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Need a mortgage

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wjudson Joined: 15 Apr 2011 Posts: 1 1.31 Dollars($)	Posted: Fri Apr 15, 2011 1:52 pm    Post subject: Need a mortgage Like 0 Dislike 0 My wife had a home. She was on the loan and I was not. I was however on title. The home went into foreclosure July 2010. I would like to buy a home. My credit score is over 725. I'm having trouble finding a lender. Need Help.
gunzijjistaff Joined: 07 Apr 2009 Posts: 713 4.63 Dollars($)	Posted: Fri Apr 15, 2011 11:18 pm    Post subject: Like 0 Dislike 0 Hi wjudson , Welcome on Mortgagefit, In my opinion, you may apply for FHA ( Federal Housing Administration ) Loan, As you say your credit score is 725, FHA need more than 620 credit score so your eligible by credit score & now you just have to be qualify for few requirements. such as a 3.5% down payment of loan amount, most recent bank statement, income proof & other required documents by your lender, you may also find out lenders here. http://www.mortgagefit.com/ You may find lender in Search Mortgage Lender windows on front page of our forum. hope this post will solve your problem. Thanks & Regards, gunz.ijjistaff
jimgilly Community Expert Joined: 28 Jan 2010 Posts: 145 Location: USA 36.21 Dollars($)	Posted: Sun Apr 17, 2011 2:27 am    Post subject: Like 0 Dislike 0 I'm not sure what you mean by you are having trouble finding a lender, unless you mean you have already applied for a loan and have been getting turned down. If that is not the case and you have sufficient funds for a down payment/closing costs, along with an acceptable credit/income and employment history, then there shouldn't be any problems getting a loan. Basically, you need to supply more information about your situation before anyone can provide you with the advice you need.
Guest	Posted: Mon Apr 18, 2011 5:01 am    Post subject: Like 0 Dislike 0 Try filling out the No obligation form http://www.mortgagefit.com/quote/ and one or more lenders will contact you.

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