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can a loaner talk to someone, not on the loan

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tjdart Joined: 04 May 2011 Posts: 1 1.33 Dollars($)	Posted: Wed May 04, 2011 3:30 pm    Post subject: can a loaner talk to someone, not on the loan Like 0 Dislike 0 I signed up for a mortgage and the company has talked about late payments and such to my wife, that's not listed on my loan, nor has she signed anything from them. this loan company calls her as well as me when we are late. also the house just had major hail damage and the loan company came out and said that they will try to get the check instead of me getting it, from the insurance company. is this possible and or legal in TN?
chrisgummerson Community Expert Joined: 29 Apr 2010 Posts: 704 Location: La Palma, CA 9.98 Dollars($)	Posted: Wed May 04, 2011 3:33 pm    Post subject: Like 0 Dislike 0 You would need to contact an attorney in your state. FCC laws state that the creditor cannot speak to another party about the debt they are calling about, unless you authorized them to in advance. _________________ Chris Gummerson Bay Valley Mortgage Group bayvalleymortgage.com 714-367-5125
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Wed May 04, 2011 9:35 pm    Post subject: Like 0 Dislike 0 Hi tjdart! Welcome to forums! As far as I know, the insurance company will give the check to you. I don't think the lender will be able to get that check from the insurance company. Feel free to ask if you've further queries. Sussane

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