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I need a home loan

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Icon Mini Profile smonatkar





Joined: 10 Apr 2011

Posts: 1

1.26 Dollars($)
Post Posted: Sun Apr 10, 2011 10:33 pm    Post subject: I need a home loan
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My credit score is not that bad, I have a tax debt so I need to pay off for eight thousand, I guess I need owner financing can you help me with that? If I can get a first time home buyers loan that would be great.
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

Posts: 10477
Location: Nevada
990.06 Dollars($)
Post Posted: Mon Apr 11, 2011 12:32 am    Post subject:
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Hi smonatkar,

You need to pay off your tax debts in order to get a loan. You can speak to the IRS and set up a payment plan to pay off the debt. To get a first time homebuyer's loan, you need to speak to the local lenders and apply for it. This community has a large number of lenders. You can seek a no obligation free mortgage quote from them and get to know whether or not you can qualify for a loan.

As far as owner financing is concerned, you need to have a word with the owner of the property which you want to buy and check out if he is ready to offer you owner financing.

Thanks
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