Home arrow Mortgage Forums arrow Forums: Learn from other's experiences arrow

Is there any federal tax lien on the mobile home?

Author Message
cbatespa

Guest







Post Posted: Thu Jul 06, 2006 3:35 pm    Post subject: Is there any federal tax lien on the mobile home?
Like 0
Dislike 0

Well, I am long time lurker here. I am planning to purchase a mobile home soon. Now my doubt is how to know whether there is a federal tax lien on the home?
_________________
Need help choosing the right loan? Get free consultation from community lenders/consultant
Icon Mini Profile colin
colin
Moderator



Joined: 30 Jun 2006

Posts: 582
Location: Waltham, Massachusetts
112.65 Dollars($)
Post Posted: Thu Jul 06, 2006 3:48 pm    Post subject:
Like 0
Dislike 0

Hi,

Mobile home without land is treated like a car. As much as I know, there are no lien recorded on title of a mobile home except the lender's liens.

You can check the seller's title and come to know what liens are there on the title. At the time of purchase, while you take a new title transfer to the title transfer desk, they will be able to tell you about any outstanding property taxes and won't let you transfer the title until the outstanding taxes are paid.
Icon Mini Profile blue
blue




Joined: 21 Oct 2005

Posts: 1131
Location: MARYLAND
138.04 Dollars($)
Post Posted: Thu Jul 06, 2006 4:14 pm    Post subject:
Like 0
Dislike 0

Hi,

You can make a title search with the Department of Motor Vehicles. Federal liens can be placed on all the real estate and personal property.

_________________
Lets help each other. Try my blog
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10148
Location: Nevada
941.94 Dollars($)
Post Posted: Thu Jul 06, 2006 5:54 pm    Post subject:
Like 0
Dislike 0

Before buying a mobile home you must contact the County Clerk's/Treasurer's office to ensure that there is no tax bills or lien against the home.
judydsk

Guest







Post Posted: Thu Aug 13, 2009 7:36 pm    Post subject: Find ownership of mobile home I purchased
Like 0
Dislike 0

Purchased mobile home and have not been given a certificate of title, and there is a balance owed on home
Icon Mini Profile savior70





Joined: 25 Mar 2009

Posts: 1895
Location: Florida
261.84 Dollars($)
Post Posted: Mon Aug 17, 2009 6:09 am    Post subject:
Like 0
Dislike 0

Hi,

How did you get the ownership of the mobile home? Was it given to you through a quitclaim or a warranty deed? If the title was transferred through such a deed, you need to take the notarized deed to the Dept. of Motor Vehicles and get a new title issued in your name.
amanda

Guest







Post Posted: Thu Oct 08, 2009 8:54 pm    Post subject: mobile home title problem
Like 0
Dislike 0

im purchasing a mobile home by making payments directly to the couple I am buying from. I just realized the copy of the title we recieved (we dont get the original until paid off) is not in either his nor her name. what do I do?
Icon Mini Profile jenkin7
jenkin7




Joined: 04 Jun 2007

Posts: 4537
Location: Hawaii
728.43 Dollars($)
Post Posted: Sat Oct 10, 2009 1:44 am    Post subject:
Like 0
Dislike 0

Hi Amanda,

How did you come to know the title is not in the couple's names? If it is true then who is the actual owner of the property? You should immediately stop making the payments to the couple. If you entered into any kind of agreement with them, where they claimed they have the free title to the property, you can sue them for providing you with false information. This is one kind of a fraud.
Icon Mini Profile leeelliot61





Joined: 13 Sep 2009

Posts: 188

0.01 Dollars($)
Post Posted: Sat Oct 10, 2009 6:17 am    Post subject:
Like 0
Dislike 0

Amanda,

do not take any risk. it is good that you have identified it. It is very much clear & evident that they are not owner of proerty. now you should think about how to get money back
Austria

Guest







Post Posted: Thu Nov 12, 2009 7:52 am    Post subject:
Like 0
Dislike 0

I lost the title of my mobile home, how can I get a new one?
Icon Mini Profile jenkin7
jenkin7




Joined: 04 Jun 2007

Posts: 4537
Location: Hawaii
728.43 Dollars($)
Post Posted: Thu Dec 03, 2009 1:04 am    Post subject:
Like 0
Dislike 0

Hi Austria,

You need to contact with the Department of Motor Vehicles in your state. They will verify if the property is actually owned by you. You will be required to submit some proofs like you driving license, etc. in support of your ownership claims. Once the DMV is sure you are the owner of the mobile home, they will issue a duplicate title in your name for your mobile home.
patsyb2417

Guest







Post Posted: Tue Dec 15, 2009 5:06 pm    Post subject: mobile home with no title
Like 0
Dislike 0

I am thinking of buying a double wide on 3 acres ;from the bank-they can't seen to locate the title.my question is lwhat do I need a title for on a cash sale-and how lwould I go about securing a title?
Icon Mini Profile jenkin7
jenkin7




Joined: 04 Jun 2007

Posts: 4537
Location: Hawaii
728.43 Dollars($)
Post Posted: Tue Dec 22, 2009 12:48 am    Post subject:
Like 0
Dislike 0

Hi patsy,

You need the title to prove you have ownership rights to mobile home. It is very crucial to have the title in your name. Otherwise, you will find it difficult to prove your ownership in case any issues arise regarding the property title. It could be purchasing the property with cash. But it does not eliminate the need for a clear title to the property. Whoever you are buying the property from has to transfer the title to you. If the seller has lost the title, you should contact the Dept. of Motor Vehicle regarding this before purchasing the home.
Desperate to Sell

Guest







Post Posted: Tue Dec 22, 2009 5:24 pm    Post subject: Title Insurance
Like 0
Dislike 0

We are currently trying to sell a mobile home that has been in my family since 1975 and the original title was lost in a house fire last year. The title company has been unable to locate the mobile in any records and is willing only to insure the land but not the house. Is there anything else we can do to satisfy the title company?
Icon Mini Profile savior70





Joined: 25 Mar 2009

Posts: 1895
Location: Florida
261.84 Dollars($)
Post Posted: Wed Dec 23, 2009 3:02 am    Post subject:
Like 0
Dislike 0

Hi,

If your mobile home was lost in a house fire last year, you can try and obtain a duplicate title on the home. You can contact the Department of Motor Vehicles and check out the procedure of how you can get a duplicate title. Generally, the owner has to file a certain form and then pay some amount of fees to obtain a duplicate title for the mobile home. If you can get a new title on the property, I believe, the title company will be ready to insure the home.
Quick Reply
Your Name
Subject
Image Verification


Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours
1, 2  Next  
Page 1 of 2

 
Highlights
Bookmark this page
Share |

Helpful References
Mortgage Guide
Mortgage Terms
Mortgage News
Book Center
Shop and Compare lenders
30 Yr. Fixed Vs. 5/1 ARM


Calculators     [View all]
Are you eligible for loan?
How much you can afford?
Calculate monthly payment
Calculate APR


Financial Tools
Credit Repair Tool New
Mortgage Planner
Simple Budgeting Tool


Our Community
MortgageFit Blog
Community Professionals
Community Rewards
Introduce yourself
Website tools


Community Rewards
Five simple ways to earn money with the Mortgage Community.

MortgageFit on Twitter

Followers (265)








Community Chat

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0
Page loaded in 21.141 seconds.