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Judgement against me for a truck that my ex-wife had repoed

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jcf36 Guest	Posted: Mon Feb 21, 2011 5:42 pm    Post subject: Judgement against me for a truck that my ex-wife had repoed Like 0 Dislike 0 Hello. I have a judgement against me for a truck that my ex-wife had repoed about 3 years ago. They took both of us to court and I ended up having to have a garnishment of wages because she does not work and did not take care of her responsibilities. I have been paying on this for two years now. I think I owe around 8500-9000 on it. My question, is it possible to get an FHA loan to buy a house with this on my credit? Other than this I have excellent credit and my debt to income ratio is low. Is there anyway around this so that I can buy a new house? _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
brian1 Community Expert Joined: 14 Jun 2008 Posts: 448 Location: Northern California 15.61 Dollars($)	Posted: Mon Feb 21, 2011 5:43 pm    Post subject: Like 0 Dislike 0 doubtful - that is a very large amount _________________ Licensed Broker 50 states http://www.aimwithfocus.com Live Chat available Need quick advise email or PM Glad to help Pre-approvals www.applyonlinesecure.com
jcf36 Guest	Posted: Mon Feb 21, 2011 5:46 pm    Post subject: Like 0 Dislike 0 So, there is no way that I can get around this at all?
brian1 Community Expert Joined: 14 Jun 2008 Posts: 448 Location: Northern California 15.61 Dollars($)	Posted: Mon Feb 21, 2011 6:07 pm    Post subject: Like 0 Dislike 0 It is unlikely - unless you were divorced and showed court docs stating it was her responsibility? That or if the statute of limitations has passed on them collecting it - otherwise the banks would hesitate because they could potentially create a lien on your home which could place the lender in a lower position (lien would have to be paid before mortgage) and I have not seen an Underwriter approve anything with this large an amount in years. Most are just requiring all collections to be paid these days. B _________________ Licensed Broker 50 states http://www.aimwithfocus.com Live Chat available Need quick advise email or PM Glad to help Pre-approvals www.applyonlinesecure.com
Bachskylove Guest	Posted: Tue Feb 22, 2011 6:32 am    Post subject: hi property-hartanah.com Like 0 Dislike 0 I like this forum. I’m lucky to have found so much great information here. Thanks to you all guys!

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