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Adding a name to mortgage

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Icon Mini Profile chin7155





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Post Posted: Mon Jul 24, 2006 7:34 pm    Post subject: Adding a name to mortgage
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Can I add my name to the deed of my boyfriend's house in order to apply jointly for a home equity loan? Is there a time frame for my name to be on the loan to do this?
Icon Mini Profile sara
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Post Posted: Mon Jul 24, 2006 8:19 pm    Post subject: RE:
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Hi,

I think you can add your name to the deed of your boyfriend's house for the loan. But being on the title is not always a necessity.

You can jointly apply for the loan with your boyfriend being the primary borrower, as he is the owner of the property and you being the co-signer. That is, if he fails to pay off the loan in time, it's your responsibility to pay down the mortgage debt.

Thanks,

Sara.
Icon Mini Profile jerry
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Post Posted: Mon Jul 24, 2006 8:22 pm    Post subject: RE:
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Hi,

As far as I know there is no such time frame to add your name on the loan. It depends on how fast the legal formalities are done to add the name.

thanks.
Icon Mini Profile Caron
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Post Posted: Mon Jul 24, 2006 8:42 pm    Post subject: RE: Adding name to home equity loan
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Hi,

It is true that you can be a co-signer and apply jointly for the loan. But if your boyfriend is already on the loan and you want to add your name to it, then you will have to add your name to the title. The title should be transferred from your boyfriend to you and your boyfriend.

It's for you to decide how you want to divide the property. If you own the home jointly then both of you will get equal shares. Or else, you may also get a certain percentage of the property.

Thanks,

Caron.
sarahlee jones

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Post Posted: Fri Aug 29, 2008 12:30 pm    Post subject: mortgage
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Hie, I paid a deposit for a mprtgage which I took with my boyfreind, his name is on the mortgage and mine does not exist. Im still undergoing divorce proceedures from a previous mariage. Is it possible to have my name on the mortgage for safety reasons?
Icon Mini Profile brian1
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Post Posted: Fri Aug 29, 2008 8:41 pm    Post subject:
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You should be able to be added as part of / during the loan.

Good Luck

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Stella

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Post Posted: Thu Aug 05, 2010 8:20 am    Post subject: adding my fiance to my mortgage deed
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I want to add my fiance to my mortgage deed. I live in Florida. Is this a simple process to do?
Icon Mini Profile dipaligopale





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Post Posted: Thu Aug 05, 2010 10:49 am    Post subject:
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hi Stella

you can just quitclaim your deed to her and this is really a simple process.to refer all the relevant FAQ about quitclaim just visit this link.

http://www.mortgagefit.com/search/quitclaim-deed.html

DIPA
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