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| 9 Quick Messages | ||||
 jasytrue |
Thanks, Jerry. What does it mean default. I've been a past due a couple days like my payment is due on the 15th, I manage to make a payment on the 20-25th. Is that consider default? | |||
2scared2say |
Sorry, I forgot to leave contact information. My email is grvlpusa@gmail.com | |||
2scared2say |
Jerry,I am an employee of geneva roth's loanpointusa company. I have a great deal of information that I would be more than happy to relay to your members. My only thought is that I do not want my name found out.I will only deal in facts. It is not my intent to persuade anybody of anything. I've been with the company long enough to know how everything is tied to each other. (Even how they get new account info) If you can offer me some sort of anonymity, I will be more than happy to try and clear up some of the confusion. | |||
Rixter |
You responded to my post regarding my need to refi.You didn't address how I deal with my lack of verifiable income and how that impacts my debt ratio.Do i try and find a no income verification loan, and are they available without getting taken to the cleaners? | |||
majoroscarol |
Other than paying off my ex, how can i make sure that his marital interest in the property is clearly gone? | |||
kitty |
my niece put a quick clain deed on my property with out telling me, I paid for the property and she has no legal right for it what can I do ? | |||
mpt |
thanks for your input! | |||
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Hi Jerry thank you so much for your help, can you tell me if the bank is going to require credit checks, financial records etc for my dad to add me onto the loan? I was under the impression I could write off the interest of the mortgage payments if we had the receipts. Sorry to bother you but this is getting more and more confusing. My dad is only trying to help me and my family out since I have been sick and my husband is the only one working right now. We currently reside in California and this would be a move to Oregon which is much more affordable on one income. n thanks again! | |||
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Hi,Your score being in the high 500's, you can use your score to help yourselves apply for a mortgage. The man whom your husband met is partly correct in saying that lenders use different models. However, they use different models to rate borrowers on the basis of their credit worthiness. The scores may vary because different credit bureaus may use different types of models to calculate the scores. There are also various types of scores which are determined using different models. First of all, you need to check from your husband's credit report whether it's a FICO or any other score. Then you may become the primary borrower since your score is better than his. Before you apply for a home loan, get in touch with a credit bureau for getting your husband's credit report. Then check his score and start applying after gathering information on lenders - their loan programs and the rates of interest on offer. Thanks,Jerry. | |||
