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caymanss · Joined: 02 Dec 2007 Posts: 3 2.61 Dollars($)

Can I force her to start making half payments. She is on loan and deed. Why do I have to pay full amount. If there was a default lender would come after both of us. Also can I make her pay me back for half of what I have paid since day one.

jenkin7 · Posted: Wed Dec 05, 2007 10:09 pm Post subject:

Hello Caymanss,

If your ex-girlfriend is the co-borrower in the mortgage note and you are the primary borrower, then the lender will go to your ex-girlfriend only when you default in making the monthly payments.

You may negotiate with her to pay for the half of what you have paid or take the help of a lawyer to sue her to the court.

shane · Posted: Wed Dec 05, 2007 11:18 pm Post subject:

jenkin, are you sure about that? If he is on the mortgage along with his ex, I would think the lender would "go after" both of them if the payment defaults, as they are both on the mortgage. I don't think one borrower doesn't get take on less liability than the other. caymanss, are you on the mortgage & title of the home as well?

jenkin7 · Posted: Wed Dec 05, 2007 11:28 pm Post subject:

Hello Shane,

A co-borrower's obligation to the mortgage are similar to that of the primary borrower but if the primary borrower defaults, only then the lender will come after the co-borrower. A co-borrower is legally and financially responsible for paying off the debt if the borrower fails to do so.

shane · Posted: Wed Dec 05, 2007 11:39 pm Post subject:

I'm sorry I read your post incorrectly... I read it as the lender would come after the co-borrower ONLY... not the lender will come after the co-borrower ONLY IF... My confusion, please resume normal discussions Smile

jenkin7 · Posted: Thu Dec 06, 2007 12:52 am Post subject:

It's all right Shane. It does happen at times. Smile

dilipgagare · Joined: 26 Mar 2009 Posts: 58 0.01 Dollars($)

Hi,
Your ex-girlfriend is your co-borrower means your ex-girlfriend should pay.If she will not pay then you can pay half amount you never need to pay whole amount. Try take advoice from expert.

If she obey to pay payment go to court take action against her

I thing you got an idea...

Regards
Dilip

gmakerley · Posted: Thu Apr 02, 2009 8:11 am Post subject:

once again, dilip, you are providing an "answer" to a post that is ancient. the original question was asked almost a year and a half ago.

please pay attention and not randomly insert your commentaries. thanks.

chtnggd · Joined: 25 Mar 2009 Posts: 16 5.17 Dollars($)

You can but if you can do it then why are you sharing the property with her.

gmakerley · Posted: Thu Apr 02, 2009 9:27 am Post subject:

i'd certainly hope that the situation in 2007 does not still exist in 2009.

chtnggd, did you notice the stale date on the original post?

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X-girlfriend ran out on my new home and left me with payment