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Posts by jbarto65
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Posted: Sun Jul 13 9:29:24 2008 stopping payments will really hurt your credit ..
Posted: Sun Jul 13 9:26:44 2008 You should always pay more if you can, even an ..
Posted: Fri Jul 11 6:43:14 2008 You should have no problem with a score of 700, ..
Posted: Thu Jul 10 15:15:55 2008 Hopefully, you can get your name off it as soon ..
Posted: Thu Jul 10 9:19:03 2008 These guys have given you some good advice, ..
Posted: Thu Jul 10 9:15:22 2008 I am pretty sure that it is mandatory, who in ..
Posted: Thu Jul 10 9:11:15 2008 I don't think that you have a choice as to what ..
Posted: Thu Jul 10 9:06:39 2008 This is unusual for the bank to do something like ..
Posted: Thu Jul 10 8:57:47 2008 There is always good information and more ..
Posted: Thu Jul 10 8:51:30 2008 If at all possible you should go into the branch ..
Posted: Thu Jul 10 8:31:29 2008 Sometimes when we have made mistakes in the past ..
Posted: Wed Jul 9 23:45:07 2008 yes, definately pay down those cards to that 30% ..
Posted: Wed Jul 9 23:42:15 2008 I have never heard of a mortgage company needing ..
Posted: Wed Jul 9 23:39:28 2008 Great points Stephanie, you should explore all ..
Posted: Wed Jul 9 23:37:33 2008 I did not think it would either, but you never ..
Posted: Wed Jul 9 13:26:14 2008 I thought it was a very informative video with ..
Posted: Wed Jul 9 13:24:31 2008 More and more information on the mortgage crisis ..
Posted: Wed Jul 9 11:48:41 2008 charlesarmbuster, in what situation would one ..
Posted: Wed Jul 9 10:25:16 2008 That is a really big drop, guess you will have to ..
Posted: Wed Jul 9 10:11:14 2008 You should be able to get a consolidation loan ..
Posted: Wed Jul 9 10:08:53 2008 wow Jason what a great post, you have covered it ..
Posted: Wed Jul 9 10:00:23 2008 Looks like you are in a rough spot here. I would ..
Posted: Wed Jul 9 9:56:00 2008 If I were you I would apply first and then see if ..
Posted: Tue Jul 8 11:14:43 2008 I have never seen the sense in renting if you are ..
Posted: Tue Jul 8 11:11:40 2008 You may get a better rate using the land as ..
Posted: Tue Jul 8 11:08:35 2008 Be sure to weigh all your options, if you make a ..
Posted: Tue Jul 8 11:03:56 2008 If the broker told you that they can not seize it ..
Posted: Tue Jul 8 11:00:23 2008 You will want to first go on one of the three ..
Posted: Tue Jul 8 10:48:22 2008 guest, I do see your point but sometimes ..
Posted: Mon Jul 7 21:53:07 2008 Why do you not want them to do a credit check ..
Posted: Mon Jul 7 21:47:45 2008 We have enough on our plate without adding fraud ..
Posted: Mon Jul 7 21:40:09 2008 Really good video, I like these, it gives you a ..
Posted: Mon Jul 7 21:35:14 2008 That stinks that it is treated like a bankruptcy, ..
Posted: Mon Jul 7 21:29:02 2008 Great information on mortgage modification. I ..
Posted: Mon Jul 7 21:26:13 2008 I have never heard of them putting a lein on a ..
Posted: Wed Jul 2 18:05:01 2008 Well, I would not think that it would be a very ..
Posted: Thu Jun 26 1:27:58 2008 great post cliff, I did not know half of what is ..
Posted: Thu Jun 26 1:25:34 2008 Not they can not, make sure you get a paid in ..
Posted: Thu Jun 26 1:18:12 2008 I agree, it sounds as if you are off to a good ..
Posted: Sat Jun 21 21:25:26 2008 How does it show up on your credit report Does it ..
Posted: Sat Jun 21 21:21:45 2008 I would think that if you offered a reasonable ..
Posted: Sat Jun 21 21:18:29 2008 Sounds like a plan, easy to use and you can ..
Posted: Sat Jun 21 21:15:38 2008 They do get some really good reports from ..
Posted: Sat Jun 21 10:22:03 2008 But when people want credit bad enough they will ..
Posted: Sat Jun 21 10:15:08 2008 Best thing to do not to fall for scams is to ..
Posted: Sat Jun 21 8:14:38 2008 I think there is so much turn over at these ..
Posted: Thu Jun 19 6:36:46 2008 True, my mortgage carrier has companies available ..
Posted: Wed Jun 18 19:55:10 2008 I have been there since I have been dealing with ..
Posted: Wed Jun 18 19:45:35 2008 I will go back to the pages and see what is ..
Posted: Wed Jun 18 19:43:26 2008 That is what they say, get all the information ..
Posted: Wed Jun 18 19:27:02 2008 I find it easy to use and you get your money with ..
Posted: Wed Jun 18 19:20:33 2008 good choice, get rid of the debt that you have ..
Posted: Wed Jun 18 18:34:10 2008 You can actually use a combination of both, if ..
Posted: Wed Jun 18 18:31:10 2008 big differenes in the amount though ..
Posted: Wed Jun 18 18:29:54 2008 I have just about everything paid off, I just ..
Posted: Wed Jun 18 17:44:19 2008 You can visit different websites to find out more ..
Posted: Wed Jun 18 17:35:43 2008 I wanted to comment on the original posters post, ..
Posted: Wed Jun 18 17:26:23 2008 They can get tricky, it is ashame that you have ..
Posted: Wed Jun 18 17:18:44 2008 alaska, Glad to have you back, hope you stick ..
Posted: Wed Jun 18 15:02:37 2008 I don't think that people intentionally do it, I ..
Posted: Wed Jun 18 14:31:48 2008 True, I agree with both Larry and with ..
Posted: Wed Jun 18 14:28:18 2008 Did you have an estate attorney This person ..
Posted: Wed Jun 18 14:24:20 2008 I just assume that since you are under this ..
Posted: Wed Jun 18 11:09:47 2008 I did not know that this site had that feature, ..
Posted: Wed Jun 18 11:07:31 2008 yes they ..
Posted: Wed Jun 18 11:06:08 2008 you got that right, seems as soon as you apply ..
Posted: Wed Jun 18 11:03:52 2008 How long did you continue to be part of the ..
Posted: Wed Jun 18 10:59:27 2008 I do agree wholeheartedly with you on this erb, ..
Posted: Tue Jun 17 23:24:08 2008 Yes, and those who work and are unfortunate ..
Posted: Mon Jun 16 23:16:18 2008 Definately do your research on these companies, ..
Posted: Mon Jun 16 23:15:11 2008 I agree, sometimes things are better left to the ..
Posted: Mon Jun 16 23:13:36 2008 Yeah for PA, love this state and what it does for ..
Posted: Mon Jun 16 23:11:56 2008 I agree if you can avoid, then do, it takes a ..
Posted: Mon Jun 16 23:10:39 2008 I think this is true also ..
Posted: Mon Jun 16 23:09:22 2008 I guess it happened if this conversation is going ..
Posted: Mon Jun 16 23:06:44 2008 I have been working on this for quite some time, ..
Posted: Mon Jun 16 23:03:26 2008 Have you purchased your score How do you know ..
Posted: Mon Jun 16 23:02:23 2008 I agree with you on this erb, when they have the ..
Posted: Sun Jun 15 13:40:58 2008 bankruptcy will stay on your record for at least ..
Posted: Sun Jun 15 13:32:56 2008 I am sure that Pa has their eye on it, they don't ..
Posted: Sun Jun 15 13:30:57 2008 great advice, ..
Posted: Sun Jun 15 13:29:33 2008 where there is a deal there is a scam to match ..
Posted: Sun Jun 15 13:27:09 2008 That was me, do you understand what I mean about ..
Posted: Sun Jun 15 9:15:07 2008 We have an outdoor furnace, something you may ..
Posted: Sun Jun 15 9:12:26 2008 I don't think that HEMAP goes on income, I think ..
Posted: Sun Jun 15 9:09:21 2008 I am sure it happens, but this is the first time ..
Posted: Sun Jun 15 9:06:55 2008 right, but I am not sure how many times you can ..
Posted: Sun Jun 15 9:05:17 2008 You will get results much quicker if they have ..
Posted: Wed Jun 11 20:39:05 2008 Have you decided what to do If you have please ..
Posted: Wed Jun 11 20:37:10 2008 Have you decided what to do buy the home or pay ..
Posted: Wed Jun 11 20:32:39 2008 True, finding a loophole will alert lawmakers and ..
Posted: Wed Jun 11 20:31:04 2008 I think it is a shame all the scams out there, I ..
Posted: Wed Jun 11 20:28:13 2008 I don't think it would lower it either, I think ..
Posted: Tue Jun 10 21:08:15 2008 I wonder how they get a way with this I have seen ..
Posted: Tue Jun 10 18:57:29 2008 I agree, I think that that is a pretty descent ..
Posted: Tue Jun 10 18:51:13 2008 Your aunt is really lucky to have you there to ..
Posted: Tue Jun 10 18:46:16 2008 I agree with what you are saying, I am sure they ..
Posted: Tue Jun 10 18:43:46 2008 I do believe that your own inquiry is seperate ..
Posted: Sun Jun 8 18:11:55 2008 You bring up a good point Joe, I am surprised ..
Posted: Sun Jun 8 18:09:10 2008 True, this is especially true if it is just an ..
Posted: Sun Jun 8 18:06:53 2008 wow, fireyone, what a nice summary, you have come ..
Posted: Sun Jun 8 18:01:31 2008 I agree, when you have the cost of fuel and food ..
Posted: Sun Jun 8 17:58:00 2008 You got it fireyone, you will usually find them ..
Posted: Sun Jun 8 17:25:41 2008 I find it hard to believe that the address has a ..
Posted: Sun Jun 8 17:20:04 2008 It is a real pain in the rear end, the entire ..
Posted: Sun Jun 8 17:03:50 2008 Not risky at all fireyone, if you can afford it. ..
Posted: Sun Jun 8 16:00:13 2008 From what I have been reading, I don't think that ..
Posted: Sun Jun 8 15:57:17 2008 good points made you guys, I have filed some ..
Posted: Sun Jun 8 15:44:51 2008 I have seen the advertisements and commercials on ..
Posted: Sat Jun 7 23:03:32 2008 I have been doing all my stuff online the past ..
Posted: Sat Jun 7 22:56:26 2008 You would be much better off combining your ..
Posted: Sat Jun 7 22:49:18 2008 I hope that something works out, at least you ..
Posted: Sat Jun 7 22:43:40 2008 I am really trying to stay a way the whole second ..
Posted: Sat Jun 7 22:27:57 2008 Homeowners' Emergency Mortgage Assistance ..
Posted: Sat Jun 7 22:23:24 2008 There are a few that are not to bad but they all ..
Posted: Sat Jun 7 22:09:54 2008 I think that name actually comes out, they have ..
Posted: Sat Jun 7 22:07:02 2008 yes they have a website, you can access all your ..
Posted: Sat Jun 7 22:02:24 2008 I spent a lot of money on these type loans there ..
Posted: Sat Jun 7 18:22:26 2008 Lenders have many options that they will offer to ..
Posted: Sat Jun 7 18:17:30 2008 With the way the economy is, you just never know, ..
Posted: Sat Jun 7 18:03:55 2008 You make some good points on this erb, alot of ..
Posted: Sat Jun 7 17:59:48 2008 I bet a lot of people wish that they could only ..
Posted: Sat Jun 7 17:56:13 2008 The lease with the option to buy will be your ..
Posted: Sat Jun 7 17:54:11 2008 Wow this is a mess, I would be on the phone with ..
Posted: Sat Jun 7 17:47:26 2008 Will they do a credit check on the aunt before ..
Posted: Sat Jun 7 17:44:57 2008 I don't think there is an age limit on a ..
Posted: Sat Jun 7 17:40:05 2008 You should look into the time share information, ..
Posted: Sat Jun 7 17:15:19 2008 I don't think that it is the address that gave ..
Posted: Sat Jun 7 16:52:54 2008 I gave up on getting a card, seems like the rates ..
Posted: Sat Jun 7 16:34:42 2008 I am not sure if it lowers your score or not, i ..
Posted: Fri Jun 6 14:42:35 2008 I think you are right erb, I would love to see a ..
Posted: Thu Jun 5 19:16:19 2008 My friends dad just died in pa, she was telling ..
Posted: Tue Jun 3 11:22:01 2008 Do you have someone do your taxes for you, as ..
Posted: Tue Jun 3 11:17:38 2008 I have always had luck with making a payment ..
Posted: Tue Jun 3 11:13:41 2008 great points made malissa harris, the credit ..
Posted: Sun May 25 23:07:46 2008 It should not affect you if you are not on the ..
Posted: Sun May 25 11:19:34 2008 This is terrible, how are they getting away with ..
Posted: Sun May 25 11:15:51 2008 I feel bad for these people, but I have to asked ..
Posted: Sun May 25 11:10:19 2008 I think it should be regulated, and these ..
Posted: Sun May 25 11:06:24 2008 awesome video, thank you for putting it together ..
Posted: Sun May 25 10:47:55 2008 Wow, when you put it like that it makes a whole ..
Posted: Sun May 25 10:44:02 2008 You will find some really good and useful ..
Posted: Sun May 25 10:41:53 2008 I had found myself in this boat a few years back, ..
Posted: Sun May 25 10:32:02 2008 I applaud your effort on getting this bills out ..
Posted: Sun May 25 10:24:16 2008 They do encourage you to pay them off on the very ..
Posted: Sun May 25 0:08:06 2008 Well said erb, I think it is crazy that ..
Posted: Sat May 24 23:21:55 2008 You are absolutely right about the cease and ..
Posted: Sat May 24 23:11:59 2008 Could not have said it any better erb, but I ..
Posted: Sat May 24 23:08:51 2008 The intrest rates are really high and the fees ..
Posted: Sat May 24 23:02:56 2008 LOL, you are right, most people on here are ..
Posted: Sat May 24 22:54:11 2008 great suggestions erb, I agree that the op has ..
Posted: Sat May 24 22:41:58 2008 Hi erb and welcome to the forums, I have seen you ..
Posted: Fri May 23 6:55:35 2008 There are many programs available through HEMAP ..
Posted: Fri May 23 6:52:13 2008 I don't owe alot, in fact the bills that I have ..
Posted: Fri May 23 6:47:21 2008 What time frame of the year does this happen When ..
Posted: Thu May 22 7:33:25 2008 I just wish that my call block would work, but ..
Posted: Wed May 21 10:49:30 2008 True, did not think of that, maybe they have lost ..
Posted: Wed May 21 10:46:57 2008 I guess it is better than having a bunch of nsf ..
Posted: Wed May 21 10:20:46 2008 You would be better off stasying away form the ..
Posted: Wed May 21 9:53:55 2008 So you take a break through out the year and do ..
Posted: Sat May 17 23:42:34 2008 Never heard of them, hope you are doing some good ..
Posted: Sat May 17 23:33:00 2008 I think it is 3, for sure, 90 days is a ..
Posted: Sat May 17 23:28:50 2008 Probably not, we usually end up with the ones ..
Posted: Fri May 16 22:24:35 2008 I think that it is really important to teach kids ..
Posted: Fri May 16 22:20:08 2008 It is down right ridiculous the rate that they ..
Posted: Fri May 16 22:14:46 2008 I am not sure why they would do this, maybe one ..
Posted: Fri May 16 22:12:06 2008 Va loans were hard for me to get when I tried, I ..
Posted: Fri May 16 14:05:01 2008 It will stay on your record for a long time, good ..
Posted: Fri May 16 13:56:45 2008 Are you sure that she was only late two times, I ..
Posted: Fri May 16 13:42:11 2008 Oh, you have to love life, when it rains it pours ..
Posted: Fri May 16 13:34:14 2008 That is a great idea to try and work it out with ..
Posted: Fri May 16 13:32:07 2008 Paypal is awesome, you can use it to cash out ..
Posted: Wed May 14 22:47:09 2008 Tried to get a fixed rate mortgage, then you will ..
Posted: Wed May 14 22:44:52 2008 The only way that you will know is to apply and ..
Posted: Wed May 14 22:18:40 2008 good information, hope you will take the advice ..
Posted: Wed May 14 22:15:49 2008 Thinking about it, I am gonna have some drain ..
Posted: Mon May 12 21:04:32 2008 Is it a standard of 3 months behind starts ..
Posted: Mon May 12 20:59:56 2008 Has anyone tried to get a company to forgive late ..
Posted: Mon May 12 20:57:20 2008 The importance of not living outside of your ..
Posted: Mon May 12 20:54:30 2008 You are going to have to prioritize, your home or ..
Posted: Mon May 12 20:51:46 2008 Please go into more ..
Posted: Mon May 12 20:50:37 2008 If it is already foreclosed on it is probably ..
Posted: Mon May 12 20:42:02 2008 I think that since you had the debt before that ..
Posted: Mon May 12 20:37:09 2008 It is a vehix report, shows everything that the ..
Posted: Mon May 12 20:29:23 2008 I don't know much about the FHA loans, I just ..
Posted: Mon May 12 20:26:16 2008 Glad to hear that you got some good help here ..
Posted: Mon May 12 20:21:21 2008 It is definately a long drawn out process that ..
Posted: Mon May 12 20:19:05 2008 I would refuse to pay it, ruin my credit or not, ..
Posted: Mon May 12 20:17:29 2008 I have two savings accounts with my credit union, ..
Posted: Mon May 12 20:02:51 2008 I found it so much easier when I did not feel ..
Posted: Mon May 12 19:33:36 2008 it will be up to you as the social security ..
Posted: Mon May 12 18:15:52 2008 I am planning on using my stimulus to catch up my ..
Posted: Mon May 12 18:10:30 2008 sounds tough, hope you can get it all worked out ..
Posted: Mon May 12 18:04:49 2008 I personally have a paypal account that I use for ..
Posted: Mon May 12 18:02:19 2008 I like your idea How does one get a copy, you say ..
Posted: Mon May 12 17:58:38 2008 Jenkins, That seems like a lot for child ..
Posted: Sat May 3 20:43:07 2008 Really good article, people need this type of ..
Posted: Sat May 3 20:21:23 2008 I think it is great that someone with more ..
Posted: Sat May 3 20:20:15 2008 very ..
Posted: Sat May 3 14:06:41 2008 unfortunately, you are right, collectors can be ..
Posted: Sat May 3 14:00:24 2008 Fireyone, they do get paid but they are high ..
Posted: Sat May 3 13:48:16 2008 Unfortunately, many people find them selves in ..
Posted: Sat May 3 13:40:12 2008 If I were her gmakerly I would want to recover ..
Posted: Fri May 2 23:17:53 2008 The gas prices are crazy, taxes are going out of ..
Posted: Fri May 2 23:12:40 2008 The bank does not know what deposits are what, ..
Posted: Fri May 2 23:10:11 2008 Yeah and in the mean time, when they pull your ..
Posted: Fri May 2 23:08:13 2008 If he has any intention to do it at all, just ..
Posted: Fri May 2 23:01:46 2008 I think the phone company should let you change ..
Posted: Thu May 1 21:32:03 2008 I have no clue about this company, hopefull you ..
Posted: Thu May 1 21:28:24 2008 Having an umbrella mortgage is an awecome idea, ..
Posted: Thu May 1 21:25:23 2008 Looks like you got some pretty good advise here. ..
Posted: Thu May 1 21:19:54 2008 Your deed shows ownership of your property, you ..
Posted: Thu May 1 21:14:47 2008 I have never heard of the company myself, ..
Posted: Thu May 1 21:09:05 2008 hopefully things will work out for you, hope so, ..
Posted: Thu May 1 20:59:22 2008 When you take out a second mortgage should you ..
Posted: Thu May 1 20:57:05 2008 Will the company that has your primary mortgage ..
Posted: Thu May 1 20:54:46 2008 You will be responsible for both mortgages, hope ..
Posted: Thu May 1 20:48:02 2008 I have a VA certificate but have never used it, ..
Posted: Thu May 1 20:45:16 2008 Call your mortgage company and let them know that ..
Posted: Thu May 1 19:05:20 2008 Filing bankruptcy would destroy his credit more ..
Posted: Thu May 1 18:54:37 2008 True, I have learned a lot of these lesson the ..
Posted: Thu May 1 18:50:33 2008 It is really hard when you are self employed, ..
Posted: Thu May 1 18:44:48 2008 They will probably have a co signer or an adult ..
Posted: Thu May 1 14:03:12 2008 of what ..
Posted: Wed Apr 30 22:50:30 2008 Make sure that you keep all your paperwork if you ..
Posted: Wed Apr 30 22:47:37 2008 Great news, thanks for sharing, it is good for ..
Posted: Wed Apr 30 22:45:49 2008 I never had a mortgage from them but did have a ..
Posted: Wed Apr 30 22:44:08 2008 They are all full of false promises, they will ..
Posted: Wed Apr 30 22:38:56 2008 If you can avoid it, please do at all costs, you ..
Posted: Wed Apr 30 22:37:05 2008 I always thought that they will not foreclose ..
Posted: Wed Apr 30 22:33:52 2008 There are many, many budgeting advice websites ..
Posted: Wed Apr 30 22:29:27 2008 You can also use ways like these forums to save ..
Posted: Wed Apr 30 22:27:04 2008 If you ever have any doubt you can always to the ..
Posted: Wed Apr 30 22:16:33 2008 More and more agencies are going paperless and to ..
Posted: Wed Apr 30 22:16:26 2008 More and more agencies are going paperless and to ..
Posted: Wed Apr 30 22:11:59 2008 They can not legally re age the debt, do you have ..
Posted: Wed Apr 30 22:05:28 2008 I did not think that they would give you a ..
Posted: Wed Apr 30 21:58:33 2008 They probably think that you are Kimberly, LOL. I ..
Posted: Wed Apr 30 21:49:18 2008 To legally improve your credit profile, you ..
Posted: Wed Apr 30 19:59:04 2008 Do they give you a choice Can you decide what ..
Posted: Wed Apr 30 19:45:11 2008 Thanks for the recommendations, I don't know that ..
Posted: Wed Apr 30 19:42:40 2008 Hey info, I am really glad that you are here, it ..
Posted: Wed Apr 30 19:40:13 2008 Trade lines confuse me, could you explain more ..
Posted: Wed Apr 30 14:10:59 2008 Do you really think that you need 5-6 years, I ..
Posted: Wed Apr 30 14:07:34 2008 But you must inform your bank that it is social ..
Posted: Mon Apr 28 23:16:55 2008 True fireyone, I am learning that the hard way, ..
Posted: Mon Apr 28 23:06:07 2008 True fireyone, the shape of a credit report will ..
Posted: Mon Apr 28 23:02:16 2008 I know, but it is a start for now, do you have ..
Posted: Mon Apr 28 22:59:10 2008 Their tactics are ruthless sometimes, it is the ..
Posted: Mon Apr 28 22:55:50 2008 These posters are exactly right, they can't ..
Posted: Mon Apr 28 22:53:30 2008 even the smallest of accounts can benefit you as ..
Posted: Mon Apr 28 22:34:33 2008 I think that the car dealers that deal in used ..
Posted: Mon Apr 28 22:05:17 2008 Yes they charge outrageous intrest, but sometimes ..
Posted: Mon Apr 28 22:01:41 2008 Boy if it were only that easy, I think the letter ..
Posted: Mon Apr 28 21:39:12 2008 Even if you would do time share on it, if it is ..
Posted: Mon Apr 28 21:35:45 2008 Hey debtstinker, good to see you here, how are ..
Posted: Mon Apr 28 21:32:15 2008 They will never go away and everytime you have a ..
Posted: Mon Apr 28 21:28:02 2008 Marine Midland tried to collect on a very old ..
Posted: Mon Apr 28 21:23:34 2008 You will need to let the bank know that has your ..
Posted: Mon Apr 28 21:21:22 2008 And most of the time when they say that there is ..
Posted: Mon Apr 28 21:10:35 2008 Sueing him for half the balance is about all you ..
Posted: Mon Apr 28 21:07:03 2008 You are better off doing the credit card that ..
Posted: Mon Apr 28 21:02:23 2008 Welcome to the forums, hope you find what you ..
Posted: Sun Apr 20 15:35:50 2008 Great article thank you for investing the time to ..
Posted: Sun Apr 20 15:34:45 2008 another awesome article, great ..
Posted: Sun Apr 20 15:33:41 2008 You really should consult a tax professional on ..
Posted: Sun Apr 20 14:59:59 2008 please provide more information so that you could ..
Posted: Sun Apr 20 11:55:22 2008 Well these cards are not for me, I will not be ..
Posted: Sun Apr 20 11:48:49 2008 That is good that you have the opportunity to ..
Posted: Sun Apr 20 11:45:45 2008 Just think it is crazy, I refuse to pay it, if ..
Posted: Sun Apr 20 11:42:12 2008 I don't have many bills fortunately, monthly ones ..
Posted: Sun Apr 20 11:26:52 2008 you will try to pull one report from each of the ..
Posted: Sun Apr 20 11:18:58 2008 Got ya, happens to me often. ..
Posted: Sun Apr 20 11:18:05 2008 I think that bankruptcy will become more common ..
Posted: Sat Apr 19 23:28:07 2008 The zapper only works with the computerized calls ..
Posted: Sat Apr 19 23:15:26 2008 Must be some type of actions going on with it, I ..
Posted: Sat Apr 19 23:09:56 2008 That is when you just post the question and hope ..
Posted: Sat Apr 19 23:08:27 2008 fireyone, there are a lot of people out there who ..
Posted: Sat Apr 19 23:04:35 2008 I just pulled this article the other day for a ..
Posted: Sat Apr 19 22:58:16 2008 Hopefully you will find a great deal to go along ..
Posted: Sat Apr 19 22:56:41 2008 That is the way it goes, guess they are trying to ..
Posted: Sat Apr 19 22:54:39 2008 good advice banker, it is always good to have ..
Posted: Sat Apr 19 22:47:07 2008 Sounds like you are doing okay then fireyone, I ..
Posted: Sat Apr 19 22:41:30 2008 They will say anything to get your vote, I hate ..
Posted: Sat Apr 19 22:32:47 2008 True fireyone, I keep things for a long time ..
Posted: Sat Apr 19 22:28:52 2008 I think you should do the short sale option as ..
Posted: Sat Apr 19 20:57:54 2008 Yes, welcome to the fourms, hope you find what ..
Posted: Sat Apr 19 9:42:06 2008 your are welcome cool, you can always come back ..
Posted: Sat Apr 19 9:29:54 2008 They looked at both of our scores and took the ..
Posted: Sat Apr 19 9:26:43 2008 Do you have access to a cancelled check or some ..
Posted: Sat Apr 19 9:22:16 2008 No they can not put a lein on social ..
Posted: Sat Apr 19 9:19:27 2008 It is sickning the way they call and call and ..
Posted: Tue Apr 15 20:19:53 2008 I am gonna go to the debt forum and drop the ..
Posted: Tue Apr 15 20:18:24 2008 Tell the hubby to help you clean it ..
Posted: Tue Apr 15 20:16:40 2008 Well madame, they are showing you kind respect, ..
Posted: Tue Apr 15 20:13:56 2008 Thanks Larry, his son and he have the same name, ..
Posted: Tue Apr 15 20:11:34 2008 Me too, it has been such a long road, just a ..
Posted: Tue Apr 15 20:09:42 2008 Welcome to the forum, I hope that you will use ..
Posted: Tue Apr 15 20:07:57 2008 Thank you for your post here, it really puts ..
Posted: Tue Apr 15 20:03:38 2008 I have filed the disputes with equifax and they ..
Posted: Tue Apr 15 7:06:50 2008 Your rate will be high with scores like that, ..
Posted: Tue Apr 15 7:03:54 2008 Hi Larry, My score has suffered because of a ..
Posted: Mon Apr 14 11:06:02 2008 Wow you have gotten some really good advice here, ..
Posted: Mon Apr 14 11:02:48 2008 Thanks for the added information sara, this site ..
Posted: Mon Apr 14 11:00:03 2008 I just don't think that they would get anywhere ..
Posted: Mon Apr 14 10:57:11 2008 Can you file for a copy of someones report if ..
Posted: Mon Apr 14 10:55:16 2008 Does anyone know what to do if you have disputed ..
Posted: Sun Apr 13 21:45:30 2008 right, the better the score, the better the rate, ..
Posted: Sun Apr 13 21:35:24 2008 I have always thought that no one would want to ..
Posted: Sun Apr 13 21:31:15 2008 I gave up on it a while ago, it is a real pain to ..
Posted: Sun Apr 13 21:14:46 2008 good advice, just veiwing it should be enough to ..
Posted: Sun Apr 13 21:10:43 2008 Yeah I could call the creditor and will if I ..
Posted: Sun Apr 13 21:04:46 2008 True, renting is like throwing money away, I am ..
Posted: Sun Apr 13 21:02:05 2008 yes, there is a lot of good information through ..
Posted: Sun Apr 13 21:00:53 2008 I like it when the more experienced posters put ..
Posted: Sun Apr 13 20:49:04 2008 Hate trying to dig something up again that has ..
Posted: Sun Apr 13 20:38:19 2008 That stinks if you have been with a company for a ..
Posted: Sun Apr 13 20:34:09 2008 Yes definately the fine print is where they get ..
Posted: Sun Apr 13 20:30:44 2008 Your score is really high, you should be able to ..
Posted: Sun Apr 13 20:27:09 2008 You can, there is lots of help out there for ..
Posted: Sun Apr 13 8:24:36 2008 They do tack on the fees each time, gets a little ..
Posted: Sun Apr 13 8:19:56 2008 It will stay on your record for the next ten ..
Posted: Sun Apr 13 8:14:29 2008 How is it going with your calls Have they slowed ..
Posted: Sun Apr 13 8:10:33 2008 I got back some results on mine today, two of ..
Posted: Tue Apr 8 13:29:12 2008 great ..
Posted: Mon Apr 7 7:10:25 2008 Do you have any type of reciept that you could ..
Posted: Mon Apr 7 7:08:03 2008 whatever you decide to do, continue to do your ..
Posted: Mon Apr 7 7:06:41 2008 Good information the best advice that I would ..
Posted: Mon Apr 7 7:04:16 2008 annualcredit is a good one, you can pull from all ..
Posted: Mon Apr 7 7:01:21 2008 But who is legally responsible to pay it is what ..
Posted: Sun Apr 6 22:08:12 2008 Wow that seems like a lot of money to have a form ..
Posted: Sun Apr 6 21:43:07 2008 Well, my brothers mother in law just lost her ..
Posted: Sun Apr 6 21:37:55 2008 You will need the appraisal done before the ..
Posted: Sun Apr 6 21:35:02 2008 Title Transfer Facility, more commonly known as ..
Posted: Sun Apr 6 21:32:21 2008 I can go onto my mortgage web page and sign in to ..
Posted: Sun Apr 6 21:30:17 2008 It would be wise to check out a company before ..
Posted: Sun Apr 6 21:27:38 2008 A bankuptcy usually stays on your records for a ..
Posted: Sun Apr 6 21:24:44 2008 Wow sounds like a real unfair mess, I would think ..
Posted: Sun Apr 6 21:14:53 2008 Another awesome posts with great information. ..
Posted: Sun Apr 6 10:42:10 2008 Make sure that you shop around, I was just ..
Posted: Sun Apr 6 10:40:01 2008 Well you take every opportunity you can, I see ..
Posted: Sun Apr 6 10:38:38 2008 Good that you are learning, may be the hard way, ..
Posted: Sun Apr 6 10:37:32 2008 I could not be a co signer, my credit isn't that ..
Posted: Sun Apr 6 10:36:28 2008 great idea, lock it up and only use it when ..
Posted: Sun Apr 6 10:34:54 2008 The fine print is what they don't tell you on the ..
Posted: Sun Apr 6 10:33:59 2008 I like the really loud whistle idea too, LOL, ..
Posted: Sun Apr 6 10:01:31 2008 True, you don't have to tolerate any crap from ..
Posted: Sun Apr 6 9:50:26 2008 Did you make a complaint about them on there also ..
Posted: Sun Apr 6 9:49:00 2008 Yeah, I think so too, but I don't want to stir ..
Posted: Sun Apr 6 9:46:38 2008 ben24, what is for people with excellent credit, ..
Posted: Sun Apr 6 9:43:14 2008 I am sure that it will all work out ..
Posted: Sun Apr 6 9:41:37 2008 I don't have any cards now, was shopping for one, ..
Posted: Sun Apr 6 9:39:16 2008 LOl, but with every cord there is money spent, ..
Posted: Sun Apr 6 9:35:54 2008 I will once I have more information you can ..
Posted: Sun Apr 6 9:33:24 2008 I know I have thought about shopping for a new ..
Posted: Sun Apr 6 9:01:07 2008 I just think it is in plain english on the credit ..
Posted: Sun Apr 6 8:42:55 2008 Yeah, it is truly a personal choice that should ..
Posted: Sun Apr 6 8:36:56 2008 Thank you for another great post, puts it in ..
Posted: Sun Apr 6 8:31:20 2008 I am not sure what mortgage trades are and if you ..
Posted: Sun Apr 6 8:28:09 2008 great response from everyone, I suggest you read ..
Posted: Sun Apr 6 8:19:52 2008 I have heard the name, I am just curious about ..
Posted: Wed Apr 2 7:01:11 2008 It is good to keep a close eye on things at least ..
Posted: Wed Apr 2 6:58:59 2008 I have seen people cash out their 401k plan to ..
Posted: Wed Apr 2 6:56:45 2008 True fireyone, they do run a credit check and ..
Posted: Tue Apr 1 23:04:43 2008 I give up on trying to get anything descent, I ..
Posted: Tue Apr 1 23:02:20 2008 That is where they always get you, the fine ..
Posted: Tue Apr 1 23:00:03 2008 Sounds like you have a great plan, I like the ..
Posted: Tue Apr 1 22:57:13 2008 Some of them have some really bad phone manners, ..
Posted: Tue Apr 1 22:55:09 2008 you can find out information on these companies ..
Posted: Tue Apr 1 22:46:29 2008 I am not real sure what to do, I don't want to ..
Posted: Tue Apr 1 22:43:03 2008 I am sure the OP will, sounds like things are ..
Posted: Tue Apr 1 22:41:35 2008 Printer cords can be expensive, hope you can find ..
Posted: Tue Apr 1 22:31:17 2008 I am looking at going through something like ..
Posted: Tue Apr 1 22:28:54 2008 I just talked to someone today and he told me ..
Posted: Tue Apr 1 7:02:09 2008 Do they do a seperate update or is what is there ..
Posted: Sun Mar 30 8:23:23 2008 Keeping it safe from creditors is probably the ..
Posted: Sun Mar 30 8:21:00 2008 The debit card or a prepaid card may be an option ..
Posted: Sun Mar 30 8:16:45 2008 They should give you the opportunity since you ..
Posted: Sun Mar 30 8:14:45 2008 I know a lot of people will leave accounts open ..
Posted: Sun Mar 30 8:12:03 2008 fireyone don't beat yourself up, I think we all ..
Posted: Sun Mar 30 8:08:00 2008 you may be able to get a settlement price out of ..
Posted: Sun Mar 30 8:03:03 2008 I would say send them what you can, thatis all ..
Posted: Sun Mar 30 8:00:55 2008 if you are going to use a company, do your ..
Posted: Sun Mar 30 7:58:37 2008 Hopefully they will get it all worked out before ..
Posted: Sun Mar 30 7:50:24 2008 Look forward to hearing from you again, I hope ..
Posted: Sun Mar 30 7:43:29 2008 I am still waiting for a court date, December ..
Posted: Sun Mar 30 7:29:22 2008 Fireyone, did you get your disputes taken care ..
Posted: Sun Mar 30 7:27:07 2008 I got the results and of course it is not taken ..
Posted: Sun Mar 30 7:23:45 2008 The statute of limitations will not start over ..
Posted: Sun Mar 30 7:18:29 2008 Just got back some results on my husbands ..
Posted: Sun Mar 30 7:09:04 2008 Awesome advice, really nothing else left to be ..
Posted: Sun Mar 30 6:55:55 2008 I just got the results back on the disputes that ..
Posted: Sun Mar 30 6:50:10 2008 True fireyone, the only time that I rented was ..
Posted: Sun Mar 30 6:47:59 2008 You need to keep your available credit at 30% or ..
Posted: Tue Mar 25 20:25:57 2008 True, keeping old accounts in good standing is a ..
Posted: Tue Mar 25 20:23:24 2008 Probably a good way to deal with it fireyone, ..
Posted: Tue Mar 25 20:14:19 2008 You should be able get a regular mortgage on the ..
Posted: Tue Mar 25 20:07:02 2008 I would think that if you have proof that you ..
Posted: Fri Mar 21 6:53:37 2008 I think that if you get all the information ..
Posted: Fri Mar 21 6:49:11 2008 credit report question ..
Posted: Fri Mar 21 6:40:06 2008 LOL, there you go fireyone, every little bit that ..
Posted: Fri Mar 21 6:37:29 2008 I had a problem like this and just disputed it, I ..
Posted: Fri Mar 21 6:34:53 2008 There is a difference between credit and debt, ..
Posted: Fri Mar 21 6:31:25 2008 Yeah, some bucks for me, a big fat law suit if ..
Posted: Fri Mar 21 6:29:12 2008 I have things on there that wer paid a long ..
Posted: Thu Mar 20 11:44:43 2008 Can one of you pass it on to the credit forum ..
Posted: Wed Mar 19 11:52:09 2008 No, you will get it later ..
Posted: Wed Mar 19 11:51:00 2008 These guys are crooks, stay away from these ..
Posted: Wed Mar 19 11:49:21 2008 I would really have to sit and think long and ..
Posted: Wed Mar 19 11:41:32 2008 Just google budd hibbs, he will come up, he has a ..
Posted: Wed Mar 19 11:21:16 2008 I just went to my report with experian and ..
Posted: Wed Mar 19 11:07:24 2008 Will they automatically take them off after you ..
Posted: Wed Mar 19 10:59:45 2008 Have you talked to your ex to find out why he/she ..
Posted: Mon Mar 17 13:42:58 2008 Glad to have you here also. closing an old ..
Posted: Mon Mar 17 13:40:59 2008 true, you really need to know what you can afford ..
Posted: Mon Mar 17 13:39:15 2008 Amen, Positive thoughts bring positive results, ..
Posted: Sat Mar 15 22:09:19 2008 Makes sense, since you would want the right to ..
Posted: Sat Mar 15 22:07:33 2008 I think just to be safe I will contact the ..
Posted: Sat Mar 15 22:03:11 2008 I think that three days is put in there for your ..
Posted: Sat Mar 15 22:00:23 2008 We were never late on it, it was joint account ..
Posted: Sat Mar 15 21:49:03 2008 Filing bankruptsy may be your only option, but ..
Posted: Sat Mar 15 21:43:02 2008 Did your mom and dad have a will set up Is there ..
Posted: Sat Mar 15 21:36:29 2008 Being the co signer only comes into play if the ..
Posted: Sat Mar 15 21:29:09 2008 That is an awesome idea Jeanette, caresid do you ..
Posted: Sat Mar 15 21:23:15 2008 That would be great, I just filed a couple of ..
Posted: Sat Mar 15 11:26:55 2008 Good point charles, I have always felt ..
Posted: Sat Mar 15 11:21:14 2008 Jessica makes a good point, hopefully your lender ..
Posted: Sat Mar 15 11:15:41 2008 Patterson, What do you mean when you say that ..
Posted: Sat Mar 15 11:02:49 2008 God Caresid I hope this all works out for you ..
Posted: Sat Mar 15 9:18:34 2008 Are they aware that your lease is about up Are ..
Posted: Sat Mar 15 9:02:49 2008 Awesome post, this is really good information to ..
Posted: Sat Mar 15 8:52:37 2008 You really should look at the other options ..
Posted: Sat Mar 15 8:46:58 2008 I have been answered on the credit forum, ..
Posted: Sat Mar 15 8:39:48 2008 I think that finance companies have a much higher ..
Posted: Sat Mar 15 8:13:01 2008 I have seen a few things that medicare does not ..
Posted: Sat Mar 15 8:05:58 2008 Thanks adonis, do you know if these guys offer ..
Posted: Fri Mar 14 11:24:52 2008 Thanks, I looked at a few today and I have to ..
Posted: Fri Mar 14 7:10:09 2008 If you file a dispute and win it with a credit ..
Posted: Fri Mar 14 7:08:40 2008 I did file a dispute and let the credit reporting ..
Posted: Fri Mar 14 6:43:13 2008 I will certainly consider taking out a card, I ..
Posted: Fri Mar 14 6:36:42 2008 Looks like you have gotten some great advice ..
Posted: Fri Mar 14 6:32:57 2008 Most of the time the lenders will say that the ..
Posted: Wed Mar 12 22:11:05 2008 I would not think that they will take this off ..
Posted: Wed Mar 12 21:54:23 2008 Budd Hibbs puts a lot of good information out ..
Posted: Wed Mar 12 21:51:54 2008 The day a collector would leave a dog loose on me ..
Posted: Wed Mar 12 21:39:15 2008 If a company buys an old debt should it be ..
Posted: Wed Mar 12 20:55:29 2008 Sorry this has happened to both of you, you just ..
Posted: Wed Mar 12 12:30:34 2008 Where would one find out what the medicare is ..
Posted: Wed Mar 12 11:55:12 2008 I have 17 accounts that are mainly loan accounts ..
Posted: Wed Mar 12 10:51:21 2008 I do have a small loan on my credit that I paid ..
Posted: Wed Mar 12 9:24:23 2008 With the way things are going these days, I would ..
Posted: Wed Mar 12 9:13:35 2008 This is really hard to predict but you can check ..
Posted: Wed Mar 12 8:51:40 2008 quit claim should be okay in this situation, you ..
Posted: Wed Mar 12 8:48:31 2008 Will you be able to afford the home once the ..
Posted: Wed Mar 12 8:30:21 2008 You have come to the right place for advice, ..
Posted: Tue Mar 11 20:45:46 2008 Contact them directly and let them know that you ..
Posted: Tue Mar 11 20:43:25 2008 I am not sure how something like this works out ..
Posted: Tue Mar 11 20:40:09 2008 Those are some really good scores and I am sure ..
Posted: Tue Mar 11 20:35:41 2008 Do you think it is smart for people to have an ..
Posted: Tue Mar 11 20:31:22 2008 I just heard on the news tonight where the ..
Posted: Tue Mar 11 20:29:35 2008 Hi everyone, I am at the point now with my ..
Posted: Mon Mar 10 11:23:03 2008 Great information, then the short sale buyer ..
Posted: Mon Mar 10 11:08:43 2008 Lisa always post some really good informative ..
Posted: Mon Mar 3 6:36:39 2008 You need to sit down and figure out how to cut ..
Posted: Mon Feb 18 8:22:19 2008 With those types of loans I would think that you ..
Posted: Mon Feb 18 7:59:00 2008 What a great article, it explains everything so ..
Posted: Mon Feb 18 7:50:08 2008 I think your biggest problem is going to be ..
Posted: Mon Feb 18 7:46:21 2008 I think every industry has its own lingo or ..
Posted: Mon Feb 18 7:41:21 2008 thanks ..