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catharin9 · Joined: 14 Jul 2009 Posts: 168 -0.14 Dollars($)

WHAT IS AN ENERGY EFFICIENT MORTGAGE (EEM)?

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

check this

http://www.mortgagefit.com/know-how/energyefficientloan.html

robertcampbell07 · Joined: 25 Aug 2009 Posts: 52 -0.11 Dollars($)

FHA's Energy Efficient Mortgage program (EEM) enables borrower to finance the cost of energy efficiency features to new or existing housing as part of their FHA insured home purchase or refinancing mortgage

EEMs give borrowers the opportunity to stretch debt-to-income qualifying ratios on loans thereby allowing borrowers to qualify for a larger loan amount and a better, more energy-efficient home.

To get an EEM, recommendation of a borrower home energy rater is required. Audit is supposed to be carried out before financing is approved. This rating verifies for the lender that the home is energy-efficient.

EEMs helps homebuyers or homeowners save money on utility bills in future.

ross090909 · Joined: 04 Sep 2009 Posts: 82 -0.31 Dollars($)

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adrianlee1971 · Joined: 13 Sep 2009 Posts: 53 -0.17 Dollars($)

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