Posts by James Kennedy
Posting date Subject Categories
 Tue Jan 3 9:20:43 2012 There are a total of 3 lenders actually funding .. Forum
 Sun Sep 4 7:13:56 2011 620 Credit is good enough to qualify for FHA with .. Forum
 Sun Sep 4 7:01:31 2011 Hey Julio, This is a great opportunity to .. Forum
 Sun Sep 4 6:46:49 2011 Hey Sarah, Unfortunately you will not be able .. Forum
 Sun Sep 4 6:36:48 2011 The up-front MIP is included in the APR. The .. Forum
 Thu Jul 1 8:00:23 2010 There is no set figure to determine when or how .. Forum
 Thu Jun 17 9:32:59 2010 The maximum .. Forum
 Thu Jun 17 9:31:28 2010 As stated above, there should not be an issue in .. Forum
 Tue Apr 27 8:20:29 2010 Absolutely not. You're still co owner of the .. Forum
 Tue Apr 27 8:18:31 2010 When you say you "bought" it from your .. Forum
 Tue Apr 27 8:13:37 2010 You're going to have to clear up whatever issues .. Forum
 Fri Apr 23 3:31:40 2010 John, good catch. I didn't notice that he .. Forum
 Fri Apr 23 3:21:57 2010 FHA lifted the 12 month chain of Title .. Forum
 Fri Apr 23 3:12:07 2010 Angela, what is your definition of "bad .. Forum
 Fri Apr 23 3:00:35 2010 That is going to be tough to determine. If the .. Forum
 Fri Apr 23 9:54:58 2010 You need to make arrangements TODAY to get your .. Forum
 Thu Apr 22 1:13:33 2010 Depending on the debts you have on your report. .. Forum
 Thu Apr 22 11:18:37 2010 Depending on your location, there are a few .. Forum
 Wed Apr 21 1:29:48 2010 If you're able to save money while also Fixing an .. Forum
 Mon Apr 19 8:55:13 2010 As stated above, it would not be of benefit to .. Forum
 Mon Apr 19 8:50:18 2010 A short sale is going to impact your credit and .. Forum
 Mon Apr 19 7:16:55 2010 You are able to qualify for a mortgage using .. Forum
 Thu Apr 15 1:38:35 2010 You're not likely to get a hard money loan at 60% .. Forum
 Thu Apr 15 1:21:05 2010 Liens = No Loans Get the liens and/or credit .. Forum
 Thu Apr 15 1:18:08 2010 Yes, there are FHA First Time Home Buyer Loans .. Forum
 Thu Apr 15 1:08:35 2010 There are a handful of lenders whom will .. Forum
 Thu Apr 15 1:04:52 2010 If you're paying down the mortgage $40k then you .. Forum
 Thu Apr 15 12:59:04 2010 In your "My Profile" .. Forum
 Thu Apr 15 12:57:12 2010 Your credit and location always play a part in .. Forum
 Thu Apr 15 12:07:05 2010 They would be required to refinance the property .. Forum
 Thu Apr 15 10:11:02 2010 Depending on your current interest rate, you may .. Forum
 Thu Apr 15 10:03:28 2010 Well you are responsible for that $60k you signed .. Forum
 Thu Apr 15 9:43:15 2010 There is no "assistance" per say, but .. Forum
 Thu Apr 1 5:13:44 2010 Local Portfolio Lenders that service their own .. Forum
 Thu Apr 1 6:56:05 2010 700 Credit Score will get you a very competitive .. Forum
 Thu Feb 18 2:57:27 2010 Aside from the credit being below 620, is there .. Forum
 Wed Feb 17 9:52:20 2010 Hello, I'm in NJ and the lenders that .. Forum
 Wed Feb 17 9:39:12 2010 The lenders I deal with that underwrite down to a .. Forum
 Tue Jan 26 6:42:10 2010 At a $105k Purchase Price with 3.5% Down Payment, .. Forum
 Thu Dec 31 6:43:24 2009 Happy New Year!! Best of luck in .. Forum
 Tue Dec 29 5:10:00 2009 Thanks George!! I kind of figured this site was .. Forum
 Tue Dec 29 1:52:00 2009 Even if your girlfriend were to get a job today, .. Forum
 Tue Dec 29 1:45:55 2009 New York City Housing Authority 250 .. Forum
 Tue Dec 29 1:40:59 2009 Please read this .. Forum
 Tue Dec 29 1:38:35 2009 Have you applied for a mortgage through someone .. Forum
 Tue Dec 29 1:31:55 2009 What are you referring to Please be a bit more .. Forum
 Tue Dec 29 1:29:58 2009 As John stated, you're going to be limited to 70% .. Forum
 Mon Dec 28 6:59:55 2009 There is a lender who will underwrite up to a 55% .. Forum
 Mon Dec 28 11:49:39 2009 The credit of BOTH the main Borrower and .. Forum
 Mon Dec 28 11:39:56 2009 Before moving any further, I would suggest .. Forum
 Mon Dec 28 8:48:11 2009 As Eric stated, you're not going to find a .. Forum
 Wed Dec 23 3:38:46 2009 Well the program I'm speaking of for Stated .. Forum
 Tue Dec 22 8:30:25 2009 As Eric stated there are plenty of qualified .. Forum
 Sun Dec 20 7:46:21 2009 Why not just take out a loan at a low Loan To .. Forum
 Sat Dec 19 8:21:12 2009 It may depend on how long the borrower has been .. Forum
 Sat Dec 19 8:14:46 2009 Yes, your name can remain on title even if not on .. Forum
 Fri Dec 18 4:58:56 2009 Is there an agreement in place for this person .. Forum
 Fri Dec 18 1:31:40 2009 Most Portfolio Lenders offering a Stated .. Forum
 Thu Dec 17 4:44:56 2009 He is able to be a non-occupying co-borrower, but .. Forum
 Thu Dec 17 5:02:55 2009 I'm sorry, what exactly are you looking to .. Forum
 Thu Dec 17 4:58:24 2009 You are not going to be able to obtain a mortgage .. Forum
 Thu Dec 17 4:52:04 2009 What exactly are you asking for the Judge to .. Forum
 Tue Dec 15 8:55:43 2009 You will not be required to take out a mortgage .. Forum
 Mon Dec 14 2:40:39 2009 You'll be required to state your income and .. Forum
 Sat Dec 12 8:55:41 2009 As George stated, looks like a deal pending .. Forum
 Sat Dec 12 11:54:07 2009 No, the minimum allowable down payment of 3.5% is .. Forum
 Sun Dec 6 10:52:35 2009 Where is the property located Do you own the .. Forum
 Tue Dec 1 11:16:36 2009 What did the property appraise as, a condo .. Forum
 Tue Dec 1 10:42:55 2009 Yes, you must qualify just as if you were .. Forum
 Tue Dec 1 10:29:27 2009 Are you being offered a better interest rate now .. Forum
 Mon Nov 30 4:53:02 2009 They do not require a 4506-T. It is a True .. Forum
 Mon Nov 30 4:13:13 2009 Not to give conflicting answers , but I do not .. Forum
 Mon Nov 30 12:51:34 2009 A cash-out refinance to pay off the credit debt. .. Forum
 Mon Nov 30 12:18:18 2009 This looks like a no-brainer. What is the .. Forum
 Thu Nov 19 10:01:13 2009 No banks are on board with this as of yet. I .. Forum
 Tue Nov 10 9:24:44 2009 With everything that you have explained above, it .. Forum
 Mon Nov 9 1:32:36 2009 You can apply for a mortgage quote without paying .. Forum
 Thu Oct 29 1:45:34 2009 Are you able to carry the mortgage payment as .. Forum
 Wed Oct 28 12:15:33 2009 Depending on your monthly debt obligations, you .. Forum
 Tue Oct 27 10:24:41 2009 The letter is referring to where you will be .. Forum
 Tue Oct 27 10:21:13 2009 Certified Loan Lender Company Email is at .. Forum
 Tue Oct 27 8:36:46 2009 There is a NINA program which requires a 30% down .. Forum
 Mon Oct 26 1:21:26 2009 Were you qualified on your income prior to being .. Forum
 Mon Oct 26 12:23:38 2009 Depending on the area of the property, there are .. Forum
 Mon Oct 26 12:19:53 2009 The question you are asking is not really enough .. Forum
 Mon Oct 26 12:15:56 2009 Yes, you would qualify if you are buying the home .. Forum
 Tue Oct 20 11:58:23 2009 If you are attempting to do a Full Documentation .. Forum
 Fri Oct 16 8:45:44 2009 As stated in a previous post. A 60% DTI is .. Forum
 Fri Oct 16 8:42:18 2009 There is an FHA Program which will allow for a .. Forum
 Thu Oct 15 8:21:46 2009 You cannot cash-out more equity than you have in .. Forum
 Tue Oct 13 9:58:08 2009 George, Still no home Give me a shout and I .. Forum
 Tue Oct 13 8:50:29 2009 Your best bet would be to have an appraisal .. Forum
 Thu Oct 8 9:37:31 2009 That is me above. I was signed out. My .. Forum
 Wed Oct 7 10:56:52 2009 What type of deals are these that you are .. Forum
 Tue Oct 6 12:34:27 2009 Hello, Good afternoon. There are still 4 .. Forum
 Fri Oct 2 11:29:56 2009 You must find out if there is a Pre-Payment .. Forum
 Thu Oct 1 2:58:30 2009 You mentioned you have bad credit. What is your .. Forum
 Thu Oct 1 1:59:24 2009 Without getting all of the details, I'm assuming .. Forum
 Thu Oct 1 11:30:18 2009 The appraisal is done really to satisfy both you, .. Forum
 Thu Oct 1 9:44:12 2009 VA allows for 100% Financing, as apposed to FHA .. Forum
 Tue Sep 29 11:00:40 2009 It seems as if BofA is too involved in this .. Forum
 Tue Sep 29 10:54:09 2009 In order to give you an informative answer, we .. Forum
 Fri Sep 18 9:09:59 2009 Not quite understanding what you're asking .. Forum
 Fri Sep 18 8:54:25 2009 By waiting to reach the 620 mark, you will save .. Forum
 Thu Sep 17 10:30:13 2009 No. Your name must be on the mortgage to .. Forum
 Thu Sep 17 8:18:59 2009 A 630 credit score is good enough for qualifying .. Forum
 Tue Sep 15 1:48:16 2009 Although multiple ppl have stated a lesser than .. Forum
 Tue Sep 15 9:13:21 2009 All mortgage programs are set-up to help .. Forum
 Tue Sep 15 9:07:59 2009 Great post George!! Keep hope even if it takes a .. Forum
 Tue Sep 15 9:05:35 2009 Brian, please list where the property is located. .. Forum
 Tue Sep 15 8:13:46 2009 The maximum loan you're approved for is based on .. Forum
 Tue Sep 15 8:08:49 2009 Your best bet would be to contact a local loan .. Forum
 Mon Sep 14 10:16:32 2009 As George stated a Pre-Approval is always .. Forum
 Mon Sep 14 9:42:47 2009 You may cash-ou the equity in your home up to 85% .. Forum
 Sat Sep 12 3:33:03 2009 You should not have a problem getting that loan. .. Forum
 Thu Sep 10 12:05:16 2009 There are 3 different credit bureaus. Each .. Forum
 Thu Sep 10 11:42:47 2009 I do not know about this company, but what I can .. Forum
 Thu Sep 10 11:20:20 2009 A Pre-Approval & Pre-Qualification are both .. Forum
 Thu Sep 10 9:58:25 2009 You will not be affected by not putting your name .. Forum
 Thu Sep 10 9:54:45 2009 Where is the property located I have a .. Forum
 Thu Sep 10 9:47:37 2009 You may pull some cash-out of the property now to .. Forum
 Wed Sep 9 11:45:04 2009 You can include all closing costs IF they will .. Forum
 Wed Sep 9 11:16:11 2009 Before making these choices you should see if you .. Forum
 Wed Sep 9 9:03:18 2009 Well put George. Depending on your location, .. Forum
 Sat Sep 5 9:50:28 2009 If you do not need to put up multiple properties .. Forum
 Sat Sep 5 9:33:16 2009 What is your estimated value compared to your .. Forum
 Mon Aug 31 12:09:49 2009 Private Mortgage Insurance. Insurance that .. Forum
 Mon Aug 31 11:32:30 2009 What would make you eligible for any type of .. Forum
 Mon Aug 31 10:01:31 2009 720+ Credit Score will put you in position to .. Forum
 Mon Aug 31 9:36:05 2009 Before saying someone is going to qualify based .. Forum
 Mon Aug 31 8:59:46 2009 As stated above, FHA will require a minimum of .. Forum
 Mon Aug 31 8:52:36 2009 No chance of obtaining a mortgage that would .. Forum
 Mon Aug 31 8:49:17 2009 635 is sufficient enough to qualify for credit .. Forum
 Thu Aug 27 5:26:14 2009 No. Speak with your attorney about this. Your .. Forum
 Thu Aug 27 5:18:07 2009 Absolutely. You are free to choose your own .. Forum
 Tue Aug 18 7:01:25 2009 If you did not sign the original mortgage when .. Forum
 Mon Aug 17 9:12:20 2009 There is a program in NY & NJ that is No .. Forum
 Thu Aug 13 12:43:17 2009 A $90 monthly savings is not so great when .. Forum
 Wed Aug 12 12:54:57 2009 Please be aware that you are paying for not .. Forum
 Wed Aug 12 12:52:01 2009 If you already have an FHA loan, you may be able .. Forum
 Wed Aug 12 12:46:57 2009 Speak with the realtor on this property and .. Forum
 Wed Aug 12 12:41:37 2009 That is true. If you have extra monies remaining .. Forum
 Wed Aug 12 7:30:39 2009 620 and above is a qualifying credit score for .. Forum
 Tue Aug 11 9:42:14 2009 Make the phone calls to both lenders to discuss .. Forum
 Tue Aug 11 9:39:34 2009 620 and above credit scores qualify for FHA. .. Forum
 Tue Aug 11 9:30:11 2009 There is no set number of points you will gain .. Forum
 Tue Aug 11 9:18:51 2009 Unfortunately, with a credit score below 620 you .. Forum
 Tue Aug 11 1:36:25 2009 I beg to differ. I don't see an underwriter .. Forum
 Tue Aug 11 9:52:36 2009 If you did not use your husbands income and/or .. Forum
 Tue Aug 11 9:24:44 2009 After putting down 20% on a home, how do you plan .. Forum
 Tue Aug 11 9:21:39 2009 Welcome Merry!! Looking forward to your .. Forum
 Tue Aug 11 9:18:41 2009 There are a number of factors to obtaining a .. Forum
 Tue Aug 11 9:00:49 2009 How long are her contracts typically .. Forum
 Tue Aug 11 8:47:17 2009 1.) The Tax Credit is set to expire Dec. 1, .. Forum
 Tue Aug 11 8:30:56 2009 Please elaborate more as to your current .. Forum
 Mon Aug 10 12:28:47 2009 What was the reasoning behind asking for the .. Forum
 Mon Aug 10 12:22:56 2009 Yes, FHA does only require a 620 credit score to .. Forum
 Mon Aug 10 10:33:36 2009 The deal may fall through if the bank that was .. Forum
 Fri Jul 31 10:37:42 2009 You must analyze the prospective buyers income .. Forum
 Wed Jul 29 11:56:20 2009 To avoid adding additonal monies to your loan .. Forum
 Tue Jul 21 9:20:26 2009 Before claiming bankruptcy, you should contact .. Forum
 Tue Jul 21 9:16:15 2009 Not quite understanding exactly what you're .. Forum
 Tue Jul 14 1:45:27 2009 Please be more decisive in your question. There .. Forum
 Tue Jul 14 1:42:39 2009 You should not be considered late pending your .. Forum
 Tue Jul 14 1:40:41 2009 You must first work out a payment with your .. Forum
 Fri Jul 10 8:12:59 2009 I just responded to this post. Another thing, .. Forum
 Fri Jul 10 8:10:03 2009 The loan officer may have submitted this loan .. Forum
 Thu Jul 9 9:31:54 2009 Foreclosure will affect your credit significantly .. Forum
 Thu Jul 9 8:36:18 2009 If you plan on using your husbands income for .. Forum
 Tue Jul 7 3:44:58 2009 There are a number of lenders within the .. Forum
 Tue Jul 7 3:42:21 2009 585 is below the "standard" for FHA .. Forum
 Tue Jul 7 3:37:11 2009 If all of your intentions are to move to the OR .. Forum
 Tue Jul 7 1:08:46 2009 Did you receive proceeds from this sale The bank .. Forum
 Tue Jul 7 12:57:10 2009 That doesn't sound too legal if they both legally .. Forum
 Tue Jul 7 10:24:40 2009 Greg, become active within the community. Answer .. Forum
 Tue Jul 7 10:06:53 2009 Welcome Newbie, Ask any and all questions you .. Forum
 Tue Jul 7 10:00:00 2009 FHA finances non-FHA homeowners down to a 620 .. Forum
 Tue Jul 7 9:56:07 2009 We need a moderator here. This Individual .. Forum
 Tue Jul 7 9:53:04 2009 Contact the lender(s) of the property which has .. Forum
 Tue Jul 7 9:40:14 2009 This is not the forum for computers and taxes .. Forum
 Tue Jul 7 7:55:43 2009 First, how are you determining the available .. Forum
 Mon Jul 6 7:53:29 2009 Wow!! Early March you submitted your loan .. Forum
 Mon Jul 6 6:53:44 2009 You're going to need to qualify for this mortgage .. Forum
 Mon Jul 6 10:24:39 2009 "Stated" income loans are very popular .. Forum
 Mon Jul 6 10:00:55 2009 Land loans are hard to come by right now. You .. Forum
 Wed Jul 1 11:18:16 2009 There are a number of members within our .. Forum
 Wed Jul 1 11:13:05 2009 There is no way of "getting out" of .. Forum
 Wed Jul 1 10:05:59 2009 As stated above, there are a number of factors in .. Forum
 Mon Jun 29 10:43:32 2009 Millerja9, that is an incorrect statement. The .. Forum
 Mon Jun 29 10:05:27 2009 Have you gone late on your mortgage in the last .. Forum
 Mon Jun 29 9:55:55 2009 You may do that with a 30 year mortgage on a .. Forum
 Mon Jun 29 9:36:39 2009 Willimartha, please let us know which state .. Forum
 Wed Jun 24 1:05:53 2009 If you cannot keep up with your payments, the .. Forum
 Wed Jun 24 12:14:22 2009 The bank will use Gross adjusted income. They .. Forum
 Wed Jun 24 11:47:19 2009 The underwriter is responsible for reviewing your .. Forum
 Wed Jun 24 11:30:53 2009 Banks will qualify individuals based on the .. Forum
 Wed Jun 24 9:05:11 2009 Your husband may use his credit to qualify .. Forum
 Tue Jun 23 11:11:47 2009 Sounds to me like they may have .. Forum
 Tue Jun 23 10:58:02 2009 In order to refinance, lenders are going to .. Forum
 Tue Jun 23 10:20:00 2009 It will be dependant upon the down payment and .. Forum
 Tue Jun 23 10:11:00 2009 The mortgage is in your name solely, which does .. Forum
 Tue Jun 23 10:05:57 2009 As stated above, you should connect with a lender .. Forum
 Sat Jun 13 10:42:17 2009 No. You are not able to add your down payment .. Forum
 Sat Jun 13 10:33:56 2009 Unless a local lender is willing to lend on the .. Forum
 Sat Jun 13 10:25:34 2009 Must refinance and qualify by yourself or with .. Forum
 Sat Jun 13 10:24:23 2009 Thank You Eric. I have to agree that I do not .. Forum
 Sat Jun 13 8:32:50 2009 That is correct. Refinance transactions have the .. Forum
 Sat Jun 13 7:22:01 2009 Is what going to show The loan from your 401k .. Forum
 Sat Jun 13 7:05:09 2009 The lender is charging you to lock in your rate!! .. Forum
 Fri Jun 12 8:50:15 2009 FHA does allow for non-occupying co borrowers. .. Forum
 Fri Jun 12 8:40:59 2009 JZ, I do not want you to get mis-led. You stated .. Forum
 Fri Jun 12 1:46:30 2009 As George stated, there is a great benefit behind .. Forum
 Fri Jun 12 12:49:41 2009 My opinion would be to check with a lender now to .. Forum
 Fri Jun 12 12:40:39 2009 Brian has a good point. You can get .. Forum
 Fri Jun 12 12:32:28 2009 It is not likely anyone within the community can .. Forum
 Fri Jun 12 12:28:07 2009 Sunil, in order for someone within the community .. Forum
 Thu Jun 11 6:54:59 2009 If you're purchasing this home with plans to move .. Forum
 Thu Jun 11 6:33:25 2009 Your Debt-To-Income ratio is a little above the .. Forum
 Thu Jun 11 5:57:48 2009 Are you stating you have debts totalling $500 per .. Forum
 Thu Jun 11 12:16:56 2009 Yes George, 601+ credit score is high enough with .. Forum
 Thu Jun 11 10:58:29 2009 No Ratio Loans are available locally through .. Forum
 Thu Jun 11 9:13:11 2009 As George stated, you're right there credit wise. .. Forum
 Thu Jun 11 8:37:45 2009 Lending Tree is simply a service provider to .. Forum
 Tue Jun 9 9:15:04 2009 FHA is a goverment-backed loan program. It is .. Forum
 Thu Jun 4 10:00:11 2009 It sounds like the lender is offering you to get .. Forum
 Thu Jun 4 9:53:26 2009 Refinance transactions will vary depending on the .. Forum
 Thu Jun 4 9:49:10 2009 It sounds as if you we "Conditionally .. Forum
 Thu Jun 4 10:04:49 2009 List the property for sale. Contact an attorney .. Forum
 Tue Jun 2 7:01:20 2009 If you are interested in beginning the process, .. Forum
 Tue Jun 2 6:46:18 2009 As Jesse stated, do some research on this company .. Forum
 Tue Jun 2 6:38:45 2009 Ultimately, if the lender is willing to loan you .. Forum
 Tue Jun 2 6:33:45 2009 The last 10 years of working will only account .. Forum
 Tue Jun 2 6:27:19 2009 We cannot say which will be better for you. You .. Forum
 Tue Jun 2 6:24:33 2009 It is tough to say where you will find the best .. Forum
 Mon Jun 1 8:16:50 2009 You must clarify whether the purchase price is .. Forum
 Sun May 31 5:38:09 2009 There are No Income verification programs out .. Forum
 Fri May 29 9:06:09 2009 First, have you been in contact with an appraiser .. Forum
 Fri May 29 9:01:01 2009 He should have no problem getting a loan at a .. Forum
 Wed May 27 7:33:46 2009 Lates after a BK is normally always terms for a .. Forum
 Wed May 27 7:14:51 2009 Ultimately the underwriter can deny it based on .. Forum
 Wed May 27 7:10:42 2009 Depending on the equity you have in your .. Forum
 Wed May 27 7:01:53 2009 You are considered a First Time Home Buyers if .. Forum
 Wed May 27 4:17:08 2009 If the payments are not being made on the .. Forum
 Tue May 26 5:31:07 2009 From what you have stated above, I would think .. Forum
 Tue May 26 5:26:32 2009 There are very few land lenders out there. The .. Forum
 Tue May 26 4:59:04 2009 Type your address in to a website like Zillow.com .. Forum
 Tue May 26 4:13:36 2009 THIS JUST .. Forum
 Tue May 26 3:57:37 2009 This looks like an advertisement above me which .. Forum
 Tue May 26 12:54:27 2009 As George stated, your options are very limited. .. Forum
 Tue May 26 12:34:01 2009 As George stated, lenders have their own .. Forum
 Tue May 26 10:59:43 2009 Sunil, I could not tell from the initial post. .. Forum
 Tue May 26 10:00:42 2009 Agreed George. You may want to contact your .. Forum
 Mon May 25 8:30:49 2009 Federal Tax Lien MUST be paid prior to doing .. Forum
 Mon May 25 8:26:29 2009 Lenders use the middle of the 3 scores. For .. Forum
 Mon May 25 8:10:59 2009 From what has been listed above you seem to .. Forum
 Mon May 25 7:38:37 2009 If you're able to save the additional 10% that's .. Forum
 Mon May 25 5:07:08 2009 You are able to purchase a home with another .. Forum
 Mon May 25 11:11:45 2009 100% Mortgage Financing is a thing of the past. .. Forum
 Mon May 25 11:06:05 2009 The statement was made, but do not count on this .. Forum
 Mon May 25 11:01:42 2009 Elnora, I agree the Obama plan would not work if .. Forum
 Mon May 25 9:01:17 2009 Your employment history seems a little light on .. Forum
 Mon May 25 8:50:43 2009 This will be based solely on your situation and .. Forum
 Sun May 24 7:55:10 2009 First, where are you coming up with the figure .. Forum
 Sun May 24 7:43:34 2009 There are fees associated with refinancing your .. Forum
 Sun May 24 7:32:25 2009 With a foreclosure you must wait 3 years before .. Forum
 Sun May 24 7:24:36 2009 I would have to agree with Eric. You will .. Forum
 Sun May 24 7:09:45 2009 To remove him from the loan, you would have to .. Forum
 Fri May 22 7:50:24 2009 You should be able to reduce your rate into the .. Forum
 Fri May 22 7:45:26 2009 100% Financing is not likely. And, please avoid .. Forum
 Thu May 21 6:49:14 2009 The only way to really know the balance remaining .. Forum
 Thu May 21 11:39:32 2009 Hey Sunil. I'm 100% certain about this program .. Forum
 Thu May 21 10:51:31 2009 Why would you consider submitting to multiple .. Forum
 Thu May 21 9:44:38 2009 A lot of lenders will not accept a payment even a .. Forum
 Thu May 21 9:38:17 2009 As stated above, you should qualify with a .. Forum
 Thu May 21 8:41:43 2009 There are a few lenders who offer a Mortgage .. Forum
 Thu May 21 7:55:31 2009 It will come down to what the underwriter uses as .. Forum
 Wed May 20 3:47:05 2009 There are still No Income Verification programs .. Forum
 Wed May 20 2:16:40 2009 I can agree that a lot of homeowners do not need .. Forum
 Wed May 20 10:52:41 2009 Very possible that you may have one of the owners .. Forum
 Wed May 20 10:47:11 2009 It sounds like you may want to contact an .. Forum
 Wed May 20 10:45:45 2009 Banks all implement their own rules because it is .. Forum
 Tue May 19 4:43:18 2009 There are No Income/No Asset Loan programs, but .. Forum
 Tue May 19 3:16:08 2009 All parties must sign on the loan in the US. .. Forum
 Tue May 19 12:11:22 2009 Depending on your location, there are still No .. Forum
 Tue May 19 11:43:09 2009 6 months reserves on EACH property Local .. Forum
 Tue May 19 11:12:34 2009 As stated above, read into the will (if there is .. Forum
 Tue May 19 11:04:05 2009 Please clarify what you mean by this. Why is it .. Forum
 Tue May 19 10:56:41 2009 If you're seriously considering selling the .. Forum
 Tue May 19 10:04:49 2009 Cash-out refinances have been limited to 85% of .. Forum
 Tue May 19 7:17:54 2009 I think Nikki is referring to Sean Donovans' .. Forum
 Mon May 18 2:54:50 2009 I apologize. The last post was me. The login is .. Forum
 Mon May 18 8:32:24 2009 ALL Borrowers on the loan will be responsible for .. Forum
 Mon May 18 8:20:40 2009 If you have any questions and/or concerns about .. Forum
 Fri May 15 11:52:20 2009 If I'm correct you're looking to Purchase the .. Forum
 Fri May 15 11:46:41 2009 This site is not for advertising. There are a .. Forum
 Wed May 13 11:42:55 2009 If both your father and mother are listed on .. Forum
 Wed May 13 9:36:42 2009 Yes, as long as your on deed & title. I hope .. Forum
 Wed May 13 9:27:25 2009 Yes, as long as you're still listed on Deed & .. Forum
 Wed May 13 8:10:08 2009 A co-signer does not have to be a relative, but .. Forum
 Wed May 13 8:06:47 2009 You should have absolutely no problem getting .. Forum
 Thu May 7 7:11:48 2009 I can't imagine ALL lenders will shy away from .. Forum
 Thu May 7 6:42:42 2009 Yes, with a cash-out refinance you are allowed to .. Forum
 Thu May 7 6:37:50 2009 As Shayne said, look into the new programs to see .. Forum
 Thu May 7 6:31:11 2009 Call me or fill out a short app on my website and .. Forum
 Thu May 7 6:29:55 2009 A local portfolio lender may entertain something .. Forum
 Thu May 7 10:57:03 2009 A job like this is not for anyone. Please stop .. Forum
 Wed May 6 10:54:07 2009 FHA does allow for non-occupying co-borrowers. I .. Forum
 Wed May 6 10:48:44 2009 If the bank is appraising this property at $135k .. Forum
 Tue May 5 10:37:37 2009 Never start shopping before the approval process. .. Forum
 Tue May 5 9:56:27 2009 The Loan To Value ratio will be a factor in .. Forum
 Tue May 5 9:37:26 2009 Contact an attorney for this. If the divorce .. Forum
 Tue May 5 9:31:27 2009 The best way to determine whether or not you have .. Forum
 Mon May 4 10:25:11 2009 There are still local portfolio lenders which .. Forum
 Mon May 4 10:09:16 2009 As Eric stated, your situation is really beyond .. Forum
 Mon May 4 10:05:17 2009 You should contact a lawyer. Your ex obviously .. Forum
 Mon May 4 10:00:24 2009 If you have a few years to build your credit back .. Forum
 Mon May 4 9:47:51 2009 You will stay within "Super Conforming" .. Forum
 Mon May 4 9:37:33 2009 If you were to take out a mortgage of $450k at .. Forum
 Mon May 4 9:24:30 2009 We thank you for your post and hope this may help .. Forum
 Mon May 4 9:16:54 2009 What do you mean by the mortgage being up to 5 .. Forum
 Mon May 4 8:32:49 2009 Well the question about whether you qualify will .. Forum
 Mon May 4 8:26:11 2009 There is going to be a few factors coming into .. Forum
 Mon May 4 8:20:03 2009 You've made it this far, just hold off another .. Forum
 Mon May 4 8:15:57 2009 If his name is not on title/deed, he has not .. Forum
 Mon May 4 8:12:20 2009 I cannot understand why they would not sell you .. Forum
 Mon May 4 8:03:40 2009 This almost looks like some type of .. Forum
 Mon May 4 7:58:36 2009 Property Tax Liens supercede all property liens. .. Forum
 Mon May 4 7:50:48 2009 As long as the tax lien is satisfied a lender .. Forum
 Mon May 4 7:44:45 2009 If the he is not on title and deed of the .. Forum
 Mon May 4 7:31:24 2009 Please clarify what you mean by .. Forum
 Mon May 4 7:28:33 2009 I have heard of Quicken requiring a $500 .. Forum
 Mon May 4 7:15:20 2009 I'm not certain I can understand the situation. .. Forum
 Mon May 4 7:12:19 2009 Your credit score is just one component in the .. Forum
 Mon May 4 3:57:43 2009 No escrow and you will have an adjustment to your .. Forum
 Mon May 4 3:56:17 2009 FHA funding fee is the mortgage insurance which .. Forum
 Mon May 4 3:53:50 2009 My recommendation would be to let the .. Forum
 Mon May 4 2:42:35 2009 You, the consumer, do not pay the YSP(Yield .. Forum
 Mon May 4 2:34:14 2009 Unless the mortgage is at an extremely low rate, .. Forum
 Mon May 4 12:31:05 2009 Sunil, please let us know if all of these .. Forum
 Mon May 4 12:28:33 2009 Contact your attorney to find out the specifics .. Forum
 Mon May 4 12:23:44 2009 As George stated, please list the country in .. Forum
 Mon May 4 12:07:05 2009 The owner knows about a lien that is placed on .. Forum
 Mon May 4 11:56:17 2009 Sunil, if you're familiar with any particular .. Forum
 Mon May 4 10:07:03 2009 Hey LG, You must be in an Option ARM because .. Forum
 Mon May 4 9:53:14 2009 Login is very sensative on this site. I did the .. Forum
 Mon May 4 8:22:19 2009 How are you proposing to buy this home As an .. Forum
 Mon May 4 8:16:55 2009 You need to contact your own attorney to review .. Forum
 Mon May 4 7:10:00 2009 For all FIrst Time Home Buyers: Shop for a loan .. Forum
 Fri May 1 10:31:51 2009 FHA does not currently offer loan terms above 30 .. Forum
 Fri May 1 9:56:17 2009 I do have 1 lender here in NJ which will go up to .. Forum
 Fri May 1 9:50:13 2009 Hey Kasage, I think everyone has answered your .. Forum
 Fri May 1 9:29:46 2009 Hello all, My name is James Kennedy. I'm a .. Forum
 Fri May 1 9:13:59 2009 You're going to be limited to about a 70% Loan To .. Forum
 Thu Apr 30 6:58:31 2009 You cannot take out a commercial loan on your .. Forum
 Thu Apr 30 6:55:56 2009 hmmm... to be successful as a processor right now .. Forum
 Thu Apr 30 6:39:51 2009 You can get approved for a loan with .. Forum
 Thu Apr 30 6:34:37 2009 Maybe a lower rate if 4.75% is yielding 2%(YSP). .. Forum
 Thu Apr 30 6:23:38 2009 You do qualify based on credit. The next hurdle .. Forum
 Thu Apr 30 12:21:13 2009 Are you doing a short sale because your behind on .. Forum
 Thu Apr 30 11:58:04 2009 Ultimately this comes down to it being Flagstars .. Forum
 Thu Apr 30 10:43:40 2009 Contact an attorney in your area to find out more .. Forum
 Thu Apr 30 10:37:59 2009 Do you own a mobile home or are you renting a .. Forum
 Thu Apr 30 9:17:17 2009 Not anyone can just assume the mortgage. You .. Forum
 Thu Apr 30 9:10:41 2009 I hope you are not confused by all of the posts .. Forum
 Thu Apr 30 8:55:14 2009 Every lender will require to see the credit. .. Forum
 Thu Apr 30 8:42:14 2009 If you're refinancing your current mortgage, has .. Forum
 Thu Apr 30 7:25:10 2009 There are still lenders remaining that will lend .. Forum
 Thu Apr 30 7:14:33 2009 Not only are the rates always changing, but there .. Forum
 Tue Apr 28 7:09:33 2009 If you currently have an escrow account, having .. Forum
 Tue Apr 28 6:58:06 2009 If the lender is reporting this as a foreclosure .. Forum
 Tue Apr 28 6:26:00 2009 As aninja750 stated, local portfolio lenders do .. Forum
 Tue Apr 28 2:15:07 2009 I hope this is not an advertisement. But, in .. Forum
 Tue Apr 28 2:08:31 2009 It sounds to me like your loan officer either .. Forum
 Tue Apr 28 1:11:55 2009 To be considered a First Time Home Buyer, you .. Forum
 Tue Apr 28 7:30:50 2009 It's going to come down to you being able to .. Forum
 Mon Apr 27 2:03:29 2009 The company can be no better than the individuals .. Forum
 Mon Apr 27 9:56:39 2009 This approval is simply based on the information .. Forum
 Mon Apr 27 8:50:00 2009 As stated above, zillow.com is a website with .. Forum
 Mon Apr 27 8:13:29 2009 A few of the lenders I deal with will verify .. Forum
 Sun Apr 26 7:43:25 2009 With no scores at all, you may run into a .. Forum
 Sun Apr 26 7:00:55 2009 Are you stating this individual is looking to .. Forum
 Sun Apr 26 6:55:00 2009 Pending your income can support your debts, you .. Forum
 Fri Apr 24 12:47:12 2009 Keep searching. Not happening it .. Forum
 Thu Apr 23 6:48:20 2009 Good post George. There is really no such .. Forum
 Thu Apr 23 6:31:59 2009 Stated is still available for Self-Employed in .. Forum
 Thu Apr 23 5:29:35 2009 You should be ok to use that appraisal pending .. Forum
 Thu Apr 9 12:37:29 2009 Yes, the Investment property adjustment will .. Forum
 Thu Apr 9 12:02:27 2009 You will have an adjustment for the property .. Forum
 Thu Apr 2 1:08:02 2009 That was me posting as Guest. My apologies, I .. Forum
 Thu Apr 2 9:25:43 2009 If you live in one of the units within this .. Forum
 Wed Apr 1 7:08:18 2009 i would like to get a mortgage. is it possibly to add my credit cards balance to the mortgage? .. Forum
 Wed Apr 1 7:01:28 2009 FHA Loan Programs down to 530 FICO with a few .. Forum
 Wed Apr 1 6:50:20 2009 Give me a shout. I may be able to help you .. Forum
 Wed Apr 1 6:16:56 2009 Sounds like a deal. GIT 'ER .. Forum
 Wed Apr 1 5:57:24 2009 US Bank does 2nd's. You have to check with them .. Forum
 Wed Apr 1 5:53:54 2009 The only loan programs with a .. Forum
 Wed Apr 1 5:37:17 2009 No application fees should ever be collected .. Forum
 Wed Apr 1 5:17:57 2009 To answer the question, no. I don't believe the .. Forum
 Wed Apr 1 4:57:56 2009 We're local to you. Let me know what needs to be .. Forum
 Wed Apr 1 4:50:51 2009 If you cannot make anything happen with your .. Forum
 Wed Apr 1 4:37:51 2009 I would have to agree with the gentlemen above. .. Forum
 Wed Apr 1 4:14:47 2009 A "streamline" refinance is a Rate .. Forum
 Wed Apr 1 11:48:39 2009 Stated Income Loans ARE STILL AVAILABLE!! I have .. Forum
 Wed Apr 1 11:24:08 2009 Considering you're in an FHA loan now, you are .. Forum
 Wed Apr 1 10:55:29 2009 I have to agree with Chris on this. You are in .. Forum
 Wed Apr 1 10:43:12 2009 You can do a Rate & Term refinance, meaning .. Forum
 Wed Apr 1 9:48:58 2009 Are you saying you're in Foreclosure You can try .. Forum
 Wed Apr 1 9:44:09 2009 The first question would be, have you guys gone .. Forum

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