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sonyapembleton · Joined: 13 Apr 2009 Posts: 1 1.31 Dollars($)

what does a morgage consist of? how much down payment will i need? What is a pre qualification? What area some general tips for new home buyers seeking a mortgage?

eric1 · Posted: Mon Apr 13, 2009 1:07 pm Post subject:

Sonya

Read through all of the helpful references on this forum first. You will probably find the answers to most of your questions. Then, come back and ask any additional questions that you may have.

Thanks !!

gmakerley · Posted: Mon Apr 13, 2009 1:40 pm Post subject:

a reasoned response from eric...something we've come to expect. good advice to you, sonya. there is a wealth of information on this site that will stand you in good stead; and, as eric noted, you can always come back with specific questions once you've digested some of the other information. for us to do justice to your query as posted here would not be possible - there's much too much detail to discuss in a short reply.

mtgfixit · Joined: 13 Apr 2009 Posts: 73 28.11 Dollars($)

Buying a home can be a puzzling experience. It is the single biggest purchase in most people’s lives and is filled with emotion, nervousness, and especially questions. The website's listed are filled with helpful information! Rates are low and it it a great time to buy!

gmakerley · Posted: Mon Apr 13, 2009 2:26 pm Post subject:

well, welcome to our little community, karla. you hit it right - the process is quite confusing. some of our favorite answers are puzzlers, but we invite you to chime in with your advice, admonitions and all else you may bring to the table.

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what are the advantages and disadvantages of the main types of mortgages?