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quick claim

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mikky sgl Guest 0.10 Dollars($)	Posted: Sun May 06, 2007 10:57 am    Post subject: quick claim i bought my home as a single person. I am now married, and i will need to re-fi in two months. should i quit claim the house to my new spouse, so that he and i can both apply for the refi? i would like him to own the house with me as we will be incurring the debt together
jerry Moderator Joined: 17 Oct 2005 Posts: 539 Location: MICHIGAN 49.64 Dollars($)	Posted: Sun May 06, 2007 10:27 pm    Post subject: RE: quitclaim to refinance home loan Hi Mikky, Welcome to the forums. Yes, you can add your husband to the title by signing on a quitclaim deed. You will then be the co-owners of the property and hence can look forward to applying for a loan together. Thanks, Jerry.
Villarreal Guest 0.10 Dollars($)	Posted: Mon May 07, 2007 12:19 pm    Post subject: Yes Mikky that will be necessary. As to be included on the mortgage lender will require his name to be on title of the home.
kenstampe Moderator Joined: 22 Jan 2007 Posts: 146 Location: Dallas, TX 50.64 Dollars($)	Posted: Tue May 08, 2007 7:00 am    Post subject: Mikky, If you are going to refinance anyway, the lender can correct the situation of your new spouse not being on title. It shouldn't be a requirement for you to have to add your spouse PRIOR to the refinance. This is common place. If you live in a community property state, your spouse is ALREADY on title de facto just as a matter of state law. Talk to the loan officer about it when you apply for a refinance loan and they will confirm it for you.

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