My father passed away and my mother fell behind in payments now I have stepped up to help her, Wells Fargo has just sent us a non qualifying assumption package in order to get her name and possibly mine on the paperwork in hopes of modifying the debt and getting current. I want to go on the docs with her in order to help out income wise for the modification purposes so they say I have to be part of the assumption. But the key here is I am in foreclosure status on my personal home because as 70% of the homes in America are my mortgage is upside down. So I plan on doing a short sale. Is this going to come up in the modification for my late fathers property and coulld I pose a threat rather than helping my mothers situation out paperwork wise! What should I do and we are running low on time!!!!