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idcitycowgir
Joined: 21 Jul 2008
Posts: 5
3.60 Dollars($)
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 Posted: Mon Jul 28, 2008 7:28 am Post subject: |
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| The reason why so many people are very upset with this company is because (1) they never saw a contract to sign, (2) can not or could never get good customer service with this company in regards to any loan information, (3)were called at work and harassed about paying off a loan that they had paid off completely in the past and (4) honestly did not apply for the loan little agree to the terms and agreements that this company supposedly says that the customer "electronically signed." I have received a "terms and agreement" from this company and NOWHERE on it does it show the amount of money that was funded in my account, when it would be funded into my account, when the "extension fees" would be taken out of my account or shows a handwritten signature which is the only way to receive a loan through loanpointusa.com. I did have money put into my account and yes, I was very puzzled who it was that had put it there. But after I saw that $120 was taken out three times and then I got an NSF notice in the mail saying that they wanted another $120 I had to figure out what was going on . I never saw an agreement to sign, and that i where I stand. I am surprised that a representative from GRC has signed on here to stand their ground. But calling those who feel that they have been scammed by this company (for the reasons above) "RETARDED RETARDS" shows that this company does in fact have no etiquette and honestly doesn't want to change their ways of business. Shame on them for even submitting that post. |
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Samantha
Community Mentor
Joined: 16 Sep 2005
Posts: 1539
Location: MASSACHUSETTS
137.28 Dollars($)
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| Posted: Tue Jul 29, 2008 3:38 am Post subject: RE: geneva roth illegal activities |
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Well I agree with you completely. This company perhaps doesn't want to change. After all, there have been so many complaints against them. How on earth do they carry their business after harassing so many people?
Every business should have some ethics. But these guys seem to carry on with their unethical practices as is evident from what people have reported so far.
I think it's time that the officials at Geneva Roth stop their illegal activities such as withdrawing funds even after a debtor has paid off the loan and depositing cash into anyone's account without even a contract having been signed.
By the way, I appreciate your helping attitude towards people who are dealing with Geneva Roth and may be in similar problems as you are in.
May god bless you.
Samantha
_________________
Know how to compare lenders with mortgage booklet |
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Traci
Guest
0.10 Dollars($)
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| Posted: Wed Aug 06, 2008 1:45 pm Post subject: mad person |
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| I took out a loan in November and geneva has taken out 20 ach withdrawls from my account totallying $1,800 and when I called all the customer service would say is that my total loan is still 390.00 and that I would have to pay so I talked to a supervisor and he told me the same so I went to my bank and disputed it and had a stop payment on the loan. |
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Niicss
Joined: 03 Oct 2005
Posts: 1293
Location: New Jersey
194.08 Dollars($)
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| Posted: Thu Aug 07, 2008 5:16 am Post subject: |
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Welcome Traci.
If you owe any thing to this company pay them off and ask them to provide the certificate to prove that you have paid them off so that you can avoid future inconvenience. After paying them off if they still continue to take money from your account then file complaint against this company ASAP to the Attorney General's Office in your state.
Let me know if you have any further queries.
_________________
Good is the Enemy of Great. |
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R-MAD
Guest
0.10 Dollars($)
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| Posted: Mon Aug 11, 2008 4:23 pm Post subject: Illegal bank activity in my account |
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| I would like to know if anyone has has success in preventing and ending the illegal withdrawals by this company, if so please educate me on the steps to take to resolve this problem. I am a single mother and my budget is tight enough without these monsters stealing from me. PLEASE HELP!!!!! |
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Niicss
Joined: 03 Oct 2005
Posts: 1293
Location: New Jersey
194.08 Dollars($)
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| Posted: Tue Aug 12, 2008 4:46 am Post subject: |
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Welcome Guest.
you should close the account to stop them from taking money from your account. If you open a new account then don't give the account number to them and better stay away from this company. By the way you can even file complaints against this company with FTC and the Attorney General's office in your state.
_________________
Good is the Enemy of Great. |
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Bonnie
Guest
0.10 Dollars($)
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| Posted: Wed Aug 13, 2008 1:35 pm Post subject: geneva roth overcharges |
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Hello. I took out a loan in Nov 07 for $300. Geneva Roth has debited my checking account at least $810 (their figure). My figure states $1,260.
I contacted collections and was treated extremely rudely, which I brought to the agent's attention. I then called another extension and found that my pay off amount is $390 in addition to what I have already paid. I informed the person that I considered that their bill was paid in full and that I would not be paying any more. I plan to close my account. If this does not work, I will report them to the Better Business Bureau and contact the DAs office in the state of California as they are not licensed here. Our state law, I have since learned, does not allow re-financing.
Am I doing all I can do? And what might be the consequences vis a vis Geneva Roth? |
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R. Daniels
Guest
0.10 Dollars($)
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| Posted: Wed Aug 13, 2008 5:44 pm Post subject: Loan Repay |
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| I never received an email for my loan repayment, I do I repay it? |
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idcitycowgir
Joined: 21 Jul 2008
Posts: 5
3.60 Dollars($)
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| Posted: Wed Aug 13, 2008 5:45 pm Post subject: |
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| I have filed a complaint to the Better Business Bureau and unfortunately but not surprisingly Geneva Roth never responded. However, I think that I am getting somewhere because I had filed a complaint to the Attorney General's office of my state and they sent a copy of what they sent to Geneva Roth. The really cool thing is that the attorney general's office said that they would "take their own course of action" if Geneva Roth does not respond to my complaint within 21 days...they have 8 to go as of today. I am urging those who are having trouble with this company to document EVERYTHING, even voice recordings, when dealing with this company. Complain to your state's attorney general's office. Be very detailed in your complaint with dates, amounts of money, etc. I wish all you well. |
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jameshogg
Joined: 20 Dec 2005
Posts: 1537
Location: nevada
215.64 Dollars($)
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| Posted: Thu Aug 14, 2008 3:19 am Post subject: |
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Yeah Bonnie, you need to file a complaint with the FTC or BBB if the company keeps on charging more than what you owe. But the problem is, so many people have been complaining against them. I don't know how they get away with such practices. let's just hope that the BBB or FTC will take some action once you file the complaint.
To Daniel: Didn't the company tell you how to repay? please call up their representative asap and make the clarifications.
To Idcitycowgir: Wow! that's excellent. So, now I've come across someone who's gotten some success in fighting out their illegal practices. You're right - one should keep voice recordings, and document everything before they complain to the attorney general. Keep us informed of what happens next.
Thanks |
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traci lemar
Guest
0.10 Dollars($)
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| Posted: Sat Aug 16, 2008 9:14 am Post subject: |
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| Does anybody know all the names that geneva roth have |
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Sebrena Moore
Guest
0.10 Dollars($)
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| Posted: Sun Aug 17, 2008 2:10 pm Post subject: Loan Rip Off |
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| I don't know anything on this loan except they are cutting 120.00 a week out of my chk acct for a 500.00 loan which I thought would be paid off with #5 they are now on #7 and still say I owe 500.00. I contacted them and asked for a copy and email of the contract which I never received either. I thought Alabama had a 1 time cap only for loan extensions, seems they can do theirs over and over and because of this I can't even pay off the 500.00. I do have an attorney thru my job that I am getting on this. How can the law be different from one leder to the next. |
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heavanneleigh
Guest
0.10 Dollars($)
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| Posted: Tue Aug 19, 2008 3:55 pm Post subject: rip-off |
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| These ppl are rip offs and they take advantage of those who desperately need help, when ppl are at their wits end in financial trouble they are here to help, help rip u off to where u no longer have nothing. They should be shut down and believe me, I have learned my lesson. |
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Lindsey
Guest
0.10 Dollars($)
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| Posted: Wed Sep 24, 2008 8:46 am Post subject: Beware of this company! |
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I made the mistake when I was desperate to get a payday loan from this company. They tried to reach me one time and when I tried to find them I coulnd't. They called me today at work asking for $1600. I only borrowed $400.00. They claim that they can charge the $120.00 charge every signle month that the payday loan isn't paid, that to me is wrong and if its not illegal it needs to be. Asked them for their address because I was told that in Washington State you have to send them a letter asking them to STOP calling you at work, Jerry would not give it to me. I don't trust these people to give them anything out of my new account to give them the money I owe them they must be crazy if they think I am going to give them a new credit card or debit card #. I will send them a money order. This ecomony is messed up as it is then you have these loan sharks screwing people out of their money. I have learned my lesson not to ever deal with Payday loan companies ever again. This has been a nightmare and has taken months to pull myself out of, but yet only took seconds to do in the first place. So if you need money borrow it from a friend or family memeber, so someone but DO NOT GET A PAYDAY LOAN. You will be stuck and it will mess up your credit, TRUST ME. the goverment is trying to change the laws for payday loans, but that will take a while because of this being an election year.
I hope that I help just one person if anything. Oh and here is the phone # to contact these thieves at actually this persons name is Jerry 1-800-351-8820 Ext 2392.
Thank you,
Lindsey
Seattle, Wa |
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jerry
Moderator
Joined: 17 Oct 2005
Posts: 1086
Location: MICHIGAN
135.41 Dollars($)
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| Posted: Thu Sep 25, 2008 2:47 am Post subject: |
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Hi Lindsey!
Thanks for sharing such valuable information with the community members. Lots of people would be helped by this.
Thanks,
Jerry |
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