Introduce yourself - Let others know who you are!

apexoffice · Posted: Thu Jul 10, 2008 12:33 pm Post subject:

Hello everyone!

My name is Benjamin Smith, owner of Apex Appraisals & Consulting, LLC covering the Atlanta area. I have been appraising for almost 7 years and just started my own firm last year. I am also involved in a few other forums as well and enjoy the opportunity to learn from others as well as share insights from my side of the fence. If anyone ever has general appraisal questions, I am always available to offer helpful advice.

See y'all in the forums!

Benjamin

larry · Joined: 27 Jun 2007 Posts: 3328 473.40 Dollars($)

Hi Benjamin.

Welcome to the forum.

So you are an appraiser and an owner of a company. Great Smile

We hope we can learn a lot from you Smile

See you on the forums Smile

Caron · Posted: Mon Jul 21, 2008 5:55 am Post subject:

welcome benjamin,

Nice to have you amongst us Smile

steve · Posted: Wed Jul 23, 2008 11:18 am Post subject:

Hi everyone. I'm Steve Jones, recent first-time homebuyer and full-time domain entrepreneur. This forum looked like an interesting helpful place so I figured I'd join.

My homebuying experience was an interesting one - not so much buying the home but the loan process. The condo seller's preferred lender was a company that was a client of mine when I worked at NVS (real estate appraisal management firm) though different branch offices, and I ended up really getting dicked around. I ultimately had to pay 20% down, and pay off my credit cards and my car to quality for a CalHFA first-time homebuyer program through them...ended up getting a pretty nice 5.25% fixed 30 year mortgage even though originally I was quoted 5.625%, and along the way they almost tried to stick me with a 7% 10-year interest only! Anyways, I had intentionally stayed living with my mom until I bought a place so I could afford it and never throw away money on rent, so I'm happy at least I accomplished what I wanted to. However, as you see in my sig, I've lost more than my down payment in value on the place (yes, I realize saying "lost" isn't accurate as I still own the place and plan to for at least a few more years). I bought at a supposed good time to buy, when prices were "low", but they kept going lower and lower...ugh.

Anyways, I'm glad to see a nice helpful forum like this and will surely make use of experts here whenever I encounter more mortgage/home-buying fun. Good luck to everyone in your businesses, lives, and loans!

Samantha · Posted: Mon Jul 28, 2008 11:55 am Post subject: RE: welcome to our community

Hi Steve,

A warm welcome on behalf of our community.

Thanks for sharing your experiences with us. It's quite a detail and hopefully it'll be an interesting read for others as well.

eroxxzy4 · Joined: 02 Sep 2008 Posts: 1 1.00 Dollars($)

Just wanted to say Hi to everyone and introduce myself. My name is Eliza and I'm a PA Realtor as well as a Medical Assistant. If you have any questions about the current housing market, weather you're wanting to buy or sell, don't hesitate to ask...or even if you have simple medical questions maybe I will be able to help =)

Caron · Posted: Thu Sep 04, 2008 6:21 am Post subject:

Hi eroxxzy,

Welcome to our community.

Hope you like participating here and interacting with others. Feel free to send me a pm in case you'd like to give any suggestions for our community. Smile

Good luck

Guest 0.10 Dollars($)

Hi,
I wanted to introduce myself- I have been a "guest" here for a while (using name Bailey) but I didn't register because I was in middle of a job change. I am now back with Midamerican Home Services Lending, a Joint Venture with Wells Fargo Mortgage. (Our name will be changing to Home Services Lending in 2 weeks.)

I have been a mortgage originator with Wells Fargo Mortgage, then this affiliate for 6 years, then I moved to Bank of America for a few months, then back to this Wells Fargo affiliate. My office is in a large real estate office in Des Moines, Iowa. Prior to originating mortgages, I worked in the mortgage servicing department at Wells Fargo Mortgage (call center, taking escalated calls.)
I am happy to have this forum as a resource- it is always good to increase my knowledge base! I also hope I can perhaps help out homebuyers and contribute in a meaningful way.

Guest 0.10 Dollars($)

The easy way: go to stop foreclosure : tostopforeclosure.com

Those are REOs.

For pre-foreclosure, there are several ways. They include, note buying, short sales, and providing services to those at risks of foreclosure. As to how to do each, that's a bigger lesson than I can post here. You are better off learning which ever method you wish to work with.

I run a real estate seminar list. You might find one that suits you.

Also, be aware that foreclosure investing is also rehab investing. You will rarely find a foreclosure that doesn't need, at least minor rehab. Especially in today's market when buyers are looking for upgrades.

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