Posts by JKennedySLG
Posting date Subject
Posted: Thu Nov 19 12:01:13 2009 No banks are on board with this as of yet. I ..
Posted: Tue Nov 10 11:24:44 2009 With everything that you have explained above, it ..
Posted: Mon Nov 9 15:32:36 2009 You can apply for a mortgage quote without paying ..
Posted: Thu Oct 29 16:45:34 2009 Are you able to carry the mortgage payment as ..
Posted: Wed Oct 28 15:15:33 2009 Depending on your monthly debt obligations, you ..
Posted: Tue Oct 27 13:24:41 2009 The letter is referring to where you will be ..
Posted: Tue Oct 27 13:21:13 2009 Certified Loan Lender Company Email is at ..
Posted: Tue Oct 27 11:36:46 2009 There is a NINA program which requires a 30% down ..
Posted: Mon Oct 26 16:21:26 2009 Were you qualified on your income prior to being ..
Posted: Mon Oct 26 15:23:38 2009 Depending on the area of the property, there are ..
Posted: Mon Oct 26 15:19:53 2009 The question you are asking is not really enough ..
Posted: Mon Oct 26 15:15:56 2009 Yes, you would qualify if you are buying the home ..
Posted: Tue Oct 20 14:58:23 2009 If you are attempting to do a Full Documentation ..
Posted: Fri Oct 16 11:45:44 2009 As stated in a previous post. A 60% DTI is ..
Posted: Fri Oct 16 11:42:18 2009 There is an FHA Program which will allow for a ..
Posted: Thu Oct 15 11:21:46 2009 You cannot cash-out more equity than you have in ..
Posted: Tue Oct 13 12:58:08 2009 George, Still no home Give me a shout and I ..
Posted: Tue Oct 13 11:50:29 2009 Your best bet would be to have an appraisal ..
Posted: Thu Oct 8 12:37:31 2009 That is me above. I was signed out. My ..
Posted: Wed Oct 7 13:56:52 2009 What type of deals are these that you are ..
Posted: Tue Oct 6 15:34:27 2009 Hello, Good afternoon. There are still 4 ..
Posted: Fri Oct 2 14:29:56 2009 You must find out if there is a Pre-Payment ..
Posted: Thu Oct 1 17:58:30 2009 You mentioned you have bad credit. What is your ..
Posted: Thu Oct 1 16:59:24 2009 Without getting all of the details, I'm assuming ..
Posted: Thu Oct 1 14:30:18 2009 The appraisal is done really to satisfy both you, ..
Posted: Thu Oct 1 12:44:12 2009 VA allows for 100% Financing, as apposed to FHA ..
Posted: Tue Sep 29 14:00:40 2009 It seems as if BofA is too involved in this ..
Posted: Tue Sep 29 13:54:09 2009 In order to give you an informative answer, we ..
Posted: Fri Sep 18 12:09:59 2009 Not quite understanding what you're asking ..
Posted: Fri Sep 18 11:54:25 2009 By waiting to reach the 620 mark, you will save ..
Posted: Thu Sep 17 13:30:13 2009 No. Your name must be on the mortgage to ..
Posted: Thu Sep 17 11:18:59 2009 A 630 credit score is good enough for qualifying ..
Posted: Tue Sep 15 16:48:16 2009 Although multiple ppl have stated a lesser than ..
Posted: Tue Sep 15 12:13:21 2009 All mortgage programs are set-up to help ..
Posted: Tue Sep 15 12:07:59 2009 Great post George!! Keep hope even if it takes a ..
Posted: Tue Sep 15 12:05:35 2009 Brian, please list where the property is located. ..
Posted: Tue Sep 15 11:13:46 2009 The maximum loan you're approved for is based on ..
Posted: Tue Sep 15 11:08:49 2009 Your best bet would be to contact a local loan ..
Posted: Mon Sep 14 13:16:32 2009 As George stated a Pre-Approval is always ..
Posted: Mon Sep 14 12:42:47 2009 You may cash-ou the equity in your home up to 85% ..
Posted: Sat Sep 12 18:33:03 2009 You should not have a problem getting that loan. ..
Posted: Thu Sep 10 15:05:16 2009 There are 3 different credit bureaus. Each ..
Posted: Thu Sep 10 14:42:47 2009 I do not know about this company, but what I can ..
Posted: Thu Sep 10 14:20:20 2009 A Pre-Approval & Pre-Qualification are both ..
Posted: Thu Sep 10 12:58:25 2009 You will not be affected by not putting your name ..
Posted: Thu Sep 10 12:54:45 2009 Where is the property located I have a ..
Posted: Thu Sep 10 12:47:37 2009 You may pull some cash-out of the property now to ..
Posted: Wed Sep 9 14:45:04 2009 You can include all closing costs IF they will ..
Posted: Wed Sep 9 14:16:11 2009 Before making these choices you should see if you ..
Posted: Wed Sep 9 12:03:18 2009 Well put George. Depending on your location, ..
Posted: Sun Sep 6 0:50:28 2009 If you do not need to put up multiple properties ..
Posted: Sun Sep 6 0:33:16 2009 What is your estimated value compared to your ..
Posted: Mon Aug 31 15:09:49 2009 Private Mortgage Insurance. Insurance that ..
Posted: Mon Aug 31 14:32:30 2009 What would make you eligible for any type of ..
Posted: Mon Aug 31 13:01:31 2009 720+ Credit Score will put you in position to ..
Posted: Mon Aug 31 12:36:05 2009 Before saying someone is going to qualify based ..
Posted: Mon Aug 31 11:59:46 2009 As stated above, FHA will require a minimum of ..
Posted: Mon Aug 31 11:52:36 2009 No chance of obtaining a mortgage that would ..
Posted: Mon Aug 31 11:49:17 2009 635 is sufficient enough to qualify for credit ..
Posted: Thu Aug 27 20:26:14 2009 No. Speak with your attorney about this. Your ..
Posted: Thu Aug 27 20:18:07 2009 Absolutely. You are free to choose your own ..
Posted: Tue Aug 18 10:01:25 2009 If you did not sign the original mortgage when ..
Posted: Mon Aug 17 12:12:20 2009 There is a program in NY & NJ that is No ..
Posted: Thu Aug 13 15:43:17 2009 A $90 monthly savings is not so great when ..
Posted: Wed Aug 12 15:54:57 2009 Please be aware that you are paying for not ..
Posted: Wed Aug 12 15:52:01 2009 If you already have an FHA loan, you may be able ..
Posted: Wed Aug 12 15:46:57 2009 Speak with the realtor on this property and ..
Posted: Wed Aug 12 15:41:37 2009 That is true. If you have extra monies remaining ..
Posted: Wed Aug 12 10:30:39 2009 620 and above is a qualifying credit score for ..
Posted: Wed Aug 12 0:42:14 2009 Make the phone calls to both lenders to discuss ..
Posted: Wed Aug 12 0:39:34 2009 620 and above credit scores qualify for FHA. ..
Posted: Wed Aug 12 0:30:11 2009 There is no set number of points you will gain ..
Posted: Wed Aug 12 0:18:51 2009 Unfortunately, with a credit score below 620 you ..
Posted: Tue Aug 11 16:36:25 2009 I beg to differ. I don't see an underwriter ..
Posted: Tue Aug 11 12:52:36 2009 If you did not use your husbands income and/or ..
Posted: Tue Aug 11 12:24:44 2009 After putting down 20% on a home, how do you plan ..
Posted: Tue Aug 11 12:21:39 2009 Welcome Merry!! Looking forward to your ..
Posted: Tue Aug 11 12:18:41 2009 There are a number of factors to obtaining a ..
Posted: Tue Aug 11 12:00:49 2009 How long are her contracts typically ..
Posted: Tue Aug 11 11:47:17 2009 1.) The Tax Credit is set to expire Dec. 1, ..
Posted: Tue Aug 11 11:30:56 2009 Please elaborate more as to your current ..
Posted: Mon Aug 10 15:28:47 2009 What was the reasoning behind asking for the ..
Posted: Mon Aug 10 15:22:56 2009 Yes, FHA does only require a 620 credit score to ..
Posted: Mon Aug 10 13:33:36 2009 The deal may fall through if the bank that was ..
Posted: Fri Jul 31 13:37:42 2009 You must analyze the prospective buyers income ..
Posted: Wed Jul 29 14:56:20 2009 To avoid adding additonal monies to your loan ..
Posted: Tue Jul 21 12:20:26 2009 Before claiming bankruptcy, you should contact ..
Posted: Tue Jul 21 12:16:15 2009 Not quite understanding exactly what you're ..
Posted: Tue Jul 14 16:45:27 2009 Please be more decisive in your question. There ..
Posted: Tue Jul 14 16:42:39 2009 You should not be considered late pending your ..
Posted: Tue Jul 14 16:40:41 2009 You must first work out a payment with your ..
Posted: Fri Jul 10 11:12:59 2009 I just responded to this post. Another thing, ..
Posted: Fri Jul 10 11:10:03 2009 The loan officer may have submitted this loan ..
Posted: Thu Jul 9 12:31:54 2009 Foreclosure will affect your credit significantly ..
Posted: Thu Jul 9 11:36:18 2009 If you plan on using your husbands income for ..
Posted: Tue Jul 7 18:44:58 2009 There are a number of lenders within the ..
Posted: Tue Jul 7 18:42:21 2009 585 is below the "standard" for FHA ..
Posted: Tue Jul 7 18:37:11 2009 If all of your intentions are to move to the OR ..
Posted: Tue Jul 7 16:08:46 2009 Did you receive proceeds from this sale The bank ..
Posted: Tue Jul 7 15:57:10 2009 That doesn't sound too legal if they both legally ..
Posted: Tue Jul 7 13:24:40 2009 Greg, become active within the community. Answer ..
Posted: Tue Jul 7 13:06:53 2009 Welcome Newbie, Ask any and all questions you ..
Posted: Tue Jul 7 13:00:00 2009 FHA finances non-FHA homeowners down to a 620 ..
Posted: Tue Jul 7 12:56:07 2009 We need a moderator here. This Individual ..
Posted: Tue Jul 7 12:53:04 2009 Contact the lender(s) of the property which has ..
Posted: Tue Jul 7 12:40:14 2009 This is not the forum for computers and taxes ..
Posted: Tue Jul 7 10:55:43 2009 First, how are you determining the available ..
Posted: Mon Jul 6 22:53:29 2009 Wow!! Early March you submitted your loan ..
Posted: Mon Jul 6 21:53:44 2009 You're going to need to qualify for this mortgage ..
Posted: Mon Jul 6 13:24:39 2009 "Stated" income loans are very popular ..
Posted: Mon Jul 6 13:00:55 2009 Land loans are hard to come by right now. You ..
Posted: Wed Jul 1 14:18:16 2009 There are a number of members within our ..
Posted: Wed Jul 1 14:13:05 2009 There is no way of "getting out" of ..
Posted: Wed Jul 1 13:05:59 2009 As stated above, there are a number of factors in ..
Posted: Mon Jun 29 13:43:32 2009 Millerja9, that is an incorrect statement. The ..
Posted: Mon Jun 29 13:05:27 2009 Have you gone late on your mortgage in the last ..
Posted: Mon Jun 29 12:55:55 2009 You may do that with a 30 year mortgage on a ..
Posted: Mon Jun 29 12:36:39 2009 Willimartha, please let us know which state ..
Posted: Wed Jun 24 16:05:53 2009 If you cannot keep up with your payments, the ..
Posted: Wed Jun 24 15:14:22 2009 The bank will use Gross adjusted income. They ..
Posted: Wed Jun 24 14:47:19 2009 The underwriter is responsible for reviewing your ..
Posted: Wed Jun 24 14:30:53 2009 Banks will qualify individuals based on the ..
Posted: Wed Jun 24 12:05:11 2009 Your husband may use his credit to qualify ..
Posted: Tue Jun 23 14:11:47 2009 Sounds to me like they may have ..
Posted: Tue Jun 23 13:58:02 2009 In order to refinance, lenders are going to ..
Posted: Tue Jun 23 13:20:00 2009 It will be dependant upon the down payment and ..
Posted: Tue Jun 23 13:11:00 2009 The mortgage is in your name solely, which does ..
Posted: Tue Jun 23 13:05:57 2009 As stated above, you should connect with a lender ..
Posted: Sun Jun 14 1:42:17 2009 No. You are not able to add your down payment ..
Posted: Sun Jun 14 1:33:56 2009 Unless a local lender is willing to lend on the ..
Posted: Sun Jun 14 1:25:34 2009 Must refinance and qualify by yourself or with ..
Posted: Sun Jun 14 1:24:23 2009 Thank You Eric. I have to agree that I do not ..
Posted: Sat Jun 13 23:32:50 2009 That is correct. Refinance transactions have the ..
Posted: Sat Jun 13 22:22:01 2009 Is what going to show The loan from your 401k ..
Posted: Sat Jun 13 22:05:09 2009 The lender is charging you to lock in your rate!! ..
Posted: Fri Jun 12 23:50:15 2009 FHA does allow for non-occupying co borrowers. ..
Posted: Fri Jun 12 23:40:59 2009 JZ, I do not want you to get mis-led. You stated ..
Posted: Fri Jun 12 16:46:30 2009 As George stated, there is a great benefit behind ..
Posted: Fri Jun 12 15:49:41 2009 My opinion would be to check with a lender now to ..
Posted: Fri Jun 12 15:40:39 2009 Brian has a good point. You can get ..
Posted: Fri Jun 12 15:32:28 2009 It is not likely anyone within the community can ..
Posted: Fri Jun 12 15:28:07 2009 Sunil, in order for someone within the community ..
Posted: Thu Jun 11 21:54:59 2009 If you're purchasing this home with plans to move ..
Posted: Thu Jun 11 21:33:25 2009 Your Debt-To-Income ratio is a little above the ..
Posted: Thu Jun 11 20:57:48 2009 Are you stating you have debts totalling $500 per ..
Posted: Thu Jun 11 15:16:56 2009 Yes George, 601+ credit score is high enough with ..
Posted: Thu Jun 11 13:58:29 2009 No Ratio Loans are available locally through ..
Posted: Thu Jun 11 12:13:11 2009 As George stated, you're right there credit wise. ..
Posted: Thu Jun 11 11:37:45 2009 Lending Tree is simply a service provider to ..
Posted: Tue Jun 9 12:15:04 2009 FHA is a goverment-backed loan program. It is ..
Posted: Fri Jun 5 1:00:11 2009 It sounds like the lender is offering you to get ..
Posted: Fri Jun 5 0:53:26 2009 Refinance transactions will vary depending on the ..
Posted: Fri Jun 5 0:49:10 2009 It sounds as if you we "Conditionally ..
Posted: Thu Jun 4 13:04:49 2009 List the property for sale. Contact an attorney ..
Posted: Tue Jun 2 22:01:20 2009 If you are interested in beginning the process, ..
Posted: Tue Jun 2 21:46:18 2009 As Jesse stated, do some research on this company ..
Posted: Tue Jun 2 21:38:45 2009 Ultimately, if the lender is willing to loan you ..
Posted: Tue Jun 2 21:33:45 2009 The last 10 years of working will only account ..
Posted: Tue Jun 2 21:27:19 2009 We cannot say which will be better for you. You ..
Posted: Tue Jun 2 21:24:33 2009 It is tough to say where you will find the best ..
Posted: Mon Jun 1 23:16:50 2009 You must clarify whether the purchase price is ..
Posted: Sun May 31 20:38:09 2009 There are No Income verification programs out ..
Posted: Fri May 29 12:06:09 2009 First, have you been in contact with an appraiser ..
Posted: Fri May 29 12:01:01 2009 He should have no problem getting a loan at a ..
Posted: Wed May 27 22:33:46 2009 Lates after a BK is normally always terms for a ..
Posted: Wed May 27 22:14:51 2009 Ultimately the underwriter can deny it based on ..
Posted: Wed May 27 22:10:42 2009 Depending on the equity you have in your ..
Posted: Wed May 27 22:01:53 2009 You are considered a First Time Home Buyers if ..
Posted: Wed May 27 19:17:08 2009 If the payments are not being made on the ..
Posted: Tue May 26 20:31:07 2009 From what you have stated above, I would think ..
Posted: Tue May 26 20:26:32 2009 There are very few land lenders out there. The ..
Posted: Tue May 26 19:59:04 2009 Type your address in to a website like Zillow.com ..
Posted: Tue May 26 19:13:36 2009 THIS JUST ..
Posted: Tue May 26 18:57:37 2009 This looks like an advertisement above me which ..
Posted: Tue May 26 15:54:27 2009 As George stated, your options are very limited. ..
Posted: Tue May 26 15:34:01 2009 As George stated, lenders have their own ..
Posted: Tue May 26 13:59:43 2009 Sunil, I could not tell from the initial post. ..
Posted: Tue May 26 13:00:42 2009 Agreed George. You may want to contact your ..
Posted: Mon May 25 23:30:49 2009 Federal Tax Lien MUST be paid prior to doing ..
Posted: Mon May 25 23:26:29 2009 Lenders use the middle of the 3 scores. For ..
Posted: Mon May 25 23:10:59 2009 From what has been listed above you seem to ..
Posted: Mon May 25 22:38:37 2009 If you're able to save the additional 10% that's ..
Posted: Mon May 25 20:07:08 2009 You are able to purchase a home with another ..
Posted: Mon May 25 14:11:45 2009 100% Mortgage Financing is a thing of the past. ..
Posted: Mon May 25 14:06:05 2009 The statement was made, but do not count on this ..
Posted: Mon May 25 14:01:42 2009 Elnora, I agree the Obama plan would not work if ..
Posted: Mon May 25 12:01:17 2009 Your employment history seems a little light on ..
Posted: Mon May 25 11:50:43 2009 This will be based solely on your situation and ..
Posted: Sun May 24 22:55:10 2009 First, where are you coming up with the figure ..
Posted: Sun May 24 22:43:34 2009 There are fees associated with refinancing your ..
Posted: Sun May 24 22:32:25 2009 With a foreclosure you must wait 3 years before ..
Posted: Sun May 24 22:24:36 2009 I would have to agree with Eric. You will ..
Posted: Sun May 24 22:09:45 2009 To remove him from the loan, you would have to ..
Posted: Fri May 22 10:50:24 2009 You should be able to reduce your rate into the ..
Posted: Fri May 22 10:45:26 2009 100% Financing is not likely. And, please avoid ..
Posted: Thu May 21 21:49:14 2009 The only way to really know the balance remaining ..
Posted: Thu May 21 14:39:32 2009 Hey Sunil. I'm 100% certain about this program ..
Posted: Thu May 21 13:51:31 2009 Why would you consider submitting to multiple ..
Posted: Thu May 21 12:44:38 2009 A lot of lenders will not accept a payment even a ..
Posted: Thu May 21 12:38:17 2009 As stated above, you should qualify with a ..
Posted: Thu May 21 11:41:43 2009 There are a few lenders who offer a Mortgage ..
Posted: Thu May 21 10:55:31 2009 It will come down to what the underwriter uses as ..
Posted: Wed May 20 18:47:05 2009 There are still No Income Verification programs ..
Posted: Wed May 20 17:16:40 2009 I can agree that a lot of homeowners do not need ..
Posted: Wed May 20 13:52:41 2009 Very possible that you may have one of the owners ..
Posted: Wed May 20 13:47:11 2009 It sounds like you may want to contact an ..
Posted: Wed May 20 13:45:45 2009 Banks all implement their own rules because it is ..
Posted: Tue May 19 19:43:18 2009 There are No Income/No Asset Loan programs, but ..
Posted: Tue May 19 18:16:08 2009 All parties must sign on the loan in the US. ..
Posted: Tue May 19 15:11:22 2009 Depending on your location, there are still No ..
Posted: Tue May 19 14:43:09 2009 6 months reserves on EACH property Local ..
Posted: Tue May 19 14:12:34 2009 As stated above, read into the will (if there is ..
Posted: Tue May 19 14:04:05 2009 Please clarify what you mean by this. Why is it ..
Posted: Tue May 19 13:56:41 2009 If you're seriously considering selling the ..
Posted: Tue May 19 13:04:49 2009 Cash-out refinances have been limited to 85% of ..
Posted: Tue May 19 10:17:54 2009 I think Nikki is referring to Sean Donovans' ..
Posted: Mon May 18 17:54:50 2009 I apologize. The last post was me. The login is ..
Posted: Mon May 18 11:32:24 2009 ALL Borrowers on the loan will be responsible for ..
Posted: Mon May 18 11:20:40 2009 If you have any questions and/or concerns about ..
Posted: Fri May 15 14:52:20 2009 If I'm correct you're looking to Purchase the ..
Posted: Fri May 15 14:46:41 2009 This site is not for advertising. There are a ..
Posted: Wed May 13 14:42:55 2009 If both your father and mother are listed on ..
Posted: Wed May 13 12:36:42 2009 Yes, as long as your on deed & title. I hope ..
Posted: Wed May 13 12:27:25 2009 Yes, as long as you're still listed on Deed & ..
Posted: Wed May 13 11:10:08 2009 A co-signer does not have to be a relative, but ..
Posted: Wed May 13 11:06:47 2009 You should have absolutely no problem getting ..
Posted: Thu May 7 22:11:48 2009 I can't imagine ALL lenders will shy away from ..
Posted: Thu May 7 21:42:42 2009 Yes, with a cash-out refinance you are allowed to ..
Posted: Thu May 7 21:37:50 2009 As Shayne said, look into the new programs to see ..
Posted: Thu May 7 21:31:11 2009 Call me or fill out a short app on my website and ..
Posted: Thu May 7 21:29:55 2009 A local portfolio lender may entertain something ..
Posted: Thu May 7 13:57:03 2009 A job like this is not for anyone. Please stop ..
Posted: Wed May 6 13:54:07 2009 FHA does allow for non-occupying co-borrowers. I ..
Posted: Wed May 6 13:48:44 2009 If the bank is appraising this property at $135k ..
Posted: Tue May 5 13:37:37 2009 Never start shopping before the approval process. ..
Posted: Tue May 5 12:56:27 2009 The Loan To Value ratio will be a factor in ..
Posted: Tue May 5 12:37:26 2009 Contact an attorney for this. If the divorce ..
Posted: Tue May 5 12:31:27 2009 The best way to determine whether or not you have ..
Posted: Tue May 5 1:25:11 2009 There are still local portfolio lenders which ..
Posted: Tue May 5 1:09:16 2009 As Eric stated, your situation is really beyond ..
Posted: Tue May 5 1:05:17 2009 You should contact a lawyer. Your ex obviously ..
Posted: Tue May 5 1:00:24 2009 If you have a few years to build your credit back ..
Posted: Tue May 5 0:47:51 2009 You will stay within "Super Conforming" ..
Posted: Tue May 5 0:37:33 2009 If you were to take out a mortgage of $450k at ..
Posted: Tue May 5 0:24:30 2009 We thank you for your post and hope this may help ..
Posted: Tue May 5 0:16:54 2009 What do you mean by the mortgage being up to 5 ..
Posted: Mon May 4 23:32:49 2009 Well the question about whether you qualify will ..
Posted: Mon May 4 23:26:11 2009 There is going to be a few factors coming into ..
Posted: Mon May 4 23:20:03 2009 You've made it this far, just hold off another ..
Posted: Mon May 4 23:15:57 2009 If his name is not on title/deed, he has not ..
Posted: Mon May 4 23:12:20 2009 I cannot understand why they would not sell you ..
Posted: Mon May 4 23:03:40 2009 This almost looks like some type of ..
Posted: Mon May 4 22:58:36 2009 Property Tax Liens supercede all property liens. ..
Posted: Mon May 4 22:50:48 2009 As long as the tax lien is satisfied a lender ..
Posted: Mon May 4 22:44:45 2009 If the he is not on title and deed of the ..
Posted: Mon May 4 22:31:24 2009 Please clarify what you mean by ..
Posted: Mon May 4 22:28:33 2009 I have heard of Quicken requiring a $500 ..
Posted: Mon May 4 22:15:20 2009 I'm not certain I can understand the situation. ..
Posted: Mon May 4 22:12:19 2009 Your credit score is just one component in the ..
Posted: Mon May 4 18:57:43 2009 No escrow and you will have an adjustment to your ..
Posted: Mon May 4 18:56:17 2009 FHA funding fee is the mortgage insurance which ..
Posted: Mon May 4 18:53:50 2009 My recommendation would be to let the ..
Posted: Mon May 4 17:42:35 2009 You, the consumer, do not pay the YSP(Yield ..
Posted: Mon May 4 17:34:14 2009 Unless the mortgage is at an extremely low rate, ..
Posted: Mon May 4 15:31:05 2009 Sunil, please let us know if all of these ..
Posted: Mon May 4 15:28:33 2009 Contact your attorney to find out the specifics ..
Posted: Mon May 4 15:23:44 2009 As George stated, please list the country in ..
Posted: Mon May 4 15:07:05 2009 The owner knows about a lien that is placed on ..
Posted: Mon May 4 14:56:17 2009 Sunil, if you're familiar with any particular ..
Posted: Mon May 4 13:07:03 2009 Hey LG, You must be in an Option ARM because ..
Posted: Mon May 4 12:53:14 2009 Login is very sensative on this site. I did the ..
Posted: Mon May 4 11:22:19 2009 How are you proposing to buy this home As an ..
Posted: Mon May 4 11:16:55 2009 You need to contact your own attorney to review ..
Posted: Mon May 4 10:10:00 2009 For all FIrst Time Home Buyers: Shop for a loan ..
Posted: Fri May 1 13:31:51 2009 FHA does not currently offer loan terms above 30 ..
Posted: Fri May 1 12:56:17 2009 I do have 1 lender here in NJ which will go up to ..
Posted: Fri May 1 12:50:13 2009 Hey Kasage, I think everyone has answered your ..
Posted: Fri May 1 12:29:46 2009 Hello all, My name is James Kennedy. I'm a ..
Posted: Fri May 1 12:13:59 2009 You're going to be limited to about a 70% Loan To ..
Posted: Thu Apr 30 21:58:31 2009 You cannot take out a commercial loan on your ..
Posted: Thu Apr 30 21:55:56 2009 hmmm... to be successful as a processor right now ..
Posted: Thu Apr 30 21:39:51 2009 You can get approved for a loan with ..
Posted: Thu Apr 30 21:34:37 2009 Maybe a lower rate if 4.75% is yielding 2%(YSP). ..
Posted: Thu Apr 30 21:23:38 2009 You do qualify based on credit. The next hurdle ..
Posted: Thu Apr 30 15:21:13 2009 Are you doing a short sale because your behind on ..
Posted: Thu Apr 30 14:58:04 2009 Ultimately this comes down to it being Flagstars ..
Posted: Thu Apr 30 13:43:40 2009 Contact an attorney in your area to find out more ..
Posted: Thu Apr 30 13:37:59 2009 Do you own a mobile home or are you renting a ..
Posted: Thu Apr 30 12:17:17 2009 Not anyone can just assume the mortgage. You ..
Posted: Thu Apr 30 12:10:41 2009 I hope you are not confused by all of the posts ..
Posted: Thu Apr 30 11:55:14 2009 Every lender will require to see the credit. ..
Posted: Thu Apr 30 11:42:14 2009 If you're refinancing your current mortgage, has ..
Posted: Thu Apr 30 10:25:10 2009 There are still lenders remaining that will lend ..
Posted: Thu Apr 30 10:14:33 2009 Not only are the rates always changing, but there ..
Posted: Tue Apr 28 22:09:33 2009 If you currently have an escrow account, having ..
Posted: Tue Apr 28 21:58:06 2009 If the lender is reporting this as a foreclosure ..
Posted: Tue Apr 28 21:26:00 2009 As aninja750 stated, local portfolio lenders do ..
Posted: Tue Apr 28 17:15:07 2009 I hope this is not an advertisement. But, in ..
Posted: Tue Apr 28 17:08:31 2009 It sounds to me like your loan officer either ..
Posted: Tue Apr 28 16:11:55 2009 To be considered a First Time Home Buyer, you ..
Posted: Tue Apr 28 10:30:50 2009 It's going to come down to you being able to ..
Posted: Mon Apr 27 17:03:29 2009 The company can be no better than the individuals ..
Posted: Mon Apr 27 12:56:39 2009 This approval is simply based on the information ..
Posted: Mon Apr 27 11:50:00 2009 As stated above, zillow.com is a website with ..
Posted: Mon Apr 27 11:13:29 2009 A few of the lenders I deal with will verify ..
Posted: Sun Apr 26 22:43:25 2009 With no scores at all, you may run into a ..
Posted: Sun Apr 26 22:00:55 2009 Are you stating this individual is looking to ..
Posted: Sun Apr 26 21:55:00 2009 Pending your income can support your debts, you ..
Posted: Fri Apr 24 15:47:12 2009 Keep searching. Not happening it ..
Posted: Thu Apr 23 9:48:20 2009 Good post George. There is really no such ..
Posted: Thu Apr 23 9:31:59 2009 Stated is still available for Self-Employed in ..
Posted: Thu Apr 23 8:29:35 2009 You should be ok to use that appraisal pending ..
Posted: Mon Apr 13 13:06:25 2009 Please disregard the post above. This gentleman ..
Posted: Thu Apr 9 15:37:29 2009 Yes, the Investment property adjustment will ..
Posted: Thu Apr 9 15:02:27 2009 You will have an adjustment for the property ..
Posted: Thu Apr 2 16:08:02 2009 That was me posting as Guest. My apologies, I ..
Posted: Thu Apr 2 12:25:43 2009 If you live in one of the units within this ..
Posted: Wed Apr 1 22:08:18 2009 i would like to get a mortgage. is it possibly to add my credit cards balance to the mortgage? ..
Posted: Wed Apr 1 22:01:28 2009 FHA Loan Programs down to 530 FICO with a few ..
Posted: Wed Apr 1 21:50:20 2009 Give me a shout. I may be able to help you ..
Posted: Wed Apr 1 21:16:56 2009 Sounds like a deal. GIT 'ER ..
Posted: Wed Apr 1 20:57:24 2009 US Bank does 2nd's. You have to check with them ..
Posted: Wed Apr 1 20:53:54 2009 The only loan programs with a ..
Posted: Wed Apr 1 20:37:17 2009 No application fees should ever be collected ..
Posted: Wed Apr 1 20:17:57 2009 To answer the question, no. I don't believe the ..
Posted: Wed Apr 1 19:57:56 2009 We're local to you. Let me know what needs to be ..
Posted: Wed Apr 1 19:50:51 2009 If you cannot make anything happen with your ..
Posted: Wed Apr 1 19:37:51 2009 I would have to agree with the gentlemen above. ..
Posted: Wed Apr 1 19:14:47 2009 A "streamline" refinance is a Rate ..
Posted: Wed Apr 1 14:48:39 2009 Stated Income Loans ARE STILL AVAILABLE!! I have ..
Posted: Wed Apr 1 14:24:08 2009 Considering you're in an FHA loan now, you are ..
Posted: Wed Apr 1 13:55:29 2009 I have to agree with Chris on this. You are in ..
Posted: Wed Apr 1 13:43:12 2009 You can do a Rate & Term refinance, meaning ..
Posted: Wed Apr 1 12:48:58 2009 Are you saying you're in Foreclosure You can try ..
Posted: Wed Apr 1 12:44:09 2009 The first question would be, have you guys gone ..

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Name: James Kennedy
From: New Jersey/new York
Occ.: Branch Partner
Org.: Rbi Home Loans

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