| Posts by JKennedySLG |
| Posting date
| Subject |
| Posted: Thu Feb 18 13:57:27 2010 |
Aside from the credit being below 620, is there .. |
| Posted: Wed Feb 17 8:52:20 2010 |
Hello,
I'm in NJ and the lenders that .. |
| Posted: Wed Feb 17 8:39:12 2010 |
The lenders I deal with that underwrite down to a .. |
| Posted: Tue Jan 26 17:42:10 2010 |
At a $105k Purchase Price with 3.5% Down Payment, .. |
| Posted: Thu Dec 31 5:43:24 2009 |
Happy New Year!! Best of luck in .. |
| Posted: Tue Dec 29 16:10:00 2009 |
Thanks George!! I kind of figured this site was .. |
| Posted: Tue Dec 29 12:52:00 2009 |
Even if your girlfriend were to get a job today, .. |
| Posted: Tue Dec 29 12:45:55 2009 |
New York City Housing Authority
250 .. |
| Posted: Tue Dec 29 12:40:59 2009 |
Please read this .. |
| Posted: Tue Dec 29 12:38:35 2009 |
Have you applied for a mortgage through someone .. |
| Posted: Tue Dec 29 12:31:55 2009 |
What are you referring to Please be a bit more .. |
| Posted: Tue Dec 29 12:29:58 2009 |
As John stated, you're going to be limited to 70% .. |
| Posted: Mon Dec 28 17:59:55 2009 |
There is a lender who will underwrite up to a 55% .. |
| Posted: Mon Dec 28 10:49:39 2009 |
The credit of BOTH the main Borrower and .. |
| Posted: Mon Dec 28 10:39:56 2009 |
Before moving any further, I would suggest .. |
| Posted: Mon Dec 28 7:48:11 2009 |
As Eric stated, you're not going to find a .. |
| Posted: Wed Dec 23 14:38:46 2009 |
Well the program I'm speaking of for Stated .. |
| Posted: Tue Dec 22 19:30:25 2009 |
As Eric stated there are plenty of qualified .. |
| Posted: Sun Dec 20 18:46:21 2009 |
Why not just take out a loan at a low Loan To .. |
| Posted: Sat Dec 19 19:21:12 2009 |
It may depend on how long the borrower has been .. |
| Posted: Sat Dec 19 19:14:46 2009 |
Yes, your name can remain on title even if not on .. |
| Posted: Fri Dec 18 15:58:56 2009 |
Is there an agreement in place for this person .. |
| Posted: Fri Dec 18 12:31:40 2009 |
Most Portfolio Lenders offering a Stated .. |
| Posted: Thu Dec 17 15:44:56 2009 |
He is able to be a non-occupying co-borrower, but .. |
| Posted: Thu Dec 17 4:02:55 2009 |
I'm sorry, what exactly are you looking to .. |
| Posted: Thu Dec 17 3:58:24 2009 |
You are not going to be able to obtain a mortgage .. |
| Posted: Thu Dec 17 3:52:04 2009 |
What exactly are you asking for the Judge to .. |
| Posted: Tue Dec 15 7:55:43 2009 |
You will not be required to take out a mortgage .. |
| Posted: Mon Dec 14 13:40:39 2009 |
You'll be required to state your income and .. |
| Posted: Sat Dec 12 19:55:41 2009 |
As George stated, looks like a deal pending .. |
| Posted: Sat Dec 12 10:54:07 2009 |
No, the minimum allowable down payment of 3.5% is .. |
| Posted: Sun Dec 6 9:52:35 2009 |
Where is the property located
Do you own the .. |
| Posted: Tue Dec 1 10:16:36 2009 |
What did the property appraise as, a condo .. |
| Posted: Tue Dec 1 9:42:55 2009 |
Yes, you must qualify just as if you were .. |
| Posted: Tue Dec 1 9:29:27 2009 |
Are you being offered a better interest rate now .. |
| Posted: Mon Nov 30 15:53:02 2009 |
They do not require a 4506-T. It is a True .. |
| Posted: Mon Nov 30 15:13:13 2009 |
Not to give conflicting answers , but I do not .. |
| Posted: Mon Nov 30 11:51:34 2009 |
A cash-out refinance to pay off the credit debt. .. |
| Posted: Mon Nov 30 11:18:18 2009 |
This looks like a no-brainer. What is the .. |
| Posted: Thu Nov 19 9:01:13 2009 |
No banks are on board with this as of yet. I .. |
| Posted: Tue Nov 10 8:24:44 2009 |
With everything that you have explained above, it .. |
| Posted: Mon Nov 9 12:32:36 2009 |
You can apply for a mortgage quote without paying .. |
| Posted: Thu Oct 29 13:45:34 2009 |
Are you able to carry the mortgage payment as .. |
| Posted: Wed Oct 28 12:15:33 2009 |
Depending on your monthly debt obligations, you .. |
| Posted: Tue Oct 27 10:24:41 2009 |
The letter is referring to where you will be .. |
| Posted: Tue Oct 27 10:21:13 2009 |
Certified Loan Lender
Company Email is at .. |
| Posted: Tue Oct 27 8:36:46 2009 |
There is a NINA program which requires a 30% down .. |
| Posted: Mon Oct 26 13:21:26 2009 |
Were you qualified on your income prior to being .. |
| Posted: Mon Oct 26 12:23:38 2009 |
Depending on the area of the property, there are .. |
| Posted: Mon Oct 26 12:19:53 2009 |
The question you are asking is not really enough .. |
| Posted: Mon Oct 26 12:15:56 2009 |
Yes, you would qualify if you are buying the home .. |
| Posted: Tue Oct 20 11:58:23 2009 |
If you are attempting to do a Full Documentation .. |
| Posted: Fri Oct 16 8:45:44 2009 |
As stated in a previous post. A 60% DTI is .. |
| Posted: Fri Oct 16 8:42:18 2009 |
There is an FHA Program which will allow for a .. |
| Posted: Thu Oct 15 8:21:46 2009 |
You cannot cash-out more equity than you have in .. |
| Posted: Tue Oct 13 9:58:08 2009 |
George,
Still no home Give me a shout and I .. |
| Posted: Tue Oct 13 8:50:29 2009 |
Your best bet would be to have an appraisal .. |
| Posted: Thu Oct 8 9:37:31 2009 |
That is me above. I was signed out. My .. |
| Posted: Wed Oct 7 10:56:52 2009 |
What type of deals are these that you are .. |
| Posted: Tue Oct 6 12:34:27 2009 |
Hello,
Good afternoon. There are still 4 .. |
| Posted: Fri Oct 2 11:29:56 2009 |
You must find out if there is a Pre-Payment .. |
| Posted: Thu Oct 1 14:58:30 2009 |
You mentioned you have bad credit. What is your .. |
| Posted: Thu Oct 1 13:59:24 2009 |
Without getting all of the details, I'm assuming .. |
| Posted: Thu Oct 1 11:30:18 2009 |
The appraisal is done really to satisfy both you, .. |
| Posted: Thu Oct 1 9:44:12 2009 |
VA allows for 100% Financing, as apposed to FHA .. |
| Posted: Tue Sep 29 11:00:40 2009 |
It seems as if BofA is too involved in this .. |
| Posted: Tue Sep 29 10:54:09 2009 |
In order to give you an informative answer, we .. |
| Posted: Fri Sep 18 9:09:59 2009 |
Not quite understanding what you're asking .. |
| Posted: Fri Sep 18 8:54:25 2009 |
By waiting to reach the 620 mark, you will save .. |
| Posted: Thu Sep 17 10:30:13 2009 |
No. Your name must be on the mortgage to .. |
| Posted: Thu Sep 17 8:18:59 2009 |
A 630 credit score is good enough for qualifying .. |
| Posted: Tue Sep 15 13:48:16 2009 |
Although multiple ppl have stated a lesser than .. |
| Posted: Tue Sep 15 9:13:21 2009 |
All mortgage programs are set-up to help .. |
| Posted: Tue Sep 15 9:07:59 2009 |
Great post George!! Keep hope even if it takes a .. |
| Posted: Tue Sep 15 9:05:35 2009 |
Brian, please list where the property is located. .. |
| Posted: Tue Sep 15 8:13:46 2009 |
The maximum loan you're approved for is based on .. |
| Posted: Tue Sep 15 8:08:49 2009 |
Your best bet would be to contact a local loan .. |
| Posted: Mon Sep 14 10:16:32 2009 |
As George stated a Pre-Approval is always .. |
| Posted: Mon Sep 14 9:42:47 2009 |
You may cash-ou the equity in your home up to 85% .. |
| Posted: Sat Sep 12 15:33:03 2009 |
You should not have a problem getting that loan. .. |
| Posted: Thu Sep 10 12:05:16 2009 |
There are 3 different credit bureaus. Each .. |
| Posted: Thu Sep 10 11:42:47 2009 |
I do not know about this company, but what I can .. |
| Posted: Thu Sep 10 11:20:20 2009 |
A Pre-Approval & Pre-Qualification are both .. |
| Posted: Thu Sep 10 9:58:25 2009 |
You will not be affected by not putting your name .. |
| Posted: Thu Sep 10 9:54:45 2009 |
Where is the property located
I have a .. |
| Posted: Thu Sep 10 9:47:37 2009 |
You may pull some cash-out of the property now to .. |
| Posted: Wed Sep 9 11:45:04 2009 |
You can include all closing costs IF they will .. |
| Posted: Wed Sep 9 11:16:11 2009 |
Before making these choices you should see if you .. |
| Posted: Wed Sep 9 9:03:18 2009 |
Well put George. Depending on your location, .. |
| Posted: Sat Sep 5 21:50:28 2009 |
If you do not need to put up multiple properties .. |
| Posted: Sat Sep 5 21:33:16 2009 |
What is your estimated value compared to your .. |
| Posted: Mon Aug 31 12:09:49 2009 |
Private Mortgage Insurance.
Insurance that .. |
| Posted: Mon Aug 31 11:32:30 2009 |
What would make you eligible for any type of .. |
| Posted: Mon Aug 31 10:01:31 2009 |
720+ Credit Score will put you in position to .. |
| Posted: Mon Aug 31 9:36:05 2009 |
Before saying someone is going to qualify based .. |
| Posted: Mon Aug 31 8:59:46 2009 |
As stated above, FHA will require a minimum of .. |
| Posted: Mon Aug 31 8:52:36 2009 |
No chance of obtaining a mortgage that would .. |
| Posted: Mon Aug 31 8:49:17 2009 |
635 is sufficient enough to qualify for credit .. |
| Posted: Thu Aug 27 17:26:14 2009 |
No. Speak with your attorney about this. Your .. |
| Posted: Thu Aug 27 17:18:07 2009 |
Absolutely. You are free to choose your own .. |
| Posted: Tue Aug 18 7:01:25 2009 |
If you did not sign the original mortgage when .. |
| Posted: Mon Aug 17 9:12:20 2009 |
There is a program in NY & NJ that is No .. |
| Posted: Thu Aug 13 12:43:17 2009 |
A $90 monthly savings is not so great when .. |
| Posted: Wed Aug 12 12:54:57 2009 |
Please be aware that you are paying for not .. |
| Posted: Wed Aug 12 12:52:01 2009 |
If you already have an FHA loan, you may be able .. |
| Posted: Wed Aug 12 12:46:57 2009 |
Speak with the realtor on this property and .. |
| Posted: Wed Aug 12 12:41:37 2009 |
That is true. If you have extra monies remaining .. |
| Posted: Wed Aug 12 7:30:39 2009 |
620 and above is a qualifying credit score for .. |
| Posted: Tue Aug 11 21:42:14 2009 |
Make the phone calls to both lenders to discuss .. |
| Posted: Tue Aug 11 21:39:34 2009 |
620 and above credit scores qualify for FHA. .. |
| Posted: Tue Aug 11 21:30:11 2009 |
There is no set number of points you will gain .. |
| Posted: Tue Aug 11 21:18:51 2009 |
Unfortunately, with a credit score below 620 you .. |
| Posted: Tue Aug 11 13:36:25 2009 |
I beg to differ. I don't see an underwriter .. |
| Posted: Tue Aug 11 9:52:36 2009 |
If you did not use your husbands income and/or .. |
| Posted: Tue Aug 11 9:24:44 2009 |
After putting down 20% on a home, how do you plan .. |
| Posted: Tue Aug 11 9:21:39 2009 |
Welcome Merry!! Looking forward to your .. |
| Posted: Tue Aug 11 9:18:41 2009 |
There are a number of factors to obtaining a .. |
| Posted: Tue Aug 11 9:00:49 2009 |
How long are her contracts typically .. |
| Posted: Tue Aug 11 8:47:17 2009 |
1.) The Tax Credit is set to expire Dec. 1, .. |
| Posted: Tue Aug 11 8:30:56 2009 |
Please elaborate more as to your current .. |
| Posted: Mon Aug 10 12:28:47 2009 |
What was the reasoning behind asking for the .. |
| Posted: Mon Aug 10 12:22:56 2009 |
Yes, FHA does only require a 620 credit score to .. |
| Posted: Mon Aug 10 10:33:36 2009 |
The deal may fall through if the bank that was .. |
| Posted: Fri Jul 31 10:37:42 2009 |
You must analyze the prospective buyers income .. |
| Posted: Wed Jul 29 11:56:20 2009 |
To avoid adding additonal monies to your loan .. |
| Posted: Tue Jul 21 9:20:26 2009 |
Before claiming bankruptcy, you should contact .. |
| Posted: Tue Jul 21 9:16:15 2009 |
Not quite understanding exactly what you're .. |
| Posted: Tue Jul 14 13:45:27 2009 |
Please be more decisive in your question. There .. |
| Posted: Tue Jul 14 13:42:39 2009 |
You should not be considered late pending your .. |
| Posted: Tue Jul 14 13:40:41 2009 |
You must first work out a payment with your .. |
| Posted: Fri Jul 10 8:12:59 2009 |
I just responded to this post. Another thing, .. |
| Posted: Fri Jul 10 8:10:03 2009 |
The loan officer may have submitted this loan .. |
| Posted: Thu Jul 9 9:31:54 2009 |
Foreclosure will affect your credit significantly .. |
| Posted: Thu Jul 9 8:36:18 2009 |
If you plan on using your husbands income for .. |
| Posted: Tue Jul 7 15:44:58 2009 |
There are a number of lenders within the .. |
| Posted: Tue Jul 7 15:42:21 2009 |
585 is below the "standard" for FHA .. |
| Posted: Tue Jul 7 15:37:11 2009 |
If all of your intentions are to move to the OR .. |
| Posted: Tue Jul 7 13:08:46 2009 |
Did you receive proceeds from this sale The bank .. |
| Posted: Tue Jul 7 12:57:10 2009 |
That doesn't sound too legal if they both legally .. |
| Posted: Tue Jul 7 10:24:40 2009 |
Greg, become active within the community. Answer .. |
| Posted: Tue Jul 7 10:06:53 2009 |
Welcome Newbie,
Ask any and all questions you .. |
| Posted: Tue Jul 7 10:00:00 2009 |
FHA finances non-FHA homeowners down to a 620 .. |
| Posted: Tue Jul 7 9:56:07 2009 |
We need a moderator here. This Individual .. |
| Posted: Tue Jul 7 9:53:04 2009 |
Contact the lender(s) of the property which has .. |
| Posted: Tue Jul 7 9:40:14 2009 |
This is not the forum for computers and taxes .. |
| Posted: Tue Jul 7 7:55:43 2009 |
First, how are you determining the available .. |
| Posted: Mon Jul 6 19:53:29 2009 |
Wow!! Early March you submitted your loan .. |
| Posted: Mon Jul 6 18:53:44 2009 |
You're going to need to qualify for this mortgage .. |
| Posted: Mon Jul 6 10:24:39 2009 |
"Stated" income loans are very popular .. |
| Posted: Mon Jul 6 10:00:55 2009 |
Land loans are hard to come by right now. You .. |
| Posted: Wed Jul 1 11:18:16 2009 |
There are a number of members within our .. |
| Posted: Wed Jul 1 11:13:05 2009 |
There is no way of "getting out" of .. |
| Posted: Wed Jul 1 10:05:59 2009 |
As stated above, there are a number of factors in .. |
| Posted: Mon Jun 29 10:43:32 2009 |
Millerja9, that is an incorrect statement. The .. |
| Posted: Mon Jun 29 10:05:27 2009 |
Have you gone late on your mortgage in the last .. |
| Posted: Mon Jun 29 9:55:55 2009 |
You may do that with a 30 year mortgage on a .. |
| Posted: Mon Jun 29 9:36:39 2009 |
Willimartha, please let us know which state .. |
| Posted: Wed Jun 24 13:05:53 2009 |
If you cannot keep up with your payments, the .. |
| Posted: Wed Jun 24 12:14:22 2009 |
The bank will use Gross adjusted income. They .. |
| Posted: Wed Jun 24 11:47:19 2009 |
The underwriter is responsible for reviewing your .. |
| Posted: Wed Jun 24 11:30:53 2009 |
Banks will qualify individuals based on the .. |
| Posted: Wed Jun 24 9:05:11 2009 |
Your husband may use his credit to qualify .. |
| Posted: Tue Jun 23 11:11:47 2009 |
Sounds to me like they may have .. |
| Posted: Tue Jun 23 10:58:02 2009 |
In order to refinance, lenders are going to .. |
| Posted: Tue Jun 23 10:20:00 2009 |
It will be dependant upon the down payment and .. |
| Posted: Tue Jun 23 10:11:00 2009 |
The mortgage is in your name solely, which does .. |
| Posted: Tue Jun 23 10:05:57 2009 |
As stated above, you should connect with a lender .. |
| Posted: Sat Jun 13 22:42:17 2009 |
No. You are not able to add your down payment .. |
| Posted: Sat Jun 13 22:33:56 2009 |
Unless a local lender is willing to lend on the .. |
| Posted: Sat Jun 13 22:25:34 2009 |
Must refinance and qualify by yourself or with .. |
| Posted: Sat Jun 13 22:24:23 2009 |
Thank You Eric. I have to agree that I do not .. |
| Posted: Sat Jun 13 20:32:50 2009 |
That is correct. Refinance transactions have the .. |
| Posted: Sat Jun 13 19:22:01 2009 |
Is what going to show The loan from your 401k .. |
| Posted: Sat Jun 13 19:05:09 2009 |
The lender is charging you to lock in your rate!! .. |
| Posted: Fri Jun 12 20:50:15 2009 |
FHA does allow for non-occupying co borrowers. .. |
| Posted: Fri Jun 12 20:40:59 2009 |
JZ, I do not want you to get mis-led. You stated .. |
| Posted: Fri Jun 12 13:46:30 2009 |
As George stated, there is a great benefit behind .. |
| Posted: Fri Jun 12 12:49:41 2009 |
My opinion would be to check with a lender now to .. |
| Posted: Fri Jun 12 12:40:39 2009 |
Brian has a good point. You can get .. |
| Posted: Fri Jun 12 12:32:28 2009 |
It is not likely anyone within the community can .. |
| Posted: Fri Jun 12 12:28:07 2009 |
Sunil, in order for someone within the community .. |
| Posted: Thu Jun 11 18:54:59 2009 |
If you're purchasing this home with plans to move .. |
| Posted: Thu Jun 11 18:33:25 2009 |
Your Debt-To-Income ratio is a little above the .. |
| Posted: Thu Jun 11 17:57:48 2009 |
Are you stating you have debts totalling $500 per .. |
| Posted: Thu Jun 11 12:16:56 2009 |
Yes George, 601+ credit score is high enough with .. |
| Posted: Thu Jun 11 10:58:29 2009 |
No Ratio Loans are available locally through .. |
| Posted: Thu Jun 11 9:13:11 2009 |
As George stated, you're right there credit wise. .. |
| Posted: Thu Jun 11 8:37:45 2009 |
Lending Tree is simply a service provider to .. |
| Posted: Tue Jun 9 9:15:04 2009 |
FHA is a goverment-backed loan program. It is .. |
| Posted: Thu Jun 4 22:00:11 2009 |
It sounds like the lender is offering you to get .. |
| Posted: Thu Jun 4 21:53:26 2009 |
Refinance transactions will vary depending on the .. |
| Posted: Thu Jun 4 21:49:10 2009 |
It sounds as if you we "Conditionally .. |
| Posted: Thu Jun 4 10:04:49 2009 |
List the property for sale. Contact an attorney .. |
| Posted: Tue Jun 2 19:01:20 2009 |
If you are interested in beginning the process, .. |
| Posted: Tue Jun 2 18:46:18 2009 |
As Jesse stated, do some research on this company .. |
| Posted: Tue Jun 2 18:38:45 2009 |
Ultimately, if the lender is willing to loan you .. |
| Posted: Tue Jun 2 18:33:45 2009 |
The last 10 years of working will only account .. |
| Posted: Tue Jun 2 18:27:19 2009 |
We cannot say which will be better for you. You .. |
| Posted: Tue Jun 2 18:24:33 2009 |
It is tough to say where you will find the best .. |
| Posted: Mon Jun 1 20:16:50 2009 |
You must clarify whether the purchase price is .. |
| Posted: Sun May 31 17:38:09 2009 |
There are No Income verification programs out .. |
| Posted: Fri May 29 9:06:09 2009 |
First, have you been in contact with an appraiser .. |
| Posted: Fri May 29 9:01:01 2009 |
He should have no problem getting a loan at a .. |
| Posted: Wed May 27 19:33:46 2009 |
Lates after a BK is normally always terms for a .. |
| Posted: Wed May 27 19:14:51 2009 |
Ultimately the underwriter can deny it based on .. |
| Posted: Wed May 27 19:10:42 2009 |
Depending on the equity you have in your .. |
| Posted: Wed May 27 19:01:53 2009 |
You are considered a First Time Home Buyers if .. |
| Posted: Wed May 27 16:17:08 2009 |
If the payments are not being made on the .. |
| Posted: Tue May 26 17:31:07 2009 |
From what you have stated above, I would think .. |
| Posted: Tue May 26 17:26:32 2009 |
There are very few land lenders out there. The .. |
| Posted: Tue May 26 16:59:04 2009 |
Type your address in to a website like Zillow.com .. |
| Posted: Tue May 26 16:13:36 2009 |
THIS JUST .. |
| Posted: Tue May 26 15:57:37 2009 |
This looks like an advertisement above me which .. |
| Posted: Tue May 26 12:54:27 2009 |
As George stated, your options are very limited. .. |
| Posted: Tue May 26 12:34:01 2009 |
As George stated, lenders have their own .. |
| Posted: Tue May 26 10:59:43 2009 |
Sunil, I could not tell from the initial post. .. |
| Posted: Tue May 26 10:00:42 2009 |
Agreed George. You may want to contact your .. |
| Posted: Mon May 25 20:30:49 2009 |
Federal Tax Lien MUST be paid prior to doing .. |
| Posted: Mon May 25 20:26:29 2009 |
Lenders use the middle of the 3 scores. For .. |
| Posted: Mon May 25 20:10:59 2009 |
From what has been listed above you seem to .. |
| Posted: Mon May 25 19:38:37 2009 |
If you're able to save the additional 10% that's .. |
| Posted: Mon May 25 17:07:08 2009 |
You are able to purchase a home with another .. |
| Posted: Mon May 25 11:11:45 2009 |
100% Mortgage Financing is a thing of the past. .. |
| Posted: Mon May 25 11:06:05 2009 |
The statement was made, but do not count on this .. |
| Posted: Mon May 25 11:01:42 2009 |
Elnora, I agree the Obama plan would not work if .. |
| Posted: Mon May 25 9:01:17 2009 |
Your employment history seems a little light on .. |
| Posted: Mon May 25 8:50:43 2009 |
This will be based solely on your situation and .. |
| Posted: Sun May 24 19:55:10 2009 |
First, where are you coming up with the figure .. |
| Posted: Sun May 24 19:43:34 2009 |
There are fees associated with refinancing your .. |
| Posted: Sun May 24 19:32:25 2009 |
With a foreclosure you must wait 3 years before .. |
| Posted: Sun May 24 19:24:36 2009 |
I would have to agree with Eric. You will .. |
| Posted: Sun May 24 19:09:45 2009 |
To remove him from the loan, you would have to .. |
| Posted: Fri May 22 7:50:24 2009 |
You should be able to reduce your rate into the .. |
| Posted: Fri May 22 7:45:26 2009 |
100% Financing is not likely. And, please avoid .. |
| Posted: Thu May 21 18:49:14 2009 |
The only way to really know the balance remaining .. |
| Posted: Thu May 21 11:39:32 2009 |
Hey Sunil. I'm 100% certain about this program .. |
| Posted: Thu May 21 10:51:31 2009 |
Why would you consider submitting to multiple .. |
| Posted: Thu May 21 9:44:38 2009 |
A lot of lenders will not accept a payment even a .. |
| Posted: Thu May 21 9:38:17 2009 |
As stated above, you should qualify with a .. |
| Posted: Thu May 21 8:41:43 2009 |
There are a few lenders who offer a Mortgage .. |
| Posted: Thu May 21 7:55:31 2009 |
It will come down to what the underwriter uses as .. |
| Posted: Wed May 20 15:47:05 2009 |
There are still No Income Verification programs .. |
| Posted: Wed May 20 14:16:40 2009 |
I can agree that a lot of homeowners do not need .. |
| Posted: Wed May 20 10:52:41 2009 |
Very possible that you may have one of the owners .. |
| Posted: Wed May 20 10:47:11 2009 |
It sounds like you may want to contact an .. |
| Posted: Wed May 20 10:45:45 2009 |
Banks all implement their own rules because it is .. |
| Posted: Tue May 19 16:43:18 2009 |
There are No Income/No Asset Loan programs, but .. |
| Posted: Tue May 19 15:16:08 2009 |
All parties must sign on the loan in the US. .. |
| Posted: Tue May 19 12:11:22 2009 |
Depending on your location, there are still No .. |
| Posted: Tue May 19 11:43:09 2009 |
6 months reserves on EACH property
Local .. |
| Posted: Tue May 19 11:12:34 2009 |
As stated above, read into the will (if there is .. |
| Posted: Tue May 19 11:04:05 2009 |
Please clarify what you mean by this. Why is it .. |
| Posted: Tue May 19 10:56:41 2009 |
If you're seriously considering selling the .. |
| Posted: Tue May 19 10:04:49 2009 |
Cash-out refinances have been limited to 85% of .. |
| Posted: Tue May 19 7:17:54 2009 |
I think Nikki is referring to Sean Donovans' .. |
| Posted: Mon May 18 14:54:50 2009 |
I apologize. The last post was me. The login is .. |
| Posted: Mon May 18 8:32:24 2009 |
ALL Borrowers on the loan will be responsible for .. |
| Posted: Mon May 18 8:20:40 2009 |
If you have any questions and/or concerns about .. |
| Posted: Fri May 15 11:52:20 2009 |
If I'm correct you're looking to Purchase the .. |
| Posted: Fri May 15 11:46:41 2009 |
This site is not for advertising. There are a .. |
| Posted: Wed May 13 11:42:55 2009 |
If both your father and mother are listed on .. |
| Posted: Wed May 13 9:36:42 2009 |
Yes, as long as your on deed & title. I hope .. |
| Posted: Wed May 13 9:27:25 2009 |
Yes, as long as you're still listed on Deed & .. |
| Posted: Wed May 13 8:10:08 2009 |
A co-signer does not have to be a relative, but .. |
| Posted: Wed May 13 8:06:47 2009 |
You should have absolutely no problem getting .. |
| Posted: Thu May 7 19:11:48 2009 |
I can't imagine ALL lenders will shy away from .. |
| Posted: Thu May 7 18:42:42 2009 |
Yes, with a cash-out refinance you are allowed to .. |
| Posted: Thu May 7 18:37:50 2009 |
As Shayne said, look into the new programs to see .. |
| Posted: Thu May 7 18:31:11 2009 |
Call me or fill out a short app on my website and .. |
| Posted: Thu May 7 18:29:55 2009 |
A local portfolio lender may entertain something .. |
| Posted: Thu May 7 10:57:03 2009 |
A job like this is not for anyone. Please stop .. |
| Posted: Wed May 6 10:54:07 2009 |
FHA does allow for non-occupying co-borrowers. I .. |
| Posted: Wed May 6 10:48:44 2009 |
If the bank is appraising this property at $135k .. |
| Posted: Tue May 5 10:37:37 2009 |
Never start shopping before the approval process. .. |
| Posted: Tue May 5 9:56:27 2009 |
The Loan To Value ratio will be a factor in .. |
| Posted: Tue May 5 9:37:26 2009 |
Contact an attorney for this. If the divorce .. |
| Posted: Tue May 5 9:31:27 2009 |
The best way to determine whether or not you have .. |
| Posted: Mon May 4 22:25:11 2009 |
There are still local portfolio lenders which .. |
| Posted: Mon May 4 22:09:16 2009 |
As Eric stated, your situation is really beyond .. |
| Posted: Mon May 4 22:05:17 2009 |
You should contact a lawyer. Your ex obviously .. |
| Posted: Mon May 4 22:00:24 2009 |
If you have a few years to build your credit back .. |
| Posted: Mon May 4 21:47:51 2009 |
You will stay within "Super Conforming" .. |
| Posted: Mon May 4 21:37:33 2009 |
If you were to take out a mortgage of $450k at .. |
| Posted: Mon May 4 21:24:30 2009 |
We thank you for your post and hope this may help .. |
| Posted: Mon May 4 21:16:54 2009 |
What do you mean by the mortgage being up to 5 .. |
| Posted: Mon May 4 20:32:49 2009 |
Well the question about whether you qualify will .. |
| Posted: Mon May 4 20:26:11 2009 |
There is going to be a few factors coming into .. |
| Posted: Mon May 4 20:20:03 2009 |
You've made it this far, just hold off another .. |
| Posted: Mon May 4 20:15:57 2009 |
If his name is not on title/deed, he has not .. |
| Posted: Mon May 4 20:12:20 2009 |
I cannot understand why they would not sell you .. |
| Posted: Mon May 4 20:03:40 2009 |
This almost looks like some type of .. |
| Posted: Mon May 4 19:58:36 2009 |
Property Tax Liens supercede all property liens. .. |
| Posted: Mon May 4 19:50:48 2009 |
As long as the tax lien is satisfied a lender .. |
| Posted: Mon May 4 19:44:45 2009 |
If the he is not on title and deed of the .. |
| Posted: Mon May 4 19:31:24 2009 |
Please clarify what you mean by .. |
| Posted: Mon May 4 19:28:33 2009 |
I have heard of Quicken requiring a $500 .. |
| Posted: Mon May 4 19:15:20 2009 |
I'm not certain I can understand the situation. .. |
| Posted: Mon May 4 19:12:19 2009 |
Your credit score is just one component in the .. |
| Posted: Mon May 4 15:57:43 2009 |
No escrow and you will have an adjustment to your .. |
| Posted: Mon May 4 15:56:17 2009 |
FHA funding fee is the mortgage insurance which .. |
| Posted: Mon May 4 15:53:50 2009 |
My recommendation would be to let the .. |
| Posted: Mon May 4 14:42:35 2009 |
You, the consumer, do not pay the YSP(Yield .. |
| Posted: Mon May 4 14:34:14 2009 |
Unless the mortgage is at an extremely low rate, .. |
| Posted: Mon May 4 12:31:05 2009 |
Sunil, please let us know if all of these .. |
| Posted: Mon May 4 12:28:33 2009 |
Contact your attorney to find out the specifics .. |
| Posted: Mon May 4 12:23:44 2009 |
As George stated, please list the country in .. |
| Posted: Mon May 4 12:07:05 2009 |
The owner knows about a lien that is placed on .. |
| Posted: Mon May 4 11:56:17 2009 |
Sunil, if you're familiar with any particular .. |
| Posted: Mon May 4 10:07:03 2009 |
Hey LG,
You must be in an Option ARM because .. |
| Posted: Mon May 4 9:53:14 2009 |
Login is very sensative on this site. I did the .. |
| Posted: Mon May 4 8:22:19 2009 |
How are you proposing to buy this home As an .. |
| Posted: Mon May 4 8:16:55 2009 |
You need to contact your own attorney to review .. |
| Posted: Mon May 4 7:10:00 2009 |
For all FIrst Time Home Buyers: Shop for a loan .. |
| Posted: Fri May 1 10:31:51 2009 |
FHA does not currently offer loan terms above 30 .. |
| Posted: Fri May 1 9:56:17 2009 |
I do have 1 lender here in NJ which will go up to .. |
| Posted: Fri May 1 9:50:13 2009 |
Hey Kasage,
I think everyone has answered your .. |
| Posted: Fri May 1 9:29:46 2009 |
Hello all,
My name is James Kennedy. I'm a .. |
| Posted: Fri May 1 9:13:59 2009 |
You're going to be limited to about a 70% Loan To .. |
| Posted: Thu Apr 30 18:58:31 2009 |
You cannot take out a commercial loan on your .. |
| Posted: Thu Apr 30 18:55:56 2009 |
hmmm... to be successful as a processor right now .. |
| Posted: Thu Apr 30 18:39:51 2009 |
You can get approved for a loan with .. |
| Posted: Thu Apr 30 18:34:37 2009 |
Maybe a lower rate if 4.75% is yielding 2%(YSP). .. |
| Posted: Thu Apr 30 18:23:38 2009 |
You do qualify based on credit. The next hurdle .. |
| Posted: Thu Apr 30 12:21:13 2009 |
Are you doing a short sale because your behind on .. |
| Posted: Thu Apr 30 11:58:04 2009 |
Ultimately this comes down to it being Flagstars .. |
| Posted: Thu Apr 30 10:43:40 2009 |
Contact an attorney in your area to find out more .. |
| Posted: Thu Apr 30 10:37:59 2009 |
Do you own a mobile home or are you renting a .. |
| Posted: Thu Apr 30 9:17:17 2009 |
Not anyone can just assume the mortgage. You .. |
| Posted: Thu Apr 30 9:10:41 2009 |
I hope you are not confused by all of the posts .. |
| Posted: Thu Apr 30 8:55:14 2009 |
Every lender will require to see the credit. .. |
| Posted: Thu Apr 30 8:42:14 2009 |
If you're refinancing your current mortgage, has .. |
| Posted: Thu Apr 30 7:25:10 2009 |
There are still lenders remaining that will lend .. |
| Posted: Thu Apr 30 7:14:33 2009 |
Not only are the rates always changing, but there .. |
| Posted: Tue Apr 28 19:09:33 2009 |
If you currently have an escrow account, having .. |
| Posted: Tue Apr 28 18:58:06 2009 |
If the lender is reporting this as a foreclosure .. |
| Posted: Tue Apr 28 18:26:00 2009 |
As aninja750 stated, local portfolio lenders do .. |
| Posted: Tue Apr 28 14:15:07 2009 |
I hope this is not an advertisement. But, in .. |
| Posted: Tue Apr 28 14:08:31 2009 |
It sounds to me like your loan officer either .. |
| Posted: Tue Apr 28 13:11:55 2009 |
To be considered a First Time Home Buyer, you .. |
| Posted: Tue Apr 28 7:30:50 2009 |
It's going to come down to you being able to .. |
| Posted: Mon Apr 27 14:03:29 2009 |
The company can be no better than the individuals .. |
| Posted: Mon Apr 27 9:56:39 2009 |
This approval is simply based on the information .. |
| Posted: Mon Apr 27 8:50:00 2009 |
As stated above, zillow.com is a website with .. |
| Posted: Mon Apr 27 8:13:29 2009 |
A few of the lenders I deal with will verify .. |
| Posted: Sun Apr 26 19:43:25 2009 |
With no scores at all, you may run into a .. |
| Posted: Sun Apr 26 19:00:55 2009 |
Are you stating this individual is looking to .. |
| Posted: Sun Apr 26 18:55:00 2009 |
Pending your income can support your debts, you .. |
| Posted: Fri Apr 24 12:47:12 2009 |
Keep searching. Not happening it .. |
| Posted: Thu Apr 23 6:48:20 2009 |
Good post George. There is really no such .. |
| Posted: Thu Apr 23 6:31:59 2009 |
Stated is still available for Self-Employed in .. |
| Posted: Thu Apr 23 5:29:35 2009 |
You should be ok to use that appraisal pending .. |
| Posted: Mon Apr 13 10:06:25 2009 |
Please disregard the post above. This gentleman .. |
| Posted: Thu Apr 9 12:37:29 2009 |
Yes, the Investment property adjustment will .. |
| Posted: Thu Apr 9 12:02:27 2009 |
You will have an adjustment for the property .. |
| Posted: Thu Apr 2 13:08:02 2009 |
That was me posting as Guest. My apologies, I .. |
| Posted: Thu Apr 2 9:25:43 2009 |
If you live in one of the units within this .. |
| Posted: Wed Apr 1 19:08:18 2009 |
i would like to get a mortgage. is it possibly to add my credit cards balance to the mortgage? .. |
| Posted: Wed Apr 1 19:01:28 2009 |
FHA Loan Programs down to 530 FICO with a few .. |
| Posted: Wed Apr 1 18:50:20 2009 |
Give me a shout. I may be able to help you .. |
| Posted: Wed Apr 1 18:16:56 2009 |
Sounds like a deal. GIT 'ER .. |
| Posted: Wed Apr 1 17:57:24 2009 |
US Bank does 2nd's. You have to check with them .. |
| Posted: Wed Apr 1 17:53:54 2009 |
The only loan programs with a .. |
| Posted: Wed Apr 1 17:37:17 2009 |
No application fees should ever be collected .. |
| Posted: Wed Apr 1 17:17:57 2009 |
To answer the question, no. I don't believe the .. |
| Posted: Wed Apr 1 16:57:56 2009 |
We're local to you. Let me know what needs to be .. |
| Posted: Wed Apr 1 16:50:51 2009 |
If you cannot make anything happen with your .. |
| Posted: Wed Apr 1 16:37:51 2009 |
I would have to agree with the gentlemen above. .. |
| Posted: Wed Apr 1 16:14:47 2009 |
A "streamline" refinance is a Rate .. |
| Posted: Wed Apr 1 11:48:39 2009 |
Stated Income Loans ARE STILL AVAILABLE!! I have .. |
| Posted: Wed Apr 1 11:24:08 2009 |
Considering you're in an FHA loan now, you are .. |
| Posted: Wed Apr 1 10:55:29 2009 |
I have to agree with Chris on this. You are in .. |
| Posted: Wed Apr 1 10:43:12 2009 |
You can do a Rate & Term refinance, meaning .. |
| Posted: Wed Apr 1 9:48:58 2009 |
Are you saying you're in Foreclosure You can try .. |
| Posted: Wed Apr 1 9:44:09 2009 |
The first question would be, have you guys gone .. |
