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cmorgan · Joined: 27 Sep 2008 Posts: 2 1.82 Dollars($)

me & my partner own a mortgage together.....how can i get my name off the mortgage..we are gay & our relationship is ending

smithsussane · Posted: Mon Sep 29, 2008 3:24 am Post subject:

Hi

You will find your answer in the following link:

http://www.mortgagefit.com/know-how/removemyself-homeloan.html

Sussane

gmakerley · Posted: Mon Sep 29, 2008 11:36 am Post subject:

cmorgan, the only way in which you can be eliminated from the mortgage note is if your partner refinances the loan and obtains a new mortgage. you are obligated currently until the loan is paid in full, and that would remain the case unless and until he refinances.

there is such a thing as "novation" that a lender may approve, but in that case, your partner would need to be qualified to carry the loan by himself.

i hope that's sufficient information for you. ask more if need be.

lisascherzer · Joined: 04 Jan 2008 Posts: 755 1.12 Dollars($)

Yes, I agree that refinancing is the most reasonable way for you to do this. If your partner wants to keep the home, then he or she will refinance the loan. If neither one of you want to keep the home, then of course there other options like selling the property.

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