how much to pay to avail a repayment plan?

Samantha · Posted: Mon Jun 18, 2007 4:00 am Post subject: RE: late payments - what to do?

Hi Shawthorne,

I can interpret the situation you are in. But please do not lose hope, I know I may sound unrealistic but this is the time when you need to be positive and take the right approach towards your problem. So far, you have done whatever was within your hands. But hey, it's sad that the loan cannot be modified. But I'm really surprised at HUD's response.

Anyway, the best thing that I can suggest, as you're a few months behind on both loans, so before things get worse, you can contact a credit counseling agency. The credit counselor can analyze your financial situation and prepare a budget for you so that you can minimize expenses in other areas and keep aside more money to pay off the loans.

Hope this helps...

God bless you.

Samantha

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