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adonis · Posted: Wed Jan 07, 2009 12:40 am Post subject:

Welcome pacer,

You can add your son's name to the property deed with the help of a quitclaim deed. You can find the sample quitclaim deed forms online but it will be better if you can consult an attorney and draft it from him. Once the deed is filled out, you will have to notarize it and record it at the county recorder's office.

Guest

my partner and i want to add each other's names to our condos, that we each own separatly. we purchased them both at the same time, and same price, but didn't have both names put on them. will there be gift tax consequences? both properties have mortgages. can we just quitclaim eachother to the deeds? thank you. jjj

jerry · Posted: Thu Mar 05, 2009 5:25 am Post subject:

Hi jj,

I found a similar topic discussed on the followging page. Hope this will help you:
http://www.mortgagefit.com/quitclaim/florida-taxconsequences.html#8073 0

Please feel free to ask further queries, if you have any.

Thanks,

Jerry

Guest

If the mortgage is in my husbands name can he add my name to the deed without it affecting the mortgage

savior70 · Posted: Thu Apr 02, 2009 7:28 am Post subject:

Hi

There is a due-on-sale clause with most of the mortgages which implies that if any change is made in the title, the lender will have the right to ask you to pay off your balance loan amount. Thus, if you want to make a change to the title, inform the lender. Generally the lender would like you to refinance the property in both of your names, if he adds you to the title of the property.

gmakerley · Posted: Thu Apr 02, 2009 7:38 am Post subject:

i think its more likely that you can add your name to title without the need to refinance. though your lender will, indeed, have a due on sale clause, you're not removing their borrower but merely adding yourself.

Guest

my husband and i are married ,but he bought the house before we got married.how can he add my name on the deed and where would we go?also whar would happen to the house if something were to happen to him before we would get this done,would i still get the house or what because he has to kids with first wife would he get divided?

Guest

sorry typo .would IT get divided

savior70 · Posted: Tue Apr 28, 2009 7:08 am Post subject:

Hi

Your husband can add you to the title through a quit claim deed. If you are not added to the title and, God forbid, your husband passes away, you'll not inherit the property straightaway unless it's a community property state. You will then have to file an affidavit of heirship to get the ownership of the property.

eric1 · Posted: Tue Apr 28, 2009 7:58 am Post subject:

In addition, you asked how the estate would be divided. Once you get your name on the deed, that should get you a half share in the home should he pass away. His half share would be determined by his will. It would be a good idea to discuss how that should be handled and get it in writing so that you do not have a feud with his kids.

Guest

My husband recently passed away leaving all personal and real property to me. He purchased the house in his name only 15 yrs ago. We married in 94 and shortly thereafter refinanced the house to a shorter term mortgage. Only problem I was never put on the Title so I'm on a mortgage at the bank but not on the title. Its left to me in the will , will I have to pay gift taxes. I am the sole beneficiary.

savior70 · Posted: Sat May 16, 2009 5:41 am Post subject:

Hi

If your husband has left the property in your name in a will, you'll need to probate the property so the title can be changed in your name. You need to consult a probate attorney regarding this. You do not have to pay any gift taxes for the change of title.

haridas_badhe · Joined: 11 May 2009 Posts: 59 0.06 Dollars($)

welcome pacer,
You can do file for Quit Claim Deed to add your ypur son onto the deed.For that you take advoice from Agent or local officer.For this you may be charged so try to investigate.And this charge amount is varies by country.

You can go through "http://www.ocgov.com/assessor/forms.asp#transfer"

Thanks
Hari

Guest

My ex bought a home for my daughter and her husband. The home is in my ex's name . His last wife's name is on the loan. He is now with a terminal illness. He is retired. H e now wants me to help him refinance , to lower pmts. How can this be done with his ex on the loan. He has paid her back her money and this was done by his attorney. He says once I refinance her name will come off. Will my name be on the deed as well.

jenkin7 · Posted: Fri May 22, 2009 2:06 am Post subject:

Hi ew,

When you refinance in your name, your ex's last wife's name will be removed from the loan. You will then become responsible for the loan. If you want to have your name on the deed, your ex who is now on the title needs to transfer the ownership to you through a deed.

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adding name on house deed