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catharin9 · Joined: 14 Jul 2009 Posts: 168 -0.14 Dollars($)

DO I NEED MORTGAGE INSURANCE? HOW DO I GET IT?

gmakerley · Posted: Mon Aug 31, 2009 10:21 am Post subject:

you may or may not need it catharin. are you purchasing a home, or refinancing an existing home? do you have less than 20% equity in your property, or less than 20% down payment on the one you are purchasing, if either of these is the case?

lenders obtain mortgage insurance, not borrowers.

ross090909 · Joined: 04 Sep 2009 Posts: 82 -0.31 Dollars($)

Hi Catharin,
You can contact your lender to collect detailed information about mortgage insurance.

You need mortgage insurance only if you plan to make a down payment of less than 20% of the purchase price of the home.

FHA offers several loan programs that may meet your needs.

dollylee9 · Joined: 19 Jul 2009 Posts: 63 -0.14 Dollars($)

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