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nathanbray · Joined: 26 Mar 2008 Posts: 1 1.30 Dollars($)

Does anyone do these in Hawaii? I have a borrower with 688 FICO that owns several properties free and clear, has inheritance savings they live off of with limited employment income, and needs to refi two properties under 70%LTV to pay off a blanket loan from a private lender.

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi nathanbray,

Welcome to the forum.

FICO score of your borrower seems good. I think you can contact lenders in this community directly and hope someone will help you out.

Just fill up the NO Obligation free consultation form at http://www.mortgagefit.com/ and get free consultation form the community lenders.

Best of luck,
Larry

John1 · Posted: Wed Mar 26, 2008 10:57 pm Post subject:

NINA and No Ratio are a thing of the past. I not aware of any lenders offer these program in todays market. If the money is managed by an institution, you might be able to get documenation from them on how the funds are disbursed, but it will be an uphill battle.

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Looking for a no ratio/no doc, or NINA product