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Icon Mini Profile memories




Joined: 12 Oct 2009

Posts: 7

2.05 Dollars($)
PostPosted: Tue Oct 13, 2009 11:41 am    Post subject: new

Hi everyone

I just joined a couple days ago. So happy to have found this site. Hoping to help out and get some answers. Bought a house a couple years ago, live in Alaska and right after buying a home, things started to get bad financially and lost jobs in 2008. Hoping for some help and to participate Smile Looking forward to chatting with everyone.
Icon Mini Profile adonis
adonis



Joined: 22 Oct 2005



Posts: 3852
Location: ALASKA
120.89 Dollars($)
PostPosted: Tue Oct 13, 2009 10:05 pm    Post subject:

Welcome to forums Mery Smile You can post your questions in the forum and the experts/members participating here may help you in resolving your query.
_________________
Procrastination is the enemy of your financial sucess
Icon Mini Profile mortgagefit




Joined: 15 Oct 2009

Posts: 1

1.00 Dollars($)
PostPosted: Thu Oct 15, 2009 6:00 pm    Post subject: Hi new to forum

Hello, I'm a publisher of electronic books on various subjects including several on avoiding foreclosure and surviving the economy. After going through a pre-foreclosure myself, I hope to help others facing foreclosure avoid it or be able to start again.

Read some very interesting posts already with great info.
Icon Mini Profile piglet551




Joined: 19 Oct 2009

Posts: 1

1.00 Dollars($)
PostPosted: Mon Oct 19, 2009 5:06 pm    Post subject: hey everyone!

Today was my very first time visiting the website, I'm very excited to have encounteer such a warmhearted site devoted to help others. I'm happy to be here and I hope to learn from you all Smile Saludos !
Icon Mini Profile qmortgagefit




Joined: 22 Oct 2009

Posts: 1

1.00 Dollars($)
PostPosted: Thu Oct 22, 2009 6:56 am    Post subject: just a refi guy looking for info

Hi, I'm just a guy wanting to refi in Texas and looking for information on the Texas A(6) laws, trying to keep the eyes open...
--
Q
Icon Mini Profile adonis
adonis



Joined: 22 Oct 2005



Posts: 3852
Location: ALASKA
120.89 Dollars($)
PostPosted: Thu Oct 22, 2009 10:48 pm    Post subject:

Hi qmortgagefit,

Check out the given page to get a detailed information about Texas A6 laws:
http://www.mortgagefit.com/texas/a6loan-law.html

_________________
Procrastination is the enemy of your financial sucess
Icon Mini Profile juliastarr25
juliastarr25



Joined: 09 Oct 2009

Posts: 3

1.35 Dollars($)
PostPosted: Sat Oct 24, 2009 3:39 pm    Post subject:

Hi I'm a mortgage broker in Toronto Ontario. We have been financing Ontario for over 20 years now. We have access to well over 100 lenders, with many private lenders. So even with bad credit or even unemployed in almost cases I can be sure to get you a mortgage.

I'm very passionate about my job and love it. I love to help people out especially those people who need the help or dont seem to think they can actually get a mortgage. Contact me if you need any questions answered.

_________________
Amanda Cluett
Toronto Mortgage Broker
1-877-5-RATES-1
www.bestmortgagerates4u.ca
Icon Mini Profile adonis
adonis



Joined: 22 Oct 2005



Posts: 3852
Location: ALASKA
120.89 Dollars($)
PostPosted: Sun Oct 25, 2009 8:38 pm    Post subject:

Hey juliastarr,

Welcome to MortgageFit Forums. Smile It's nice to see an experienced person like you joining the forums and participating in the forum discussions. Hope to see you more in the forums.

_________________
Procrastination is the enemy of your financial sucess
Icon Mini Profile carolrockman
carol.rockman



Joined: 25 Oct 2009

Posts: 4
Location: Florida
2.05 Dollars($)
PostPosted: Mon Oct 26, 2009 5:24 pm    Post subject: Warm Welcome

Hello Everyone,
I would like to thank Sara for the wonderful welcome and suggestion that I introduce myself. Apparently, I have much to my good fortune, come upon a place where professional industry peers share not only information amoungst themselves but with the general public as well.

We are a National, 50 state Appraiser Cooperative doing business as an AMC (Appraisal Management Company) representing over 4,500 independent business owner appraisers thoughout the United States. What we do, are appraisals. We are not bank owned or affiliated, but we are an organizational member of the NCBA (National Cooperative Business Assn) headquartered in D.C.

I have been an appraising since 1982 and would be happy as time permits, to share appraisal information. In the meantime, I am just as happy to view posts and learn more about the mortgage finance industry.

We should not any of us, in this unprecendented time be limited by what we do know.

Best regards to all !

_________________
Best regards ~
Carol Rockman
786-581-9171
www.nvs.coop
Icon Mini Profile jameshogg
jameshogg



Joined: 20 Dec 2005

Posts: 4291
Location: nevada
509.34 Dollars($)
PostPosted: Mon Oct 26, 2009 8:30 pm    Post subject:

Hi carol,

Welcome to the forums Smile . It's great to have such an experienced person like you participating in the forums.

Thanks.
Icon Mini Profile sara
sara
Moderator


Joined: 05 Jul 2006

Posts: 1679
Location: New Brunswick, New Jersey
315.05 Dollars($)
PostPosted: Tue Oct 27, 2009 1:30 am    Post subject:

Hey Carol,

It's good to have you amongst us. Smile Looking forward towards your participation in the forums.

Take care.
Icon Mini Profile jenkin7
jenkin7



Joined: 04 Jun 2007

Posts: 3421
Location: Hawaii
512.47 Dollars($)
PostPosted: Tue Oct 27, 2009 1:45 am    Post subject:

Hi Amanda and Carol,

A very warm welcome to both of you! Smile

I am sure the community will benefit from participation by professionals like you. The kind of vast experience you two have, will surely help a lot of people, who seek solutions to their mortgage related problems in this forum.
Icon Mini Profile raymond
raymond
Community Experts
Community Experts


Joined: 03 Jul 2009

Posts: 313
Location: Irvine, CA
60.06 Dollars($)
PostPosted: Tue Oct 27, 2009 8:41 am    Post subject:

Hello Everybody - I'm Raymond Denton and I'm a Reverse Mortgage Specialist.

For 23 years I was an Engineer and was laid off from my job during the dot com bust. A friend of mine mentored me as a Mortgage Banker and during the first portion of my Mortgage career I specialized in helping folks purchase homes when they were recently out of bankruptcy. I was better then any of the other Loan Officer's in that niche because I had personally declared a chapter 20 bankruptcy years before - and that's the worse type you can have. It's a chapter 7 immediately followed by a chapter 13. 6 months prior to filing bankrutpcy, I read every book in Orange and Los Angeles counties on the subject. When I entered the Mortgage industry, I learned all the rules of bankruptcy as they applied to mortgages, and I became the best Bankruptcy Loan Officer you could find.

I switched to Reverse Mortgages in 2004, when my Mom asked for assistance with a Reverse Mortgage. I couldn't find anybody that understood Reverse Mortgages, so I had to learn them - to ensure Mom wasn't taken advantage of. Mom decided not to get a Reverse Mortgage, but that effort taught me there was a hugh shortage of Mortgage Bankers that understood Reverse Mortgages, and the Baby Boomers were only 4 years away from starting to turn 62, so I switched to Reverse Mortgages.

During the past 5 years I've talked to thousands of Seniors about Reverse Mortgages, and funded several hundred loans. I originate Reverse Mortgages for Banner County Bank; a Federally Chartered National Bank, which enables me to offer the program throughout the United States and its Commonwealths. Right now I'm emphasizing Puerto Rico, because that's the most active territory in the Union for FHA-insured Reverse Mortgages. But I'm also working on several other Reverse Mortgages for families in the Continental United States.

When I was an Engineer, I taught several High Technology courses, specializing in Internet Marketing. During the last 3 years of being an Engineer, my hobby was creating lead generating websites for Realtor's, and I experimented a lot during that time and learned what worked - and what didn't work. I didn't know it then, but the things I learned during that period of time were to benefit me later.

Since I understand Internet Marketing better then most, my primary mode of Origination is via the Internet, and I have over 20 websites that are used for my business. I've also taught my son the business, and so far its worked out well for the two of us.

I'm successful because I'm an information provider, not a sales person. If a Reverse Mortgage doesn't make sense for your situation, I'll tell you and refer you to other Professionals that can assist you better then I.

I wish I could post my picture as a avitar, but there's a 4k size restriction, and I don't have any photographs of me that small.

_________________
Raymond
www.ReverseMortgageCalculator.org
Icon Mini Profile smithsussane
smith.sussane



Joined: 18 Sep 2008

Posts: 3709
Location: Alaska
556.69 Dollars($)
PostPosted: Tue Oct 27, 2009 9:08 pm    Post subject:

Hey raymond!

What a huge experience you have! Engineer - Bankruptcy loan officer - reverse mortgage specialist! With such an experienced professional on board, I'm sure the community would be benefited. Looking forward towards your participation in the forums Smile

Sussane
Icon Mini Profile savior70




Joined: 25 Mar 2009

Posts: 1412
Location: Florida
166.99 Dollars($)
PostPosted: Wed Oct 28, 2009 3:37 am    Post subject:

Wow! You've got a vast experience, Raymond. I'm sure suggestions from someone like you will surely help a lot of people out there.

I also like your statement that you consider yourself as an information provider, and not as a sales person and that you do not mind referring people to other professionals, in case you think they can offer better assistance than you. In fact, this is what sets you apart from other professionals in the market and this is what makes you successful in your life.

I look forward to your participation in the forum and hope to have a long association with you. Smile
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