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rjmbrd · Joined: 08 Nov 2009 Posts: 1 1.33 Dollars($)

I've been reading about nina loans and various other types of lending outside the typical 30 year fixed, looking for some advice. Although I earn a good income, I filed for an extension on my taxes this year and filed for a loss the previous year (I had taken some time off and moved out of state to help rebuild a family business and did not draw income.)

- 740 credit score
- verifiable 90k / year income
- filed for an extension this year
- filed for a loss previous year
- looking for 300k with 10% down

Any thoughts?

eric1 · Posted: Sun Nov 08, 2009 6:50 pm Post subject:

You were doing ok until you mentioned only 10% down. You will need at least 30% to get a low documentation loan.

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loan without IRS verfication