| Posts by James Kennedy |
| Posting date
| Subject |
Categories |
| Tue Jan 3 9:20:43 2012 |
There are a total of 3 lenders actually funding .. |
Forum |
| Sun Sep 4 7:13:56 2011 |
620 Credit is good enough to qualify for FHA with .. |
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| Sun Sep 4 7:01:31 2011 |
Hey Julio,
This is a great opportunity to .. |
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| Sun Sep 4 6:46:49 2011 |
Hey Sarah,
Unfortunately you will not be able .. |
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| Sun Sep 4 6:36:48 2011 |
The up-front MIP is included in the APR. The .. |
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| Thu Jul 1 8:00:23 2010 |
There is no set figure to determine when or how .. |
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| Thu Jun 17 9:32:59 2010 |
The maximum .. |
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| Thu Jun 17 9:31:28 2010 |
As stated above, there should not be an issue in .. |
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| Tue Apr 27 8:20:29 2010 |
Absolutely not. You're still co owner of the .. |
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| Tue Apr 27 8:18:31 2010 |
When you say you "bought" it from your .. |
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| Tue Apr 27 8:13:37 2010 |
You're going to have to clear up whatever issues .. |
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| Fri Apr 23 3:31:40 2010 |
John, good catch. I didn't notice that he .. |
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| Fri Apr 23 3:21:57 2010 |
FHA lifted the 12 month chain of Title .. |
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| Fri Apr 23 3:12:07 2010 |
Angela, what is your definition of "bad .. |
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| Fri Apr 23 3:00:35 2010 |
That is going to be tough to determine. If the .. |
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| Fri Apr 23 9:54:58 2010 |
You need to make arrangements TODAY to get your .. |
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| Thu Apr 22 1:13:33 2010 |
Depending on the debts you have on your report. .. |
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| Thu Apr 22 11:18:37 2010 |
Depending on your location, there are a few .. |
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| Wed Apr 21 1:29:48 2010 |
If you're able to save money while also Fixing an .. |
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| Mon Apr 19 8:55:13 2010 |
As stated above, it would not be of benefit to .. |
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| Mon Apr 19 8:50:18 2010 |
A short sale is going to impact your credit and .. |
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| Mon Apr 19 7:16:55 2010 |
You are able to qualify for a mortgage using .. |
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| Thu Apr 15 1:38:35 2010 |
You're not likely to get a hard money loan at 60% .. |
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| Thu Apr 15 1:21:05 2010 |
Liens = No Loans
Get the liens and/or credit .. |
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| Thu Apr 15 1:18:08 2010 |
Yes, there are FHA First Time Home Buyer Loans .. |
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| Thu Apr 15 1:08:35 2010 |
There are a handful of lenders whom will .. |
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| Thu Apr 15 1:04:52 2010 |
If you're paying down the mortgage $40k then you .. |
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| Thu Apr 15 12:59:04 2010 |
In your "My Profile" .. |
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| Thu Apr 15 12:57:12 2010 |
Your credit and location always play a part in .. |
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| Thu Apr 15 12:07:05 2010 |
They would be required to refinance the property .. |
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| Thu Apr 15 10:11:02 2010 |
Depending on your current interest rate, you may .. |
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| Thu Apr 15 10:03:28 2010 |
Well you are responsible for that $60k you signed .. |
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| Thu Apr 15 9:43:15 2010 |
There is no "assistance" per say, but .. |
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| Thu Apr 1 5:13:44 2010 |
Local Portfolio Lenders that service their own .. |
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| Thu Apr 1 6:56:05 2010 |
700 Credit Score will get you a very competitive .. |
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| Thu Feb 18 2:57:27 2010 |
Aside from the credit being below 620, is there .. |
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| Wed Feb 17 9:52:20 2010 |
Hello,
I'm in NJ and the lenders that .. |
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| Wed Feb 17 9:39:12 2010 |
The lenders I deal with that underwrite down to a .. |
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| Tue Jan 26 6:42:10 2010 |
At a $105k Purchase Price with 3.5% Down Payment, .. |
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| Thu Dec 31 6:43:24 2009 |
Happy New Year!! Best of luck in .. |
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| Tue Dec 29 5:10:00 2009 |
Thanks George!! I kind of figured this site was .. |
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| Tue Dec 29 1:52:00 2009 |
Even if your girlfriend were to get a job today, .. |
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| Tue Dec 29 1:45:55 2009 |
New York City Housing Authority
250 .. |
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| Tue Dec 29 1:40:59 2009 |
Please read this .. |
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| Tue Dec 29 1:38:35 2009 |
Have you applied for a mortgage through someone .. |
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| Tue Dec 29 1:31:55 2009 |
What are you referring to Please be a bit more .. |
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| Tue Dec 29 1:29:58 2009 |
As John stated, you're going to be limited to 70% .. |
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| Mon Dec 28 6:59:55 2009 |
There is a lender who will underwrite up to a 55% .. |
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| Mon Dec 28 11:49:39 2009 |
The credit of BOTH the main Borrower and .. |
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| Mon Dec 28 11:39:56 2009 |
Before moving any further, I would suggest .. |
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| Mon Dec 28 8:48:11 2009 |
As Eric stated, you're not going to find a .. |
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| Wed Dec 23 3:38:46 2009 |
Well the program I'm speaking of for Stated .. |
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| Tue Dec 22 8:30:25 2009 |
As Eric stated there are plenty of qualified .. |
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| Sun Dec 20 7:46:21 2009 |
Why not just take out a loan at a low Loan To .. |
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| Sat Dec 19 8:21:12 2009 |
It may depend on how long the borrower has been .. |
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| Sat Dec 19 8:14:46 2009 |
Yes, your name can remain on title even if not on .. |
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| Fri Dec 18 4:58:56 2009 |
Is there an agreement in place for this person .. |
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| Fri Dec 18 1:31:40 2009 |
Most Portfolio Lenders offering a Stated .. |
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| Thu Dec 17 4:44:56 2009 |
He is able to be a non-occupying co-borrower, but .. |
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| Thu Dec 17 5:02:55 2009 |
I'm sorry, what exactly are you looking to .. |
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| Thu Dec 17 4:58:24 2009 |
You are not going to be able to obtain a mortgage .. |
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| Thu Dec 17 4:52:04 2009 |
What exactly are you asking for the Judge to .. |
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| Tue Dec 15 8:55:43 2009 |
You will not be required to take out a mortgage .. |
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| Mon Dec 14 2:40:39 2009 |
You'll be required to state your income and .. |
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| Sat Dec 12 8:55:41 2009 |
As George stated, looks like a deal pending .. |
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| Sat Dec 12 11:54:07 2009 |
No, the minimum allowable down payment of 3.5% is .. |
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| Sun Dec 6 10:52:35 2009 |
Where is the property located
Do you own the .. |
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| Tue Dec 1 11:16:36 2009 |
What did the property appraise as, a condo .. |
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| Tue Dec 1 10:42:55 2009 |
Yes, you must qualify just as if you were .. |
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| Tue Dec 1 10:29:27 2009 |
Are you being offered a better interest rate now .. |
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| Mon Nov 30 4:53:02 2009 |
They do not require a 4506-T. It is a True .. |
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| Mon Nov 30 4:13:13 2009 |
Not to give conflicting answers , but I do not .. |
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| Mon Nov 30 12:51:34 2009 |
A cash-out refinance to pay off the credit debt. .. |
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| Mon Nov 30 12:18:18 2009 |
This looks like a no-brainer. What is the .. |
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| Thu Nov 19 10:01:13 2009 |
No banks are on board with this as of yet. I .. |
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| Tue Nov 10 9:24:44 2009 |
With everything that you have explained above, it .. |
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| Mon Nov 9 1:32:36 2009 |
You can apply for a mortgage quote without paying .. |
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| Thu Oct 29 1:45:34 2009 |
Are you able to carry the mortgage payment as .. |
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| Wed Oct 28 12:15:33 2009 |
Depending on your monthly debt obligations, you .. |
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| Tue Oct 27 10:24:41 2009 |
The letter is referring to where you will be .. |
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| Tue Oct 27 10:21:13 2009 |
Certified Loan Lender
Company Email is at .. |
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| Tue Oct 27 8:36:46 2009 |
There is a NINA program which requires a 30% down .. |
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| Mon Oct 26 1:21:26 2009 |
Were you qualified on your income prior to being .. |
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| Mon Oct 26 12:23:38 2009 |
Depending on the area of the property, there are .. |
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| Mon Oct 26 12:19:53 2009 |
The question you are asking is not really enough .. |
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| Mon Oct 26 12:15:56 2009 |
Yes, you would qualify if you are buying the home .. |
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| Tue Oct 20 11:58:23 2009 |
If you are attempting to do a Full Documentation .. |
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| Fri Oct 16 8:45:44 2009 |
As stated in a previous post. A 60% DTI is .. |
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| Fri Oct 16 8:42:18 2009 |
There is an FHA Program which will allow for a .. |
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| Thu Oct 15 8:21:46 2009 |
You cannot cash-out more equity than you have in .. |
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| Tue Oct 13 9:58:08 2009 |
George,
Still no home Give me a shout and I .. |
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| Tue Oct 13 8:50:29 2009 |
Your best bet would be to have an appraisal .. |
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| Thu Oct 8 9:37:31 2009 |
That is me above. I was signed out. My .. |
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| Wed Oct 7 10:56:52 2009 |
What type of deals are these that you are .. |
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| Tue Oct 6 12:34:27 2009 |
Hello,
Good afternoon. There are still 4 .. |
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| Fri Oct 2 11:29:56 2009 |
You must find out if there is a Pre-Payment .. |
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| Thu Oct 1 2:58:30 2009 |
You mentioned you have bad credit. What is your .. |
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| Thu Oct 1 1:59:24 2009 |
Without getting all of the details, I'm assuming .. |
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| Thu Oct 1 11:30:18 2009 |
The appraisal is done really to satisfy both you, .. |
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| Thu Oct 1 9:44:12 2009 |
VA allows for 100% Financing, as apposed to FHA .. |
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| Tue Sep 29 11:00:40 2009 |
It seems as if BofA is too involved in this .. |
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| Tue Sep 29 10:54:09 2009 |
In order to give you an informative answer, we .. |
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| Fri Sep 18 9:09:59 2009 |
Not quite understanding what you're asking .. |
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| Fri Sep 18 8:54:25 2009 |
By waiting to reach the 620 mark, you will save .. |
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| Thu Sep 17 10:30:13 2009 |
No. Your name must be on the mortgage to .. |
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| Thu Sep 17 8:18:59 2009 |
A 630 credit score is good enough for qualifying .. |
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| Tue Sep 15 1:48:16 2009 |
Although multiple ppl have stated a lesser than .. |
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| Tue Sep 15 9:13:21 2009 |
All mortgage programs are set-up to help .. |
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| Tue Sep 15 9:07:59 2009 |
Great post George!! Keep hope even if it takes a .. |
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| Tue Sep 15 9:05:35 2009 |
Brian, please list where the property is located. .. |
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| Tue Sep 15 8:13:46 2009 |
The maximum loan you're approved for is based on .. |
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| Tue Sep 15 8:08:49 2009 |
Your best bet would be to contact a local loan .. |
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| Mon Sep 14 10:16:32 2009 |
As George stated a Pre-Approval is always .. |
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| Mon Sep 14 9:42:47 2009 |
You may cash-ou the equity in your home up to 85% .. |
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| Sat Sep 12 3:33:03 2009 |
You should not have a problem getting that loan. .. |
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| Thu Sep 10 12:05:16 2009 |
There are 3 different credit bureaus. Each .. |
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| Thu Sep 10 11:42:47 2009 |
I do not know about this company, but what I can .. |
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| Thu Sep 10 11:20:20 2009 |
A Pre-Approval & Pre-Qualification are both .. |
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| Thu Sep 10 9:58:25 2009 |
You will not be affected by not putting your name .. |
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| Thu Sep 10 9:54:45 2009 |
Where is the property located
I have a .. |
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| Thu Sep 10 9:47:37 2009 |
You may pull some cash-out of the property now to .. |
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| Wed Sep 9 11:45:04 2009 |
You can include all closing costs IF they will .. |
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| Wed Sep 9 11:16:11 2009 |
Before making these choices you should see if you .. |
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| Wed Sep 9 9:03:18 2009 |
Well put George. Depending on your location, .. |
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| Sat Sep 5 9:50:28 2009 |
If you do not need to put up multiple properties .. |
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| Sat Sep 5 9:33:16 2009 |
What is your estimated value compared to your .. |
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| Mon Aug 31 12:09:49 2009 |
Private Mortgage Insurance.
Insurance that .. |
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| Mon Aug 31 11:32:30 2009 |
What would make you eligible for any type of .. |
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| Mon Aug 31 10:01:31 2009 |
720+ Credit Score will put you in position to .. |
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| Mon Aug 31 9:36:05 2009 |
Before saying someone is going to qualify based .. |
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| Mon Aug 31 8:59:46 2009 |
As stated above, FHA will require a minimum of .. |
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| Mon Aug 31 8:52:36 2009 |
No chance of obtaining a mortgage that would .. |
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| Mon Aug 31 8:49:17 2009 |
635 is sufficient enough to qualify for credit .. |
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| Thu Aug 27 5:26:14 2009 |
No. Speak with your attorney about this. Your .. |
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| Thu Aug 27 5:18:07 2009 |
Absolutely. You are free to choose your own .. |
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| Tue Aug 18 7:01:25 2009 |
If you did not sign the original mortgage when .. |
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| Mon Aug 17 9:12:20 2009 |
There is a program in NY & NJ that is No .. |
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| Thu Aug 13 12:43:17 2009 |
A $90 monthly savings is not so great when .. |
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| Wed Aug 12 12:54:57 2009 |
Please be aware that you are paying for not .. |
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| Wed Aug 12 12:52:01 2009 |
If you already have an FHA loan, you may be able .. |
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| Wed Aug 12 12:46:57 2009 |
Speak with the realtor on this property and .. |
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| Wed Aug 12 12:41:37 2009 |
That is true. If you have extra monies remaining .. |
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| Wed Aug 12 7:30:39 2009 |
620 and above is a qualifying credit score for .. |
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| Tue Aug 11 9:42:14 2009 |
Make the phone calls to both lenders to discuss .. |
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| Tue Aug 11 9:39:34 2009 |
620 and above credit scores qualify for FHA. .. |
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| Tue Aug 11 9:30:11 2009 |
There is no set number of points you will gain .. |
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| Tue Aug 11 9:18:51 2009 |
Unfortunately, with a credit score below 620 you .. |
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| Tue Aug 11 1:36:25 2009 |
I beg to differ. I don't see an underwriter .. |
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| Tue Aug 11 9:52:36 2009 |
If you did not use your husbands income and/or .. |
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| Tue Aug 11 9:24:44 2009 |
After putting down 20% on a home, how do you plan .. |
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| Tue Aug 11 9:21:39 2009 |
Welcome Merry!! Looking forward to your .. |
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| Tue Aug 11 9:18:41 2009 |
There are a number of factors to obtaining a .. |
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| Tue Aug 11 9:00:49 2009 |
How long are her contracts typically .. |
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| Tue Aug 11 8:47:17 2009 |
1.) The Tax Credit is set to expire Dec. 1, .. |
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| Tue Aug 11 8:30:56 2009 |
Please elaborate more as to your current .. |
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| Mon Aug 10 12:28:47 2009 |
What was the reasoning behind asking for the .. |
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| Mon Aug 10 12:22:56 2009 |
Yes, FHA does only require a 620 credit score to .. |
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| Mon Aug 10 10:33:36 2009 |
The deal may fall through if the bank that was .. |
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| Fri Jul 31 10:37:42 2009 |
You must analyze the prospective buyers income .. |
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| Wed Jul 29 11:56:20 2009 |
To avoid adding additonal monies to your loan .. |
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| Tue Jul 21 9:20:26 2009 |
Before claiming bankruptcy, you should contact .. |
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| Tue Jul 21 9:16:15 2009 |
Not quite understanding exactly what you're .. |
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| Tue Jul 14 1:45:27 2009 |
Please be more decisive in your question. There .. |
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| Tue Jul 14 1:42:39 2009 |
You should not be considered late pending your .. |
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| Tue Jul 14 1:40:41 2009 |
You must first work out a payment with your .. |
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| Fri Jul 10 8:12:59 2009 |
I just responded to this post. Another thing, .. |
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| Fri Jul 10 8:10:03 2009 |
The loan officer may have submitted this loan .. |
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| Thu Jul 9 9:31:54 2009 |
Foreclosure will affect your credit significantly .. |
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| Thu Jul 9 8:36:18 2009 |
If you plan on using your husbands income for .. |
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| Tue Jul 7 3:44:58 2009 |
There are a number of lenders within the .. |
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| Tue Jul 7 3:42:21 2009 |
585 is below the "standard" for FHA .. |
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| Tue Jul 7 3:37:11 2009 |
If all of your intentions are to move to the OR .. |
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| Tue Jul 7 1:08:46 2009 |
Did you receive proceeds from this sale The bank .. |
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| Tue Jul 7 12:57:10 2009 |
That doesn't sound too legal if they both legally .. |
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| Tue Jul 7 10:24:40 2009 |
Greg, become active within the community. Answer .. |
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| Tue Jul 7 10:06:53 2009 |
Welcome Newbie,
Ask any and all questions you .. |
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| Tue Jul 7 10:00:00 2009 |
FHA finances non-FHA homeowners down to a 620 .. |
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| Tue Jul 7 9:56:07 2009 |
We need a moderator here. This Individual .. |
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| Tue Jul 7 9:53:04 2009 |
Contact the lender(s) of the property which has .. |
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| Tue Jul 7 9:40:14 2009 |
This is not the forum for computers and taxes .. |
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| Tue Jul 7 7:55:43 2009 |
First, how are you determining the available .. |
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| Mon Jul 6 7:53:29 2009 |
Wow!! Early March you submitted your loan .. |
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| Mon Jul 6 6:53:44 2009 |
You're going to need to qualify for this mortgage .. |
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| Mon Jul 6 10:24:39 2009 |
"Stated" income loans are very popular .. |
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| Mon Jul 6 10:00:55 2009 |
Land loans are hard to come by right now. You .. |
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| Wed Jul 1 11:18:16 2009 |
There are a number of members within our .. |
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| Wed Jul 1 11:13:05 2009 |
There is no way of "getting out" of .. |
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| Wed Jul 1 10:05:59 2009 |
As stated above, there are a number of factors in .. |
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| Mon Jun 29 10:43:32 2009 |
Millerja9, that is an incorrect statement. The .. |
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| Mon Jun 29 10:05:27 2009 |
Have you gone late on your mortgage in the last .. |
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| Mon Jun 29 9:55:55 2009 |
You may do that with a 30 year mortgage on a .. |
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| Mon Jun 29 9:36:39 2009 |
Willimartha, please let us know which state .. |
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| Wed Jun 24 1:05:53 2009 |
If you cannot keep up with your payments, the .. |
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| Wed Jun 24 12:14:22 2009 |
The bank will use Gross adjusted income. They .. |
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| Wed Jun 24 11:47:19 2009 |
The underwriter is responsible for reviewing your .. |
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| Wed Jun 24 11:30:53 2009 |
Banks will qualify individuals based on the .. |
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| Wed Jun 24 9:05:11 2009 |
Your husband may use his credit to qualify .. |
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| Tue Jun 23 11:11:47 2009 |
Sounds to me like they may have .. |
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| Tue Jun 23 10:58:02 2009 |
In order to refinance, lenders are going to .. |
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| Tue Jun 23 10:20:00 2009 |
It will be dependant upon the down payment and .. |
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| Tue Jun 23 10:11:00 2009 |
The mortgage is in your name solely, which does .. |
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| Tue Jun 23 10:05:57 2009 |
As stated above, you should connect with a lender .. |
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| Sat Jun 13 10:42:17 2009 |
No. You are not able to add your down payment .. |
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| Sat Jun 13 10:33:56 2009 |
Unless a local lender is willing to lend on the .. |
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| Sat Jun 13 10:25:34 2009 |
Must refinance and qualify by yourself or with .. |
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| Sat Jun 13 10:24:23 2009 |
Thank You Eric. I have to agree that I do not .. |
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| Sat Jun 13 8:32:50 2009 |
That is correct. Refinance transactions have the .. |
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| Sat Jun 13 7:22:01 2009 |
Is what going to show The loan from your 401k .. |
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| Sat Jun 13 7:05:09 2009 |
The lender is charging you to lock in your rate!! .. |
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| Fri Jun 12 8:50:15 2009 |
FHA does allow for non-occupying co borrowers. .. |
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| Fri Jun 12 8:40:59 2009 |
JZ, I do not want you to get mis-led. You stated .. |
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| Fri Jun 12 1:46:30 2009 |
As George stated, there is a great benefit behind .. |
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| Fri Jun 12 12:49:41 2009 |
My opinion would be to check with a lender now to .. |
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| Fri Jun 12 12:40:39 2009 |
Brian has a good point. You can get .. |
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| Fri Jun 12 12:32:28 2009 |
It is not likely anyone within the community can .. |
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| Fri Jun 12 12:28:07 2009 |
Sunil, in order for someone within the community .. |
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| Thu Jun 11 6:54:59 2009 |
If you're purchasing this home with plans to move .. |
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| Thu Jun 11 6:33:25 2009 |
Your Debt-To-Income ratio is a little above the .. |
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| Thu Jun 11 5:57:48 2009 |
Are you stating you have debts totalling $500 per .. |
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| Thu Jun 11 12:16:56 2009 |
Yes George, 601+ credit score is high enough with .. |
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| Thu Jun 11 10:58:29 2009 |
No Ratio Loans are available locally through .. |
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| Thu Jun 11 9:13:11 2009 |
As George stated, you're right there credit wise. .. |
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| Thu Jun 11 8:37:45 2009 |
Lending Tree is simply a service provider to .. |
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| Tue Jun 9 9:15:04 2009 |
FHA is a goverment-backed loan program. It is .. |
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| Thu Jun 4 10:00:11 2009 |
It sounds like the lender is offering you to get .. |
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| Thu Jun 4 9:53:26 2009 |
Refinance transactions will vary depending on the .. |
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| Thu Jun 4 9:49:10 2009 |
It sounds as if you we "Conditionally .. |
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| Thu Jun 4 10:04:49 2009 |
List the property for sale. Contact an attorney .. |
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| Tue Jun 2 7:01:20 2009 |
If you are interested in beginning the process, .. |
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| Tue Jun 2 6:46:18 2009 |
As Jesse stated, do some research on this company .. |
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| Tue Jun 2 6:38:45 2009 |
Ultimately, if the lender is willing to loan you .. |
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| Tue Jun 2 6:33:45 2009 |
The last 10 years of working will only account .. |
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| Tue Jun 2 6:27:19 2009 |
We cannot say which will be better for you. You .. |
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| Tue Jun 2 6:24:33 2009 |
It is tough to say where you will find the best .. |
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| Mon Jun 1 8:16:50 2009 |
You must clarify whether the purchase price is .. |
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| Sun May 31 5:38:09 2009 |
There are No Income verification programs out .. |
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| Fri May 29 9:06:09 2009 |
First, have you been in contact with an appraiser .. |
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| Fri May 29 9:01:01 2009 |
He should have no problem getting a loan at a .. |
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| Wed May 27 7:33:46 2009 |
Lates after a BK is normally always terms for a .. |
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| Wed May 27 7:14:51 2009 |
Ultimately the underwriter can deny it based on .. |
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| Wed May 27 7:10:42 2009 |
Depending on the equity you have in your .. |
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| Wed May 27 7:01:53 2009 |
You are considered a First Time Home Buyers if .. |
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| Wed May 27 4:17:08 2009 |
If the payments are not being made on the .. |
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| Tue May 26 5:31:07 2009 |
From what you have stated above, I would think .. |
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| Tue May 26 5:26:32 2009 |
There are very few land lenders out there. The .. |
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| Tue May 26 4:59:04 2009 |
Type your address in to a website like Zillow.com .. |
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| Tue May 26 4:13:36 2009 |
THIS JUST .. |
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| Tue May 26 3:57:37 2009 |
This looks like an advertisement above me which .. |
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| Tue May 26 12:54:27 2009 |
As George stated, your options are very limited. .. |
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| Tue May 26 12:34:01 2009 |
As George stated, lenders have their own .. |
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| Tue May 26 10:59:43 2009 |
Sunil, I could not tell from the initial post. .. |
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| Tue May 26 10:00:42 2009 |
Agreed George. You may want to contact your .. |
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| Mon May 25 8:30:49 2009 |
Federal Tax Lien MUST be paid prior to doing .. |
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| Mon May 25 8:26:29 2009 |
Lenders use the middle of the 3 scores. For .. |
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| Mon May 25 8:10:59 2009 |
From what has been listed above you seem to .. |
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| Mon May 25 7:38:37 2009 |
If you're able to save the additional 10% that's .. |
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| Mon May 25 5:07:08 2009 |
You are able to purchase a home with another .. |
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| Mon May 25 11:11:45 2009 |
100% Mortgage Financing is a thing of the past. .. |
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| Mon May 25 11:06:05 2009 |
The statement was made, but do not count on this .. |
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| Mon May 25 11:01:42 2009 |
Elnora, I agree the Obama plan would not work if .. |
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| Mon May 25 9:01:17 2009 |
Your employment history seems a little light on .. |
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| Mon May 25 8:50:43 2009 |
This will be based solely on your situation and .. |
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| Sun May 24 7:55:10 2009 |
First, where are you coming up with the figure .. |
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| Sun May 24 7:43:34 2009 |
There are fees associated with refinancing your .. |
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| Sun May 24 7:32:25 2009 |
With a foreclosure you must wait 3 years before .. |
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| Sun May 24 7:24:36 2009 |
I would have to agree with Eric. You will .. |
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| Sun May 24 7:09:45 2009 |
To remove him from the loan, you would have to .. |
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| Fri May 22 7:50:24 2009 |
You should be able to reduce your rate into the .. |
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| Fri May 22 7:45:26 2009 |
100% Financing is not likely. And, please avoid .. |
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| Thu May 21 6:49:14 2009 |
The only way to really know the balance remaining .. |
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| Thu May 21 11:39:32 2009 |
Hey Sunil. I'm 100% certain about this program .. |
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| Thu May 21 10:51:31 2009 |
Why would you consider submitting to multiple .. |
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| Thu May 21 9:44:38 2009 |
A lot of lenders will not accept a payment even a .. |
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| Thu May 21 9:38:17 2009 |
As stated above, you should qualify with a .. |
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| Thu May 21 8:41:43 2009 |
There are a few lenders who offer a Mortgage .. |
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| Thu May 21 7:55:31 2009 |
It will come down to what the underwriter uses as .. |
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| Wed May 20 3:47:05 2009 |
There are still No Income Verification programs .. |
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| Wed May 20 2:16:40 2009 |
I can agree that a lot of homeowners do not need .. |
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| Wed May 20 10:52:41 2009 |
Very possible that you may have one of the owners .. |
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| Wed May 20 10:47:11 2009 |
It sounds like you may want to contact an .. |
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| Wed May 20 10:45:45 2009 |
Banks all implement their own rules because it is .. |
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| Tue May 19 4:43:18 2009 |
There are No Income/No Asset Loan programs, but .. |
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| Tue May 19 3:16:08 2009 |
All parties must sign on the loan in the US. .. |
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| Tue May 19 12:11:22 2009 |
Depending on your location, there are still No .. |
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| Tue May 19 11:43:09 2009 |
6 months reserves on EACH property
Local .. |
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| Tue May 19 11:12:34 2009 |
As stated above, read into the will (if there is .. |
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| Tue May 19 11:04:05 2009 |
Please clarify what you mean by this. Why is it .. |
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| Tue May 19 10:56:41 2009 |
If you're seriously considering selling the .. |
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| Tue May 19 10:04:49 2009 |
Cash-out refinances have been limited to 85% of .. |
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| Tue May 19 7:17:54 2009 |
I think Nikki is referring to Sean Donovans' .. |
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| Mon May 18 2:54:50 2009 |
I apologize. The last post was me. The login is .. |
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| Mon May 18 8:32:24 2009 |
ALL Borrowers on the loan will be responsible for .. |
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| Mon May 18 8:20:40 2009 |
If you have any questions and/or concerns about .. |
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| Fri May 15 11:52:20 2009 |
If I'm correct you're looking to Purchase the .. |
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| Fri May 15 11:46:41 2009 |
This site is not for advertising. There are a .. |
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| Wed May 13 11:42:55 2009 |
If both your father and mother are listed on .. |
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| Wed May 13 9:36:42 2009 |
Yes, as long as your on deed & title. I hope .. |
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| Wed May 13 9:27:25 2009 |
Yes, as long as you're still listed on Deed & .. |
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| Wed May 13 8:10:08 2009 |
A co-signer does not have to be a relative, but .. |
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| Wed May 13 8:06:47 2009 |
You should have absolutely no problem getting .. |
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| Thu May 7 7:11:48 2009 |
I can't imagine ALL lenders will shy away from .. |
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| Thu May 7 6:42:42 2009 |
Yes, with a cash-out refinance you are allowed to .. |
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| Thu May 7 6:37:50 2009 |
As Shayne said, look into the new programs to see .. |
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| Thu May 7 6:31:11 2009 |
Call me or fill out a short app on my website and .. |
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| Thu May 7 6:29:55 2009 |
A local portfolio lender may entertain something .. |
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| Thu May 7 10:57:03 2009 |
A job like this is not for anyone. Please stop .. |
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| Wed May 6 10:54:07 2009 |
FHA does allow for non-occupying co-borrowers. I .. |
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| Wed May 6 10:48:44 2009 |
If the bank is appraising this property at $135k .. |
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| Tue May 5 10:37:37 2009 |
Never start shopping before the approval process. .. |
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| Tue May 5 9:56:27 2009 |
The Loan To Value ratio will be a factor in .. |
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| Tue May 5 9:37:26 2009 |
Contact an attorney for this. If the divorce .. |
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| Tue May 5 9:31:27 2009 |
The best way to determine whether or not you have .. |
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| Mon May 4 10:25:11 2009 |
There are still local portfolio lenders which .. |
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| Mon May 4 10:09:16 2009 |
As Eric stated, your situation is really beyond .. |
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| Mon May 4 10:05:17 2009 |
You should contact a lawyer. Your ex obviously .. |
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| Mon May 4 10:00:24 2009 |
If you have a few years to build your credit back .. |
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| Mon May 4 9:47:51 2009 |
You will stay within "Super Conforming" .. |
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| Mon May 4 9:37:33 2009 |
If you were to take out a mortgage of $450k at .. |
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| Mon May 4 9:24:30 2009 |
We thank you for your post and hope this may help .. |
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| Mon May 4 9:16:54 2009 |
What do you mean by the mortgage being up to 5 .. |
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| Mon May 4 8:32:49 2009 |
Well the question about whether you qualify will .. |
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| Mon May 4 8:26:11 2009 |
There is going to be a few factors coming into .. |
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| Mon May 4 8:20:03 2009 |
You've made it this far, just hold off another .. |
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| Mon May 4 8:15:57 2009 |
If his name is not on title/deed, he has not .. |
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| Mon May 4 8:12:20 2009 |
I cannot understand why they would not sell you .. |
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| Mon May 4 8:03:40 2009 |
This almost looks like some type of .. |
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| Mon May 4 7:58:36 2009 |
Property Tax Liens supercede all property liens. .. |
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| Mon May 4 7:50:48 2009 |
As long as the tax lien is satisfied a lender .. |
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| Mon May 4 7:44:45 2009 |
If the he is not on title and deed of the .. |
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| Mon May 4 7:31:24 2009 |
Please clarify what you mean by .. |
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| Mon May 4 7:28:33 2009 |
I have heard of Quicken requiring a $500 .. |
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| Mon May 4 7:15:20 2009 |
I'm not certain I can understand the situation. .. |
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| Mon May 4 7:12:19 2009 |
Your credit score is just one component in the .. |
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| Mon May 4 3:57:43 2009 |
No escrow and you will have an adjustment to your .. |
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| Mon May 4 3:56:17 2009 |
FHA funding fee is the mortgage insurance which .. |
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| Mon May 4 3:53:50 2009 |
My recommendation would be to let the .. |
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| Mon May 4 2:42:35 2009 |
You, the consumer, do not pay the YSP(Yield .. |
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| Mon May 4 2:34:14 2009 |
Unless the mortgage is at an extremely low rate, .. |
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| Mon May 4 12:31:05 2009 |
Sunil, please let us know if all of these .. |
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| Mon May 4 12:28:33 2009 |
Contact your attorney to find out the specifics .. |
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| Mon May 4 12:23:44 2009 |
As George stated, please list the country in .. |
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| Mon May 4 12:07:05 2009 |
The owner knows about a lien that is placed on .. |
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| Mon May 4 11:56:17 2009 |
Sunil, if you're familiar with any particular .. |
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| Mon May 4 10:07:03 2009 |
Hey LG,
You must be in an Option ARM because .. |
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| Mon May 4 9:53:14 2009 |
Login is very sensative on this site. I did the .. |
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| Mon May 4 8:22:19 2009 |
How are you proposing to buy this home As an .. |
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| Mon May 4 8:16:55 2009 |
You need to contact your own attorney to review .. |
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| Mon May 4 7:10:00 2009 |
For all FIrst Time Home Buyers: Shop for a loan .. |
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| Fri May 1 10:31:51 2009 |
FHA does not currently offer loan terms above 30 .. |
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| Fri May 1 9:56:17 2009 |
I do have 1 lender here in NJ which will go up to .. |
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| Fri May 1 9:50:13 2009 |
Hey Kasage,
I think everyone has answered your .. |
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| Fri May 1 9:29:46 2009 |
Hello all,
My name is James Kennedy. I'm a .. |
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| Fri May 1 9:13:59 2009 |
You're going to be limited to about a 70% Loan To .. |
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| Thu Apr 30 6:58:31 2009 |
You cannot take out a commercial loan on your .. |
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| Thu Apr 30 6:55:56 2009 |
hmmm... to be successful as a processor right now .. |
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| Thu Apr 30 6:39:51 2009 |
You can get approved for a loan with .. |
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| Thu Apr 30 6:34:37 2009 |
Maybe a lower rate if 4.75% is yielding 2%(YSP). .. |
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| Thu Apr 30 6:23:38 2009 |
You do qualify based on credit. The next hurdle .. |
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| Thu Apr 30 12:21:13 2009 |
Are you doing a short sale because your behind on .. |
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| Thu Apr 30 11:58:04 2009 |
Ultimately this comes down to it being Flagstars .. |
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| Thu Apr 30 10:43:40 2009 |
Contact an attorney in your area to find out more .. |
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| Thu Apr 30 10:37:59 2009 |
Do you own a mobile home or are you renting a .. |
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| Thu Apr 30 9:17:17 2009 |
Not anyone can just assume the mortgage. You .. |
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| Thu Apr 30 9:10:41 2009 |
I hope you are not confused by all of the posts .. |
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| Thu Apr 30 8:55:14 2009 |
Every lender will require to see the credit. .. |
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| Thu Apr 30 8:42:14 2009 |
If you're refinancing your current mortgage, has .. |
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| Thu Apr 30 7:25:10 2009 |
There are still lenders remaining that will lend .. |
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| Thu Apr 30 7:14:33 2009 |
Not only are the rates always changing, but there .. |
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| Tue Apr 28 7:09:33 2009 |
If you currently have an escrow account, having .. |
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| Tue Apr 28 6:58:06 2009 |
If the lender is reporting this as a foreclosure .. |
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| Tue Apr 28 6:26:00 2009 |
As aninja750 stated, local portfolio lenders do .. |
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| Tue Apr 28 2:15:07 2009 |
I hope this is not an advertisement. But, in .. |
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| Tue Apr 28 2:08:31 2009 |
It sounds to me like your loan officer either .. |
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| Tue Apr 28 1:11:55 2009 |
To be considered a First Time Home Buyer, you .. |
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| Tue Apr 28 7:30:50 2009 |
It's going to come down to you being able to .. |
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| Mon Apr 27 2:03:29 2009 |
The company can be no better than the individuals .. |
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| Mon Apr 27 9:56:39 2009 |
This approval is simply based on the information .. |
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| Mon Apr 27 8:50:00 2009 |
As stated above, zillow.com is a website with .. |
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| Mon Apr 27 8:13:29 2009 |
A few of the lenders I deal with will verify .. |
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| Sun Apr 26 7:43:25 2009 |
With no scores at all, you may run into a .. |
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| Sun Apr 26 7:00:55 2009 |
Are you stating this individual is looking to .. |
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| Sun Apr 26 6:55:00 2009 |
Pending your income can support your debts, you .. |
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| Fri Apr 24 12:47:12 2009 |
Keep searching. Not happening it .. |
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| Thu Apr 23 6:48:20 2009 |
Good post George. There is really no such .. |
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| Thu Apr 23 6:31:59 2009 |
Stated is still available for Self-Employed in .. |
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| Thu Apr 23 5:29:35 2009 |
You should be ok to use that appraisal pending .. |
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| Thu Apr 9 12:37:29 2009 |
Yes, the Investment property adjustment will .. |
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| Thu Apr 9 12:02:27 2009 |
You will have an adjustment for the property .. |
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| Thu Apr 2 1:08:02 2009 |
That was me posting as Guest. My apologies, I .. |
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| Thu Apr 2 9:25:43 2009 |
If you live in one of the units within this .. |
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| Wed Apr 1 7:08:18 2009 |
i would like to get a mortgage. is it possibly to add my credit cards balance to the mortgage? .. |
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| Wed Apr 1 7:01:28 2009 |
FHA Loan Programs down to 530 FICO with a few .. |
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| Wed Apr 1 6:50:20 2009 |
Give me a shout. I may be able to help you .. |
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| Wed Apr 1 6:16:56 2009 |
Sounds like a deal. GIT 'ER .. |
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| Wed Apr 1 5:57:24 2009 |
US Bank does 2nd's. You have to check with them .. |
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| Wed Apr 1 5:53:54 2009 |
The only loan programs with a .. |
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| Wed Apr 1 5:37:17 2009 |
No application fees should ever be collected .. |
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| Wed Apr 1 5:17:57 2009 |
To answer the question, no. I don't believe the .. |
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| Wed Apr 1 4:57:56 2009 |
We're local to you. Let me know what needs to be .. |
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| Wed Apr 1 4:50:51 2009 |
If you cannot make anything happen with your .. |
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| Wed Apr 1 4:37:51 2009 |
I would have to agree with the gentlemen above. .. |
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| Wed Apr 1 4:14:47 2009 |
A "streamline" refinance is a Rate .. |
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| Wed Apr 1 11:48:39 2009 |
Stated Income Loans ARE STILL AVAILABLE!! I have .. |
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| Wed Apr 1 11:24:08 2009 |
Considering you're in an FHA loan now, you are .. |
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| Wed Apr 1 10:55:29 2009 |
I have to agree with Chris on this. You are in .. |
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| Wed Apr 1 10:43:12 2009 |
You can do a Rate & Term refinance, meaning .. |
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| Wed Apr 1 9:48:58 2009 |
Are you saying you're in Foreclosure You can try .. |
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| Wed Apr 1 9:44:09 2009 |
The first question would be, have you guys gone .. |
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