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 lharrison57
Joined: 19 May 2009
Posts: 1
1.56 Dollars($)
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 Posted: Tue May 19, 2009 7:12 am Post subject: what needs to be done to add my name to a RE deed? |
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| We live in Indiana. My husband bought a home prior to our getting married, and we now want to add my name to the deed. He has a mortgage on the property. What needs to be done to add my name to the deed? He doesn't want to refinance as he has a great rate and will have it paid off in 2.5 years. Thanks! |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7448
Location: bloomfield, ct
70.12 Dollars($)
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| Posted: Tue May 19, 2009 2:09 pm Post subject: |
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a simple quit claim deed would do the job for you. technically, you ought to notify your lender of this change in title, but the reality of it is that if you never miss a payment on the mortgage, it won't really become an issue.
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George M. Akerley
Loan Consultant
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smithsussane
Joined: 18 Sep 2008
Posts: 3738
Location: Alaska
561.45 Dollars($)
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| Posted: Tue May 19, 2009 7:59 pm Post subject: |
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Hi lharrison!
Welcome to forums!
I agree with George that your husband can add you to the property deed with the help of a quitclaim deed. You should definitely inform the lender before adding your name to the property. Once the deed is filled out properly, you need to notarize and record it at the county recorder's office.
Sussane |
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