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Get my name off of a mortgage

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Guest	Posted: Wed Apr 06, 2011 7:42 am    Post subject: Get my name off of a mortgage Like 0 Dislike 0 I am on a mortgage with my mother. she is not holding up her end of the bargain as far as the house is concerned. She has been late on her half of the mortgage since December. I need to get my name off of this mortgage. !) I am moving to Texas in July @) she is destroying my credit. What are my options????
Mortgage Man Guest	Posted: Wed Apr 06, 2011 12:46 pm    Post subject: Off a mortgage Like 0 Dislike 0 Other than refinancing the loan into just her name nothing. When you signed with her you guaranteed that even if she was unable to pay you would. If you move and want to but you'll also have to qualify with that debt.
jameshogg Joined: 20 Dec 2005 Posts: 10477 Location: Nevada 990.06 Dollars($)	Posted: Wed Apr 06, 2011 7:33 pm    Post subject: Like 0 Dislike 0 Hi Guest, Your mother should refinance the mortgage in her name. It will help you remove your name from the mortgage. However, as she is delinquent in her payments, it won't be possible for her to refinance the loan. You might file a partition lawsuit so that you can sell off the property. After the property is sold off, the mortgage lender will be paid off first and then the rest of amount, if any, will be divided between both of you. Thanks

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