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dfogt · Joined: 01 Jul 2009 Posts: 3 1.79 Dollars($)

I want to know how to get my name off of my old mortgage, the property was granted to my wife in the divorce and it states in the decree that I have no financial responsibility to the property. But the debt on the property shows up in my credit report, I'm now trying to purchase my own house and it is making it difficult. She has no reason to refinance it other than to help me and that isn't happening.

savior70 · Posted: Wed Jul 01, 2009 7:01 am Post subject:

Hi

A refinance seems to be the only way to remove your name off the mortgage. But if your ex does not refinance, you will remain responsible for the loan. However, you can contact the mortgage company with the divorce decree and request them to release you from the liability. By the way, does the divorce decree not state that she has to refinance the property in her name?

dfogt · Joined: 01 Jul 2009 Posts: 3 1.79 Dollars($)

It says that I am removed from financial responsibility, but it does not say that she has to refinance.

robertsmith2005 · Joined: 22 May 2009 Posts: 338 -0.48 Dollars($)

ask your wife for refinane. if she is delaying it consult attorney.

dfogt · Joined: 01 Jul 2009 Posts: 3 1.79 Dollars($)

Ha! More attorney fees, yippee Wink

Guest

I'm in the exact same boat, my decree says that she is suppose to refinance or sell within 90 days. That was back in Nov 2006, it's 2009 now and the mortgage has ruined my credit.

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clearing my name off of my mortgage after divorce