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Sam · Posted: Sat Apr 03, 2004 12:02 am Post subject: HUD

HUD is known as the U.S. Department of Housing and Urban Development. It was established on November 9, 1965 as a cabinet under the Department of Housing and Urban Development Act (42 U.S.C. 3532-3537). It includes a number of old federal agencies.

The HUD is concerned with providing housing opportunities to a wide range of the community. It implements laws related to fair housing and development of the community. It also provides housing programs for low income group people and minorities. The HUD offers housing assistance to the poor and the disabled and also people infected with AIDS. Even the aged and the homeless are offered help and support.

HUD insures home mortgage loans that are affordable to buyers of different income levels. The organizations offering Fair Housing Initiative Program get along with HUD to help people in finding out government agencies that handle complaints regarding housing discrimination.

The department also promotes economic and community development.

Guest

Please define a full doc loan

Samantha · Posted: Thu Apr 13, 2006 9:52 am Post subject:

Hi RLB,

Welcome to MortgageFit Forums.

Full Doc loans are normal loans where the borrower has to provide all the necessary documents including your income. These documents are verified by the lender with your loan application.

For example - If you mentioned that your income is $4500 per month, then the lender will verify not only your paycheck stub showing that amount, but may also check your W2 from last year reflecting a similar amount.

Normally these loans offer lower rates as they are considered less risky by the lender.

Hope this information will help you. Feel free to ask if you have any more queries.

God bless you.

For MortgageFit,
Samantha

Guest

if anyone can provide the address of the HUD office in Atlanta

blue · Posted: Wed Dec 20, 2006 12:25 pm Post subject:

Hi,

Welcome to Mortgagefit forum.

The address of HUD state office in Atlanta is:

Birmingham Field Office
950 22nd St North
Suite 900
Birmingham, AL 35203-5302
Phone - (205) 731-2617
Fax - (205) 731-2593
Email - "AL_Webmanager@hud.gov"

The Name of the Field Office Director is Cindy Yarbrough.

I think this address is what you were looking for.

Thanks
Blue

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