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Icon Mini Profile s99711





Joined: 01 Aug 2008

Posts: 4

2.84 Dollars($)
Post Posted: Fri Aug 01, 2008 6:49 am    Post subject: Log In
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Ive tried to log in with the password provided but your system takes back the original email recieved. How do I access my original question to get my answer
Icon Mini Profile s99711





Joined: 01 Aug 2008

Posts: 4

2.84 Dollars($)
Post Posted: Fri Aug 01, 2008 6:53 am    Post subject: Log In
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I pre-qualified for a home but now that it is down to the wire the lender is telling me that what I may qualify for is lower due to deductions on my income tax. I work in sales and deducted some traveling expenses.
Icon Mini Profile ckalvesmaki

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Joined: 28 Jan 2006

Posts: 378
Location: Dallas
56.51 Dollars($)
Post Posted: Fri Aug 01, 2008 12:11 pm    Post subject:
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OK.....how much did you deduct? Do you still have the same job? What is you adjusted income according to the lender? Where you reimbursed for these exspenses?
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Cedric Kalvesmaki
***Professional Disclaimer***
While I am a Mortgage Professional, this advice is generic in nature only.

888-383-9019

emails and PMs gladly answered
www.freedommortgagetexas.com

Freedom Mortgage
I live in TX but cover all 50 states
Sylvia

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Post Posted: Fri Aug 01, 2008 12:24 pm    Post subject:
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Approx 5,000 totaly (work, donations and education). I still have the same job. No I was not reimbursed. I havent been told the adjusted amount.
Icon Mini Profile ckalvesmaki

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Joined: 28 Jan 2006

Posts: 378
Location: Dallas
56.51 Dollars($)
Post Posted: Fri Aug 01, 2008 2:21 pm    Post subject:
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You may want to seek a second opinion.....it sounds as if there is some wiggle room.....what is your gross income and how much home where you tring to buy? How does your other debt look? It's hard to gauge exactly whats going on with out an application.
_________________
Cedric Kalvesmaki
***Professional Disclaimer***
While I am a Mortgage Professional, this advice is generic in nature only.

888-383-9019

emails and PMs gladly answered
www.freedommortgagetexas.com

Freedom Mortgage
I live in TX but cover all 50 states
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