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 vdeavers83
Joined: 10 Jul 2008
Posts: 1
1.39 Dollars($)
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 Posted: Thu Jul 10, 2008 7:41 pm Post subject: i got a letter in the mail saying the house i am renting is |
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| I got a letter in the mail saying the house I am renting is in default. How do I know it this is true? The letter say its in default for more than 3500 I have been paying my rent to the landlord every month I pay 1350 a month I ask him about it and he said every thing was taking care of but the letters keep coming do I continue to pay or is there another way for me to find out what is going on I don't just want to be on the street one day. |
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Jeanette
Community Experts
Joined: 19 Oct 2007
Posts: 121
Location: 760 Lynhaven Parkway, suite 140 Virginia Beach, Virginia
36.24 Dollars($)
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| Posted: Thu Jul 10, 2008 8:20 pm Post subject: |
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Your landlord is apparently keeping this a secret. but you need to get yourself situated so that you can have a another place before the house goes into foreclosures. You can go the city records to see if any taxes are owed on that property. That would be an indication that the house bills are not being paid. As far as the mortgage that is personal information so you will not find that out.
Good luck in whatever your decide.
Jeanette Smith
Mortgage Planner
Union Mortgage Group
www.umgva.com
_________________
Life is like a bull grabit by the horn |
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jenkin7
Joined: 04 Jun 2007
Posts: 4329
Location: Hawaii
685.19 Dollars($)
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| Posted: Fri Jul 11, 2008 5:47 am Post subject: |
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Hi vdeavers.
Agree with Jeanette. you should find another place so that you don't have to face any problem if the house go into foreclosure. Foreclosure is now a common phenomenon. So it is not impossible. |
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Guest
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| Posted: Fri Jul 11, 2008 6:21 am Post subject: |
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| Wow, it's like the Privacy Act doesn't exist! If in fact it's just a letter, you might show the landlord; he might have a cause for civil action. On the other hand if it's service on a foreclosure suit, it's OK and is being done to clear your interests. |
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evolovik26
Community Experts
Joined: 15 Aug 2007
Posts: 538
Location: Minneapolis
28.93 Dollars($)
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| Posted: Fri Jul 11, 2008 8:15 am Post subject: |
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Well if the house is in default it doesn't mean its in foreclosure so you not getting kicked out anytime soon. As far as the owner of the property is concerned he should let you know 2-3 months in advance before the house is going for the auction so that you have time to find a place. Foreclosure is a long process and no one s going to kick you out without warning.
_________________
Eugene Volovik
Home Loan Consultant
Countrywide
612-481-3127
Conventional, FHA and Commercial Lending in 48 states |
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laphillips
Community Experts
Joined: 10 May 2008
Posts: 134
Location: Yucaipa, CA
33.92 Dollars($)
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| Posted: Sat Jul 12, 2008 11:16 am Post subject: i got a letter in the mail saying the house i am renting is |
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As with most matters linked to mortgages, foreclosure, etc. the laws differ in each state. Homeowner or tenant it pays to know the foreclosure laws & foreclosure proceedings time line for your state.
Notices of Default & Notices of Sale are a matter of public record...yes embarrassing to many but you do have rights, as a tenant though you have to fight for them in most cases. You may not have access to lender information but you do have access to your county recorder's office.
Legislators & others across the nation have become very aware of the growing problem of "Renters in Foreclosure".
A tenant's rights organization located in Sacramento, CA called Tenants Together may have a resource available in your area that might help.
HUD also provides information concerning tenants rights per state.
http://www.hud.gov/renting/index.cfm
_________________
Lynnette Phillips
Loan Officer/Realtor,
Foreclosure Consultant
Home Pride Mortgage
My Blog: http://activerain.com/helpingufindaway
My website: http://lynnettephillips.com
**This is not intended as legal advice. I am not an attorney.** |
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