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Information about home loans

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Shanpeter

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0.10 Dollars($)

PostPosted: Tue Jun 17, 2008 11:28 pm    Post subject: Information about home loans

I going to buy home, i need information about loans and mortgages
 
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Icon Mini Profile brian1
brian1
Community Experts
Community Experts

Joined: 14 Jun 2008



Posts: 299
Location: Northern California


51.80 Dollars($)

PostPosted: Wed Jun 18, 2008 12:03 am    Post subject:

That is a very broad question.
Tell us a little more about your situation and what you want to do
This will allow us to help better
If you want general information there is some great info on this site

Some thine to help
How is your credit
How is the income (are you self emplyed)
how much monthly debt do you have
Do you have a down payment
How much are homes in your area

This is a start and we can offer some suggestions on where to look


Brian

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Icon Mini Profile Niicss
Niicss


Joined: 03 Oct 2005

Posts: 1047



156.15 Dollars($)

PostPosted: Wed Jun 18, 2008 5:21 am    Post subject:

Welcome Shanpeter.

Brian has rightly said that you should give us more details about you situation. Otherwise it is difficult to suggest. Do you have good credit? The lenders check it very much. If you have good credit score and lower debt to income ratio with good income then why would not you get approve for a mortgage loan Smile

By the do you have enough money to pay the down payments and closing costs?

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Good is the Enemy of Great.
 
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Icon Mini Profile gmakerley
gmakerley
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Joined: 09 Nov 2007

Posts: 893
Location: bloomfield, ct


66.20 Dollars($)

PostPosted: Fri Jun 20, 2008 1:54 pm    Post subject:

shanpeter, you came to one of the definitive right places for information. between us all on here, you ought to be able to move forward with lots of good information.

however, as both brian and niicss have noted, we would truly need a bit more information before we could give you anything particularly valid to your situation.

_________________
George M. Akerley
Senior Loan Officer
Freedom Mortgage Corporation
37 Jerome Avenue
Bloomfield, CT 06002
860-221-5044
 
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