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PAT BLANTON
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Post subject: CHAPTER 13 PRO SE |
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| HOW DO I GET THE PAPERWORK ON LINE |
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smithsussane
Joined: 18 Sep 2008
Posts: 3738
Location: Alaska
561.45 Dollars($)
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Post subject: |
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Hi PAT!
Welcome to forums!
You can download the bankruptcy forms from the internet. You can check out the given page which may try to help you in downloading the paperwork: "http://www.guaranteedbankruptcy.com/guaranteed/13Index.asp".
It is always a better option to contact a bankruptcy attorney and take his help in filling out the bankruptcy paperwork. If you hire an attorney, he would look into the matter and help you to decide which chapter is best for you.
Feel free to ask if you've further queries.
Sussane |
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annabella
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I lost my job,have a pt job in my home. Has slow down because my clients, have lost their job etc.My spouse draws ss,we have been able to keep our bills current,but with everything going up we use our c cards. We are losing the battle we can't keepthis up.can we file we have 35,000
in cc, personal loans. well we lose our home we still owe on it, |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Hi annabella,
You can definitely file a bankruptcy. Whether you would lose your home or not would depend upon the type of bankruptcy you file. If you file Chapter 13, then the lender would give a payment plan to pay off the dues. This will help you save the property. If you file Chapter 7 and reaffirm the mortgage, then you would have to pay the dues regularly. Once you pay off the dues, your property would be free and clear.
_________________
Procrastination is the enemy of your financial sucess |
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anonymous1213
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Post subject: can you be married if your potential spouse is going through |
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| Can you be married if your potential spouse is going through a Chapter 13. Especially if you live in a common law state, could the creditors go after you? |
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yellowrose
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| i have two houses and two cars in my name along with medical bills and credit cards, oh and there was also a truck that i let go back that they were filing a suit on i am paying the two cars off and one of the houses there is no way i can pay for the other house do i risk loosing all of it and will filling bankruptcy completely mess my credit up and will it mess up my new husbands |
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adonis
Joined: 22 Oct 2005
Posts: 3852
Location: ALASKA
120.89 Dollars($)
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Post subject: |
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Hi,
To anonymous,
I don't think there would be any problem if you marry and if your potential spouse is going through Chapter 13. The bankruptcy have been filed before marriage. So, I don't think your property would get included in the process. However, you can contact a bankruptcy attorney and get his suggestions in this regard.
To yellowrose,
If you file bankruptcy, it is your credit that would get affected. Your husband's credit or his properties would not be included in the filing. However, if there are joint properties, then it would get included in the filing. Bankruptcy will affect your credit score and reduce it by 200 or more points but you can take steps to rebuild your credit.
_________________
Procrastination is the enemy of your financial sucess |
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