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How can I get my monthly payment LOWER.

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paskounis1 Joined: 16 Mar 2009 Posts: 1 1.56 Dollars($)	Posted: Mon Mar 16, 2009 5:06 pm    Post subject: how to lower my mortgage payment so i do not lose my house Like 0 Dislike 0 how to lower my mortgage payment so i do not lose my house lost my job after 25 years ...need help so i do not lose a house that i have livid in all my life born in this house. parents only owners . lost my job my wife does not make that amount of money to cover mortgage HELP!!!!!!!!!!!!
eric1 Community Expert Joined: 04 Jan 2009 Posts: 1511 226.89 Dollars($)	Posted: Mon Mar 16, 2009 5:48 pm    Post subject: Like 0 Dislike 0 You need to see if you can get your bank to modify your loan so that your payment is lower. _________________ Eric JFree Rate Quote, Stated Income Loans FHA RATE QUOTE Mortgage Rate Quote
smithsussane Joined: 18 Sep 2008 Posts: 10020 Location: Alaska 917.78 Dollars($)	Posted: Mon Mar 16, 2009 7:47 pm    Post subject: Like 0 Dislike 0 Hi paskounis! Welcome to forums! I agree with Eric. Loan modification is the best option for you in order to save the property. You can write a hardship letter to your lender explaining your situation and check if he can modify the loan for you. Feel free to ask if you have further queries. Sussane

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