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Posts by kenstampe
Posting date Subject
Posted: Tue Nov 27 22:25:19 2007 advantageous probably.... Possible probably ..
Posted: Tue Aug 7 12:38:38 2007 If I may make one suggestion....stop typing in ..
Posted: Tue Aug 7 12:34:26 2007 Call the lender. If you are current on your ..
Posted: Tue Aug 7 12:27:53 2007 jjp1926, What is your role in all of ..
Posted: Mon Aug 6 14:23:22 2007 You should crunch the numbers on doing a HELOC or ..
Posted: Mon Aug 6 14:15:23 2007 Defaulting on a mortgage is considered ..
Posted: Mon Aug 6 14:09:47 2007 Unlike what was said earlier, if you pay less ..
Posted: Thu Jul 26 17:37:25 2007 I'm confused. Are you buying a home at $217,000 ..
Posted: Tue Jul 24 20:38:56 2007 I'm not working with Jorge, but one of the key ..
Posted: Tue Jul 24 20:31:24 2007 Typically not. The insurance is usually rendered ..
Posted: Tue Jul 3 0:33:15 2007 Ken, I'm not sure your blog really provides ..
Posted: Tue Jul 3 0:30:07 2007 cbr, Perhaps because I'm just curious but why ..
Posted: Thu Jun 7 15:20:20 2007 The loan cannot FUND until the end of the ..
Posted: Thu Jun 7 15:12:55 2007 Vaughn, What you describe is a very ..
Posted: Wed May 23 15:54:27 2007 Sagar, It depends on the loan program, but ..
Posted: Mon May 14 13:50:40 2007 Tomrector, If your scores are in the 700s and ..
Posted: Mon May 14 12:16:06 2007 tomrector, I'm sure others will have a ..
Posted: Mon May 14 12:13:26 2007 Alex, Please cite your source on that. In ..
Posted: Mon May 14 9:28:46 2007 Caron, If the homeowner pays for a real estate ..
Posted: Sun May 13 21:38:06 2007 The removal of private mortgage insurance on ..
Posted: Thu May 10 12:57:33 2007 The challenge you may face being self-employed is ..
Posted: Thu May 10 1:45:14 2007 1% For how long are you locking in the ..
Posted: Thu May 10 1:42:50 2007 For my .02, I really don't see the reason for ..
Posted: Thu May 10 1:37:07 2007 fl_mortgagedepo - you seem good for about once ..
Posted: Thu May 10 1:34:27 2007 Alvin, Here's a short list of loan program ..
Posted: Thu May 10 1:25:52 2007 Addie, my personal opinion is that you aren't ..
Posted: Thu May 10 1:17:21 2007 Mit, It really comes down to your equity ..
Posted: Thu May 10 1:14:04 2007 Miller, perhaps you can explain why a deed in ..
Posted: Tue May 8 10:00:36 2007 Mikky, If you are going to refinance anyway, ..
Posted: Tue May 8 9:57:34 2007 To be more exact, in regard to miller_st post ..
Posted: Tue May 8 9:47:26 2007 prkaiser1, Is your home in Michigan financed ..
Posted: Tue May 8 9:38:29 2007 Ginger Taylor, For the folks that can assist ..
Posted: Tue May 8 9:25:57 2007 Cecilia, Not only should they be concerned ..
Posted: Tue May 8 9:12:22 2007 Thanks, Sam. Anyone who has a concern about my ..
Posted: Sun May 6 23:28:28 2007 Well, that's one you don't see every day... On ..
Posted: Sun May 6 23:16:37 2007 RESPA requires certain disclosures to be given at ..
Posted: Sun May 6 23:12:17 2007 There's a lot of questions in your post, so ..
Posted: Fri May 4 11:23:17 2007 Cedric is correct regarding the interest rate ..
Posted: Fri May 4 11:11:40 2007 yes, but the exception is only for the 2007 tax ..
Posted: Fri May 4 11:03:34 2007 LIGROY, unless you are Martin Lukac, you need to ..
Posted: Fri May 4 10:56:00 2007 akg... I'd like to address your issues one at ..
Posted: Fri May 4 10:39:35 2007 ok, ok.... I'm here but don't always post. It ..
Posted: Fri May 4 10:37:46 2007 I'm refraining from voting, but thank you all for ..
Posted: Thu Apr 26 15:24:44 2007 All things being equal, why would you NOT want to ..
Posted: Thu Apr 26 15:20:28 2007 You have different issues if looking for an FHA ..
Posted: Thu Apr 26 15:16:32 2007 The reason for the difference in a dismissal and ..
Posted: Thu Apr 26 15:12:09 2007 srt42b, the community needs more information ..
Posted: Thu Apr 26 15:06:22 2007 The primary borrower will be the person who makes ..
Posted: Thu Apr 26 15:02:02 2007 Golly.... Samantha named me personally. how ..
Posted: Thu Apr 26 14:42:48 2007 I'm sure there is more than one Midland Mortgage. ..
Posted: Thu Apr 26 14:30:28 2007 You need to keep looking at lenders. From what ..
Posted: Thu Apr 26 14:25:57 2007 Rick, You need to call your lender. Assuming ..
Posted: Tue Apr 24 0:20:12 2007 What a great community with fantastic leadership. ..
Posted: Tue Apr 24 0:15:30 2007 LOL @ Adonis, In my post I stated, "ask ..
Posted: Tue Apr 24 0:10:18 2007 elove, You are going to need an attorney to ..
Posted: Tue Apr 24 0:00:31 2007 Just a minor tidbit...if you are in Texas there ..
Posted: Fri Apr 20 16:19:29 2007 And yet, there are perhaps other loan program ..
Posted: Fri Apr 20 16:12:28 2007 For some reason, nobody has shared the fact that ..
Posted: Fri Apr 20 16:03:06 2007 If you don't have what Miller_st suggested above, ..
Posted: Fri Apr 20 16:01:06 2007 no ..
Posted: Fri Apr 20 16:00:09 2007 Ryan, I believe the original poster was ..
Posted: Thu Apr 19 12:26:38 2007 Here is the issue as I see it. Right ..
Posted: Thu Apr 19 12:10:10 2007 Dacey, the job gap shouldn't be an issue. I'm in ..
Posted: Thu Apr 19 12:08:27 2007 the reason that loan officer told you that, is ..
Posted: Thu Apr 19 12:03:13 2007 If you DO decide to buy a home upon arriving in ..
Posted: Thu Apr 19 11:59:09 2007 Larry, Not all loan programs are credit score ..
Posted: Thu Apr 19 11:56:43 2007 The other way is to ask a Realtor in your area to ..
Posted: Thu Apr 19 11:54:35 2007 Because of the repurchase by Wilmington, you may ..
Posted: Thu Apr 19 11:50:42 2007 From a different prospective... I've never ..
Posted: Mon Apr 16 15:18:50 2007 There is one exception to what Mac_7 wrote. If ..
Posted: Mon Apr 16 15:11:03 2007 I'm going to guess that either the home was new ..
Posted: Fri Apr 13 17:48:44 2007 Miller, I agree but wanted to give another idea ..
Posted: Fri Apr 13 17:44:14 2007 Contrary to Ryan's advice, the problem with a ..
Posted: Wed Apr 11 0:31:52 2007 Sharlee, There are more lenders still offering ..
Posted: Sat Apr 7 14:30:27 2007 By asking that question you are inviting trouble. ..
Posted: Sat Apr 7 14:18:05 2007 First Time Homebuyer Programs: Let me begin by ..
Posted: Fri Apr 6 1:14:08 2007 Wablola, let me be clearer. The person ..
Posted: Fri Apr 6 0:49:08 2007 Don't get caught up in the term used. From a loan ..
Posted: Thu Apr 5 12:27:57 2007 $26,998 is the estimated balance at the end of 15 ..
Posted: Thu Apr 5 12:20:02 2007 Checking the weekly yield as reported by Fannie ..
Posted: Thu Apr 5 11:38:19 2007 All loan applicants credit history will be ..
Posted: Tue Apr 3 13:48:38 2007 MD - don't think it didn't pose a problem for the ..
Posted: Tue Apr 3 13:45:39 2007 A whole life policy which has a cash value can be ..
Posted: Mon Apr 2 15:56:54 2007 Yes. You are required to fully disclose both ..
Posted: Sat Mar 31 12:02:29 2007 There are literally hundreds of them around the ..
Posted: Sat Mar 31 12:00:29 2007 I think the more important perspective is finding ..
Posted: Sat Mar 31 11:55:04 2007 Another option is to sell the home to them. You ..
Posted: Thu Mar 29 14:43:03 2007 Anytime you are pulling cash out of your home, ..
Posted: Thu Mar 29 14:39:46 2007 Fannie Mae owned properties are also eligible for ..
Posted: Thu Mar 29 14:37:36 2007 Larry, This is simply done by use of ..
Posted: Mon Mar 26 14:11:46 2007 Farris Ellis, Your question specifically was ..
Posted: Thu Mar 22 16:59:05 2007 Let me answer your question the other way. If you ..
Posted: Sat Mar 17 4:28:05 2007 I have no idea Adonis if it is a "good" ..
Posted: Sat Mar 17 4:17:58 2007 First_time, That's going to be impossible to ..
Posted: Sat Mar 17 4:10:46 2007 Jacey, I've been doing loans in Texas for ..
Posted: Sat Mar 17 3:57:45 2007 rdewberry, you have the answer you were ..
Posted: Mon Mar 12 15:18:00 2007 Paul, Congrats on your marriage and on the ..
Posted: Mon Mar 12 15:10:08 2007 carnahandavid is correct. If your brother is ..
Posted: Fri Mar 9 15:45:50 2007 you are asking two different questions, actually. ..
Posted: Fri Mar 9 15:37:06 2007 Hey linkmanager1, If your name is not Peter ..
Posted: Fri Mar 9 15:29:08 2007 uh...what a whip. Perhaps next time just share ..
Posted: Fri Mar 9 15:24:30 2007 Chris, Let me help you out. If you buy the ..
Posted: Thu Mar 8 1:52:55 2007 jameshogg is absolutely correct in telling you ..
Posted: Mon Mar 5 14:30:03 2007 runner, I have no idea where your advice is ..
Posted: Thu Mar 1 10:33:44 2007 Lori, If a client came to me and said they are ..
Posted: Thu Mar 1 10:21:01 2007 If you have made payments on your mortgage and ..
Posted: Thu Mar 1 10:14:23 2007 I guess I'm just old fashioned. It's my ..
Posted: Mon Feb 19 9:31:38 2007 Marie, Most likely the note or deed of trust ..
Posted: Mon Feb 19 9:25:15 2007 Jeff, Nobody asked what seemed to me the ..
Posted: Mon Feb 19 9:19:20 2007 I'm just guessing here helping_user but I bet the ..
Posted: Mon Feb 19 9:11:52 2007 The designation of "first time ..
Posted: Fri Feb 16 18:45:35 2007 Very nice information. It's almost like we are ..
Posted: Fri Feb 16 18:18:35 2007 Now I get it....thanks max. I would like to ..
Posted: Fri Feb 16 15:13:21 2007 It is a matter of semantics. From a lending ..
Posted: Fri Feb 16 15:07:52 2007 Hey, that's pretty great that you came back a ..
Posted: Thu Feb 15 17:42:37 2007 Jon, You can e-mail me at the address at the ..
Posted: Thu Feb 15 15:25:41 2007 Are there multiple people with liability issues ..
Posted: Thu Feb 15 12:46:55 2007 If you consider that FICO scoring is the ..
Posted: Thu Feb 15 12:40:07 2007 max, a fixed period ARM like a 5/1 or 3/1 (5/1 ..
Posted: Thu Feb 15 12:33:50 2007 spec, I can't say that I agree with helping ..
Posted: Thu Feb 15 12:25:36 2007 Jon, Are you also aware that the estimate you ..
Posted: Thu Feb 15 12:10:49 2007 peter, another thing to be aware of is that ..
Posted: Thu Feb 15 11:36:51 2007 Evan, When you fill out your tax returns, you ..
Posted: Tue Feb 13 16:24:18 2007 Don't let sugden get you worried about the gift ..
Posted: Sun Feb 11 19:08:04 2007 silentneko, I'm working on an analysis of your ..
Posted: Sun Feb 11 19:01:05 2007 i_anurag, I'm assuming you refer to the cash ..
Posted: Wed Jan 31 1:56:15 2007 gregsvault, You have dual questions going ..
Posted: Wed Jan 31 1:47:38 2007 Sean, By law your mortgage servicer has to ..
Posted: Wed Jan 31 1:33:57 2007 Wait a second here. Did I miss something Sharen75 ..
Posted: Wed Jan 31 1:21:37 2007 I hate to be pessimistic about this, but why in ..
Posted: Fri Jan 26 16:25:13 2007 Good luck and keep us posted on how things are ..
Posted: Fri Jan 26 13:13:46 2007 If you have an FHA loan, call FHA. They are able ..
Posted: Fri Jan 26 12:57:49 2007 Refi, Say you have a loan with a balance of ..
Posted: Wed Jan 24 17:49:49 2007 As you have already received responses of ..
Posted: Wed Jan 24 17:44:17 2007 I don't think you are dreaming, Jsays1. ..
Posted: Wed Jan 24 17:28:16 2007 Have you talked to your broker or are you so ..
Posted: Wed Jan 24 2:25:21 2007 helping_user, Not every lender will allow you ..
Posted: Wed Jan 24 1:55:32 2007 Having formerly worked with Fannie Mae and other ..
Posted: Tue Jan 23 18:37:52 2007 Stacy, If the person who passed away left a ..
Posted: Tue Jan 23 18:35:41 2007 RJS, Can I recommend you consult with a real ..
Posted: Tue Jan 23 18:20:27 2007 Sam, I hate to tell you this, but your ..
Posted: Tue Jan 23 18:12:39 2007 As you describe the property it sounds terrific. ..
Posted: Tue Jan 23 0:37:43 2007 Sara has offered very accurate and appropriate ..
Posted: Mon Jan 22 18:58:12 2007 Mark, welcome to the ..
Posted: Mon Jan 22 18:10:02 2007 micah, I'm not sure why Mark's comment above ..
Posted: Mon Jan 22 17:57:38 2007 I don't believe lenders push first-time ..
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About Me
Name: Ken Stampe
From: Dallas, Tx
Occ.: Mortgage Loan Officer
Org.: Wells Fargo Home Mortgage


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