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Guest

hi, my mom and my sister helped us to buy a houses 5 years ago. i would like to know if there is a way that we can remove my mom from the loan without refinancing. a quitclaim deed has already been signed by my husband and i and the lender is awared.

Guest

Can a coborrower put a house up for sale when the borrower is living in the house

gmakerley · Posted: Wed Sep 02, 2009 8:38 am Post subject:

"putting a house up for sale" is, frankly, different than selling it. i suppose it's entirely possible to do that. however, if someone comes along to buy that home, all owners must be available to sign the appropriate documents for the sale.

that may not answer your question the way you were hoping, but i think it sheds some light on the situation for you. please respond if you need more clarity.

Guest

From what I understand. If I want to get out of a loan where my dad is primary and I am co borrower, chances are it can be done and I wont be held responsible by any means.

eric1 · Posted: Sat Sep 12, 2009 6:43 am Post subject:

Ishaq,

Refer to the following thread...

http://www.mortgagefit.com/problems/removename-refinance.html

Guest

Hello,
My sister and I recently purchased a house together just like in May, I was really stupid enough to do this with her and I've run into many problems because of this house, and I told her that to remove my name all she has to do is refinance, she doesn't believe me, So What should I tell her so that she believes me and try to get my name removed from the house so I wont end up killing myself in the end??

savior70 · Posted: Thu Nov 05, 2009 5:31 am Post subject:

Hi,

A refinance will surely take your name off the loan if your sister refinances in her own name. But she needs to have good credit score and sufficient income in order to qualify for the refinance on her own. What you can do to make her believe you is, let her talk with a lender regarding this and let her ask him if a refinance would indeed take your name off the loan. This should give her the answers to all her queries.

Guest

but I heard that you have to wait a certain time to be able to refinance, is that true?

eric1 · Posted: Thu Nov 05, 2009 6:51 pm Post subject:

Please follow the link for your answer...

Remove A Name From A Mortgage

Guest

Hi.. i currently am a co buyer on a mortgage loan.. the buyer got orders to another state with the military...how hard is it for myself and my wife to take over the loan and have his name removed?

jenkin7 · Posted: Wed Jan 13, 2010 11:41 pm Post subject:

Hi jamisont,

The buyer who moved to a different state has ownership rights to the property. You cannot remove his name from title, unless he signs over the ownership to you. As far as the mortgage loan is concerned, you are a co-borrower, right? If it is right then you are equally responsible for the mortgage and if the buyer stops making payments, the lender will come after you. In case you want to take over the entire mortgage liability, you can refinance the loan in your name.

Guest

co-borrower family wants half of the house the co-borrower never but a dime on te mortgage payments we went to court now i have to sell the house just to give them 25 percent. my credit not good so i cant refinace what im sppose to do, my house not selling i even brought the house down some but still not selling the decease want to take me back to court.

savior70 · Posted: Thu Feb 11, 2010 3:13 am Post subject:

Hi boobala,

Guest

my ex-girlfriends name is in-correct on our joint mortgage she signed , could she be void of this mortgage

jenkin7 · Posted: Tue Mar 16, 2010 11:18 pm Post subject:

Hi Austin,

Your ex-girlfriend's name may be spelt incorrectly on the mortgage deed due to some mistake, but this is unlikely to release her from her mortgage responsibilities. The fact that she signed on the mortgage note does not change in any way. She still remains responsible for the mortgage.

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removing a co-borrower from a mortgage loan