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avatar Hi, I am Jmiller. I joined this community on 05th September, 2008 and have contributed 13 posts.

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hopeful
I also have a duplex and one side is my permanent residence. I would love to refinance at a lower rate. No late payments and credit score is around 650. Could you direct me to a company that is willing to do this? The duplex appraises for around $129,000. We owe $108,000.
  
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