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Guest

I AM A WIDOW. MY HUSBAND'S NAME IS STILL ON THE DEED TO MY HOUSE. I WOULD LIKE TO ADD MY DAUGHTER'S NAME. I AM STILL PAYING ON THE MORTGAGE WHICH WILL BE UP IN 3 YEARS. CAN THIS BE DONE? I DO NOT WANT TO RE-FINANCE

jerry · Posted: Thu Jun 11, 2009 6:53 am Post subject:

Hi Doris,

You can add your daughter's name to the title using a quit claim deed. However, since the deed is still in your deceased husband's name, you first need to change it in your name. Are you listed on the title along with your husband? Has he left any will for the property?

Thanks,

Jerry

Guest

what to process add a name in property like son

savior70 · Posted: Thu Jul 02, 2009 7:03 am Post subject:

Hi

The process to add your son to the title is simple. You need to sign a quit claim deed as a grantor, where you'll be transferring the ownership to either both you and your son or to your son alone. Then, you need to get the deed notarized and recorded with the county recorder's office.

Guest

my name is on the deeds to the house but not on the mortgae, if our relationship ends do i have any rights to the house

gmakerley · Posted: Tue Sep 29, 2009 9:45 am Post subject:

you are an owner, jennie. therefore, you have all rights of an owner - being on the mortgage or not has no bearing on your rights.

frankmcdowell2000 · Joined: 07 Sep 2009 Posts: 57 0.00 Dollars($)

If your spouse's name as well as on deed, you will be treated as coowner

If you are living in community state , you will be treated as coowner

otherwise, you are 100% owner of property

Guest

my partner is purchasing a house, condo or co-op...my credit is bad so we will use her credit...will we be able to add my name on the deed for my protection without them having to check my credit...

savior70 · Posted: Wed Dec 02, 2009 6:27 am Post subject:

Hi,

Your name can be added to the property deed, even though you are not on the mortgage. It's not necessary for you to be on the mortgage in order to co-own a property. You can purchase the property along with your partner and have your name on the title, while the mortgage remains in her name. When your credit improves, you can refinance the mortgage in your name.

Guest

thank you for your quick response......will the mortgage or loan company (bank) have to check my credit for review first.. or can it be done without...(is MY credit check necessary to be added on the deed or title)....can they deny my partners request for me to be added on.....without being on the mortgage...

Guest

my boyfriend and I live together and he pays half the taxes on a home I own,how can he become eligible to claim this as an exemption on his taxes?

jenkin7 · Posted: Tue Dec 22, 2009 2:15 am Post subject:

Hi shiela,

If you want to be added only to the property deed, the mortgage company will not check your credit. But in case you want to be added to the mortgage deed, you will have to meet the credit requirement as set by the lender. It is up to the mortgage company if they would allow you to be added to the property title. Your parents need to talk with the lender regarding this.

Hi eastport,

As far as I know, one has to have an ownership interest in the property in order to claim the property taxes. Since you are the only one on the title to the property, your boyfriend does not have an interest in the home. Thus, he cannot claim the property taxes.

Guest

my questions is it possible for my( mother in law ) to have a property in her name and suppose?_ in my name also on a house title? and is it possible to have a loan be made only in my name? for the same property?
and will this affect my credit score if we needed to refinance other mortgage? thank you

jerry · Posted: Tue Jan 26, 2010 2:19 am Post subject:

Hi zanny,

Do you mean you want to have the title in both you and your mother-in-law’s names, but want to have the loan solely in your name? If this is what you mean then I’d say it is quite possible. Both of you can be on the title as co-owners. If you qualify for the loan on your own, you can alone be on the mortgage. You do not need your mother-in-law to co-sign on the loan to help you qualify for the mortgage.

In such a situation, your credit will be affected if you default on the loan. However, your mother-in-law’s credit scores will not be impacted by the default as she will not listed on the mortgage note. I’m not sure what you mean by “to refinance other mortgage”. But in any case, a refinance does not affect anyone’s credit adversely.

Thanks,

Jerry

Guest

I wonder how much it will cost me to add a name on a OK house -- Thanks

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