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Myself and my fiancee are both homeowners.

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cateyes3394 Joined: 29 Sep 2008 Posts: 1 1.28 Dollars($)	Posted: Mon Sep 29, 2008 4:23 pm    Post subject: Myself and my fiancee are both homeowners. Like 0 Dislike 0 we both are upside down on our homes we believe my house may have a chance to recover his wont. If he walks away from his home, and we get married next year, will I inherit his bad credit because we are husband & wife?
smithsussane Joined: 18 Sep 2008 Posts: 10030 Location: Alaska 919.49 Dollars($)	Posted: Mon Sep 29, 2008 8:59 pm    Post subject: Like 0 Dislike 0 Hi cateyes! Welcome to Forums! I do not think your fiance's bad credit will anyway affect you, though your fiance's credit scores will be badly affected. Moreover no one can just walk away from the house without clearing the debts or informing the lender. Your fiance will have to go for a short sale, deed-in-lieu or foreclosure. Feel free to ask if you have further queries. Sussane
lisascherzer Joined: 04 Jan 2008 Posts: 755 1.12 Dollars($)	Posted: Mon Sep 29, 2008 11:59 pm    Post subject: Like 0 Dislike 0 No his credit does not affect yours just because you are married. However, there is somethng to keep in mind. You will have to qualify for credit on our own without his income. _________________ Lisa Scherzer Allpointe Mortgage Expert Mortgage Broker 440-521-7060 Free Mortgage Quotes Get Mortgage Information Search Real Estate Agents Here

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