Can I get a mortgage with a social security number, drivers

Guest 0.10 Dollars($)

good savings and a credit score of 735.

michelle · Posted: Wed Feb 06, 2008 3:21 pm Post subject:

Jose - welcome to the forum.

Your title line did not post fully. Can you please describe your situation in a more detailed post so we can assist you.

brad · Posted: Wed Feb 06, 2008 3:44 pm Post subject:

I think you meant no income verification. And yes you definatley can! Let me know if you have more questions

Caron

Hi Jose,

It's good to know that you have a good amount of savings. Also, your credit is impressive. So, you have the option to choose from a wide range of offers available. But what would you be comfortable with - a fixed or an variable rate mortgage? have you thought of any option as such?

In case you are looking for a first time buyer loan options, you can go through a previous discussion held by our community.

Good luck

evolovik26 · Posted: Thu Feb 07, 2008 6:53 am Post subject:

If you want no income documentation loan you will likely need 25% downpayment on the home you buying

gmakerley · Posted: Thu Feb 07, 2008 10:15 am Post subject:

lovely question, jose. there isn't much clarity there, though. yes, indeed you need a social security number and a driver's license is always handy, too; but you will need a little more than that to get a mortgage.

honestly, your credit score and "good savings" mean more than anything else. if, as everyone surmises, you are seeking a no verification loan, then you may very well be in good shape for such a loan.

a little more information is essential for us to provide you with the most solid of answers, however.

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