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We're behind on our payments, can anyone help?

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Icon Mini Profile brookes4nd





Joined: 10 Nov 2007

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Post Posted: Sat Nov 10, 2007 12:53 pm    Post subject: We're behind on our payments, can anyone help?
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We're in an ARM mortgage with the rate going up that we want to get out of. We have fallen behind on our payments but can't find anyone who will refinance us due to a past bankruptcy. Is there anyone who can help people in our situation?
E-mail:brookes4nd@yahoo.com
Icon Mini Profile evolovik26
evolovik26
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Joined: 15 Aug 2007

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Location: Minneapolis
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Post Posted: Mon Nov 12, 2007 7:43 am    Post subject:
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I may help you out. Please give me a call or email me so we can talk more.
I need a bit more information to give you an accurate answer.
When did you buy a home?
Did you put any $$ down?
Is this the only home you have?
How much money you make and what you can document.
When did the loan adjust?
Were you current before the adjustment?
When was the bankruptcy discharged?
Have you had any consumer lates since the bankruptcy before you had the adjustment.

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Eugene Volovik
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Conventional, FHA and Commercial Lending in 48 states
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Post Posted: Mon Nov 12, 2007 7:46 am    Post subject:
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Hi brookes, how long has it been since you have filed the bankruptcy? It's not that you cannot get a refinance loan because of the bankruptcy. But perhap things re not working in your case or may be if you do some more shopping, it can be of your help. By the way, this cmmunity also has a group of lenders, you can just contact them and see if they can offer you something.
Icon Mini Profile scherzeroni





Joined: 05 Jan 2008

Posts: 51

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Post Posted: Sun Jan 06, 2008 2:59 am    Post subject: New Program!
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The government is coming out with a new program for people in your situation (ARM's that caused financial distress). Even if you are in forclosure please contact me, I may be able to help.

edited to remove solicitation

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Irene
www.real-mortgage-quotes.com
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