my grandmother passed and I am the personal representative,

darleneneely · Joined: 16 Nov 2007 Posts: 1 1.29 Dollars($)

my mother and myself. There is a mortgage on the house. Before I talk to the mortgage company is the will sufficent to put the house in our names.

banker0679 · Posted: Fri Nov 16, 2007 10:11 am Post subject:

no lender will refinance the home when your name isnt on it yet.
sounds like you're the 'executor' of the estate.

once the attorney transfer title to you and your mother...then you & mother can refinance the property.

livinginnky · Posted: Fri Nov 16, 2007 11:36 am Post subject:

Yes the will, will be the instrument the courts use to prove your ownership. And then they will transfer title to your name. You will have to go through the proper legal channels first however.

larry · Joined: 27 Jun 2007 Posts: 3328 473.51 Dollars($)

Hi Darleneneely,

Welcome in this forum.

Eric is right. The ‘Will’ will be helpful for you get the ownership. You should with an attorney. He will help you to put the on your name and your mother's name. After the owning the ownership you can refinance in your name.

Thanks,
Larry

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