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linkmanager1

Joined: 09 Mar 2007
Posts: 22
13.68 Dollars($)
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Posted: Tue Mar 13, 2007 1:13 am Post subject: Student loans? |
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Is it possible to take student loans, after bankruptcy? _________________ Home Loans Uk
Petition Online |
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jameshogg

Joined: 20 Dec 2005
Posts: 4291 Location: nevada
509.34 Dollars($)
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Posted: Tue Mar 13, 2007 4:25 am Post subject: RE: student loans after bankruptcy |
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Hi Linkmanager,
Even if you have filed for bankruptcy, you can qualify for government loans as the government wants you to improve your financial situation.
Moreover, it is willing to offer you loan for tuition and school expenses. But as far as getting private loans are concerned, it will be tough as private loans are based on your credit score which usually drops down after you file bankruptcy.
Thanks,
James. |
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miller_st

Joined: 17 Jan 2007
Posts: 917
168.92 Dollars($)
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Posted: Tue Mar 13, 2007 12:32 pm Post subject: |
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Let me add that the amount of government loan a person can receive every year is also limited. And if the educational expenses are higher then government loans may not completely cover all those expenses.
Taking a private loan will not be a good idea as most of the lenders will charge quite higher rates than normal for your loan because of the poor credit score you will be having.
So you need to plan your expenses and take on loans that you would be able to afford repaying in future.
Miller |
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