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home equity loan

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naiuogc Joined: 02 Nov 2009 Posts: 1 1.26 Dollars($)	Posted: Mon Nov 02, 2009 3:35 pm    Post subject: home equity loan Like 0 Dislike 0 What is the highest loan to value at this time? We work overseas, but our residence is in Hawaii, can we apply for such a loan? Can my spouse apply since she has a better credit score than I?
adonis Joined: 22 Oct 2005 Posts: 10250 Location: ALASKA 1043.57 Dollars($)	Posted: Mon Nov 02, 2009 7:53 pm    Post subject: Like 0 Dislike 0 Hi naiuogc, If your spouse has a better credit score than you, then she would be able to apply for a loan. The LTV ratio should be less than or equal to 80%. If the LTV ratio is above 80%, then you will have to go for a private mortgage insurance. _________________ Procrastination is the enemy of your financial success

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