Posted: Sat Jul 21, 2007 2:35 am Post subject: mortgage fraud
what can I do help
I Nick Ramirez am writing this letter regarding the Mortgage loan with AMC. How I was lie to by Mark VerPlanck of Argent Mortgage Company. He promise to help me with this invalid loan and help me fix my credit he lie.
He sends me an identity theft request forms to fill out on May 3, 2007. When I receive the identity theft forms
I call Mark VerPlanck and inform him that this was not about identity theft I told him it about fraud and forgery
He said don't worry about a thing, I have provided all the necessary documentation too. And a valid police report stating that the broker commit fraud and forgery. All the necessary documentation down below
June 28, 2007, I receive a letter from Mark VerPlanck Argent Mortgage Company stating that there were no wrongdoing on Argent Mortgage Company and the Broker. Also in this letter it state that there is many options are available to bring my account current. I never receive the options, Now on July 16 2007. I receive a letter of Notice of Trustee’s Sale on my door. That is 18 day ago without no notice last week I call Argent Mortgage Company and ask them if there was a new foreclose date they said no last week I receive a packets from Argent Mortgage Company with more document this time there were more forge document a list in this letter.
I have provided Argent Mortgage Company with proof back in April 2007 and again in July 2007.
This has been very emotional and a disconcerting experience. I have been victimize at the hands of
Mark VerPlanck of Argent Mortgage Company. This new sale date must be stop this is a fraud and forgery loan
There is to so many invalid document this loan is not valid.
The, Deed of Trust is not valid this loan cannot be sold it the law
June 28, 2007, I receive a letter from Mark VerPlanck Argent Mortgage Company stating that there were no wrongdoing on Argent Mortgage Company and the Broker.
Last Friday I call the mortgage companies ask if there was a new sale date they said no
On July 16 2007. I receive a letter of Notice of Trustee’s Sale on my door
DATE POSTING July 13, 2007
DATE OF SALE 8-07-07
LESS THAN 17 DAYS BEFORE THE SALE
1, Limited Power of Attorney
Not my signature on this document.
2, Signature /Name/ Affidavit
Not my signature on this document.
3, Borrower Closing Procedores
Not my signature on this document, also I never sign this document. These documents just show up last week. Dated 2-11-06. I never sign anything on this date.
4, Borrower Certifications of income
Not my signature on this document, also I never sign this document. These documents just show up last week.
5, DeeD Of Trust 1#
I receive document from the county of Alameda Official Recorded
My name look like it was white out and looks like it was fill in by hand
The initial are not my signature.
Also this is not the same document as 2# and 3#
Because if you look under the initial there a phone number (900-521-7291)
6, Deed Of Trust 2# and 3#
I receive document from the mortgage Co. Document 2# receive in April 2007,
Documents 3# receive in July 2007 from the mortgage Co. These two Documents my name is correct.
The initial are not my signature. These two DeeD of Trust are not the same as the DeeD of Trust 1#
Because if you look under the initial there a phone number (800-521-7291) on these two Documents 2# and 3#.
And not recorded though the county of Alameda.
7, this page I never seen or sign on Dated April 5, 2006. This is forgery and fraud on who ever sign this letter.4 #
I was well aware of my credit and the trade lines I never file identity theft I did have one fraud account that I report to the four Credit Bureaus in Jan 2006. Note I put 10 months of work in my credit for noting paid for nine of the online monitors services to fix the errors. Wrote over 500 letters to the Credit Bureaus called week after week and all for noting. This was about bad reporting and No help from the Credit Bureaus, This is not about identity theft it about fraud unless. The one who wrote this letter that I receive last week. The signature on this letter is not my signature. This is not right or fair. Note:
8, Uniform Residential Loan Application document 5 # and Assets and liabilities document 6 # and Continuation Sheet/Residential Loan Application document, 7 #. I never sign any of these documents. Last week was the first time I seen this document that was send from the mortgage Co... That I will be sending you.
Note: You have documents 4# 5# 6# with same signature. Document 4# date April 3 2006 .14 days later you have
Document 5# and 6# date April 17 2006 with the same signature. On Assets and liabilities document states that there was an interview by telephone with, Cong Le. Os how it could be that letter.4 #and 5 #6 # have the same signature. And the Application document does not have my signature on it and last week was the first time I ever seen this document that was require by law.
9, Grant Deed Date April 17 2006. I never sign this document this is not my signature nor did I sign personally before Shelly Poe.
I must say you're being victimized by loan frauds which are quite frequent in this industry. A lot of people are going through and believe me it's becoming a day to day affair. What I shall suggest is that you contact a lawyer immediately and ask if you can take any legal action against Mark VerPlanck of Argent Mortgage Company. _________________ Procrastination is the enemy of your financial sucess
Posted: Sat Jul 21, 2007 3:31 am Post subject: RE: Dealing with loan fraud
Hi Nick,
First of all, let me tell you that there are a lot of companies which promise to repair a person's credit by providing them with a loan or by some other means. But most of these companies are into all kinds of illegal activities. I guess this is just a means of extracting more money from innocent people. I think this is what has happened to you also.
The Argent Mortgage company, well, I'm not sure though, but it seems from your post, have made a false promise to fix your credit and then they landed you in trouble.
Moreover, the company have also made false signatures in your name and sent you certain documents. This is really something illegal. And, when they have agreed to provide you with a date for the home sale, they should have let you know when you did contact them several times. The company has messed up the whole situation here. Well, I am not a legal professional but I think this is the right time for you to take some legal action. Otherwise, you would either lose your home or else pay a large sum at the hands of such a company.
As far as reporting to the bureaus is concerned, I think it would have been better had you complained to the Federal Trade Commission. And, it seems that the company has used some signatures in almost every document they've sent you. Well, you need to get out of this, so do not delay any more. Just contact the lawyer asap and see what you can do.
You have stated in your post that on many of the documents the signatures you see are not yours and have been forged by someone. Contact an attorney and discuss how this can be proved. If you have sufficient proof that the signatures are not yours then file a lawsuit against them. I'm sure that the verdict will be given in your favor. Also file a complaint against this company with Department of Banking in your state & with FTC.
How I was lie to by Mark VerPlanck of Argent Mortgage Company. He promise to help me with this invalid loan and help me fix my credit he lie.
You were really trapped by them into a loan fraud. I would in your best interest to contact an attorney and tell all the details. You should sue them for copying your signatures on various loan documents.
what can I do help
I Nick Ramirez am writing this letter regarding the Mortgage loan with AMC. How I was lie to by Mark VerPlanck of Argent Mortgage Company. He promise to help me with this invalid loan and help me fix my credit he lie.
This is really become now day to day affairs. I am really sorry for you. You have said "I will be posting the documents for you to see". This is really helpful for us. Please post it as early as possible, so that we can help you farther.
nick_ramirez77
