| Author |
Message |
|
|
 gregmorgan
Joined: 09 Jun 2009
Posts: 1
0.13 Dollars($)
|
 Posted: Tue Jun 09, 2009 11:49 am Post subject: Fico score |
|
|
| Hi, How hard is it to get approved for a loan when i have no credit. Ive paid cash all my life for things. |
|
|
Garysnober
Joined: 17 Mar 2009
Posts: 455
15.40 Dollars($)
|
| Posted: Tue Jun 09, 2009 11:51 am Post subject: |
|
|
| This will make it very hard on you. As lenders look at this to see how responsible you have been in the past with money. You have no credit what so ever? Getting a loan will be very hard for yourself. |
|
|
jnoa
Joined: 01 Jun 2009
Posts: 44
Location: Haddon Heights NJ
5.66 Dollars($)
|
| Posted: Tue Jun 09, 2009 3:55 pm Post subject: Try this |
|
|
Open a credit card, and keep a low limit on it (pay off the balance each month so you avoid the interest) make sure you do not go over 30% of your credit cards loan limit. Continue doing that for a few months to build credit, that will help your case if you cannot get a loan currently.
_________________
Jesse Noa
Mortgage Consultant
Acre Mortgage
Haddon Heights, NJ
Toll Free: 877-342-4335 |
|
|
DewOnAPetal
Joined: 08 Jun 2009
Posts: 4
2.27 Dollars($)
|
| Posted: Wed Jun 10, 2009 5:55 am Post subject: |
|
|
| It seems unlikely that just because you've never had credit cards that there wouldn't still be a credit report of some sort. Have you tried pulling your credit reports to see? |
|
|
