 |
kt, you've given us far too little information to .. |
Forum |
| Fri Feb 27 1:27:22 2009 |
you should always pay the current payment due. .. |
Forum |
| Fri Feb 27 1:07:00 2009 |
you need to speak with an attorney...this is a .. |
Forum |
| Fri Feb 27 1:05:18 2009 |
don't be a parrot, .. |
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| Fri Feb 27 1:04:09 2009 |
i am a believer that the major difference in .. |
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| Fri Feb 27 1:02:13 2009 |
colin, my presumption is that you live in the UK. .. |
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| Fri Feb 27 12:59:21 2009 |
now i don't mind someone disagreeing with me, but .. |
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| Fri Feb 27 12:53:43 2009 |
yuk yuk chris...i have to tell you. i underwrote .. |
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| Fri Feb 27 12:45:29 2009 |
i'm not sure it will make a difference as to .. |
Forum |
| Fri Feb 27 8:56:38 2009 |
chris, that's a refreshing post. instead of .. |
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| Fri Feb 27 8:54:41 2009 |
bobby, review your documentation from the lender. .. |
Forum |
| Fri Feb 27 8:36:10 2009 |
you don't have to pay your mortgage payment, .. |
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| Fri Feb 27 8:35:07 2009 |
actually, sara, interest rates are subject to .. |
Forum |
| Fri Feb 27 8:31:43 2009 |
mortgage underwriting is the review and .. |
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| Fri Feb 27 8:30:06 2009 |
jen, since you are an owner of the property being .. |
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| Fri Feb 27 8:25:15 2009 |
i think you made a grave mistake, refund, by .. |
Forum |
| Fri Feb 27 8:07:35 2009 |
a mortgagee ought to be in direct contact with a .. |
Forum |
| Thu Feb 26 3:05:56 2009 |
eric, although i understand your desire to have .. |
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| Thu Feb 26 12:51:07 2009 |
well, im glad you have success ashley, but how is .. |
Forum |
| Thu Feb 26 10:30:49 2009 |
explain what you mean by a "land .. |
Forum |
| Thu Feb 26 10:09:38 2009 |
well, then, that ought to be a viable option for .. |
Forum |
| Thu Feb 26 10:08:49 2009 |
not as a general rule, .. |
Forum |
| Thu Feb 26 10:07:40 2009 |
i'm going to say yes, you have to pay for the .. |
Forum |
| Thu Feb 26 10:04:12 2009 |
kgarcia, it is a travesty what that poster does .. |
Forum |
| Thu Feb 26 10:00:45 2009 |
if, when it comes time to file taxes for 2009, .. |
Forum |
| Thu Feb 26 9:58:50 2009 |
yes, they are called "junk" fees .. |
Forum |
| Thu Feb 26 7:43:33 2009 |
lenders use automated underwriting. a bankruptcy .. |
Forum |
| Thu Feb 26 7:40:40 2009 |
bette, i appreciate your situation and understand .. |
Forum |
| Thu Feb 26 7:36:16 2009 |
anna, your post is not even realistic. but .. |
Forum |
| Thu Feb 26 7:34:41 2009 |
i don't have a specific definition of .. |
Forum |
| Thu Feb 26 7:31:07 2009 |
a lien can be placed on your home if and when a .. |
Forum |
| Thu Feb 26 7:28:06 2009 |
are you serious you've been able to maintain .. |
Forum |
| Thu Feb 26 7:25:07 2009 |
yes, guest, 630 is not a special score, but it is .. |
Forum |
| Thu Feb 26 7:22:46 2009 |
anna, can you elaborate on your .. |
Forum |
| Thu Feb 26 7:18:38 2009 |
thanks for the additons eric...i agree .. |
Forum |
| Thu Feb 26 7:14:09 2009 |
again, i say "it must be quite a site." .. |
Forum |
| Thu Feb 26 7:12:35 2009 |
oh...never had that happen, brian. please excuse .. |
Forum |
| Thu Feb 26 7:11:18 2009 |
NO, NO, NO, NO...i can't say it enough. please .. |
Forum |
| Wed Feb 25 3:18:01 2009 |
good catch, john...thanks. i think i've had too .. |
Forum |
| Wed Feb 25 3:16:22 2009 |
man oh man...family issues always get .. |
Forum |
| Wed Feb 25 2:32:19 2009 |
barnett, i have no doubt you have a number of .. |
Forum |
| Wed Feb 25 2:22:01 2009 |
why are you posting the same question 3 times .. |
Forum |
| Wed Feb 25 2:19:09 2009 |
it would seem logical to engage in conversation .. |
Forum |
| Wed Feb 25 1:42:41 2009 |
it's all in the details, isn't .. |
Forum |
| Wed Feb 25 1:41:32 2009 |
brian, that "refinance in two years" .. |
Forum |
| Wed Feb 25 1:15:34 2009 |
huh
that must be quite a "finance .. |
Forum |
| Wed Feb 25 1:07:40 2009 |
you are owners well, that changes things. one .. |
Forum |
| Wed Feb 25 1:05:43 2009 |
repairing your credit doesn't seem to be the .. |
Forum |
| Wed Feb 25 12:42:10 2009 |
please don't post the same question more than .. |
Forum |
| Wed Feb 25 12:38:06 2009 |
"exploding" is right. is there a .. |
Forum |
| Wed Feb 25 12:32:34 2009 |
it would make sense for you to retain your own .. |
Forum |
| Wed Feb 25 12:30:59 2009 |
you need to discuss this with your lender. each .. |
Forum |
| Wed Feb 25 12:25:21 2009 |
since mortgage lenders in the united states have .. |
Forum |
| Wed Feb 25 12:21:10 2009 |
cly, you don't need to revert to name-calling in .. |
Forum |
| Wed Feb 25 12:19:31 2009 |
absolutely. if you and your wife were owners of .. |
Forum |
| Wed Feb 25 12:15:01 2009 |
first of all, with no verifiable income, you're .. |
Forum |
| Wed Feb 25 12:10:34 2009 |
you can certainly entertain the thought of going .. |
Forum |
| Wed Feb 25 12:08:09 2009 |
get rid of the collection account; continue .. |
Forum |
| Wed Feb 25 12:05:57 2009 |
cute, it is possible to do as you wish. keep in .. |
Forum |
| Wed Feb 25 12:04:25 2009 |
see my other two answers to your .. |
Forum |
| Wed Feb 25 12:03:58 2009 |
you do not need to post the same question over .. |
Forum |
| Wed Feb 25 12:03:05 2009 |
that was a powerfully long sentence.
are you a .. |
Forum |
| Wed Feb 25 12:00:37 2009 |
are you the owner doing the financing, or are you .. |
Forum |
| Wed Feb 25 11:59:04 2009 |
brian, when you sell a home you must pay off your .. |
Forum |
| Wed Feb 25 11:49:04 2009 |
tomalyn, if you wish to reduce your term to 15 .. |
Forum |
| Wed Feb 25 11:46:45 2009 |
agreed...tax questions should always be posed to .. |
Forum |
| Wed Feb 25 11:44:24 2009 |
it would be advisable to counsel with your .. |
Forum |
| Wed Feb 25 11:41:51 2009 |
why don't you ask gmac that question directly .. |
Forum |
| Wed Feb 25 11:38:49 2009 |
nobody seems to pay attention.
alexis, you .. |
Forum |
| Wed Feb 25 11:04:43 2009 |
also known as sub-prime...yes, these loans still .. |
Forum |
| Wed Feb 25 7:57:27 2009 |
not sure if connie williams and connie are the .. |
Forum |
| Wed Feb 25 7:55:46 2009 |
anonymous, i agree that there's nothing wrong .. |
Forum |
| Tue Feb 24 6:24:34 2009 |
well, guest, there are a few orange counties in .. |
Forum |
| Tue Feb 24 6:16:15 2009 |
more details are needed, i'm afraid. i guess the .. |
Forum |
| Tue Feb 24 6:14:51 2009 |
newbie, most discussions using .. |
Forum |
| Tue Feb 24 3:02:15 2009 |
what kind of help are you looking for robert it .. |
Forum |
| Tue Feb 24 10:41:15 2009 |
gotcha!
okay...it sounds like you're being .. |
Forum |
| Tue Feb 24 9:44:47 2009 |
the only way in which to positively affect your .. |
Forum |
| Tue Feb 24 9:41:31 2009 |
not quite sure what you're trying to get to, .. |
Forum |
| Tue Feb 24 9:39:48 2009 |
wait a minute...you already closed and your .. |
Forum |
| Tue Feb 24 9:38:22 2009 |
d&c, you simply need to find a new lender and .. |
Forum |
| Tue Feb 24 9:36:15 2009 |
it may only be internal here, but yes, yes, and .. |
Forum |
| Tue Feb 24 9:35:48 2009 |
sussane, please re-read what you wrote above. .. |
Forum |
| Tue Feb 24 9:32:02 2009 |
i'm so sick of this "i can help i am on line .. |
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| Tue Feb 24 9:29:01 2009 |
everyone should be aware that paying someone else .. |
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| Tue Feb 24 9:25:28 2009 |
you need to be in contact with your lender's loss .. |
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| Tue Feb 24 9:24:26 2009 |
that 620 is going to be a .. |
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| Tue Feb 24 9:23:52 2009 |
you ought to be able to get at least a free .. |
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| Tue Feb 24 9:22:02 2009 |
your search will be difficult, as you've clearly .. |
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| Tue Feb 24 9:21:01 2009 |
actually, based on what i saw .. |
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| Tue Feb 24 9:20:30 2009 |
when a homeowner who is in the midst of a .. |
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| Tue Feb 24 9:18:12 2009 |
can't say that i .. |
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| Tue Feb 24 9:17:43 2009 |
if you transfer ownership to the tenants, you .. |
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| Tue Feb 24 9:15:48 2009 |
it seems you're upset with SunTrust more than .. |
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| Tue Feb 24 9:13:45 2009 |
the real answer is simple: .. |
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| Tue Feb 24 9:11:46 2009 |
mcgillt, i don't see any way in which he can .. |
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| Tue Feb 24 9:09:26 2009 |
misty, a conventional loan would hurt you due to .. |
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| Tue Feb 24 9:05:12 2009 |
schnitzelkopf, you would be well-served to seek .. |
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| Tue Feb 24 9:01:10 2009 |
i don't know any california attorneys to suggest .. |
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| Tue Feb 24 9:00:04 2009 |
if your credit score hits the 580 mark, you will .. |
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| Tue Feb 24 8:55:50 2009 |
yes, the company can eventually attach your real .. |
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| Tue Feb 24 8:54:07 2009 |
manoj, i cannot help but disagree. most banks .. |
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| Tue Feb 24 8:46:50 2009 |
from reading your posts, it would appear that .. |
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| Tue Feb 24 8:42:49 2009 |
whenever we are able to help someone else, it .. |
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| Mon Feb 23 1:24:14 2009 |
the late, great billy preston said it best: .. |
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| Mon Feb 23 12:42:18 2009 |
sal, i responded here, but felt it inappropriate, .. |
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| Mon Feb 23 12:22:23 2009 |
clearly, every one of us who is a loan officer is .. |
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| Mon Feb 23 12:17:18 2009 |
i have a question or two, an answer or two and .. |
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| Mon Feb 23 8:54:27 2009 |
by all means, speak with your mortgage lender .. |
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| Mon Feb 23 8:51:40 2009 |
david, you need to contact your mortgage lender .. |
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| Mon Feb 23 8:47:51 2009 |
let me set the record straight. the tax credit .. |
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| Mon Feb 23 8:31:08 2009 |
the only way in which you could .. |
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| Mon Feb 23 8:28:45 2009 |
the first thing to do is be in contact with your .. |
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| Mon Feb 23 8:13:53 2009 |
no, your fee is not tax .. |
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| Mon Feb 23 8:12:37 2009 |
a first time home buyer tax credit has nothing .. |
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| Mon Feb 23 8:10:45 2009 |
the question had nothing to do with tax benefits. .. |
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| Mon Feb 23 8:06:34 2009 |
in my experience, the only reason countrywide .. |
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| Mon Feb 23 8:04:07 2009 |
two separate individuals can certainly purchase a .. |
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| Mon Feb 23 8:02:26 2009 |
manoj...nice of you to make a suggestion, but you .. |
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| Mon Feb 23 7:59:34 2009 |
what he is referring to is a "prepayment .. |
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| Mon Feb 23 7:46:18 2009 |
please, please, please do not entertain the .. |
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| Mon Feb 23 7:41:08 2009 |
jericafox, you didn't state when you purchased .. |
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| Mon Feb 23 7:38:01 2009 |
donald terry, please don't advertise your wares .. |
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| Mon Feb 23 7:35:19 2009 |
a true open end mortgage is one which allows you .. |
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| Mon Feb 23 7:31:52 2009 |
a property inspection is not a lending .. |
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| Mon Feb 23 7:27:54 2009 |
first off, having a lack of expertise as a lay .. |
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| Sat Feb 21 11:22:35 2009 |
yes, jon, you should be able to obtain financing .. |
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| Sat Feb 21 11:21:19 2009 |
i'd think that since you obviously agreed to the .. |
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| Sat Feb 21 11:19:57 2009 |
that is correct sonny...there is undoubtedly a .. |
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| Sat Feb 21 11:18:40 2009 |
paying your credit cards on a timely basis is .. |
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| Fri Feb 20 3:32:20 2009 |
i'm surprised to see this post. are you working .. |
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| Fri Feb 20 3:30:24 2009 |
did they give a description of what that means at .. |
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| Fri Feb 20 3:25:17 2009 |
24mburnett, your biggest struggle in trying this .. |
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| Fri Feb 20 11:19:16 2009 |
defrauding the government how old is this person .. |
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| Fri Feb 20 11:17:34 2009 |
outspoken and opinionated is precisely what is .. |
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| Fri Feb 20 9:14:47 2009 |
ginam, let me get this straight. you didn't pay .. |
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| Fri Feb 20 9:09:42 2009 |
80/20 loans were specifically designed to allow .. |
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| Fri Feb 20 9:05:24 2009 |
if the current equity you have in your home is .. |
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| Fri Feb 20 9:02:33 2009 |
i'm looking at my rate sheet from yesterday .. |
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| Fri Feb 20 8:48:49 2009 |
this must be a wonderful "friendship." .. |
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| Fri Feb 20 8:45:10 2009 |
you don't need to pay an attorney to write a .. |
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| Fri Feb 20 8:22:35 2009 |
the idea of "gift" is precisely that - .. |
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| Fri Feb 20 8:17:26 2009 |
no lender in this market would have the temerity .. |
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| Fri Feb 20 8:15:28 2009 |
yes, you can be a lender, but be certain you .. |
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| Fri Feb 20 8:11:52 2009 |
it would seem to me, tridom, that you ought to be .. |
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| Fri Feb 20 8:08:55 2009 |
linda, there is a process called .. |
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| Fri Feb 20 7:59:54 2009 |
i don't know why you'd necessarily trust a lawyer .. |
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| Fri Feb 20 7:55:43 2009 |
what is the $14000 that is being added to your .. |
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| Fri Feb 20 7:54:05 2009 |
was there a question in that original .. |
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| Fri Feb 20 7:53:06 2009 |
quinancaroline, please don't post the same .. |
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| Fri Feb 20 7:51:09 2009 |
without knowing any of the other details of your .. |
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| Thu Feb 19 10:01:45 2009 |
there is a document often called "Borrower's .. |
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| Thu Feb 19 9:37:34 2009 |
and what did you tell that person
now, to be .. |
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| Thu Feb 19 9:35:59 2009 |
you really need to discuss this with your .. |
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| Thu Feb 19 8:39:45 2009 |
eric is correct...what the lender is seeking is .. |
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| Thu Feb 19 8:35:16 2009 |
amy, i am in agreement with eric. i don't think .. |
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| Thu Feb 19 8:29:32 2009 |
i really don't understand your question, .. |
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| Thu Feb 19 8:28:23 2009 |
"asking your husband" to refinance is a .. |
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| Thu Feb 19 8:26:32 2009 |
danny, surely if you "walk away" the .. |
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| Thu Feb 19 8:25:09 2009 |
kris, you ought to be in constant contact with .. |
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| Thu Feb 19 8:21:18 2009 |
thanks for your post nelly - it is rather .. |
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| Thu Feb 19 8:12:54 2009 |
aah...a note of sanity in this wacky world of .. |
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| Wed Feb 18 9:09:04 2009 |
yes, that was .. |
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| Wed Feb 18 8:47:34 2009 |
the rule regarding points paid on a refinance are .. |
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| Wed Feb 18 8:43:10 2009 |
generally, allen, lenders don't want any .. |
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| Wed Feb 18 8:40:52 2009 |
i think your statement was misconstrued above. .. |
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| Wed Feb 18 8:38:24 2009 |
gbeato, i am surprised to learn that you've .. |
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| Wed Feb 18 8:32:41 2009 |
any lender who offers fha loans can do a .. |
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| Wed Feb 18 8:29:15 2009 |
joseph, you didn't state to whom you paid this .. |
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| Wed Feb 18 8:27:31 2009 |
adonis has given you reasonable advice, manoj. .. |
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| Wed Feb 18 8:24:05 2009 |
you are not liable for making payments on any .. |
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| Wed Feb 18 8:20:08 2009 |
manoj, you cannot sell property that doesn't .. |
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| Wed Feb 18 8:17:49 2009 |
your options are to pay the mortgage or not to .. |
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| Wed Feb 18 8:15:58 2009 |
which came first that is the key question .. |
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| Wed Feb 18 8:15:02 2009 |
most definitely schwarzscott, you need to get .. |
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| Wed Feb 18 8:12:23 2009 |
i think i might have a conversation with my .. |
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| Wed Feb 18 8:11:29 2009 |
rkelly, how could you have entered into a legal .. |
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| Wed Feb 18 8:09:20 2009 |
you do not need to be a first time homebuyer to .. |
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| Wed Feb 18 8:07:14 2009 |
however, a judgment is a judgment, and that .. |
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| Wed Feb 18 8:04:17 2009 |
karen, i assume that this is the same situation .. |
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| Wed Feb 18 8:03:11 2009 |
unfortunately, i have no clue as to what you are .. |
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| Wed Feb 18 8:00:40 2009 |
art i believe this is the same question that i .. |
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| Wed Feb 18 7:59:42 2009 |
no...if you sell a property on which there is a .. |
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| Tue Feb 17 1:09:27 2009 |
the only impact his credit can have on yours is .. |
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| Tue Feb 17 11:18:57 2009 |
as long as you deal with a lender who is licensed .. |
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| Tue Feb 17 11:16:11 2009 |
stepanie, if you should seek novation from the .. |
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| Tue Feb 17 11:10:50 2009 |
okay, now that i've had my tirade, let's talk .. |
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| Tue Feb 17 11:06:26 2009 |
how does anyone figure that a seller would retain .. |
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| Tue Feb 17 10:05:10 2009 |
it is a whole .. |
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| Tue Feb 17 10:04:06 2009 |
well, guest, i don't agree with your stance about .. |
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| Mon Feb 16 11:51:42 2009 |
i need to see joe more often than pam. i was a .. |
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| Mon Feb 16 9:33:41 2009 |
i'd have to say that there is no "statute of .. |
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| Mon Feb 16 9:31:00 2009 |
i agree with adonis. your 401(K) investment .. |
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| Mon Feb 16 9:28:47 2009 |
rhock, you are not the only person in the usa who .. |
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| Mon Feb 16 9:23:43 2009 |
sometimes, common sense works.
other times, .. |
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| Mon Feb 16 9:20:50 2009 |
richie rich you ought to have received a good .. |
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| Mon Feb 16 9:00:13 2009 |
by all means, lee obryan, you ought to fight .. |
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| Mon Feb 16 8:55:48 2009 |
it seems, guest, that you may be able to redeem .. |
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| Mon Feb 16 8:54:09 2009 |
boy if betty ruth loewe isn't a scam artist, she .. |
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| Mon Feb 16 8:44:45 2009 |
i agree with jenkin7 but wish to add a caveat. .. |
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| Mon Feb 16 8:34:31 2009 |
oh well...not all of that should have been bold - .. |
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| Mon Feb 16 8:33:39 2009 |
there are new fannie mae and freddie mac .. |
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| Mon Feb 16 8:15:55 2009 |
if i understand properly (and i believe i do), .. |
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| Mon Feb 16 8:11:36 2009 |
brownis, if the value of your home is adequate to .. |
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| Mon Feb 16 8:09:21 2009 |
recourse with your current bank i'd say .. |
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| Mon Feb 16 8:05:54 2009 |
i agree...it is likely that the park ownership .. |
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| Mon Feb 16 8:03:39 2009 |
poolwater, even though rates have dipped in .. |
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| Mon Feb 16 7:49:39 2009 |
yes, indeed, eric...texas is a whole different .. |
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| Mon Feb 16 7:46:10 2009 |
dmgiven, i'm afraid you're going to have to .. |
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| Mon Feb 16 7:42:42 2009 |
pwaccilien, your question is way too incomplete .. |
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| Mon Feb 16 7:39:01 2009 |
despite the high rate, your plan to pay the loan .. |
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| Mon Feb 16 7:32:04 2009 |
i'll disagree with jerry in that i believe that .. |
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| Mon Feb 16 7:18:36 2009 |
well...jenkin7 has it right in saying that you .. |
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| Mon Feb 16 7:10:11 2009 |
see eric is one of those "friendly .. |
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| Mon Feb 16 7:07:45 2009 |
unfortunately, eric, all of us in lending work .. |
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| Sat Feb 14 7:31:58 2009 |
kisor i think you have already made a decision .. |
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| Sat Feb 14 7:29:03 2009 |
something is missing here. alyssa, you didn't .. |
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| Sat Feb 14 7:26:53 2009 |
dm, was there a question implied in your post i .. |
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| Sat Feb 14 7:25:43 2009 |
oh ashley, i cant believe you suggested engaging .. |
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| Sat Feb 14 7:20:47 2009 |
yes, confused, you can refinance your first .. |
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| Sat Feb 14 7:18:46 2009 |
pthillenbrand, you can never ask too many .. |
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| Sat Feb 14 7:17:53 2009 |
there are so many resources online...go to .. |
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| Sat Feb 14 7:15:20 2009 |
ashley's tips are correct. an institutional .. |
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| Sat Feb 14 7:11:44 2009 |
what your family proposes to do makes no sense to .. |
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| Sat Feb 14 7:10:54 2009 |
yes, indeed, a bank is a bank. good answer, .. |
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| Sat Feb 14 7:07:49 2009 |
thank you ashley...yes the upfront mi percentage .. |
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| Sat Feb 14 7:04:59 2009 |
the above scenario would seem not to work. the .. |
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| Sat Feb 14 7:00:53 2009 |
i hate to be so flippant, but sometimes i am .. |
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| Sat Feb 14 7:00:24 2009 |
ashley has the answer right. of course, a .. |
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| Sat Feb 14 6:58:31 2009 |
if you are an authorized user, that means you .. |
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| Sat Feb 14 6:56:45 2009 |
eric has given you some viable options, and they .. |
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| Sat Feb 14 6:53:40 2009 |
sonpedroe, i dont believe you will have any .. |
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| Sat Feb 14 6:49:59 2009 |
it is worth asking the question of your lender, .. |
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| Sat Feb 14 6:47:07 2009 |
i definitely agree that counseling and seminars .. |
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| Sat Feb 14 6:41:55 2009 |
i have an idea, jessica, but it's the same as i .. |
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| Fri Feb 13 3:24:55 2009 |
sorry, christina - that's not my area of .. |
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| Fri Feb 13 2:55:26 2009 |
no suggestions, christina; however, it seems like .. |
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| Fri Feb 13 2:53:13 2009 |
and look! you're up to almost 7 dollars .. |
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| Fri Feb 13 2:17:08 2009 |
a nickname that's bizarre.
also bizarre is .. |
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| Fri Feb 13 2:14:43 2009 |
sorry, robert...it looked more like an outright .. |
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| Fri Feb 13 2:08:37 2009 |
dang! 17 posts and you're getting calls .. |
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| Fri Feb 13 2:07:30 2009 |
frankly, short sales are only going to be showing .. |
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| Fri Feb 13 12:47:06 2009 |
i'm going to agree with eric on this, except on .. |
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| Fri Feb 13 12:28:44 2009 |
i don't understand the issue here...it is common .. |
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| Fri Feb 13 12:26:34 2009 |
yes, that's a good position you're .. |
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| Fri Feb 13 12:25:36 2009 |
yes .. |
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| Fri Feb 13 12:23:35 2009 |
john, i am in agreement. i would think that the .. |
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| Fri Feb 13 12:19:14 2009 |
mekeleka, current standards require you to have .. |
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| Fri Feb 13 12:11:46 2009 |
not in my estimation they can't. who advised you .. |
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| Fri Feb 13 12:10:23 2009 |
sorry, jaime, but i cannot imagine a scenario in .. |
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| Fri Feb 13 12:08:57 2009 |
it's wonderful of you to advertise here, robert; .. |
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| Fri Feb 13 12:06:38 2009 |
with a streamline, you will definitely benefit. .. |
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| Fri Feb 13 12:05:35 2009 |
stated income loans still exist - guidelines are .. |
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| Fri Feb 13 11:23:32 2009 |
well, niicss, refinancing is not a possibility .. |
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| Fri Feb 13 11:13:08 2009 |
jayuso, i have to agree with the lender that .. |
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| Fri Feb 13 11:07:36 2009 |
i can only delete them from the "mortgage .. |
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| Thu Feb 12 1:02:13 2009 |
We are decidedly in a new season. Barack Obama .. |
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| Thu Feb 12 12:59:37 2009 |
help you if you respond to the previous post. i .. |
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| Thu Feb 12 12:53:34 2009 |
if you continue to pay your car loan, despite the .. |
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| Thu Feb 12 12:45:41 2009 |
llamb, was your husband's estate probated was .. |
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| Thu Feb 12 12:43:31 2009 |
as for your options in refinancing, your current .. |
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| Thu Feb 12 12:37:24 2009 |
your first paragraph sounded fine to me, jay, but .. |
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| Thu Feb 12 12:25:36 2009 |
steve, please don't post the same question more .. |
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| Wed Feb 11 8:09:32 2009 |
see above for most of the answer, but also keep .. |
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| Tue Feb 3 9:33:19 2009 |
"the patriot act" also known by me as .. |
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| Tue Feb 3 9:29:40 2009 |
"is there any way" is your question; .. |
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| Tue Feb 3 9:26:00 2009 |
"bad faith" "bait and switch" .. |
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| Tue Feb 3 9:17:29 2009 |
i am not an apologist for wells fargo or anyone .. |
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| Sat Jan 31 9:45:09 2009 |
you can check with a local lender you may have .. |
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| Sat Jan 31 9:40:49 2009 |
and just what is .. |
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| Sat Jan 31 9:39:42 2009 |
and just to clarify that last sentence...the .. |
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| Sat Jan 31 9:39:04 2009 |
the language you cited is standard. you've given .. |
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| Sat Jan 31 9:36:09 2009 |
i've never heard of there being different rates .. |
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| Sat Jan 31 9:33:08 2009 |
a reasoned response:
a co-signer is equally .. |
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| Sat Jan 31 9:30:04 2009 |
in my experience, there is no such thing as a .. |
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| Sat Jan 31 9:20:42 2009 |
no doubt...yes, you need an .. |
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| Sat Jan 31 9:19:45 2009 |
i find it hard to believe that you'd have to get .. |
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| Sat Jan 31 9:17:30 2009 |
it's all in the details. can you supply a tad .. |
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| Sat Jan 31 9:16:47 2009 |
yes, reasonable. lenders are quite busy these .. |
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| Sat Jan 31 9:14:20 2009 |
7 years from discharge...but with chapter 13 you .. |
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| Sat Jan 31 9:11:26 2009 |
the most effective way to find out is to ask the .. |
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| Sat Jan 31 9:09:15 2009 |
i don't know why you would want to refinance, .. |
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| Fri Jan 30 12:22:35 2009 |
i don't disagree with you that it sounds odd, .. |
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| Wed Jan 28 11:15:56 2009 |
correction: you and .. |
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| Wed Jan 28 10:43:30 2009 |
there is no rescission on the purchase of a home. .. |
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| Wed Jan 28 10:41:07 2009 |
anyone who charges $3000 up front to you to do a .. |
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| Wed Jan 28 10:35:35 2009 |
usually, with a stated income loan, you're going .. |
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| Wed Jan 28 10:32:32 2009 |
michael, fha requirements for lending require .. |
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| Wed Jan 28 10:29:09 2009 |
now of course i don't know what your .. |
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| Wed Jan 28 10:26:29 2009 |
i never knew a motorcycle would qualify as a bad .. |
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| Wed Jan 28 10:09:48 2009 |
leayudo, in using a warranty deed, you warrant to .. |
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| Wed Jan 28 10:05:17 2009 |
the second question first: yes, you can do that, .. |
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| Wed Jan 28 10:02:30 2009 |
how in the world could you have executed a .. |
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| Wed Jan 28 7:28:57 2009 |
i sure don't blame you for being sad. truly, it .. |
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| Tue Jan 27 2:02:06 2009 |
i haven't had occasion to do 90% rate/term .. |
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| Tue Jan 27 1:58:11 2009 |
Thanks, all, for the good words in the past, and .. |
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| Sat Jan 24 7:37:55 2009 |
your first hurdle is to obtain the loan at all. .. |
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| Sat Jan 24 7:31:19 2009 |
it sure sounds to me like you don't desire a .. |
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| Sat Jan 24 7:28:08 2009 |
lily, since you are an owner of this property, .. |
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| Sat Jan 24 7:22:01 2009 |
inasmuch as it wasn't your unit, janet, i don't .. |
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| Sat Jan 24 7:20:25 2009 |
lilnavy, i'd have to think that the most likely .. |
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| Sat Jan 24 7:16:33 2009 |
but of course, eric, we never know (in most .. |
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| Sat Jan 24 7:11:21 2009 |
what is this .. |
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| Sat Jan 24 7:10:23 2009 |
i would love to have the last poster banned from .. |
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| Sat Jan 24 7:02:55 2009 |
salaried workers generally will not have to .. |
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| Sat Jan 24 7:00:00 2009 |
i have to tell you that you're going to run into .. |
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| Sat Jan 24 6:58:02 2009 |
if your value has decreased, which wouldn't be at .. |
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| Sat Jan 24 6:54:52 2009 |
"issues" - that could mean a lot of .. |
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| Sat Jan 24 6:50:44 2009 |
ingrid if you acquire the property from him in a .. |
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| Sat Jan 24 6:44:32 2009 |
yes, in the event of a foreclosure, you stand to .. |
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| Sat Jan 24 6:40:39 2009 |
minnesota, you are definitely a first time .. |
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| Wed Jan 21 11:27:30 2009 |
that was .. |
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| Wed Jan 21 10:53:59 2009 |
why is it that you cannot pay off the equity loan .. |
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| Wed Jan 21 10:51:23 2009 |
there's too little information here for me to .. |
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| Wed Jan 21 10:50:02 2009 |
isn't that a personal decision you need to .. |
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| Wed Jan 21 9:40:19 2009 |
if you're paying your mortgage and living in your .. |
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| Wed Jan 21 8:52:23 2009 |
the best way to tell if rates will come back down .. |
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| Wed Jan 21 8:50:24 2009 |
where have you been finding interest rates below .. |
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| Wed Jan 21 8:47:32 2009 |
paul, that 22% figure hit me in the eyes. that's .. |
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| Wed Jan 21 8:37:52 2009 |
you hired an agent and you have paid this agent .. |
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| Wed Jan 21 8:31:03 2009 |
not sure why you ask, leftlobe, but did this just .. |
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| Wed Jan 21 8:20:00 2009 |
thanks, sam, for adding your .. |
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| Wed Jan 21 8:17:48 2009 |
no doubt title work is done and paid for on loans .. |
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| Wed Jan 21 7:47:47 2009 |
consumer credit counseling service is a .. |
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| Tue Jan 20 1:34:31 2009 |
generally, drillboy, you will have to be out of .. |
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| Tue Jan 20 1:30:55 2009 |
jeanie, you are correct. one of the first things .. |
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| Tue Jan 20 1:26:26 2009 |
yes, a quit claim deed is in .. |
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| Tue Jan 20 1:01:55 2009 |
urplmr1 i have discovered that there seems to be .. |
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| Tue Jan 20 12:59:00 2009 |
excellent .. |
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| Tue Jan 20 12:55:08 2009 |
john, i've done this myself in the past, but .. |
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| Tue Jan 20 12:50:53 2009 |
bryon you have to know that this is a question .. |
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| Tue Jan 20 12:03:20 2009 |
well, of course, you are welcome for any insight .. |
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| Tue Jan 20 11:45:58 2009 |
i doubt it. you can check by contacting your .. |
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| Tue Jan 20 11:40:59 2009 |
that's the beauty of small claims court. you .. |
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| Tue Jan 20 11:38:24 2009 |
minkirk you posted the same question twice. i .. |
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| Tue Jan 20 11:37:31 2009 |
by all means, go to the court hearing and state .. |
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| Tue Jan 20 11:35:05 2009 |
Costco they do lending it must be wholesale .. |
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| Tue Jan 20 11:33:57 2009 |
keep a watchful eye on this credit card debt, .. |
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| Tue Jan 20 11:32:35 2009 |
your first step is to send him a demand letter .. |
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| Tue Jan 20 11:26:25 2009 |
bridges, your social security income cannot be .. |
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| Tue Jan 20 11:23:30 2009 |
your good faith estimate ought to shed some light .. |
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| Tue Jan 20 9:02:07 2009 |
they don't look totally out of whack. one thing .. |
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| Tue Jan 20 8:58:10 2009 |
notwithstanding what might look like constraints .. |
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| Tue Jan 20 8:54:06 2009 |
homeowner's insurance = hazard insurance. this .. |
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| Tue Jan 20 8:51:55 2009 |
clearly, the easiest way to satisfy judgments and .. |
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| Tue Jan 20 7:58:49 2009 |
the drawback to inviting a title search firm to .. |
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| Mon Jan 19 1:52:36 2009 |
ariane, the only way you can take his name off .. |
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| Mon Jan 19 1:49:46 2009 |
well, a quit claim deed would certainly transfer .. |
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| Mon Jan 19 1:38:53 2009 |
clay, since rates seem like they'll remain low .. |
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| Mon Jan 19 1:37:16 2009 |
g. mathis, it's not really possible to answer .. |
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| Mon Jan 19 1:15:34 2009 |
sukrat .. |
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| Mon Jan 19 9:58:57 2009 |
absolutely, it will impact your chances. when a .. |
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| Mon Jan 19 9:49:36 2009 |
mabel, your biggest hurdle is going to be .. |
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| Mon Jan 19 9:47:03 2009 |
depending on your location, you may find a city, .. |
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| Sat Jan 17 7:10:31 2009 |
lyn, i don't think you received the direction you .. |
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| Sat Jan 17 7:05:00 2009 |
jchristy, there are some fees that are simply .. |
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| Sat Jan 17 6:56:39 2009 |
go for it, khan. your history ought to be .. |
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| Sat Jan 17 6:52:41 2009 |
i concur...if you have no income, you'll have no .. |
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| Sat Jan 17 6:49:14 2009 |
yes...if your husband is not a homeowner, that .. |
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| Sat Jan 17 6:43:54 2009 |
right on, .. |
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| Sat Jan 17 6:41:41 2009 |
to piggyback on eugene's post...i thoroughly .. |
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| Sat Jan 17 6:36:47 2009 |
in order for owner financing to make sense, from .. |
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| Sat Jan 17 6:34:33 2009 |
well, i understand the worry, eugene...rabid dog .. |
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| Sat Jan 17 6:30:09 2009 |
garnishment and the taking of your assets is an .. |
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| Sat Jan 17 6:26:13 2009 |
well said, eugene. let me chime in and point out .. |
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| Sat Jan 17 6:18:31 2009 |
it's possible, yes; but much depends on the .. |
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| Sat Jan 17 6:17:16 2009 |
ggw, you need a lawyer to handle .. |
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| Sat Jan 17 6:16:03 2009 |
boy, have we become an impatient society. i .. |
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| Sat Jan 17 6:11:55 2009 |
quite true...nobody is going to add back such .. |
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| Sat Jan 17 6:09:56 2009 |
i can't disagree with you eric; though her logic .. |
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| Fri Jan 16 2:13:54 2009 |
so, the lender got wind of the fact that you .. |
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| Fri Jan 16 1:45:07 2009 |
sherri, i don't quite understand something. you .. |
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| Fri Jan 16 12:02:59 2009 |
what you describe will definitely help to .. |
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| Fri Jan 16 8:33:16 2009 |
though there is profit in this sense (dollars and .. |
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| Fri Jan 16 7:53:27 2009 |
wife, please don't be so frustrated. i agree .. |
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| Thu Jan 15 8:56:03 2009 |
i guess the key question is this: how much does .. |
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| Thu Jan 15 8:16:07 2009 |
i'd have to say that obtaining financing so soon .. |
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| Thu Jan 15 8:14:18 2009 |
ndysskys, some no-document loans still do exist, .. |
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| Thu Jan 15 8:01:08 2009 |
one of the things that has been standard in .. |
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| Wed Jan 14 9:08:30 2009 |
jameshogg, you apparently misread the post by .. |
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| Wed Jan 14 2:38:31 2009 |
no, val...whoever owns the home subsequent to the .. |
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| Wed Jan 14 11:41:20 2009 |
guest, i don't know if you've been paying .. |
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| Wed Jan 14 11:38:08 2009 |
nick i don't know if you are also known as miss .. |
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| Wed Jan 14 11:36:07 2009 |
wow...again
when you sell your home, there .. |
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| Wed Jan 14 11:33:33 2009 |
jennifer it's hard to understand how you don't .. |
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| Wed Jan 14 11:30:29 2009 |
tccomp, refinance rules change pretty regularly .. |
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| Wed Jan 14 11:25:21 2009 |
laray, you need to try a couple of things. one .. |
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| Wed Jan 14 11:20:28 2009 |
well, teri, i would suggest he contact a lender .. |
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| Wed Jan 14 11:18:32 2009 |
dave, i would have to think i cannot argue with .. |
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| Wed Jan 14 11:16:19 2009 |
in general, you can add back to the bottom line .. |
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| Wed Jan 14 11:12:49 2009 |
k, here is the easy part of it. if your mom .. |
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| Wed Jan 14 11:08:14 2009 |
the easy answer: yes
it might be strenuous .. |
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| Wed Jan 14 11:05:59 2009 |
not sure what you mean about your personal rent, .. |
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| Tue Jan 13 10:57:00 2009 |
your plan isn't something that will be agreed to. .. |
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| Tue Jan 13 10:54:36 2009 |
missy you will be unable to refinance while in .. |
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| Tue Jan 13 10:46:52 2009 |
conventional loan rates are quite comparable with .. |
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| Tue Jan 13 10:42:59 2009 |
dave it's dependent on the laws of your state. .. |
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| Tue Jan 13 10:40:56 2009 |
shodrea, from what you've said, it appears you're .. |
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| Tue Jan 13 10:33:48 2009 |
tony, you mentioned using your home equity loan .. |
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| Tue Jan 13 9:28:39 2009 |
nicole, you are an owner of this property, .. |
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| Mon Jan 12 2:52:20 2009 |
that's my stance, .. |
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| Mon Jan 12 2:20:56 2009 |
i don't know what the land contract would add to .. |
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| Mon Jan 12 2:18:13 2009 |
mobasket i answered your query .. |
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| Mon Jan 12 2:06:20 2009 |
not necessarily...fha doesn't do investment .. |
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| Mon Jan 12 2:04:36 2009 |
a loan cannot be altered. whoever is liable for .. |
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| Mon Jan 12 2:00:30 2009 |
kingno, this is not an uncommon situation. .. |
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| Mon Jan 12 1:56:49 2009 |
a quit claim certainly makes sense to change the .. |
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| Mon Jan 12 1:54:18 2009 |
kimmer, the period is 4 years following the .. |
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| Mon Jan 12 1:36:47 2009 |
well, you could scam someone like many others are .. |
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| Mon Jan 12 1:34:54 2009 |
helenaspan, if you are referring to the type of .. |
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| Mon Jan 12 12:20:05 2009 |
if there are 2 or more of you who own the home, .. |
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| Mon Jan 12 12:17:50 2009 |
i don't know where you heard that a purchase .. |
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| Mon Jan 12 12:10:43 2009 |
such a transaction is ordinarily handled .. |
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| Mon Jan 12 12:08:46 2009 |
not unless that lender holds its own loans in .. |
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| Mon Jan 12 12:07:16 2009 |
kpole, there's no such thing, specifically, as .. |
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| Mon Jan 12 9:59:33 2009 |
oops...."advise" is completely .. |
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| Mon Jan 12 9:58:50 2009 |
this "redundancy insurance" seems to be .. |
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| Mon Jan 12 9:56:39 2009 |
nancy, since it's the same bank, i would suspect .. |
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| Mon Jan 12 9:54:57 2009 |
please be sure you hire an attorney who is .. |
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| Mon Jan 12 9:53:26 2009 |
yes, there is such a thing. it is becoming much .. |
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| Mon Jan 12 9:45:22 2009 |
visitor, just as the original poster ought to be .. |
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| Mon Jan 12 9:44:24 2009 |
lately (and that is a key word), the standard for .. |
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| Mon Jan 12 9:25:20 2009 |
you would be well-advised to seek the counsel of .. |
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| Mon Jan 12 9:24:12 2009 |
if not an attorney, then at the very least a .. |
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| Mon Jan 12 9:18:42 2009 |
if you have read my posts above, you can clearly .. |
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| Mon Jan 12 9:10:41 2009 |
generic, your ability to obtain loans in the .. |
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| Sat Jan 10 10:36:43 2009 |
if he is dead set on keeping the home, then .. |
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| Sat Jan 10 10:33:52 2009 |
rob, you need to have a detailed discussion with .. |
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| Sat Jan 10 10:28:33 2009 |
cbsmitley, no matter how much time has elapsed, .. |
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| Sat Jan 10 10:23:47 2009 |
fred, you cannot place a lien on your home to get .. |
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| Sat Jan 10 10:14:45 2009 |
well, the two who are on the note are obligated .. |
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| Sat Jan 10 10:11:53 2009 |
any time a home is foreclosed, it becomes public .. |
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| Sat Jan 10 10:09:15 2009 |
i'd tell them to chill out. they'll get their .. |
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| Sat Jan 10 10:08:14 2009 |
lvred, you'll have difficulty refinancing. you .. |
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| Sat Jan 10 10:03:24 2009 |
laurie i don't have an answer yet, but i wonder .. |
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| Sat Jan 10 9:59:50 2009 |
you need to stay on top of them. keep in mind .. |
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| Sat Jan 10 9:56:35 2009 |
like the old commercial used to say, "motor .. |
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| Sat Jan 10 6:29:41 2009 |
that's a good question lauriew...i've never come .. |
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| Sat Jan 10 6:27:17 2009 |
britni, i'm afraid that you are right in that .. |
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| Sat Jan 10 6:24:26 2009 |
matt, the main reason for acceptance of a deed in .. |
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| Sat Jan 10 6:22:39 2009 |
i can't provide much assistance with the .. |
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| Sat Jan 10 6:17:43 2009 |
bankruptcy causes a "stay" in the .. |
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| Sat Jan 10 6:13:22 2009 |
i would avoid any company that wants a fee to .. |
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| Sat Jan 10 6:10:52 2009 |
yes, kingno, any dwelling in which you live is .. |
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| Fri Jan 9 1:25:58 2009 |
in order for lenders to give mortgages on .. |
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| Fri Jan 9 1:22:47 2009 |
britni, this is one of the best posts i've read .. |
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| Fri Jan 9 12:10:43 2009 |
certainly there are plenty of websites that offer .. |
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| Fri Jan 9 12:02:59 2009 |
oh well...this was actually my response; i .. |
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| Fri Jan 9 10:29:51 2009 |
so the owner offered you seller-financing is .. |
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| Fri Jan 9 10:25:50 2009 |
doc, the standard guideline on deferred student .. |
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| Fri Jan 9 10:18:44 2009 |
mike, i would agree with you that protecting your .. |
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| Fri Jan 9 10:12:12 2009 |
there are still opportunities for .. |
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| Fri Jan 9 10:09:57 2009 |
you're treading on thin ice here. virtually .. |
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| Fri Jan 9 10:02:21 2009 |
i am in agreement with our "guest." .. |
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| Fri Jan 9 9:59:50 2009 |
here is a lesson for all. anytime you are told .. |
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| Fri Jan 9 9:47:16 2009 |
i have to think that you're trying to purchase a .. |
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| Fri Jan 9 9:44:03 2009 |
you can find a HUD 92068-."
what is it .. |
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| Fri Jan 9 9:40:16 2009 |
if you are taking title in "joint .. |
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| Fri Jan 9 9:38:11 2009 |
needhelp, you are correct in assuming that he .. |
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| Fri Jan 9 9:34:35 2009 |
i saw this post after i responded to the other .. |
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| Fri Jan 9 9:27:58 2009 |
amkstef, you've made no comment on the reason .. |
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| Fri Jan 9 9:21:36 2009 |
i'm quite sure that there are lenders who will be .. |
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| Thu Jan 8 8:14:34 2009 |
ralli, although they may not list fha on their .. |
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| Thu Jan 8 7:57:51 2009 |
i think jameshogg misunderstood in part. only .. |
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| Thu Jan 8 7:39:39 2009 |
tenstage, you are better off with an fha loan, as .. |
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| Thu Jan 8 7:33:19 2009 |
guest, you made a statement. was it your .. |
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| Thu Jan 8 7:31:11 2009 |
i just love these family situations.
harry, .. |
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| Thu Jan 8 7:23:05 2009 |
mike, it is absolutely not purchase money. the .. |
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| Wed Jan 7 3:03:20 2009 |
you didn't specify why your lender made such a .. |
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| Wed Jan 7 3:00:09 2009 |
ralli, there really aren't any disadvantages to .. |
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| Wed Jan 7 2:56:02 2009 |
your divorce decree and whatever settlement .. |
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| Wed Jan 7 2:53:14 2009 |
i would expect that your lender would want you to .. |
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| Wed Jan 7 2:51:13 2009 |
pesick, i think you've already stated the .. |
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| Wed Jan 7 2:42:24 2009 |
i question the validity of the mortgages if you .. |
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| Wed Jan 7 2:36:37 2009 |
go to your local registrar of deeds (city, .. |
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| Wed Jan 7 2:35:29 2009 |
you need to speak with an attorney who can help .. |
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| Wed Jan 7 2:33:17 2009 |
getting into repayment and maintaining payments .. |
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| Wed Jan 7 2:30:34 2009 |
all of us think that our own organizations are .. |
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| Mon Jan 5 2:32:55 2009 |
the biggest problem you'll face is the job .. |
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| Mon Jan 5 9:39:26 2009 |
rdp
jhb
kzn
are we supposed to understand .. |
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| Mon Jan 5 9:37:24 2009 |
no question, receiving those phone calls is a .. |
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| Mon Jan 5 9:21:21 2009 |
you cannot do it by yourself, purpleocean. what .. |
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| Mon Jan 5 9:18:18 2009 |
you cannot buy a home in your daughter's name. .. |
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| Mon Jan 5 9:11:10 2009 |
shantee, you can get a loan eventually - just not .. |
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| Mon Jan 5 9:07:01 2009 |
hi guest...please excuse sussane for her .. |
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| Mon Jan 5 8:56:17 2009 |
eric: please read the guidelines for posting on .. |
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| Mon Jan 5 8:54:06 2009 |
in addition to the stated income option, you'd .. |
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| Mon Jan 5 8:51:49 2009 |
the concept of bankruptcy was to allow a person a .. |
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| Mon Jan 5 8:45:49 2009 |
unless the bank is a local, portfolio-only bank .. |
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| Mon Jan 5 8:41:18 2009 |
fantasy, i don't think that your son's ability to .. |
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| Mon Jan 5 8:32:20 2009 |
afullerton, to further elaborate on your .. |
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| Mon Jan 5 8:27:25 2009 |
standard practice in the industry has always been .. |
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| Mon Jan 5 8:22:38 2009 |
having your mortgage joint with your son will not .. |
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| Mon Jan 5 8:18:37 2009 |
wouldn't you think that a judge - ordered to .. |
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| Sat Jan 3 10:00:55 2009 |
weatherman, if your bankruptcy was discharged 2 .. |
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| Sat Jan 3 9:54:45 2009 |
i guess they call that tough love, james.
yes, .. |
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| Sat Jan 3 9:48:43 2009 |
the method by which taxes are determined isn't .. |
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| Sat Jan 3 9:43:50 2009 |
no, and it isn't a good idea anyway.
if you .. |
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| Sat Jan 3 9:40:26 2009 |
henry, i think you are in good shape to .. |
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| Fri Jan 2 3:24:45 2009 |
try a typewriter first. it will generally be far .. |
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| Fri Jan 2 3:22:45 2009 |
epele, mobile home lenders are going to be .. |
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| Fri Jan 2 3:07:39 2009 |
andrew, you can probably check with your state's .. |
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| Fri Jan 2 3:04:56 2009 |
john is correct with one caveat: you can .. |
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| Fri Jan 2 3:01:27 2009 |
jpuffygreen, happy new year and let's .. |
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| Fri Jan 2 2:58:19 2009 |
oh kontradictive...i like that style.
no doubt .. |
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| Fri Jan 2 2:50:18 2009 |
without knowing any of the details of your life .. |
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| Fri Jan 2 2:44:23 2009 |
happy new year, john; and i agree with you. fha .. |
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| Fri Jan 2 9:25:23 2009 |
your credit ought not to be affected. i cannot .. |
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| Fri Jan 2 9:24:40 2009 |
i'll disagree with you niicss...the quit claim .. |
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| Fri Jan 2 9:19:21 2009 |
you need to patch up your falling out somewhat - .. |
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| Fri Jan 2 9:13:56 2009 |
not many options here that are favorable, bond. .. |
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| Fri Jan 2 9:10:09 2009 |
micah, i feel your pain; and that last question .. |
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| Fri Jan 2 8:30:27 2009 |
there definitely ought to be communication .. |
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| Fri Jan 2 8:25:18 2009 |
worried i am afraid it's not that simple - you .. |
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| Fri Jan 2 8:20:59 2009 |
my first question to you is why haven't you .. |
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| Fri Jan 2 8:19:37 2009 |
discussion with the lender is imperative. .. |
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| Fri Jan 2 8:15:09 2009 |
this is absurd, wanda. how are you planning to .. |
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| Fri Jan 2 8:03:14 2009 |
well said, greg.
you know, if we all went back .. |
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| Wed Dec 31 12:52:39 2008 |
yes, indeed, part of your ownership of a .. |
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| Wed Dec 31 12:49:55 2008 |
wow...this gets more convoluted each time, .. |
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| Wed Dec 31 12:28:32 2008 |
finding someone seems pretty far-fetched to .. |
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| Wed Dec 31 11:57:40 2008 |
i'm looking at a rate chart for united guaranty .. |
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| Wed Dec 31 11:48:58 2008 |
selling the house doesn't seem to me like much of .. |
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| Wed Dec 31 8:40:15 2008 |
meme, if you're getting an fha loan, there is no .. |
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| Wed Dec 31 8:37:13 2008 |
if you can find a lender who will accept .. |
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| Wed Dec 31 8:35:34 2008 |
donna, you're going to have to be out of the .. |
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| Wed Dec 31 8:33:08 2008 |
real smooth, mario.
your husband is on the .. |
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| Wed Dec 31 8:26:05 2008 |
i will also admit to being somewhat surprised as .. |
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| Wed Dec 31 8:21:26 2008 |
go get a lawyer.
what is it that was .. |
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| Wed Dec 31 8:19:46 2008 |
cr, when a joint application is filed for a .. |
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| Wed Dec 31 8:11:11 2008 |
yes, the owner of the home can work out the .. |
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| Wed Dec 31 8:05:43 2008 |
when someone stops making mortgage payments, the .. |
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| Wed Dec 31 7:56:26 2008 |
no matter how many answers you receive on this .. |
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| Wed Dec 31 7:52:10 2008 |
yes, you can get the best interest rates .. |
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| Tue Dec 30 2:51:03 2008 |
well, i'm certainly glad your heart re-started. .. |
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| Tue Dec 30 2:48:13 2008 |
another option might be to keep the home and, if .. |
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| Tue Dec 30 2:43:54 2008 |
not sure, of course, what the hawaii divorce .. |
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| Tue Dec 30 2:41:25 2008 |
LOPB, the problem i have with a 5th grader being .. |
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| Tue Dec 30 2:36:47 2008 |
agreed .. |
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| Tue Dec 30 2:35:10 2008 |
you already answered your own question, .. |
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| Tue Dec 30 2:32:00 2008 |
kbinrc i hope you got title insurance when you .. |
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| Tue Dec 30 2:28:49 2008 |
you need to get a copy of your credit report. .. |
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| Tue Dec 30 2:26:06 2008 |
swmorison, divorce decrees issued a few years ago .. |
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| Tue Dec 30 2:21:30 2008 |
looks like your Dad's estate is headed to .. |
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| Tue Dec 30 2:19:20 2008 |
last question first: yes, i know lots of good .. |
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| Tue Dec 30 2:16:41 2008 |
mike you also need a lawyer.
you said you .. |
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| Tue Dec 30 2:14:23 2008 |
in addition to john's comments, i'll offer .. |
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| Tue Dec 30 2:10:06 2008 |
julia, if you are a loan officer, you'll be able .. |
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| Tue Dec 30 2:07:47 2008 |
bottom line is the best thing you said in your .. |
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| Tue Dec 30 2:03:45 2008 |
i had to laugh, John. I don't remember ever .. |
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| Tue Dec 30 11:53:01 2008 |
your fha appraisal would need to become a .. |
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| Tue Dec 30 8:41:42 2008 |
well, doctor loan usa, i would ordinarily feel .. |
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| Tue Dec 30 8:38:47 2008 |
curious, i agree that the best approach is to cut .. |
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| Tue Dec 30 8:35:04 2008 |
ulrick, you're pretty close to being right. .. |
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| Tue Dec 30 8:26:49 2008 |
you're also going to have to work on your former .. |
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| Tue Dec 30 8:23:45 2008 |
you're stuck with what you've got. i'd suggest .. |
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| Tue Dec 30 8:21:56 2008 |
i'm a bit confused by this. why were 2 .. |
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| Tue Dec 30 8:13:49 2008 |
frankly, i'd say refinancing the combined .. |
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| Tue Dec 30 8:11:04 2008 |
interesting question. if a listing realtor .. |
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| Tue Dec 30 8:05:47 2008 |
with a 606 credit score, it is not unlikely that .. |
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| Tue Dec 30 8:04:17 2008 |
in general, when a couple splits and there is .. |
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| Tue Dec 30 7:56:59 2008 |
assumption might be the correct phrase here, .. |
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| Tue Dec 30 7:54:18 2008 |
this is just a general commentary, but i'm .. |
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| Tue Dec 30 7:46:51 2008 |
mark, i had familiarity a few years ago (more .. |
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| Mon Dec 29 12:35:28 2008 |
you may very well be stuck, mpalmer. the second .. |
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| Mon Dec 29 12:33:50 2008 |
honestly, google would be a good idea, as long as .. |
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| Mon Dec 29 12:02:04 2008 |
i'm highly skeptical about these deals.
you .. |
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| Mon Dec 29 11:58:58 2008 |
rightwaydc is right on in advising you to find an .. |
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| Mon Dec 29 11:56:09 2008 |
raeburg your subject line has nothing much to do .. |
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| Mon Dec 29 11:52:55 2008 |
demata, you must be trying to find out about a .. |
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| Mon Dec 29 11:50:29 2008 |
donna, the reality of the marketplace is that .. |
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| Mon Dec 29 9:18:13 2008 |
to eugene...amazingly enough, john (whose post .. |
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| Mon Dec 29 9:03:18 2008 |
telephone
email
direct mail
an ad on tv
an ad .. |
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| Mon Dec 29 8:57:59 2008 |
i don't have any personal knowledge of this, but .. |
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| Mon Dec 29 8:55:42 2008 |
where is the lender now did you have legal .. |
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| Mon Dec 29 8:42:27 2008 |
who was witness to your transaction did you have .. |
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| Mon Dec 29 8:32:17 2008 |
momma, the lender will definitely not simply .. |
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| Mon Dec 29 8:18:21 2008 |
i don't see it as a drawback to pay for the .. |
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| Mon Dec 29 8:12:05 2008 |
yes .. |
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| Mon Dec 29 8:10:25 2008 |
there are probably numerous books that you can go .. |
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| Mon Dec 29 8:08:07 2008 |
to everyone who reads this post from .. |
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| Mon Dec 29 8:01:03 2008 |
i'll suggest you stay on top of this and continue .. |
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| Mon Dec 29 7:57:54 2008 |
simply put, no.
a deed in lieu is a negotiable .. |
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| Mon Dec 29 7:46:02 2008 |
to say that nobody will listen is a little bit .. |
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| Sat Dec 27 5:38:20 2008 |
guest, my presumption is that you have an .. |
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| Sat Dec 27 5:30:06 2008 |
lenore, if you have a credit score of 580 or .. |
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| Fri Dec 26 9:51:59 2008 |
given the current 5.125% rate, i suggest you .. |
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| Fri Dec 26 9:47:55 2008 |
as far as your lender is concerned (and the fha .. |
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| Fri Dec 26 9:42:10 2008 |
jan, i am in full agreement with you. checking .. |
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| Fri Dec 26 9:19:59 2008 |
ebbie, a short sale would seem to be in order .. |
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| Fri Dec 26 9:13:47 2008 |
lebryden, in order to provide a more detailed and .. |
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| Fri Dec 26 9:07:28 2008 |
i apologize to you tznj.
i got so caught up .. |
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| Fri Dec 26 8:41:25 2008 |
i would suggest to you, tznj, that you ignore the .. |
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| Fri Dec 26 8:38:37 2008 |
a payment is late if not paid on the due date - .. |
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| Fri Dec 26 8:32:05 2008 |
when you purchased that home, you must have used .. |
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| Fri Dec 26 8:29:02 2008 |
late is late. you, as the borrower, are 100% .. |
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| Wed Dec 24 9:06:29 2008 |
my initial reaction is that based on your intent .. |
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| Wed Dec 24 9:02:02 2008 |
by all means, give your current lender the .. |
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| Wed Dec 24 8:57:06 2008 |
a prepayment penalty is potentially negotiable. .. |
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| Wed Dec 24 8:55:28 2008 |
rich, what the bank is trying to avoid is the .. |
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| Wed Dec 24 8:50:38 2008 |
from reading your post, duduong, i would think .. |
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| Wed Dec 24 8:45:30 2008 |
yes, you most certainly may apply for a loan to .. |
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| Wed Dec 24 8:42:49 2008 |
see the latter part of carl's post. these .. |
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| Wed Dec 24 8:35:43 2008 |
i'm pleased to see the good news...and Merry .. |
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| Mon Dec 22 8:56:35 2008 |
cap321, i think you need to be encouraged. i .. |
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| Wed Dec 17 9:24:01 2008 |
well said, .. |
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| Wed Dec 17 9:20:52 2008 |
that is more properly a question for the .. |
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| Wed Dec 17 9:19:28 2008 |
i can't say i am a fan of jackson hewitt as a tax .. |
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| Wed Dec 17 10:21:17 2008 |
"processing" of a quit claim is easy. .. |
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| Wed Dec 17 9:30:50 2008 |
you'd be well-served, i believe, to consult with .. |
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| Wed Dec 17 9:17:07 2008 |
kahendrix, i know that guidelines in the past .. |
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| Wed Dec 17 9:13:56 2008 |
and to add to that last comment...please don't .. |
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| Wed Dec 17 9:13:09 2008 |
amanda, please go get yourself a .. |
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| Wed Dec 17 9:09:40 2008 |
it's probably way too late to refile taxes to .. |
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| Wed Dec 17 9:03:08 2008 |
what are the contractual terms of your .. |
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| Wed Dec 17 8:57:13 2008 |
that's not a question that occurred to me, .. |
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| Wed Dec 17 8:56:09 2008 |
even if your former boyfriend neglects to .. |
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| Wed Dec 17 8:52:21 2008 |
it's not so much that lenders "prefer that .. |
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| Wed Dec 17 8:49:28 2008 |
you do not have to concern yourselves with taxes .. |
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| Wed Dec 17 8:47:00 2008 |
what a mess.
and yes, i agree, that dad can .. |
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| Wed Dec 17 8:44:22 2008 |
well, yes, it is always at the lender's .. |
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| Wed Dec 17 8:37:28 2008 |
the issue here, clearly, is the private mortgage .. |
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| Wed Dec 17 8:33:16 2008 |
jason, with recent developments (see this .. |
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| Wed Dec 17 8:26:57 2008 |
bingo, what you are sort of describing would be a .. |
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| Wed Dec 17 8:24:56 2008 |
jerry, i have never heard of reassessment of .. |
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| Wed Dec 17 8:22:12 2008 |
with recent developments, 5% might not be out of .. |
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| Tue Dec 16 2:21:03 2008 |
the help you're looking for will not come from .. |
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| Tue Dec 16 2:16:51 2008 |
cash...i think you need to elaborate a bit more .. |
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| Tue Dec 16 2:12:27 2008 |
r...your subject line indicated 80% ltv; your .. |
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| Tue Dec 16 1:58:49 2008 |
elisa, i don't mean to cast aspersions on you; .. |
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| Tue Dec 16 9:33:24 2008 |
most definitely, walking away from your current .. |
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| Tue Dec 16 9:31:43 2008 |
it appears the lender has taken steps to relieve .. |
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| Tue Dec 16 9:29:43 2008 |
i have to disagree somewhat with both of the .. |
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| Tue Dec 16 9:24:06 2008 |
signing a note on the top line has no bearing on .. |
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| Tue Dec 16 9:22:21 2008 |
you might just ask him, .. |
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| Tue Dec 16 9:19:13 2008 |
snoopy this seems unusual. didn't your divorce .. |
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| Tue Dec 16 9:13:36 2008 |
jerry, i don't know what question you were .. |
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| Tue Dec 16 8:35:14 2008 |
jameshogg, i trust that you aren't taking what i .. |
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| Mon Dec 15 2:16:05 2008 |
allang, you may also be able to demonstrate for a .. |
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| Mon Dec 15 2:09:07 2008 |
elisahoyos, please refrain from blatant .. |
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| Mon Dec 15 1:42:55 2008 |
just keep paying your mortgage. in this market, .. |
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| Mon Dec 15 1:42:13 2008 |
actually, cjoyfull, you have 100% ownership of .. |
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| Mon Dec 15 1:36:54 2008 |
no he cannot...if he is obligated on the mortgage .. |
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| Mon Dec 15 1:28:32 2008 |
cricket, let me try to understand this. your .. |
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| Mon Dec 15 1:12:58 2008 |
parmoney makes a good recommendation. i will add .. |
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| Mon Dec 15 1:09:29 2008 |
i dont quite understand, jlb: you "cannot .. |
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| Mon Dec 15 9:29:30 2008 |
"forcing a sale" is not a likely .. |
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| Mon Dec 15 9:25:45 2008 |
you still have to pay your real estate taxes .. |
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| Mon Dec 15 9:22:34 2008 |
tbe, you won't be approved for a mortgage loan .. |
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| Mon Dec 15 9:07:46 2008 |
not sure if it is "scum" but it sure is .. |
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| Mon Dec 15 9:03:18 2008 |
kflamchapman, the drawback to trying to obtain .. |
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| Mon Dec 15 8:54:57 2008 |
mzbwc, your other option here is to simply .. |
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| Mon Dec 15 8:52:51 2008 |
the amount of foreclosures in this country at .. |
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| Mon Dec 15 8:46:17 2008 |
i've said this before and i'll say it again: .. |
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| Mon Dec 15 8:41:26 2008 |
sussane..."the banks said no" pretty .. |
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| Mon Dec 15 8:34:01 2008 |
keena, you need to look at what one thing is more .. |
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| Mon Dec 15 8:28:29 2008 |
niiccs, i think you've read the wrong post. .. |
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| Thu Dec 4 8:48:18 2008 |
enough foolishness...you dealt with a profoundly .. |
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| Thu Dec 4 8:42:53 2008 |
james hogg is correct in his statements. .. |
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| Thu Dec 4 8:39:38 2008 |
jim, virtually all mortgage lenders have stopped .. |
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| Thu Dec 4 8:30:59 2008 |
cindy, if i were in your shoes, i would just sit .. |
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| Thu Dec 4 8:26:17 2008 |
"why you have been served" is pretty .. |
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| Thu Dec 4 8:23:14 2008 |
sharon, inasmuch as you are an owner of the .. |
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| Thu Dec 4 8:20:22 2008 |
capital gains tax rules on sale of primary .. |
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| Thu Dec 4 8:17:28 2008 |
clearly, if your friend is ready to walk away and .. |
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| Wed Dec 3 11:22:56 2008 |
i'm not disagreeing with your assessment, but i .. |
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| Wed Dec 3 11:11:05 2008 |
honestly, any questions someone might have on a .. |
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| Wed Dec 3 10:44:10 2008 |
gmm...i am not sure what "deposit" .. |
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| Wed Dec 3 10:42:05 2008 |
you didn't say you were trying to refinance the .. |
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| Wed Dec 3 10:40:45 2008 |
well said, .. |
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| Wed Dec 3 10:38:32 2008 |
i don't have a handle on how many points a short .. |
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| Wed Dec 3 10:36:05 2008 |
i wish i had the luxury to make the same .. |
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| Wed Dec 3 10:34:11 2008 |
not sure if i would call it negligence, per se; .. |
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| Wed Dec 3 10:11:02 2008 |
actually, dlf, if there were ever a legal action .. |
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| Tue Dec 2 11:41:08 2008 |
in a word, "no." however, in the event .. |
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| Tue Dec 2 9:41:16 2008 |
oops...i noticed there is an extra space in that .. |
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| Tue Dec 2 9:39:55 2008 |
has anyone read this article there are way .. |
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| Tue Dec 2 9:31:26 2008 |
loco, your husband is not responsible for your .. |
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| Tue Dec 2 9:24:05 2008 |
gee whiz....if "guest" answers a .. |
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| Tue Dec 2 9:19:55 2008 |
mbalt, i'm sure you don't want to sell the home; .. |
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| Tue Dec 2 9:17:51 2008 |
blackorbit, those programs are dead in the water. .. |
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| Tue Dec 2 9:12:19 2008 |
jerry is correct. if you are facing foreclosure .. |
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| Tue Dec 2 9:10:07 2008 |
clearly, yes - engage an attorney to work this .. |
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| Tue Dec 2 9:07:35 2008 |
owen, you're correct in assuming that your lender .. |
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| Tue Dec 2 9:00:50 2008 |
i guess your son-in-law didn't refinance the home .. |
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| Mon Dec 1 3:21:48 2008 |
that's a question for your lender. if you have .. |
Forum |
| Mon Dec 1 3:20:32 2008 |
sam, i suggest you do a google search for .. |
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| Sat Nov 22 6:11:20 2008 |
rolando, i do not understand your inquiry at all. .. |
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| Sat Nov 22 5:56:16 2008 |
what borrowers do not recognize is that taxes .. |
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| Sat Nov 22 5:53:12 2008 |
i always advise people to make their monthly .. |
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| Sat Nov 22 5:42:02 2008 |
you'll need to provide a good, solid explanation .. |
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| Sat Nov 22 5:39:40 2008 |
there is no way what happened here can be legal. .. |
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| Sat Nov 22 5:37:55 2008 |
they look correct to me as well; looks like a net .. |
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| Fri Nov 21 11:35:59 2008 |
okay, i understand your reasoning. would his .. |
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| Fri Nov 21 9:50:44 2008 |
nice post, christina - hope you'll become another .. |
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| Fri Nov 21 9:47:46 2008 |
Amen to the last line above: "take the .. |
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| Fri Nov 21 9:46:20 2008 |
pharris, what you've described is a pretty good .. |
Forum |
| Fri Nov 21 9:42:19 2008 |
who the investor is isn't going to be .. |
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| Fri Nov 21 9:40:54 2008 |
and, of course, as soon as i sent that one...this .. |
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| Fri Nov 21 9:39:50 2008 |
no, sussane - there are new rules that apply to .. |
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| Fri Nov 21 9:35:22 2008 |
is there no lawyer involved in this transaction .. |
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| Fri Nov 21 9:33:39 2008 |
and another option is chapter .. |
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| Fri Nov 21 9:32:07 2008 |
so...you are the current owner and you've granted .. |
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| Fri Nov 21 9:30:05 2008 |
in all likelihood, whoever he seeks out as a .. |
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| Fri Nov 21 9:20:06 2008 |
oh yeah...i include myself here, .. |
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| Fri Nov 21 9:19:47 2008 |
james...the couple is the lender...one and the .. |
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| Fri Nov 21 9:16:55 2008 |
au, it is possible that an unscrupulous loan .. |
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| Fri Nov 21 9:10:38 2008 |
good post, elnora. i agree with all your .. |
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| Fri Nov 21 9:07:58 2008 |
rasta, your scenario seems pretty far-fetched. .. |
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| Thu Nov 20 3:03:34 2008 |
was there some sort of legal arrangement that .. |
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| Thu Nov 20 2:58:59 2008 |
pixie, i agree with you, but you need to find a .. |
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| Thu Nov 20 2:57:09 2008 |
you need to beg or borrow enough to make those .. |
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| Thu Nov 20 9:46:56 2008 |
you've breached your contract with the bank. .. |
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| Thu Nov 20 8:39:41 2008 |
you need to negotiate with the couple. i wouldn't .. |
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| Thu Nov 20 8:37:25 2008 |
rene, carl has stated what you need to know. if .. |
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| Thu Nov 20 8:26:27 2008 |
i have a hard time understanding why someone .. |
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| Wed Nov 19 3:19:59 2008 |
are you referring to Virginia Housing and their .. |
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| Wed Nov 19 2:23:42 2008 |
there are a couple of forms of survivorship, so .. |
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| Wed Nov 19 2:22:28 2008 |
an attorney need not be involved - presumably you .. |
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| Wed Nov 19 1:23:42 2008 |
you can check in your local area for printing .. |
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| Wed Nov 19 1:22:17 2008 |
no .. |
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| Wed Nov 19 1:21:50 2008 |
without doubt, you need to call them to see what .. |
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| Wed Nov 19 10:13:36 2008 |
if you review your mortgage documents, i feel .. |
Forum |
| Wed Nov 19 10:08:08 2008 |
the same premise holds - wherever he is .. |
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| Wed Nov 19 9:34:17 2008 |
hello want...your 10% down payment ought to be .. |
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| Wed Nov 19 9:29:57 2008 |
i'm not totally certain what you're driving at, .. |
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| Wed Nov 19 9:28:31 2008 |
i'm not casting aspersions on brokers, but just .. |
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| Wed Nov 19 8:54:07 2008 |
if you don't pay the second mortgage, they will .. |
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| Wed Nov 19 8:51:50 2008 |
you probably won't have much luck, frankly. the .. |
Forum |
| Wed Nov 19 8:49:17 2008 |
hahahaha...what is a "respected .. |
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| Wed Nov 19 8:46:43 2008 |
i have a mixed opinion on this matter. your .. |
Forum |
| Wed Nov 19 8:37:19 2008 |
not being a hard money lender, frankly; no i .. |
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| Wed Nov 19 8:36:03 2008 |
i don't agree that the foreclosure notice is too .. |
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| Wed Nov 19 8:33:00 2008 |
jess, your credit may well be sufficiently good .. |
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| Wed Nov 19 8:29:09 2008 |
finally, your description of your situation looks .. |
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| Wed Nov 19 8:19:06 2008 |
beyond the hard money markets, i surmise that .. |
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| Wed Nov 19 8:14:47 2008 |
i know my name is not sussane, but here's my take .. |
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| Wed Nov 19 8:09:45 2008 |
eugene, i don't mean to criticize you, but after .. |
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| Tue Nov 18 2:19:54 2008 |
roxy it's not so simple as simply getting your .. |
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| Tue Nov 18 2:17:34 2008 |
you need an attorney...as i mentioned, if you .. |
Forum |
| Tue Nov 18 2:13:27 2008 |
well, your credit won't suffer yet as you're only .. |
Forum |
| Tue Nov 18 2:06:07 2008 |
in the current real estate/mortgage market, .. |
Forum |
| Tue Nov 18 1:59:58 2008 |
i just realized i said "you could close .. |
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| Tue Nov 18 12:38:06 2008 |
rosie, you're going to have to convince the loss .. |
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| Tue Nov 18 12:36:09 2008 |
last question first - and here is my question: .. |
Forum |
| Tue Nov 18 12:29:32 2008 |
mortgage consultant = mortgage loan officer = .. |
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| Tue Nov 18 12:24:21 2008 |
i suppose you could grab her arm and twist it .. |
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| Tue Nov 18 12:19:02 2008 |
you need to engage the counsel of a real estate .. |
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| Tue Nov 18 12:15:10 2008 |
yes, in general, a refinance is the way to .. |
Forum |
| Tue Nov 18 12:09:47 2008 |
maybe, but probably .. |
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| Tue Nov 18 12:08:00 2008 |
garnishment of wages and attachments to savings .. |
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| Tue Nov 18 12:06:24 2008 |
Rejoice! oh yeah, you already did that.
i .. |
Forum |
| Mon Nov 17 1:31:58 2008 |
smcgovern, you don't necessarily need an attorney .. |
Forum |
| Mon Nov 17 1:29:52 2008 |
this is so convoluted.
if the property .. |
Forum |
| Mon Nov 17 12:14:16 2008 |
i just love it when "someone" gets .. |
Forum |
| Mon Nov 17 9:50:49 2008 |
the easiest thing to do is to simply continue .. |
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| Mon Nov 17 9:43:10 2008 |
loans in which land is the only collateral are .. |
Forum |
| Mon Nov 17 9:39:15 2008 |
i wouldn't go so far as to say that you're a .. |
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| Mon Nov 17 9:34:22 2008 |
as cosigner, you agreed to make payments on that .. |
Forum |
| Mon Nov 17 9:26:19 2008 |
jay, if you're moving 5 hours away from where you .. |
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| Mon Nov 17 9:21:09 2008 |
golden, the simple fact that your Mom intends to .. |
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| Mon Nov 17 9:15:34 2008 |
earl, owner financing is not at all .. |
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| Mon Nov 17 9:09:38 2008 |
frankie, it seems you're between the proverbial .. |
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| Mon Nov 17 8:37:11 2008 |
kim, is it safe for us to assume that the .. |
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| Mon Nov 17 8:11:56 2008 |
guest, i hate to say this but the language you .. |
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| Mon Nov 17 8:06:13 2008 |
jerry, i don't understand how you made a leap to .. |
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| Thu Nov 13 12:37:07 2008 |
if and when you find yourself unable to make .. |
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| Thu Nov 13 12:33:40 2008 |
i disagree with one of your final statements. .. |
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| Thu Nov 13 12:17:17 2008 |
i wish you well, JoAn. this sounds like a pretty .. |
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| Thu Nov 13 8:59:18 2008 |
once again, jheard is the voice of reason; we .. |
Forum |
| Thu Nov 13 8:57:50 2008 |
JoAn it would seem that in the transfer of .. |
Forum |
| Thu Nov 13 8:55:21 2008 |
happy to be of .. |
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| Thu Nov 13 8:54:48 2008 |
brat, your best bet is to find an fha lender. .. |
Forum |
| Thu Nov 13 8:51:44 2008 |
i guess we're on the internet too, aren't .. |
Forum |
| Thu Nov 13 8:51:21 2008 |
you'll need to be careful shopping for lawyers on .. |
Forum |
| Thu Nov 13 8:48:07 2008 |
bsherb, you've done well in accumulating the .. |
Forum |
| Thu Nov 13 8:45:46 2008 |
it's a simple method of transferring title. in .. |
Forum |
| Thu Nov 13 8:42:36 2008 |
of course you would love to help, X. isn't free .. |
Forum |
| Thu Nov 13 8:40:38 2008 |
bsherb, i'm not quite understanding your .. |
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| Thu Nov 13 8:34:14 2008 |
as an owner of the property, she has a say in how .. |
Forum |
| Thu Nov 13 8:31:23 2008 |
clearly, it would seem you're not yet in danger .. |
Forum |
| Thu Nov 13 8:26:51 2008 |
notaries are sworn to uphold the law. if .. |
Forum |
| Thu Nov 13 8:23:15 2008 |
there will be a lawyer involved in the closing no .. |
Forum |
| Thu Nov 13 8:20:03 2008 |
yes, chele, it ought to be a simple .. |
Forum |
| Thu Nov 13 8:19:20 2008 |
blblaisdell, you can certainly be added to title .. |
Forum |
| Thu Nov 13 8:14:34 2008 |
hold on, kids...nowhere did our guest indicate .. |
Forum |
| Thu Nov 13 8:08:17 2008 |
your first step is to contact your lender's .. |
Forum |
| Thu Nov 13 8:05:59 2008 |
most lenders these days require all owners to be .. |
Forum |
| Wed Nov 12 8:37:23 2008 |
what you'll need to do is coordinate this with .. |
Forum |
| Wed Nov 12 8:29:07 2008 |
an excellent source of information and assistance .. |
Forum |
| Wed Nov 12 8:23:17 2008 |
lrm you are not legally obligated to make .. |
Forum |
| Wed Nov 12 8:20:48 2008 |
the easy thing to do is to shop around for .. |
Forum |
| Wed Nov 12 8:14:14 2008 |
despite your disclaimer, jheard, i recognize good .. |
Forum |
| Tue Nov 11 11:53:40 2008 |
the original open end mortgages were exactly what .. |
Forum |
| Tue Nov 11 11:49:38 2008 |
travkar, there may still be some lenders out .. |
Forum |
| Tue Nov 11 11:44:57 2008 |
Lord help .. |
Forum |
| Tue Nov 11 11:44:06 2008 |
as noted in jameshogg's reply, "consult an .. |
Forum |
| Tue Nov 11 11:41:35 2008 |
in order for you to "transfer" the two .. |
Forum |
| Tue Nov 11 11:39:33 2008 |
gone, you mentioned that you are "no longer .. |
Forum |
| Tue Nov 11 11:35:55 2008 |
guest, i don't think you've provided enough .. |
Forum |
| Tue Nov 11 11:33:59 2008 |
i don't believe i have ever heard of an estate .. |
Forum |
| Tue Nov 11 11:31:28 2008 |
you leprechaun .. |
Forum |
| Mon Nov 10 2:58:20 2008 |
that the attorney wouldn't allow it at such a .. |
Forum |
| Mon Nov 10 2:43:40 2008 |
elnora, does it bother you that your post was .. |
Forum |
| Mon Nov 10 2:40:55 2008 |
and they are a portfolio .. |
Forum |
| Mon Nov 10 2:26:52 2008 |
Does your company finance stated incomes .. |
Forum |
| Mon Nov 10 2:25:32 2008 |
so much optimism! some it is warranted, some .. |
Forum |
| Mon Nov 10 2:18:09 2008 |
i'm so glad we have knowledgeable people on this .. |
Forum |
| Mon Nov 10 2:17:03 2008 |
in a case such as you describe, i have to take it .. |
Forum |
| Mon Nov 10 2:13:24 2008 |
jveenstra, what is your company, where are you .. |
Forum |
| Mon Nov 10 2:11:43 2008 |
thank you lisa for a sense of reality on the .. |
Forum |
| Mon Nov 10 2:09:18 2008 |
john, i think you're barking up the wrong .. |
Forum |
| Mon Nov 10 8:57:13 2008 |
sussane...suggesting that he secure the services .. |
Forum |
| Mon Nov 10 8:51:21 2008 |
basically, i agree with much of what has been .. |
Forum |
| Mon Nov 10 8:42:56 2008 |
i disagree slightly. it is up to the lender to .. |
Forum |
| Mon Nov 10 8:41:03 2008 |
cheryl, i have to agree with the mortgage company .. |
Forum |
| Mon Nov 10 8:35:15 2008 |
anyone who owns this property would have to be .. |
Forum |
| Mon Nov 10 8:31:13 2008 |
beware of calling wachovia a "liberal .. |
Forum |
| Fri Nov 7 2:02:58 2008 |
i know you can't have your brother underwrite the .. |
Forum |
| Fri Nov 7 1:30:25 2008 |
maybe you need to have your hr department speak .. |
Forum |
| Fri Nov 7 1:03:18 2008 |
how in the world did they discover that you were .. |
Forum |
| Fri Nov 7 12:48:08 2008 |
nan, that last question is something best .. |
Forum |
| Fri Nov 7 12:41:21 2008 |
and did you send it in yourself if so, that's .. |
Forum |
| Fri Nov 7 12:40:24 2008 |
aprilmarie, your wife could not have put her name .. |
Forum |
| Fri Nov 7 12:34:31 2008 |
i am in partial agreement with you jessica. .. |
Forum |
| Fri Nov 7 12:26:23 2008 |
sussane, please read the original post. there is .. |
Forum |
| Fri Nov 7 12:22:30 2008 |
i'm afraid you are going to be out of luck, .. |
Forum |
| Fri Nov 7 12:18:43 2008 |
relinquishing ownership by way of a quit claim .. |
Forum |
| Fri Nov 7 12:17:31 2008 |
the very simple answer to your question ought to .. |
Forum |
| Fri Nov 7 12:16:10 2008 |
you are fully liable for the mortgage on the .. |
Forum |
| Fri Nov 7 9:54:14 2008 |
jean, you need to contact your mortgage lender .. |
Forum |
| Fri Nov 7 9:51:31 2008 |
mkrahn, everyone is susceptible to underwriting .. |
Forum |
| Fri Nov 7 9:49:16 2008 |
the questions you've asked are better answered by .. |
Forum |
| Fri Nov 7 9:45:39 2008 |
your case is a whole mess. obviously, you never .. |
Forum |
| Fri Nov 7 9:39:29 2008 |
sussane, it is not necessary for a home to free .. |
Forum |
| Fri Nov 7 9:34:37 2008 |
planning ahead, huh
it seems like you're .. |
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| Wed Nov 5 3:00:32 2008 |
wow, as usual.
a second loan is already a lien .. |
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| Wed Nov 5 2:55:30 2008 |
sussane, your advice is rather heavy-handed. i .. |
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| Wed Nov 5 2:52:12 2008 |
forget about refinancing...that was inappropriate .. |
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| Wed Nov 5 2:45:46 2008 |
freeworld, i highly doubt you have a penalty on .. |
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| Wed Nov 5 2:19:02 2008 |
jtansey, what was once "normal" in the .. |
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| Tue Nov 4 2:38:51 2008 |
guest, you gave your significant other ownership .. |
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| Tue Nov 4 2:36:13 2008 |
quandry, if you and the current owners execute a .. |
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| Tue Nov 4 2:34:23 2008 |
i don't see this as an issue, really. as long as .. |
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| Tue Nov 4 2:32:53 2008 |
amy...are you the same poster as .. |
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| Tue Nov 4 2:31:51 2008 |
inasmuch as you are an owner of the property, .. |
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| Tue Nov 4 2:30:32 2008 |
bruce, the vast majority of lenders offer .. |
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| Tue Nov 4 2:27:42 2008 |
wow, petey, 781 is not "pretty good" - .. |
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| Tue Nov 4 10:36:36 2008 |
actually, shane, any encumbrance placed on the .. |
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| Tue Nov 4 10:32:08 2008 |
it is with certainty that i say a mortgage .. |
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| Tue Nov 4 10:25:46 2008 |
nice generic answer, .. |
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| Tue Nov 4 10:24:12 2008 |
dorene, i don't quite understand your question. .. |
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| Tue Nov 4 10:11:38 2008 |
assumption means simply that you would be taking .. |
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| Tue Nov 4 9:43:12 2008 |
paula, you shouldn't have waited 5 years to .. |
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| Tue Nov 4 9:40:44 2008 |
petey, you are missing the boat on this question. .. |
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| Tue Nov 4 9:36:33 2008 |
come on now, jameshogg, you stated .. |
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| Tue Nov 4 9:32:26 2008 |
every end of the spectrum is displayed here. .. |
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| Tue Nov 4 9:22:11 2008 |
this whole stream is way too bizarre. how could .. |
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| Fri Oct 31 7:21:03 2008 |
This morning, I noted a couple of editorial .. |
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| Fri Oct 31 7:16:28 2008 |
guest, your query is hard to decipher. what is .. |
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| Fri Oct 31 7:11:06 2008 |
you have various answers here, chris. basically, .. |
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| Fri Oct 31 7:08:37 2008 |
nikki, if you have a mortgage on that home, be .. |
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| Fri Oct 31 7:04:01 2008 |
lena, you'll find that adding your father-in-law .. |
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| Fri Oct 31 6:55:12 2008 |
i am in agreement with the guest...you have no .. |
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| Fri Oct 31 6:51:33 2008 |
your timing is not good, la.
based on your .. |
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| Fri Oct 31 6:23:15 2008 |
there are agencies who specialize in assisting .. |
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| Fri Oct 31 6:20:38 2008 |
well done, chris. when we have motivated .. |
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| Thu Oct 30 10:31:53 2008 |
of course, a second mortgagee can begin a .. |
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| Thu Oct 30 10:26:07 2008 |
i just got word - our product goes away on 11/5. .. |
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| Thu Oct 30 8:20:23 2008 |
wow, chris - 9.8%. of course, with a $70000 .. |
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| Thu Oct 30 8:17:02 2008 |
honestly, there's too little information here to .. |
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| Thu Oct 30 7:50:01 2008 |
if your proposed cosigner has "no credit .. |
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| Thu Oct 30 7:44:52 2008 |
aknigh, it would seem that you're pretty well .. |
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| Thu Oct 30 7:29:14 2008 |
i doubt that too many conforming lenders will .. |
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| Thu Oct 30 6:42:44 2008 |
fred, there still exist some stated income .. |
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| Thu Oct 30 6:29:45 2008 |
this is not a serious question, i .. |
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| Mon Oct 27 12:26:45 2008 |
okay ivan, here goes.
1 - don't know precisely .. |
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| Sun Oct 26 10:28:08 2008 |
i am in agreement with brian. not only that, .. |
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| Sun Oct 26 10:25:53 2008 |
sandy, before a lien would be placed, a court .. |
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| Sun Oct 26 10:23:48 2008 |
thank you, tim, for adding a sense of decorum and .. |
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| Sun Oct 26 10:22:55 2008 |
inasmuch as you have a mortgage on the property, .. |
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| Fri Oct 24 7:24:01 2008 |
i agree with sussane - your job history is not .. |
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| Fri Oct 24 7:21:54 2008 |
ivy, obtaining a cash out refinance on your .. |
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| Fri Oct 24 7:17:59 2008 |
once again...wow.
my assumption, based on the .. |
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| Fri Oct 24 7:13:28 2008 |
let me try to understand, Nichole...how is it .. |
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| Mon Oct 20 8:34:08 2008 |
keep in mind, bud; that making such a change is .. |
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| Mon Oct 20 8:29:12 2008 |
oh i see...bertha if you truly wish to get a .. |
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| Mon Oct 20 8:20:51 2008 |
as long as your bankruptcy has been discharged .. |
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| Mon Oct 20 8:18:26 2008 |
huh .. |
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| Mon Oct 20 8:17:58 2008 |
rates are subject to fluctuation continously. .. |
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| Mon Oct 20 8:12:19 2008 |
my assumption is that rescission does not apply .. |
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| Mon Oct 20 7:26:23 2008 |
lugnuts, unless you did sign a document .. |
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| Tue Oct 14 1:47:47 2008 |
there is clearly more here than meets the eye, .. |
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| Tue Oct 14 1:45:20 2008 |
co-signing is not only hazardous to non-familial .. |
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| Tue Oct 14 1:17:57 2008 |
you have no reason to wait, Blak. your .. |
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| Tue Oct 14 1:13:55 2008 |
all parties who sign a promissory note are fully .. |
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| Tue Oct 14 1:11:02 2008 |
yes indeed, there are loans available to those .. |
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| Tue Oct 14 1:09:15 2008 |
given your legal status as it pertains to your .. |
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| Fri Oct 10 1:56:09 2008 |
lugel...the definition of late is "after the .. |
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| Fri Oct 10 8:46:22 2008 |
anthony, the lender who holds the mortgage on .. |
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| Fri Oct 10 7:59:58 2008 |
tinaruss, you will generally find lenders bowing .. |
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| Fri Oct 10 7:56:01 2008 |
rolemdl1, as steve noted, you are likely to be .. |
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| Fri Oct 10 7:50:20 2008 |
many years ago, the standard that applied to .. |
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| Fri Oct 10 7:35:58 2008 |
guest, no matter what you originally negotiated, .. |
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| Fri Oct 10 7:30:10 2008 |
wanda, when he purchases the home, he will be .. |
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| Fri Oct 10 7:26:33 2008 |
oh man...
if there is fraud that appears on .. |
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| Fri Oct 10 7:24:12 2008 |
a homeowner gives written consent to a lender to .. |
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| Fri Oct 10 7:22:08 2008 |
and your question .. |
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| Fri Oct 10 7:21:38 2008 |
the judgment lien you have mentioned is, as .. |
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| Fri Oct 10 7:10:19 2008 |
sharion, it's hard to give you a reasonable .. |
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| Fri Oct 10 6:50:08 2008 |
any asset accounts you have that are verifiable .. |
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| Thu Oct 9 12:16:17 2008 |
" "
it is clearly beneficial for the .. |
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| Thu Oct 9 12:13:38 2008 |
patricia, there is no way anyone here can answer .. |
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| Thu Oct 9 12:12:29 2008 |
if, as you say, they are willing it to you, i .. |
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| Thu Oct 9 7:34:37 2008 |
mike b, please read the guidelines posted here. .. |
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| Thu Oct 9 7:31:34 2008 |
what he is proposing to do is not feasible. .. |
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| Thu Oct 9 7:26:37 2008 |
i really don't understand your question, .. |
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| Thu Oct 9 7:20:20 2008 |
law, i don't know where you got the idea that you .. |
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| Thu Oct 9 7:14:09 2008 |
fha truly doesn't have a minimum, though you will .. |
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| Wed Oct 8 11:42:59 2008 |
your mortgage lender will be in touch with you as .. |
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| Wed Oct 8 11:17:10 2008 |
simple answer - .. |
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| Wed Oct 8 11:13:06 2008 |
paulo, you definitely ought to look into .. |
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| Wed Oct 8 11:11:11 2008 |
you'll need to know what index is being used. .. |
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| Wed Oct 8 11:01:17 2008 |
melissa depending on where you live you can quite .. |
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| Wed Oct 8 10:57:49 2008 |
there are non-profit agencies all over the .. |
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| Wed Oct 8 10:53:56 2008 |
rachel, if there had been a will leaving you any .. |
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| Wed Oct 8 10:52:01 2008 |
you will probably get a continuing series of .. |
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| Wed Oct 8 10:50:20 2008 |
difficult to determine quite what information you .. |
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| Tue Oct 7 11:37:49 2008 |
good answer, .. |
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| Tue Oct 7 10:37:09 2008 |
effective january 1, you'd have to put 3.5% down. .. |
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| Tue Oct 7 10:35:26 2008 |
but now i am re-reading your original post. you .. |
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| Tue Oct 7 10:33:14 2008 |
whichever deed is recorded first is the first .. |
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| Tue Oct 7 8:47:45 2008 |
it would seem your bank is not happy with its .. |
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| Tue Oct 7 8:44:07 2008 |
m wertz - i don't see any reason for you to give .. |
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| Tue Oct 7 8:38:44 2008 |
what you did makes no sense, honestly. inasmuch .. |
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| Tue Oct 7 8:29:19 2008 |
this is a question that i would think you might .. |
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| Tue Oct 7 8:25:23 2008 |
yes.
now why do you .. |
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| Tue Oct 7 8:24:58 2008 |
assuming that there is sufficient equity in the .. |
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| Tue Oct 7 8:23:46 2008 |
no...an appraisal of property must be completely .. |
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| Tue Oct 7 8:22:06 2008 |
i just answered the 32/40 question on the other .. |
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| Tue Oct 7 8:20:40 2008 |
we have all seen extraordinarily high ratios such .. |
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| Tue Oct 7 8:16:14 2008 |
i am taking it for granted that "guest" .. |
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| Tue Oct 7 8:12:10 2008 |
guest...the most convenient way to add a person .. |
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| Tue Oct 7 8:02:11 2008 |
i can only answer for me and those with whom i .. |
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| Mon Oct 6 11:42:59 2008 |
in general, mex; that is .. |
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| Mon Oct 6 11:39:43 2008 |
the bank has no standing in this situation. you .. |
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| Mon Oct 6 11:37:11 2008 |
the mortgage holder has the right to be paid in .. |
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| Mon Oct 6 11:28:28 2008 |
underwriting guidelines are changing on a most .. |
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| Mon Oct 6 11:26:16 2008 |
ignore marty!
as for the "advice" .. |
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| Mon Oct 6 11:23:04 2008 |
i agree with you, elnora. we don't have enough .. |
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| Mon Oct 6 11:19:10 2008 |
undoubtedly, refinancing is a viable alternative .. |
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| Mon Oct 6 11:17:04 2008 |
contact an attorney. in addition, do your utmost .. |
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| Mon Oct 6 11:14:56 2008 |
if the property is sold, the loan must be paid in .. |
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| Mon Oct 6 11:10:51 2008 |
well, i have to disagree with the final .. |
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| Sat Oct 4 4:38:21 2008 |
you'd better check with your legal counsel on .. |
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| Sat Oct 4 4:34:37 2008 |
the ramifications are large - presumably you wish .. |
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| Fri Oct 3 2:00:33 2008 |
no thank you, javan. your last sentence in the .. |
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| Thu Oct 2 1:55:16 2008 |
be in contact with the lender to let them know .. |
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| Thu Oct 2 1:46:28 2008 |
i agree with brian (go figure) in that there are .. |
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| Thu Oct 2 9:16:13 2008 |
kevin, it's refreshing to see someone mention .. |
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| Thu Oct 2 9:02:09 2008 |
a 2005 value is not likely to help you in 2008, .. |
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| Thu Oct 2 8:57:57 2008 |
based on what i just read, it makes me feel a .. |
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| Thu Oct 2 8:55:19 2008 |
i concur - faxed signatures are not going to be .. |
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| Thu Oct 2 8:54:41 2008 |
not sure i would trust wikipedia - those items on .. |
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| Thu Oct 2 8:53:19 2008 |
yes, paul, loans with scores below 580 are .. |
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| Thu Oct 2 8:51:49 2008 |
rorie, as you now know, you can use the fha 203k .. |
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| Thu Oct 2 8:38:49 2008 |
the way i read it, it appeared to me you were .. |
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| Thu Oct 2 8:28:42 2008 |
Options for remaining balance after lease purchase closes? .. |
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| Thu Oct 2 8:23:34 2008 |
i love your response, elnora. i couldn't agree .. |
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| Thu Oct 2 8:22:22 2008 |
i have never heard of the requirement that the .. |
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| Wed Oct 1 2:40:25 2008 |
yeah we all do it - forget we had logged .. |
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| Wed Oct 1 1:06:59 2008 |
bad form above - i meant to put mary's name in .. |
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| Wed Oct 1 1:06:19 2008 |
removing a co-borrower from a mortgage loan .. |
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| Wed Oct 1 1:02:38 2008 |
shady, shady, shady - you'd think that in this .. |
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| Wed Oct 1 12:36:40 2008 |
i would sure hope youre not on any ripoff .. |
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| Wed Oct 1 12:31:26 2008 |
wow, charlie!
i think your commentary is way .. |
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| Wed Oct 1 10:57:19 2008 |
javan, assuming for the sake of argument that you .. |
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| Wed Oct 1 10:47:00 2008 |
gbates, you will not be able to sell this .. |
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| Wed Oct 1 10:45:14 2008 |
well said elnora - i have to admit i neglected to .. |
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| Wed Oct 1 10:44:12 2008 |
ok...looked .. |
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| Wed Oct 1 10:43:23 2008 |
i agree wholeheartedly. there is still distrust, .. |
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| Wed Oct 1 10:15:44 2008 |
tsk tsk...bad habits die hard .. |
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| Wed Oct 1 10:14:32 2008 |
now that's what i'm talking .. |
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| Wed Oct 1 9:54:28 2008 |
typically, cm, a vom will simply state how many .. |
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| Wed Oct 1 9:51:30 2008 |
once again, elnora - please try to comply with .. |
Forum |
| Wed Oct 1 9:41:05 2008 |
elnora, please...no solicitations
if you join .. |
Forum |
| Wed Oct 1 8:44:39 2008 |
elnora, please do not solicit business here. .. |
Forum |
| Wed Oct 1 7:36:46 2008 |
thanks again cedric for clarity - an uncommon .. |
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| Wed Oct 1 7:31:44 2008 |
annie and sussane...please pay attention. the .. |
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| Wed Oct 1 7:28:17 2008 |
in this marketplace, lenders are much more likely .. |
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| Wed Oct 1 7:06:50 2008 |
i see another option there, Cody. that would be .. |
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| Wed Oct 1 7:04:40 2008 |
do everyone a favor, please, and do not respond .. |
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| Wed Oct 1 7:02:38 2008 |
laura, you show your debt to income ratio at 65%. .. |
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| Wed Oct 1 6:59:47 2008 |
cmorgan, you need not post the same basic .. |
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| Wed Oct 1 6:57:53 2008 |
cc...please don't think it will take 7 years for .. |
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| Wed Oct 1 6:51:30 2008 |
the ratios you cited are way too high in the year .. |
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| Wed Oct 1 6:47:35 2008 |
the answer depends on how you file your taxes. .. |
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| Wed Oct 1 6:38:06 2008 |
hommie, i don't know where the above answers came .. |
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| Wed Oct 1 6:35:34 2008 |
lynn, what you would be able to do is to have .. |
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| Wed Oct 1 6:29:42 2008 |
as always, sam, i appreciate your help and .. |
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| Tue Sep 30 1:08:27 2008 |
i guess that means it is under contract with a .. |
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| Tue Sep 30 1:05:20 2008 |
first of all, you had better hope the new .. |
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| Tue Sep 30 1:02:50 2008 |
you need to clarify your question so we know what .. |
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| Tue Sep 30 1:01:15 2008 |
regrettably, vicki, you have become .. |
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| Tue Sep 30 12:56:39 2008 |
as far as i'm concerned, she ought to give you .. |
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| Tue Sep 30 12:01:40 2008 |
i was being facetious about the credit agency .. |
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| Tue Sep 30 10:49:47 2008 |
jerry and sussane, neither of you recognized that .. |
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| Tue Sep 30 10:45:31 2008 |
reaffirmation will always put your lender on your .. |
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| Tue Sep 30 10:42:03 2008 |
mom, you are properly worried for your son. you .. |
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| Tue Sep 30 10:39:14 2008 |
your former spouse cannot remove your name from .. |
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| Tue Sep 30 10:37:10 2008 |
guest, you must know that there are many .. |
Forum |
| Tue Sep 30 10:24:41 2008 |
muthu what was that response was it supposedly .. |
Forum |
| Tue Sep 30 10:22:09 2008 |
P&L's are generally worth the paper they are .. |
Forum |
| Tue Sep 30 10:13:26 2008 |
there is a complicated formula that calculates .. |
Forum |
| Tue Sep 30 10:09:09 2008 |
ana, your post has me thoroughly confused. you .. |
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| Tue Sep 30 10:04:54 2008 |
sh 1977 - i think you are in the wrong forum. .. |
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| Tue Sep 30 9:58:06 2008 |
lisa, i like your style with that answer - to the .. |
Forum |
| Tue Sep 30 9:55:59 2008 |
forgive me, marta, i neglected to bring up the .. |
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| Mon Sep 29 11:48:35 2008 |
indeed, you can negotiate with your son to .. |
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| Mon Sep 29 11:43:29 2008 |
if you are all owners of the 6.87 acre parcel, .. |
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| Mon Sep 29 11:41:43 2008 |
marta, i gather you own your home yourself. that .. |
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| Mon Sep 29 11:39:41 2008 |
a rate of 6.3% isn't bad; all things considered. .. |
Forum |
| Mon Sep 29 11:36:50 2008 |
cmorgan, the only way in which you can be .. |
Forum |
| Mon Sep 29 11:34:29 2008 |
to directly answer your question: a second .. |
Forum |
| Mon Sep 29 11:30:00 2008 |
let's get to the real meat of the matter. you .. |
Forum |
| Mon Sep 29 11:24:59 2008 |
thank you cedric - i read the first two responses .. |
Forum |
| Mon Sep 29 11:22:23 2008 |
your mortgage company agent is a fool. as long .. |
Forum |
| Mon Sep 29 11:15:55 2008 |
hello bishop...from the information you've .. |
Forum |
| Sat Sep 27 10:21:48 2008 |
i have to disagree with smithsussane in that i .. |
Forum |
| Sat Sep 27 10:18:54 2008 |
undoubtedly we have dealt with the illegality of .. |
Forum |
| Sat Sep 27 10:16:07 2008 |
i don't believe there is any new law that would .. |
Forum |
| Sat Sep 27 10:14:12 2008 |
mortgage insurance premiums charged by fha have .. |
Forum |
| Sat Sep 27 10:09:42 2008 |
sussane, the poor poster never mentioned .. |
Forum |
| Sat Sep 27 10:06:55 2008 |
i concur with the responses you've received; go .. |
Forum |
| Sat Sep 27 10:05:34 2008 |
this will have an impact, yes. what that impact .. |
Forum |
| Sat Sep 27 10:01:16 2008 |
i took the junk out...now here's my take on .. |
Forum |
| Sat Sep 27 9:58:44 2008 |
leled03, you are not allowed to use someone .. |
Forum |
| Sat Sep 27 9:56:55 2008 |
he cannot get off the mortgage unless and until .. |
Forum |
| Sat Sep 27 9:54:05 2008 |
mkirk, you should have no real problems, .. |
Forum |
| Sat Sep 27 9:49:45 2008 |
tamma, if your house went to auction on september .. |
Forum |
| Fri Sep 26 12:02:13 2008 |
well, that's settled.
susiemarie, my first .. |
Forum |
| Fri Sep 26 11:48:43 2008 |
i would worry about going to court if i were you. .. |
Forum |
| Fri Sep 26 11:46:12 2008 |
the first thing your Mom ought to do is to sit .. |
Forum |
| Fri Sep 26 11:42:50 2008 |
m.l., you were given bad advice in August. i .. |
Forum |
| Fri Sep 26 11:35:12 2008 |
it sounds like your intent is to purchase the .. |
Forum |
| Fri Sep 26 11:29:44 2008 |
what a mess it can be to have multiple unrelated .. |
Forum |
| Fri Sep 26 11:17:35 2008 |
normal procedure is that the lower of the two .. |
Forum |
| Fri Sep 26 11:02:34 2008 |
if the taxes, etc. are so much higher that you .. |
Forum |
| Fri Sep 26 10:58:48 2008 |
carrie jo, in this country anyone can sue anyone .. |
Forum |
| Fri Sep 26 10:15:39 2008 |
marti, this is confusing to me. you didn't .. |
Forum |
| Fri Sep 26 10:09:06 2008 |
i was suggesting marital counseling first and .. |
Forum |
| Thu Sep 25 2:13:13 2008 |
let me talk about the insurance right .. |
Forum |
| Thu Sep 25 1:04:34 2008 |
do not fear, kjuicy...as long as the mortgage .. |
Forum |
| Thu Sep 25 12:58:48 2008 |
thank you samantha; it's been fun, entertaining, .. |
Forum |
| Thu Sep 25 12:56:19 2008 |
agreeing with brian again...since you owe $229K, .. |
Forum |
| Thu Sep 25 12:44:22 2008 |
lori, a quit claim deed only applies to real .. |
Forum |
| Thu Sep 25 11:40:11 2008 |
inasmuch as you were one of the owners of record .. |
Forum |
| Thu Sep 25 11:36:28 2008 |
your best bet seek counseling - .. |
Forum |
| Thu Sep 25 11:28:33 2008 |
andrea, it would be beneficial if you identified .. |
Forum |
| Thu Sep 25 11:27:09 2008 |
i don't know enough about these relief programs .. |
Forum |
| Wed Sep 24 12:51:53 2008 |
yes, a refinance can be costly - shop around, of .. |
Forum |
| Wed Sep 24 12:43:09 2008 |
good to see you again, robert. i have to agree .. |
Forum |
| Wed Sep 24 12:37:29 2008 |
i'm surprised that "the county" would .. |
Forum |
| Wed Sep 24 12:03:58 2008 |
your spelling apology crossed with my reply. .. |
Forum |
| Wed Sep 24 12:02:32 2008 |
it's not so much whether you are comfortable .. |
Forum |
| Wed Sep 24 11:59:24 2008 |
you ought to check with a legal expert (read: .. |
Forum |
| Wed Sep 24 10:53:11 2008 |
as much as i try to avoid the news on television, .. |
Forum |
| Wed Sep 24 10:45:31 2008 |
alicia, please don't post the same question on a .. |
Forum |
| Wed Sep 24 10:44:09 2008 |
the dismissal of your bankruptcy is not .. |
Forum |
| Wed Sep 24 10:41:42 2008 |
alicia, as jerry noted, charge-off is an .. |
Forum |
| Wed Sep 24 10:33:14 2008 |
i would certainly hope they couldn't garnish your .. |
Forum |
| Wed Sep 24 10:31:57 2008 |
bluray please ignore marty the mortgage .. |
Forum |
| Wed Sep 24 10:26:35 2008 |
the first step is to find out if your mortgage is .. |
Forum |
| Wed Sep 24 10:24:25 2008 |
tom, since you have no interest in the condo .. |
Forum |
| Wed Sep 24 10:12:16 2008 |
well, i am glad to know there's that sort of .. |
Forum |
| Tue Sep 23 2:19:50 2008 |
betty, you'd be best served to do this via quit .. |
Forum |
| Tue Sep 23 2:17:38 2008 |
you are totally correct leon. an executed quit .. |
Forum |
| Tue Sep 23 2:15:53 2008 |
owl, if that's the case, that's the case. it .. |
Forum |
| Tue Sep 23 1:18:25 2008 |
the standard is 2 years post-discharge. you may .. |
Forum |
| Tue Sep 23 1:15:21 2008 |
this seems to be a common problem. if you're .. |
Forum |
| Tue Sep 23 1:11:43 2008 |
mel, the lender calls the shots here. if they do .. |
Forum |
| Tue Sep 23 1:06:19 2008 |
charge off is really an accounting term. what it .. |
Forum |
| Tue Sep 23 1:03:57 2008 |
scrapbook...please review my response using this .. |
Forum |
| Tue Sep 23 1:00:42 2008 |
the minimal standard for being out of bankruptcy .. |
Forum |
| Tue Sep 23 12:44:30 2008 |
i would hope not, especially in light of recent .. |
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| Tue Sep 23 12:42:08 2008 |
inasmuch as you are an owner of the property, a .. |
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| Tue Sep 23 12:38:02 2008 |
yes, it could still be a 30-year conventional .. |
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| Tue Sep 23 12:37:03 2008 |
i don't know the ins and outs of the HOEPA .. |
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| Tue Sep 23 12:34:36 2008 |
local lenders such as credit unions or .. |
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| Tue Sep 23 12:31:06 2008 |
based on your description of income, i would .. |
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| Tue Sep 23 12:26:45 2008 |
you can find such documents online, but you may .. |
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| Tue Sep 23 12:24:49 2008 |
all a quit claim deed does is transfer someone's .. |
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| Tue Sep 23 12:22:20 2008 |
corey, you were talking about 203k a couple of .. |
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| Tue Sep 23 12:20:15 2008 |
chris that was my first instinct - to assume that .. |
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| Tue Sep 23 12:18:24 2008 |
cease and desist what
didn't you sign a .. |
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| Tue Sep 23 12:14:47 2008 |
when you obtain a mortgage you are required to .. |
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| Tue Sep 23 12:07:02 2008 |
the servicing of your loan will simply be turned .. |
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| Tue Sep 23 12:05:16 2008 |
my involvement with simple interest stems from a .. |
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| Tue Sep 23 11:58:45 2008 |
drillboy, what you'll need to do is contact a .. |
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| Mon Sep 22 2:20:54 2008 |
there are agencies that can assist you in .. |
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| Mon Sep 22 10:41:44 2008 |
yes, guest, you ought to be able to provide .. |
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| Mon Sep 22 10:40:00 2008 |
bear stearns/emc is one of the very-much troubled .. |
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| Mon Sep 22 10:37:58 2008 |
scott, you should be able to obtain the loan you .. |
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| Mon Sep 22 10:12:35 2008 |
"that the bank didn't like" is .. |
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| Mon Sep 22 8:32:38 2008 |
gosh, i thought i'd get some sort of juicy topic .. |
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| Mon Sep 22 8:11:59 2008 |
that's a tough question to answer, stretch. i .. |
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| Mon Sep 22 8:10:05 2008 |
your borrowing to pay back your former spouse is .. |
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| Mon Sep 22 8:06:03 2008 |
your question is very confusing, hhortaleza. .. |
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| Mon Sep 22 8:02:15 2008 |
i'm in agreement with susanne - i don't know .. |
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| Mon Sep 22 8:00:32 2008 |
when a person signs a mortgage note, that person .. |
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| Mon Sep 22 7:57:07 2008 |
i'm not a fan of mortgage life insurance .. |
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| Mon Sep 22 7:47:39 2008 |
there are definite benefits to a daily simple .. |
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| Mon Sep 22 7:42:17 2008 |
adam you will generally find that lenders are not .. |
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| Mon Sep 22 7:38:32 2008 |
the specific answer to your question is that your .. |
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| Mon Sep 22 7:29:35 2008 |
concerning the work to be accomplished on the .. |
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| Mon Sep 22 7:24:08 2008 |
errors get made on loans all the time. that's .. |
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| Mon Sep 22 7:16:55 2008 |
i have to agree with guest's assessment of the .. |
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| Mon Sep 22 7:00:11 2008 |
jennifer, you'd more likely find sisa (stated .. |
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| Mon Sep 22 6:54:40 2008 |
Declining the loan is a whole different thing .. |
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| Thu Sep 18 12:55:34 2008 |
yes and no.
yes, in that your job offer will .. |
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| Thu Sep 18 8:39:13 2008 |
"bad credit" can be construed in many .. |
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| Thu Sep 18 8:21:09 2008 |
there is no way to "get out" of .. |
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| Thu Sep 18 8:19:14 2008 |
since your husband's son is consistently late .. |
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| Thu Sep 18 8:17:27 2008 |
once you sign a mortgage note, you are obligated .. |
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| Thu Sep 18 8:16:18 2008 |
a lender cannot legally suggest to you that you .. |
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| Thu Sep 18 8:13:57 2008 |
guest, based on your statements, it is logical .. |
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| Thu Sep 18 8:10:32 2008 |
the mortgage insurance companies have devised .. |
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| Thu Sep 18 8:09:03 2008 |
your first step is to contact your mortgage .. |
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| Thu Sep 18 8:07:08 2008 |
luchynel, it looks like your ratios would work .. |
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| Wed Sep 17 11:59:05 2008 |
dtetzlaff, it is good, logical thinking that you .. |
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| Wed Sep 17 11:46:48 2008 |
i think it's pretty clear what will happen to a .. |
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| Wed Sep 17 8:06:34 2008 |
just to piggyback on what we've discussed here in .. |
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| Wed Sep 17 7:55:47 2008 |
i'm not familiar with "non-recorded .. |
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| Wed Sep 17 7:34:35 2008 |
tcomas, i'm very confused as to what you're .. |
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| Wed Sep 17 7:32:48 2008 |
i'm in agreement with lisa - check with wells .. |
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| Wed Sep 17 7:31:28 2008 |
nesbitt, stated income loans are very rare to .. |
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| Wed Sep 17 7:28:35 2008 |
i agree with lisa in that fixing the problem is .. |
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| Wed Sep 17 7:25:33 2008 |
thank you, annie, for your good sense. you're .. |
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| Wed Sep 17 7:20:49 2008 |
jc, i have to disagree with your last statement. .. |
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| Wed Sep 17 7:10:34 2008 |
ray, if you don't want to close, you simply don't .. |
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| Wed Sep 17 7:02:22 2008 |
lisa, i just reviewed what i said...it looks like .. |
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| Tue Sep 16 10:45:21 2008 |
don, i have a strong suspicion that the actual .. |
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| Tue Sep 16 10:25:48 2008 |
varacho, you can indeed get 90% ltv loans with a .. |
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| Tue Sep 16 7:25:33 2008 |
last things first: you ought to transfer the .. |
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| Tue Sep 16 7:18:14 2008 |
christine, you would be well-advised, in my .. |
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| Tue Sep 16 6:46:56 2008 |
i am of the mind that quoting rates is dangerous .. |
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| Mon Sep 15 7:46:50 2008 |
pe, you'll find that fha loans are currently .. |
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| Mon Sep 15 7:44:57 2008 |
mlcrisp, the extent of your "bad" .. |
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| Mon Sep 15 7:40:01 2008 |
well put, .. |
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| Mon Sep 15 7:38:28 2008 |
you'll find that there is a penalty, generally .. |
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| Mon Sep 15 7:36:52 2008 |
if rates go up, will it be okay if the lender .. |
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| Mon Sep 15 7:35:04 2008 |
this marketplace is not one in which a property .. |
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| Mon Sep 15 7:26:58 2008 |
netta, you will find that second mortgages are .. |
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| Fri Sep 12 10:29:41 2008 |
i know, chris; i'm surprised, too. we offer .. |
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| Fri Sep 12 9:21:54 2008 |
undoubtedly, there are many professionals on this .. |
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| Fri Sep 12 8:53:40 2008 |
even though you're separating, he must be a nice .. |
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| Fri Sep 12 8:50:12 2008 |
and, of course, i concur. once you sign a .. |
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| Fri Sep 12 8:45:07 2008 |
kristin, any party to a mortgage note is .. |
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| Fri Sep 12 8:40:39 2008 |
we have to be ever-vigilant, brian. this guy .. |
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| Fri Sep 12 8:21:17 2008 |
jas, please see my other .. |
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| Fri Sep 12 8:19:47 2008 |
fha loans are always an excellent alternative .. |
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| Fri Sep 12 7:15:47 2008 |
brian is right, far more than partially so; as is .. |
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| Fri Sep 12 7:09:59 2008 |
i guess i didn't realize there's a second page of .. |
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| Fri Sep 12 7:05:17 2008 |
marco, with a score of 620 or higher, you're .. |
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| Wed Sep 10 7:05:29 2008 |
bailey, it's nice to know you actually have a .. |
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| Wed Sep 10 7:00:05 2008 |
with the current rate you have at 5.75%, you're .. |
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| Wed Sep 10 6:57:25 2008 |
i feel pretty certain that nobody on the forum .. |
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| Wed Sep 10 6:55:13 2008 |
this is definitely unusual. you need to do some .. |
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| Wed Sep 10 6:54:19 2008 |
the lender cannot provide a hud-1; this comes .. |
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| Wed Sep 10 6:52:31 2008 |
somebody is giving you a snow job. there isn't .. |
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| Wed Sep 10 6:49:58 2008 |
i really don't understand why you might think .. |
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| Tue Sep 9 2:25:57 2008 |
teddi, you might want to join a credit union and .. |
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| Tue Sep 9 2:22:36 2008 |
in this country, anyone can sue anyone else for .. |
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| Tue Sep 9 11:36:44 2008 |
epw, i think you'd be wise to invest in an .. |
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| Tue Sep 9 11:34:49 2008 |
thank you matt - no need to go out and purchase .. |
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| Tue Sep 9 11:27:21 2008 |
it's a shame that people turn for help to others .. |
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| Tue Sep 9 11:16:07 2008 |
marco, if you're looking for an fha loan, that's .. |
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| Tue Sep 9 11:05:01 2008 |
great response, adonis. i'm sure the poster .. |
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| Tue Sep 9 10:56:03 2008 |
farmertom you can add your girlfriend to title, .. |
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| Tue Sep 9 10:47:13 2008 |
asking what today's rate is doesn't really hold .. |
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| Tue Sep 9 10:39:38 2008 |
i'm in agreement with jessica. if your .. |
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| Tue Sep 9 10:30:43 2008 |
lisa, you have run the risk of having your former .. |
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| Tue Sep 9 10:27:57 2008 |
matt's comments are accurate.
once again, .. |
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| Tue Sep 9 10:01:41 2008 |
you need to speak with legal counsel. you're in .. |
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| Tue Sep 9 9:57:36 2008 |
i had to laugh. "poo-pooed" is not .. |
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| Tue Sep 9 8:08:05 2008 |
here's my take on your situation, burkehenry. .. |
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| Mon Sep 8 12:28:12 2008 |
i see where you're coming from, cliff. i tend to .. |
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| Mon Sep 8 8:57:49 2008 |
what you're describing is typically nothing you .. |
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| Mon Sep 8 8:52:38 2008 |
to tell the truth, naoj; i don't quite get the .. |
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| Mon Sep 8 8:43:41 2008 |
cliff, i don't think i can agree here. i do not .. |
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| Mon Sep 8 8:41:11 2008 |
since the property in question is bank-owned, .. |
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| Mon Sep 8 8:38:03 2008 |
most lenders will forward a release of mortgage .. |
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| Mon Sep 8 8:36:42 2008 |
or "interchangeably" whichever one is .. |
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| Mon Sep 8 8:36:12 2008 |
the words are generally used .. |
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| Fri Sep 5 10:20:25 2008 |
well, i don't mean to be a naysayer, but i .. |
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| Fri Sep 5 10:14:34 2008 |
sara, i believe he's describing the ysp in .. |
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| Fri Sep 5 10:12:20 2008 |
i find it hard to understand you'd not be able to .. |
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| Fri Sep 5 10:06:43 2008 |
i'm sure there are plenty of lovely offices in .. |
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| Fri Sep 5 10:00:52 2008 |
i agree with both chris and brian. assuming your .. |
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| Fri Sep 5 9:56:50 2008 |
well, to be perfectly honest, the real world is .. |
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| Fri Sep 5 9:32:45 2008 |
this whole thread is an utter .. |
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| Fri Sep 5 9:29:31 2008 |
you can certainly transfer your interest in the .. |
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| Fri Sep 5 9:27:52 2008 |
if you did not contractually agree to late fees, .. |
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| Fri Sep 5 9:21:07 2008 |
once again, a generic answer: if all else is .. |
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| Fri Sep 5 9:18:10 2008 |
the key question is this: how low is low
once .. |
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| Fri Sep 5 9:16:50 2008 |
to address the pmi question, what has been stated .. |
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| Fri Sep 5 9:11:12 2008 |
drillboy, does your monthly payment include taxes .. |
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| Fri Sep 5 8:31:07 2008 |
you're so right bailey - .. |
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| Fri Sep 5 8:27:56 2008 |
i agree that 6% is rather low. at this time, .. |
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| Fri Sep 5 8:23:23 2008 |
sue, the easiest solution is to simply add him to .. |
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| Thu Aug 28 6:38:13 2008 |
fred, indeed connecticut is not a community .. |
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| Thu Aug 28 6:27:56 2008 |
gregory, you ought to first contact each of your .. |
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| Thu Aug 28 6:24:56 2008 |
brian, kudos to you.
indeed, 7% is a wonderful .. |
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| Thu Aug 28 6:22:39 2008 |
how does the payoff go from a balance of $20K to .. |
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| Thu Aug 28 6:21:25 2008 |
lynnette is right on point with her response. by .. |
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| Thu Aug 28 6:18:29 2008 |
you stated that there are past-due payments owed. .. |
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| Tue Aug 26 10:16:23 2008 |
it's good to have an appraiser's input here. i .. |
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| Fri Aug 22 9:49:59 2008 |
it's an unsophisticated question, leading me to .. |
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| Fri Aug 22 9:47:44 2008 |
it would be foolish to disagree with you, scott. .. |
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| Fri Aug 22 9:44:53 2008 |
you can readily find financing with scores such .. |
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| Fri Aug 22 9:42:01 2008 |
unfortunately, cptcu, the bank had apparent .. |
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| Fri Aug 22 9:35:43 2008 |
as usual, i will agree with cedric. you can .. |
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| Fri Aug 22 9:26:40 2008 |
based on the original post, i agree that .. |
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| Fri Aug 22 9:19:32 2008 |
i was about to suggest speaking with an attorney .. |
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| Fri Aug 22 9:16:38 2008 |
i suggest the first step is to direct the .. |
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| Fri Aug 22 9:15:28 2008 |
thank you bailey...i'm constantly amazed that .. |
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| Fri Aug 22 9:11:22 2008 |
to suzboone: stick to your guns. you've got a .. |
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| Fri Aug 22 9:03:02 2008 |
you never mentioned your wife's income - can she .. |
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| Thu Aug 21 9:35:23 2008 |
based on adjustments we have to make on our loans .. |
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| Thu Aug 21 9:28:01 2008 |
im in agreement with cedric - even retaining the .. |
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| Thu Aug 21 9:21:26 2008 |
that is correct, with one caveat. check with .. |
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| Thu Aug 21 7:49:20 2008 |
something you noted about your payment habits .. |
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| Tue Aug 19 9:43:30 2008 |
well...if a check has been cancelled, i.e., paid; .. |
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| Tue Aug 19 9:40:47 2008 |
never mind the negativity or perceived .. |
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| Tue Aug 19 9:36:24 2008 |
it is highly unlikely that the margin changed .. |
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| Tue Aug 19 9:32:55 2008 |
the enticement of the 6% is tied to qualifying .. |
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| Tue Aug 19 9:30:20 2008 |
sue, your first step is to have a discussion with .. |
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| Wed Aug 13 9:14:14 2008 |
sounds to me like a question for a good .. |
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| Wed Aug 13 9:04:46 2008 |
bailey, you need to navigate around the site some .. |
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| Wed Aug 13 8:53:15 2008 |
i am in agreement that 2 years is the standard .. |
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| Wed Aug 13 8:49:02 2008 |
541 isn't going to go very far. i am not a .. |
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| Wed Aug 13 8:14:26 2008 |
as noted, if you haven't owned in the past 3 .. |
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| Wed Aug 13 8:10:15 2008 |
no, quite simply; you cannot get cash back on a .. |
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| Wed Aug 13 8:08:04 2008 |
checking around with other lenders will prolong .. |
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| Wed Aug 13 8:02:59 2008 |
charles (and others): you'll likely never have .. |
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| Wed Aug 13 7:58:49 2008 |
i'm in agreement with chris. living with family .. |
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| Wed Aug 13 7:56:26 2008 |
i agree, bailey. it seemed to me that if there .. |
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| Wed Aug 13 7:46:27 2008 |
obtaining a new mortgage will, in large part, be .. |
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| Wed Aug 13 7:42:46 2008 |
one more comment...i don't think we can safely .. |
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| Wed Aug 13 7:40:38 2008 |
jimmy, you didn't state just how low your score .. |
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| Wed Aug 13 7:36:47 2008 |
boy oh boy...i am certainly not upset with .. |
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| Mon Aug 11 6:54:41 2008 |
SEE LOL - i got so worked up seeing what you .. |
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| Mon Aug 4 2:10:23 2008 |
oh my...it's 5 pm and i am tired...that's a lot .. |
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| Mon Aug 4 10:53:02 2008 |
if you are local to the property, you can visit .. |
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| Mon Aug 4 10:51:02 2008 |
think of the homeowner, however; once a contract .. |
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| Mon Aug 4 10:08:35 2008 |
generally, once you've entered into a formal .. |
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| Mon Aug 4 9:59:17 2008 |
it sounds nice to me, but 2008 has brought us an .. |
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| Mon Aug 4 8:59:51 2008 |
you are correct, handyman, in thinking that .. |
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| Mon Aug 4 8:56:44 2008 |
stacy, check around with credit unions and local .. |
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| Mon Aug 4 8:54:04 2008 |
his seasonal employment is probably as stable as .. |
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| Sat Aug 2 5:07:44 2008 |
tracic08, with the limited information you .. |
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| Sat Aug 2 4:55:34 2008 |
anto, you didn't indicate where you live, but in .. |
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| Sat Aug 2 4:51:24 2008 |
it occurs to me that the easiest way to ensure .. |
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| Sat Aug 2 4:48:16 2008 |
perhaps you've written off non-reimbursed .. |
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| Tue Jul 22 10:38:23 2008 |
thanks, brian...im also sure he didnt bother to .. |
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| Mon Jul 21 12:13:17 2008 |
and now i have to flip over and agree with mike .. |
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| Mon Jul 21 9:51:04 2008 |
joi, the two of you have a couple of options. .. |
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| Mon Jul 21 9:39:50 2008 |
not calling your mortgage company would be a bad .. |
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| Mon Jul 21 8:48:03 2008 |
if you want to retain the home, you'll have to .. |
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| Mon Jul 21 8:43:49 2008 |
Ulch...what does "no strings attached" .. |
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| Mon Jul 21 8:23:51 2008 |
i was thrown by the word "investment" .. |
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| Mon Jul 21 8:03:34 2008 |
jeanette, what is that you are quoting .. |
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| Mon Jul 21 7:46:13 2008 |
if there is a lender currently offering NINA, .. |
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| Mon Jul 21 7:38:29 2008 |
it all sounds good so far, mburke. as a .. |
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| Mon Jul 14 9:58:15 2008 |
the best bet is the first advice you got, which .. |
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| Mon Jul 14 9:55:05 2008 |
wow .. |
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| Mon Jul 14 9:54:03 2008 |
i would think you'd obtain forgiveness easily .. |
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| Mon Jul 14 9:40:24 2008 |
jamie, if you sell any portion of that land .. |
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| Mon Jul 14 9:35:08 2008 |
an underwriter can always request additional .. |
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| Mon Jul 14 9:05:56 2008 |
adding your name to the title of the property .. |
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| Mon Jul 14 9:01:49 2008 |
a little odd to think there is fraud involved, .. |
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| Mon Jul 14 8:58:21 2008 |
brian's scenario is sensible, but the key element .. |
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| Mon Jul 14 8:52:42 2008 |
the situation you have described ought to work .. |
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| Tue Jul 8 7:22:11 2008 |
hello, fan. you'll have to provide the lender .. |
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| Tue Jul 8 7:09:12 2008 |
i agree. you would be the sole owner of the .. |
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| Mon Jun 30 12:02:44 2008 |
i would suspect this is an extraordinary action, .. |
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| Mon Jun 30 11:58:35 2008 |
jttran i hope you'll ignore this advertisement .. |
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| Mon Jun 30 9:57:50 2008 |
i'm thinking you need to continue to pay the .. |
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| Mon Jun 30 9:54:03 2008 |
other than jason's thinking that there is a .. |
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| Mon Jun 30 9:44:38 2008 |
I wanted to pass along a mailing I made available .. |
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| Mon Jun 30 8:10:56 2008 |
precisely...elaborate on what your intentions .. |
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| Mon Jun 30 8:08:42 2008 |
i guess i am skeptical about a 900 credit score, .. |
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| Fri Jun 27 2:28:06 2008 |
most lenders are not going to be impressed due to .. |
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| Fri Jun 27 8:02:39 2008 |
brian and i are once again on the same page. i .. |
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| Fri Jun 27 7:59:04 2008 |
i am in agreement with brian and scott here as .. |
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| Fri Jun 27 7:30:17 2008 |
"for a select few the laws shouldn't be as .. |
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| Thu Jun 26 2:16:39 2008 |
i've not heard .. |
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| Thu Jun 26 2:14:54 2008 |
john, if you don't agree that a stated income .. |
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| Thu Jun 26 6:19:29 2008 |
let me first say this - first horizon home loan .. |
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| Thu Jun 26 6:07:16 2008 |
good 2 cents brian.
john, if someone is .. |
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| Thu Jun 26 6:02:56 2008 |
jeff, please don't bother calling marty.
marty .. |
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| Tue Jun 24 7:28:55 2008 |
samantha, i can't believe you cited the .. |
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| Tue Jun 24 7:23:31 2008 |
you will be well-advised to speak to a local .. |
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| Tue Jun 24 7:21:15 2008 |
hello wantahome...you do not have a tax lien. .. |
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| Tue Jun 24 7:17:10 2008 |
larry, please don't scare maria. it's really not .. |
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| Mon Jun 23 1:26:54 2008 |
beware of preapprovals sent through the mail. if .. |
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| Mon Jun 23 12:33:55 2008 |
diane, that all depends on the loan product for .. |
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| Mon Jun 23 12:27:36 2008 |
i think the first thing you ought to be thinking .. |
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| Mon Jun 23 11:15:29 2008 |
you're not necessarily penalized other than that .. |
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| Mon Jun 23 11:12:28 2008 |
you have responsibility as the owner of the .. |
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| Mon Jun 23 11:09:54 2008 |
you just got some good advice from Cliff. .. |
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| Mon Jun 23 11:03:09 2008 |
Mom, i think your best bet is likely to be an FHA .. |
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| Mon Jun 23 10:56:56 2008 |
unfortunately, your not having signed the .. |
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| Mon Jun 23 10:35:34 2008 |
i know this - you'll have difficulty obtaining .. |
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| Mon Jun 23 10:31:26 2008 |
brian your fingers must have slipped: "done .. |
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| Mon Jun 23 10:28:45 2008 |
your $45 balance has no impact on your debt .. |
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| Mon Jun 23 10:21:05 2008 |
i think negotiating a repayment plan for the .. |
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| Mon Jun 23 10:06:43 2008 |
my expectation would be that the "loan rep .. |
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| Sat Jun 21 5:23:57 2008 |
based on your original question, wmoore, it seems .. |
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| Sat Jun 21 4:35:30 2008 |
brian's last 2 sentences pretty much sum up my .. |
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| Sat Jun 21 4:27:03 2008 |
we never know where these creeps get their .. |
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| Sat Jun 21 4:21:42 2008 |
LOL and i mean that. Brian and Lynnette, you .. |
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| Fri Jun 20 1:54:44 2008 |
shanpeter, you came to one of the definitive .. |
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| Fri Jun 20 1:52:42 2008 |
i have to agree with you about the interest .. |
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| Fri Jun 20 1:33:13 2008 |
I have never heard of a situation like this. I .. |
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| Fri Jun 20 12:45:09 2008 |
chances are negligible that you'll be able to .. |
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| Fri Jun 20 12:41:46 2008 |
lorindalk if you cannot afford to maintain the .. |
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| Fri Jun 20 12:38:16 2008 |
why in the world would someone want an open .. |
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| Fri Jun 20 12:34:27 2008 |
if larry interpreted you right, i agree with him. .. |
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| Fri Jun 20 11:09:18 2008 |
linda,
from your description, i would think .. |
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| Fri Jun 20 11:01:43 2008 |
there are several mobile home parks in the state .. |
Forum |
| Fri Jun 20 10:54:32 2008 |
stop advertising, please. folk like you ruin it .. |
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| Fri Jun 20 10:48:42 2008 |
hello favors...you can't really do the .. |
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| Tue Jun 17 10:25:32 2008 |
marliyn without telling anyone what kind of form .. |
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| Tue Jun 17 10:20:41 2008 |
I agree it's a good time and a good thing to do; .. |
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| Tue Jun 17 9:27:12 2008 |
there is no such thing as perfect in this earthly .. |
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| Tue Jun 17 9:25:18 2008 |
cliff, i beg to differ.
collections and charge .. |
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| Tue Jun 17 9:22:25 2008 |
it is clearly better to avoid the payment of any .. |
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| Tue Jun 17 9:04:54 2008 |
okay, cliff...if i borrow $10 from you and tell .. |
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| Mon Jun 16 1:10:52 2008 |
don, your situation does seem pretty odd; but in .. |
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| Mon Jun 16 1:08:03 2008 |
yes, indeed. the quit claim deed is used to .. |
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| Mon Jun 16 1:03:32 2008 |
i'm in agreement with most of what has been said. .. |
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| Mon Jun 16 12:59:38 2008 |
oh...i really had nothing to add of value to the .. |
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| Mon Jun 16 12:58:48 2008 |
brian, thanks for that last post. we've read .. |
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| Mon Jun 16 12:55:13 2008 |
wrong...a new buyer assuming a mortgage does not .. |
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| Mon Jun 16 12:52:56 2008 |
i agree...if your daughter is financially able to .. |
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| Mon Jun 16 12:51:25 2008 |
paterson, you acknowledge that you owe the debt. .. |
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| Mon Jun 16 12:49:08 2008 |
so your lawyer is passing the buck i suggest you .. |
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| Sat Jun 14 5:32:25 2008 |
walking away from a home is a ridiculous .. |
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| Sat Jun 14 5:27:10 2008 |
with the rate you're paying now and the levels of .. |
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| Sat Jun 14 5:24:03 2008 |
clearly the biggest hurdle you'll face here is .. |
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| Sat Jun 14 5:15:44 2008 |
jnmteal, it is plausible that you might be able .. |
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| Sat Jun 14 5:09:59 2008 |
great pontificating there, bill; but this doesn't .. |
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| Sat Jun 14 5:03:06 2008 |
if you have quit claimed your interest in the .. |
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| Sat Jun 14 5:00:51 2008 |
Sair, it would appear you need to go further into .. |
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| Fri Jun 13 10:50:41 2008 |
the timing is good to buy a home, but if you lack .. |
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| Fri Jun 13 10:45:52 2008 |
as you noted, you're working on your credit. .. |
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| Fri Jun 13 10:42:21 2008 |
i can't imagine that any lender would go to 100% .. |
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| Fri Jun 13 10:32:14 2008 |
if you are contemplating a purchase of a .. |
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| Fri Jun 13 10:29:29 2008 |
i have no idea who would be forecasting something .. |
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| Fri Jun 13 10:27:09 2008 |
i would think, based on your original post, that .. |
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| Fri Jun 13 10:19:27 2008 |
it's pretty apparent to me that your post .. |
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| Fri Jun 13 10:15:12 2008 |
there is rampant confusion on the postings here. .. |
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| Fri Jun 13 10:09:46 2008 |
i got thoroughly confused in reading all this. .. |
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| Fri Jun 13 10:07:11 2008 |
if you had an ownership interest in the property .. |
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| Fri Jun 13 10:04:29 2008 |
an individual lender can establish a minimum .. |
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| Fri Jun 6 10:14:25 2008 |
joseph, that is way too little information for an .. |
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| Thu Jun 5 6:11:59 2008 |
chloe, there is no such thing as "percentage .. |
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| Tue Jun 3 9:56:02 2008 |
any judgments would need to be paid prior to or .. |
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| Tue Jun 3 8:56:05 2008 |
Scott, i am a bit dismayed that you mentioned .. |
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| Tue Jun 3 7:57:23 2008 |
in what world can you file bankruptcy at the same .. |
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| Tue Jun 3 7:53:50 2008 |
as larry noted, the fully executed document needs .. |
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| Tue Jun 3 7:51:28 2008 |
michelle, as you stated, you erred in accepting .. |
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| Tue Jun 3 7:35:52 2008 |
juan is fully of nuggets of info - a good .. |
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| Tue Jun 3 7:33:54 2008 |
cliff, you know you're not right to have even .. |
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| Tue Jun 3 7:33:25 2008 |
THE SKY IS FALLING! THE SKY IS .. |
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| Tue Jun 3 7:33:02 2008 |
oh...wait a minute...continue to .. |
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| Tue Jun 3 7:32:40 2008 |
lock now! .. |
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| Tue Jun 3 7:32:05 2008 |
he
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