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liaoyu03 · Joined: 09 Sep 2007 Posts: 166 4.48 Dollars($)

As a immateriality asset, intellectual property rights has been recognized by hank in our country.
in 2006, the first case that the intellectual property rights of a petty enterprise successful gained loan for moetgage. petty company financing is a worldwide difficult problem. moreover,intellectual property is mortgaged to gain loan is more difficult in commercial banks. the company that gain the first loan in our country for petty company has established 13 years, and this is the first to gain loan. this plan that be executed the traffic bank to loan to petty company has break the problem.
The principal of individual finance venture management department declare, only if the company is in good credit and the total of assets are above 4 000 000$, it can gain the loaned .
And when is the intellectual property rights allowed for mortgage to gain a loan in your country?

miller_st · Joined: 17 Jan 2007 Posts: 918 168.95 Dollars($)

Liaoyu,

I was not much aware of this concept.

Thanks for sharing information about it.

Miller

liaoyu03 · Joined: 09 Sep 2007 Posts: 166 4.48 Dollars($)

Hi,miller_st, this is a news that I translated. Is that not executed in your country? Applying the loan with intellectual property rights for mortgage in petty company or factory.

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

Hi Liaoyu,

Under Intellectual Property Rights, if a borrower takes a loan, he should grant to bank a security interest in his copyrights and trademarks and thus secure the obligations of the loan agreement.

But if he does not repay the loan or violate the terms of the law, then there are chances that the bank may sue him.

liaoyu03 · Joined: 09 Sep 2007 Posts: 166 4.48 Dollars($)

thanks larry.

larry · Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)

It's my pleasure.

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intellectual property rights gain loan.