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ostra4 · Joined: 01 Mar 2009 Posts: 1 1.33 Dollars($)

My husband filed bankruptcy last year. We lost our home during the bankruptcy, and it has been several months. Now the mortgage company called and said that I was legally responsible for the debt. My name was never on the mortgage, but they said the due to some homestead law I was responsible and that it was the same as if my husband died. They told me that I was legally responsible and would face foreclosure. How could they do that?

eric1 · Posted: Sun Mar 01, 2009 4:56 pm Post subject:

The same answer I gave to someone else....call an attorney

evolovik26 · Posted: Sun Mar 01, 2009 10:18 pm Post subject:

If its your state law then they are unfortunately right. In homestead states such as California if one spouse owes the other does too.

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Can I be held repsonsible for the mortgage if my name is not on it?