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First Internet Bank of Indiana

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Icon Mini Profile lfordyce





Joined: 06 Feb 2011

Posts: 2

1.43 Dollars($)
Post Posted: Sun Feb 06, 2011 6:58 am    Post subject: First Internet Bank of Indiana
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Shopping for a mortgage loan and this company's rates look great. They are also offering some good incentives like rebates and no application fee. Has anyone had experience with this company? Thank you in advance.
Icon Mini Profile adonis
adonis




Joined: 22 Oct 2005



Posts: 10562
Location: ALASKA
1089.18 Dollars($)
Post Posted: Sun Feb 06, 2011 8:14 pm    Post subject:
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Welcome lfordyce,

I don't have a personal experience working with First Internet Bank of Indiana. I will suggest you to check their BBB and Rip Off reports and find out whether or not the consumers are satisfied with their services. This will help you in taking the right decision.

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Icon Mini Profile jimgilly
jimgilly
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Joined: 28 Jan 2010

Posts: 145
Location: USA
36.21 Dollars($)
Post Posted: Mon Feb 07, 2011 3:34 am    Post subject:
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I know a number of people who have gotten loans from them and the overal responses have been very positive. FIBI is a direct lender and their rates are consistently very competitive.
Icon Mini Profile lfordyce





Joined: 06 Feb 2011

Posts: 2

1.43 Dollars($)
Post Posted: Mon Feb 07, 2011 8:17 am    Post subject: Laura
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Thanks for your input! Keep'em coming!
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Post Posted: Wed Feb 09, 2011 5:26 am    Post subject:
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I assume this is viral marketing. From their site, rates are OK but fees are heavy; certainly not worth the hyperbole you use. You shouldn’t have tipped your hand so transparently.
Icon Mini Profile jimgilly
jimgilly
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Joined: 28 Jan 2010

Posts: 145
Location: USA
36.21 Dollars($)
Post Posted: Wed Feb 09, 2011 10:17 am    Post subject:
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Rates are OK but fees are heavy? Do you even have a clue on how the mortgage industry works regarding how a company prices its loans? I don't think so.

In any case, I stand my post as to FIBI currently being a very competitive direct online lender. And no, I do not work for this company nor any other mortgage lender.
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