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Icon Mini Profile butterball9581



Joined: 29 Mar 2008

Posts: 1



1.29 Dollars($)

PostPosted: Sat Mar 29, 2008 8:30 am    Post subject: getting a mortgage

how do get a mortage with a lein on your name an cc in collections with partner.why I ask because I enter a partership on mortage thier credit scores my income both want out . so is it explain to me it impossible I can`t get one fico way to low thank you.
 
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Icon Mini Profile larry



Joined: 27 Jun 2007

Posts: 3328



473.40 Dollars($)

PostPosted: Mon Mar 31, 2008 12:13 am    Post subject:

Hi,

Welcome to the forum.

If your FICO score is low and income is also not so good then also you can get approved for a mortgage but you may have to pay higher interest rates. You can go for FHA loans. These are not score driven programs.

Feel free to ask if you have any further questions.

Best of luck,
Larry
 
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Icon Mini Profile chrisburns
chrisburns


Joined: 13 Nov 2007

Posts: 113
Location: Florida


28.85 Dollars($)

PostPosted: Mon Mar 31, 2008 11:03 am    Post subject:

How much of a home are you looking to buy?
What are your credit scores?
Do you have judgement and liens or is it just collections accoutns and for how much?
How much income can you document your making?

That information would be a good start.

_________________
Chris Burns
Five Stars Mortgage, LLC
Office: 800-871-2636 ext. 200
Cell: 407-456-3697
Residential & Commercial Loans
 
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